Insolvency & Law Business Advice Show: Recent Episodes
Insolvency & Law
Insolvency & Law Business Advice Show - Peter Murray is director of the multi-award-winning consultancy Insolvency & Law, which provides insolvency, business rescue, and debt recovery solutions to business owners and individuals. Each week, Murray and small business owner Deborah David offer in-depth analysis of the insolvency regime in England and Wales.
This episode of the Insolvency & Law Business Advice Show explores how the presence of reputable professionals, such as lawyers, accountants, and surveyors, significantly impacts investor confidence.
The conversation highlights that although these associations suggest integrity and expertise, they don’t guarantee an investor's safety or success.
It's essential that, rather than relying on brand names, you conduct research to understand the roles of each expert involved, especially in legal disputes, where the degree of reliance on professional reputations may influence claims of misrepresentation or negligence.
More than a year after the collapse of the 79th Group, Insolvency & Law (I&L)has released a report on its independent investigation into potential fund recoveries. While formal insolvency practitioners continue their statutory work, this update clarifies how I&L is specifically analyzing third-party recovery routes that exist outside the standard administration process. Over the last six months, the firm has focused on gathering evidence and investor testimony to identify patterns of corporate conduct. This transition from a private investigative to a more active stage highlights the importance of collective investor participation via detailed questionnaires. Ultimately, the report emphasizes that while no dividends have been distributed yet, the data gathered will form the foundation for upcoming legal and commercial recovery strategies.
In this episode, we examine the latest creditor update from the liquidators of energy company Southbrook Gas Generation Limited. Creditors are advised to keep all financial documentation secure and monitor legal developments as investigators scrutinize the flow of funds. Although no wrongdoing has been proven, the lack of clarity surrounding intercompany transfers necessitates continued legal and forensic review.
In this episode of the Insolvency & Law Business Advice Show, we explore the details of a significant proposal from property developer William Jackson to restructure Northumberland Living loan notes and highlight the ways that investors can protect their interests during this type of corporate transition.
Last week, Insolvency & Law investigated the mounting financial instability surrounding the Alderley Group, a developer that secured millions through high-yield loan notes. This follow-up podcast explores the findings of further investigations into Alderley Group, which is currently facing winding-up petitions. Although the company marketed the loan notes with promises of "eliminated" risks, new evidence suggests that promotional materials may have contradicted formal financial warnings. Furthermore, marketing efforts continued even after HMRC legal action was initiated, raising questions about whether investors were given a transparent view of the firm's liquidity and security.
In this podcast, Insolvency & Law investigates the mounting financial instability surrounding the Alderley Group, a developer that secured millions through high-yield loan notes. Investors currently face significant repayment delays and redemption extensions on products that promised annual returns of up to 17%. Recent court records reveal multiple winding-up petitions against various group entities, signaling potential insolvency despite the presence of a security trustee. Financial analysis shows a weakening balance sheet with net liabilities and overdue accounts, raising questions about the company's ability to meet its obligations. These developments highlight the speculative nature of these unregulated investments and the risks associated with marketing commissions and illiquid assets.
This report by British debt recovery specialist Insolvency & Law provides a timeline of events surrounding the Halcyon Retreat scheme and related companies, following the alleged arrest of company director Robin Barrasford in Spain last month.
This podcast by British debt recovery and creditor support specialists Insolvency & Law explores claims of delayed or missed redemption payments from investors and loan note holders associated with property developer the Ashbrookes Group and their John Street project in Sunderland.
In this report, investigators from UK-based debt recovery and creditor support specialists Insolvency & Law reveal their findings after reviewing public records and documents relating to the energy company Aventurine Climate, formerly known as WH2025 Limited.
Insolvency & Law provides an update on the unregulated investment promotions firm New Capital Link Limited, following a recent investigation into their marketing practices by news and current affairs magazine Private Eye.
This episode also highlights the links and relationships between key companies and individuals in the New Capital Link network, including: the Ashbrookes Group, the Clean Food Growing Company, Rachel Buscall, William “Bill” Jackson, and James Baird, also known as James Harper.
In this episode, UK insolvency and debt recovery experts Insolvency & Law explain why Companies House is requiring director identity verification, and what that means for fraud prevention.
In an effort to reduce the number of faceless and fraudulent UK business owners, from November 2025, all company directors and persons with significant control (PSCs) will be required to verify their ID at Companies House...
Summary
This episode examines the collapse of the 79th Group and the failures that left creditors powerless. We explore oversight gaps, trustee inaction, and how connected firms perpetuate risk, showing why investor accountability and transparency are critical.
Key Points
- Investors were misled by promises of security and asset-backing.
- Directors, trustees, and administrators often failed to act.
- Patterns of connected firms raise questions about impartiality and oversight.
- Creditors must use legal rights and coordinated action to protect their interests.
Call to Action
Creditors of the 79th Group can share their experience confidentially to support recovery efforts.
Contact: investigations@insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only. It should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies. It may act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
A worldwide freezing order has been issued against the Webster family, key figures in the 79th Group. But with months of warnings, police raids, administrator appointments, and public confirmation of a suspected Ponzi scheme, why did action come so late?
Key Points
- WFO obtained by Kroll and Quantuma six months after appointment.
- Timeline shows repeated delays despite criminal, regulatory, and financial red flags.
- Latest findings: 100+ companies, 130+ bank accounts, no assets in investor structures, hallmarks of a large Ponzi scheme.
- Grant Thornton was not involved in the WFO despite overseeing a major 79th entity.
- Questions raised over coordination, urgency, and adherence to SIP 2 duties.
Takeaway
The freezing order may look decisive, but the timing suggests it may preserve little and risks being more symbolic than effective.
Call to Action
If you’re a 79th Group investor, share documents confidentially to support recovery efforts:
investigations@insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only. It should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies. It may act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
Episode Summary
In this episode, we continue our deep dive into third-party actions. Part One explained what these actions are and why they matter. Part Two shows how creditors actually build recovery claims when a company collapses. We break down the practical steps, the evidence that matters, and how coordination transforms creditor power.
Key Points Covered
1. Why Collapse Is Not the End
2. Step One: Build the Record
3. Step Two: Compare Promises Against Reality
4. Step Three: The Power of Coordination
5. Step Four: Keep the Objective Clear
6. Realism, Not False Hope
7. How to Begin
Contact
If you believe your investment loss may involve misconduct or negligence, contact:
investigations@insolvencyandlaw.co.uk
No cost. No obligation. Just clarity.
In this episode, we explore the deepening power struggle behind the 79th Group administration.
Loan note holders are being blocked from participating in the process, not by law, but by resistance.
You’ll learn:
- Why administrators at Kroll Advisory are refusing lawful creditor transfers.
- How the insolvency system rewards practitioners, lawyers, and valuers before creditors.
- What silence really means when administrators refuse to engage.
- The steps Insolvency & Law is taking to challenge Kroll’s refusal under Rule 14.31(5).
- How loan note holders can stay informed, act collectively, and demand transparency.
This is not about risk - it’s about resistance.
And for creditors, the lesson is clear: silence protects power, but collective action can still break it.
Contact: investigations@insolvencyandlaw.co.uk
Visit: www.insolvencyandlaw.co.uk
Platinum Energy Solutions Liquidation -What Creditors Need to Know
Episode overview:
In this episode, we unpack the latest developments in the liquidation of Platinum Energy Solutions Limited, one of several unregulated investment schemes linked to William Jackson. Creditors have waited months for clarity, and the liquidators’ report has finally arrived. The findings reveal missing funds, uncertain assets, and questions that reach far beyond one company.
Key points covered:
- The update creditors have been waiting for:
Platinum Energy Solutions entered compulsory liquidation in August 2024 after a High Court order. Its subsidiary, Southbrook Gas Generation Limited, followed three months later on a petition from HMRC. - No recoveries, no assets:
The joint liquidators, Oliver Collinge and Stratford Hamilton of PKF Littlejohn Advisory, confirm that no assets have been realised and no dividends paid. Investigations continue, but so far, there’s little sign of value within either estate. - Missing money and unexplained payments:
Large sums were transferred to third parties with no clear business purpose. The liquidators have instructed Aaron & Partners LLP to pursue recovery actions totaling £2.1 million, but success remains uncertain. - The elusive “peak lopping” site:
The supposed gas-peaking facility that underpinned investor confidence remains unverified. Ownership is unclear, valuations are missing, and the same site appears to have been used as security across multiple William Jackson-linked companies, including WH2022 Limited and Northumberland Living Alnwick Limited. - Why this matters:
The reuse of a single security asset across several schemes could mean duplicated or unenforceable charges , leaving investors without real protection if the companies collapse. - The security trustee question:
Alpha Trustee Services Limited acts as security trustee for Jackson’s schemes. Its website is now inactive, raising questions about oversight and accountability. Creditors are urged to write directly to Alpha to request documentation and updates. - The wider picture:
These findings mirror patterns seen in other failed unregulated investments, including Platinum Assets & Developments and High Street Group. The same playbook repeats: ambitious promises, recycled assets, and investors left in limbo. - What creditors can do now:
Loan note holders should act collectively. Write to Alpha Trustee Services, request evidence, and coordinate with other investors to ensure your concerns are on record. - Contact:
For guidance, evidence coordination, or to discuss recovery options, contact the Insolvency & Law investigations team at investigations@insolvencyandlaw.co.uk.
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning William Jackson companies, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by William Jackson companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
When a company collapses, many investors assume it’s the end of the story. Administrators step in, directors disappear, and creditors wait for a fraction of their money, if anything at all.
But the real opportunity for recovery often lies outside the company itself.
In this episode, we explore third-party actions, the often-overlooked claims against people and organisations who played a role in the collapse: directors, trustees, accountants.
We break down what these actions are, why administrators rarely pursue them, and how creditors can step forward to reclaim control and accountability.
In This Episode You’ll Learn:
- What third-party actions are and how they differ from standard insolvency claims
- Why administrators rarely act, and why many recovery opportunities go untouched
- Who can be held liable from company directors to trustees and professional advisers
- How creditors can take the lead, coordinate evidence, and bring collective action
- The benefits of third-party recovery, including accountability and deterrence
- Why informed, organised creditors can make all the difference in achieving results
Key Takeaways:
- Administrators only control claims that belong to the company. Most investor losses fall outside their reach.
- Third-party actions allow creditors to pursue accountability directly — targeting those responsible for the loss, not just those closing the file.
- These claims aren’t about revenge. They’re about truth, transparency, and recovery.
- Real recovery starts when creditors stop waiting and start acting together.
- Learn more about collective recovery and third-party actions at www.insolvencyandlaw.co.uk
- Contact investigations@insolvencyandlaw.co.uk if you believe you may have a viable third-party claim.
Connect With Insolvency & Law:
- Website: www.insolvencyandlaw.co.uk
- Email: investigations@insolvencyandlaw.co.uk
- Phone: 020 7504 1300
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to companies mentioned therein, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.
Where appropriate, I&L may take legal assignment of loan notes issued by companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.
This update dives into the latest developments at Ashbrookes Group Limited and the John Street student accommodation scheme in Sunderland. Loan note holders were told planning had “approval in principle” in spring 2025. That approval has now been refused outright.
We unpack what that means for planning, funding, repayment timelines, and most importantly, loan note holders’ recovery prospects.
Key points covered:
- Why “approval in principle” was never full consent and how refusal resets the planning process
- The immediate financing consequences: senior lender paused, valuations restated, and tougher credit conditions ahead
- How timelines have shifted, with earliest repayment now projected to April 2027, subject to multiple “ifs”
- The critical role of the security trustee, Alpha Trustee Services, and the questions loan note holders should be asking now
- Practical steps for investors: demanding documents, verifying independently, organising collectively, and taking specialist advice
Why it matters:
Loan note holders are not just investors. They are creditors. Acting like creditors: coordinated, evidence-led, and ready to escalate, is the only way to protect recovery prospects in schemes like Ashbrookes.
Next steps:
If you hold Ashbrookes loan notes, don’t wait passively. Seek clarity now and coordinate with others.
Contact Insolvency & Law’s investigations team today:
investigations@insolvencyandlaw.co.uk
- Missed redemptions: Loan note holders in Armstrong Infrastructure & Property Finance (AIPF) and Armstrong Bridging International (ABI) left unpaid.
- Liquidation begins: ABI has entered Creditors’ Voluntary Liquidation, with AIPF expected to follow.
- Asset transfers: Operations moved to Rivington Energy, now linked to Federated Hermes - raising concerns about continuity and accountability.
- Financial red flags: Directors admitted ABI could not meet liabilities; shortfall estimated at over £20m.
- Vanishing history: Director Andrew Newman rebranded under Rivington Energy, omitting Armstrong ties.
- Trustee concerns: Loan Note Debentures Ltd offered little real protection, no FCA regulation, no action when defaults hit.
- Key risks: CVL may shield directors while investors face heavy losses.
- Next steps for creditors:
- Liquidator contact: Michael Durkan, Durkan Cahill, Cheltenham (details provided).
- Contact Insolvency & Law at investigations@insolvencyandlaw.co.uk
to report experiences or seek confidential support.
Final thought: Armstrong investors face familiar warning signs, disappearing websites, asset transfers, unpaid loan notes, and directors moving on.
Investors in schemes like The 79th Group, High Street Group, and Platinum Assets were often told their money was “safe” because a security trustee was in place. But too often, those trustees failed to act, leaving investors exposed.
This episode explains what a security trustee is supposed to do, why they frequently fall short, and the six red flags every loan note holder should know.
What you’ll learn in this episode:
- Why floating charges offer weaker protection than fixed charges.
- How conflicts of interest stop trustees from acting for investors.
- Why trustees in offshore jurisdictions are almost impossible to hold accountable.
- The dangers of silence when defaults occur.
- Why vague deeds and 75% enforcement thresholds make protections unworkable.
- The minimum records a good trustee should keep, including asset schedules and valuations.
Key takeaway
A security trustee should be your shield. But in too many cases, they act more like silent partners to directors. Spotting the warning signs early could mean the difference between protection and loss.
Next steps
If you’re a loan note holder concerned about your trustee arrangements, or you’ve already experienced defaults, you can contact Insolvency & Law’s investigations team at:
investigations@insolvencyandlaw.co.uk
020 7504 1300
Loan note holders in the 79th Group companies have rejected the administrators’ proposals - a decisive move that shifts power back to creditors.
In this episode, we explain:
- Why administration cannot achieve its statutory purpose.
- Why liquidation is now the most effective path forward.
- How creditors can cap administrator fees at £250,000.
- Why stronger investigative powers make liquidation the better forum.
- Why the process must exit administration within 28 days.
- The crucial role of creditors’ committees in supervising costs and decisions.
Key Insight: Administrators rarely pursue third-party recovery because they lack incentive. That’s why creditors need oversight and experienced committee representation.
What’s Next:
- Push for conversion to liquidation.
- Enforce fee caps.
- Exercise your statutory right to control remuneration.
- Nominate Rob Smith, Codie Cage, or Britena Clarke to represent you on the creditors’ committee.
This is the moment to stand firm. Creditors have already shifted the balance of power. With unity and persistence, liquidation can deliver accountability, transparency, and a genuine chance of recovery.
To participate, coordinate, or nominate committee representatives, email: info@insolvencyandlaw.co.uk
Steven Knight once held himself up as a guardian of Gibraltar’s pension industry. He chaired GAPFA, launched a Code of Practice for QROPS, and positioned his company Castle Trust & Management Services (CTMS) as a security trustee for mini-bonds and loan notes.
But the story took a darker turn. CTMS collected trustee fees yet failed to act when defaults hit. Offshore shells like Spellsteal Limited appeared, linked to High Street Group and The Resort Group. Court cases later described “classic pension scams,” and investigations revealed payments flowing to dissolved companies Knight controlled.
By 2025, the cracks were undeniable: £422 million in loan notes tied to CTMS, red flags at Platinum Assets & Developments, and damning court judgments involving sham arrangements, concealed assets, and questionable alliances. Finally, in July 2025, Steven Knight was declared bankrupt in the High Court of England and Wales.
This episode unpacks Knight’s rise and fall, the failures of Castle Trust, and the lessons for loan note holders and pension investors caught in unregulated schemes.
Contact: investigations@insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to companies mentioned therein, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.
Where appropriate, I&L may take legal assignment of loan notes issued by companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.
In today’s digital economy, trust often rests on online reviews. But what happens when those reviews aren’t real? Fake reviews, whether overly glowing or maliciously negative, are not harmless. They can mislead consumers, distort reputations, and protect the interests of those who don’t want scrutiny.
In this episode, we explore:
- How fake reviews distort consumer trust and damage genuine businesses
- The warning signs that help you spot fake reviews online
- Why Insolvency & Law has been targeted with false reviews
- How unregulated introducers, trustees, and connected parties benefit from misinformation
- The steps Insolvency & Law is taking, including legal action, to protect its reputation and maintain transparency
Fake reviews are more than an annoyance, they are part of a wider strategy to deter scrutiny and mislead the public. But we will not be silenced.
If you’re concerned about a loan note, mini-bond, or debt recovery issue, contact us confidentially at investigations@insolvencyandlaw.co.uk.
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to companies mentioned therein, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.
Where appropriate, I&L may take legal assignment of loan notes issued by companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.
In this episode, we examine Halcyon Retreat, a French luxury resort investment centred on Château de la Cazine. Marketed with unregulated loan notes, the project has left serious concerns for loan note holders.
We break down:
- The complex network of UK and French companies linked to the scheme
- Insolvent HR Note SPV companies and creditor petitions
- Public complaints of missed payments and broken promises
- The roles of Robin Barrasford and Alan Bird in related ventures
- Why the security trustee arrangement lacks independence
- Details of a major Europol police operation at Château de la Cazine in March 2025
For loan note holders, the message is clear: understand the risks, scrutinise the structures, and act early to protect your position.
Contact Insolvency & Law’s investigations team at investigations@insolvencyandlaw.co.uk
for more information.
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to the Halcyon Retreat related companies, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.
Where appropriate, I&L may take legal assignment of loan notes issued by the Halcyon Retreat related companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks. The original loan note holder is fully insulated from legal expense and liability.
Every few months, another loan note scheme unravels. Investors lose savings. Trustees and administrators get paid. Then the cycle restarts under a new brand.
In this episode, we break down the pattern step by step:
- How unregulated introducers target retirees and pension holders
- Why glossy brochures and “asset-backed” claims create false confidence
- The role of trustees like Castle Trust and why they often fail to act
- Case studies: High Street Group, The 79th Group, Ashbrookes, Clean Food Growing, and William Jackson–linked schemes
- Why time is against you if your redemption is overdue
This is not bad luck. It’s a repeated formula. And unless loan note holders act, it will continue.
For more information, contact Insolvency & Law’s investigations team at investigations@insolvencyandlaw.co.uk.
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to companies mentioned therein, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.
Where appropriate, I&L may take legal assignment of loan notes issued by companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.
When companies collapse, creditors rely on collective action to protect their interests. But in the case of the 79th Group, Kroll Advisory is blocking Insolvency & Law from acting on behalf of loan note holders through valid assignments.
In this episode, we unpack:
Why creditor assignments matter for influence and accountability
Kroll Advisory’s reliance on “no transfer” clauses to shut out representation
The legal flaws in this interpretation under English law
What loan note holders stand to lose if collective action is blocked
The sharp contrast between Kroll’s closed approach and Grant Thornton’s more open stance
The insolvency process should empower creditors, not shield administrators from scrutiny. If loan note holders cannot act collectively, they risk losing their strongest tool at the very moment it is needed most.
If your loan note redemptions are overdue, contact Insolvency & Law’s investigations team at investigations@insolvencyandlaw.co.uk.
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to The 79th Group, including blogs and podcasts, is provided free of charge for general information and educational purposes only. Therefore, it must not be relied upon as professional advice.
Where appropriate, I&L may take legal assignment of loan notes issued by The 79th Group companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.
In this episode, we examine the fragile security arrangements behind William (Billy) Jackson’s loan note companies, and why loan note holders should be concerned.
We cover:
- The collapse of Castle Trust & Management Services and its track record in failed schemes
- The rise of Alpha Trustee Services and its key figures, including connections to past loan note collapses
- The gap between Alpha’s marketing promises and what appears in Companies House filings
- Case studies like WH2022 Ltd and Ashbrookes Group that highlight narrow asset coverage, vague enforcement provisions, and little visible action
- Why a trustee’s willingness to act matters as much as the assets themselves
This isn’t just about legal paperwork, it’s about whether the final safeguard in unregulated investments is strong enough to protect you when it counts.
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to William Jackson related companies, including blogs and podcasts, is provided free of charge for general information and educational purposes only and must not be relied upon as professional advice.
Where appropriate, I&L may take legal assignment of loan notes issued by William Jackson related companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original Loan Note Holders are fully insulated from legal expense and liability.
In this episode, we investigate growing concerns surrounding Armstrong Infrastructure & Property Finance Limited and Armstrong Bridging International Limited. These are two companies that loan note holders say have missed redemptions and failed to provide answers.
We examine liquidity issues, signs of insolvency, and the sudden disappearance of Armstrong’s website. We also explore the role of directors, the credibility of the Security Trustee, and confusion around FCA regulation.
What We Cover:
- Missed loan note redemptions and concerns about cash flow
- Companies appearing to breach insolvency thresholds
- Lack of clarity over the role of Loan Note Debentures Ltd as Security Trustee
- The disappearance of Armstrong Capital’s website and redirection to Rivington Energy
- Director Andrew Newman’s biography and omission of Armstrong from his current public profile
- FCA authorisation gaps and the potential for misleading impressions
- Key red flags for loan note holders to look out for
Who This Episode Is For:
Loan note holders, financial investigators, legal professionals and anyone involved in unregulated investment products associated with the Armstrong name
If you are affected or have information to share, contact investigations@insolvencyandlaw.co.uk or call 020 7504 1300.
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to Armstrong Capital related companies, including blogs and podcasts, is provided free of charge for general information and educational purposes only and must not be relied upon as professional advice.
Where appropriate, I&L may take legal assignment of loan notes issued by Armstrong Capital related companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.
In this episode, we investigate Tony Hughes, a recurring figure in several high-profile unregulated loan note schemes that have left loan note holders out of pocket and searching for answers.
We cover:
- Tony Hughes’s directorships and shareholding roles in Platinum Assets & Developments Limited
- His earlier involvement with High Street Group, one of the UK’s most notorious investment collapses
- The role of Castle Trust & Management Services as security trustee across multiple schemes
- Overlaps with other familiar names, including William Jackson, Sonali Craddock, and New Capital Link
- Concerns raised by loan note holders who still haven’t received redemptions
- Deleted promotional blogs, disappearing directors, and a trail of repeated patterns
- And the central question: Why do the same people and sales tactics appear again and again in failed schemes?
If you’ve invested in Platinum, High Street Group, or any scheme promoted by New Capital Link, this episode connects the dots that others won’t. Share your experience or raise concerns:
investigations@insolvencyandlaw.co.uk
Or call: 020 7504 1300
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to William Jackson related companies, including blogs and podcasts, is provided free of charge for general information and educational purposes only and must not be relied upon as professional advice.
Where appropriate, I&L may take legal assignment of loan notes issued by William Jackson related companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.
In this episode, we break down the stark reality facing loan note holders in 79th Commercial Three Limited (CM3) and 79th Luxury Living Five Limited (LL5).
We cover:
- Why the Administrator reports confirm there's nothing left
- How Administration was pushed forward despite no business, no trading, and no assets
- The growing concern over how investor data may have been used
- Questions around Crowell & Moring LLP, Kroll Advisory, and the role of anonymous campaigners
- Why this process mirrors the collapse of High Street Group
- And why some administrators are now publicly clashing
If you’re a loan note holder asking where your money went, or who really benefits from this process—this is an episode you can’t afford to miss.
Email: investigations@insolvencyandlaw.co.uk
Call: 020 7504 1300
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
For enquiries concerning The 79th Group, please contact: investigations@insolvencyandlaw.co.uk
How does one man leave behind 50 failed companies, £400 million in losses, and still find time for beach holidays and phoenix companies? In this episode, we follow the money trail left by Gary Forrest, the bankrupt property developer behind High Street Group, and the long list of insiders, introducers, and enablers who made it all possible.
We explore the rise and fall of High Street GRP, the collapse that affected hundreds of pensioners and retail investors, and why no one has been held to account. At least, not yet.
In This Episode:
- The Guardian-branded firms and Forrest’s first bankruptcy
- High Street Group’s £3 billion illusion and pension-fuelled promises
- The offshore web including Castle Trust and Spellsteal Limited
- Introducers, comfort letters, and the commission machine
- Victim testimonies and the human cost
- A cast of enablers: Stuart Niven, Phillip Brumwell, Steven Ross, and others
- What regulators finally did and what they didn’t
- How creditors can still demand action using a Concurrence Form
Take Action:
Creditors can still push for a real investigation.
📧 investigations@insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to High Street Group, including blogs and podcasts, is provided free of charge for general information and educational purposes only and must not be relied upon as professional advice.
Where appropriate, I&L may take legal assignment of loan notes issued by High Street Group companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners and does not provide legal advice, investment advice, or any regulated services under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All content published by I&L relating to High Street Group, including blogs and podcasts, is provided free of charge for general information and educational purposes only and must not be relied upon as professional advice.
Where appropriate, I&L may take legal assignment of loan notes issued by High Street Group companies in its own name, for the purpose of enforcement and recovery. In such cases, I&L bears all associated costs and risks, and the original loan note holder is fully insulated from legal expense and liability.
For enquiries relating to High Street Group investigations or recovery, please email: investigations@insolvencyandlaw.co.uk
In this episode, we uncover the hidden story behind Rachel Buscall. She was once presented as an award-winning entrepreneur and is now linked to failed businesses, convicted fraudsters and collapsed investment schemes that have left ordinary investors facing serious financial losses.
We explore the pattern of deception involving unregulated mini-bonds, broken promises and a network of individuals who continue to profit while victims are left out of pocket.
If you or someone you know has been impacted by unregulated investments linked to Rachel Buscall, New Capital Link or similar schemes, visit insolvencyandlaw.co.uk/investigations or email investigations@insolvencyandlaw.co.uk.
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
In this podcast, Insolvency & Law examines the content published by New Capital Link and uncovers the deeper story behind their glowing endorsements of William Jackson.
We break down:
- How NCL blogs overlook missed payments and investor complaints
- The strange quote and grammar errors in their Castle Trust coverage
- Why the return of Tony Hughes is cause for serious concern
- Political ties inside the NCL network, including Conservative campaign manager Robert Findon
- The team behind NCL, including a convicted fraudster and a CEO with no financial qualifications
If you’ve invested in a Jackson-backed scheme or are considering one, this is essential listening.
Topics Covered:
- New Capital Link’s promotion of Billy Jackson
- Failed schemes and unpaid investors
- Castle Trust & Management Services winding-up
- Tony Hughes and his past with Platinum and High Street Group
- Political links: Robert Findon’s dual roles
- Red flags in unregulated investment marketing
- How to protect yourself from high-risk schemes
Contact Insolvency & Law:
- Email: investigations@insolvencyandlaw.co.uk
- Phone: 020 7504 1300
- Website: www.insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
In this episode, we take a closer look at Robert Findon, the Conservative Party campaign manager turned “alternative investment introducer” for New Capital Link (NCL). With a background in political campaigning and no known financial qualifications, Findon now plays a key role in promoting high-risk, unregulated loan note schemes to the public.
We unpack:
- Findon’s career in UK politics, including his roles for Caroline Ansell MP and the Kent Conservatives.
- His current position with NCL, where he works alongside convicted fraudster James Baird and green investment CEO Rachel Buscall.
- The ethical concerns of someone with political influence promoting unregulated financial products to retail investors.
- The wider network behind NCL and its links to questionable investment schemes.
This is not just a profile. It’s a warning. Investors should understand who is promoting these products and ask whether their interests are truly being represented.
What You’ll Learn
- How political figures like Robert Findon become embedded in the unregulated investment space.
- The risks posed by loan notes promoted by NCL and similar firms.
- Why transparency and due diligence matter more than ever for investors.
- What role party affiliations and public influence can play in high-risk financial promotions.
Contact Insolvency & Law
- Email: investigations@insolvencyandlaw.co.uk
- Phone: 020 7504 1300
- Web: www.insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
Episode Description:
In this episode, we examine the role of Irene Mackenzie, Head of Investor Relations for several of Billy Jackson’s companies, including Northumberland Living and related ventures. As the first point of contact for many distressed investors, Irene's position raises serious questions about responsibility, awareness, and accountability.
We discuss:
- Irene Mackenzie’s central role in handling investor communications
- First-hand reviews and complaints highlighting delayed payments and broken promises
- Why her continued involvement in Jackson-led schemes warrants scrutiny
- The structure of these companies and how investor complaints are managed or deflected
- The broader implications of working closely with a director linked to multiple failed ventures
- Whether Irene is a shield for the operation, a willing participant, or simply in too deep
Who Should Listen:
Investors in Billy Jackson’s loan note schemes, anyone involved in investor relations, and those examining how unregulated firms manage reputational risk and investor pushback.
Referenced Content:
- Full article on Irene Mackenzie’s involvement at www.insolvencyandlaw.co.uk
- Related blogs on William Jackson and New Capital Link
- Reports on investor complaints and site delays linked to Northumberland Living
Contact Us:
Email: investigations@insolvencyandlaw.co.uk
Phone: 020 7504 1300
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
In this episode:
We explore what overdrawn directors’ loan accounts are, why they become a major issue during insolvency, and how you can act early to avoid personal liability.
You’ll learn:
- What a director’s loan account is and how it works
- Why an overdrawn balance becomes a personal debt if the company fails
- The serious consequences directors face during liquidation
- How Insolvency & Law helps directors settle debts before things escalate
- Why early advice gives you more control and better outcomes
Key takeaway:
If your company is still trading and you have an overdrawn loan account, now is the time to act. Waiting until liquidation could put your personal finances at risk.
Need support?
Visit insolvencyandlaw.co.uk to speak with a specialist about resolving overdrawn directors’ loan accounts quickly and confidentially.
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
Episode Description:
In this episode, we take a deep dive into the collapse of 79th Luxury Living Six Ltd and expose what the administrators have now confirmed. From the complete lack of development assets to the complex web of offshore fund transfers, the facts are now out in the open, and they’re worse than many feared.
We explore:
- What the administrator proposals reveal about the true state of the company
- The role of the Webster family at the heart of the 79th Group
- How investor funds were spent and where the money went
- Why civil recovery, not administration, is now the only viable option
- The urgent steps investors should take to protect their position
Who Should Listen:
This episode is essential for anyone who invested in 79th Group loan notes, financial advisers supporting affected clients, and anyone researching high-risk property-based investment schemes.
Resources Mentioned:
- Administrator proposals published 10 June 2025
- Insolvency & Law recovery services: www.insolvencyandlaw.co.uk
- Contact the investigations team: investigations@insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
For enquiries concerning The 79th Group, please contact: investigations@insolvencyandlaw.co.uk
Podcast Title:
Understanding Administration and What It Means for 79th Group Loan Note Holders
Episode Summary:
In this episode, we break down the administration of several 79th Group companies and what it means for loan note holders. If you have invested in loan notes issued by the 79th Group, this is essential listening. We cover who the appointed administrators are, how the process works under UK insolvency law, and what risks and rights investors face.
What We Cover:
- What administration is and how it works under the Insolvency Act 1986
- Who the appointed administrators are across the 79th Group companies
- Why professional fees are paid before any money reaches investors
- What loan note holders need to know about litigation and asset recovery
- Concerns over administrator conduct and regulatory history
- Data protection issues affecting loan note holders
- The role of Insolvency & Law in helping investors take action
- What to expect from the administration process in the months ahead
Takeaway Message:
The administration process is underway, but it does not automatically protect the interests of loan note holders. Understanding your position, asking the right questions, and taking early action can make all the difference.
Resources:
For more information or support, contact Insolvency & Law at:
- Email: investigations@insolvencyandlaw.co.uk
- Phone: 020 7504 1300
- Web: www.insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
The 79th Group Collapse: What Loan Note Holders Need to Know Now
Episode Description:
In this episode, we break down the recent collapse of several 79th Group companies into administration-and what it means for private investors.
If you’ve invested in a 79th Group loan note, this is essential listening. You’ll learn how administration works, who gets paid first, what secured vs unsecured means in practice, and how to protect your rights before it’s too late.
Key Topics Covered:
- Which 79th Group companies are now in administration
- What happens during administration and who controls the process
- The legal order of creditor payments
- Why some investors may receive nothing at all
- The role of T and T Trustees in LL6
- Why third party recovery could be your best option
- Steps loan note holders should take now to stay informed and protect their position
Take Action:
If you’re a loan note holder affected by The 79th Group collapse, you must act quickly.
Contact Insolvency & Law to:
- Join a creditor group
- Understand your legal rights
- Explore third party recovery options
Resources Mentioned:
📧 investigations@insolvencyandlaw.co.uk
📞 020 7504 1300
🌐 www.insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
For enquiries concerning The 79th Group, please contact: investigations@insolvencyandlaw.co.uk
In this episode of our ongoing investigative series, we dig deeper into the network surrounding Billy Jackson, the elusive figure behind a string of Loan Note investment schemes.
After exposing multiple company defaults and broken promises to investors, our inbox was flooded with messages from concerned Loan Note Holders. Many had one question: Who’s helping Billy Jackson operate behind the scenes?
We break down the enablers — introducers, trustees, and administrators — who provide an air of legitimacy to these risky ventures. From New Capital Link to Alpha Trustee Services, and from Sonali Craddock to Mark Kidd, we expose the people and companies propping up Jackson’s crumbling empire.
If you’re a past investor, currently considering a high-yield opportunity, or simply want to know how these schemes stay afloat — this episode is essential listening.
🔍 What You’ll Learn:
- How Billy Jackson operates behind closed doors
- The role of Loan Notes in unregulated property schemes
- Who Sonali Craddock, Mark Kidd, and Irene MacKenzie really are
- How New Capital Link and Alpha Trustee Services contribute to these schemes
- Red flags every investor should watch out for
- Real investor reviews and what they reveal
- Why due diligence is more important than ever
📩 Contact our investigations team:
investigations@insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
Episode Description:
In this episode, we explore the accelerating financial collapse of companies within The 79th Group. With multiple firms entering administration and court rulings piling up, loan note holders face serious risks-especially those unaware of how much their supposed “secured” investments may actually be worth.
Our insolvency and debt recovery experts break down what’s happened so far, what’s likely to come next, and what practical steps you can take to recover your funds.
Whether you’ve already received formal notice or are still waiting for clarity, this episode will help you understand your position and your rights.
What You'll Learn:
- The current status of 79th Group companies in administration
- Why “secured” loan notes may still be treated as unsecured
- What administrators are required to disclose-and when
- The limits of relying on administration or police investigations for recovery
- How to pursue compensation through:
- APP Recovery (bank refunds)
- The Proceeds of Crime Act
- Third Party Recovery using insurance cover from regulated firms
Key Takeaway:
Loan note holders must act quickly. Relying on insolvency processes alone is unlikely to result in recovery. Civil action-especially through third-party claims-offers the most viable path forward.
Get in Touch:
If you're a loan note holder affected by The 79th Group’s collapse, contact Insolvency & Law today to discuss your options.
Email: investigations@insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
For enquiries concerning The 79th Group, please contact: investigations@insolvencyandlaw.co.uk
T&T Trustees Appoint Administrators to 79th Luxury Living Six – Are Investor Interests Being Protected?
Episode Summary:
In this episode, we explore the latest twist in The 79th Group saga. T&T Trustees, the security trustee for several of the group’s investment vehicles, has appointed administrators to 79th Luxury Living Six Ltd—without consulting loan note holders or convening the Lender Majority Group.
What does this mean for investors? Are T&T Trustees acting in your best interests, or protecting someone else? We break down what’s happened, what your rights are, and what steps you can take now to secure transparency, accountability, and potential recovery.
Key Topics Covered:
- Who are the administrators, and why were they appointed now?
- What is a Lender Majority Group, and why is it important?
- Concerns around trustee transparency and potential breaches of duty
- Whether the trust structure truly protects investors
- What investors can do now to protect their rights and recover funds
- Why legal action may be the most effective path forward
- How Insolvency & Law is supporting affected investors
Resources Mentioned:
- Learn more: www.insolvencyandlaw.co.uk
- Contact our investigations team: investigations@insolvencyandlaw.co.uk
- Call us: 020 7504 1300
Need Help?
If you’re an investor in 79th Luxury Living Six or another 79th Group entity, don’t wait. The sooner you act, the greater your chances of protecting your investment. Insolvency & Law is leading a coordinated group response and is ready to support you through the legal recovery process.
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
For enquiries concerning The 79th Group, please contact: investigations@insolvencyandlaw.co.uk
Episode Summary:
In this urgent episode, we break down The 79th Group Limited’s most recent public statement — and why it confirms the worst fears of many investors. From ceasing new investments to halting payments and staff cuts, the company's own words paint a picture of financial distress and looming insolvency.
Insolvency and Law walks you through what these announcements truly mean under UK law, why waiting for the police is not a recovery strategy, and how civil action may be your only viable route to reclaiming lost funds.
You’ll Learn:
- What The 79th Group Limited has admitted — and what they’ve avoided saying
- The legal signs of insolvency under the Insolvency Act 1986
- Why “survival mode” isn’t a business plan
- The truth about the police investigation (and what it can’t do for you)
- How civil action differs from criminal prosecution
- What steps you can take right now to pursue financial recovery
Get In Touch:
For help or legal advice relating to The 79th Group Limited, email:
📧 investigations@insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
For enquiries concerning The 79th Group, please contact: investigations@insolvencyandlaw.co.uk
The 79th Group Loan Notes Recovery: Why Waiting for the Police Won’t Get Your Money Back
Episode Summary:
In this episode, we break down the critical legal and financial risks facing investors in The 79th Group and its associated companies. From police investigations to civil recovery options, we reveal why relying on criminal prosecution won’t lead to compensation — and what investors must do now to protect their funds.
What You’ll Learn:
- ⚖️ The key differences between criminal and civil legal processes
- 🕵️♂️ Why the City of London Police investigation won’t recover your money
- ⏳ How time limits under the Limitation Act 1980 could block your right to claim
- 💰 The real financial position of The 79th Companies — including insolvency red flags
- 📉 Why the value of loan notes in circulation vastly exceeds available assets
- 🧾 A breakdown of the weak protections in the T&T Debenture Deed
- 🔍 The role of offshore and rebranded entities like 79th Resources Limited (Gibraltar)
- 🛠 What Insolvency & Law is doing now to lead the civil recovery effort
- ✅ What actions investors can take immediately — before it’s too late
Mentioned Companies:
- 79th Commercial Three Limited
- 79th Luxury Living Five Limited
- 79th Luxury Living Six Limited
- 79th Resources Limited (Gibraltar)
- Castle Trust and Management Services Limited (in liquidation)
Key Legal References:
- Insolvency Act 1986 – Section 123(1)(e) and 123(2)
- Limitation Act 1980
- Transactions at undervalue (Section 238)
- Preferences (Section 239)
Hosted by:
The team at Insolvency & Law, specialists in debt recovery and investor action with over 17 years of experience.
Contact & Support:
Are you a loan note holder affected by The 79th Group’s suspension of payments?
Don’t wait — time is critical.
📩 Reach out now: investigations@insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
For enquiries concerning The 79th Group, please contact: investigations@insolvencyandlaw.co.uk
🎧 Episode Summary:
In this essential episode, Insolvency and Law investigates serious concerns affecting investors in The 79th Group fixed-income loan notes. Following the suspension of redemption and interest payments, and the company’s silence in response to investor enquiries, many are turning their attention to the Security Trustee arrangements that were meant to protect them.
We explore two major red flags:
- The structural weaknesses in the Debenture Deed issued by T and T Trustees.
- Confusion over Castle Trust and Management Services Limited, which remains listed as Security Trustee for certain loan notes—even though it is in liquidation.
Our team breaks down the legal implications, explains the risks of floating charges, vague covenants, and passive trusteeship, and outlines what investors can do next to take control of their position.
Whether you’re a loan note holder, legal professional, or someone tracking developments in the off-plan investment market, this episode is a must-listen.
🔍 What You’ll Learn in This Episode:
- Why the T and T Trustees Debenture Deed may offer little real security to investors
- How a Trustee in liquidation could invalidate key protections
- The risks of vague legal language and unenforceable charges
- What a Lenders Majority Group is—and why it matters now
- How investors can take action despite communication breakdowns
📬 Resources & Contact:
👉 If you’re a The 79th Group investor or are owed money by any company and need legal support, contact Insolvency and Law:
📧 investigations@insolvencyandlaw.co.uk
💻 Visit: www.insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
For enquiries concerning The 79th Group, please contact: investigations@insolvencyandlaw.co.uk
The Truth Behind High Street Group: The Security That Never Was
🔎 Episode Summary:
In this episode, we uncover how High Street Group promised investors security that never truly existed. Over £126 million was lost due to false claims, weak legal protections, questionable asset transfers, and failed oversight by both a security trustee and the administrators. If you’ve ever considered investing in loan notes or unregulated schemes, this episode is essential listening.
💥 What You’ll Learn:
- How High Street Group misled investors about secured loan notes
- The role Castle Trust & Management Services played — or failed to play
- Why legal safeguards like debentures and trustees may not offer true protection
- How suspicious asset transfers to Hadrian Real Estate raised red flags
- Why administrators Carrie Ann James and Tony Hyams failed to act
- The actions taken by Insolvency & Law to uncover the truth
- Key takeaways for protecting yourself from future investment scams
📧 Need Help?
If you’ve been affected by a similar investment or are owed money by a company that refuses to pay:
🔗 Email: investigations@insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
Loan notes are everywhere—especially in off-plan property deals and alternative investments. But how do they work? Are they safe? And what should you do if your investment goes wrong?
In this episode, we break down everything you need to know about loan notes in plain English. Whether you’re thinking of investing or already dealing with a collapsed scheme, this episode is packed with insight to help you make smart decisions and take action when needed.
We cover:
- What a loan note is and how it works
- The role of security trustees in protecting your investment
- The risks behind “secured” and “asset-backed” promises
- Why loan notes are used in off-plan property schemes
- How pensions have been misused to invest in high-risk loan notes
- What to do if the borrower defaults
- Red flags to watch out for before investing
- How Insolvency & Law helps recover funds from failed schemes
🎧 Listen in and learn how to protect yourself—and what steps to take if you’ve been mis-sold a loan note.
📞 Need Help?
📧 investigations@insolvencyandlaw.co.uk
📞 0207 504 2700
🌐 insolvencyandlaw.co.uk
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
📝 Show Notes:
In this episode, we dive into the unfolding situation surrounding The 79th Group, a property investment company now at the centre of a City of London Police investigation into suspected widespread fraud.
Following the arrests and bailing of four individuals, the company has suspended all interest and redemption payments on its loan notes—leaving many investors in limbo.
We explore:
- The timeline of the investigation
- What the suspension means for loan note holders
- Allegations of legal intimidation against whistleblowers
- The red flags Insolvency & Law identified as early as 2022
- How investors can act now to protect themselves and potentially recover funds
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
For enquiries concerning The 79th Group, please contact: investigations@insolvencyandlaw.co.uk
🎧 Episode Summary:
A major insolvency practitioner under regulatory scrutiny. A £1 million fee demand reduced under pressure. A legal battle for transparency.
In this episode, we examine the regulatory disciplinary action against Tony Hyams, a former High Street Group (HSG) Administrator, and the serious questions surrounding his role in the failed administration.
🚨 Key Topics Covered:
✔️ Who is Tony Hyams?
✔️ Why was he disciplined by the Insolvency Practitioners Association (IPA)?
✔️ The attempted £1 million fee—forced down to £100,000 each by the Creditors’ Committee
✔️ The role of Insolvency & Law (I&L) in uncovering financial misconduct
✔️ High Street Group’s collapse and the Hadrian Real Estate winding-up petition
✔️ What investors should do next
This is a must-listen for anyone impacted by High Street Group, unregulated Loan Notes, or insolvency proceedings.
⚠️ Insolvency & Law played a crucial role in uncovering misconduct in the administration of High Street Group.
⚠️ The Insolvency Practitioners Association (IPA) disciplined Tony Hyams for professional breaches unrelated to HSG, but during the same timeframe.
⚠️ Hyams and James attempted to charge over £1 million in fees but were forced down to £100,000 each after creditor pressure.
⚠️ Hadrian Real Estate’s winding-up petition confirms what many suspected—investors were misled about asset security.
⚠️ Transparency was repeatedly obstructed, leaving investors in financial limbo.
📂 Resources & Links:
📌 Read the Full Blog on Tony Hyams & the High Street Group Administration: [Insert Link]
📌 Understanding Loan Note Scams: [Insert Link]
📌 Read About the IPA Disciplinary Action Against Tony Hyams: [Insert Link]
📢 What Should Investors Do Now?
If you invested in High Street Group, Hadrian Real Estate, or any unregulated Loan Notes, you must act now to explore your recovery options before it’s too late.
🔹 Contact Insolvency & Law for an independent risk assessment:
📧 Email: investigations@insolvencyandlaw.co.uk
🔹 Join an investor action group to strengthen your case.
🎙️ Stay Connected & Subscribe
📢 Never miss an episode! Subscribe to our podcast on: [Apple Podcasts, Spotify, Google Podcasts]
📢 Follow Insolvency & Law on [LinkedIn / Twitter / Instagram] for the latest fraud investigations and financial news.
📢 Liked this episode? Leave a review! Your feedback helps others avoid financial scams.
💡 Have questions or concerns? Reach out to investigations@insolvencyandlaw.co.uk for guidance on your case.
🚨 Stay informed. Stay protected. 🚨
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
🔎 79th Group: Police Fraud Investigation – What You Need to Know
Episode Summary:
🚨 Four arrests. A police fraud investigation. Seized assets. The 79th Group, a once-prominent investment company, is now under intense scrutiny from the City of London Police’s Fraud Operations Unit.
For investors, employees, and introducers—what does this mean?
In this episode, we break down:
✔️ Who are the 79th Group and its key figures?
✔️ Why are police investigating them?
✔️ How did they convince people to invest?
✔️ The red flags we identified early on
✔️ What investors should do next
This is a must-listen for anyone involved in unregulated Loan Notes, high-risk investments, or financial fraud investigations.
⚠️ Unregulated Loan Notes are a breeding ground for fraud.
⚠️ High-return promises often disguise high-risk or outright scams.
⚠️ Security Trustees don’t always mean your money is safe.
⚠️ Early warning signs were ignored – but now, the truth is coming out.
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
For enquiries concerning The 79th Group, please contact: investigations@insolvencyandlaw.co.uk
🗂 Episode Summary:
In this episode, we dive into Carrie-Ann James’ role in the downfall of High Street Group Limited, one of the most controversial cases involving investor losses of £126 million. As a former President of the Insolvency Practitioners Association (IPA) and an officer of the court, her actions—or inactions—raise serious concerns.
We explore:
- Her handling of High Street Group Limited’s administration
- Why investors were left with nothing while assets were quietly transferred
- How she’s moved on to a new role at Oury Clark despite unresolved questions
- The legal battles to uncover critical financial disclosures
- The pattern of dissolving companies linked to Gary Forrest
🚨 Key Takeaways:
⚠️ High Street Group Limited collapsed with £126 million in investor losses—yet Carrie-Ann James recovered nothing.
⚠️ She blocked legal efforts to access key documents by demanding excessive costs.
⚠️ Asset transfers to Hadrian Real Estate Plc (HRE) were undervalued, leaving Loan Note Holders unprotected.
⚠️ No accountability—no investigations from the IPA or regulatory bodies so far.
⚠️ Gary Forrest and his network continue to operate, while former administrators like Carrie move on.
🎯 Who Else Was Involved?
- Tony Hyams – Co-administrator of High Street Group Limited
- Gary Forrest – Director of HSG, orchestrator of asset transfers
- Steven Knight – Director of Castle Trust & Management Services (now liquidated)
- Steven Ross (FRP) – Key figure in handling dissolutions
💡 What Can You Do?
📩 Need an investigation into a company or individual? Contact investigations@insolvencyandlaw.co.uk
📩 Owed money by a company refusing to pay? Get advice at investigations@insolvencyandlaw.co.uk
🔎 Final Thoughts:
The lack of transparency in High Street Group Limited’s administration is alarming. Regulators and legal bodies must take action. Meanwhile, Carrie-Ann James continues her career, leaving investors empty-handed.
🎧 Tune in now to get the full story and stay informed!
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
Show Notes – Ashbrookes Group Ltd Investigation
🎙 Episode Title: Ashbrookes Group Ltd: Uncovering Loan Note Risks & Investor Warnings
🔍 Episode Summary:
In this episode, we dive deep into the financial dealings of Ashbrookes Group Ltd, uncovering serious concerns surrounding their Loan Notes, financial stability, and property transactions. Investors should proceed with extreme caution, as red flags suggest potential mismanagement and misleading assurances.
🔹 What You’ll Learn:
✅ The Loan Note product raising concerns since 2022.
✅ Why Ashbrookes Group Ltd was wound up in 2025 with no Loan Note Holders listed as creditors.
✅ How S2 John Street Ltd was used in fund transfers—and why this is problematic.
✅ The financial history of key figures like Mohammed & Sofia Mushtaq, Sonali Craddock, and James Baird.
✅ The ownership mystery surrounding 60-66 John Street, Sunderland.
✅ Delayed planning approvals that threaten the Loan Note exit strategy.
🚩 Key Takeaways for Investors:
⚠️ Loan Notes linked to Ashbrookes Group Ltd carry significant risks.
⚠️ S2 John Street Ltd is balance-sheet insolvent—raising concerns about financial stability.
⚠️ Ownership records contradict Ashbrookes’ claims, casting doubt on transparency.
⚠️ Security Trustees registered charges before property purchases were finalised—potentially putting investor funds at risk.
⚠️ The exit strategy is uncertain, leaving investors in financial limbo.
📢 What You Can Do:
🔹 Conduct thorough independent due diligence before investing.
🔹 Seek professional financial advice to assess potential risks.
🔹 Report concerns to the FCA or Serious Fraud Office (SFO).
🔹 Join investor action groups fighting financial fraud.
🔹 Get a risk assessment from Insolvency & Law at:
📩 investigations@insolvencyandlaw.co.uk
📌 If a company owes you money and refuses to pay:
📩 Contact Insolvency & Law for legal advice and recovery options.
🔎 Final Thoughts:
At Insolvency & Law, we go beyond the marketing materials to reveal the truth behind financial misconduct. If you need an investigation into a company or individual before making a financial decision, reach out today. Transparency and investor protection are our priority.
🎧 Listen now and stay informed!
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
Behind every smooth-talking, money-extracting individual lies a network of enablers. People who lend an aura of legitimacy to an otherwise questionable operation. These aren’t lone rangers; they’re part of a carefully orchestrated circle, with “polish” provided by trusted advisors and professionals. They are the ones who help prop up the illusion of credibility and trustworthiness. As part of a series of blogs on exposing enablers, we looked at an introducing company called New Capital Link.
Disclaimer: Insolvency & Law Ltd is not a firm of solicitors or licensed insolvency practitioners. We do not conduct any regulated legal or financial activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. We do not offer legal advice, financial advice, debt counselling, or conduct of litigation.
All blogs, podcasts, reports, and other published content by I&L are provided solely for general information and educational purposes. They should not be interpreted as a substitute for regulated or professional advice and must not be relied upon as such.
For matters that require regulated legal or financial advice, we recommend seeking guidance from an appropriately authorised and regulated professional.
The 79th Group Under Investigation
Episode Overview
In this episode, we discuss the unfolding investigation into The 79th Group, a company now under scrutiny for suspected widespread fraud. We break down what’s happening, who’s involved, and what this means for investors. If you’ve invested in The 79th Group or are concerned about high-return investment schemes, this is a must-listen.
Key Topics Covered:
✔️ The Investigation – What led to the City of London Police investigating The 79th Group?
✔️ Red Flags – Signs of potential financial misconduct, including unsustainable returns and misleading marketing.
✔️ Who’s Involved? – Key figures, including David Webster, Jake and Curtis Webster, and CEO Natalie Bellis.
✔️ Legal Actions & Arrests – What the recent arrests and asset seizures mean for investors.
✔️ Enablers & Their Role – How introducers like New Capital Link, legal firms, and security trustees may have played a part.
✔️ Investor Action Plan – Steps affected investors should take, including reporting to authorities and seeking recovery options.
✔️ Call to Action – If you’ve invested in The 79th Group or suspect misconduct, contact Insolvency & Law for support.
Key Takeaways:
🔹 If an investment opportunity seems too good to be true, it probably is.
🔹 Conduct independent due diligence before committing your money.
🔹 If you’re affected by The 79th Group case, report your concerns and explore recovery options.
Resources & Links:
📌 Report to Authorities: City of London Police – Operation MOLD
📌 Insolvency & Law: Contact investigations@insolvencyandlaw.co.uk for expert guidance.
📌 Investor Protection Tips: Learn how to spot financial misconduct before it’s too late.
Disclaimer: Insolvency & Law Ltd does not act as a firm of solicitors or as licensed insolvency practitioners. We do not carry out any regulated activities as defined under the Legal Services Act 2007 or the Financial Services and Markets Act 2000. All information and commentary concerning The 79th Group, including that published via our blogs and podcasts, is made available free of charge for informational and educational purposes only and should not be regarded as legal or investment advice.
In suitable circumstances, I&L may take legal assignment of loan notes issued by 79th Group companies and act in its own name and at its own cost and risk to pursue enforcement and recovery. Loan note holders assigning claims to I&L are not exposed to the cost of such action.
For enquiries concerning The 79th Group, please contact: investigations@insolvencyandlaw.co.uk
Hello and welcome to the Insolvency and Law podcast. Insolvency and Law is an award-winning consultancy firm specialising in Insolvency, debt purchasing and business rescue. In today’s episode we will breaking down off plan property purchases.
An off-plan property is a property that hasn't yet been built. When you buy off-plan, you're purchasing a property that has yet to finish. While there are many pros to purchasing a property this way- they can always go very wrong, as we have witnessed many times.
To take us through this episode we have Director and insolvency and debt recovery expert Peter Murray and Head of Third Party Recoveries Gill Clow, both of whom work with clients on cases such as these regularly.
Welcome to the first episode in our Director's Misfeasance series. Today We will be covering Overdrawn Directors Loan Accounts but stay tuned for other parts to this series where we will covering other topics such as bounce back loan abuse. To take us through this episode we have Director and insolvency and debt recovery expert Peter Murray and fellow team member Codie Gage who works with the team that handle Director Misfeasance and Disqualification. Both have had first-hand experience with directors facing disqualification.
Hello and welcome to the Insolvency and Law podcast. Insolvency and Law is an award-winning consultancy firm specialising in Insolvency, debt purchasing and business rescue.
Today is the third of our new ‘dark side’ series. In this series we have been focusing on the not-so-talked about aspects of insolvency procedures from an industry insider’s perspective. Little little tools of information you can arm yourself with if you need.
Today we will be discussing the dark side of…company voluntary arrangements aka. CVA’s
Hello and welcome to the Insolvency and Law podcast. Insolvency and Law is an award-winning consultancy firm specialising in Insolvency, debt purchasing and business rescue.
Today is the second of our new ‘dark side’ series. In this series we will be focusing on the not-so-talked about aspects of insolvency procedures from an industry insider’s perspective-that will be little tools of information you can arm yourself with if you need.
Today we will be discussing the dark side of…bankruptcy!
Hello and welcome to the Insolvency and Law podcast.
Insolvency and Law is an award-winning consultancy firm specialising in Insolvency, debt purchasing and business rescue.
Today is the first of our new ‘dark side’ series. In this series we will be focusing on the not-so-talked about aspects of insolvency procedures from an industry insider’s perspective-that will be little tools of information you can arm yourself with if you need. Today we will be discussing the dark side of…liquidatons.
Insolvency & Law’s Business Advice Show is a podcast dedicated to debt recovery, credit management and insolvency in England and Wales.
This episode focuses on the creditors’ meeting for collapsed property company High Street Commercial Finance Ltd (HSCF), which takes place on Tuesday 9 August 2022.
- Have you invested in HSCF?
- Are you aware of the creditors’ meeting?
- Would you like to recover your losses?
If so, you’ve come to the right place. Here, Peter Murray and Britena Clarke of Insolvency & Law discuss several HSCF-related matters, including:
- The compulsory liquidation
- The creditors’ meeting on 9 August
- Why investors should vote at the creditors' meeting
- How I&L can help HSCF investors and creditors
Duration: 19 minutesIn March 2022, the High Court ordered High Street Commercial Finance into compulsory liquidation following the presentation of a winding-up petition by Insolvency & Law. As a result, a creditors’ meeting is scheduled to take place on Tuesday 9 August.
At the creditors meeting, HSCF investors and creditors will have an opportunity to:
- Vote on the appointment of a liquidator
- Ensure their interests are protected during the liquidation process
It is essential that your vote is registered if you loaned money to High Street Commercial Finance or became one of the company’s:
- Loan note holders
- Creditors
- Investors
Complete, sign and return a consent form authorising Insolvency & Law to act on your behalf in the HSCF liquidation here, or call 0207 504 1300 for more info…
Insolvency & Law is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009.
In this weeks episode, we break down the recent announcement of the end of the temporary insolvency measures.
We will cover what effects the measures had on businesses during the height of the pandemic, and what the end of them could mean for businesses going forward.
Duration 25 minutesI&L is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. Call 020 7504 1300 to speak with a professional independent advisor, or visit insolvencyandlaw.co.uk for more info…
This podcasts provides advice and guidance for investor-creditors of the unregulated investment scheme High Street GRP Limited (HSG).
Have you invested in HSG?
Do you know about the company’s insolvency?
Are you interested in recovering your losses?
Insolvency & Law is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information, call 020 7504 1300, and speak with a professional advisor for a FREE consultation.
This podcasts provides advice and guidance for investor-creditors of the unregulated investment scheme High Street GRP Limited (HSG).
Have you invested in HSG?
Do you know about the company’s insolvency?
Are you interested in recovering your losses?
Insolvency & Law is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information, call 020 7504 1300, and speak with a professional advisor for a FREE consultation.
This podcasts provides advice and guidance for investor-creditors of the unregulated investment scheme High Street GRP Limited (HSG).
Have you invested in HSG?
Do you know about the company’s insolvency?
Are you interested in recovering your losses?
Insolvency & Law is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information, call 020 7504 1300, and speak with a professional advisor for a FREE consultation.
This podcasts provides advice and guidance for investor-creditors of the unregulated investment scheme High Street GRP Limited (HSG).
Have you invested in HSG?
Do you know about the company’s insolvency?
Are you interested in recovering your losses?
Insolvency & Law is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information, call 020 7504 1300, and speak with a professional advisor for a FREE consultation.
This podcasts provides advice and guidance for investor-creditors of the unregulated investment scheme High Street GRP Limited (HSG).
Have you invested in HSG?
Do you know about the company’s insolvency?
Are you interested in recovering your losses?
Insolvency & Law is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information, call 020 7504 1300, and speak with a professional advisor for a FREE consultation.
This podcasts provides advice and guidance for investor-creditors of the unregulated investment scheme High Street GRP Limited (HSG).
- Have you invested in HSG?
- Do you know about the company’s insolvency?
- Are you interested in recovering your losses?
Insolvency & Law is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information, call 020 7504 1300, and speak with a professional advisor for a FREE consultation.
Insolvency & Law (I&L)'s Business Advice Show is a podcast series focusing on credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode explains the benefits of debtor representationfor company directors and business owners who feel under attack from relentless creditors.
- Do you feel undue pressure from creditors?
- Have you received threatening letters, emails, or calls from creditors?
You've come to the right place if you answered 'Yes' to either question.
Duration 5 minutesI&L is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. Call 020 7504 1300 to speak with a professional independent advisor, or visit insolvencyandlaw.co.uk for more info…
This podcasts provides advice and guidance for investor-creditors of the unregulated investment scheme High Street GRP Limited (HSG).
- Have you invested in HSG?
- Do you know about the company’s insolvency?
- Are you interested in recovering your losses?
Insolvency & Law is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information, call 020 7504 1300, and speak with a professional advisor for a FREE consultation.
Insolvency & Law (I&L)'s Business Advice Show is a podcast series focusing on credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode focuses on the steps to take if you do not receive a payment from an unregulated investment.
Duration 33 minutesI&L is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. Call 020 7504 1300 to speak with a professional independent advisor, or visit insolvencyandlaw.co.uk for more info…
Insolvency & Law (I&L)'s Business Advice Show is a podcast series focusing on credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode focuses on how to spot a bad financial investment , and the steps you should take before parting with your hard-earned cash.
Duration 25 minutesI&L is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. Call 020 7504 1300 to speak with a professional independent advisor, or visit insolvencyandlaw.co.uk for more info…
Insolvency & Law (I&L)'s Business Advice Show is a podcast series focusing on credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode explores unsecured investments such as Ponzi and pyramid schemes, and what investors can do when they go wrong.
Duration 24 minutesI&L is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. Call 020 7504 1300 to speak with a professional independent advisor, or visit insolvencyandlaw.co.uk for more info…
Insolvency & Law (I&L)'s Business Advice Show is a podcast series focusing on credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode is dedicated to unsecured creditors, and explains how good credit management can help protect your business if you provide goods or services to customers without taking any security. You've come to the right place if a company:
- Owes you an undisputed amount of more than £10,000
- Has entered a statutory insolvency procedure owing you money
Duration 14 minutesI&L is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. Call 020 7504 1300 to speak with a professional independent advisor, or visit insolvencyandlaw.co.uk for more info…
This audio-clip provides advice and guidance for investor-creditors of the unregulated investment scheme High Street GRP Limited (HSG).
- Have you invested in HSG?
- Do you know about the company’s insolvency?
- Are you interested in recovering your losses?
If you invested in HSG, you could still recover some of your loss - but only if you act now, and join with Insolvency & Law to stop the board placing the company into administration on Thursday 16 December 2021.
Insolvency & Law is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information, call 020 7504 1300, and speak with a professional advisor for a FREE consultation.
This audio-clip provides advice and guidance for investor-creditors of the unregulated investment scheme High Street GRP Limited (HSG).
- Have you invested in HSG?
- Do you know about the company’s insolvency?
- Are you interested in recovering your losses?
If you invested in HSG, you could still recover some of your loss - but only if you act now, and join with Insolvency & Law to stop the board placing the company into administration on Thursday 16 December 2021.
Insolvency & Law is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information, call 020 7504 1300, and speak with a professional advisor for a FREE consultation.
If you are an investor in the unregulated High Street GRP Limited (HSG), you can breathe a sigh of relief following positive negotiations between the company’s board and corporate insolvency specialists Insolvency & Law.
Insolvency & Law (I&L)'s Business Advice Show is a podcast series focusing on credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode offers advice to debtors struggling with insolvency and furlough, Coronavirus Interruption (CBILS) + Bounce Back Loan repayments.
Duration 5 minutesI&L is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. Call 020 7504 1300 to speak with a professional independent advisor, or visit insolvencyandlaw.co.uk for more info…
Hello, and welcome to Insolvency & Law Business's Advice Show, the podcast dedicated to credit management, debt recovery, and insolvency in England and Wales.
Today’s episode is dedicated to vulnerable business owners and directors who need help and support to avoid insolvency, and company liquidation.
Are you a vulnerable company director or business owner struggling with the furlough scheme; or repayment of a Bounce Back, or CBILS loan?
If so, don’t panic. You’ve come to the right place.
This podcast provides guidance for directors and business owners in need of support following the coronavirus pandemic.
For more information on how to protect your company from adverse proceedings, call 0207, 504, 1300, and speak with a professional independent advisor at Insolvency & Law.
If your company is struggling to cope with the fallout from Covid-19, it’s essential that you talk with an independent professional, as quickly as possible, and here’s why...
Lawyers are useful but expensive, and in most cases, they will refer you to a licensed insolvency practitioner if your company is insolvent.
Furthermore, the information you disclose may be used to bring misfeasance or Director Disqualification Proceedings against you. If this happens, you could be prosecuted, and banned from managing companies for up to 15 years.
Before seeking either legal representation, or advice from an insolvency practitioner, you should carefully consider the following 3 statements:
- In statutory insolvency procedures, insolvency practitioners are licensed and regulated to protect the rights of creditors (the businesses you owe)
- Creditors are the insolvency practitioner’s primary concern in a statutory insolvency procedure
- Insolvency practitioners and lawyers earn by realising the assets of insolvent companies, and their directors, if necessary
Although the British government approved around £40bn in Bounce Back Loans, a countless number of businesses still expired, and many others have been forced into insolvency.
Naturally, company directors and business owners feel defenseless, mainly because so few of them understand the powerful insolvency legislation at their disposal.
If your company is struggling, or insolvent, speak with an independent professional who can advise you on Bounce Back Loan repayments; help you to understand your options; recommend an appropriate insolvency practitioner; and act on your behalf to steer the course of events.
Insolvency & Law was founded in 2009 to provide beleaguered business owners with bespoke company director services. Since then, we've learnt about the laws and regulatory framework surrounding debt, companies, and insolvency in England and Wales.
You are free to take the information we share, to represent yourself, or we can act on your behalf to protect your assets, and liaise with your insolvency practitioner.
Our independent professionals can help you navigate insolvency, business rescue, and debt-related matters, irrespective of your circumstance.
Sadly, we’re coming to the end of this episode. But don’t worry, if you need more information, or guidance on insolvency, furlough, CBILS or Bounce Back Loans, call 0207, 504, 1300, and speak with an independent advisor at Insolvency & Law for a free and confidential consultation.
If you found this information useful, you’ll probably enjoy some of the other shows in this series, especially the episodes on defending misfeasance claims, director disqualification proceedings and how to prepare for examinations with the official receiver.
Thanks for listening to the end of this podcast.
Goodbye.
Insolvency & Law (I&L)'s Business Advice Show is a podcast series focusing on credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode is dedicated to winding up petitions, and explains the consequences of presenting a winding up petition to an insolvent company that owes you money. You've come to the right place if a limited company:
- Owes you an undisputed amount of more than £10,000
- Has accepted payment is due, but still not paid the debt
Duration 5 minutesI&L is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. Call 020 7504 1300 to speak with a professional independent advisor, or visit insolvencyandlaw.co.uk for more info…
Insolvency & Law (I&L)'s Business Advice Show is a podcast series focusing on credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode is dedicated to statutory demands, and how they can be used to:
- Recover outstanding debts
- Close down insolvent companies
- Make a person bankrupt
Duration 4 minutesI&L is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. Call 020 7504 1300 to speak with a professional independent advisor, or visit insolvencyandlaw.co.uk for more info…
Insolvency & Law is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009.
This audio-clip explains the report an insolvency practitioner must send on the directors' conduct in the compulsory liquidation of a limited company.
For more information, call 020 7504 1300, and speak with a professional advisor for a FREE consultation.
Insolvency & Law is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009.
This audio-clip explains the difference between the compulsory liquidation and creditors' voluntary liquidation (CVL) procedures for those who are considering placing a company into insolvent liquidation.
For more information, call 020 7504 1300, and speak with a professional advisor for a FREE consultation.
Insolvency & Law's Business Advice Show is a podcast series focusing on debt recovery, credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode is about defending allegations of MisfeasanceHave you been accused of misconduct while managing a company?If so, you've come to the right place.
Learn how to protect your interests, and:
- Defend allegations of wrongdoing and mismanagement
Insolvency & Lawis a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information:
- Call 020 7504 1300 and speak with a professional advisor for a FREE consultation
Insolvency & Law's Business Advice Show is a podcast series focusing on debt recovery, credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode is about Director Disqualification ProceedingsAre you a registered, shadow, or de facto director who's been accused of misconduct while managing a company?If so, you've come to the right place.
Learn how to protect your interests, and:
- Defend allegations of wrongdoing to avoid adverse proceedings
- Prepare for Director Disqualification Proceedings
Insolvency & Law (I&L) is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information:
- Call 020 7504 1300 and speak with a professional advisor for a FREE consultation
- Download a free report on Director Disqualification Proceedings from the resource centre at our website
- Purchase Beginner’s Guide to Corporate Insolvency, the latest book by I&L director Peter Murray
Insolvency & Law's Business Advice Show is a podcast series focusing on debt recovery, credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode is dedicated to helping creditors understand compulsory liquidation - the statutory insolvency procedure a limited company goes through at the end of its trading life.
Any assets will be sold to pay creditors, and the company will be wound up.
Has a company entered compulsory liquidation owing you money?If so, you've come to the right place.
Here, unsecured creditors in compulsory liquidation can learn valuable information, and tips on how to protect their interests, and:
- Increase dividend prospects
- Understand the role of the insolvency practitioner (IP) / liquidator
Insolvency & Law (I&L) is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information:
- Call 020 7504 1300 and speak with a professional advisor for a FREE consultation
- Download a report on compulsory liquidation from the resource centre at our website
- Purchase Beginner’s Guide to Debt Recovery, the latest book by I&L director Peter Murray
Insolvency & Law's Business Advice Show is a podcast series focusing on debt recovery, credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode is about a statutory insolvency procedure, company voluntary arrangement (CVA), which allows an insolvent company to continue trading while repaying its creditors over a 3-to-5-year period.
Has one of your customers entered a CVA owing you money?If so, you've come to the right place.
Learn how unsecured creditors in company voluntary arrangements (CVAs) can protect their interests, and:
- Increase dividend prospects
- Block a company voluntary arrangement
- Push through changes to a CVA proposal
- Understand the role of the insolvency practitioner (IP) / nominee / supervisor
Insolvency & Law (I&L) is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information:
- Call 020 7504 1300 and speak with a professional advisor for a FREE consultation
- Download a free CVA report from the resource center at our website
- Purchase Beginner’s Guide to Debt Recovery, the latest book by I&L director Peter Murray
Insolvency & Law's Business Advice Show is a podcast series focusing on debt recovery, credit management, insolvency in England and Wales, and other issues affecting business owners and company directors.
This episode explains the benefits of creditors’ meetings and creditors’ committees for unsecured creditors in statutory insolvency procedures such as:
- Administration
- Company Voluntary Arrangement (CVA)
- Creditors’ Voluntary Liquidation (CVL)
- Individual Voluntary Arrangement (IVA)
Has a company entered one of these insolvency procedures owing you money?If so, you've come to the right place.
Learn how creditors in statutory insolvency procedures can protect their interests, and:
- Improve dividend prospects
- Understand the role of the insolvency practitioner (IP) / liquidator
After a company becomes insolvent, a creditors’ meeting - also known as a meeting of creditors - is usually convened to:
- Explain to creditors why the company was unable to pay its debts
- Appoint an insolvency practitioner
- Agree the insolvency practitioner's fees
- Vote on how to proceed with the business
Creditors can use a creditors’ committee - also known as a committee of creditors - to separate the insolvency practitioner (IP) from the insolvent company's director(s) to ensure the IP works solely in the interest of creditors.
Insolvency & Law (I&L) is a multi-award-winning consultancy providing bespoke solutions for business owners and company directors since 2009. For more information:
- Call 020 7504 1300 and speak with a professional advisor for a FREE consultation
- Download a report on creditors' meetings and committees from our website
- Purchase Beginner’s Guide to Debt Recovery, the latest book by I&L director Peter Murray
Post lockdown, many directors will attempt to rescue their companies using statutory insolvency procedures, most likely administration or a company voluntary arrangement (CVA) because both offer excellent restructuring opportunities. Whereas CVAs are suitable for insolvent companies with sympathetic creditors; a pre pack administration is more convenient for profitable but insolvent companies that have lost the support of their creditors.
Topics covered:
- Company voluntary arrangements (CVAs)
- Pre pack administrations
- Hiring an insolvency practitioner (IP)
Duration 25 minutes
In This Episode, Peter Murray explores the options available to a company director looking to restructure their business following the easing of lockdown measures.
In Today’s Show you’ll discover:
Whyit’s crucial that you seek counsel from an independent expert before approaching an insolvency practitioner (IP).
Revealed: how to maintain a healthy relationship with your IP throughout a CVA or administration, and avoid claims being made against (Skip to 20 mins).
Peter shedslight on the benefits of pre pack administrations and CVAs for directors of insolvent companies
Discover a way to cut ties with creditors, buy back the useful parts of your company, and start trading again with a clean slate.
An IP can only recommend statutory insolvency procedures, but an independent consultant can recommend alternative rescue mechanisms depending on your situation. Get good counsel before making rash decisions.
Visit insolvencyandlaw.co.uk for more info
Insolvency & Law is a multi-award-winning consultancy established in 2009 to provide specialist personal and corporate insolvency, business rescue, and debt recovery solutions.
The Insolvency & Law Business Advice Show is a podcast offering in-depth analysis of the insolvency regime from Insolvency & Law director Peter Murray and small business owner Deborah David.
The first episode is an introduction to corporate and personal insolvency expert Peter Murray, and his multiple-award-winning company Insolvency and Law.
Murray talks about his autobiography, Self-Made, and new books on personal and corporate insolvency.
In Today’s Show you’ll discover:
Why creditors in statutory insolvency procedures should always appoint their own insolvency practitioner (IP).
Revealed: the benefits of bankruptcy.
Peter sheds light on the insolvency regime in England and Wales.
Discover a way to utilise your insolvency practitioner to your advantage.
Duration = 27 minutesFor more info, visit insolvencyandlaw.co.uk