Ashley Who?: Recent Episodes
Stacks and the City
Today I'm showing you all the ways to make the MOST out of shopping the endless summer sales at retail stores. We refuse to go into a store and shop without a plan! There are so many opportunities to maximize your money in stores by investing in classic pieces and winter items. You all are truly fabulous and I am so grateful for ya'll's support! Keep listening, commenting, and letting me know what you think! Remember to: Use the summer time to invest in foundational pieces: black/neutral slacks, button-ups, etc Invest in winter clothes in the summertime Avoid spending too much money on trend items Per usual, ya'll are fabulous! Keep in Touch: @stacksnthecity Music: bensound.com
Today we uncover exactly what Rihanna, Diddy, and Jay-Z to amass their fortunes and most importantly, what Jay-Z did to become the first hip-hop mogul inducted into the BILLIONAIRES club. This video we delve into where their investments go and if exactly their musicianship led to their fortunes. Sources cited are below. Stay fabulous. https://www.celebritynetworth.com/articles/entertainment-articles/how-diddy-earned-his-855-million-net-worth/ https://www.forbes.com/sites/natalierobehmed/2019/06/04/rihanna-worth-fenty-beauty/ https://www.forbes.com/sites/zackomalleygreenburg/2019/06/03/jay-z-billionaire-worth/#354d7ffc3a5f Follow Me: @stacksnthecity Music: bensound.com
Good morning everyone! I know it's been a while but I want to say a wonderful and HUGE hello to you all! Ya'll are amazing and fabulous and I'm so glad to be back behind the mic in full bonnet talking to ya'll. I have some really amazing points in my life I want to share with you all about the fun happenings in my life. In This Episode: I want to give the biggest amount of gratitude and thanks to you all and for the amazing bouts of support. Ya'll are truly the truth! Switching the mic to a camera- YouTube do or die Future of Stacks and the City Ya'll are amazing! Seriously. Stay fabulous and get this money.
Ya'll want this money- or anything you desire in your life? Do you need the tools necessary to make it happen? I've whittled the seemingly infinite measures to success to three Cs- Connections, Confidence, and Consistency. Connections:It truly doesn't matter how intelligent or well educated you are- if you don't know the right people you won't have the success you deserve. You have to know the right people. Expand your network. Go to places and open your mouth. Speak to the most successful person in the room. Remember they're people too. Confidence:Are you confident? Having confidence allows you to go into anyplace like you belong- because you do. Building your confidence takes time and practice. Spend time focusing on your strengths. What makes you feel fabulous, great, and like you belong. Focus on that and speak to the person who intimidates you the most. Consistency:It doesn't matter how confident you are, or if you're cooling it with the Prime Minister, if you're not consistent with what you want in your life, you're not getting anywhere. Work to accomplish your goals a little bit every day. Consistency pays. Instagram & Twitter: @stacksnthecity Music: www.bensound.com
Hello and welcome to another fantastic episode of Stacks and the City! I am so excited to be here with you all and talk about getting this money. This month we are talking about TAXES. Taxes are a really hefty topic- in fact, it’s more of an entire topic up for discussion. There are so so so many directions you can use to make your taxes work for you. I HIGHLY recommend finding a trained tax professional to help answer tax questions and minimize any tax payments. Questions that Will Be Answered In This Episode: How exactly do taxes work? Do I claim 0 or 1 on these tax forms? How do tax brackets work? Ashley’s Tips: Deduct! There are so many ways to subtract from everyday life expenses to reduce you’re the amount of money you spend. Find a tax professional Especially as your financial lives get more complicated, it becomes imperative that you invest in professionals who truly help reduce your tax bill and who educate you on way to reduce your tax bill. Spend this coin properly! When the refund hits, DO NOT spend it on frivolous unnecessary items- at least not all of it. The vast majority of your refund needs to go to whomever you owe first. I recommend paying down the highest credit card interest payments first. Take back your coin! For More Information: https://www.fool.com/taxes/whats-my-tax-bracket.aspx https://obliviousinvestor.com/how-do-i-calculate-my-income-tax-refund/ Follow Me: @stacksnthecity Music: bensound.com
Good Wednesday, everyone! Today we are talking about Spring Cleaning. Spring has sprung and that means a wonderful spring-cleaning of our homes. BUT, we also need to consider a spring clean for our finances as well! Today, I offer four tips on tidying up your personal finances. 1: Check Your Coin Go into your bank account and see how much money you have! How 2: Call Credit Card Companies to Lower Your Interest Rates Keep the ball in your court. Call credit card companies to ask them to lower your interest rates. This more plausible when you’re making monthly payments on time and in-person. You’re in boos- not them. 2a: Open a Credit Card Building good credit means starting lines of credit. There is nothing wrong with credit cards as long as they’re used responsibly. Open a store account and every time you swipe PAY THE BALANCE IN FULL AT THE REGISTER. You’ll build credit and avoid credit card issues at the same time! 3) Clean Out Those Emails Unsubscribe to retail marketing emails, delete discretionary spending inclined apps, and delete all payment history in your phone. Make it difficult to spend money! 4) Plan Your Tax Refund Spring-cleaning and tax season are synonymous- carefully plan where your financial windfall goes. Keep a fraction for yourself- but the rest should absolutely go toward any debts you owe. Use this money to get ahead! That’s all for now. Thank you so much for tuning in. Per the usual, let me know ways you’re getting this money. Connect With Me: Twitter & Instagram: @stacksnthecity Music: bensound.com
Good day everyone! Today we are talking about the Credit Report. What in the world is it and why is it so important? A Credit Report is essentially a scorecard that judges how reliable you are at paying back borrowed money. The higher the score, the more reliable you are at paying back money. T The Basics of Borrowing You need something but have no financial ability to pay so you borrow money with a catch Like saying it will cost you $500 to borrow $20 from me The price attached with that is interest Percentage of cost Companies want you to pay the minimum balances- they earn more money Interest Varies: Rate Based on Credit History Credit Score Credit Score! Based on history, a Report Card for your finances Credit Score Breakdown Credit Score Depends on the Following Factors: Credit History Payment Debt Credit Accounts Opened Public Records Inquiries The Way to Begin Credit Repair is to look at the three Credit Agencies Transunion Equifax Experian LOOK AT IT LOOK AT IT LOOK AT IT Where to start paying back: Debt has a priority on what to pay back What impacts your Credit Score: Settlements/Collections Taxes Credit Cards Students Loans Car Payments Students Loans Home Loans Thank as always for listening! Y'all are fabulous. Instagram & Twitter: @stacksnthecity Music: www.bensound.com
Good day everyone! Today we are delving into the concept of the credit card. Is it a friend...or foe? This episode delves into the nitty-gritty of credit cards. Find out what to avoid when using credit cards, why credit cards are a fantastic way to utilize free travel and retail, and my top tips to using credit cards responsibly. In This Episode We'll Uncover: What is a Credit Card? Credit Cards as Foes: Interest Lack of Research Credit Cards as Friends: FREE TRAVEL Fun Rewards and Perks Build Your Credit Ways to Get the Money Out of Your Credit Card: Get a Credit Card With No Annual Free Research- Get a Credit Card with a Rewards Program PAY YOUR BALANCE IN FULL EACH MONTH Be Sure To Follow Me: Instagram & Twitter: @stacksnthecity Music: www.bensound.com
Good morning everyone! I am here answering your money questions about credit cards, traveling, and budgeting while abroad. I absolutely loved hearing your questions! Keep them coming! Ya'll are absolutely fabulous. In This Episode: Exactly how does one get into all of these airport lounges- for free? How can you leverage credit card to your advantage? Exactly how much does it cost to visit Australia? Keep in Touch: Instagram & Twitter: @stacksnthecity Music: www.bensound.com
Hello everyone and greetings from Melbourne! I am so excited to share with you all my experience in Melbourne. It’s awesome. I love the ability to share a piece of my culture with other people. Today’s episode talks all about travel tips while abroad. Travel doesn’t have to be expensive if you don’t want it to be! Tips: Get Your Currency Ahead of Time or at the ATM Shop at Supermarkets Stay in Hostels- they’re much cheaper! Instagram & Twitter: @stacksnthecity Music: bensound.com
Hello everyone! We’re kicking off our investment series. We will discuss exactly what is the stock market, why investing is for everyone, and common myths surrounding the Stock Market. The following are show highlights: The stock market is literally a place where you buy and sell- or trade shares- or pieces of an owned company. Chances are you’re already an investor. If you have a Thrift Savings Plan, 401(k), or 403(b) plan, you already have an investment portfolio through your employer. You’ve been putting money away for retirement- a fancy term that means you’ll get paid to not work. You will lose money. Yeah, I said it. However, investing works for the long time horizon. You have to stay committed to the stock market through good, bad, and ugly. If you stick through each downturn, you will be rewarded. The stock market isn’t for someone looking to keep their money for the short term. We’re talking 10, 20, 30+ years of dedication. A little bit truly goes a LONNNNNG way. No one is asking you to spend exorbitant amounts of coin in the market as a novice. Nah. Start putting $20 away each month and increase incrementally every time you get a raise, get promoted, or save money. The money will grow. Additional Resources: What in the world is an Index Fund? Real Estate or the Stock Market How Warren Buffet Collected So Much Coin Instagram & Twitter: @stacksnthecity Music: bensound.com