The Creative Financing Podcast: Recent Episodes

Cody R, Nicole K, and Jeff Rappaport: Real Estate Investing and Creative Financing Expert

Welcome to The Creative Financing Podcast for Real Estate Investors, Wholesalers, and Flippers, where you’ll learn how to structure terms, and use various creative financing strategies to create profitable deals for short and long-term wealth.

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group

~ Join the Apprenticeship program: email rebecca@weofferoptions.com ~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel ~ Follow The Creative Financing Facebook Page

~~ Connect with Jeff on Facebook ~~ Connect with Cody on Facebook ~~ Connect with Nicole on Instagram: @NicoleNikki_K

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269 In this video, we are going to work on more deal structuring for beginners. Nicole will be leading the way as she works to structure a long-term financing offer! Follow along in the series as she structures multiple creative financing offers.

Meetups:
- 1st Thursday of every Month join Jeff in person at Club 90: 9065 S Monroe St, Sandy, UT 84070-2640, United States
- 2nd Thursday of every Month join our FREE virtual creative financing class here: https://bit.ly/41sTO7c
~ Looking for a Mentor?  www.ROIMentors.com
~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo
~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU
~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w
~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj
~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB
~~ Connect with Cody on Facebook https://bit.ly/40HHMqP

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268 In this video, we are going to work on more deal structuring for beginners. Nicole will be leading the way as she works to structure a long-term financing offer! Follow along in the series as she structures multiple creative financing offers.

Meetups:
- 1st Thursday of every Month join Jeff in person at Club 90: 9065 S Monroe St, Sandy, UT 84070-2640, United States
- 2nd Thursday of every Month join our FREE virtual creative financing class here: https://bit.ly/41sTO7c
~ Looking for a Mentor?  www.ROIMentors.com
~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo
~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU
~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w
~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj
~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB
~~ Connect with Cody on Facebook https://bit.ly/40HHMqP

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267 In this episode, we are going to work on deal structuring for beginners. Nicole will be leading the way as she works to structure a cash and short-term financing offer! Follow along in the series as she structures multiple creative financing offers.

Meetups:

  • 1st Thursday of every Month join Jeff in person at Club 90 : 9065 S Monroe St, Sandy, UT 84070-2640, United States
  • 2nd Thursday of every Month join our FREE virtual creative financing class  https://bit.ly/41sTO7c

~ Looking for a Mentor?  www.ROIMentors.com 

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo

~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU

~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w

~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj 

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB

~~ Connect with Cody on Facebook https://bit.ly/40HHMqP

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266 We are back for part 4 of the Creative Offers series. This is the final part in this series! In this episode, we are going to work on telling a story with all of our offers together. Follow along and try to write some offers of your own to get the most possible out of this exercise.

Meetups:

  • 1st Thursday of every Month join Jeff in person at Club 90 : 9065 S Monroe St, Sandy, UT 84070-2640, United States
  • 2nd Thursday of every Month join our FREE virtual creative financing class https://bit.ly/41sTO7c

~ Looking for a Mentor?  www.ROIMentors.com 

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo

~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU

~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w

~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj 

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB

~~ Connect with Cody on Facebook https://bit.ly/40HHMqP or

https://www.fullcirclehomebuyers.com/

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265 We are back for part 3 of the Creative Offers series. In this episode, we are going to walk through the process of structuring a long-term creative financing offer. Follow along and try to write some offers of your own to get the most possible out of this exercise. If you have any questions, drop a comment below!

Meetups:

  • 1st Thursday of every Month join Jeff in person at Club 90 : 9065 S Monroe St, Sandy, UT 84070-2640, United States
  • 2nd Thursday of every Month join our FREE virtual creative financing class on zoom  https://bit.ly/3UJjEBl

~ Looking for a Mentor?  www.ROIMentors.com 

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo

~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU

~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w

~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj 

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB

~~ Connect with Cody on Facebook https://bit.ly/40HHMqP or

https://www.fullcirclehomebuyers.com/

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264 We are back for part 2 of the Creative Offers series. In this episode, we are going to start working on an example and writing multiple offers. Follow along and try to write some offers of your own to get the most possible out of this exercise.

Meetups:

  • 1st Thursday of every Month join Jeff in person at Club 90 : 9065 S Monroe St, Sandy, UT 84070-2640, United States
  • 2nd Thursday of every Month join our FREE virtual creative financing class on zoom  https://bit.ly/3HDp5vs

~ Looking for a Mentor?  www.ROIMentors.com 

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo

~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU

~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w

~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj 

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB

~~ Connect with Cody on Facebook https://bit.ly/40HHMqP or

https://www.fullcirclehomebuyers.com/

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263 Writing your first offer to purchase a property can be daunting! Especially when you are writing creative financing offers. In this video, we'll teach you everything you need to know to write your first Owner Financing Offer! We'll cover topics like the different types of offers, how to write a compelling case for financing, and more.If you're looking for tips on how to write Owner Financing Offers that will get you the best possible terms, then this episode and series are for you! If you have any questions, drop a comment below!

Meetups:

  • 1st Thursday of every Month join Jeff in person at Club 90 : 9065 S Monroe St, Sandy, UT 84070-2640, United States
  • 2nd Thursday of every Month join our FREE virtual creative financing class on zoom https://bit.ly/3HDp5vs

~ Looking for a Mentor? www.ROIMentors.com

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo

~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU

~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w

~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB

~~ Connect with Cody on Facebook https://bit.ly/40HHMqP or

https://www.fullcirclehomebuyers.com/

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Meetups:

  • 1st Thursday of every Month join Jeff in person at Club 90 : 9065 S Monroe St, Sandy, UT 84070-2640, United States
  • 2nd Thursday of every Month join our FREE virtual creative financing class on zoom  https://bit.ly/3HDp5vs

~ Looking for a Mentor?  www.ROIMentors.com 

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo

~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU

~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w

~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj 

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB

~~ Connect with Cody on Facebook https://bit.ly/40HHMqP or

https://www.fullcirclehomebuyers.com/

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261 Documentation time! In this episode, we discuss the essential addendums that you should have with your real estate contact. We cover two example addendums and one disclosures page.

Meetups:

  • 1st Thursday of every Month join Jeff in person at Club 90 : 9065 S Monroe St, Sandy, UT 84070-2640, United States
  • 2nd Thursday of every Month join our FREE virtual creative financing class on zoom  https://bit.ly/3HDp5vs

~ Looking for a Mentor?  www.ROIMentors.com 

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo

~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU

~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w

~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj 

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB

~~ Connect with Cody on Facebook https://bit.ly/40HHMqP or

https://www.fullcirclehomebuyers.com/

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260 Documentation time! In this episode, we continue our Contract Tips series where we work through a purchase and sale agreement. After you get an offer accepted, what's next? Writing a purchase and sale agreement is the next step to getting a property under contract!

Meetups: 

1st Thursday of every Month join Jeff in person at Club 90: 9065 S Monroe St, Sandy, UT 84070-2640, United States 

2nd Thursday of every Month join our FREE virtual creative financing class on zoom  https://bit.ly/3HDp5vs 

~ Looking for a Mentor?  www.ROIMentors.com  

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo  

~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU  

~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w  

~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj   

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB  

~~ Connect with Cody on Facebook https://bit.ly/40HHMqP or  www.fullcirclehomebuyers.com

--- Support this podcast: https://anchor.fm/creativefinancingpod/support

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Documentation time! In this episode, we are discussing a purchase and sale agreement and how to fill it out. After you get an offer accepted, what's next? Writing a purchase and sale agreement is the next step to getting a property under contract! 

Meetups:

  • 1st Thursday of every Month join Jeff in person at Club 90 : 9065 S Monroe St, Sandy, UT 84070-2640, United States
  • 2nd Thursday of every Month join our FREE virtual creative financing class on zoom  https://bit.ly/3HDp5vs

~ Looking for a Mentor?  www.ROIMentors.com

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo

~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU

~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w

~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB

~~ Connect with Cody on Facebook https://bit.ly/40HHMqP or

https://www.fullcirclehomebuyers.com/

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258 In this episode, we are continuing our series that is all about wraps. This is the final episode in the series. This time, we take a look at an example of a wraparound mortgage in action. The property in question has a lot of equity Jeff talks through how to evaluate options and write offers for the property. If you have any questions, drop a comment below!

Meetups:

  • 1st Thursday of every Month join Jeff in person at Club 90: 9065 S Monroe St, Sandy, UT 84070-2640, United States
  • 2nd Thursday of every Month join our FREE virtual creative financing class on zoom  https://bit.ly/3HDp5vs

~ Looking for a Mentor?  www.ROIMentors.com   

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo  

~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU  

~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w  

~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj   

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB  

~~ Connect with Cody on Facebook https://bit.ly/40HHMqP or  https://www.fullcirclehomebuyers.com/

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257 In this episode, we are continuing our series that is all about wraps. This is Part 3 in a 4-part series. This time, we take a look at an example of a wraparound mortgage in action. The property in question has little equity and Jeff talks through how to write a few offers for the property. If you have any questions, drop a comment below!

Meetups:

  • 1st Thursday of every Month join Jeff in person at Club 90: 9065 S Monroe St, Sandy, UT 84070-2640, United States
  • 2nd Thursday of every Month join our FREE virtual creative financing class on zoom  https://bit.ly/3HDp5vs

~ Looking for a Mentor?  www.ROIMentors.com

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo

~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU

~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w

~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB

~~ Connect with Cody on Facebook https://bit.ly/40HHMqP or

https://www.fullcirclehomebuyers.com/

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256 In this episode, we are continuing our series that is all about wraps. This is Part 2 in a 4-part series. In this episode, we take a deeper dive into the due on sale clause, subject-to vs wraps, and different ways to use wraps. This is an alternative to Subject-To deals, that still provides recourse to the seller to ensure all parties are properly protected. If you have any questions, drop a comment below!

Meetups:

  • 1st Thursday of every Month join Jeff in person at Club 90 : 9065 S Monroe St, Sandy, UT 84070-2640, United States
  • 2nd Thursday of every Month join our FREE virtual creative financing class on zoom  https://bit.ly/3HDp5vs

~ Looking for a Mentor?  www.ROIMentors.com

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://bit.ly/3DDrcyo

~ Follow The Creative Financing YouTube Channel https://bit.ly/3wZcJZU

~ Follow The Creative Financing Facebook Page https://bit.ly/3jsJN9w

~~ Connect with Jeff on Facebook https://bit.ly/3Y4OaXj

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://bit.ly/3Y4kgCB

~~ Connect with Cody on Facebook https://bit.ly/40HHMqP or

https://www.fullcirclehomebuyers.com/

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255 In this episode, we are starting a new series that is all about wraps! Wraps are often referred to as a Wrap Mortgage, Wraparound Mortgage, or an All Inclusive Trust Deed and Note. This is Part 1 in a 4-part series. This is an alternative to Subject-To deals, that still provides recourse to the seller to ensure all parties are properly protected. If you have any questions, drop a comment below!

Meetups:

  • 1st Thursday of every Month join Jeff in person at Club 90 : 9065 S Monroe St, Sandy, UT 84070-2640, United States
  • 2nd Thursday of every Month join our FREE virtual creative financing class on zoom here

~ Looking for a Mentor? www.ROIMentors.com

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group

~ Follow The Creative Financing YouTube Channel

~ Follow The Creative Financing Facebook Page

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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254 In this episode, we finished our 4-part series covering the most common mistakes that investors make when writing creative financing offers. By following along and keeping these mistakes in mind while writing your offers, you will improve your deal structuring abilities tremendously. If you have any questions, drop a comment below! If you missed the first three episodes in the series, you can check them out below!

Episode 1 In Series: https://www.youtube.com/watch?v=mfFIlWsnGls

Episode 2 In Series: https://www.youtube.com/watch?v=Ha6pmIINnMs

Episode 3 In Series: https://www.youtube.com/watch?v=RnatFN9-4U4

~ Looking for a Mentor?  www.ROIMentors.com

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or  https://www.fullcirclehomebuyers.com/

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253 We are back for Part 3 in the series where we cover the most common mistakes that investors make when writing creative financing offers. In this episode we cover mistakes #7-9. If you haven't watched the first two parts in the series, you can find the links below! If you have any questions, drop a comment below!

~ Looking for a Mentor?  www.ROIMentors.com      

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...    

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1  

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...    

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...   

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/   

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or  https://www.fullcirclehomebuyers.com/

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252 In this episode, we are back to covering the most common mistakes that investors make when writing creative financing offers. This is Part 2 in a 4-part series. By following along and keeping these mistakes in mind while writing your offers, you will improve your deal structuring abilities tremendously. If you have any questions, drop a comment below!

~ Looking for a Mentor?  www.ROIMentors.com

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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251 In this episode, we cover the most common mistakes that investors make when writing creative financing offers. This is Part 1 in a 4-part series. By following along and keeping these mistakes in mind while writing your offers, you will improve your deal structuring abilities tremendously.

~ Looking for a Mentor?  www.ROIMentors.com

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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250 In this episode, Nicole and Jeff are back with Nick Anderson and Brandon Vezzozo. We dive deeper into how Nick and Brandon operate their business and how they've grown their business into what it is today. This episode is full of gold nuggets!

~ Looking for a Mentor?  www.ROIMentors.com

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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249 In this episode, Nicole and Jeff sit down with Nick Anderson and Brandon Vezzozo. Nick and Brandon are students in Jeff's Creative Financing Academy. These two share their journey on how they got into real estate and how their company is currently structured.

~ Looking for a Mentor?  www.ROIMentors.com

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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248 We are back with Dan Diaz from the School of Sharks! Dan is a wealth of knowledge in real estate investing, especially when it comes to owner financing. In this episode, we dive deeper into Dan's thought process when it comes to deal structuring. Pay close attention to how Dan phrases his questions when he talks with the homeowner.

~ Looking for a Mentor?  www.ROIMentors.com

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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247 On this episode we have a great discussion with Dan Diaz from the School of Sharks! Dan is a wealth of knowledge in real estate investing, especially when it comes to owner financing. Dan approaches deal structuring differently than Jeff, Cody, and Nicole so we were able to get some great and unique insights from Dan.

~ Looking For a Mentor? www.ROIMentors.com

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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246 We are back for part 7 in this series of how and when to write creative financing offers. In this edition, we are reviewing the offers that Nicole previously structured. This is a great exercise to follow along with for anyone that needs practice writing offers.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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244 We are back for part 5 in this series of how and when to write creative financing offers. In this edition, we are going to have Nicole write offers on the property from start to finish. This is a great exercise to follow along with for anyone that needs practice writing offers.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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242 In this series, we discuss how to know when creative financing offers are helpful. This series is full of gold nuggets, including our thought process when screening a seller, running comps, and writing offers. If you want access to the spreadsheet featured in this episode, check out our Facebook group (linked below) where Cody will provide a link.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

242 In this series, we discuss how to know when creative financing offers are helpful. This series is full of gold nuggets, including our thought process when screening a seller, running comps, and writing offers. If you want access to the spreadsheet featured in this episode, check out our Facebook group (linked below) where Cody will provide a link.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

242 In this series, we discuss how to know when creative financing offers are helpful. This series is full of gold nuggets, including our thought process when screening a seller, running comps, and writing offers. If you want access to the spreadsheet featured in this episode, check out our Facebook group (linked below) where Cody will provide a link.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

241 In this series, we discuss how to know when creative financing offers are helpful. This episode builds off of part 1 where we screened the seller and ran our comps. Now it is time to write offers. Cody writes offers and Jeff/Nicole give feedback and ask questions as we go. If you want access to the spreadsheet featured in this episode, check out our Facebook group (linked below) where Cody will provide a link.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

241 In this series, we discuss how to know when creative financing offers are helpful. This episode builds off of part 1 where we screened the seller and ran our comps. Now it is time to write offers. Cody writes offers and Jeff/Nicole give feedback and ask questions as we go. If you want access to the spreadsheet featured in this episode, check out our Facebook group (linked below) where Cody will provide a link.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

240 In this series, we discuss how to know when creative financing offers are helpful. This series is full of gold nuggets, including our thought process when screening a seller, running comps, and writing offers. If you want access to the spreadsheet featured in this episode, check out our Facebook group (linked below) where Cody will provide a link.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

240 In this series, we discuss how to know when creative financing offers are helpful. This series is full of gold nuggets, including our thought process when screening a seller, running comps, and writing offers. If you want access to the spreadsheet featured in this episode, check out our Facebook group (linked below) where Cody will provide a link.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

240 In this series, we discuss how to know when creative financing offers are helpful. This series is full of gold nuggets, including our thought process when screening a seller, running comps, and writing offers. If you want access to the spreadsheet featured in this episode, check out our Facebook group (linked below) where Cody will provide a link.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

239 A lot has changed since our last commercial real estate market update. Interest rates have risen and the buyer pool is smaller than before. Now, creative financing plays a bigger role than ever. Join us as we discuss the changes to the commercial real estate market.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

239 A lot has changed since our last commercial real estate market update. Interest rates have risen and the buyer pool is smaller than before. Now, creative financing plays a bigger role than ever. Join us as we discuss the changes to the commercial real estate market.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

239 A lot has changed since our last commercial real estate market update. Interest rates have risen and the buyer pool is smaller than before. Now, creative financing plays a bigger role than ever. Join us as we discuss the changes to the commercial real estate market.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

238

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

238

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

238

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

237 Between YouTube and our podcast, we've covered endless ways to perform creative financing. But that doesn't mean we've done it all! In this episode, we look at creative financing through a new lens thanks to a contributor in our Facebook group. This new perspective comes by offering a variety of offers much different than Jeff and the team usually provide!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

237 Between YouTube and our podcast, we've covered endless ways to perform creative financing. But that doesn't mean we've done it all! In this episode, we look at creative financing through a new lens thanks to a contributor in our Facebook group. This new perspective comes by offering a variety of offers much different than Jeff and the team usually provide!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

237 Between YouTube and our podcast, we've covered endless ways to perform creative financing. But that doesn't mean we've done it all! In this episode, we look at creative financing through a new lens thanks to a contributor in our Facebook group. This new perspective comes by offering a variety of offers much different than Jeff and the team usually provide!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

236 In this episode, we are covering a case study that Cody has now closed. This is a real deal in Utah that was closed using owner financing terms where Cody stayed in the middle as the bank. We cover the offer made to the owner, Cody's initial exit strategy, and Jeff's suggested exit strategy!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

236 In this episode, we are covering a case study that Cody has now closed. This is a real deal in Utah that was closed using owner financing terms where Cody stayed in the middle as the bank. We cover the offer made to the owner, Cody's initial exit strategy, and Jeff's suggested exit strategy!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

236 In this episode, we are covering a case study that Cody has now closed. This is a real deal in Utah that was closed using owner financing terms where Cody stayed in the middle as the bank. We cover the offer made to the owner, Cody's initial exit strategy, and Jeff's suggested exit strategy!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

235 This episode wraps up our series in Owner Financing vs. Lease Options! This series is a tremendous way to learn the pros and cons of the two strategies. In this episode, we dive into an example of when each strategy should be used!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

234 Ever wondered what the differences between owner financing and lease option are? This is the episode for you. In part 3 of this series, we dive deeper into what you should consider when deciding between owner financing and a lease option. If you enjoyed the episode, leave us a review!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

233 Ever wondered what the differences between owner financing and lease option are? This is the episode for you. In part 2 of this series, we dive deeper into owner financing and the benefits/drawbacks associated with it! If you enjoyed the episode, drop a like!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

232

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

231 Want to get more practice on writing offers? In this episode, Cody presents an offer he made for a single-family home and Jeff gives feedback on how it could improve. Jeff also guides Cody through finding an exit strategy!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...    

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com     

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1  

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...    

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...   

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/  

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or  https://www.fullcirclehomebuyers.com/

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230 Our special guest, Eric Sage of Creative DealMaker, goes deeper into detail on how he uses notes. He covers every part of the note-buying process and gives you great insights into buying a property on notes! If you liked the episode, check out the Creative DealMaker Facebook group linked below!

https://www.facebook.com/groups/creativedealmaker

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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229 Our special guest, Eric Sage of Creative DealMaker, explains how he uses notes. He also talks about his real estate journey and why he's shifted his focus to notes. Eric frequently uses creative financing to buy properties and sell the paper to receive passive income! If you liked the episode, check out the Creative DealMaker Facebook group linked below!

https://www.facebook.com/groups/creativedealmaker

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

View Details

228 Our special guest, Nick Legamaro of Creative DealMaker, is back for round two! He talks about becoming the bank and how to achieve truly passive income. In this specific episode, Nick walks us through the model he uses to evaluate note deals. If you liked the episode, check out the Creative DealMaker Facebook group linked below!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...    

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com     

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1  

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...    

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...   

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/   

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or   https://www.fullcirclehomebuyers.com/

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227 Our special guest, Nick Legamaro of Creative DealMaker, helps us take a deeper dive into notes! He talks about becoming the bank and how to achieve truly passive income. Nick frequently uses creative financing to buy properties and sell the paper to receive passive income! If you liked the episode, check out the Creative DealMaker Facebook group linked below!

Want to learn more about Creative DealMaker? Check out their Facebook group! 

~ https://www.facebook.com/groups/creativedealmaker

Check out all of our resources and opportunities to learn more below:

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...    

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com     

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1  

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...    

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...   

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/   

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or   https://www.fullcirclehomebuyers.com/

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226 Trying to figure out how to start writing offers with creative financing? Part 3 of this series will continue to teach you about Jeff's thought process when he evaluates and structures offers for creative financing. If you have any questions, please let us know on Facebook or in the YouTube comments section.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...    

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com    

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1  ~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...    

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...   

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/   

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or   https://www.fullcirclehomebuyers.com/

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225 Trying to figure out how to start writing offers with creative financing? This episode will walk you through Jeff's thought process when he evaluates and structures offers for creative financing. If you have any questions, please let us know on Facebook or in the YouTube comments section.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program or Creative Financing Academy: www.ROIMentors.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or

https://www.fullcirclehomebuyers.com/

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224 Trying to figure out how to start writing offers with creative financing? This episode will walk you through Jeff's thought process when he evaluates and structures offers for creative financing. If you have any questions, please let us know on Facebook or in the YouTube comments section.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...    

~ Join the Apprenticeship program: email rebecca@weofferoptions.com   

~ Join the Creative Financing Academy: email jeff@weofferoptions.com     

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1  

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...    

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...   

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/   

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or   https://www.fullcirclehomebuyers.com/

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223 Just like the residential market, major changes are coming to the commercial real estate market. With higher interest rates, rising inventory, and plenty of uncertainty ahead, where does creative financing stand? This episode will cover the current state of the commercial real estate market and how to best utilize creative financing in this market. If there's anything we didn't answer, please let us know!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...    

~ Join the Apprenticeship program: email rebecca@weofferoptions.com   

~ Join the Creative Financing Academy: email jeff@weofferoptions.com     

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1  

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...    

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...   

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/   

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or   https://www.fullcirclehomebuyers.com/

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222 The residential real estate market is undergoing some major shifts right now. With higher interest rates, rising inventory, and plenty of uncertainty ahead, where does creative financing stand? This episode will cover the current state of the residential real estate market and how to best utilize creative financing in this market. If there's anything we didn't answer, please let us know!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...    

~ Join the Apprenticeship program: email rebecca@weofferoptions.com   

~ Join the Creative Financing Academy: email jeff@weofferoptions.com     

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1  

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...    

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...   

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/   

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or   https://www.fullcirclehomebuyers.com/

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221 Take another peek into some deals Jeff is working on. In this episode, he discusses some commercial properties, including a storage unit, and how he structured his offers to buy the properties. If you have any questions about this deal structuring, let us know!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...   

~ Join the Apprenticeship program: email rebecca@weofferoptions.com   

~ Join the Creative Financing Academy: email jeff@weofferoptions.com     

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1 

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...    

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...   

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/   

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or   https://www.fullcirclehomebuyers.com/

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220

This episode gives you more insight into deals we are actively working on. It's a first-hand look into a successful real estate operation. If you have any questions or have a topic you'd love to see discussed, drop a comment down below! 

Check out the Creative DealMaker: https://www.facebook.com/groups/creativedealmaker 

Questions  ~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...    

~ Join the Apprenticeship program: email rebecca@weofferoptions.com   

~ Join the Creative Financing Academy: email jeff@weofferoptions.com     

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1 

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...    

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...   

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/   

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or   https://www.fullcirclehomebuyers.com/

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219 Ever wonder what deals we are actively working on? This episode involves Jeff talking through deals he is currently working on in his business! It's a first-hand look into a successful real estate operation. If you have any questions or have a topic you'd love to see discussed, drop a comment down below!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group

https://www.facebook.com/groups/86638...

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/channel/UCV-9...

~ Follow The Creative Financing Facebook Page https://www.youtube.com/c/TheCreativeFinancingPodcast/?sub_confirmation=1

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or https://www.fullcirclehomebuyers.com/

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218 Now that you know how to analyze a lead, it's time to write offers! In this video, Jeff walks us through how he wrote offers for a single-family home in the midwest. If you have any questions along the way, drop a comment below! If you have a deal that you want to get analyzed, let us know in the Facebook group!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/86638...    

~ Join the Apprenticeship program: email rebecca@weofferoptions.com   

~ Join the Creative Financing Academy: email jeff@weofferoptions.com     

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/channel/UCV-9...  

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeF...    

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappapo...   ~

~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/   

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?... or   https://www.fullcirclehomebuyers.com/

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217 How To Analyze Real Estate Leads For Creative Financing

Trying to learn whether or not something is a lead? Follow along and learn how to evaluate your leads with creative financing. If you have any questions on the strategies, drop a comment below!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappaport.756

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?id=100010035768907 or

https://www.fullcirclehomebuyers.com/

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216 How To Buy Real Estate With $0 Out Of Your Pocket

Are you wanting to scale up you real estate business, but don't have endless personal captial? This is the perfect episode for you! In this episode, we discuss several ways that you can purchase a property with $0 out of your own pocket. If you have any questions on the strategies, drop a comment below!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappaport.756

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?id=100010035768907 or

https://www.fullcirclehomebuyers.com/

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215 How To Handle Common Creative Financing Objections

Are you having trouble getting homeowners to take creative financing offers? You're in the right place! In this video, we will talk through common objections associated with owner financing and how to handle them. Drop a comment below if you have any questions!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309  

~ Join the Apprenticeship program: email rebecca@weofferoptions.com 

~ Join the Creative Financing Academy: email jeff@weofferoptions.com   

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeFinancingPodcast  

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappaport.756 

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/ 

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?id=100010035768907 or

https://www.fullcirclehomebuyers.com/

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214 Start Doing This To Become A Rockstar At Talking To Sellers

One of the best practices you can do as a real estate professional is to practice your sales calls. This video will include Cody and Nicole on a mock cold call. Jeff also provides great feedback! If you have any objections you have issues with, drop them in the comments below.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappaport.756

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?id=100010035768907 or

https://www.fullcirclehomebuyers.com/

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213 Talking With Sellers About Creative Financing

Are you having trouble getting creative financing deals done? You're in the right place! You've learned how to run comps, you've learned how to structure offers, but now, it's time to learn how to talk with sellers about creative financing. Enjoy! Drop a comment below if you have any questions!

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappaport.756

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?id=100010035768907 or https://www.fullcirclehomebuyers.com/

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#212 Hybrid Interest Rate (Part 4)

The time has come! It is the finale of the hybrid interest series. In this four-part series, we have gone over how it works, when to use it, and how to put it into practice. This episode is part 3 of 4, we go through one final example of how to put the hybrid interest into practice. This series will add a valuable tool to your creative financing toolkit! Enjoy and let us know if you have any questions.

~ Want to ask a question? Submit yours to The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309   

~ Join the Apprenticeship program: email rebecca@weofferoptions.com 

~ Join the Creative Financing Academy: email jeff@weofferoptions.com   

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww 

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeFinancingPodcast   

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappaport.756  

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/  

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?id=100010035768907 or

https://www.fullcirclehomebuyers.com/

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211 Hybrid Interest Rate (Part 3)

How should you structure a deal using Hybrid Interest? In this four-part series, we go over how to utilize Jeff's hybrid interest rate. In this episode, we go through how to use hybrid interest to purchase a multi-family property! This episode is part 3 of 4, we go through an example of how to buy a duplex using hybrid interest. This series will add a valuable tool to your creative financing toolkit! Enjoy and let us know if you have any questions.  

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309  

~ Join the Apprenticeship program: email rebecca@weofferoptions.com 

~ Join the Creative Financing Academy: email jeff@weofferoptions.com   

~ Follow The Creative Financing YouTube Channel https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page https://www.facebook.com/TheCreativeFinancingPodcast  

~~ Connect with Jeff on Facebook https://www.facebook.com/jeff.rappaport.756 

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/ 

~~ Connect with Cody on Facebook https://www.facebook.com/profile.php?id=100010035768907 

https://www.fullcirclehomebuyers.com/ 

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210 Hybrid Interest Rate (Part 2)

What are hybrid interest rates and how do they work? In this four-part series, we go over how to utilize Jeff's hybrid interest rate. By this point, it should start to become more clear! If not, drop a question in the comments! This episode is part 2 of 4, we introduce the concept of hybrid interest and give a glimpse into how it differs. This series will add a valuable tool to your creative financing toolkit! Enjoy and let us know if you have any questions.

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel

https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page

https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook

https://www.facebook.com/jeff.rappaport.756

~~ Connect with Cody on Facebook

https://www.facebook.com/profile.php?id=100010035768907

https://www.fullcirclehomebuyers.com/

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

View Details

209 Hybrid Interest Rate

What are hybrid interest rates and how do they work? In this four-part series, we go over how to utilize Jeff's hybrid interest rate. This episode is part 1 of 4, we introduce the concept of hybrid interest and give a glimpse into how it differs. This series will add a valuable tool to your creative financing toolkit! Enjoy and let us know if you have any questions.

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel

https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page

https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook

https://www.facebook.com/jeff.rappaport.756

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

~~ Connect with Cody on Facebook

https://www.facebook.com/profile.php?id=100010035768907

https://www.fullcirclehomebuyers.com/

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208 Evaluating Exit Strategies to Maximize Profit (Part 4)

What is true passive income? In this four-part series, we go over how to accomplish this through the use of notes. This episode is part four a continuation of last week's example where Jeff now goes over his offers on this property. It is a 2 bed 1 1/2 bath condo worth 190k. It doesn't meet the 1% rule and there isn't much equity. Stay tuned and learn how to evaluate an exit strategy that allows us to still make a profit on this deal. Get your notepad and calculator out because this series is a game-changer.

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel

https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page

https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook

https://www.facebook.com/jeff.rappaport.756

~~ Connect with Cody on Facebook

https://www.facebook.com/profile.php?id=100010035768907

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

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207 Evaluating Exit Strategies to Maximize Profit (Part 3)

What is true passive income? In this four-part series, we go over how to accomplish this through the use of notes. This episode is part three and Jeff has a new example for us in this episode. It is a 2 bed 1 1/2 bath condo worth 190k. It doesn't meet the 1% rule and there isn't much equity. Stay tuned and learn how to evaluate an exit strategy that allows us to still make a profit on this deal. Get your notepad and calculator out because this series is a game-changer.

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel

https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page

https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook

https://www.facebook.com/jeff.rappaport.756

~~ Connect with Cody on Facebook

https://www.facebook.com/profile.php?id=100010035768907

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

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206 Evaluating Exit Strategies to Maximize Profit (Part 2)

What is true passive income? In this four-part series, we go over how to accomplish this through the use of notes. This is part two where Jeff goes over possible exit strategies and how it translates into profit for us on this deal. The property is located in Illinois that went from one single-family home to two, and now three. Stay tuned and learn how to evaluate exit strategies that allow us to stay in the middle. Don’t know what I’m talking about? Get your notepad and calculator out because this series is a game-changer.

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel

https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page

https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook

https://www.facebook.com/jeff.rappaport.756

~~ Connect with Cody on Facebook

https://www.facebook.com/profile.php?id=100010035768907

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

View Details

205 Evaluating Exit Strategies to Maximize Profit (Part 1)

What is true passive income? In this four-part series, we go over how to accomplish this through the use of notes. This episode is part one where Jeff presents his case study. A deal in Illinois that went from one single-family home to two, and now three. Stay tuned and learn how to evaluate exit strategies that allow us to stay in the middle. Don’t know what I’m talking about? Get your notepad and calculator out because this series is a game-changer.

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel

https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page

https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook

https://www.facebook.com/jeff.rappaport.756

~~ Connect with Cody on Facebook

https://www.facebook.com/profile.php?id=100010035768907

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

View Details

205 Evaluating Exit Strategies to Maximize Profit (Part 1)

What is true passive income? In this four-part series, we go over how to accomplish this through the use of notes. This episode is part one where Jeff presents his case study. A deal in Illinois that went from one single-family home to two, and now three. Stay tuned and learn how to evaluate exit strategies that allow us to stay in the middle. Don’t know what I’m talking about? Get your notepad and calculator out because this series is a game-changer.

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel

https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page

https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook

https://www.facebook.com/jeff.rappaport.756

~~ Connect with Cody on Facebook

https://www.facebook.com/profile.php?id=100010035768907

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

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204 Live Deal Structuring With Real Estate Expert

What would Jeff do? Today we find out what real estate expert, Jeff Rappaport, would offer on Cody’s duplex lead in Salt Lake City. Listen as we problem-solve this overpriced duplex.

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel

https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page

https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook

https://www.facebook.com/jeff.rappaport.756

~~ Connect with Cody on Facebook

https://www.facebook.com/profile.php?id=100010035768907

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

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Episode #203 Real Estate Expert Reviews Offers

Ever wondered what the real estate market is like in Salt Lake City? Real Estate expert Jeff Rappaport reviews offers put together by Co-Host Cody Richard. The property is a Duplex located in Salt Lake City, UT. Listen as we go over the contract for deed offer Cody put together.

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel

https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page

https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook

https://www.facebook.com/jeff.rappaport.756

~~ Connect with Cody on Facebook

https://www.facebook.com/profile.php?id=100010035768907

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

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202 Is it really a deal? Creative financing expert Jeff Rappaport reviews offers put together by Co-Host Cody Richard. This is part 2 of reviewing offers. As a recap, the property is a converted single-family home located in Boise, ID. Option one was seller subordination. Option two is Contract for Deed. Listen as we go through the numbers and Jeff gives his feedback.

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel

https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page

https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook

https://www.facebook.com/jeff.rappaport.756

~~ Connect with Cody on Facebook

https://www.facebook.com/profile.php?id=100010035768907

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

View Details

201 Creative Financing Expert Reviews Offers (Part 1)

Deal or no Deal? Creative financing expert Jeff Rappaport reviews offers put together by Co-Host Cody Richard. The property is a converted single-family home located in Boise, ID. We start with a seller subordination offer. Watch as we go through the numbers and Jeff gives his feedback along the way. Make sure you have your financial calculator and notepad ready with this one because Nicole has Jeff rewind a little for better understanding.

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200 Using Zero Percent Interest To Buy A Commercial Building

This is part 2 of "Zero Percent Financing". It starts off with a short review of examples from Part 1 (Episode 199) and we break down why zero percent interest is so powerful. There are three commercial building case studies in this episode, one is a strip mall, an apartment building located in California, and a property where the seller requested long-term financing vs cash.

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group https://www.facebook.com/groups/866386383888309

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel

https://www.youtube.com/channel/UCV-9Y9aUMujD-6L9u0akuww

~ Follow The Creative Financing Facebook Page

https://www.facebook.com/TheCreativeFinancingPodcast

~~ Connect with Jeff on Facebook

https://www.facebook.com/jeff.rappaport.756

~~ Connect with Cody on Facebook

https://www.facebook.com/profile.php?id=100010035768907

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

View Details

199 : Zero Percent Financing Introduction

In this episode, Jeff introduces his new co-hosts Cody Richard and Nicole Kemanjian. What to look forward to as the podcasts continues on. In part 1 of Zero Percent Financing - They discuss the power of zero-interest financing as well as its downfalls. How to use a financial calculator and which financial calculators to use. Jeff covers a few examples of zero percent interest deals. To follow along with calculations make sure to check out the episode on The Creative Financing YouTube Channel.

Financial Calculators Mentioned:

  1. Free Apps - Ez Calculators, fncalculator.com, bankrate.com
  2. Paid App - 10BII HD
  3. Hand-Held Calc - HP 10BII

~ Want to ask a question? Submit yours in The Creative Financing Facebook Group

~ Join the Apprenticeship program: email rebecca@weofferoptions.com

~ Join the Creative Financing Academy: email jeff@weofferoptions.com

~ Follow The Creative Financing YouTube Channel

~ Follow The Creative Financing Facebook Page

~~ Connect with Jeff on Facebook:

https://www.facebook.com/jeff.rappaport.756

~~ Connect with Cody on Facebook:

https://www.facebook.com/profile.php?id=100010035768907

~~ Connect with Nicole on Instagram: @NicoleNikki_K or https://www.instagram.com/nicolenikki_k/

Episode 199

View Details

198: pt.4 Q&A With Jeff’s Apprentices

In this series, we take questions from Jeff’s apprentices who are currently in his program. They ask some great questions and this will help you further understand creative financing from a macro perspective. Here are the following questions we answer for these apprentices…

Why would a Seller consider taking a terms offer over selling out right?

How much more do the Sellers nets by taking terms?

What is the Seller's security in taking a terms offer?

What is one of the major trends in wholesaling right now?

Do you send the same type of offers every time?

For someone just starting in creative financing, what's the first term offer one should start using?

How can you ensure payments get passed on to my heirs?

Can you still offer terms on a property where the Seller is looking to do a 1031 exchange?

How do you protect yourself in the event of a market crash?

Do you pre-negotiate extensions on terms?

What do you do with the property at the end of the term when the balloon is due?

Are there any types of loans that you can’t use creative financing loans such as FHA or VA or Reverse mortgage loans?

If you buy a property on owner finance, can you sell the property before the end of the term?

How do I use creative financing as a flipper or buy and hold investor?

How do you structure terms if a seller won’t take any less than 20%?

How to best work with investors to buy the property yourself rather than wholesaling it?

How do you work with a Seller who has an exceedingly high mortgage payment?

How do you set up a tenant/owner occupant for success to buy the property at the end of the term.

What offers do you get accepted the most and why?

Do you get the tax benefits on owner financing?

Can I sell my property on a subject to?

What are the benefits for agents to work with us on a term offer for their client?

View Details

197: pt.3 Q&A With Jeff‘s Apprentices

In this series, we take questions from Jeff’s apprentices who are currently in his program. They ask some great questions and this will help you further understand creative financing from a macro perspective. Here are the following questions we answer for these apprentices…

Why would a Seller consider taking a terms offer over selling out right?

How much more do the Sellers nets by taking terms?

What is the Seller's security in taking a terms offer?

What is one of the major trends in wholesaling right now?

Do you send the same type of offers every time?

For someone just starting in creative financing, what's the first term offer one should start using?

How can you ensure payments get passed on to my heirs?

Can you still offer terms on a property where the Seller is looking to do a 1031 exchange?

How do you protect yourself in the event of a market crash?

Do you pre-negotiate extensions on terms?

What do you do with the property at the end of the term when the balloon is due?

Are there any types of loans that you can’t use creative financing loans such as FHA or VA or Reverse mortgage loans?

If you buy a property on owner finance, can you sell the property before the end of the term?

How do I use creative financing as a flipper or buy and hold investor?

How do you structure terms if a seller won’t take any less than 20%?

How to best work with investors to buy the property yourself rather than wholesaling it?

How do you work with a Seller who has an exceedingly high mortgage payment?

How do you set up a tenant/owner occupant for success to buy the property at the end of the term.

What offers do you get accepted the most and why?

Do you get the tax benefits on owner financing?

Can I sell my property on a subject to?

What are the benefits for agents to work with us on a term offer for their client?

View Details

196: pt.2 Q&A With Jeff’s Apprentices

In this series, we take questions from Jeff’s apprentices who are currently in his program. They ask some great questions and this will help you further understand creative financing from a macro perspective. Here are the following questions we answer for these apprentices…

Why would a Seller consider taking a terms offer over selling out right?

How much more do the Sellers nets by taking terms?

What is the Seller's security in taking a terms offer?

What is one of the major trends in wholesaling right now?

Do you send the same type of offers every time?

For someone just starting in creative financing, what's the first term offer one should start using?

How can you ensure payments get passed on to my heirs?

Can you still offer terms on a property where the Seller is looking to do a 1031 exchange?

How do you protect yourself in the event of a market crash?

Do you pre-negotiate extensions on terms?

What do you do with the property at the end of the term when the balloon is due?

Are there any types of loans that you can’t use creative financing loans such as FHA or VA or Reverse mortgage loans?

If you buy a property on owner finance, can you sell the property before the end of the term?

How do I use creative financing as a flipper or buy and hold investor?

How do you structure terms if a seller won’t take any less than 20%?

How to best work with investors to buy the property yourself rather than wholesaling it?

How do you work with a Seller who has an exceedingly high mortgage payment?

How do you set up a tenant/owner occupant for success to buy the property at the end of the term.

What offers do you get accepted the most and why?

Do you get the tax benefits on owner financing?

Can I sell my property on a subject to?

What are the benefits for agents to work with us on a term offer for their client?

View Details

195: pt.1 Q&A With Jeff’s Apprentices

In this series, we take questions from Jeff’s apprentices who are currently in his program. They ask some great questions and this will help you further understand creative financing from a macro perspective. Here are the following questions we answer for these apprentices…

Why would a Seller consider taking a terms offer over selling out right?

How much more do the Sellers nets by taking terms?

What is the Seller's security in taking a terms offer?

What is one of the major trends in wholesaling right now?

Do you send the same type of offers every time?

For someone just starting in creative financing, what's the first term offer one should start using?

How can you ensure payments get passed on to my heirs?

Can you still offer terms on a property where the Seller is looking to do a 1031 exchange?

How do you protect yourself in the event of a market crash?

Do you pre-negotiate extensions on terms?

What do you do with the property at the end of the term when the balloon is due?

Are there any types of loans that you can’t use creative financing loans such as FHA or VA or Reverse mortgage loans?

If you buy a property on owner finance, can you sell the property before the end of the term?

How do I use creative financing as a flipper or buy and hold investor?

How do you structure terms if a seller won’t take any less than 20%?

How to best work with investors to buy the property yourself rather than wholesaling it?

How do you work with a Seller who has an exceedingly high mortgage payment?

How do you set up a tenant/owner occupant for success to buy the property at the end of the term.

What offers do you get accepted the most and why?

Do you get the tax benefits on owner financing?

Can I sell my property on a subject to?

What are the benefits for agents to work with us on a term offer for their client?

View Details

194: pt.2 Lease Options And How To Use Them

Scenarios in which you want to use lease options vs contract for deed.

  1. Avoid hefty title transfer fees and tax.
  2. Forfeiture process/time frame to extensive vs eviction process.
  3. Able to control the property without ownership.
  4. Less down, option deposit and/or security deposit no big down payment.

Example of wholesaling a Lease Option- SFH worth 550K Buy on lease option for 505K with 2K down. Find a tenant buyer for 522K with 17K down. With 2K monthly lease payment. Take 15K as a wholesale fee.

Master lease option example- best to use on investment properties with value add opportunity. Where you have a lease with the owner and can sublease the units. Owner is responsible for capital repairs/expenses, taxes, and insurance. The owner no longer has to manage the property or hire a management company.

Example 20 unit apartment building, 10- 2beds 10- 1beds by a university. 150K in deferred maintenance. Owner will have a large tax consequence when he sells because he depreciated it over 27.5 years. The heirs want him to hold the property till death to avoid tax consequences. Rents are below market and can be increased. Charge pet rents. Chargeback sewer/water/garbage to tenants, add storage units, ect. Offer to pay 80K as option deposit.

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193: pt.1 Lease Options And How To Use Them

Scenarios in which you want to use lease options vs contract for deed.

  1. Avoid hefty title transfer fees and tax.
  2. Forfeiture process/time frame to extensive vs eviction process.
  3. Able to control the property without ownership.
  4. Less down, option deposit and/or security deposit no big down payment.

Example of wholesaling a Lease Option- SFH worth 550K Buy on lease option for 505K with 2K down. Find a tenant buyer for 522K with 17K down. With 2K monthly lease payment. Take 15K as a wholesale fee.

Master lease option example- best to use on investment properties with value add opportunity. Where you have a lease with the owner and can sublease the units. Owner is responsible for capital repairs/expenses, taxes, and insurance. The owner no longer has to manage the property or hire a management company.

Example 20 unit apartment building, 10- 2beds 10- 1beds by a university. 150K in deferred maintenance. Owner will have a large tax consequence when he sells because he depreciated it over 27.5 years. The heirs want him to hold the property till death to avoid tax consequences. Rents are below market and can be increased. Charge pet rents. Chargeback sewer/water/garbage to tenants, add storage units, ect. Offer to pay 80K as option deposit.

View Details

In this series we talk about understanding creative financing, the strategies used, and the pro’s and con’s of each. Here are the different strategies and how they pertain to the following …

Title Transfer

Foreclosure

Taxes

Due on Sale Clause

Maintenance and Repairs,

Closing and Transfer tax

  1. Lease Options- No title transfer, so no closing or transfer tax, no foreclosure, only eviction. No Due on sale. Maintenance can be passed on to the tenant. Taxes are typically paid by the Landlord.
  2. Contract For Deed/Land Contract- No title transfer, there is typically a closing but no transfer tax until the contract is fulfilled. No foreclosure just a Forfeiture process, which differs state to state. Taxes paid by Buyer, Buyer responsible for maintenance and repairs because this is a sale.
  3. 1st position Trust Deed and Note- Only used when property is free and clear. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process. Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the property was free and clear.
  4. Seller Subordination- Title does transfer,so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the first mortgage should be paid off at closing. .
  5. All Inclusive Trust Deed/Wrap Around Mortgage- Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. There is a Due on Sale because there is an existing loan in place.
  6. Subject-To- there is no recourse for the Seller to take back the property. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs.. There is a Due on Sale because of the existing loan in place.

View Details

In this series we talk about understanding creative financing, the strategies used, and the pro’s and con’s of each. Here are the different strategies and how they pertain to the following …

Title Transfer

Foreclosure

Taxes

Due on Sale Clause

Maintenance and Repairs,

Closing and Transfer tax

  1. Lease Options- No title transfer, so no closing or transfer tax, no foreclosure, only eviction. No Due on sale. Maintenance can be passed on to the tenant. Taxes are typically paid by the Landlord.
  2. Contract For Deed/Land Contract- No title transfer, there is typically a closing but no transfer tax until the contract is fulfilled. No foreclosure just a Forfeiture process, which differs state to state. Taxes paid by Buyer, Buyer responsible for maintenance and repairs because this is a sale.
  3. 1st position Trust Deed and Note- Only used when property is free and clear. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process. Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the property was free and clear.
  4. Seller Subordination- Title does transfer,so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the first mortgage should be paid off at closing. .
  5. All Inclusive Trust Deed/Wrap Around Mortgage- Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. There is a Due on Sale because there is an existing loan in place.
  6. Subject-To- there is no recourse for the Seller to take back the property. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs.. There is a Due on Sale because of the existing loan in place.

View Details

In this series we talk about understanding creative financing, the strategies used, and the pro’s and con’s of each. Here are the different strategies and how they pertain to the following …

Title Transfer

Foreclosure

Taxes

Due on Sale Clause

Maintenance and Repairs,

Closing and Transfer tax

  1. Lease Options- No title transfer, so no closing or transfer tax, no foreclosure, only eviction. No Due on sale. Maintenance can be passed on to the tenant. Taxes are typically paid by the Landlord.
  2. Contract For Deed/Land Contract- No title transfer, there is typically a closing but no transfer tax until the contract is fulfilled. No foreclosure just a Forfeiture process, which differs state to state. Taxes paid by Buyer, Buyer responsible for maintenance and repairs because this is a sale.
  3. 1st position Trust Deed and Note- Only used when property is free and clear. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process. Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the property was free and clear.
  4. Seller Subordination- Title does transfer,so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the first mortgage should be paid off at closing. .
  5. All Inclusive Trust Deed/Wrap Around Mortgage- Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. There is a Due on Sale because there is an existing loan in place.
  6. Subject-To- there is no recourse for the Seller to take back the property. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs.. There is a Due on Sale because of the existing loan in place.

We use an example of a property with 4 single family homes on one lot. It needs about 60K in repairs, the seller is asking 110K and owns it free and clear. It can rent for 2400/month with an estimated expense of 800/month, which leaves 1600 in monthly cash flow. We can offer the Seller 750/month principle only. Now with the amount needed in repairs we need to get in light, say 5K, then refinance the property as soon as possible after repairs are complete, in order to recapture our capital. So what strategy do we use? We would just use a 1st position trust deed and note because it's free and clear.

Now Let's say there is a debt of 40K with 550/month payment. Then what? Well we can still offer 750/month, with wrapping their exact loan terms and offer 200 in principal only payments on a second note for the balance of their equity. This is where we would use an All inclusive trust deed and note or wrap around mortgage as our strategy.

Wrap Around Mortgage: 1 Note Example: Property info- SFH with ARV of $250K. Owes 57K. Payment 635/m PITI. Rented for $675. Could rent for 1400/month. Needs 25K in repairs. Cash offer at $165K.

Offered 180K PP. 9K down. New note $171K @ 2.5% 850/m principle and interest. Term 3.5 years. Balloon 149,351.

Wholesale to a landlord for $201K with $30K down.

Wrap Around Mortgage: 2 Notes Example: Create 1 note for exact terms of the existing note on the property. So 57K principle, same interest rate and term with same amortization schedule.

Second note- 114K principle with 225/month principal only payments for 42 months. Balloon of 104,550 on seco

View Details

In this series we talk about understanding creative financing, the strategies used, and the pro’s and con’s of each. Here are the different strategies and how they pertain to the following …

Title Transfer

Foreclosure

Taxes

Due on Sale Clause

Maintenance and Repairs,

Closing and Transfer tax

  1. Lease Options- No title transfer, so no closing or transfer tax, no foreclosure, only eviction. No Due on sale. Maintenance can be passed on to the tenant. Taxes are typically paid by the Landlord.
  2. Contract For Deed/Land Contract- No title transfer, there is typically a closing but no transfer tax until the contract is fulfilled. No foreclosure just a Forfeiture process, which differs state to state. Taxes paid by Buyer, Buyer responsible for maintenance and repairs because this is a sale.
  3. 1st position Trust Deed and Note- Only used when property is free and clear. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process. Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the property was free and clear.
  4. Seller Subordination- Title does transfer,so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the first mortgage should be paid off at closing. .
  5. All Inclusive Trust Deed/Wrap Around Mortgage- Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. There is a Due on Sale because there is an existing loan in place.
  6. Subject-To- there is no recourse for the Seller to take back the property. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs.. There is a Due on Sale because of the existing loan in place.

We use an example of a property with 4 single family homes on one lot. It needs about 60K in repairs, the seller is asking 110K and owns it free and clear. It can rent for 2400/month with an estimated expense of 800/month, which leaves 1600 in monthly cash flow. We can offer the Seller 750/month principle only. Now with the amount needed in repairs we need to get in light, say 5K, then refinance the property as soon as possible after repairs are complete, in order to recapture our capital. So what strategy do we use? We would just use a 1st position trust deed and note because it's free and clear.

Now Let's say there is a debt of 40K with 550/month payment. Then what? Well we can still offer 750/month, with wrapping their exact loan terms and offer 200 in principal only payments on a second note for the balance of their equity. This is where we would use an All inclusive trust deed and note or wrap around mortgage as our strategy.

Wrap Around Mortgage: 1 Note Example: Property info- SFH with ARV of $250K. Owes 57K. Payment 635/m PITI. Rented for $675. Could rent for 1400/month. Needs 25K in repairs. Cash offer at $165K.

Offered 180K PP. 9K down. New note $171K @ 2.5% 850/m principle and interest. Term 3.5 years. Balloon 149,351.

Wholesale to a landlord for $201K with $30K down.

Wrap Around Mortgage: 2 Notes Example: Create 1 note for exact terms of the existing note on the property. So 57K principle, same interest rate and term with same amortization schedule.

Second note- 114K principle with 225/month principal only payments for 42 months. Balloon of 104,550 on seco

View Details

In this series we talk about understanding creative financing, the strategies used, and the pro’s and con’s of each. Here are the different strategies and how they pertain to the following …

Title Transfer

Foreclosure

Taxes

Due on Sale Clause

Maintenance and Repairs,

Closing and Transfer tax

  1. Lease Options- No title transfer, so no closing or transfer tax, no foreclosure, only eviction. No Due on sale. Maintenance can be passed on to the tenant. Taxes are typically paid by the Landlord.
  2. Contract For Deed/Land Contract- No title transfer, there is typically a closing but no transfer tax until the contract is fulfilled. No foreclosure just a Forfeiture process, which differs state to state. Taxes paid by Buyer, Buyer responsible for maintenance and repairs because this is a sale.
  3. 1st position Trust Deed and Note- Only used when property is free and clear. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process. Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the property was free and clear.
  4. Seller Subordination- Title does transfer,so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the first mortgage should be paid off at closing. .
  5. All Inclusive Trust Deed/Wrap Around Mortgage- Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. There is a Due on Sale because there is an existing loan in place.
  6. Subject-To- there is no recourse for the Seller to take back the property. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs.. There is a Due on Sale because of the existing loan in place.

We use an example of a property with 4 single family homes on one lot. It needs about 60K in repairs, the seller is asking 110K and owns it free and clear. It can rent for 2400/month with an estimated expense of 800/month, which leaves 1600 in monthly cash flow. We can offer the Seller 750/month principle only. Now with the amount needed in repairs we need to get in light, say 5K, then refinance the property as soon as possible after repairs are complete, in order to recapture our capital. So what strategy do we use? We would just use a 1st position trust deed and note because it's free and clear.

Now Let's say there is a debt of 40K with 550/month payment. Then what? Well we can still offer 750/month, with wrapping their exact loan terms and offer 200 in principal only payments on a second note for the balance of their equity. This is where we would use an All inclusive trust deed and note or wrap around mortgage as our strategy.

Wrap Around Mortgage: 1 Note Example: Property info- SFH with ARV of $250K. Owes 57K. Payment 635/m PITI. Rented for $675. Could rent for 1400/month. Needs 25K in repairs. Cash offer at $165K.

Offered 180K PP. 9K down. New note $171K @ 2.5% 850/m principle and interest. Term 3.5 years. Balloon 149,351.

Wholesale to a landlord for $201K with $30K down.

Wrap Around Mortgage: 2 Notes Example: Create 1 note for exact terms of the existing note on the property. So 57K principle, same interest rate and term with same amortization schedule.

Second note- 114K principle with 225/month principal only payments for 42 months. Balloon of 104,550 on seco

View Details

In this series we talk about understanding creative financing, the strategies used, and the pro’s and con’s of each. Here are the different strategies and how they pertain to the following …

Title Transfer

Foreclosure

Taxes

Due on Sale Clause

Maintenance and Repairs,

Closing and Transfer tax

  1. Lease Options- No title transfer, so no closing or transfer tax, no foreclosure, only eviction. No Due on sale. Maintenance can be passed on to the tenant. Taxes are typically paid by the Landlord.
  2. Contract For Deed/Land Contract- No title transfer, there is typically a closing but no transfer tax until the contract is fulfilled. No foreclosure just a Forfeiture process, which differs state to state. Taxes paid by Buyer, Buyer responsible for maintenance and repairs because this is a sale.
  3. 1st position Trust Deed and Note- Only used when property is free and clear. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process. Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the property was free and clear.
  4. Seller Subordination- Title does transfer,so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the first mortgage should be paid off at closing. .
  5. All Inclusive Trust Deed/Wrap Around Mortgage- Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. There is a Due on Sale because there is an existing loan in place.
  6. Subject-To- there is no recourse for the Seller to take back the property. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs.. There is a Due on Sale because of the existing loan in place.

We use an example of a property with 4 single family homes on one lot. It needs about 60K in repairs, the seller is asking 110K and owns it free and clear. It can rent for 2400/month with an estimated expense of 800/month, which leaves 1600 in monthly cash flow. We can offer the Seller 750/month principle only. Now with the amount needed in repairs we need to get in light, say 5K, then refinance the property as soon as possible after repairs are complete, in order to recapture our capital. So what strategy do we use? We would just use a 1st position trust deed and note because it's free and clear.

Now Let's say there is a debt of 40K with 550/month payment. Then what? Well we can still offer 750/month, with wrapping their exact loan terms and offer 200 in principal only payments on a second note for the balance of their equity. This is where we would use an All inclusive trust deed and note or wrap around mortgage as our strategy.

Wrap Around Mortgage: 1 Note Example: Property info- SFH with ARV of $250K. Owes 57K. Payment 635/m PITI. Rented for $675. Could rent for 1400/month. Needs 25K in repairs. Cash offer at $165K.

Offered 180K PP. 9K down. New note $171K @ 2.5% 850/m principle and interest. Term 3.5 years. Balloon 149,351.

Wholesale to a landlord for $201K with $30K down.

Wrap Around Mortgage: 2 Notes Example: Create 1 note for exact terms of the existing note on the property. So 57K principle, same interest rate and term with same amortization schedule.

Second note- 114K principle with 225/month principal only payments for 42 months. Balloon of 104,550 on seco

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In this series we talk about understanding creative financing, the strategies used, and the pro’s and con’s of each. Here are the different strategies and how they pertain to the following …

Title Transfer

Foreclosure

Taxes

Due on Sale Clause

Maintenance and Repairs,

Closing and Transfer tax

  1. Lease Options- No title transfer, so no closing or transfer tax, no foreclosure, only eviction. No Due on sale. Maintenance can be passed on to the tenant. Taxes are typically paid by the Landlord.
  2. Contract For Deed/Land Contract- No title transfer, there is typically a closing but no transfer tax until the contract is fulfilled. No foreclosure just a Forfeiture process, which differs state to state. Taxes paid by Buyer, Buyer responsible for maintenance and repairs because this is a sale.
  3. 1st position Trust Deed and Note- Only used when property is free and clear. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process. Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the property was free and clear.
  4. Seller Subordination- Title does transfer,so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the first mortgage should be paid off at closing. .
  5. All Inclusive Trust Deed/Wrap Around Mortgage- Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. There is a Due on Sale because there is an existing loan in place.
  6. Subject-To- there is no recourse for the Seller to take back the property. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs.. There is a Due on Sale because of the existing loan in place.

We use an example of a property with 4 single family homes on one lot. It needs about 60K in repairs, the seller is asking 110K and owns it free and clear. It can rent for 2400/month with an estimated expense of 800/month, which leaves 1600 in monthly cash flow. We can offer the Seller 750/month principle only. Now with the amount needed in repairs we need to get in light, say 5K, then refinance the property as soon as possible after repairs are complete, in order to recapture our capital. So what strategy do we use? We would just use a 1st position trust deed and note because it's free and clear.

Now Let's say there is a debt of 40K with 550/month payment. Then what? Well we can still offer 750/month, with wrapping their exact loan terms and offer 200 in principal only payments on a second note for the balance of their equity. This is where we would use an All inclusive trust deed and note or wrap around mortgage as our strategy.

Wrap Around Mortgage: 1 Note Example: Property info- SFH with ARV of $250K. Owes 57K. Payment 635/m PITI. Rented for $675. Could rent for 1400/month. Needs 25K in repairs. Cash offer at $165K.

Offered 180K PP. 9K down. New note $171K @ 2.5% 850/m principle and interest. Term 3.5 years. Balloon 149,351. Exit Strategy Wholesale to a landlord for $201K with $30K down.

Wrap Around Mortgage: 2 Notes Example: Create 1 note for exact terms of the existing note on the property. So 57K principle, same interest rate and term with same amortization schedule.

Second note- 114K principle with 225/month principal only payments for 42 months. Balloon of 104,550 on second not

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In this series we talk about understanding creative financing, the strategies used, and the pro’s and con’s of each. Here are the different strategies and how they pertain to the following …

Title Transfer

Foreclosure

Taxes

Due on Sale Clause

Maintenance and Repairs,

Closing and Transfer tax

  1. Lease Options- No title transfer, so no closing or transfer tax, no foreclosure, only eviction. No Due on sale. Maintenance can be passed on to the tenant. Taxes are typically paid by the Landlord.
  2. Contract For Deed/Land Contract- No title transfer, there is typically a closing but no transfer tax until the contract is fulfilled. No foreclosure just a Forfeiture process, which differs state to state. Taxes paid by Buyer, Buyer responsible for maintenance and repairs because this is a sale.
  3. 1st position Trust Deed and Note- Only used when property is free and clear. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process. Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the property was free and clear.
  4. Seller Subordination- Title does transfer,so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the first mortgage should be paid off at closing. .
  5. All Inclusive Trust Deed/Wrap Around Mortgage- Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. There is a Due on Sale because there is an existing loan in place.
  6. Subject-To- there is no recourse for the Seller to take back the property. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs.. There is a Due on Sale because of the existing loan in place.

We use an example of a property with 4 single family homes on one lot. It needs about 60K in repairs, the seller is asking 110K and owns it free and clear. It can rent for 2400/month with an estimated expense of 800/month, which leaves 1600 in monthly cash flow. We can offer the Seller 750/month principle only. Now with the amount needed in repairs we need to get in light, say 5K, then refinance the property as soon as possible after repairs are complete, in order to recapture our capital. So what strategy do we use? We would just use a 1st position trust deed and note because it's free and clear.

Now Let's say there is a debt of 40K with 550/month payment. Then what? Well we can still offer 750/month, with wrapping their exact loan terms and offer 200 in principal only payments on a second note for the balance of their equity. This is where we would use an All inclusive trust deed and note or wrap around mortgage as our strategy.

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In this series we talk about understanding creative financing, the strategies used, and the pro’s and con’s of each. Here are the different strategies and how they pertain to the following …

Title Transfer

Foreclosure

Taxes

Due on Sale Clause

Maintenance and Repairs,

Closing and Transfer tax

  1. Lease Options- No title transfer, so no closing or transfer tax, no foreclosure, only eviction. No Due on sale. Maintenance can be passed on to the tenant. Taxes are typically paid by the Landlord.
  2. Contract For Deed/Land Contract- No title transfer, there is typically a closing but no transfer tax until the contract is fulfilled. No foreclosure just a Forfeiture process, which differs state to state. Taxes paid by Buyer, Buyer responsible for maintenance and repairs because this is a sale.
  3. 1st position Trust Deed and Note- Only used when property is free and clear. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process. Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the property was free and clear.
  4. Seller Subordination- Title does transfer,so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the first mortgage should be paid off at closing. .
  5. All Inclusive Trust Deed/Wrap Around Mortgage- Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. There is a Due on Sale because there is an existing loan in place.
  6. Subject-To- there is no recourse for the Seller to take back the property. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs.. There is a Due on Sale because of the existing loan in place.

We use an example of a property with 4 single family homes on one lot. It needs about 60K in repairs, the seller is asking 110K and owns it free and clear. It can rent for 2400/month with an estimated expense of 800/month, which leaves 1600 in monthly cash flow. We can offer the Seller 750/month principle only. Now with the amount needed in repairs we need to get in light, say 5K, then refinance the property as soon as possible after repairs are complete, in order to recapture our capital. So what strategy do we use? We would just use a 1st position trust deed and note because it's free and clear.

Now Let's say there is a debt of 40K with 550/month payment. Then what? Well we can still offer 750/month, with wrapping their exact loan terms and offer 200 in principal only payments on a second note for the balance of their equity. This is where we would use an All inclusive trust deed and note or wrap around mortgage as our strategy.

View Details

In this series we talk about understanding creative financing, the strategies used, and the pro’s and con’s of each. Here are the different strategies and how they pertain to the following …

Title Transfer

Foreclosure

Taxes

Due on Sale Clause

Maintenance and Repairs,

Closing and Transfer tax

  1. Lease Options- No title transfer, so no closing or transfer tax, no foreclosure, only eviction. No Due on sale. Maintenance can be passed on to the tenant. Taxes are typically paid by the Landlord.
  2. Contract For Deed/Land Contract- No title transfer, there is typically a closing but no transfer tax until the contract is fulfilled. No foreclosure just a Forfeiture process, which differs state to state. Taxes paid by Buyer, Buyer responsible for maintenance and repairs because this is a sale.
  3. 1st position Trust Deed and Note- Only used when property is free and clear. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process. Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the property was free and clear.
  4. Seller Subordination- Title does transfer,so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the first mortgage should be paid off at closing. .
  5. All Inclusive Trust Deed/Wrap Around Mortgage- Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. There is a Due on Sale because there is an existing loan in place.
  6. Subject-To- there is no recourse for the Seller to take back the property. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs.. There is a Due on Sale because of the existing loan in place.

We use an example of a property with 4 single family homes on one lot. It needs about 60K in repairs, the seller is asking 110K and owns it free and clear. It can rent for 2400/month with an estimated expense of 800/month, which leaves 1600 in monthly cash flow. We can offer the Seller 750/month principle only. Now with the amount needed in repairs we need to get in light, say 5K, then refinance the property as soon as possible after repairs are complete, in order to recapture our capital. So what strategy do we use? We would just use a 1st position trust deed and note because it's free and clear.

Now Let's say there is a debt of 40K with 550/month payment. Then what? Well we can still offer 750/month, with wrapping their exact loan terms and offer 200 in principal only payments on a second note for the balance of their equity. This is where we would use an All inclusive trust deed and note or wrap around mortgage as our strategy.

View Details

In this series we talk about understanding creative financing, the strategies used, and the pro’s and con’s of each. Here are the different strategies and how they pertain to the following …

Title Transfer

Foreclosure

Taxes

Due on Sale Clause

Maintenance and Repairs,

Closing and Transfer tax

  1. Lease Options- No title transfer, so no closing or transfer tax, no foreclosure, only eviction. No Due on sale. Maintenance can be passed on to the tenant. Taxes are typically paid by the Landlord.
  2. Contract For Deed/Land Contract- No title transfer, there is typically a closing but no transfer tax until the contract is fulfilled. No foreclosure just a Forfeiture process, which differs state to state. Taxes paid by Buyer, Buyer responsible for maintenance and repairs because this is a sale.
  3. 1st position Trust Deed and Note- Only used when property is free and clear. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process. Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the property was free and clear.
  4. Seller Subordination- Title does transfer,so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. No Due on Sale because the first mortgage should be paid off at closing. .
  5. All Inclusive Trust Deed/Wrap Around Mortgage- Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs. There is a Due on Sale because there is an existing loan in place.
  6. Subject-To- there is no recourse for the Seller to take back the property. Title does transfer, so there is a closing and transfer tax if applicable by state. Foreclosure process, Taxes paid by Buyer, Buyer responsible for maintenance and repairs.. There is a Due on Sale because of the existing loan in place.

We use an example of a property with 4 single family homes on one lot. It needs about 60K in repairs, the seller is asking 110K and owns it free and clear. It can rent for 2400/month with an estimated expense of 800/month, which leaves 1600 in monthly cash flow. We can offer the Seller 750/month principle only. Now with the amount needed in repairs we need to get in light, say 5K, then refinance the property as soon as possible after repairs are complete, in order to recapture our capital. So what strategy do we use? We would just use a 1st position trust deed and note because it's free and clear.

Now Let's say there is a debt of 40K with 550/month payment. Then what? Well we can still offer 750/month, with wrapping their exact loan terms and offer 200 in principal only payments on a second note for the balance of their equity. This is where we would use an All inclusive trust deed and note or wrap around mortgage as our strategy.

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We use the example of a seller asking 700K for a property worth only 600K. Here are the important things that have to work for you, if you overpay for a property-

  1. These are probably deals you should hold yourself, so you don’t have to convince someone else to over pay for the property.
  2. You need a low down payment because you are already overpaying for.
  3. You need considerable principal paydown. Either by principal only payments or low hybrid interest rate for a longer term.
  4. You need to be able to pick your monthly payment. This is probably the most important thing.
  5. You need a longer term 5-10yrs.

Let's say we offer 700K with 25K down. That's a light down payment. Now we need to pick a payment that works for us. So let's say you can rent this property for 4K/month then you would want your payment to be 2,500/month so you have some cash flow. Now you need a term long enough to end up at an 80% loan-to-value by the end of your term. So that when you refinance or sell the property you won’t have to come up with money out of pocket to do so.

Now what kind of offer can we put together? Well, given that your financing 675K (PV on your financial calculator) and your payment is -$2,500 (PMT on your calculator), you need to play with the term (N on your financial calculator) and the interest rate (I/YR)...

Here is what I came up with.

Purchase price 700K with 25K down. Present Value 675,000. 1.8% interest for 10yrs (120 months) with a monthly payment of 2,500 would give us a balloon payment of $479,582.22 at the end of our term which is right where we need to be for 80% loan-to-value. This offer allows you to over pay, to cash flow the property, and to be in a position to refinance at the end of your term without any significant money out of pocket. If the Seller wants a premium price then you need premium terms. By the way, if you can find a deal like this, you could earn about a 50% cash on cash return. That’s the power of Creative Financing.

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On this episode we talk about the last deal we created offers on. What happened and the lessons learned. The Seller initially accepted the Seller Subordination offer but was confused on the down payment so Jeff had to re-negotiate. Jeff explains why sometimes, it’s not in your best interest to make  more offers because the Seller picks and chooses what purchase price they want, with what down payment. Listen closely to find out what happened and how Jeff was still able to get the deal done. And more importantly the lessons learned. Here is the summary of offers-

4 offers.

-Cash $162,220.

-Short term $173,000pp w/20K down. Make the existing payment for 7months. 

-All inclusive 200K w/ 8K hybrid interest 2.5% interest. 900/month payment 36 months. $173,327 balloon.

-Seller subordination of $197,000pp, 90K down, owe 107K to Seller, payments 450/m principle only for 4 yrs. Balloon 85,4000. 7% interest only on first mortgage, payment to be 525/month.  Cash flow estimated to be 313/month.

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Deal structuring straight from the CRM- Jonathon’s turn.

Now it’s Jonathen’s turn to structure the offers… In this series we pull leads straight from Jeff’s CRM for some deal structuring. If you are generating leads and want to utilize creative financing then you’ll need to go through the same process as we are in this series. Here are the details of the property and notes on offer structures...

Deal #1

Property info- Wyoming SFH, 3 bed, 2 bath, 1 car garage, 2200 sqft, .23 acre, built in 1963. Occupied by the owner. 74K owed on mortgage. 736 piti/monthly payment. Owner wants to move right away to join husband in Texas who has taken a new job opportunity. Minor repairs needed. Taxes 1421/yr.

Before we create offers we must- Pull comps, check taxes, and pull Rental comps. Sources: Zillow, County Assessor, Biggerpockets and Rentometer.

Worth 260K-270K by realtor opinion. Asking 170-175K. To be structured as All inclusive trust deed/wrap around mortgage for existing loan terms plus new note.

Offers

  1. Cash 160K

  2. Short term finance offer 175K. 15K 1,000. At 4% 6months 157,176. Plus taxes and insurance.

  3. Long term 4 yr. 190K 10K 2.5% ,1000/month Balloon to Seller $148,483. Sell to an owner occ for 275K with 3K. 228,740 Difference $80,257 + 20K =110,257 13,344 cash flow over 4yrs= 13,344+110,257= $113,601. Seller grosses 206,483 over 4yrs.

  4. Subordination 210K 80K down. 3yrs Seller financed 130K. 533.33/ month int only to our lender. 500/month principle only to the seller. Seller balloon 112,000. Our Buyer’s Ballon $233,098= 41,098 difference plus 8,820 cash flow= 49,918 plus 30K down from our buyer = 79,918 profit.

Hope you enjoy!

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Deal structuring straight from the CRM- Jonathon’s turn.

Now it’s Jonathen’s turn to structure the offers… In this series we pull leads straight from Jeff’s CRM for some deal structuring. If you are generating leads and want to utilize creative financing then you’ll need to go through the same process as we are in this series. Here are the details of the property and notes on offer structures...

Deal #1

Property info- Wyoming SFH, 3 bed, 2 bath, 1 car garage, 2200 sqft, .23 acre, built in 1963. Occupied by the owner. 74K owed on mortgage. 736 piti/monthly payment. Owner wants to move right away to join husband in Texas who has taken a new job opportunity. Minor repairs needed. Taxes 1421/yr.

Before we create offers we must- Pull comps, check taxes, and pull Rental comps. Sources: Zillow, County Assessor, Biggerpockets and Rentometer.

Worth 260K-270K by realtor opinion. Asking 170-175K. To be structured as All inclusive trust deed/wrap around mortgage for existing loan terms plus new note.

Offers

  1. Cash 160K

  2. Short term finance offer 175K. 15K 1,000. At 4% 6months 157,176. Plus taxes and insurance.

  3. Long term 4 yr. 190K 10K 2.5% ,1000/month Balloon to Seller $148,483. Sell to an owner occ for 275K with 3K. 228,740 Difference $80,257 + 20K =110,257 13,344 cash flow over 4yrs= 13,344+110,257= $113,601. Seller grosses 206,483 over 4yrs.

  4. Subordination 210K 80K down. 3yrs Seller financed 130K. 533.33/ month int only to our lender. 500/month principle only to the seller. Seller balloon 112,000. Our Buyer’s Ballon $233,098= 41,098 difference plus 8,820 cash flow= 49,918 plus 30K down from our buyer = 79,918 profit.

Hope you enjoy!

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Deal structuring straight from the CRM- Jonathon’s turn.

Now it’s Jonathen’s turn to structure the offers… In this series we pull leads straight from Jeff’s CRM for some deal structuring. If you are generating leads and want to utilize creative financing then you’ll need to go through the same process as we are in this series. Here are the details of the property and notes on offer structures...

Deal #1

Property info- Wyoming SFH, 3 bed, 2 bath, 1 car garage, 2200 sqft, .23 acre, built in 1963. Occupied by the owner. 74K owed on mortgage. 736 piti/monthly payment. Owner wants to move right away to join husband in Texas who has taken a new job opportunity. Minor repairs needed. Taxes 1421/yr.

Before we create offers we must- Pull comps, check taxes, and pull Rental comps. Sources: Zillow, County Assessor, Biggerpockets and Rentometer.

Worth 260K-270K by realtor opinion. Asking 170-175K. To be structured as All inclusive trust deed/wrap around mortgage for existing loan terms plus new note.

Offers

  1. Cash 160K

  2. Short term finance offer 175K. 15K 1,000. At 4% 6months 157,176. Plus taxes and insurance.

  3. Long term 4 yr. 190K 10K 2.5% ,1000/month Balloon to Seller $148,483. Sell to an owner occ for 275K with 3K. 228,740 Difference $80,257 + 20K =110,257 13,344 cash flow over 4yrs= 13,344+110,257= $113,601. Seller grosses 206,483 over 4yrs.

  4. Subordination 210K 80K down. 3yrs Seller financed 130K. 533.33/ month int only to our lender. 500/month principle only to the seller. Seller balloon 112,000. Our Buyer’s Ballon $233,098= 41,098 difference plus 8,820 cash flow= 49,918 plus 30K down from our buyer = 79,918 profit.

Hope you enjoy!

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In this series we go straight to Jeff’s CRM for some deal structuring. Here are some details of the property... 3bd 2bath 2 car garage 2100 sq ft. .16 lot built 2016. Owner lives there. Open to terms. Free and clear. Excellent condition. 108/m HOA. The Seller thinks it is worth 400K. Taxes $2051. Zestimate 339K. We think ARV is 375K to 380K. $1900-$2000 is market rents. What would you structure? We came up with the following….

Offers

Interest hybrid offer-  

395K PP 21K down 374K at 2.5% interest for 3rys. Balloon = 343,346.78.  So what do they net- 1600x36 + 21K + 343,346 = Seller nets 421,946 at end of term. Sell to Owner Occupant for 425 with 10% down at 4% interest for 36months. 

Second offer- 

309K PP 27K down 3.5% over 30yrs pmt 1630/m Balloon 325,600.37. Seller nets 450,400. Sell to Owner Occupant at 425K with 10%down at 4.5% interest for 5yrs.

Third offer- Subordination-

405K PP 70K down borrowed at 6% interest= 350/month interest only on first note. 335K owed to Seller. 1,100/m principal only payments for 42months = 46,200. Minus the 335K= Balloon 288,800 at end of term plus 70K. Sell to Owner Occupant for 425K with 40K down at 4.5% for 42months. Seller owes you 361,984 at the end of term.

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In this series we go straight to Jeff’s CRM for some deal structuring. Here are some details of the property... 3bd 2bath 2 car garage 2100 sq ft. .16 lot built 2016. Owner lives there. Open to terms. Free and clear. Excellent condition. 108/m HOA. The Seller thinks it is worth 400K. Taxes $2051. Zestimate 339K. We think ARV is 375K to 380K. $1900-$2000 is market rents. What would you structure? We came up with the following….

Offers

Interest hybrid offer-

395K PP 21K down 374K at 2.5% interest for 3rys. Balloon = 343,346.78. So what do they net- 1600x36 + 21K + 343,346 = Seller nets 421,946 at end of term. Sell to Owner Occupant for 425 with 10% down at 4% interest for 36months.

Second offer-

309K PP 27K down 3.5% over 30yrs pmt 1630/m Balloon 325,600.37. Seller nets 450,400. Sell to Owner Occupant at 425K with 10%down at 4.5% interest for 5yrs.

Third offer- Subordination-

405K PP 70K down borrowed at 6% interest= 350/month interest only on first note. 335K owed to Seller. 1,100/m principal only payments for 42months = 46,200. Minus the 335K= Balloon 288,800 at end of term plus 70K. Sell to Owner Occupant for 425K with 40K down at 4.5% for 42months. Seller owes you 361,984 at the end of term.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, click HERE.

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Details. 3bd 2bath 2 car garage 2100 sq ft. .16 lot built 2016. Owner lives there. Open to terms. Free and clear. Excellent condition. 108/m HOA. The Seller thinks it is worth 400K. Taxes $2051. Zestimate 339K. We think ARV is 375K to 380K. $1900-$2000 is market rents. What would you structure? Here are the notes of what we came up with….

Offers

Interest hybrid offer-  

395K PP 21K down 374K at 2.5% interest for 3rys. Balloon = 343,346.78.  So what do they net- 1600x36 + 21K + 343,346 = Seller nets 421,946 at end of term. Sell to Owner Occupant for 425 with 10% down at 4% interest for 36months. 

Second offer- 

309K PP 27K down 3.5% over 30yrs pmt 1630/m Balloon 325,600.37. Seller nets 450,400. Sell to Owner Occupant at 425K with 10%down at 4.5% interest for 5yrs.

Third offer- Subordination-

405K PP 70K down borrowed at 6% interest= 350/month interest only on first note. 335K owed to Seller. 1,100/m principal only payments for 42months = 46,200. Minus the 335K= Balloon 288,800 at end of term plus 70K. Sell to Owner Occupant for 425K with 40K down at 4.5% for 42months. Seller owes you 361,984 at the end of term. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, click HERE.

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What’s too short. What's too long. Do you wait till a market correction. Longer terms means you have way more flexibility and more options for exit strategies. So it depends upon your Seller and your exit strategy. For owner occupants you want 3 yrs to give them ample time to repair their credit. If you are holding it as a rental, always determine the principal pay down you want to achieve at the end of term. And rather or not you can refi the property at 80% loan to value. Ultimately the term has to work for the seller and that is what you have to work around. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, click HERE.

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How to make multiple offers- This is really more of a mindset than anything else once you understand the basics and foundation of creative financing. Try structuring offers based on 3 or 4 different exit strategies. That will help you create different types of offers. Offers you can make every time are Cash, short term finance, long term financing, minimum 3yrs or 5yrs. Try to gauge down payment and terms they are open to 358K offer 5% down 10% down. 

Longer Term Offer- 5 to 7 yrs. This is more for an Owner Occupant or a Landlord if you are not holding the property yourself.  Always ask; How long would you like to continue to make money on your property. The Seller must make significantly more if they are holding a note long term because you really need to incentivize them. Offer a higher purchase price, downpayment, and/or interest rate, and show the Seller what they will net or gross at the end of the term. You want the longer term balloon payment to always be less than the shorter term balloon payment because you need more principal paydown over that time.

Subordination- This is where the Seller takes their equity in second position. We borrow the down payment in first position. Always consider what your payment will be on your first position note. You still need the payment to work for you. Plus you still need to offer the seller a note and monthly payment. These are longer term deals because. Offer 1. 358 Offer 2 350. Offer 3. 350 w/100K down. 250K in second position. 2.5% int. 900/month for 48months. 19k paydown. 

Wrap Around Mortgage or All Inclusive Trust Deed- If there is debt on the property, what do you do? It really depends on what that debt is and what the monthly payment is. If you can make a cash offer then you can make a short term financing strategy 6-12months, offer a down payment and offer to make the monthly payment. Ask if they are willing to wait on their equity, this strategy works if you can wholesale to a landlord or hold it longer term. Or if you can use it as an AirBnB or rent rooms out individually to create more cash flow. Break it into its component parts, 1 is debt, 2 is the Seller’s equity. Another option, You can offer to pay interest only payments on the Seller’s equity to keep you payment lower especially if the loan is further along in amortization to get more principal paydown. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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How to make multiple offers- This is really more of a mindset than anything else once you understand the basics and foundation of creative financing. Try structuring offers based on 3 or 4 different exit strategies. That will help you create different types of offers. Offers you can make every time are Cash, short term finance, long term financing, minimum 3yrs or 5yrs. Try to gauge down payment and terms they are open to 358K offer 5% down 10% down. 

Longer Term Offer- 5 to 7 yrs. This is more for an Owner Occupant or a Landlord if you are not holding the property yourself.  Always ask; How long would you like to continue to make money on your property. The Seller must make significantly more if they are holding a note long term because you really need to incentivize them. Offer a higher purchase price, downpayment, and/or interest rate, and show the Seller what they will net or gross at the end of the term. You want the longer term balloon payment to always be less than the shorter term balloon payment because you need more principal paydown over that time.

Subordination- This is where the Seller takes their equity in second position. We borrow the down payment in first position. Always consider what your payment will be on your first position note. You still need the payment to work for you. Plus you still need to offer the seller a note and monthly payment. These are longer term deals because. Offer 1. 358 Offer 2 350. Offer 3. 350 w/100K down. 250K in second position. 2.5% int. 900/month for 48months. 19k paydown. 

Wrap Around Mortgage or All Inclusive Trust Deed- If there is debt on the property, what do you do? It really depends on what that debt is and what the monthly payment is. If you can make a cash offer then you can make a short term financing strategy 6-12months, offer a down payment and offer to make the monthly payment. Ask if they are willing to wait on their equity, this strategy works if you can wholesale to a landlord or hold it longer term. Or if you can use it as an AirBnB or rent rooms out individually to create more cash flow. Break it into its component parts, 1 is debt, 2 is the Seller’s equity. Another option, You can offer to pay interest only payments on the Seller’s equity to keep you payment lower especially if the loan is further along in amortization to get more principal paydown. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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How to make multiple offers- This is really more of a mindset than anything else once you understand the basics and foundation of creative financing. Try structuring offers based on 3 or 4 different exit strategies. That will help you create different types of offers. Offers you can make every time are Cash, short term finance, long term financing, minimum 3yrs or 5yrs. Try to gauge down payment and terms they are open to 358K offer 5% down 10% down. 

Longer Term Offer- 5 to 7 yrs. This is more for an Owner Occupant or a Landlord if you are not holding the property yourself.  Always ask; How long would you like to continue to make money on your property. The Seller must make significantly more if they are holding a note long term because you really need to incentivize them. Offer a higher purchase price, downpayment, and/or interest rate, and show the Seller what they will net or gross at the end of the term. You want the longer term balloon payment to always be less than the shorter term balloon payment because you need more principal paydown over that time.

Subordination- This is where the Seller takes their equity in second position. We borrow the down payment in first position. Always consider what your payment will be on your first position note. You still need the payment to work for you. Plus you still need to offer the seller a note and monthly payment. These are longer term deals because. Offer 1. 358 Offer 2 350. Offer 3. 350 w/100K down. 250K in second position. 2.5% int. 900/month for 48months. 19k paydown. 

Wrap Around Mortgage or All Inclusive Trust Deed- If there is debt on the property, what do you do? It really depends on what that debt is and what the monthly payment is. If you can make a cash offer then you can make a short term financing strategy 6-12months, offer a down payment and offer to make the monthly payment. Ask if they are willing to wait on their equity, this strategy works if you can wholesale to a landlord or hold it longer term. Or if you can use it as an AirBnB or rent rooms out individually to create more cash flow. Break it into its component parts, 1 is debt, 2 is the Seller’s equity. Another option, You can offer to pay interest only payments on the Seller’s equity to keep you payment lower especially if the loan is further along in amortization to get more principal paydown. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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How to make multiple offers- This is really more of a mindset than anything else once you understand the basics and foundation of creative financing. Try structuring offers based on 3 or 4 different exit strategies. That will help you create different types of offers. Offers you can make every time are Cash, short term finance, long term financing, minimum 3yrs or 5yrs. Try to gauge down payment and terms they are open to 358K offer 5% down 10% down. 

Longer Term Offer- 5 to 7 yrs. This is more for an Owner Occupant or a Landlord if you are not holding the property yourself.  Always ask; How long would you like to continue to make money on your property. The Seller must make significantly more if they are holding a note long term because you really need to incentivize them. Offer a higher purchase price, downpayment, and/or interest rate, and show the Seller what they will net or gross at the end of the term. You want the longer term balloon payment to always be less than the shorter term balloon payment because you need more principal paydown over that time.

Subordination- This is where the Seller takes their equity in second position. We borrow the down payment in first position. Always consider what your payment will be on your first position note. You still need the payment to work for you. Plus you still need to offer the seller a note and monthly payment. These are longer term deals because. Offer 1. 358 Offer 2 350. Offer 3. 350 w/100K down. 250K in second position. 2.5% int. 900/month for 48months. 19k paydown. 

Wrap Around Mortgage or All Inclusive Trust Deed- If there is debt on the property, what do you do? It really depends on what that debt is and what the monthly payment is. If you can make a cash offer then you can make a short term financing strategy 6-12months, offer a down payment and offer to make the monthly payment. Ask if they are willing to wait on their equity, this strategy works if you can wholesale to a landlord or hold it longer term. Or if you can use it as an AirBnB or rent rooms out individually to create more cash flow. Break it into its component parts, 1 is debt, 2 is the Seller’s equity. Another option, You can offer to pay interest only payments on the Seller’s equity to keep you payment lower especially if the loan is further along in amortization to get more principal paydown. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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How to use down payment- We always talk about getting in light. What does that mean… well it depends on the property condition and price point. But most deals don’t work if your down payment is too high. We like to get in around 10% or less. A 20% down payment doesn't work in most cases if you were selling the property to an Owner Occupant or wholesaling it to a landlord because they can’t offer more than 10-20% down. So start with the end in mind, meaning what is your exit strategy? In some cases there is a way to offer more. If you are retailing it and can take over payments or structure financing with a reasonable monthly payment, then holding it short term and selling it outright in a couple months makes sense doesn't it? Or, also you can structure a seller subordination.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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How to use down payment- We always talk about getting in light. What does that mean… well it depends on the property condition and price point. But most deals don’t work if your down payment is too high. We like to get in around 10% or less. A 20% down payment doesn't work in most cases if you were selling the property to an Owner Occupant or wholesaling it to a landlord because they can’t offer more than 10-20% down. So start with the end in mind, meaning what is your exit strategy? In some cases there is a way to offer more. If you are retailing it and can take over payments or structure financing with a reasonable monthly payment, then holding it short term and selling it outright in a couple months makes sense doesn't it? Or, also you can structure a seller subordination.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this series we are talking about… The big 4 How To’s

How to talk to Sellers about creative financing- First of all, Don’t use the term seller or owner finance. It has a negative connotation. Use terms like payment for equity, are you open to terms or an installment. If you're open then there are multiple options we may be able to offer. I can put together a couple options and you can pick the best for you… Is that fair? If we can get you monthly cash flow without dealing with tenants, would that work for you. Use the same approach with every prospect, we buy properties using cash or terms. Are you open to taking payments for your equity. Let me explain how terms may work for you… With terms you become the bank and therefore we can pay you more for the property, not only top price but also you can continue to make money from interest. I'm not positive, but there may be some solutions that we can offer you that solves your problem. We can put together some offers and then we can present that to you and figure out what works best for you.

How to talk to Agents about creative financing- You need to understand in a hot market this is an uphill battle. You need to get their attention quickly. And it's harder with residential agents v.s. Commercial agents. The Agents need to know how they are going to get paid, first and foremost. Explain up front to the agent that you might be able to pay more than the asking price, you can get them paid up front at closing, and there will only be one agent involved so all the commission go’s to them so they can make more on their listing. Ask if their client may be open to terms and if/why that may not work. Don’t offer a downpayment if they ask, explain that you can put some offers together and see if any of them work for their client. Always ask why they think the property has not sold yet. You want the agent on your side. Always say you can net the Seller more if they choose one of your offers. AND ask if they understand the offer and if they can explain it to you. If not, then ask if you can go over it with their client together. Lastly, show exactly what the Seller will net in total on terms. And make sure your LOI is simple and answers questions up front. Convey all the positives, you want the agent to go sell your solution to their client.

How to write up the paperwork- Agents must use the state approved REPC, it may not be assignable, and may need to use addendums. Every contract needs to explain purchase price, down payment, earnest money, and then if owner financing there should be a separate section to fill out owner financing terms. Also add an addendum stating you are an investor seeking to make a profit, you may be assigning it to a partner, subject to inspection of the property, and closing to occur at your title company, closing to occur by specific date. The agreement will automatically be extended to resolve title issues. Seller finance addendum should be separate, stating terms, payments etc.  The most important thing is to have an attorney look over your REPC and addendums to cover any legal issues that could potentially arise. Don’t get caught up on this step and just ask another local investor for their REPC if you don’t have one.  

How to use down payment-

How to make multiple offers-

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this series we are talking about… The big 4 How To’s

How to talk to Sellers about creative financing- First of all, Don’t use the term seller or owner finance. It has a negative connotation. Use terms like payment for equity, are you open to terms or an installment. If you're open then there are multiple options we may be able to offer. I can put together a couple options and you can pick the best for you… Is that fair? If we can get you monthly cash flow without dealing with tenants, would that work for you. Use the same approach with every prospect, we buy properties using cash or terms. Are you open to taking payments for your equity. Let me explain how terms may work for you… With terms you become the bank and therefore we can pay you more for the property, not only top price but also you can continue to make money from interest. I'm not positive, but there may be some solutions that we can offer you that solves your problem. We can put together some offers and then we can present that to you and figure out what works best for you.

How to talk to Agents about creative financing- You need to understand in a hot market this is an uphill battle. You need to get their attention quickly. And it's harder with residential agents v.s. Commercial agents. The Agents need to know how they are going to get paid, first and foremost. Explain up front to the agent that you might be able to pay more than the asking price, you can get them paid up front at closing, and there will only be one agent involved so all the commission go’s to them so they can make more on their listing. Ask if their client may be open to terms and if/why that may not work. Don’t offer a downpayment if they ask, explain that you can put some offers together and see if any of them work for their client. Always ask why they think the property has not sold yet. You want the agent on your side. Always say you can net the Seller more if they choose one of your offers. AND ask if they understand the offer and if they can explain it to you. If not, then ask if you can go over it with their client together. Lastly, show exactly what the Seller will net in total on terms. And make sure your LOI is simple and answers questions up front. Convey all the positives, you want the agent to go sell your solution to their client.

How to write up the paperwork- Agents must use the state approved REPC, it may not be assignable, and may need to use addendums. Every contract needs to explain purchase price, down payment, earnest money, and then if owner financing there should be a separate section to fill out owner financing terms. Also add an addendum stating you are an investor seeking to make a profit, you may be assigning it to a partner, subject to inspection of the property, and closing to occur at your title company, closing to occur by specific date. The agreement will automatically be extended to resolve title issues. Seller finance addendum should be separate, stating terms, payments etc.  The most important thing is to have an attorney look over your REPC and addendums to cover any legal issues that could potentially arise. Don’t get caught up on this step and just ask another local investor for their REPC if you don’t have one.  

How to use down payment-

How to make multiple offers-

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

View Details

On this series we are talking about… The big 4 How To’s

How to talk to Sellers about creative financing- First of all, Don’t use the term seller or owner finance. It has a negative connotation. Use terms like payment for equity, are you open to terms or an installment. If you're open then there are multiple options we may be able to offer. I can put together a couple options and you can pick the best for you… Is that fair? If we can get you monthly cash flow without dealing with tenants, would that work for you. Use the same approach with every prospect, we buy properties using cash or terms. Are you open to taking payments for your equity. Let me explain how terms may work for you… With terms you become the bank and therefore we can pay you more for the property, not only top price but also you can continue to make money from interest. I'm not positive, but there may be some solutions that we can offer you that solves your problem. We can put together some offers and then we can present that to you and figure out what works best for you.

How to talk to Agents about creative financing- You need to understand in a hot market this is an uphill battle. You need to get their attention quickly. And it's harder with residential agents v.s. Commercial agents. The Agents need to know how they are going to get paid, first and foremost. Explain up front to the agent that you might be able to pay more than the asking price, you can get them paid up front at closing, and there will only be one agent involved so all the commission go’s to them so they can make more on their listing. Ask if their client may be open to terms and if/why that may not work. Don’t offer a downpayment if they ask, explain that you can put some offers together and see if any of them work for their client. Always ask why they think the property has not sold yet. You want the agent on your side. Always say you can net the Seller more if they choose one of your offers. AND ask if they understand the offer and if they can explain it to you. If not, then ask if you can go over it with their client together. Lastly, show exactly what the Seller will net in total on terms. And make sure your LOI is simple and answers questions up front. Convey all the positives, you want the agent to go sell your solution to their client.

How to write up the paperwork- Agents must use the state approved REPC, it may not be assignable, and may need to use addendums. Every contract needs to explain purchase price, down payment, earnest money, and then if owner financing there should be a separate section to fill out owner financing terms. Also add an addendum stating you are an investor seeking to make a profit, you may be assigning it to a partner, subject to inspection of the property, and closing to occur at your title company, closing to occur by specific date. The agreement will automatically be extended to resolve title issues. Seller finance addendum should be separate, stating terms, payments etc.  The most important thing is to have an attorney look over your REPC and addendums to cover any legal issues that could potentially arise. Don’t get caught up on this step and just ask another local investor for their REPC if you don’t have one.  

How to use down payment-

How to make multiple offers-

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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So today we're going to discuss how to use a hybrid interest rate, as it relates to putting together creative financing offers, and the difference between an amortized loan. Jeff gets a lot of questions about this, and we've talked about this a lot throughout different episodes that we've done. So this episode will show you how to figure it out and then how to use it in your business. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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So today on the podcast Jeff is going to discuss how to use a hybrid interest rate, as it relates to putting together creative financing offers, and the difference between an amortized loan. Jeff gets a lot of questions about this, and we've talked about this multiple time throughout different episodes that we've done. So this episode will show you how to figure it out and then how to use it in your business. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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8 plex, super clean, townhome style, rent for 5200/month. Asking 650. Should rent for 850/month. Seller manages. No longer wants to deal with daily ops.

Made 4 offers around 650K range at 10% down

Original Offer was 640 pp 75K down 3.85% $2,648 pmt for 60 months. 

Seller countered at 3K/month at 5%. 

Amortized offer 645K pp 75K down at 4.15% for 5yrs. 

Blended principal/interest offer- 670K pp, 70K down, 1st yrs principle only. Then blended interest 4.15% for the next 2 years. Then 4.5% for the last 2years. Seller Net 764850 over 5yrs.

Hybrid interest offer 680K pp 60K down 2.95 pmt 2700/m 60 months. 

Subordination 770K pp 100K down bal 670K. 2000/month principle only for 60 months. 1st note 500/month. 2nd note 2000/month in principle only. 

Write in a release of lien clause to be able to sell townhomes separately, with equalization payment.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we review the basics of using a financial calculator, the 5 functions and why it's so important when using creative financing. This is a must have skill in the world of creative financing to create notes, determine monthly payments, and balloon payments. 

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What would you do to make this deal work? Listen close to the key strategy that takes this deal from marginal one to a phenomenal one. This deal was posted in our Facebook group, so lets us know what your offer(s) are there... Here are the numbers. 

ARV 235K, wants 200K, Owes 31K, 350/month PITI, rents 1250/1350 month. Wants 10K up front to carry terms. $2100 in taxes/yr. Here are some offers we talk about on this episode.

Offer 1 

Short term finance 170 pp 20K down for 6months- 

150K cash close in 7 days

Seller finance to owner occ. 200 K pp 3% for 6years 

Seller subordination 180K 51K down 129K 3% 6years 111,560 owed at . First note 340 + 543 

180K  5% 

Jeff Offers

145K cash 

155 K short term 20K down 1000/month principle only for 6 months

175K 50K down subordination. 500 principle only for 5yrs.

Seller countered at 180K 60K down, 500 principle only for 66months= 87K balloon. Sell to owner Occ for 220K 25K down finance 200K at 6% for 5 years= 78K 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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What would you do to make this deal work? Listen close to the key strategy that takes this deal from marginal one to a phenomenal one. This deal was posted in our Facebook group, so lets us know what your offer(s) are there... Here are the numbers. 

ARV 235K, wants 200K, Owes 31K, 350/month PITI, rents 1250/1350 month. Wants 10K up front to carry terms. $2100 in taxes/yr. Here are some offers we talk about on this episode.

Offer 1 

Short term finance 170 pp 20K down for 6months- 

150K cash close in 7 days

Seller finance to owner occ. 200 K pp 3% for 6years 

Seller subordination 180K 51K down 129K 3% 6years 111,560 owed at .

Jeff Offers

145K cash 

155 K short term 20K down 1000/month principle only for 6 months

175K 50K down subordination. 500 principle only for 5yrs.

Seller countered at 180K 60K down, 500 principle only for 66months= 87K balloon. Sell to owner Occ for 220K 25K down finance 200K at 6% for 5 years= 78K 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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We talk about a specific deal and go over the details…. Follow along and try to gains the lessons of key pieces of information needed and how to determine your exit strategy. Here ar the details- $175 ARV, owes $90K, $950PITI/month, rents for $1250/month. Could rent for &1400/month. Could offer 20K or 15K down, offer to pay $100/month more than payment. High payment, little cash flow, equity is significant. What would you do?

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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In this series we continue the Pop Quiz from Jeff and turn the focus to deal structuring. We apply creative financing principles to deal structuring using real life examples. We cover the following:

Determine your buyer- Who are my Buyers: Flippers, Landlord, Owner Occ, Retail Buyer (on Market)

High purchase price,  Down payment, monthly payment, Low equity- Owner Occupant.

Owner occ- term to be 3yrs minimum. 

Get in light- 5-7%. Not  a hard number. We need 30days to find a buyer.

What would be a good monthly payment for a property, affordably. Would it make sense as a rental? Median price range of rents. 

What's enough equity to have to make it a deal work- price is the least important criteria when using creative financing, down payment and monthly payment are the most important.

How much can you raise the price when selling on terms? Within reason. Does the condition justify the price?  10-20K above market value

How to determine length of term- depends on your exit strategy and who your end-buyer is. Also how long of a term works for the Seller, and what is their goal with the proceeds. 

How much can you offer when selling to a Landlord

What's too much for repairs? Depends on down payment and who's your buyer. But cash on cash returns for a landlord needs to be 12% min. That's the all in cash required for down payment, repairs, closing etc. Equation equals cash flow x 12 divide all in cash = cash on cash return. Return needs to be a minimum of 12%. Unless, however, the landlord can do a cash out refinance after repairs and stabilizing, therefore lowering the out of pocket cash requirement. 

How much of a ARV discount should we try to get from a landlord? Look for value add, or equity. Cash on Cash return. Also, least important is cap rate. 

When do we shorten the amortization schedule? To make a payment work in our favor. More so for principal paydown. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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In this series we continue the Pop Quiz from Jeff and turn the focus to deal structuring. We apply creative financing principles to deal structuring using real life examples. We cover the following:

Determine your buyer- Who are my Buyers: Flippers, Landlord, Owner Occ, Retail Buyer (on Market)

High purchase price,  Down payment, monthly payment, Low equity- Owner Occupant.

Owner occ- term to be 3yrs minimum. 

Get in light- 5-7%. Not  a hard number. We need 30days to find a buyer.

What would be a good monthly payment for a property, affordably. Would it make sense as a rental? Median price range of rents. 

What's enough equity to have to make it a deal work- price is the least important criteria when using creative financing, down payment and monthly payment are the most important.

How much can you raise the price when selling on terms? Within reason. Does the condition justify the price?  10-20K above market value

How to determine length of term- depends on your exit strategy and who your end-buyer is. Also how long of a term works for the Seller, and what is their goal with the proceeds. 

How much can you offer when selling to a Landlord

What's too much for repairs? Depends on down payment and who's your buyer. But cash on cash returns for a landlord needs to be 12% min. That's the all in cash required for down payment, repairs, closing etc. Equation equals cash flow x 12 divide all in cash = cash on cash return. Return needs to be a minimum of 12%. Unless, however, the landlord can do a cash out refinance after repairs and stabilizing, therefore lowering the out of pocket cash requirement. 

How much of a ARV discount should we try to get from a landlord? Look for value add, or equity. Cash on Cash return. Also, least important is cap rate. 

When do we shorten the amortization schedule? To make a payment work in our favor. More so for principal paydown. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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In this series we continue the Pop Quiz from Jeff and turn the focus to deal structuring. We apply creative financing principles to deal structuring using real life examples. We cover the following:

Determine your buyer- Who are my Buyers: Flippers, Landlord, Owner Occ, Retail Buyer (on Market)

High purchase price,  Down payment, monthly payment, Low equity- Owner Occupant.

Owner occ- term to be 3yrs minimum. 

Get in light- 5-7%. Not  a hard number. We need 30days to find a buyer.

What would be a good monthly payment for a property, affordably. Would it make sense as a rental? Median price range of rents. 

What's enough equity to have to make it a deal work- price is the least important criteria when using creative financing, down payment and monthly payment are the most important.

How much can you raise the price when selling on terms? Within reason. Does the condition justify the price?  10-20K above market value

How to determine length of term- depends on your exit strategy and who your end-buyer is. Also how long of a term works for the Seller, and what is their goal with the proceeds. 

How much can you offer when selling to a Landlord

What's too much for repairs? Depends on down payment and who's your buyer. But cash on cash returns for a landlord needs to be 12% min. That's the all in cash required for down payment, repairs, closing etc. Equation equals cash flow x 12 divide all in cash = cash on cash return. Return needs to be a minimum of 12%. Unless, however, the landlord can do a cash out refinance after repairs and stabilizing, therefore lowering the out of pocket cash requirement. 

How much of a ARV discount should we try to get from a landlord? Look for value add, or equity. Cash on Cash return. Also, least important is cap rate. 

When do we shorten the amortization schedule? To make a payment work in our favor. More so for principal paydown. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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In this series we continue the Pop Quiz from Jeff and turn the focus to deal structuring. We apply creative financing principles to deal structuring using real life examples. We cover the following:

Determine your buyer- Who are my Buyers: Flippers, Landlord, Owner Occ, Retail Buyer (on Market)

High purchase price,  Down payment, monthly payment, Low equity- Owner Occupant.

Owner occ- term to be 3yrs minimum. 

Get in light- 5-7%. Not  a hard number. We need 30days to find a buyer.

What would be a good monthly payment for a property, affordably. Would it make sense as a rental? Median price range of rents. 

What's enough equity to have to make it a deal work- price is the least important criteria when using creative financing, down payment and monthly payment are the most important.

How much can you raise the price when selling on terms? Within reason. Does the condition justify the price?  10-20K above market value

How to determine length of term- depends on your exit strategy and who your end-buyer is. Also how long of a term works for the Seller, and what is their goal with the proceeds. 

How much can you offer when selling to a Landlord

What's too much for repairs? Depends on down payment and who's your buyer. But cash on cash returns for a landlord needs to be 12% min. That's the all in cash required for down payment, repairs, closing etc. Equation equals cash flow x 12 divide all in cash = cash on cash return. Return needs to be a minimum of 12%. Unless, however, the landlord can do a cash out refinance after repairs and stabilizing, therefore lowering the out of pocket cash requirement. 

How much of a ARV discount should we try to get from a landlord? Look for value add, or equity. Cash on Cash return. Also, least important is cap rate. 

When do we shorten the amortization schedule? To make a payment work in our favor. More so for principal paydown. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

View Details

In this series we continue the Pop Quiz from Jeff and turn the focus to deal structuring. We apply creative financing principles to deal structuring using real life examples. We cover the following:

Determine your buyer- Who are my Buyers: Flippers, Landlord, Owner Occ, Retail Buyer (on Market)

High purchase price,  Down payment, monthly payment, Low equity- Owner Occupant.

Owner occ- term to be 3yrs minimum. 

Get in light- 5-7%. Not  a hard number. We need 30days to find a buyer.

What would be a good monthly payment for a property, affordably. Would it make sense as a rental? Median price range of rents. 

What's enough equity to have to make it a deal work- price is the least important criteria when using creative financing, down payment and monthly payment are the most important.

How much can you raise the price when selling on terms? Within reason. Does the condition justify the price?  10-20K above market value

How to determine length of term- depends on your exit strategy and who your end-buyer is. Also how long of a term works for the Seller, and what is their goal with the proceeds. 

How much can you offer when selling to a Landlord

What's too much for repairs? Depends on down payment and who's your buyer. But cash on cash returns for a landlord needs to be 12% min. That's the all in cash required for down payment, repairs, closing etc. Equation equals cash flow x 12 divide all in cash = cash on cash return. Return needs to be a minimum of 12%. Unless, however, the landlord can do a cash out refinance after repairs and stabilizing, therefore lowering the out of pocket cash requirement. 

How much of a ARV discount should we try to get from a landlord? Look for value add, or equity. Cash on Cash return. Also, least important is cap rate. 

When do we shorten the amortization schedule? To make a payment work in our favor. More so for principal paydown. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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In this series we continue the Pop Quiz from Jeff and turn the focus to deal structuring. We apply creative financing principles to deal structuring using real life examples. We cover the following:

Determine your buyer- Who are my Buyers: Flippers, Landlord, Owner Occ, Retail Buyer (on Market)

High purchase price,  Down payment, monthly payment, Low equity- Owner Occupant.

Owner occ- term to be 3yrs minimum. 

Get in light- 5-7%. Not  a hard number. We need 30days to find a buyer.

What would be a good monthly payment for a property, affordably. Would it make sense as a rental? Median price range of rents. 

What's enough equity to have to make it a deal work- price is the least important criteria when using creative financing, down payment and monthly payment are the most important.

How much can you raise the price when selling on terms? Within reason. Does the condition justify the price?  

How to determine length of term- depends on your exit strategy and who your end-buyer is. Also how long of a term works for the Seller, and what is their goal with the proceeds. 

How much can you offer when selling to a Landlord

What's too much for repairs? Depends on down payment and who's your buyer. But cash on cash returns for a landlord needs to be 12% min. That's the all in cash required for down payment, repairs, closing etc. Equation equals cash flow x 12 divide all in cash = cash on cash return. Return needs to be a minimum of 12%. Unless, however, the landlord can do a cash out refinance after repairs and stabilizing, therefore lowering the out of pocket cash requirement. 

How much of a ARV discount should we try to get from a landlord? Look for value add, or equity. Cash on Cash return. Also, least important is cap rate. 

When do we shorten the amortization schedule? To make a payment work in our favor. More so for principal paydown. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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In this series, we cover a gambit of things regarding Creative Financing. Jeff puts me in the Hotseat with a Pop Quiz. This is a broad overview of Creative Financing with micro details. It's Pop Quiz Time- How much do you know. Try to follow along and pause the recording to allow yourself to answer these questions. You’ll be surprised by how much you know and how much you don’t!

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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In this series, we cover a gambit of things regarding Creative Financing. Jeff puts me in the Hotseat with a Pop Quiz. This is a broad overview of Creative Financing with micro details. It's Pop Quiz Time- How much do you know. Try to follow along and pause the recording to allow yourself to answer these questions. You’ll be surprised by how much you know and how much you don’t!

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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In this series, we cover a gambit of things regarding Creative Financing. Jeff puts me in the Hotseat with a Pop Quiz. This is a broad overview of Creative Financing with micro details. It's Pop Quiz Time- How much do you know. Try to follow along and pause the recording to allow yourself to answer these questions. You’ll be surprised by how much you know and how much you don’t!

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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In this series, we cover a gambit of things regarding Creative Financing. Jeff puts me in the Hotseat with a Pop Quiz. This is a broad overview of Creative Financing with micro details. It's Pop Quiz Time- How much do you know. Try to follow along and pause the recording to allow yourself to answer these questions. You’ll be surprised by how much you know and how much you don’t!

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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One thing you should always ask a Seller is, Ask if they are open to terms. Here is the info on this deal. How would you structure terms? 

SFR 2bed 1bath. Older, it's possible to convert the garage to a second unit. Mostly updated. Seller thinks it's worth 210K. It's free and clear, taxes are 1K/ year. 1K market rent/month. 

3 simple offers

1) Short term financing to retail to an Owner Occupant. Offer 195K with 10K down. Finance 185K at 3.5% interest, amortized for 30yrs. Term of 5 yrs. 

2) Seller subordination 215Kpp, 45K down in first position at 6% interest, 170K financed in second position,  principle only for 5yrs.

3) 212K offer price, 10K down,  2.5% hybrid 850 payment. Term 42 months. Sell for 225K, collect 10% down from Owner Occupant.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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Do you want to convert more deals? Creative financing, How to close deals virtually over the phone.

Favorite strategies-

3 ways to do more deals

  1. Put more leads in the pipeline
  2. Provide creative financing solutions
  3. Better negotiator to convert more leads.

Build rapport, build a connection with the seller.

Talk about -FORD- Family, Occupation Recreation, Dreams.

Don’t force Rapport, let it come naturally through conversation. How long have you owned the property? Have you had some issues during that time? If this is not a win/win please tell me because I don’t want to do it if it doesn’t work for you. I will respect your time and decision.

Always answer a question with a question. Always try to ask open ended questions, to let the seller talk. The more info you have on their situation the better you can tailor a solution for them. Find their goal and help them get there.

Clarify and validate their objection by repeating it and asking them if that's correct. This builds rapport and they start to trust you because it shows you are listening.

Decisions making comes down to 3 things-

  1. Motivation
  2. Obstacle(s) Deal killers. Something is standing in the way.
  3. Don’t really want to sell or not ready.

If your interested in Jeff’s Apprenticeship please email Rebecca@weofferoptions.com

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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Negotiations tailored to creative financing.

Do you want to convert more deals with Creative financing, or close deals virtually over the phone.

Favorite strategies-

3 ways to do more deals

  1. Put more leads in the pipeline
  2. Provide creative financing solutions
  3. Convert more leads by becoming a better negotiator.

Build rapport, build a connection with the seller.

Talk about -FORD- Family, Occupation Recreation, Dreams.

Don’t force Rapport, let it come naturally through conversation. How long have you owned the property? Have you had some issues during that time? If this is not a win/win please tell me because I don’t want to do it if it doesn’t work for you. I will respect your time and decision.

Always answer a question with a question. Always try to ask open ended questions, to let the seller talk. The more info you have on their situation the better you can tailor a solution for them. Find their goal and help them get there.

Clarify and validate their objection by repeating it and asking them if that's correct. This builds rapport and they start to trust you because it shows you are listening.

Decisions making comes down to 3 things-

  1. Motivation
  2. Obstacle(s) Deal killers. Something is standing in the way.
  3. Don’t really want to sell or not ready.

If your interested in Jeff’s Apprenticeship please email Rebecca@weofferoptions.com

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we talk about structuring terms on a storage unit in Texas. If you learn how to structure terms on a single family residence, then you can do it on bigger deals and transition into commercial. This episode is meant to inspire you and open your perspective to new possibilities. Here is the numbers we go over on this deal....

340PP 40K down. Asking 450K at 5% interest only for 5 years. After 2 yrs amortized.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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If you are having a hard time finding deals in your area then consider Virtual Wholesaling. Creative Financing works all across the nation, in every market and if you can create terms on a property, it will be that much more attractive to any Buyer, so today we are going over some key points of virtual wholesaling.

Look at crime rate (look at 2 0r 3 websites) and population. 

Run comps on Zillow, best guess and reach out to Real Estate agent.

Get under contract.

Then reach out to wholesalers in the market to sell the property. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we talk about how to deal with pushback from the seller on down payment, term, and equity.

Here is the details

Townhome ARV 400.  268K Owed. 1700 PITI with HOA. Asking 397K, excellent condition. Could come down on price, and open to terms but wants 25% down.

How to look at it- cashflow? Can you sell to a landlord? Sell to Owner Occ? A cash offer won’t work because they want full price. 

Some options...

Offer 15K down, take 15K assignment fee and sell to the landlord, or,

Sell to Owner Occ for 40K down, offer seller 25K and second note for remaining balance on a wrap. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we go over a great example on what to do with leads with slim margins.

Here are the details-

ARV 150K. 146K Owed, behind on payments. 2bed 1 bath 4.5% int. 1180/month PITI. Rents 1000/month. Could be converted to 3-4 beds. Seller needs 2K to move. How do you structure terms? Things to consider; condition of home, layout, market rents. Is the location good?

Options for exit strategy

  1. Sell to owner Occ as is and assign contract- give 1K down, 7-10yrs. Leave VA
  2. Create 4 bed and hold as a rental with 10K invested for a cash on cash return of about 24%.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we interview Russ O’Donnell and talk about the Dodd-Frank Compliance and The Safe Act. Russ O’Donnell is a licensed RMLO and HUD Certified Underwriter. He is also the CEO and Founder of Call The Underwriter, a company that helps private lenders and investors remain Dodd-Frank compliant.  We talk about what you need to do when selling on creative terms and go over 

  • Russ’s experience in lending.
  • Defining origination and underwriting and some examples.
  • The laws to consider when lending and borrowing money.
  • How Dodd-Frank can protect lenders.
  • What it means to screen someone’s ability to repay.
  • Specific guidelines for balloon payments.
  • Professional advice for those planning to become a lender or borrower.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we interview Russ O’Donnell and talk about the Dodd-Frank Compliance and The Safe Act. Russ O’Donnell is a licensed RMLO and HUD Certified Underwriter. He is also the CEO and Founder of Call The Underwriter, a company that helps private lenders and investors remain Dodd-Frank compliant.  We talk about what you need to do when selling on creative terms and go over 

  • Russ’s experience in lending.
  • Defining origination and underwriting and some examples.
  • The laws to consider when lending and borrowing money.
  • How Dodd-Frank can protect lenders.
  • What it means to screen someone’s ability to repay.
  • Specific guidelines for balloon payments.
  • Professional advice for those planning to become a lender or borrower.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this series we go in depth on structuring terms on an overpriced property. This is a hard one and I really had a hard time coming up with my own offers so get your calculators out and see if you can come up with your own offers...

Here is the key notes-

Asking too much to wholesale. Too much to buy with own cash . 8 unit townhomes, 2bed 1bath. Could be sold individually. Free and clear asking 649K, prefer cash or short term financing 2 years or less. Rent $5,150. Tenants pay for electricity and water.  Market rents are 750-800/month. Long term tenants. Low rents

Property Info:

Taxes- 6K 

Insurance 3800

Landscape- 840

Management- 4800

maint/repairs 4800

Utilities- 3000

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this series we go in depth on structuring terms on an overpriced property. This is a hard one and I really had a hard time coming up with my own offers so get your calculators out and see if you can come up with your own offers...

Here is the key notes-

Asking too much to wholesale. Too much to buy with own cash . 8 unit townhomes, 2bed 1bath. Could be sold individually. Free and clear asking 649K, prefer cash or short term financing 2 years or less. Rent $5,150. Tenants pay for electricity and water.  Market rents are 750-800/month. Long term tenants. Low rents

Property Info:

Taxes- 6K 

Insurance 3800

Landscape- 840

Management- 4800

maint/repairs 4800

Utilities- 3000

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this series we go in depth on structuring terms on an overpriced property. This is a hard one and I really had a hard time coming up with my own offers so get your calculators out and see if you can come up with your own offers...

Here is the key notes-

Asking too much to wholesale. Too much to buy with own cash . 8 unit townhomes, 2bed 1bath. Could be sold individually. Free and clear asking 649K, prefer cash or short term financing 2 years or less. Rent $5,150. Tenants pay for electricity and water.  Market rents are 750-800/month. Long term tenants. Low rents

Property Info:

Taxes- 6K 

Insurance 3800

Landscape- 840

Management- 4800

maint/repairs 4800

Utilities- 3000

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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Offer Structuring On An 8 plex 9/19/20

Pt. 1-  On this series we go in depth on structuring terms on an overpriced property. This is a hard one and I really had a hard time coming up with my own offers so get your calculators out and see if you can come up with your own offers...

Here is the key notes-

Asking too much to wholesale. Too much to buy with own cash . 8 unit townhomes, 2bed 1bath. Could be sold individually. Free and clear asking 649K, prefer cash or short term financing 2 years or less. Rent $5,150. Tenants pay for electricity and water.  Market rents are 750-800/month. Long term tenants. Low rents

Property Info:

Taxes- 6K 

Insurance 3800

Landscape- 840

Management- 4800

maint/repairs 4800

Utilities- 3000

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On this episode we talk about what makes a deal work and the key pieces of info you need. A lot of investors try to make deals where the numbers just don’t make sense. Consider all exit strategies. Creative financing does not solve all problems nor does it make all deals work. 

Consider these numbers… 340 ARV Loan 232K behind 15K want 50 at closing. Piti 1600/month could rent to 1800. Is this a deal? Consider Selling to an owner occupant at $340K and ask the Seller what if I got you 50K? Offer 10K at closing 40K in 6 months and wholetail it. Or I’ll bring your payments current, give a portion up front, a little cash over time. Would that work for you?

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we talk about a deal where we are able to offer way more money than our competitor by structuring terms. Always let the Seller know the following-  We can pay more if you're open to it. This is a rental, so how would you like to make better cash flow?

This is the property info: 4 bed 2 bath 1500sqft. Seller owes 57K 635 piti, receiving 675 in rent. Property is dated. Could rent for 1500/month. ARV 255K. She already had a cash offer of 165K. 

Offer 180K pp 9K down 2.5% 850/month for 42 months. We will owe 149,351. Almost 22K principal paydown and the Seller gets 194,051 gross after 42 months. 

Wholesale for 206K to a Landlord with 35K down and the buyer would make repairs /upgrades.

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On this episode we talk about how to structure financing around a new lease that the Seller has just signed. This is a very creative deal because Jeff teaches us how he was able to structure hybrid terms to deal with the tenant for the term of the lease and THEN create additional terms thereafter to make this a deal. And the key to making this whole thing work is to get in light which is an ongoing theme of this show and creative financing. So pay attention and watch how this works… Enjoy! 

And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE. 

SFR- 4 bed 2 bath FMV=  485K,  200K owed 1400 payment, it's a rental,  2100 rents. Needs little down, supreme area. Exit strategy- Wholesale to Buyer 

Offer 490K with 22K down.  Payment for 12 months- 1,550. Cash on Cash return 17.8% 

After 12 months principle = 461,020 interest 3% interest with 36 month term and payment of 1950

1550x12= 18,600 + 22,000= 40600  + (1950x36) = 70,200 + 431,019= 541,819 Gross to Seller over 48 months.

Sell to Owner Occupant at 515,00 with 50K down financed 465,000 at 5% for= 2496 payment. 25K made up front = 4000 + 20,000 = 12000 difference of principle= 60,000 approximate profit over 48 months.

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On this episode we go over how to determine your exit strategy. This is crucial because this is how you make money. We go over who your end buyer should be. Whether you are wholesaling it to an investor, a tenant buyer, or an owner occupant, you need to determine this when you are putting the deal together. Some of the most important aspects to determine this are the condition of the property, monthly payment, and amount of equity. 

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we go back to the basics by reviewing the 5 strategies that we use in creative financing. We go over the pro's and con's of each one and the scenario in which you would use them.

The 5 strategies are-

  1. Contract For Deed or Land Contract.

  2. Trust Deed or Mortgage

  3. All Inclusive Trust Deed or Wrap Around Mortgage.

  4. Lease Option

5.. Seller Subordination or Carry Back.

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Once again, it's back to the basics with deal structuring 101. On this series we come up with 3 different offers for a condo. Jeff wanted to use this example because people always ask if you can use creative financing on condos and the answer of course is YES! Here are the details and the offers we came up with....

Condo 2bed 1.5 bath. 1000 sqft. Seller owes 30K and is asking 170K. Monthly payment is $410 with $140 HOA. This could rent for $1150/month and ARV is 190K.

Option 1

7K down 170K PP. 163K financed at 2.5% simple interest for 4 years.

Exit: Sell to an owner occupant for 200K at 5.5% interest with 20K down for 3 years.

Option 2

10K down 180K Mirror Trust deed and note 410/m Piti. 7rs Plus 400 principle only. Sell 200K 20K down at 5.5% over 6yrs 

Option 3

Subordinate 35K down 175K pp 140K trust deed second 525 pmt for 5yrs Sell for 200K 5.5% on seller finance 20K down.

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Once again, it's back to the basics with deal structuring 101. On this series we come up with 3 different offers for a condo. Jeff wanted to use this example because people always ask if you can use creative financing on condos and the answer of course is YES! Here are the details and the offers we came up with....

Condo 2bed 1.5 bath. 1000 sqft. Seller owes 30K and is asking 170K. Monthly payment is $410 with $140 HOA. This could rent for $1150/month and ARV is 190K.

Option 1

7K down 170K PP. 163K financed at 2.5% simple interest for 4 years.

Exit: Sell to an owner occupant for 200K at 5.5% interest with 20K down for 3 years.

Option 2

10K down 180K Mirror Trust deed and note 410/m Piti. 7rs Plus 400 principle only. Sell 200K 20K down at 5.5% over 6yrs

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Once again, it's back to the basics with deal structuring 101. On this series we come up with 3 different offers for a condo. Jeff wanted to use this example because people always ask if you can use creative financing on condos and the answer of course is YES! Here is the details and the offers we came up with....

Condo 2bed 1.5 bath. 1000 sqft. Seller owes 30K and is asking 170K. Monthly payment is $410 with $140 HOA. This could rent for $1150/month and ARV is 190K.

Option 1

7K down 170K PP. 163K financed at 2.5% simple interest for 4 years.

Exit: Sell to an owner occupant for 200K at 5.5% interest with 20K down for 3 years.

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This series is all about Lease Option and how to use them in different ways. The easiest way of controlling properties for little to no money down is using lease options.  Lease Options gives no ownership to the tenant buyer. The “Buyer” is just leasing the property for a period of time and then has the option to buy the property during or at the end of that period. 

Scenario 1: Wholesale a Lease Option. Using the example of a single family house with 250K owed, 1798/month PITI payment, asking 325K purchase price with  $2,000 market rent. If a property has little to no cash flow these are great prospects for a lease option because a Seller can ask for more than market rent and can pass on the responsibility of  repairs to the tenant buyer. These are great deals to wholesale to a tenant Buyer, collect an option deposit up front, and be done with the deal.

Scenario 2: Sandwich Lease Option on single family home. Using the same example property from the last scenario but with a 1600 payment, ask 315K and market rents are 2100/month. In this example we would offer the Seller a lease payment of 1750/month. Offer 315K to the Seller for 5 years and we find a tenant buyer that will lease the property for 2150/month. We find a Tenant Buyer for 335K, collect the option deposit of 10K up front and collect the monthly cash flow of 350. Then when the Buyer executes the option we collect the additional margin of 10K. This has to be done with a notice of interest recorded on title or chain of title going to you before being sold to your Tenant Buyer.

Scenario 3: Master Lease Option on Multifamily. Example 20 unit multifamily renting under market value at 10K/month. Market rent is 15K/month. Offer the Seller a Master Lease Option where they have no responsibility for maintenance or repairs and they get a guaranteed price 6K/month. Option price to purchase 1,800,000. Lease option deposit of 80K to be deducted from the purchase price. Create an agreement with the Seller for capitol repairs to be made within 30-60 days of master lease. Or Tenant Buyer makes the capital improvements up front and then deduct the cost from the option deposit. Record a notice of interest/memorandum on title to secure your interest and send a rent collection notice to all tenants to now pay rent to you. Option will terminate within 6 months of the passing of the Seller. Seller would be responsible for deposit refunds prior to the master lease. 

Scenario 4: Selling on Lease Options. Selling lease options has 5 paydays. The first is an option deposit paid up front by your tenant buyer, then cash flow over the term of the lease, then the margin on the back end when your Tenant Buyer executes the option. The 4th payday is depreciation of the asset which you can write off every year on your taxes, and the 5th payday is the appreciation of the real estate over time especially when your Buyer does not execute the option and/or the agreed upon purchase price is the appraised value at the time purchase.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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This series is all about Lease Option and how to use them in different ways. The easiest way of controlling properties for little to no money down is using lease options.  Lease Options gives no ownership to the tenant buyer. The “Buyer” is just leasing the property for a period of time and then has the option to buy the property during or at the end of that period. 

Scenario 1: Wholesale a Lease Option. Using the example of a single family house with 250K owed, 1798/month PITI payment, asking 325K purchase price with  $2,000 market rent. If a property has little to no cash flow these are great prospects for a lease option because a Seller can ask for more than market rent and can pass on the responsibility of  repairs to the tenant buyer. These are great deals to wholesale to a tenant Buyer, collect an option deposit up front, and be done with the deal.

Scenario 2: Sandwich Lease Option on single family home. Using the same example property from the last scenario but with a 1600 payment, ask 315K and market rents are 2100/month. In this example we would offer the Seller a lease payment of 1750/month. Offer 315K to the Seller for 5 years and we find a tenant buyer that will lease the property for 2150/month. We find a Tenant Buyer for 335K, collect the option deposit of 10K up front and collect the monthly cash flow of 350. Then when the Buyer executes the option we collect the additional margin of 10K. This has to be done with a notice of interest recorded on title or chain of title going to you before being sold to your Tenant Buyer.

Scenario 3: Master Lease Option on Multifamily. Example 20 unit multifamily renting under market value at 10K/month. Market rent is 15K/month. Offer the Seller a Master Lease Option where they have no responsibility for maintenance or repairs and they get a guaranteed price 6K/month. Option price to purchase 1,800,000. Lease option deposit of 80K to be deducted from the purchase price. Create an agreement with the Seller for capitol repairs to be made within 30-60 days of master lease. Or Tenant Buyer makes the capital improvements up front and then deduct the cost from the option deposit. Record a notice of interest/memorandum on title to secure your interest and send a rent collection notice to all tenants to now pay rent to you. Option will terminate within 6 months of the passing of the Seller. Seller would be responsible for deposit refunds prior to the master lease. 

Scenario 4: Selling on Lease Options. Selling lease options has 5 paydays. The first is an option deposit paid up front by your tenant buyer, then cash flow over the term of the lease, then the margin on the back end when your Tenant Buyer executes the option. The 4th payday is depreciation of the asset which you can write off every year on your taxes, and the 5th payday is the appreciation of the real estate over time especially when your Buyer does not execute the option and/or the agreed upon purchase price is the appraised value at the time purchase.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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This series is all about Lease Option and how to use them in different ways. The easiest way of controlling properties for little to no money down is using lease options.  Lease Options gives no ownership to the tenant buyer. The “Buyer” is just leasing the property for a period of time and then has the option to buy the property during or at the end of that period. 

Scenario 1: Wholesale a Lease Option. Using the example of a single family house with 250K owed, 1798/month PITI payment, asking 325K purchase price with  $2,000 market rent. If a property has little to no cash flow these are great prospects for a lease option because a Seller can ask for more than market rent and can pass on the responsibility of  repairs to the tenant buyer. These are great deals to wholesale to a tenant Buyer, collect an option deposit up front, and be done with the deal.

Scenario 2: Sandwich Lease Option on single family home. Using the same example property from the last scenario but with a 1600 payment, ask 315K and market rents are 2100/month. In this example we would offer the Seller a lease payment of 1750/month. Offer 315K to the Seller for 5 years and we find a tenant buyer that will lease the property for 2150/month. We find a Tenant Buyer for 335K, collect the option deposit of 10K up front and collect the monthly cash flow of 350. Then when the Buyer executes the option we collect the additional margin of 10K. This has to be done with a notice of interest recorded on title or chain of title going to you before being sold to your Tenant Buyer.

Scenario 3: Master Lease Option on Multifamily. Example 20 unit multifamily renting under market value at 10K/month. Market rent is 15K/month. Offer the Seller a Master Lease Option where they have no responsibility for maintenance or repairs and they get a guaranteed price 6K/month. Option price to purchase 1,800,000. Lease option deposit of 80K to be deducted from the purchase price. Create an agreement with the Seller for capitol repairs to be made within 30-60 days of master lease. Or Tenant Buyer makes the capital improvements up front and then deduct the cost from the option deposit. Record a notice of interest/memorandum on title to secure your interest and send a rent collection notice to all tenants to now pay rent to you. Option will terminate within 6 months of the passing of the Seller. Seller would be responsible for deposit refunds prior to the master lease. 

Scenario 4: Selling on Lease Options. Selling lease options has 5 paydays. The first is an option deposit paid up front by your tenant buyer, then cash flow over the term of the lease, then the margin on the back end when your Tenant Buyer executes the option. The 4th payday is depreciation of the asset which you can write off every year on your taxes, and the 5th payday is the appreciation of the real estate over time especially when your Buyer does not execute the option and/or the agreed upon purchase price is the appraised value at the time purchase.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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This series is all about Lease Option and how to use them in different ways. The easiest way of controlling properties for little to no money down is using lease options.  Lease Options gives no ownership to the tenant buyer. The “Buyer” is just leasing the property for a period of time and then has the option to buy the property during or at the end of that period. 

Scenario 1: Wholesale a Lease Option. Using the example of a single family house with 250K owed, 1798/month PITI payment, asking 325K purchase price with  $2,000 market rent. If a property has little to no cash flow these are great prospects for a lease option because a Seller can ask for more than market rent and can pass on the responsibility of  repairs to the tenant buyer. These are great deals to wholesale to a tenant Buyer, collect an option deposit up front, and be done with the deal.

Scenario 2: Sandwich Lease Option on single family home. Using the same example property from the last scenario but with a 1600 payment, ask 315K and market rents are 2100/month. In this example we would offer the Seller a lease payment of 1750/month. Offer 315K to the Seller for 5 years and we find a tenant buyer that will lease the property for 2150/month. We find a Tenant Buyer for 335K, collect the option deposit of 10K up front and collect the monthly cash flow of 350. Then when the Buyer executes the option we collect the additional margin of 10K. This has to be done with a notice of interest recorded on title or chain of title going to you before being sold to your Tenant Buyer.

Scenario 3: Master Lease Option on Multifamily. Example 20 unit multifamily renting under market value at 10K/month. Market rent is 15K/month. Offer the Seller a Master Lease Option where they have no responsibility for maintenance or repairs and they get a guaranteed price 6K/month. Option price to purchase 1,800,000. Lease option deposit of 80K to be deducted from the purchase price. Create an agreement with the Seller for capitol repairs to be made within 30-60 days of master lease. Or Tenant Buyer makes the capital improvements up front and then deduct the cost from the option deposit. Record a notice of interest/memorandum on title to secure your interest and send a rent collection notice to all tenants to now pay rent to you. Option will terminate within 6 months of the passing of the Seller. Seller would be responsible for deposit refunds prior to the master lease. 

Scenario 4: Selling on Lease Options. Selling lease options has 5 paydays. The first is an option deposit paid up front by your tenant buyer, then cash flow over the term of the lease, then the margin on the back end when your Tenant Buyer executes the option. The 4th payday is depreciation of the asset which you can write off every year on your taxes, and the 5th payday is the appreciation of the real estate over time especially when your Buyer does not execute the option and/or the agreed upon purchase price is the appraised value at the time purchase.

Hope you enjoy, And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we interview Andy McFarland, who has used Creative Financing from day one in his 17 year career flipping and wholesaling houses. He started when he was 23 after getting fired from his job for skateboarding on a dock where he would unload trucks. Now he currently wholesales and flips houses in 3 different states. But more than the glitz and glamour of the volume and size of transactions that he does, Andy really emphasizes the point that success comes from solving other people's problems. He teaches that, "if you help enough other people get what they want, you can get what you want." That's straight from the mouth of Zig Ziggler. He also stresses the fact that it is far more important to listen and to understand the needs of your Sellers than it is to push your own agenda or expertise. "First seek to understand and then to be understood." which is a quote from the late Stephen Covey who wrote; The 7 Habits Of Highly Effective People. Andy truly embodies these principles in his approach to life and business. The biggest take away from our interview, is Andy's approach to helping and serving people first and foremost, putting your own desires and priorities second. Every Creative Financing Deal begins with meeting the needs of your Sellers. Hope you enjoy. 

To meet Andy in person and be a part of an incredible event visit: https://fliphackinglive.com/2020. This is a high level, 3-day event that brings you the best of the best in the industry today.

And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we interview Andy McFarland, who has used Creative Financing from day one in his 17 year career flipping and wholesaling houses. He started when he was 23 after getting fired from his job for skateboarding on a dock where he would unload trucks. Now he currently wholesales and flips houses in 3 different states. But more than the glitz and glamour of the volume and size of transactions that he does, Andy really emphasizes the point that success comes from solving other people's problems. He teaches that, "if you help enough other people get what they want, you can get what you want." That's straight from the mouth of Zig Ziggler. He also stresses the fact that it is far more important to listen and to understand the needs of your Sellers than it is to push your own agenda or expertise. "First seek to understand and then to be understood." which is a quote from the late Stephen Covey who wrote; The 7 Habits Of Highly Effective People. Andy truly embodies these principles in his approach to life and business. The biggest take away from our interview, is Andy's approach to helping and serving people first and foremost, putting your own desires and priorities second. Every Creative Financing Deal begins with meeting the needs of your Sellers. Hope you enjoy. 

To meet Andy in person and be a part of an incredible event visit: https://fliphackinglive.com/2020. This is a high level,  3-day event that brings you the best of the best in the industry today.

And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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This episode is about structuring a deal on properties that Sellers are asking close to fair market value. These are the kind of leads every wholesaler or Flipper out there passes on because there is not a big enough margin in it. But there is another exit strategy that works very well for this scenario and that is wholesaling it to an Owner Occupant or selling on Owner Finance. You can collect a wholesale fee up front or stay in the middle for a number of years for cash flow with a big payday on the back end when your Owner Occupant buys the property. Learn how to do this and you’ll never have a shortage of leads or deals. Enjoy!

And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE. 

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This episode is all about deal analysis. We talk about a deal that Jeff found on a Facebook group. We break down and restructure the terms to create better creative financing offers. This is a great episode if you are still learning how to create offers. If you can, follow along with your financial calculator. One of the biggest takeaways is not looking at this deal as a long term rental but rather as a wholesale or flip. And by having the Seller continue to carry the financing using substitution of collateral, therefore creating capital that you can tap into for multiple deals and use in multiple ways. 

And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we discuss how you can use other assets you may own as additional collateral to buy properties. For example if you have a property that a Seller is asking 20K down and is willing to carry a note, and you only have 10K but you also own a truck free and clear that's worth 30K, you can offer the Seller the title to the vehicle as cross collateral there. Or if the roll was reversed you could accept other assets as additional security on a note.

And a great way to use cross collateral as a lender is to place a trust deed or mortgage on different properties your borrower may own to secure one note. For example if you have a borrower who wants to buy a flip property and that borrower also owns a rental property, you can lend money on the subject property in first position and record a second mortgage on their rental property. This is an awesome way to get more security on your money and/or offer additional security to your lender if you're the one looking to borrow money.

And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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This episode introduces the concept on how to extend your term with Sellers when you add a blended interest rate. This is a method that allows you to create a longer term with a Seller (if they are fixed on a specific/higher interest rate) by adding a second note and mortgage after a predetermined term. In summary, you can create a lower cumulative average interest rate by creating 2 mortgages and notes at different interest rates, (one lower for a number of years and one higher) with a Seller, secured by the same property that creates a win/win scenario for you and the Seller. The objective is to create long term Seller financing by offering a larger interest rate after a lower introductory period at a lower interest rate. This allows you, the investor, to make a better return up front with principal pay down, and offers a higher interest rate to the Seller, on the back end, for a better return for both parties over the long run. This is a more advanced strategy and one that you need to put into your toolbox, so enjoy!

And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we interview Josh Zieglowsky about how he uses creative financing for investing in commercial deals. We talk about how Josh negotiates long due diligence periods on residential properties that are suitable for retail and light commercial, in order to get zoning change and find retail tenants on triple Net leases. Also how he partners with Sellers on deals for development opportunities. Hope you enjoy learning about these new strategies.

Josh Zieglowsky is the founder and president of The Chandler Group. He has built The Chandler Group into an integrated and successful firm. Josh’s primary responsibilities include asset and portfolio management, broker relations, investor and client relations, banking relations, economic and demographic trends, market analysis, due diligence oversight, financing oversight, acquisition and disposition strategies, transaction oversight and business development. 

And to get special access to a step by step video on how to structure creative financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we interview Josh Zieglowsky about how he uses creative financing for investing in commercial deals. We talk about how Josh negotiates long due diligence periods on residential properties that are suitable for retail and light commercial, in order to get zoning change and find retail tenants on triple Net leases. Also how he partners with Sellers on deals for development opportunities. Hope you enjoy learning about these new strategies.

Josh Zieglowsky is the founder and president of The Chandler Group. He has built The Chandler Group into an integrated and successful firm. Josh’s primary responsibilities include asset and portfolio management, broker relations, investor and client relations, banking relations, economic and demographic trends, market analysis, due diligence oversight, financing oversight, acquisition and disposition strategies, transaction oversight and business development. 

And to get special access to a step by step video on how to structure create financing offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we talk about the 3 kinds of deals that will be most prevalent in a market downturn such as the one we are facing right now. As we have said before, creative financing works in every market but especially in a recession or market downturn and that's because when property owners have little to no equity you can still structure a deal using terms. And knowing how to use various methods of creative financing is key. You can acquire many properties with relatively little liquidity. So listen to the 3 scenarios we go over and the examples we give. Happy Investing! 

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we talk about the 3 kinds of deals that will be most prevalent in a market downturn such as the one we are facing right now. As we have said before, creative financing works in every market but especially in a recession or market downturn and that's because when property owners have little to no equity you can still structure a deal using terms. And knowing how to use various methods of creative financing is key. You can acquire many properties with relatively little liquidity. So listen to the 3 scenarios we go over and the examples we give. Happy Investing! 

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we talk about the 3 kinds of deals that will be most prevalent in a market downturn such as the one we are facing right now. As we have said before, creative financing works in every market but especially in a recession or market downturn and that's because when property owners have little to no equity you can still structure a deal using terms. And knowing how to use various methods of creative financing is key. You can acquire many properties with relatively little liquidity. So listen to the 3 scenarios we go over and the examples we give. Happy Investing! 

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we answer a question from our fellow listener Nancy from Massachusetts. She called our hotline and asked how she can pull equity out of her rentals. She has traditionally bought rentals with 25-30% down and even all cash. Now she is looking to pull equity out by using creative financing in order to position herself to buy great deals with the downturn of the economy. Jeff and I talk about different strategies on how to do that and also how creative financing provides the benefit of leverage which is one of the most effective wealth building tools. Enjoy!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we are creating terms with our fellow listener Anthony Green on a multi-million dollar property in the Hollywood Hills area of LA. He has been following this house for months now…. He called our hotline number and asked for some help on how to use creative financing to make a deal, so we decided to make an episode out of it. We not only walk him through creating terms but we give him the actual LOI that Jeff sends to all his leads with the offers we created in real time. And then we go through the various exit strategies and who the right buyers is that he could wholesale this deal to. We provided the utmost value to Anthony on his specific deal by giving him an LOI with real offers, and we want to help you do the same with your deal so give us a call on our Hotline. The cliff notes of those offers are below.

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

Offer# 1

PP- 2,450,000

Down- 180,000

3yrs

2.5% int

2,073,165

Find a owner occupant buyer for 2,550,000 PP with 280,000 down

Offer# 2

PP- 2,400,000

Down- 240,000

5yrs

4% int

10,312 pmt

Balloon- 1,953,677

Seller Gross- 2,812,397

Find a owner occupant buyer for 2,500,00

Offer# 3

PP- 2,450,000

Down 500,000 1st position @7% simple int. Pmt= 2,916.66

Second Mortgage- 1,950,000

7,500 pmt for second @2.5%

4yrs

Balloon- 2,276,657

Seller Gross- 2,636,657

Find buyer for 2,550,000.

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This is a Huge mile stone for us. Thank you to all who have been with us from the start. We are up to 75,000 downloads and we really haven't advertised the podcast. It's loyal listeners like you who have helped us build this tribe. We are excited to continue to bring you the best strategies and tactics for using Creative Financing and creating terms, so Please Please Please pass this on, and until next time go out there and create some terms!

P.S. We want to do more episodes where we create terms in real time on properties you guys are working right now. Call our Hotline at 877-409-8090 and tell us what you're working on and we will make an episode out of it, create 2-3 term offers and give you the LOI to present to your prospective Seller. It doesn't get any better than that! Also text CFP to our Hotline to get special access to a step-by-step video on how to create terms!

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This episode is about what's going on with COVID-19 and how it can affect your business. The main point we want to make at the end of this episode is; Don't let fear control you, continue to take action but use caution and be more conservative. Be extra reserved if you're thinking about capital intensive projects such as land development and high end flips because you may be selling in a different market cycle. But always remember that creative financing works in any market, up or down, and it will increasingly be more lucrative in a down cycle, so learn how to create terms! 

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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Once again we talk about how to use creative financing on properties that need a lot of work and the number 1 thing to consider is: 

What’s your goal and how can you fulfill the Seller’s needs.  

With that said it’s important to understand that the more money a property requires to fix up, the more limitations you may have for an exit strategy. But you can always make short term and long term financing work regardless. Listen in to find out how.

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we help our fellow listener Farukkh structure terms on a triplex deal he is working on in New Jersey. He already structured some awesome terms but needs help convincing the Seller, so we go over his terms and offer suggestions on how he can get this one closed. We love these kinds of episodes because we get to create terms in real time and offer valuable feedback on actual deals our listeners are pursuing. How can we provide more value than that? Enjoy!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On these episodes Jeff walks us through case studies on making creative financing offers on commercial properties, and really the key takeaway here is that you don't need all the information on a property up front to make offers. You always have time to discover and/or confirm income and expenses, lease agreements, rent rolls etc. so long as you give yourself an adequate inspection time frame. On commercial properties, especially listed ones, it is extremely difficult to find out what the Seller owes on a mortgage and what their terms are, so don't be afraid to make a creative financing offer if you don't know this information because if it doesn't work then the Seller will tell you or counter your offer. Always keep in mind that the same way you make creative offers on residential properties, you can make the same offers on commercial properties. And guess what? commercial owners are more open to carrying financing because of the amount of money banks require down. If you're already in the real estate game and you want to move up to the Major Leagues then commercial is where it's at!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On these episodes Jeff walks us through case studies on making creative financing offers on commercial properties, and really the key takeaway here is that you don't need all the information on a property up front to make offers. You always have time to discover and/or confirm income and expenses, lease agreements, rent rolls etc. so long as you give yourself an adequate inspection time frame. On commercial properties, especially listed ones, it is extremely difficult to find out what the Seller owes on a mortgage and what their terms are, so don't be afraid to make a creative financing offer if you don't know this information because if it doesn't work then the Seller will tell you or counter your offer. Always keep in mind that the same way you make creative offers on residential properties, you can make the same offers on commercial properties. And guess what? commercial owners are more open to carrying financing because of the amount of money banks require down. If you're already in the real estate game and you want to move up to the Major Leagues then commercial is where it's at!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we talk about how things can go wrong on creative financing deals and how to make them right. Most mistakes made on deal structuring boils down to miscommunication or lack thereof.... We talk about some mistakes that can be made and how to renegotiate with the Seller, specifically when using Substitution of Collateral. This is a multi-layered episode all about moving money from one deal to another for a higher yield. Listen closely to find out how to move financing around on different properties to create a win/win for your Sellers and a better interest rate for yourself for more profitable deals. Happy Investing!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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  1. Objection: We want 20% down- Question: what do you need it for or is it a trust issue? Be their advocate. Explain all the reasons you have to make sure this works for them.
  2. Objection: Interest rate too low- Question: what's the issue with the rate? Solution: show them the gross earnings and compare it to parking the money in the bank. Ask them what they would like and explain why the payment has to work for you.
  3. Objection: I want a shorter term- Question: is there a reason why you need a shorter term? Solution: the longer you hold this the more money you’ll make, wouldn’t that make more sense. Add an extension option to the contract for a fee to get an additional year if need be.
  4. Objection: I don’t want to be in second position- Question: what is your concern with second position?, isn’t your equity already in second position because of the loan you have on the property? Solution: Explain their equity position and how the banks have to be paid first if they were to sell the property for cash. Therefore their equity is in second position anyway.
  5. Objection: I want more money- Question: is there a reason you need that money? What is most important to you purchase price or terms? Solution: I can give you more money if you are willing to hold financing longer or we may have to adjust other terms such as interest rate, or down payment.
  6. Objection: I am afraid of the due on sell clause- Question: what's the worst case scenario for you? Solution: Explain that for them to exercise the due on sell clause they have to stop taking payments, the bank could no longer accept your monthly payment and then would have to start foreclosure proceedings and banks don’t want toxic assets on their books because it impacts their lending ability. Also explain that you have the most to lose in the deal because of the money you’re putting down. And  maybe you can do a land contract or contract for deed and/or take certain precautions such as don’t notify the bank of the sale, don’t cancel insurance that’s already in place, pay through a third party ESCROW.

Remember to always voice their concern, validate the concern, ask a why or what question, then offer the solution or                         “objection handler”. Happy investing!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode Jeff walks us through another case study. It’s a single family home, they owe 45K payment 675/month PITI. Kitchen and bath needs to be updated. She was asking 125K and the home was worth 200K so Jeff made some offers. At first she was not open to terms. He offered 114K Cash, or 122K short term financing with 20K down and he would take over the monthly payment. She accepted the short term finance offer. Now the Seller throws him a curve ball, the Seller was buying on Contract For Deed and was not on title, so Jeff could not buy on a All Inclusive Trust Deed as they originally agreed to... Find out what Jeff does to solve the problem. Happy Investing!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we talk about a Subject To deal that Jeff got done in 2 business days. Not without risk either. Jeff had to put down money before he closed on the property. This deal is creative in a few ways, Jeff was able to get the Seller to commit to working with him to get the property closed. He got his title company on board up front and made sure they could close in 2 days. Jeff had to threaten a lawsuit against the Trustee attorney and the bank in order to get a payoff statement, and 12 hours later was able to get the reinstatement and payoff for the first loan and the payoff for the second mortgage. He bought it subject to both mortgages, reinstated the first loan for 15K, got the second discounted for 5K, offered to pay the Seller 20K and was able to immediately sell it to for a 40K profit to the person who brought the deal to him. Plus he was able to coach his Buyer on how to buy on Hard Money and then refinance the property, so the sell could be done fast.

The biggest risk Jeff had to take was to pay the reinstatement of the loan without transferring title before hand, because the Seller lives out of state and they had no time to get closing docs signed and back to the title company before the Trustee Sale. Jeff shares what he would have done differently in retrospect to protect the money he paid to reinstate the loan.

SO... suggestions to get Pre-foreclosure done fast-

  1. Get the Seller's commitment up front to working with you to get the deal closed.
  2. Contact your title company immediately to make sure they can close on your time frame.
  3. Threaten a lawsuit against the bank and/or Trustee to get a payoff/reinstatement.
  4. Call the bank on the Seller's behalf so you're in control and not waiting on the Seller.
  5. Reinstate the loan before closing with the Seller if you don't have enough time to complete the transaction before the Trustee Sale/auction.
  6. File a Notice of Interest/Memorandum before reinstating the loan if you are unable to close the sale in time so to have some kind of security on the property.
  7. Lastly, if you're wholesaling/wholetailing the property, line your Buyer up with a Hard Money lender to get the deal done fast.

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode Jeff and I talk about how structuring the right terms on a rental can create cash flow in markets where you can not find the 1% rule on rentals (rent rate equals 1% of purchase price). We use the example of a property with a purchase price of $200,000 that can rent for $1400/month. Follow along to learn how structuring the right monthly payment using create terms can create cash flow and ROI where there would not be otherwise. The keys are: 

  1. getting in light- meaning a downpayment of no more than 10%.
  2. And creating a monthly payment that leaves room for cash flow after expenses and debt service.

Enjoy and please let us know your thoughts!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode Jeff and I talk about how structuring the right terms on a rental can create cash flow in markets where you can not find the 1% rule on rentals (rent rate equals 1% of purchase price). We use the example of a property with a purchase price of $200,000 that can rent for $1400/month. Follow along to learn how structuring the right monthly payment using create terms can create cash flow and ROI where there would not be otherwise. The keys are: 

  1. getting in light- meaning a downpayment of no more than 10%.
  2. And creating a monthly payment that leaves room for cash flow after expenses and debt service.

Enjoy and please let us know your thoughts!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode Jeff and I talk about how structuring the right terms on a rental can create cash flow in markets where you can not find the 1% rule on rentals (rent rate equals 1% of purchase price). We use the example of a property with a purchase price of $200,000 that can rent for $1400/month. Follow along to learn how structuring the right monthly payment using create terms can create cash flow and ROI where there would not be otherwise. The keys are: 

  1. getting in light- meaning a downpayment of no more than 10%.
  2. And creating a monthly payment that leaves room for cash flow after expenses and debt service.

Enjoy and please let us know your thoughts!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this Episode we interview our fellow listener and investor Mike Cowper. Mike bought his first rental 5 years ago. Since then he has owned 15 rentals, was a partner on a 40 unit apartment building, and has wholesaled hundreds of homes. Mike became interested in creative financing because he got tired of being a Landlord especially because of the rise of property taxes and insurance costs, and the market just got more competitive for wholesaling houses.

Mike wanted to earn passive income without being a Landlord so he recently started taking his rentals and selling them on Land Contracts, (Contract For Deed), and has proven he can make residual income, not be a Landlord, and make huge profits in the form of interest and the arbitrage of marking up the purchase price to his Buyers. Now he can get a down payment, not a deposit, amortize the loan over 30yrs and earn interest (11%) over that period. He does not transfer title until the purchase price is paid in full and he no longer has the burden of being a Landlord. Listen closely to the specific details on how Mike does this, AND as a bonus Jeff walks Mike through an alternate way of creating terms on a lead that Mike already made an offer on. This is GOLD because Jeff shows how Mike can make more money by just adjusting the structure of the offer! Enjoy!!!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this Episode we interview our fellow listener and investor Mike Cowper. Mike bought his first rental 5 years ago. Since then he has owned 15 rentals, was a partner on a 40 unit apartment building, and has wholesaled hundreds of homes. Mike became interested in creative financing because he got tired of being a Landlord especially because of the rise of property taxes and insurance costs, and the market just got more competitive for wholesaling houses.

Mike wanted to earn passive income without being a Landlord so he recently started taking his rentals and selling them on Land Contracts, (Contract For Deed), and has proven he can make residual income, not be a Landlord, and make huge profits in the form of interest and the arbitrage of marking up the purchase price to his Buyers. Now he can get a down payment, not a deposit, amortize the loan over 30yrs and earn interest (11%) over that period. He does not transfer title until the purchase price is paid in full and he no longer has the burden of being a Landlord. Listen closely to the specific details on how Mike does this, AND as a bonus Jeff walks Mike through an alternate way of creating terms on a lead that Mike already made an offer on. This is GOLD because Jeff shows how Mike can make more money by just adjusting the structure of the offer! Enjoy!!!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode Jeff puts me on the spot once again to create some offers on a single family home with equity that needs work and the Seller is open to taking terms for their equity. These make great learning opportunities because we walk you through the thought process, the needed info, the exit strategy and how to analyze the numbers to put together multiple offers. Follow along with a calculator or spreadsheet if you can because this is the best way to get real practice. Enjoy!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode Jeff puts me on the spot once again to create some offers on a single family home with equity that needs work and the Seller is open to taking terms for their equity. These make great learning opportunities because we walk you through the thought process, the needed info, the exit strategy and how to analyze the numbers to put together multiple offers. Follow along with a calculator or spreadsheet if you can because this is the best way to get real practice. Enjoy!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we go over Letters of Intent, the Do's and Don'ts what should and shouldn't be on them. And the real key to using a letter of intent is to keep it SIMPLE! so that the seller can see your offers in an easy to understand format, that does not confuse them with too much information or industry jargon. Enjoy and remember to keep it simple! 

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode Jeff goes into the nitty gritty details of using a reverse mortgage to flip a house. We talk about how to best structure the terms and how to work with the seller to avoid early bank foreclosure. The key to using a reverse mortgage as financing is to make it short term. Six to eight months max. The best approach is to have the seller on board and in communication with the bank . There is a certain time frame that banks have to give the seller before they can foreclose on the property. The time frame and the foreclosure process  may differ from state to state so it’s important to know what that is in your state. We also explain exactly what a reverse mortgage is and how its used. This is a very creative strategy to use in a short term situation where you are planning to refinance and hold long term or flip. Enjoy!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode Jeff and I talk all about marketing… The question Jeff and I get most often is “how do you find properties in this market”. I give exactly what I am doing right now for marketing, we talk about what Jeff is doing and give some killer resources to study direct marketing. We go into the small details of using direct mail, frequency, cold calling and much more. Jeff gives a long list of properties/distressed situations you can target. We also talk about the lowest hanging fruit for beginners which is calling Craig’s List Ads, For Sale By Owner, and For Rent listings. Once you understand how to use Creative Financing you can make deals out of all the various lead generation strategies. Enjoy!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode Jeff and I talk all about marketing… The question Jeff and I get most often is “how do you find properties in this market”. I give exactly what I am doing right now for marketing, we talk about what Jeff is doing and give some killer resources to study direct marketing. We go into the small details of using direct mail, frequency, cold calling and much more. Jeff gives a long list of properties/distressed situations you can target. We also talk about the lowest hanging fruit for beginners which is calling Craig’s List Ads, For Sale By Owner, and For Rent listings. Once you understand how to use Creative Financing you can make deals out of all the various lead generation strategies. Enjoy!

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click HERE.

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On this episode we dive deep into using Subject To’s; how and when to use the strategy. Buying a property Subject To the existing debt is pretty straight forward but so many Wholesalers do it the wrong way. We break down exactly what it is and how to use it and when you should not use the strategy. We hope you enjoy!

There are 2 scenarios in which you should use Subject To’s

  1. When a Seller is behind on mortgage payments.
  2. When a Seller has little to no equity.

And when you should not use Subject To’s

  1. When wholesaling a property. Because, both you the Wholesaler, and the Seller has NO recourse to taking the property back in the event that the Buyer defaults on payments.
  2. When you will be holding the property long term, 3 years or more.

The best ways to use Subject To’s

  1. When you are Flipping the property and plan to sell it in the 6-18 months.
  2. When you are planning to hold the property as a short term rental in which you will be refinancing, or selling the property in the next 1-3 years.

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click here.

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This episode is all about how to find Buyers for your creative financing deals, and we go in depth on finding and screening Owner Occupant Buyers specifically. If you find a house that is in fairly good condition and your cash price would be too low for the Seller but they are open to terms, then consider wholesaling the home to an Owner Occupant… someone who has a down payment, and makes enough income but has credit challenges due to a past medical problem, divorce, job layoff etc.  

We give some incredible resources for screening Owner Occupants such as Rentler.com, Zillow.com and MySmartMove.com, and what criteria we look for including chronic credit issues, criminal history, income verification, and proof of funds. Additionally you should be working with a mortgage broker and have them do preliminary underwriting on your prospective Buyer to see if they can qualify for a mortgage in the next 1-3 years.

Jeff also gives the 8 sources he uses to find Buyers:

1)Realtors

2)Craigslist.com

3)Facebook Groups and Marketplace

4)Other people’s Buyers List 

5)MeetUp’s

6)Bandit Signs

7)Mortgage Brokers

8)Title Companies

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click here.

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On this episode we talk about what kind of terms you should be seeking, when using creative financing, based on the amount of repairs a property needs. We first start with a simple formula on how to calculate repairs for light, medium, and heavy renovations. (This formula does vary based on labor costs in your market) We then walk you through who your Buyer will most likely be, if your wholesaling the property, based on what repairs are needed. Finally we discuss what terms you should be seeking with Sellers and the strategies you can utilize.

This is a very informative episode and there are so many factors that go into accurately calculating repair costs and the best advice I can give you is to always have a contingency factored in for the unknown expenses that inevitably arise and always plan on the project taking twice as long. Enjoy! 

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click here.

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On this episode we talk about what is a lead or deal and what is not. and specifically what are the deal killers that we can identify up front so that we don't waste our time creating offers and following up with sellers. 

The the BIG ones are: #1 Purchase price. #2 Downpayment. #3 Underlying debt. #4 Length of term. #5 Property needs to much work for asking price.

There are of course other factors that will kill the deal, but these are the ones that can quickly be identified. 

And to get special access to a step by step video on how to structuring offers text CFP to our hotline at 877-409-8090 or click here.

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On this episode we talk about how to scale the output of creative offers.... hint hint- it takes practice first and foremost! As an investor if you can make a cash offer in 2 minutes, then with some practice you should be able to make some creative financing offers in 5-10 minutes. Again this takes practice and the best way to implement that is to make a creative finance offer along with every cash offer you make. Also to scale you need to decide what your specific criteria is and stick to it, i.e. if your preferred cash on cash return is 15% on rental property then run your numbers at 15% when taking into account cash flow and total cash invested. Once you define your criteria then you can create a spreadsheet to help automate this process. Happy investing!

And to get special access to a step by step video on how to structuring offers text CFP to our hotline at 877-409-8090 or click Here.

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On this Episode we interview Adam Hall who is a Landlord, Flipper, and Developer. He did his first creative financing deal back in 2005. Since listening to our podcast, Adam has been motivated to ramp up the amount of creative financing offers he makes and in the last 3 months alone, he has bought 3 different properties using creative financing. We also talk about a deal he is currently purchasing involving a Reverse Mortgage and using a Land Trust for short term financing as he plans to flip the property. In all of these examples, take note how using creative financing strategies has greatly reduced the out-of-pocket cash required to purchase the deal therefore reducing the risk, and lowering the barrier of entry involved in executing these deal. Happy investing! and check out our step by step video on creating multiple creative financing offers HERE!

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Yet another On The Spot offer creation. In this series Jeff puts me on the spot to come up with one creative financing offer on a duplex that brings in $1200/month with an underlying payment of 550. This is an interesting one because of the underlying debt on the property. This is a very typical scenario, this is a lower end property with not a whole lot of room for cashflow or payment to the seller especially to cover the debt service. Listen in and follow along. I come up with an offer and then on the next episode we go over the offers Jeff came up with and how he was able to wholesale the property for a profit. 

And to get special access to a step by step video on how to structure offers text CFP to our hotline at 877-409-8090 or click  here.

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Yet another On The Spot offer creation. In this series Jeff puts me on the spot to come up with one creative financing offer on a duplex that brings in $1200/month with an underlying payment of 550. This is an interesting one because of the underlying debt on the property. This is a very typical scenario, this is a lower end property with not a whole lot of room for cashflow or payment to the seller especially to cover the debt service. Listen in and follow along. I come up with an offer and then on the next episode we go over the offers Jeff came up with and how he was able to wholesale the property for a profit. 

And to get special access to a step by step video on how to structure offers text CFP to our hotline at 877-409-8090 or click here.

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In this episode Jeff again puts me on the spot to learn how he structures terms on a 5-Plex. He gives me the property info from one of his leads and leaves it up to me to create some terms. The best way for you to benefit from these episodes is to grab a financial calculator and follow along. You'll notice in these episodes that the constant factor in creating terms ALL revolves around one thing.... the monthly payment you can offer your Seller. In order to determine that you need to know a few things:

1- what cash flow you need a month for your desired ROI, known as Cash-On-Cash Return.

2- what operating expenses are associated with the property i.e. water, sewer, garbage, taxes, insurance, and property management if you choose not to self manage.

3- what underlying debt is on the property and the monthly debt service if any.

Notice that in these offers we are showing the Seller how they can Net more money over a period of time by carrying financing.

To get access to a special video on creating offers text CFP to 877-409-8090 or click here 

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In this episode Jeff again puts me on the spot to learn how he structures terms on a 5-Plex. He gives me the property info from one of his leads and leaves it up to me to create some terms. The best way for you to benefit from these episodes is to grab a financial calculator and follow along. You'll notice in these episodes that the constant factor in creating terms ALL revolves around one thing.... the monthly payment you can offer your Seller. In order to determine that you need to know a few things:

1- what cash flow you need a month for your desired ROI, known as Cash-On-Cash Return.

2- what operating expenses are associated with the property i.e. water, sewer, garbage, taxes, insurance, and property management if you choose not to self manage.

3- what underlying debt is on the property and the monthly debt service if any.

Notice that in these offers we are showing the Seller how they can Net more money over a period of time by carrying financing.

To get access to a special video on creating offers text CFP to 877-409-8090 or click here

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In this episode Jeff puts me on the spot to learn how he structures terms on deals. He gives me the property info from one of his leads and leaves it up to me to create some terms. The best way for you to benefit from these episodes is to grab a financial calculator and follow along. You'll notice in these episodes that the constant factor in creating terms ALL evolves around one thing.... the monthly payment you can offer your Seller. In order to determine that you need to know a few things:

1- what cash flow you need a month for your desired ROI, known as Cash-On-Cash Return.

2- what operating expenses are associated with the property i.e. water, sewer, garbage, taxes, insurance, and property management if you choose not to self manage.

3- what underlying debt is on the property and the monthly debt service.

These are all the pieces of the puzzle and once you have them you can put together profitable deals that create win/win terms for you, your Seller, and your End-Buyer if you choose to wholesale the property.

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In this episode Jeff puts me on the spot to learn how he structures terms on deals. He gives me the property info from one of his leads and leaves it up to me to create some terms. The best way for you to benefit from these episodes is to grab a financial calculator and follow along. You'll notice in these episodes that the constant factor in creating terms ALL evolves around one thing.... the monthly payment you can offer your Seller. In order to determine that you need to know a few things:

1- what cash flow you need a month for your desired ROI, known as Cash-On-Cash Return.

2- what operating expenses are associated with the property i.e. water, sewer, garbage, taxes, insurance, and property management if you choose not to self manage.

3- what underlying debt is on the property and the monthly debt service.

These are all the pieces of the puzzle and once you have them you can put together profitable deals that create win/win terms for you, your Seller, and your End-Buyer if you choose to wholesale the property.

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Guys the question we get the most is "how do I know when to use a lease option v.s. a trust deed or mortgage" On this episode we answer that question. We talk about the various strategies, how they work, and when you should consider using them.... I'll give you a hint....... it depends entirely on the Seller's concerns and needs. It all comes down to what the Seller is comfortable with and how to meet their needs. Thats where knowing how to use various creative financing strategies becomes THE KEY to unlocking profits that your competition is passing on.

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One of the questions that comes up the most is "how do I use creative financing if the property is listed with an Agent?" On this series we dive deep into structuring terms on listed properties. If you are wondering how creative financing works with when a property is listed with Agent then you must listen to this series.

We go over:

how to talk to Agents to see if their clients would be interested in seller financing,

how to pay the Agent when creating terms,

best practices to present your offer,

and how to get the Agent to write up the exact terms you negotiate on an addendum.

Happy investing!

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One of the questions that comes up the most is "how do I use creative financing if the property is listed with an Agent?" On this series we dive deep into structuring terms on listed properties. If you are wondering how creative financing works with when a property is listed with Agent then you must listen to this series.

We go over:

how to talk to Agents to see if their clients would be interested in seller financing,

how to pay the Agent when creating terms,

best practices to present your offer,

and how to get the Agent to write up the exact terms you negotiate on an addendum.

Happy investing!

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Dustin Hamel invests in the Fresno California market and has been a follower of our podcast from the beginning. Listen closely as Dustin explains how he was able to offer the Seller more than he would on a standard flip, create a 10yr term at a low interest rate with a small down payment and meet the Seller's needs.

This is a rudimentary episode for anyone who has yet to do their very first creative financing deal because Dustin explains in detail how he presented the option of owner financing to the Seller and how he was able to negotiate a good deal for himself and for the Seller. The Seller was able to net more money opposed to selling for cash and receive a monthly income from the property which she wants to pass on to her heir. This is a great example of using creative financing to create a true win/win deal, and you can do it to!

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This episode is all about Contract for Deed. Contract for Deed sometimes called a Land Contract or Bond For Deed is a creative financing strategy were the title or deed of a property is held in ESCROW and does not transfer to the Buyer until the contractual obligations are satisfied. Contract for deed is a form of owner financing that involves signing a deed at closing, but the deed is not transferred to the buyer until the entire purchase price is paid in full, instead the deed is held in ESCROW until that time.

It is very similar to buying a car. The Buyer owns the car but does not have the title until it is paid in full at which time the bank or lienholder delivers the title.

Seller's Benefits for Contract For Deed-

The main benefit of doing Contract For Deed is that it protects the Seller in terms of default. In other forms of owner finance the only recourse the Seller has in case of default is to foreclose on the Buyer. With a Contract for Deed, foreclosure is one option but there are several others including a forfeiture that allows a Seller to reclaim the property within a 60 day timeframe (depending on state/local laws, check with your attorney) through a court hearing. It costs far less than a foreclosure and takes less than half the time in most states. Keep in mind, all of the money the Seller receives upfront at closing is non-refundable. Therefore, it offers more protections to the Seller than a traditional Trust Deed and Note or Mortgage because title does not transfer up front.

Buyer's Benefits for Contract For Deed-

The benefits offered to the Seller above are reversely the same benefits to the Buyer, because if you have a Seller that is very apprehensive about owner financing or fears the worst case scenario of foreclosure then a Contract For Deed might be easier for the Seller to understand and agree to because the easiest way of explaining it is by the analogy referenced above of buying a car using a bank. The Buyer is the owner of the car but the bank or "Seller" keeps the title. If title does not transfer then foreclosure is not necessary. (This varies by state so be sure to check with a local real estate attorney) Now in order to protect the interest of the Buyer a Notice of Interest or similar is filed at closing on title that way clouding title so that the Seller can't sell the property out from under the contract. This along with the Contract, Bill of Sale, and a Quit Claim Deed held in ESCROW offers the exact same benefits as an owner of the property without being on title because you have equitable interest.

Of course the safest and most secure way to own a property as a Buyer is to transfer title but think of this strategy as a tool in your toolbox and use it in leu of a Trust Deed or Mortgage when a Seller absolutely won't agree to transferring title but is open to carry financing.... It could be THE difference in getting the deal done.

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On this episode Jeff and I talk about the right and wrong ways of deal structuring by comparing offers made by one of Jeff's former apprentices. He reached out to Jeff and asked for help, Jeff had him create some offers and send them to him, then Jeff created some offers on the same properties and they compared notes. These episodes really illustrates the way Jeff stacks his offers and the way he presents them. This may be hard to follow without having visual representation but the key take-aways are this:

1- Always send multiple offers in a simple to read Letter of Intent.

By sending multiple offers, the perceived effect on a Seller is that they have to pick one, which lowers their threshold to negotiate. Also by keeping it simple you won't confuse them with jargon and/or information overload.

2- Stack your offers from highest to lowest.

Typically highest purchase price with longest term, and lowest downpayment will be your first offer, then lower the purchase price with each succeeding offer to your short term financing offer, then to your last and lowest offer which should be your cash offer on your letter of intent.

3- Differentiate your offers enough so that you give a certain benefit to your seller to pick one offer over the other.

i.e. such as a higher purchase price, a higher down payment, a higher interest rate, or a shorter term. If all of your offers are netting the Seller the same amount of money especially if it's over a shorter period, they have no incentive to take a longer term offer or one with less money down.

4- Spell out the benefits with each offer.

i.e. show the Seller what they are netting or grossing total over a longer term offer or highlight the higher down payment or higher interest rate, or shorter term etc.. Make the benefit of each offer clear so that the Seller has a compelling reason to pick one offer over another.

5- High light the additional benefits a Seller will get by choosing a term offer.

i.e. Seller will continue to receive tax benefits of the property (Depreciation) if your offer is a Lease Option. Buyer will be responsible for taxes and insurance (which will increase Seller's cash flow) if title is being transferred. And always mention that the Buyer will be responsible for All maintenance and repairs because that is a huge relief for most Sellers willing to consider terms.

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On this episode Jeff and I talk about the right and wrong ways of deal structuring by comparing offers made by one of Jeff's former apprentices. He reached out to Jeff and asked for help, Jeff had him create some offers and send them to him, then Jeff created some offers on the same properties and they compared notes. These episodes really illustrates the way Jeff stacks his offers and the way he presents them. This may be hard to follow without having visual representation but the key take-aways are this:

1-  Always send multiple offers in a simple to read Letter of Intent.

By sending multiple offers, the perceived effect on a Seller is that they have to pick one, which lowers their threshold to negotiate. Also by keeping it simple you won't confuse them with jargon and/or information overload. 

2- Stack your offers from highest to lowest.

Typically highest purchase price with longest term, and lowest downpayment will be your first offer, then lower the purchase price with each succeeding offer to your short term financing offer, then to your last and lowest offer which should be your cash offer on your letter of intent.

3- Differentiate your offers enough so that you give a certain benefit to your seller to pick one offer over the other.

i.e. such as a higher purchase price, a higher down payment, a higher interest rate, or a shorter term. If all of your offers are netting the Seller the same amount of money especially if it's over a shorter period,  they have no incentive to take a longer term offer or one with less money down.

4- Spell out the benefits with each offer.

i.e. show the Seller what they are netting or grossing total over a longer term offer or highlight the higher down payment or higher interest rate, or shorter term etc.. Make the benefit of each offer clear so that the Seller has a compelling reason to pick one offer over another.

5- High light the additional benefits a Seller will get by choosing a term offer.

i.e. Seller will continue to receive tax benefits of the property (Depreciation) if your offer is a Lease Option. Buyer will be responsible for taxes and insurance (which will increase Seller's cash flow) if title is being transferred. And always mention that the Buyer will be responsible for All maintenance and repairs because that is a huge relief for most Sellers willing to consider terms.

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On this series Jeff and I answer a question from one of our listeners about how to talk to Sellers about creative financing. And what you’ll learn is, really, that the less you go into detail about the mechanics of the method used or the documents used, the more success you will have because a confused mind always says “NO”. One of the keys to Jeff’s success is simple; find out first if they are open to taking payments for their equity and if the answer is yes or even maybe, then sending them 3-4 offers and having a conversation with them on which one is the most appealing to them. He only answers the concerns they bring up. He NEVER hits them with how the transaction is recorded on title or what documents are used and how they work, he simply sends the offers in a letter of intent, then asks them which one they like. The more simplistic you can keep the conversation with your Seller the better your chances are of getting them to agree on terms. Also to further add value Jeff and I go into a Seller/Buyer dialog to show you exactly what that conversation sounds like.

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On this series Jeff and I answer a question from one of our listeners about how to talk to Sellers about creative financing. And what you’ll learn is, really, that the less you go into detail about the mechanics of the method used or the documents used, the more success you will have because a confused mind always says “NO”. One of the keys to Jeff’s success is simple; find out first if they are open to taking payments for their equity and if the answer is yes or even maybe, then sending them 3-4 offers and having a conversation with them on which one is the most appealing to them. He only answers the concerns they bring up. He NEVER hits them with how the transaction is recorded on title or what documents are used and how they work, he simply sends the offers in a letter of intent, then asks them which one they like. The more simplistic you can keep the conversation with your Seller the better your chances are of getting them to agree on terms. Also to further add value Jeff and I go into a Seller/Buyer dialog to show you exactly what that conversation sounds like.

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On this series Jeff and I talk about the best scenarios  or "Lead Types" for structuring Creative Financing Deals. We go over what key pieces of information you need to know and also what motivation factors you should be looking for. And we cover what kinds of deals you can be marketing for such as little to no equity properties, or pre-foreclosures and what exit strategies and creative financing solution would best fit those leads. This is such a great series in so many ways because it gives you marketing ideas, ways to monetize the leads your competition is passing on and a creative means to financing them. Happy investing!

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On this series Jeff and I talk about the best scenarios  or "Lead Types" for structuring Creative Financing Deals. We go over what key pieces of information you need to know and also what motivation factors you should be looking for. And we cover what kinds of deals you can be marketing for such as little to no equity properties, or pre-foreclosures and what exit strategies and creative financing solution would best fit those leads. This is such a great series in so many ways because it gives you marketing ideas, ways to monetize the leads your competition is passing on and a creative means to financing them. Happy investing!

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On this series Jeff and I talk about the best scenarios  or "Lead Types" for structuring Creative Financing Deals. We go over what key pieces of information you need to know and also what motivation factors you should be looking for. And we cover what kinds of deals you can be marketing for such as little to no equity properties, or pre-foreclosures and what exit strategies and creative financing solution would best fit those leads. This is such a great series in so many ways because it gives you marketing ideas, ways to monetize the leads your competition is passing on and a creative means to financing them. Happy investing!

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On this series Jeff and I talk about the best scenarios  or "Lead Types" for structuring Creative Financing Deals. We go over what key pieces of information you need to know and also what motivation factors you should be looking for. And we cover what kinds of deals you can be marketing for such as little to no equity properties, or pre-foreclosures and what exit strategies and creative financing solution would best fit those leads. This is such a great series in so many ways because it gives you marketing ideas, ways to monetize the leads your competition is passing on and a creative means to financing them. Happy investing!

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On this series Jeff and I talk about the best scenarios  or "Lead Types" for structuring Creative Financing Deals. We go over what key pieces of information you need to know and also what motivation factors you should be looking for. And we cover what kinds of deals you can be marketing for such as little to no equity properties, or pre-foreclosures or million plus dollar homes and what exit strategies and creative financing solution would best fit those leads. This is such a great series in so many ways because it gives you marketing ideas, ways to monetize the leads your competition is passing on and a creative means to financing them. Happy investing!

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On this series Jeff and I talk about the best scenarios  or "Lead Types" for structuring Creative Financing Deals. We go over what key pieces of information you need to know and also what motivation factors you should be looking for. And we cover what kinds of deals you can be marketing for such as little to no equity properties, or pre-foreclosures and what exit strategies and creative financing solution would best fit those leads. This is such a great series in so many ways because it gives you marketing ideas, ways to monetize the leads your competition is passing on and a creative means to financing them. Happy investing!

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On this episode we jump back to the basics by practicing deal structuring using creative terms... If you want to master crafting and executing Creative Financing in your business, then follow along with us as we run through real time numbers on an actual property Jeff is working on. We go through cash offers, short term financing, seller subordination and Jeff's very own proprietary offer. This is a great deal to run numbers on and you will learn a lot. Plus Jeff goes into how he negotiated with the Seller and what questions he asks to gather more information. Enjoy!

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On this episode we jump back to the basics by practicing deal structuring using creative terms... If you want to master crafting and executing Creative Financing in your business, then follow along with us as we run through real time numbers on an actual property Jeff is working on. We go through cash offers, short term financing, seller subordination and Jeff's very own proprietary offer. This is a great deal to run numbers on and you will learn a lot. Plus Jeff goes into how he negotiated with the Seller and what questions he asks to gather more information. Enjoy!

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On this episode we walk you step by step through a deal that one of our listeners is doing. He lives in Florida and is virtually wholesaling a deal in New York. We first talk about how to determine if its a deal or not by evaluating the property as a rental, then what kind of creative financing offers can we create based on those numbers and then we go into getting it under contract and the documents used. Finally we talk about how to find a Buyer for the property in that market. Jeff has coached this listener through this deal at NO cost what so ever and he isn't partnering on it either. This is another prime example of how you can work with us on deals to learn creative financing, so reach out to us on our Hot Line at 877-409-8090. Enjoy!

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On this episode we talk about an 8 plex that Jeff and one of our listeners have under contract in San Antonio, Texas. This is a prime example of how a newbie investor can work with a Veteran to get a deal done and profit.

This is exactly the deal example that we love to share with our audience on this podcast, so if you have a deal you are working on and need some direction please give us a call on our hotline at 877-409-8090 and leave the details there, Jeff will give you a call back and we'll make an episode out of it. It's FREE coaching.

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On this episode we talk about an 8 plex that Jeff and one of our listeners have under contract in San Antonio, Texas. This is a prime example of how a newbie investor can work with a Veteran to get a deal done and profit.

This is exactly the deal example that we love to share with our audience on this podcast, so if you have a deal you are working on and need some direction please give us a call on our hotline at 877-409-8090 and leave the details there, Jeff will give you a call back and we'll make an episode out of it. It's FREE coaching

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On this episode we have the one the only Joe McCall. Joe gives us his perspective on Lease Options, building a buyers list and reverse wholesaling. You're going to love this interview. He got his start in real estate investing by doing Lease Options. Joe also has his own podcast called www.realestateinvestingmastery.com Joe has been podcasting since 2011 and was one of the first in the space. He also coaches students and has several courses on Lease Options, Virtual Wholesaling and much more. If you are interested in working with Joe you can reach him at CoachJoe.net Enjoy!

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On this episode Jeff and I go over one single family property as an example to create multiple offers and exit strategies. This example property can be found in any market across the US. Follow along and run the numbers with us as we dive into the details to practice crafting offers and thinking about exit strategies. Enjoy!

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On this episode Jeff and I go over one single family property as an example to create multiple offers and exit strategies. This example property can be found in any market across the US. Follow along and run the numbers with us as we dive into the details to practice crafting offers and thinking about exit strategies. Enjoy! 

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On this episode we bring attorney Jeff Breglio back on to discuss recent Wholesaling practices here in Utah and what the Division of Real Estate has decided on the practice.(This is happening all across the US if you haven't heard yet.) Also we go in depth on using Trusts for Wholesaling legally and for Asset Protection and Privacy. Jeff Breglio has 20 years of experience in Real Estate Investing and Asset Protection and has a huge library of educational videos, forms and much more at his website REIMasteryU.com Check it out! 

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On this episode Jeff and I answer a call from Lance who is in San Antonio, Texas. Lance has a triplex he is structuring creative financing on, and needs some pointers.... he gives us the specifics and we take it from there. Lance was looking to purchase this triplex for 400K and he was smart to ask the seller on this one to Subordinate a loan for 300K and he was looking to bring in another investor to put down the remaining 100K in first position at 8% interest. Listen closely as we break down what Lance did right and where he needs to correct.... This is exactly the deal example that we love to share with our audience on this podcast, so if you have a deal you are working on and need some direction please give us a call on our hotline at 877-409-8090 and leave the details there, Jeff will give you a call back and we'll make an episode out of it. It's FREE coaching!

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On this episode Jeff and I answer a call from Lance who is in San Antonio, Texas. Lance has a triplex he is structuring creative financing on, and needs some pointers.... he gives us the specifics and we take it from there. Lance was looking to purchase this triplex for 400K and he was smart to ask the seller on this one to Subordinate a loan for 300K and he was looking to bring in another investor to put down the remaining 100K in first position at 8% interest. Listen closely as we break down what Lance did right and where he needs to correct.... This is exactly the deal example that we love to share with our audience on this podcast, so if you have a deal you are working on and need some direction please give us a call on our hotline at 877-409-8090 and leave the details there, Jeff will give you a call back and we'll make an episode out of it. It's FREE coaching!

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On this episode Jeff talks about a commercial deal he closed on in College Station Texas. This is 8 Duplexes built for Student Housing located a few blocks from Texas A&M University. This deal is creative by the way in which Jeff structured the contract allowing him to get it at a discount and finance it quickly without syndicating the deal. He goes into detail on his thought process and how he was able to bring in financing partners, all without having ANY of his own money in the deal. Enjoy!

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On this episode Jeff goes over a deal that he has been working on and really breaks it down by the numbers to show us that by looking at a deal in just one other way how the opportunity becomes clear, and how to create a win/win for everyone involved. He dives into the details and demonstrates how to look at a deal from a Buy & Hold perspective in order to show how a property produces a return for the investor and specifically a good cash on cash return.

This is important to learn because if you have a property that you're looking at where the numbers don't quite work for a Fix & Flip, maybe the seller needs too much or owes too much money, you can analyze the deal as a Buy & Hold where you don't need to spend as much to to get the house in rental condition and by taking that into account the deal then works because less cash is needed up front. If the deal can produce a 10%, 15%, or higher Cash on Cash Return as a rental property then it may work for you or you can certainly find another investor that it will work for and wholesale it! This is how you make deals work.

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On this episode we answer questions from callers. We love to help people learn Creative Financing and if you have a question in specific or if you want to run a deal past us to see how we would structure it please give us a call at 877-409-8090 That is our Hotline. No one will answer, so feel free to leave a voicemail. We love to hear from our listeners and fans so please keep the questions coming. We greatly appreciate your ear!

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This episode is all about the documents you need to place a property under contract, what you should disclose to the Seller, and assigning the contract. Jeff goes over the contract and disclosures he uses in his business, clause by clause. And really the point of this episode is to convey the simplicity of these documents so that they do not become the obstacle that holds you back or prevents you from doing deals, because so many beginners get stuck on this one matter alone, So DON'T let this one thing stop you from pursuing your dreams in Real Estate Investing! Enjoy.

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On this episode Jeff goes over the multiple mistakes he made on a recent Seller Finance deal and how to avoid them up front with a little more due diligence. Jeff explains that if he had obtained some key information up front he would have made more money on the deal also listen closely to how he found the deal and also the exit strategies he plans on using. This is a simple deal but yet it is very creative and was a win/win for the Seller, the Agent, (who couldn't get the property sold) the Buyer and Jeff. It does't get any better than that. Enjoy!

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Substitution of Collateral is an advanced strategy that involves substituting the secured asset or property for another asset or property of equal or greater value. This strategy is very creative because you can use funds from one money source to finance multiple property or deals. The Note stays the same but the Trust Deed or Mortgage changes to include the new asset or property! And as you sell the current property or "collateral" the proceeds can be held in an ESCROW account until you find another property to finance. The beauty in this strategy is being able to use the same money source, Note and Terms you created with one Seller to fund multiple deals in the future. Listen in and learn how Jeff got a Seller to agree to Substituting Collateral on a principal balance of $385,000 at 2.5% interest. Can you borrow money at that low of an interest rate? Thats how this deals goes from good to phenomenal! using Creative Financing. 

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On this episode I run actual property leads by Jeff and together we create term offers in real time that I am sending to the Seller. This is a great learning opportunity for anyone new to Creative Financing, because we go through the process step by step, analyze the numbers and create offers. I suggest you listen to this episode when you can sit down with a financial calculator and run the numbers for yourself because practice is the only thing that can really teach you how to craft creative offers that can build wealth for the long term. Happy Investing!

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On this episode I run actual property leads by Jeff and together we create term offers in real time that I am sending to the Seller. This is a great learning opportunity for anyone new to Creative Financing, because we go through the process step by step, analyze the numbers and create offers. I suggest you listen to this episode when you can sit down with a financial calculator and run the numbers for yourself because practice is the only thing that can really teach you how to craft creative offers that can build wealth for the long term. Happy Investing!

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On this episode I run actual property leads by Jeff and together we create term offers in real time that I am sending to the Seller. This is a great learning opportunity for anyone new to Creative Financing, because we go through the process step by step, analyze the numbers and create offers. I suggest you listen to this episode when you can sit down with a financial calculator and run the numbers for yourself because practice is the only thing that can really teach you how to craft creative offers that can build wealth for the long term. Happy Investing!

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MARKETING MARKETING MARKETING This episode ALL about marketing . No matter if you are a Wholesaler, Flipper, Or Buy & Hold Investor you need to know how to find properties at a discount and marketing should be your life blood if it’s not already. Jeff had a Wholesale Meet Up he hosted and the topic was marketing. He had the attendants break up into groups and come up with as many targets as they could for identifying distressed properties and circumstances. Jeff gave them a little direction and only asked them to keep the targets separated by demographic and psychographic (circumstantial) distress. Listen closely because some of these ideas are creative and very targeted and you only need to figure out the best way to reach them. Keep in mind that focusing your efforts on only 1 or 2 could net you a fortune.

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MARKETING MARKETING MARKETING This episode ALL about marketing . No matter if you are a Wholesaler, Flipper, Or Buy & Hold Investor you need to know how to find properties at a discount and marketing should be your life blood if it’s not already. Jeff had a Wholesale Meet Up he hosted and the topic was marketing. He had the attendants break up into groups and come up with as many targets as they could for identifying distressed properties and circumstances. Jeff gave them a little direction and only asked them to keep the targets separated by demographic and psychographic (circumstantial) distress. Listen closely because some of these ideas are creative and very targeted and you only need to figure out the best way to reach them. Keep in mind that focusing your efforts on only 1 or 2 could net you a fortune.

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MARKETING MARKETING MARKETING This episode ALL about marketing . No matter if you are a Wholesaler, Flipper, Or Buy & Hold Investor you need to know how to find properties at a discount and marketing should be your life blood if it’s not already. Jeff had a Wholesale Meet Up he hosted and the topic was marketing. He had the attendants break up into groups and come up with as many targets as they could for identifying distressed properties and circumstances. Jeff gave them a little direction and only asked them to keep the targets separated by demographic and psychographic (circumstantial) distress. Listen closely because some of these ideas are creative and very targeted and you only need to figure out the best way to reach them. Keep in mind that focusing your efforts on only 1 or 2 could net you a fortune.

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On our last 2 episodes we went over the mistakes investors make with Sellers when using creative financing, now we are talking about the mistakes investors make with Buyers. And as with the last episodes Jeff goes over each one throughly and explains the best practices and ways to protect yourself as the Buyer when wholesaling or assigning your interest to a tenant Buyer. He drops some golden nuggets and explains the things is implementing in his business. Learn these so you can start using creative financing strategies to gain an advantage over your competitors and protect your interest.

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On our last 2 episodes we went over the mistakes investors make with Sellers when using creative financing, now we are talking about the mistakes investors make with Buyers. And as with the last episodes Jeff goes over each one throughly and explains the best practices and ways to protect yourself as the Buyer when wholesaling or assigning your interest to a tenant Buyer. He drops some golden nuggets and explains the things is implementing in his business. Learn these so you can start using creative financing strategies to gain an advantage over your competitors and protect your interest.

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On this episode we go over the mistakes investors make with sellers when using creative financing. Jeff goes over each one throughly and explains the best practices and ways to protect yourself as the Buyer. He drops some golden nuggets and even makes some suggestions he is going to start implementing in his business. Learn these so you can start using creative financing strategies to gain an advantage over your competitors and protect your interest.

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On this episode we go over the mistakes investors make with sellers when using creative financing. Jeff goes over each one throughly and explains the best practices and ways to protect yourself as the Buyer. He drops some golden nuggets and even makes some suggestions he is going to start implementing in his business. Learn these so you can start using creative financing strategies to gain an advantage over your competitors and protect your interest.

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Back to the basics on this episode. We go over amortizing loans, using a financial calculator and creating offers, and much more. Jeff walks us through the process step by step of creating an offer using an amortized loan, and principal or interest only loans. You absolutely need to know how to do this in order to use creative financing strategies.

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On this episode we answer questions from one of our listeners who called in and left a message on our Hotline. Big shout out to Doug from Detroit Michigan, thanks so much for calling. Doug asks how he can find out if a mortgage has a Due On Sale Clause and also how to buy properties with little or no money down to rehab them. We answer his questions and so much more.

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On this episode we interview Dave Kenney who is an ABSOLUTE Wealth Of Knowledge on Creative Financing. This guy earns over 15K a month in passive income from his self directed Roth IRA. He has been a Broker since 1980, he is an active Realtor, Investor, Educator, Consultant and Mentor. He teaches his own series of classes on Creative Financing and using Self Directed IRA’s. We go over an array of topics including Buying on All Inclusive Trust Deeds and selling on Contract for Deeds. Using your Seller’s principle to earn interest when you sell on a Contract for Deed. How to earn premium interest rates and sell your property for up to 10% more than fair market value by using Seller Financing. Why Seller Financing is so valuable and in high demand. How to flip houses using Seller Financing and earning a premium interest rate on the equity you created by Forced Appreciation. How to grow your money tax free using Roth IRA’s and why you need to start NOW. We also touch on off setting and deffering capital gains by using creative financing strategies and so much more.

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On this episode we interview Dave Kenney who is an ABSOLUTE Wealth Of Knowledge on Creative Financing. This guy earns over 15K a month in passive income from his self directed Roth IRA. He has been a Broker since 1980, he is an active Realtor, Investor, Educator, Consultant and Mentor. He teaches his own series of classes on Creative Financing and using Self Directed IRA’s. We go over an array of topics including Buying on All Inclusive Trust Deeds and selling on Contract for Deeds. Using your Seller’s principle to earn interest when you sell on a Contract for Deed. How to earn premium interest rates and sell your property for up to 10% more than fair market value by using Seller Financing. Why Seller Financing is so valuable and in high demand. How to flip houses using Seller Financing and earning a premium interest rate on the equity you created by Forced Appreciation. How to grow your money tax free using Roth IRA’s and why you need to start NOW. We also touch on off setting and deffering capital gains by using creative financing strategies and so much more.

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On this episode we interview Jeff Breglio who is a Real Estate Attorney in Utah as well as an investor and is sharp as a tack when it comes to Creative Financing. We go over the current state of the market, best practices when using creative financing strategies, specifically what your contract should specify when buying Subject To properties and other disclosures you should use to protect yourself and secure your investments. We talk about using Contract For Deed’s and what you absolutely need to know about litigation when utilizing this strategy. We talk a little about Asset Protection, and what creative financing transactions Jeff facilitates reguarley. Jeff also shares how to utilize Joint Venturing with Selller’s as a creative strategy and how to secure your interest and what clauses your Joint Venture Agreement absolutely needs to have, and much, much more.

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On this episode we interview Jeff Breglio who is a Real Estate Attorney in Utah as well as an investor and is sharp as a tack when it comes to Creative Financing. We go over the current state of the market, best practices when using creative financing strategies, specifically what your contract should specify when buying Subject To properties and other disclosures you should use to protect yourself and secure your investments. We talk about using Contract For Deed’s and what you absolutely need to know about litigation when utilizing this strategy. We talk a little about Asset Protection, and what creative financing transactions Jeff facilitates reguarley. Jeff also shares how to utilize Joint Venturing with Selller’s as a creative strategy and how to secure your interest and what clauses your Joint Venture Agreement absolutely needs to have, and much, much more.

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In this three part series titled Deal Or No Deal we dive into actual leads Jeff received from his various marketing channels. Jeff puts Jonathon on the spot by giving him the actual info he received from the sellers and first asks the question; Deal Or No Deal? Jonathon has to decide on the spot if it is a deal or not and if so what kind of offer to make both for a cash purchase and what offer to make using Creative Financing. This is a great learning exercise on how to evaluate deals, structure terms on Seller or Owner Financing, and craft offers that meet the Seller’s needs. You’ll learn with just a little bit of initial info from a seller whether it’s a deal or not and if so what lines you should be thinking along to structure terms and meet the Seller’s needs as well. We talk about Lease Options, All Inclusive Deeds or Mortgages, Subject To’s, and Contract for Deeds scenarios. As you listen, ask yourself what you think and what offers you would make, because actively practicing deal structuring using creative finance strategies is the only way to learn and implement Creative Financing in your business to do more deals and offer more than your competitors.

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In this three part series titled Deal Or No Deal we dive into actual leads Jeff received from his various marketing channels. Jeff puts Jonathon on the spot by giving him the actual info he received from the sellers and first asks the question; Deal Or No Deal? Jonathon has to decide on the spot if it is a deal or not and if so what kind of offer to make both for a cash purchase and what offer to make using Creative Financing. This is a great learning exercise on how to evaluate deals, structure terms on Seller or Owner Financing, and craft offers that meet the Seller’s needs. You’ll learn with just a little bit of initial info from a seller whether it’s a deal or not and if so what lines you should be thinking along to structure terms and meet the Seller’s needs as well. We talk about Lease Options, All Inclusive Deeds or Mortgages, Subject To’s, and Contract for Deeds scenarios. As you listen, ask yourself what you think and what offers you would make, because actively practicing deal structuring using creative finance strategies is the only way to learn and implement Creative Financing in your business to do more deals and offer more than your competitors.

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In this three part series titled Deal Or No Deal we dive into actual leads Jeff received from his various marketing channels. Jeff puts Jonathon on the spot by giving him the actual info he received from the sellers and first asks the question; Deal Or No Deal? Jonathon has to decide on the spot if it is a deal or not and if so what kind of offer to make both for a cash purchase and what offer to make using Creative Financing. This is a great learning exercise on how to evaluate deals, structure terms on Seller or Owner Financing, and craft offers that meet the Seller’s needs. You’ll learn with just a little bit of initial info from a seller whether it’s a deal or not and if so what lines you should be thinking along to structure terms and meet the Seller’s needs as well. We talk about Lease Options, All Inclusive Deeds or Mortgages, Subject To’s, and Contract for Deeds scenarios. As you listen, ask yourself what you think and what offers you would make, because actively practicing deal structuring using creative finance strategies is the only way to learn and implement Creative Financing in your business to do more deals and offer more than your competitors.

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In this episode we interview Jax Pettey who is an Attorney in Utah. He also has his own title company and is the Go-To Expert in using Contract For Deeds. We talk about the current status of the market, commercial investing, what the best performing assets were in the recession, ownership vs holding title, And of course using Contract or Deeds.... and much more. Jax is a wealth of knowledge when it comes to Creative Financing. He shares how he came to using Contract For Deeds and we evaluate all the scenarios of risk factors for Sellers and Buyers, and how each party is protected. Jax also drops some gold nuggets for opportunities of combining Contract For Deeds with VA and FHA loan assumptions and the AWESOME high quality, long term financing that can be created. This is a 2 part series. If you want to reach Jax or use his title company here is the link:1st Liberty Title or you can call his office at (801) 999-4028.

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In this episode we interview Jax Pettey who is an Attorney in Utah. He also has his own title company and is the Go-To Expert in using Contract For Deeds. We talk about the current status of the market, commercial investing, what the best performing assets were in the ressession, ownership vs holding title, And of course using Contract or Deeds.... and much more. Jax is a wealth of knowledge when it come to Creative Financing. He shares how he came to using Contract For Deeds and we evaluate all the senarios of risk factors for Sellers and Buyers, and how each party is protected. Jax also drops some gold nuggets for opertunities of combining Contract For Deeds with VA and FHA loan assumptions and the AWESOME high quality, long term financing that can be created. This is a 2 part series. If you want to reach Jax or use his title company here is the link:1st Liberty Title or you can call his office at (801) 999-4028.

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Jeff goes in depth on crafting offers and creating terms on a couple 4-Plexes from some old marketing pieces he sent out. These episodes stand as great examples of using creative financing and Jeff's thought process on evaluating true value and creating terms. We start with how he got the leads to how to evaluate the properties both as a wholesale deal and also as Rental property. If you are brand new to Creative financing, evaluating rental property or wholesaling these episodes are a MUST-Listen-To. What Jeff is teaching us here is how Jeff makes offers from start to finish.

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Jeff goes in depth on crafting offers and creating terms on a couple 4-Plexes from some old marketing pieces he sent out. These episodes stand as great examples of using creative financing and Jeff's thought process on evaluating true value and creating terms. We start with how he got the leads to how to evaluate the properties both as a wholesale deal and also as Rental property and go into Creative Financing and how to put offers together. If you are brand new to Creative financing, evaluating rental property or wholesaling, then..... these episodes are a MUST-Listen-To. 

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On this episode we are discussing a couple deals that Jeff is doing that is very Creative, one is a great example of using Short Term Owner Financing as discussed in Ep 014 and the other deal is how Jeff OVER paid for a property but will still make a profit because of the terms he was able to structure on the deal.

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Learn how to structure Short Term Owner Financing on your next flip or discover how you can Whole-Tail a property by doing very little work and placing it on the market for huge profits by avoiding very expensive Hard Money Costs. The sky is the limit to what you can structure especially if the property has no underlying debt. Learn how you can offer more to the seller using this strategy and still make a profit.

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In this episode we go into How To Talk To Sellers About Creative Financing and Jeff's best strategies for presenting an introducing sellers to Creative Financing. Learn how to ask the right questions to see if they are open to taking terms on their property. Learn why presentation is so crucial to the this process and the questions you shouldn’t be asking sellers if you want to structure creative financing. 

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Pt. 2 Jeff uses to 2 great examples of 2 deals he recently did to walk you through the structure and how he thinks about it. These are incredible deals and very creative. He drops some gold nuggets all along the way. This is a 2 part episode. Enjoy!

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Jeff uses to 2 great examples of 2 deals he recently did to walk you through the structure and how he thinks about it. These are incredible deals and very creative. He drops some gold nuggets all along the way. This is a 2 part episode. Enjoy!

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This is Pt. 2 Q&A session with Jeff and it's all geared to beginners of creative financing. With questions like what's the simplest offer to make when you're just learning creative financing. What key pieces of info you must have in order to craft offers, how to present the idea of these strategies to sellers and much much more....

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This Q&A session with Jeff is really geared to beginners of creative financing. With questions like what's the simplest offer to make when you're just learning creative financing. What key pieces of info you must have in order to craft offers, how to present the idea of these strategies to sellers and much much more....

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With tons and tons of competition out there today and inventory at an all time low, how can you separate yourself from the competition, easy..... have more tools in your tool belt and offer better solutions to the sellers who have little to no equity. Create a deal where there is no deal, learn the benefits and drawbacks of creative financing.

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This episode goes over the basics of using a financial calculator and why it's so important when crafting creative financing offers. This is a must have skill in the world of creative financing! and understanding the time value of money.

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This is a great episode to recap all of the strategies we previously discussed on the show. We go over each strategy individually, discuss the pros and cons and under what circumstances you may want to use them. Whether it violates the Due on Sale clause and transfership of title.

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This Bonus Episode was recorded live at a monthly Wholesale Meet Up that Jeff and another successful investor hosts. The Meet Up was titled An Interview with a Local, Successful Wholesaler. Jeff dives into his business and answers questions from the audience.

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In this episode you'll learn under what circumstances a seller would take a second position mortgage or trust deed on their property and how to structure the deal. This is not a common or widely accepted strategy, but regardless it's one you should have in your tool box for when the opportunity arises.

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Subject To's just means you are buying the property subject to the existing debt or leins on the title record. Discover what the #1 reason a seller would do this and under what circumstances. Learn how you should sell the property if you buy it using a Subject To... And what you should NEVER do with Subject To's as an investor. 

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This is the most widely used creative finance strategy, used every day, all accross the US. This is the strategy to use if there is an underlying debt or mortgage on the property. Learn this and you can do deals anywhere. Learn how the seller benifits and why it works really well for tired landlords.

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On this episode we dive into Lease Options and how Jeff wholesale's these deals with No Money Down. We use the example from his Contract for Deed deal we discused on the last episode to compare strategies. Find out what the benifits are for the seller and how you can make money doing the same and discover how to protect yourself in using this strategy. 

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In this episode we dive into Jeff's recent flip that he picked up from a For Rent Ad on a 3yr Contract for Deed. We talk about his many exit strtegies and how he is saving TONS of cash by utilizing this creative financing strategy because he is not paying traditional Hard Money costs and is getting principle paydown on top of haveing the possibility of discounting the purchase price by closing on the property sooner than the 3yr contract he negociated. Also discover how he was able to give the seller more than he was asking by strucuring the RIGHT terms.

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On this episode I run actual property leads by Jeff and together we create term offers in real time that I am sending to the Seller. This is a great learning opportunity for anyone new to Creative Financing, because we go through the process step by step, analyze the numbers and create offers. I suggest you listen to this episode when you can sit down with a financial calculator and run the numbers for yourself because practice is the only thing that can really teach you how to craft creative offers that can build wealth for the long term. Happy Investing!

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On this episode I run actual property leads by Jeff and together we create term offers in real time that I am sending to the Seller. This is a great learning opportunity for anyone new to Creative Financing, because we go through the process step by step, analyze the numbers and create offers. I suggest you listen to this episode when you can sit down with a financial calculator and run the numbers for yourself because practice is the only thing that can really teach you how to craft creative offers that can build wealth for the long term. Happy Investing!

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Welcome to the first episode of our show. In this episode we we dive into why we are doing this podcast and how we got started. Come along with us on our journey. Jonathon Gallegos explains that he is a student of using creative financing and so he has been learning from his mentor Jeff Rappaport who got started in the business back in 1999.

This podcast is an insite to a student of real estate investing and his mentor. Come be a fly on the wall to learn, grow and expand your knowledge in the world of creative financing strategies to unlock profits you may not even know exist.