Pro Stories Podcast: Recent Episodes
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Real world stories from professionals in various industries such as private investigators, general contractor/builders, insurance agencies, vehicle experts, attorneys, and more.
Tune in to today's episode where we'll explore a diverse range of topics that are shaping today's world:
Real Estate Changes: We'll discuss shifts in housing prices, highlighting observations from 2020 to 2023 and predicting future trends. Factors like remote work and low-interest rates contributing to housing price increases will be explored, along with the potential impact of rising interest rates.
Electric Vehicles (EVs): The rising prevalence of EVs and their influence on consumers' lives will be examined. We'll delve into factors driving EV adoption, government incentives, challenges with EV charging infrastructure, battery risks, and taxation changes.
Federal Reserve, AI, and Employment: We'll explore the Federal Reserve's stance on rate increases to combat inflation and IBM's investment in AI technology. The relationship between AI, job disruption, and its impact on employment will also be discussed.
Cyber Attacks and Security: Our focus will shift to cyber attacks and their implications. We'll touch on compromised cybersecurity leading to patient data sales on the dark web and stress the need for robust cybersecurity protection and insurance.
Education, Policy, and Impact: Changes in education policies and their potential consequences on future generations' knowledge and abilities will be analyzed. We'll discuss AI's role in potential job shifts.
Economic Planning and Side Gigs: The importance of financial planning, regardless of one's financial situation, will be emphasized. We'll explore side gigs as a way to supplement income.
Predictions, Opinions, and Real Estate: We'll conclude by acknowledging diverse opinions and predictions, before delving back into the real estate landscape. We'll explore housing price changes, challenges, and potential influences on prices.
Have questions for an expert? Get expert advice from real people at ActualHuman.com.
Take control of your service experiences and connect with real humans who genuinely understand you atActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
In this episode, we delve into the world of private investigations with a seasoned investigator, Dave Pellingrinelli, who shares insights, historical cases, and expert advice. Join us as we explore intriguing topics ranging from probate fraud and automotive scams to the role of vehicle telematics in uncovering hidden truths.
Discover how investigators navigate complex scenarios involving hidden assets, probate disputes, and deceptive automotive transactions. Learn about the intricate process of asset searches, where real estate, bank accounts, and intellectual property are meticulously examined to recover funds owed to clients.
Dave also sheds light on the innovative use of vehicle telematics, providing real-world examples of how this technology has been harnessed to verify claims and expose inconsistencies. Dive into the world of corporate fraud as we uncover the phenomenon of ghost vendors – a method used by unscrupulous insiders to embezzle company funds.
Join us for this captivating episode that offers a firsthand glimpse into the world of private investigations, highlighting cases that demonstrate the relentless pursuit of truth and justice. Whether you're fascinated by investigative techniques or intrigued by the complexities of asset recovery, this episode will leave you with a deeper understanding of the meticulous work carried out by private investigators.
Have questions for an expert? Get expert advice from real people at ActualHuman.com.
Take control of your service experiences and connect with real humans who genuinely understand you atActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
In this episode, we delve into a variety of interconnected topics that shape our financial landscape and impact our daily lives.
We kick things off by exploring the world of real estate – the cornerstone of everyone's expenses. Whether you're a renter or homeowner, we discuss the importance of aspiring to own your property outright and the role it plays in building long-term wealth.
Shifting gears, we dive into the current state of housing market affordability. Uncovering how home prices and interest rates intertwine, we examine why it's as challenging as it's been in nearly two decades, offering insights into the factors driving this trend.
Steering the conversation towards the ever-evolving realm of electric vehicles (EVs), we touch upon the fluctuating landscape of EV prices. From incentives to market dynamics, we dissect the factors that are reshaping the EV market and making them an intriguing choice for consumers.
Speaking of changes, the job market isn't untouched. We delve into how artificial intelligence is transforming employment dynamics and causing a shift in income levels. Discover why wages for new hires are on the decline and how AI's impact is reshaping our workforce.
But it's not all about finances and technology. Cybersecurity takes center stage as we explore the escalating frequency of cyberattacks on businesses and individuals. Learn about the importance of cyber insurance in mitigating these threats and how it's becoming a necessity to safeguard against the digital onslaught.
As we pivot to discuss the practical aspects of EV adoption, we delve into the concern of "charger anxiety." Explore the challenges of finding reliable charging infrastructure and how it's impacting the broader adoption of electric vehicles.
Drawing upon expert insights, we round off the episode with predictions for the future. From interest rates to home prices, we discuss how these financial trends might shape the landscape in the coming years.
In a world where everything is interconnected, join us as we unpack the intricate web of real estate, housing affordability, EVs, AI's impact on jobs, cybersecurity, and the path to financial prosperity. Tune in to [Podcast Name] to gain a comprehensive understanding of the forces shaping our world today.
Have questions for an expert? Get expert advice from real people at ActualHuman.com.
Take control of your service experiences and connect with real humans who genuinely understand you atActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
In this episode, we dive into the dynamic landscape of technological advancement, economic shifts, and unexpected opportunities. We start by exploring the seismic impact of artificial intelligence on the job market, spotlighting Grand Rapids, Michigan, where 80,000 jobs have been affected by AI's relentless march. We discuss the implications of AI surpassing human capabilities in diverse fields and ponder which professions might be next in line for transformation. Join us as we uncover the intriguing concept of chatbot hallucinations and their potential impact on industries and lives.
Transitioning to real estate, we analyze the unprecedented trend of building new homes over buying resale properties. With skyrocketing housing prices, we break down the cost comparison between these two options, revealing how building new has become surprisingly affordable. Stepping into the financial realm, we illustrate the tangible effects of slight fluctuations in mortgage rates on monthly payments, shedding light on a crucial aspect of homeownership. On a different front, we demystify the surge in new car prices over recent years, unveiling strategies to secure the best deal while navigating the shifting automotive landscape.
Cybersecurity takes center stage as we explore the alarming rise in wire transfer fraud within the home buying process. Our 'call-click-confirm' system is unveiled as a potent defense mechanism against scammers preying on unsuspecting homebuyers. Our attention then turns to the escalating threat of cyber attacks, especially the surge in global ransomware incidents, with the US as a prime target.
Shifting gears, we delve into the realm of corporate culture by dissecting the clash between different generations in the workplace. Can etiquette classes bridge the gap between Gen Z and boomers, or is this a broader societal challenge? We ponder the efficacy of this novel solution.
The intrigue continues with the captivating tale of a scammer's elaborate escape and years-long masquerade as a wealthy individual. We investigate the astonishing saga of a fake investment scam artist who lived a high-profile life while evading capture for four years.
Concluding on a proactive note, we spotlight the burgeoning job opportunities stemming from local governments' belt-tightening measures. As non-essential services are trimmed, enterprising individuals can step in to fill the void, reshaping industries like the investigative sector.
Join us as we navigate the complex currents of technological disruption, financial shifts, and unexpected openings that define our ever-evolving world.
Have questions for an expert? Get expert advice from real people at ActualHuman.com.
Take control of your service experiences and connect with real humans who genuinely understand you atActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
In this episode, we begin by delving into the future of Artificial Intelligence (AI), tracing its journey from mundane tasks to now overseeing HR departments. The rise of glitchy chatbot recruiters has transformed the job application process, raising questions about the role of AI in HR and its impact on job seekers. We ponder the choice between being hired by a chatbot or a human and extend this reflection to the realm of restaurant service—would you welcome robots as servers? What do you think about AI involved in HR recruiting?
Shifting gears, we address the pressing construction worker shortage, a staggering issue with 650,000 unfilled positions. The infusion of AI into construction projects sparks debate on its potential benefits and drawbacks. Then, we navigate the real estate landscape, where homeowners are gripping low APRs, affecting the market's dynamics. We dissect the intricate connection between APR and home transactions, exploring the market predictions of industry titan Zillow.
Later, we'll further investigate the realm of insurance, spotlighting double-digit premium hikes across the nation. We uncover how these changes, influenced by climate concerns, impact homeownership, and potential mortgage barriers. With insights into insurance company losses, we scrutinize the implications of this surge on the future of owning a home.
The conversation then pivots to cyber insurance, an increasingly vital aspect of business protection against cyber attacks. While most attacks are thwarted by security measures, vulnerabilities persist. We unravel how cyber insurance assists in the prevention and recovery from such events, safeguarding businesses from digital threats.
The electric vehicle revolution takes center stage as we explore its trajectory amid a potential electricity shortage. With GM's ambitious EV production plans and broader affordability, we analyze the impending price trends and what this "popcorn moment" entails for the EV transition.
Concluding the episode, we address a concerning rise in family law and probate fraud cases. We equip listeners with tools to spot fraudulent activities, even involving newborns' social security numbers. Join us as we navigate these multifaceted subjects, offering insights into the interplay of technology, economics, and societal shifts.
Have questions for an expert? Get expert advice from real people at ActualHuman.com.Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
What are the prominent scams we’re encountering in 2023? As an investigative agency, we monitor the spectrum of fraudulent activities that clients bring to our attention. Over the years 2021 and 2022, we observed a substantial occurrence of schemes such as cryptocurrency or blockchain-related frauds and deceptive investment offers promising high returns. The perpetrators would present an enticing proposition—promising to double invested funds within a month. This bears similarity to a swindle likened to pig butchering. The landscape shifts somewhat in 2023, introducing a subtle change.
Episode Resources:
- Stay Informed: Top 4 Fraud Schemes to Watch for in 2023
- Get Help: Online Fraud Investigation
- ActualHuman.com
Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
How can you obtain a vehicle title in 2023? For more than two decades, various options have been available to secure titles, some of which have yielded positive results while others have not. Regrettably, numerous unscrupulous companies have emerged, offering dubious title-related services, potentially operating outside legal boundaries. While some individuals may have exploited shortcuts or gray areas, the prevalence of scams over the years has led to a shift towards exclusively legitimate avenues for obtaining titles. Despite these methods’ long-standing existence, they were underutilized, often perceived as loopholes or borderline practices.
Episode Resources:
- Secure Your Car Title: Top Recovery Methods in 2023
- The End of the Vermont Title Loophole: Alternative Options
- Get a Bonded Title
- Get a Court Ordered Title
- ActualHuman.com
Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
Today's episode features some highly requested topics. First, we'll talk about mediation and conflicts. Maybe you have some type of conflict or dispute going on with somebody. It might be major or minor. It could involve a friend, relative, coworker, or spouse – who knows? We will discuss disputes and conflicts and how to navigate them if you find yourself backed into a corner. Additionally, we'll share some news about how some high-profile people are handling this situation.
Next, we're going to talk about electric vehicles. There is a major crisis in that market that deserves attention.
Furthermore, something we don't frequently discuss here is commercial insurance and business insurance. There are major companies pulling insurance policies from various businesses, and this could significantly impact you as a consumer. If you own a business, it might affect you as well.
Lastly, we'll delve into the home construction industry. We'll explore the potential dangers lurking in the background for general contractors and builders that might have implications for the real estate market.
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
Fraudsters can be anyone, even family members that you'd never suspect. In our agency, we’ve seen significant growth in one particular area of fraud: family law fraud. In the last 12 to 18 months, this type of fraud has skyrocketed, causing significant financial losses for unsuspecting victims. This episode will shed light on the different forms of family law fraud, particularly divorce and probate fraud, and discuss how you can protect yourself and your loved ones from falling victim to these deceitful schemes with an asset search.
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
Have you used the Vermont loophole as an out-of-state resident? Maybe you’ve just received your registration in the mail or renewed your registration a few times already; regardless, renewing a Vermont registration as an out-of-state resident is no longer an option. We’ve anticipated this change for several years, and now it’s a reality.
In this episode, we’ll discuss the recent closure of the Vermont registration loophole, how it affects renewals, and other options to get a title for your vehicle.
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who genuinely understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
In this episode, we delve into the rapidly evolving world of Artificial Intelligence (AI) and Electric Vehicles (EVs), and how they are reshaping our lives in profound ways. Our discussion starts with the increasing prevalence of AI and its undeniable impact on the job market. The visionary mind behind the famous chatbot, GPT, candidly predicts that job losses are inevitable, challenging the notion that technology will only benefit workers. Join us as we explore the implications and invite you to share your thoughts on this crucial issue.
But the AI wave doesn't stop there. We journey to India, where AI news anchors have become a reality, signaling a transformative shift in the media landscape. Companies are even hiring high-level executives to manage AI, emphasizing its indispensable role in our future.
Shifting gears, we shine a spotlight on the electric vehicle industry, where major automakers are investing a staggering billion dollars in EV chargers. Does this foreshadow an EV-dominated world? We'll examine the potential risks, such as lithium-ion battery fires, which cast a shadow on this otherwise promising technology.
Our exploration of the future extends to retirement planning, where we shed light on the importance of considering tax implications. Delving into the debate between traditional and Roth accounts, we highlight how tax rates may rise over time, impacting your hard-earned savings.
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
Are you planning to buy a car? If so, this episode is for you. We have some urgent warnings for potential buyers of vehicles surrounding the new contract language that some dealerships are introducing. Some dealers are changing their clauses for trade-ins to avoid taking over the loan, leaving you with potentially two car payments. We'll discuss what these new contracts are saying, how they're problematic, and what you can do to avoid problems with your trade-in.
Next up, we're looking into the used car market and EVs. Wholesale prices for used cars are dropping and auctions are becoming more competitive. While this is happening, some big-time manufacturers are saying they're not even going to sell gas vehicles anymore, only electric vehicles. What does this mean for the future of car buying in the short and long term?
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
Today's episode features subjects that people love to hear about: real estate and artificial intelligence. However, there's some troubling information, especially regarding artificial intelligence. Many promises have been made that AI is going to be beneficial and good for you. But what about the job market? Are you in a job that's vulnerable to artificial intelligence? Many people think that their jobs are not at risk, and they believe they can't be replaced. This may be true, but even in jobs that are technically safe from artificial intelligence, the job itself might become worse. Despite the expectations that AI would make things easier, as of the beginning of 2023, it may actually be negatively affecting jobs.
Moving on to real estate, everybody loves to talk about it. Many people want to have a crystal ball to predict future prices and rates. Some are taking the risky step of buying a house now at a high-interest rate, hoping that rates will come down eventually. But until they do, they have to pay the mortgage payment based on the high rate they acquired. Hoping for rates to come down is not a guess, opinion, wishful thinking, or an assumption based on the saying "What goes up must come down." Unlike gravity, interest rates are not governed by the rules of physics; they belong to the realm of finance, which is entirely different. So, what are the facts?
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
In this episode, we explore the potential backlash against the EV revolution and examine the conflicting attitudes of Americans towards embracing this transformative shift.
Join us as we recommend an invaluable resource, Automotive News, to stay ahead of the game in the automotive industry. Discover the inside information you need to make informed decisions about the ever-evolving world of cars, whether online or in print.
Delve into the intriguing question of who should have the power to decide which cars we buy—individuals or the government, possibly with support from automotive manufacturers. Uncover the interesting perspective that positions Tesla as the standard for EVs, with many car companies planning to make their vehicles compatible with Tesla's charging network.
Moving on to the real estate market, our experts shed light on the housing market's rebound and the challenges homebuyers face due to a shortage of homes for sale.
Are you on track to retire with a million dollars? We dissect the average American's savings breakdown and stress the importance of planning for retirement expenses.
But that's not all. As AI continues to advance, it impacts various industries, including journalism. Find out about the potential job losses for journalists as Google tests an AI tool to write news articles. We also delve into the reliability concerns surrounding AI's fluctuations and drift.
Don't miss this episode, where we explore the latest insights on Automotive News, EVs, the real estate market, and the accuracy of ChatGPT. Tune in to gain valuable knowledge and stay ahead in this rapidly changing landscape.
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
In this episode, we tackle one of the most frequently asked questions related to vehicle liens. We'll explore the process of removing a lien from a vehicle title record, whether it's an old paid-off car loan, a charged-off loan, or even a loan that shouldn't be associated with the car in the first place.
But that's not all! We'll also discuss mechanic's liens and fraud. Can a mechanic's lien be used to acquire a title? There are critical misconceptions surrounding this topic that you need to be aware of. Ignorance could, at the very least, hinder your chances of obtaining a title and, at worst, lead to legal complications.
Join us as we shed light on these critical subjects and bust some myths along the way. Our goal is to provide you with accurate information, ensuring you don't fall into the trap of misinformation found in some urban legends or online forums. We want to empower you with knowledge so that you can confidently navigate the complex world of vehicle liens without any legal headaches.
Tune in to this episode, and make sure you stay on the right track when dealing with vehicle liens. Your car's title is too valuable to risk, so let us guide you through the process so that you can hit the road with peace of mind.
Episode Resources:
Have Title Questions? Talk to a Title Expert from CarTitles.com!Book a consultation with a Car Title Expert from CarTitles.com to get personalized guidance on your title recovery journey.
Don’t let uncertainty hold you back. If it’s your car, you deserve a title.
Book Title Consultation Here
Today, we will be diving into a variety of intriguing topics. Firstly, we'll explore the potential risks that AI poses to your finances and secure lifestyle. There are even indications that certain aspects of AI are facing bans, and we'll delve deeper into this matter.
Moving on, we'll shed light on any price crises surrounding electric vehicles. Are there any crashes in terms of the crisis itself or the prices of EVs? Additionally, we'll examine what this means for the future of these vehicles.
Next, we have an intriguing subject to discuss—the end of a long-standing loophole in vehicle titling. While it may seem like a niche topic, it's an engaging loophole that had been in existence for nearly two decades. However, it has recently been closed by a notorious state in the country.
Furthermore, we'll take a closer look at two contrasting examples related to business goals. On one hand, we'll explore a remarkable $50 billion business, while on the other hand, we'll uncover how to create a successful business even without prior knowledge of the industry.
Last but not least, we'll address one of our most popular topics—housing and real estate. In this episode, we'll specifically focus on the issue of affordability, providing valuable insights and perspectives.
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
We've got a lot to talk about today! Of course, we're going to talk about the housing market, but not just any old news on the housing market. There are indications that we're not at the peak of the housing market. There are a lot of predictions and even data that show that not only home prices will go up, but interest rates will go up. Usually, when interest rates go up, home prices go down. But there are some data and reports coming out that show that both of them might go up in the near future. We'll talk about why and how it's related to the larger employment market and the overall economy.
Of course, we're also going to talk about the automotive industry. And there's some data coming out today from one of the largest automotive processors, Manheim. There's a crash in used car prices that may affect your trade-in value. It may also affect if you're looking to buy a used car, what's available. But at the same time, some new cars are also going up. But there's one area of new cars where the prices are going down because there are too many of them. And that could be related to some government regulations.
We'll also talk about some scams with auto sales, where there are some fake ghost dealers selling vehicles that they're not supposed to be selling. And lastly, of course, we'll talk about the cyber market and more commercial risk and liability markets.
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance, and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
The electric vehicle market is abuzz with activity these days. It’s hard to miss the news about electric vehicles dominating new car dealership inventories. But what about the used EVs? Interestingly, the used EV market experienced a prolonged period of inactivity. However, just recently, we witnessed a sudden surge in the interest surrounding used EVs. In this episode, we'll discuss the used EV market and why it's essential to check the battery before buying.
Episode Resources:
- UsedEVs.com
Expert Automotive Advice At Your Fingertips.
Get expert advice for buying or selling your car with TelAdvice.com. Our team of automotive experts can provide you with tailored advice to navigate the process with confidence. Schedule your consultation today and take the first step towards a stress-free buying or selling experience.
> Book an Automotive Consultation <
In both the insurance and investigative industries, we see many attempts at hacking or cyber liability toward companies, sometimes even government agencies. What we’re witnessing more and more is that hackers or ransomware attackers set the ransom or loss amount based on their perception of the victim’s cyber insurance. It’s like the old adage of a robber asking how much you have before deciding how much to take; they want it all. In this episode, we'll discuss how hackers are targeting insurance policies.
Episode Resources:
- RiskCoverage.com
Protecting your business from cyber threats is crucial, and having a solid cyber liability insurance policy in place is a vital part of that protection. If you have any questions about insurance, our experienced professionals can help you assess your business's unique risks and provide tailored recommendations for the right coverage to keep your business safe and secure. Don't wait until it's too late; take the first step towards a safer future for your business today.
> Book Insurance Consultation <
Real Estate, Electric Vehicles, Asset Recovery, and More! Join us for today's discussion on popular subjects. In this episode, our investigative division delves into asset searching and recovery, exploring their relevance in cases involving judgments, probate, or divorce. We also shed light on the advantages of mediation, both in court disputes and pre-court scenarios.
Stay tuned as we bring you the latest updates in the electric vehicle industry, with a focus on recent developments in California. Discover exciting opportunities and incentives, including free money, for electric vehicle enthusiasts.
Today, our attention shifts towards real estate, where we uncover hidden gems. We'll explore residential single-family homes that may still be available for under $200,000, providing valuable insights for prospective buyers. Additionally, we address the phenomenon of zombie mortgages from the pre-housing bubble crash era and their potential impact on homeowners. We'll equip you with effective strategies for navigating inspections when purchasing a house.
In the latter part of the video, we tackle essential business management strategies. If you're a business owner constantly bombarded by sales pitches, this segment is for you. Learn how to deal with salespeople, make informed decisions, and empower them to negotiate the best deals on your behalf.
Join us for this informative session and enhance your knowledge on various subjects. Don't forget to like, share, and subscribe to our channel for more valuable content!
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
How does a bonded title work? If you’re looking to get a new title for your vehicle or replace one that was not last titled in your name, a bonded title can be a powerful way to do it. In fact, it’s a method often preferred by many state DMV agencies. In this episode, we’ll discuss how bonded titles work, common misconceptions, and alternative methods to secure your vehicle’s title when lacking significant ownership documents.
Episode Resources:
- ActualHuman.com
- No Title? No Problem: How to Get a New Bonded Title
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
Have you ever wondered what happens if you stop making payments on your car? Can you still obtain a title? In this episode, we'll explain the process of getting a lien release for your vehicle after defaulting on your loan and what it means when your lender charges off your vehicle from their books.
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
Will the Vermont title loophole work in 2023? If you’ve been a loyal follower of our YouTube channel, you’re probably aware of the ongoing developments surrounding the Vermont loophole. This popular and somewhat controversial car title loophole has captured the attention of people across the country for decades. However, it’s crucial to stay informed about the significant changes that have recently taken place.
In this episode, we will dive into the updated requirements established by the new Vermont Out-of-State Registration Certification process and explore alternative methods that may better suit your vehicle title needs.
Episode Resources:
- YouTube channel
- Vermont Out-of-State Registration Certification
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
Today we're sharing some of our favorite private investigator stories from the past decades of our experience as an agency. Some of these stories will involve creative methods to hide assets from an ex-spouse, third parties getting sued for supporting fraud schemes, and just plain strange stories about human activity.
All of the stories today were either shared with permission from our clients, or the names and locations have been changed to protect the identities of the parties involved. Join us as we discuss our most interesting prior investigations, what happened, and how they got caught.
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
In this episode, we have a lineup of diverse topics that you won't want to miss.
How to stay safe from cyber attacks.First up, we delve into the often-overlooked subject of cyber attacks and cyber protection. We explore how these events can impact both consumers and businesses, emphasizing the importance of safeguarding yourself against such threats. Prepare to be informed about the alarming increase in cyber attacks and discover practical measures to protect yourself, including the significance of cyber insurance.
How to finance projects with surety bonds.Next, we shift our focus to the fascinating world of surety bonds. Whether you're a business owner or an individual, we discuss alternative financing options when traditional avenues like commercial loans are inaccessible. Learn how surety bonds can serve as a viable means to fund and guarantee projects without relying on debt financing, providing a potential advantage to businesses and contractors alike.
Single-family homes under $200K (that aren't a trainwreck).After that, we take a closer look at the real estate market, specifically exploring the availability of reasonably priced homes. While the market may seem overwhelming, we highlight a shining example—homes under $200,000! Join us as we uncover areas across the country, particularly near coastal towns, where numerous affordable housing options exist.
Tips for negotiating with a car dealer (get ahead of their schemes).In the automotive realm, we tackle a specific aspect of vehicle negotiation that dealerships often use to their advantage. Discover the one thing they consistently do to stack the deck against consumers and gain the upper hand. Tune in to uncover valuable insights on how you can avoid falling victim to this tactic, ensuring a fair and advantageous car-buying experience.
What happens if your auto lender goes out of business before you get your car title?Last but not least, we address a critical concern for those who have purchased a vehicle with financing. What happens if the finance company or dealership goes out of business? We provide essential guidance on how to navigate the process of obtaining your title and securing a lien release in such unfortunate situations.
Don't miss out on this jam-packed episode, covering cybersecurity, surety bonds, affordable housing, vehicle negotiation, and protecting your investment in uncertain times.
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
Tune in to this episode to gain insights into the captivating world of electric vehicles, unravel the complexities of fraud, and immerse yourself in astonishing investigative accounts that challenge conventional expectations.
Electric VehiclesWe kick things off by exploring the latest developments in the world of electric vehicles, including future advancements that could allow you to embark on an extraordinary cross-country journey on a single charge. Additionally, we'll provide updates on the dynamic landscape of the used EV market, shedding light on significant changes and exciting opportunities.
Vehicle Title Fraud in DetroitNext, we uncover a shocking case of vehicle title fraud emerging from the heart of Detroit. If you're intrigued by the inner workings of the vehicle title industry or fascinated by the subject of fraud, you won't want to miss our in-depth discussion on the disturbing trend of stolen cars being sold under counterfeit titles.
Fraudulent PPP Assistance CompaniesContinuing with the theme of deception, our investigative division uncovers an intricate web of deceit where pop-up companies exploit corporations, defrauding them of crucial funds meant for PPP assistance and employment purposes. We'll reveal the methods employed and shed light on the consequences faced by those involved in these illicit activities.
MediationPrepare to be enthralled as we showcase a compelling court case where mediation proved to be the key to resolving a multimillion-dollar impasse. Against all odds, we witnessed a remarkable breakthrough, even when both parties adamantly refused to budge. This remarkable story highlights the power of effective mediation and its potential to transform seemingly impossible situations.
Private Investigator StoriesLastly, our team of skilled private investigators shares an intriguing tale from a high-stakes divorce case. Through their diligent surveillance, they unravel a perplexing situation involving a father who was expected to spend time with his daughter but instead found himself in a most unexpected place. Discover the twists and turns of this captivating investigation that will leave you on the edge of your seat.
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
Today, we will explore the intriguing world of property title forensics, a specific branch of open-source intelligence (OSINT). Property title forensics involves delving beyond the surface-level information in real estate records, such as property deeds and ownership records.
As investigators and researchers, we often focus solely on ownership details and overlook the hidden metadata contained within property records. Some even limit their search to the tax assessor’s information, neglecting the valuable insights offered by the deed recorder. By doing so, they miss out on a wealth of information. Property title forensics uncovers invisible patterns of activity and unveils unimaginable details. In this episode, we'll explore a few examples to demonstrate the depth of information that can be derived from this method.
Are you in need of expert advice from a licensed private investigator on asset searches, online scams, or fraud, or just looking for general advice on what options are available for your case? Schedule an investigation consultation with one of our licensed private investigators to discuss all of your questions. Don't wait; take action now and get the guidance you need from the experts. Visit TelAdvice.com to book your consultation today.
> Book Investigation Consultation <
In this episode, we dive into the world of vehicle title recovery, exploring various methods and shedding light on why some commonly used methods may not be the best. Join us as we unravel the complexities and present the two most reliable ways in any state to obtain a title for a vehicle when the original one is unavailable.
From debunking common misconceptions to unveiling the pitfalls of certain title recovery methods, we'll provide you with valuable insights and guidance. Discover the two tried-and-true approaches that should be your go-to when you find yourself without the original title.
Don't miss out on this enlightening episode as we equip you with the knowledge and strategies you need to navigate the road to obtaining a vehicle title. Whether you're seeking a solution to your title problems or simply want to stay informed as an auto enthusiast, this episode is a must-listen.
Episode Resources:
- How to Get a Bonded Title
- How to Get a Court-Ordered Title
Expert Automotive Advice At Your Fingertips.
Get expert advice for buying or selling your car with TelAdvice.com. Our team of automotive experts can provide you with tailored advice to navigate the process with confidence. Schedule your consultation today and take the first step towards a stress-free buying or selling experience.
> Book an Automotive Consultation <
In this episode, our experts share valuable insights on personal finance and offer tips for finding a reliable contractor for your building project. We tackle the challenges of retirement planning, uncover strategies for securing rental properties in a competitive market, and discuss effective ways to collaborate with contractors. Tune in for expert advice on:
Segment 1: Redefining Retirement: Beyond Traditional MethodsDiscover why traditional retirement approaches may fall short and why saving alone is not enough. Learn how to let the numbers guide your retirement planning and explore effective strategies for saving.
Segment 2: Unlocking Hidden Rental OpportunitiesGet insider tips on finding affordable rental properties in a tight market. Learn how to uncover hidden gems that aren't widely advertised and position yourself ahead of the competition.
Segment 3: Building Project Success: Nailing the Contractor ConnectionOvercome the challenges of finding a dependable contractor and learn how to effectively communicate and collaborate during your building project. Discover strategies for successful project management and achieving optimal results.
Join us as our experts provide practical advice and empower you to make informed decisions in personal finance and building projects.
For your professional consultation, visit ActualHuman.com.
Join us today as we tackle pressing issues across multiple industries. In the first part of the episode, we delve into the real estate market, uncovering a fatal flaw that hinders homeowners from selling their properties, even if they desire to move. In this segment, we'll shed light on the underlying reasons and provide insights into the current state of the real estate industry and its potential impact in the next four to five years.
In the second segment, we shift gears to discuss fraud prevention. We are members of the Association of Certified Fraud Examiners (ACFE), which exists to help people avoid and recover from fraud. We'll talk about various frauds and online scams, including investment schemes, gift card scams, IRS scams, fake kidnapping scams, and more. Learn how to protect your loved ones from falling victim to these scams and discover avenues for recovering from fraudulent activities.
Additionally, we address the issue of abandoned repair items and the potential for unscrupulous repair shops to exploit labor and storage lien laws. Our expert provides essential guidance on understanding consumer rights and avoiding situations where your assets may be at risk.
Lastly, we delve into the complexities of electric vehicle adoption. While price is a key factor, we explore the less-discussed issue of charging station availability and its impact on EV purchasing decisions. Gain insights into the challenges and misconceptions surrounding charging capacity, as well as the incentives and rebates available to potential buyers.
Don't miss this informative episode as we shed light on real estate challenges, fraud prevention, asset protection, and the evolving landscape of electric vehicles.
Episode Resources:
- ActualHuman.com
Take control of your service experiences and connect with real humans who truly understand you at ActualHuman.com. No more frustrating interactions with chatbots or impersonal automated systems. Our platform brings you licensed and certified professionals who are ready to listen, provide personalized guidance and support you in your unique needs. Say goodbye to generic responses and hello to expert assistance from real people. Get started with a consultation or custom video response today.
You might think that buying a used electric vehicle is the same as buying any other used car, but there are a few important differences. Look, buying a gasoline vehicle with a combustion engine has been the same for a hundred years, right? From the early 1900s to the early 2000s, right? Being a used car purchaser in 1923 was not much different than in 2023. You have to check out the vehicle, make sure it is in good shape, negotiate a price, haggle, and buy the car. You’re done. However, electric vehicles are a little different.
In this episode, we'll discuss why the process of buying an EV requires different considerations than buying a traditional gas-powered vehicle.
Episode Resources:
- From Gas to Electric: Exploring the Unique Experience of Buying an EV
Expert Automotive Advice At Your Fingertips.
Get expert advice for buying or selling your car with TelAdvice.com. Our team of automotive experts can provide you with tailored advice to navigate the process with confidence. Schedule your consultation today and take the first step towards a stress-free buying or selling experience.
> Book an Automotive Consultation <
Do you think you’re having a bad day? How about this: a county in Southern Oregon got hit by a ransomware attack and is basically out of business as a county. Cyber attacks, cyber security, and cyber insurance were all things that were unknown even four or five years ago, and now they’re creating a huge need for information for consumers. Now, Curry County, Oregon is basically starting from scratch because all their computers are wiped out.
In this episode, we'll discuss the ransomware event that targeted Curry County, how it has devastated the county's records, and how to protect yourself from ransomware events.
Episode Resources:
- Cyber Attack Takes Down Anyone, Even Small County Records
Protecting your business from cyber threats is crucial, and having a solid cyber liability insurance policy in place is a vital part of that protection. If you have any questions about insurance, our experienced professionals can help you assess your business's unique risks and provide tailored recommendations for the right coverage to keep your business safe and secure. Don't wait until it's too late; take the first step towards a safer future for your business today.
> Book Insurance Consultation <
Let’s set the scene: You hire a private investigator to do some research on a competitor, maybe another company, and possibly another party. Then they come up with information; all good, right? Well, maybe not.
In this episode, we'll discuss a case where a large corporation, Impossible Foods, hired a private investigator to look into the activities of a competitor to ensure that their actions are legal. However, they were accused of misusing the private investigator in a patent fight with the competitor. Is Impossible Foods liable for the unlawful acts of the private investigator that they hired?
Episode Resources:
- How Illegal Usage of Private Investigator Information Can Undermine a Strong Legal Case
Are you in need of expert advice from a licensed private investigator on asset searches, online scams, or fraud, or just looking for general advice on what options are available for your case? Schedule an investigation consultation with one of our licensed private investigators to discuss all of your questions. Don't wait; take action now and get the guidance you need from the experts. Visit TelAdvice.com to book your consultation today.
> Book Investigation Consultation <
As a business owner or manager, thoughts of liability claims and risk reduction can keep you up at night. Understandably so, but there are a lot of defenses that you may actually have against liability claims. In this episode, we'll talk about different types of liability and how to handle liability claims.
We Should Oppose The Rise Of The $80,000 Compliance Car (Article)
Will EVs Always Cost More Than Gas Cars? (Article + Video)
So there’ve been various delays in vehicle title issuing, and here’s a really good example of how and why it might take longer than usual to get a vehicle title. From South Dakota, there’s a news article where vehicle owners may find themselves waiting a long time for printed titles. Why is that? Well, the South Dakota Department Of Revenue, which handles motor vehicles, will no longer be printing paper titles due to paper supply issues.
A common question we get is, is it possible to determine if there is a lien on a property or a piece of real estate? And the answer is yes. In this episode, we'll discuss the most accurate way that you can determine if a property has a lien against it.
Today we'll discuss two major factors in the construction industry: materials and labor. In this episode, we'll break down the costs of general building projects.
What safety concerns should you have when using a public EV charging station? Unlike gasoline vehicles where you're at the pump for maybe 10 minutes, an electric vehicle may take 1-2+ hours to fully charge. If you have an EV or you're considering an EV, make sure you are always scanning your surroundings on the lookout for bad actors looking to take advantage of your situation.
What is corporate culture? Every company wants to have it, but is actually beneficial for employees, or just another way for management to control them?
Interest rates on mortgages are increasing quickly, and new homeowners are feeling the effects. What happens when interest rates go all the way up to 10%? Well, we've actually seen it before.
The next vehicle you buy could be the last GAS-powered vehicle you ever own; on the other hand, the next vehicle you buy could be the last ELECTRIC vehicle you ever own. What do we mean by that? Well, as you know there's a lot of pressure coming from government agencies and auto manufacturers to switch from gasoline to electric vehicles. However, with the laws to transition in place, manufacturers are now finding that they may not be able to produce as many EVs as needed because of shortages of raw materials. What does this mean for the future of private transportation?
With the prices of homes being driven up by investors, one of the potential solutions is to have "rent-to-own" homes. Essentially, you're a half-renter and half-owner, but which are you more of? In this episode, we'll discuss alternatives to traditional homeownership and if they're worth it or if you as the buyer/lessee end up getting the worse half of the deal.
For those of you with 401k plans, you'll notice that the federal government is now allowing additional contributions to a 401k mostly based on the fact that inflation is affecting dollar amounts and budgets. In this episode, we'll describe these changes put in place by the federal government and how it may impact your 401k plan.
So what is going to be the game plan for electric vehicle adoption for non-homeowners? If you are a renter somebody lives in an apartment or even a condominium, how are you going to own an electric vehicle and have reliable charging?
The commercial construction industry is always looking for new materials and new building techniques. Mass timber is a process where you take basically laminated lumber and use it for structural components, not just sheathing or trimming. What does this imply for the future of commercial construction?
Did you ever wonder why it’s so hard to get a title for an abandoned vehicle or to even file for an abandoned vehicle? In almost all 50 states, filing for an abandoned vehicle means you are giving away the vehicle. You don’t get to keep it. Abandoned vehicles are not “finder’s keepers”. So, why does the DMV make it so hard to file for an abandoned vehicle?
Cyber liability insurance is a very interesting type of risk coverage. It’s a little bit different than other lines of insurance. In this episode, we’ll take a look at the current cyber insurance market, how it changes week to week, and the history of cyber insurance.
The most important part of any background check is ensuring that you are looking at the records for the correct individual or subject. Where do you look to find information to do your own background check on a person?
When it comes to cyber security things like ransomware or hacking might not be the most common or dangerous threat anymore. The new most common type of hack is what’s called data exfiltration. This is something that your company should be very worried about because it’s worse than a ransomware attack.
So if you’re a company owner or manager and you want to prevent fraud, one of the most common areas you’ll find evidence of fraud is in fake payable invoices being paid from your company. In this episode, we'll discuss how to detect fake payable invoices and how this type of corporate scam is perpetuated.
Many states are putting forward a very ambitious EV adoption timeline and there’s some domino effect that could come from that. As a consumer or business or even insurance company, how do you account for these processes?
Did you know cyber attacks are NOT covered under standard homeowner or business insurance policies? In this episode, we'll discuss some real-world examples of what's going on with cyber liability insurance claims and how much they've spiked over the course of just one year.
What's the news with lumber prices? Lumber prices have gone so low that some mills are starting to cut back production because it’s not really worth the investment to cut the raw materials into lumber based on the current pricing.
Why are there so many problems with titles for vehicle lease buyouts? Our help desk sees this problem frequently where somebody gets to the end of their lease and decides to pursue a buyout, but then months or years later they end up with a vehicle they can’t drive because they don’t have a legal title. You paid big money for your buyout, why does this happen?
By now we all know that replacing the battery in an electric vehicle is expensive, but how much does it actually cost? In this episode, we'll break down the cost of replacing an EV battery using real-world examples.
A new development in automotive registration in California has paved the way for digital license plates for all vehicles. What does a digital license plate mean? While a digital license plate may seem convenient, they also plan to show different notifications about the car and even about the driver. What do you think about this? Would you put digital license plates on your car?
Every cell phone has the possibility of being tracked down by a cell tower. Every move you make, every call you receive and make, and every message you send and receive can be traced where your cellphone is located by a cellular tracker. This tracking process is done in seconds.
You may remember back about a year or so ago we did an exposé on a potential fraud from a company called NRIA National Real Estate Investment Advisors. And this was a case where we had some clients or victims that came forward and were curious about how this company was advertising and potential fraud. We did some investigation and we found some troubling facts about the company.
As transportation technology evolves from gas-guzzling vehicles to all electric motors, maintenance on these vehicles will also evolve. As we get further into electric vehicles, the mechanical components are less likely to be the problem. Will the future of car repairs be able to be fixed with a system upgrade or software download? What does the future look like for auto mechanics in a world of electric vehicles?
So are we headed for another big builder industry meltdown because of the crash of the real estate market? In this episode, we'll discuss why this may not be the case and how builders are preparing for its potential.
During the pandemic, the need for telemedicine was at an all-time high and the technology was quickly adopted. A lot of it had to do with the pandemic and lockdowns and providing these services without direct human interaction. In this episode, we'll discuss the outlook of telehealth companies using Cerebral and Amazon as examples, what does the future hold for this industry?
So if you’ve been looking at cars to buy new or used for the last year or two, you've probably found that there are inventory shortages and the prices are high. There is more availability of vehicles but there’s not going to be any price reduction to especially on new cars. Why is that? Doesn’t supply and demand kick in and make prices go down? Well, let’s take a look at four reasons why new car prices are not going to come down.
How much would it cost your business if you were hit with a cyber attack? In this episode, we'll discuss how much money is actually lost during cyber events and how you can begin to prepare your business for a day that hopefully never comes.
Billionaires are buying up all of the available real estates for single-family homes, driving up the cost of surrounding homes and renting astronomically. What gives? Why is this happening?
ProStories is here to break down what's going on with this trend, and what it means for you.
What happens if the buyer of your car doesn't transfer the title? This comes up a lot when you sell a car on Craigslist or eBay or some other private sale and you give the title to the buyer. The buyer by law is supposed to apply for a new title in their name within a certain period of time, but what if they don’t do it? What if they don’t follow through on what they’re required to do? How does that affect you? Do you have liability? Can you get in trouble? Because technically, as far as the DMV and the police are concerned, it’s on you, right?
Recently, the World Economic Forum (WEF) commented that the materials needed for the electric vehicle transition are simply not enough to meet the world's demand. So, if owning a gasoline-powered vehicle will be illegal in the next 10-15 years, what is the solution to the shortage of raw material? In this episode, we'll discuss the WEF's solution to this problem and how it will change the way we use vehicles.
So if you erase all of the data on your smartphone, what really happens to the deleted files? In this episode, we'll discuss the process of recovering deleted data such as images and text messages from iPhones, Androids, and Blackberries.
So you’ve been watching home prices. You’ve been stalking Zillow. You’ve been watching for sale signs. You’re trying to buy a house and you’ve been waiting for prices to ease and get some relief from the skyrocketing prices of homes. And now you’re thinking now’s the time. In this episode, we'll discuss the current mortgage and interest rates across single-family homes and speculate if now its the right time to buy.
You know vehicle inspections and VIN verifications and DMV procedures may seem bureaucratic but here’s one of the reasons why it’s necessary. In Miami, there was a group of people who were stealing vehicles and using some DMV paperwork loopholes to try to get away with auto theft. They arrested many people for stealing a million dollars worth of cars in Miami. How were they doing it?
If you own an electric vehicle or you’re going to buy one here’s some important information you need to know about the warranty exclusions and exceptions for batteries. Depending on your warranty, there are specific exclusions that state if you do these things, you'll void the warranty on the battery. Given that the battery is the most important part of an EV, not to mention replacements cost upward of $20K, this is crucial to know as an EV owner.
If you leased a vehicle in the last three years you may have found that that turned out to be a very smart money move. In this episode, we'll discuss how dealerships and lenders price leased vehicles and how you can potentially profit from a lease-end buyout.
Uncovering hidden assets is a very common investigative type of case. It’s done for many reasons. Sometimes it’s a business deal gone bad, sometimes it’s a judgment against the person, but more frequently we’re seeing in family law cases and divorce cases where one party is attempting to conceal or diminish assets so that they’re not recoverable by the other party.
Young house hunters describe ‘demoralizing’ process of trying to find an affordable home. One listing had 30 offers — and sold for $85,000 above asking.
How To Search For Hidden Bank Accounts (Article) By Active Intel
Active Intel Asset Search Investigations
So are there still incentives for electric vehicles? Do you still get a rebate tax credit? How does it work? Because the inflation reduction act of 2022 has changed the incentives and the available rebates on electric vehicles, many EVs have now been made ineligible for rebates.
The next time you’re driving down the street and you see a police car a tow truck, or even an Uber vehicle, look to see if you notice little devices attached to the vehicle. These look like they’re signal lights but they’re not, these are actually cameras. They are called ALPRs automated license plate readers, or automated license plate recognition. But what do they do?
For certain occupational licenses and professions, you are required to obtain a surety bond. In this episode, we'll discuss why certain professions require surety bonds, how much they cost, and how to apply for a professional surety bond.
If you fix up a car and the owner either doesn't want it or won't pay the repair bill, can you get the title transferred to your name? In this episode, we'll discuss how to take ownership of a vehicle by filing a court-ordered title or mechanic's lien, as well as what mistakes to avoid during these processes.
Are you seeing the lumber prices crash? Lumber prices have fallen down to their lowest level in more than two years. What does this mean for contractors? What does this mean for home prices?
As technology evolves, so do the skills of online scammers looking to make a quick buck. If you were to realize you were being scammed, would you know the next steps to take to recover funds and catch the scammer? In this episode, we'll discuss the top things to do IMMEDIATELY after realizing you have been scammed by someone online. The quicker you act, the more likely you may be to identify the scammer before they go ghost.
As electric vehicles become more popular, a lot of people are going to think well should I buy a used electric vehicle to maybe save some money? Well, there’s more to it than just buying a used vehicle when it comes to electric vehicles or EVs. Used EVs have one particular risk associated with them that you really have to check into and that’s the battery.
With permission from all parties, in this episode, we'll discuss the outcome of a recent mediation session involving a $3,000 car repair bill for a recently purchased used car and a dealership whose hands were tied.
In this episode, we'll talk about what to look out for when buying a used car after Hurricane Ian. After natural disasters like hurricanes or floods, it's common to see an uptick in used vehicles for sale. If they're from the area that was hit by the natural disaster, they are usually salvage-brand cars. Unfortunately, these vehicles are often sold to unsuspecting buyers. In this episode, we'll discuss what to look out for when looking for a new car in the aftermath of hurricane Ian and how water damage can impact more of the vehicle than you think.
If you make a false claim, does that mean your entire policy is now void? In this episode, we'll discuss a case of insurance fraud where the insurer was able to walk away from the claim, not having to pay a dime, all because false claims were made.
The art of resolving a conflict can be considered a giant metaphor for a big game of tug-of-war. But in the end, have you really moved the rope that far? In this episode, we'll discuss how to changing your perspective on a conflict can lead to quickly seeing the resolution and how to get there.
What drives someone to embezzle money from a company? In this episode, we'll discuss ghost vendors and how they're the most common way for employees to embezzle funds from their company or place of employment.
So depending upon what business you’re in or what industry you have as a profession, you may not have heard about cyber insurance too much. I’m sure you’re familiar with the phrase. It’s insurance that covers losses that have to do with technological things like hacking, ransomware that kind of thing. But you probably don’t think of it as the primary type of insurance that a business would have. However, according to many industry experts, cyber insurance is going to be the leading type of insurance in the future.
We’ve talked before about the shortage of construction workers being a factor in that industry and the contracting industry but in the insurance industry, it’s also creating a lot of problems in some possible chronic delays in higher costs for insurance claims. This is something that hasn’t really been urgent or a crisis factor as of yet, but in the next year or two, it could be a big deal.
So what constitutes a fraudulent conveyance? Fraudulent conveyance is a legal term used by attorneys or in the court to identify payments or transfers or hidden assets that were sent away from somebody who’s trying to hide assets.
In this episode, we'll discuss examples of fraudulent conveyance from cases we've encountered in the past. Keep in mind, we're not attorneys nor are we giving legal advice.
Are you using the Vermont registration loophole to get a title for your vehicle? If so, you may be wondering about the VIN verification process. In this episode, we'll discuss the VIN verification process to determine if you need it for your application and who is authorized to perform this type of request.
Just when it started to look like EV charging was going to be a problem, NASA, of all institutions, may have a solution. In this episode, we'll discuss the NASA technology that may be used to power electric vehicles in less than 5 minutes.
How much does a surety bond for a vehicle title cost? Oftentimes, it's a lot less money than you may think. In this episode, we'll discuss the true cost of a surety bond, when you can and can't use a bonded title, and where to get a surety bond for a vehicle title.
One of the biggest hidden risks to the current housing market is that there are a lot of people that are living in homes that they own that they can’t move from, they’re locked in. This locked-in effect is going to have more to do with what happens with the real estate market in the next three-four years than any other factor, not mortgage rates not prices. Its people are locked into their homes. Why is that the case?
By now we’ve all seen this story where the state of California is banning the sale of new gasoline-powered cars in about 10-12 years in 2035. It seems like a long way away and it sort of is, but it’s a pretty significant change, right? This story is not about the ban, it’s about what happened a couple of days later.
What is the difference between tracing assets and searching for assets? In this episode, we'll explain the difference between the two and how they both play an important role in determining the value and verifying assets.
What is title-washing?
You may not have heard of it before, but it's a scam that is becoming more and more common in the vehicle titling industry. In this episode, we'll discuss a recent title-washing scam out of Pennsylvania that was busted for fraud and give tips to ensure you aren't accidentally partaking in title-washing.
Crypto scams just got worse. With victims running out of money, scammers are able to get their victims to take out actual loans to fund their schemes. How does this happen? How does a scam get to this point without being recognized? In this episode, we'll discuss how scammers manipulate victims into getting loans and a play-by-play of how these crypto loan scams happen.
How do you make sure that your insurance claim is approved by your insurer? Whether it's for homeowners insurance, auto insurance, or another type of insurance, we'll explain how to ensure all bases are covered so your insurer can pay your claim.
Why do cyber insurance policies differ so much from one policy to the next? In this episode, we'll explain why cyber insurance policies differ and why you should carefully scrutinize your policy before signing up.
In this episode, we'll explain the difference between a kit car, an assembled car, and a replica car, and how to get these non-conventional vehicles titled.
In this episode, we'll discuss the outlook of skilled trades in construction and how the limited amount of qualified workers may impact the price and availability of new constructions.
Over the past few years, there has been a steady decline in skilled labor in the construction industry. It's hard to find qualified workers in a wide variety of trades for the construction of new homes and commercial buildings. We'll talk about why this is happening and what it means for you as a home buyer or business owner.
Did you buy a car from Facebook Marketplace? It's a great place to find a used car for cheap, but buying a car from Facebook Marketplace also may come with some unanticipated title challenges. In this episode, we'll discuss common title problems from private online sales and how to get a title for a vehicle that doesn't have one.
Have a car with no title? When applying for a car title, it's nearly impossible to get one in your name without the proper paperwork. In this episode, we'll explain the court-ordered title process and how it's the one foolproof way to get a title for a car without the old title.
Today we're talking about the financial damage caused by cybercrimes.
Cybercrime causes financial damage comparable to hurricanes and other natural disasters—and it's growing every day. In this episode, we'll discuss how much cybercrime costs businesses every week.
In this episode, we'll discuss how you can utilize a county's property records to identify sellers who may be more likely to sell their homes for a lower price if on the market.
In recent news, three popular vehicle manufacturers are starting to ramp up their own transitions toward all-electric vehicle production. Will the gasoline vehicle you have now be the last one you'll ever own? In this episode, we'll break down the companies moving toward all-electric vehicle production and what impact this will have on consumers.
Online scams take many forms. Dating scams, crypto scams, and invoice scams are just a few examples of common frauds that today's Internet users must be aware of. In this episode, we'll discuss some of the most common online scams, how they work, and how to spot them before you become a victim.
Do you ever find yourself in a situation where the other party in your conflict won't agree to mediation? In this episode, we'll discuss what happens if the other party in a conflict won't agree to mediation and how to persuade them into taking part. In addition, we'll discuss how one-way mediation works if the other party just won't budge.
In this episode, we'll discuss how cyber insurance rates are falling due to new trends in the E&O market and what to expect if you're in the market for cyber insurance.
What's going on with Carvana? We've done episodes about Carvana's title problems in the past, but now one of their executives is facing criminal charges in Illinois.
In this episode, we'll discuss the famous Vermont title loophole and Montana title loophole. We'll walk through how to do the process for each state, how to be eligible for these processes, and the pros and cons of each.
What are the future roads of America going to look like? Will we still be driving around in our old cars, or will they be gone? We're seeing a push for electric vehicles, and at the same time, some states like Nevada are rolling back the eligibility for older cars to be roadworthy. Will older cars be allowed on the road in the coming years? What's driving the market to try to eliminate older cars from the roads?
In this episode, we're going to talk about the 4 steps to mastering your sales technique. We'll describe each of the steps, why they're important, and how to perform each step. In sales, there are many different ways to get your product or service sold. But these 4 steps will help you create an effective sales strategy that brings in the most revenue possible.
Every country has a different set of rules and regulations for vehicle titling, registration, and ownership. In this episode, we'll explain what it means to be a "keeper" of a vehicle according to UK law and how it's different from being the "owner"
If you're looking to purchase an electric vehicle, whether it's new or used, keep in mind the cost of replacing the battery. In this episode, we'll breakdown the cost of EV battery replacements for used electric vehicles.
Are you in a dispute with someone, whether it's an argument or something bigger like a legal conflict? The last thing you want is for the dispute to escalate, so what can you do? Mediation can be the answer. In this episode, we'll discuss how a neutral third party can fix almost any dispute, argument, or legal conflict.
For more resources and to get assistance with your filing, check out CourtOrderedTitle.com
Some say we're in a housing recession, and some say that's where we're heading, but what's for sure is builders are skeptical to start new home-building projects. In this episode, we'll discuss why now may actually be a great time to build a home, despite the current economic climate.
When you buy a car from a dealership, they're required to give you your vehicle title within 30-60 days. This is important because if they don't provide it within that time frame, they could be subject to penalties. In this episode, we'll discuss those penalties as well as what steps you can take to recover your title if the dealership didn't give it to you in a timely manner.
There's an interesting phenomenon going on in the supply chain market with shipping and it has to do with some new laws and regulations that were enacted in the state of California. Shipping companies are now moving cargo from Asia to ports along the east coast of the United States.
We'll talk about the routes they're taking, why it's happening, and what it could mean for the future.
How big of a risk is catalytic converter theft? Bigger than we expected. In this episode, we'll discuss the risk of catalytic converter theft and how to protect your vehicle from becoming a victim.
Do you want to file for a lost title, a duplicate title, or a replacement title, even if you don't have the original title certificate? In this episode, we'll walk you through how to complete the form and how to fill it out. The most important thing is knowing how to submit it. Even if you complete it, you'll want to know how to send it in to ensure you receive your title.
Lumber prices have been creeping up, and that's not a good thing for the industry or consumers.
Prices are still far lower than they were this time last year, but they're certainly not going back down any time soon. The housing market has been struggling for some time now, so it's possible that this may be the beginning of another upward trend in lumber prices.
In order to get good cyber insurance coverage, businesses need to assess their current cyber security risks. In this episode, we'll discuss how assessing your cyber risks and putting together a cyber protection plan in advance of applying for cyber insurance can get you good coverage and a lower premium.
The rise of electric vehicles has made headlines over the past year, and now, 5 more states are joining California in creating legislation to ban the sale of new gasoline vehicles by 2035. Soon, over 1/3 of Americans will be living in a state where the sale of new gasoline vehicles is illegal.
What does that mean for your current gasoline car? Will you switch to an electric vehicle, or will you try to maintain your gasoline vehicle although manufacturers will slow down on creating the parts?
Are you worried about your 401K? Do you think you should be contributing more to your retirement savings? In this episode, we'll talk about the average balance and what it means for your retirement.
When purchasing a used gasoline vehicle, one of the first things we consider is the mileage. What about an electric vehicle? In this episode, we'll discuss what you should look for when buying a used EV and why mileage isn't the same for an electric vehicle.
In this episode, we're discussing the rise in popularity of used electric vehicles.
Up until a year ago, most people wouldn't consider buying a used EV. But now in 2022, nearly 80% of people surveyed would buy a used EV.
What changed? And why does it matter to you?
With customer service departments going out of style, more and more companies are turning to online consulting as a way to answer customer questions. That's right—you can now reach out to experts in your field who are available to answer questions at any time.
But what does this mean for you, the customer? How do you make sure that you're getting the most out of these consultations?
In this episode, we're discussing the psychology behind embezzlement. What drives a person to steal from their company or employer? We'll be talking about how the desire for power, money, and prestige can play into this crime—and what you can do about it.
What does the labor shortage look like for the future of the construction industry? They're already experiencing a labor shortage and it's likely that municipal projects will only exacerbate the problem in the coming years. In this episode, we'll discuss what we know about the construction labor outlook for 2025.
Is mediation a mandatory process before going to court? In this episode, we'll explain the requirements of mediation and why it's probably the best thing you can do for your case.
The federal government recently announced new tax credits for electric vehicle buyers, but they differ from the old tax credits because some of them now have income restrictions. In this episode, we'll discuss the new EV tax credits and who is eligible for these credits.
You're leasing a car and you're wondering: should I buy it at the end of the lease? Should I buy another car instead? In this episode, we'll discuss how car leasing actually works and what lease-end buyout options you have. You may be surprised to learn how much equity you already accrued while leasing the car.
As a business owner, you already know how important it is to be covered by the right insurance. But what if your business was the victim of a cyber attack? Would your general liability policy cover all of the expenses that come with such an attack? What are the differences between cyber insurance and business insurance? Should you have both?
There are many reasons why you may need to know the prior owner of your vehicle, but before you go searching, know that this information isn't publically available. In this episode, we'll discuss why driver information is protected and how you can still access this information if needed.
Is the customer service industry being phased out? Large retailers across the country are replacing customer service representatives with machines. In this episode, we'll discuss examples of this and how BestBuy is opening new mini-stores with only digital customer service representatives.
As we transition from gasoline to electric vehicles, it's important to understand that the range of your electric battery is not the same as the miles per gallon on a gasoline vehicle. The range of an electric vehicle battery changes significantly based on the weather. A 200-mile range battery may not make it that far if the weather is too cold or too hot. In this episode, we'll talk about how the weather impacts the range of electric vehicle (EV) batteries.
In this episode, we'll talk about what could happen in the US after November 2022. In the past, we've been through major perceived and actual events that have changed society completely. Is this what will happen after the next election in November 2022? What's going on in November that makes this time so significant?
What happens when you're hit with a cyber attack, but don't have cyber insurance to cover the losses? In this episode, we'll discuss how cyber insurance helps recoup your losses from a cyber attack, and how your current liability insurance isn't able to do the same.
When you sell a car, it's important to understand the liability you're assuming until the title is officially transferred into the new owner's name. In this episode, we'll discuss the various risks and liabilities of having a signed car title that is not transferred to the new owner.
How can you get your money back if you were the victim of wire transfer fraud? In this episode, we'll discuss how third-party liability can be the answer. In the past few years, Western Union has paid out wire fraud victims that were scammed on their platform. Western Union may not have executed the scam, but they're responsible for perpetuating it.
For online mediation resources and to set up a consultation, visit us at TeleMediator.com!
In today's episode, we're talking about cyber insurance. Are you wondering how to get cyber insurance at a good price? Or maybe you already have cyber insurance and want to make sure you're getting the best deal possible. Either way, you'll want to check out this episode of the ProStories podcast.
The move toward electric vehicles is underway. But are we ready for it?
In this episode, we'll talk about the transition to electric vehicles and what it means for you. Is the US ready for this transition? And what are some of the challenges that come with this shift? We'll also talk about how much electricity is available in the United States and whether or not there will be enough to support a full-scale switch from gasoline-powered vehicles to electric ones.
Florida homeowners are in for a rough time. While the weather may be great, insurance rates are not. In this episode, we'll discuss the current climate for homeowners insurance in Florida and how it's impacting those who live there. Part of this is because of the weather and geography, but an even bigger part of this has to do with a loophole that allowed insurance fraud.
Online funds transfers are the future of all money transfers. When sending large sums of money, should you send it all at once or in small increments? In this episode, we'll discuss some of the basic best practices of online funds transfer for small and large amounts to avoid transfer fraud and errors.
More than 50% of Americans are currently living paycheck to paycheck, including those with salaries in the six figures. In this episode, we'll discuss how the recent rise in inflation is impacting budgets and how the negative impact of the increase is spreading rapidly.
In this episode, we'll go over the 401K contribution limits and how they could affect you.
The government has announced that they'd like to allow higher contributions to 401K plans in the coming months, which means that you can contribute more money to your retirement fund. This is good news for anyone who wants to save more money for retirement, but it also means you have some work ahead of you if you want to take advantage of these changes.
Police departments in Europe are having problems with their fleets of electric vehicles—it turns out they don't have enough range to help with emergencies, and there aren't enough charging stations available.
As we brace for the transition from gasoline to electric vehicles, this isn't a good sign. Are electric vehicles still the future?
In this episode, we'll be talking about the difference between a lien and a foreclosure. You might be familiar with the term "mortgage," but do you know what it means? And how is it related to liens and foreclosures?
In this episode, we'll go over what a lien is, how a mortgage is a form of a lien, and what happens when a lien is foreclosed. We'll also talk about who has priority in a lien foreclosure situation.
The cyber insurance market is going through a serious transition when it comes to issuing policies. In this episode, we'll discuss what impacts a cyber insurance policy from the insurer's point of view and how the overall process works for determining cyber insurance rates.
In this episode, we'll discuss how the automotive industry is making the transition to electric vehicles and what it means for the gasoline-powered vehicles left on the road.
California is planning to ban the sale of gasoline-powered vehicles by 2035. Banks in Australia are halting financing on new gasoline vehicles. The transition towards electric vehicles is starting to ramp up. How does this affect you as a consumer? What does it mean for your car? We'll talk about all of that and more in today's episode!
Is now the best time to buy a home? Some real estate experts think so. In this episode, we'll discuss how experts believe that the housing market is in a recession and how there may be a small window for buyers to get a great deal on a real estate purchase.
Is the economy just a house of cards waiting to collapse? Consumer spending has decreased significantly over the past year. If our economy is consumer-driven and consumers aren't spending, what will happen next?
It's a question that's been asked for decades: should cold calling be a sales task or a marketing task?
In this episode, we'll discuss the difference between marketing & sales, and how to avoid burning out your team from cold call rejection.
As electric vehicles become more popular, manufacturers need to come up with a plan for home charging stations. In this episode, we'll discuss a new product from Siemens that may help drastically reduce the cost of installing an electric vehicle home charging station.
Is your 401K fund looking more like a 201K fund? People across the country are realizing that their 401K investment is declining. The Wall Street Journal suggests you simply avoid looking at your account. What should you do if you find that your 401K is declining?
The used car industry is in a parts shortage crisis. More people need parts for their older vehicles than are available in the marketplace, and some people are waiting upwards of 6 months for a part to come in. Why are vehicle manufacturers slowing down the production of spare parts? In this episode, we'll discuss the reason behind the parts shortage and how to prepare.
Is now a good time to buy a home? Real estate investors seem to think so. Arrived Home, a real estate investment firm backed by Amazon is gobbling up single-family homes quickly in order to rent them out. Real estate investors seem to think that real estate is a good purchase, but with them so heavily invested in the market, will there be any room left for everyone else?
In this episode, we'll talk about what's happening in the real estate market and whether it's a good time for you to buy.
When should you conduct an asset search? Why should you conduct an asset search? Can you seize hidden assets that were brought to light after your case has ended? In this episode, we'll discuss when and why an asset search should be conducted and how hidden assets may be eligible for seizure after the case ends. We'll also discuss how people hide assets depending on the type of legal case.
Even if you're the defendant in a case, you know what they say: "The best defense is a good offense." If you're going up against someone in court, it's essential to understand their resources.
For more information and resources to conduct an asset search for your legal case, visit us at ActiveIntel.com!
The words we use to describe our ambitions have an impact on the mindset we adopt to achieve them. Think of a goal in terms of a soccer game, the team practices achieving goals, but in reality, they might not actually make a goal during the game.
In this episode, we'll discuss how to turn your goals into destinations and how to move toward that mindset. If you want to succeed, stop setting goals.
Does your company have sufficient data protection for sensitive customer information? If not, you can be held liable for cyber damages or simply putting your customers in harm's way according to the US Consumer Financial Protection Bureau (CFPB).
In this episode, we'll discuss what it means to have insufficient data protection, the steps to take to ensure your customers' information is kept secure, and how a cyber liability insurance plan can help cover the cost of cyber losses.
The federal government has recently made it possible to receive up to $4,000 in tax credits for purchasing an electric vehicle that was previously owned by someone else. In this episode, we’ll discuss what you need to know about this new incentive and how your purchase can qualify.
Are electric vehicles really better for the environment, or are we just trading one problem for another? As more gasoline-powered vehicles are retired and electric vehicles begin taking their place, we should ask if we're actually ready for this transition. In this episode, we'll discuss recent events and speculate on what the shortage of lithium will cause for the automotive industry as a whole.
The rollout of 5G will have a very serious impact on cyber security. In this episode, we'll explain exactly how 5G is different from 3G and 4G networks. We'll discuss why the risk of cyber attacks will increase and how you can prepare your devices for 5G.
5G is going to be a game changer in terms of how fast data can be transferred between devices and servers. But that increased speed comes at a cost: it makes us more vulnerable to cyber-attacks because cybercriminals can gain access to our systems through a variety of new entry points.
Telegram is a popular messenger app that allows you to send free messages, photos, and videos. It also has an encrypted chat feature that lets you exchange secure messages with other users.
But what most people don't know is that scammers also use Telegram to conduct fraudulent activities. In this episode, we'll discuss why scammers gravitate to this particular app and how you can protect yourself against their tactics.
Curbstoning is the act of selling automobiles without the proper authority to do so. It's illegal in every state, but that doesn't stop scammers from using the anonymity of the internet to perpetuate their scams. In this episode, we'll discuss curb stoning practices and how you can verify that your next used car isn't an illegal transaction.
Your website's search engine ranking is an important part of your online presence. The higher it is, the more likely people will find it when they're looking for your products or services. In this episode, we'll discuss how blogging can help you improve your website's search engine rank by boosting your overall SEO. We'll also cover how to set up your own blog content machine so that you can create consistent content that keeps people coming back for more!
The number of electric vehicles on the road is growing, and as they become more popular, more used EVs will be entering the resale market. In this episode, we'll talk about how to successfully buy a used EV, how to evaluate its condition and its battery health, and what's driving the rising price of second-hand EVs.
Getting your hands on someone's property can be tricky business. But if you need to do it, then it's good to know what you're doing.
In this episode, we'll talk about how to put a lien on someone's property and why that would be necessary in the first place. We'll also explain what can be considered property and how to file a lien against it.
Why are there so many Montana license plates on high-end and exotic vehicles? In this episode, we'll discuss the legalities of registering your vehicle in Montana and why this may or may not be a good option for you.
With so many online funds transfer companies popping up every day, how do you know which are legitimate and which will just take off with your money? In this episode, we'll discuss precautions to take when sending money through an online platform.
Why do prices increase during inflation? In this episode, we'll explain the factors that go into increased costs due to inflation using car dealerships as a perfect example.
The wealth of American households has declined for the first time since the pandemic began, due to a $3 trillion stock-market wipeout
Where did all of the money go? After 3 trillion dollars left the stock market and the 10 trillion dollars in temporary benefits, it seems like all of the money in the economy is gone while prices still continue to rise exponentially.
In this podcast episode, we'll discuss why these numbers are important, what they mean for you, and how you can prepare for what's coming next.
Are you considering leaving your job and starting your own business?
We know, it can be scary! But it's also incredibly rewarding.
In this episode, we'll talk about why you should quit your job and start your own business, and how to make that happen. The first step is figuring out "why" you want to work for yourself—once you figure out why you want to start your business, the path to success will gradually become clearer.
Are you looking to file for an abandoned vehicle in Colorado? If you are, remember that abandoned vehicles are not finder's keepers. In this episode, we'll discuss how to file for an abandoned vehicle in Colorado, and what methods to use if you want to keep the vehicle for your own use.
This week we're talking about the recent cryptocurrency market crash, and what it means for the future of crypto.
Recently we've seen a lot of cryptocurrency companies turning out to be scams. This week we'll be discussing Celsius, a company that recently halted all withdrawals after they were hacked. With this happening so frequently, the questions must be asked: where did all of the investor money go?
Are we headed toward an economic recession? Will prices go down any time soon? Car dealers don't think so. Even cars that are less than 2 years old are selling for more used than they sold when they were new. What's going on with the used car market? Are prices so high because dealers know that there aren't any new models coming?
In this episode, we'll talk about how the market for used cars is changing and what it means for you as a buyer or seller of used vehicles.
The labor shortage is real. At least, that's what we've been told...
But if there's a shortage of labor, why are companies rescinding job offers to new recruits? Join us as we dig into the issue and discuss whether or not this really is a problem.
Source
https://www.dailymail.co.uk/news/article-10902187/Michigan-police-says-higher-gas-prices-forced-ask-deputies-handle-non-urgent-calls.html
What does the future of the lumber industry look like?
That's what we're going to be talking about in this episode. There's an exciting development in the financial industry about trading lumber, and it has some really interesting implications for both the lumber industry and the broader economy.
Lumber prices used to be sold in rail car volumes, but now they will be sold in smaller batches by truckload volume. What does this mean for the future of the lumber industry? Will we continue to see the exact volatile pricing that we're seeing currently?
In this episode, we explore the cyber insurance market and discuss how it is changing. As insurers become more familiar with underwriting cyber insurance policies, this specialized type of coverage may be more accessible to more businesses and industries.
In today's digital world, cyber risks are everywhere. But unlike other types of business risks, cyber security risks are changing on a daily basis.
What's more, the level of risk and types of cyber risks vary by industry. So even if you're in the same industry as an organization that experienced a cyber breach, your risk profile may be completely different.
Article Link:
U.S. Schools Are Buying Phone-Hacking Tech That the FBI Uses to Investigate Terrorists
In this episode, we'll discuss the outlook on the used car market, and the chip shortage among new vehicles.
The biggest supplier of chips for cars will continue to see the same shortages in the coming years which means no new cars. No new cars mean the used car values are going through the roof. The lack of supply and increased demand means that there's going to be a lot more people looking for used cars than there are used cars available.
No one, not even your attorney wants to go to court.
Mediation is the last chance you have to come to a solution on your own. Once you go to court, the judge makes the decision whether you like it or not.
In this episode, we explore why mediation is better than going to court.
If your company is waiting to do anything about cyber security or cyber insurance because you don’t think you’re going to have an attack, or maybe you’ve never had an attack, think again.
Looking for resources for online mediation and conflict resolution? Learn more atTeleMediatior.com!
SEC Charges Former Coinbase Manager, Two Others in Crypto Asset Insider Trading Action
Coinbase Under Investigation By The SEC
In this episode, we explore how electric vehicle subscription apps may be the future of car ownership.
With so many things different about electric vehicles, one thing is how you buy them. You don't buy an electric vehicle—you subscribe to it! Here is a company called Drive It Away that does subscriptions to vehicles where you're not buying it, you're not leasing it—you're just paying for a subscription. How will this new subscription model impact the future of car ownership?
Looking to browse used electric vehicles? Check out UsedEvs.com, updated weekly to feature used electric vehicles from across the country.
If you're a general contractor, it's essential to understand your insurance limitations on each project. Just going over budget by a small amount could push your project into a new tier, or waiting too long could result in your policy expiring before the project is complete. In this episode, we'll discuss common insurance problems for contractors and what happens on the insurance side.
In this episode, we'll discuss how to prevent wire fraud when transferring money online.
Wire fraud is a serious problem for businesses, and it can be absolutely devastating. In this episode, we'll talk about how to avoid wire fraud when transferring money online. We'll also discuss how to spot the signs of an attempted wire fraud scam so you can protect your business and customers from these types of theft attempts.
Cyber security and cyber insurance always go hand-in-hand. If you haven’t looked into cyber insurance, you might want to soon. So what's the difference between cyber security and cyber insurance?
In this podcast episode, we'll talk about the importance of having both cyber security and cyber insurance in your business, and what it means for your bottom line.
Lumber prices are sending a signal, and we're here to help you figure out what it means.
Look, we’re all trying to have a crystal ball on what’s happening with lumber prices because it affects all of us whether you’re a builder, contractor, homeowner, lender, or even in the lumber industry. Where the prices are going is going to affect our future and what plans we make.
In this episode, we're going to talk about how to recover deleted texts and photos.
We know that when you delete a text message on your phone, it doesn't actually disappear. The digital record of that transaction still exists in dozens of other places. But how do you find those places?
In this episode, we'll talk about the sources for digital forensics and how to use them to find the information you need.
Online Bitcoin Ponzi schemes are everywhere online, now, larger-scale bitcoin trading companies are being revealed to have been a scam the whole time. What should you do if you realize you're involved in a large-scale bitcoin scam? How do you get your money back?
In this episode, we'll discuss what to do when you've been scammed online out of bitcoin or another cryptocurrency. We'll explain the steps you should take to track down the scammer online, then garnish their assets.
Looking for more information to investigate online scammers? Check out ActiveIntel.com!
Abandoned vehicles are a common problem for many communities. In this episode, we'll walk through the steps of filing for an abandoned vehicle using Franklin County, Ohio as an example.
We'll start with how the process works, what it means to be abandoned, and why this is such a difficult process to navigate. We'll then go over how to file for an abandoned vehicle and what you can do if you find yourself in this situation.
In this episode, we're talking about how to get the most out of mediation.
We'll discuss what your goals should be when partaking in mediation to settle a conflict—from both an individual perspective and a business perspective.
Mediation is an alternative dispute resolution process that helps people come together to find common ground and make decisions that work for everyone involved. In this episode, we'll cover:
-What is mediation?
-Why would someone choose mediation over other forms of dispute resolution?
-How does mediation work?
If you're looking to get cyber insurance for your business, the first thing to do is to make sure your business is practicing good cyber hygiene. Cyber insurance rates are partly based on your business's cyber security protections that are already in place. It's important to consider cyber insurance because half of all businesses will experience a cyber attack in their lifetime.
Is the party over for home construction for new house building contracts? In this episode, we'll discuss trends in the new home construction industry where contracts are being canceled. What gives? Is this a permanent or temporary change?
In the next 20 years, it's predicted that all vehicles on the road will be electric. This means that there's a lot of research going into developing better batteries for these vehicles. In this episode, we'll discuss the lifespan of EV batteries, how much it costs to replace an EV battery, and the special disposal methods for these enormous batteries.
Why do so many luxury cars have Montana license plates?
In this episode, we'll explain why many people with luxury cars and motor homes are registering their vehicles in Montana. We'll also discuss how the process works, creating an LLC in Montana, and insurance considerations if you were to use this process.
In this episode, we're going to explain where your money goes when you invest in cryptocurrency.
Bitcoin has taken a dramatic turn recently, and it's not just the price that's changed—we're seeing huge shifts in how this currency is being used and traded. So where did all of the crypto go?
If you are a business that runs background and credit checks, this podcast is specifically for you! Recently the Consumer Financial Protection Bureau (CFPB) has issued a clarification of its rules regarding background and credit checks in the form of an advisory opinion. What does this mean for your business? In this episode, we'll break down these clarifications so you know exactly what to expect.
This is one of our most important episodes yet because it will help you make informed decisions about how to proceed with your background check process. The CFPB has given us some great information on how they want businesses to handle their customers' data and privacy, so let's dive in!
Sometimes to solve a conflict, you have to come up with creative solutions. In this episode, we'll discuss a recent mediation case between a property owner and the HOA. In this case, identifying a creative solution led to a win-win result. What do you think about this conflict? Would you have approached it differently?
Gas-powered vehicles, like automobiles and trucks, have been the main source of transportation for decades. They're also responsible for a lot of emissions that contribute to climate change and other environmental issues.
In this episode, we'll discuss how Europe is banning the sale of new gas-powered vehicles and transitioning to all-electric. How will this impact the rest of the world's economies?
Today we'll be talking about cyber insurance and how to protect yourself from the threat of cyber liability. If you have cyber liability insurance, make sure you're meeting all of the cyber security requirements, or else your insurer may be able to deny your claim if your company experiences a cyber loss. In this episode, we'll discuss how a cyber insurance company is trying to deny a claim because the company didn't follow its requirements.
The Vermont title loophole is a great way to get a new title in your state, but is it the right option for your situation?
In this episode, we'll go over the realities of using the Vermont title loophole to get a registration, the common misconceptions about the process, and how to avoid accidentally breaking laws in the process.
If you're looking to hire a handyman to help with projects around your house, make sure they're covered so that you're not liable for any injuries.
In this episode, we'll discuss the differences between work comp for contractors and work comp for handymen. We'll go over why it's important to hire someone who has work comp, how it works, and what you need to do next.
Does fast charging of an electric vehicle wear out the battery faster?
We discuss whether fast charging can hurt your car, what factors to consider when deciding whether or not you should charge your car quickly, and why you might want to slow down with your charging.
A lot of car enthusiasts have been getting in trouble with the law for tampering with their vehicle identification numbers (VINs). If you're planning on doing some work on your car, or if you have a car that needs to have its VIN changed from an older to a newer version, it's important to know what this means, and how to avoid accidentally committing a felony.
The short version is: tampering with a VIN is a federal crime. If you need a new VIN for your vehicle, make sure you do it the right way to avoid accidentally committing a felony.
We hear about crypto scams all of the time, but this one is a bit different. In this episode, we'll be discussing a recent $10 Billion scam from a seemingly legitimate crypto trading company where not only is the money gone, but the top executives are now also missing.
"Buy Your Car" companies backing out of offers?
Recently we've heard from our customers that "buy your car" companies like Carvana and Vroom are backing out of car purchases for arbitrary reasons or without any reasoning at all. What gives? Why are these companies who say they're in the business of buying cars backing out of offers?
Most people don't think they'll ever commit fraud until they find themselves inside of the fraud triangle. But what is the fraud triangle, and how does it influence someone to commit fraud?
In this episode, we'll explore the three elements of the fraud triangle: opportunity, urgency, and rationalization. We'll also discuss how you can recognize these elements in your own life or in the lives of others.
There are a lot of things you can do to protect yourself from a cyber attack, but if you're not sure where to start or how to prioritize your efforts, we're here for you. In this episode, we'll be discussing the top 6 ways to protect yourself from cyber attacks.
Are you thinking about buying an electric vehicle? If so, listen in to this episode of ProStories where we discuss three considerations you should make before investing in an EV.
Looking for your next EV? Check out UsedEvs.com!
Conflict is a natural and uncomfortable part of life. When conflict escalates, there comes a point where the parties involved should seek outside help. That's where mediation comes in.
In this episode, we'd like to introduce you to our recent mediation session with permission from all parties about a wedding day conflict. We'll discuss how to identify the core problems in a conflict to find common ground and explore potential solutions without compromising anyone's needs or feelings.
Are you interested in setting up a mediation or looking for more resources? Check out TeleMediator.com!
When you use the Vermont title loophole, the DMV will send you temporary license plates. One of the questions we frequently get is if these plates can be used on the vehicle. Even though they're registered to your vehicle, do NOT use the plates, and we'll explain why in this episode.
Looking for more information on the Vermont title loophole? Check out CarTitles.com for free resources and step-by-step instructions!
How often should you pump your septic tank? In this episode, we discuss how a septic system works and how to properly maintain your septic system for longevity.
Should you get an asset search on an estate before probate? In this episode, we'll discuss how an asset search can benefit your probate process to ensure all assets from an estate are divided equally or as intended.
The electric vehicle market is growing, and Tesla owners are taking advantage of the demand.
Some Tesla owners have been flipping their vehicles and selling them for a profit. But what's next for the electric vehicle market?
In this episode, we'll discuss the current state of the used car market and what it might indicate in the coming months.
The used car market has been on a downward trend for more than three years now—but is that about to change? We'll cover how much prices have fallen, how much more they might fall, and what it means for you as a consumer.
In this episode, we'll talk about all kinds of evidence that can be uncovered by an asset search investigation. Many times discovering assets will lead to uncovering other evidence that blows the case wide open. We'll discuss how people hide their assets and talk about cases we've investigated where assets that were poised to be hidden were found.
Abandoned vehicles are often a nuisance. They can damage the environment and pose a threat to the safety of the public, but what happens when an abandoned vehicle is towed? Should you buy an abandoned vehicle from an auction?
Wall Street is trying to buy up residential real estate, and it's no secret. But did you know that one hedge fund recently acquired an entire Florida community of 146 homes? In this episode, we'll discuss who this hedge fund is backed by and what this means for neighborhood communities like Treeline Trails being gobbled up by hedge funds.
If you've ever been involved in a conflict, you know that it can be a long, painful process. And if you're the one trying to mediate the conflict, it can be even more frustrating. But what if there was a way for everyone involved to get what they want? That's where mediation comes in.
In this episode, we're going to talk about the importance of mediation and how to convince the other party to participate in mediation.
Looking for professional online mediation? Check out TeleMediatior.com
In this episode, we talk about the title problems that Carvana is facing. Are they more than just title problems, are these problems signaling a deeper financial problem? We'll discuss that and give you a thorough insight into how the automotive industry purchases its vehicles.
How does inflation make its way into insurance rates and what do rates for cyber liability insurance look like for 2023?
In this episode, we'll talk about the changing landscape of cyber liability insurance and how it impacts the insurance industry in general. We'll also discuss how inflation affects rate changes, and what you can do to protect yourself from unexpected increases in your premiums.
When you're buying a home, it's not just about the house. It's about the people who live in the neighborhood, too.
We've all heard stories about the crazy things that happen when people move into a new neighborhood, but could you really find out if your neighbors are going to be a problem before you buy? We discuss how to do it and what information you'll need.
Imagine you're out for a drive, and your Tesla suddenly starts making weird noises. You pull over, but it keeps going. What happened?
While most people don't think about it, electric vehicles can be hacked. In this episode, we'll take a look at how this happens. The act of hacking EV charging stations is still relatively new so we'll also speculate on what outcome the hackers are looking for.
Everything is more expensive recently and the used car industry is no different. What's driving the used car values to increase? Why are used car dealers struggling to keep more than a 10-15 days supply of available inventory?
What is a bill of sale and why is it needed for important transactions? For all of your bill of sale needs, check out OnlineBillOfSale.com for free downloads.
In this episode, we'll be discussing the rise in rent prices in the United States. With home prices increasing dramatically, many people are looking for rental properties to wait out the spike. But what we're finding is that the price for rent is increasing at a similarly dramatic rate. What's going on behind the scenes?
In this episode, we'll talk about how to get a title for your motorcycle and why sometimes the title process for motorcycles can be different than for a regular vehicle.
We all know that cyber liability insurance is important, but who has the time to sort through what it all means? We do!
In less than 7 minutes, let us explain the ins and outs of cyber liability insurance so you can make an informed decision.
You don't have to be a detective to know that your partner might be cheating on you. In this episode, we dive into four ways to discover if your partner is cheating on you. We'll cover the most common signs, as well as some lesser-known ones that might help point you in the right direction.
Did you know that some DMV locations provide the ability to get an instant title? Instant literally as in, same-day printing. In this episode, we'll discuss how to get an instant title in NC and how this process is similar across other states that provide for this title method.
In this episode, we're going to discuss the pros and cons of using the Vermont title loophole to get a title for a car. We'll talk about how to use the Vermont title loophole and compare what other options you have to get a title for your car.
In this episode, we'll be talking about what the top seven locations are for searching for hidden assets. We'll tackle everything from the obvious spots to look, to some spots you might not have thought of. Looking for more resources for your Asset Search Investigation? Check out ActiveIntel.com.
Can you sell a car with no title?
The title is the most important document in a car's life. It tells you who owns it and what its value is, and it's the only way to prove that you're the rightful owner of a vehicle. But if you've lost your title or never had one in the first place, how can you sell your car?
In this episode, we're going to speculate on what's going on with used car prices and why they're so high in the market today. We'll cover inflation problems, the lack of inventory, and other factors that could be influencing the price of cars.
We've seen behind the scenes at dealerships and we want to share our thoughts on what's driving up prices.
A surety bond is a powerful tool that can help you get the car title you need. But what does it do, and why is it needed? In this episode, we'll discuss the bonded title process and how a surety bond plays an important role. If you're looking for a car title but you're missing the proper paperwork, a bonded title pay be an option for you.
We're back with another episode of the NRIA investment case.
In another turn of events in the NRIA investment case, the New Jersey Bureau of Securities has hit NRIA with a cease and desist. What does this mean for investors? We have the official 63-page order and we'll break down everything so that you don't have to. Buckle up, this one is a wild ride.
Want to read the full Cease & Desist order? Check it out here: https://www.nj.gov/oag/newsreleases22/NRIA-Summary-C-D-Order-6-21-2022.pdf
How do cybercriminals operate their scams? Cybercriminals are highly sophisticated and often run their scams like functioning businesses. How do these scammers infiltrate companies for cyber attacks?
In this episode, we will explore what it takes to get into an organization's network, how they use malware to gain access, and how they make money from their victims.
It’s a common misconception that filing for an abandoned vehicle will solve your title problem. But it’s not always the answer. In most states, once you file a notice that the vehicle is no longer yours, you are abandoning the vehicle—and not someone else.
In this episode, we'll talk about what it actually means to file an abandoned vehicle and what other options you have if you want to keep the vehicle.
When you're buying a barn-find vehicle, it's important to know that the car has a clean title. Recently, a 1966 Ford Mustang was finally found after being stolen 40 years ago. This is why it's so important to get a good title when buying a barn-find vehicle!
Are you getting the runaround at the DMV? We get it, no one likes the DMV. But here's why you should cut the DMV agents some slack.
In today's episode, we're talking about VIN verification for title recovery. Why do you need it? What does it look like? How does it work?
The US government has provided over 3 trillion dollars to keep the economy afloat since the pandemic started. But at the same exact time, the stock market crash wiped out that same exact amount in retirement savings.
What's going on here? Is this a 3 trillion dollar coincidence or is there something more going on? Additionally, what does this mean for you and your retirement savings?
In the last year alone, the cost to build a new single-family home has risen over 40%. That's an increase of over $35,000. In this podcast episode, we break down the cost of building a brand new single-family home and explain why it's so expensive.
Have you ever wondered if your phone has spyware on it?
Maybe you've been reading about all of the ways that companies and governments are spying on us, and you're afraid that someone might be spying on you. Or maybe you've just had a strange feeling that something isn't right with your phone. We're going to talk about what spyware is, how it works, and how to protect yourself from it. In addition to the basics of the topic, we'll also discuss what to do if you find out that your phone has spyware on it.
Looking for more resources? Check out ActiveIntel.com
Is your business prepared for a data breach? In this episode, we’ll discuss what cyber liability insurance is, how it works and why businesses need it. We’ll also talk about why you should have it as part of your business insurance policies.
In recent years, the paper used to print vehicle titles has been in short supply, and now it's even more limited.
We explain why that's bad news for vehicle owners, and why you should always make sure your title is printed on this specific paper.
In this episode, we're going to answer some of the most common questions about liens on vehicles and cars. We'll talk about how you can tell if there's a lien on a car, and what can happen if there is one. We'll also talk about whether or not banks can revoke a lien on a car after the contract is signed. And finally, we'll discuss what happens when there's a lien on a vehicle from a third party, other than somebody you borrowed money from. How does that work? What if it's a lien from before you bought it from a dealer or another owner?
Bitcoin scams are the most common type of investment scam we've been seeing lately. How do bitcoin scams work? What red flags should you look out for?
In this episode, we'll talk about some of the most common ways scammers try to trick you into giving them your money. We'll also talk about what you can do to protect yourself from these scams, and how to spot them before they happen.
The mechanic's lien process has been abused by companies for decades, but the scam is starting to evolve into something more than just getting an improper title.
How do you fix car title problems? Whether it's a lost title, no title, or title recovery, what's the best method to get a new title for your car? For more information on title recovery methods, check out CarTitles.com.
Just because you have a surety bond to secure a project doesn't make you invincible to liabilities. Here's what happens financially when you default on your obligations in a surety bond agreement.
Interest rates are rising and causing buyers to scramble and sellers to worry. In this episode, we'll discuss how the recent interest rate hike is impacting buyers and sellers alike.
Computer forensics and mobile device forensics can uncover powerful and valuable information for a divorce case. In this episode, we'll discuss what types of assets and information can be uncovered using computer forensics and how it can potentially benefit you in the outcome of a divorce or court proceeding.
When it comes to hard markets like cyber insurance, many larger companies are looking at captive insurance coverage as a possible solution. In this episode, we'll define captive coverage and explain how companies are using captive coverage for their cyber insurance needs.
If you're financing a vehicle, you likely have a lien on your vehicle. How exactly does a lien affect what you can do with your car title?
The abandoned vehicle title process is a legitimate way to get a title for a vehicle, but whatever you do, do NOT do it like the person in this episode did.
More companies are turning to surety bonds instead of acquiring and using capital on hand to secure projects. What does this mean for the overall market economy?
Do you need to replace your car title? If you were the last titled owner, you will be eligible for a duplicate title process. In this episode, Dave from CarTitles.com provides the top title tips for using the duplicate car title process in all 50 states.
What is demand destruction and how is it related to current inflation rates and to the economy? In this episode, we'll define demand destruction and discuss ways that it probably already shows up in your everyday life.
No business is safe from a cyber attack, not even entire cities are safe from a cyber attack. In this episode, we'll discuss why you should get cyber insurance for your business and discuss the recent cyber attack on the city of Portland, OR.
Are you interested in learning how to become a private investigator in your state? In this episode, licensed private investigator Dave from Active Intel will discuss how to obtain a private investigator license and how to gain the experience needed to obtain this extremely valuable license.
Auction vehicles are notorious for missing their titles, but now depending on the auction, you may be able to get an electronic title to bypass the tedious pen and paper application.
If you're thinking about buying a used car, you'll probably find yourself asking why do some cars not have titles? It's a fair question to ask. But more importantly, you may be wondering what should I do if the car that I'm buying doesn't have a title? In this episode, we'll discuss why some cars don't have titles, why some cars can never be titled, and answer the question "should you buy a car without a title?"
Internal corporate fraud is one of the most damaging types of fraud that can occur within any business or organization. In this episode, we will look into why ghost vendors are the most common type of internal corporate fraud and how you can prevent internal fraud in your company. For more information on Corporate Fraud Investigations, check out ActiveIntel.com.
Every state has an abandoned motor vehicle process, but should this method be used to get a title for a vehicle that is missing its original title? In this episode, we'll explain the definition of an abandoned vehicle and when it's appropriate to use this type of process.
What going on with National Realty Investment Advisors (NRIA)? The NRIA has filed for chapter 11 bankruptcy; what does that mean for investors? In this episode, we discuss the possible troublesome events happening with the NRIA and what that could mean for its investors. *At this time, no charges have been filed against the NRIA or any of its officers.
Many industries are turning to surety bonds for financial backing on projects and contracts - now the green energy industry is taking advantage of the opportunity. How are surety bonds beneficial to not only businesses and professionals, but their clients as well?
At CarTitles.com, we work with many clients one of which being Manheim auto auctions. How does auction data from Manheim and other popular auctions predict the future performance of the auto market?
Is cyber security on your radar? Cyber security isn't just for the IT department, there are immense benefits to including cyber security in your corporate culture.
How do you find the VIN (vehicle identification number) on a car, truck, or trailer? In this episode, we'll tell you how to find your VIN number depending on the age, body, and type of vehicle you own.
Very frequently the question comes up about car taxes and what taxes have to be paid on a car to get a title, so when do you actually have to pay sales tax on a car title?
You know what they say, if there's a will, there's a way. However, that doesn't mean you won't get caught. In this episode, we discuss another group of car title scammers, including one fake company that stole over $7 million through this scam.
It's no secret that something strange is going on with the single-family home market. In this episode, we discuss the trends pointing towards the decline of single-family homes and make a very interesting connection between upcoming laws surrounding electric vehicles and their lack of availability to those who cannot afford a single-family home. What are your thoughts on this?
If you found out that you were the victim of an online scam, would you know what to do? In this episode, Dave from Active Intel Investigations explains the steps you can take, and the steps we use for our clients, to investigate your case and recover your stolen funds.
Cyber insurance is a hot topic in the insurance industry and many insurers are beginning to offer this type of coverage. What should you look for in cyber insurance coverage?
What happens when a company goes bankrupt but still continues to make sales? Bankruptcy fraud is what happens. In this episode, we'll talk about a recent case of bankruptcy fraud that came from an online motorcycle parts company.
Cyber attacks are no joke. Cybercriminals are constantly evolving and learning new ways to work around firewalls and other risk prevention technology. Many businesses find that they've had cybercriminals in their network without even realizing that there was an intruder until it was too late.
It's a hot topic in the auto industry - what's going on with Carvana? We're not part of Carvana, but in this episode, we speculate on what activities could be going on behind the scenes that could cause the downfall of a large company like Carvana.
The US is actually an easier country to hide assets in when compared to the other notorious methods like Swiss bank accounts and money in the Cayman Islands. Why do most people focus on offshore accounts, rather than looking in the US first?
There are many different types of auto auctions, but they're not all the same. An auto auction can be a great place to get a deal on a vehicle, but make sure you know what you're actually buying before you hand over your money. In this episode, we'll talk about different types of auto auctions, how to get a title from an auto auction, and title tips for your next auction purchase.
One of the most frequently overlooked asset classes is UCC filings. How do you conduct a UCC filing search to obtain information on liens, real estate, property, and financing? In this episode, private investigator Dave will explain how to start your search and provide tips for success.
With inflation jacking up the insurance rates, insurance agent Dave explains a few top tips for consumers and businesses alike to reduce their monthly and annual insurance costs.
Did you know that property developers are planning to create micro apartments to help offset rental costs for the workforce? What do you think about this as a permanent or temporary solution?
Can you use the mechanic's lien process to get a title for a car that is lacking evidence of ownership? In this episode, we discuss the legality of using a mechanic's lien process, who can use them, and why the DMV is so strict with these types of lien processes.
How do you get a duplicate title for a vehicle that was previously titled in another state?
If you're looking for your next car on eBay, or any other online platform, make sure that you're getting a good title. In this episode, we have six tips plus a few bonus considerations to make sure you are getting a good and legal title for your used car purchase online.
Businesses across the country, including the biggest retailers, are being hit with a double whammy of inflation of costs and also deflation of capital. Things are costing more, but the value isn't matching up. How does this influence the current and constantly increasing astronomical prices for consumers?
Have you noticed that it's getting more and more expensive to fix up your older gas-powered car? This isn't a coincidence. In this episode, we'll discuss how behind-the-scenes forces in the automotive industry are pressuring vehicle owners to dispose of their older gas-powered vehicles and discuss examples of how it's actually happening.
Corporations can hold assets just like individuals can, but oftentimes they're difficult to locate. If you need to conduct an asset search against a corporation, how can you be sure that you're locating not only physical but intangible and intellectual assets as well? In this episode, we'll discuss how to conduct a corporate asset search and some of the most valuable assets to a corporation. For more information on corporate asset search investigations, visit ActiveIntel.com.
The insurance needs of most businesses are self-explanatory, but how do you insure a business that is based out of your personal home? In this episode, we'll discuss the basic insurance needs and considerations for a home-based business.
There are more than 22 different ways to get a title, how do you choose the one that not only fixes your title problem for good but also doesn't include an astronomical amount of sales tax? In this episode, we'll compare and contrast some of the most common title recovery methods and discuss how a bonded title may be a beneficial solution for your title problems.
With the increase in cyber events, many industries are getting cyber insurance coverage, including state governments. Will your business be required to obtain cyber insurance in the near future?
Bank account searches are the most common type of asset search requested by clients at Active Intel Investigations. In this episode, we'll discuss how to begin your search for bank accounts and the legalities to keep in mind during your search. Learn more at ActiveIntel.com.
When you purchase a vehicle from a dealership, they're supposed to be responsible for the title transfer paperwork. But what happens when the dealer won't give you the title to your car?
Having a lien on your car title, whether it's paid off or not, will impact what you are able to do with your vehicle. How do you remove a lien from a car title? In this episode, we'll give you five ways plus a bonus method to remove a lien from a car title.
What is a lien waiver and why do you not only need one from your general contactor but also from your subcontractors and everyone else involved in the project?
One of the main practice areas of Active Intel Investigations is investigating online scams and online fraud. In this episode, we'll discuss the five steps you can take to uncover the identity of a fraudster and recover your stolen funds.
There are many ways to get a new title or a clean title for a vehicle, but title washing is not the way to do it. In this episode, we'll explain why and the legal repercussions of title washing.
Insurance rates across both personal and commercial insurance lines are increasing, what factors are impacting both of these areas and how can you keep your rate from jumping astronomically?
If you need a short-term loan, it can be tempting to withdraw early from your 401K fund. Before doing this, make sure you know what the conditions are and how this will impact your fund in the future.
Have you heard of the Vermont title loophole? For decades, Vermont has made it easy for vehicle owners around the country to get a title for their vehicles using only a bill of sale. What's the catch? In this episode, we'll discuss how to use the Vermont title loophole to get a new title for your vehicle in your name.
Many of the title questions we get at CarTitles.com have to do with cars purchased from auctions. Insurance auctions can be a great place to find a deal on a vehicle, but make sure you know what you're getting into when it comes to getting a title.
Before you buy a car on Craigslist, Facebook Marketplace, OfferUp, or any other online platform from a private seller, make sure you're getting a legitimate and CLEAN title. In this episode, we'll discuss the tip title problems that customers have experienced when purchasing a car online from a private seller.
The cyber liability insurance market is fairly new and many businesses undervalue the positive impact it can have on your business. However, after seeing the cost of the premium, many businesses tend to opt out and rely on other methods of online safety. If you're an online business, strongly consider getting cyber liability insurance. In this episode, we'll discuss methods and processes you can put in place to get a lower cyber liability insurance premium and a lower cyber risk profile.
Will individuals be able to purchase a single-family home in the next 10 years? Many of the new family homes being introduced in the marketplace are being bought up quickly by investors and private equity funds. In this episode, we'll discuss the evidence we've found that suggests that the current real estate "powers that be" are intending to significantly reduce the amount of real estate owned by individual consumers and are planning to convert more individuals from homeowners to long-term renters.
This question comes up all of the time in our title division. Can you turn a salvage title into a clean title? In this episode, we'll discuss what a salvage title is according to the DMV and how to change that title into a reconstructed, homemade, or rebuilt title in your state.
Embezzlement is a serious problem that doesn't only impact fortune 500 companies. Embezzlement occurs all the time across companies of all sizes. How do you spot the signs of embezzlement?
Inflation impacts almost every aspect of our lives, including the price we pay to keep ourselves and our businesses covered. How is the current inflation rate projected to impact future insurance premiums?
Did you know the DOJ recently busted a huge title fraud scheme going on in New Jersey? As a vehicle buyer in any state, it's important to know what these scammers are capable of to avoid being victimized by their fraudulent actions.
If your car is repossessed and it has a lien on the title, what impact does the repossession have on the lien and on the vehicle's title?
How does a private investigator legally obtain phone records to be able to use them as evidence in a legal case?
What is the difference between cyber security protection and cyber liability insurance? Both aim to reduce the risk of cyberattacks, but what is the actual difference?
Obtaining a surety bond to secure a contract may seem like an unnecessary bureaucratic step to take, but it actually will benefit you in more ways than one.
There are many reasons why you may need to sell a car that is owned by a family member, what are the legal hoops that you'll have to jump through? In this episode, we'll discuss situations around deceased owner title transfer, if a family member is deployed or in the military, and even what to do if the family member is in prison and you need to sell the vehicle for them.
A private investigator can be a gold mine of information for an attorney, but many people underestimate the value that a private investigator can bring to a legal case. In this episode, we'll discuss 5 ways a private investigator can help your attorney.
If someone is working on your home, it's important to know if they're able to place a lien on it or not. Can a contractor that is working without a written contract place a lien on a home? What about their subcontractors?
The vehicle title is the most important document for vehicle ownership. What information does the vehicle title provide and how does it get transferred legally?
Why do some seemingly perfect cars or vehicles have a certificate of destruction or non-repairable title brand?
We talk a lot about how to get a title, but in this episode, we want to explain how NOT to get a car title. This episode includes 5 common title recovery scams we've seen clients fall victim to, when you go to purchase your next car, keep these methods in mind to avoid getting scammed.
As a small business owner, what types of commercial insurance lines should you consider to cover your business?
While many scams are mostly online, oftentimes scammers will use physical resources to scam you out of your private information. Before you accept a check as payment, listen up.
If you're about to purchase a vehicle, or have already purchased a vehicle, a non-repairable title brand will be a big problem when it comes time to transfer the title.
A surety bond can be a very valuable tool to use when entering into a contract with another party. What are the benefits of including a surety bond in business contracts?
When all other forms of title recovery fail, a court-ordered title is always an option in every state. However, each county has its own process, so how do you get started?
Can you face legal action if you are caught hiding assets? The tricky answer is yes and no, but what makes up the difference between the legal and illegal moving of assets?
A bonded title is a very valuable method of title recovery that works in almost all states when proper ownership documentation is insufficient. What makes this method different from all of the rest?
What do you do if you've been the victim of an online scam? In this episode, Dave from Active Intel will discuss 5 steps to recover your funds from an online scam. Looking for assistance from Dave and Active Intel? Get in touch at ActiveIntel.com!
Unlike traditional insurance, cyber liability insurance is still in its infancy stage where many insurers simply don't know enough about the risks to properly price out a cyber liability insurance plan. While shopping for cyber liability insurance, how can you make sure you get the lowest premium possible while still getting top quality coverage?
If a bonded party doesn't follow through with their end of a contract, who is held responsible for the damages and how are they held responsible?
Can a general contractor file a lien against your property during, or after construction? What about subcontractor liens? What rights do you as the client have to file a lien? All of these questions and more are answered in this episode!
Every state has an abandoned vehicle process, but every process will require different steps. In this episode, we'll take a look at the similarities across all state requirements and how to get a title for an abandoned vehicle.
The title of your vehicle is a legal government document, but where there are official documents, there are people who try to fraudulently recreate them. Is your title similar to one of these?
Are you looking to run a VIN check on a vehicle? Many websites will charge you a fee, but this national database can offer you up to five free VIN checks per day.
How does the current state of the lumber market impact home construction, real estate, and the overall housing market?
US Customs and Border Patrol seem to make it unnecessarily difficult for you to export a vehicle from the United States, however, after hearing this story, you'll understand why it's probably a good idea for the process to be tough.
Cyber attacks are devastating not only for private companies but education institutions as well. What industry will be targeted next?
Oftentimes, a debtor or defendant will try to hide their physical location behind a PO box address. In this episode, we'll discuss four ways to find out the owner of a PO box.
This is a question we hear every day at CarTitles.com. A bill of sale and a title are two very different, but very important documents. Is it safe to purchase a vehicle with only a bill of sale and no prior title?
Today we take a look at some of the top 5 questions that come to our help desk at CarTitles.com. What are your car title questions?
Intellectual property, also known as intangible property, are assets that cannot be physically held. These are digital or legal assets, and they actually are more valuable to a creditor than you may think.
How do you know if the vehicle you're about to purchase has a lien on it? In some states, you may be liable for the leftover balance owed if the lien is not released.
There are hundreds of surety bonds available for personal and business use. In this episode, we'll discuss common types of bonds by industry and how to apply for those surety bonds.
According to Active Intel Investigations, this episode talks about the top 5 most commonly requested types of corporate fraud investigations requested by clients. Learn more about Active Intel Investigations at ActiveIntel.com
You can't backdate a claim to say it happened before it actually did, but can you get commercial insurance to cover those events after they happen?
As a mechanic, you have special privileges to transfer the titles of vehicles left behind with an unpaid bill. How do you navigate the mechanic's lien process?
What exactly is a surety bond, and why do you need one (or more) as a business owner? How are surety bonds different from insurance?
California, unlike other states, has some problematic laws surrounding vehicle registrations that can make it difficult to get a vehicle title. In this episode, we'll go over the laws regarding registration, title transfers, and liens in the state of California.
A certificate title assigns legal ownership of the vehicle, but what happens if you never received the title for your vehicle or you purchased a vehicle without a title?
You probably have more devices that use your server than you think. From your smartwatch to your printer, and sometimes even kitchen appliances, IoT devices can create access points into your system if they are not properly protected.
In most cases, a bill of sale is not sufficient by itself to get a new car title issued by the DMV, except in these very specific circumstances including the famous Vermont title loophole.
What is the difference between the general contractor, subcontractors, and other parties involved in the home building or renovation process? How much insurance is required for general contractors and their subcontractors?
Real estate transactions can be an extremely valuable piece of evidence needed to connect the subject with assets, but how much information can you find from public databases?
Whether or not sales tax is required and when is a very common question we get at CarTitles.com. When do you pay sales tax on a vehicle purchase?
Most states have a form similar to New York's MV-907A, but the requirements in New York are more specific. In this episode, we'll discuss how to complete the MV-907A NY form.
Vehicle titles are required to be free of errors to be accepted by the DMV, so what happens if the seller accidentally signed in the wrong spot?
Financial records are the most commonly requested type of asset search at Active Intel Investigations. How easy and legal is it to find someone's financial records? For more information on Asset Searches, check out ActiveIntel.com
Real estate provides more than just a home, purchasing real estate increases your net worth and equity. How could real estate make you more money than your full-time job?
A bonded title process is a very valuable title recovery method if you are missing important ownership records. In this episode, we break down the general process to obtain a bonded title in under 2 minutes.
Despite the popularity of bitcoin and other cryptocurrencies, many people are still unsure about the legitimacy of this new digital currency. In this episode, we'll explain how to determine if a bitcoin investment is a scam.
In most states, if an insurance company suspects they've received a fraudulent claim, they can deny it. But what happens if the hospital is in on the insurance fraud?
The original certificate of title is the only valid proof of ownership, so why would it be a good idea to make a photocopy of the old title before it's signed over?
If you purchased a vehicle from a private seller but misplaced the title before you could transfer it, what do you do?
Digital assets, such as NFTs, are becoming more and more valuable. How do you protect these types of assets in the digital world?
How do construction costs and real estate home prices correlate? Is one industry impacting the other, or is it a joint effort of price increases?
Why is it so hard to file for an abandoned vehicle? The story behind it is one you won't want to miss if you own a vehicle.
There are a handful of reasons why a car dealership would suggest you sign a power of attorney. For every reason you should sign, there are reasons why you shouldn't. In this episode, we'll discuss the pros and cons of signing a power of attorney and the important legal authority that this document will give to the dealership on your behalf.
Venmo isn't just an app to transfer funds, it's also a form of social media platform. This is how you can use public Venmo transactions to aid in your asset search investigation.
When all other forms of title recovery fail, you may still be able to get a title by obtaining a court order.
Even though they sound similar by name, cyber liability insurance, and general liability insurance cover very different risks and losses. This episode features an example of why you should never mistake your general liability coverage for cyber liability coverage.
Some buyers in the current real estate market are regretting their decision to wait out the market.
If you're planning to export a vehicle, the most important thing you'll need is proof of ownership.
A divorce is never easy but becomes even more complicated when fraudulent activities may be occurring on the other side. In this episode, we'll discuss the top 5 tips for your divorce investigation and asset search to ensure all assets are discovered and distributed properly.
Here's another urgent update regarding the risks of using a mechanic's lien to get a title for a vehicle and why it's commonly used to fraudulently obtain vehicle titles.
The dealership was supposed to sell the customer's cars and pay for the titles, but that's not always the case. In this episode, we'll discuss the process of selling your used car on consignment.
Surety bonds and insurance both cover similar risks, but the biggest differences rest in what happens after the risk comes to life. In this episode, we'll explain the difference between obtaining a surety bond and insurance policy in a variety of industries and states.
Property values across the country are soaring, oftentimes in the most unexpected locations. How can purchasing a home now increase your future homeowner's equity?
Before you can title your vehicle in your name, you must first obtain a lien release from your auto lender. In this episode, we'll discuss what the DMV considers to be a lien release, alternative options to a letter of lien release, and what to do if your lender is no longer in business.
What is the difference between a lost title process and a title recovery process for a vehicle that lacks sufficient evidence of ownership?
If there's a loophole, a scammer will find it. In this episode, we'll discuss how scammers are using the term "Accredited Investor" to scam victims out of money and investor resources.
In order to register and title a vehicle or trailer, you first have to have a valid vehicle identification number (VIN). If your vehicle is missing its original VIN or has been reconstructed using major component parts, you can apply for a new VIN to obtain a new certificate of title. In this episode, we'll discuss four state examples of how to get a new VIN and what to do if the prior title is unavailable.
What can a private investigator legally do in an investigation? In this episode, we'll discuss how private investigators can legally conduct surveillance and gather evidence, the credentials you need as a private investigator, and if you can legally carry a weapon.
If you've recently purchased a vehicle without a title, you will need to contact the prior owner of the vehicle to assist you in the title transfer. In this episode, we'll discuss best practices for reaching out to the prior owner of your vehicle.
Online scams can be one of the most devastating types of scams to fall victim to; online fraudsters and scam websites can seemingly disappear overnight leaving you with questions on what to do next.
Using your working capital to secure projects may not be in your best interest as a Contactor. In this episode, we'll discuss how obtaining surety bonds can help secure your projects without taking a hit to your working capital.
The bill of sale is an important document needed for title transfer, but most states don't require a specific format. In this episode, we'll discuss how to write a bill of sale for a car title transfer and what the 5 most important components are.
Cyber liability insurance isn't just for businesses. With increasing hacks and data breaches, is it worth it to get a personal cyber liability insurance policy?
Mechanic's lien scams aren't new, but this one was a first. In this episode, we'll discuss a recent mechanic's lien scam investigation in Texas, how the scam slid under the radar, and how it was finally busted.
If you're missing the proper ownership documents to get a title, a bonded title may be an option in your state. In this episode, we'll discuss bonded vehicle titles, why they're helpful, and resources for your state.
Cybercrime is a huge problem for businesses and the sophistication of cybercriminal tactics is increasing daily. In this episode, we'll discuss what cyber liability insurance covers, provide examples, and discuss what you can do to keep your business safe in addition to cyber liability insurance coverage.
Contrary to what the name seems to imply, inland marine insurance doesn't actually have anything to do with water, so why is it crucial for contractors and construction firms to acquire this specific type of insurance?
The abandoned vehicle process varies in each state and most do not allow for the applicant to keep the vehicle at the end. In these particular states, if you want to keep the vehicle, here's why you want to avoid calling them "abandoned vehicles".
The one fraud case that no one saw coming. In this episode, we'll discuss how the CEO of a fraud prevention company was caught committing the acts that he was hired to prevent.
If you are a landlord or private property owner in Kansas and a tenant leaves a vehicle on your property, you may be eligible to use the abandoned vehicle process to sell the vehicle.
A certificate of destruction is not a salvage title or a junk title, it means that the only use for this vehicle is to destroy it.
If you're trying to collect on a judgment or settlement, it's not uncommon for a debtor to hide their assets. In this episode, we'll discuss the ways that private investigators discover concealed and fraudulent assets for an asset search investigation.
How do you file for an abandoned vehicle title in Alabama? In this episode, we'll answer this question and discuss how to file for an abandoned vehicle process in Alabama properly.
Cyber liability insurance is the fastest growing area of insurance. When it comes to picking cyber liability insurance, you have a lot of options. It’s important to know the risks that your industry faces.
A home inspection is an important step in buying a home, but how much does your home inspector really know on their own? In this episode, we'll discuss a better way to do a home inspection.
There are many reasons why you'd want to check if a vehicle has a lien. If you bought the car, you should be able to find out if there is a lien. Unfortunately, if you're not the titleholder, you may have problems finding out the lien status of your vehicle.
If you're scammed, obviously the scammer is at fault, but can a third party also be held liable for your losses? In this episode, we'll discuss how a third-party company or person can be held liable in some cases of fraud.
If you've purchased a vehicle from an auction, it's likely that your title has a salvage brand. In this episode, we'll discuss how to get a title for a vehicle that has been branded as salvage by an insurance company.
Buying a car is an exciting purchase, but buying from a private seller is much different than buying from a dealership. In this episode, we'll discuss the top 5 title tips for buying a vehicle from a private seller.
If you're a business owner, you'll want to understand the cyber risks that your industry faces. In this episode, we'll discuss the top 5 myths about cyber insurance risk coverage and why these risks are often overlooked.
A barn find could be a hidden gem or a title nightmare. In this episode, we'll discuss the common problems that drivers run into when getting a title for a barn find car, motorcycle, or another vehicle.
It's fairly simple to buy a car, but it's important to remember that this is a legal transfer of assets and should be treated as such. In this episode, we'll discuss tips for buyers and sellers of vehicles without titles and ways you can get a title before selling your vehicle.
In most states, an open title is a serious problem. In this episode, we'll discuss what an open title is and what types of penalties come along with this offense in various states.
Are investment scammers creating fake business shutdowns by the Securities and Exchange Commission (SEC)? If you've been scammed or think you're working with a scammer and come across a page like this, it may just be another scam.
If you're buying a vehicle, you may be checking the prices, reviewing dealerships, and comparing maintenance costs, but there are 5 other areas of consideration to think about before making your purchase. In this episode, we'll discuss the top 5 overlooked used car buying tips.
2008 was a hard time for many people, especially if you owned or recently purchased a home. In this episode, we'll discuss why signs are not pointing to a housing bubble burst similar to 2008 and what evidence points to this conclusion.
The cost of insurance policies will vary between industries, but what hidden data are insurers using to write these policies?
When most people think of background checks, they often associate them with pre-employment or other screenings. But how often do businesses background check their customers and why is it a good idea?
Vehicles purchased at estate and probate sales often have title problems. In this episode, we'll discuss why these vehicles can be difficult to title and how to obtain a title for a vehicle you've purchased.
The mechanic's lien process is a powerful tool granted to licensed autobody and repair shops, but can you get a title for a vehicle using the mechanic's lien process?
If you never obtained a lien release from your lender, there may be a few reasons why. In this episode, we'll talk about the three top reasons why your lender never sent you a lien release for your vehicle and what you can do about it.
If you're missing prior ownership documents for your vehicle, you may be able to obtain a vehicle title bond to apply for a title. In this episode, we'll discuss how to obtain a bonded title using a vehicle title bond in Colorado.
Within the insurance industry, we've seen the evolution of an entirely new sector: cyber liability insurance. In this episode, we'll discuss how cyber liability insurance is taking over the market, soon to surpass property liability insurance.
It's the end of your lease, and you want to buy out the car. How do you get a title for a leased car?
When it comes to private investigator work, the first question on many people's minds is whether they can use a hidden camera in their investigation. In this episode, we'll discuss when it is legal and ethical to use a hidden camera when investigating the actions of others.
DMVs around the country are making it easier than ever to check your vehicle title status. In this episode, we'll discuss where these portals are implemented and how they can help save you time at the DMV.
If you're trying to collect on a judgment, conducting an asset search prior to litigation can help your chances of recovery. In this episode, we'll discuss how an asset search can help a judgment or civil litigation case.
Does your vehicle have a certificate of destruction or non-repairable brand? In this episode, we'll explain what it means to have a certificate of destruction or non-repairable brand and what you can actually do with your vehicle to get a title.
If you're a business owner, insurance is a must. Depending on your industry, your insurance needs will vary. In this episode, we'll explain the most common business insurance policies for small to medium-sized businesses.
What vehicle data can be recovered? In this episode, we discuss how your vehicle stores GPS, speed, Bluetooth, and other types of data and how it can be extracted and used for digital forensics.
If your prior title was lost, stolen, damaged, or you never received it for transfer, you're likely eligible to obtain a bonded title. In this episode, we'll discuss how to obtain a vehicle title bond in California.
If you're a general contractor, you may be required to obtain a contractor bond prior to starting or bidding on a project. In this episode, we'll discuss contractor surety bonds and how they may impact your next project.
If you've purchased the vehicle and have the receipt, shouldn't this make it your car? Not quite. In this episode, we discuss why a bill of sale in not enough to get a title, and what you can do if that's all you have.
Did you buy a car without a title? Dealerships know better than to sell a vehicle without a title, and this state is doing something to hold them accountable.
It's no secret that newer, cleaner methods of energy are being implemented every day. How will this impact HVAC systems in homes and commercial buildings?
The Vermont title loophole has been used by vehicle owners for years as a way to get a title in their home state. How do they do it? In this episode, we'll discuss the Vermont title loophole and how to use it in your state.
If you have a reconstructed or replica vehicle, you may need to get a new VIN. However, it's not as simple as creating a new VIN and installing it on your vehicle. In this episode, we'll discuss how to obtain a new vehicle identification number (VIN) in four states and how this process is similar across the remaining US states.
Legal proceedings are expensive, not to mention the work that has to be done on the back end to provide evidence in your case. In this episode, we'll discuss alternative options to fund your lawsuit if you're short on cash.
If you are a licensed mechanic or autobody shop left with a vehicle that has an unpaid bill, you may be eligible to take ownership of the vehicle and recoup your losses using a mechanic's lien process. In this episode, we'll discuss how to file a mechanic's lien in Kentucky and provide tips for using the mechanic's lien process in other states.
Abandoned vehicle laws vary by state, not all states will allow for the finder to keep the abandoned vehicle without proper title documents. In this episode, we discuss abandoned vehicle laws in Florida and how you can get a title to a vehicle without proper evidence of ownership.
What is a credit privacy number (CPN) and can it be used to anonymously hide assets? In this episode, we'll discuss what a CPN is, why it was created, and how it can be used to find hidden assets.
If you've received an email regarding your Coinbase account with an email link to access your account, don't click it! In this episode, we'll discuss recent tactics of Coinbase email scams and how scammers obtain your information simply by you clicking on their email.
There are many factors in the construction industry that are causing delays and cancellations. In this episode, we'll discuss specifically why builders are refraining from taking on new orders for homes and sometimes just canceling the contract, what's going on?
If you use the wrong paperwork to get a car title, the government can void the titles even if you had it in your name. In this episode, we'll discuss fraudulent title companies under investigation and how you can avoid working with these bogus companies.
Title fraud is unfortunately more common than you may think. In this episode, we'll talk about title fraud, how it happens, and what exactly happened at the Wisconsin DMV.
What can you actually do with a vehicle that has a salvage title? In this episode, we'll discuss title washing salvage title vehicles and how to avoid getting scammed out of your vehicle due to a bogus title.
It's common knowledge that inflation is increasing construction costs, but how it impacts the costs of your project might be surprising. In this episode, we'll discuss where construction is seeing the most increase in costs and how it impacts your construction project.
Was your car title lost, stolen, or damaged? If so, you may be eligible for a duplicate title instead of a more tedious method of title recovery. In this episode, we'll discuss how to obtain a duplicate title and how to obtain a duplicate title if the prior owner is deceased.
In short, yes, along with many other pieces of data from your mobile device. In this episode, we'll discuss how mobile phone location data is used by third-party companies and why they're doing it.
If you're wondering, "How do I get a lien release from Santander Consumer USA?" you've come to the right episode. In this episode, we'll discuss how to release a lien from Santander Consumer USA if you have satisfied your vehicle loan and are eligible for a lien release.
Vehicle ownership can be tricky, especially if the primary driver and caretaker of the vehicle is not the titleholder. In this episode, we'll discuss the difference between the titleholder and the primary driver and which one of these parties actually owns the vehicle.
If you are a licensed mechanic or storage facility in possession of an abandoned vehicle and an unpaid bill in the state of Virginia, you may have options to recover the funds owed to your company through the process of a Mechanic's or Storage Lien.
The rise of cryptocurrencies has led to a conundrum plaguing the industry: crypto scams. In recent years, scammers have made off with billions of dollars from their victims. In this episode, we'll discuss the red flags of a crypto scam and how you can identify a scammer before it's too late.
Are you planning a septic system, but unsure of the best way to go about it? In this episode, we'll discuss why arranging your septic plan in advance can allow for more space on your property and maximize the property value.
If you win a case, it's up to you to enforce the collection process. In this episode, we'll discuss how to enforce a judgment with the assistance of an asset search.
There's only one way to truly check the VIN to see if a vehicle has been stolen, and the answer is NOT an online VIN check website. In this episode, we'll discuss the #1 way to make sure you're not buying a stolen vehicle.
Title fraud is a big deal. In this episode, we'll discuss recent events in New Jersey and Pennsylvania where the DMVs revoked over 3,000 vehicle titles due to title fraud and how to avoid becoming a victim yourself.
The National Motor Vehicle Title Information System (NMVTIS) is an extremely valuable tool for vehicle buyers. In this episode, we'll discuss what is included in an NMVTIS report, what is not included, and how to find the information that is not included through the DMV.
Building contractors have a higher incident of internal employee embezzlement, why is this? In this episode, we'll discuss the factors that make general contractors and similar businesses more susceptible to embezzlement and what steps you can take to keep your business safe.
If you're in the automotive industry or looking to enter, you may want to consider obtaining a transport license. In this episode, we'll define what a transport license or transporter plate is, what they can and can't do, and the typical process to become a registerer transporter.
The DMV in Ohio is different from the other 49 states, especially if you don't have the proper proof of ownership. In this episode, we'll talk about ways to get a title for a car in Ohio if you are missing the original title.
In any relationship, it's important to know exactly who you are dealing with. In this episode, we'll talk about why it's important to conduct background checks on the people close to you whether it's a personal or a business relationship.
Whether you're transferring your title and registration to another state, getting a new title in your name, or removing a second name from a car title, this episode will walk you through those processes. In this episode, we use California and Georgia as main examples but keep in mind that most state procedures are very similar. For more information, check out our website at CarTitles.com
What questions do you have about vehicle titles? For this episode, we looked at the most common questions we get at CarTitles.com and get them answered by a title expert. We'll cover mechanic's liens, the Vermont title loophole, how to contact the prior owner, and more!
No one deserves to be a victim of infidelity. In this episode, we provide tips from a licensed private investigator on the top 6 ways to catch a cheater so you can get the answers you need and start the healing process.
If you're working with a general contractor and subcontractors, it's imperative that you learn about construction and contractor lien waivers. In this episode, we'll discuss what a lien waiver is and how it can impact your home building process.
How do you hold corporate officers accountable for their part in your case? It can be difficult, or almost impossible, to recover losses from a corporation, but you may be able to hold their officers accountable with the right proof. In this episode, we'll discuss how to hold corporate officers and managers accountable without piercing the corporate veil.
If you're buying a car from a private seller online you might almost expect a title problem, but why are online dealerships having an increasingly hard time getting titles assigned to new owners?
If you are a licensed automotive repair shop that's stuck with an abandoned vehicle and an unpaid bill, you may be eligible to file a mechanic's lien. In this episode, we'll discuss how to file a mechanic's lien in Missouri and general tips for the process in all 50 states.
Almost everything is going digital and that includes the DMV. Some states are beginning to issue electronic titles in lieu of a paper title. What's behind this change?
In this episode, we'll discuss how to file for an abandoned vehicle in Alaska and how you can obtain a title for an abandoned vehicle.
How can you avoid delays and price adjustments when constructing your home? In this episode, we'll discuss how to navigate this subject with your general contractor and what to look out for in your new home contracts.
Before purchasing a vehicle, it's important to check the lien status. Especially if you're buying a newer vehicle for a surprisingly low price, make sure you're not going to be stuck with thousands of dollars owed in liens and no title.
Hidden assets are a huge problem if you're trying to collect on a judgment or divorce case. In this episode, we'll discuss 10 key places you can look to find out if someone is lying about their true wealth.
Do you know the difference between special title designations? There are many different types of vehicle titles that can be given to a vehicle depending on its history. In this episode, we'll discuss the differences between some of the most difficult title methods: abandoned titles, salvage titles, junk titles, and reconstructed titles.
Did you purchase a vehicle from a different state and need to transfer the title? In this episode, we'll go over a few state examples when you have the prior title, as well as what to do if you don't have the prior title available.
Licensed private investigators are held to a very high standard of ethics and unethical acts by a private investigator will lead to irreparable damage to your legal case. In this episode, we provide examples where we've seen other agencies shatter legal cases by using unethical practices, discuss what those practices are, and talk about how to choose the best investigator for your case.
What is the SWIFT banking system? New sanctions on Russia were recently announced, removing them from utilizing the SWIFT banking system. In this episode, we'll discuss what the SWIFT banking system is, why it's crucial to international banking, and how the SWIFT system is used by private investigators in asset searches.
If you're planning to build a kit car, also known as an assembled motor vehicle, the DMV has very specific criteria to meet before you can obtain a title. In this episode, we'll discuss what kit cars and assembled vehicles are and how they are different from typically manufactured vehicles.
Before you buy your next car, make sure you know the signs of a title scam. In this episode, we'll discuss what constitutes a title scam and how you can identify a potential title scammer before you become a victim.
Are you a private property owner in Colorado left with an abandoned vehicle? This episode will discuss the requirements for the abandoned vehicle process in Colorado, who gets to keep the abandoned vehicle, and other methods you can use to title the vehicle.
If you're in the process of having a new home built, listen up! Before proceeding with the construction, check your contract to make sure it's not subject to one of these clauses.
With today's technology, almost everything can be done online from shopping to doctor's appointments. Is the DMV next?
Estate fraud is a commonly overlooked method that individuals use to misappropriate assets or scam relatives out of their rightfully owed funds. In this episode, we'll discuss the alarming regularity of estate and probate fraud, discuss recent instances, and discuss how to best keep your assets and estate safe.
Part of the Vermont title loophole process is calculating the book value of your vehicle and using that figure to calculate the sales tax owed to the Vermont DMV. How do you determine which books and values are acceptable by the Vermont DMV? In this episode, we'll discuss how to calculate the sales tax using the Vermont title loophole and which books are acceptable according to state statutes.
The Vermont Title Loophole has specific requirements for cars, trucks, and motorcycles. Due to COVID, the VIN verification process was temporarily waived for certain vehicles. In 2022, this VIN verification is back and may impact your application. In this episode, we'll discuss the VIN verification process for the Vermont Title Loophole and how you may still be able to get around it.
Did you know that after you win a court case that it's up to YOU to collect on the judgment? Unfortunately, there's no help from the courts when it comes to enforcing judgments. In this episode, we'll discuss how a professional asset search by a licensed agency can help reveal assets and help you collect on your judgment.
The bonded title process in Arizona is typically easier than in most states. If you purchased a car without a title, the prior owner didn’t sign it over to you, or you misplaced the prior title before it could be transferred into your name, you may be able to obtain a bonded title in Arizona.
The abandoned vehicle title process is tricky. Every state jurisdiction has its own way of processing abandoned vehicles and each process has a very specific intended outcome. In this episode, we'll discuss the abandoned vehicle processes in a few US states, discuss key differences, and how to determine if a vehicle is truly abandoned.
If you're a property owner or developer looking to start a renovation, make sure that your contractors have lien waivers. In this episode, we'll define a lien waiver and discuss the use cases as well as the consequences of missing this key step.
Deleted data extraction is a form of investigation that involves finding and extracting data from electronic devices. In this episode, we'll discuss how the technology works and what types of hidden data you can uncover with this type of investigation.
Importing a vehicle into the US is an exciting experience, but you may not be able to drive your new ride for long. Import laws are changing according to the DMV, here's what you need to know.
The abandoned vehicle process can be tricky, each state has its own process. If you have a vehicle left on your private property, you may be able to file it as an abandoned vehicle. In this episode, we'll discuss how to file for an abandoned vehicle in Pennsylvania.
How will lumber prices affect home values and construction costs? In this episode, we discuss the current lumber trends in the general contracting industry and what to expect as a general contractor going into 2022.
Do you have a lien on your car title or need to obtain a vehicle lien release? The terms lien title and vehicle lien release may seem to have negative connotations, but a lien on a vehicle title is actually extremely common. In this episode, we'll discuss what it means to have a lien on your title vs. having a clear title and discuss the best methods to obtain a vehicle lien release from your lienholder.
The most common question we receive at CarTitles.com is "How do I transfer a car title from seller to buyer?" The DMV has a process for this, but there are many conditions that need to be met in order for them to accept the transfer. In this episode, we'll discuss the things you need to know to properly transfer a car title from seller to buyer.
Cryptocurrency transactions and assets aren't anonymous. They're pseudo-anonymous and according to the IRS, they're being tracked and linked to taxpayers. In this episode, we'll discuss how assets hidden in cryptocurrency are being located by the IRS and asset recovery agencies.
What happens to a car title when the owner dies? It’s a common question for many individuals who aren’t sure what to do with their deceased loved one’s car. In this episode, we'll discuss the general process for transferring a vehicle title from a deceased owner with survivorship and how to begin the process without survivorship.
The abandoned vehicle process is a complicated legal process. If you are a private property owner with an abandoned vehicle of any kind whether it's a truck, car, motorhome, or another type of vehicle, you may be able to file for an abandoned vehicle and have it removed from your property. So, how do you get started? Each state is different, this episode discusses the basics that every abandoned vehicle title process requires and how to get started.
If you're involved in a civil case, you'll need to present evidence prior to litigation. In this episode, we'll discuss how a private investigator can help you build your case and even discover hidden information.
Getting a quality home inspection before buying means the difference between moving into your dream home and the beginning of a nightmare of expensive home repairs. In this episode, we'll discuss the alternative choices home buyers have when arranging a home inspection that can provide a more in-depth analysis of their future homes.
Each year companies lose millions at the hands of their own executives and the theft can be difficult to spot by the untrained eye. How do these white-collar scammers pull off these schemes? How can you keep your business safe from internal fraud?
A certificate of destruction is a permanent title brand designated by an insurance company for a vehicle that is intended to be destroyed. However, there are a few ways you can use this title brand to your benefit and even make some big bucks in the process.
Scam title companies aren't new, every day individuals are busted for trying to fool the system. Unfortunately for them, law enforcement is cracking down on these types of scams. So, who's Title Man?
The dealership is supposed to provide the buyer with their title, but what happens if the dealership didn't obtain the title in good faith? In this episode, we'll discuss how NOT to transfer a vehicle title and what kinds of penalties are out there for violators of title law.
A bonded title is a specific type of title designation required when the vehicle owner doesn't have valid prior ownership documents. Some states do not offer this as a means to get a title, but if you live in the state of Texas, you're in luck. This episode discusses how to get a bonded title in Texas.
A bank account search is a valuable tool for pre-litigation planning in judgment and divorce cases. This episode discusses how to comprehend the contents of a bank account search, key entries to look for when conducting a bank account search, and why pre-litigation planning is such an important step in any judgment or divorce case.
What's new for the Vermont title loophole in 2022? In this episode, we break down the registration process to obtain a title in Vermont as a non-resident and what changes are coming to the process in 2022.
If you bought a car without a title, or you're unsure if your vehicle has a title, it's important to get this resolved immediately. In most states, it's illegal to drive around without a title, but sometimes the vehicle isn't eligible for a title. What makes a vehicle ineligible for a title?
If you're owed money from a judgment, there are ways to collect the funds that are rightfully yours. This episode dives into how to collect on judgments and how an asset search can help you uncover more than just cash.
A salvage title is a permanent title designation that is assigned when a vehicle has sustained a high amount of damage. Some states allow for these titles to be converted into rebuilt titles, but they will always have a salvage designation.
Cyber liability insurance is a hot topic for companies today and obtaining cyber insurance is an important part of safely operating a business. But simply having cyber insurance doesn't necessarily mean you or your company is protected.
Hidden assets in divorce cases are a huge problem. Divorce itself is tough to go through, but it becomes even more challenging when your ex-to-be isn't disclosing their true wealth. This could lead to you not receiving the alimony or child support that you are entitled to. The consequences too often lead to further litigation, impacting you and your family.
A vehicle lien release is an essential step to selling, trading, or giving away your car. A person is typically eligible for a vehicle lien release when the loan on the vehicle has been paid back to the lender. Are you a Nevada resident with a lien title? This episode may be able to help!
The mechanic's lien process is frequently abused, but how does that impact YOUR ability to get a title? Unfortunately, the prevalence of bogus mechanic's liens is making the title process even more difficult for everyday drivers.
This website is a favorite of ours, do you know where to find good, quality classic cars online? This website sold made over $800 million in used cars sales online!
Did you know that you can tell the DMV to block title transfers for your vehicle? If you're in a situation where you're concerned about the safety of your vehicle title, this episode may be able to help. This episode talks specifically about the process in California, however, most states have a similar process.
Did you know you can undelete data from mobile devices? It's a common method used for investigations called digital forensics. But just how much can digital forensics uncover? The answer may be more than you think.
Discovering that there's an abandoned vehicle stored on a property can be exciting unless there's a reason the vehicle was left behind. Before buying a discovered vehicle or a "barn find", make sure both the seller and the vehicle are legitimate.
Are you in the market for your next vehicle? If you are, of course, you want the best deal possible. Here are 5 places where you can find great deals on used cars.
The car title is a very important document, but it's not necessarily available on demand. Learn more about the legality of car titles, why they're protected by the DMV, and how to go about obtaining or transferring a title to your name.
Online scammers have stolen millions of dollars from victims in the past year alone and that amount keeps climbing every day. Learn more about how to spot potential online scams before it's too late. Educating yourself about online scams is the best way to keep yourself safe.
Cyber security is one of the most important issues modern users face online. However, with evolving viruses and hacking methods, cybercrimes are becoming expensive and it's only getting easier for cybercriminals to navigate our online world. With hundreds of thousands of victims every year, what are common signs that your device has been hacked?
Have you bought a car at auction or plan to attend an auction in the future? Make sure you're getting your title transferred correctly! Learn about the top tips for titling a car bought from an auction in less than 4 minutes!
What's going on with the value of used cars and what does that say about the future of car buying?
The vehicle lien release is a government-issued document that officially declares that the lien on your vehicle title has been removed and you will be free to take action with your vehicle. This document removes any restrictions on what you can do with your car. So how do you get a vehicle lien release?
Title jumping is a serious offense that can result in fines and even imprisonment. How do you identify a jumped title?
If you have a judgment against someone who owns an LLC or against a corporation as a whole, it’s important to look for hidden assets within the debtor’s company. An LLC and its owner are separate entities. If you have a lawsuit against a person that owns an LLC, it’s imperative to establish the connection to prove their involvement.
What is a bonded title and what title situations require a bonded title? This episode discusses what a bonded title is, when it's used, and includes an example of how to get a bonded vehicle title in North Carolina.
Have you lost your car title? Your car title is the most important document to have for your car. It certifies that you own the vehicle and allows you to do things like drive, sell, or even dispose of your car. That’s why losing your title can be both a hassle and a scary proposition. So how do you replace a lost title?
If you’re trying to collect on a judgment, it’s important to find out if your debtor has any hidden assets. Hidden assets not only undervalue the wealth of the debtor, but the act of hiding assets is very much illegal. The ability to hide assets in multiple places can make it difficult to prove that the hidden assets ever existed, but it’s not impossible to track them down.
When you purchase a car from a dealership, the dealership is supposed to transfer your title within a reasonable amount of time. But what happens when they're no longer required to and it becomes a suggestion? New title laws in Florida may show car buyers what this reality is like.
The Vermont DMV has been a key player in helping drivers across the country get a title for their vehicle in their home state. For many years the Vermont registration process, also known as the Vermont title loophole, has been used to get a title for a vehicle even if the owner resides out of state.
We want bank accounts! Bank account searches are the most commonly requested type of asset search we conduct. But how do you conduct this type of search while following strict privacy laws?
When you think of the DMV, fast may not be the adjective of choice. But there's one simple way to make the process faster, you might be surprised at the answer!
A vehicle title is a legal document that proves ownership of a vehicle. What happens if you've lost your title or it's been damaged? If you're the last titled owner, the process may be easier than you think.
The court ordered title process is commonly overlooked as a method for vehicle title recovery, but if you’re missing key ownership documents you may want to consider it.
Just by accessing the internet, you may be giving away pieces of yourself and it all starts with your IP address.
Facebook marketplace is a great resource to purchase vehicles, but it's important to always be on the lookout for online scams. How do you tell a fraudulent listing from a real one?
It's very important to fix errors on your vehicle title, but how do you make changes to an official document once it's been printed?
Do insurance companies insure salvage vehicles? The short answer is sometimes, but it's not always an easy process. This episode references NY form MV-83SAL in the example.
There's no perfect legal system, but not all flaws come by chance, some flaws are intentionally created.
If you have a vehicle with a loan, in most cases you're going to owe more than the car is worth. With new changes in the auto industry, drivers may be able to get rid of those used car loans quicker.
Are you looking to obtain a title using the Vermont title loophole? If your vehicle is newer than 2007, you may be eligible to obtain a title using a different type of Vermont title loophole.
What happens when you bought a car without a title from a dealership that has gone out of business?
Can a stolen car have a title? One car buyer in New Jersey who thought they were getting a great deal ended up learning this lesson the hard way. Scammers are tricky, learn how to keep yourself safe from purchasing a stolen vehicle.
When a client is a victim of a scam or a fraud, the top question is usually, "How am I going to recover my lost funds?" One of the most common methods to recovering lost funds is through third-party liability.
If you're trying to get a vehicle title from the DMV, it may seem like they make it difficult for you to get a title. This may be somewhat true, but for a very good reason!
It is the same pattern for bitcoin, real estate, dating, advance fee, ponzi, rental, shipping, or other scams.
The home of your dreams will have dozens of other wanters next year when you need it. Lock up it now.
...and give you a better bid for e remodel, home repair, or new construction. This goes for electricians, plumbers, carpenters, and HVAC techs too.
Even if you pay cash for a car, the debts of the prior owner might come back to haunt you.
Facebook, Craigslist, Offer Up, and other classified ads can be great deals, or surprise losses.
This case had all of the dramatic events rolled into one. Hidden assets, affairs, drunk driving, and neglected kids.
The father sent the son to an out of state college with a paid off house to live in. The kid ends up in Europe leaving the dad with a house full of mortages and liens.
The business owners policy (BOP) is one of the most common packages, but has some important exclusions from coverage to consider.
Home price bubble is causing developers to cancel contracts against buyers on new homes in subdivisions, and re-pricing the homes as spec houses when completed.
Builders, contractors, and property owners are seeing lumber and materials doubling in the last 12 months.
The Madoff ponzi scheme was one of the largest in history, so how did most victims get all of their money back?