Monday Money Tip: Recent Episodes
Joe Sangl
It is our goal to help you accomplish far more than you ever thought possible with your personal finances, allowing you to do exactly what you have been put on earth to do.
Is the market making you anxious? đ In this episode of the Monday Money Tip Podcast, Joe and Megan break down how to stay calm and make smart decisions during market volatility. From panic-selling pitfalls to expert-approved strategies like dollar-cost averaging, diversification, and long-term thinking, youâll learn how to manage your investments with confidenceâeven when headlines scream chaos. Whether you're investing for retirement, building wealth, or just getting started, this episode will give you the tools to thrive in turbulent times.
đĄ Key Takeaway: Volatility isnât the enemyâreactionary decisions are. đŻ Challenge: Donât obsess over your portfolioâcheck your plan instead. đĽ Free financial resources: https://fullyfunded.life/resource đ Join the Fully Funded Life community: https://fullyfunded.life đ Like, comment, and subscribe for more tips to help you win with money every Monday!
About the Episode:
- Are you earning more than ever⌠but still living paycheck to paycheck? You're not alone. In this episode of the Monday Money Tip Podcast, Megan and Joe dive into a surprising reality: over 50% of six-figure earners live paycheck to paycheck (source: LendingClub). đą If you feel like you should be doing better with your income but constantly feel stressed, broke, or behindâthis episode is for you. đŻ In this episode, youâll learn: Why high-income earners still struggle financially Signs that you might be caught in the lifestyle inflation trap How to break free and finally gain control of your money Simple, practical steps like tracking spending, capping lifestyle growth, and building financial margin đŹ Challenge: Try budgeting for 3 months and share your biggest âaha momentâ with us!
Resources: FULLY FUNDED LIFEFREE Financial Tools Fully Funded Life Free Monthly Resource
Email info@iwbnin.com to ask questions or share success stories.
Update!
We're pausing the Monday Money Tip Podcast as we shift focus to creating fresh, high-energy financial content on our Fully Funded Life YouTube channel. Thank you for tuning in each week and taking steps toward financial freedom!
Be sure to subscribe on YouTube for smart money habits and wealth-building strategies. For deeper coaching, courses, and a supportive community, join us at FullyFunded.Life.
This isnât goodbyeâjust a new way to bring you the best money tips and strategies. See you there!
â The Fully Funded Life Team
About the Episode:
- Struggling with debt? In this episode of Monday Money Tip, weâre sharing the best shortcuts to becoming debt-free faster! đ°đ Learn proven strategies like the Debt Snowball vs. Debt Avalanche, automation hacks, bi-weekly payment tricks, side hustles, debt consolidation, and smart ways to cut expenses. Whether you're tackling credit cards, student loans, or a mortgage, these tips will help you save money and accelerate your path to financial freedom!
Resources:
FULLY FUNDED LIFEFREE Financial Tools Fully Funded Life Free Monthly Resource Related Podcast Episodes: EPISODE 266: DEBT FREE & ORGANIZED!EPISODE 283: SAY GOODBYE TO DEBTEPISODE 305: UNCOVER THE HIDDEN COSTS OF DEBTEPISODE 307: MASTERING DEBT: LOANS VS. CREDIT CARDS EXPLAINED!
About the Episode:
- In Episode 343 of the Monday Money Tip Podcast, weâre tackling the impact of inflation on your savings and sharing practical strategies to protect your finances. đ¸ From understanding inflation and its hidden costs to adjusting your budget and investing in inflation-resistant assets, this episode equips you with the tools to stay ahead of rising prices and secure your financial future.
Resources: FULLY FUNDED LIFEFREE Financial Tools Fully Funded Life Free Monthly Resource
Related Podcast Episodes: EPISODE 193: MONEY LIES: I CANâT AFFORD THATEPISODE 271: ARE YOUR SAVINGS WORKING FOR YOU?EPISODE 278: HOW TO FIGHT INFLATION EPISODE 333: ARE YOU MAKING THESE MONEY SAVING MISTAKES?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- Episode 342 of the Monday Money Tip Podcast tackles personal finance myths and truths, helping you uncover what actually works. đĄ Learn the reality behind popular advice like automating savings and building an emergency fund, debunk misleading tips, and discover strategies tailored to your unique financial goals. Tune in for actionable insights to create lasting financial success!
Resources: FULLY FUNDED LIFEFREE Financial Tools Fully Funded Life Free Monthly Resource
Related Podcast Episodes:EPISODE 264: MONEY PRINCIPLES Q&AEPISODE 272: HOW TO HAVE A BUDGET THAT ACTUALLY WORKSEPISODE 279: DIVERSIFY YOUR INVESTMENTS EPISODE 311: THE JOURNEY TO BUILDING AN EMERGENCY FUND
About the Episode:
- Ready to make money while you sleep? đ§đ¸ In Episode 341 of the Monday Money Tip Podcast, Joe and Megan explore "Passive Income Ideas: Make Money While You Sleep," sharing a step-by-step guide to building financial freedom. Learn what passive income is, why itâs essential for wealth building, and discover proven strategies like dividend stocks, real estate, digital products, and moreâplus practical tips to get started and overcome challenges. If youâve ever dreamed of creating income that works for you, this episode is packed with actionable insights!
Resources: FULLY FUNDED LIFEFREE Financial Tools Fully Funded Life Free Monthly Resource
Related Podcast Episodes: Episode 116: 2 Ways to Produce Income Episode 298: How to Diversify Your Income Episode 291: Uncovers the Secrets of Passive Income
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In the 340th episode of the Monday Money Tip Podcast, Joe and Megan uncover the true cost of living paycheck to paycheck and how it affects your financial freedom. They share practical, actionable strategies to help you escape the cycle, build an emergency fund, and plan for long-term stability.
Resources: FULLY FUNDED LIFEFREE Financial Tools Fully Funded Life Free Monthly Resource
Related Podcast Episodes: EPISODE 254: THE POWER OF ON-GOING COACHINGEPISODE 282: WHAT IS THE DEBT SNOWBALL TECHNIQUE? EPISODE 304: MASTERING MONEY HABITS: THE DAILY RITUALS EPISODE 309: HOW TO CREATE A BUDGET IN EXCEL
About the Episode:
- Joe and Megan share five actionable steps to achieve financial success in 2025. Packed with practical tips and expert advice, this episode will help you save more, invest wisely, and manage your money better.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes: Episode 29: ALL ABOUT BUDGETING Episode 27: SUSTAINING GOALS Episode 232: YOU ASKED FOR IT: HOW DO I END MY YEAR WELL? (PART 1) Episode 233: YOU ASKED FOR IT: HOW DO I END MY YEAR WELL? (PART 2)
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- Joe and Megan dive into the dangers of lifestyle inflation and its impact on financial stability. Packed with practical tips and insights, this episode will help you stay in control of your spending and achieve your long-term financial goals.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes: Episode 03: Making Savings A Priority Episode 273: When "No" Means "Yes" Episode 303: 10 Personal Finance Tips to Save Money Every Month Episode 319: How to Secure Your Wealth in 2024
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- Joe and Megan tackle key financial risks Millennials face, from debt to investment pitfalls. Get practical tips to avoid common mistakes and secure your financial future. Tune in for strategies to navigate the financial landscape with confidence!
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes: Episode 280: Pay-Off Spectaculars Explained Episode 311: The Journey To Building An Emergency Fund Episode 305: Uncover the Hidden Costs of Debt Episode 313: Retirement Reality: Are You Prepared? Episode 334: Is Your Emergency Fund Big Enough?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- Joe and Megan share essential steps to take before buying your dream home. From assessing your finances to navigating the real estate market, this episode is full of practical tips to help you make confident decisions.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes: Episode 118: We Paid Off Our House in 9 Years! Episode 119: When is the Right Time to Buy a House? Episode 171: How to Know When to Refinance Episode 318: 50/30/20: The Right Ratio? Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- Join Joe and Megan in this eye-opening episode of the Monday Money Tip Podcast as they delve into the common financial pitfalls that can sabotage your financial health. Discover the three critical mistakes that not only drain your wallet but also keep you trapped in a cycle of financial struggle. With practical advice and actionable tips, Joe and Megan will guide you on how to avoid these traps and set yourself on a path to financial freedom.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes: Episode 261: You Can Not Prosper If You Do Not Save Episode 296: Budgeting Myths Debunked Episode 317: 4 Smart Budgeting Hacks Episode 320: Debunking Investment Myths
About the Episode:
- In this episode of the Monday Money Tip Podcast, Joe and Megan explore the essential topic of emergency funds. Whether you're starting your financial journey or fine-tuning your Fully Funded Life, learn practical tips to build or optimize your fund and ensure financial security. Donât miss this valuable advice for peace of mind!
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes: Episode 304: Mastering Money Habits: The Daily Rituals Episode 309: How To Create A Budget In Excel Episode 311: The Journey To Building An Emergency Fund Episode 331: How To Make Your Emergency Fund Last Longer
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- Are your savings goals falling short? You might be making some common mistakes without even realizing it! In this episode of the Monday Money Tip Podcast, Joe and Megan break down the biggest pitfalls that derail your savings journeyâfrom sneaky expenses to faulty budgeting techniques.
Resources: FULLY FUNDED LIFEFREE Financial Tools USA Article: Why are Americans spending so much on Amazon, DoorDash delivery long after COVID's peak?
Related Podcast Episodes:
Episode 71: The Saving Challenge Episode 167: How To Teach Your Kids About Saving Episode 234: Featuring: This Or That? Save Or Pay Off Debt? Episode 261: You Can Not Prosper If You Do Not Save Episode 271: Are Your Savings Working For You?
About the Episode:
- In this empowering episode of the Monday Money Tip Podcast, Joe and Megan tackle the often daunting topic of economic recessions. They break down why a recession doesn't have to be something to fearâin fact, it can offer unexpected opportunities for growth and financial resilience.
Resources: FULLY FUNDED LIFEFREE Financial Tools Forbes Article: How Long to Recessions Last?
Related Podcast Episodes: Episode 95: Winning with Money During a Recession Episode 03: Making Savings a Priority Episode 61: I Was Broke. Now I'm Not Ladders - Explained Episode 266: Debt Free & Organized
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Megan and Joe share essential strategies to stretch your emergency fund further. Learn how to prioritize spending, cut unnecessary costs, and make your savings work harder. Tune in to gain tips that could save you money and bring peace of mind. Take control of your financial future today!
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 107: Budgeting with Unpredictable Income Episode 220: Weird Ways to Make Money Episode 277: Save Money on Groceries Episode 296: Budgeting Myths Debunked Episode 311: The Journey to Building an Emergency Fund Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Megan and Joe explore powerful strategies to increase your net worth and set the stage for an early retirement. Whether you're at the beginning of your financial journey or aiming to fine-tune your approach, you'll find practical tips and valuable insights to help you reach your financial goals.
Resources:
Fully Funded Life Free Financial Tools Net Worth Calculator
Related Podcast Episodes:
Episode 56: Top Money Questions - July 2019 Episode 223: When should you start investing for retirement? Episode 291: Uncover the Secrets of Passive Income Episode 294: Retire with Confidence Episode 325: Can you retire without a million dollars?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
In this episode, Megan and Joe explore the world of real estate investing with special guest Pastor Brandon Bilbo. The episode highlights the potential of real estate as a powerful avenue for financial growth and community impact.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:
Episode 97: Non-traditional InvestmentsEpisode 110: Investing 101 Episode 207: Real Estate Investing with Joe's Twin Brother Episode 241: Investing in a Legacy with Brandon CatoeEpisode 312: Exploring Real Estate Investment Strategies
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they explore the impact of market fluctuations on your retirement strategy and provide actionable tips to keep your financial future secure.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 325: Can You Retire Without A Million DollarsEpisode 321: The Ultimate Guide to Roth IRA ContributionsEpisode 313: Retirement Reality: Are You Prepared?Episode 306: Bad Retirement Advice To AvoidEpisode 294: Retire With Confidence Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they read and discuss your comments!
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 326: How To Build Wealth With A Low IncomeEpisode 324: Why Your Budget Isnât WorkingEpisode 323: The Electionâs Impact On The Economy Episode 322: How To Combat Rising Food CostsEpisode 318: 50/30/20: The Right Ratio? Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they share how building wealth on a low income is possible.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 321: The Ultimate Guide To Roth IRA Contributions LimitEpisode 320: Debunking Investment MythsEpisode 319: How To Secure Your Wealth In 2024Episode 291: Uncover The Secrets Of Passive IncomeEpisode 229: Start Late, Finish WELLthyEpisode 226: Roth IRA vs. IRA Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they dive into retirement and pose the question, âcan you retire without a million dollars?â
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:
Episode 321: The Ultimate Guide To Roth IRA Contributions LimitEpisode 320: Debunking Investment MythsEpisode 313: Retirement Reality: Are You Prepared?Episode 306: Bad Retirement Advice To AvoidEpisode 229: Start Late, Finish WELLthyEpisode 226: Roth IRA vs. IRA Episode 225: Topics Couples Should Discuss: RetirementEpisode 223: When Should You Start Investing For Retirement? Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they dive into why your budget isnât working out.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 322: How To Combat Rising Food CostsEpisode 317: 4 Smart Budgeting HacksEpisode 310: âPersonal Finance Tipsâ vs. RealityEpisode 304: Mastering Money Habits: The Daily RitualsEpisode 301: Budgeting For Moms in 2024Episode 296: Budgeting Myths DEBUNKEDEpisode 267: Opportunity Cost & Budget Fun Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they dive into the electionâs impact on the American economy.
Resources: FULLY FUNDED LIFEFREE Financial Tools Download: The Election's Impact on the Economy PDF
Related Podcast Episodes:Episode 319: How To Secure Your Wealth in 2024Episode 318: 50/30/20: The Right Ratio?Episode 305: Uncover The Hidden Costs of DebtEpisode 289: IRS Adjustments for 2024Episode 282: What Is The Debt Snowball Technique?Episode 275: I Have Had ENOUGHEmail info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they dive into the critical issue of rising food costs.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 317: 4 Smart Budgeting HacksEpisode 309: How To Create A Budget In ExcelEpisode 304: Mastering Money Habits: The Daily RitualsEpisode 303: 10 Personal Finance Tips To Save Money Every MonthEpisode 296: Budgeting Myths Debunked Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they provide you with the ultimate guide to Roth IRA contribution limits.
Resources: FULLY FUNDED LIFEFREE Financial ToolsInvesting Next Steps
Related Podcast Episodes:Episode 313: Retirement Reality: Are You Prepared?Episode 294: Retire With ConfidenceEpisode 293: Investing For BeginnersEpisode 285: The Power Of Compound InterestEpisode 279: Diversify Your InvestmentsEpisode 263: When You Invest, You Can Expect A HarvestEpisode 226: Roth IRA vs. IRA Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they list different investment myths and debunk them!
Resources: FULLY FUNDED LIFEFREE Financial ToolsInvesting Next Steps
Related Podcast Episodes:Episode 293: Investing For BeginnersEpisode 285: The Power Of Compound InterestEpisode 279: Diversify Your InvestmentsEpisode 263: When You Invest, You Can Expect A HarvestEpisode 226: Roth IRA vs. IRAEpisode 224: Investing In A Legacy With Brandon Catoe Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they discuss how you can secure your wealth in 2024, especially through seasons of financial storms.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 317: 4 Smart Budgeting HacksEpisode 311: The Journey To Building An Emergency Fund Episode 310: âPersonal Finance Tipâ vs. RealityEpisode 304: Mastering Money Habits: The Daily RitualsEpisode 303: 10 Personal Finance Tips To Save Money Every MonthEpisode 272: How To Have A Budget That Actually WorksEpisode 268: Fundamental Rule of Finances Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they discuss the 50/30/20 ratio. Is it the right one?
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 310: âPersonal Finance Tipâ vs. RealityEpisode 304: Mastering Money Habits: The Daily RitualsEpisode 303: 10 Personal Finance Tips To Save Money Every MonthEpisode 272: How To Have A Budget That Actually WorksEpisode 268: Fundamental Rule of FinancesEpisode 266: Debt Free & Organized Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they share how four smart budgeting hacks can transform your finances.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 315: Avoiding A $1,000,000 MistakeEpisode 311: The Journey To Building An Emergency FundEpisode 309: How To Create A Budget In ExcelEpisode 304: Mastering Money Habits: The Daily RitualsEpisode 299: The Psychology of MoneyEpisode 296: Budgeting Myths DebunkedEmail info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they discuss long-term investing and day trading.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 298: How To Diversify Your IncomeEpisode 293: Investing For BeginnersEpisode 291: Uncover The Secrets Of Passive IncomeEpisode 285: The Power Of Compound InterestEpisode 279: Diversify Your InvestmentsEpisode 263: When You Invest, You Can Expect A HarvestEpisode 205: This Or That: Save Or InvestEpisode 173: 5 Steps To Become A Competent Investor Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they discuss lessons learned in personal finance and investing.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 310: âPersonal Finance Tipsâ vs. Reality Episode 305: Uncover The Hidden Costs of DebtsEpisode 304: Mastering Money Habits: The Daily RitualsEpisode 303: 10 Personal Finance Tips To Save Money Every MonthEpisode 298: How To Diversify Your IncomeEpisode 292: Achieve Financial Freedom In Your 30s Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they crush money myths: from HELOCs to credit card debt, and more!
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:
Episode 311: The Journey To Building An Emergency FundEpisode 307: Mastering Debt: Loans vs. Credit Cards Explained!Episode 305: Uncover The Hidden Costs Of DebtEpisode 284: Money Lies: âI Just Need More Money!âEpisode 282: What Is The Debt Snowball Technique?Episode 273: When âNoâ Means âYesâEpisode 272: How To Have A Budget That Actually Works Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they discuss potential adjustments to the social security age. Learn tips and best practices to get yourself on the path of preparation for retirement!
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes: Episode 306: Bad Retirement Advice To AvoidEpisode 294: Retire With ConfidenceEpisode 279: Diversify Your InvestmentsEpisode 225: Topics Couples Should Discuss: RetirementEpisode 223: When Should You Start Investing For Retirement
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they explore real estate investment strategies.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes: Episode 293: Investing For BeginnersEpisode 279: Diversify Your InvestmentsEpisode 224: Investing In A Legacy With Brandon CatoeEpisode 205: This or That: Save or Invest?Episode 149: How To Teach Your Kids About InvestingEpisode 110: Investing 101
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they share helpful tips to get you started on building an emergency fund.
Resources: FULLY FUNDED LIFEFREE Financial ToolsBanking
Related Podcast Episodes:
Episode 304: Mastering Money Habits: The Daily RitualsEpisode 300: Celebrating Milestones & VictoriesEpisode 292: Achieve Financial Freedom In Your 30sEpisode 284: Money Lies: I Just Need To Make More Money
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they discuss common personal finance tips, are they effective or just overhyped?!
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:
Episode 303: 10 Personal Finance Tips To Save Money Every Month Episode 296: Budgeting Myths DEBUNKEDEpisode 275: I Have Had ENOUGHEpisode 252: The Importance of CoachingEpisode 216: 4 Stewardship Habits You Could Start TodayEpisode 210: Generational Generosity
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they teach you how to create a budget that works for your family in EXCEL.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 296: Budgeting Myths DEBUNKED Episode 272: How To Have A Budget That Actually Works Episode 267: Opportunity Cost & Budget FunEpisode 221: You Asked For It: How Can I Budget Or Save When I Canât Pay My BillsEpisode 211: Topics Couples Should Discuss: MoneyEpisode 184: Setting and Sticking To A Budget Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they dive deep into the current culture of tipping.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:
Episode 304: Mastering Money Habits: The Daily RitualsEpisode 303: 10 Personal Finance Tips To Save Money Every MonthEpisode 300: Celebrating Milestones & VictoriesEpisode 295: The Power Of Giving Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan and dive into the world of debt, breaking down the differences between loans and credit card debt.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 302: The Truth About Credit CardsEpisode 283: Say Goodbye To DebtEpisode 282: The Debt Snowball TechniqueEpisode 281: Your Credit Report MattersEpisode 280: Pay-Off Spectaculars Explained
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan dive into the world of retirement advice and uncover some common misconceptions that can lead people astray.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 294: Retire With ConfidenceEpisode 293: Investing For BeginnersEpisode 291: Uncover The Secrets Of Passive IncomeEpisode 279: Diversify Your InvestmentsEpisode 263: When You Invest, You Can Expect A Harvest Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they uncover the unseen consequences of carrying debt.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 283: Say Goodbye To DebtEpisode 282: What Is The Debt Snowball Technique?Episode 280: Pay-Off Spectaculars ExplainedEpisode 266: Debt Free & OrganizedEpisode 245: Crush Your Debt Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they share daily rituals to help you master healthy financial habits.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 296: Budgeting Myths Debunked Episode 284: Money Lies: I Just Need To Make More MoneyEpisode 273: When âNoâ Means âYesâEpisode 272: How To Have A Budget That ACTUALLY WorksEpisode 240: 4 Tips For Managing Your Money Together: Part 1Episode 166: Things Iâd Do Differently Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they share 10 practical personal finance tips to help you save money every month.
Resources: FULLY FUNDED LIFEFREE Financial Tools99 FREE or Cheap Family Fun Ideas
Related Podcast Episodes:Episode 296: Budgeting Myths DebunkedEpisode 293: Investing For BeginnersEpisode 292: Achieve Financial Freedom In Your 30sEpisode 284: Money Lies: âI Just Need To Make More Money!âEpisode 240: 4 Tips For Managing Money: Part 1Episode 211: Topics Could Should Discuss: Money Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan to debunk the common misconceptions and unveil the real impact credit cards can have on your finances.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 299: The Psychology of MoneyEpisode 296: Budgeting Myths DebunkedEpisode 280: Pay-Off Spectaculars ExplainedEpisode 275: I Have Had ENOUGHEpisode 245: Crush Your DebtEpisode 214: You Asked For It: Credit Cards & Credit Scores Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they discuss budgeting tips specifically tailored to moms.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 277: Save Money On GroceriesEpisode 276: Pay Off Your Mortgage in 10 Years or LessEpisode 228: Should Kids Have Credit Cards?Episode 215: You Asked For It: How Can A Child or Teen Make Money? Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they celebrate their 300th episode. From the early days of sharing foundational money management tips to the impactful stories of financial transformation shared by our community.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 296: Budgeting Myths DEBUNKEDEpisode 288: Ellie Kayâs Financial JourneyEpisode 268: The Fundamental Rule Of FinancesEpisode 249: Prepping For Summer Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan as they discuss how psychological barriers can hinder our financial progress and share actionable strategies to overcome these obstacles.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 296: Budgeting Myths DEBUNKEDEpisode 293: Investing For BeginnersEpisode 275: I Have Had ENOUGHEpisode 273: When âNoâ Means âYesâEpisode 268: Fundamental Rule Of FinancesEpisode 264: Money Principles Q&A Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and his cohost Megan to discuss creative strategies to diversify your streams of income!
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 291: Uncover The Secrets Of Passive IncomeEpisode 292: Achieve Financial Freedom In Your 30sEpisode 285: The Power Of Compound InterestEpisode 279: Diversify Your Investments Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe as he discusses what you can do to afford your dream vacation.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 272: How To Have A Budget That ACTUALLY WorksEpisode 249: Preparing For SummerEpisode 194: Money Lies: My Dream Is Too BigEpisode 157: Funding Your Big Dreams Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe as he discusses common budgeting myths!
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 273: When âNoâ Means âYesâEpisode 272: How To Have A Budget That Actually WorksEpisode 267: Opportunity Cost & Budget FunEpisode 221: You Asked For It: How Can I Budget Or Save When I Canât Pay My BillsEpisode 184: Setting & Sticking To A Budget Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe as he delves into the transformative power of generosity and how it can revolutionize your financial journey.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 262: Giving Is LivingEpisode 210: Generational GenerosityEpisode 179: Living Generously Episode 151: How To Teach Your Kids About Giving Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe as he dives deep into the art of retirement planning.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 138: What Is A Mutual FundEpisode 223: When Should You Start Investing For RetirementEpisode 224: Investing In A LegacyEpisode 225: Topics Couples Should Discuss: Retirement Episode 229: Start Late, Finish WELLTHY Episode 263: When You Invest, You Can Expect A HarvestEpisode 279: Diversify Your InvestmentsEpisode 285: The Power Of Compound Interest Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe as he discusses the fundamentals of investing, how to set financial goals and the importance of starting early.
Resources: FULLY FUNDED LIFEFREE Financial ToolsInvestment Value Calculator
Related Podcast Episodes:Episode 138: What Is A Mutual FundEpisode 263: When You Invest, You Can Expect A HarvestEpisode 279: Diversify Your InvestmentsEpisode 285: The Power Of Compound Interest Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe as he discusses how you can achieve financial freedom in your 30s.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 283: Say Goodbye To DebtEpisode 282: What Is The Debt Snowball Technique?Episode 273: When âNoâ Means âYesâEpisode 272: How To Have A Budget That Actually WorksEpisode 271: Are Your Savings Working For You?Episode 252: The Power Of Coaching Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe as he discusses how you can set up passive income streams.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 285: The Power Of Compound InterestEpisode 274: CD Ladders ExplainedEpisode 170: Do You Have Oxen?Episode 139: Make Money While You Sleep Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe as he discusses the best ways to maximize your tax refund this year!
Resources: FULLY FUNDED LIFEFREE Financial ToolsCNBC Article
Related Podcast Episodes:Episode 128: Debt-Free While Working A Job We LoveEpisode 133: How To Track Your Financial AccountsEpisode 134: 4 Steps To Budgeting Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe as he discusses the IRS adjustments that have been made for 2024.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Podcast Episodes:Episode 263: When You Invest, You Can Expect A Harvest Episode 226: Roth IRA v. IRAEpisode 225: Topics Couples Should Discuss: RetirementEpisode 223: When Should You Start Investing For Retirement Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe and guest Ellie Kay as they discuss overcoming debt and how to reboot your financial habits in 2024.
Resources: FULLY FUNDED LIFEFREE Financial Tools60-Minute Money Workout Ellie KayHeroes At Home
Related Podcast Episodes:Episode 272: How To Have A Budget That Actually Works Episode 268: Fundamental Rule of Finances Episode 264: Money Principles Q&A Episode 251: Preparation Questions Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join Joe as he dives into the 4 R's that will help you be better prepared for 2024.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, join us for a special Christmas episode where our very own Joe channels his inner Buddy the Elf!
Resources: FULLY FUNDED LIFEFREE Financial Tools
About the Episode:
- In this episode, weâre going to focus on the power of compound interest.
Resources: FULLY FUNDED LIFEFREE Financial Tools
Related Monday Money Tip Podcast Episodes: Episode 274: CD Ladders ExplainedEpisode 226: Roth IRA vs. IRAEpisode 223: When Should You Start Investing For Retirement?Episode 173: 5 Steps To Become A Competent Investor Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on this money lie: âI just need to make MORE money!â
Resources: FULLY FUNDED LIFEFREE Financial Tools Related Monday Money Tip Podcast Episodes: Episode 273: When âNoâ Means âYes!âEpisode 272: How To Have A Budget That Actually Works Episode 184: Setting And Sticking To A BudgetEpisode 158: What Does It Mean To Steward Your Money Well Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on discussing the debt freedom date calculator
Resources: FULLY FUNDED LIFEDebt Freedom Date Calculator
Related Monday Money Tip Podcast Episodes: Episode 147: How To Teach Your Kids About DebtEpisode 203: Couples And Money: Discussing DebtEpisode 245: Crush Your DebtEpisode 266: Debt Free & Organized!Episode 273: When âNoâ Means âYes!â Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on discussing the debt snowball technique.
Resources: FULLY FUNDED LIFEIWBNIN LadderAnnual Credit Report
Related Monday Money Tip Podcast Episodes: Episode 147: How To Teach Your Kids About DebtEpisode 203: Couples And Money: Discussing DebtEpisode 245: Crush Your DebtEpisode 266: Debt Free & Organized!Episode 273: When âNoâ Means âYes!â Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on discussing the importance of credit reports and how they impact your financial life.
Resources: FULLY FUNDED LIFEIWBNIN LadderAnnual Credit Report
Related Monday Money Tip Podcast Episodes: Episode 266: Debt Free & Organized!Episode 228: Should Kids Have Credit Cards?Episode 214: You Asked For It: Credit Cards & Credit ScoresEpisode 169: How To Fix Bad Credit? Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on discussing a useful visual tool he created to help motivate him to pay off his house. Joe shows off his Payoff Spectaculars and how you can use them to help pay off big purchases in your life.
Resources: FULLY FUNDED LIFEIWBNIN LadderFREE Tools - Spectaculars
Related Monday Money Tip Podcast Episodes: Episode 276: Pay Off Your Mortgage In 10 Years Or LessEpisode 267: Opportunity Cost & Budget FunEpisode 203: Couples & Money: Discussing DebtEpisode 193: Money Lies: I Canât Afford That Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on discussing the importance of diversifying your investments.
Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes: Episode 274: CD Ladders ExplainedEpisode 247: Joeâs Investment Update PreviewEpisode 226: Roth IRA vs. IRAEpisode 205: This Or That: Save Or Invest? Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on discussing how to fight inflation.
Resources: FULLY FUNDED LIFEIWBNIN LadderMonthly Budget Weekly BudgetRestaurant.comInsurance
Related Monday Money Tip Podcast Episodes: Episode 273: When âNoâ Means âYesâ Episode 272: How To Have A Budget That Actually Works Episode 221: How Can I Budget Or Save When I Canât Pay My BillsEpisode 213: You Asked For It: Where Do I StartEpisode 184: Setting And Sticking To A Budget Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on discussing a few tips to help you save money on groceries!
Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes: Episode 272: How To Have A Budget That Actually WorksEpisode 256: Current Financial Events UpdateEpisode 184: Setting And Sticking To A Budget Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on how to pay off your mortgage in 10 years or less
Resources: FULLY FUNDED LIFE
Related Monday Money Tip Podcast Episodes: Episode 118: We Paid Off Our House In 9 Years! Episode 119: When Is The Right Time To Purchase A House? Episode 165: Our Home Pay-Off ProcessEpisode 203: Couples & Money: Discussing DebtEpisode 206: This Or That: Buy Or Rent?Episode 211: Topics Couples Should Discuss: MoneyEpisode 213: You Asked For It: Where Do I Start? Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on the âI Have Had Enoughâ moment.
Resources: FULLY FUNDED LIFE
Related Monday Money Tip Podcast Episodes: Episode 229: Start Late, Finish Wellthy with David Hendershot Episode 213: You Asked For It: Where Do I Start? Episode 212: Money Lies: I Could Never Do That Episode 200: Money Lies: That Doesnât Apply To Me Episode 166: Things Iâd Do DifferentlyEpisode 155: The Power Of The IHHE Moment Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on explaining the value of CD ladders.
Resources: FULLY FUNDED LIFE
Related Monday Money Tip Podcast Episodes: Episode 263: When You Invest, You Can Expect A HarvestEpisode 226: Roth IRA Vs. IRAEpisode 224: Investing In A Legacy Episode 207: Real Estate Investing With Joeâs Twin BrotherEpisode 205: This Or That: Save Or Invest? Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on when ânoâ means âyes!â
Resources: FULLY FUNDED LIFE
Related Monday Money Tip Podcast Episodes: Episode 261: You Cannot Prosper If You Do Not SaveEpisode 224: Investing In A LegacyEpisode 194: Money Lies: My Dream Is Too BigEpisode 192: Money Lies: This Is No Big DealEpisode 166: Things Iâd Do Differently Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on how to have a budget that actually works.
Resources: FULLY FUNDED LIFEBudgetingMonthly Budget Tool
Related Monday Money Tip Podcast Episodes: Episode 221: You Asked For It: How Can I Budget Or Save When I Canât Pay My Bills? Episode 217: Creating A Budget That Actually Works Episode 184: Setting And Sticking To A BudgetEpisode 156: A Balanced BudgetEpisode 137: 5 Tips To Help You Absolutely, Positively, Actually Follow Your Budget Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on your savings. Are they working for the bank, or are they working for you?
Resources: FULLY FUNDED LIFEBanking
Related Monday Money Tip Podcast Episodes: Episode 261: You Cannot Prosper If You Do Not SaveEpisode 205: This or That: Save or Invest?Episode 167: How To Teach Your Kids About SavingsEpisode 162: The Difference Between Spenders And SaversEpisode 139: Make Money While You Sleep
Email info@iwbnin.com to ask questions or share success stories
About the Episode:
- In this episode, weâre going to focus on making wise decisions when it comes to choosing life insurance.
Resources: FULLY FUNDED LIFEIWBNIN LadderInsurance
Related Monday Money Tip Podcast Episodes: Episode 204: Foundational Elements: InsuranceEpisode 154: Saving Money With Your Home And Auto Insurance Episode 146: Should I Have Life Insurance?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on all things: INSURANCE!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Insurance
Related Monday Money Tip Podcast Episodes:
Episode 204: Foundational Elements: Insurance
Episode 154: Saving Money With Your Home And Auto Insurance
Episode 146: Should I Have Life Insurance?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on a fundamental rule of finances and how following this rule can help you succeed!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
FREE Budgeting Tools & Templates
Investing Next Steps
Related Monday Money Tip Podcast Episodes:
Episode 226: Roth IRA vs. IRA
Episode 225: Topics Couples Should Discuss: Retirement
Episode 223: When Should You Start Investing For Retirement
Episode 196: Foundational Elements: Known Upcoming Expenses
Episode 184: Setting and Sticking To A Budget
Episode 173: 5 Steps To Becoming A Competent Investor
Episode 170: Do You Have Oxen?
Episode 156: A Balanced Budget
Email info@iwbnin.com to ask questions or share success stories.
Joe discusses the topic of Opportunity cost and the importance of putting fun in your budget
About the Episode:
- In this episode, weâre going to focus on talking through the steps of debt elimination and estate planning.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Debt Tools
Legalzoom.com
Uslegalforms.com
Related Monday Money Tip Podcast Episodes:
Episode 245: Crush Your Debt
Episode 224: Investing In A Legacy With Brandon Catoe
Episode 203: Couples & Money: Discussing Debt
Episode 189: This Or That? Save or Pay Off Debt?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on answering questions about money principles.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Mini Budget
Related Monday Money Tip Podcast Episodes: (back to school)
Episode 111: Back To School
Episode 144: How To Teach Your Kids About Budgeting
Episode 156: A Balanced Budget
Episode 161: Back To School - 2021
Episode 167: How To Teach Your Kids About Savings
Episode 184: Setting & Sticking To A Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on answering questions about money principles.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Online Banking
Budgeting with Non-Participating Spouse Ebook
What Everyone Should Know About Money
Related Monday Money Tip Podcast Episodes:
Episode 255: FAQs
Episode 245: Crush Your Debt
Episode 240: 4 Tips For Managing Money Together: Part 1
Episode 241: 4 Tips For Managing Money Together: Part 2
Episode 242: 4 Tips For Managing Money Together: Part 3
Episode 243: 4 Tips For Managing Money Together: Part 4
Episode 225: Topics Couples Should Discuss: Retirement
Episode 205: This Or That: Save Or Invest?
Episode 149: How To Teach Your Kids About Investing
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on the principle: When you invest, you can expect a harvest.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 226: Roth IRA vs. IRA
Episode 225: Topics Couples Should Discuss: Retirement
Episode 223: When Should You Start Investing For Retirement
Episode 205: This Or That: Save Or Invest?
Episode 173: 5 Steps To Become A Competent Investor
Episode 170: Do You Have Oxen?
Episode 149: How To Teach Your Kids About Investing
Episode 139: Make Money While You Sleep
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on the principle: Giving is Living.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 210: Generational Generosity
Episode 179: Living Generously
Episode 178: Why Should I Give To My Church?
Episode 177: Intentionally Bless Others
Episode 151: How To Teach Your Kids About Giving
Episode 5: How To Live Generously While Still In Debt
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on the principle: You cannot prosper if you do not save.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 155: The Power Of The IHHE Moment
Episode 162: The Difference Between Spenders & Savers
Episode 167: How To Teach Your Kids About Saving
Episode 184: Setting And Sticking To A Budget
Episode 205: This Or That: Save Or Invest?
Episode 217: Creating A Budget That Actually Works
Episode 221: How Can I Budget Or Save When I Canât Pay My Bills
Episode 234: This Or That? Save Or Pay Off Debt
Episode 249: Preparing For Summer
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre answering your financial questions.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
IWBNIN Book
Budget Tools
KUE Calculator
Related Monday Money Tip Podcast Episodes:Episode 173: 5 Steps To Becoming A Competent Investor
Episode 184: Setting And Sticking To A Budget
Episode 196: Foundational Elements: Known Upcoming Expenses
Episode 217: Creating A Budget That Actually Works
Episode 234: This Or That? Save Or Pay Off Debt
Episode 240: Tips For Managing Money Together: Part 1
Episode 245: Crush Your Debt
Episode 249: Preparing For Summer
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing practical financial steps and how they relate to fishing.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 184: Setting And Sticking To A Budget
Episode 196: Foundational Elements: Known Upcoming Expenses
Episode 204: Foundational Elements: Insurance
Episode 213: You Asked For It: Where Do I Start?
Episode 217: Creating A Budget That Actually Works
Episode 234: This Or That? Save Or Pay Off Debt
Episode 245: Crush Your Debt
Episode 249: Preparing For Summer
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing practical financial steps and how they relate to camping.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 184: Setting And Sticking To A Budget
Episode 196: Foundational Elements: Known Upcoming Expenses
Episode 204: Foundational Elements: Insurance
Episode 213: You Asked For It: Where Do I Start?
Episode 217: Creating A Budget That Actually Works
Episode 234: This Or That? Save Or Pay Off Debt
Episode 245: Crush Your Debt
Episode 249: Preparing For Summer
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing practical financial steps and how they relate to beaches.
Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 184: Setting And Sticking To A Budget Episode 196: Foundational Elements: Known Upcoming Expenses Episode 204: Foundational Elements: Insurance Episode 213: You Asked For It: Where Do I Start? Episode 217: Creating A Budget That Actually Works Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing âright now relevantâ data and providing actions YOU can take in response.
January Resources: FULLY FUNDED LIFEIWBNIN Ladderhttps://www.bankrate.com/mortgages/mortgage-rates/ https://www.bankrate.com/banking/savings/rates/ https://www.bankrate.com/banking/cds/cd-rates/ https://www.lendingtree.com/credit-cards/average-credit-card-interest-rate-in-america/ https://usdebtclock.org/
Related Monday Money Tip Podcast Episodes:Episode 182: Foundational Elements of the Ladder: Coaches Episode 122: Gaining Control of the Finances Episode 80: The Power of Coaching Episode 70: The Power of Planning Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to answer some of your financial questions.
January Resources: FULLY FUNDED LIFEIWBNIN Ladder Money Tip: Debt Snowball
Related Monday Money Tip Podcast Episodes:Episode 182: Foundational Elements of the Ladder: Coaches Episode 122: Gaining Control of the Finances Episode 80: The Power of Coaching Episode 70: The Power of Planning Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on the power of on-going coaching.
January Resources: FULLY FUNDED LIFEIWBNIN Ladder On-Going Coaching PDF
Related Monday Money Tip Podcast Episodes:Episode 182: Foundational Elements of the Ladder: Coaches Episode 122: Gaining Control of the Finances Episode 80: The Power of Coaching Episode 70: The Power of Planning Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on how to select a great coach.
January Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 182: Foundational Elements of the Ladder: Coaches Episode 122: Gaining Control of the Finances Episode 80: The Power of Coaching Episode 70: The Power of Planning Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on the importance of coaching and how it can benefit you, specifically with your personal finances.
January Resources: FULLY FUNDED LIFEIWBNIN Ladder Benefits Of Financial Coaching
Related Monday Money Tip Podcast Episodes:Episode 182: Foundational Elements of the Ladder: Coaches Episode 122: Gaining Control of the Finances Episode 80: The Power of Coaching Episode 70: The Power of Planning Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre focusing on answering several preparation questions.
January Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 225: Topics Couples Should Discuss: Retirement Episode 223: When Should You Start Investing For Retirement? Episode 217: Encore Episode: Creating A Budget That Actually Works Episode 202: Ways To Pay For Your Childrenâs College Episode 184: Setting And Sticking To A Budget Episode 183: Setting Goals (During And Beyond Covid) Episode 182: Level Of Expectation Determines Level Of Preparation Episode 178: Why Should I Give To My Church? Episode 137: 5 Tip To Help You Absolutely, Positively, Actually, Follow Your Budget Episode 107: Budgeting With Unpredictable IncomeEpisode 57: Saving For CollegeEpisode 11: Should I Pay For My Childâs College Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on how you can prepare for special events.
January Resources: FULLY FUNDED LIFEIWBNIN Ladder KUE Calculator Mini Budget
Related Monday Money Tip Podcast Episodes:Episode 217: Encore Episode: Creating A Budget That Actually Works Episode 196: Foundational Elements: Known Upcoming Expenses Episode 184: Setting And Sticking To A Budget Episode 183: Setting Goals (During And Beyond Covid) Episode 182: Level Of Expectation Determines Level Of Preparation Episode 174: Preparing Your Christmas BudgetEpisode 157: Funding Your Big Dreams Episode 137: 5 Tip To Help You Absolutely, Positively, Actually, Follow Your Budget Episode 120: Saving For Kues Episode 86: Pay Cash For Next Christmas (Or A Vacation!)
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on how you can prepare for summer and not bust your budget.
January Resources: FULLY FUNDED LIFEIWBNIN Ladder Online Banks
Related Monday Money Tip Podcast Episodes:Episode 217: Encore Episode: Creating A Budget That Actually Works Episode 196: Foundational Elements: Known Upcoming Expenses Episode 184: Setting And Sticking To A Budget Episode 183: Setting Goals (During And Beyond Covid) Episode 182: Level Of Expectation Determines Level Of Preparation Episode 174: Preparing Your Christmas BudgetEpisode 157: Funding Your Big Dreams Episode 137: 5 Tip To Help You Absolutely, Positively, Actually, Follow Your Budget Episode 120: Saving For KUEs Episode 86: Pay Cash For Next Christmas (Or A Vacation!)
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on how you can prepare for next year's tax season.
January Resources: FULLY FUNDED LIFEIWBNIN Ladder W-4 Form SALARY: https://www.paycheckcity.com/calculator/salary#select-state-calculator HOURLY: https://www.paycheckcity.com/calculator/hourly
Related Monday Money Tip Podcast Episodes:Episode 31: Maximize Your Tax Refund Episode 41: Tax Issues You Should Know Episode 82: Maximize Your Tax Refund Episode 136: How To Maximize Your Tax Refund
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Joe answers several questions on what to expect from his full 2023 investment update.
January Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 149: How To Teach Your Kids About Investing Episode 170: Do You Have Oxen? Episode 173: 5 Steps To Become A Competent Investor Episode 195: Joeâs Investment Update [2022] Episode 207: Real Estate Investing With Joeâs Twin Brother
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, our focus is on how the journey to debt freedom is a long marchâŚ
January Resources: FULLY FUNDED LIFEIWBNIN Ladder Debt Pay-Off Challenge
Related Monday Money Tip Podcast Episodes:Episode 18: How To Pay Off Debt Quickly Episode 28: 8 Ways To Speed Up Debt Elimination Episode 84: Is All Debt Equal? Episode 118: We Paid Off Our House In 9 Years! Episode 121: How The Debt Snowball Works Episode 128: Debt-Free While Working A Job We Love Episode 165: Our Home Mortgage Payoff Process Episode 203: Couples & Money: Discussing Debt
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to talk about how to crush your debt by focusing on three different ways you can eliminate it!
January Resources: FULLY FUNDED LIFEIWBNIN Ladder 0% Balance Transfer Credit Cards
Related Monday Money Tip Podcast Episodes:Episode 18: How To Pay Off Debt Quickly Episode 28: 8 Ways To Speed Up Debt Elimination Episode 84: Is All Debt Equal? Episode 118: We Paid Off Our House In 9 Years! Episode 121: How The Debt Snowball Works Episode 128: Debt-Free While Working A Job We Love Episode 165: Our Home Mortgage Payoff Process Episode 203: Couples & Money: Discussing Debt
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we start with dream building. What is your vision of debt freedom? What will you be able to accomplish or do when you achieve debt freedom?
January Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 18: How To Pay Off Debt Quickly Episode 28: 8 Ways To Speed Up Debt Elimination Episode 84: Is All Debt Equal? Episode 118: We Paid Off Our House In 9 Years! Episode 121: How The Debt Snowball Works Episode 128: Debt-Free While Working A Job We Love Episode 165: Our Home Mortgage Payoff Process Episode 203: Couples & Money: Discussing Debt Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we walk through the importance of estate planning and answer common questions!
January Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 230: How To Plan For 2023 With Your Spouse Episode 224: Investing In A Legacy With Brandon Catoe Episode 211: Topics Couples Should Discuss: Money Episode 158: What It Means To Steward Your Finances Well Episode 150: How To Have The Estate Planning Conversation Episode 146: Should You Have Life Insurance? Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, our focus is on the importance of having a shared vision for your financial future!
January Resources: FULLY FUNDED LIFEIWBNIN Ladder Gary & Karenâs Story
Related Monday Money Tip Podcast Episodes:Episode 230: How To Plan For 2023 With Your Spouse Episode 211: Topics Couples Should Discuss: Money Episode 182: Level of Expectation Determines Level of Preparation Episode 157: Funding Your Big Dreams Episode 156: A Balanced Budget Episode 142: Getting A Non-Participating Spouse To Join Episode 137: 5 Tips To Help You Absolutely, Positively, Actually Follow Your Budget Episode 125: âI Canâtâ vs. âHowâ
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, n this episode, our focus is on opportunity. We constantly face challenges and obstacles, but letâs be sure to give OPPORTUNITIES an equal place at the table!
January Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 230: How To Plan For 2023 With Your Spouse Episode 211: Topics Couples Should Discuss: Money Episode 194: Money Lies: My Dream Is Too Big Episode 182: Level of Expectation Determines Level of Preparation Episode 157: Funding Your Big Dreams Episode 156: A Balanced Budget Episode 142: Getting A Non-Participating Spouse To Join Episode 125: âI Canâtâ vs. âHowâ Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, our focus is on language and how we speak about finances with our spouse.
January Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 230: How To Plan For 2023 With Your Spouse Episode 211: Topics Couples Should Discuss: Money Episode 182: Level of Expectation Determines Level of Preparation Episode 157: Funding Your Big Dreams Episode 156: A Balanced Budget Episode 142: Getting A Non-Participating Spouse To Join
About the Episode:
- In this episode, we answer several questions across the topics of investing, debt, interest rates, retirement, and budgeting.
January Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 223: When Should You Start Investing For Retirement? Episode 185: Foundational Elements of the Ladder: Coaching Episode 134: 4 Steps to Budgeting Episode 122: Gaining Control of Finances Episode 107: Budgeting with Unpredictable Income Episode 61: I Was Broke. Now Iâm Not. Ladder - Explained
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we sit down with Jeannie Henderson, of Jeannie Cleaning, to discuss the importance of investing in your employees.
Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 179: Living Generously Episode 177: Intentionally Blessing Others
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we break down automating the important: bill payments, investments, and KUEs.
Resources: FULLY FUNDED LIFEIWBNIN LadderKUE Calculator IWBNIN - Banking
Related Monday Money Tip Podcast Episodes:Episode 27: Sustaining Goals Episode 61: I Was Broke. Now Iâm Not. Ladder - Explained Episode 68: Vision and Money Episode 70: The Power of Planning Episode 143: 5 Steps to Avoid Budget-Busting ExpensesEpisode 184: Setting and Sticking to a BudgetEpisode 196: Foundational KUEsEpisode 217: Creating a Budget That Actually WorksEpisode 230: How to Plan for 2023 With Your Spouse
About the Episode:
- In this episode, we define a detailed budget and how to create one that will successfully set you up for the new year.
Resources: FULLY FUNDED LIFEIWBNIN LadderMonthly BudgetAnnual Budget by MonthKUE Calculator
Related Monday Money Tip Podcast Episodes:Episode 27: Sustaining Goals Episode 61: I Was Broke. Now Iâm Not. Ladder - Explained Episode 68: Vision and Money Episode 70: The Power of Planning Episode 143: 5 Steps to Avoid Budget-Busting ExpensesEpisode 184: Setting and Sticking to a BudgetEpisode 196: Foundational KUEsEpisode 217: Creating a Budget That Actually WorksEpisode 230: How to Plan for 2023 With Your Spouse
About the Episode:
- In this episode, we are featuring our most popular episode from 2022, This or That? Save or Pay Off Debt?
Resources: FULLY FUNDED LIFEIWBNIN Ladder Tools: Savings Tools: Debt Elimination
Related Monday Money Tip Podcast Episodes:Episode 18: How to Pay Off Debt QuicklyEpisode 28: 8 Ways to Speed Up Debt EliminationEpisode 36: Bite-Sized DebtEpisode 120: Saving for KUEsEpisode 121: How the Debt Snowball WorksEpisode 147: How to Teach Your Kids About DebtEpisode 162: The Difference Between Spenders & SaversEpisode 167: How to Teach Your Kids About Savings
About the Episode:
- In this episode, we explain the importance of creating and establishing clear goals.
Resources: FULLY FUNDED LIFEIWBNIN Ladder Goal PDF
Related Monday Money Tip Podcast Episodes:Episode 27: Sustaining Goals Episode 61: I Was Broke. Now Iâm Not. Ladder - Explained Episode 68: Vision and Money Episode 70: The Power of Planning
About the Episode:
- In this episode we are answering the second part of the question, âHow Do I End My Year Well?â by discussing investing and planning for the rest.
- Todayâs success story comes from Diane; she and her husband were introduced to FFL 11 years ago and the many financial accomplishments they have made together over the years.
Resources: FULLY FUNDED LIFEIWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 223: When Should You Start Investing for Retirement? Episode 173: 5 Steps to Become a Competent Investor Episode 155: The Power of the IHHE Moment
About the Episode:
- In this episode we are answering the question, âHow Do I End My Year Well?â We will discuss year-end financial preparations, specifically, the importance of giving and saving.
- Todayâs success story comes from Kathy, who finds joy in being able to give more during this holiday season.
Resources: FULLY FUNDED LIFEIWBNIN Ladder KUEâs Banking Links
Related Monday Money Tip Podcast Episodes:Episode 213: You Asked For It: Where Do I Start? Episode 196: Foundational Elements: KUEâs Episode 179: Living Generously
About the Episode:
- In this episode, Pastor Luis and Joe discuss financial knowledge, personal struggle, and overcoming obstacles in life.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 213: You Asked For It: Where Do I Start?
Episode 166: Things Iâd Do Differently
Episode 160: Healing Money Wounds
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are addressing the topic of preparation; specifically planning for the next year with your spouse.
- Todayâs success story comes from Jake, investing into the Fully Funded Life courses, which allowed him to budget, save, and overcome more than 30k in credit card debt!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
KUE Calculator
Time Budget
Debt Freedom Date Calculator
Actual Cost of Debt Calculator
Early Pay-Off Calculator
Net Worth Calculator
Related Monday Money Tip Podcast Episodes:Episode 222: Investing in Your Marriage with Brad Rhoads
Episode 221: Topics Couples Should Discuss: Money
Episode 99: Fair Money Fights
About the Episode:
- In this episode we are joined by David Hendershot, to discuss his journey of building up his finances at a time when most are retiring.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 213: You Asked For It: Where Do I Start?
Episode 140: The Power of Persistence
Episode 122: Gaining Control of the Finances
About the Episode:
- In this episode, we are addressing the topic of whether or not kids should have credit cards.
- In our current events segment, we cover the upcoming student loan forgiveness and whether or not you should accept that forgiveness.
- Todayâs success story comes from Jayme: he and his wife have paid off their house, cars, and are now enjoying their financial freedom thanks to the encouragement from Fully Funded Life!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
What Everyone Should Know About Money Before They Enter the Real World
Related Monday Money Tip Podcast Episodes:Episode 197: Kids and Bank Accounts
Episode 167: How to Teach Your Kids About Savings
Episode 144: How to Teach Your Kids About Budgeting
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are breaking down the money lie: âthat costs too much.â
- In our current events segment, what is happening in the month of November.
- Todayâs success story comes from Joyce, who has implemented strategies to build an emergency fund and prepare for retirement.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Early Payoff Calendar
Related Monday Money Tip Podcast Episodes:Episode 217: Creating a Budget that Actually Works
Episode 212: Money Lies: I Could Never Do That
Episode 193: Money Lies: I Canât Afford That
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are discussing the difference between a Roth IRA and an IRA.
- In our current events segment, we will break down the likelihood of rising interest rates.
- Todayâs success story comes from Julie, who is knocking out debt and feeling hopeful about her familyâs financial future.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 132: How to Find a Good Money Coach?
Episode 138: What is a Mutual Fund?
Episode 110: Investing 101
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are revisiting our series âTopics Couples Should Discussâ with a focus on retirement.
- In our current events segment, we are talking about working towards financial dreams.
- Todayâs success story comes from Nicole, who is experiencing less stress between paydays due to newly implemented financial practices.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Retirement Questions PDF
Related Monday Money Tip Podcast Episodes:Episode 170: Do You Have An Oxen?
Episode 138: What is a Mutual Fund?
Episode 182: Level of Expectation Determines Level of Preparation
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode we are joined by Brandon Catoe, to discuss how a shift in priorities can lead to generational blessings and a legacy.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Best Medicine (Brandonâs Son)
Related Monday Money Tip Podcast Episodes:
Episode 210: Generational Generosity
Episode 179: Living Generously
Episode 222: Investing in Your Marriage with Brad Rhoads
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are addressing the question of when you should start investing for retirement.
- In our current events segment, we are talking about inflation.
- Todayâs success story comes from Keith, who is still learning and growing in the area of personal finance!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 205: This or That: Save or Invest?
Episode 149: How to Teach Your Kids About Investing
About the Episode:
- Today, we have a marriage expert with us: Brad Rhoads of Grace Marriage. In this episode, Brad and Joe discuss what it looks like to invest in your marriage.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Grace Marriage
Related Monday Money Tip Podcast Episodes:
Episode 211: Topics Couples Should Discuss: Money
Episode 203: Couples & Money: Discussing Debt
Episode 142: Getting a Non-Participating Spouse to Join
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are answering the question of how to budget or save when someone is struggling to just pay the bills.
- In our current events segment, Joe shares his thoughts on using a HELOC to pay off credit card debt.
- Todayâs success story comes from Kathy, who is motivated to pay off debt faster than planned.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 213: You Asked for It: Where Do I Start?
Episode 193: Money Lies: I Can't Afford That
Episode 134: 4 Steps to Budgeting
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- Today we are talking about weird ways to make money.
- In our current events segment, we talk about how you can conduct a Fall finance check-up.
- Todayâs success story comes from George, who is learning to apply budgeting principles, even in retirement.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
AirBnB
Swimply: Pool Sharing
Turo: Car Sharing
Fiverr
Related Monday Money Tip Podcast Episodes:
Episode 199: Turn Your Side Hustle into Full Time
Episode 202: Ways to Pay for Your Childrenâs College
Episode 157: Funding Your BIG Dreams
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are diving into the expenses surrounding our hobbies, and how to know when it may be time to say goodbye to a hobby.
- In our current events segment, Joe and Whitney discuss the importance of caring.
- Todayâs success story comes from Chris, who is moving toward debt freedom even faster than he thought possible!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 199: Turn Your Side Hustle into Full Time
Episode 192: Money Lies: This is No Big Deal
Episode 182: Level of Expectation Determines Level of Preparation
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this special episode, weâre talking with Sarah Piercy as we wrap up the most recent 30-Day Spending Challenge.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Sarahâs Blog
Related Monday Money Tip Podcast Episodes:
Episode 163: The 30-Day Spending Challenge
Episode 162: The Difference Between Spenders & Savers
Episode 135: The Heart and Money Connection
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- This episode is all about how to create a budget that actually works.
- In our current events segment, we are sharing tips on how to weather a recession.
- Todayâs success story comes from Carol, a Fully Funded Life member who is finding more success with the support and encouragement of a like-minded community.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
MSN: 3 Tips for Surviving a Recession
Related Monday Money Tip Podcast Episodes:
Episode 196: Foundational Elements: KUEs
Episode 184: Setting and Sticking to a Budget
Episode 174: Preparing Your Christmas Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode we are giving you four stewardship habits you can begin right away.
- In our current events segment, we are talking about how to have a generous spirit in all areas of our lives.
- Todayâs success story comes from Amy, who had a budget wake-up call, and is now fired up to help friends and family win with their money too!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 210: Generational Generosity
Episode 184: Setting and Sticking to a Budget
Episode 158: What Does it Mean to Steward Your Finances Well?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode we are answering the question of how a child or teen can make money.
- In our current events segment, we are talking about the return of Toys R Us.
- Todayâs success story comes from Robert & Amber, who are making their money work for them!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Slido
Greenlight Debit Card
Related Monday Money Tip Podcast Episodes:
Episode 197: Kids and Bank Accounts
Episode 167: How to Teach Your Kids About Savings
Episode 151: How to Teach Your Kids About Giving
Episode 144: How to Teach Your Kids About Budgeting
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode we are answering some commonly asked questions about credit cards and credit scores.
- In our current events segment, we are talking about mortgage interest rates.
- Todayâs success story comes from Carolyn who is squashing debt and getting ahead!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Slido
Bankrate
Related Monday Money Tip Podcast Episodes:
Episode 169: How to Fix Bad Credit
Episode 126: How Bad Credit Impacts Your Wallet
Episode 113: How to (Re)Build Your Credit
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we talk about where to begin when faced with the option of saving money or paying off debt.
- In our current events segment, we are talking about I bonds.
- Todayâs success story comes from Matthew, who has accomplished more than he could have imagined in his familyâs first month of budgeting.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Slido
Treasure I Bonds
Investing: Schwab
Investing: Fidelity
Investing: Vanguard
Investing: TD Ameritrade
Related Monday Money Tip Podcast Episodes:
Episode 184: Setting and Sticking to a Budget
Episode 189: This or That: Save or Pay Off Debt?
Episode 195: Joeâs Current Investments
Episode 208: Intro to FFL Coordinator: Chelsea Davis-Hearn
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Joeâs daughter, Melea, joins us to talk about how she bought her first house as a college student.
- Todayâs success story comes from Ron, who went on vacation with his family and found freedom in having a vacation budget.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Mini-Budget
Related Monday Money Tip Podcast Episodes:
Episode 201: Money Lies: They Donât Need to Know About This
Episode 194: Money Lies: My Dream is Too Big
Episode 193: Money Lies: I Canât Afford That
Episode 192: Money Lies: This is No Big Deal
About the Episode:
- Today we are talking about how couples can have productive and healthy conversations about money.
- In this episode, Joe sounds off on priorities in everyday life.
- Todayâs success story comes from Elisabeth and her husband, who had a successful first month of budgeting and are now feeling that their money has a sense of purpose.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 203: Couples & Money: Discussing Debt
Episode 188: Couples & Money: Joint or Separate Bank Accounts
Episode 142: How to Get a Non-Participating Spouse to Join
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode we are talking about generational generosity.
- Joe and Whitney chat about the return on investing for half a century or more.
- Todayâs success story comes from Sheri, who has started budgeting and is viewing generosity in a whole new light.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Greenlight Debit Card for Kids
Related Monday Money Tip Podcast Episodes:
Episode 197: Kids and Bank Accounts
Episode 179: Living Generously
Episode 149: How to Teach Your Kids About Investing
Episode 150: How to Have the Estate Planning Conversation
Email info@iwbnin.com to ask questions or share success stories.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Debt Reduction Tools
Related Monday Money Tip Podcast Episodes:
Episode 159: Identifying Money Wounds
Episode 170: Do You Have an Oxen?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we get to know Chelsea, our Fully Funded Life Coordinator.
- Our success story comes from Ashley, who is experiencing the blessings that come from honoring God through stewardship.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 203: Couples and Money: Discussing Debt
Episode 158: What Does it Mean to Steward Your Finances Well?
Episode 185: Foundational Elements of the Ladder: Coaches
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we discuss real estate investing with Joeâs twin brother, John.
- Our success story comes from Sharon, who is feeling encouraged after saving money in just her first month of budgeting, and is taking great strides in paying off debt already too!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Book: Building Wealth One House at a Time
Bigger Pockets
Related Monday Money Tip Podcast Episodes:
Episode 170: Do You Have an Oxen?
Episode 180: How to Negotiate a Deal
Episode 139: Make Money While You Sleep
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we discuss the advantages and disadvantages of buying and renting a home.
- Our success story comes from Ken and Theresa, who are feeling more confident in their financial and spiritual journey after making changes to their money habits.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 190: This or That: Purchase or Lease a Car?
Episode 205: This or That: Save or Invest?
Episode 165: Our Home Pay-off Process
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are discussing whether to save or invest when you have extra funds.
- In our Current Event Segment, Joe and Jenn are sharing 5 lessons theyâve learned in their 25 years of marriage.
- Our success story comes from Stephanie, who is experiencing more freedom and peace with her finances.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Budgeting Tools
Related Monday Money Tip Podcast Episodes:
Episode 190: This or That? Purchase or Lease a Car?
Episode 189: This or That? Save or Pay Off Debt?
Episode 184: Setting and Sticking to a Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode: * In this episode, we are talking about the foundational element of insurance. * In our Current Event Segment, we are having fun with money trivia! * Our success story comes from a Fully Funded Life member, who found success and renewed perspective after participating in the spending challenge.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Insurance Quotes
Related Monday Money Tip Podcast Episodes:
Episode 196: Foundational Elements: Known Upcoming Expenses
Episode 185: Foundational Elements: Coaches
Episode 163: The 30-Day Spending Challenge
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are talking about how to navigate the uncomfortable conversation concerning debt.
- In our Current Event Segment, we are giving tips on how to plan a successful and fun staycation this summer on a budget.
- Our success story comes from a Fully Funded Life member, who is making quick progress in their journey to be debt-free.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Trip Advisor
Super Cheap Summer Fun
Related Monday Money Tip Podcast Episodes:
Episode 142: Getting a Non-Participating Spouse to Join
Episode 159: Identifying Money Wounds
Episode 188: Couples & Money: Joint or Separate Bank Accounts
Episode 201: Money Lies: They Don't Need to Know About This
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are talking about ways to pay for your childrenâs college education.
- In our Current Event Segment, we are giving tips on how to make vacation plans without breaking the bank.
- Our success story comes from a Fully Funded Life member, who has made great progress moving up the ladder, and is now working on paying off their home.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
IRS: Qualified Expenses
Greenlight Debit Card
Saving for College Calculator
Related Monday Money Tip Podcast Episodes:
Episode 152: Preparing Your Vacation Budget
Episode 129: How Much Money Do You Need to Save for College?
Episode 123: How to Choose the Right College
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are addressing the Money Lie: âThey donât need to know about this.â
- In our Current Event Segment, we are discussing the U.S. national debt.
- Our success story comes from a Fully Funded Life couple, who are setting goals and dreaming together for the first time.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
U.S. Debt Clock
Related Monday Money Tip Podcast Episodes:
Episode 142: Getting a Non-Participating Spouse to Join
Episode 122: Gaining Control of the Finances
Episode 99: Fair Money Fights
Email info@iwbnin.com to ask questions or share success stories.
About the Episode: * In this episode, we are addressing the Money Lie: âThat doesnât apply to me.â * In our Current Event Segment, we are talking about how to financially prepare for graduation season. * Our success story comes from Kim, who used her tax refund to pay off debt and build savings.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Book: What Everyone Should Know About Money
Related Monday Money Tip Podcast Episodes:
Episode 196: Foundational Elements: KUEs
Episode 135: The Heart and Money Connection
Episode 170: Do You Have an Oxen?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are answering the question of how you can turn your side hustle into a full-time job.
- In our Current Event Segment, we are talking about the Federal Reserve.
- Our success story comes from a Fully Funded Life member, who has been able to purchase multiple businesses and vehicles with cash since beginning to use the EZ budget.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 194: Money Lies: My Dream is Too Big
Episode 182: Level of Expectation Determines Level of Preparation
Episode 145: This Changed My Financial Future
Episode 170: Do You Have an Oxen?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are addressing the money lie: âI have plenty of time!â
- In our Current Event Segment, we are discussing inflation.
- Our success story comes from a Fully Funded Life member, who has eliminated all of their non-house debt and has started to invest in stocks for the first time.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Redfin: U.S. Housing Market
Investment Value Calculator
Related Monday Money Tip Podcast Episodes:Episode 182: Level of Expectation Determines Level of Preparation
Episode 173: 5 Steps to Become a Competent Investor
Episode 138: What is a Mutual Fund?
Episode 170: Do You Have an Oxen?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are talking about kids and bank accounts.
- In our Current Event Segment, we are discussing inflation.
- Our success story comes from a Fully Funded Life couple, who have already saved more than $1000 after making their first EZ budget.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
CNBC: Inflation Heats Up
Greenlight: Debit Card for Kids and Teens
Related Monday Money Tip Podcast Episodes:Episode 167: How to Teach Your Kids About Savings
Episode 144: How to Teach Your Kids About Budgeting
Episode 147: How to Teach Your Kids About Debt
Episode 151: How to Teach Your Kids About Giving
Episode 149: How to Teach Your Kids About Investing
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we are discussing âKnown Upcoming Expensesâ, or KUEs.
- In our Current Event Segment, we are talking about how today affects the future.
- Our success story comes from David and his wife, who have had a successful first month of budgeting and are excited to start saving!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Proverbs 6:6-11: Download Image
Related Monday Money Tip Podcast Episodes:Episode 189: This or That? Save or Pay Off Debt?
Episode 182: Level of Expectation Determines Level of Preparation
Episode 143: 5 Steps to Avoid Budget Busting Expenses
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Joe provides an update on his current investments.
- In our Current Event Segment, weâre talking about the â5-year ruleâ with investing.
- Our success story comes from Kelly, who is feeling hopeful one month after attending a Financial Learning Event, now that she and her husband are on the same financial page!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Next Steps: Investing
Download: Joeâs Current Investments
Related Monday Money Tip Podcast Episodes:Episode 173: 5 Steps to Become a Competent Investor
Episode 149: How to Teach Your Kids About Investing
Episode 186: What is Cryptocurrency?
About the Episode:
- In this episode, weâre going to focus on the money lie: âMy Dream is Too Big.â
- In our Current Event Segment, weâre discussing hot stock tips.
- Our success story comes from Ginger, who just one month after attending a Financial Learning Event, already has budgeting success and is moving up the ladder!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 157: Funding Your BIG Dreams
Episode 173: 5 Steps to Become a Competent Investor
Episode 139: Make Money While You Sleep
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to focus on the money lie: âI canât afford that.â
- In our Current Event Segment, weâre talking about soaring U.S. inflation and what that could mean for the remainder of 2022.
- Our success story comes from Julie, who has a renewed perspective on budgeting, since reading âI Was Broke. Now Iâm Not.â
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Budgeting Tools
Online Banks
Turo: Car Sharing
Consumer Prices
Labor Costs
U.S. Inflation
Related Monday Money Tip Podcast Episodes:Episode 157: Funding Your BIG Dreams
Episode 134: 4 Steps to Budgeting
Episode 184: Setting And Sticking To A Budget
Episode 125: âI Canâtâ vs. âHowâ
Email info@iwbnin.com to ask questions or share success stories.
About the Episode: * In this episode, weâre going to focus on the money lie: âthis is no big deal.â * In our Current Event Segment, weâre discussing the U.S. National Debt and how itâs cleared $30 Trillion, and what that means for you. * Our success story comes from Will, who paid off his student loan debt and finally paid cash for his upcoming vacation.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
US Debt Clock
Article: Average Car Payment
Article: Auto Loans - Average Monthly Car Payment
Related Monday Money Tip Podcast Episodes:Episode 157: Funding Your BIG Dreams
Episode 159: Identifying Money Wounds
Episode 160: Healing Money Wounds
Episode 166: Things Iâd Do Differently
Episode 189: This or That? Save or Pay Off Debt? Email info@iwbnin.com to ask questions or share success stories.
About the Episode: * In this episode, weâre sharing some âcliff notesâ of Dave Ramseyâs books and teachings that have helped us along our financial journey. * In our Current Event Segment, weâre discussing why bankruptcy filings have fallen over the last 12 months and what that could mean for the future. * Our success story comes from Dustin, who has made significant financial strides since attending the Financial Learning Experience.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Article: Bankruptcy Fact Sheet
Article: US Courts - Bankruptcy Filings Continue to Fall Sharply
529 College Saving Plans
Book: Financial Peace, RevisitedBook: My Total Money MakeoverBook: I Was Broke. Now Iâm Not.
Related Monday Money Tip Podcast Episodes:Episode 108: Financial Teachers You Should Learn From
Episode 132: How to Find a Good Money Coach
Episode 157: Funding Your BIG Dreams
Episode 166: Things Iâd Do DifferentlyEmail info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we discuss whether you should purchase or lease a car.
- In our Current Event Segment, weâre giving an update on rates, including mortgage interest rates, saving account interest rates, and CD interest rates.
- Our success story comes from Crystal, a journalist who thought sheâd never pay off her student loans, but now they are all paid off!!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 141: Selling a Car With Negative Equity
Episode 176: How to Find Deals
Episode 189: This or That? Save or Pay Off Debt?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing should you focus on building up your savings account or should you use extra money to pay off debt?
- In our Current Event Segment, weâre talking about Valentineâs Day and ways you can show someone you love them - financially.
- Our success story comes from Kayla, who, at the age of 16, was able to get a real-life ox working for her and make money while she sleeps.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Tools: Savings
Tools: Debt Elimination
Related Monday Money Tip Podcast Episodes:Episode 18: How to Pay Off Debt Quickly
Episode 28: 8 Ways to Speed Up Debt Elimination
Episode 36: Bite-Sized Debt
Episode 120: Saving for KUEs
Episode 121: How the Debt Snowball Works
Episode 147: How to Teach Your Kids About Debt
Episode 162: The Difference Between Spenders & Savers
Episode 167: How to Teach Your Kids About Savings
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing if couples should have joint or separate bank accounts.
- In our Current Event Segment, weâre sharing how to maximize your tax refund this year.
- Our success story comes from Pat, who was able to purchase a new vehicle after she was in an accident because she had been saving for it.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Tool: Mini Budget
Tool: Known Upcoming Expense Calculator
Online Banks
Related Monday Money Tip Podcast Episodes:Episode 120: Saving for KUEs
Episode 136: How to Maximize Your 2021 Tax Refund
Episode 142: Getting a Non-Participating Spouse to Join
Episode 159: Identifying Money Wounds
Episode 160: Healing Money Wounds
Email info@iwbnin.com to ask questions or share success stories.
About the Episode: * In this episode, weâre sharing five things you should know about Social Security. * In our Current Event Segment, weâre discussing why itâs important to update your net worth. * Our success story comes from Kevin, who discovered the importance of budgeting to exactly zero before the month begins.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Tool: Net Worth Calculator
SSA - Social Security Credits
Related Monday Money Tip Podcast Episodes:
Episode 49: Social Security
Episode 52: How to Win With Your Money While on Disability
Episode 62: How Much Money Do I Need to Retire?
Episode 104: Security Features of Money
Episode 184: Setting and Sticking to a Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode: * In this episode, weâre talking about what cryptocurrency is and if you should invest in it. * In our Current Event Segment, weâre discussing potential changes to retirement options in 2022 with the âSecuring a Strong Retirement Act.â * Our success Story comes from Lora, who attended one of our Financial Learning Experiences and for the first time understood about how to budget. It has not only affected their finances but also their marriage.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Article: A Stalled Retirement Bill Could Be Passed in 2022
Budgeting Tools
Book: What Everyone Should Know About Money Before They Enter the Real WorldCoinbase - Prices
Coinbase
Article: What is Cryptocurrency
Related Monday Money Tip Podcast Episodes:Episode 62: How Much Money Do I Need to Retire?
Episode 104: Security Features of Money
Episode 184: Setting and Sticking to a Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to discuss the Foundational Element of the Fully Funded Life Ladder - Financial Coaches.
- In our Current Event Segment, weâre discussing the rise of the EV Market and what that could mean for energy companies.
- Our success story comes from Kelley, whoâs journey with money was changed after she attended a Financial Learning Experience. Check out this episode to hear what her family is going to do once they are debt-free!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Budgeting Tools
Pay-Off and Savings Spectaculars
Related Monday Money Tip Podcast Episodes:Episode 80: The Power of Coaching
Episode 108: Financial Teachers You Should Learn From
Episode 166: Things Iâd Do Differently
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips on how to set and stick to your budget this new year.
- In our Current Event Segment, weâre discussing how to create excellent money habits and why itâs important as we start out a new year.
- Our success story comes from Clint, who is completely debt-free including the house!!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Budgeting Tools
Pay-Off and Savings Spectaculars
Related Monday Money Tip Podcast Episodes:Episode 134: 4 Steps to Budgeting
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 143: 5 Steps to Avoid Budget-Busting Expenses
Episode 156: A Balanced Budget
Episode 165: Our Home Pay-off Process
EPISODE 183: Setting Goals (During and Beyond COVID)
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips on setting financial goals.
- Our Current Event Segment, weâre talking about the magic of a New Year.
- Our success story comes from all of our Fully Funded Life Members as we get ready to enter into our second year of FFL.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Budgeting Tools
Net Worth Calculator
Savings Tools
Investing Tools
Debt Elimination Tools
Related Monday Money Tip Podcast Episodes:Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 139: Make Money While You Sleep
Episode 156: A Balanced Budget
Episode 157: Funding Your BIG Dreams
Episode 158: What Does it Mean to Steward Your Finances Well
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips that will help you break the cycle of feeling stuck financially.
- In our Current Event Segment, weâre sharing ways you can still accomplish some major financial goals before the end of the year.
- Our success story comes from Laura, who witnessed an incredible act of generosity.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Budgeting Tools
Investing Tools
Related Monday Money Tip Podcast Episodes:Episode 139: Making Money While You Sleep
Episode 157: Funding Your BIG Dreams
Episode 162: The Difference Between Spenders & Savers
Episode 177: Intentionally Blessing Others
Episode 179: Living Generously
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing a âyear in reviewâ where we will review what we believe were the top tips we shared in 2021.
- In our Current Event Segment, weâre discussing how life is constantly changing and how that affects your finances specifically.
- Our success story comes from Julie, who has a renewed perspective on budgeting after attending a Financial Learning Experience at her church.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Budgeting Tools
Investing Tools
Book: OXEN: The Key to an Abundant HarvestEbook: Successfully Managing Money with a Non-Participating Spouse
Related Monday Money Tip Podcast Episodes:Episode 132: Finding a Good Money Coach
Episode 139: Making Money While You Sleep
Episode 142: Managing Money With a Non-participating Spouse
Episode 144: How to Teach Your Kids About Money
Episode 147: How to Teach Your Kids About Debt
Episode 149: How to Teach Your Kids About Investing
Episode 167: How to Teach Your Kids About Saving
Episode 175: Hand Off the Finances
Email info@iwbnin.com to ask questions or share success stories
About the Episode:
- In this episode, weâre talking about how to negotiate a deal.
- In our Current Event Segment, weâre discussing how and why you should take a next step as we enter the end of the year.
- Our success story comes from Loretta, who will be debt-free in two years!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Tools: Budget Templates
Kelly Blue Book
Related Monday Money Tip Podcast Episodes:
Episode 172: How to Negotiate a Pay Raise
Episode 176: How to Find Deals
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing what it means to live generously.
- In our Current Event Segment, weâre giving an update about cryptocurrency.
- Our success story comes from Fully Funded Life Members Keith and Cathy, who are almost done with Rung #4 of the IWBNIN Ladder and will be on Rung #7 by this summer.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
The Generosity Challenge
Coinbase
Tools: Budget Templates
Related Monday Money Tip Podcast Episodes:
Episode 151: How to Teach Your Kids About Giving
Episode 177: Intentionally Blessing Others
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre talking about why you should give to your church.
- In our Current Event Segment, weâre sharing how to set goals before the end of the year (hint: you only have 33 days left).
- Our success story comes from Diana, who started to tithe for three months and has seen the blessings brought back to her family.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
The Generosity Challenge
Related Monday Money Tip Podcast Episodes:
Episode 130: Preparing for a New Year
Episode 151: How to Teach Your Kids About Giving
Episode 177: Intentionally Blessing Others
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre talking about blessing others intentionally and what that looks like during this holiday season.
- In our Current Event Segment, weâre talking about the importance of rest and how it contributes to better decision-making.
- Our success story comes from Lindy, whoâs on her way to being debt-free before the age of 30!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
The Generosity Challenge
Related Monday Money Tip Podcast Episodes:Episode 174: Preparing Your Christmas Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In the episode, weâre sharing tips and tricks for finding great deals.
- In our Current Event Segment, we share some breaking (exciting) news plus discuss the government tracking financial transactions.
- Our success story comes from Elizabeth, who just participated in our 30-Day Spending Challenge and had discovered a new perspective.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Article: NY Post - Janet Yellen Defends Bidenâs IRS Proposal
Article: Wall Street Journal - Yellen, IRS Push Democrats to Require Banks to Report Taxpayersâ Annual Account Flows
Honey
RetailMeNot
Related Monday Money Tip Podcast Episodes:
Episode 143: 5 Steps to Avoid Budget-Busting Expenses
Episode 154: Saving Money with Your Home and Auto Insurance
Episode 166: Things Iâd Do Differently
Episode 174: Preparing Your Christmas Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing handing off your finances and financial information when you die. Weâll share what information you should include and why.
- In our Current Event Segment, weâre talking about inflation.
- Our success story comes from Araceli, who is completing Rung #4 of the I Was Broke. Now Iâm Not. Ladder and getting ready to move to Rung #5.
Things You Should Absolutely Have Prepared:
-
Account List
-
Investing Accounts
-
- Retirement, Brokerage, College, etc.
- Checking, Saving, Money Market, etc.
- Bank Accounts
- Life Insurance
- Mortgage, auto loans, credit cards, etc.
-
Debt Accounts
-
Access List
-
Passwords, PINs, Websites, Codes
- Safe Access, Bank Safe Deposit Box
-
People - attorneys, bankers
-
Hidden Valuables
-
Buried, frozen, covered, shielded
-
Beneficiaries
-
Your named beneficiaries on investment and insurance policies TRUMP your will!
-
BONUS: Hand-written letters to those you love
-
BONUS: A Letter of Instruction
-
A list of people to contact when you die and a list of beneficiaries of your estate plan
- The location of important documents, such as your will, insurance policies, financial statements, deeds, and birth certificate
- A list of assets, such as bank accounts, investment accounts, insurance policies, real estate holdings, and military benefits
- Passwords and PIN numbers for online accounts
- The location of any safe deposit boxes
- A list of contact information for lawyers, financial planners, brokers, tax preparers, and insurance agents
- A list of credit card accounts and other debts
- A list of organizations that you belong to that should be notified in the event of your death (for example, professional organizations or boards)
- Instructions for a funeral or memorial service
- Instructions for distribution of sentimental personal items
- A personal message to family members
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
ElderLawAnswer.com
A Letter of Instruction
Related Monday Money Tip Podcast Episodes:
Episode 133: How to Track Your Financial Accounts
Episode 150: How to Have the Estate Planning Conversation
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips to avoid serious overspending at Christmas. Start preparing your Christmas budget now so you can enjoy the season.
- In our Current Event Segment, weâre discussing how preparing for special days in advance can help ensure that the magical moments remain just that - magical.
- Our success story comes from Charles, who has gained full control of his finances and can now help others get control of their finances.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Tool: Christmas Mini Budget
Related Monday Money Tip Podcast Episodes:Episode 24: How to Have a Debt Free Christmas
Episode 77: Christmas Money
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 143: 5 Steps to Avoid Budget-Busting Expenses
Episode 144: How to Teach Your Kids About Budgeting
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing five steps to becoming a competent investor.
- In our Current Event segment, weâre discussing how and why you should start thinking about your 2022 financial plans.
- Our success story comes from Yolanda, who is finally getting a handle on her finances and making progress towards debt freedom.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Buy Your First Stock PDF
Related Monday Money Tip Podcast Episodes:
Episode 130: Preparing for a New Year
Episode 138: What is a Mutual Fund?
Episode 139: Make Money While You Sleep
Episode 149: How to Teach Your Kids About Investing
Episode 170: Do You Have an Oxen?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips on how to negotiate a pay raise. How should you start the conversation? When is the right time to have the conversation?
- In our Current Event segment, weâre talking about unemployment levels over the last few years.
- Our success story comes from Grace, who has made significant progress over the last few months with her finances.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 143: 5 Steps to Avoid Budget-Busting Expenses
Episode 156: A Balanced Budget
Episode 162: The Difference Between Spenders & Savers
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing when you should refinance your mortgage. Is now the right time, or should you wait?
- In our Current Event segment, weâre talking about the raising of the National Debt Limit.
- Our success story comes from Jayme, who has been able to pay off his cars and his house in only seven years!!
Key Questions to Answer:
- How long do you plan to remain in this home?
- What is your current mortgage balance?
- What is your current interest rate?
- What interest rate is available to you?
- How much does the refinance cost?
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Article: What the Federal Debt Ceiling Showdown Could Mean for You
Article: The Debt Limit
Article: Treasury Dept to invoke âextraordinary measuresâ as Congress misses debt-ceiling deadline
Bank Rate
Tool: Mortgage Payment Calculator
Related Monday Money Tip Podcast Episodes:Episode 118: We Paid Off Our House in 9 Years - Success Story
Episode 119: When is the Right Time to Purchase a House?
Episode 165: Our Home Pay-off Process
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing one âoxâ weâd recommend for someone just starting their financial journey.
- In our Current Event segment, weâre talking about housing, fuel, and food prices and how they are affected by inflation.
- Our success story comes from Faith, who has been able to make significant progress with her finances. Sheâs been able to pay off a $10,000 loan in 5 months, still put money in her savings account, and pay cash for car repairs and house maintenance.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Consumer Price Index
Inflation Calculator
IWBNIN Group Study
Book: OXEN: The Key to an Abundant Harvest
Joeâs Current Investments
Related Monday Money Tip Podcast Episodes:
Episode 138: What is a Mutual Fund?
Episode 139: Make Money While You Sleep
Episode 149: How to Teach Your Kids About Investing
Episode 166: Things Iâd Do Differently
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips on how to improve your credit score.
- In our Current Events segment, weâre giving an update on the US National Debt and how you can tell if your state is in the positive or negative.
- Our success story comes from Amber, who recently called to let us know sheâs debt-free!!! Woohoo!!!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
US Debt Clock
Credit Sesame
Credit Karma
Annual Credit Report
Related Monday Money Tip Podcast Episodes:
Episode 113: How to (Re)Build Your Credit
Episode 126: How Bad Credit Impacts Your Wallet
Episode 159: Identifying Money Wounds
Episode 160: Healing Money Wounds
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Joe sits down with friend and Pastor Marty Schmidt to discuss his story. Marty is the Lead Pastor for The Bridge Church in Ottumwa, Iowa.
- Pastor Marty shares how heâs seen his faith and confidence grow in God as Jehovah Jireh - Provider.
- Joe and Marty discuss what the phrase âFully Funded Lifeâ means to his family and how his financial journey has affected his life, relationships, and marriages.
Resources:
FULLY FUNDED LIFE
About Marty Schmidt
The Bridge Church
IWBNIN Ladder
Debt Tools
Budgeting Tools
Related Monday Money Tip Podcast Episodes:Episode 142: Getting a Non-Participating Spouse to Join
Episode 158: What Does it Mean to Steward Your Finances Well
Episode 165: Our Home Pay-off Process
Episode 166: Things Iâd Do Differently
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips on how to teach your kids about saving money.
- In our Current Events segment, weâre talking about how student loan debt is at an all-time high in the U.S. and growing at an unprecedented rate over the past two decades.
- Our success story comes from Lois, a member of our Fully Funded Life community. Since joining Fully Funded Life, sheâs set up an emergency fund and even had extra money available when an unexpected life event happened.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Article: Statista
Article: Wall Street Journal
TOOL: College Calculator
BOOK: What Everyone Should Know Before They Enter The Real World
529 Plans
TOOL: Savings Spectaculars
Financial Peace Jr.
Related Monday Money Tip Podcast Episodes:Episode 109: Making Your Student Loans Disappear
Episode 123: How to Choose the Right College
Episode 129: How Much Money Do You Need to Save For College?
Episode 144: How to Teach Your Kids About Budgeting
Episode 147: How to Teach Your Kids About Debt
Episode 149: How to Teach Your Kids About Investing
Episode 151: How to Teach Your Kids About Giving
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Joe shares what he would and wouldnât do differently if he could go back to the very start of his financial journey.
- In our Current Events segment, weâre talking about record debt levels in America. Weâre looking at what has changed over the years and what are new trends weâre seeing.
- Our success story comes from a member of our Fully Funded Life community, who has been able to pay off her car and make headway on her student loan debt.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Article - US Personal Debt
Book: 20/20 MONEY: Gaining Clarity for Your Financial Future
Tools: Budgeting Templates
Tools: Saving & Investing
Online Banks
Related Monday Money Tip Podcast Episodes:Episode 89: Should I Have a Credit Card?
Episode 132: How to Find a Good Money Coach
Episode 134: 4 Steps to Budgeting
Episode 139: Make Money While You Sleep
Episode 143: 5 Steps to Avoid Budget-Busting Expenses
Episode 153: The Power of 1%
Episode 156: A Balanced Budget
Episode 157: Funding Your BIG Dreams
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Joe interviews IWBNIN team member, David Nimmons, on how he and his wife recently paid off their mortgage.
- David shares some key tips and tricks for paying off your house.
- Joe and David discuss what tools you can use if youâre trying to pay off your mortgage quickly.
- They also talk through what can make a big difference and what can set you back.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Debt Tools
Early Pay-Off Calculator
Mortgage Payment Calculator
Related Monday Money Tip Podcast Episodes:Episode 66: Pay off Your House - Early!
Episode 118: We Paid Off Our House in 9 Years - Success Story
Episode 140: The Power of Persistence
Episode 156: A Balanced Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this weekâs episode, Joe and Sarah Piercy are also joined by I Was Broke. Now Iâm Not. team member, Whitney, who recently embarked on The 30-Day Spending Challenge.
- During this episode, they discuss questions like why Whitney decided to start this spending challenge, what are some things she said no to, and what she did when she wanted to buy something but couldnât.
- In this episode, hear from someone who is actually participating in The 30-Day Spending Challenge.
About Sarah PiercySarah is a wife, mom of 3, friend, and follower of Jesus. She spent almost 10 years in ministry as Executive Assistant to Lead Pastor, Carey Nieuwhof, in Ontario, Canada, and continues to work with Carey today. She loves people, good conversations, and challenging herself with life experiments for personal progress and spiritual growth. She writes about her exploration of what makes life rich, meaningful, and worth living from her blog, writtenforthegood.com, and she lives with her family just north of Toronto.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
The 30-Day Spending Challenge
Related Monday Money Tip Podcast Episodes:Episode 76: Spending FastEpisode 96: Is Now the Time for a Spending Fast?
Episode 163: The 30-Day Spending Challenge
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Joe sits down with Sarah Piercy to discuss what a spending challenge is and who can benefit from participating in this challenge.
- Sarah joins us after creating The 30-Day Spending Challenge that weâre launching later this month. Sheâll be coaching participants on how to prep for and successfully complete their first month-long fast from spending.
- Before we kick-off the challenge, we wanted to have Sarah back to share her heart behind the fast and what sheâs hoping people will experience through it.
About Sarah PiercySarah is a wife, mom of 3, friend and follower of Jesus. She spent almost 10 years in ministry as Executive Assistant to Lead Pastor, Carey Nieuwhof, in Ontario, Canada and continues to work with Carey today. She loves people, good conversations, and challenging herself with life-experiments for personal progress and spiritual growth. She writes about her exploration of what makes life rich, meaningful, and worth living from her blog, writtenforthegood.com and she lives with her family just north of Toronto.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
The 30-Day Spending Challenge
Related Monday Money Tip Podcast Episodes:Episode 76: Spending FastEpisode 96: Is Now the Time for a Spending Fast?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing what to do when one spouse is a saver and the other is a spender. How can you make your finances work, and what are some tips for understanding the differences?
- In our Current Events segment, weâre sharing about the new child tax credit.
- Our success story comes from Jennifer, who has developed new financial habits that are transforming her family.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Article - Child Tax Credit
Article - Divorce Money Issues
Tool: Budgeting Templates
Online Banks
Book: 20/20 MONEY: Gaining Clarity for Your Financial Future
Related Monday Money Tip Podcast Episodes:Episode 88: âNoâ Allows You to Say, â Yesâ
Episode 98: Fire Your Wanter
Episode 128: Debt-Free While Working a Job We Love
Episode 156: A Balanced Budget
Episode 157: Funding Your BIG Dreams
Episode 159: Identifying Money Wounds
Episode 160: Healing Money Wounds
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to discuss how to stick to a budget and save money with your back to school shopping.
- In our Current Events segment, weâre talking about how the NCAA approved a recommendation to suspend their rules on amateurism on an interim basis. What does this mean for athletes and how does it affect you?
- Our success story comes from the Baker family who paid off $50k+ of debt and are debt free and living in their new forever home.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Tool: Mini Budget
2021 Sales Tax Holiday
Tool: Budgeting Templates
PDF: Download Back to School Savings
Book: What Everyone Should Know About Money BEFORE They Enter The Real World
Related Monday Money Tip Podcast Episodes:Episode 147: How to Teach Your Kids About Debt
Episode 149: How to Teach Your Kids About Investing
Episode 151: How to Teach Your Kids About Giving
Episode 156: A Balanced Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to build on what we discussed during our last episode. In episode 159, we discussed what money wounds are and how to identify them. In this episode, weâre sharing how we can work to heal our money wounds.
- In our Current Events segment, weâre talking about foolish money decisions.
- Our success story comes from Frances, who was able to weather a nine-month period where her husband was unemployed.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Article - Foolish Financial Decisions
Book: I Was Broke. Now Iâm Not.
Book: What Everyone Should Know About Money BEFORE They Enter The Real World
Related Monday Money Tip Podcast Episodes:Episode 120: Saving for KUEs
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 139: Make Money While You SleepEpisode 143: 5 Steps to Avoid Budget-Busting ExpensesEpisode 155: The Power of the IHHE Moment
Episode 159: Identifying Money Wounds
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing what money wounds are and how you can identify them.
- In our Current Events segment, weâre discussing why itâs important to be prepared for what can come your way.
- Our success story comes from Valerie, who has paid off over $32,000 in just a few years and has an entirely new outlook on her finances.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Ready.gov
Book: OXEN: The Key to an Abundant Harvest
Book: I Was Broke. Now Iâm Not.
Related Monday Money Tip Podcast Episodes:Episode 120: Saving for KUEs
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 139: Make Money While You Sleep
Episode 143: 5 Steps to Avoid Budget-Busting ExpensesEpisode 155: The Power of the IHHE Moment
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Joe sits down with Davey Blackburn from Nothing is Wasted Ministries for an incredibly insightful conversation.
- Joe and Davey talk about what it looks like to steward what we have wisely and live generously.
- Joe shares some advice we can all follow on stewarding our finances well.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Nothing Is Wasted Ministries
NIN Podcast
Related Monday Money Tip Podcast Episodes:Episode 120: Saving for KUEs
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 143: 5 Steps to Avoid Budget-Busting ExpensesEpisode 155: The Power of the IHHE Moment
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips on funding your big dreams, including ways to make these big dreams a reality.
- In our Current Events segment, weâll discuss why Joe decided to hop on the cryptocurrency train.
- Our success story comes from Julie, who has been able to dream for the first time without worrying about the guilt over the money or lack thereof.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Tool: Budget Templates
Tool: Known, Upcoming Expense Calculator
Related Monday Money Tip Podcast Episodes:Episode 120: Saving for KUEs
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 138: What is a Mutual Fund?
Episode 139: Make Money While You Sleep
Episode 143: 5 Steps to Avoid Budget-Busting ExpensesEpisode 155: The Power of the IHHE Moment
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâll break down how to create a balanced budget and what percentage of your income should go to each category in your budget. For example, what is a ânormalâ amount for people to spend on groceries, housing, etc.?
- In our Current Events segment, weâll discuss updated interest rates for savings accounts, CDs, and mortgages.
- Our success story comes from Todd, who has been able to make considerable changes in his finances in just three months, including paying off a car loan and saving a monthâs salary.
Average Percentages for a Balanced Budget:
- Giving 10-15%
- Saving 10-15%
- Housing 15-35% (including utilities)
- Including escrowed taxes, insurance, PMI
- House Payment < 25%
- Transportation 10-20%
- Including gasoline, taxes, insurance, and repairs
- Food 10-20%
- Clothing 5-10%
- Other Debts < 10%
- Not including house and car payments
- Entertainment 5-10%
- All other 5-10%
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Tool: Known, Upcoming Expense Calculator
Related Monday Money Tip Podcast Episodes:Episode 09: Tithing - Gross vs. Net Income
Episode 120: Saving for KUEs
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 143: 5 Steps to Avoid Budget-Busting ExpensesEpisode 155: The Power of the IHHE Moment
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre talking about one of the biggest that has helped us achieve great things with our financial journeys. Itâs called the IHHE Moment.
- In our Current Events segment, weâre discussing the outrageous home prices and what it means for you.
- Our success story comes from Kathy, who has stuck to her budget and will be debt-free in just 20 months!!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Yahoo News - Home Prices to Fall and Cause Some Pain
Recommended Books
BOOK: 20/20 MONEY: Gaining Clarity for Your Financial Future
Related Monday Money Tip Podcast Episodes:Episode 112: Defining Financial Boundaries with ChildrenEpisode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 143: 5 Steps to Avoid Budget-Busting Expenses
Episode 151: How to Teach Your Kids About Giving
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre helping you understand more about what you should be looking for with your home and auto insurance. Our goal is to provide helpful and practical information that can save you money.
- In our Current Events segment, weâre giving a national debt update...yikes!
- Our success story comes from Stephanie, who has a newfound hope when it comes to her finances. She has been able to change her spending habits and cut extra expenses out of her budget.
Tips for Getting the Best Deal:
- Tip #1: Bundle insurance policies
- Tip #2: Get quotes from at least three companies
- Tip #3: Shop for better deals every two years
- Tip #4: Obtain quotes with different deductibles
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
US Debt Clock
Tool: Budgets
Next Steps: Insurance
AM Best
Related Monday Money Tip Podcast Episodes:Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 143: 5 Steps to Avoid Budget-Busting ExpensesEpisode 146: Should You Have Life Insurance
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing a powerful principle called âThe 1% Principle.â If you apply this principle to your money journey (and your life), significant changes can occur.
- In our Current Events segment, Joe reflects as he and his wife, Jenn, celebrate their 24th Wedding Anniversary. Joe shares five money lessons that he and Jenn have learned over the years.
- Our success story comes from all the members of our Fully Funded Life Community and the incredible progress that has been accomplished.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Tool: Budgets
Recommended Books
I Was Broke. Now Iâm Not.
CNBC
CNN Money
Bloomberg Wall Street Journal
Related Monday Money Tip Podcast Episodes:Episode 88: âNoâ Allows You to Say, â YesâEpisode 134: 4 Steps to Budgeting
Episode 135: The Heart and Money Connection
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 143: 5 Steps to Avoid Budget-Busting Expenses
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips to help you stick to your budget during the summer months.
- In our Current Events segment, weâre discussing the key takeaways from the gas shortage in the Southeast.
- Our success story comes from Jennifer, who has realized the value of a dollar and is saving for known upcoming expenses, and is now able to pay cash for things that previously went on the credit card.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Tool: Mini Budget
Tool: Known Upcoming Expense Calculator
Related Monday Money Tip Podcast Episodes:Episode 134: 4 Steps to Budgeting
Episode 135: The Heart and Money Connection
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 143: 5 Steps to Avoid Budget-Busting Expenses
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing how to teach your kids about giving. When it comes to giving, how can you effectively communicate this topic to your children? What age should you start having conversations and are there any tips and tricks?
- In our Current Events segment, weâre talking about supply and demand and how this can have a significant impact on your everyday life.
- Our success story comes from John, who has officially become debt-free despite the challenges of a global pandemic.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 09: Tithing - Gross vs. Net Income
Episode 144: How to Teach Your Kids About Budgeting
Episode 147: How to Teach Your Kids About Debt
Episode 148: Helping vs. Enabling
Episode 150: How to Have the Estate Planning Conversation
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:- In this episode, weâre discussing how to have the estate planning conversation. Why is it important to have this conversation, and how can you have this tough conversation with those closest to you?
- In our Current Events segment, weâre talking about the ever-growing housing bubble.
- Our success story comes from Faith, who has made significant progress with her finances, including paying off a $10k loan in just five months!
Here are some lines to help you make the pivot:- Here are some lines to help you make the pivot:
- âYou know, it got me thinking. Do YOU have a written will?â
- âI did a little research and found out that you can get a basic will done for just a few hundred dollars.â
- âHave you thought about who will manage your money if you are unable to?â
- âWho would you like to make healthcare decisions for you if you are unable to do so yourself?â
- âWhat are your healthcare wishes?â (DNR|Life Support|Organ Donation)
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Legal Zoom
Retailmenot.com
Related Monday Money Tip Podcast Episodes:
Episode 144: How to Teach Your Kids About Budgeting
Episode 146: Should You Have Life Insurance
Episode 147: How to Teach Your Kids About Debt
Episode 148: Helping vs. Enabling
Email info@iwbnin.com to ask questions or share success stories.
About the Episode: - In this episode, weâre discussing how to teach your kids about investing and at what age you should start this conversation.
- In our Current Events segment, weâre talking about the National Debt, inflation and how they affect your life.
- Our success story comes from Cean, who is a member of Fully Funded Life and was recently able to pay off all their non-house, non-business debt and move to Rung #5 of the I Was Broke. Now Iâm Not. Ladder.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Charles Schwab - Custodial Account
Related Monday Money Tip Podcast Episodes:
Episode 66: Pay off Your House - Early!
Episode 106: Buying & Selling Online
Episode 118: We Paid Off Our House in 9 Years - Success Story
Episode 119: When is the Right Time to Purchase a House?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:- In this episode, weâre providing insight into what you should do to address a grown child who continues to ask for financial help. Weâll discuss the difference between âhelpingâ vs âenabling.â
- In our Current Events segment, weâre discussing the possibility of a student loan debt cancelation.
- Our success story comes from Jake, who was able to pay off $30K in debt!
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Pew Research Survey
PDF - Questions to Determine Reality
Book: What Everyone Should Know About Money Before They Enter the Real World
Related Monday Money Tip Podcast Episodes:
Episode 85: Dealing With Financial Anxiety
Episode 109: Making Your Student Loans Disappear
Episode 112: Defining Financial Boundaries with ChildrenEpisode 144: How to Teach Your Kids About Budgeting
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
-
In this episode, weâre discussing how to teach your kids about debt. How should you explain debt to them, what age you should start, and some practical tips for communicating this topic.
-
In our Current Events segment, weâre talking about important facts and stats relating to Social Security.
-
Our success story comes from Carolyn, who has paid off 11 credit cards and recently started paying double car payments!
Helpful Tips:- Be Open with your own financial journey
- Connect the dots when they borrow money from you or a sibling - Learn Scripture
- Show differences in types of debt
- Encourage great caution when acquiring debt
- Show them the math
Resources:
FULLY FUNDED LIFE
SSA.gov
Tool: Pay-Off Spectaculars
Tool: Early Pay-Off Calculator
Book: What Everyone Should Know About Money Before They Enter the Real World
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 54: The Right Retirement Account
Episode 62: How Much Money Do I Need to Retire?
Episode 122: Gaining Control of the Finances
Episode 128: Debt-Free While Working a Job We Love
Episode 144: How to Teach Your Kids About Budgeting
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre talking all about life insurance, what type you should have, and how much you should get.
- In our Current Events segment, weâre spring cleaning your finances.
- Our success story comes from Linda, who is completely DEBT-FREE!
Resources:
FULLY FUNDED LIFE
SSA.gov
Next Step: Life Insurance
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 14: Whole vs. Term Life Insurance
Episode 15: What Type of Insurance Should I Have?
Episode 53: Choosing the Right Insurance
Episode 54: The Right Retirement Account
Episode 128: Debt-Free While Working a Job We Love
Episode 136: How to Maximize Your 2021 Tax Refund
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing ten money versus that will change the way you view money. These verses changed Joeâs financial future, and we believe they can change yours too.
- In our Current Events segment, weâre sharing some thoughts about taxes because itâs Tax Week. Are you ready?
- Our success story comes from Vanessa, who has a new outlook on her finances and, in turn, has been able to make progress on her climb up the I Was Broke. Now Iâm Not. Ladder.
Resources:
FULLY FUNDED LIFE
See Our Team Live
Online Banks
IWBNIN Ladder
Tool: Budgets
Joeâs Current Investments 2021
Related Monday Money Tip Podcast Episodes:Episode 120: Saving for KUEsEpisode 134: 4 Steps to Budgeting
Episode 135: The Heart and Money Connection
Episode 136: How to Maximize Your 2021 Tax Refund
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Money Verses
- Proverbs 21:5
- Ecclesiastes 7:12
- Ecclesiastes 11:2
- Proverbs 13:22
- Proverbs 4:7
- 2 Corinthians 9:6-15
- 1 Timothy 6:6-10
- 1 Timothy 6:17-19
- Malachi 3:10-12
- Psalm 37:4
- Romans 12:1-2
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips on how to teach your kids about budgeting, plus what age should you start.
- In our Current Events segment, weâre discussing the three stimulus checks that have been distributed.
- Our success story comes from Amy, who made her final payment on her student loans!
Resources:
FULLY FUNDED LIFE
Tool: Mini-Budget
IWBNIN Ladder
Financial Learning Experience
Joeâs Current Investments 2021
Related Monday Money Tip Podcast Episodes:Episode 98: Fire Your Wanter
Episode 120: Saving for KUEsEpisode 134: 4 Steps to Budgeting
Episode 136: How to Maximize Your 2021 Tax Refund
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
BIG Concepts to Teach
- Plan spending before you actually spend the money
- GIVE | SAVE | INVEST | PLAN THE REST
- Wait overnight before making a big purchase
- Take care of needs before wants
- Mom and Dad arenât taking care of you the rest of your life - donât count on us!
- Invested money will produce money you didnât work for!
- Saved money allows you to take advantage of opportunities and overcome obstacles
- Donât borrow money for things that donât go up in value or produce income if you canât immediately pay it back
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to talk about five steps you can take to prevent âsurprising expensesâ from blindsiding you and derailing you on your way to a Fully Funded Life.
- In our Current Events segment, weâre discussing different investing apps.
- Our success story comes from Elizabeth, a member of our Fully Funded Life Community, and was able to cover a major repair without having to dip into the credit cards!
Resources:
FULLY FUNDED LIFE
Tool: Known, Upcoming Expense Calculator
Joeâs Current Investments 2021
Investing App - Beanstox
Investing App - Robinhood
Investing App - Acorns
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 120: Saving for KUEsEpisode 134: 4 Steps to Budgeting
Episode 136: How to Maximize Your 2021 Tax Refund
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:In this episode, Joe stills down with Gary and Karen for our featured success story.
If youâre struggling to get your spouse on the same page regarding your finances, this episode will provide practical steps to help.
Discover how Gary and Karen paid off their debt after getting on the same page financially and how it changed everything.
Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Budget Tools
Related Monday Money Tip Podcast Episodes:Episode 66: Pay off Your House - Early!
Episode 118: We Paid Off Our House in 9 Years - Success Story
Episode 122: Gaining Control of the Finances
Episode 134: 4 Steps to Budgeting
Episode 136: How to Maximize Your 2021 Tax Refund
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
In this episode, weâre sharing steps you can take if youâre trying to sell a car with negative equity.
In our Current Events segment, weâre giving an interest rate update that is very eye-opening.
Our success story comes from Jim, who has made significant progress with his finances, including getting rid of his credit card debt, raising his credit score, and lowering his mortgage. He is now able to pay the bills when they arrive instead of having to wait.
Resources:
FULLY FUNDED LIFE
Online Banks
IWBNIN Ladder
EBOOK: Selling a Car with Negative Equity
Related Monday Money Tip Podcast Episodes:Episode 66: Pay off Your House - Early!
Episode 109: Making Your Student Loans Disappear
Episode 113: How to (Re)Build Your Credit
Episode 118: We Paid Off Our House in 9 Years - Success Story
Episode 119: When is the Right Time to Purchase a House?
Episode 126: How Bad Credit Impacts Your Wallet
Episode 134: 4 Steps to Budgeting
Episode 136: How to Maximize Your 2021 Tax Refund
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre talking about a principle that can help you develop persistence and discipline when it comes to your finances.
- In our Current Money Events segment, weâre talking about different cryptocurrencies that have appeared recently like Bitcoin, Doge, and Ethereum. Should you invest in these cryptocurrencies or avoid them all together?
- Our success story comes from Jack and Jo Ann, who are on Rung 9 of the I Was Broke. Now Iâm Not. Ladder (WooHoo!!) and are now working to help others with their finances.
Resources:
FULLY FUNDED LIFE
Budgeting Tools
IWBNIN Ladder
BOOK: Oxen: The Key to an Abundant Harvest
BOOK: I Was Broke. Now Iâm Not.
BOOK: 20/20 MONEY: Gaining Clarity for Your Financial Future
BOOK: What Everyone Should Know About Money Before They Enter The Real World
Related Monday Money Tip Podcast Episodes:Episode 134: 4 Steps to Budgeting
Episode 136: How to Maximize Your Tax Refund
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre talking about how to get paid money whether or not you are working and weâll share five types of âOxenâ that can help you accomplish this.
- In our Current Money Events segment, weâre talking about the importance of having vision for your children.
- Our success story comes from Bonnie, who is on schedule to pay-off all her debt, including the house, in just 62 months!!
Resources:
FULLY FUNDED LIFE
Budgeting Tools
Debt Freedom Date Calculator
SSA.gov
IWBNIN Ladder
BOOK: Oxen: The Key to an Abundant Harvest
Related Monday Money Tip Podcast Episodes:Episode 110: Investing 101
Episode 114: Understanding Opportunity Cost
Episode 116: 2 Ways to Produce Income
Episode 134: 4 Steps to Budgeting
Episode 136: How to Maximize Your Tax Refund
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 138: What is a Mutual Fund?
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre breaking down what a mutual fund is, sharing the benefits, and giving you some examples of funds.
- In our Current Money Events segment, weâre talking about how to maximize your tax refund this year.
- Our success story comes from Jeff, who was able to make massive progress up the IWBNIN Ladder with the help of a chunk of cash from selling his house.
Resources:
FULLY FUNDED LIFE
TOOL - Mini Budget
IWBNIN Ladder
Capital Group - What We Offer
Capital Group - Funds
Dodge and Cox
BOOK: Oxen: The Key to an Abundant Harvest
Related Monday Money Tip Podcast Episodes:Episode 110: Investing 101
Episode 114: Understanding Opportunity Cost
Episode 115: Is Your Coffee Worth $1M?
Episode 116: 2 Ways to Produce Income
Episode 136: How to Maximize Your Tax Refund
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing five tips to help you absolutely, positively, actually follow your budget.
- In our Current Money Events segment, weâre talking about the stock market and sharing what Joe is doing right now.
- Our success story comes from Stephanie, who has taken action to cut the fat out of her budget and focus on necessary vs. unnecessary spending.
Resources:
Fully Funded Life
TOOL - Budgeting Tools
TOOL - Known Upcoming Expense Calculator
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 120: Saving for KUEs
Episode 122: Gaining Control of the Finances
Episode 124: The Power of Automation
Episode 134: 4 Steps to Budgeting
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâll give you tips to ensure you use your tax refund the best way.
- In our Current Money Events segment, weâre discussing if you should pull your money out of the stock market now.
- Our success story comes from Jim, who has seen the benefits of budgeting in his finances.
Resources:
Fully Funded Life
9 Rungs to YOUR Fully Funded Life - REPLAY
BANKING - Online Savings Account
TOOL - Budgeting Tools
TOOL - Mini Budget
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 121: How the Debt Snowball Works
Episode 128: Debt-Free While Working a Job We Love
Episode 133: How to Track Your Financial Accounts
Episode 134: 4 Steps to Budgeting
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre talking about why we humans have so many feelings about money, including joy, sadness, anger, frustration, humiliation, fear, jubilation, hope despair, exhaustion.
- In our Current Money Events segment, weâre giving an update on the United States National Debt and how you can help make a difference.
- Our success story comes from Billy and Renee, who just paid off $64,000 of debt in 30 months!!
Resources:
9 Rungs to YOUR Fully Funded Life - REPLAY
FULLY FUNDED LIFE
Book: 20/20 MONEY: Gaining Clarity for Your Financial Future
IWBNIN Ladder
ARTICLE: The Psychology of Money
Related Monday Money Tip Podcast Episodes:Episode 125: âI Canâtâ vs. âHowâ
Episode 128: Debt-Free While Working a Job We Love
Episode 132: How to Find a Good Money Coach
Episode 133: How to Track Your Financial Accounts
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing four easy steps to creating your budget.
- In our Current Money Events segment, weâll talk about the disappearance of COVID-19 and its impact on the economy.
- Our success story comes from Carolyn, who paid off 11 credit cards and is now paying double on the car to continue her way towards debt-freedom!
Resources:
9 Rungs to YOUR Fully Funded Life - Live Online Event
Budgeting Tools
Debt Tools
Saving and Investing Tools
TOOL: Known, Upcoming Expense Calculator
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 107: Budgeting With Unpredictable Income
Episode 122: Gaining Control of the Finances
Episode 128: Debt-Free While Working a Job We Love
Episode 130: Preparing for a New Year
Episode 131: 3 Things You Can Do This Week to Win in 2021
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing how you can track all your financial accounts safely in one place.
- In our Current Money Events segment, weâre talking about 2021 financial goals.
- Our success story comes from Todd, who recently paid off their car loan and has a monthâs expenses saved.
Resources:
BOOK: 20/20 MONEY: Gaining Clarity for Your Financial Future
Mint.com
PersonalCapital.com
TOOL: Account Balance Tracking Calculator
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 120: Saving for KUEs
Episode 121: How the Debt Snowball Works
Episode 122: Gaining Control of the Finances
Episode 128: Debt-Free While Working a Job We Love
Episode 130: Preparing for a New Year
Episode 131: 3 Things You Can Do This Week to Win in 2021
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing what makes a good money coach and how do you find such a coach.
- In our Current Money Events segment, weâre talking about going back to ânormalâ (whatever that is). What habits did you form during the pandemic that need to become permanent and what bad habits need to be squashed?
- Our success story comes from Diana, who is receiving unbelievable blessings after starting to tithe for 3 months.
Resources:
Next Steps
Fully Funded Life
IWBNIN Ladder
Checklist for Being a Coaching/Mentor
Related Monday Money Tip Podcast Episodes:Episode 80: The Power CoachingEpisode 120: Saving for KUEs
Episode 121: How the Debt Snowball Works
Episode 122: Gaining Control of the Finances
Episode 125: âI Canâtâ vs. âHowâ
Episode 128: Debt-Free While Working a Job We Love
Episode 130: Preparing for a New Year
Episode 131: 3 Things You Can Do This Week to Win in 2021
What Make a Good Money Coach
- Knowledgeable
- Experienced
- Connected
- Available
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre giving you three things you can do this week to win with your money in 2021 and get off to a fast start.
- In our Current Money Events segment, weâre talking about how the market started and ended in 2020 and how it affects you.
- Our success story comes from Leon in South Africa, who has made significant progress with his finances through rental properties.
Resources:
Budget Tools
Debt Tools
Saving and Investing Tools
IWBNIN Ladder
BOOK: OXEN: The Key to an Abundant HarvestTOOL: Monthly Investment Calculator
TOOL: Known Upcoming Non-Monthly Expense Calculator
TOOL: Annual Budget
BOOK: 20/20 MONEY: Gaining Clarity for Your Financial Future
Checklist for Being a Coaching/Mentor
Related Monday Money Tip Podcast Episodes:Episode 80: The Power CoachingEpisode 120: Saving for KUEs
Episode 121: How the Debt Snowball Works
Episode 122: Gaining Control of the Finances
Episode 125: âI Canâtâ vs. âHowâ
Episode 128: Debt-Free While Working a Job We Love
Episode 130: Preparing for a New Year
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips on preparing financially for 2021.
- In our Current Money Events segment, weâre sharing three things you can do this week to move forward on your financial journey.
- Our success story comes from Loraine, who handled reduced hours at work during the pandemic because sheâs debt-free.
Resources:
Debt Tools
Annual Credit Report
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 120: Saving for KUEs
Episode 121: How the Debt Snowball Works
Episode 122: Gaining Control of the Finances
Episode 125: âI Canâtâ vs. âHowâ
Episode 128: Debt-Free While Working a Job We Love
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing how much money you need to save for your childâs college education and what investment vehicle is best to fund their education.
- In our Current Money Events segment, weâre sharing how to end the year well.
- Our success story comes from Mike and Chonda, who recently participated in our 40-Day Budget Challenge. They see the difference that a budget and cash envelopes can make.
Resources:
0% Interest Balance Transfer Credit Cards
List of 529 Plans
IWBNIN Ladder
TOOL - College Calculator
TOOL - Monthly Investment Calculator
Related Monday Money Tip Podcast Episodes:Episode 10: How Can My Kids Avoid Student Loans
Episode 11: Should I Pay For My Child's College?
Episode 44: How To Pay For College
Episode 57: Saving For College
Episode 116: 2 Ways to Produce Income
Episode 121: How the Debt Snowball Works
Episode 123: How to Choose the Right College
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Joe interviews Pastor Jeff Brodie and his wife, Leslie. Jeff is a pastor at a church in Barrie, Ontario.
- Discover how Jeff and Leslie paid off their debt and became completely debt-free (including the house) by the age of 45!
- Learn how you can become debt-free while working a job you love.
Resources:
Debt Tools
Early Payoff Calculator
Mortgage Payment Calculator
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 18: How to Pay Off Debt Quickly
Episode 28: 8 Ways to Speed Up Debt Elimination
Episode 36: Bite-Sized Debt
Episode 61: The I Was Broke. Now Iâm Not. Ladder - Explained
Episode 66: Pay off Your House - Early!
Episode 97: Non-Traditional Investments (Sean and Lauraâs Success Story)Episode 118: We Paid Off Our House in 9 Years - Success Story
Episode 122: Gaining Control of the Finances - Success Story
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing the pros and cons of identity protection. Should you invest in it? If so, what should you invest in?
- In our Current Money Events segment, weâre sharing how you can have a debt-free Christmas.
- Our success story comes from Dustin and Sada, who have reduced their stress because they know exactly where every dollar is going.
Resources:
12 Days of Christmas
TOOL - Christmas Mini-Budget
ARTICLE - Fraud and ID Theft Maps
Identitytheft.gov
AnnualCreditReport.com
Experian - Credit Freeze
Equifax - Credit Freeze
Transunion - Credit Freeze
ARTICLE - LifeLock Worth the Cost
ARTICLE - Learn Credit Finances - Credit Freeze
ARTICLE - Identity Theft Sample Letters
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 113: How to (Re)Build Your Credit
Episode 126: How Bad Credit Impacts Your Wallet
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to dive into how bad credit can impact different areas of your life, including insurance premium prices, getting a new job, renting an apartment, or even what military clearance you can receive.
- In our Current Money Events segment, weâre updating you on interest rates and discussing if you should refinance your house.
- Our success story comes from Matt, who has been able to pay-off over $62,000 in credit card debt, car debt, and student loan debt.
Resources:
BOOK: 20/20 MONEY: Gaining Clarity for Your Financial Future
0% Balance Transfer Credit Cards
ARTICLE - Rocket Companies Announces Third Quarter Results
ARTICLE - Housing Starts September 2020
TOOL - Early Pay-Off Calculator
TOOL - Mortgage Calculator
AnnualCreditReport.com
ARTICLE - Difference Between Credit Based Insurance Scores and Credit Scores
ARTICLE - Difference Between FICO and VantageScore
ARTICLE - How Much Does Credit Score Affect Auto Insurance Rates
ARTICLE - Why Do Car Insurance Companies Base Their Rates on Credit Scores
ARTICLE - Why Bad Credit Is Bad for Financial Careers
ARTICLE - The Side Effects of Bad Credit
ARTICLE - Military Security Clearance
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 18: How to Pay Off Debt Quickly
Episode 19: Is All Debt Bad?
Episode 28: 8 Ways to Speed Up Debt Elimination
Episode 84: Is All Debt Equal?
Episode 109: Making Your Student Loans Disappear
Episode 113: How to (Re)Build Your Credit
Episode 121: How the Debt Snowball Works
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to have a conversation about changing your mindset and eliminating the âI canâtâ and âwe canâtâ from your vocabulary.
- In our Current Money Events segment, weâre sharing things weâre thankful for as we enter Thanksgiving week.
- Our success story comes from Shawn and Jenn, who had major medical expenses set them back on their debt freedom journey but were blessed with two beautiful daughters along the way and were able to start 2020 off debt-free!!
Resources:
BOOK: 20/20 MONEY: Gaining Clarity for Your Financial Future
IWBNIN Ladder
Debt Tools
Related Monday Money Tip Podcast Episodes:
Episode 88: âNoâ Allows You to Say, â Yesâ
Episode 117: Celebrate Along the Way
âYour words control your life, your progress, your results, even your mental and physical health. You cannot talk like a failure and expect to be successful.â - Germany Kent
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing the benefits and power of automation.
- In our Current Money Events segment, weâre sharing ten things you could do to help your finances in the last 46 days of the year.
- Our success story comes from Ann, who shares how she had a conversation about money with her son that changed how he managed his finances.
Resources:
BOOK: 20/20 MONEY: Gaining Clarity for Your Financial Future
IWBNIN Ladder
Financial Tools
0% Balance Transfer Credit Cards
TOOL: Annual Budget
BLOG: 529 Plans
Online Banks
Investment Value Calculator
Related Monday Money Tip Podcast Episodes:Episode 70: The Power of Planning
Episode 114: Understanding Opportunity Cost
Episode 118: We Paid Off Our House in 9 Years - Success Story
10 Things You Could Do Now
- Refinance your home to take advantage of historically low rates
- Roll a high-interest credit card balance to a 0% Balance Transfer Credit Card
- Prepare a budget for December and follow it!
- Prepare a Christmas budget to ensure you donât incur any debt.
- Call your cable/internet company and ask for a discount.
- Sell some stuff and pay off a debt.
- Prepare a monthly budget for all of 2021 - just to get a vision of âwhat could beâ if you follow through on your financial decisions.
- Adjust contributions to your retirement account (401k, 403b, 457, TSP, IRA, Roth IRA, etc.)
- Plan a quick trip with your family
- Adjust contributions to your kidâs (grandkidâs) 529 college savings plans
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to provide some pointers on selecting the right college for your child or grandchild. Choosing the right next step is a financial decision, and we want to help.
- In our Current Money Events segment, weâre talking about the dash to the end of the year.
- Our success story comes from a listener who just paid off $263,000 of debt!
Resources:
BOOK: 20/20 MONEY: Gaining Clarity for Your Financial Future
College Selection Spreadsheet
IWBNIN Ladder
BOOK: What Everyone Should Know Before They Enter the Real World
Debt Freedom Date Calculator
Stats Provider - College Tuition
NEW College Calculator
529 Plans
Related Monday Money Tip Podcast Episodes:
Episode 11: Should I Pay For My Child's College?
Episode 44: How To Pay For College
Episode 57: Saving For College
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Joe and Megan interview Jeff and Sabrina, who have an incredible story of redemption, grace and triumph!
- Discover practical ways you can start winning with your money.
- Hear a success story from a couple who has made the transition from a life of financial uncertainty to living their fully funded life.
- This episode has something for everyone! If youâre married or in ministry or have a side-business or have kids, this episode will provide practical steps you can take to start winning with your finances.
Resources:
BOOK: 20/20 MONEY: Gaining Clarity for Your Financial Future
EBOOK: Selling a Car with Negative Equity
EBOOK: Successfully Managing Money with a Non-Participating Spouse
IWBNIN Ladder
Budget Tools
Related Monday Money Tip Podcast Episodes:
Episode 16: How to Get My Spouse On Board
Episode 17: How to Handle Marriage & Money
Episode 33: How to Never Have a Car Payment
Episode 88: âNoâ Allows You to Say, â Yesâ
Episode 89: Should I Have a Credit Card?
Episode 99: Fair Money Fights
Episode 101: Choosing a Stock Investment
Episode 102: How to Prevent Your Employer From Controlling Your Life
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre explaining how the debt snowball works for paying off debt. Should you focus on the highest interest rate or smallest debt? Weâre breaking down how it all works.
- In our Current Money Events segment, weâre talking about finding and funding your dreams.
- Our success story comes from Todd, who shared that after 3 months of attending our Financial Learning Experience, heâs paid off his car loan and has one month's expenses saved up!
Resources:
OXEN: The Key to an Abundant Harvest Online Study
Next Steps Section
BOOK: 20/20 MONEY: Gaining Clarity for Your Financial Future
IWBNIN Ladder
Annual Credit Report
TOOL: Debt Freedom Date Calculator
Related Monday Money Tip Podcast Episodes:
Episode 19: Is All Debt Bad?
Episode 28: 8 Ways to Speed Up Debt Elimination
Episode 61: The I Was Broke. Now Iâm Not. Ladder - Explained
Episode 84: Is All Debt Equal?
Episode 109: Making Your Student Loans Disappear
Episode 117: Celebrate Along the Way
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre talking about how you can save for these known, upcoming, but non-monthly expenses or KUEs (as we call them).
- In our Current Money Events segment, weâre sharing how the Presidential Election will impact your finances.
- Our success story comes from Julie, who has a renewed perspective on budgeting and is working towards her fully funded life.
Resources:
OXEN: The Key to an Abundant Harvest Online Study
TOOL: Budgeting Templates
TOOL: Known, Upcoming, Non-Monthly Expense Calculator
Online Banking
Account Balance Tracking Spreadsheet
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 03: Making Savings a Priority
Episode 04: The Non-Financial Benefits of Saving Money
Episode 83: Money Saving Tips
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre talking about when is the right time to buy a house and what rung of the I Was Broke. Now Iâm Not. Ladder you need to be on first.
- In our Current Money Events segment, weâre giving an update on interest rates and how it affects you.
- Our success story comes from Aaron, who is experiencing the benefits of paying off debt using the Debt Snowball Technique.
Resources:
OXEN: The Key to an Abundant Harvest Online Study
Next Steps: Banking
TOOL: Early Pay-Off Calculator
Debt Tools
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 01: Creating a Budget That Actually Works
Episode 04: The Non-Financial Benefits of Saving Money
Episode 18: How to Pay Off Debt Quickly
Episode 59: Budgeting Tips
Episode 66: Pay off Your House - Early!
Episode 109: Making Your Student Loans Disappear
Episode 116: 2 Ways to Produce Income
Episode 118: We Paid Off Our House in 9 Years - Success Story
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, Joe interviews Sean, who recently paid off his house! Sean and Laura are completely debt-free!
- Discover how Sean paid off his house in only nine years and at the age of 33!
- Learn how you can become completely debt-free, including your house.
Resources:
Debt Tools
Early Payoff Calculator
Mortgage Payment Calculator
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 18: How to Pay Off Debt Quickly
Episode 28: 8 Ways to Speed Up Debt Elimination
Episode 36: Bite-Sized Debt
Episode 61: The I Was Broke. Now Iâm Not. Ladder - Explained
Episode 66: Pay off Your House - Early!
Episode 97: Non-Traditional Investments (Sean and Lauraâs Success Story)
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre talking about how to avoid getting discouraged when trying to pay off your debt. Instead, we want to help you finish the goal and celebrate your debt freedom!
- In our Current Money Events segment, weâre discussing the latest US Government Debt and how you can apply it to your journey of financial freedom.
- Our success story comes from Dave, who gives us an update on his financial journey and what heâs been able to do with the help of a budget.
Resources:
NEW Live Online Events
20-Day Saving Challenge
Debt Tools
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 01: Creating a Budget That Actually Works
Episode 04: The Non-Financial Benefits of Saving Money
Episode 18: How to Pay Off Debt Quickly
Episode 59: Budgeting Tips
Episode 72: Grateful Money
Episode 98: Fire Your Wanter
Episode 107: Budgeting With Unpredictable Income
Episode 113: How to (Re)Build Your Credit
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre focusing on ways to get paid whether or not you work.
- In our Current Money Events segment, weâre discussing how the travel industry across the world has been affected by Coronavirus.
- Our success story comes from Dave, who has been budgeting for over 120 days and has seen significant results from living within that budget.
Resources:
NEW Live Online Events
20-Day Saving Challenge
Next Steps
ARTICLE: OECD - Tourism Response to Covid-19
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 20: 5 Basics of Investing
Episode 22: Investment Fees
Episode 23: Roth vs. Traditional IRA
Episode 54: The Right Retirement Account
Episode 101: Choosing a Stock Investment
Episode 110: Investing 101
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre talking about how you can get a million dollars, and the key could be that morning cup of joe!
- In our Current Money Events segment, weâre discussing what a new stimulus plan would mean and why we believe it hasnât been passed yet.
- Our success story comes from Jane, who had a major expense come up but wasnât worried about paying for it.
Resources:
NEW Live Online Events
20-Day Saving Challenge
Next Steps
BOOK: 20/20 MONEY: Gaining Clarity For Your Financial Future
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 64: How to Become a Millionaire
Episode 83: Money Saving Tips
Episode 88: âNoâ Allows You to Say, â Yesâ
Episode 103: Secret Financial Robbers
Episode 110: Investing 101
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre breaking down the economic principle called âopportunity cost.â This principle essentially means that when you spend money, you lose the opportunity to utilize that money on something else.
- In our Current Money Events segment, weâre discussing a global view of financial life during COVID-19.
- Our success story comes from Sasha, who has experienced the benefits of having and sticking with a budget.
Resources:
20-Day Saving Challenge
Saving & Investing Tools
ARTICLE: Mckinsey - Global View of Financial Life During COVID-19
NEW Live Online Events
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:
Episode 03: Making Savings a Priority
Episode 04: The Non-Financial Benefits of Saving Money
Episode 57: Saving For College
Episode 71: The Saving Challenge
Episode 83: Money Saving Tips
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing ways you can improve your credit score.
- In our Current Money Events segment, weâre talking about credit lending and how it affects you.
- Our success story comes from Daniel and DeeDee, who share some encouragement about their financial journey.
Resources:
IWBNIN Online Group Study
Budgeting Tools
ARTICLE: Forbes - Denied For 0% APR Offer on A Credit Card? Do This Instead
PDF: 10 Steps You Can Take Right Now
Annual Credit Report
Credit Sesame
Credit Karma
TOOL: Debt Freedom Date Calculator
VIDEO: Pay Off Debt With Debt Snowball
EBOOK: How I Build My Credit
IWBNIN Ladder
BOOK: What Everyone Should Know About Money Before They Enter The Real World
Related Monday Money Tip Podcast Episodes:Episode 07: How to Teach Your Kids About Money
Episode 08: How to Talk to Your Kids About Money
Episode 10: How Can My Kids Avoid Student Loans
Episode 11: Should I Pay For My Child's College?
Episode 29: All About Budgeting
Episode 44: How To Pay For College
Episode 59: Budgeting Tips
Episode 63: 0% Balance Transfer Credit Cards
Episode 83: Money Saving Tips
Episode 109: Making Your Student Loans Disappear
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing how to define financial boundaries with your adult children who should be supporting themselves.
- In our Current Money Events segment, weâre discussing the importance of having your financial affairs in order.
- Our success story comes from David, who has paid off over $45,000 of debt and has newfound freedom!
Resources:
IWBNIN Online Group Study
Next Steps - Banking
LegalZoom.com
Boundaries - Dr. Henry Cloud
IWBNIN Ladder
ARTICLE: How to Stop Financially Supporting Your Adult Kids - And Feel Ok About It
ARTICLE: The Financial Journey of Modern Parenting
ARTICLE: Cell Phone Bill - How to Save Money and Get a Cheaper Plan
ARTICLE: When Your Kid is a Financial Wreck
BOOK: I Was Broke. Now Iâm Not.
BOOK: What Everyone Should Know About Money Before They Enter The Real World
BOOK: Total Money Makeover [Dave Ramsey]
BOOK: Rich Dad. Poor Dad [Robert Kiyosaki]
Juniorâs Adventures
BOOK: Financial Peace [Dave Ramsey]
BOOK: The Wealthy Barber, David Chilton
BOOK: The Cash Flow Quadrant, Robert Kiyosaki
Related Monday Money Tip Podcast Episodes:
Episode 07: How to Teach Your Kids About Money
Episode 08: How to Talk to Your Kids About Money
Episode 10: How Can My Kids Avoid Student Loans
Episode 11: Should I Pay For My Child's College?
Episode 29: All About Budgeting
Episode 44: How To Pay For College
Episode 59: Budgeting Tips
Episode 83: Money Saving Tips
Episode 109: Making Your Student Loans Disappear
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing what it looks like to go back-to-school, plus how to score great deals on school supplies.
- In our Current Money Events segment, weâre talking about the value of having an emergency fund.
- Our success story comes from Matt and Alaina, who are over halfway to their debt-free goal!
Resources:
IWBNIN Online Group Study
Next Steps Section
IWBNIN Ladder
BOOK: What Everyone Should Know About Money Before They Enter The Real World
BLOG: Back to School?
TOOL: Mini-Budget
Tax-Free Weekends
Rakuten
Aldiâs Weekly Ads
Our Amazon Shopping List
More on Budgeting
Related Monday Money Tip Podcast Episodes:Episode 07: How to Teach Your Kids About Money
Episode 08: How to Talk to Your Kids About Money
Episode 10: How Can My Kids Avoid Student Loans
Episode 11: Should I Pay For My Child's College?
Episode 29: All About Budgeting
Episode 44: How To Pay For College
Episode 59: Budgeting Tips
Episode 83: Money Saving Tips
Episode 109: Making Your Student Loans Disappear
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips on how to get started investing.
- In our Current Money Events segment, Joe shares about the value of an expert and how that applies to your finances.
- Our success story comes from Pastor Jeff Maness, who shares how he and his wife were able to reach a major financial milestone.
Resources:
IWBNIN Online Group Study
Saving & Investing Tools
IWBNIN Ladder
BOOK: Oxen: The Key to an Abundant Harvest
EBOOK: 5 Basics of Investing
10 Steps You Can Take Right Now
Related Monday Money Tip Podcast Episodes:Episode 20: 5 Basics of Investing
Episode 21: Making a Good Investment
Episode 22: Investment Fees
Episode 80: The Power of Coaching
Episode 101: Choosing a Stock Investment
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing tips that can help you eliminate your student loans quicker.
- In our Current Money Events segment, Joe gives his opinion of some issues that need to be addressed in regards to COVID-19, because this virus is absolutely affecting your money.
- Our success story comes from Riley and Annika, who share how they are winning with their money and were able to pay off their student loan debt.
Resources:
IWBNIN Online Group Study
BOOK: 20/20 MONEY: Gaining Clarity for Your Financial Future
IWBNINâs Next Steps
TOOL: Early Pay-Off Calculator
0% Balance Transfer Credit Cards
PROGRAMS - IBR: Income-based Repayment + PAYE: Pay As You Earn
IWBNINâs Tools
TOOLS: Budget Templates
IWBNIN Ladder
10 Steps You Can Take Right Now
Related Monday Money Tip Podcast Episodes:Episode 59: Budgeting Tips
Episode 61: The I Was Broke. Now Iâm Not. Ladder - Explained
Episode 63: 0% Balance Transfer Credit Cards
Episode 81: How to Prevent Overspending
Episode 83: Money Saving Tips
Episode 88: âNoâ Allows You to Say, â Yesâ
Episode 106: Buying & Selling Online
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing our biggest personal finance influencers and why you can trust them.
- In our Current Money Events segment, weâre talking about investing and S&P 500 Index Funds.
- Our success story is all about the power of budgeting.
Resources:
40-Day Budget Challenge
IWBNINâs Tools
Saving and Investing Tools
BOOK: Oxen: The Key to an Abundant Harvest
Joeâs Investments
TOOLS: Budget Templates
Recommended Books
IWBNIN Ladder
Super Cheap Summer Ideas
10 Steps You Can Take Right Now
Related Monday Money Tip Podcast Episodes:
Episode 59: Budgeting Tips
Episode 61: The I Was Broke. Now Iâm Not. Ladder - Explained
Episode 83: Money Saving Tips
Episode 87: Joeâs Current Investments [2020]
Episode 95: Winning With Money During a Recession
Episode 101: Choosing a Stock Investment
Episode 107: Budgeting With Unpredictable Income
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre sharing four steps to help you budget if you have irregular income.
- In our Current Money Events segment, weâre giving an update on unemployment and how this affects our economy.
- Our success story comes from Kristi, who is working on Rung #4 of the I Was Broke. Now Iâm Not. Ladder and making significant progress.
Resources:
40-Day Budget Challenge
IWBNINâs Tools
Unemployment Weekly Report
IWBNIN Ladder
TOOLS: Budget Templates
TOOL: Known Upcoming Expense Calculator
Super Cheap Summer Ideas
10 Steps You Can Take Right Now
Related Monday Money Tip Podcast Episodes:
Episode 59: Budgeting Tips
Episode 61: The I Was Broke. Now Iâm Not. Ladder - Explained
Episode 83: Money Saving Tips
Episode 95: Winning With Money During a Recession
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre focusing on successfully buying and selling online using Facebook Marketplace and Craigslist.
- In our Current Money Events segment, weâre sharing an update on air travel.
- Our success story comes from Hope, who had a huge win with her familiesâ budget after only budgeting for three months!
Resources:
40-Day Budget Challenge
IWBNINâs Tools
TOOL: Debt Freedom Date Calculator
Super Cheap Summer Ideas
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 59: Budgeting Tips
Episode 74: Unique Financial Strategies
Episode 83: Money Saving Tips
Episode 104: Security Features of Money
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre focusing specifically on money tips for single parents.
- In our Current Money Events segment, weâre discussing cheap vacation ideas for this summer.
- Our success story comes from Kevin and Sharr, who have been able to make significant strides up the I Was Broke. Now Iâm Not. Ladder.
Resources:
40-Day Budget Challenge
IWBNINâs Tools
Super Cheap Summer Ideas
IWBNIN Ladder
IWBNIN Budget Tools
TOOL: Known, Upcoming Expense Calculator
EBOOK: Successfully Managing Money as a Single Parent
Related Monday Money Tip Podcast Episodes:Episode 03: Making Savings a Priority
Episode 04: The Non-Financial Benefits of Saving Money
Episode 07: How to Teach Your Kids About Money
Episode 08: How to Talk to Your Kids About Money
Episode 81: How to Prevent Overspending
Episode 83: Money Saving Tips
Episode 88: âNoâ Allows You to Say âYesâ
Episode 89: Should I Have a Credit Card
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we share security features of money so you can know if youâve been given a counterfeit bill.
- In our Current Money Events segment, we discuss lending restrictions and how the Coronavirus pandemic has played a role in a significant change.
- Our success story comes from Pastor Marty, who has been able to climb up the I Was Broke. Now Iâm Not. Ladder and fund dreams he never thought were possible.
Resources:
Ebook Bundle
COVID-19 Resources
IWBNINâs Tools
Next Steps Section
Article: Consumer Finance Credit Applications
IWBNIN Ladder
US Currency - Denominations
Related Monday Money Tip Podcast Episodes:Episode 03: Making Savings a Priority
Episode 04: The Non-Financial Benefits of Saving Money
Episode 29: All About Budgeting
Episode 59: Budgeting Tips
Episode 63: 0% Balance Transfer Credit Cards
Episode 83: Monday Saving Tips
Episode 86: Pay Cash for Next Christmas (or a Vacation!)
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, we address secret financial robbers that might be stealing money from you.
- In our Current Money Events segment, we give another Coronavirus reopening update.
- Our success story comes from Samantha, who has been able to change her spending habits and her mindset to take steps towards a fully funded life.
Resources:
Ebook Bundle
COVID-19 Resources
IWBNINâs Tools
0% Balance Transfer Credit Cards
TOOL: Debt Freedom Date Calculator
TOOL: Budgets
TOOL: Known, Upcoming, Non-monthly Expense Calculator
IWBNIN Ladder
Related Monday Money Tip Podcast Episodes:Episode 03: Making Savings a Priority
Episode 04: The Non-Financial Benefits of Saving Money
Episode 29: All About Budgeting
Episode 59: Budgeting Tips
Episode 81: How to Prevent Overspending
Episode 83: Monday Saving Tips
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre going to discuss steps you can take right now to best position yourself. It is possible to prevent your employer from controlling your life!
- In our Current Money Events segment, weâre talking about the travel industry starting to rebound from Covid-19.
- Our success story comes from Char, who took a 90-day challenge to double up paying bills, saving money, and stopping reckless spending.
Resources:
Ebook Bundle
COVID-19 Resources
IWBNINâs Tools
IWBNIN Ladder
BOOK: OXEN: The Key to an Abundant Harvest
Related Monday Money Tip Podcast Episodes:Episode 03: Making Savings a Priority
Episode 04: The Non-Financial Benefits of Saving Money
Episode 29: All About Budgeting
Episode 59: Budgeting Tips
Episode 81: How to Prevent Overspending
Episode 83: Monday Saving Tips
Episode 97: Non-Traditional Investments
Episode 98: Fire Your Wanter
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing how to purchase a stock. If youâre interested in how to choose a stock and what steps you need to take, this is the episode for you.
- In our Current Money Events segment, weâre talking about how to have control of your financial situation during these perilous times.
- Our success story comes from Garry and Karen, who are winning with their money in a big way during this season.
Resources: BOOK: I Was Broke. Now Iâm Not.COVID-19 ResourcesIWBNINâs ToolsOnline BanksSchwab TD Ameritrade E*Trade Fidelity Ally Invest Robinhood App Acorns App Joeâs Current Investments IWBNIN Ladder Related Monday Money Tip Podcast Episodes:Episode 16: How to Get My Spouse On Board Episode 17: How to Handle Marriage & Money Episode 20: 5 Basics of Investing Episode 21: Making a Good Investment Episode 22: Investment Fees Episode 87: Joeâs Current Investments [2020] Episode 97: Non-Traditional Investments Episode 99: Fair Money Fights
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre reviewing our top episodes and our top takeaways from these episodes.
- Weâre reflecting on the past two and a half years plus, sharing our hopes and dreams for the next 100 episodes.
- Our success story comes from Kenny, who was able to get one month of expenses in order and is now in a much better position through the Covid-19 Recession.
Resources: FEATURED RESOURCE: Ebook BundleCOVID-19 ResourcesIWBNINâs ToolsTOOLS: BudgetingIWBNIN Ladder Related Monday Money Tip Podcast Episodes:Episode 01: Creating a Budget That Actually Works Episode 04: The Non-Financial Benefits of Saving Money Episode 05: How to Live Generously While Still in Debt Episode 07: How to Teach Your Kids About Money Episode 09: Tithing - Gross vs. Net Income Episode 29: All About Budgeting Episode 59: Budgeting Tips Episode 68: Vision and Money Episode 75: 20/20 MONEY Release Special Episode 83: Money Saving Tips
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing how to have conversations about money that are productive instead of combative. Learn how to have fair money fights.
- In our Current Money Events segment, weâre talking about regrets regarding money decisions and how to move forward.
- Our success story comes from JoAnn, who has created a system for teaching her grandkids about money using Joeâs book, What Everyone Should Know About Money Before They Enter The Real World.
Resources: BOOK: I Was Broke. Now Iâm Not.COVID-19 ResourcesIWBNINâs ToolsBOOK: What Everyone Should Know About Money Before They Enter The Real WorldTOOLS: BudgetingIWBNIN Ladder Related Monday Money Tip Podcast Episodes:Episode 16: How to Get My Spouse On Board Episode 17: How to Handle Marriage & Money Episode 29: All About Budgeting Episode 59: Budgeting Tips Episode 68: Vision and Money Episode 75: 20/20 MONEY Release Special Episode 83: Money Saving Tips
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing how to break the cycle saving money and then immediately spending that money leaving you with no margin.
- In our Current Money Events segment, weâre updating you on the United States National Debt and how the Coronavirus Pandemic has affected it.
- Our success story comes from Philip, whoâs getting ready to start the last session of the I Was Broke. Now Iâm Not. Group Study via Zoom.
Resources: BOOK: I Was Broke. Now Iâm Not.COVID-19 ResourcesUS Debt ClockBOOK: 20/20 MONEY: Gaining Clarity For Your Financial FutureTOOL: Known Upcoming Non-Expense Calculator TOOLS: BudgetingIWBNIN Ladder0% Balance Transfer Credit Cards Annual Credit Report Related Monday Money Tip Podcast Episodes: Episode 03: Making Savings a Priority Episode 04: The Non-Financial Benefits of Saving Money Episode 61: The I Was Broke. Now Iâm Not. Ladder - Explained Episode 63: 0% Balance Transfer Credit Cards Episode 80: The Power of Coaching Episode 81: How to Prevent Overspending Episode 83: Money Saving Tips Episode 91: COVID-19 & 10 Financial Steps You Can Take NowEpisode 95: Winning With Money During a Recession
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre discussing alternative ways to invest. Learn how you can diversify your investments moving forward.
- In our Current Money Events segment, weâre updating you on interest rates (mortgages, savings, and CDs).
- Our success story comes from Sean and Laura, who were able to save $720 on their car insurance!
Resources: BOOK: I Was Broke. Now Iâm Not.COVID-19 Resources TOOLS: BudgetingIWBNIN Ladder0% Balance Transfer Credit CardsNEXT STEPS: Online Banks BOOK: Oxen: The Key to An Abundant HarvestBigger Pockets Joeâs Current Investments Kitco
Related Monday Money Tip Podcast Episodes:Episode 20: 5 Basics of Investing Episode 21: Making a Good Investment Episode 22: Investment Fees Episode 70: The Power of Planning [Current Events Segment - Zero Trading Fees] Episode 87: Joeâs Current Investments [2020] Episode 91: COVID-19 & 10 Financial Steps You Can Take NowEpisode 93: How to Maximize Your CARES Act CashEpisode 95: Winning With Money During a Recession
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- In this episode, weâre joined by guest Sarah Piercy (listen to episode 76), who explains why she did a spending fast (twice!), how it changed her and her family, and what lessons she learned through it.
- Weâll explain what a spending fast is and if now is the right time to embark on one.
- Hear practical steps and encouragement from Sarah if youâre looking to do a spending fast.
Resources: BOOK: I Was Broke. Now Iâm Not.United & UntiedCOVID-19 Resources TOOLS: BudgetingIWBNIN Ladder Related Monday Money Tip Podcast Episodes:Episode 01: Creating a Budget That Actually WorksEpisode 29: All About Budgeting Episode 76: Spending Fast Episode 83: Money Saving Tips Episode 91: COVID-19 & 10 Financial Steps You Can Take NowEpisode 92: Help! I Canât Pay My Bills Episode 93: How to Maximize Your CARES Act CashEpisode 95: Winning With Money During a Recession
Sarah Piercyâs BioSarah spent almost a decade in ministry as the Executive Assistant to the Lead Pastor of a growing church in Ontario, Canada, before welcoming her first son. She digs into her faith, her relationships, and herself to grow, and sheâs known for challenging herself with life-experiments to make personal progress. Sarah continues to work part-time as an Executive Assistant, and on any given day, youâll find her wearing many hats. Wife, mother, professional, personal chef, housekeeper, and - when she carves out that golden margin - she loves to write about her exploration of what makes life rich, meaningful, and worth living. She lives with her husband and two boys (with another sweet baby on the way) just north of Toronto.
Follow Sarah atWebsite: United & UntiedInstagram: @sarahvpiercyTwitter: @sarahvpiercy Facebook: /sarahvpiercy
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- Today, weâre talking about what you need to do with your money during this type of economy since it appears like itâs going to take a while to recover from the Coronavirus Recession.
- In our Current Money Events segment, weâre giving an Coronavirus update as it applies to your finances.
- Our success story comes from all our small business friends who have been able to receive the money from the Paycheck Protection Program.
Resources: Grad SpecialCOVID-19 Resources TOOLS: BudgetingFB Live: High School Students & Money FB Live: College Students & MoneyFB Live: Maximize CARES Act CashBOOK: Oxen: The Key to an Abundant Harvest IWBNIN Ladder Verse: âLet Pharaoh appoint commissioners over the land to take a fifth of the harvest of Egypt during the seven years of abundance.â - Genesis 41:34
Related Monday Money Tip Podcast Episodes:Episode 01: Creating a Budget That Actually WorksEpisode 02: Budgeting With Irregular IncomeEpisode 29: All About Budgeting Episode 83: Money Saving Tips Episode 91: COVID-19 & 10 Financial Steps You Can Take NowEpisode 92: Help! I Canât Pay My Bills Episode 93: How to Maximize Your CARES Act Cash
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- On this episode, weâre sharing foolish things people do with money and how you can avoid them!
- With the development of COVID-19, our team had to change the episodes we had initially planned to release. This episode was scheduled for the end of March, but the content was so helpful, we wanted to make sure we released it.
Resources: Grad SpecialCOVID-19 Resources TOOLS: BudgetingIWBNIN LadderFinancial Learning ExperienceEBOOK: Managing Money With a Non-Participating Spouse0% Balance Transfer Credit CardsEBOOK: Selling a Car with Negative Equity NEXT STEP: Online BanksTOOLS: Saving & Investing Quote: âNever argue with a fool. They will lower you to their level and then beat you with experience.â
Related Monday Money Tip Podcast Episodes:Episode 01: Creating a Budget That Actually WorksEpisode 02: Budgeting With Irregular IncomeEpisode 29: All About BudgetingEpisode 33: How to Never Have a Car PaymentEpisode 61: The I Was Broke. Now Iâm Not. Ladder - ExplainedEpisode 80: The Power of CoachingEpisode 89: Should I Have a Credit Card
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- Today, weâre talking about how to maximize your CARES Act (Coronavirus Aid, Relief, and Economic Security Act) cash payments that most Americans will be receiving very soon.
- In our Current Events Segment, weâll share how many banks are offering payment relief for a variety of loans including, mortgage, HELOCs, automobiles, etc.
- Weâre also sharing a gift you could give high school and college students to teach them about money before they enter the real world.
Resources: Grad SpecialCOVID-19 ResourcesARTICLE: Banks Offering Deferment on Mortgage Payments During Coronavirus CARES Act Resources for Small Businesses/Churches TOOL: BudgetingIWBNIN LadderTOOL: Known, Upcoming, Non-Monthly Expense Calculator Verse: âThe plans of the diligent lead to profit as surely as haste leads to poverty.â - Proverbs 21:5
Related Monday Money Tip Podcast Episodes:Episode 01: Creating a Budget That Actually WorksEpisode 02: Budgeting With Irregular IncomeEpisode 29: All About BudgetingEpisode 45: Graduation - Now What? Episode 61: The I Was Broke. Now Iâm Not. Ladder - ExplainedEpisode 83: Money Saving TipsEpisode 85: Dealing With Financial Anxiety Episode 91: 10 Financial Steps You Can Take Right NowEpisode 92: Help! I Canât Pay My Bills
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- Today, weâre talking about what to do when there just isnât enough money. What do you do? How do you decide who gets paid first?
- Weâre also sharing a gift you could give high school and college students to teach them about money before they enter the real world.
Resources: Grad SpecialIWBNIN FB Live: COVID-19 COVID-19 ResourcesTOOLS: BudgetingEBOOK: Help! I Canât Pay My BillsIWBNIN Ladder0% Balance Transfer Credit CardsVerse: âFor we do not have a high priest who is unable to empathize with our weaknesses, but we have one who has been tempted in every way, just as we areâyet he did not sin. 16 Let us then approach Godâs throne of grace with confidence, so that we may receive mercy and find grace to help us in our time of need.â - Hebrews 4:15-16
QUESTIONS TO ASK:
- What was the cause of this situation?
- Is this an INCOME or an OUTGO issue - or both?
- What are the required debt payments?
- Is there something that can be sold?
- What expenses can be stopped?
- How can INCOME be increased?
Related Monday Money Tip Podcast Episodes:Episode 01: Creating a Budget That Actually WorksEpisode 02: Budgeting With Irregular IncomeEpisode 29: All About BudgetingEpisode 45: Graduation - Now What? Episode 63: 0% Balance Transfer Credit CardsEpisode 83: Money Saving TipsEpisode 85: Dealing With Financial Anxiety Episode 91: 10 Financial Steps You Can Take Right Now
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- Today, weâre going to talk about 10 Financial Steps You Can Take RIGHT NOW in the midst of the COVID-19 pandemic.
- Weâre also sharing a way you could save $1,000 or more in your budget!
Resources: 20-Day Savings ChallengeIWBNIN FB Live: COVID-19 TOOLS: BudgetingEBOOK: How to BudgetIWBNIN Ladder0% Balance Transfer Credit CardsVerse: âFor God hath not given us the spirit of fear; but of power, and love, and of a sound mind.â - 2 Timothy 1:7
Related Monday Money Tip Podcast Episodes:Episode 01: Creating a Budget That Actually WorksEpisode 02: Budgeting With Irregular IncomeEpisode 29: All About Budgeting Episode 63: 0% Balance Transfer Credit CardsEpisode 83: Money Saving TipsEpisode 85: Dealing With Financial Anxiety
Email info@iwbnin.com to ask questions or share success stories
About the Episode:
- Today, weâre answering: âI have an idea for a business. Do you have some steps or tips you recommend for me?â
- In our Current Money Events segment, weâre talking about the craziness of the stock market with the spread of the Coronavirus.
- Our success story comes from Aaron, who is working to pay off all his debts and will be debt-free within a year and a half (including two car payments)!
Resources: 20-Day Savings ChallengeTOOLS: BudgetingIWBNIN LadderNext Steps: Banking BOOK: OXEN: The Key to an Abundant Harvest
Quote: âA big business starts small.â
âOur anxiety does not come from thinking about the future, but rather from wanting to control it. Anxiety does not remove tomorrowâs suffering. It only removes todayâs strength. Rest in who Jesus is and give all fears and anxieties to him.â - Judah Smith
Related Monday Money Tip Podcast Episodes:Episode 20: 5 Basics of InvestingEpisode 21: Making a Good InvestmentEpisode 33: How to Never Have a Car PaymentEpisode 70: The Power of Planning
Email info@iwbnin.com to ask questions or share success stories.
About the Episode:
- Today, weâre answering: âCan you share your thoughts about credit cards? I have been listening to Dave Ramsey, and he is really against credit cards. However, most people have credit cards.â
- In our Current Money Events segment, weâre talking about spending money on pets. How much should you spend and are you spending more than the average person?
- Our success story comes from Casey, who is currently on Rung #5 of the I Was Broke. Now Iâm Not. Ladder!!
Resources: 20-Day Savings ChallengeNext Steps: Banking ARTICLE: Pet Industry Market Size & Ownership StatisticsIWBNIN Ladder0% Balance Transfer Credit CardsTOOLS: Budgeting
Verse: âLet no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law.â Romans 13:8 (NIV)
Related Monday Money Tip Podcast Episodes: Episode 18: How to Pay Off Debt QuicklyEpisode 28: 8 Ways to Speed Up Debt Elimination Episode 63: 0% Balance Transfer Credit Cards Episode 81: How to Prevent Overspending Episode 83: Money Saving Tips
Email info@iwbnin.com to ask questions or share success stories.