Boss Of My Money: Recent Episodes
Esther Bangura
Boss of My Money podcast is for savvy women who want to be empowered and supported in developing their financial literacy to gain the knowledge, skills and confidence to make smart financial decisions and take control of their financial situation. In each episode, I share bit size financial tips and personal stories as it relates to spending, budgeting, saving, investing, relationships, mindset and more- without the fluff! With each episode, you will be given actionable steps to help you take action and get quick wins in your personal finances. Having made my own financial mistakes and turning my finances around, my goal in life is to empower as many women as I can who are committed to improving their financial future on their terms!
In this episode, we explore the reasons why high-paid contract workers still face financial problems despite earning more money. We discuss the common misconceptions surrounding contracting and offer practical solutions for those struggling with their finances. Tune in to learn how to take control of your financial future as a contract worker.
Join Cashflow Contractor - my 3 month financial coaching program - to learn how to manage your finances, become debt-free and save 6-12 months emergency fund to navigate low-income periods as a new contract worker.
Send me a DM to my Istagram account 'Boss Of My Money' with the words 'CASHFLOW CONTRACTOR to apply today!
The episode is about my personal journey of transitioning from a full-time employee to a contract worker. I share my experience, lessons learned, and challenges I faced during the transition process.
Here are the key points discussed in the episode:
- The reasons why I transitioned from a full-time employee to a contract worker.
- The differences between a full-time employee, a contract worker, and a freelancer.
- The biggest challenge for contract workers is financial stability due to the unpredictability of contracts and unstable income.
- The lessons I learnt as a new contract worker that every new contract worker should take on board.
Join Cashflow Contractor - my 3 month coaching program - to learn how to manage your finances, become debt-free and save 6-12 months emergency fund to navigate low-income periods as a new contract worker.
Send me a DM to my Istagram account 'Boss Of My Money' with the words 'CASHFLOW CONTRACTOR to apply today!
In this episode, we talk to financial coach New Chinchin about achieving carefree financial independence. Born and raised in Singapore, New Chinchin has over 20 years of experience as a successful entrepreneur and author of 4 books on money management.
We discuss:
- Her background and how she became interested in financial independence
- The importance of balance between hard work and enjoying the fruits of your labour
- Common misconceptions about achieving financial independence
- Strategies for overcoming fear and staying patient on the journey towards financial independence
And much more
Tune in to learn more about achieving carefree financial independence and building wealth.
To connect with New ChinChin follow her on LinkedIn: Linkedin https://www.linkedin.com/in/newchinchin/ and visit her webiste: https://newchinchin.coach/
I am excited to announce my new 90-day Cashflow Management Coaching programme specifically designed for full-time employees switching to contracting. Through this program, you will learn how to take control of your finances with money management strategies and budgeting and cashflow management techniques. I will provide expert guidance on insurance benefits, debt management, savings, investing, and tax planning, all to help you achieve financial stability and freedom. I am so excited about this program because I have seen firsthand the impact it can have on people's lives. By being intentional with your money management, you can reduce debt, save more, and build a solid foundation for your income. And as a new contract worker, it is more important than ever to establish these practices early on. So, keep an eye out for more information on this new program, and I hope you will join us on this journey to financial stability and freedom as a contract worker.
Today we have a podcast guest, Dr. Fola Dandare from Blossom Ladies Brunch. Dr. Fola is a career development expert who is passionate about helping young people and women build successful careers and businesses.
In today's episode, Dr. Fola and I discussed the topic of "How To Be Intentional About Your Career In 2023 With Dr Fola Dandare"
She shared her insights on:
- The current job market and how to search for jobs with high-income
- The challenges and trends currently facing the job market, such as quiet quitting, company culture, and competitive salary.
- The skills and qualifications that employers are looking for.
- How to tailor your skills and experiences to fit the job market.
- Tips and advice on networking and making connections.
- What graduates can do to secure their first high-paying jobs straight from uni.
And more.....
Dr. Fola also has an upcoming virtual Career Conference on Saturday 28th, January 2023, where she will be sharing more information on how to start high on the job pay scale so that you have fewer steps to climb for a high income. If you're interested in learning more about this event and how you can join, register now! HERE >> https://bit.ly/3HohYIM
You can also find Dr. Fola on Instagram
And visit her webiste: https://www.blossomladiesbrunch.co.uk/
Thank you tuning in and share this podcast with your friends and family!
Are you running out of money before the month ends? Here's why! - Spending more than you earn - Money leaks - Unhealthy money boundaries - Use of credit cards as a second income stream Listen to the full epsiode to learn exactly how this could be hurting your finances. The only way to experience real change is through consistent action and this is what I can help you with. Scheduel a 1:1 financial coaching where we will develop a plan of action needed to generate more cashflow, finally become debt-free, and work on your financial goals.
Everything you need to know about the financial planning workshop and why you should attend. It's on New Year's Eve! Saturday 31st December 2 pm to 3 pm UK TIME It's only £20. This will be the best £20 you've spent in 2022 Still, doing your last-minute Christmas shopping? Why not gift a friend or family member by gifting them the workshop Register at estherbangura.com/workshop or DM on Instagram to ask any questions or need help with registering. I can't wait to help you create your financial plan for 2023!
As we're nearing the end of the year, it's easy to look back and feel like a failure when it comes to your finances. Maybe you're not where your peers are. Or maybe you aren't able to buy the things you thought you would have at your age? If this is you, you're not alone. And although we don't admit it. There are times when the feeling of failure creeps in.
Knowing how to overcome failure is key to making you not feel stuck in unaccomplished land. In today's episode, I share: 1) Examples of feeling like a failure
2) 4 reason that contribute to the feeling of failure
P.S. Register for the Financial Planning Workshop
Many people are taking stock of their budgets, savings, and year-end savings objectives as the year draws to a close.
If you feel overwhelmed by the thought of being behind in your finances then this podcast episode is just for you.
Insufficient funds are not the only cause of financial difficulties; lack of savings, discipline, and so on are other common contributors. In today's episode, I will share some advice on how to stop worrying about money and start taking control of your financial situation for good.
You don’t want to miss:
- Reasons why people fall behind in their finances
- 5 steps to feel better about your finances
- A special announcement!!
Make sure you hit SUBSCRIBE so you don’t miss out on any of my content marketing lessons, coming up soon.
And, if you enjoyed this episode, please leave me a rating and a review? Thanks!
There are so many feelings including regret, shame, or difficulty when reflecting on past mistakes. However, you may learn a lot from your mistakes and use them to guide your future actions.
In today's episode, we will talk about how you can build your future on the solid ground of your previous experiences. The ability to move forward in life often requires you to review past moments. It’s not easy, but learning from your history and your past is essential for success.
You don’t want to miss:
- How understanding your past can set you up for a successful future
- Why an end-of-year review is beneficial
- A special announcement!
Make sure you hit SUBSCRIBE so you don’t miss out on any of my content on personal finance.
And, if you enjoyed this episode, please leave me a rating and a review. Thanks!
The vast majority of people are familiar with the concept of "financial freedom," but they rarely work toward it or have faith that it is within their reach. To be financially free means to be able to live a comfortable life without being overly concerned about how you will continue to pay your bills over a long period of time. You CAN achieve financial freedom!! The ability to live without worrying about money is not something that is just available to those who have millions or billions.
In today's podcast episode, I discuss:
- What is financial freedom?
- 10 things that will help you reach financial freedom
Once you've listened to the podcast, think about some of the things you are already doing to reach financial freedom (knowingly or unknowingly) and think about steps you can implement to help you strive towards financial freedom.
You already know that increasing your earnings by investing in yourself and solving a complex problem by bringing value to the workplace is one of the best ways to beat inflation and any type of recession!
Too many women accept low-wage jobs because they lack high-income skills that would undoubtedly get them paid their worth!
Today's podcast episode will show you how leaving money on the table at work will keep you poor and how becoming a high-skilled income earner is easier than you think.
In today's podcast, I discuss:
- Being paid for your time versus being paid for your skills
- Examples of high-income skills you can transfer in your jobs to get paid more money
- 4 reasons why you need to consider developing high-income skills to increase your income
When you finish listening to this podcast, I want you to identify at least one high-income skill that you will work on between now and 2023 in order to increase your income by £10-50k in the coming year.
We all make financial mistakes. And some financial mistakes are more costly than others. Making mistakes is one thing; being aware of them is another, and learning from them and not repeating them is a third. Being aware of your financial mistakes and learning from them is critical to building wealth.
In today's podcast, I talk about:
- I share examples of money mistakes that you might relate to
- Why do we make money mistakes?
- 6 steps to follow to help you reflect and learn from your financial mistakes
- A few reminders of what will happen if you don’t learn from your financial mistakes
If you need help to recover from your past and current money mistakes stop by at www.bossofmymoney.com
We all make financial mistakes. And some financial mistakes are more costly than others. Making mistakes is one thing; being aware of them is another, and learning from them and not repeating them is a third. Being aware of your financial mistakes and learning from them is critical to building wealth.
In today's podcast, I talk about:
- I share examples of money mistakes that you might relate to
- Why do we make money mistakes?
- 6 steps to follow to help you reflect and learn from your financial mistakes
- A few reminders of what will happen if you don’t learn from your financial mistakes
If you need help to recover from your past and current money mistakes stop by at www.bossofmymoney.com
The more I research and speak with wealthy people the more I'm seeing how attainable becoming a millionaire is, and I'm wondering why it's not a goal everyone is pursuing. As the gap between the wealthy and the poor widens you will either be rich or poor. There is no in-between. The middle class is now becoming the new poor class. So what do you decide? Are you ready to become a first-generation millionaire?
In today's podcast I share:
- Wealth statistics from the UK
- Why do some people object to becoming a millionaire
- How is a millionaire determined?
- My top tips for becoming a first-generation millionaire
The name of the movie mentioned was The Associate (1996 film) by Whoppi Goldberg
The more I research and speak with wealthy people the more I'm seeing how attainable becoming a millionaire is, and I'm wondering why it's not a goal everyone is pursuing. As the gap between the wealthy and the poor widens you will either be rich or poor. There is no in-between. The middle class is now becoming the new poor class. So what do you decide? Are you ready to become a first-generation millionaire?
In today's podcast I share:
- Wealth statistics from the UK
- Why do some people object to becoming a millionaire
- How is a millionaire determined?
- My top tips for becoming a first-generation millionaire
The name of the movie mentioned was The Associate (1996 film) by Whoppi Goldberg
Wondering if you should quit your job to start a business? In this podcast interview with Mandy Cheung, we share our experience and tips to help you decide.
About Mandy Cheung Mandy Cheung is a corporate finance adviser and spiritual wealth coach based in Hong Kong. She works with companies listed on the Hong Kong Stock Exchange on their transactions like IPO, M&A, and equity fundraising exercises. She also supports women to be financially independent and live life on their own terms because she genuinely believes that the world will be a better place if more women become financially empowered.
What we discussed: - About Mandy and her finance career journey.
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The lesson's Mandy learned from running side hustles while having a day-job.
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Mandy's advise to someone who is deciding to quit their job to start a business or someone who doesn't know if they should start a business.
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The mistakes Mandy made early on in her corporate job and starting her side business and lessons she learned
How to connect with Mandy! - Instagram: @mandyc852
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YouTube: https://www.youtube.com/mandyc852
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Website: https://mandycheung.coach/
Are you a new listener? Subscribe to our weekly podcast emails here
I think we can all agree that in 2020 and 2021, a lot of people were ballin'! Many 9–5 professionals were furloughed; business owners got over £10K in grants; mortgage payments were frozen, and many of you started new businesses. However, 2022 has been a more difficult year as the economy reacts to the printing of money, inflation, war, and so on. As we approach 2023, we must not do so blindly! So in today's podcast episode, I share 3 personal financial practices with you that will no longer work in 2023!
Mortgage payments were frozen, many of you started new businesses, and 2022 was looking promising.
LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram)
P.S The information provided is for educational purposes only and is not financial advice.
I think we can all agree that in 2020 and 2021, a lot of people were ballin'! Many 9–5 professionals were furloughed; business owners got over £10K in grants; mortgage payments were frozen, and many of you started new businesses. However, 2022 has been a more difficult year as the economy reacts to the printing of money, inflation, war, and so on. As we approach 2023, we must not do so blindly! So in today's podcast episode, I share 3 personal financial practices with you that will no longer work in 2023!
Mortgage payments were frozen, many of you started new businesses, and 2022 was looking promising.
LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram)
P.S The information provided is for educational purposes only and is not financial advice.
Budgeting on a fixed income is difficult on its own, never mind trying to budget on an irregular income. That being said, it's still possible to budget on an irregular income, at least until you work towards having more of a stable income stream. In today's episode, I share... What it's like trying to budget on an inconsistent income. Nine steps to take to budget an irregular income successfully. I ask the question in our Random Money Facts segment, did the queen and the royal family have a credit card, and do they use it?
LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram) P.S The information provided is for educational purposes only and is not financial advice.
Budgeting on a fixed income is difficult on its own, never mind trying to budget on an irregular income. That being said, it's still possible to budget on an irregular income, at least until you work towards having more of a stable income stream. In today's episode, I share... What it's like trying to budget on an inconsistent income. Nine steps to take to budget an irregular income successfully. I ask the question in our Random Money Facts segment, did the queen and the royal family have a credit card, and do they use it?
LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram) P.S The information provided is for educational purposes only and is not financial advice.
Two days ago, I was in such a depressed state. I was unable to identify the cause behind it. Nothing had changed, and everything appeared to be in order. After day two, I had a feeling that something wasn't right, so I went searching! The change in weather led me to realise that I was experiencing early S.A.D. symptoms, also known as Seasonal Affective Disorder. In today's podcast, I talk about: What SAD is and how to spot the warning signs My most recent S.A.D. experience and how I handle it How to manage your mental health and finances through seasonal changes How to manage your mental health and finances through seasonal changes - Why mental health and money management go hand in hand
Mind article: https://www.mind.org.uk/information-support/types-of-mental-health-problems/seasonal-affective-disorder-sad/about-sad/ (Seasonal affective disorder (SAD)) LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram)
P.S The information provided is for educational purposes only and is not financial advice.
With the cost of living going up, high inflation, rising interest rates, and energy prices, what can you do to stay on top of it all? Well, in today's episode, I share 12 tips to help you cope with the cost of living crisis. Many of these tips are practical, and I use them myself to continue to manage my finances well. LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at https://bossofmymoney.captivate.fm/boss-of-my-money-academy (Boss Of My Money Academy) Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram)
P.S The information provided is for educational purposes only and is not financial advice.
It's easy to just focus on inflation and a recession. I want you to stay inspired as you navigate the times we are in. Many people realise that becoming a millionaire is possible (not easy, but there is a way). An average person with a £25k income who works for 40 years can make a million. Becoming a millionaire isn't about making a lot of money, though; it's about making smart investments. We all know it's not how much you earn but how much you spend and what you have left that builds wealth! The issue isn't so much earning money as it is maintaining a million-dollar net worth for future generations. Becoming a millionaire is more than just money, though. It's the lifestyle, choices, and generosity that it allows you to live. Financial independence and millionaire status allow you to spend more time with your family and donate to worthy causes. They say money can't buy happiness, but it can give you control. Control over situations reduces stress over unexpected costs. Financial success boosts self-esteem and propels you to greater heights in life. So in today's episode, I want to give you 24 things you can begin to do to get you to millionairehood! LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at https://bossofmymoney.captivate.fm/boss-of-my-money-academy (Boss Of My Money Academy) Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram) P.S The information provided is for educational purposes only and is not financial advice.
We hear the word "wealth management" used a lot in personal finance. But what exactly is it and what can you be doing now to maximise your wealth? Today our podcast guest Natasha Percy-Baxter, a UK-based wealth manager, shares: Her journey into financial planning and her passion for wealth management Money myths she had to let go of Common barriers that women face when it comes to wealth management and how they can overcome them When to start thinking about wealth management How to navigate wealth management in a recession?
Natasha launched her own wealth management practice towards the end of 2021. Since then, she has been a columnist for Liz Earle Wellbeing, appeared as a guest on The Financial Planner Life podcast and was featured in The Times Top Rated Financial Advisers Guide 2022. Natasha is on a mission to make financial education more accessible and works closely with her clients to instil in them the confidence to know that they are making the right decisions when it comes to their finances and their future. How to connect with Natasha: https://instagram.com/percybaxter_wealth_management (@percybaxter_wealth_management on Instagram) https://percybaxter.co.uk (Natasha's Website)
Mentioned resources: https://www.ftadviser.com/your-industry/2022/08/09/the-pain-hasn-t-even-started-yet-energy-price-cap-to-hit-4-2k/?page=1 (Natasha's Financial Times Article Contribution ) Book Recommendation: https://amzn.to/3A2Bbuq (What Color Is Your Parachute? 2022: Your Guide to a Lifetime of Meaningful Work and Career Success)
LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at https://bossofmymoney.captivate.fm/boss-of-my-money-academy (Boss Of My Money Academy) Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram) P.S The information provided is for educational purposes only and is not financial advice.
Everyone wants to make money NOW! A lot of people, out of desperation, turn to investing. However, investing requires long-term thinking. If you're in debt, want to build an emergency fund, or lost your job, you might think that buying stocks or cryptocurrencies is going to get you out of the pit you are in now. It won't and I am sorry to burst your bubble. Instead, think long-term when you are investing. If you had invested 10 years ago, imagine how different your life would look today. Put that same thinking hat on and start investing today so you can look back in 10 years and thank yourself for it. LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at https://bossofmymoney.captivate.fm/boss-of-my-money-academy (Boss Of My Money Academy) Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram) P.S The information provided is for educational purposes only and is not financial advice.
Everyone wants to make money NOW! A lot of people, out of desperation, turn to investing. However, investing requires long-term thinking. If you're in debt, want to build an emergency fund, or lost your job, you might think that buying stocks or cryptocurrencies is going to get you out of the pit you are in now. It won't and I am sorry to burst your bubble. Instead, think long-term when you are investing. If you had invested 10 years ago, imagine how different your life would look today. Put that same thinking hat on and start investing today so you can look back in 10 years and thank yourself for it. LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at https://bossofmymoney.captivate.fm/boss-of-my-money-academy (Boss Of My Money Academy) Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram) P.S The information provided is for educational purposes only and is not financial advice.
Summer, as you know, is a time to enjoy, relax, take naps, sweat, eat a lot, and spend time with friends and family. So Esther decided to record a quick podcast episode about what she's been up to. In this week's podcast episode, Esther shares: What fun things I have been up to this summer Resigning from my job and starting a new role dream role! Words of encouragement to finish the summer 💪strong! How to rise above your money mistakes and poor money choices! Learn how Boss of My Money can help you with financial management.
LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at https://bossofmymoney.captivate.fm/boss-of-my-money-academy (Boss Of My Money Academy) Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram)
P.S The information provided is for educational purposes only and is not financial advice.
In todays podcast episode Kimmora shares her experience on the 10 Pillars For Financial Success Accountability Programme at Boss Of My Money. Kimmora Ward, an Auditor by profession and self published poet from Montserrat. Kimmora has been able to pay off debts, save money, and is preparing to start investing. Make sure to check out Kimmora's poetry collection Inner Reflections: Thoughts that came from within, which is available on Amazon. You can find Kimmorra https://instagram.com/Kimward2586 (@Kimward2586 on Instagram) LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at https://bossofmymoney.captivate.fm/boss-of-my-money-academy (Boss Of My Money Academy) Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram) P.S The information provided is for educational purposes only and is not financial advice.
You probably know that you need to budget and are aware of the benefits of budgeting, but you find it too depriving and want to give up on your budget or are prevented from even getting started with creating a monthly budget that actually works. In today's podcast episode, I will share four things you can do to stop feeling deprived by your budget. Stick around till the end, when I'll be summarising the key points, giving you actionable steps to implement, as well as introducing a new segment called "Answering your money dilemmas." LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at https://bossofmymoney.captivate.fm/boss-of-my-money-academy (Boss Of My Money Academy) Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://bossofmymoney.captivate.fm/instagram (Instagram) P.S The information provided is for educational purposes only and is not financial advice.
In today's podcast episode, you will learn about the fear of money phobia, how to spot it, and tips to overcome the fear of money. For us to achieve complete financial wellness and build true wealth, we must overcome any fears we have about money. Stick around till the end when I will be summarising the points made, giving you actionable steps to implement, as well as introducing a new segment called the weekly share-worthy money news roundup, where I share-worthy news to help you keep abreast of what's happening in the world that can both positively and negatively impact your financial situation. This week we are going to look at the recent Amazon stock split. LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session or join the 10 Pillars For Financial Success Membership Programme at https://bossofmymoney.captivate.fm/boss-of-my-money-academy (Boss Of My Money Academy) Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to the https://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://www.instagram.com/bossofmymoney/ P.S The information provided is for educational purposes only and is not financial advice.
What exactly do we mean by a tight budget? A tight budget can be anything from living paycheck to paycheck to not having wiggle room in your finances to save, have fun, invest, and achieve your goals. Having a tight budget can be a short-term or long-term concern. Either way, you are going to need to determine what actions you will take to get through those unwanted seasons. In this episode, I share seven steps you can take to fix a tight budget. I also introduced a new segment called "Random Money Facts," where I share facts about money to help you develop your financial literacy and get more comfortable talking about money. I would love for you to let me know which one of the seven tips you are going to try or your own tips for working on a tight budget. Send me a DM on Instagram right now. Go to the Boss Of My Money Instagram handle. LET'S STAY CONNECTED!!!! Book a 1:1 Budget Planning session at https://bossofmymoney.captivate.fm/academy-store (The Boss Of My Money Academy Store) Visit our https://bossofmymoney.captivate.fm/website (Website) Listen to thehttps://bossofmymoney.captivate.fm/podcast (Podcast) Get Your https://bossofmymoney.captivate.fm/free-financial-wellness-checklist- (Free Financial Wellness Checklist ) Follow Boss Of My Money on Instagram: https://www.instagram.com/bossofmymoney/ P.S The information provided is for educational purposes only and is not financial advice.
When you are stressed about your finances it can really take over everything in your life, making you feel sad, angry, and anxious and like there is no solution or a way out. In this podcast episode, I share a recent personal experience of when I became stressed about a financial issue and the steps I took to manage this stress.
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P.S The information provided is for educational purposes only and not financial advice.
In this podcast episode, Esther shares bad and outdated personal finance money advice you should stop following as they are not effective in today's economy. If you really want to be debt-free, save money and achieve financial freedom stop following this bad money advice and instead implement the solutions mentioned in this episode!
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P.S The information provided is for educational purposes only and not financial advice.
Achieving financial freedom is 80% behaviour and 20/% numbers! If are able to master fundamental money habits you will not only shift your money mindset for success, but you will begin to achieve your goals and make significant progress in other areas of your life.
Join Esther, as she discusses must-have money habits for achieving financial freedom as well as answers your money questions on all things personal finance, investing, and business!
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Our website: https://www.bossofmymoney.com/
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P.S The information provided is for educational purposes only and not financial advice.
When you invest in yourself it pays the highest return of any good investment you will make. Not only does it improve your quality of life, but it also benefits those around you and society as a whole. There are inexpensive ways you can invest in yourself that cost no or little money. Listen to this podcast episode for 20 easy ideas on how you can invest in yourself.
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P.S The information provided is for educational purposes only and not financial advice.
Have you found your life's purpose? Are you finding your life's purpose? Living your purpose is essential to financial wellness. When you find your purpose, your purpose will provide for you.
This topic is so important because there is so much going on in the world; we have so many people changing jobs and businesses pivoting, and it almost feels like people are trying to rediscover themselves.
Rather than just working a job or running a business you hate, spend more exploring your purpose. I believe in the famous saying, "Do what you love and the money will follow."
And as I embark on my own personal journey of discovering my life's purpose and my purpose providing for me, this has become increasingly true for me.
Purpose and money are two topics we don't often discuss in the personal finance world.
I believe the two are connected. If you live your purpose, it will provide for you.
Crab a pen and paper and ask yourself these questions, as you discover your life purpose!
- Who am I, exactly?
- What am I going to do?
- What am I doing here?
- What options do I have?
- What can I do to help?
- What do you think I'm capable of?
- What are my skills and abilities?
- What do I like to do?
- What skills do I have, and where do they come from?
- What does it matter to me that no one else does?
LET'S STAY CONNECTED!!!!
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P.S The information provided is for educational purposes only and not financial advice.
Why are the Middle Class broke and living paycheck to paycheck! You probably don't care about class but pay attention to this, as more 9-5 professionals and small business owners fit into his category than don't. Back in the day becoming a middle class represented financial freedom. But that seems to be changing as the middle class is getting poorer and living paycheck to paycheck.
In today's podcast episode, I share 10 reasons why middle-class income earners are living paycheck to paycheck and tips on how they can overcome this.
Don't forget to subscribe to the podcast on any of your favorite podcast platforms and on Youtube if you want more personal finance, getting started with investing, and business tips!
LET'S STAY CONNECTED!!!!
Visit The Boss Of My Money website:
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P.S The information provided is for educational purposes only and not financial advice.
If you are an avid budgeter and are living paycheck to paycheck, you may want to stop budgeting and do this instead!
Too many people, in my opinion, are budgeting incorrectly and focusing on making cuts rather than how to bridge the gap between what they have now and what they need to thrive financially.
In this podcast epsiode, I share reasons why you should stop budgeting and focus on making more money instead in order to reach your financial goals quicker!
How is your budgeting journey going? Are you focusing on just making cuts or are you looking at making more money to bridge the gap?
LET'S STAY CONNECTED!!!!
Visit The Boss Of My Money website:
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P.S The information provided is for educational purposes only and not financial advice.
In today's episode, I address why understanding fundamental financial principles is critical to your financial success. While going pro (accumulating wealth, saving, and living your best life) with your finances is the ultimate aim, you must first master the fundamentals. Without the fundamentals, you will find yourself on the struggle bus of frustration in accomplishing your financial goals. With Our Budget Course, you will learn the fundamentals of budgeting and how to use your budget to save, pay off debts, and begin investing.
Resources
- Join The 90 Days10 Pillars of Financial Success Implementation Programme
- Ready to slay your Budget! Take The Boss Of My Budget Course today!
- Join now and master your Download our FREE Financial Wellness Checklist
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
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In today's episode, I will be sharing some insight about the Cost of living in 2022: The rise in Inflation, Energy bills, Interest Rates and Tax which will impact you and your finances and how to plan towards them.
Resources
- Join The 90 Days10 Pillars of Financial Success Implementation Programme
- Ready to slay your Budget! Take The Boss Of My Budget Course today!
- Join now and master your Download our FREE Financial Wellness Checklist
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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So you want to start the year strong and are considering what goals you should work on. Let me inspire you with our Top 20 Financial Goal Ideas for 2022. Budgeting, different sorts of savings to consider, new assets to invest in, asking for more money at work, and my personal favourite, giving yourself a well-deserved treat even if you haven't earned it. Yep, that's how we are slaying in 2022!
Resources
- Join The 90 Days10 Pillars of Financial Success Implementation group
- Ready to slay your Budget! Take The Boss Of My Budget Course today!
- Join now and master your Download our FREE Financial Wellness Checklist
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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**For the most part, we would have to think long and hard about when our bad financial habits kicked in. That's because it began with a single credit card, progressed to overdraft, and before you know it, payday loans. Others may have started withdrawing £200 from their savings account and are now withdrawing every penny that remains.
Our bad financial habits are subtle, and if left to their own devices, they spiral out of control. In this podcast, I discuss 11 tell-tale signs that you live above your means. This is not to shame you but to assist you in identifying bad money habits that, if not addressed, can keep you in debt for years or lead to years of working with no savings.**
If you recognise any of these signs, you are an excellent candidate for our 90-day 10 Pillars For Financial Success Implementation Program. Join before January 31st and receive a BONUS 1:1 Budgeting Session with me to go over your budget and get it from not working to working in just 90 mins!
Resources
- Join The 90 Days10 Pillars of Financial Success Implementation group
- Ready to slay your Budget! Take The Boss Of My Budget Course today!
- Join now and master your Download our FREE Financial Wellness Checklist
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
It's the beginning of a new year. I'm sure a lot of people are giving up caffeine, smoking, alcohol, sugar, or bad spending habits. If you're unfamiliar with the term "cold turkey," it refers to abruptly discontinuing a habit. It is the point at which you completely stop a bad habit or a behaviour that you want to change. Instead of gradually discontinuing the habit, you discontinue it abruptly in the hope of never returning to it.
This podcast focuses on why you shouldn't go cold turkey and how going cold turkey can lead to additional problems in your personal finances. Don't get me wrong, it can work for some people, and there are advantages to quitting cold turkey, but it all depends on the habit and the individual.
Resources
Join the waitlist for the 10 Pillars of Financial Success Implementation group
* Download our FREE Financial Wellness Checklist
* Take The Boss Of My Budget Course. Join now and master your budget today!*
* Follow Boss Of My Money on Instagram and send your questions or comments via DM.
* Send your questions anonymously to support@bossofmymoney.co.uk.**
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
1. In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
2. Click Write a Review, if you wish, then click Send when finished.
When you splurge after a bad day, bad news, being upset, angry, or disappointed, the issue is not your money, but you continue to take it out on your money. Here are my thoughts on the subject, as well as how you can deal with it head-on!
Resources
- Join the waitlist for the 10 Pillars of Financial Success Implementation group
- Download our FREE Financial Wellness Checklist
- Take The Boss Of My Budget Course. Join now and master your budget today!
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
Happy New Year!
We're all ready to set new goals this time of year. New year, new me? Not everything in your life has to change. Some of you may be repeating goals from last year, which is OK. The most important aspect of setting goals is to be intentional about them and to make sure they align with your life aspirations. Setting goals is one thing; achieving them is another. Here are six quick ideas for developing and attaining goals that work, whether new or similar goals.
Resources
- Join the waitlist for the 10 Pillars of Financial Success Implementation group
- Download our FREE Financial Wellness Checklist
- Take The Boss Of My Budget Course. Join now and master your budget today!
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
We continue to discuss money mistakes. Money mistakes are common. A handful of us has made them during our lifetimes. I'm sure there are financial decisions you've made that you'd change if given a second chance. Whatever your financial mistakes, you can recover from them. I hope today's podcast has helped you get back on track with your financial objectives, despite any mistakes you have made in your finances. Don’t forget to signup for The Boss Of My Budget Course or sign up for the implementation Group Waitlist for 2022 at www.bossofmymoney.com
Resources
- Join the waitlist for the Boss Of My Money Accountability Group
- Download our FREE Financial Wellness Checklist
- Take The Boss Of My Budget Course. Join now and master your budget today!
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
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In today’s episode, I will be sharing 6 common financial mistakes 9-5 professionals must avoid. So many 9-5 workers, although earning a very good salary, still live paycheck to paycheck, are unable to pay off debts, save money and are scared about investing. If you identify yourself with any of the 6 common mistakes mentioned, be sure to schedule a 121 budgeting Masterclass and get on the waitlist for the Accountability Programme for when doors open in 2022.
Resources
- Join the waitlist for the Boss Of My Money Accountability Group
- Take my FREE mini-course on How to Overcome Budget Perfection
- Schedule a 2hr one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
Christmas is coming. Christmas is 19 days away. The stores are preparing for Christmas. Are you ready?
Today I re-release one of our favourite Christmas podcast episodes. Episode 02: 20 Tips for having a debt-free Christmas. In this episode, I talk about how amassing debt around Christmas sent me spiralling.
One of the first topics I discuss in this podcast re-release is ‘defining Christmas for you.' And we must walk in that truth. And the best approach to enjoy a debt-free Christmas is to plan for it. So sit tight for episode 02's throwback.
Resources
- Join the waitlist for the Boss Of My Money Accountability Group
- Take my FREE mini-course on How to Overcome Budget Perfection
- Schedule a 2hr one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
**Budgeting is a vital tool in financial management, as we all know. Finances success requires budgeting. Most individuals lack discipline and don't discover a budgeting approach that works for them.
There are several popular budgeting techniques. You've probably used budgeting apps, spreadsheets, or even pen and paper. The idea of budgeting and not knowing which budget technique works best for you might be stressful. Here I explain the 50 30 20 budgeting method and help you determine whether it's right for you.**
Resources
- Join the waitlist for the Boss Of My Money Accountability Group
- Take my FREE mini-course on How to Overcome Budget Perfection
- Stop by The 50 30 20 Rule Budgeting Calculator and blog
- Schedule a 2hr one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
**I understand that money is a complex topic and that as a parent, you may be unsure where to begin or how to keep personal finance PG so as not to overwhelm your children or instil fear of money in them.
Nevertheless, teaching children about money management must become a priority. And you can start as soon as they begin asking for stuff. In today's podcast episode, I give ten tips for raising financially independent children.**
Resources
- Join the waitlist for the Boss Of My Money Accountability Group
- Take my FREE mini-course on How to Overcome Budget Perfection.
- Schedule a 2hr one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don't miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
On the 10th of October, people worldwide observed World Mental Health Day, which was observed on October 10th. We are all aware that mental health and financial well-being are intertwined and impact one another.
In this week's podcast, I spoke with Kimmora Ward, an Auditor by profession and poet from Montserrat, who shared her personal experiences with mental health and managing her personal finances.
Kimmora has been able to pay off debts, save money, and is preparing to start investing. Make sure to check out Kimmora's poetry collection Inner Reflections: Thoughts that came from within, which is available on Amazon.
You don’t want to miss:
- Our personal experience with mental health and well being
- The challenges Kimmmora faced on her journey
- Support systems Kimmora tapped into
- How mental health impacted Kimmora’s financial decision making and practices she implements to stay on track with her finances
- How Kimmora set boundaries with yourself, friends and family to ensure her health and well being
- How Kimmora is raising awareness around mental awareness
- Kimmora shares how her poetry book came about
- Kimmora reads two poems from her Book Inner Reflections: Thoughts that came from within
Resources
- Inner Reflections: Thoughts that came from within by Kimmora Ward
- Kimmora's Instagram account
- Join the waitlist for the Boss Of My Money Accountability Group
- Take my FREE mini-course on How to Overcome Budget Perfection.
- Get started with a 1hr Personal Finance Goal Setting Strategy Session.
- Schedule a 2hr one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
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**Do you recall a time when you set a goal for yourself, were ecstatic about it and then fell off the waggon? When you realise you've fallen off the fight within begins.
How do you get back on track, how do you recover, should you stop pursuing this goal or should you keep going? All of these are questions we ask ourselves.**
In today's podcast episode, I unpack the mental and physical processes we go through when we fall short of our goals, as well as steps to take to get back on track, whether that's letting go of the goal, tweaking, or continuing right where you left off.
I also call myself out for falling short of a recent goal.
Resources
- Join the waitlist for the Boss Of My Money Accountability Group
- Take my FREE mini-course on How to overcome Budget Perfection.
- Get started with a 1hr Personal Finance Goal Setting Strategy Session
- Schedule a 2hr one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
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You’ll be surprised to learn that there are numerous other options for becoming a millionaire. The best way is to start working on your financial goals and increasing your net worth at a young age. Even if you’re not in your early 20s, you can still start a portfolio and make a million dollars in time for retirement.
Resources
- Join the waitlist for the Boss Of My Money Accountability Group
- Stop by the website and check out the 24 Tips on how to become a millionaire
- Take my FREE mini-course on How to overcome Budget Perfection.
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
Do you break the rules or do you follow them? Here are 5 unconventional ways I manage my own finances.
Personal finance fundamentals never change. If you try to change these rules, you may face financial challenges and take longer to achieve your financial goals. If you don't budget, you'll lose track of your spending, save less, and wind up living over your means.
While we must follow financial principles, we must also establish our own distinctive approach. Budgeting is necessary, but how you budget may be tailored to you and your position. The fact that I have disregarded certain conventional conventions in managing my own finances without affecting the concepts has made it a lot more fun and tailored to my situation, as I help many of my clients to do.
Resources
- Join the waitlist for the Boss Of My Money Accountability Group
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection.
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
Weekly Check-ins are great to help you stay on track, celebrate your progress and catch bad money habits before they get out of control. In today's episode, I share the 6 questions you need to asking yourself when you are doing your weekly money check-in.
Resources
- Join the waitlist for the Boss Of My Money Accountability Group
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection.
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
Managing your finances can be difficult. This is one of the reasons why so many individuals never start or quit. You are not alone in feeling overwhelmed by money.
Money issues should be addressed as soon as feasible. If not, it can bring anxiety, stress, disputes, poor financial decisions, sadness, withdrawal and isolation, and shame and guilt. So, if you're worried about your finances, you should handle it right away.
Money issues can be stressful. For many, it is a reality. You may feel overwhelmed by money problems, stressed by debt, and powerless over your finances.
There are many reasons why people become stressed and overwhelmed about their finances: job loss, sickness, loss of income, bad investment choices, poor business performance, relationship breakdown, unexpected expense, theft, fraud...
In this episode, I will be sharing 7 strategies to manage your finances without stress
Resources
- Join the waitlist for the Boss Of My Money Accountability Group
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection.
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
So you've heard you need to be debt-free and save? That's all well and good, but is it practical to pay off debt while saving money? Which debts should I pay first?
Saving money is difficult when you have debts to pay. People often become overwhelmed attempting to save and pay off debts with a limited budget.
There is no right or wrong way to pay off debt or save money. It all depends on your circumstances. It depends on what keeps you up at night. Is it the debt or the lack of savings that keeps you up?
I believe you can do both, but the numbers will speak for themselves. What to consider while deciding between paying off debt and saving
Resources
- Join the waitlist for the Boss Of My Money Accountability Group
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection.
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
I'm frequently asked, "Esther, how did you pay off your debts, become a saver, and buy your house in three years with no financial background or a Great Aunt who passed away and left you thousands of pounds?" The short answer is that I mastered key financial principles and laid a solid foundation for myself. As I always say, personal finance management is a way of life, not a destination. It's now our way of life.
So, to assist even more people, I've decided to teach my exact Financial Success process in my group accountability programme so that more 9-5 professionals like you can have your hard-earned money working as hard for you as you do for it!
In a few weeks, I'll be launching this group, which will be small and intimate. Only about 20 people will most likely be able to attend. Click the link to be added to the interest list and be notified as soon as doors open. Join the waitlist here."
Resources
- Join the waitlist for the Boss Of My Money Accountability Group
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection.
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
It is possible to save money and attain financial goals by not spending. A spending freeze, avoiding coffee shops, and limiting supermarket trips will help you save money and create new habits. No-spend challenges help you create healthy financial habits and speed your success. The rewards are amazing whether you do it for a day, week, month, or even a year.
Join our 7-day no-spend challenge to regain financial control. See how much you can save in a month. After the challenge, you'll have lifelong access and can rinse and repeat as needed!
Resources
- Join our FREE 7 days No Spend Challenge + Daily Money Affirmation
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection.
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
I swear by weekly check-ins! They are super practical! In today’s podcast episode, I share my five reasons why weekly check-ins are effective. And here’s the thing- weekly check-ins do not have to take too much time. Maybe in the beginning, but as you stay consistent, you will find yourself flying through them. When you have eyes on your personal finance, you catch bad money habits and unauthorised charges, and you can plan better for what’s coming, helping you feel more confident about your future.
Resources
- The Boss Of My Money Accountability Programme Waitlist
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection.
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
You've probably heard about having a financial plan, a budget, an emergency fund, investment accounts, and protection. Everyone tells you to start a financial journey, but how? How should we start? After all, there are several areas you want to improve. How do you know where to start and what to prioritise? In today's episode, I discuss how to begin your financial journey to give you a solid foundation and ultimate success. If you are new to budgeting and managing your finances, or struggle to keep up with your budget, then you want to check out my free mini-course training video on ‘How to create a not-so-perfect budget’!
Resources
- The Budget Accountability Programme Waitlist
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection.
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
Hurray! We have completed five days of the 30-day daily podcast challenge. In today's episode, I'll tell you more about myself, what I do, what Boss Of My Money is, and what I enjoy most about my business. If you are a new podcast listener, this is an opportunity to get to know me better, and for those who have been listening for a while, it is also an opportunity for us to reconnect. If you are loving the podcasts please share them with anyone you think would find the content helpful and be sure to leave a 5-star review on the apple podcast! Thanks again!
Resources
- The Budget Accountability Programme Waitlist
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection.
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
I'm very excited to announce my 30-day podcast challenge. For the entire month of September, I will release a new podcast every day. That's right; we’ve got new content for you in our themed month, Start Fresh September!!
In today's episode, I’ll be giving you three reasons why you keep making the same money mistakes and how to change this!
Do you keep making the same financial mistakes and never seem to be able to overcome them? I can relate to that. So, why do you repeat making the same financial mistakes? Tune in to hear my top three reasons why I believe we keep making the same money mistakes.
While so many people think more money will fix it all, it certainly isn’t the case! You don't need more money to decide to quit making the same financial mistakes. You can start making good money choices now, so you know how to put it to work when more money comes.
If you are constantly making the same money mistakes, please consider joining my Budget Accountability programme waiting. It's a 6-month budgeting membership programme for the 9-5 worker who wants to take charge of their finances and develop lasting wealth.
Join the waitlist here to be the first to know when doors open https://bossofmymoneyacademy.mykajabi.com/bapwaitlist
Resources
- The Budget Accountability Programme Waitlist https://bossofmymoneyacademy.mykajabi.com/bapwaitlist
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection.
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM.
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
I'm very excited to announce my 30-day podcast challenge. For the entire month of September, I will release a new podcast every day. That's right, we've got new content for you in our themed month, Start Fresh September!! In today's episode, I'll answer a question from one of our Instagram followers, "How do we review/adjust our budgets as we run-up to Christmas?"
This is an excellent question that has arisen at an opportune time, given that Christmas is rapidly approaching. To answer your question about how to plan ahead for Christmas, I'll replay episode 2, a podcast I recorded last October called 20 Tips for a Debt-Free Christmas.
Resources
- Stop by the website: www.bossofmymoney.com
- Follow us on Instagram: https://www.instagram.com/bossofmymoney/
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
I am super excited to introduce my 30 days podcast challenge. For the entire month of September, I will be publishing a new podcast every single day. That's right, fresh content for you in our special themed month. Start Fresh September!
Today's episode is a Questions and Answer episode, where I will answer the questions you recently asked me to answer on Instagram. So, in case you didn’t know- you can send your podcast questions over to me on IG as DM or email support@bossofmymoney.co.uk
Today's question is: How to manage finances as a single parent?
You don’t want to miss:
- Why managing finance for single parents looks different
- Three main budget categories for single parents to use
- Creating additional pots for you and your family
- How to get started with an emergency fund
- The mistake single parents make when investing
- Why earning more income needs to be a priority for single parents to hit their goals
Resources
- Stop by the website: www.bossofmymoney.com
- Follow us on Instagram: https://www.instagram.com/bossofmymoney/
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
I am super excited to introduce my 30 days podcast challenge. For the entire month of September, I will be publishing a new podcast every single day. That's right, fresh content for you in our special themed month. Start Fresh September!
In today's episode is a Questions and Answer episode, where I will answer the questions you recently asked me to answer on Instagram. So, in case you didn’t know- you can send your podcast questions over to me on IG as DM or email support@bossofmymoney.co.uk
Today's question is: How young to start teaching kids about money?
You don’t want to miss:
- Different types of financial concepts to teach your kids depending on their age
- How to incorporate everyday money lessons and education in your kids life
- Teaching your kids the Pay Yourself First concept
- Should you give your kids an allowance?
- Teaching kids business and entrepreneurship skills
Resources
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
Too many folks make the error of planning the future without unpicking, learning from the past, or being deliberate in their actions now. History tells us how effectively we handled difficulties and enables us to learn from previous errors. To achieve your financial objectives, you must first assess and explain your current position. This podcast episode will help you ask the right questions to help you gain clarity about your financial situation. Signup for our FREE Not-so Perfect Budget Mini-course on how to overcome budget perfection!
Resources
- Schedule a free financial plan and assessment of your life insurance needs here
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- The blog post mentioned with podcast episode: What is Net worth and how to calculate it?
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
Almost everyone has tried budgeting at some time, and the majority of them have given up after failing. I would not be where I am now if I had given up. To assist you in reaching your financial objectives, I'd want to highlight five excuses or reasons why individuals don't budget their money and how to overcome them. Grab my free mini-course on budgeting that will teach you how to get over having a 'perfect budget' and instead concentrate on making your budget practical and actually achieving your objectives.
Resources
- Schedule a free financial plan and assessment of your life insurance needs here
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
I meet many people who are in various phases of life and have concerns regarding life insurance. Some are single parents, newlyweds, couples beginning a family, or family members of elderly or sick parents. As an FCA Licensed Life and Health Insurance Agent, I am qualified to talk on this subject. Every day, I get to talk to so many women and men about this. On a weekly basis, I assist 3-4 families with their life insurance. In this podcast episode, I want to explain what is life insurance and how it differs. I don't want to presume my podcast listeners know this, so let's start there.
So let’s get straight into it.
You don’t want to miss:
- What is life insurance?
- The five different types of life cover:
- Term life policy
- A whole life policy
- Level term
- Death in service
- Accidental Death
Resources
- Schedule a free financial plan and assessment of your life insurance needs here
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection
- Schedule a one to one coaching session to master your budget 1-2-1 Budgeting Masterclass
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
So today I have a special guest, Natasha Hill, who will be sharing her financial journey, particularly how she paid £10k in debt and purchase her first property. Natasha and I both recently purchased council properties around the same time. We must have closed a few weeks apart. So I'm really looking forward to discussing the process with Natasha. What I appreciate about this guest episode is Natasha's emphasis on the importance of having a plan, setting the intention, and not allowing debt or a lack of savings to prevent you from achieving your goals.
So let’s get straight into it.
You don’t want to miss:
- Natasha’s money story of paying off debt and getting back into debt
- What caused Natasha to make life changes at the start of the pandemic
- How Natasha paid £10k in debt
- The steps for buying your council property
- Additional expenses for buying your council property
- How side hustles help Natasha to achieve her financial goals
Resources
- Follow Natasha Hill on her Instagram handle Financereboot
- Stop by the website
- Take my FREE mini-course on How to overcome Budget Perfection
- Schedule a 1-2-1 Budgeting Masterclass Session
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
**When it comes to beating inflation, there is no sure-fire method. All you need to know is what it is and how it affects you based on your objectives. Because we all have different goals, low and high inflation rates will affect each person differently.
Simply do your best to keep your money safe by spending less than you earn, saving for up to five-year goals, investing long-term by starting now, and attempting to own more than you owe. Maintain your debt-free status.
I strongly advise you to listen to parts 1 through 4 of this podcast series on inflation so that you may gain a firm understanding of it and utilise it to plan for your life and future.**
So let’s get straight into it.
You don’t want to miss:
- 6 Tips on how to inflation-proof your finances
- Catch up on Part 1, Part 2 and Part 3
Resources
- Stop by the website
- Check out our Free Mini- Course on Budgeting
- Schedule a 1-2-1 Budgeting Masterclass Session
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
We've established that inflation is something we need to care about, because it will impact our money's spending power. It will also determine what decisions we make when it comes to building our wealth. In today's part three of our four part inflation series, I'll be deep diving into the different correlations of inflation relating to savings, interest rates, pension and property.
So let’s get straight into it.
You don’t want to miss:
- Inflation and savings
- Inflation and and property
- Inflation and interest rates
- Inflation and pension
Resources
- Stop by the website
- Schedule a 1-2-1 Budgeting Masterclass Session
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
You're probably thinking Esther, I'm not an investment manager, I don't work in a bank, and I'm not in the financial industry; what does inflation have to do with my personal finances? Well if you want to become financially independent and achieve financial success, inflation is one of those things you have to pay attention to.
Inflation is measured using three popular measurements: Consumer Price Index (CPI), Producer Price Index (PPI) and House Price Index (HPI). There are other ways of measuring inflation but these are the three main ones and these can change over time because of how we use and spend money.
So let’s get straight into it.
You don’t want to miss:
- Consumer Price Index (CPI),
- Producer Price Index (PPI) and
- House Price Index (HPI).
Resources
- Stop by the website
- Schedule a 1-2-1 Budgeting Masterclass Session
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on The Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
The reason for today's podcast is that everyone in finance and politics is talking about inflation. You may believe it has nothing to do with you or your personal finances, yet it is all about your money. I'll give you a heads up: this episode is going to be a mouthful, and it'll be different from the others in that I'll be discussing statistics, rates, and percentages. However, bear with me! This is critical. Some of you may feel compelled to flee. But don't move.
Because there is so much to cover, I've chosen to make this a series and divide it into four parts.
Today's episode is part 1 of a two-part series in which I explain what inflation is and why it matters to you.
You don’t want to miss:
- What is inflation?
- Why does understanding Inflation matter
Resources
- Stop by the website
- Schedule a 1-2-1 Budgeting Masterclass Session
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on the Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
I place a high value on financial literacy. It was one of those things in life that I didn't realise I needed until I got it. It's beyond me why I waited until my late 30s to begin this! Knowing better, my mission is to make financial literacy appealing to you and to assist you in developing and passing on your financial literacy to your family and friends.
You don’t want to miss:
- Six ways to develop your financial education
- How to read books and take action
- Working with other types of experts
Resources
- Stop by the website
- Schedule a 1-2-1 Budgeting Masterclass Session
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
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Today I have the beautiful Makala Green from The Wealth Check. Britain’s first black female chartered financial planner with over 17 years of experience in Financial Services. Makala has worked with prestigious brands and spoken at over 100 events.
You don’t want to miss:
- Makala's financial journey starting as early as 5
- What led Makala to buy her first property at age 19
- What is the difference between a financial planner and a financial advisor?
- What are the common myths about financial planning and investing?
- How can women build their money confidence through financial planning?
- And more!
Resources
- Stop by the website
- Schedule a 1-2-1 Budgeting Masterclass Session
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Follow The Wealth Check on Instagram and visit Makala's website
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on the Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
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If you are an avid boss of my money listener you would know that I started my right to buy process in January 2020. And it has been a journey! But one I am over the moon to say is over! We finally bought our council flat. And I want to share with you today why it took me 15 years to buy my first property.
You don’t want to miss:
- 6 Reason and excuses why it took me 15 years to buy my council flat
- Tips to help you fast track your goals
Resources
- Stop by the website
- Schedule a 1-2-1 Budgeting Masterclass Session
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on the Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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Today's episode is a little different from the others in that... For this episode, I didn't have much of a plan. I felt compelled to put the mic on and record while meditating in the early morning hours. If you're a regular listener and fan of the Boss Of My Money podcast, you already know that personal finance is about more than just money for me... it's who I am and who I want to be!
Money, after all, reveals a great deal about who we are, what we think, and what we believe. It's critical that you realise this and match your spending habits with the person you want to be.
You don’t want to miss:
- Who are you now with money?
- Who do you want to become?
- Prosperity is more than just a bank account balance
- Scripture reference: 3 John 1:2
Resources
- Stop by the website
- Schedule a 1-2-1 Budgeting Masterclass Session
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
In today Episode I will be sharing the importance of having a WHY for your desire to become financially independent. I’ve chosen this topic because very often most people, start their financial journey because they are told to or they know it’s beneficial to their financial situation and it’s something they should do.
And while they make some progress, they are inconsistent, they give up easily and even though they are budgeting, saving and paying off debts, it’s in drips and drops, they are doing this on a surface level and not really reaping the true benefits from actions they are taking. I believe the reason for this is that they don’t have WHY for financial independence.
You don’t want to miss:
- 7 questions to ask yourself to find out what your WHY for financial independence is
- How my WHY helped me get through the pandemic
Resources
- Stop by the website
- Schedule a 1-2-1 Budgeting Masterclass Session
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on the Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
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Financial literacy for women is a must and while we’ve made a lot of progress, we still have work to do and need to keep the momentum going.
You all know I am passionate about helping women achieve financial success, so today’s episode is close to my heart. If I do well in my finances as a woman, you do well also. If you do well in your finance as a woman the entire world will do well too.
You don’t want to miss:
- Shocking statistics about women and money
- Three reasons and areas where women need financial literacy.
- How you can help me as a podcast listener
Resources
- Stop by the website
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on the Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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Naomi Benjamin is a personal and virtual stylist based in Milton Keynes. She is a PA and Diversity and Inclusion Officer and runs her business NB Style Consultancy. When Naomi had her first baby she felt like she lost her sense of style and self. She realised being at home with a small baby, she stopped dressing up and decided to do a little shopping spree to cheer herself up. She realised she could become herself again by expressing herself through clothes and bringing out her personality through what she wore. She started helping other mums find their style personality and help them discover their new identity as mums. Naomi is passionate about styling on a budget especially for busy mums and professional workers.
You don’t want to miss:
- Why Naomi is passionate about wellness, styling and budgeting
- The common challenges women face with their styling and wardrobe
- What is a capsule wardrobe? Why should we consider having one?
- How do you get started with creating a capsule wardrobe? How many pieces should we have? Is there a specific number to get started with and build on?
- What should be in a capsule wardrobe- Ideas for spring, summer, autumn and winter.
- How do you save money on clothing? Naomi shares any wardrobe saving hacks?
Resources
- Stop by the website
- Follow Naomi style on Instagram and on Facebook
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
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In today's episode, I will be sharing some tips and shedding light on what it’s really like for couples planning a wedding in a pandemic. Now that a large part of the world's population is under lockdown and social distancing rules have been enforced due to the coronavirus pandemic, many people have had their plans of tying the knot hopelessly tangled in an unprecedented worldwide crisis. Despite these restrictions, that hasn't stopped couples from moving ahead and getting wedded.
You don't want to miss:
- Weddings before and after the Pandemic
- The challenges of getting married in the Pandemic
- Benefits of getting married during the Pandemic
- Getting married now is similar to micro weddings- What is a micro wedding?
Resources
- Stop by the website
- Subscribe to our FREE Worksheet Library and Get the FREE Wedding Budget Worksheet
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE to not miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- Under Shows, in the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
In today's episode, I will be sharing 5 money mindset shifts you need to make today if you want to see progress with your relationship with money and achieve your money goals. Money Mindset blocks are one of the biggest challenges people face with improving their money situation. Money mindset is not just a word that we use in personal finance literacy..it’s essential to your financial success, so be sure to make this a priority.
You don't want to miss:
- Mindset shift #1: It will work itself out...
- Mindset shift #2: I can’t afford to…
- Mindset shift #3: It’s too late for me to achieve my financial goals...
- Mindset shift #4: Scarcity and Lack…
- Mindset shift #5: Thinking wealth and financial success is all about money...
Resources
- Stop by the website
- Subscribe to our FREE Worksheet Library and Get the FREE Overcoming Mindset Blocks Worksheet
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE to not miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- Under Shows, in the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
In this episode, I will be sharing some pros and cons of renting vs buying a house and how to calculate if purchasing a home is affordable for you. This is a trendy topic right now. As I record this episode, we have just had the UK Annual Budget review announced by the government. One of the changes announced is the minimum amount required for a house deposit dropping from 10% to 5%. As you can imagine, many people are asking if buying is a good thing for them or if they should consider renting.
You don't want to miss:
- Is renting better than buying a house?
- Pros and cons of renting and buying
- How to avoid becoming house poor?
- What numbers do you need to consider when purchasing?
- How much your salary needs to be to buy a £300k house/flat
- Why should you pay more than the minimum required deposit, and why this will help you in the long run?
- When is the best time to work with a mortgage broker?
Resources
- Stop by the website
- Subscribe to our FREE Worksheet Library
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE to not miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- Under Shows, in the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
This week I am answering some of your questions relating to investing and ISA’s. I love that you are thinking about saving and investing. You may need a notebook and pen because the question on how to invest and where to invest is going to give you some steps and actions to take to get you started with investing.
You don’t want to miss:
- How many ISA’s can I have
- How Do I get my money to make more money?
- What else can we do to make money on my money?
- Knowing more about stocks and shares.
Resources
- Stop by the website
- Attend the Investing Workshop
- Recommending Investing Books
- Learn How Investing Works, Grow Your Money
- Intelligent Investor: The Definitive Book on Value Investing - A Book of Practical Counsel
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on the Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
Here's how to rate and review on apple podcasts:
- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
There is a season and a rhythm to our existence, and there is nothing one can do to change that. Now while I complain about the rain, it is a blessing for the farmers and natural habitats. In this episode, I want to help you identify your financial season using 4P’s as an example. You may be in one of these financial seasons at a time, or you may be in more than one season at any given time.
Resources
- Stop by the website
- Download my FREEBIE The Roadmap To Paying Yourself First + FREE Budget Sheet
- Follow Boss Of My Money on Instagram and send your questions or comments via DM
- Send your questions anonymously to support@bossofmymoney.co.uk.
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
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Business Graduate, HR Officer and Tutoring Business Owner Vashni from Bristol shares her personal finance journey. The idea of being a broke student did not exist in Vashni’s world! And damn right it shouldn’t! Vashni is an inspiration to all young people who wonder if saving money, working part-time and finishing university with good grades at is really possible.
Resources:
- Stop by the website
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- Follow Boss Of My Money on Instagram and send your questions or comments via DM
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I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
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- In the Library Tab under Shows, click on the podcast subscription and scroll down to Ratings & Reviews to give it a star rating.
- Click Write a Review, if you wish, then click Send when finished.
Goal setting hacks are big in the personal development space -be it with health, life, relationships or finance. In this episode, I focus on seven tips to focus on peak performing your financial goals. You don’t just want to set goals but you want them to materialise over time.
Resources
Stop by the website
- Get the FREE organise your finance workbook
- Join The Budget Academy Waitlist for 2021
Follow us on Instagram and send your questions or comments via DM
Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
I believe that trying to have a perfect budget will cause you to feel overwhelmed, stressed and giving up on your budget. We live in an imperfect world and circumstances out of our control will impact your budget. So rather than trying to have a perfect budget, seek to make progress with your budget. In this episode, I’m sharing what making progress vs seeking a perfect budget looks like.
Resources
Stop by the website
- Get the FREE Organise Your Finance Workbook
- Join The Budget Academy Waitlist for 2021
Follow us on Instagram and send your questions or comments via DM
Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could go to your favourite podcast platform and make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast and share your favourite episodes with your favourite human beings. Thanks!
The joys of December usually creates unforeseen expenses, forcing a lot of people to fall into their overdraft, others max out their credit cards.
And to be honest, as much as I hope that people are understanding the times we are in and being diligent with their spending, I am not sure this is the case.
With direct debits lurking above bank balances like a bad storm threatening to drop at any moment and the accompanying gloomy weather the new year brings, it’s not surprising that so many people suffer from the ‘January Blues’.
You don’t want to miss:
- Tips for staying happy, spending, food, finding extra cash and killing time
Resources
Stop by the website
- Give yourself a financial detox and join my FREE 7 days no-spend challenge
- Get the FREE organsie your finance workbook
- Start budgeting with my FREE Roadmap to paying yourself first + Free Budget sheet
Follow us on Instagram and send your questions or comments via DM
Send your questions anonymously to support@bossofmymoney.co.uk
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In today's episode, I answer questions from our community. I love answering questions as it allows me to get to know more about where my followers and listeners are at, the goals they are working towards and how I can better support them.
You don’t want to miss:
- How do I budget on a fluctuating income?
- Should I get life insurance if I am living at home with no dependents?
- Is it a good idea to downsize and pay off £25k debt?
Resources:
Stop by the website
Follow us on Instagram and send your questions or comments via DM:
Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast. Thanks!
BONUS EPISODE
You may have heard my story in drips and drops depending on where we first met.
I still get emotional talking about my financial mistakes and where I was when I decided enough was enough! Three years and 10 days on...I am still on that journey and loving it.
So as a bonus episode on Christmas Day, I share :
- When my personal finance started
- How I got started
- What changes I made to double my income, become debt-free and save 3 months emergency fund.
- What I have achieved 3 years on and still going
- What being the boss of my money means to me
- Why I started blogging and helping other women
Resources
- Stop by thewebsite
- Follow us on Instagramand send your questions or comments via DM:
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast. Thanks!
If you have lived long enough you would have received both good and bad money advice Heck; you may dish out a few yourself. Why is it important to recognise good and bad money advice? And how should you respond when someone gives you good or bad money advice.
You don’t want to miss:
- What do we mean by bad money advice?
- The commonly known bad money advice you should be aware of
- I share three good and bad money advice given by others and myself
- Why should you be careful of who to take money advice from?
- People who you shouldn’t and should take money advice from
- A fun action step to take to put the topic into motion in your own life
Resources
- Stop by thewebsite
- Follow us on Instagramand send your questions or comments via DM:
- Send your questions anonymously to support@bossofmymoney.co.uk
I was hoping you could make sure you hit SUBSCRIBE, so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast. Thanks! esther@bossofmymoney.co.uk
I usually don’t jump on fads but I couldn’t resist this one. I am glad I did too, as it got me thinking about the things I actually don’t buy anymore in my 30s. You may or may not be surprised about the things I no longer buy and why, so let me know if you were surprised by any of the items I mentioned and if you will take on the challenge too.
You don’t want to miss:
- 10 Things no longer buy, care for or care about in a different way
- Details on A Special Virtual Summit all about money & wealth in the black community hosted by Sandra Morris of Afrispire Podcast, with special guests including me on Wednesday 16th 2020 AT 7:30 PM GMT- Register here for FREE.
Resources:
Stop by the Boss Of My Money website.
Follow us on Instagram and send your questions or comments via DM:
Send your questions anonymously to esther@bossofmymoney.co.uk.
Make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review on Apple podcast. Thanks!
Hannah, from 'Budget With Me' shares her incredible journey from having £5k in debts and no savings to being debt-free and meeting her £10k house deposit one month early within two years. Despite being furloughed and losing 20% of her income, Hannah continued to pursue her goals and did not compromise on her self-care.
What Hannah Shared:
- How her financial journey started
- Her why for pursuing financial success
- How she managed her mental health and money during the lockdown
- The sacrifices she made to become debt-free and save for her house deposit
Resources
Find out more and follow Hannah’s savings journey on Instagram @Budgetwithme1 Follow Boss Of My Money on Instagram Stop by the blog- https://www.bossofmymoney.co.uk/ Send your questions anonymously to esther@bossofmymoney.co.uk.
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If you’re waiting to earn more money before getting started with your financial goals, you could be wasting time and could cause additional delays to achieve your financial goals.
You don’t want to miss:
- 3 truths about earning more money to achieve your financial goals
- How you can still achieve financial success on a low income
- Why you should not wait around for more money to get started on your financial goals
Resources
Join The Budget Academy waitlist for 2021: https://boss-of-my-money.ck.page/thebudgetacademywaitlist
Follow us on Instagram: https://www.instagram.com/bossofmymoney/
Send your questions anonymously to esther@bossofmymoney.co.uk
Make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review? Thanks!
You bet! We are talking Christmas! In today’s episode, I share my personal experience with Christmas debt, what Christmas looks for me now and I’m giving you 20 of my top tips for enjoying a Debt-free Christmas.
Be sure to get your hands on one of my amazing freebies:
55 Christmas gift ideas 2020: https://boss-of-my-money.ck.page/23d1ffa281
Join The Budget Academy waitlist for 2021: https://boss-of-my-money.ck.page/thebudgetacademywaitlist
Follow us on Instagram: https://www.instagram.com/bossofmymoney/
Make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
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This introductory episode will give you insight into Boss Of My Money Podcast with Esther Bangura, the founder and budgeting expert at Boss Of My Money.
So, Whether it’s improving your money habits, developing a wealthy mindset, becoming debt-free, saving money or learning how to invest... Girl, say no more! Because you are in the right place.
Stop by the website:www.bossofmymoney.com
Follow us on Instagram: https://www.instagram.com/bossofmymoney/
Make sure you hit SUBSCRIBE so you don’t miss out on any of my money tips.
And, if you enjoyed this episode, please leave me a rating and a review? Thanks!