Next Gen Personal Finance: Recent Episodes
Next Gen Personal Finance
Next Gen Personal Finance (NGPF) is a free blended-learning personal finance curriculum to engage and empower students to make informed financial decisions. In our podcasts we interview educators and other experts in the field of Personal Finance.
Financial education isn't just something that happens to students—many are actively driving the movement forward. In this panel discussion, you'll hear directly from students who are passionate about making financial literacy accessible to their generation. They'll share what sparked their interest in personal finance, which topics matter most to them and their peers, and the creative ways they're taking action—whether through advocacy, teaching others, or building their own initiatives. You'll hear about the gaps they see between what adults think students need and what actually resonates, and why they believe their generation can't afford to graduate without these skills.
Jake Cousineau teaches personal finance at Viewpoint School, where what started as one trimester course now reaches nearly every eighth grader plus juniors and seniors. His first book "How to Adult: Personal Finance for the Real World" grew from a short guide for graduating seniors into a text adopted by schools and colleges nationwide. Now his second book "Face Your Financial Fears" tackles the myths and psychology that keep people from addressing money problems. In this session, Jake will share what he's learned from years in the classroom about making personal finance approachable rather than intimidating, why storytelling works better than traditional textbooks, and how he helps students shift from feeling hopeless about money to seeing a clear path forward. Perfect for teachers looking for practical ways to make financial concepts relatable and for anyone considering writing their own educational materials.
What if the most important thing you teach your students about money has nothing to do with budgets, credit scores, or compound interest? What if it starts with what they believe? In this special episode for teachers, Nir Eyal shares key ideas from his newest book, Beyond Belief. He connects these ideas to inner narratives students and teachers carry about money, time, and their own impact. Nir unpacks the science of how beliefs about money, potential, and about what's possible are formed early and shape everything that follows. Join us to explore how to help students notice and "stress-test" their beliefs against real-world examples, while also getting tools to examine assumptions about what's possible in your classroom and in your own financial life.
For over 12 years, Carly Urban has been researching one question: does financial education actually work? As a Professor of Economics at Montana State University, she's co-authored the most comprehensive meta-analysis of financial education ever conducted, examining 76 randomized controlled trials. Her findings debunk decades of faulty research and confirm what teachers want to hear—financial education improves financial behaviors in cost-effective ways. But the devil is in the details. Her research shows that standalone semester-long courses improve credit scores and financial well-being, while embedded approaches don't show the same effects. In this session, Carly will share what actually works in financial education, why quality implementation matters more than just having requirements on paper, and what her database of high school course offerings across America reveals about the state of financial literacy education nationwide.
Dr. Paris Woods is the bestselling author of The Black Girl's Guide to Financial Freedom. She is a lifelong educator and leading voice in economic mobility and financial empowerment who has been featured in Essence, CNN, and Insider, among others. Her forthcoming book The Student's Guide to Financial Freedom is a culturally grounded, peer-to-peer guide that empowers high school and college students to plan for lifelong financial independence. It especially speaks to first-gen, lower income students who are navigating systemic barriers and might not see themselves reflected in traditional money books. Dr. Woods shares how adults can be "money mentors" in their daily lives, help to set the next generation up for financial empowerment, and get better at building wealth themselves.
For decades, Pete Colhoun brought Wall Street to Main Street as a panelist on Wall Street Week with Louis Rukeyser, helping millions of Americans understand investing and the economy. With an MBA from Harvard and experience in senior management at T. Rowe Price and as a general partner at Emerging Growth Partners, he's spent a career making financial markets accessible to everyday investors. In this session, Pete will share lessons from his years helping democratize investment information, what he's learned about long-term investing through decades of market cycles, and why financial education matters for building wealth. He'll discuss his philanthropic work and what inspired his passion for ensuring everyone has access to quality financial knowledge—not just the wealthy. Perfect for teachers looking to connect students with the real-world perspective of someone who's lived through market history and believes everyone deserves to understand how money works.
Join us for a conversation with Christopher "Kit" Kauffman, NGPF Board Member and Adviser. He is a former attorney with a unique professional journey from corporate law to financial education advocacy. He will share insights on what motivates his passion for working with the NGPF Team on Mission2030 and why this is one of the top issues of concern to him in retirement. You'll gain perspective on how real-world financial experiences, whether in major court cases or everyday classrooms, can inspire students to think critically about saving, investing, and financial decision-making. Kit also offers advice for teachers seeking to connect personal finance to students' interests and real-world stories.
As Vice President of Education at the Tax Foundation, Zoe Callaway oversees TaxEDU, a tax literacy initiative born from a striking discovery: over half of Americans lack basic tax literacy, regardless of age, income, or education level. Even college graduates struggle to identify where the government raises most of its revenue. The consequences are real—people avoid earning more money because they misunderstand how tax brackets work, believing a raise will somehow leave them with less. In this session, Zoe will share what students most misunderstand about taxes, why the Tax Foundation launched its education program, and how teachers can help students grasp concepts that shape everything from their first paycheck to career decisions. Perfect for teachers looking for practical approaches to demystifying a system students will navigate their entire lives.
Ever wonder why some kids reach adulthood terrified of money while others handle it with confidence? In this episode, Yanely sits down with Steven Day, former high school teacher and author of Teach a Kid to Save: A Fun, Hands-On Approach to Building Smart Money Habits, to unpack how a simple "mini economy" at home or in the classroom can build lasting financial habits. Steven grew up inside one of these systems, since his dad literally wrote the book on it, and now runs one with his own four kids, complete with a seven-year-old who drives a hard bargain over the morning coffee. Along the way, he explains why a classroom economy should be a teaching tool rather than a behavior-control system, how cash-strapped teachers can run one for almost nothing, and why selling "privilege coupons" often beats stocking a store with more stuff. He also makes the case for starting early, tying money lessons to kids' real values and goals, and giving students the rare chance to experience money as producers and investors instead of just consumers. Packed with practical tips, free printable resources, and a few laugh-out-loud parenting moments, this conversation is a must-listen for any teacher or parent who wants to raise money-smart kids. Tune in and rethink what financial education can look like from the ground up.
Most teens treat credit as a "someday" problem, something for their "old" future selves. A bankruptcy attorney and a credit-scoring expert see exactly where that thinking leads. In this NGPF podcast episode Yanely has a conversation with CARE Chicago volunteers Gene Volchek and Jeff Schwartz, who share what thousands of classroom visits have taught them. From the misconceptions that trip students up most, and the analogies that finally make credit click (your adult report card, the three C's, the $1,000 laptop that costs $2,700), to how to teach this before the first card, not after the first mistake. If you teach personal finance, you'll leave with stories and strategies you can use in classroom right away!
In this NGPF Speaker Series episode, former FDIC Chair Sheila Bair joins Tim Ranzetta to celebrate the launch of her new book for teens, How Not to Lose a Million Dollars. Bair explains why she wrote the book, aiming to give young people practical, plain-language guidance on navigating the financial system, and shares her own story of racking up thousands in credit card interest as a young lawyer. The conversation covers the power of compound interest and opportunity cost, why broad-based index funds are the best starting point for new investors, and the growing threats of "finfluencers", gambling apps, and prediction markets. Bair and Ranzetta also dig into bigger-picture policy issues like housing affordability, non-bank financial risks, and the need for trusted, vetted financial education resources in schools. Teachers will especially appreciate the discussion of how to make these topics land with students, along with Bair's offer of free book donations to Title I schools and virtual classroom visits.
In this episode, Yanely Espinal sits down with veteran Bay Area economics teacher Judy Smith to explore how she integrates a mini-unit on economic inequality and solutions in personal finance within her economics course. Judy explains how, after 20 years of teaching, she shifted her focus from the "why" behind economic inequality to the "how" and the hope that empowers students to research and advocate for policy solutions like affordable housing, raising the minimum wage, and expanding child tax credits. This conversation covers the practical flow of her course, where seniors first complete a Civic Action Project in Government course and then a personal finance portfolio in Economics before diving into the inequality unit that wraps up the course. Judy shares how student choice and civic engagement drive deeper buy-in from students. Yanely and Judy also tackle tough questions about balancing personal responsibility with systemic awareness, navigating uncomfortable classroom conversations, and preparing for California's new standalone personal finance graduation requirement. You'll come away with actionable strategies, curated resources, and renewed motivation to bring conversations about economic equity into your own classroom.
In this episode, Mark Salisbury tackles one of the most misunderstood concepts in post-secondary planning: return on investment. He makes the case that ROI genuinely matters, then exposes the shaky data behind popular ROI rankings, using the University of Michigan's College Scorecard numbers to show how figures like "average annual cost" and "median earnings" are drawn from a small, unrepresentative slice of students. Mark pushes back on higher-ed marketing claims that tie ROI to brand-name alumni networks, and challenges the notion that a liberal arts education's payoff magically emerges decades later. Instead, he reframes ROI through a "play to keep playing" lens borrowed from Simon Sinek, arguing that the real return is whether an educational investment expands or constrains a student's future options. He closes with an invitation to use his grant-funded Pathways Planning and Insights program, a free resource designed to help parents navigate the financial side of post-secondary planning alongside their students.
Higher ed finance expert, Mark Salisbury, pulls back the curtain on how the financial aid system really works and why it looks nothing like what most families expect. From the FAFSA to the CSS Profile, he explains how colleges use the data families voluntarily provide not to help them afford school, but to calculate the minimum discount needed to get them to enroll. He breaks down how institutional aid is front-loaded to attract freshmen while costs quietly balloon in later years, how the private scholarship industry profits off parental anxiety, and how misleading award letters use "magic math" and jargon to obscure the true price of attendance. Using real examples from schools like Howard University, DePaul, and Loyola Chicago, he shows exactly how these tactics play out in practice. The conversation also covers practical strategies families can use to fight back, including the importance of early planning, understanding who should and shouldn't rush to file the FAFSA, and why appealing your financial aid offer is one of the most powerful and underused tools available to consumers. Whether you're a parent, student, or school counselor, this episode is an essential primer on navigating one of the most lopsided marketplaces in America.
Higher education researcher and founder of Tuition Fit and Pathways, Mark Salisbury, explains how college pricing actually works behind the scenes. He debunks four common myths: that all colleges are too expensive, that in-state public universities are always the cheapest option, that net price figures are entirely accurate, and that financial aid is a limited resource.
He outlines how colleges set sticker prices as messaging tools, use "financial aid optimization" (algorithmic discounting designed to extract the maximum each family will pay), and engage in what he calls surveillance pricing by monitoring demonstrated interest and FAFSA data.
To conclude, he offers practical advice: focus on post-graduation outcomes rather than prestige, establish a price range early, use net price calculators and tools like Tuition Fit, and remember that people succeed at every price point.
In this episode of the NGPF podcast, investment expert Patrick Geddes pulls back the curtain on the investment industry, breaking down the difference between asset managers and wealth managers and explaining how each gets paid. Geddes walks listeners through the most important questions to ask a financial advisor, including how to identify hidden fees, understand fiduciary standards, and evaluate professional designations like CFP and CFA. He makes a compelling case for low-cost index fund investing, explaining how even a fee under 1% can cost an investor hundreds of thousands of dollars over time due to the power of compounding. The episode closes with an honest framework for deciding whether to hire an advisor or go the do-it-yourself route, empowering listeners to think of themselves first as consumers — not just investors.
In this episode of the NGPF podcast, investment professional Patrick Geddes walks listeners through the fundamentals of turning financial goals into actionable plans, covering topics like retirement planning, asset allocation, and how time horizons should shape investment decisions. He explains practical tools like the 4% withdrawal rule, walks through a concrete example of calculating how much a retiree will need in their portfolio, and discusses the pros and cons of target date funds. Patrick makes a strong case for low-cost, cap-weighted index funds over active management, arguing that the evidence in favor of indexing is overwhelming, and covers how to think about stock and bond selection across both taxable and tax-advantaged accounts. He also tackles the often-overlooked complexity of viewing your total portfolio across all accounts simultaneously, including a case study where listeners calculate a sample investor's true asset allocation. The episode wraps up with practical guidance on rebalancing, how often to check your accounts, and the importance of accounting for taxes when evaluating the real value of different account types.
In this episode of the NGPF podcast, investment expert Patrick Geddes breaks down two of the most fundamental concepts in personal finance, asset classes and asset allocation, in a way that's clear, engaging, and immediately usable in the classroom. Patrick argues that asset allocation is the single most important decision any investor makes, and walks listeners through the trade-offs between safer assets like cash and bonds and riskier ones like stocks and real estate, using relatable analogies that your students will actually remember. He dives deep into the tension between market risk and inflation risk, showing decades of real return data that make a compelling case for why long-term investors should embrace — not fear the stock market. The episode also tackles the active versus passive investing debate head-on, presenting overwhelming evidence that index funds outperform actively managed funds over time, and explaining the psychological biases that lead so many investors to make costly mistakes anyway. Whether you're introducing students to investing for the first time or helping them think more critically about financial decision-making, this episode gives you the data, the language, and the real-world examples to bring these concepts to life.
Investment expert Patrick Geddes cuts through the intimidation and jargon of investing to reveal what truly matters, and what you can safely ignore. Patrick makes the case that good habits, not brilliance, are the real secret to building wealth, using compelling stories like Grace Groner, who turned $180 into $7.2 million simply by buying and holding. He covers why starting early, staying invested through market downturns, and keeping fees low are far more powerful than trying to pick winning stocks or time the market. Patrick also challenges common myths, like the idea that good investing must be complicated, and he explains why boring index funds beat the vast majority of actively managed funds over the long run. Whether you're a seasoned investor or just getting started, this session offers a refreshingly honest, research-backed perspective that'll leave you feeling less intimidated about long-term investing!
In this episode, Tim interviews David Gardner, co-founder of The Motley Fool, about how to make investing approachable for younger learners. David shares the scrappy origin story behind The Motley Fool, two classroom-ready stories to hook teens on stock market basics, and practical ways that you can help your own students distinguish between investing behaviors and gambling behaviors. You'll also hear why investing is often under-taught, how teachers can build confidence to teach it, and you'll get a preview of the new interactive "Freedometer" tool being piloted with NGPF to strengthen stock market and investing instruction across the nation!
Yanely talks to Chad Mallo, a former loan officer turned award-winning educator, to unpack how early money memories, and a family's bill-paying routines, can shape lifelong financial habits. Chad shares what it really took to leave a two-decade banking career for the classroom, including the mindset shifts, sacrifices, and "am I truly helping people?" moment that changed everything. Together, they explore how teachers can build trust, make personal finance feel relevant in a cashless, app-driven world, and learn alongside students without "faking it." You'll hear practical strategies for creating a safe classroom culture, addressing the digital divide, and helping students talk about money even when it's taboo at home. Chad also highlights powerful success stories from student entrepreneurship competitions and a memorable example of differentiated assessment that helped a reluctant student demonstrate mastery.
Yanely chats with CFP and financial journalist Hanna Horvath to unpack why money struggles persist even when information is everywhere, and why the real missing piece is often psychology! Together, they explore "money scripts," financial anxiety, and the emotional triggers behind impulse spending and avoidance, offering educators a fresh lens for teaching personal finance beyond tactics and terminology. Hanna breaks down the generational pressures fueling stress for Millennials and Gen Z, from housing unaffordability to comparison culture and algorithm-driven status signaling. The conversation also digs into how fintech and AI can both support healthy habits and amplify predatory design, with practical red flags teachers can share to help students evaluate financial content on social media. You'll hear candid takes on buy now, pay later, the "casino economy," and the ways modern products make spending frictionless, and why values-based decision-making is a critical antidote. If you're looking for classroom-ready insights that connect behavioral science, media literacy, and real-world money challenges, this episode delivers plenty to discuss with your students.
Tim welcomes Ted Daniels, whose work has helped empower thousands of students through HBCUs and peer-to-peer, student ambassador programs. Ted shares the personal moments that sparked his mission, from balancing a family checkbook in high school to advising federal coworkers who didn't understand basic investing. Together, they dig into the topics students most want: value-based budgeting, improving credit, and learning how to invest without falling for get-rich-quick schemes. The conversation also tackles modern challenges like gambling, cryptocurrency hype, and how AI is shaping money management—while emphasizing that foundational financial knowledge is still essential. You'll hear practical strategies for teaching investing patiently, building wealth over time, and making smart financial habits easier by designing the right environment. The chat ends with inspiring outcomes, including evidence of measurable impact, real career success stories, and Daniels' award-winning children's book that helps families start money conversations early!
Tom Proulx shares the story of how he co-founded Intuit and created Quicken in his Stanford dorm room in 1983 after a chance meeting with Scott Cook outside the engineering library. Proulx explains how they revolutionized personal finance software by focusing on what customers actually wanted: to save time on tedious tasks like bill paying and check register maintenance, rather than adding complex features most people didn't use. The conversation offers valuable lessons for financial education teachers, particularly around entrepreneurship, where Proulx emphasizes that perseverance is the #1 trait for success and stresses the importance of deeply understanding your customer rather than building what you personally want. Proulx also discusses how Quicken evolved based on user research (discovering half their users ran small businesses led to QuickBooks), the 1993 IPO and TurboTax acquisition, and his vision for AI-powered financial tools that could help people automate finances and tackle credit card debt more effectively.
In this NGPF Speaker Series conversation, former New England Patriots COO Andy Wasynczuk shares how a chance connection led to a surprising career pivot into pro sports leadership. He connects early money lessons from his immigrant upbringing to real-world decisions behind running a team, from stadium financing to revenue strategy. Financial literacy educators will love the clear, classroom-ready explanation of salary cap management, contract structure, and how analytics helped drive a long-term turnaround. The discussion also tackles timely topics like NIL and the transfer portal, plus what agents do well and where players still face financial risks. He closes with thoughtful reflections on how AI can inform decisions while human judgment, trust, and accountability remain essential.
In this NGPF Speaker Series episode, Tim Ranzetta interviews high school junior Sid Tripathi, founder of the Dollar Investigators, a youth-led initiative teaching elementary students foundational money skills. Sid shares how family conversations about finances and early entrepreneurship shaped his "long game" mindset around saving, investing, and avoiding get-rich-quick thinking. He explains how his team brings concepts like needs versus wants, budgeting, banking, debt, and compound interest to younger learners through hands-on activities and roleplay. Tim and Sid also discuss what motivates students, how to make financial topics immediately relevant, and what Sid has observed about teen investing apps, sports betting, and crypto hype. The conversation highlights how student-led teaching can normalize money talk, build confidence, and plant early "seeds" of financial decision-making. Educators will leave with practical ideas for engaging lessons, inspiring youth leadership, and ways to scale financial literacy impact beyond a single classroom.
In this episode of the NGPF Speaker Series, former teacher Kathy Cuevas shares her career journey into education and the real-life experiences that shaped her approach to teaching—especially serving students with disabilities and students from low-income communities. She offers practical, classroom-tested advice for educators who are new to teaching personal finance, including how to get creative when resources are limited and how to seek support beyond your own school building. Kathy also walks listeners through hard-earned lessons from her own financial life. She talks about the mistakes, setbacks, and turning points that ultimately helped her retire with confidence. The conversation dives into teacher-specific retirement topics like 403(b) plans, real estate, and why building multiple streams of income can create flexibility in retirement. They also break down advanced strategies in accessible language, including Roth conversions, required minimum distributions, and how to think about risk over the long term. Overall, it's a candid, motivating conversation that encourages teachers to start planning early, keep learning, and build a retirement roadmap they can actually feel good about.
This episode of the NGPF podcast features Walter Green, founder of the Say It Now movement, who shares how expressing specific, heartfelt gratitude to people who have impacted our lives can strengthen relationships and create lasting meaning. Walter describes his personal "gratitude journey," including traveling to thank 44 people in person, and explains how that experience inspired a global initiative now reaching tens of thousands of schools worldwide. Yanely and Walter discuss why students and educators often get stuck in short-term stressors, and how intentional reflection and gratitude can help shift mindset, build connection, and support well-being. The conversation offers simple, classroom-friendly ways to bring the practice to students, such as writing letters, recording short messages, or making gratitude more routine without needing a special holiday. They also connect gratitude to life readiness, emphasizing that relationship-building is a key skill that supports long-term success, including financial and professional opportunities. Prospective listeners will leave with practical ideas and inspiring stories that can help students, and teachers, feel more connected, valued, and motivated.
In this episode, Yanely sits down with Certified Financial Planner Gloria Garcia Cisneros to break down what it really means to work with a fiduciary and how teachers can protect themselves from high-fee, commission-driven products often pushed in the 403(b) space. Gloria explains the key differences between independent advisory firms and broker-dealers, why "free" advice can still come with hidden costs, and the questions educators should ask about fees, incentives, and what is actually inside their retirement accounts. They also unpack how insurance products like annuities and permanent life insurance are sometimes marketed as "investments," why that can be risky, and how to spot red flags like guaranteed returns and salesy, one-size-fits-all pitches. Gloria shares her journey from first-generation immigrant to CFP and highlights why holistic financial planning goes beyond investments to include taxes, insurance, benefits, and long-term goals. The conversation ends with mindset shifts, like remembering that wealth is often what you don't see, and encouragement for teachers to build confidence, ask better questions, and stay on a steady path toward financial security.
This episode features Yanely interviewing Lizbet (@LizbetTalksMoney) about how she teaches her two young daughters practical money skills at home through a simple, repeatable allowance system. Lizbet recently grew an audience of hundreds of thousands of followers on TikTok and Instagram by sharing her parental-money strategies in a relatable, highly practical way. Lizbet explains why she treats school like a "job" (rather than paying for chores), how her kids split weekly cash into spending, saving, and investing, and how she keeps it hands-on so children stay connected to what money means. For teachers, the conversation is especially useful for parent engagement and real-life classroom connections, highlighting age-appropriate language for money concepts, how to build habits over time (starting simple and adding complexity later), and why home-based routines can reinforce what students learn at school. Lizbet also shares how she maintained this system while paying off significant debt, and why adults don't need to be "money experts" to start teaching financial literacy to the next generation.
In this NGPF Speaker Series episode, Tim interviews Keon Haley of FICO to unpack how credit scores work and how to teach them effectively. Keon shares his personal journey from limited financial conversations at home to discovering financial education's impact while working at a college Small Business Development Center, a passion that now drives his work at FICO's consumer credit education initiatives. They explore the 5 components of a FICO Score: payment history, credit utilization, length of credit history, new credit, and credit mix. Keon dispels myths about checking credit, joint scores, and rate shopping. They also discuss how credit reports influence more than borrowing, affecting rentals, insurance, and jobs. The episode concludes with audience Q&A on topics like buy now, pay later reporting, aging mortgages, and medical debt, with Keon highlighting FICO's free Score A Better Future tools and classroom-ready resources.
In this episode, Yanely Espinal sits down with Philip Olson and Julia Lorenz-Olson, the creators and hosts of PBS's 2 Cents, to talk about what it takes to make personal finance education engaging, relevant, and truly useful for students. Philip and Julia share how their unconventional path—from theater backgrounds and early adulthood money lessons to launching their own financial planning firm—informs the way they approach financial storytelling on YouTube. They discuss how 2 Cents episodes are developed, from choosing timely "news and systems" topics versus practical "kitchen table" topics, to researching, scripting, and filming content designed to be accessible without oversimplifying. They close by reflecting on the changing landscape of public media funding, the role of AI in financial education and planning, and practical ways teachers can better capture student attention by giving them more voice in what they learn.
In this NGPF Podcast episode, Yanely interviews Jonathan Cohen about sports gambling in America. Jonathan unpacks how legalized sports betting exploded after the 2018 Supreme Court decision, and what that rapid expansion is doing to Americans' financial lives, mental health, and culture. He shares his research about why young men are disproportionately drawn in, how betting companies market to vulnerable audiences, and why gambling is uniquely recognized as a behavioral addiction. He also breaks down the jaw-dropping scale of legal sports wagering, explains where the money goes (and why states are so motivated to legalize it), and explores emerging threats like prediction markets and "gamified" investing apps that make betting even more accessible. The episode closes with practical, classroom-ready takeaways for educators, focused on harm reduction, teaching expected value, and adding "friction" to interrupt the cycle that keeps the house winning!
Tim Ranzetta interviews NerdWallet writer and personal finance expert Kate Ashford about entrepreneurship, financial education, and lessons from her career in journalism and freelancing. Kate shares early money memories, key insights she's gained from covering a wide range of personal finance topics, and practical advice for young entrepreneurs. From identifying a problem worth solving to funding a startup on a shoestring budget, the discussion explores business planning essentials. They discuss the evolving impact of AI, the importance of curiosity and communication skills, and why early jobs (even tough ones) can teach invaluable lessons. Kate offers guidance on mentorship, business structures, estate planning basics, and cultivating traits like perseverance, adaptability, and the "squeaky wheel" mindset. Packed with practical wisdom for educators and students alike, this conversation highlights what it really takes to build skills, start small, and stay flexible in a changing world.
In this episode, Yanely Espinal talks to Mellody Hobson, Co-CEO and President of Ariel Investments and New York Times bestselling author of Priceless Facts About Money. Melody shares the inspiration behind her new children's book, which she intentionally crafted as a "gateway" book that teaches adults through kids by making financial concepts fun, accessible, and rooted in real facts. She discusses her long-standing concern about America's financial literacy gap and explains how the pandemic finally gave her time to write the book. Drawing on examples like money slang, everyday decision-making, and historical origins of currency, Melody emphasizes that children are far more capable of learning complex financial ideas than adults often assume. She also highlights the importance of early exposure by describing the Ariel Community Academy model, where first graders receive real dollars to invest and learn financial concepts progressively through graduation. The conversation explores Melody's personal journey and how those experiences inform her mission to help the next generation build confidence and knowledge.
Tim Ranzetta talks to Lucretia Ryan, the founder of FinancialFreedomforwomen.org. She is a financial educator and writer focused on helping women make informed retirement and investment decisions without fees or commissions. Lucretia explains key Social Security concepts such as how benefits are earned based on contributions, the importance of choosing the optimal age to claim benefits, and dispels myths about Social Security running out. She covers the impact of laws like the Windfall Elimination Provision and the Social Security Fairness Act, especially for teachers in certain states. The podcast also clarifies spousal, divorced spouse, and survivor benefits, emphasizing maximizing payout by delaying claims until age 70 when possible. Throughout, Lucretia answers listener questions with clear examples to help listeners make educated decisions about Social Security.
Join Yanely and she interviews Kenny Johnson, YouTuber, investor, and founder of Kenny Finance. Kenny shares his journey from Detroit to Wall Street and why he's now focused on bringing financial literacy to classrooms across the country. With experience at top private equity firms like Blackstone and KKR, Kenny's mission is to make personal finance approachable, actionable, and relevant for the next generation!
This episode of the NGPF Speaker Series features personal finance educator Paul Merriman in conversation with Tim Ranzetta, delivering insights especially relevant to teachers. Paul shares practical, research-backed advice on helping students and young investors understand investing basics, with a spotlight on target date funds, index fund fees, and the behavioral pitfalls that commonly trip up new investors. Teachers will gain actionable strategies to help their students avoid common mistakes, appreciate the long-term value of low costs, and make investing approachable through concepts like dollar-cost averaging, diversification, and automated investing. The episode equips educators with memorable analogies, evidence-based recommendations, and free resources that can be used directly in the classroom to promote lifelong financial well-being.
This is an inspiring conversation in which Tim interviews Laura Levine, President & CEO of the Jumpstart Coalition. Laura reflects on more than 20 years of leading a national movement for financial literacy and shares how Jumpstart empowers educators, builds powerful state affiliate networks, and creates a community for educators across the country. From the National Educator Conference to Teen Teach-Ins, she highlights programs that bring financial education to life in schools across the country. Laura also shares the heart behind their "For Me, It's Personal" campaign. She says everyone has a money story to share! If you're a teacher who wants to feel connected, supported, and inspired, this is a conversation you won't want to miss.
In this podcast Yanely interviews Mykail James, MBA who is the co-author of Personal Finance for Teens (for Dummies). The conversation centers on empowering teens and young adults with personal finance literacy education, highlighting inclusive education, the evolving landscape of financial decision-making, and the role of technology and community in shaping money habits. Mykail emphasizes that younger generations are delaying traditional milestones like home buying or starting families, and grappling with anxiety about “what’s next” after completing school.
Charles "Charley" D. Ellis is an American investment consultant. In 1972, Ellis founded Greenwich Associates, an international strategy consulting firm focused on financial institutions. Ellis is known for his philosophy of passive investing through index funds, as detailed in his book Winning the Loser's Game, one of 22 books he authored. This podcast features Charley in conversation with NGPF’s co-founder, Tim Ranzetta. Charley shares decades of wisdom on personal finance, investing, and the evolution of financial markets. He candidly discusses how active investing has transformed into a highly professional and competitive field, the rise and benefits of indexing, and why low-cost index funds make investing simpler and more successful for most people. He also reflects on the legendary influence of leaders like Jack Bogle and Warren Buffett, revealing personal stories and lessons from their careers. Tune in for a rich blend of storytelling, expert guidance, and actionable takeaways that make investing approachable!
This episode features Saskatchewan teachers Cindy Lowe and Jill Labas, who share how they successfully advocated to make financial literacy a graduation requirement. It’s Canada’s first province to do so! From late‑night petitions and rallying community stakeholders to building province‑wide teacher training, their story shows how persistence, passion, and student voices can drive systemic change. You’ll hear firsthand how they transformed classrooms into hubs of excitement, where students say it’s the one class they know will matter every day of their lives. You’ll also learn about the differences and overlaps between U.S. and Canadian personal finance education, as well as practical tips for making lessons engaging and relevant.
Discover how Gifted Savings is transforming the future of financial education for high school seniors by gifting them real investment portfolios and teaching essential money skills. Hear Josh Landay, Executive Director of Gifted Savings, share inspiring stories from students, explain how this innovative program builds confidence and financial empowerment, and explore plans for expansion to schools nationwide. Perfect for teachers who are passionate about giving their students a head start on building wealth and financial savvy!
Want your students to get excited about investing without chasing the riskiest trends? In this episode, NerdWallet’s Sam Taube joins NGPF's Tim Ranzetta to share simple strategies for teaching investing with confidence. You’ll hear how to use games, simulations, and real-life examples to make index funds and diversification come alive in your classroom. Sam also breaks down how to tackle FOMO, day-trading myths, and the lure of crypto with practical, student-friendly explanations. If you’ve ever wondered how to make the “boring” path of long-term wealth-building feel exciting, this conversation is a must-listen!
The team behind Arro is reimagining how young adults build credit, offering a modern alternative to traditional credit cards. Learn how their mission aligns with financial education by helping students establish healthy credit habits from the start!
This episode features Jeff Desjardins, founder of Visual Capitalist, which unpacks powerful data storytelling and key mega trends shaping our economy. From the impact of aging societies to the rapid rise of AI, Jeff shares insights that can enhance financial education. Discover practical tips for creating engaging infographics and learn how visualizing personal finance concepts can help students grasp complex topics easily. Educators looking to inspire and inform their classrooms won’t want to miss this data-driven conversation!
In this NGPF Podcast episode, Tim Ranzetta sits down with Bill Bynum, CEO of Hope Credit Union, to explore how innovative banking solutions are transforming lives across the Deep South. Educators will hear firsthand stories on breaking down financial barriers, fostering dignity for underbanked communities, and empowering students through real-world financial education. Bill shares actionable insights on partnership, digital tools, and the power of community-driven banking—perfect for teachers wanting to deepen classroom impact.
In this NGPF Podcast episode, Yanely welcomes Shang Saavedra, author of Wealth is a Mindset: Change Your Mind, Change Your Money, for an inspiring and candid conversation about her personal finance journey, the emotional side of money, and practical advice for educators and individuals seeking financial freedom.
In this NGPF Podcast episode, Wall Street Journal reporter Imani Moise breaks down the myths and realities of credit scores. She shares the story of Steve Michel, who spent five years mastering the credit score system to reach an 850. Imani discusses how credit scores are influenced, the rise of tools like Buy Now, Pay Later, and how financial education can help improve credit. This episode offers valuable insights into navigating the credit system and making informed financial decisions.
In this episode of the NGPF Speaker Series, Yanely welcomes Dr. Kim Harms, grief counselor and death doula, shares her unique perspective on end-of-life planning and legacy building. With decades of experience and a life shaped by personal loss, Dr. Harms discusses the importance of emotional and financial legacy planning. She also offers insights on how educators can introduce these sensitive topics to students, ensuring they understand the value of planning ahead. Tune in for practical advice and inspiring wisdom on preparing for life's inevitable transitions.
In this NGPF Podcast episode, Christian is joined by Professor Madelaine L'Esperance from the University of Alabama, who shares her team's research on the state of financial education in U.S. high schools. She discusses the Mapping Personal Finance Education Project, which analyzed over 10,000 course catalogs to assess access to personal finance courses. Professor L'Esperance highlights key findings, including the role of state policies in expanding financial education and the difference between standalone and embedded courses. Tune in to learn about the challenges and opportunities in improving financial literacy education for students.
In this NGPF Podcast episode, Yanely is joined by Kerry Woodward, an Executive Director at Philadelphia Financial Scholars. Kerry shares her unique journey from a successful career in finance to her work in urban education, where she’s helping students and families gain financial empowerment. Philadelphia Financial Scholars partners with public schools to offer dedicated personal finance classes, while also extending workshops to families to promote financial literacy beyond the classroom. Kerry discusses the innovative approach her team uses to address the financial needs of underserved communities and how they’re overcoming barriers to parental engagement. Tune in to learn how financial education can change lives and empower entire communities.
In this NGPF Podcast episode, Tim is joined by Lucretia Ryan, founder of FinancialFreedomForWomen.org, to dive deep into the complexities of Medicare. With years of experience helping women gain financial independence, Lucretia brings her expertise to the table, explaining the critical differences between Original Medicare and Medicare Advantage. She breaks down the often-overlooked details, including hidden fees, prior authorizations, and how to make the best decision based on your health and future needs. Lucretia also offers resources to help you navigate retirement planning and avoid common financial pitfalls. Whether you’re preparing for Medicare or helping a loved one, this episode provides valuable insights to make informed decisions.
In this NGPF Podcast episode, Yanely is joined by Jasmine Rashid, the author of The Financial Activist Playbook: 8 Strategies for Everyday People to Reclaim Wealth and Collective Well-Being. In this episode, Jasmine discusses how everyday people can use financial decisions to drive social change. She explains financial activism, its difference from economic activism, and how individuals can reclaim wealth and promote justice through everyday financial choices. Jasmine shares her personal journey and offers practical strategies for aligning money with movements for equity. This episode provides valuable insights for anyone looking to make a difference through financial empowerment.
In this NGPF Podcast episode, Tim Ranzetta is joined by Sheraz, Ben, and Charley from FinTeens, a student-run organization focused on educating teens about personal finance. Starting on TikTok, FinTeens has grown into a global community, offering interactive content and competitions. The group shares insights on topics like investing, budgeting, college costs, and more, and how they’ve used social media to make financial education accessible and engaging. Tune in to hear how these young leaders are empowering their peers and spreading financial knowledge.
In this NGPF Podcast episode, Melissa Lambarena, a content expert from NerdWallet, shares her journey from creating legal content to helping people navigate personal finance topics. With a focus on service journalism, Melissa has spent years breaking down complex financial concepts to make them accessible for consumers. She discusses the importance of understanding credit card hardship programs, debunks common misconceptions about credit cards, and offers advice on how students can build strong credit habits. Tune in for valuable insights on credit cards, credit scores, and managing finances effectively.
In this NGPF Podcast episode, Yanely speaks with Mark Salisbury, founder of TuitionFit, about his journey from college soccer coach to expert in college admissions and financial aid. Mark highlights the challenges students and families face in understanding the true cost of college and introduces TuitionFit, a tool designed to bring more transparency to pricing. He also shares advice on avoiding overwhelming student loan debt, including the "One-to-One rule" for borrowing and the importance of planning ahead.
In this NGPF Podcast episode, Yanely welcomes Christopher Phelps, founder of Financipation, who shares his journey from a military household to becoming a financial literacy advocate for underrepresented communities. He discusses the fundamentals of building wealth, including living below your means, investing in low-cost index funds, and starting a side hustle. Christopher offers practical advice for breaking the cycle of poverty and achieving long-term financial security. Tune in for insights that can help anyone take control of their financial future.
In this NGPF Podcast episode, Sarah Samuels, a partner in the investment industry, shares her journey from growing up with financial uncertainty to managing a $1.7 trillion portfolio. She discusses the importance of role models in shaping careers and offers advice for educators on overcoming barriers to teaching investing, especially jargon. Sarah also talks about her children’s book "Braving Our Savings", which introduces kids to investing and money management. Tune in to learn how educators and parents can help students build financial confidence and a strong foundation for their future.
In this NGPF Podcast episode, Yanely speaks with Joe Lanza, a financial expert with a background in investment banking and financial services, as he breaks down the world of bonds. Joe explains what bonds are, how they differ from stocks, and why they’re a key investment for diversification and steady income. He also explores the different types of bonds, including government, municipal, and corporate bonds, while covering topics like bond safety, interest rates, and pricing. Joe’s insights make understanding bonds easier, whether you’re just getting started or looking to deepen your knowledge.
In this NGPF Podcast episode, Tim speaks with Patricia Kelly, a finance expert and college professor who developed a highly popular personal finance course at UC Santa Cruz. Patricia shares her journey into teaching, starting with her early lessons about money from her father and her experiences in investment banking. She discusses how she designed her course to make finance accessible to all students, focusing on budgeting, credit cards, taxes, and investing. Patricia also highlights the importance of simplifying complex concepts and providing context to help students, especially those from underrepresented backgrounds, gain confidence in managing their money.
In this NGPF Podcast episode, Yanely speaks with Kyle Saelinger, Owner & Head of Program at Fintrinsic, a company dedicated to financial education for first-generation, low-income students. Kyle shares how Fintrinsic empowers students to manage finances, build wealth, and overcome the challenges of college. She also discusses the company’s focus on fostering a growth mindset to help students reach their potential.
In this NGPF Podcast episode, Tim speaks with Chris Van Duin, a high school teacher who has integrated the Volunteer Income Tax Assistance (VITA) program into his accounting and personal finance classes. Chris discusses how his students prepare real tax returns for local families, providing them with hands-on financial experience while supporting the community. He shares the positive impact the program has had on both students and families, emphasizing the development of responsibility, communication, and compassion. This episode offers valuable insights for educators looking to create meaningful, community-based financial literacy opportunities.
In this NGPF Podcast episode, Yanely speaks with Don Berkman, who spent 32 years at Dun & Bradstreet helping small business owners thrive. Don shares his journey from growing up in a middle-class family to becoming a financial literacy advocate. He offers career advice for students today, discussing the balance between job stability and the gig economy. Don also talks about his shift to a nomadic lifestyle and emphasizes the importance of financial literacy in both career and personal life.
In this NGPF Podcast episode, Tim welcomes Erin and David, two teachers with thriving side hustles. Erin works as a travel agent specializing in Disney and Royal Caribbean vacations, while David serves as a guest services supervisor for the Kansas City Royals. They discuss how they balance teaching with their side hustles and share how skills from the classroom help them succeed in these roles. Tune in for insights into managing time, providing excellent customer service, and navigating the challenges of both careers.
In this NGPF Podcast episode, Yanely welcomes Professor Harold Pollack, author of The Index Card: Why Personal Finance Doesn't Have to Be Complicated. Professor Pollack discusses his journey from public health to personal finance, sharing the simple, nine-rule index card that offers essential financial advice. He talks about the importance of budgeting, saving, and avoiding complex financial products. Professor Polack also addresses the pressures young people face from social media and the financial industry, offering practical tips for educators to help students make smarter financial decisions.
In this NGPF Podcast episode, Tim speaks with Andrew Jack, a reporter at The Financial Times, about his career in journalism and the paper's efforts to support financial literacy education. Andrew shares how The Financial Times offers free access to its resources for students and educators, helping them navigate economic and financial issues. He also discusses the challenges of integrating financial education in classrooms and the growing need for global and financial literacy. Tune in for insights on the impact of quality journalism in shaping future leaders.
In this NGPF Podcast episode, Yanely talks to Teng Yang, Assistant Director of College Access and Success at Democracy Prep Public Schools, about his journey from a refugee camp in Thailand to becoming a leader in college access. Teng, a Brown University graduate and former Brown admissions evaluator, shares key insights on the college admissions process, especially for students from underrepresented backgrounds. He emphasizes the importance of understanding both the application process and the financial realities of higher education, offering invaluable advice for students navigating these challenges.
In this NGPF Podcast episode, Tim Ranzetta talks with Ram Palaniappan, founder of EarnIn, a platform that advances earned wages to help users avoid overdraft fees. Ram shares the story of EarnIn's origin, its role in empowering financially strained employees, and its impact on users from various sectors, including retail and healthcare. The discussion also explores the significance of innovative financial services in improving daily financial management and personal finance education.
In this NGPF Podcast episode, Tim talks with Stephen Chen, founder of Boldin, formerly NewRetirement. They discuss Steve’s entrepreneurial journey in financial planning, highlighting the transformation from NewRetirement to Boldin and the shift towards empowering users with comprehensive, accessible financial tools. The conversation delves into the importance of financial literacy, strategies for retirement planning, and the evolving landscape of financial advising fees. Steve also shares personal anecdotes and insights on how proper financial planning can significantly impact individual lives, underscoring the importance of starting financial education early.
In this NGPF Podcast episode, host Christian Sherrill talks with Diana Curtaz from Wayfinder about the impact of social emotional learning (SEL) on education. Diana discusses how Wayfinder's curriculum prepares students for future challenges by enhancing essential skills like empathy, agency, and adaptability. She explores the connection between SEL and financial literacy, emphasizing how these skills support prudent decision-making and financial management. Join in to hear how SEL is shaping students to be well-rounded individuals ready for modern life's complexities.
In this NGPF Podcast episode, Yanely Espinal speaks with Rand Selig, author and founder of Selig Capital Group. They explore themes from his book, "Thriving! How to Create a Healthier, Happier, and More Prosperous Life," discussing the importance of personal empowerment, character, and maintaining a growth mindset in finance. Rand also shares insights on integrating financial success with personal values, providing valuable guidance for achieving a balanced and fulfilling life.
In this NGPF Podcast episode, Yanely Espinal interviews Sheena Allen, founder of CapWay, about her journey from growing up in Mississippi to leading a fintech innovation that enhances financial inclusion. She discusses the challenges and systemic barriers in creating financial solutions for underserved communities. The episode covers Sheena's early app development ventures, her use of technology to address banking deserts, and her commitment to supporting Black and Brown communities. Insights include the complexities of starting a tech company as a non-technical founder and the transformative potential of fintech in financial education and access.
In this NGPF Podcast episode, Tim Ranzetta welcomes Abby and Katie, co-founders of ClassBank, to discuss their journey from teachers to tech entrepreneurs. They explore how ClassBank, a platform designed to simulate real-world financial scenarios, enhances financial literacy by integrating a digital classroom economy. The co-founders share insights on the evolution of their product, its impact on students' financial understanding, and their future plans to expand and adapt their offerings based on educator feedback.
In this NGPF Podcast episode, Tim Ranzetta welcomes Abby and Katie, co-founders of ClassBank, to discuss their journey from teachers to tech entrepreneurs. They explore how ClassBank, a platform designed to simulate real-world financial scenarios, enhances financial literacy by integrating a digital classroom economy. The co-founders share insights on the evolution of their product, its impact on students' financial understanding, and their future plans to expand and adapt their offerings based on educator feedback.
In this NGPF Podcast episode, Tim Ranzetta welcomes Professor Meir Statman of Santa Clara University, where they discuss his latest insights on behavioral finance. Drawing on a rich academic career and his recent book, “A Wealth of Well-Being: A Holistic Approach to Behavioral Finance,” Professor Statman explores the intersection of finance with personal well-being, offering nuanced perspectives on why understanding human behavior is crucial in finance. Through his engaging narrative, he highlights the transformative power of combining financial knowledge with life goals to enhance overall well-being.
In this NGPF Podcast episode, Tim Ranzetta is joined by Sonia Dalal (Director of Curriculum) and Amanda Volz (Director of Professional Development) from the NGPF Team. Sonia explores NGPF's expanded curriculum, focusing on the versatile semester course designed to empower educators and engage students. Amanda discusses innovative teaching strategies to keep finance lessons dynamic and interesting. Together, they offer valuable insights for educators looking to enrich their financial literacy programs.
In this NGPF Podcast episode, Tim Ranzetta is joined by Sonia Dalal (Director of Curriculum) and Amanda Volz (Director of Professional Development) from the NGPF Team. Sonia explores NGPF's expanded curriculum, focusing on the versatile semester course designed to empower educators and engage students. Amanda discusses innovative teaching strategies to keep finance lessons dynamic and interesting. Together, they offer valuable insights for educators looking to enrich their financial literacy programs.
In this NGPF Speaker Series episode, Yanely interviews Joe Lanza of Dow Jones about their new educational initiative with the Wall Street Journal, aiming to enhance financial literacy resources for educators. Joe shares his personal and professional journey in finance and details the specific tools and resources being offered by Dow Jones to support financial education. The discussion emphasizes the critical need for integrating financial literacy into current educational frameworks, highlighting the broader implications for teachers and students alike.
In this episode of the NGPF Podcast, Tim interviews Coach Matt Dougherty from Paul Smith's College, nestled in the Adirondacks. Coach Matt discusses his approach to integrating environmental education with athletics and the impact of coaching on student athletes. He explores the challenges of building a nationally recognized sports program and emphasizes the importance of belonging and resilience in athletic training. This episode offers insights into the parallels between effective coaching and teaching, highlighting transformational coaching experiences.
In this episode, host Tim Ranzetta welcomes Dylan Ingerman and Cole Mattox of First Generation Investors. They discuss their early financial experiences and the founding of their nonprofit, which educates high school students on investing and financial literacy. The episode highlights their program's approach to making financial concepts relatable through current events and the challenges of expanding their reach. They also share insights on the impact and importance of financial education for young people.
In this episode of the NGPF Speaker Series, Dina and Tony Isola tackle financial literacy with a focus on educators. They discuss psychological barriers to effective money management and share insights into teacher retirement planning. The Isolas highlight the risks of high-fee investment products and emphasize strategic investment approaches for those with pensions. Offering practical advice, they advocate for informed decision-making to ensure financial stability. This episode is essential for educators aiming to improve their financial literacy and investment strategies.
In this NGPF Podcast episode, Yanely welcomes Rod Griffin from Experian to discuss the significant changes in the credit industry since 2019, including the rise of "Buy Now, Pay Later" services. Rod shares insights from his career and personal experiences with credit management. The discussion covers strategies for building and maintaining credit health, the importance of financial education, and recent updates in credit reporting practices. This episode provides essential guidance for navigating credit complexities and improving financial literacy.
Mary Dyer discusses her role at the Finance Authority of Maine (FAME), focusing on financial literacy and student aid. She introduces 'Claim Your Future,' an educational tool that helps students explore the financial outcomes of different career and educational paths. Mary shares insights on integrating financial education into various learning environments, making this episode a valuable resource for educators aiming to enhance their financial literacy programs.
In this NGPF podcast episode, Yanely and Aaron explore the complexities of modern marital finances and the importance of prenuptial agreements. He explains how prenups can serve as vital tools for establishing clear financial boundaries and responsibilities in a marriage, ensuring that couples start their union with transparency and mutual understanding. Aaron's insights provide valuable guidance on navigating the often tricky intersection of love and finance.
Jaclyn Pinero, CEO of uAspire, joins us to explore college affordability and financial aid. Jaclyn discusses the challenges students face with financial aid applications, institutional aid, and scholarships. She highlights how uAspire aids in demystifying these processes for both students and educators, providing essential tools and training. This episode offers valuable insights for anyone seeking to understand and navigate the financial complexities of higher education.
In this episode of the NGPF Speaker Series, Matthew Meade shares his journey from New Jersey to Wall Street, highlighting his career development in finance. He emphasizes the importance of mentorship, authenticity, and continuous learning in the workplace. Matthew discusses how artificial intelligence is reshaping finance and provides advice for young people interested in the field, underscoring the importance of soft skills alongside technical expertise. Join us as Matthew also touches on his experience with writing and self-publishing, encouraging a philosophy of lifelong learning and legacy building.
In this NGPF podcast episode, Yanely Espinal talks with Lenworth Williamson, a former professional athlete and current leader at BUILD.org, who discusses his journey from athletics to empowering youth through entrepreneurship education. Raised by Jamaican immigrant parents, Len shares how his background shaped his approach to teaching and mentoring in urban public schools. He highlights the role of entrepreneurial skills in fostering student engagement and the critical importance of financial literacy. Discover Lenworth's impactful strategies for inspiring the next generation of leaders and entrepreneurs.
In this NGPF podcast episode, Tim Ranzetta talks with Brendan Duebner, who has transitioned from military service to pioneering financial education for military personnel through his initiative, Life Skills for Soldiers. Brendan shares insights from his journey and discusses the impact of financial readiness training on service members. This episode delves into the challenges and successes of embedding financial education within the military, highlighting Brendan's innovative approaches and his vision for empowering service members financially.
In this episode of the NGPF podcast, host Tim Ranzetta talks with Roy Stevens, author of the new book "The Sloth Investor: Simplifying Investing for All," about his investment strategy that emphasizes simplicity, low fees, and global diversification. Roy discusses his foundational principles, shaped by personal experiences and industry giants like Warren Buffett, advocating for a passive approach to investing. He addresses the psychological barriers and educational deficiencies that often impede effective investing. This conversation offers valuable insights for anyone looking to adopt a more deliberate and informed approach to their financial growth.
Special host Christian Sherill and Nicole Lin from Tyton Partners explore a study that quantifies the lifetime financial benefits of personal finance education, highlighting a potential $100,000 impact per student. Nicole discusses the methodology and findings of the study, emphasizing its practical implications for students' financial behaviors and decision-making. The conversation also covers regional variations in these benefits and their implications for educational policy. This episode is essential for educators and policymakers focused on the importance of financial literacy.
In this episode of the NGPF Podcast, Tim talks with Patrick Geddes, former Morningstar innovator and founder of Aperio. Patrick shares his journey from academia to finance, detailing his experiences as an "accidental entrepreneur" and discussing his book, "Transparent Investing." He explains the pitfalls of the investment industry and the importance of behavioral finance, emphasizing practical strategies for effective investing. This conversation offers essential insights for navigating the complexities of the investment world with clarity and confidence.
In this NGPF Podcast episode, co-founders Tim Ranzetta and Jessica Endlich discuss the impactful journey of Next Gen Personal Finance, alongside testimonials from Eastside College Preparatory School alumni – Jasmine, David, and Darius. They explore NGPF's influence on financial education, curriculum evolution, and future aspirations. This conversation highlights the organization's nationwide impact and upcoming challenges in enhancing financial literacy in the U.S.
In this NGPF Podcast, Dr. Carly Urban, an Associate Professor of Economics at Montana State University, discusses her research on the impact of state policies on personal finance education in U.S. high schools. Over five years, she has analyzed how schools implement financial education, revealing variations in curriculum integration and access. Dr. Urban explores the effectiveness of standalone courses versus embedded content and highlights the challenges of ensuring educational consistency. Her findings underscore the importance of robust financial literacy programs and their potential benefits for students. Tune in to gain insights into the current state and future directions of financial education in schools.
In this NGPF Podcast episode, Dan Otter and Scott Dauenhauer of 403bwise discuss the challenges teachers face with 403B retirement plans, including high fees and poor investment options. The duo shares their advocacy journey to empower educators with better financial literacy and tools for improving retirement outcomes. They also explore state policies impacting financial education and offer practical advice for educators aiming to enhance their financial plans. Listen to this discussion to learn how educators can navigate and advocate for better retirement options.
In this episode, Karen Holland discusses her innovative platform, Gifting Sense, which equips young learners with the tools to make informed spending decisions. Karen, a former sovereign risk analyst, combines her financial expertise with her passion for education to help children understand the value of money through her "Does it Make Sense Score" calculator. The podcast explores how Gifting Sense promotes financial literacy by encouraging kids to critically assess their purchasing choices, significantly impacting their financial awareness and decision-making skills.
This week’s podcast delves into the compelling story of a determined group of advocates from Wisconsin. This diverse group, including four teachers, one administrator, and a proactive student, share their multi-year efforts to embed financial literacy in the high school curriculum. Their story not only showcases the power of persistent advocacy and community engagement but also sets a model for similar educational reforms in other states. The episode offers insights into the strategies and personal commitments that drove this significant change.
This week’s podcast delves into the compelling story of a determined group of advocates from Wisconsin. This diverse group, including four teachers, one administrator, and a proactive student, share their multi-year efforts to embed financial literacy in the high school curriculum. Their story not only showcases the power of persistent advocacy and community engagement but also sets a model for similar educational reforms in other states. The episode offers insights into the strategies and personal commitments that drove this significant change.
Daniella Cardona, an undocumented high school student turned Vice President at the Royal Bank of Canada, shares an inspiring journey marked by resilience and an insightful dive into financial literacy. Daniela, who moved from Colombia to the U.S. at a young age, discusses her formative experiences with money, highlighting how early challenges shaped her savvy financial instincts and career trajectory. As the conversation unfolds, Daniela reflects on her path from being a lifeguard to breaking into the competitive world of investment banking, illustrating the significant role mentors played in her development. This episode not only explores Daniela's personal story and professional ascent but also serves as a beacon of motivation for educators and students navigating the complexities of financial education and career exploration.
Rishi, Founder of East Peasy Finance, recounts his early fascination with finance at six years old, and how it led to the creation of Easy Peasy Finance. This platform, where Rishi has produced over 700 videos, aims to demystify finance for kids and beginners through engaging and simplified content. He shares his content creation process, emphasizing the importance of making finance accessible and interesting. Rishi also touches on his entrepreneurial journey, the use of AI in financial education, his published books, and his aspiration to further financial literacy among youth. His dedication to finance, driven by passion rather than the pursuit of virality, showcases the importance of early financial education and the impact of following one's interests with commitment.
Sonia Castelan, a tax professional shares her journey from struggling with personal finances to becoming an expert in tax planning and preparation. Sonia details her transition from a corporate job to running her own tax business, emphasizing the importance of tax planning for entrepreneurs and individuals alike. She offers insights into common tax misconceptions, particularly around tax refunds and business expenses, and stresses the importance of education in navigating the tax system. Sonia's story of leveraging social media to educate and engage with her community, especially the Latino community, highlights her innovative approach to making tax information accessible and understandable. The conversation also touches on the impact of studying sociology on her career, her experiences with prestigious programs like the Cornell Women's Entrepreneurship Program, and the importance of work-life balance. This episode is a rich resource for educators looking to integrate tax education into their curriculum, providing practical insights and strategies for understanding and teaching about taxes.
JL Collins, a prominent figure in the Financial Independence, Retire Early (FIRE) movement, discusses the essence and appeal of financial independence (FI). Collins explains FI as living below one's means to achieve freedom from traditional employment, highlighting its growing popularity due to technological advancements and societal prosperity. He shares insights from his books, emphasizing the power of investing in low-cost index funds and the importance of a community in navigating the journey toward FI. Collins provides practical advice for achieving financial independence, advocating for consistent investment in broad-market index funds and underscoring the necessity of understanding one's investment strategy. Through personal stories and expert advice, the episode inspires listeners to pursue financial independence with informed conviction and community support.
Nadia and Nicole, The Wealth Twins, share their inspiring journey of growing up in a tough neighborhood in Queens, New York, and how they overcame financial struggles to pursue successful careers on Wall Street. They discuss their mission to teach personal finance and wealth-building principles to empower others, especially those from underprivileged backgrounds. The conversation covers topics such as savings strategies, investing fundamentals, overcoming financial obstacles, the importance of financial education, and practical tips for teachers to engage students in learning about money management and retirement planning.
In this podcast episode, Val Chapman, a finance professional, discusses mentoring elementary school students in Oakland, California. Val and her students from Franklin Elementary showcase their entrepreneurial ventures, including a comic book business, soap-making enterprise, snack business, investment portfolio, and sewing business. Through their stories, they demonstrate creativity, determination, and teamwork, highlighting the potential of early financial education. As the podcast episode progresses, Val shares her vision of expanding the program to more schools and stresses the significance of extending financial education to high schools to equip students with vital skills for the future.
Jamila Souffrant, founder of Journey To Launch, joins us on the NGPF Podcast to discuss achieving financial independence. In this episode, Jamila shares her journey from corporate life to financial literacy advocate, offering actionable advice for managing finances, tackling debt, and pursuing financial freedom. Perfect for educators, students, and anyone aiming to improve their financial well-being, this talk is packed with strategies for balancing financial goals with life's joys. Tune in for an inspiring blend of personal stories and practical tips to kickstart your journey to financial empowerment.
This week we are joined by Paul Merriman, a nationally recognized expert on mutual funds, index investing, and asset allocation. In this conversation, Paul talks about investing with a long-term focus on retirement, the vital role of diversification in a healthy portfolio, and the concept of glide paths. Don’t miss out on this valuable conversation that will help you be more confident about Investing.
Zoe Saunders from Marketplace by American Public Media delves into her journey on "Financially Inclined," a podcast tailored for high school audiences that merges financial literacy with engaging storytelling. Zoe shares her experiences from producing "This Is Uncomfortable" and the discussing the importance of breaking financial taboos and empowering youth with practical financial knowledge. The episode offers a glimpse into the creative process behind podcasting, with a special focus on an episode featuring tax accountant Duke Moore, showcasing how even complex financial topics can be made accessible and entertaining. This discussion is a must-listen for anyone interested in the intersection of finance, education, and media, promising to inspire and empower both educators and students.
Ron Lieber, a renowned New York Times columnist and author of "The Price You Pay for College," joins us on the NGPF Podcast to explore the evolving landscape of college finance, particularly focusing on the significant changes to the FAFSA process. With personal stakes in the game as he prepares to send his own child off to college, Ron provides an insider’s look at the implications of these changes for families navigating college affordability. This episode delves into the complexities of financial aid, the impact of FAFSA simplification, and strategies for educators and families to effectively manage these challenges. Engage with us for a critical discussion on financial literacy, college planning, and Ron’s advocacy for making informed financial decisions in the context of higher education.
Gordon Stein, author of "The Cashflow Cookbook", shares his journey from encountering a financial crisis at a senior position in his 40s to developing smart money-saving strategies without compromising lifestyle. His book, inspired by a unique blend of personal experiences and extensive reading, offers unconventional yet practical advice on financial management. Stein's approach, which focuses on optimizing rather than cutting expenses, is particularly compelling. He discusses everything from minor everyday savings to major financial decisions, providing insights into smart consumerism and the psychology of money. Whether it's negotiating cell phone bills or understanding the impact of credit scores, Stein's hacks are geared towards achieving financial wellness without sacrificing the joys of life. This episode is a treasure trove of wisdom for anyone looking to enhance their financial literacy and cultivate long-term, sustainable money habits.
Jason Brown, author of "IT IS POSSIBLE!: How I Earned Two Debt-Free Degrees...and How You Can, Too," discusses the student loan debt crisis. The conversation delves into various topics, including the historical context of the crisis, its connection to the Space Race, the escalating costs of college, and the vital role of financial literacy education. Jason Brown shares his journey and insights on navigating college expenses without succumbing to student loan debt. He explores practical tips for managing student loans, such as seeking scholarships, working during college, and taking advantage of employer tuition reimbursement programs. Overall, there is an emphasis on the need for a holistic understanding of education and career paths beyond traditional college routes to empower the next generation in making informed financial decisions.
Sheila Bair, former chair of the FDIC, discusses her career path, including her background as a civil rights attorney and her transition into financial services. Bair emphasizes the need for students to make informed choices about their education and careers, noting the potential income limitations associated with certain degrees. She advocates for a balanced approach, combining financial education with consumer protection regulations. The conversation delves into Bair's efforts to engage students through her children's book series, "Money Tales," offering tips for teachers to boost classroom engagement in financial topics. She underscores the importance of understanding banking systems, interest rates, and long-term financial choices. The discussion concludes with insights into Bair's passion for children's literature and her commitment to providing resources and opportunities for financial education, including free book readings for schools.
Jim Wasserman shares his journey from law to teaching economics and media literacy. Initially drawn to teaching to prevent problems rather than just solving them, Wasserman discusses his approach to making economics relatable to students, moving beyond traditional textbook examples. He delves into his experience in consumer economics, highlighting the importance of decision-making skills in both financial and digital realms. Jim, along with his wife, a retired banker, authored a three-book series aimed at different educational levels, focusing on the 'rules of the game' in consumer economics and media literacy. The discussion also explores the challenges of navigating the online world, especially for younger generations, emphasizing the need for educators to stay updated with internet trends. Jim stresses the importance of teaching self-reflection, awareness of online manipulation, and personal responsibility in the digital age, reflecting on the impact of curated online lives on self-image and choices.
John Pelletier, Director of the Center for Financial Literacy at Champlain College, delves into the current state of financial education in the United States, centering on Pelletier's recent research report that evaluates states based on their personal finance education policies. The discussion underscores the positive strides made by several states, with seven now earning an A grade, while highlighting the potential underestimation of progress as more states are in the process of implementing favorable laws. The bipartisan support for financial education, reflected in overwhelming approval of related bills, is noted, with Pelletier attributing accelerated legislation post-COVID to lawmakers recognizing constituents' financial struggles.The conversation also covers the economic benefits of financial literacy, ongoing initiatives to improve education in various states, and the influence of Pelletier's annual report on shaping state policies.
In this podcast episode, Daniel Hiebert, Associate Professor of Financial Planning at Minnesota State University, and his student Aidan Ryan discuss core financial planning principles, effective teaching strategies, and Aidan's unique perspective. Both share personal money memories, emphasizing experiences with savings accounts and challenges tied to family finances. Daniel underscores the experiential education focus in their CFP Board-certified program, aiming to graduate well-rounded candidates. The dialogue delves into the evolving financial planning landscape, discussing collaborative client-planner relationships and concluding with insights into the fiduciary standard and the importance of trust in client-advisor relationships.
Priscilla Guerra of Impact Early College High School (Baytown, TX) and Yra Climaco of Castiac High School (Castiac, CA) joins us on the NGPF Podcast as the National Grand Prize Winners of the 2023 Payback Challenge. Both winners discuss their lessons from playing Payback, emphasizing the importance of education, work-life balance, and financial consciousness in college. Tune in for an inspiring conversation with these exceptional students!
Rachel Labi, a student at Purdue University, entrepreneur, and Co-Founder of Building Financial Freedom, shares her journey through personal finance education, internships, and social entrepreneurship.
Caleb Silver, the editor-in-chief of Investopedia, leads the platform's adoption of a user-centric pull strategy, catering to 18 to 22 million monthly users actively seeking financial information. The platform houses a vast collection of continually updated content, with a focus on serving students and individuals with specific financial queries. Silver highlights the uniqueness of each user's search, emphasizing the platform's role in delivering an educational narrative about the world of money. Investopedia maintains around 40,000 articles and definitions, prioritizing content updates and the creation of new material. Silver discusses the current popularity of search terms, including bank failures, bonds, and discussions around the American dream, reflecting user sentiments. The conversation concludes with insights into Investopedia's widely used stock market simulator, a valuable tool for investment education.
Professor Hal Hershfield from UCLA's Anderson School of Management discusses key concepts from his book, "Your Future Self: How to Make Tomorrow Better Today." First, he recommends a departure from traditional goal-setting and the use of proxies. Instead, his primary focus is on narrowing the gap between our present and future selves, emphasizing health choices, prudent financial decisions for retirement, and commitment to financial and fitness goals. Hershfield addresses the challenge of forming an emotional connection with one's future self, proposing practical exercises like writing letters and using technology to evoke a vivid future self. He also introduces practical tools like commitment devices for better financial decision-making. Overall, Professor Hal Hershfield recommends reframing the way financial education is taught.
Today on the show, Yanley is joined by Greg Ratliff, a Vice President at the Rockefeller Philanthropy Advisor's New York Office with a main role of advising investors on portfolios to generate both social and financial returns. Working in the field of philanthropy for the last 35 years, he joins us on the show to talk about his passion for developing and executing coordinated grant and investment strategies that improve livelihoods for low-income and disadvantaged populations. Listen to this podcast to hear invaluable insights on how to pursue a career in philanthropy.
James Redelsheimer and Derek D'Angelo from the Foundation for Economic Education discuss their passion for and background in financial literacy as well as AI's role in teaching. Both educators turned curriculum developers begin by sharing their experiences advocating for personal finance education legislation in their respective states. They then emphasize the power of AI tools, particularly ChatGPT, in enhancing teaching efficiency. The educators showcase creative uses, like role-playing scenarios with historical figures or economists and aiding students in analyzing data or creating arguments. Despite the benefits, they also acknowledge the importance of carefully crafting prompts and remaining vigilant about potential inaccuracies in AI-generated content.
Cara Macksoud, the CEO of Money Habitudes, transitioned from being an ETF trader on Wall Street to becoming a passionate advocate for financial education. Her journey began when she worked with unbanked youth and discovered their mistrust of financial institutions, sparking her interest in financial literacy. Teaching these individuals the importance of banking and overcoming their resistance served as a valuable foundation for her work. Cara later acquired the Money Habitudes tool, aimed at uncovering financial behavior patterns and beliefs. Her journey highlights the significance of accessible and relatable financial education for people of all backgrounds and financial situations.
In this podcast episode, Crystina Cardozo, an educator and real estate investor, shares her journey into real estate investing and offers valuable insights into the world of short-term rentals. She discusses her experiences buying properties in the Poconos and expanding into other areas, highlighting the importance of developing systems and networking with other investors. Crystina also emphasizes the need to create an open dialogue about money, both with students and her own children, to foster financial literacy.
Chris Corinthian's framework for minimizing student loan debt involves using tools like the Common App, College Board Scholarship Search, Scholly, and Google to discover scholarships tailored to one's interests and deadlines. He suggests students take advantage of local resources, such as alumni associations, to find scholarships that are often less competitive for local applicants. Chris also emphasizes the importance of continuously applying for scholarships throughout college, not just in high school, to maintain financial support and minimize the need for loans.
This podcast features Ted Daniels, a former U.S. Department of Housing and Urban Development employee, who left his career to establish a nonprofit focused on financial education. His journey began with educating friends and family and expanded to colleges, where he observed improved student retention and graduation rates. Ted also touches on the Ambassador Program, which empowers college students to teach financial literacy, fostering a ripple effect of life skills improvement.
This week we are joined by Chris Temple and Zach Ingrasci, the co-directors of "This Is Not Financial Advice," to discuss their journey from accidental filmmakers to financial education advocates. Listen to this episode to learn their approach to spreading financial literacy, the challenges they faced in making the film, and the impact it has had on audiences.
Nick Magiulli, author of the book "Just Keep Buying" and founder of the Of Dollars and Data blog, shares his insights on personal finance, investing, and the future of financial technology. You will hear Nick's advice on building wealth over the long-term, the importance of investing early and often, and his thoughts on the latest trends in personal finance.
Anthony Davenport, a credit expert and founder of Regal Credit Management, shares his insights on credit repair, mortgages, and more. Listen to this week’s podcast to learn how to build and maintain strong credit scores and how to leverage credit to achieve financial freedom.
Are your students curious about how they can become financially independent? How can you make personal finance more culturally relevant? Listen to this week’s podcast to hear how Julien and Kiersten speak about their experience with money and how they found a platform with the mission of inspiring better conversations about money
Former Minnesota Twins player Kevin Thompson joins us to talk about his experience as a profession baseball player and his career as the CEO and President of 9i Capital Group.
Nia Adams comes on the show to talk about her experience as an entrepreneur, sharing the details of her personal journey in the field and what led her to it in the first place.
In case you missed it: Amanda Volz was the first teacher to ever create an NGPF Teacher Account! For years she has used NGPF curriculum, given feedback to the NGPF team, and even joined the NGPF team! Who better to share the top ways to prepare for a new school year of financial education with all new students?
Dr. Lindsay Gold and Mike Houston from Texas Instruments join us on the NGPF podcast to talk about their career paths to joining TI, the resources they have, and their perspective on how math fits into financial literacy education.
Melissa Jean-Baptiste is a award-winning web series creator and author but before she was a teacher for 11 years! Melissa will share her own experiences as an educator and how you can get students to think about their relationship with money.
Roman Hardgrave, Head of Learning Design, and Matt Hill, Curriculum Designer, from Marginal Revolution University, joins Yanely to speak about how you can use their resources, which are offered at no cost for everybody.
Paul, who has led the credit cards content team at NerdWallet since 2015, gives us an overview of the world of credit cards. Learn more about secured credit cards, how your credit score is impacted through credit card usage, and more!
Recent high school graduate Anmol Mittal shares about how he created a online board game that helps young students learn about budgeting and saving in a fun way. He offers insight on how to keep personal finance engaging for GenZ
Jonathan, the founder, and editor of HumbleDollar, joins us again on the NGPF Podcast to speak about his new book: My Money Journey, How 30 People Found Financial Freedom And You Can Too. Producer’s Note: This is a podcast episode you don’t want to miss!
Ron Lieber was on the NGPF Podcast to discuss his book, The Price You Pay for College. This podcast is a must-listen for educators and counselors helping young people navigate the college and financial aid maze. Ron shares his insights into the current "merit aid" system, the emotional baggage many bring into the college decision-making process and also what to look for in a college. His advice will educate, empower and provide listeners with key questions they should be asking.
Joseph Mahavuthivanij, a FinTech entrepreneur, shares his thoughts about the role of artificial intelligence (AI) in personal finance education. Learn more about his new venture, Go Boldly, which brings gamification, AI, and financial literacy together.
College isn’t for everybody. Ken Rusk, a renowned entrepreneur, and author of the book "Blue-Collar Cash," shares his insights on achieving success in blue-collar industries.
This podcast episode was originally released in September 2022. Eric Balchunas got to know Jack Bogle through interviews with him and conversations with more than 50 people who worked with him over the years. The result is his new book, The Bogle Effect, where Eric chronicles the serendipity that marked Jack Bogle's career, from his ouster at Wellington to the creative approach he took to starting Vanguard and the unique way he structured it (as a mutual company). If you invest in mutual funds, you have Jack Bogle to thank for driving down the costs of the industry and for popularizing the lowest-cost mutual fund of them all, the index fund. Eric also shares his favorite personal finance resources and important investing lessons he would share with high school students. Enjoy!
If you use the NGPF curriculum, there’s a good chance you’ve seen one of Visual Capitalist’s infographics. Jeff Desjardins, Founder and Editor-in-Chief of Visual Capitalist joins Tim to talk about his book Signals: Charting the New Direction of the Global Economy.
Todd shares his insight on how Vanguard became a leading global investment management firm known for its low-cost index funds, diverse offerings, and commitment to long-term, client-focused financial solutions.
Zachary Baquet, Partner Success Manager at Wayfinder, shares his insights on empowering teens with essential life skills, fostering resilience, empathy, and self-awareness through social Emotional Learning (SEL).
You might know her as NGPF's Director of Partnerships and Educational Outreach. But she’s also a author! Yanely Espinal gives us a inside scoop on her new book, “Mind Your Money: Insightful Stories and Strategies to Help You Reach Your #MoneyGoals.”
Mike Allen, co-founder and executive editor of Axios, talks about the forward-thinking Axios approach which is chronicled in Allen’s book, Smart Brevity. Listen to this week’s podcast to learn transformative communication methods and how brevity is confidence.
This week Yanely is joined by the senior producer, Hayley Hershman, of the new Marketplace Show, Financially Inclined Hayley Hershman. Listen to this week’s podcast to get a behind-the-scenes look at how the new show is produced.
Berna Anat is a first-gen Filipina-American producer, author, and Financial Hype Woman. After teaching herself to pay off over $50,000 debt, she's been traveling the world trying to make money less male, pale, and stale for young BIPOC everywhere. Her book "Money Out Loud" just came out on April 25th -- learn more about the book and her motivations through this week’s podcast.
The movement sweeping the country to increase access to financial education has many leaders. Listen to this podcast to learn how a student (David Klinker), a teacher (Courtney Poquette) and a non-profit advocate (Kerry Woodward) have been working hard to advocate in their communities.
Dr. Carly Urban joins us on the podcast to speak about the momentum behind the financial education movement through a discussion of the 2023 State of Financial Education Report. Learn more about the data collection process as well as her findings through this week’s episode.
Nikita Agrawal combined her love of coding with her passion for financial literacy to create a unique curriculum for teens to learn about computer programming and personal finance simultaneously. Listen to this podcast to learn more about how she started her program, FinPro World.
Marc Russell from Betterwallet shared his inspiring entrepreneurial journey which led him from a job at a top investment firm to creating his own platform to teach the basics of personal finance. Learn more about his story and Betterwallet by listening to this week’s podcast.
The Singleton Foundation has a simple goal: To help give everyone the financial skills they need to better manage their lives and their businesses. Listen to this podcast to learn about the engaging resources they have developed including games and videos that you can bring to your classroom.
The failure of the 16th largest bank in a matter of days last week has shaken confidence. Find out what was behind the bank's fall and what it might mean for the banking industry moving forward through this conversation between NGPF Co-Founder Tim Ranzetta and Director of Educational Outreach Yanely Esipnal.
Attending law school is expensive. Listen to this podcast to hear about how Cindy paid off more than $200k in student loan debt -- which motivated her to write her new book.
Yanely is joined by lawyer turned author Cindy Zuniga-Sanchez who talks about her new book Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth. Cindy breaks down the structure of her book, how she wrote it as a guide for her younger self, and how readers can best use it as a financial resource in their lives.
How much do you know about 529 plans? What should you look for when choosing a plan? Listen to this podcast to find out!
Richard Ellis, Executive Director of my529, a 529 plan established by the State of Utah joins Yanely to talk about college savings plans. Listen to this conversation and you will learn about Richard’s career leading up to his role at my529, the benefits of saving early and often, and how to analyze 529 plans.
How does a college’s revenue go up during your sophomore, junior and senior years? Listen to this podcast to find out!
Mark Salisbury, Co-Founder of TuitionFit, joins us on the podcast to talk about the state of the college marketplace, the shortcomings of college ROI calculators, and his thoughts on how students should approach to thinking about choosing a college.
Jenny Nicholson, Creative Lead, and Jade Stoner Norwood, Game Designer and Copywriter, join us on the NGPF Podcast to tell us about the creative process behind Crypto Craze.
What do you use income for? What do you think it looks like to be rich? Authors Julian and Kiersten Saunders share what they think the four purposes of income are and how not all rich people look rich.
This week Yanely is joined by Julien and Kiersten Saunders who wrote the book Cashing Out: Win the Wealth Game by Walking Away. Julien and Kiersten dig into key parts of their book, speak about the FIRE movement, and share the intersectional nature of personal finance.
Car salespeople have a bad reputation. But if you listen to this podcast with former salesperson Andrei Smith (who’s already shared their wisdom with the NGPF Podcast twice before), you’ll realize not all of them are bad and even learn some best tips for purchasing a car.
Andrei Smith joins us on the NGPF Podcast again to give us insight into the car market today. Andrei shares with us his thoughts on electric vehicles, how car dealerships make money, and the direction the industry is going towards. He also talks about his transition from car sales to software sales!
Mike Sheffer, Director of Education at the FoolProof Foundation, joins us on the NGPF Podcast to talk about his journey to getting into personal finance education. Mike shares with us about FoolProof’s origin story and how it’s evolved over the years. Enjoy!
Are you or someone you know a young person obsessed with making intelligent financial decisions? Then you or the person that you know might be a SheeksFreak!
Dan Sheeks, a high school educator and author of First to a Million, has built a community of people who are committed to reach early financial independence and live their best life. And he calls the members of the community SheeksFreaks. Dan comes onto the NGPF Podcast to talk about his book, his decision to write it, and his side hustles outside of teaching.
Libby Kurt of Forest Hills Northern High School (Grand Rapids, MI) and Rithvika Thunuguntia of Parkway Central High School (Chesterfield, MO) join us on the NGPF Podcast to talk about their backgrounds, their experience taking a personal finance course, and how playing Payback influenced their college plans in the future.
From the NGPF Archives, a conversation with Craig Richards who talks about his experience as the Sketch Guy at the NY Times, how Carl first got into the "securities" business, and how his experience serving clients as a certified financial planner gave him plenty of material for his books and sketches.
Robin Wigglesworth has done the impossible...he's written a book about index funds that, once you get started, you won't be able to put down. The index fund product itself may not be compelling, but the characters that Wigglesworth describes certainly are. He traces the growth of index funds and how they moved from a concept developed by academics to how they became the leading investment choice for mutual fund investors. Enjoy!
From moving to the US from Murmansk, value investing, and not eating desserts there’s much to learn about life from a true renissance man, Vitaliy Katsenelson.
Vitaliy Katsenelson, CEO of Investment Management Associates (IMA), comes onto the NGPF podcast to speak about his new book Soul in the Game and the way he approaches life.
She appeared in the recent student documentary, Real World Class. She's written a book to help her peers better manage their money. She has run workshops for middle school girls. Yes, you won't want to miss this conversation that Yanely has with Ella Gupta!
This week, Yanely interviews Ella Gupta, author of Gen Z Money Sense about her passion for personal finance, her advocacy initiatives, and her plans after high school. Her book serves as a guide to help anyone thrive in the new age of finance and explores a wide range of topics, including automation, taxes, robo-advisors, investing apps, as well as ESG investing. Ella also shares with us her generation’s unique relationship with money and how her peers are navigating their own financial lives. Enjoy!
He grew up on the South Side of Chicago, has an Ivy League degree and experience on Wall Street. Oh, he also just starred in a Netflix documentary too, Get Smart with Money. In this podcast with Yanely, Ross Mac will share his passion to make financial education accessible to all. Enjoy!
Thanks to Courtney (Winooski High School in Vermont) and Elena and Jeanette (Mather High School in Illinois) for sharing their insights on the challenges and the rewards of teaching money skills to ELL students. Enjoy!
What are the biggest challenges and successes that come with teaching personal finance to ELL students?
Yanely is joined by NGPF’s resident Spanish translator Chris Salm as well as two educators Z and Jill Thompson to talk about teaching personal finance to English Language Learners. The three will speak about the biggest challenges and successes with teaching the course to ELL students and share some differentiation strategies to use in the classroom. Enjoy!
We can all thank Amy Holland for her persistence in convincing Jack Bogle, founder of Vanguard, to write a book about investing. It was his first, Bogle on Mutual Funds, and many books would follow, no doubt educating millions on the value of investing in low-cost, diversified index funds. In this NGPF podcast, you will get the inside scoop on how Amy pulled this off as well as what she learned in her collaborative work with Jack, and other investing titans. Enjoy!
How are students leading the movement for financial education? Listen to this amazing panel of student advocates to find out. Yanely leads this amazing panel discussion with student advocates who star in the NGPF documentary, Real World Class. You will hear how Neziah Osayi, Ella Gupta, Jakob Diepenbrock, and Jasper Carter channeled their passion for financial education and made a difference in their schools, their communities, their states and nationally. Enjoy!
Wondering what teachers learned after hearing Dana Miranda share her perspective on personal finance?
- "Love the perspective of HEALTHY budget!"
- "The concept that there is not one right way to do things in terms of personal finance and how important it is to introduce nuance and discussion of other elements of well-being."
- "This brought more attention about the shame connected to money conversations."
In this NGPF Podcast with Yanely, Dana shares her entrepreneurial journey to starting Healthy Rich, a platform for conversations that illuminate the diversity of our relationships with work and money. She explains why inclusive financial education is so important while also shining a light on the systemic forces that can hinder wealth creation. Enjoy!
Dan and Scott are back for a repeat visit and they have big news about a new feature they have added to their website. Listen to find out more.
403bwise is on a mission to improve options for teacher retirement plans and to fix a broken system. In the spirit of "sunshine is the best disinfectant," they have added new data sets to their website to allow teachers to both find "good vendors" while also evaluating school district plans. They also discuss why investment costs are so important and share their favorite investing option for retirement accounts. Enjoy!
In honor of Hispanic/Latinx Heritage Month Yanely spoke with author, actor, podcast host, and storyteller Christopher Rivas - who you may know him from his role as Oscar on the FOX sitcom “Call Me Kat.” Christopher talks about what motivated him to write his new book BROWN ENOUGH, why he wants more kids and teens to learn about money, and how his identity as a half-Dominican and half-Columbian kid from Queens has shaped his work and life. He also shares excerpts from his book about student loan debt which he refers to as the Ameri-CON Dream.
The FiNRA Foundation is out with their National Financial Capability study, which they produce every three years. Gary Mottola leads FINRA's research efforts and shared the key insights from the study in this NGPF podcast. In addition, you will learn about how the pandemic impacted financial situations in the U.S., the limitations of data and Gary's dream research project. Enjoy!
The team at Marketplace is always coming up with creative ideas to engage younger audiences on money issues. Their podcast, Million Bazillion, has been a huge hit with middle schoolers and now they are ready to take on the high school audience. In this podcast, Yanely and Hayley discuss a podcast in development called Dear Future Me. They each discuss their roles in developing the podcast, the topics they plan to cover and the expected launch date. You will also get the chance to hear the pilot episode with Yanely discussing budgeting approaches with Hey Berna, your financial hype woman. Enjoy!
NOVA Financial Lab developed three games to teach students about the built-in biases that impact the decisions we make about money. In this podcast, you will get a behind-the-scenes look at what went into developing the games and what Becky and David hope students will learn from playing them. You will also learn about Yanely's role in the videos that precede the game play and explain the key behavioral concepts behind each of the games. Enjoy!
Want to deepen your content knowledge of cryptocurrencies? Join this conversation that Yanely had with Araceliz Gomes.
As the founder and CEO of The Latina Investor, Araceliz Gomes is on a mission to help empower Latinas and women of color. In her conversation with Yanely, Araceliz provides a master class to understanding cryptocurrencies. She explains the history, the mechanics of how it works, the key terms you should be familiar with and perhaps most importantly how to avoid getting scammed. Enjoy!
Eric Balchunas got to know Jack Bogle through interviews with him and conversations with more than 50 people who worked with him over the years. The result is his new book, The Bogle Effect, where Eric chronicles the serendipity that marked Jack Bogle's career, from his ouster at Wellington to the creative approach he took to starting Vanguard and the unique way he structured it (as a mutual company). If you invest in mutual funds, you have Jack Bogle to thank for driving down the costs of the industry and for popularizing the lowest cost mutual fund of them all, the index fund. Eric also shares his favorite personal finance resources and important investing lessons he would share with high school students. Enjoy!
With Season 5 of FinCap Friday now underway, it only seemed appropriate to check in with Yanely to learn more about what it takes to produce this popular NGPF resource.
For those unaware, FinCap Friday brings current events alive for your students every week during the school year. With more than 120 episodes and approaching 3 million student engagements, it's safe to say Yanely's quizzes + explainer videos have become a weekly ritual in classrooms across the country.
In this podcast, Yanely shares why she is so passionate about financial education, the inspiration behind FinCap Friday and what you can look forward to in the upcoming season. Enjoy!
With Season 5 of FinCap Friday now underway, it only seemed appropriate to check in with Yanely to learn more about what it takes to produce this popular NGPF resource.
For those unaware, FinCap Friday brings current events alive for your students every week during the school year. With more than 120 episodes and approaching 3 million student engagements, it's safe to say Yanely's quizzes + explainer videos have become a weekly ritual in classrooms across the country.
In this podcast, Yanely shares why she is so passionate about financial education, the inspiration behind FinCap Friday and what you can look forward to in the upcoming season. Enjoy!
Abby and Katie saw the power of a classroom economy as new teachers. They thought it was so powerful in building community and developing financial skills that they decided to create a company, ClassEquity. In this podcast, you will hear Abby and Katie's entrepreneurial journey, their approach to product development, the importance of listening to teachers and how their lifelong friendship has made them ideal co-founders. You will also learn about best practices to bring a classroom economy to your students. Enjoy!
Abby and Katie saw the power of a classroom economy as new teachers. They thought it was so powerful in building community and developing financial skills that they decided to create a company, ClassEquity. In this podcast, you will hear Abby and Katie's entrepreneurial journey, their approach to product development, the importance of listening to teachers and how their lifelong friendship has made them ideal co-founders. You will also learn about best practices to bring a classroom economy to your students. Enjoy!
How can I make personal finance more engaging, more fun, more approachable for a wider audience?
Catie Hogan provides the answers in this NGPF Podcast with Yanely. In this converation, Catie describes what motivated her to combine comedy and personal finance, the ways that she uses humor to engage her audiences, her thoughts on cryptocurrencies and her fave personal finance books. Enjoy!
This is part 2 of a conversation with Morgan Housel about his book, Psychology of Money. In this episode, Morgan shares his thoughts on the FIRE movement, how to build in room for error in our budgets and how to think about stock market volatility. Enjoy!
Nika Booth is passionate about helping student loan borrowers. So passionate that she started Debt Free Gonna Be to share her student loan journey and find ways to help others manage their debt. In this podcast, Nika shares details about the Public Student Loan Forgiveness waiver which has created a temporary opportunity for student loan borrowers. Enjoy!
Kyla Scanlon is incredibly skilled at explaining economics in 59 second TikToks that will entertain and educate. Whether it's recapping a Federal Reserve interest rate decision, explaining new data on CPI or making sense out of recent tech earnings, Kyla separates the signal from the noise. In this podcast, Kyla shares how she fell in love with Economics in college, her entrepreneurial journey post-college and her creative process to produce high quality educational content. Enjoy!
A trained CPA, Krystal Todd took a chance by leaving her stable accounting job to follow her entrepreneurial dreams. In this NGPF Podcast, Yanely and Krystal discuss the mission of her company, Cash Compass, and how she has used TikTok and YouTube to educate and inform her audience about managing their money. Krystal also provides advice for educators on how to hook students and keep them engaged. Enjoy!
How can we provide students with the skills they need in the careers of the future? How can social-emotional learning help in that journey? How does a K-12 curriculum provider develop classroom experiences that answers the first two questions? Listen to this conversation I had with Patrick Cook-Deegan, the CEO and founder of Wayfinder. We met over salads years ago and from that first experience, I felt I had found a kindred soul committed to creating innovative solutions to improve the lives of students. Enjoy!
Featured in the The Bogle Effect, a book chronicling the life and legacy of Vanguard's founder Jack Bogle, Dina and Tony Isola are described as the "husband-and-wife team at Ritholtz Wealth Management (RWM) trying to save schoolteachers from losing hundreds of millions a year in fee-ridden, and arguably predatory, annuity products." In this conversation with Yanely, Dina and Tony share why they are so passionate about serving teachers through their work at RWM. They provide tips of what to look out for in 403(b) plans, how to suss out those hidden fees and how to ensure more of your wealth generated by your investments goes to YOU. Enjoy!
Morgan Housel's first book, Psychology of Money, has now sold over 2 million copies. The NGPF certification course, the Psychology of Money, uses his book as its inspiration and foundation and has now been completed by more than 1,000 educators! In this NGPF Podcast, Morgan shares his own life experiences and how they have shaped his attitudes about money. He delves deeper into the first chapters of his best selling book including an explanation of why no one is crazy when it comes to money, why the hedonic treadmill can be so difficult to get off of and why it's important to understand the game you are playing as an investor. Enjoy!
Morgan will appear again on the NGPF Speaker Series on August 5th at 9am PT for part 2 of our conversation. Registration will be available on this page by late July. In addition, 50 copies of Psychology of Money will be raffled off at that live event in August.
Today on the podcast, Yanely discusses financial trauma with Chantel Chapman, co-founder of The Trauma of Money and founder of What The Finances. Chantel shares her life experiences as a mortgage broker and financial literacy consultant and how they led to her focus on helping people overcome their financial traumas. Chantel discusses her "Trauma of Money" framework and the steps in the process that help people understand their relationship to money and how to improve it. Enjoy!
Equity researcher by day and author by night, Nicolette DiMaggio is on a mission to write stories to inspire the next generation of investors. In this NGPF Podcast, Nicolette discusses the motivation behind her book, Stock Explore, how she assembled a team to turn her idea into reality and the key concepts she hopes young people learn from her book. Enjoy!
Want to learn more about the challenges facing first gen students as they make decisions about higher education?
As a Senior College Success Manager at the Boys and Girls Club of the Peninsula (SF Bay Area), Jaime Barrajas uses his own personal experiences to help his clients navigate the college-going process. Listen to this podcast to learn more about Jaime's approach, how he uses NGPF's Payback game and how he helps students overcome the myriad hurdles in their path. Enjoy!
If you ever wondered what the state of financial education is in your county, state or nationally, then there is no better source than Dr. Carly Urban. If you have every taken a look at the Got Finance? map on the NGPF website, which tracks information on over 10,000 high schools, you have seen firsthand the handiwork of Dr. Urban and the team at NGPF. In this podcast, NGPF's Christian Sherrill will discuss with Carly the 2022 edition of the State of Financial Education Report. She has lots of great news to share both on the access front as well as her recent research showing the positive impacts of financial education. She will also share what she learned from analyzing implementation practices of this essential course in three states. Enjoy!
- 0:00~0:47 Introduction
- 0:47~4:50 The beginning of the Student Finance League
- 4:50~9:50 Amy’s experience in the classroom
- 9:50~13:17 Barriers to learning about money
- 13:17~18:42 Being intentional about vocabulary
- 18:42~27:01 Engaging with the local community
- 27:01~27:19 A word from NGPF
- 27:19~32:06 Making students comfortable with money
- 32:06~34:32 Engaging parents and students at the same time
- 34:32~40:06 Teaching and not advising
- 40:06~41:15 Conclusion
Richard Ellis, Executive Director of my529, a 529 plan established by the State of Utah joins Yanely to talk college savings plans. Listen to this conversation and you will learn about Richard’s career leading up to his role at my529, the benefits of saving early and often, and how to analyze 529 plans. Richard also shared some great resources so you can learn more more about 529 plans. Enjoy!
How much should you be saving? How should you invest in a crisis? Should you invest in individual stocks? Should you try and time the market to avoid market downturns?
Nick tackles these questions and more as we discuss his new book, Just Keep Buying. You will learn about the data supporting this simple concept "just keep buying" when it comes to investing.Finally, you will learn about Nick's data driven approach to investing which can be seen weekly in his Of Dollars and Data blog. Enjoy!
We have seen the statistics that Gen Z's number one source for financial advice is social media. On this NGPF Podcast, Yanely interviews Dr. Brad Klontz and Shani Tran on how they use TikTok to engage young people on the topic of money. They both agree that while having basic financial knowledge is important, understanding the psychology behind our money decisions is even more critical. They provide useful advice on how educators can develop even stronger connections with students. Enjoy!
Does personal finance education work? Is access to personal finance courses increasing or decreasing? How did the Florida legislature get behind a bill that guaranteed all HS students would take a personal finance course? How can teachers advocate for financial education in their school community? Get answers to these questions and more in this special podcast led by NGPF's Christian Sherrill. He's joined by Dr. Carly Urban, Associate Professor of Economics at Montana State University, Representative Demi Busatta Cabrera, a member of the Florida House of Representatives, and Jen Lehmann, the Chairperson of Business and Technology at Frank Carey High School in Frank Carey New York. Enjoy!
Dr. Carly Urban likes to tackle the big questions regarding financial education including how it's being delivered in high schools across the nation and how to measure its effectiveness. This was recorded in 2020.
If you want an update on her research, Carly will be participating on this panel discussion on Tuesday, April 26th: https://www.ngpf.org/account/#!/my-account-ngpf-academy-register/1002539
In this wide-ranging conversation, Bruce shares how his upbringing shaped his money attitudes, how he weaves behavioral economics and psychology into the courses he teaches at University of Kentucky and ideas on ideas on how to get family conversations about money started. Enjoy!
This is the most popular NGPF Podcast ever which is why we have pulled it from the archives. Enjoy JL's advice on gaining financial independence through a simple investing strategy.
It started out innocently enough...he wanted to write letters of financial advice to his daughter. J.L. Collins never imagined that his blog would become a favorite source for the financial independence movement. His knack for storytelling and simplifying complex topics has boosted his blog popularity to over two million page views per year and convinced him to write a book, The Simple Path to Wealth. Hear how this proponent of index investing (his Stock Series is a must read for those who want to increase their investing knowledge) throws financial rules of thumb out the window and offers advice to teachers on how to best teach concepts, like retirement, to students. Enjoy!
Michelle Singletary just shared insights from her 25 years writing the Color of Money column in the Washington Post so we thought it would be a great idea to repost the podcast. Here are a few excerpts from her latest column:
- Power of marketing: "I no longer underestimate the power of marketing, which conditions Americans to be consumers. Masterful marketing campaigns encourage overspending and the accumulation of debt."
- Attitude toward debt: “In theory, certain loans make sense. Without mortgages, most Americans couldn’t afford to purchase a home, which for many households ends up being their biggest asset. I recognize that business loans have helped people follow their passions and create small businesses. But what we need in America is not more cheerleading of debt but more caution.”
Enjoy!
Bill Butler is a man on a mission. In this NGPF podcast, you will hear from a seasoned business executive who's using his talents to improve the financial capability of the next generation. His company, Kachinga, is an allowance, chore and savings app that teaches valuable money lessons to pre-teens. Learn about the features of the app and Bill's plan for the future which includes incorporating more financial education. Enjoy!
This is a replay of this podcast from 2019.
Educators know how challenging it can be to explain personal finance concepts to their students. Now imagine if you had the additional challenge of explaining these concepts on one side of a cocktail napkin.
That is Tina Hay's passion and her business. Napkin Finance has come on the scene and gained traction with millions of consumers with a concept summarized on their website as "Money Simplified." Hear Tina describe her entrepreneurial journey, how she partnered with the White House and the most popular napkins in their collection. Enjoy!
This week on the NGPF Podcast, Yanely is joined by Dr. Nichole Huff, the Assistant Extension Professor of Family Finance and Resource Management at the University of Kentucky. You will hear about Dr. Huff's numerous initiatives including the Moneywise program which promotes personal and family financial literacy in communities across the state. You will also learn more about how her background in Marriage and Family Therapy and in Family Sciences informs her work given the overlap between financial and mental health. Enjoy!
Dan is a high school teacher in Colorado, a real estate investor, an author of First to a Million: A Teenager's Guide to Achieving Early Financial Independence and a staunch advocate for financial education (and I'm probably leaving something out). Today on the podcast, Dan will discuss the key concepts from his book, highlight what resonates most with his students, delve into real estate investing (e.g., house hacking) and answer several teacher questions. Enjoy!
Yanely was joined this week by Akeiva and Meshack Ellis, a husband and wife duo on a mission to help young adults make sense of money through their platform: The Bemused. In this podcast, Akeiva and Meshack share how they learned about money and the strategies they took to achieve their personal money wins in their early 20s. They also share with us about the importance of educating members of the Black community on money as well as Akeiva’s experience as a financial planner for the top 0.01%.
Making math relevant and engaging is a goal that math educators strive for. In this podcast, you will hear Meaghan from Desmos explain how their digital math activities help students love math. This ethos also drives the math curriculum team at NGPF which has been developing a Financial Algebra course. NGPF's Kathryn Dawson and Dave Martin share how they use Desmos to create activities that students love while also explaining their creative process. Enjoy!
In this NGPF Podcast, Yanely speaks to Bill Thomason, founder of the Wall Street Wizards Academy -- an organization committed to educating students of color about basic banking, budgeting, investing, and money management. Bill speaks about his path from growing up in Detroit to becoming a portfolio manager, the impact he’s having on Black and Brown students through the Wall Street Wizards Academy, and explaining cryptocurrency to young adults.
In this NGPF Podcast, you will hear from Diondraya Taylor, the founder of Mindset and Milestones. Her mission: Develop entrepreneurial skills in girls through an engaging and scaffolded curriculum. Diondraya shares her own entrepreneurial journey and how that has informed her middle and high school curriculum. Learn about her philosophy behind the course development and how teachers can access the engaging and important resources that she has developed. Enjoy!
Each fall, the NGPF Payback Challenge provides students across the country with the opportunity to earn $70,000 in college scholarships. This week, you will hear from our two National Winners, Caleigh Hurley of Brighton High School (MI) and Dhruv Bansal of De Pere High School (WI). They will share what they learned from the NGPF Arcade game, PAYBACK, and how it has influenced their college plans in the future.
In this NGPF Podcast, Patrick Geddes shares insights from a career in the world of investments. After a stint as the first research manager at Morningstar, he co-founded Aperio, a firm focused on customized indexing, which he recently sold to BlackRock. For the next chapter in his life, Patrick has written a book, Transparent Investing, designed to empower people with the information they need to make better investment decisions. Patrick and I discuss highlights from his book, including the difference between broccoli and chocolate cake investing and what Buddhism and Stoicism can teach us about investing. Patrick has so kindly made an electronic version of his book available (click here) for FREE! for three days from January 25-27th. Please leave a review if you are so inclined. Enjoy!
It was awesome to catch up with NGPF Fellow Kerri Herrild who discussed her Giving Project with us. Kerri shares her story on why this concept of "giving back" is so important to her. We go in-depth to learn how she brings philanthropy to her students in a tangible way. You will learn how her students react to this opportunity to research and donate to a cause that matters to them.
You will not only walk away inspired by Kerri but with a concrete set of resources so you can bring this Giving Project to your classroom.
As high school seniors prepare to receive their award letters letters later this spring, we thought this popular podcast from Mark Salisbury in 2020 would prepare educators and counselors for the conversations and questions. In addition to listening to this podcast, you will want to participate in an upcoming 3-part PD series that Mark will be hosting, College Pricing Explained: Reality Behind the Curtain. Find out more about this series which starts on January 26th and register here.
I had fun reconnecting with Ted Benna, the Father of the 401(k), four years after his last guest appearance on the NGPF Podcast. He's been a busy guy since then, writing a book (401(k): 40 Years Later), updated another (401(k) for Dummies), advised start-ups and worked with small businesses to help them develop high quality, low-cost retirement plans for their employees. In this podcast, you will hear Ted's fascinating perspective on the 401(k) market as it has grown to $15 trillion in assets. Enjoy!
As has been said before, the pandemic has brought the future forward and accelerated trends in so many industries, including philanthropy. In this NGPF podcast, you will hear from Soraya Alexander, the COO of Classy. She shares insights from their recent 2021 report on Why America Gives. Listen and learn more about how individuals shifted more of their giving online which makes it important for non-profits to make that checkout process as frictionless as possible (sound familiar to those who shop online?) In addition, she shares the generational differences on where individuals find causes to donate to, the type of organizations they donate to and the reasons behind their charity. Enjoy!
Mary Rossi brings an enthusiasm and passion to her role as Director of Financial Inclusion and U.S. Partnerships at the Global Thinking Foundation (GTF). Her financial empowerment workshops focus on students in fields such as acting, education, architecture, or social work. She also shares her plans to bring creative concepts that have worked in GTF's European offices to the United States. Enjoy!
Details:
- 0:00~1:13 Introduction
- 1:13~3:03 Role at Global Thinking USA
- 3:03~5:24 Experience growing up in the Cayman Islands
- 5:24~8:57 The start of Global Thinking
- 8:57~11:46 Offering financial empowerment workshops
- 11:46~16:05 Personal finance for artists and creatives
- 16:05~16:34 A word from NGPF
- 16:34~19:15 Entrepreneurship topics for GenZ
- 19:15~22:45 Incorporating art pieces to teach about money
- 22:45~28:48 Gender inequalities in personal finance
- 28:48~31:26 Materials to use in the classroom
- 31:26~33:31 Recommended books
- 33:31~34:48 Conclusion
Enjoy this conversation with Rick Ferri who shares his experience in financial services over the past 30 years. Rick started as a stock broker then went on to an asset management firm and now is a financial consultant (with a 6 month waiting list!) He discusses the motivation behind these moves and why he thinks providing financial advice on an hourly basis is the optimal model. You will also learn about a popular personal finance Q&A forum at Bogleheads.org where Rick plays a leadership role.
Dan Sheeks is a busy guy. As if being a high school personal teacher isn't all consuming enough, he is both a real estate investor and a founder of an online community. That community, SheeksFreaks, is made up of young people interested in strategies to gain financial independence. Dan is also an author of a new book, First to a Million.Listen to the podcast and complete this form and could be one of the first 100 educators to receive a FREE copy of his book. Enjoy!
My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom.
This week, we welcome Dr. Greenfeld, who teaches Aerospace Engineering, Principles of Engineering, and Personal Finance in New York. She will share how she uses the Modern Classroom Project approach to engage students with the NGPF curriculum.
Robin Wigglesworth has done the impossible...he's written a book about index funds that, once you get started, you won't be able to put down. The index fund product itself may not be compelling, but the characters that Wigglesworth describes certainly are. He traces the growth of index funds and how they moved from a concept developed by academics to how they became the leading investment choice for mutual fund investors. Enjoy!
My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom.
This week, we welcome Shawn Healy, Jim O’Connor, and Kimberly Huffman. They will share the approach they take, and the approach of other social studies educators when teaching personal finance. And they do a great job sharing the importance of personal finance for every high school student.
With more than three decades at Morningstar, John Rekenthaler has had a front row seat to the tectonic shifts in the mutual fund business. During his career, John has seen the industry go from one dominated by actively managed funds (e.g., Fidelity's Magellan fund) to one where index funds (e.g., Vanguard Total Stock Market Fund) now hold more than 50% of fund assets. We reminisce about John's early days of Morningstar where one could leaf through binders with information on hundreds of funds (yes, I relied on these reports for my earliest investments in mutual funds). Please be sure to check out John's thought pieces in his Morningstar column after listening to the podcast. Enjoy!
Welcome to a Special Edition of My Classroom, a short NGPF podcast series devoted to supporting the efforts of teachers. We typically speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom. For this week, we decided to share a recording of our Speaker Series with Philip Olson and Julia Lorenz-Olson, the Two Cents couple. Hear their story, the inspiration for the Two Cents videos, some of their favorites, and much more. Enjoy the show!
I met today's guest, Patrick Geddes, almost a decade ago when I was "kicking the tires" at Aperio, the investment management he co-founded. He was kind enough to sit down with me for more than an hour explain the "Aperio approach" to investing and I've been a happy client since. Today, you get the benefit of Patrick's wisdom gleaned from his decades of taking a research-based approach to investing. In this podcast, we explore his entrepreneurial journey from start-up to being acquired by BlackRock for $1.05 billion. As you listen, what will become clear is how energized Patrick is for this next chapter of his career. He will be bringing his passion and commitment to improving investor education.
We will discuss his forthcoming book, Transparent Investing, which may be available to teachers in the NGPF community in December (logistics still being worked out). Patrick will also be appearing at an NGPF Speaker Series event on January 20, 2022 and the general release of his book will be on January 25, 2022. Enjoy!
My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom.
This week, we welcome Adam Cole and Tara Kelley. They will share the approach they take, and the approach of other math educators, when teaching personal finance.
In the latest installment of the NGPF podcast, you will hear from Tanya Menendez, a fearless entrepreneur. After co-founding Makers Row, a marketplace that matched designers with American manufacturers, Tanya went on sabbatical before settling on her latest venture, Snowball Wealth. In this podcast, Tanya shares her motivation behind Snowball Wealth and its mission to simplify student loan repayment so borrowers can pay less. Enjoy!
My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom.
This week, we welcome Lois Stoll, Mary Jean Gosnell, and Alaina Tharp. They will share the approach they take and the approach of other family and consumer science educators, when teaching personal finance.
Details:
- 0:00~1:07 Introduction
- 1:07~2:13 Interest in computer science, economics, and space
- 2:13~7:14 Early money lessons
- 7:14~11:18 Encouraging young people to invest for the long term
- 11:18~14:16 Starting StreetFins
- 14:16~14:44 A word from NGPF
- 14:44~16:38 Popular content on StreetFins
- 16:38~18:49 Favorite podcast episode
- 18:49~23:50 Lack of personal finance education in schools
- 23:50~26:10 How StreetFins has grown
- 26:10~27:38 Managing StreetFins while attending school
- 27:38~29:25 What’s next for StreetFins?
- 29:25~32:21 Approaching partnerships while educating readers
- 32:21~36:16 What high school students should know about money
- 36:16~37:09 Conclusion
In Silicon Valley, many origin myths for start-ups begin with a business plan written on a napkin. Carl Richards took that concept to a new level by creating sketches on napkins to explain financial concepts. Here's one of my favorites:
The focus of many of his sketches was how psychology drives many of our money decisions. In addition to his decade as the Sketch Guy at the NY Times, Carl is the author of two books, The One-Page Financial Plan and The Behavior Gap. In this podcast, you will learn how Carl first got into the "securities" business and how his experience serving clients as a certified financial planner gave him plenty of material for his books and sketches. Enjoy!
This week on the NGPF Podcast, you will hear the fascinating entrepreneurial journey of Kevin Carter. Many innovative investment product ideas originated in companies that Kevin founded. You will learn why it took two decades for fractional shares to become widely available for retail investors. You will discover how the direct indexing approach used by companies like Wealthfront and Betterment originated in a company that Kevin had founded a decade earlier. Finally, you will hear about a new approach that Kevin pioneered to create index funds for emerging and frontier markets. Enjoy!
Rebroadcast from 2019. Student advocacy for financial education is definitely having its moment (an inspiring story out of Montgomery County (MD) this week). Listen to Melissa Santoya describe how the FAFSA can be a barrier to higher education and you will get fired up thinking about ways to increase access to this course. Enjoy!
The rebroadcast of this podcast seemed especially timely since the new FAFSA form hit on October 1st and high school seniors are starting to ponder life after high school. Enjoy! Details: * 0:00~1:23 Introduction * 1:23~2:07 On the new book, The Price You Pay for College * 2:07~7:56 Ron’s own college experience * 7:56~10:54 Appearing on the NYT while in college * 10:54~18:30 The current financial aid system * 18:30~23:13 Changes with the FAFSA and the effects of COVID * 23:13~28:00 Asking for a merit aid pre-read * 28:00~30:47 Finding the common data set * 30:47~31:14 A word from NGPF * 31:14~33:53 Overcoming the emotional aspect of paying for college * 33:53~42:05 The Varsity Blues scandal and what it tells us * 42:05~45:25 Getting the most out of college * 45:25~48:51 Shopping for schools with good mental healthcare * 48:51~52:01 The Lasagna Test * 52:01~54:57 Assessing college value * 54:57~57:26 College price hacks * 57:26~61:30 One family’s experience paying for college * 61:30~63:08 Conclusion
Resources:
- Book: The Price you Pay for College
- NGPF Podcast: Mark Salisbury
- Raj Chetty Lab
Quotes:
- “If you’re going to be paying upwards or more than three hundred thousand dollars for four years, I want people to feel entitled and empowered to ask questions.”
NGPF Resources:
- FinCap Friday: Are College Degrees Worth the Fees?
- Earlier NGPF Podcast with Ron Lieber
Details:
- 0:00~1:02 Introduction
- 1:02~2:03 Jakob’s background
- 2:03~3:21 Early money lessons and interest in personal finance
- 3:21~4:22 First-ever stock investment
- 4:22~5:58 Favorite investing books
- 5:58~7:16 Tik Tok, Wall Street Bets, and StockTwits
- 7:16~9:10 Opinion on index funds
- 9:10~11:24 On the Young Investors Network
- 11:24~14:12 Young adults starting to invest on Robinhood
- 14:12~15:50 Access to personal finance education at Jakob’s school
- 15:50~17:19 Three most important things to think about when starting to invest
- 17:19~21:04 How Jakob evaluates companies
- 21:04~24:10 Aspirations to major in Finance and Computer Science
- 24:10~25:13 Conclusion
Author. Entrepreneur. Educator. If you want to know what it takes to succeed in the careers of the future, you need to listen to Mark Herschberg. In this podcast, he shares some of his favorite classroom activities that he developed in his two decades as an MIT instructor, as well as insights into the skills that students need to succeed. Podcast listeners also have the opportunity to receive a free copy of Mark's book, The Career Toolkit. Just listen to the podcast and complete this form. [Note: Only teachers on the NGPF platform are eligible for this offer.]
My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom.
This week, we welcome Jacqueline Collins and Alex Lamon. They will share the approach they take, and the approach of other business educators when teaching personal finance.
What's clear from this conversation is that Kevin Matthews is an educator at heart. After spending several years in the classroom, he took his interest in finance and parlayed it into a financial advisor role. Ultimately, he realized that his interest lay in providing financial advice to educate a larger audience. This led to his current venture, Breaking Bread with the tagline "Investment education for people who look just like you." Listen to Kevin describe his entrepreneurial journey as well as his decision to research and ultimately write a book about an incredibly painful chapter in his hometown's history, namely, the Tulsa Race Massacre.
After a successful banking career, Eric Smith let his financial acumen and his love of sports lead him to his new career in serving student-athletes. As you listen to this podcast, you can just feel the energy and enthusiasm that Eric brings to his workshops. I hope that you enjoy learning about Eric's favorite ways to engage an audience, the most common questions he hears and his take on the new developments surrounding NIL (name, image and likeness), which provides an income stream to "influencer" college athletes.
In this special edition of My Classroom, we are speaking with Joe Petsick is the Executive In Residence at the University of Nebraska College of Business and Micah Bender who is the Personal Financial Literacy Coordinator with the New Jersey Department of Education and supports college athletes through personal finance in his "off time". We will discuss the Name, Image, and Likeness changes passed by the NCAA this summer -- sending shockwaves throughout the world of college sports. We took even took time to adapt our CREATE: Monthly College Budget activity to build out a similar activity using four different athletes and scenarios students can choose from to complete the same activity but using their scenarios: CREATE: A College Budget Using Your NIL Income
During her 30 year career at the Washington Post, Michelle Singletary has helped millions of readers more effectively manage their finances. Michelle has used her platform as personal finance columnist to explain government programs in this age of pandemic, hold agencies to account for sloppy implementation of policy and describe finances in a way that people can understand. I know that you will enjoy this conversation with this incredible advocate.
Details:
- 0:00~1:40 Introduction
- 1:40~2:52 Writing about personal finance
- 2:52~5:43 Favorite column
- 5:43~9:32 Lesson on saving from Big Momma
- 9:32~12:58 Intersection of race and finance
- 12:58~15:47 Experience as a columnist at the Washington Post
- 15:47~16:15 A word from NGPF
- 16:15~17:46 Making concepts consumable
- 17:46~23:28 Behind the scenes look on writing with consumers in mind
- 23:28~27:25 Don’t trust and verify -- looking out for scams
- 27:27~30:50 Trading individual stocks on apps versus investing in index funds
- 30:50~39:43 Message for students
- 39:43~40:50 Conclusion
Resources:
- Michelle Singletary - The Washington Post
- My Grandmother’s Saving Grace
Quotes:
- "It is a privilege to be able to write for The Post and this position, so I try to write columns that help people understand policy, economics, debt, credit, investing from the perspective of that person [that might need help understanding]."
You will be inspired by Ennie's story of how her own personal financial challenges motivated her to start HoneyBee. Honored by Inc. Magazine as a top female founder, Ennie has created a business at HoneyBee that combines the best of fintech while retaining a socially oriented mission. Listen as she describes how HoneyBee's products and services increases financial wellness in the workplace through a combination of a "rainy day fund" and financial education. [Full disclosure: I am an investor in HoneyBee]
My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom.
This week we are speaking with Kristen Cain, Anthony Crincoli, and Kylie Schmidt. All three have advocated through the media or by providing proponent testimony supporting the advancement of financial literacy in their states.
Jonathan Clements has been a frequent guest on the NGPF Podcast. Here's one of our most popular podcasts from a conversation we had back in 2018 to discuss his book From Here to Financial Happiness: Enrich Your Life in Just 77 Days.
Details
- 0:00–1:10 Introduction
- 1:11–6:17 Jonathan’s scoop on From Here to Financial Happiness
- 6:18–8:11 The fundamental importance of compounding interest
- 8:12–10:11 Meeting the magical “tipping point” after a tough dozen years
- 10:12–13:45 “Hyperbolic discounting” and bringing retirement to life
- 13:46–14:55 How the book is more of a conversation with the author and with yourself
- 14:56–17:03 What are the most difficult questions readers have to answer?
- 17:04–18:53 Jonathan’s favorite pithy comments
- 18:54–21:16 Most annuities are sold, not bought
- 21:17–21:51 A word from NGPF
- 21:52–25:26 Why experiences greatly outweigh possessions
- 25:27–32:36 His 3 best and worst financial decisions
- 32:37–36:03 Human capital, the key concept to investing
- 36:04–37:09 Conclusion
Resources:
- Psychologist Mihaly Csikszentmihalyi on finding flow
- Jonathan’s Blog: Humble Dollar
QUOTES:
- “The meek may not inherit the earth, but they are far more likely to retire in comfort”
- “I have a lot of scorn for overly complicated and overly expensive financial products that get cooked up on Wall Street… So I say, ‘In the financial world, complexity may suggest sophistication, but it’s usually a rouse to bamboozle and fleece investors.'”
My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom.
This week we are speaking with Sean Furbush, Saloni Jain, and Nate Grant. All three have advocated through the media or by providing proponent testimony supporting the advancement of financial literacy in their states.
My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom. This week, we welcome the 2021 National Business Teacher of the Year Jacqueline Collins and master educator and tech guru Sandra Beck.
In this special NGPF Podcast, Yanely interviews three high schoolers from Rhode Island: Lila Somvanshi, Matthew Tactacan & Penelope Tejada. They discuss why they are so passionate about financial education which led them to testify in favor of a bill that would increase access to this essential course. Enjoy hearing from these passionate advocates.
With animal spirits and speculation running rampant on Wall Street (SPACs, bitcoin, meme stocks to name a few), it seemed an ideal time to rebroadcast my conversation with Professor Malkiel, whose 1973 classic, Random Walk Down Wall Street, remains a must-read for investors. Enjoy!
Rock Star middle school educators Debbie L Savino and Eric Signman share some practical tips for creating a classroom culture of excellence for their middle school students, and some of their favorite NGPF middle school lessons and activities.
Thanks to Barb O'Neill for connecting me with this week's NGPF podcast guest. Micah Bender wears a few hats including leading financial literacy efforts at the state level in New Jersey. His side hustle involves providing financial education to college student-athletes. This brings together two of Micah's passions derived from 14 years as a personal finance teacher and sports coach. That passion is evident in our conversation that follows. Enjoy!
NGPF Podcast welcomes back Kelly Lannan from Fidelity to talk Gen Z and their increased interest and access to the world of investing (see Fidelity study here). The past year has seen increased stock market participation with the meme stock craze, new trading platforms with no fees and low minimums and the influence of social media (TikTok and WallStreetBets come to mind). Kelly shares what she is seeing in her role at Fidelity and how her company is embedding education into their apps geared for a younger audience. Enjoy!
Continuing on this theme of incredible young people channeling their passion for personal finance, this week on the NGPF podcast you will hear from high schooler Ella Gupta. We discussed her book, Gen Z Money $ense, which is best described as "a framework for anyone looking to build wealth and make their dreams a reality through investing and taking charge of their financial future."
Ella shares her motivation for writing the book and why she focused so much attention on investing. Her message throughout the book is one of empowerment and her thoughts on what to look for in investing apps (top of mind now for Gen Zers) should be required listening for all. Enjoy!
My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom. Award-winning educators Derek D'Angelo and Joey Running discuss strategies to embed personal finance concepts into an economics class, and economics concepts into a personal finance class.
WOW! Have you ever had a conversation with an 11-year-old about the wisdom of index funds, the power of compounding returns and the process of opening a brokerage account? Nope, neither had I until I had the opportunity to talk to Rishi Vamdatt earlier this week. Enjoy!
We have a special guest on the My Classroom podcast. Candice Matthews Brackeen is the Founder and CEO of Lighthouse, the Cincinnati, OH-based portfolio service firm including accelerators Hillman and NewMe, and venture capital fund Lightship, where she serves as Managing Partner. Lighthouse companies work together in support of underrepresented, early-stage, transformational businesses. As CEO of Hillman, the first accelerator in the Midwest to provide support exclusively to this demographic, she has influenced state policy around economic inclusion in addition to establishing meaningful partnerships with companies like Proctor & Gamble, Kroger, and Chase, in support of Hillman’s work. She has over 15 years of entrepreneurial experience and founded the Cincinnati Chapter of the Black Founders Network (BFN), to address the need for increased diversity and inclusion efforts in the local entrepreneurial ecosystem. She holds a BA Economics from the University of Cincinnati and was a Hewitt-Kautz Fellow.
With Season 2 of Million Bazillion podcast launching this Tuesday (June 22nd), I was excited to sit down with Sitara Nieves, Executive Director of On-Demand at Marketplace and Jed Kim, host of Million Bazillion. If you are new to Million Bazillion, it's a podcast about money for kids and their families that helps to make money more understandable. Geared for middle school-aged kids, Sitara, Jed and team use questions from kids to explain taxes, the stock market and pricing anomalies (the $0.99 factor) as starting points to create engaging and fun programming. I know you will enjoy hearing from Sitara and Jed as they provide a "behind the scenes" look at the creative process behind Million Bazillion and a few teasers about what to expect in Season 2. Enjoy!
Today on the NGPF podcast listen to the inspiring work of Ted Daniels, founder of the Society for Financial Education and Professional Development. His commitment to serve others and build financial capability through innovative programming makes this a podcast you don't want to miss. Ted also shares his secret on how to bust the myths and misconceptions about investing which helps increase participation rates in the stock market. Enjoy!
I had a great conversation with Meghan Rabuse, who has taken her passion for finance and translated it into a popular blog and podcast, The Family Finance Mom. Her focus: "sharing my simple money tips with you to help your family make the most of its means, and reach your financial goals." Meghan's shares how her investing expertise came from stints at a leading Wall Street investment bank and hedge fund. She has some great analogies that make complex financial topics easier to understand. While raising three children, she has devoted her energy to serving others through her work. A true FinHero that you will find inspiring!
How does an Acting major from NYU apply her skills to the financial education world? She creates an interactive, musical presentation that teaches elementary-aged students about money. What a fun conversation this was with Julie Beckham! Hear about her award-winning program, the questions she hears most often from students and how to establish presence in the classroom. Enjoy!
In this week’s episode of My Classroom, we chat with a group of NGPF Fellows who recommend some of their favorite non-NGPF podcasts.
Don O'Neal of Capital Group joins the NGPF podcast this week. The Capital Group manages more than $2 trillion in assets and is considered one of the top "active" investment managers. Don shares with us the insights from his 35 years in the business, including the analytical process that goes into picking stocks, the value of having a long-term time horizon and how he overcomes the common cognitive biases that plague investors. He also shares the unique organizational structure at the Capital Group which has been a key to their long-term success. Enjoy!
I know that you will enjoy this conversation with Dr. David Weill who recently penned his memoir, Exhale: Hope, Healing, and a Life in Transplant, about his experiences as a transplant doctor. This one was extra special for me since I know Dr. Weill as a former neighbor, as someone who entertained me for hours while cycling on Saturday mornings and as my go-to trusted medical advisor when family health issues arose (and an NGPF Board member too). I found this conversation and his memoir to be such a revelation of the high stress environment he thrived in for decades until he didn't. His journey to hope and healing can serve as a roadmap for all those who, while loving the work they do, struggle to manage that delicate work-life balance part. Enjoy!
SPECIAL OFFER for Educations with NGPF Accounts:
You are eligible to receive a free copy of Dr. Weill's book: Exhale: Hope, Healing, and a Life in Transplant. With 100 available you will want to complete this Google Form today. Books will be shipped in mid-June.
The message is clear, teachers are relieved to be returning to normal next fall, but what will change from past years? We felt there was no better time for our listeners to listen to the original My Classroom cast of four than as the school year comes to a close. We welcome Tony Montgomery, Kerri Herrild, Julius Prezelski and Courtney Poquette who will all share how they’re moving forward with resources and strategies learned during Covid, that will make their classrooms better for many years to come.
GameStop, cryptocurrencies, NFTs...and the list goes on of examples of speculation in today's financial markets. Who better to weigh in on these and other examples of financial speculation than Bill Bernstein. The full title of his new book, The Delusions Of Crowds: Why People Go Mad in Groups, captures the essence of our conversation.In this podcast, Bill discusses the power of narrative to fuel "bubbly" behavior and why social media (think sub-reddit groups like Wallstreetbets) acts as an accelerant in propagating those narratives. Bill helps to place today's market activity in a historical context while also highlighting the cognitive biases that explain investor behavior. Enjoy!
Register for CNBC's May 5th event: Invest in Teachers. Ready. Set. Grow. Details:
- 0:00~10:53 Current Events with Missbehelpful: Biases Behind Choices
- 10:53~11:31 A word from NGPF
- 11:31~13:08 Introducing this week’s guest: Sharon Epperson, Senior Personal Finance Correspondent at CNBC
- 13:08~16:00 Early money lessons
- 16:00~17:24 From working in Cairo to working at CNBC
- 17:24~19:34 Lessons learned as a commodity correspondent
- 19:34~21:41 Relationships and money
- 21:41~25:45 Student advocacy for a personal finance class
- 25:45~27:52 Teaching investing in the time of Gamestop
- 27:52~29:42 CNBC’s Invest in Teachers event on May 5th: register here!
- 29:42~31:05 Favorite CNBC personal finance resources
- 31:05~32:18 Source of passion for personal finance
- 32:18~33:09 Conclusion
We asked three 19 year olds who graduated last year to look back after a year in the real world on their own to tell us what they believe seniors today need the most over these last few weeks of school.
Details:
- 0:00~8:52 Current Events with Missbehelpful: Guaranteed Access to Personal Finance Education
- 8:52~9:28 A word from NGPF
- 9:28~10:47 Introducing this week’s guest: Eva Yazhari, Co-Founder and CEO of Beyond Capital
- 10:47~12:39 Early money lessons
- 12:39~14:48 Transition from college to Wall Street
- 14:48~17:28 Life as an investment banker
- 17:28~19:05 What is impact investing?
- 19:05~20:58 Similarities and differences between impact investing and ESGs
- 20:58~22:12 What is venture capital?
- 22:12~26:48 On choosing which companies to invest in
- 26:48~30:22 Investing in and working with Kasha
- 30:22~32:58 Working with companies abroad
- 32:58~36:47 Taking a holistic approach to impact investing
- 36:47~38:54 Writing The Good Your Money Can Do
- 38:54~41:20 Importance of having great mentors
- 41:20~42:31 Conclusion
I know you will enjoy this conversation with Dr. Mordecai Brownlee, the Vice President of Student Success at St. Philip's College in San Antonio, Texas. We discuss his role at the college, why he cares so deeply about increasing financial capability and several inspiring student success stories. Enjoy!
Dan Lasalle worked in Philadelphia as a high school teacher and built out a financial literacy program that has been featured in a CNBC article and has been included in many other press articles such as on MarketWatch and the Philadelphia Inquirer. Listen and learn a few of the ways he brought financial literacy to life for his students.
Mary Clare Peate and Roman Hardgrave join the NGPF podcast this week with Tim to discuss their economics curriculum, a cool tool called EconInbox and their favorite resources to stay current in the fast changing world of economics. Enjoy!
While NGPF's original focus was on creating curriculum for the high school student, we know that only 1 in 5 high schoolers are guaranteed to take a course. So, no surprise that most college students lack financial skills and are in need of this essential course. The good news is that there are amazing educators like Donna Wang Su in colleges across America to fill in the gaps. In this podcast, Donna will share the distinct challenges that entrepreneurs face in managing their personal finances. Her insights on the blind spots of college students will help high school educators tailor their lessons accordingly. Enjoy!
This week we host Christine Bell, Julius Prezelski, Joey Running, Jim Hennebery who will share their experiences starting and running an investment club. Their experience and schools vary and their collective story provides nuggets of wisdom for any educator looking to start or improve their own investment club.
When it comes to writing a personal finance book for teens, who could be better suited than an educator who spends 180 days a year teaching them? Jake Cousineau took his experience teaching personal finance at a high school in California and translated that into a book that would expand his impact beyond the classroom walls. In this conversation, Jake shares how he managed to change his money mindset, why storytelling is such an effective teaching method and how he makes personal finance tangible and approachable for this students. He discusses why he decided to write a book and what he hopes to accomplish with it. Enjoy!
This week on the NGPF Podcast, you will enjoy this conversation with Dr. Naomi Zewde whose research on Baby Bonds has caught the attention of policymakers looking for strategies to close the racial wealth gap.
We are thrilled to host Trina Grey and Jonathan May who work with recent high school graduates with disabilities, and our newest team member Kathryn Dawson, a former special education teacher. Together, they are going to walk us through the journey of many special education students, from high school to just following graduation. You’ll hear from them what is most important for teachers to know about how they can be supported.
This week's podcast starts with Yanely describing what high schoolers need to know about LinkedIn. Next, I talk to Kiara Slaton of Palm Beach Gardens Community High School (FL). She stepped up to lead the new personal finance course at her school. Kiara shares why she cares so much about personal finance, her approach to grabbing students' attention and how she weaves an aspirational tone into her class. Enjoy!
After a successful career in finance, Örn Valdimarsson has made it his mission to improve financial education in his home country of Iceland. In this NGPF podcast, Örn describes what motivated him to teach, what topics he prioritizes in his classroom based on student interest as well as the bigger picture on the state of financial education in Iceland. What makes me think I have the best job on the planet is opportunities to meet people across the world like Orn who are kindred souls when it comes to believing in the power of financial education. Enjoy!
We recently caught up with a group of NGPF Fellows to discuss with them how they are motivating students to file their FAFSAs. With national FAFSA filing rates continue to lag from years past, their ideas are particularly important right now.
Call it serendipity. Who knew that Ty Allan Jackson's son setting up a successful lemonade stand would set in motion an amazing sequence of events? A fruitless trip to a book store in search of a kid's book about money led to Ty writing that book. When outreach to 147 publishers came up empty, Ty persisted and went the self-publishing route. Later, Abdullah would reach out to Ty and the collaboration would lead to a curriculum built around the Danny Dollar Millionaire Extraordinaire book. Listen to this podcast to hear this story and more. Enjoy!
Welcome to the third series of My Classroom, a 15-minute weekly NGPF podcast series that will highlight four rock star teachers who took unique paths to the classroom and collectively attended more than 600 hours of virtual professional development with NGPF in 2020. We will learn what remote teaching strategies they enjoy the most and how they use these strategies and the information they have learned in their own instruction. We invite you to listen to this podcast on your drive to or from work, on a quick walk, or just when you need a little inspiration and encouragement.
They are the next generation coming of age and they are passionate advocates for financial education and are taking action. Listen to Armita discuss why she wrote a book and hear from Andrew about his motivation to start a non-profit. Inspiring stuff! Enjoy!
Welcome to the third series of My Classroom, a 15-minute weekly NGPF podcast series that will highlight four rock star teachers who took unique paths to the classroom and collectively attended more than 600 hours of virtual professional development with NGPF in 2020. We will learn what remote teaching strategies they enjoy the most and how they use these strategies and the information they have learned in their own instruction. We invite you to listen to this podcast on your drive to or from work, on a quick walk, or just when you need a little inspiration and encouragement.
Ron Lieber returns to the NGPF Podcast to discuss his latest book. This podcast is a must-listen for educators and counselors helping young people navigate the college and financial aid maze. Ron shares his insights into the current "merit aid" system, the emotional baggage many bring into the college decision-making process and also what to look for in a college. His advice will educate, empower and provide listeners with key questions they should be asking. Enjoy!
My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom.
Paul Merriman is out with a new book, We're Talking Millions: 12 Simple Ways to Supercharge Your Retirement, and he is offering it at no cost to the personal finance community (link here). In this podcast, he discusses several of the ideas from the book that literally are million dollar decisions. We also dive deeper into the benefits of dollar-cost averaging, difference between growth and value stocks and what to look for in target-date funds (#1 selected fund for 401(k) plans). Enjoy!
In today’s special edition of the NGPF podcast, guest host Christian Sherrill interviews five rockstar educators who are the top lesson creators of all the recipients of Nearpod license grants from NGPF. It’s a podcast about Nearpod… I mean c’mon! It’s a Nearpodcast!
In order of appearance, today’s Nearpodcast guests are:
Jequetta Berry - Goza Middle School & Arkadelphia High School (Arkadelphia, AR)
Mariam Brunner - Lumpkin County Middle School (Dahlonega, GA)
Molly Tyson - Lorain High School (Lorain, OH)
Maria Velasquez - William Workman High School (City of Industry, CA)
Kara Grise - Mercyherst Preparatory School (Erie, PA)
Christian gathers insights on:
- How the guests persuade others that all young people should take a personal finance course
- The guests’ favorite Nearpod features for engaging students and improving their own instruction
- The types of data the guests collect using Nearpod
- Advice these five phenomenal teachers would give to anyone getting started using Nearpod.
Don’t forget to check out NGPF’s High School Semester Course, High School 9-Week Course, and 9-Week Middle School Course, which are all built in Nearpod AND Google Slides for easy customization!
In this NGPF podcast, we open with a conversation with Yanely about the trading frenzy over GameStop. It provides an amazing teaching moment regarding the differences between speculation and long-term investing.
As for long-term investing, Jeff York, the millionaire custodian, is a case study in the power of patience, of compounding and having a long-term orientation. He shares with us how a personal finance course changed his life, how he invests and why he's passionate about advocating for financial education in schools. Enjoy!
Welcome to the third series of My Classroom, a 15-minute weekly NGPF podcast series that will highlight four rock star teachers who took unique paths to the classroom and collectively attended more than 600 hours of virtual professional development with NGPF in 2020. We will learn what remote teaching strategies they enjoy the most and how they use these strategies and the information they have learned in their own instruction. We invite you to listen to this podcast on your drive to or from work, on a quick walk, or just when you need a little inspiration and encouragement.
Each fall, the NGPF Payback Challenge provides students across the country with the opportunity to earn college scholarships with $50,000 awarded. This week, you will hear from our two National Winners, Alexandra Hovdestad of Lenape High School (Medford, NJ) and Andrew Tomlinson of Mora High School. They will share what they learned from the NGPF Arcade game, Payback, and how it has influenced their college plans in the future. In our Current Events section, Yanely discusses a financing product, Buy Now, Pay Later and in Office Hours, Tim takes a question about no-fee index funds. Enjoy!
Welcome to the third series of My Classroom, a 15-minute weekly NGPF podcast series that will highlight four rock star teachers who took unique paths to the classroom and collectively attended more than 600 hours of virtual professional development with NGPF in 2020. We will learn what remote teaching strategies they enjoy the most and how they use these strategies and the information they have learned in their own instruction. We invite you to listen to this podcast on your drive to or from work, on a quick walk, or just when you need a little inspiration and encouragement.
It's a new year so we are trying a new format for the NGPF podcast.
This week's episode starts with Yanely talking bitcoin which is the subject of her 100th FinCap Friday, Bitcoin Bonanza. Then you will hear from the "Bond girl," Kasey Ng, a 20-something on Wall Street who discusses the bond market, why having mentors is critical to career success and the skills needed to land a plum internship on the Street (spoiler alert: it's not all about financial wizardry).
In our Office Hours portion we answer a question from a student wondering why you ever put money in a bank when the stock market's average returns are so much higher. Let me know at tim@ngpf.org how you like the new format. Enjoy!
Welcome to the third series of My Classroom, a 15-minute weekly NGPF podcast series that will highlight four rock star teachers who took unique paths to the classroom and collectively attended more than 600 hours of virtual professional development with NGPF in 2020. We will learn what remote teaching strategies they enjoy the most and how they use these strategies and the information they have learned in their own instruction. We invite you to listen to this podcast on your drive to or from work, on a quick walk, or just when you need a little inspiration and encouragement.
It was great to have author and entrepreneur Gene Natali back on the podcast. He discusses his new book, The Missing Second Semester, and the exciting news about his new company, Troutwood. Gene's a great storyteller and provides some useful analogies to explain challenging finance concepts. Enjoy!
Welcome to the third series of My Classroom, a 15-minute weekly NGPF podcast series that will highlight four rock star teachers who took unique paths to the classroom and collectively attended more than 600 hours of virtual professional development with NGPF in 2020. We will learn what remote teaching strategies they enjoy the most and how they use these strategies and the information they have learned in their own instruction. We invite you to listen to this podcast on your drive to or from work, on a quick walk, or just when you need a little inspiration and encouragement.
Ryan Smith knows what it takes to win. He spent ten years in the NFL protecting the quarterback's "blind side" as a left tackle. Late in his career, he earned that coveted Super Bowl ring protecting Peyton Manning as a Denver Bronco in Super Bowl 50. His playing days behind him, Ryan now has his eye on a new prize, building financial capability in America's youth. As noted by NGPF podcast producer, Ren Makino, this is a great podcast to be inspired by and to end the year with. Happy New Year!
Thanks to Adam for participating in a recent NGPF Speaker Series event. If you google Adam Carroll, the autofill suggests "Adam Carroll finance," which is only appropriate given his expertise in this area, particularly finance for young adults. Adam is an author of four books, renowned speaker for high school and college audiences, and a producer of a documentary on student debt (Broke, Busted and Disgusted). In this podcast, Adam discusses the importance of educating young people about student debt BEFORE they make their college choices and strategies he recommends to capture their attention. Enjoy!
How does a foreign exchange (ForEx) trader end up setting up a charity to teach personal finance in classrooms across the United Kingdom? Listen to this podcast with Ed Flack and learn what fuels his passion and why his work is even more important now than ever. You will also learn about the college financing scheme in the UK. Enjoy!
Dr. Bruce Ross is an Assistant Professor at the University of Kentucky. He holds a Ph.D. in Human Development and Family Science with an Emphasis in Marriage and Family Therapy and a specialization in financial counseling and financial therapy practices. He is the President of the Financial Therapy Association and is an Accredited Financial Counselor. Enjoy as we discuss topics ranging from who should pay on the first date to how spouses should manage money together!
Listen to this podcast and be ready to be inspired by these teacher entrepreneurs: Susan Stinson of Southern Regional Middle School (NJ), Carin Zinter of Holyoke Community College (MA) and Carrie Hentz of Hudson High School (WI). What struck me from this conversation was their fanatical level of customer service which is such a key ingredient to the success of any business. Thanks to Susan, Carin and Carrie for sharing your stories. Enjoy!
NGPF’s My Classroom is a 10-15 minute weekly podcast series that will follow the lives of four awesome financial literacy leaders. Each one will share how they advocate for financial literacy and their teaching strategies through COVID. Like the last series, each one is from a different area of the country and a different type of school, but this time you'll hear from a student-teacher, a middle school teacher, a former financial literacy teacher turned administrator, and a state teacher of the year. This brief podcast is designed to inspire you, share ideas, and let you know that you are not alone during this unprecedented school year. Each week a new podcast will be posted for you to listen to on your drive to or from work, on a quick walk, or just when you need a little inspiration and encouragement.
This NGPF Podcast features an 11-year old student, Pranav, and his teacher, Carolyn Cooper. When you hear Pranav describe his investment philosophy, it becomes clear that he listened to his teacher. Carolyn shares her story coming to the U.S. as a middle-schooler, her career as a CPA and her passion for financial education. Enjoy!
NGPF’s My Classroom is a 10-15 minute weekly podcast series that will follow the lives of four awesome financial literacy leaders. Each one will share how they advocate for financial literacy and their teaching strategies through COVID. Like the last series, each one is from a different area of the country and a different type of school, but this time you'll hear from a student-teacher, a middle school teacher, a former financial literacy teacher turned administrator, and a state teacher of the year. This brief podcast is designed to inspire you, share ideas, and let you know that you are not alone during this unprecedented school year. Each week a new podcast will be posted for you to listen to on your drive to or from work, on a quick walk, or just when you need a little inspiration and encouragement.
As founder of a wealth management firm, Bob Swift noticed that many of his clients asked him to also educate their children about money. That led he and his wife to start a foundation and a program specifically designed to work with clients who lacked access to high quality advisory services. It's an inspiring story and one that demonstrates commitment, passion and impact. Enjoy!
NGPF’s My Classroom is a 10-15 minute weekly podcast series that will follow the lives of four awesome financial literacy leaders. Each one will share how they advocate for financial literacy and their teaching strategies through COVID. Like the last series, each one is from a different area of the country and a different type of school, but this time you'll hear from a student-teacher, a middle school teacher, a former financial literacy teacher turned administrator, and a state teacher of the year. This brief podcast is designed to inspire you, share ideas, and let you know that you are not alone during this unprecedented school year. Each week a new podcast will be posted for you to listen to on your drive to or from work, on a quick walk, or just when you need a little inspiration and encouragement.
Dina of Ritholtz Wealth Management and Scott of Meridian Wealth have a shared goal: for every teacher to have access to high quality vendors for their 403(b) and 457 retirement plans. At a recent NGPF Speaker Series event, they shared insights gained from working with scores of teachers and analyzing thousands of plan documents. Listen to this podcast and walk away with practical knowledge you need to analyze your own plan as well as tips on how to advocate for better plans. Enjoy!
NGPF’s My Classroom is a 10-15 minute weekly podcast series that will follow the lives of four awesome financial literacy leaders. Each one will share how they advocate for financial literacy and their teaching strategies through COVID. Like the last series, each one is from a different area of the country and a different type of school, but this time you'll hear from a student-teacher, a middle school teacher, a former financial literacy teacher turned administrator, and a state teacher of the year. This brief podcast is designed to inspire you, share ideas, and let you know that you are not alone during this unprecedented school year. Each week a new podcast will be posted for you to listen to on your drive to or from work, on a quick walk, or just when you need a little inspiration and encouragement.
This podcast was produced from an NGPF Speaker series event held in October of 2020 with guests Dan Otter of 403bwise.org and Mark Schug, President of Mark Schug Consulting Services and Professor Emeritus at the University of Wisconsin-Milwaukee.