Mortgage 101 with Clinton Wilkins & Todd Veinotte: Recent Episodes

Clinton Wilkins

Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, is a monthly radio show where the guys discuss everything there is to know about getting a mortgage, as well as answering listener phone-in questions.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In this edition of Mortgage 101, Clinton Wilkins and Todd Vienotte discuss how homeowners can find stability in today’s market. They chat about the importance of a fallback plan, why owning a home is not for everyone and how homeowners are changing their situation to be more stable.

Curious about your mortgage or homeownership options but you're not sure where to start? We're here to help!
Contact us here: https://teamclinton.ca/contact-us/

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In this brand new edition of Mortgage 101, Clinton Wilkins and Todd Veinotte are discussing how to navigate insurance in an unpredictable world. They talk about the main issues surrounding recent disasters, why people might be underinsured, the importance of a broker, why you should always be reviewing your insurance and how climate change is affecting insurance.

Curious about your mortgage or homeownership options but you're not sure where to start? We're here to help!
Contact us here: https://teamclinton.ca/contact-us/

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Credit is key when it comes to getting a mortgage. In this segment of Mortgage 101 Clinton and Todd are helping you better understand your credit score. The two chat about the biggest factors that impact your score, what factors will raise more questions, what not to do before a mortgage closes and how to fix your credit issues.

Curious about your mortgage or homeownership options but you're not sure where to start? We're here to help!
Contact us here: https://teamclinton.ca/contact-us/

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In this edition of Mortgage 101, Clinton Wilkins and Todd Veinotte are discussing the various alternative ways to get a mortgage. They talk about the stress test, utilizing multiple borrowers and more.

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In this edition of Mortgage 101, Clinton and Todd are talking all about Pride in homeownership. They discuss the challenges facing the queer community, the factors surrounding why homeownership is low in the community and discrimination in the mortgage world. 

Curious about your mortgage or homeownership options but you're not sure where to start? We're here to help!
Contact us here: https://teamclinton.ca/contact-us/

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How are homeowners preparing for rate increases? In a new edition of Mortgage 101, Clinton Wilkins and Todd Veinotte are discussing the impact of interest rate increases on mortgages and how homeowners can weather the storm, according to the type of rate they are in.

Curious about your mortgage or homeownership options but you're not sure where to start? We're here to help!
Contact us here: https://teamclinton.ca/contact-us/

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In this edition of Mortgage 101, Clinton Wilkins and Todd Veinotte revisit everything refinancing. The guys discuss the reasons why people refinance, when to do it, how it works and more.

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In this edition of Mortgage 101, Clinton Wilkins and Todd Vienotte are discussing the impacts of the recent Nova Scotia wildfires. They talk about what to do when you lose your home, how to work with your insurance, guaranteed rebuild and the importance of asking for help.

Curious about your mortgage or homeownership options but you're not sure where to start? We're here to help!
Contact us here: https://teamclinton.ca/contact-us/

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Clinton Wilkins and Todd Vienotte discuss the flexibility of a variable mortgage, why we aren’t in a buyer’s market yet, and why first time homeowners are buying homes right now.

Curious about your mortgage or homeownership options but you're not sure where to start? We're here to help!
Contact us here: https://teamclinton.ca/contact-us/

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In our latest edition of Mortgage 101, Clinton Wilkins and Todd Veinotte are discussing the latest increase  in interest rates,  how it’s creating cracks in credit profiles, misconceptions about rate increases  and how to navigate the runaway train of inflation. 

Curious about your mortgage or homeownership options but you're not sure where to start? We're here to help!
Contact us here: https://teamclinton.ca/contact-us/

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On the latest edition of Mortgage 101 - Clinton Wilkins and Todd Veinotte are discussing home equity lines of credits and refinancing. The guys discuss the importance of shopping around at renewal, the value of amortizing a HELOC and why refinances are more common.

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In our latest segment of Mortgage 101, Clinton and Todd break down why people might take a variable, why it’s important to seek advice and not just consider the default, the current plateau we are in with rates, and uncertainty in the mortgage market.

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In Season 4, Episode 12, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7 Halifax and new this year, CityNews 101.1 Ottawa, the guys wrap-up Financial Literacy Month by talking about how you can keep financial litercy going into the holidays, and really throughout the new year. The two also bring on special guest James Dywer, a well-known realtor in the Halifax area who knows the market in and out!

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 4, Episode 11, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7 Halifax and new this year, CityNews 101.1 Ottawa, the guys kick-off Financial Literacy Month by talking about Canada's economic climate and what Canadians can do to be proactive about their mortgage and finances.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 4, Episode 10, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7 Halifax and new this year, CityNews 101.1 Ottawa, the guys talk about mortgage rates, bring on special guest Christ Turcotte to talk about the real estate climates in other parts of Canada, and end the episode on a potentially controversial discussion about first time home buyers!

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 4, Episode 8, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7 Halifax and new this year, CityNews 101.1 Ottawa, the guys talk about all the hot news topics around Canada's economy like the Bank of Canada, rate changes and inflation. They end the segment by answering the burning question: Is the fall the right time to buy a home and get a mortgage? 

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 4, Episode 8, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7 Halifax and new this year, CityNews 101.1 Ottawa, the guys talk about everything you need to know about the economic situation in Canada, specifically how that pertains to mortgages, what it looks like to be on a variable rate mortgage, and also discuss the differences between homeownership wants and needs.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 4, Episode 7, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7 Halifax and new this year, CityNews 101.1 Ottawa, the guys talk about the Bank of Canada and inflation, and what that will mean for your mortgage, plus speak to special guest Engel & Völkers Realtor, James Dwyer about the Halifax real estate market, and lastly finish up with Pride and Homeownership!

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 4, Episode 6, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7 Halifax and new this year, CityNews 101.1 Ottawa, the guys talk about variable vs fixed interest rates, refinance and update listeners on the housing market in Nova Scotia.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 4, Episode 5, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7 Halifax and new this year, CityNews 101.1 Ottawa, the guys talk about the Canadian Mortgage Awards, the proposed additional deed transfer tax for Nova Scotia home owners who are not from the province, and a current hot topic we've had many questions about recently: Alternative lending.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 4, Episode 4, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7 Halifax and new this year, CityNews 101.1 Ottawa, the guys talk about the upcoming Bank of Canada interest rate announcement, how you can make sure your mortgage meets your current needs, and how you can finance a new construction home!

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 4, Episode 3, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7 Halifax and new this year, CityNews 101.1 Ottawa, the guys talk about springing into homeownership! From the Bank of Canada's increase to interest rates, renovations, updates on the housing market, and to the new trend of families giving large gifted down payments, you won't want to miss the information in this episode!

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 4, Episode 2, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7 Halifax and new this year, CityNews 101.1 Ottawa, the guys talk all things love in this Valentine's Day special. Learn all about how you can love your home with simple to big project improvements, how first-time home buyers can love their first home, and the details of buying a home with someone you love.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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Clinton Wilkins and Todd Veinotte are back for the fourth season of Mortgage 101! In episode 1, as heard on CityNews 95.7 Halifax and new this year, CityNews 101.1 Ottawa, the guys talk about Merry Debtmas and how increasing your credit and a refinance can help you recover after some overspending during the holidays.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In this second part to the Financial Literacy Month Special of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7, the guys take a deep dive into real estate trends across Canada and bring on three special guests: Chris Turcotte, President of CENTUM Financial Group, Alex Lavender, Mortgage Broker at Clinton Wilkins Mortgage Team, and Danielle MacLean, Partner and Lawyer at DCL Law! This is the final episode of Mortgage 101 for 2021! See you next year!

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 3 Episode 13, a LIVE special of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7, the guys answer questions from callers! Listen to find out more about if reverse mortgages are right for you, if variable-rates are better than fixed-rates right now, and if you can use RRSP investments as security for a mortgage without having to cash them out.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 3 Episode 12, a LIVE special of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7, the guys answer questions from callers! Listen to find out more about the home construction rate in Nova Scotia, the demand for skilled labourers, insurance and co-signers on a mortgage!

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In this Financial Literacy Month Special of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews 95.7, the guys talk about the importance of Financial Literacy and bring on two special guests: Leanne Myles, Associate Mortgage Broker at Clinton Wilkins Mortgage Team, and James Dwyer, Real Estate Agent at Engel & Völkers!

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 3, Episode 10, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about what's happening in the Atlantic Canadian housing market, and bust some misinformation around mortgages!

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 3, Episode 9, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about the importance of a pre-approval in a seller's market, the new physician's program and getting a mortgage in a medical residency, plus the different types of insurance and how major the differences can be.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 3, Episode 8, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about Pride in homeownership, the cost of building materials and home renovations, plus immigration and mortgage lending.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 3, Episode 7, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about CMHC relaxing it’s mortgage insurance policies, investing in real estate, and how a refinance can benefit you this summer.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 3, Episode 6, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about Canada's mortgage stress test, cottage purchases and problems with operating short term rentals, plus affordable housing problems and solutions.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 3, Episode 5, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about the hot real estate market, mortgage rates, and property renovations.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 3, Episode 4, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about costal development, mortgage insurance, and home renovations.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 3, Episode 3, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about relationships with mortgage lenders, variable vs fixed mortgage rates, and home listings.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 3, Episode 2, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about loving your home, refinancing, and properties with secondary suites.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 3, Episode 1, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about how homeowners continue to move through COVID-19, changing property values, and closing costs.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 2, Episode 11, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about credit scores, appraised home values, and spousal buyouts, in this Financial Literacy Month special.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 2, Episode 10, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about refinance on rental properties, mid-term mortgage renewals, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 2, Episode 9, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about reverse mortgages, interest rates, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 2, Episode 8, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about Halifax's home vacancy rate, tips for first time homebuyers, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 2, Episode 7, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about the CMHC, changes to mortgage qualifications, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 2, Episode 6, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about mortgage payments, refinances, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 2, Episode 5, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about banks, mortgage defaults, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 2, Episode 4, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about COVID-19, mortgage rates, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 2, Episode 3, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about mortgage rates, the Bank of Canada, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In Season 2, Episode 2, of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about mortgage brokers, financial literacy, pre-approvals, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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On the first episode of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about Debtmas, mortgage refinances, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In episode 10 of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about your credit score, second mortgages, mortgage renewals, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In episode 9 of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about financial literacy month, self-employment, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In episode 8 of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about mortgage rate types, debt, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In episode 7 of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about HELOCs, rentals vs. homeownership, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In episode 6 of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about interest rates and changes to the prime rate.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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On episode 5 of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about rentals, mortgage brokers, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In the fourth episode of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about ratios, refinances, reverse mortgages, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In the third episode of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about RRSPs, down payments, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In the second episode of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about construction mortgages, mortgage brokers, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca

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In the first episode of Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on News 95.7, the guys talk about mortgage brokers, fees, and answer phone-in questions from listeners.

You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca