Not Me, But You!: Recent Episodes
Art Kester
Welcome to Not Me, But You! This is likely one of the most ironically titled podcasts since the focus is designed to be on the podcast listeners rather than the podcast creator. I spent half of my life as a school administrator and I want to share with you what I've learned about education, teaching, learning, reaching your goals, attaining your dreams, developing relationships, encouragement, motivation, business, income, and money. My desire is shine some "psychological sunshine" onto your thinking. I believe it's possible for you and me and attain our dreams in life. But often, many of us need a good teacher, a good mentor, and a good cheerleader in order to help us along the way. I am confident that you will learn some things from me. But more importantly I want to learn something from you. I will share what I'm passionate about. But I also want to discover what you are passionate about. And by listening, you will discover how to set goals, how to track goals, how to achieve goals, how to select a good "guru" or mentor or teacher or advisor, how to make money and save money. And most of all, I want you to discover what is your most valuable asset and how to gain freedom in your life.
Send us Fan Mail
Season 3 Episode #40. Not Me, But You! Podcast
Check out my new YouTube channel with the same name... Not Me, But You!...coming soon to YouTube!
Email me at WaypaToday@gmail.com. Follow/message me on X at: Waypa Today
We have an honest discussion of Magnificent 7 stocks...what the cost of one share is and how likely it is that we will become wealthy based on growth stocks alone.
Compared to dividend/income stocks which pay us money every week/every month/every 3 months.
We discss Roth conversions: where we can move cash/assets FROM our Traditional IRA into our ROTH IRA! We are NOT limited in the AMOUNT of money/assets we can move in this manner! Roth conversions are SEPARATE from our yearly CONTRIBUTION limits that we can add to our Roth IRA each year.
The interest rate we earn on our money is CRUCIALLY important. Are you aware that the dividend yield of MOST Mag 7 stocks is LESS than 1% per year!!
Have courage today to pick one thing, and work on your dreams. We will talk again soon.
RothIRA, #Rothconversion, #Mag7stocks, #growth, #dividends, #income, #magnificentseven ,#retirment, #cashflow, #youtube, #microsoft, #nvidia, #apple, #meta, #tesla, #bitcoin, #bitcoin250K, #debt, #creditcards, #amazon, #stockanalysis
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3 Episode #39. Not Me, But You! Podccast.
Follow me on X at Waypa Today. Email me at WaypaToday@gmail. com
We discuss the story of (parable) of The Good Samaritan found in the book of Luke in the New Testament in the Bible. I relate this story to like in 2026 and how we can use wealth to help others.
We also discuss some Tony Robbins quotes. My family and enjoy traveling because we are focussed on collecting memories and not things.
The Summer season tends to "suck" for the stock market and investing. I talk about how I was wrong about the 2026 stock market and how I was wrong about how Bitcoin would peform in 2026.
Use the free website, Stock Analysis dot com to research investments quickly. Check the rate of return or ROI(return on investment). We need to pay very close attention to the interest rate that we earn on our money. Accepting a "low" interest rate will cost us money. We won't make as much.
What percentage do you pay to the bank that issues your credit card if you don't pay off the balance each month?
I will be starting a NEW Youtube channel with the same name as this podcast. Coming soon!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
Goodsamaritan, #Bible, #Jesus, #charity, #Luke, #retirement, #wealth, #ETF's , #stocks, #dividends, #budget, #CLM, #SPYI, #QQQI, #XDTE, #QDTE, #unicorninvestment, #creditcards, #rothconversion, #Tesla, #Bitcoin
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #38. Not Me, But You! Podcast
Complexity is the enemy of execution per Tony Robbins. Do research and then get moving. That is the only path to ultimate success. It takes practice to develop a mindset of being resilient and learning from failure and then making adjustments because we learned from that failure. We didn't let the failure define us.
Having confidence that you will ultimately be successful even if you fail along the way- if you have this mindset BEFORE you start something new, then you will ultimately succeed. If you treat new challenges like it's a foregone conclusion that you will succeed, then it's just a matter of time and practice at that point.
What I have described above are valuable skill sets/mind sets that will help you to become a better investor. You will make better choices. And remember nobody gets investing righ 100% of the time. Not even professional money managers get it right ever time.
It is my belief that people often spend too much time researching things instead of simply starting. So I encourage you to get started. Not financial advice. But this is what has worked for me.
Instead of fearing failure... the words "one day and someday" I believe are much more dangerous. Why? Because if your plans are wrapped up ONLY in "one day" or "someday" than those days might NEVER get here. You might die or become too sick to attempt those things that you put off until "one day" or "someday."
So learning THROUGH action, I believe is a much better way to learn than simply doing research for an indefinite amount of time until "one day" or "someday" you feel confident enough to actually get started!
We discuss investing for growth and investing for income (dividends/income). Our entire lives revolve around cash flow/payments. We have payments that flow away from us. We have payments that flow to us! What is that ratio?
Too many people believe that is they simply won the lottery- a pile of cash would solve all of their problems? Would it? What if tomorrow you had $2,000,000 in your bank account. What do you do next? How do you manage the money? Investing is the one are of life where people hate to see prices go down!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
growth, #goals, #retirement, #achievment, #dividends, #income, #SPYI, #QQQI, #streams, #Roth, #IRA, #brokerage, #mindset, #realestate, #bitcoin, #STRC, #SpaceX, #Tesla, #cashflow
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3 Episode #37 Not Me, But You! podcast.
Thank you to all people in the cities/countries all over the globe who have downloaded this podcast. While I enjoy recording this podcast I remain truly grateful for you.
In life, we don't need to view ourselves like a "leaf blowing in the wind." I have learned it's important to train my mind that success is possible. MSTR stock has price has risen! No need to panic.
Our entire lives, revovle around cash flow. Why not consider placing growth assets on hold, and focus on building weekly/monthly income.
While you are investing and building wealth, don't forget self care and to focus on exercise, getting outside, and eating a healthy diet.
Time, as I age, seems to speed up move faster!
Have courage today, to pick one thing, and work on your dreams.
MSTR, #QQQI, #SPYI, #CLM, #XDTE, #QDTE, #bitcoin, #retirement, #mindset, #belief, #SpaceX, #Tesla, #STRC, #cashflow, #income, #consistency
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #36. Not Me, But You! Podcast.
Happy July 4th holiday weekend. We discuss what Bitcoin is NOT! And we talk about how Bitcoin is different from all types of OTHER assets and how YOU can benefit from owning/holding it, IF you can tolerate the volatile price!
I can own Bitcoin and I don't need to insure Bitcoin, buy Bitcoin a new washing machine, buy Bitcoin a new roof, buy Bitcoin a new HVAC system, buy Bitcoin new carpet or flooring etc. IF I own investement property, I NEED to do ALL of those things at some time. I can also MOVE my Bitcoin with me anywhere in the world. I can't pick up my investment real estate property and move it with me to some other place on the globe!
We also discuss WHAT drives prices higher? Why do THINGS cost more over time? Is it the cost of the product/service has increased to produce? Or is the value of the money (purchasing power) has declined?
We discuss how pursuing perfection actually can CAUSE procrastiation. We review one and 5 year plans!
Shocking stat: 0.01% of the people on planet earth have $2,000/month OR it's equivalent in dividend income!! The interest rate we earn on our money is crucially important. Think of your self as the OWNER of YOUR bank.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
Bitcoin, #inflation, #growth, #goals, #procrastination, #perfectionism, #HVAC, #washingmachine, #carpet, #realestate, #MSTR, #STRC, #QQQI, #SPYI, #XDTE, #QDTE, #CLM , #$2,000, #month, #Europe, #asia, #Schwab, #robinhood
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #35. Not Me, But You! Podcast.
MSTR bloodbath! We discusss how low the stock price has fallen and more importantly what it all might mean! Keep in mind that MSTR owns over 847,000 Bitcoin. If you can embrace and accept volatility, then you can become extremely wealthy.
We also discuss "the look back game" that investors absolutely love to play! Focus on what you can do and/or change today.
It's OK to lose money on SOME of your investements. Nobody gets investing perfect 100% of the time! NEVER happens.
STRC and MSTR are both "on sale" right now. Do you have enough courage and conviction to buy it?
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
MSTR, #Saylor, #growth, #taxes, #dividends, #IRA, #Roth, #Micheal, #Bitcoin, #quarter, #picks, #intitutional, #market, #entry, #discount, #lookback, #game, #STRC, #psychology, #summer, #badinvestments
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #34. Not Me, But You! Podcast.
Follow me/connect with me on X at: Waypa Today. Email me at WaypaToday@gmail.com.
Podcast Update provided in this episode. I share some Stats.
We discuss the staggered unlock period for shares of Space X stock that early investors are curently holding.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
Spacx, #wealth, #retirement, #income, #tesla, #mstr, #Rothira, #IRA, #brokerage, #STRC, #ulty, #msty, #clm, #cornerstone, #rothconversions, #freedom, #time, #growth, #taxes, #Bitcoin, #investing, #psychology, #goals, #monthly, #conviction, #counterintuitive, #xdte, #qdte, #spyi, #qqqi, #hormuz,
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #33. Not Me, But You! Podccast.
Follow me/message me on X at: Waypa Today. Email me at WaypaToday@gmail.com. I offer 1-on-1 and small group coaching. Email me to set a free 15 minute Zoom call to see if working together makes sense.
The SpaceX frenzy and when and why I purchase IPO's (initial public offerings) when I do, based on experience. I share statistics regarding why I'm buying and when I'm buying. I dissect the hype and unpack HOW IPO's typically work for retail investors.
Dollar cost averaging, in my opinion is always the best approach. And I share what will make people wealthier quicker than growth stocks.
Regarding Bitcoin, has it occurred to you that: Bitcoin has no CEO, Bitcoin has no marketing department, Bitcoin has no Board of directors, No government can make more Bitcoin, Bitcoin requires no insurance police, Bitcoin requires no maintenace cots like real estate has, Bitcoin has no property taxes attached to it, Bitcoin has been PREDICTED to go to a value of zero since 2009!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
SPCX, #SpacX, #Elon, #Musk, #Tesla, #Bitcoin, #MSTR, #Saylor, #Michael, #Strategy, #Yield, #Dividend, #Stocks, #wealth, #becomingrich, #Money, #SPYI, #QQQI, #CLM #MSTY, #ULTY, #Options, #IPO, #inflation, #realestate
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #32. Not Me, But You! Podcast.
Many high income earners, roughly 40% of workers making OVER $300,000/year ARE living paycheck to pacheck! These high earners are struggling to build wealth.
Poor people, regardless of income, are focussed on spending/buying things. Wealthy people are focussed on investing/accumulating assets that pay them income!
Are you still waiting on the sidelines and watching to see IF Bitcoin goes to ZERO? Ironically, some people (who have been absolutely wrong) have been predicting Bitcoin to go to zero, since 2009! It hasn't happened yet!
The best thing about becoming wealthy is NOT the wealth alone. Instead it's the freedom to do whatever you want with your most valuable asset- YOUR TIME!
What is total access over your time called? Answer: Retirement!
The interest rate you earn on your money, is crucially important.
wealth, #poorpeople, #dividends, #Bitcoin, #taxes, #income, #incomestreams, #stocks, #ETF's, #money, #time, #retirement, #STRC, #MSTY, #ULTY, #SPYI, #QQQI, #XDTE, #QDTE. #SpaceX, #SPCX, #Tesla, #CLM
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #31. Not Me, But You! Podcast.
Follow me/connect with me on X at: Waypa Today. You can email me at WaypaToday@gmail.com
Check out on YouTube: Retire And Go. On this YouTube channel the creator was talking about an article he read, while traveling, where it said that 65% of American are NOT ready for retirement! Have you taken an HONEST look at your retirement options?
Be careful of using the word "someday" which is often code for "NEVER!" We talk about 401K fees that you may be unaware of. We discuss the 3 types of accounts we want at our brokerage platform: regular brokerage account, Traditional IRA, and Roth IRA. We discuss the diffence between "tax free" and "tax deferred."
Quotes; Jim Rohn: Formal education will make you living. Self education will make you a fortune!
Club Orange. I follow this account on X. Check out the "status symbols" and the "wealth symbols" they posted on X. Keep in mind: your TIME is your MOST valuable asset!
As someone who accumulated 3 college degrees: (don't be impressed by that!) I KNOW for sure they do NOT teach in school how to become wealthy!
Many thanks to my coaching clients. I truly enjoy seeing you achieve success.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
options, #choices, #plans, #planning, #ROI, #interest, #earnings, #stocks, #income, #fees, #401K, #IRA, #ROTH, #inflation,
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #30. Not Me, But You! Podcast
Follow me/Connect With Me on X at: Waypa Today. I offer 1:1 or small group coaching. Email me at WaypaToday@gmail.com. If you are interested in coaching, I offer a FREE 15 to 20 minute Zoom call to see if working together makes sense for us.
In this epsidode we discuss the 5 basic steps to become wealthy. Most people don't believe it's possible to become wealthy. Or they possibly FEAR losing money and that fear is what causes them to never start investing. So there is a psychology to investing as well as knowing HOW to invest.
Can you do basic things on a smart phone? If you answered "yes" to that question then you can use your phone to become wealthy. The interest rate you earn on your money each year is CRUCIALLY important.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
debt, #wealth, #retirement, #dividends, #Bitcoin, #Tesla, #MSTR, #STRC, #CLM, #SPYI, #QQQI, #budget, #cascading, #waterfall, #loans, #credit, #cards, #inflation
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3 Episode #29. Not Me, But You! Podcast
Follow me/connect with me on X at: Waypa Today.
I wanted to alert people that TSYY is going to REVERSE split 8:1 for June 1st, 2026.
That means if you are holding 32 shares today, you will only hold 4 shares after June 1st. But the SHARE price will 8X! That means it will go from it's current share price of approximately $3.11/share to $24/share!
So since I alreayd own shares of this asset, I will load up on "inexpensive" shares now PRIOR to the reverse split. I will make sure my stack of shares is a number that is divisible by 8! So 32 shares or 40 shares etc.
This asset is HIGH YIELD/HIGH RISK! It's current yield is 314%! And it is paying a WEEKLY dividend of about 5 cents/share.
We also discuss how it's crucially important to be aware of the interest rate that you earn on your investments. If you doubt this, then think about this: Why do banks who issue credit cards charge us 28% on outstanding credit card balances? Why don't the banks ONLY charge us 4% or 6%?
Banks have an understanding of how INFLATIONS affects the purchasing power of money! Do what weatlthy people do: buy/hold assets! Banks and wealthy people have figured out that they need to OUTPACE the true rate of inflation on their investments.
My wife and I have 5 college degrees between us. NONE of those degrees taught us how to become wealthy!
Have courage today, to pick one thing, and work on your dreams! We will talk again soon.
wealth, #TSYY, #ULTY, #MSTY, #BTC, #Bitcoin, #Splits, #reverse, #investing, #Money, #inflation
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3. Episode #28. Not Me, But You! Podcast.
Follow me/connect with me on X at: Waypa Today. Email me at WaypaToday@gmail.com
Abraham Lincoln quote: "If you want to test a person's character, then give them power!"
Davincie Jeremie quote: "Generational wealth begins with ONE risk taker. Let that person be you!"
Don't waste time playing the "look back" game. We utilize the "cascading waterfall" approach to investing.
Your time is your most valuable asset. So don't waste time playing "the look back" game. Only focus your time/energy on how you can invest today for a better future.
Investing to become wealthy involves taking SOME risks. It also take patience. Don't let YOUR distractions separate YOU from YOUR goals!
What if you took "FREE" dividend money and did something good with it in your life? What if you took "FREE" dividend money which you EARNED while you were sleeping! Again, your time is your most valuable asset. So protect it. Are you beginning to see HOW important it is for you to earn money WITHOUT having to spend any additional time to earn that money?
What you CHOOSE to focus on each day matters. It's important. So be careful about WHAT you choose to focus on. A slice of pizza tastes the same if you have no money or if you are a multi millionaire!
Don't be obsessed ONLY with price per share. Look at the price. Note the price/share. But FOCUS on getting MORE cash flow. MORE income! Once you get ENOUGHT income, you're retired IF you want to be.
The OTHER important thing to focus on besides cash flow is YIELD>> How much are you going to MAKE as a return on your money? If you doubt that the interest rate earned is UNimportant...then ask yourself WHY do banks typically charge 28% on credit card balances??
Once you HAVE cash flow, start stepping down the RISK. Get some money rolled into LESS risky things that still pay you cash flow! Life CAN be simple.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
wealth, #freedom, #retirment, #income, #lincoln, #Jermie, #millionaire,
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #27. Not Me, But You! Podcast.
You can follow me/message me on X at: Waypa Today. Or email me at WaypaToday@gmail.com.
This podast currently has no sponsors, no patreon, no donations, no buying me a cup of coffee, no super chats etc.
Using the "cascading water fall approach" you can take some dividend money and step down risk by putting that dividend money someplace LESS riksy!
In this episode I discuss HOW to get your original investment out of dividend producing assets. The answers may shock/surprise you.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #26. PART TWO OF TWO on "How To Be Richer Than Elon Musk!"
Time is the currency of life! Money is NOT!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
Elon, #Musk, #STRC, #MSTR, #Dividends, #Retire, #Retirement, #Stocks, #Inflation
coffee, #401K, #Fees, #disclosures, #wealth
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #25 of Not Me, But You! Podcast. How To Be Richer Than Elon Musk, Part ONE.
Follow me/connect with me on X at: Waypa Today. Email me at WaypaToday@gmail.com
Check out on X: Jake GaGain. I use a tweet from this X user that demonstrates that life doesn't really continue to improve significantly AFTER you are already wealthy. It's becoming wealthy that is its OWN reward for you.
TIME is our most valuable asset. "Time is the currency of life. NOT money!"
Skill set needed to become wealthy: can you push buttons on your phone? Can you pick the bigger number from a set of 2 numbers? That's it!
It takes both courage and discipline to HOLD onto stocks that are already bringing you profit! There is a psychology to investing.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
Time, #Wealth, #Investing, #IRA, #Roth, #MSTY, #ULTY, #STRC, #SPYI, #QQQI,
Elon, #Musk, #Bitcoin, #early adopters, #McDonalds, #Apple, #Tesla, #Psychology
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #24. Not Me, But You! Podcast.
Connect with me/follow me on X platform at: Waypa Today. Or email me at: WaypaToday@gmail.com. I offer private coaching via 1:1 or in a small group. Email me to arrange a FREE 20 minute Zoom call to see if working together makes sense.
I am happy to report that some of my coaching clients are successfully making $1,000 to $2,000 per month consistently in cash flow!
Bitcoin prices pulled back some (decreased) as oil prices are surging based on concerns of war with Iran. How are prices in our economy influenced? Answer: influenced by inflation. If someone does NOT have a clear understanding of money/interest rates/inflation, then they likely won't understand how VALUABLE Bitcoin will be!
We discuss "the K shaped economy" and talk about what it means for you as an individual investor. Why do rich people appear to get richer and poor people get poorer?
Mark Twain: It's not what you don't know that gets you into trouble. It's what you know for sure, that simply is NOT true that gets you into trouble! ....Be careful of what you convince yourself of. Is Bitcoin a scam? Not likely. People have been PREDICTING that Bitcoin will crash to ZERO since 2009! It hasn't happened EVER!
We discuss the Federal Reserve Bank and why being aware of what "The Fed" does that affects you as an investor.
What do wealthy people do? Answer: they buy/hold assets. Some of those assets pay them cash flow. Inflation helps people who HOLD assets, to become wealthier. What's better than simply holding dividend producing assets in a regular brokerage account? Answer: Hold them in an IRA account. What's better than hodling a dividend producing asset in an IRA? Answer: holding it in a ROTH IRA! Then your dividends are 100% TAX FREE, not simply tax DEFERRED.
Why does the value of real estate tend to go UP over time, as the real estate becomes OLDER?? Does the value of your real estate increase? Or does the purchasing power of your money decrease CAUSING prices for EVERYTHING To rise??
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
Real estate, #Saylor, #Bitcoin, #inflation, #money, #currency, #fiat, #MSTY, #ULTY, #wealth, #investing, #IRA, #Roth, #stocks, #retirement #Not Me
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3. Episode #23. Not Me, But You! Podcast.
Follow me/connect with me on X at: Waypa Today. I offer 1:1/small group coaching. I have an eduation backgroun unlike most self proclaimed "gurus" online. Email me at WaypaToday@gmail. com. I offer a FREE 20 minute Zoom call to see if working together makes sense for all of us.
I offer additional thoughts/perspective on Telsa and why this is ONE of two stocks that I continue to accumulate for LONG term growth. If you want to become wealthy in the next 8 to 10 years...then I suggest doing your own research on this stock.
At UNDER $400/share, it's a great time to accumulate. Some barriers are actual barriers we encounter. Many times barriers are PERCEIVED barriers that we believe are real but really are not keeping us from success.
I like talking about "situations" and that is PART of my teaching style. This same approach (using situations) is used by professional coaches!
Tesla is MORE than just an electric car company. Let's do simple math...12 shares at $340/share = $4,080 invested into Tesla. What will the 12 shares be worth 8 to 10 years from now? Answer: PROJECTED to be worth $96,000! If you could accumualte 50 shares. 50 X $340/share = $17,000. What is your $17K worth in 6 to 10 years? Answer: PROJECTED to be worth $400,000!
Tesla does NOT pay a dividend. Instead this is a long term buy/hold GROWTH play. What IF you could buy/hold dividend producing assets and then USE the dividends to buy Tesla shares??!! This is an example of the "cascading waterfall" approach to investing.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
Tesla, #Bitcoin, #MSTY, #ULTY, #Dividends, #Wealth, #Roth, #IRA, #Taxes, #Roth Conversion, #Opportunity, #SPYI, #QQQI, #STRC, #Teaching, #Education, #Passion
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #22. Not Me, But You! Podcast.
Follow me/connect with me on X at: Waypa Today. You can also email me at: WaypaToday@gmail.com. I offer 1:1/small group coaching. But my schedule is very full right now. So there is a wait list. Email me to arrange a FREE 20 minute Zoom call to see if it makes sense for us to work together.
The price of oil per barrel FELL. The stock market liked the news of "2 week ceasefire in the war in Iran!" Bitcoin jumped up in the same day from $68K to $72K!
I discuss SPECIFIC investments/assets that anyone can do their own research and then choose to buy/hold!
"There is NO speed limit on the highway to success. You can fast. Or you can go slow. The choice is yours!" We can utilize the "cascading waterfall" approach to investing and EASILY build dividend income of $1,000 to $2,000 PER MONTH!
A very SMALL percentage of people retire with $1,000 to $2,000 per month of dividend income NOT including pension checks/social security monthly checks!
Have courage today, to pick one thing, and work on your dreams! We will talk again soon.
PLTR, #MSTY, #ULTY, #ICOI, #Bitcoin, #Tesla, #MSTR, #Income, #Wealth, #Dividends, #Yield, #STRC, #SPYI, #QQQI, #CLM, #CRF, #Options, #Pension, #Social Security, #Portfolio
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #21. Not Me, But You! Podcast.
Happy Easter April 2026! At this time of year that often centers around themes such as: Joy, Hope, Renewal and Resurrection.
90 plus countries around the globe celebrate Easter. What you believe is your personal choice. I am not here to convince you that my way of thinking about Easter is correct. I am grateful at this time of year and I choose to celebrate.
I wish you health and wealth and happiness and peace.
Have courage today to pick one thing, and work on your dreams. We will talk again soon.
Easter, #2026, #Jesus, #God, #Religion, #Investing, #Wealth, #Bitcoin, #Income, #Simplicity
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #20. Not Me, But You! Podcast.
Connect with me/follow me on X at: Waypa Today. Email me at WaypaToday@gmail.com. Email me if you're interested in 1:1/small group coaching.
I discuss share price and yield and what targets I look for when considering an asset to buy. What do wealthy people do? Answer: They buy/hold assets that pay them income!
ICOI is high yield/high risk. But we can take dividend payouts and use that money to purchase LESS risky assets like STRC.
Most people who invest in traditional "dividend" assets need to accumualte $400,000 in order to make $2,000/month. But IF you are willing to invest in HIGHER RISK assets, then you need a much smaller pile of money to get the same results! I discuss specific numbers and assets in this episode.
Once you reach $2,000/month of dividend income, you are in an elite group of people who have achieved this goal.
In this episode I also reveal a BONUS asset I have not mentioned previously that I'm considering investing in. And I explain why and what the investing numbers of this asset mean.
Our money is just like our time in that we can only spend either one once! Once we spend time or money, it's gone forever.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
360%, #11%, #wealth, #investing, #income, #BTC, #Bitcoin, #ICOI, #STRC, #Cash, #Yield, #$2,000/month #portfolio, #SCHD
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #19. Not Me, But You! Podcast.
Follow me/connect with me on X at: Waypa Today. You can email me at WaypaToday@gmail.com. I offere 1:1/small group coaching. Email me to set up a FREE 20 minute phone call to see if working togther makes sense.
In this episode I discuss HOW to build your financial pipeline. I name specific assets that I believe will help me grow my portfolio and increase overall wealth.
I also discuss perspective and how our perspective affects our investing. Patience is probably the most important personality trait to develop as an investor.
I use examples of the classic hot dog commercial, Oscar Meyer from the 1960's. And I also discuss the Marvel movie, Dr Strange! And I explain how these two things related to personal investing!
Have courage today, to pick one thing, and work on your dreams!
wealth, #planning, #growth, #stocks, #Telsa, #MSTR, #Bitcoin, #dividends, #strategy, #investing, #MSTR, #ULTY, #CLM, #SPYI, #QQQI, #STRC, #Oscar Meyer, #Marketing, #IRA, #Goals, #Dr Strange, #Yield, #Interest rates, #education, #indoctrination.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #18. Not Me, But You! Podcast.
Follow me/Connect with me on X at: Waypa Today. I offer 1:1/small group coaching. To set up a FREE 15 to 20 minute Zoom call, email me at: WaypaToday@gmail.com.
XFLT update: reverse split 5:1. Octagon Floating Rate. Also SMCY/ECC updates.
What is better? If I gave you a check for 2 Million dollars? Or if you got monthly cash flow of $4,000 per month? We discuss this scenario and I share my thoughts and perspective.
Single stocks I look to accumulate: TESLA, MSTR, and of course Bitcoin!
I share my in depth thoughts on WHY Tesla is a great stock to accumulate now!
If becoming wealth was EASY, then everyone would already be a millionaire!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
wealth, #yield, #Bitcoin, #MSTY, #ULTY, #SMCY, #ECC, #XFLT, #Income, #cashflow, #Tesla, #MSTR, #BYD, #BYDDF.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Epsiode #17. Not Me, But You! Podcast.
Connect with me/Follow me on X platform at: Waypa Today. Email me at WaypaToday@gmail.com. I offer actual 1:1 coaching/small group coaching. Email me and we can arrange a FREE 20 minute call to see if it makes sense for us to work together.
Telsa is a long term buy/hold for me. Why? Becasue I believe it has the potential to reach $2,000/share by 2030! Our overall retirment goal should be: get as much money into our Roth IRA. Preferably dividend producing assets which when IN a Roth IRA produce TAX FREE INCOME! Tax free cash flow!
Other long term growth plays for me are: MSTR/Bitcoin
My weekly goals include: building MORE cash flow. Why? Answer: because our entire lives revolve around cash flow. Also the "cascasding waterfall" approach to investing. Use HIGH YIELD/HIGH RISK dividend money and buy LESS RISKY things. When you do this, your cost basis for the LESS risky things is ZERO! FREE! Additionally, weekly stack some slices of Bitcoin. Why? Asnwer: because there is a LIMITED supply of Bitcoin. No Gov't can MAKE (print) more of it. Buy/hold assets is GREAT weekly goal.
Do you think that Michael Saylor, being a Billionairre, and buying Bitcoin all of the time, could be wrong about Bitcoin as an asset? Answer: It's possible. But NOT likely. Even though people have been talking about a "supply shock" will occur with Bitcoin, eventually this "supply shock" will happen. We just have to stack slices of Bitcoin (save some of your money in Bitcoin), and BE PATIENT. Buy/hold and be patient when it comes to a "strategy" for Bitcoin.
I still like less risky assets such as: CLM/STRC/SPYI/QQQI. Pay close attention to the INTEREST rate you earn on your money in ANY inveastment. For me, if it's not at least 14%/year, then I'm often NOT interested in investing in that asset!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
Tesla, #MSTR, #Bitcoin, #SPYI, #QQQI, #CLM, #MSTY, #ULTY, #ICOI, #Roth, #IRA, #Stocks, #Stock, #Wealth, #Dividends
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Epside #16. Not Me, But You! Podcast.
Follow me/Connect with me on X at: Waypa Today. If you are interested in 1:1 coaching/small group coaching, or if you simply want to email me please do so at: WaypaToday@gmail.com. For potential 1:1 coaching clients, I offer a FREE 20 minute Zoom call so we can figure out if working together makes sense.
If you want total freedom and you want to get control of ALL of your time, then you can accomplish that by becoming wealthy. We discuss MSTY/ULTY, simple math and true ROI is in March of 2026.
We connect some dots in this episode where we review: the cascading water fall approach to investing. Do you enjoy getting FREE shares of assets that PAY you money?!! Do wealthy people think about money differently from poor people? Consider this: How can I buy an asset that will bring me the money I need to make a purchase?!
We answer the question: How do wealthy people think about money differently from poor people? I name HIGH YIELD/HIGH RISK assets that I invest in. Then I take the dividend money from these HIGH RISK assets and put the money into LESS risky things. My cost bases for the less risky assets is ZERO! And I do other positive things in my life with the money! I didn't have to do extra work or take on a 2nd job to make this money! I simply pushed buttons on my phone!
Lawrence Lepard: "Most people chase price and vomit (throw up) on deep value opportunities."
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #15. Not Me, But You! Podcast.
Connect with me/Follow me on X at: Waypa Today. Email me at WaypaToday@gmail.com I offer 1:1 coaching/small group coaching. To set up a FREE 20 minute zoom call to see if it makes sense for us to work together, email me.
The USA is at war with Iran. How will this affect financial markets. As predicted, it appears that the Strait of Hormuz has been closed which will affect the flow of oil. So expect oil and gas prices to rise.
But I am not a huge fan of these situational plays. Instead, I prefer to simply continue building cash flow because I like income. An ironic and surprising fact is that investing and how to become wealthy is NOT taught in schools.
Poor peopel are focussed on buying things (being consumers) and wealthy people are focussed on buying assets. Becoming wealthy is heavily influenced by your midnset about money.
Your time is your most valuable asset. How do you free up all of your time? Answer: you become very wealthy. Investing involves RISK. But everyone is searching for the "risk free, 100% guranteed" investment. It does NOT exist. Stop looking for it.
Iran, #War, #Bitcoin, #OIH, #XLE, #CLM, #Wealth, #Oil, #IRA, #ROTH, #Stocks, #ETF's, #Assets, #Consumers, #Mindset, #Diet, #Health
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Epsiode #14. Not Me, But You! Podcast.
Connect with me/Follow me on X at: Waypa Today. You can email me at WaypaToday@gmail.com. I offer 1:1 coaching and small group coaching (no more than 3 people). Email me to arrange a FREE 20 minute Zoom call to see if it makes sense for us to work together.
The 2 and 20 rules of investing are the FEES that traditional money managers and financial planners charge their clients. Remember that the professionals make the MOST amount of THEIR personal income from charging their clients fees! These professionals do NOT make most of their personal income by INVESTING in the things they will suggest you invest in.
If you want TOTAL FREEDOM then you need to build your own cash flow, your own income stream. The Gov't is NOT coming to save you! However, you can learn to do this on your own, by simply pressing buttons on your phone and doing your own reserach.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
SPYI, #QQQI, #Freedom, #CLM, #managment, #planning, #Bitcoin, #2&20, #sector, #rotation, #brokerage, #IRA, #Roth, #ULTY, #MSTY, #stock, #analysis, #Tesla, #MSTR
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #13. Not Me, But You! Podcast.
Connect with me, Follow me on X at: Waypa Today. I do offer 1:1/small group coaching. To arrange a FREE 14 to 20 minute call email me at: WaypaToday@gmail.com to see if it makes sense for us to work together.
According to 2026 data, the MEDIAN (not average bue MEAN data point) American has at retirement: $95,000 to $186,000 saved in retirement accounts. Notice it's not a MILLION dollars or even 2 or 3 MILLION dollars!
The Median annual household income annualy is approximately is $58,000. And target vs. reality, retirees often FEEL they need $800,000 in order to retire. Yet the MEDIAN savings is MUCH less! And 4 out of 10 workers aged 45 to 64 have ZERO retirment accounts!
SCHD pays a yearly yield of 3.3%. Is that a "great" interest rate to earn on your money? Compare this interest rate with what banks charge for credit cards: 14% or 18% or 28% or 32% etc! Just because there is NO share price erosion with SCHD, doesn't ALONE make it a great investment. You also have to consider the INTEREST RATE you are earning on your money. And THEN you have to COMPARE that ROI with the TRUE RATE of inflation (the rate at which prices are rising for everything you buy!)
If you had $300,000 to invest and ONLY earned 3%/year that would generate $9,000/year which means you would get on average, monthly, $750/MONTH!. Can you live on $750 per month of income??
Yield on SPYI is 12%/year. Yield on QQQI is 14%/year. Just because you have more MONEY in your portfolio statement this year compared to last year, does NOT automatically mean you are "doing great!" What DOES determine IF you are doing great or NOT, is to calculate what is your actual ROI (return on investment percentage) from year to year.
If you're portfolio is NOT growing at least 14% per YEAR, then you probably are NOT doing great! Your primary goal as an investor is to OUTPACE the TRUE rate of inflation! Not the reported inflation number which is NOT reality and not reflective of actual rise in prices in real life on a yearly basis.
The best time to buy some Bitcoin is TODAY! Your overall retirement goals should include stacking some Bitcoin AND getting most of your cash/assets INTO your Roth IRA. Why the Roth IRA? Answer: So you can withdraw money 100% TAX FREE!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
debt, #Bitcoin, #retirment, #Stocks, #MSTY, #ULTY, #SPYI, #QQQI, #CLM, #ROTH, #IRA, #Exercise, #Credit, #coaching, #wealth
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #12. Not Me, But You! Podcast.
Connect with me/Follow me on X at: Waypa Today. Or send a message to me via email to: WaypaToday@gmail.com. I offer 1:1/small group coaching. Email me to set up a FREE 20 minute call to determine if it makes sense for us to work together.
In the last episode we talked about "sector rotation" in the stock market. Charles Payne, not a sponsor of this podcast, is a big sector rotation guy. I follow him but do NOT subscribe to any of his sales products. If you sign up for his free webinar, you won't see much screen time of Charles. You will spend a lot of time with an "instructor" who is really masquerading as a teacher but is actually a paid sales person who will attempt to convince you to pay approximately $4,000 to get access to Charles' stock picks for 12 months. I don't do that and I haven't done that. I can find stocks on my own withou paying a "subscription" for someone to do it for me.
If you want to, you can simply research the 11 different sectors of the stock market yourself! In this episode I also review some recent headlines in finance with companies like Apple, Meta, Walmart, etc. I also review the cost of these name brand stocks and then compare them to high yield/high risk dividend assets.
Typically, we invest for either growth (buy/hold) or income (immediate). I believe in CASH FLOW! If you grow your income stream FIRST, then you will find it easier to buy/hold shares of stocks like: Meta, Microsoft, Apple, Walmart, Home Depot etc.
All markets are manipulated, however, we can still find ways to consistently make money IN those manipulated markets. Don't be afraid to "vote" with your pocketbook or wallet in life. Where you choose to spend your money can influence people/behavior.
We talk about overcoming failure and fear of failure. It's possible to change your perspective on situations if you learn to think about them differently. I expect a "bumpy ride" in the markets from now until May/June 2026.
Be cautious when you research "best performing dividend stocks" because you will get stocks that are EXPENSIVE in price/share. We compare/contrast these with some high yield/high risk assets. I review my process (the "cascading waterfall approach" to investing) that I utilize when evaluating when to invest and when to grow my positions (my stack of shares) for assets.
The most important thing you can do today, after doing some research, is to take action. If you enjoy this podcast and/or get some value from it, consider sharing an episode with some of the people that you know.
Investing, #ULTY, #MSTY, #Roth, #IRA, #Payne, #Webinar, #income, #Bitcoin, #sectors, #stocks, #FED, #Rates, #cash, #apple, #walmart, #microsoft, #meta
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #11. Not Me, But You! Podcast.
Follow me/Connect with me on X at: Waypa Today. I offer 1:1/small group coaching. For set up a FREE 20 minute call email me at WaypaToday@gmail.com. You can also message me at that email if you do NOT have an X account.
We discuss Bitcoin price movement and Solana price movement with future projections relative to price. Also discuss how tech stocks are getting "hammered" in the market and also discuss "sector rotation" as a technique to use within your portfolio. Investors who use the sector rotation method are investing into "real economy" stocks that are contained in certain stock market sectors.
Energy, Materials, Industrial, Consumer Staples, Utility and Healthcare sectors.
NOTHING beats INCOME(Cash Flow!). MSTY and ULTY are STILL paying WEEKLY dividends! Charlie Munger: "The big money is not in buying/selling..."
Single stocks for growth I'm buying/holding: Tesla/MSTR/Nvidia.
We do a quick review of how to manage option positions where shares of stock have been assigned.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
Dividends, #Sectors, #Options, #MSTY, #ULTY, #Income, #Cash, #Flow, #Stocks, #Wealth, #IRA, #Economics, #Budget , #Time
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #10, Not Me, But You! Podcast.
Connect with me/Follow me on X at: Waypa Today. I offer 1:1/small group coaching. You can email me at WaypaToday@gmail.com to set up a FREE 15 to 20 minute call to see if it makes sense for us to work together.
In this episode we do a deep dive on Roth IRA's. We also discuss Traditional IRA's and Roth Conversions. There are only TWO requirements in order for you to be able to withdraw 100% TAX FREE from your Roth IRA account: One -be age 59 1/2 or older and Two -have had your Roth IRA open for at least 5 years.
Remember that you can own income producing assets INSIDE of your Roth IRA so that you can eventually withdraw JUST The INCOME and pay ZERO TAX on it! How nice is that? Not even a Traditional IRA offers you chance to do that. My overal goal at Full Retirement (as when I stopped working forever) was to have MOST of my money/assets in the Roth IRA and have as LITTLE as possible in the Traditional IRA. You can have MULTIPLE Roth IRA's and MULTIPLE Traditional IRA's. You just have stay within the yearly contribution amounts ACROSS ALL of your IRA accounts.
Max amount you can contribute to ALL IRA's depends on your age. If younger than age 50 you can contribute $7500 per year. If you are older than age 50 you can contribute $8,600 per year. Those amounts are the MAX amount you can contribute. But they do NOT count against and are NOT part of ANY Roth Conversion amount. Roth conversions have NO dollar limit.
Have courage today, to pick one thing, and work on your dreams.
Bitcoin, #Roth, #IRA, #Retirment, #Taxes, #No Tax, #MSTY, #ULTY, #contribution, #wealth, #back-door-Roth
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #09 Not Me, But You! Podcast.
Follow me/Connect with me on X at: Waypa Today. I offer 1:1/small group coaching. Email me at WaypaToday@gmail.com to set up a FREE 15 to 20 minute call to see if it makes sense for us to work together.
Remember that our entire lives revolve around "CASH FLOW!" And also keep in mind, that we likley need to average an ROI 14%/year on our portfolio, in order to KEEP PACE or stay ahead of the TRUE rate of inflation.
If you got $600/month for 12 months/year. 600 X 12 = $7,200/year of income. To calculate ROI = $7,200/$300,000 = ROI (return on investment) of 0.024 = 2.4%/year. That is a very crappy ROI. And this calcuation is BEFORE we factor in the year-to-year inflation rate!
Above I have just shared the math that proves WHY I don't like "safe" investments or "guaranteed" money. That type of money often comes with a cost because the entity "guaranteeing" you a monthly check IS ABSOLUTELY investing what USED to be your money, at MUCH, MUCH, MUCH higher rates of return and keeping the difference. Food for thought. AND...your "guranteed" monthly check often does NOT ever increase, so you don't EVER get an adjustment for INFLATION! Instead you are living on a "fixed income."
If you have money sitting in a PREVIOUS employer's 401K account... you can ROLL ALL of that money into a Traditional IRA and this is NOT a taxable event. Then once the money is in your traditional IRA, you can invest it any way you choose, at MUCH, MUCH, MUCH higher rates of return.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
IRA, #401K, #Bitcoin, #MSTY, #ICOI, #OARK, #dividends, #ULTY, #ETF's, #Investing, #Wealth, #retirement, #annuity, #Inflation, #YouTube
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #08 of Not Me, But You! Podcast.
Connect with me/follow me on X at: Waypa Today. I offer 1:1 or small group coaching. You can message me at WaypaToday@gmail.com to set up a FREE 15 to 20 minute call to see if working together makes sense for us!
Investing invovles Psychology and Behavior. This is a constant that each investor needs to be aware of so that we don't make emotional decisions and panic sell and by doing so, we hurt ourselves financially.
I am NOT selling my Bitcoin. Why? Answer: Because I believe the price will go back up. People will often play "the look back game." In this game they note the price today and then lament that they didn't invest when the price was less! Do NOT spend your valuable time playing this game. It IS a waste of your valuable time. Instead look at today and figure out WHAT you can do TODAY and then look forward.
What is often true is that WEALTH is built when you invest and feel uncomfortable. Possibly you even feel terrifed to invest! Investing is a financial "blood sport." If it was easy, then everyone would already be a multi millionaire!
Long term growth and hold plays for me are: Bitcoin, MSTR stock, Tesla stock. But I'm not planning on selling ANY shares of Tesla for about 9 or 10 years! Having this longer term outlook will help you to be successful as an investor.
Time IN the market as an investor is MUCH more important than you or I TRYING to time the market! If you focus FIRST on building cash flow, then once you have your cash flow "pipeline" in place, you will ALWAYS have extra cash to invest in growth opportunities.
Taking a BALANCED approach to your portfolio is a winning strategy. Panic selling and LOCKING IN HUGE losses is NOT a winning strategy. If you have a combination of BOTH high yield/high risk assets AND LESS risky assets, then you will sleep better at night. You will also be able to "weather" the financial storms in the market more easily.
I mention a helpful website in this episode and I talk briefly about Charles Payne and tell you how to get a copy of his book at a discount.
Have courage today, and pick one thing, and work on your dreams. We will talk again soon!
Bitcoin, #ETF's, #Income, #MSTY, #ULTY, #cash, #wealth, #Tesla, #MSTR, #Payne, #gambling, #psychology, #behavior, #Unbreakable Investor, #Cony, #Smcy, #Oark, #STRC
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season Three, Episode #07 Not Me, But You! Podcast.
Connect with me/follow me on X at: Waypa Today. Email me at WaypaToday@gmail.com. I offer 1:1 and small group coaching. Email me for a FREE 15 to 20 minute call to see if it makes sense for us to work together.
This podcast, although small when compared to National podcasts, is still downloaded in multiple countries across the globe and in over 1,500 cities. So my point is, even with a small podcast, you can still reach large numbers of people.
If you are thinking of starting your own podcast, just do it. Follow the general outline I provide in this episode. I also mention two of my other episodes where I go step-by-step on how to set up, record, edit, upload etc.
I use Buzzsprout to upload this podcast to multiple podcast platforms including Apple podcasts and Spotify. Please consider leaving a 5 star review and/or following on Spotify. The more reviews the podcasts receives, the easier it will be for like-minded people to find it.
I also review in this episode some highlighted episodes from 2025 that contain key concepts for investing.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
Podcasting, #Bitcoin, #dividends, #income, #MSTY, #ULTY, #Editing, #Uploading, #ETF's, #Wealth.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Epside #6. Not Me, But You! Podcast.
Your entire life revovles around cash flow. So why not build a cash flow pipeline using the "Cascading Waterfall" approach to investing?
Follow me/Connect with me on X at: Waypa Today. Email me at WaypaToday@gmail.com. I offer 1:1 coaching/small group coaching. Email me to set up a FREE 15 to 20 minute call to see if it makes sense for us to work together.
I don't often discuss single stocks for growth. But in this episode we review both Tesla and MSTR. Projected possible share price for Tesla is $9K to $30K by 2035! If that projection is even HALF correct, it's worth it to accumulate shares of Tesla.
MSTR, as a company, holds hundreds of thousands of Bitcoin on its balance sheet! My opinion, is that both of these company's share price can significantly increase over the next 10 years.
If you own shares inside of your Roth IRA, then your gains will be potentially be 100% tax free, if you meet the two requirements for Roth IRA accounts.
Some stock trading platforms permit you buy FRACTIONAL shares of the stock. This option makes it very affordable to accumualte.
I also review the "Cascading Waterfall" approach to investing. Avoid playing "The Look Back" game as an investor. It is NOT helpful. Be forward looking and forward thinking.
No matter what, keep working on and building cash flow for WEEKLY/MONTHLY income. And keep "saving money" in Bitcoin. Keep buying "slices" of a whole Bitcoin.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
Bitcoin, #Dividends, #Tesla, #MSTR, #Growth, #Wealth, #Fractional Shares, #MSTY, #ULTY, #CLM.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #05 Not Me, But You! Podcast.
Connect with me/Follow me on X at: Waypa Today. Or you can email me at WaypaToday@gmail.com. I offer 1:1/small group coaching. Email me and we can set up a FREE 15 to 20 minute call to see if working together makes sense.
I was dissappointed in the dividend payout of only 0.50 cents/share for ICOI this month. However, even at a hypothetical $0.50 cents/share payout EACH month, that would still equal a yield of approximately 40% per year! And ICOI is trading at around $15/share at the time of this episode was recorded.
Being a successful investor, long term, requires mental toughness. Not even the best investors in the WORLD, are right 100% of the time! We can prepare for these situations BEFORE we actually encounter them! That way we know better how to handle the situation.
I continue to build/hold postions in several ETF's that we discuss. Also, I cover WHY it's important to have the 3 types of brokerage accounts: regular brokerage account/Traditional IRA/Roth IRA. Especially the ROTH IRA.
Also, we discuss retirement strategies like doing Roth Conversions and deciding when it makes sense to start taking monthly Social Security checks based on. your retirement age/portfolio size/level of weekly/monthly dividend income.
I talk about my strategy of the "cascading waterfall" and why that investment approach works so well for me.
We touch upon how a person could potentially retire with a TOTAL porfolio of about $80,000. You don't need 2 Million dollars to retire if you have INCOME!.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
SS, #social security, #OARK, #MSTY, #ULTY, #QQQI, #SPYI, #divdends, #income, #stocks, #Bitcoin, #Roth, #IRA, #Schwab, #Fidelity, #Robinhood, #Nvidia.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #4 of Not Me, But You! Podcast.
Connect with me/Follow me on X at: Waypa Today. I do offer 1:1 and small group coaching. Please email me at WaypaToday @gmail.com to set up a FREE 15 to 20 minute call to see if working togther makes sense.
Should we sell ALL shares of MSTY and ULTY to move the money into LESS risky things? We discuss whether doing this makes sense or not. We discuss potential tax implications of selling assets. Managing risk and managing your own emtions are two very important things we all need to learn to do effectively, or we will lose LOTS of money as investors!
Bitcoin is back up over $95,000 per coin! I like ICOI, which IS a Bitcoin play but also very HIGH RISK and HIGH YIELD! Do your own reserach BEFORE you invest! Yield at time of this recording is 221% PER YEAR! Less than $18/share. Pays MONTHLY dividend.
Rich people who tell us to invest in Apple stock are not wrong. But rich people ALREADY have cash flow. Put your cash flow in place FIRST. Then buy Apple and other Mag 7 stocks that are longer term GROWTH plays. They are NOT INCOME stocks. Apple stock pays a dividend of 0.04%!!!! LESS than one percent per year.
MSTY and ULTY have NEVER stopped paying dividends, even with the recent REVERSE split late last year. The "cascasding waterfall" approach to investing takes into account that SOME of these high yield/high risk ETF's WILL reverse split. But IF your investment goal is INCOME...then how important is the share price? How imnportant is the reverse split? You are NOT investing in these ETF's for GROWTH. You are investing for INCOME! Build your cash flow pipeline. It's the pathway to freedom.
IF you choose to sell all of your shares of MSTY/ULTY you also LOSE the weekly dividends! No more dividend INCOME and you're locking in HUGH losses when you sell.
Dividends, #BTC, #Bitcoin, #ICOI, #MSTY, #ULTY, #SPYI, #QQQI, #CLM, #Stocks, #ROTH IRA, #IRA, #Roth Conversions.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #3 of Not Me, But You! Podcast.
Connect with me/follow me on X at: Waypa Today. If you want to email me you can message me at WaypaToday@gmail.com. I do offer 1:1 and small group coaching. Email me to set up a FREE 15 to 20 minute phone call to see if working together makes sense for us.
We discuss the power of "relentless routines." Taking action (getting started) is the key to achieving your goals. You do NOT need $2,000,000 to retire! Instead, you can build CASH FLOW weekly/monthly and live off the dividends(option income). NEVER sell assets with this approach to retirement.
Apple stock and Nvidia stock are greate GROWTH plays. But the ONLY way to capture profit is by SELLING some shares. With INCOME plays, you get cash flow WITHOUT ever selling any shares of the asset! Your ENTIRE life revolves around cash flow. You probably never thought about it this way previously, but it IS true!
I invest in a MIX of TRUE HIGH YIELD/HIGH RISK assets that pay me weekly/monthly cash flow. But I BALANCE my portfolio by ALSO investing in LESS riskly things. I also continue to stack Bitcoin. I teach the "Cascading Waterfall" approach to investing. But DO YOUR OWN research. I am not a financial advisor. I am relaying to you what I DO! You have to decide what you want to do with your money!
Have courage today, to pick one thing, and work and your dreams. We will talk again soon!
Mag 7, #ULTY, #MSTY, #Dividends, #Cash Flow, #Bitcoin, #Apple, #Nvidia, #Share Price Erosion, #QDTE, #ICOI
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #2 Not Me, But You! Podcast. Podcast stat update: 13 different countries and 100 different cites over the last 5 podcast episodes. Thank you for listening/downloading.
Follow me/Connect with me on X at: Waypa Today. Send me an email at WaypaToday@gmail.com. I offer 1:1 coaching/small group coaching. Email so we can set up a FREE 15 to 20 minute call to see if it makes sense for us to work together.
Relentess Routines help us with investing, attacking bad debt, eating healhty, exercising consistently etc. One of my favorite quotes is: "On the highway of SUCCESS, there is no speed limit. You can go fast or slow. The choice is YOURS!"
We can make money, simply by pusing buttons on our phones. If you have an internet connection, you can live anywhere in the world you choose. And you will still have cash flow weekly/monthly as long as you keep "relentlessly" buying/holding assets. After all, what do rich people do? Answer: they buy/hold assets, some of which bring them income!
Inflation is the silent financial killer. Too many people retire and miscalculate the devastating effect that inflation will have on their fixed monthly income!
If you utilize margin loans, responsibly, in your brokerage account, you can more quickly grow your account balance. These margin loans do NOT show up on your credit report!
If you want to drop your car loan balance, "like a rock" then use some of your dividends, to make PRINCIPAL ONLY payments to pay your car loan off much faster than simply making your scheduled monthly payment.
Initially, when evaluating a potential investment: Nothing is more important than the yield, the ROI(return on investment), the share price history, the dividend history and dividend schedule (weekly, monthly, quarterly etc.)
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
MSTY, #ULTY, #Loans, #Car Loans, #Inflation, #Bitcoin, #Cash #Retirement #Retire, #Income, #ETF's, #Margin, #ROTH IRA, #IRA, #QQQI, #SPYI, #CLM, #CRF, #BTCI, #OARK, #SMCY, #ROI, #Yield, #Share price, #Time
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 3, Episode #1 of Not Me, But You! Podcast. Happy New Year! Welcome to Season THREE! January 2026.
To connect with me/follow me on the X platform at: Waypa Today. Email or message me at WaypaToday@gmail.com. I offer 1:1 or small group coaching. Email me to set up a FREE 15 to 20 minute call to see if it makes sense for us to work together.
We discuss both Traditional IRA's and Roth IRA's. What are they? How are they different? Why do you need both types of IRA's? What is a Roth conversion? How can this benefit us? Is there a cost to do a Roth conversion? We discuss and answer all of these questions.
What can you do with cash flow? Answer: Anything you want! That's what makes it so valuable! Your entire life, whether your realize it or not, revovles around cash flow.
Basically: Traditional IRA' accumulate TAX DEFERRED. And Roth IRA's accumulate TAX FREE, as in you pay ZERO taxes, IF you meet the two conditions. We discuss these in depth in this epidsode. We also discuss what is an RMD? And how do RMD's relate to your IRA accounts.
We also talk about 401K's and 403B's and what they have to do with IRA's. Cash is trash! We save our money in Bitcoin to protect our future purchasing power. What actually drives inflation and what causes the purchasing power of cash to decline?
I belive that 2026 is going to a great year for investors full of opportunities to make money and build cash flow and grow wealth!
Have courage today, to pick one thing, and work on your dreams! We will talk again soon.
IRA, #Roth, #Roth IRA, #Traditional IRA, #Bitcoin, #Wealth, #Investing, #ETF's, #Income, #Taxes, #MSTY, #ULTY, #QQQI, #SPYI, #401K, #403B, #RMD's, #Assets, #Stocks, #Dividends
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 2, Episode #115 Not Me, But You! Podcast. Happy New Year! Welcome 2026! This is the FINAL episode of Season 2. We start Season 3 next in 2026.
Follow me/connect with me on X at: Waypa Today. You can also send me messages at WaypaToday@gmail.com. If you are interested in 1:1 coaching or small group coaching, then contact me to set up a FREE 15 to 20 minute phone call to see if it makes sense for us to work together.
What are you choosing to focus on? As an investor we can choose to pay more attention to certain things and ingore other things. We do this on a daily basis. And as investors we can wish that we invested differently in the past. But that doesn't help us today and looking forward. Instead keep your focus on what you can change or do differently today and moving forward.
Don't play "the look back game" by saying, "I wish I would have invested..." You can't go back and buy Bitcoin at $700/coin. You can't go back in time and buy gasoline at 65 cents/gallon. Those days have passed us by. Those times are gone and are now in the past. Leave them there! Focus on what you CAN invest in today and moving forward.
Build cash flow because your entire life revolves around cash flow. If you build enough cash flow, you gain total freedom over your time. You won't have to work in your small business, unless you want to. You won't have to go to your 9am-5pm job, unless you want to.
I believe in 2026 Bitcoin will go to $130,000 plus per coin! We have liquidity coming back to financial markets in 2026. The outlook is bright. I am hopeful and I expect that 2026 will be a great year for investors.
Don't forget to balance your portfolio with LESS risky things like SPYI and QQQI. Keep stacking shares of these ETF's that don't experience any significant share price erosion. They still pay 12% to 14% per year on your money!
I hope you had a great 2025. If you did not, then let''s make 2026 a better year.
Wishing you health, wealth, happiness and peace. And most of all, have courage today, to pick one thing, and work your dreams. We will talk again soon!
Entrepreneur, #Wealth, #Income, #Cashflow, #Stocks, #ETF's, #Bitcoin, #Health, #Retirement, #MSTY, #ULTY, #SPYI, #QQQI, #CLM, #Retirement, #Education, #Investing, #ROTH, #Conversion, #Traditional IRA, #budget
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 2, Episode #114 of Not Me, But You! Podcast. Merry Christmas 2025! Happy Holidays to all of you.
Connect with me/Follow me on X at: Waypa Today. I offer 1:1 coaching/small group coaching. Email me at: WaypaToday@gmail.com to set up a FREE 14 to 20 minute call, to see if it makes sense for us to work together.
Thank you for all of the listens and downloads. I enjoy this time of year because it gives me an opportunity to spend time with my family and to reflect back on the year that has just passed.
I'm looking forward to 2026. I believe it will be a year with many opportunites for investors. With the podcast, we will be starting Season Three in January 2026.
I review again "the cascading waterfall approach" that I use for investing where I utilize high yield/HIGH RISK ETF's as ONE of the financial tools, in my financial toolbox! I also review the "options wheel strategy" and how we can use it to make additional income!
Key takeaway: ALWAYS know the interest rate you are earning on your money, especially if your income payment is "GUARANTEED!"
I hope you had time to enjoy this holiday season and to spend time with those that are important to you in life!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
Options, #Bitcoin, #Dividends, #Christmas, #2025, #Wealth, #Income, #Cashflow, #Podcast, #Stock Analysis, #CLM, #SPYI, #QQQI
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 2, Episode #113 Not Me, But You! Podcast.
In January 2026 we will starting Season THREE of the Not Me, But You! Podcast.
Connect with me/Follow me on X at: Waypa Today. I offer a FREE 15 to 20 minute call if you are interested in 1:1 coaching or small group coaching (no more than 3 people). To set up a free call or simply message me about any topic at: WaypaToday@gmail.com
Investing will test your patience. Avoid the feeling of wanting to "panic sell." The Navy Seals in their training, get taught how powerful the word "UNTIL" can be. You will fight "until" you can win or escape etc. The same concept is true for investing. It's OK to make mistakes. It's not the end of your life or the world if you mess up. You can keep investing "until" you are eventually successful and ultimately wealthy. What can you do with cash flow? Answer: anything you want. That's what makes it SO POWRFUL. So build your cash flow (your income) weekly and monthly.
Your ultimate goal to be a successful investor is: to stay ahead of the TRUE rate of inflation. I do not consider investments unless I can earn at least 14% or MORE per year! Otherwise, it's not worth my time or my money! By staying ahead of the TRUE rate of inflation, you "outrun" the cash debasement that money printing causes. Each time money is "printed" your PURCHASING POWER decreases of ALL the money you have saved/invested. So the interest rate you earn on your money is EXTREMELY important.
Stabilize your portfolio with LESS risky assets that have little to no share price erosion. That does not mean you totally avoid high yield/HIGH risk assets like MSTY or ULTY. They have a place in your portfolio. But they should not be your ENTIRE portfolio. You have to balance your portfolio with assets like SPYI and QQQI and CLM etc.
I utilize what I call "the cascading waterfall" approach to investing.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
MSTY, #ULTY, #KYLD, #Bitcoin, #Income, #Cash flow, #wealth, #Not Me But You!,
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 2, Episode #112, Not Me, But You! Podcast.
Connect with me/follow me on X playform at: Waypa Today. If you are interested in 1:1 coaching or small group coaching, then email me at: WaypaToday@gmail.com. I offer a FREE 15 to 20 minute call to see if it makes sense for us to work together.
This episode was triggered by a listener question: We discuss fiat currency, the gold standard, what backs US dollars, money printing, inflation, what causes your costs for groceries/gas to rise etc, why and how we benefit by saving our money in Bitcoin, small business owners and how they operate, we all need cash flow to pay our bills, the "buy/borrown/die" strategy, why we need to earn at least 14% on our money, why investing in SCHD/JEPI/VOO so NOT earn us 14% a year!, the Invest Answers YouTube channel, Roth IRA's, Traditional IRA's, how Roth conversions work, what are RMD's relative to IRA's, why I don't fear reverse splits in ETF's, using the options wheel strategy to sell simple option contracts to make immediate cash flow, QQQI, SPYI, CLM, the CLM annual rights offering and how to benefit from it, I Trust Capital dot com Roth IRA and Bitcoin, and Blackrock.
I alter my cascading waterfall strategy AFTER an ETF does a reverse split. But I always do "something else" with at least HALF of my dividend money so that I minimize and manage risk. I NEVER put ALL of the dividend money back INTO a high yield/HIGH RISK ETF. I'm always doing "something else" LESS risky with at least 1/2 of the dividend money.
Wishing you a very Merry Christmas and best wishes for this holiday season. Thank you to my awesome listeners. Keep emailing me and keep asking questions on X. Asking quesitons is how we all learn and win together. Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
Bitcoin, #RMD's, #QQQI, #SPYI, #CLM, #SCHD, #JEPI, #CLM, #ROTH IRA, #TRADITIONAL IRA, #Cashflow, #ETF's, #Dividends, #wealth, #Inflation, #Money Printing, #buy, #borrow, #die,
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 2, Episode #111 Not Me, But You! Podcast.
Connect with me/follow me on X platform at: Waypa Today. I offer 1:1 and small group coaching. Email me at: WaypaToday@gmail.com for a FREE 15 to 20 min call to see if it makes sense for us to work together.
If we don't panic sell and if we are patient, the markets will usually reward us. Also, good habits like eating a healthy diet and getting enough consistent exercise will reward us over time. Getting proper rest is also equally important. Even God rested on the 7th day(That's what I believe). You are free to choose what you believe. In the same way, with our investments, being consistent, even when markets are down, can reward us over time.
ULTY even though it did a reverse split, things didn't change much. If you panic sold, then you very likely took a big loss. I did not sell even ONE share of ULTY. I waited for the reverse split and I monitored the dividend payout. Why? Because my investment goal with ULTY is ONLY to get dividends. It is still paying me a weekly dividend. So I'm good!
I own ULTY INSIDE of each of the THREE types of accounts we speak about...1)Regular brokerage account, 2) Traditional IRA account, 3)ROTH IRA account. I take 1/2 of my dividend money from HIGH yiled/HIGH RISK ETF's like ULTY, and I put that 1/2 into something LESS risky. Why invest in something like ULTY to begin with? Answer: Because the yield is so HIGH. Yield at the time of this recording in December 2025 is 136%!! Where else can you invest money in life and get a return like that? And the ULTY fund invests in stocks like Google, Amazone, Palantir etc. Those are good single stocks to own separately.
A little knowledge, meaning INCOMPLETE knowledge can by dangersous to us as investors. Resist the urge to panic sell. Do NOT base your investment decisions based on EMOTION alone. My #1 goal as an investor is NOT to invest for growth, it's to invest BUILD cash flow.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
ETF's, #Tesla, #MSTR, #Dividends, #ULTY, #MSTY, #CLM, #SPYI, #QQQI, #Stocks,
Bitcoin,
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 2, Episode #110 Not Me, But You! Podcast.
Connect with me/follow me on X at: Waypa Today. Email me at: WaypaToday@gmail.com. I offer a FREE 15 to 20 minute call to see if working with me makes sense for us. I offer 1:1 coaching or small group coaching.
Mark Tilbury: Posted a great sentiment on X. It's not your fault that your'e not rich yet!...We review his post and by the way, Mark Tilbury is a millionaire! He talks about how important our mindset is.
You don't have to be perfect BEFORE you get started. But you do need start today! The longest journey, begins with a single step. So get to steppin!
Have courage today, to pick one thing, and work on your dreams.
wealth, #investing, #so you want to be rich, #Bitcoin, #Freedom, #ETF, # dividends.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 2, Episode #109, Not Me, But You! Podcast.
Follow me/connect with me on X at: Waypa Today. Email me at: WaypaToday@gmail.com. If interested in 1:1 Coaching, email me to set up a Free 15 to 20 minute call, to see if working together makes sense.
I continue to hold shares of ETF's like ULTY and MSTY. I am not concerned that they underwent reverse splits. They are still paying a comparable dividend. I'm invested in those ETF's for one reason..cashflow. That's all I care about. I do NOT care about share price erosion. ULTY and MSTY also pay far HIGHER dividend yields than things like SCHD, JEPI, and VOO.
If all you want to earn on your money is 3% to 4% then go invest in SCHD etc. I avoid them because I'm convinced there are better places I put my money to work for me. But do your own research and make your own decisions and accept responsiblity for what you choose to do with your money.
I hope you take time this Christmas season. I don't know which "holy-day" or holiday you celeberate. But I wish you health, wealth and happiness in 2026. I always like to spend time at this time of year, with people who are important to me and celebrate what I've accomplished in 2025 and look forward to 2026. I believe 2026 will another exciting and awesome year for you and for the markets.
I continue to "save" my money in Bitcoin. I consider Bitcoin to be UN-like any other cryptocurrency. It's in a UNIVERSE by itself.
I also continue to build positions in Tesla stock and MSTR stock. I believe both of those stocks can reach a share price of $2,000 per share in the next 7 years! Theyt do NOT pay cash flow but they are a nice long term hold for growth.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
ULTY, #Bitcoin, #BTC, #Dividends, #Investing, #Wealth, #CashFlow, #MSTY, #ETF, #SCHD, #MSTR, #Tesla,
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 2, Episode #108 Not Me, But You! Podcast.
Connect with me/Follow me on X at: Waypa Today. Email me at WaypaToday@gmail.com to discuss 1:1 coaching. Free 15 to 20 call to see if working together makes sense for everyone involved.
If you want to be wealthy, you need to buy/hold assets that pay you cash flow. As Warren Buffett has said, if you don't find ways to make money while you sleep, then you are destined to work until the day you die.
If you can push buttons on your phone, and if you can "pick the bigger number" in terms of yield, ROI etc, then you can handle investing. But of course, you also have to be willing to experience some failure and you have to do your own research and accept responsibility for the results for the money that you invest.
We discuss several examples where I detail "realize what you are also saying "yes" to." The most important question to answer, BEFORE, you invest is, "What is my investment goal?" I provide a detailed example of ETF TSYY.
Too many people you see on YT are recommending SCHD, VOO, JEPI but the yields from these investments are a underwhelming 1% to 3%. Do you think it's possible to become wealthy investing in things that pay such low ROI?
While you are building your wealth, don't forget to take time to exercise and eat a healthy diet. You want to remain healthy and be healthy enough to enjoy your wealth, once you achieve that goal. I encourage you to write your goals down on a piece of paper and look at and re-read that piece of paper often.
Have courage today, to pick one thing, and work on your dreams! We will talk again soon.
TSYY, #ETF, #Wealth, #investing, #dividend, #Bitcoin, #SCHD, #VOO, #JEPI, #debt
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 2, Episode #107, Not Me, But You! Podcast.
Connect with me/Follow me on X at: Waypa Today. Email me at WaypaToday@gmail.com if you want a FREE 15 to 20 minute call to see if it makes sense for us to work together. I offer 1:1 Coaching OR Small Group Coaching (up to 3 people).
Our entire lives revolve around Cash Flow!! We need to BUY/HOLD ASSETS that pay us weekly/monthly cash flow. Use the "Cascading Waterfall Approach" that I teach, to invest. By doing this, we keep LOWERING our risk!
Regarding ETF's, let the reverse splits happen! Wait until you're on the other side of the reverse split. Look for a similar RATIO. If your ETF did a reverse split of 5 to 1, you now have a lot less shares. To use real numbers if you started with 100 shares BEFORE the reverse split...then after the reverse split you have only 20 shares! But check to see if the DIVIDEND also 5X!! If it did, its the same MONEY!
Here is a real life example. If you had 100 shares paying you 5 cents per share BEFORE the reverse split...then AFTER the reverse split when you only have 20 shares...is the dividend paying you 25 Cents per share????? IF IT is,,,let's do some SIMPLE math. 100 times .05/share = is a $5 dividend. What is 20(shares) times .25/share??... Answer: $5!! See it's THE SAME MONEY! So who cares about the PRICE PER SHARE or the fact that the ETF reverse split???
Always know WHAT is your investment goal, BEFORE you invest any money. IF your goal is CASH FLOW, then we don't care if the price/share goes UP or DOWN!
I use an example where I discuss BITO. The yield is over 73%! And it pays a MONTHLY dividend. I also explain how to calculate ROI on any investment. We compare SCHD or VOO to the high yield/high risk ETF's that I discuss and own.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 2, Episode #106, Not Me, But You! Podcast.
Connect with me/follow me on X at: Waypa Today. Email me at WaypaToday@gmail.com. My coaching is 1:1 OR 1 to 2 or 3 (small group). Email me to book a FREE 15 to 20 minute call so we can find out if it makes sense for us to work together.
I use what I have named, "the cascading waterfall approach" to investing. Each tier that I drop money down into, carries LESS and LESS risk!
Some "loses" are ONLY paper loses, unless we are foolish enough to sell positions when we KNOW we are going to lose money!
Fiat currency is a country's currency that is backed by NOTHING physical. If you have money just sitting in a back account, it's melting away. WHAT exactly is "melting?" Answer: YOUR PURCHASING power!
If we invest our money into Bitcoin we do NOT have any "melting away" of our purchasing power. What we do see if price FLUCTUATION within a 4 year cycle. And Bitcoin reaches a new all time high price EVERY 4 years. And Bitcoin has a FIXED supply!
Write your ideas and goals down on a piece of PAPER. It's old school but it's also POWERFUL. Then view/look at the piece of paper every day! The KEY to wealth is your mindset!!
Remember that if you are an options SELLER, there is someone else on the OPPOSITE side of that trade. So that means if you are SELLING a put, someone else is BUYING (purchasing) a CALL.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
Delta, #Options, #Investing, #Wealth, #Stocks, #ETF's, #Bitcoin, #MSTR, #Tesla, #PUTS, #CALLS, #Options Wheel,
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 2, Episode #105. Not Me, But You! Podcast. Are you being scared into selling your Bitcoin? The Federal Reserve injected 13.5 Billion dollars into the market. We were lacking liquidity.
Connect with me/follow me on X at: Waypa Today. Email me at WaypaToday@gmail.com to set up a Free 15 to 20 minute call to discuss 1:1 private coaching with me.
The Crypto market is UNregulated. So that may be one reason why we have wild swings in prices. But once Crypto gets regulation, it should help stabilize prices in the future.
If you have a good understanding of inflation and how it erodes your purchasing power of ANY fiat currency, then you will appreciate the idea of "saving your money" IN Bitcoin! What is uique about Bitcoin? No one can PRINT more of it! There is a fixed supply. So NO INFLATION ersoion of value!
If you aren't wealthy yet, then ask yourself what you are willing to do to accomplish this goal? Then go make it happen as quickly or slowly as you choose. There is no speed limit on the highway of success! YOU pick the speed on that highway! Are you willing to put in the time? Are you willing to work 80 hour weeks temporarily until you reach your ultimate goal?
Regarding the Yieldmax REVERSE splits on their ETF's...I did NOT sell any shares. I let the reverse splits happen. Then simply kept COLLECTING dividends! Regarading Bitcoin being at lower price than expected and the crypto market NOT having an Alt Season yet...I believe crypto will hit new all time highs in 2026. Did I think it was going to happen in Q4 of 2025? Yes I did. But since it hasn't happened, I now know that this 4 year Bitcoin cycle, is different from any previous one! Be patient and see where the market goes!
We will start season 3 of this podcast in January 2026.
Most of all, have courage today, to pick one thing, and work on your dreams!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us Fan Mail
Season 2 Episode #104, Not Me, But You! Podcast.
Connect with me/follow me on X at: Waypa Today. If you are interested in 1:1 coaching with me, email me at WaypaToday@gmail.com. We can get on a FREE 15 to 20 minute call to discuss how I can possibly help you. My 1:1 coaching is just you and me. You won't be added to a private Facebook group with 99 other people where you have "weekly calls" where you compete with all of these other people for my attention! This is often how many alleged "gurus" run their "coaching programs!" Maybe you just need consistent encouragement?
Grant Cardone is often accused of "always selling something." Yet he admits to this and further asks a question: "You know who else is always selling something?" Answer: Apple, Google, Meta, any other company who is in business.
Schools often teach us how to work for someone else or have a career etc. But schools do NOT teach what I talk about! I spent over a decade in the education field! So I know that schools do NOT teach people how to invest/become wealthy by simply pushing buttons on their phone!
We will be winding down Season 2 of this podcast at the end of December. In January of 2026 we will start Season 3 of the podcast!
What is the average monthly Social Security check? It's less than $1,400 per MONTH! Can you live on that alone? This monthly amount is what the average American can expect to get if they retire at age 62! Retiring at age 62 is considered "retiring early" by the Social Security Administration. But if you wait until age 67 (full retirment age) then your monthly check amount will be more.
Check out "The Wolf Of All Streets" YouTube channel where Gary Cardone is interviewed (Gary Cardone is Grant Cardone's brother). Gary does an excellent job speaking about and describing WHY continuing to buy Bitcoin is a great idea!
QE from the Federal Reserve is coming! That should be good for financial markets. What is bad about it is....it will cause higher costs (higher inflation). But the markets have NO liquidity, so it's likely necessary.
Have courage today, to pick one thing, and work on your dreams!
dividends, #cashflow, #WolfOfAllStreets, #GaryCardone, #SocialSecurity, #Retire, #Wealth, #Investing, #X, #WaypaToday, #coaching, #IRA, #Stocks, #ETF, #Options, #Bitcoin,
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #103 Not Me, But You! Podcast.
Connect with me/follow me on X at: Waypa Today. If you want to have a FREE 20 minute call with me to discuss 1:1 coaching. opportunities, email me at Waypatoday@gmail.com
Happy Thanksgiving. I hope you had a chance to pause and spend time with whoever is important with you. I reflect, this time each year, on the year that is about to end, what I have accomplished, and plan for upcoming 2026.
I also spend time with my family and take a break from my usual routines and stress. I hope that you did the same.
Also in this episode, I announce that I'm offering for the first time, 1:1 coaching with me. Unlike many people online who have ZERO teaching background, I used to work in the Education field for over a decade. And my coaching/teaching is actually just you and me. If you choose to join a typical "coach" who you discover on YouTube, you will find that the person is often a marketer who adds you to a group of 100 people or more and that is your "coaching experience" with them! I don't believe in that. There is no better educational ratio than 1-on-1. But that costs money. Jump on a call with me to discuss what you want to learn and how much it would cost. The price might surprise you in a good way!
Have courage today, to pick one thing, and work on your dreams!
Bitcoin, #cashflow, #stocks, #investments, #ETF's, #dividends, #coaching
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #102. Not Me, But You! Podcast.
You can connect/follow me on X at: Waypa Today.
If you are interested in a free 20 minute call to discuss 1:1 coaching, email me at Waypatoday@gmail.com
Yes, many Yieldmax funds are doing reverse splits in early December 2025. But that doesn't mean you have to panic sell all shares at a loss. Are the funds still paying dividends? And what are you doing with 1/2 of the dividend money? Are you putting 1/2 of dividend money into LESS risky things? Are you buying Bitcoin with the dividend money? Are you paying down debt?
Income producing ETF's that have extremely high yields but also carry HIGH risk, are only used for one purpose: like mini ATM machines inside of your accounts. They will NOT peform like Apple stock because they are NOT designed to do this.
We discsus LESS risky investments to put your money into that do NOT have share price erosion!
Sometimes, in investing, just being patient pays off! We discuss 12 ETF's: ULTY, MSTY, YBIT, YBTC, YETH, YMAG, YMAX, SMCY, PLTY, OARK, ICOI, CONY. But these ETF's are paying you 100% to 200% in yields!!
Sell simple option contracts. Take 1/2 of the premium and invest it into high yield/high risk ETF's. Take the dividend money from the ETF's and put 1/2 of it into something LESS risky. This is the "cascading waterfall" approach to investing/accumulating wealth.
Always keep in mind, your investments need to OUTPACE the TRUE rate of inflation!
Have courage today, to pick one thing, and work on your dreams!
tarrifs. #trade talks. #cash flow, #dividends, #stocks, #ETSF's , #Fed Reserve, #share price erosion, #Bitcoin, #ULTY, #MSTY, #YBIT, #SMCY, #PLTY, #OARK, #ICOI,
CONY
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #101. Not Me, But You! Podcast.
If you want to follow me/connect with me, you can on X at: Waypa Today
I'm riding ULTY all the way down to zero, if necessary! This is what makes investing difficult. It's emotional and mental. Investing is warfare with yourself! If it was super easy, then everyone would do it and become a multi-millionaire.
I use the "cascading waterfall" approach to investing. IF the ULTY fund goes bankrupt, then I simply go find the next ULTY and start the process over again. But make sure that you take 1/2 of your dividends from ULTY and place them in something LESS risky (with no share price erosion).
If you are making at least 14% on your money, then you are truly getting ahead with your investment portfolio.
Follow Jim Ferguson on X. I highlight a great re-post from him that Elon Musk originally wrote!
If you want to learn more about a 1:1 coaching call with me, then email me at: Waypatoday@gmail.com. Or you can send me a message on X at Waypa Today. We can do a FREE 20 minute call to start.
Have courage today, to pick one thing, and work on your dreams!
ULTY, #cash flow, #stocks, #high yield, #MSTY, #Dividends, #Bitcoin
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #100. Not Me, But You! Podcast.
You can follow me/connect with me on X at: Waypa Today.
"Your time is your most valuable asset. More valuable than your money, your assets, your retirment account, your home, your business." Wrap your brain around this concept: Your entire life revolves around cash flow!
3 types of personal accounts needed: 1) regular brokerage account. 2) Traditional IRA account. 3) Roth IRA account. You select the brokerage platform you want to use.
Push buttons on your phone and make money! It's simple but not easy, unless you know how to do it (as with anything in life).
Start with learning to sell simple options contracts (cash secured puts or covered calls). Then take the "premium" earned (also cash flow) and use HALF of it to buy high yield ETF's. Then take the dividends from the high yield ETF's and use HALF to put back into FREE shares of the thing that paid you the dividend (this lowers your overal cost basis). Also take HALF of the dividend money and invest it in something else (that is LESS risky).
You can do this process in ALL THREE of your accounts. Two of those accounts (traditional IRA and Roth IRA) will NOT be taxable. So NO TAX on the gains inside of those two accounts. The only time you pay ANY tax is when you withdraw money from the Traditional IRA. Or if you attempt to withdraw "early" from your Roth IRA(before age 59 1/2 and/or if you have not had the account open for at least 5 years).
Would you like to get off of "the hamster wheel" where you work for someone else for 40 years and PERHAPS you can then afford to retire? Start with this premise: "Most of what I think I know about money is likely wrong!" Verify your beliefs. Challenge them and test them.
Only 19% of Americans retire with a monthly pension check! So we need to learn how to BUILD our OWN "pension checks" so that we have cash flow each week/month.
You can use the Robinhood platform to buy "fractional shares" of great growth stocks like: Tesla and MSTR or ANY of the "Mag 7" stocks. This feature makes it more affordable for most people! Buy fractional shares of these stocks INSIDE EACH of your three accounts! And Robinhood will give you a 3% match (if you join their gold status program) inside your Traditional IRA and your ROTH IRA.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #99 Not Me, But You! Podcast.
You can follow me/connect with me on X at: Waypa Today. If you want to buy fractional shares of Tesla stock or MSTY stock, you can easily do that at Robinhood.
The three types of accounts we all need are: 1) Regular brokerage account 2) traditional IRA account 3) Roth IRA account.
The USA government shutdown looks like it will finally end which is a good thing for investors. Poor people are focussed on buying things and wealthy people are focussed on buying/holding assets.
We talk about 13 ETF's in this episode that will pay you weekly dividends. What do you do with the dividend income? We discuss that. Where do you get the money to invest in these 13 high yield/high risk ETF's? You can press buttons on your phone and sell simple options contract for immediate cash flow. Take 1/2 of the option cash flow and buy shares of these ETF's. This means you did NOT take money from your paycheck or your bank account to invest in these ETF's which also pay you dividends!
We use a "cascanding waterfall" approach to become wealthy and ready for retirement!
To pay your car loans off sooner: make extra "Principal Only" payments even if it's only an extra $40 twice a month! That strategy will drop your balance significantly very quickly if you do this consistently ever month!
Accumualte 12 shares of Tesla stock. Then get to 25 shares. Next get to 50 to 100 shares of Tesla stock!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
Ethereum, #Bitcoin, #Dividends, #Retirement, #Cash Flow, #Stocks, #Extra income, #Tesla, #MSTR, #Inflation
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #98. Not Me, But You! Podcast.
Follow me/connect with me on X platform at: Waypa Today
What is happening in the Macro Economic world that is affecting both the stock market and Bitcoin/Crypto markets? The 2025 four year Bitcoin cycle is vastly different from previous 4 year Bitcoin cycles.
We talk about how to balance your risk/reward with your happiness level in life. Do NOT be afraid to leave a bad relationship. It doesn't matter if it's a bad personal relationship or if it's a bad "business relationship." The best gift you can give yourself is to walk away from any job where you know it's not a good fit for you.
Go find a new opportunity. You deserve to happy in life while you build wealth. But it takes courage to make changes. It's OK to feel nervous and anxious. But do it anyway!
Having cash flow is the key to surviving "down time" while you look for a new opportunity.
The best leaders I ever worked for were "servant leaders" NOT dictators!
stocks #crypto #Bitcoin #Changing Jobs #Achieving Goals #Investing #Options #Lifetime goals #Dreams #Retirement #Cash flow #Networking
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #97 Not Me But You! Podcast.
Connect/follow me on X at: Waypa Today. Poor people are focussed on buying things. Wealthy people buy/hold assets. Some of those assets pay them dividends (cash flow).
Do you understand the TRUE rate of inflation and how the purchasing power of your money "melts" away over time. So that is why it's crucially important to earn at least 14% per year on your money (your investments).
We use a ROTATION method when are dividends are paid to us. We take 1/2/ of the dividend money and buy FREE shares of the asset that paid us the dividend. We take the other 1/2 and put it into LESS risky investments and/or use it to pay down debt.
Too often we invest with emotion that can prevent us from making good decisions. Tesla may be ONE of the best GROWTH stocks to invest in today, with a 5 to 6 year time frame. Some people estimate that ONE share of Tesla will be $9,000 to $12,000 per share just 6 years from now!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season Two, Episode #96. Not Me, But You! Podcast.
Follow me/Connect with me on X at: Waypa Today. My #1 goal as an investor, is to build weekly/monthly cash flow. After you have $6,000 or $8,000 or $10,000 of cash flow EVERY month, you can afford to sit back, wait, be patient, and wait for the price of Bitcoin to rise to say, $150,000, before you choose to sell some.
You need to put your money in places that will give you a high enough rate of return that you preserve the purchasing power of your future money! You must OUTPACE the TRUE rate of inflation.
Then do "dividend rotation" where you rotate 1/2 of the dividend money into LESS risky investments that do NOT have share price erosion.
We have had TWO interest rate cuts from the Federal Reserve. Still no stock market rally or cryptocurrency rally. Is the Bitcoin rally still on its way? Answer: yes, possibly. But no one knows for sure.
If you had been DCA-ing (dollar cost average purchasing) Bitcoin over the past 3 to 4 years, then you SHOULD be able to sell NOW and still be IN PROFIT!
Do you have the 3 types of accounts: regular brokerage account, tradtional IRA account, Roth IRA account?
If you take a BLENDED approach to investing that includes investing in Bitcoin AND in traditional finance assets, then you get the best of both worlds.
Stack shares of Tesla over the next 5 years. Tesla is NOT just an electric car company. It's an AI company. The Robotaxi roll outs alone could 10X Tesla stock.
Utilize Robinhood to buy FRACTIONAL shares of Tesla stock if you can't affort $450 plus to buy ONE share.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
Bitcoin, #FOMC, #Federal Reserve, #Cash flow, #Debt, #Tesla stock, #Robinhood
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #95. Not Me, But You! Podcast. Follow me/connect with me on X at: Waypa Today.
What does the upcoming FOMC meeting have to do with us as investors and what does it mean for prices consumers will pay? Typcially, stock markets/crypto markets LOVE rate cuts. We are expecting another interest rate cut this coming Wednesday, 10/2925.
The cuts are usually accompanied by Gov't money printing which causes inflation. When inflation kicks in, prices rise. This is BAD for consumers because the COST of ALL goods/services has to increase (because inflation/money printing casuses the VALUE of the money's purchasing power to go DOWN!). So, in response, to LESS purchasing power of money, prices have to INCREASE!
But inflation actually benefits those who BUY/HOLD assets! So it is a double edged sword. If you OWN assets, then it can benefit you. If you ONLY own things, then you will SUFFER...meaning it will cost you more simply to live (food/energy/cars/rent/real estate purchases etc).
We believe in dollar cost average buying "slices" of a whole Bitcoin, regardless of the price. Why? Asnwer: Because overall over the next 8 to 10 years, we expect the price of Bitcoin to continue reach new all time highs. What is better? Self custody Bitcoin in a "cold storage" devices? Or simply gaining exposure to Bitcoin by purchasing traditional finance assets?
Stacking or "saving money" IN Bitcoin does NOT pay your cash flow. But the other TWO things we talk about DO pay you cash flow both WEEKLY/MONTHLY.
1) Invest in TRUE HIGH Yield ETF's for weekly/monthly cash flow.
2) Sell simple options contracts for cash flow Weekly/Monthly.
Have THREE types of accounts at your brokerage platform: Regular account, Traditional IRA account, Roth IRA account.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
MSTY, #ULTY, #OARK, #SMCY, #IRA, #Roth IRA, #Inflation, #investing, #retirment, #stocks, #ETF's, #becoming wealthy. #Options, #Bitcoin, #Cold Storage Crypto #Crypto , #Ledger, #Tangem, #charles Schwab, #I Trust Capital, #Taxes, #Yield, #ROI
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #94 Not Me, But You! Podcast. You can follow me/connect with me on X at: Waypa Today.
Some people have a romantic idea of retirment. Somehow, some way, they believe they will be able to retire once they hit a certain age. But what about cash flow? What are your monthly expenses after you retire? We need to pick an actual number!
We need to know how much money we typically spend to live each month! Knowing this invovles the ever dreaded word of "budgetingl" But if you force yourself to live on a strict budget for 2 years, that alone could help to set you up to be wealthy for the rest of your life. Spending less and living AS IF your were broke, can be temporary
Warren Buffet said "If you don't figure out how to make money while you sleep, then you are destined to work until the day you die!"
I like the idea of building your pile of money and investing it in dividend producing assets. Then live of the dividends. Do NOT simply withdraw 3% or 4% of your big pile of money in retirment, is the best idea. What IF you outlive your pile of money! You could run out of money!
You can continue to run the options wheel strategy to produce income even AFTER you are retired. And you can employ this strategy INSIDE each of the 3 types of accounts: Regular brokerage, Traditional IRA, and Roth IRA.
Owning Bitcoin is better than owning real estate. Selling Bitcoin is much easier than selling Real Estate. And in owning Bictoin there is no insurance required, no taxes to pay, no tennats to deal with, no overhead like replacing carpet or an appliance etc. And the Bitcoin is portable. You can take it with you anywhere in the world!
What are you focussed on? Poor people are focussed on buyting things. Wealthy people buy/hold assets!
There is no speed limit on the highway to success. You want to go fast or slow? You select the speed!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
investing, #retirement, #wealth, #dividends, #options #cash flow #Warren Buffet
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #93, Not Me, But You! Podcast. Follow me/connect on X at: Waypa Today. Yieldmax announced that they are moving to ALL weekly payers on their ETF's. Some of their funds (ETF's) were paying a dividend ONCE a month. Now ALL of their funds will pay a WEEKLY dividend. So we will get our dividend money (our cash flow) sooner and on a weekly payout schedule.
Wealthy people buy/hold assets! So make it a weekly/monthly goal to buy some more ASSETS. Buy/hold assets that pay you CASH FLOW. Your entire life revolves around cash flow! So build your "ATM machines" INSIDE of you regular borkerage account, and inside of your traditional IRA and inside of your Roth IRA.
Then ROTATE your dividend money into LESS RISKY investments. Take 1/2 of the dividend money and buy FREE shares of the asset that paid you a dividend. Take the other 1/2 and buy index funds like QQQI and SPYI.
Instead of buying things on your credit card and then paying off the credit card. Build cash flow that will pay for your next purchase of a TV, furniture, new appliances etc. Then use your credit card and pay it off within 2 months.
We discuss the dairy farmer story that shows us why share price erosion does NOT matter with ETF's' that pay us a dividend!! And we only lose money when we ACTUALY SELL SHARES. If the share price drops on your STATEMENT, that is a PAPER LOSS, not and ACTUAL loss, unless you're silly enough to sell shares!!
The ONLY thing we care about when it comes to Yieldmax ETF's or ANY other dividend paying investment, IS the dividend. Is it paying us a dividend? Answer: Yes, Then we are good because you may not EVER sell shares. So why would you care about share price moves? Why would you care about share price erosion? If it still continues to pay a dividend, that is the ENTIRE reason you invested in that asset!
Have courage today to pick one thing, and work on your dreams! We will talk again soon.
share price erosion, #becoming wealthy, #dividends, #options
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #92 Not Me, But You! Podcast.
To follow me/connect with me on X at: Waypa Today
We discuss the options wheel strategy and specifcally how to close out options positions early and to roll forward in time for additional premium (additional cash flow) and how to overall maximize profit.
We also discuss having multiple Roth IRA's. I like to buy/sell ACTUAL Bitcoin inside Roth IRA's. There is ZERO taxes owed when doing this. We are taking advantage of the Roth IRA financial container and WITHIN that container we an buy/sell and make additional profit and pay ZERO taxes while doing it!
Part of my strategy is to sell Bitcoin at high prices and then buy back in when the Bitcoin price dips. The overall result is that I end of owning MORE Bitcoin! A bigger stack of Bitcoin, so that when Bitcoin hits a new all time high price, the DOLLAR VALUE of my Roth IRA goes up significantly.
I continue to buy shares of Tesla. Stock price predictions have Tesla reaching a price of $9,000 per share by 2031! Save your money in Bitcoin, which protects your PURCHASING POWER. Buy/hold Tesla. Buy/hold shares of MSTR (the company owns a lot of Bitcoin).
Invest in true high yield ETF's and then be an options SELLER and make additional cash flow every month.
Have courage today, and pick one thing, and work on your dreams.
selling options, #options wheel strategy, #HIMS, #cash flow
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #91 Not Me, But You! Podcast. To connect with me/follow me you can find me on X at: Waypa Today. We discuss how to manage our thoughts/emotions when we have $6000 or $8000 or $10.000 or more in dividend income each month.
If these numbers sound incredibly out of reach to you, then keep listening to this podcast. We explain in multiple episodes how you can simply push buttons on your phone and INCREASE you weekly/monthly cash flow. We also talk about "saving our money" in Bitcoin and why that is superior to simply placing cash in a low yield or low interest bank account.
We experience the life that we focus on (per Tony Robbins). What we consciously choose to focus on, often dictates our ultimate success or failure. In my monthly budget, every dollar has ONE job...to make me another dollar. How do we do this? By buying/holding assets. We need to OVERCOME the constant of inflation that ERODES the purchasing power of our fiat currency.
What do you believe is possible for you? What we tell ourselves (especially repeatedly) often BECOMES true in our lives. A great book to read is: "You Can Just Do Things" by Jay Yang. Getting started in something new can be scary. But we need to attempt things and do things EVEN though we feel scared or nervous or unsure. Avoidind risk at all costs AND becoming wealthy is nearly impossible.
We have to get used to the idea of accepting some risk and AS you get wealthier you can dial back the risk and take LESS risk as time moves forward and our portfolios grow subtantially.
I don't know what your personal beliefs are. What you choose to believe is your personal decision to make. But for me, I believe God has a plan for my life and I believe that He wants to see me succeed and I belive that He HAS helped me in life and CONTINUES to help me even today. This thought, for me, this belief is compforting and helps drive me forward to new opportunites and face life with each new day. We can help to change our lives in 4 years. But I believe in my personal situation, God has helped me to do that in LESS than 4 years. So I can't take 100% credit for my success. But that being said, I was willing to do the work. But I first needed to know WHAT to work on and in what DIRECTION to head.
Many people who procrastinate are wonderful people. But their procrastination serves a pupose for them. Procrastination often helps people feel comfortable about NOT STARTING. We convince ourselves that we NEED to do more RESEARCH BEFORE we get started. Most times in life, this is simply NOT true. But telling ourselved we need more time, makes us feel better about NOT taking action today.
If we believe in an asset, then when the price drops significantly, our emotions tell us to sell ("cut our losses")> But skilled, long term investors often patiently wait for these opportunities, to BUY more. When the asset price recovers and returns to what it was previsouly, the skilled investors who managed their emotions benefitted by buying shares a huge discount.
Have courage today to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #90 Not Me, But You! Podcast. Follow me/connect with me on X at: Waypa Today
Are you continuing to stack/buy/hold assets? Poor people are focussed on buying things. Wealthy people are focussed on continuing to buy/hold assets. Every dollar in my monthly budget, has ONE job...to make me another dollar. What fiat currency do you use in your country?
Tesla is not just another electric car company. We discuss Tesla and why it would help anyone to own AT LEAST 12 shares of Tesla stock. I expect Tesla share price ot go reach $2,000 to $4,000 per share in the next 5 to 8 years. So if correct, then Tesla is a great stock to buy/hold for growth. Tesla, will likely change the way we live with their Optimus robots and Robotaxis.
And we should also buy/hold the best performing asset on the planet...Bitcoin. Rick Reider from Black Rock states that EVERY portfolio should hold some Bitcoin (1% to 5%). Black Rock is the largest money manager on the planet.
Push buttons on your phone and change your life in 4 to 6 years. Become wealthy.
I like to follow James at Invest Answers on YouTube. I always get valuable information from him.
Focus on building your weekly/monthly cash flow. Growth assets are fun when the price goes higher than when you purchased them. But NOTHING is better than cash flow. And IF your growth assets go higher, the ONLY way to get money out is to SELL some shares. But with dividend assets, they pay me EVERY WEEK/MONTH and I do NOT have to sell any shares to get that money!
I am planing on cashing out (selling) some of my stock assets in Q4 this year in 2025 and I'm definitely going to sell a lot of my crypto assets between now and Christmas (Dec 25th).
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #89. Not Me, But You! Podcast. If you want to follow me or connect with me, you can find me on X at: Waypa Today. Thank you for all of the 10,000 plus downloads!
There is a disturbing trend where fewer and fewer Americans CAN AFFORD to retire. Why? Answer: due to inflation (rising costs!) Now WHAT would help anyone with rising costs? Answer: MORE CASH FLOW!
Time is our most valuable asset in life. Most of us go to a job WHERE we trade time for money. We do that until me have saved/invested enough where we have so much weekly/monthly cash flow, that we can afford to walk away from our jobs(we retire).
Every investment that anyone considers should not be viewed in the same way that we view Apple stock. We know that Apple is GROWTH stock. So therefore, the ONLY way we can lock in profit, is to SELL SOME SHARES, when the stock price goes up! So we ONLY have ONE way to make money (profit) with Apple stock.
But what about dividend stocks/ETF's? We can buy/hold dividend assets that PAY us WITHOUT us having to sell shares! Guess what you can do with cash flow? Answer: Anything you want. That's what makes cash flow SO VALUABLE!
We discuss "NAV erosion" and "share price ersosion" and how we don't really need to concern ourselves that the share price has decreased, as long the asset continues to PAY US a dividend on a schedule (weekly/monthly). I don't care if I "lose money" ON PAPER, as in IF I were to sell shares. I don't plan on selling shares! So WHY would I care if the share price fluctuates UP or DOWN?
We don't have to wait for permission to become wealthy. Start today. Start messy. Start right where you are today. Stop telling yourself that you aren't ready or that you need to do more research. Your goal should be to learn. Your goal should NOT be "not fail." Failure is VALUABLE information that you can use when you try again!
Wealthy people are focussed on buying/holding assets, that pay them cash flow. Poor people are focussed on buying/collecting things! Wealthy people think about MONEY differently from how poor people think about money. What is YOUR focus?
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #88. Not Me, But You! Podcast. Follow me or connect with me on X at: Waypa Today.
We discuss Microsoft stock which is actually a very good stock. It's part of the Mag 7 group of stocks (Apple, Amazon, Nvidia etc.). But it's expensive. OVER $500 per share! So it's a good stock for people who are ALREADY wealthy to park money. It's a GROWTH stock with an EXTREMELY SMALL dividend. It's NOT a dividend stock!
It pays a YEARLY dividend yield of 0.65%! That's you waiting an ENTIRE year to earn 0.65% on your money! That's a REAL CRAPPY dividend! It would cost you $5,180,000 to buy 10,000 shares of Microsoft stock. And for investing, let's call is 5.2 MILLION dollars, you would get $33, 200 PER YEAR in dividends that are paid quarterly (every 3 months.).
Compare this to MSTY with a dividend yield of right now, 205%. This yield fluctuates typically between 165% and higher. The yield changes as the NAV (net asset value) or SHARE PRICE changes. MSTY shares have been costing between $15 and $17 per share. But when the share price DROPS, the YIELD goes UP!
MSTY pays a MONTHLY dividend. 10,000 shares at $16 per share would cost you $160,000. Compare/contrast this with the cost of 10,000 shares of Microsoft at 5.2 MILLION dollars. What about MSTY's dividend? It has been paying ONE DOLLAR per share for several months in a row.
So...if you owned 10,000 shares of MSTY and it pays $1/share...you would be paid in dividends, $10,000 PER MONTH!
Compare this with ULTY which costs about $6/share. ULTY pays a WEEKLY dividend. The typical ULTY dividend is between 9 and 10 CENTS per share, paid weekly. 10,000 shares at $6/share would cost you $60,000. The ULTY ETF invests in about 30 different companies. That is good if you are looking for diversification and LESS risk. MSTY is a SINGLE STOCK RISK ETF tied to the underlying stock, MSTR.
MSTR is a great stock to buy/hold as the company holds OVER 600,000 Bitcoin on it's comany balance sheet. MSTR could hit a share price of over $2,000 per share in the next 8 years. It's currently September 2025.
If you owned 10,000 shares of ULTY it would pay you $900 PER WEEK, if it paid 9 cents/share. If it paid 10 cents/share, you would receive $1,000 PER WEEK in dividends. Poor people are focussed on buying things. If you want to build wealth, then you ened to focus on buying/holding assets which PAY YOU cash flow (dividends).
This podcast has hit 10,000 downloads. So thank you to everyone who helped make that possible. Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #87. Not Me, But You! Podcast. Follow me, connect with me on X at: Waypa Today
We discuss 15 steps to help you become wealthy. These steps are in SEQUENCE and probably listed in order of importance, ranked by me. So the steps are subjective but have proven to me that ANYONE can drastically change their life in a good way in just 4 years.
We can only spend time once which makes, TIME, our MOST valuable asset. So spend your time wisely and with purpose. In life, we tend to pay attention to things that we choose to focus on.
Most people who have "money problems" have a cash flow problem. How do you fix this? Answer: do things to pay you cash (income) both weekly/monthly. Wealthy people buy/hold assets! Focus on purchasing assets, NOT things!
Saving your money in Bitcoin puts your cash into the best performing long term growth asset on the planet! And saving your money in Bitcoin helps protect your purchasing power over time. But Bitcoin does NOT pay us cash flow. However, investing in true high yield dividend ETF's AND selling simple option contracts can bring you cash flow EACH week/month.
What does retirement look like for you? How much income/cash flow do you need each month to pay your bills and have money left over? Once you have "your monthly income number" you can work backwards to buy/hold assets that you bring you that money each week/month.
What do you believe in? Do you believe in God? Do you believe in a higher power that exists outside of you? Do you pray each day? Do you read each day? What type of stuff do you read each day? Believing or not believing in God is always a personal choice. I believe that God has a plan for my life. And I also believe in the power of reading each morning and starting my day in a positive way. Ultimately, with all of this, it comes down to what are choosing to focus on? What are choosing to ignore?
Buy/hold assets, not things. But also find time to spend both time/money with people that are important to you in life. Creating an income of $6,000/month, $8K/month, $10K/month or MORE...will bring new choices/opportunities. Consider spending some time helping others!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #86. Not Me, But You! Podcast. You can follow me and connect with me on X: at Waypa Today.
Today we review Caterpillar stock compared to the ETF's MSTY and ULTY. Cost of one share of Ceterpillar is about $425. Cost of one share of MSTY is between $15 to $17 per share. Cost of one share of ULTY is about $6.
Yearly dividend yield on Caterpillar is 1.43%. The dividend yield per year on MSTY is 166% and the yearly dividend yield on ULTY is 135%. MSTY pays a MONTHLY dividend. ULTY pays a WEEKLY dividend. Caterpillar pays a quarterly dividend.
If you invested 4.2 MILLION dollars in Caterpillar then you would receive a yearly dividend of about $60,400 per year.
However if you invested $160,000 into MSTY you would recieve $10,000 per MONTH in dividends. Why? Because MSTY pays $1/share per month.
Or if you invested $60,000 into ULTY, then you would receive about $1,000 per WEEK in dividends and that works out to be about $4,000 per month in dividends!
What this really boils down to is: are you playing the "wealth preservation game" or are you playing the "wealth accumulation game." People who invest in very PASSIVE stocks like Caterpillar, are trying to avoid risk but by doing that, they are also avoiding high returns! People who are already wealthy (like millionaires and multi milliionaires) are trying NOT to lose money! That's why they select investments like Caterpillar, which is not a bad company at all. I just don't recommend it UNLESS you already havea FULL TIME income in dividends every month.
You will work your entire life for "cash flow." So why not CREATE some of your own cash flow by buying/holding assets that pay you a true high yield dividend?
On this podcast, we always talk about ROTATING 1/2 of your dividend money into LESS RISKY investments, like: QQQI, SPYI, and CLM.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #85. Not Me, But You! Podcast. Follow and connect with me on X at: Waypa Today.
We continue our series on "Bursting Your Bubble" about Traditional Finance stocks. We discuss Visa today. Many people who claim to be "dividend investors" own Visa stock. Is it a dividend stock? Or is it a growth stock that pays a small dividend?
Let's run the numbers. Cost of one share: $343/share. Cost of 10,000 shares is $3,400,000. Visa is a great stock for people that are already wealthy that are playing the "wealth preservation" game. Yield for Visa is 0.69% per year. Earn $2.36/share per year. Owning 10,000 shares of Visa will pay you $23,600/year. Dividend schedule: Visa pays quarterly.
Cost of one share of MSTY is $15 to $17. Let's use $16 as average cost per share. so cost of 10,000 shares of MSTY is $160,000. MSTY pays ONE DOLLAR per share PER MONTH. It's a montly payer. So you would make $10,000 PER MONTH if you owned 10,000 shares. Dividend yield for MSTY: 166%. They use a covered call option strategy with involved risk. MSTY is a single stock risk fund tied to the stock MSTR>
Cost of share of ULTY is between $5 and $7. Let's use $6 as average cost per share. So 10,000 shares would cost $60,000. ULTY pays WEEKLY, between 9 cents and 10 cents/share PER WEEK. So you would make $900 to $1,000 PER WEEK in dividends if you owned 10,000 shares. Monthly income from ULTY would be $3,600 to $4,000 per month. Yearly income: $43,200 to $48,000 per eyar. Dividend yield: 135%. They use a covered call option strategy which involved risk. ULTY invests in about 30 different companies.
People often have a romantic day about retirement and they think that magically, things will work out. Do you plan on spending down your principal in retirment? Or living off the interest, the ROI, the dividends?
Two long term growth stocks that I invest is are: Tesla and MSTR> I belive BOTH of these stocks will reach $2,000/share in next 8 to 10 years. Tesla is MORE than just an electric car comany. It is an AI play. And MSTR holds over 600,000 Bitcoin on their company balance sheet.
I suggest rotating 1/2 of dividends from MSTY/ULTY and rotate into LESS risky assets like QQQI/SPYI/CLM. And take 1/2 of the dividends and invest back into FREE shares of MSTY/ULTY. That lowers your overall cost basis and brings you more dividends per week/month moving forward.
Figure out WHY wealthy people invest in the things they invest in.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #84. Not Me, But You! Podcast. You can connect with me and follow me on X at: Waypa Today. Blue checkmark verified account.
We continue our series: Trad Fi (traditional finance) stocks compared/contrasted to high yield ETF's that pay much higher dividends.
We discuss investing investing in Coca Cola vs. the true high yield ETF's MSTY and ULTY. Before you invest, determine what game you are playing? Are you playing the "wealth preservation" game or the "wealth accumulation" game? People who invest in a large amount of shares of Coke (symbol: KO) stock are already wealthy. If you are not already a millionaire, or multi millionaire, you will make MORE weekly/monthly cash flow by investing in MSTY and ULTY.
Are MSTY and ULTY risky? YES! But if you AVOID risk, then you are also AVOIDING HIGH RETURNS! Is Coke (KO) really a "dividend stock?" Answer: No it's actually a growth stock that pays a very small dividend (dividend yield: 3.0% per YEAR- cost for ONE share: $68). Compare this to MSTY: yield 166% per year. Cost of one share: $15 to $17. Or compared to ULTY: Yield 135% per year. Cost of one share: $5 to $7.
At a yield of 3.0% for every share of Coke (KO) you own, at the end of 12 months: you will get $2.04. Will that extra $2.04 help to make you wealthy?? You don't make MOST of the profit on Coke via the dividend. Instead you make profit on shares of Coke stock via "share price appreciation" and hopefully future stock splits.
Simple math: 10,000 shares of Coke (KO) stock at $68/share will cost you: $680,000. Compared to 10,000 shares of MSTY at $16/share will cost you: $160,000. And compared to ULTY 10,000 shares at $6/share will cost you: $60,000. Take HALF of the dividend money from MSTY/ULTY and ROTATE it into LESS RISKY investments. The other half of the dividend payouts I would use to buy MORE shares of MSTY/ULTY for FREE! ZERO COST basis.
Your 680 THOUSAND dollars invested in Coke stock (10,000 shares) will pay you about $20,400 per year.
What about dividend yields of MSTY/ULTY? If you own 10,000 shares of MSTY you will get paid $10,000 PER MONTH!! It pays a MONTHLY dividend of $1/share. Will that continue? Who knows.
What about ULTY's dividend yield? It pays $0.10/share per WEEK. That's right, it pays a WEEkLY dividend. So 10,000 shares will pay you $1,000 per WEEK or $4,000 per MONTH! Do your own research!
As an investor, understand WHY people do what they do. If Warren Buffett says to invest in a particular stock: that doesn't automatically mean its a great idea for YOU to invest in that stock! Warren Buffett is playing the "wealth preservation" game because he is already wealthy.
You're NOT a dividend investor if you are investing in Coke. You are a GROWTH investor who invests in something that pays a very SMALL dividend.
Check out the YouTube channel: Unconventional Wealth Ideas. I only invest in a stock like Coke AFTER I have already created $8,000/month to $10,000/month of CASH FLOW!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #83. Not Me, But You! Podcast. Follow me/connect on X: at Waypa Today.
We continue our series: Trad Fi (traditional finance) stocks compared/contrasted to high yield ETF's that pay much higher dividends.
We discuss investing investing in Pepsi vs. the true high yield ETF's MSTY and ULTY. Before you invest, determine what game you are playing? Are you playing the "wealth preservation" game or the "wealth accumulation" game? People who invest in a large amount of shares of Pepsi stock are already wealthy. If you are not already a millionaire, or multi millionaire, you will make MORE weekly/monthly cash flow by investing in MSTY and ULTY.
Are MSTY and ULTY risky? YES! But if you AVOID risk, then you are also AVOIDING HIGH RETURNS! Is Pepsi really a "dividend stock?" Answer: No it's actually a growth stock that pays a very small dividend (dividend yield: 3.89% per YEAR- cost for ONE share: $146). Compare this to MSTY: yield 166% per year. Cost of one share: $15 to $17. Or compared to ULTY: Yield 135% per year. Cost of one share: $5 to $7.
At a yield of 3.89% for every share of Pepsi you own, at the end of 12 months: you will get $5.68. Will that extra $5.68 help to make you wealthy?? You don't make MOST of the profit on Pepsi via the dividend. Instead you make profit on shares of Pepsi stock via "share price appreciation" and hopefully future stock splits.
Simple math: 10,000 shares of Pepsi stock at $146/share will cost you: $1,460,000. Compared to 10,000 shares of MSTY at $16/share will cost you: $160,000. And compared to ULTY 10,000 shares at $6/share will cost you: $60,000. Take HALF of the dividend money from MSTY/ULTY and ROTATE it into LESS RISKY investments. The other half of the dividend payouts I would use to buy MORE shares of MSTY/ULTY for FREE! ZERO COST basis.
Your 1.5 MILLION dollars invested in Pepsi stock (10,000 shares) will pay you about $60,000 per year.
What about dividend yields of MSTY/ULTY? If you own 10,000 shares of MSTY you will get paid $10,000 PER MONTH!! It pays a MONTHLY dividend of $1/share. Will that continue? Who knows.
What about ULTY's dividend yield? It pays $0.10/share per WEEK. That's right, it pays a WEEkLY dividend. So 10,000 shares will pay you $1,000 per WEEK or $4,000 per MONTH! Do your own research!
As an investor, understand WHY people do what they do. If Warren Buffett says to invest in a particular stock: that doesn't automatically mean its a great idea for YOU to invest in that stock! Warren Buffett is playing the "wealth preservation" game because he is already wealthy.
You're NOT a dividend investor if you are investing in Pepsi. You are a GROWTH investor who invests in something that pays a very SMALL dividend.
Check out the YouTube channel: Unconventional Wealth Ideas. I only invest in a stock like Pepsi AFTER I have already created $8,000/month to $10,000/month of CASH FLOW!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #82. Not Me, But You! Podcast.
You can connect with me on X at: Waypa Today
Proctor/Gamble stock is good stock for people who are playing the "wealth preservation" game. But PG stock will cost you about $160 per share. Compared to MSTY which is $15 to $17 per share. Or compared to ULTY which costs between $5 to $7 per share.
What about dividend yields? PG dividend yield is 2.64%. MSTY yield is 166%. ULTY yield is 135%. The dividend yields aren't even close! Not even in the same dividend universe. That's because PG is NOT a dividend stock. It is a GROWTH stock where MOST of your ROI will come from "share price appreciation" NOT dividends.
IN order to buy 10,000 shares of PG you would need 1.6 MILLION dollars. So if you have that much money already, you ARE already wealthy. But MOST people on planet earth don't have an EXTRA 1.6 MILLION dollars just laying around because they don't know what to do with it!!
How much would 10,000 shares of MSTY cost? Answer: About $160,000. How about ULTY? Cost for 10,000 shares of ULTY... about $60,000. What about dividends paid?
MSTY...10,000 shares pays $1 PER SHARE EVERY MONTH! That's $10,000 EVERY month in dividends from MSTY in dividend income.
What about ULTY dividend payments? It typically pays 10 cents/share PER WEEK. It's a WEEKLY payer. 10,000 shares of ULTY pays $1,000 per WEEK or $4,000 per month. That's IF it continues to pay at least 10 cents/share per week.
Investing in PG makes sense AFTER you have more than enough cash flow each month to pay your bills PLUS money left over that you don't need to save or live on.
Investing in MSTY and ULTY are RISKY. I suggest taking at least HALF of the dividends from these ETF's and put that money into LESS RISKY investments like, QQQI and SPYI.
All of investing presumes you ALREADY HAVE a basic understanding of how INFLATION causes the purchasing power of your cash to DECLINE.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #81. Not Me, But You! Podcast. You can follow me on X: at Waypa Today.
Wealthy people are playing defense when it comes to their investment strategy. They are ALREADY rich, so they do NOT want to lose money! However, if you are not already wealthy, but trying to become wealthy... then you need to play OFFENSE with your investments. What does that mean? You need to take some addtional risks that will pay you higher yields on your money. Think of the "yield" as "fuel." But there are different "grades" of fuel. Poor people need "rocket fuel." Wealthy people are using a candle or charcoal or wood...something that burns slower than rocket fuel.
If you want to become wealthy, you have to tune out the noise in life. Don't wast time with alleged "gurus" who masquerade as teachers but are really just marketing you something. And realize that people who have a portfolio worth $400,000 or $500,000, then you do NOT CARE if you only get 6% on your money each year! Do simple math: $400K times 0.06 = $24,000 per year. That's an average of $2,000/month. But this person already has a lot of money. Earning only 6%/year doesn't keep pace with the true rate of inflation each year. It doesn't keep pace with the shrinking purchasing power of cash every year. Wealthy people just pay whatever the higher price of any good/service is, because they can afford to pay more.
But if you are looking to become wealthy one day...then you need to earn at least 14% on your money every year. And SOME ETF's pay OVER 100% per year. Are they risky? YES they are. But these "risky" ETF's with very high yields, are like "rocket fuel" for your investments. Wealthy people play "wealth preservation." Poor people need to play the "wealth accumulation" game.
Take the profits (dividends) from high yield ETF's and invest SOME money back into "FREE" shares of the same ETF, but also ROTATE some of the dividend money into other things...into other less risky investments.
Cash flow, cash flow, cash flow is the pathway to wealth. A cool book I have read recently is: "You Can Just Do Things" by Jay Yang.
Some cool YouTube channels are: The Retired Lazy Investor and Dividend Compounders With... The guy who does "dividend compounders" is named Amos. He seems authentic and genuine. He and the Retired Lazy Investor both have videos that talk about ULTY as an investment vehicle for income only.
And on Sunday evenings, here is the USA, I like watching "Coopers Thai Adventure" on YouTube. He and a buy named Brooke Schneider, do a live stream on "Money Matters." Great channel and very helpful and knowlegeable people.
Perfection is a myth. Just get started today. Even if things are messy, it's still OK. But TAKE ACTION today and start investing or ADD to your existing investments. Build CASH FLOW! Be uncertain, but proceed anyway. Procrastinators don't need more time. They need more COURAGE!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #80. Not Me, But You! Podcast. This podcast is your roadmap to both wealth and freedom. 1) Save your money in Bitcoin. 2) Buy/hold true high yieldl dividend stocks/ETF's that pay you weekly/monthly cash flow. 3) Learn to sell simple options contracts that pay you cash flow by simply pushing buttons on your phone.
You can connect with me on X: at Waypa Today...Iron for the body, books for the mind, gratitude for the soul!
The book, The Big Print, by Lawrence Lepard, has a quote from Alan Greenspan: "In the absence of the gold standard, there is no way to protect savings from confiscation through inflation. There is no safe store of value." However, there IS a solution. It's called Bitcoin. Bitcoin is rare because it has a fixed supply. Bitcoin is deflationary. It costs less and less Bitcoin to purchase things as Bitcoin continues to reach a new all time high price. Conversely, USD LOSES purchasing power as more and more dollars are printed. So prices rise in the marketplace.
College degrees alone, did not make me and my family wealthy. Learning how to buy/hold assets will make you rich. It's your pathway to freedom. Your entire life is centered around receiving cash flow. Examples of cash flow: your paycheck, your Social Security check, your pension check, your retirement check, investment income etc.
Real life scenario discussed: If you have debt, what is better? Paying off the debt in one payment, if you can? Or is it better to create weekly/monthly cash flow and use the ADDITIONAL cash flow to pay off your debt at quicker pace? If you choose to use cash flow to pay off debt, then ONCE the debt is paid off completely, you STILL have additional cash flow! What can you do with cash flow? Answer: Anything you want. That's what makes it so valuable.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #79. Not Me, But You! Podcast. Follow me on X at: Waypa Today. This is a blue check mark verified account.
This is time sensitive informatiion. I explain how/when I'm cashing out my stacks of crypto. I share a FREE website that lists 30 indicators that I use as a guide for when it's the right time for me to cash out and walk away. I will be selling 80% to 90% of my ALT coins. I MAY sell a small portion of Bitcoin, INSIDE my Roth IRA. But overall, I'm not planning on selling Bitcoin.
I cover some Macro Enconomic factors that are coming in September 2025. I provide a time frame of how "Bull Runs' normaly work in "STAGES.". First Bitcoin runs, then ALT coins usually run up in price. It doesn't always happen simultaneously or in a perfect pattern. Life is MESSY and often unpredictable.
It takes, above all else, PATIENCE to be a successful investor. IF it was EASY, then everyone would do it. It's DIFFICULT but do it anyway. This "once in a 4 year opportunity" is something that you can begin building for in the next BEAR market which will likely begin in 2026. But it's often a 4 year strategy where you wait 4 years before you get the chance to cash out BIG.
I like to keep things simple and I like "simple math." You don't need to know the defintiion of these market indicators. Just be aware of them: MVRV Z score, Puell Multiple, Pi Cycle Top etc. That is NOT an exhaustive list. But they are some of the more popular market indicators. Use them as a GUIDE, but follow your instincts most of all and be patient and set a RANGE where you will be comfortable cashing out at many different price points. I believe this to be the BEST strategy for taking profit.
We have the FOMC (Fed Reserve Meeting) where on 9/17/25 we expect the Fed Chairman to announce a CUT in interest rates. If this happens, the interest rate cut can help send Bitcoin to a much higher price. Bitcoin is the "market leader" which means it usually acts like a magnet and draws the prices of all ALT coins upward too!
Take profit. And keep also building cash flow inside the 3 basic accounts: 1) regular brokerage account, 2) Traditional IRA, and 3) Roth IRA. You will never go broke taking profit, so make sure you cash out. Then don’t look back. Be content with your decision. Don’t second guess the timing of when you chose to take profit. Go enjoy life!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #78. Not Me, But You! Podcast. You can follow me on X at: Waypa Today. I also post there what I'm looking at in terms of new investments and what existing stacks I'm adding to.
Whale alert. A "whale" dropped a bunch of Bitcoin on an exchange to purposely manipulate the market price of Bitcoin (and other Alt coins too subsequently). This is what appears to be the case. Of course, I don't know for sure. But IF the "whale" didn't want to cause a market drop, they would have sold their Bitcoin via the OTC desk, instead of the way they did it by selling the Bitcoin on the actual exchange.
Many markets are manipulated, but we can still make profit in those markets. Move past the fact that they are manipulated.
It all starts with what you tell yourself, is possible. Your mindset is important, no matter what goal you are working to achieve. Do you want to be financially indepdendent? Do the 3 things we talk about: 1) Save your money in Bitcoin. 2) buy/hold true high yield dividend stocks/ETF's that pay you weekly/monthly cash flow. 3) Learn to sell simple option contracts to bring you weekly/monthly cash flow. You can accomplish all three of these things, by simply pushing buttons on your phone!
Open 3 types of accounts at your favorite brokerage: 1) Regular brokerage account with access to margin. 2) Traditional IRA. 3) Roth IRA. Then build "cash flowing machines" inside of each of the three accounts!
Realize that TIME is your MOST valuable asset. You can only spend time ONCE! And it's gone forever!
Have courage today to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #77. Not Me, But You! Podcast. Build cash flow. Make this your number one finanical goal. How does retirment work? Typically a "financial custodian" who holds your 401K/403B funds will try to convince you to take a monthly check, which they will "guarantee." Instead, consider taking your entire "ball of cash" and roll it into a Traditional IRA fund that you control. This type of account can be opened at Robinhood, or Charles Schwab or your favorite online brokerage company. Once you have the cash in your traditional IRA, you can invest the money and create MUCH MORE cash flow than you would get "guaranteed" if the financial custodian held onto your pile of cash.
If you live in the USA, like I do, then you need to be aware that when filing for and accepting monthy social security checks, you have to be aware of your FRA (full retirement age, as defined by Social Security Administration). If you retire at age 62 and your FRA is age 67, then you can only make at a job where you are issued a W-2 for your employment wages: only can make $23K to $26K PER YEAR! This yearly income limit will be in force until you reach your FRA at which time you can make as much money as you choose. But DIVIDEND income and investment income doe NOT count against your monthly social security check.
It is common for traditional finance people to do "sector rotation." What is it? Money gets moved into perceived "safe haven" stocks like: Berkshire Hathaway, Lockheed Martin, Home Depot, and McDonald's stock. These are NOT high yield dividend stocks. But they are stocks that will help to "preserve wealth."
Jerome Powell, Fed Reserve Chairman spoke at Jackson Hole, Wyoming. What did he indicate? An interest rate cut MAY be coming on 9/17/25, the next time the FOMC has a meeting. Track this and pay attention. IF Powell begins a series of interest rate cuts next month, then you will stock market prices rise and cypto prices rise. Federal interest rate cuts usually coincide with Gov't printing more fiat money.
If you don't like your current life situation then what are you doing today, to change it? Have courage today, to pick one thing, and work on your dreams. We will talk again soon. Follow me on X: at Waypa Today. Blue check mark verified account.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #76. Not Me, But You! Podcast. I talk about "market jitters" with the stock market and crypto currency markets. This is a temporary situation. This too, shall pass. Keep DCA (dollar cost averaging) into your favorite assets. Why? Because wealthy people buy/hold assets!
If you want to message me you can use the "fan mail" messaging feature on this podcast. Or if you want to connect to me, you can follow me on X (formerly Twitter) at Waypa Today.
Be like Warren Buffet in the sense that when the market goes down, instead of panicking, buy MORE! Do the opposite of what "the crowd" is doing. Be a contrarian investor. The only time I'm NOT buying more of an asset when it declines in price is IF I no longer believe in the value of the asset. If I BELIEVE it has value and future value, then I'm buying more. If I do NOT believe in the asset anymore, then I'm probably selling my shares and taking my money and rotating it into something different.
I do a quick review of options contracts. Cash secured puts and covered calls which are also known as: "the options wheel strategy." Being an options SELLER can bring you cash flow, by simply pressing buttons on your phone!
How to use "cold storage" to securely store your Bitcoin. Rotate dividend money into less risky ETF's like QQQI and SPYI.
At your favorite online brokerage, have 3 accounts: 1) regular brokerage account 2) Traditional IRA and 3) Roth IRA.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #75. Not Me, But You! Podcast. Follow Me on X at: Waypa Today.
Wishing you freedom from your 9am to 5pm job. How do you become financially free? Answer: Buy/hold assets that pay you cash flow WEEKLY/MONTHLY.
Threegreat quotes: "Every accomplishment began with a decision to try. Only a fool mistakes kindness for weakness. There can be the heart of a lion within the spirit of a lamb."
How many Bitcoin total available? Answer: 21 Million Bitcoin ever! They can't "print" more. They can't manufacture more. It's a FIXED supply. How many Millionaires in the USA? Answer: almost 24 million people are millionares who lives in the USA. According to US population statistics: 1 in 15 people are millionaires in the USA, as of data available in 2024.
How many millionares are there world wide? Answer: 58 million people world wide are millionaires. So there is NOT enough Bitcoin for EVERY millioniare to OWN ONE BITCOIN! It's NOT possible. So grab whatever slice or slices YOU can of Bitcoin between now (2025) and 2032, which is 7 years from now.
Only 850,000 people or LESS own ONE Bitcoin currently. Why is this number unclear? Because some people MAY own MORE than one Bitcoin and have multiple wallet addresses. The only thing we know for sure now, is that there are 850,000 unique wallet addresses that own ONE Bitcoin. Another scenario is that one person owns a partial Bitcoin in several different wallets! The total Bitcoin that person can own could be ONE Bitcoin or SEVERAL Bitcoin, depending on how many wallets that person actually owns/controls.
Bitcoin is projected to reach a price of ONE MILLION dollars by 2032. If correct, that means that Bitcoin will 10X in price. So go ahead and buy whatever slice of Bitcoin you can afford now, when it's ONLY $100,000 per coin! You will 10X your money in 7 years or less.
Now consider, what if you bough Apple stock or Microsoft stock or Meta stock? Do you think it's price PER share will 10X by 2032?? I highly doubt that will happen.
Even if you don't believe in Bitcoin and don't own any. Be aware that you are already participating in a DIGITAL economy and using DIGITAL MONEY to make purchases. Likley you use a debit card or credit card or possibly even you phone to pay for things? What are those forms of payment? Answer: digital payment systems.
Use the FREE website: stock analyis dot com to research stocks/ETF's. Open 3 brokerage accounts at your favorite online broker (Robinhood/Charles Schwab): 1)Regular Brokerage account with access to margin. 2) Traditional IRA. 3) Roth IRA. The paythway to wealthy INVOLVES risk.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #74. Not Me, But You! Podcast. Saving money IN Bitcoin is better than saving money in a bank account. "Investing" money into Bitcoin is a better hedge against inflation than most other assets. What is the BEST performing long term growth asset on the planet? Answer: Bitcoin. Better than any stock. Better than real estate.
We want to be option contract SELLERS which brings us immediate cash flow. Selling a cash secured put on a stock ties up money until the contract expiration date. But YOU select the expiration date. And if you buy/hold shares of high yield ETF's some of these ETF's/Dividend stocks pay YOU weekly and monthly dividends. This too, will increase your cash flow!
LEAPS are options contracts you BUY (purchase). With the idea that the stock price will INCREASE and you will make profit. It's possible to purchase a LEAP with an expiration date 12 months or more from now, but it increases in value in just 2 months from now. In that scenario, most people "close out" the position and take a 40% or 50% profit.
Wealthy people buy/hold assets. They are NOT focussed on buying things! They take money that an asset paid them to purchase a "new thing." Poor people take thier money and DON'T invest and then go buy things instead of assets!
If you are earning 14% per year, you are doing great! But the interest rate you earn on your invested money REALLY MATTERS! It's important. Do you know how 401K retirments works when you retire? Typically you are offered "an annuity" which is an insurance company product. The insurance company "guarantees" you a set amount of money each month. But they are USING your pile of money to make WAY MORE money than they are "guaranteeing" to pay you each month!
Follow me on X: at Waypa Today.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #73. Not Me, But You! Podcast. I vote with my wallet in life. I spend my money where it's treated best. Treat your money like it's your employees. Manage them and know that your money has one job- to make you more money!
If you are going to be a marketer then be normal. Offer some value for FREE and then present an offer. People don't need to hear about "your offer" that you're selling ever 4 minutes.
Most true gurus who are financially successful do NOT have a YouTube channel. They live their lives anonymously. They want to be left alone.
You have one job as a marketer if you want to be successful...don't be disliked. Also don't be obnoxious and annoying.
If you're looking for a good YouTube channel about Thailand and/or investing, watch Cooper's Thai Adventure. They talk about Tesla and MSTR and MSTY and ULTY and SMCY etc.
While you're becoming wealthy, don't forget to also work on your health. Meal prep some healthy meals at home. This is will save you money and ensure you eat high quality meals not filled with things that are bad for your body.
Use the FREE website, Stock Analysis dot com. Research any stock/ETF there. Ask yourself every WEEK, what new assets did I buy? Wealthy people buy/hold assets!
Pursue excellence instead of pursing relationships. You can always be availalbe for a romantic relationship after your'e already wealthy.
Follow me on X (Twitter) at Waypa Today. Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #72. Not Me, But You! Podcast. In this episode I provide some encouragement and motivation. I outline the pathway to becoming wealthy.
The three basic things to help us get wealthy: 1) Buy/hold Bitcoin. Don't sell it. Wait for it be so valuable that you can consider taking a loan against a small portion of it. 2) Invest in true high yield dividend stocks/ETF's that pay you WEEKLY/MONTHLY cash flow. 3) Sell simple option contracts for additional cash flow (cash secured puts/covered calls). You can accomplish all three of these things by simply pressing buttons on your phone!
Cash flow is undervalued. Cash flow is king. If you create cash flowing to you by buying/holding assets, then you won't be dependent on a job, on a career, on a business, etc. This IS the pathway to freedom. If you want to be truly free, then you have to create CASH FLOW weekly/monthly so that you can afford to live and pay your bills. Once you achieve this, YOUR TIME is your own again to spend as you wish.
Schools, college do NOT teach you how to invest and become wealthy. Instead school teaches us how to get a degree, a job, have a career etc. You have to use your internet connection to educate yourself on how to become wealthy.
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2. Episode #71. Not Me, But You! Podcast.
Do 3 basic things to become wealthy: 1) Buy/hold Bitcoin. 2) Buy/hold TRUE high yield dividend stocks/ETF's. These pay you WEEKLY/MONTHLY cash flow. 3) Learn to sell simple options contracts by simply pushing buttons on your phone!
If you don't know how to get "approved" to sell options contracts on platforms like Robinhood or Charles Schwab dot com, then this episode will be helpful for you. Step one: Get approved to sell/buy options contracts. Ususally you complete an online questionairre and then "apply" for free.
Once approved you can click through the screens and practice without placing trades. It's best to to this with an account that you have just a small amout of money it. Anytime you deal with options contracts, it is understood that we are talking about a block of 100 shares of a particular stock.
I go step-by-step and place an option contract: a cash secured put. Placing the "opposite" contract is the same process, but in reverse. That contract is called a "covered call." Think of a circle with a dotted line down the middle of it. You either start on one side of the circle (with cash) or you start on the other side of circle with 100 shares of stock. This entire process is called, "the options wheel strategy."
If you need/want a deeper understanding of WHY Bitcoin is such a valuable asset to buy/hold is...then read the book, "The Big Print" by Lawrence Lepard.
Realize that the high yield ETF's are your "personal cash flow ATM machines." They have on singular purpose: to pay you cash on a schedule (Weekly or Monthly). Then ROTATE the dividen money into "other stuff." Less RISKY asssets or pay down debt.
Option contract typcially expire on a Friday. YOU SELECT the date. Once a contract is open/active you also can choose to "buy the contract back" which is the same as "close position" thus ending the contract prior to the actual expiration date. You typically pay a "cost" for closing postions, but in many circumstances it's worth it to "give some money back" to get out of the position early.
Cash flow that gets deposited into your account as soon as you SELL the options contract, is called "premium." The premium is the same as "cash flow." So our goal is to make as MUCH premium as we can while we balance the risk/reward of each options contract.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2. Episode #70. Not Me, But You! Podcast. Poor people buy things. Wealthy people buy/hold assets. I suggest that everyone have 3 brokerage accounts: 1)Regular brokerage. 2) Traditional IRA. 3) Roth IRA. Build "personal ATM machines" that cash flow for you INSIDE of EACH of these 3 accounts.
Do these 3 things to become wealthy: 1) Buy/hold Bitcoin. 2) Buy/hold true high yield dividend stocks/ETF's. 3) Sell simple options contracts for IMMEDIATE cash flow (cash secured puts and covered calls). The most important thing of these three things to start first with is selling simple options contracts. It will bring you most cash flow the quickest.
ALL assets carry risk with investment. There is no way to avoid this. There is NO "Unicorn Invesment" = Zero risk/100% guaranteed. This investments does NOT exist. It's something you can search for but never will find! So get used to ACCEPTING a certain amount of risk when investing. Most people who are wealthy ALSO took some risks to become wealthy.
ROTATE your dividend payments into LESS risky things like QQQI and SPYI.
Option selling Tiers: Once you reach $25,000 in liquid cash, that's the first tier. Then when you reach $50,000 in liquid cash that's the 2nd tier. Then reaching $75,000 in liquid cash is the 3rd tier. And finally, hitting $100,000 in liquid cash gets you to a point where you are making a FULL TIME income and don't need to work a 9am-5pm job, unless you choose to.
Of course you can scale up from $100K and continue to build your "money ball" of cash, which allows you to make even more profit from option premiums. And while you are scaling up no matter what tier/level you start at, allocate some profit into HIGH YIELD ETF's. Doing this will help to build your weekly/monthly DIVIDEND cash flow which is SEPARATE from your option selling cash flow!
Let's do some simple math. If you can average make 2% ROI each week selling option contracts...there are 52 weeks in a year. So what is 52 times 2? Answer: 104% PER YEAR. Which means you can DOUBLE your money EVERY year simply by selling option contracts.
Have courage today to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #69. Not Me, But You! Podcast. Update Alert on OXLC. I am selling all of my shares because the Board of Directors approved a 5 for 1 REVERSE stock split. While several companies engage in "reverse stock splits" every year, the reverse stock splits are NEVER good for investors.
This negative news is the perfect opportunity for me to point out that to be a successful dividend investor, you have to TRACK your investments and also be ready to ROTATE your money OUT of one investments and INTO something new. RISK happens fast! We have to be nimble and be ready to pivot when needed.
This is NOT something that SHOCKS me. It is just an unfortunate thing that happnes from time to time and as an investor, we just assess, and take action and then move on!
Historically, OXLC was a VERY reliable payer and it was also CONSISTENTLY good. But things change in life. Don't let this "wreck" you or cause you to stop investing. Just move on. Keep going. If the pathway to wealth was easy, then everyone would be wealthy!
I still like ETF's like MSTY, ULTY, SMCY and YBIT, YMAX. May ALL of these go to zero one day? Perhaps. But I don't invest in these high risk ETF's hoping they will behave like Coke stock or Apple stock. These ETF's are NOT designed to behave like Coke or Apple or Amazon or Micrsoft. But those "blue chip" companies like Apple do NOT pay a great dividend! ETF's that pay high yields of over 100% are designed to become "your personal ATM cash flowing machines." And THAT comes with significant risk. I utilize them anyway in spite of the risk. In part, becasue I ROTATE the dividend money into LESS risky investments.
Have courage today, to pick on thing, and work on your dreams. We will talk again soon!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2. Episode #68 Not Me, But You! Podcast. MSTY EFT is paying TWO payments this month (August 2025). Congrats to all of you who have bought/held MSTY and are getting paid TWICE this month! Build cash flow by simply pressing buttons on your phone!
This information is NOT taught in schools, but probably should be. It would make a the world a better place, if more people were wealthy. If you want to become wealthy, then figure out HOW wealthy people think about things like: cash flow, assets, money, inflation etc.
You don't need to make a lot of money to become rich. You just need to do 3 basic things and do them consitently. It's the "rinse/repeat" pathway to wealth. 1)Buy/hold Bitcoin. Save your money IN Bitcoin. 2) Invest in true high yield dividend stocks/ETF's. Rotate your dividend money into LESS riskly investments. 3) Learn to sell simple option contracts by pushing buttons on your phone (cash secured puts and covered calls.).
If you KNOW where your money is going every month, then you can better plan for make "budget cuts" even if the cuts are temporary. Doing this will free up more money in your monthly budget so that it's easier for you to invest, save, pay down debt and pay off debt. Budgeting is boring. But budgeting will help you to become wealthier much faster! So do it even if it's boring.
We are all working most of our lives, for cash flow. What is a Social Security check if you live in the USA? It's monthly cash flow. What is a pension check? It's cash flow. What happens to your 401K when you retire? It can turn into monthly cash flow! Do you see a pattern? The awesome news is that you can CREATE your own additional cash flow WEEKLY/MONTHLY. That's what this podcast centers around and how to do it.
Have 3 accounts at your favorite online brokerage. My favorite is Charles Schwab dot com. I love their customer service. Their employees are always knowledable and helpful. The 3 accounts are: 1)regular brokerage account, 2) traditional IRA, 3) Roth IRA.
I like MSTY, SMCY, ULTY and things like CONY, YMAX, ICOI etc. These ARE RISKY. But IF you take the dividends from these ETF's and ROTATE the money into LESS RISKY investments plus buy some Bitcoin, you will likely become wealthier faster.
Do the "options wheel strategy" to get extra cash flow every week, every two weeks, every month! You can do all of these things I talk about in this podcast by simply PRESSING BUTTONS on your phone!
Stop researching and stop worrying about making a mistake. Instead get started. Take action. If you mess up, then learn from it and pivot into something that will be a success!
Have courage today to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2. Episode #67. Not Me, But You! Podcast. I compare MSTY to SMCY and ULTY. All Yieldmax ETF's that you can use to build "your personal ATM cash flowing machine" in all three of your brokerage accounts (Regular brokerage, Traditional IRA account, Roth IRA account)>
These ETF's pay YOU cash flow on schedule. Either weekly or monthly. Yet MSTY and SMCY are going to pay out TWICE in the month of August 2025.
Good quote: "Be brave enough to be bad at something new." Treat your time as your most valuable asset. Use your time wisely. But do NOT spend ALL of your time ONLY doing research. At some point, you need to STOP researching and START doing! Go do "that thing." Get STARTED investing already.
If you make a mistake, then who cares? You will recover and move on. That's how we learn in life. Don't fear failure. LEARN from it. What can you do with cash flow? Answer: Anything you want! That's why cash flow is SO VALUABLE!
Keep your montly expenses as LOW as possible. That way you can invest MORE MONEY. By doing that, you will become wealthy sooner! Pay off your credit cards. Pay off your car loan early. The benefit? You NOW have more money available each month in your monthly budget and you then have MORE choices as to what to do with that extra money in your budget.
MSTY and SMCY will pay TWO divdidend payments in the month of August 2025. Why? Because these ETF's actually pay EVERY 4 WEEKS! They don't pay out twice every month. But certain months out of each year, this is the case.
Know that investing in these HIGH yield ETF's invovles risk. But if you choose to do this, you can rotate your dividend payments INTO LESS riskly investments.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2. Episode #66. Not Me, But You! Podcast. Great quote: "Paper money evenutally retuns to it's intrinsic value- zero." Voltaire who lived in the 1700's.
Do you understand how inflation degrades the purchasing power of your money that you have in savings? What is the true rate of inflation? Probably 8% to 12% per year. What does that mean to us as investors? We need to OUTPACE that rate. Which means...we need to EARN MORE than that rate on our money (on our investments!). This is one reason why I don't mess with investments that pay a "crappy" yield like 6% or 7% per year! THAT RATE does NOT outpace the true rate of inflation!
Check out the book, "The Big Print" by Larry Lepard. Would you call a piece of paper an "asset?" What is the value of "a piece of paper" as an investor? There is a serious lack of financial education in most schools.
What's the typical advice students get in school? Perhaps go to school. Get good grades. Go to college. Get a "good" job. Why? So you can have "good career!" Does having a career or college degree guarantee that you will become wealthy one day?? School/college NEVER taught me how to become wealthy. Only how to work for someone else!
Ask yourself, "What new asset or assets did I buy this week or this month?" This is HOW wealthy people think! Wealthy people buy/hold assets. Poor people buy/hold things!
Do three basic things: 1) Buy/hold Bitcoin. 2) Buy/hold true high yield ETF's/dividend stocks that PAY YOU cash flow! 3) Sell simple option contracts (cash secured puts and covered calls). Selling option contracts pays you IMMEDIATE cash flow in your account!
Look at your monthly budget. Know WHERE you are spending money each month. Then look to TEMPORARILY cut your monthly expenses SO that you have more money to save/invest. Pay off bad debt like credit cards and car loans.
Do SOME research. Then reach a point where you STOP researching and take action and START investing! If all you EVER do is research, then you will NOT become wealthy.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2. Episode #65. Not Me, But You! Podcast. MSTY update!
Do you want to become wealthy? If you can accept higher RISK, then MSTY the ETF can help you become wealthyier QUICKER than traditional stocks. MSTY pays out a dividend EVERY 4 weeks. Some months, shareholders will receive TWO payments. That is the case for August 2025.
What do wealthy people do differently from poor people? Answer: Wealthy people buy/hold assets that bring them GROWTH or CASH FLOW. Sometimes, both! MSTY is "cash flowing machine." Think of it like your "personal ATM machine" that you can build inside or 3 accounts. What are the 3 accounts? Answer: 1) Regular brokerage account (taxable gains). 2) Traditional IRA (tax deferred). 3) Roth IRA (tax FREE as in ZERO tax on gains!).
Know your investment goal first. Then invest. You either want finanical growth or a payment on a schedule (also known as cash flow). I invest primarily for cash flow. Then I take the cash flow and use it, to buy/invest in OTHER things! That way, since I used dividends paid to me, my COST BASIS in the NEW investment is ZERO!
Do three basic things: 1) Buy/hold Bitcoin. 2) Invest in true high yield dividend stocks/ETF's (like MSTY/ULTY/SMCY, YBIT etc). 3) Learn to sell SIMPLE option contracts like cash secured puts/covered calls which brings you cash flow!
Ask yourself each week, "What new assets did I buy?" Instead of doing what poor people do which is buy new THINGS (that don't bring them cash flow!). Guess what you can do with cashflow? Answer: Anything you want! That's why it's so vaulable.
Meal prep to save money and eat overall healthier meals at home! You want to be healthy ONCE you become wealthy so that you can ENJOY your wealth in good health!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #64. Not Me, But You! Podcast. The Summer season will be coming to close in the next couple of months. Fall is right around the corner waiting for us. My favorite brokerage is Charles Schwab. Why? Because they have superior customer service! I can get an actual human being on the phone in less than 4 minutes!
Have 3 types of brokerage accounts: 1) regular brokerage account with access to margin to borrow money to invest! 2) Traditional IRA(money grows tax DEFERRED). 3) Roth IRA (money grows tax FREE!). We can invest in EACH of these three accounts. True high yield dividend stocks/ETF's like MSTY and ULTY and SMCY and YBIT, and XDTE etc. ... can be purchased/held inside of you Traditional IRA and your Roth IRA and your regular brokerage account. Only ONE of those accounts is taxable NOW!
Yes, you can choose to sell or resell items online and make profit. But that takes some work. I believe selling physical products online to get rid of clutter around your home and to get some cash that you can invest. But what is better is to invest in dividend paying assets that bring you cash flow on a schedule( every week or every month). Sometimes assets also pay out QUARTERLY which is every 3 months.
All that is required of you AFTER you invest in a dividend asset is to: "Roll out of bed, and not be dead!" And you get paid! What could be more passive? What could be easier and NOT require a huge investment of your time to continue to bring you cash flow?
Remind yourself, that poor people buy things. Wealthy people buy/hold assets! Wealthy people look to build THEIR OWN cash flow. Rather than wait for a retirement check/pension check (cash flow). Rather than wait for a government check like Social Security (monthly cash flow). Note, that we often work our entire lives simply to GET cash flow every month! So not start building your OWN cash flow today?
Build your "personal ATM machines" inside of each of the 3 brokerage accounts. When you do a trade/purchase in one, do the same in each of the other 2 accounts. I call this "mirrored trades." You can change your life, radically, in a good way, in 4 years or less. But it requires discipline and consistency.
One "life hack" that I like is food shop and do my own meal prepping each week. I still go out to eat or occasionally get take out food. But my LIMITING doing that, I SAVE MONEY.
Great Quote: "The entire point of life, is to take chances on dreams, that seem crazy to most people. But feel like destiny to you!"
Do 3 basic things each month: 1) Buy/hold Bitcoin. 2) invest in high yield dividend stocks/ETF's. 3) Sell simple option contracts (cash secured puts and covered calls). I also LOVE to sell option contracts at Robinhood. Very user friendly site/app. And do all 3 of these things by simply pressing buttons your phone.
The purchasing power of Bitcoin goes UP over time. We can't say that about fiat currency (where our purchasing power goes DOWN over time). Inflation causes prices to rise continually.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode # 63 of Not Me, But You! Podcast. Dividend investing is a "game of rotation" meaning the best options are typically "rotating" dividends into OTHER investments.
Previously, I have encouraged people to KNOW their investment goal PRIOR to investing. In this episode I speak about buying/holding Google stock from June 2024 to July 2025. Unfortunately, for investors who ONLY simply bought/held, they were likely dissapointed. Why? Because the price per share in June of 2025 was approximately $183/share. Today, in July 2025 what is the price of Google stock? Answer: $185/share. NOT MUCH share price appreciation at all!
So how can we improve on this? Answer: by holding at least 100 shares of Google stock, and then SELLING "covered call" option contracts. Selling options provides us with CASH Flow! So for investors who sold covered calls on their Google stock, over the past 13 months, they MADE money consistently. For those investors who ONLY bought/held Google stock, they "treaded water" financially and basically WASTED time over the past 13 months.
This example of Google stock teaches us to NOT only rely on share price appreciation of "Magnificent 7 stocks." We must employ OTHER strategies to ensure that we make profit!
Instead of investing ONLY in Magnificent 7 stocks, ALSO invest in OTHER true high yield ETF's, dividend stocks, and closed end funds. We must play "Wealth Accumualtion" if we are not arleady millionaires. Because, millionaries engage in "Wealth Preservation." They are already wealthy and want to PROTECT their wealth. This is why people who are already wealthy invest in Amazon, Apple, Google, Nvidia, etc.
There are 3 basic things you can do to get wealthy: 1) Buy/hold Bitcoin. 2) Invest in true high yield dividend paying stocks/ETF's. These pay you WEEKLY/MONTHLY cash flow. 3) Sell simple option contracts by simply pushing buttons on your phone. This pays you IMMEDIATE premium (another word for CASH FLOW).
If you're investments are not making you a profit of at least 12% to 15% per year, then you are wasting your precious valuable time. Pick something else to invest in. Pivot your money into something that will perform well for you.
Beyond selling simply option contracts (cash secured puts, covered calls) you can learn to purchase a different option contract called a "long call" or a LEAP.
Use your Traditional IRA and roll your 401K money from a previous employer into your Traditional IRA. That way you can control the money and choose what to invest in! No one will care about making profit with your money, more than you will!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #62. Not Me, But You! Podcast. To be a successful dividend investor, it's important to know that this is a "game of rotation." What does that mean? It means rotate the money you get from investments, into OTHER investments. Take "cash flow" and invest it, to bring you MORE cash flow. Or invest your cash flow into LESS risky investments. You can also use cash flow to pay DOWN debt.
Too many people have convinced themselves that investing is "too complicated" for them to learn. That isn't true. But it is a personal choice. If you own a smart phone, then you have the "world" at your fingertips. You can learn anything you want to learn about, by simply pressing buttons your phone! We are blessed to live in an age of technology that can help us to become wealthy.
Continue to remind yourself that poor people buy things, and wealthy people buy/hold assets. Do yourself the biggest favor you possibly can and "save/invest" some money into Bitcoin! Then focus on building your personal "ATM machine" and invest in true high yield dividend stocks, ETF's, closed end funds. Pay close attention to the YIELD (same as the percentage that you earn on your money). The yield is EXTREMELY important. ETF's like MSTY pay a yield of OVER 100% per year! Are they risky? YES! But invest in them and then ROTATE the dividend money into LESS risky investments, like QQQI.
You can work to make your life to be very different in 2 years or less. You can absolutely change your life forever, in 4 years or more. So get going today! Stop researching and start investing!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode 61. I cover another very popular ETF in this episode, ULTY.
You can use this financial tool to help you retire. But remember that dividend investing is a game of rotation- such as taking profits/cash flow and rotating that money into less riskly assets.
This podcast gets downloads in several countries all over the globe! Thank you for everyone who has listened and follows.
ULTY pays a WEEKLY dividend and the share price is VERY afforable (especially when compared to Magnificent 7 stock prices for just one share of stock).
Build your cash flow "machine" first. Then take your profits (cash flow) and use some of that money to buy more expensive stocks and put some money into Bitcoin too.
Long term stock holds for me are: TESLA and MSTR. I believe these stocks will be $2,000 per share in the next 8 to 10 years!
Do what wealthy people do... buy/hold assets INSIDE of your 3 accounts: regular brokerage account, Traditional IRA, and Roth IRA.
If you are NOT already a millionaire, then your goal should be wealth ACCUMULATION. Millionaires are playing a different game because they are already wealthy. They invest for wealth PRESERVATION. So they take less risks. But it's very difficult to BECOME rich UNLESS you are willing to accept some risk!
If you use some of your dividend payments to invest in ADDITIONAL shares of ULTY, then by doing that, you are LOWERING your overall COST per share! You used money you got for "free" to purchase these additional shares. So your "cost basis" is ZERO for those shares you used dividend money to purchase!
Bitcoin is the MOST valuable cryptocurrency because it has a LIMITED supply. Anyone who invested in Bitcoin and HELD it for at least 4 years, NEVER lost money! Go view a chart online. Type in "Bitcoin historical price" and look at the overall trend of the price every 4 years!
Look around your home and consider selling some stuff you have not used in the last 6 months/year. Turn it into cash and then INVEST that cash to help create cash flow. Once you have enough cash flow, you can purchase again anything you previously owned!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #60. Not Me, But You! Podcast. Question: What can you do with cash flow? Answer: Anything you want. That's why it's so valuable!
We, in essence, work our entire lives for "cash flow." You have money in your 401K and you want to retire? Your 401K company will likely offer you an annuity. What is an annuity? You hand over a pile of money, they guarantee you a monthly check! See, cash flow!
Do you live in the USA and are you waiting to collect Social Security? What is that? A monthly check. See, more cash flow.
If you invest in true high yield dividend stocks that pay you weekly/monthly...what is that? See, yet even more cash flow!
What if you learn how to sell simple option contracts by pushing buttons on your smart phone? What do cash secured puts/covered calls pay you? That's right, you guessed it...more cash flow!!
We will all encounter unfair situations and obstacles in our pathway toward wealth. But we can find solutions to these situations/obstacles and then move past them. We can make money even in a market that is manipulated.
Do three things to become wealthy (by simply pushing buttons on your smart phone and using your internet connection): 1) Buy Bitcoin. Don't ever sell it. When it increases in value by 10X, take loan against a small portion of it. 2) Buy/hold true high yield dividend stocks/ETF's/closed end funds. These investments pay you WEEKLY/MONTHLY cash flow. 3) Sell cash secured puts/covered calls to increase your cash flow.
I like MSTY, ULTY, OARK, OXLC, XDTE, QDTE, YMAG, YMAX, YBTC, and QQQI.
If you're just starting out with investing, then do NOT start with the Magnificent 7 stocks (Google, Apple, Amazon, Meta, Nvidia, Microsoft, Broadcom).
Check out the YouTube channel "Retire and Go." Rinsing/repeating your way to success may get boring. But there is power in repetition. And it won't be boring once you're wealthy and can do whatever you want, whenever you want.
Use the FREE website, Stock Analysis dot com, to evaluate stocks/ETF's. Click on the dividend tab (link). Look at the yield, the dividend history, the dividend payout schedule (how often it pays). Build your cash flow pipeline. Poor people buy things, wealthly people buy/hold assets!
We can collect dividends each week/month for simply rolling out of bed, and NOT being dead! Nothing is more passive. For long term growth stocks (the next 8 to 10 years) I like Tesla and MSTR. If you use cash flow to buy these stocks, you are getting these shares for FREE!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #59. Happy July 4th 2025. I pause today and reflect on how fortunate I am to have the people around me who love me. I also celebrate the country in which I live because of the opportunities that exist. Remind yourself: poor people buy things, wealth people buy/hold assets.
Whether we all realize and acknowlede this or not, we are all working to get to a point where we have enough cash flow every month so that we no longer need to work. That is called retirement. And retirment is increasingly becoming an elusive thing due to inflation and the increasing cost of basic things in life that we all need.
As much as I believe in buying/holding assets, I do NOT aspire to be a work-a-holic. There would be no joy to living for me, if that were the case. And I don't spend much time fretting/worrying over things in life because I have learned that doing that, for me, is a waste of my valuable time. Instead I prefer to focus on managing stressful situations and finding solutions as soon as possible, instead of just worrying about them.
Opportunities, in life, are like trains running down a track. Sometimes just waiting and being patient is the best strategy. If you feel like you have missed an opportuny that has "left the station" where you are standing: then just wait for the next train to come. But while you wait, work on accumulating MORE assets.
Or know that you have choices in life. You can "go to a different train station" and then wait for the next opportunity train to come down the track. If you keep looking and remain vigilant, a new opportunity WILL come your way. I promise you this is true. So don't be afraid to CHANGE your location.
I don't know if you live in the USA where I live, or some other country on the globe. But I hope that you had some time this weekend to rest and rejuventate and to be thankful for the good things in your life. And know that if you do not lose hope, keep accumulating assets, one day you will reach a point where even you will be surprised at HOW MUCH money you have accumualted. That is the idea. That is the end goal. And when you have enough cash flow every month to pay ALL of your bills, then, you have the choice to retire or not.
There will always be obstacles in life that stand between you and your goals. There will always be unfair situations. Find ways to move past those obstacles and unfair situations. Success awaits for you on the other side of those obstacles/situations.
I review some MSTY ETF scenarios. Real life examples of exactly how much money you can be paid in dividends EACH month. The "Magnificent 7" stocks are all great companies(Apple, Google, Amazon, Nvidia etc.) But the cost for just one share of stock( $200 to $500 per share) is very expensive when compared to the cost of one share of MSTY (about $21 per share). Pay attention to the rate of return you earn on your money. It's very, very important. And know your investment goal: growth or cash flow?
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #58. Not Me, But You! Podcast. Investment involves risk. Let's NOT forget that. It's possible for you/me to lose money. So instead of looking for "the perfect investment" that is "100% guaranteed" and has "zero risk", instead focus on MANAGING your risk. That's the best you can hope for.
On paper, if your investment "loses money" don't panic. Know that they ONLY time you ACTUALLy lose money is if you are silly enough to sell it at a loss! Successful investing is like riding a roller coaster. You have to EXPECT that there will be ups/downs. You have to hang on and get to the finish line.
I talk about HIMS stock and how it recently dropped $20/share! What do you do? First thing NOT to do is panic. Then asses and come up with a plan/strategy of HOW you are going to manage the situation. Then go do the obvious. Go DO IT. Do NOT remain in "research mode." Take some action.
Utilize "financial containers" like a Traditional IRA or a Roth IRA to delay or completely avoid paying taxes! Use these containters to your advantage. But don't let the idea of paying taxes STOP you from also investing and making profit inside your regular brokerage account.
If you want true freedom, then you need to gain control over your time. How do you do that? By becoming "retired" which is the same as having enough monthly cash flow to MORE than pay for your bills. At that point, you can get up and spend your time each day, as you wish. Total freedom!
When evaluating investments: look at the cost (per share), and the ROI. Is it a growth investment or a dividend paying investment? If it pays a dividend, what is the dividend history? But most of all, what is the yield (the ROI, the interest rate you earn on your money)?
I touch upon the "Magnifcent 7" stocks. These are GROWTH stocks. They either pay a very crappy dividend or NO dividend at all! Know your investment goal BEFORE you start in investing (are you investing for growth or creating cash flow?)
Bitcoin, is hands down, the best performing long term growth asset on the planet. So stack it (even $10 at a time). Do NOT sell it. Wait to become "fabulously wealthy." And then take a loan against a small portion of your Bitcoin stack.
Poor people buy focus on buying things. Wealthy people focus on buying/holding assets.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #57. Not Me, But You! Podcast. Thank you for all of the downloads/listens. Bitcoin is the best performing long term growth asset on the planet. Better than any stock. Anyone who invested in Bitcoin and held it for at least 4 years, NEVER lost money!
Don't be scared off by Bitcoin's volatile price moves. It is growing with adoption. Find ways, to increase your weekly/monthly cash flow, and use some of your cash flow to buy Bitcoin.
Find ways to create income that flows TOWARD you each month, instead of AWAY from you as you pay bill monthly.
Wealthy people think about money differently than poor people do. I have wealthy friends who are SELLING off some of their real estate properties and instead, putting their money into Bitcoin. We all want to "save" our money IN Bitcoin. Rather than keep money in a "nice, safe bank account" where the money LOSES purchasing power EVERY year. As a country, we are NO longer on "gold standard." So INFLATION robs us of purchasing power, unless you have your money invested in an asset that OUTPACES the true rate of inflation each year.
Disruptive companies actually disrupt entire existing industries. Research Uber and how it affected the taxi cab industry. Research Apple and it's affecdt on the camera/film industry. Look at Microsoft and how it affected how we use home computers. Look at Bitcoin.
If you like MSTY, the ETF that pays like a 130% yield per year and pays a MONTHLY dividend, then check out the YouTube channel, "Cooper's Thai Adventure." Another good YouTube channel is "Digital Asset News." The creator is a guy named Rob (not D.A.N.!). I like Rob's DCA strategy he uses with crypto and he puts out good content.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #56. Not Me, But You! Podcast.
A quick episode about leadership and President Trump's decision to strike Iran. In life, courageous leadership is rare! Notice I'm NOT saying that you need to agree with the decision Trump made. But I AM pointing out that it takes courage to make tough decisions even when, as a leader, you know that people oppose your decision and you will need to deal with your decision being unpopular with some segment of society.
Critics are everywhere. It doesn't take much talent at all to be a critic. And everyone has an opinion, so how valuable are opinions alone? I don't personally care if you agree with Trump or disagree with him. I believe this was a tough decision for him. But this is what courageous leaders do. They take action, KNOWING that their decision will be unpopular.
Courageous leaders are RARE in life. And courageous leaders are often willing to do, what no one else will do. They take on personal risk. This is part of the battle of being human. You assess a situation and you make a decision. Some of our decisions will turn out to be wrong/incorrect. That doesn't matter ultimately. What does matter is are you a person of integrity and authenticity. Can you perform as a leader consistently without being impressed by your own title?
I pray for peace tonight, all over the world. I get downloads in Iran. I pray for their people, the Middle East, and for people all over the planet. I wish you peace and prosperity and happiness moving forward. Investing involves risk/courage also. So I thought it necessary for me to comment on this world event tonight.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #55. Not Me, But You! Podcast. Thank you for all of the downloads.
I cover 12 ETF's in this episode (actually 11 ETF's and 1 closed end fund). Please do your own research and invest knowing this involves risk. You need to accept responsibility for the money that you choose invest and the result of choosing to invest. The List: WDTE, OARK, OXLC, ULTY, MSTY, YMAX, YMAG, QDTE, XDTE, SMCY, TSYY and YBTC.
If you used these ETF's for only 2 years, they could accelerate your path toward wealth, presuming the divdiends didn't severely change within that 2 year time period.
Utilizing these ETF's are part of an overall strategy to generate weekly/monthly cash flow. Then the dividend money (the cash) is rotated into LESS risky investments, but also into additional shares of the original investment. I aslo invest (save) a portion of the dividends in Bitcoin.
Bitcoin is the best performing long term growth asset on the planet. Better than any stock. And anyone who bought/held Bitcoin for at least 4 years, NEVER lost money!
Remember: when you are using dividend money to buy additional shares of the original investment, you are getting those shares for FREE! This lowers your overall cost per share and reduces your risk over time.
You can also buy/hold these ETF's INSIDE or your Traditional IRA or your Roth IRA. And you can, of course, also buy/hold them inside your regular brokerage account. Inside of your Traditional IRA, the gains/profits/dividends grow TAX DEFERRED. Inside of the Roth IRA, the gains/profits/dividends grow TAX FREE!
Remember that you have to OUTPACE the true rate of inflation. That's your main goal as in investor. Earning just 3% or 4% per year in some random investments, will NOT accomplish this. You will be losing "purchasing power" on your money invested at 3% or 4% returns per year.
Do you know who Ronald Wayne is? He was an orginal investor in Apple. He sold TOO EARLY. If he still held his shares of Apple stock today, they would be workth Billions and Billions of dollars! He had a 10% stake in the company. But this happens routinely with early investors. Unfortunately, it is very common because people "panic sell" too early due to anxiety, or doubt or any combination of life events/emotions. Be an "early investor" with Bitcoin. Buy it and hold it and don't sell it! IF you do this, 10 years from now, you will be very happy and very wealthy.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #54 Not Me, But You! Podcast. "If you believe it will work, you see opportunities. If you believe it will NOT work, you will see obstacles."
Complete your research and then get started! You have to take action in order to achieve your goals. Do these 3 basic things to get wealthy: 1) Buy/hold Bitcoin. "Save your money in Bitcoin." 2) Buy/hold assets like true high yield ETF's/dividend stocks/closed end funds (Like MSTY or OARK or ULTY etc). 3) Learn to sell simple options contracts (cash secured puts or covered calls).
Your Traditional IRA is place you can roll your 401K or 403B money into FROM your previous employer, after you have severed employement. Rolling money from your 401K to a Traditional IRA is a NON taxable event(you don't want to personally take possession of the money- instead you want to transfer the money from one institution to a different institution). That way, once the money is in your Traditional IRA, you can control it and invest it in many more things than you can, if you leave the money in an account with your previous employer. Money/cash/profit accumluates TAX DEFERRED (meaning you pay tax eventually- when you withdraw from this account) inside of Tradition IRA.
With a ROTH IRA, the money/cash/profit accumualtes TAX FREE( as in zero tax). But you need to meet 2 conditions to withdraw the money TAX FREE: 1) Be age 59 1/2 or older. 2) Have had the account open for at least 5 years.
What is a feature of both IRA accounts, is that gains (profit) can accumulate tax deferred in a traditinoal IRA and can accumualte TAX FREE inside of a Roth IRA. You can also sell simple option contracts INSIDE of an IRA account. You can also buy/hold dividend stocks INSIDE of an IRA and the dividends accumualte either tax deferred (traditional IRA) or tax free (Roth IRA).
IRA accounts are a financial tool, you can use, to help accumulate wealth without paying/owing taxes along the way.
I'm not a huge fan of leaving money in a 401k/403B account after you no longer work for that employer. The main reason? Your investments choices are limited inside a 401K/403B. The things that you can invest in, inside of the 401K/403B are pre-selected choices for you. If you roll the money from a 401K to a traditional IRA, you then have many more investment choices and you control the money rather than have a financial custodian holding your money for you at the 401 financial custodian company.
When you reach a certain age (something like age 70 or 72) you are required to do RMD's (required minimum distributions) from your Traditional IRA. There are NO RMD"s for a Roth IRA. You can simply withdraw money whenever you choose to from a Roth IRA, after you are retired (or after you are at least age 59 1/2 AND you have had your Roth IRA open for at least 5 years).
You can also do a Roth CONVERSION: which is moving assets from your Traditional IRA and transferring those assets into your Roth IRA. You can do this once per year and you will pay a one time tax in order to do this conversion. I suggest moving PART of your assets, multiple years in row as you do Roth conversions.
You are permitted to have MULTIPLE Traditional IRA's and MULTIPLE Roth IRA's. But you need to stay within the yearly contribution limits.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #53. Not Me, But You! Podcast. MSTY is a very high yield ETF that is newly availalbe in Europe! It has been available previously in the USA. This is ONE financial tool that you can have/use in your "financial tool box."
MSTY as a "monthly cash flow" investments is NOT for everyone. But if you're willing to tolerate high risk, the rewards are also high. Annual yield 135%! Cost for ONE share $20 to $25 per share.
Follow "British Hodl" YouTube channel if you want to learn more about Bitcoin. But Bitcoin does NOT pay you cash flow. That's why we need ETF's like MSTY that DO pay us monthly!
I do most of my stock trades just after 7am, EST and I use the Charles Schwab platform! Love the user interface and I love their customer service.
Currently, there is NO pay wall, NO Patreon monthly memberships, and I do NOT sell tiered memberships to access "the really important information." I share all of the informaition with you "FOR FREE" on this podcast!!!
The real question you need to ask yourself about MSTY is: Do you think the share price will go to zero in the next 15 months? It is June 2025 at the time of this podcast recording. I do NOT think it's going to zero in the next 15 months, which is my break even point in the future.
In general, do these 3 things: 1) Buy/hold Bitcoin. 2)buy/hold true high yield dividend stocks/ETF's (like MSTY)/closed end funds. 3) Learn to sell simple option contracts for cash flow (cash secured puts and covered calls).
Regarding MSTY dividend monthly money: Do these 5 things: 1) $250 into Bitcoin. 2) $250 into QQQI. 3) $200 toward a full share of the growth stock MSTR. 4) $50 into the ETF ULTY. 5) $250 into additional shares of MSTY each month. This plan is just ONE of many possible plans. You could also use some of your monthly MSTY dividend money to pay off credit cards or to pay your car loan off sooner.
IF you don't like MSTY, then WHAT do you like, that also pays a yield of 135% per year??!!
MSTY ACTUALLY pays every 4 weeks, NOT just monthly. That means, that some months you get TWO dividend payments! And if you are investing dividend money (FREE money) into additional shares of MSTY, then you are LOWERING your average cost per share!
Strive for persistence, NOT perfection. Be willing to be bad at something new you are trying for the first time. You will get better over time with continued practice. Don't give up!
Have 3 types of accounts at your brokerage: 1) regular account with margin. 2) Traditional IRA. 3) Roth IRA.
The best performing growth asset on the planet, is NOT a stock. It's Bitcoin.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode # 52. Not Me, But You! Podcast. What to do with your MSTY dividend money each month? In this episode I talk about possible choices.
MSTY is an extremely high yield and high risk ETF that uses a covered call strategy to get a annual yield of 135%. I'm not interested in debating "share price erosion", "NAV erosion", "dividend decay." I only care about ONE thing when it comes to MSTY...that's what is the monthly dividend? MSTY is "CASH MACHINE." It's designed to do one thing...GIVE YOU MONTHLY CASH FLOW. There is NO other reason to invest in this. But it will benefit you to have a solid plan of WHAT to do with the dividend money you receive each month.
If you invest approximately $15,000 that will buy you approximately 700 shares of MSTY. The cost per share, in June 2025 is $21 PER SHARE. This isn't Microsoft, or Home Depot, or Amazon, or Google, or Nvidia. It is NOT designed to be like those investments. And MSTY isn't $300 to $500 PER share to buy, like some "blue chip" growth stocks would cost you. MSTY is ONE financial tool you COULD use to help build wealth.
With your $1,000 per month in dividends from MSTY, I suggest 5 things: 1) $250/month into Bitcoin. 2) $250/month into QQQI, 3) $200 toward buying full shares of MSTR. 4) $50 per month into ULTY. 5) $250 per month into buying MORE shares of MSTY.
In the example above, you would only need MSTY to pay you at least $1/share for 15 months in order to break even! That's less than 2 years to get ALL of your original $15,000 back! Simply incredible. I am NOT suggesting you will hold shares of MSTY for the next 10 years! You could pivot ALL of the money out of MSTY AFTER 15 months of getting at least $1,000 per month for 15 months!
This example is just ONE possible plan. There are other plans with other allocations into other investments that would work well too. I belive the stock MSTR will be $2,000/share within 10 years. I buy/hold this stock for long term growth. QQQI has NO share price erosion, NO NAV erosion, NO dividend decay. Pays over 14% annual yield. Only $51 per share. ULTY has an even HIGHER annual yield than MSTY at 145% per year. ULTY only costs $6 to $7 per share!
Perhaps you want to use your $1,000 per month in dividend payments from MSTY to pay off credit cards. Or perhaps you want to pay off a car loan. Or perhaps you want to make extra payments on your mortage. Doing any ONE of these things will help improve your life. Do you want to become wealthy? Well you first have to learn to live on budget and invest like crazy and cut your expenses. But you don't need to live this way forever. Just long enough to POSITION yourself for wealth.
Use Charles Schwab to buy/hold/sell stocks. They are my personal favorite stock trading platform.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #51 Not Me, But You! Podcast. Highlighting Warren Buffet's quote: If you don't find a way to make money while you sleep, you will work until the day you die! What does "making money in your sleep" look like?
1) Buy/hold Bitcoin. 2) Invest in TRUE high yield ETF's/dividend stocks/closed end funds. 3) Sell simple option contracts: cash secured puts and covered calls (options wheel strategy). Why do these 3 things?? Two of the three will bring you CASH FLOW monthly. Most people, in life, who have "money problems" have a "cash flow problem."
Increase your cash flow, watch your weekly/monthly budget and save "in Bitcoin" and invest. Create your own "stream of income." You can sell items online. Both physical products and digital products. You can sell memberships. There are SEVERAL ways for you to make money "with your internet connection."
The "petro dollar" is in decline. What will eventually replace it? Probably Bitcoin which is the most fair money on the planet. Due to it's fixed supply, the value of it cannot be diluted by "money printing." Things may be priced in Bitcoin one day in our lifetimes.
Many investors are waiting for the Fed Reserve to begin cutting interest rates this year in 2025. When this happens, the stock market and Bitcoin usually start to go up!
What can you do with cash flow? Answer: Anything you want! That's why focussing on building cash flow is a fast track to becoming extremely wealthy. Have a brokerage account like at a platform like Charles Schwab. Have 3 types of accounts: regular brokerage with access to margin, traditional IRA, and Roth IRA.
After you reach age 59 1/2 AND you have had your Roth IRA open for at least 5 years... you can withdraw ALL of the money and pay ZERO TAX! Buy MSTY inside your Roth. Buy MSTY inside your traditional IRA. Buy MSTY inside of your regular brokerage account. This is NOT Home Depot. This is NOT Microsoft. So stop expecting it to be LIKE those stocks. This ETF is for ONE reason...to give you monthly cash flow. Then take the dividend money and do something else with it! Make your life better!
Wealthy people buy/hold assets and by doing that they can BENEFIT from inflation. Make it your goal to first invest $21,000 into MSTY. Get 875 shares. Then make your next goal to get $100,000 invested into MSTY. Get 4,166 shares. MSTY pays an ANNUAL dividend of $28 to $30 PER SHARE! Do simple math on your calculator on your phone and figure out how much money you can make IN DIVIDENDS every month. You can make a "Full Time" income with MSTY. Will it last forever? Probably not but use it NOW to help make yourself wealthy!
Learn to simply push buttons your phone and become rich. Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #50. Not Me, But YOU! Podcast. I share an excerpt from Lawrence Lepard's book, "The Big Print." He talks about inflation and money printing and inflation. And of course, he makes the case for Bitcoin to affect global markets in the next 5 to 10 years.
He tells a great story in the book about how he made "some money" on his Microsoft stock purchase/sale. But he MISSED out on a much larger gain because he SOLD TOO SOON! We can draw a parallel between his Microsoft stock purchase/sale and how people were skeptical of Microsoft in the 1980's, in part, because critics thought of Microsoft as "just a software company." These criticisms are similar to the criticism we hear today about Bitcoin.
For those of us, that already have/hold Bitcoin, the future looks very bright! What do you have to do? The answer is simple: Buy/hold Bitcoin. Do NOT sell it! That's it!
I go over the "buy, borrow, die" strategy that wealthy people use where they hold assets and take loans against a portion of it. That way they minimize tax payments because they are NOT selling the asset and paying capital gains tax!
I highly encourage every investor to get this book and read it. Larry (Lawrence) writes well and his book is easy to read/understand. It will help anyone gain a deeper understanding of what Bitcoin is and how it will play a major role in the global economy. One day, in our lifetime, things may be "priced" in Bitcoin. The Petrol dollar is in decline. Bitcoin may become the new world currency.
Open 3 accounts: a brokerage account, a traditional IRA account, a Roth IRA account. I use Charles Schwab. I love their company and their excellent customer service. I can easily get a human being on the phone and their employees are always super knowledgable and helpful.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #49. Not Me, But YOU! Podcast. Thank you for all of the downloads. You can change your life in 4 years or less. To be a successful investor: do 3 things. 1) Buy/hold Bitcoin. Do not sell it. Stack it. Bitcoin is the best performing asset on the planet over the last 16 years! 2) Invest in true high yield dividend stocks/ETF's/closed end funds. 3) Sell simple option contracts: cash secured puts/covered calls.
This strategy focusses on CASH FLOW> I don't use a personal money manager. The reason: I know that 99% of money managers make MOST of their income by charging their clients FEES. They do NOT make most of their yearly income by investing in the same investments that they advise their clients to invest in! Another way to say this is that they are sales people and marketers. Not phenomenal investors!
Read the book, "The Big Print" by Lawrence Leppard. To be a successful investor you have to be mentally tough. And you need to understand that your main goal is to outpace inflation (the true rate of inflation). You won't accomplish this by only earning 4% or 5% on your money in some "safe" investment.
Apple was laughed at when it first came on the scene. But study the Apple story. Learn from it. Apple stock is a great growth stock. But it is NOT good for cash flow! MSTY is a great ETF that is linked to MSTR> Why does the MSTR stock matter? Because they hold hundreds of thousands of Bitcoin! So MSTY is a Bitcoin play that pays a monthly dividend. It pays me cash flow. So I don't focus on the price/share. I don't care if the share price decreases. The ONLY think I care about is does it continue to pay me cash flow! CASH FLOW is the path to wealth AND remaining wealthy (as inflation causes prices to rise in the future)>
My growth stocks for buy/hold are MSTR and Tesla. Learn about Tesla. It is more than just an electric car company! Know your investment goal (growth vs. cash flow) BEFORE you invest!
When ONE Bitcoin is valued at $1,000,000, then take a loan against a small portion of it. Use the "buy, borrow, die" strategy to fund your lifestyle. This is the same strategy that Bill Gates and Jeff Bezos uses to fund their lifestyles WITHOUT selling their assets. They do NOT sell some of the stock shares so that they pay LESS in taxes!
Buy "slices" of Bitcoin every week! Whatever you can afford. The number doesn't matter. It's the habit of consistently investing in it that will help to make you extremely wealthy one day.
I like Charles Schwab for buying/holding stock. I recommend them because their platform is EASY to use. And I love their consistently awesome customer service. You can actually get a human on the phone to speak with very quickly when you call them! That is VALUABLE to me as a customer.
Buy "in the bear markets." Doing this will help to make you wealthy. But again, you have to be mentally tough to accomplish this. Most people do NOT buy in Bear markets.
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #48. Not Me, But YOU! Podcast.
I suggest you follow the X account..."0.1 BTC." Great, insightful Tweets about Bitcoin and fiat currency on X.
Two of my buy/hold stocks for growth over the next 5 to 10 years are MSTR and TESLA. I believe Tesla shares will increase to $2,000 PER SHARE. Tesla is NOT just an electric car company! And MSTR will go to $2,000 to $5,000 PER SHARE because of how much Bitcoin the company holds on their balance sheet.
I look forward to visiting Tirana, Albania sometime in 2026. I also continue to like the true high yield ETF, MSTY. If a person accumulated 875 shares of MSTY (about $21,000 cost today)...those 875 shares would pay a MONTHLY dividend of $1,300 to $3,500 EVER month! That's some nice cash flow.
I also continue to like to sell cash secured puts and covered calls to make additional monthly cash flow. Anyone can learn to sell these simple option contracts. What' s involved to do this? Simply press buttons on your phone! What stocks do I like for options? SOFI, HIMS, MSTR, Palantir etc.
Again, I suggest that you start following on X (formerly known as Twitter) the "0.1 BTC" account. BTC stands for Bitcoin. "0.1 BTC" points out in a recent tweet that ONE BITCOIN cost only $15,000 in 2022! Today one Bitcoin costs OVER $100,000. So is Bitcoin getting MORE expensive? Or is your fiat currency getting weaker? This is the concept that "0.1 BTC" highlights in their tweets/posts on X.
I've done several podcast episodes on the concept of how INFLATION causes prices to rise so we need to invest our money in places where we can OUTPACE the true rate of inflation. To be a successful investor, you have to outpace your government's money printer.
Whenever inflation rises, then the purchasing power of your fiat currency goes DOWN (decreases). And when your money's purchasing power decreases, prices HAVE to rise (increase) in order to compensate. That's why Bic Mac's at McDonalds will cost $60 to $70 one day...due to inflation!
If you choose to save your money in a bank account, the bank doesn't keep the money in a drawer with your name on it, waiting for you come withdraw some cash! And while you money sits in your bank account, over time, the purchasing power of that pile of money decreases, due to inflation. Wealthy people understand this.
So go build some cash flow today. And invest some money in the best performing asset on the planet...Bitcoin. I love using Charles Schwab to buy/hold/sell stocks. Great platform. Excellent customer service.
Hello to William (who lives in Peru) from MSC cruise line!
Have courage today, to pick one thing, and work on your dreams! We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #47. Not Me, But You! Podcast. This is part two of "Retire on MSTY." Thank you for all of the downloads. MSTY is an ETF that pays an "extremely" high dividend. It uses a covered call option strategy to achieve a yearly dividend payment of over $30 PER SHARE. If you had invested $21K then you would own at least 875 shares. Take 875 times the May monthly dividend payment that was $2.37/share and you get $2,073.75 for the MONTH of May. And then you will get another monthly dividend in June, and again in July, and again in August and again in Septemeber, etc. I LOVE monthly dividend assets. They pay me CASH FLOW>
For most people who HAVE money problems, they most likely have a cash flow problem. So if you can find ways to increase your monthly cash flow, life gets easier rather quickly.
Do three basic things: 1) Buy/hold Bitcoin. Don't sell it. "Save your money" in Bitcoin. 2) Buy/hold true high yield ETF's/Stocks/Closed end funds (like MSTY for instance). 3) Sell simple option contracts by pushing button on your phone, for monthly cash flow. Sell cash secured puts and sell covered calls.
Read the book, "The Big Print" by Lawrence Leppard. I use Charles Schwab to buy my stocks. They are not a sponsor of this podcast although I am open to speaking with someone from Charles Schwab about them becoming a sponsor of this podcast. Please contact me! Thank you
Another reason I like MSTY is because it is affordable (less than $25 per share). Compare this to ONE share of Microsoft or Home Depot that will cost you over $400 per share for Microsoft and $370 for ONE share of Home Depot stock. So you can stack shares of MSTY FASTER and for the same money you would have invested in Home Depot or Microsoft.
Most people work their entire lives....to get cash flow. That is what you monthly pension check, you monthly social security check etc. They are ALL cash flow.
Important reminder: financial planners (money managers) they get PAID by you by charging you a fee! They make MOST of their money charging their clients FEES. They do NOT make most of their yearly income by investing in the same products they tell you to invest in! Isn't that interesting and illuminating!
Do "mirrored trades" meaning buy/hold high yield assets in three places: 1) Your regular brokerage account. 2) Your traditional IRA (grows tax DEFERRED) . 3) Your Roth IRA (grows tax FREE!).
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Not Me, But You! Podcast. Season 2 Episode #46.
This is a case for MSTY and why I invest in it. The short answer is that it pays me a monthly dividend and the shares are inexpensive (less than $24/share in May 2025). MSTY is an ETF that is linked to the stock, MSTR. I like MSTR as a buy/hold stock for several years because I believe it will go to at least $2,000/share. Right now, it's $370/share, so it has plenty of room to run!
It's important to know your basic investment goal. Are you investing for cash flow or for growth primarily? MSTY is NOT a growth stock. I am not looking for "share price appreciation." Instead I only care about the monthly dividend because I want cash flow. It doesn't bother me that the price/share fluctuates up/down.
If you are already a millionaire or a multi millionaire then you may want to invest in "blue chip" stocks like Home Depot so that you PRESERVE your wealth. But for people who are NOT already wealthy, it makes sense to put some money into MSTY with you goal being to "accumulate" wealth instead of simply "preserving" wealth.
We become wealthy by buying/holding assets (like MSTY) that pay us a yield far above the "true rate" of inflation. I recommend the book, "The Big Print" by Lawrence Lepard. He talks about how the purchasing power of fiat currency goes down as more money is printed. As an investor who is trying to become wealthy, you main goal is to outpace the true rate of inflation as you grow your pile of money. All investments involve some level of risk. Lawrence Lepard also speaks about Bitcoin and how "saving money in Bitcoin" PRESERVES your purchasing power over time. Bitcoin is A cryptocurrency but it is also UNLIKE any other cryptocurrency. There is a fixed supply of Bitcoin which makes it extremely valuable. Your purchasing power in Bitcoin actually goes UP over time as Bitcoin hits a new "all time high" price every 4 years!
Purely by the numbers: MSTY one share costs about $22. For Home Depot (HD) one share costs about $365. Dividend yield on Home Depot is 2.54%. It pays Quarterly. Dividend yield on MSTY is 132%. It pays Monthly. Which do you feel will bring you more dividend cash flow? For me, MSTY is the obvious winner for cash flow.
One day in the next 10 years, any Bitcoin you have accumulated, will become so valuable, that you can take a loan against a portion of your Bitcoin. Every 4 or 5 years (as Bitcoin hits a new all time high price) you can pay off your current loan and get a new 4 or 5 year loan. This is the "buy, borrow (against an asset), die" strategy. This is how wealthy people fund their lifestyle. They do NOT sell shares or coins which are the asset. Instead they take a loan AGAINST the asset. In this way wealthy people limit their tax liabilities. (They are taxed when they sell shares of the asset. Taking a loan is NOT a taxable event).
Traditional Finance people will look at MSTY through a singular lens. And they will conclude that it's a bad investment when compared to Home Depot stock, due to "share price erosion." But IF your goal is to become wealthy and grow your pile of money, then MSTY is a TOOL you can use to help you achieve that goal. So the financial guru's are WRONG about MSTY, if your investment goal is grow your monthly cash flow. Please do your own research and make your own informed decision. Don't simply listen to "financial planners."
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #45. Not Me, But You! Podcast. Thank you for all of the downloads. This podcast is downloaded in states all over the USA and it's also downloaded in several countries in Europe. It's amazing how many people you can reach/influence with a simple podcast.
Just try. Be willing to fail and after failing, try again! Are you playing the wealth accumulation game or the wealth preservation game? Do you have enough cash flow every week, every month? If you have money problems, you very likely have a "cash flow" problem.
How do you increase cash flow by simply pressing buttons your phone? Answer: 1) buy/hold true high yield dividend stocks/ETF's. You have earn more than 12% on your investments, in order to OUTPACE the true rate of inflation. 2) Sell simple option contracts (cash secured puts/covered calls) to generate weekly/monthly cash flow. Again, you can accomplish this by simply pushing button on your phone!
Also, buy/hold Bitcoin. Doing this doesn't pay you cash flow. But it's the best growth instrument on the planet. Buying/holding Bitcoin is the best GROWTH strategy because it's the best performing asset on the planet! SAVE your money IN Bitcoin. Is the price volatile? YES> But volatility isn't bad in investments. Volatility is vitality. It's a good thing. Look at the overall trend of Bitcoin on a graph. What does the graph look like? It shows the price moving up and "to the right" on the graph each 4 year cycle. So NO ONE who bought/held Bitcoin for at least 4 years, EVER lost money (unless they did something stupid). But doing something stupid isn't Bitcoin's fault.
Do you want to make money while sleep? Buy/hold high yield dividend stocks/ETF's. It's liberating. It will make you feel like you have true freedom.
Failure is one of the BEST things that can happen to you. Failure is OK. Failure gets you one step closer to ultimate success. And timing always plays a part in our success. Sometimes we are doing the correct thing but simply at the wrong time.
If your goal is to create income, cash flow then don't focus on "share price erosion." Focus on the dividend. Ask yourself, "Is this stock still paying me a great dividend?" If the answer to that question, is yes, then don't worry about the price per share. Keep collecting the dividend. The money you are earning while you sleep!
Every investor's goal, whether they realize it or not, is to outpace the TRUE rate of inflation. Use the FREE website, stock analysis dot com and look at the dividend tab that any stock you want to research pays you per year. That number better be above 12%. If it's not, then due to inflation, you are LOSING purchasing power of any money that you earn!
I have 3 college degrees and I didn't learn how to become wealthy in college. I had to learn it on my own. But if you own a smart phone with an internet connection, then the power to change your life, is literally in your hand!
Do these 3 things to become wealthy: 1) Buy/hold Bitcoin. 2) buy/hold high yield dividend stocks/ETF's. 3) Sell simple option contracts.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #44. Not Me, But You! Podcast. I took an unintended and unscheduled break from podcasting. Back now and recording/uploading episodes consistently again.
Do these 3 things: 1) Buy/hold Bitcoin. Do not sell it. 2) Invest in true high yield dividend stocks. Grow your weekly, monthly, quarterly cash flow. 3) Sell simple options contracts (cash secured puts/covered calls) to increase your cash flow. You ask, "Can life be this simple?" Answer: YES!
You can always find ways to complicate your life. When investing, keep things simple. The pathway to wealth, IS simple. It's people who make it complex. Resist this tendency. You can become wealthy simply by pushing buttons on your phone.
Use cold storage devices to store your crypto. YOU are your own bank when you do this.
Three don'ts. 1) Don't be afraid of change. 2) Don't be afraid of volatility. 3) Don't be afraid to fail at something, until you succeed at it.
Good Quote: You deserve to be happy. You deserve to live a life that you are excited about. Don't let others make you forget that.
What can you do with cash flow? Answer: Anything you want! That's what makes cash flow so great!
Have at least, a general understanding of what causes inflation. Understand that your main goal, when investing, is to outpace the TRUE rate of inflation.
Use dollar cost averaging to buy several different times, on a schedule, as you accumulate more Bitcoin, as you accumulate more shares of stock.
If you had $20,000, you could likely use that pile of money to generate $400 to $500 of cash flow PER WEEK!
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #43 of Not Me, But You! Podcast. Thank you for all of the downloads and listens. I took about 3 weeks off from podcasting. This episode was delayed due to that break. I'm back now, from my break and will be uploading episodes consistently each week.
I recognized Secaucus, New Jersey and Tirana, Albania. Two geographical locations on different spots on the planet, where this podcast has been downloaded. I also want to recognize Canada where I seem to have many people who download this podcast. So thank you Canadians also.
There are three basic things we can do to become wealthy: 1) Buy/hold Bitcoin. Don't sell it. Due to it's fixed supply and increased demand, the price will continue to rise for at least the next 15 years. 2) Buy/hold true high yield dividend stocks/ETF's/closed end funds. This will bring you cash flow each week, month, each quarter. Dollar cost average your purchases of these dividend instruments. Buy more shares each month, adding to your overall number of shares and increasing the dollar amount that you will receive in dividend payments. 3) Sell simple option contracts like cash secured puts and covered calls. This too, will bring you additional cash flow. The selling of these two types of option contracts is called "the wheel strategy."
Guess what you can do with cash flow? Answer: anything you wish! That's why focussing on increasing your cash flow each month is such a powerful idea! Most people who have money problems, usually have a cash flow problem, meaning not enough cash flow each month.
Most of the stocks I purchase are with the investment goal of increasing cash flow. But there are some stocks I buy/hold for growth. These are companies that I have a strong conviction will increase their share price significantly over the next 10 years. The two companies I like for growth are Tesla and Strategy (formerly Micro Strategy). I believe both of these companies could have share prices that reach $2,000 per share. Tesla share price is currently around $290/share. Strategy (MSTR) is currently around $395/share. So IF, they both go to $2,000/share, there is room for a lot of growth. A lot of "runway" is ahead of us, so to speak.
I mentioned the YouTube channel "British Hodl" and he is a believer in buying/holding Bitcoin. But he also spoke about someone he knew who had 3 or 4 MILLION dollars of Bitcoin, but had NO CASH FLOW! He suggested to this person to take SOME of his Bitcoin and go buy MSTY ( a high yield dividend ETF). What this "small" purchase did for this multi millionaire was created CASH FLOW of approximately $26,000 PER MONTH. And he only sold a "small portion" of his Bitcoin to accomplish this. A fantastic idea to create INSTANT cash flow and still hold onto the majority of his Bitcoin. We can all learn from this example. MSTY pays a MONTHLY dividend. It uses a covered call option strategy and the yield (interest you earn on you money invested) is currently 120%/year!
Take steps to protect your crypto. Use "cold storage" wallets. I do NOT recommend leaving crypto on the exchange where you purchase it.
Have courage today, to pick one thing, and work on your dreams. We will talk again soon.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #42. Not Me, But You! Podcast.
Tariffs are all over the "news" lately. But how should you react to them, as an investor? Remember that you and I can't stop the tariffs. What we can control is OUR reaction to the tariffs "news."
Answer: when stocks are down, as long as you have conviction that those same stocks will recover in price, then you should be buying more! After all, the stocks are "on sale."
Look at OARK. What happens to the yield when the price per share drops? Answer: the yield (the interest you earn on your money) goes UP!! So you should be loving it when the price/share drops and the yield increases! Buy more shares, but you need to have cash available to take advantage of these dips when they occur.
OARK's yield went from 58% to 63%! Fantastic. And the price per share cost you LESS when that happened! So dollar cost average and buy more! When the price recovers, you will be in a better financial position. When stocks prices, crash, that is typically the time to buy!
What happens historically, AFTER every stock market crash? Answer: the market eventually recovers! Take the politics out of the news. Filter out the political news and simply focus on the financial information that may be able to benefit you/your family/friends.
Three basic things to do: 1) Buy/hold Bitcoin. 2) buy/hold high yield dividend stocks. 3) Sell option contracts (cash secured puts and covered calls)
MSTY is another ETF linked to the publicly traded company Strategy (AKA Microstrategy). MSTY is another dividend producing instruments that pays a phenomenal dividend EVER month!
Look in Season 2 of this podcast, specifically at episode # 34 and episode #39. Those two podcasts will give you specific examples of what you COULD invest in and how you can make extra cash flow right now!
Knowledge is POTENTIAL power. It's only truly powerful IF you put the knowledge to use. You have to take action to have the knowledge actually benefit you!
Most money problems can be reduced to a cash flow problem. If you have a money problem, then you likely need MORE cash flow. Sell option contracts inside your regular brokerage account and inside of your traditional IRA and inside of your ROTH IRA. Mirrored trades!
Have courage today, to pick one thing, and work on your dreams!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #41. Not Me, But You! Podcast.
See episode #34 for high yield dividend stocks/ETF's/Closed End Funds. I provide specific examples in that episode. And episode #39 explains how to sell option contracts (cash secured puts and covered calls) to increase your cash flow. There is NO pay wall. I simply give the information for FREE! The choice is yours what you do with that information.
If you have a "money problem" more than likely you have a "cash flow" problem. Find ways to buy/hold assets AND increase cash flow. Buy/hold high yield dividend stocks that pay you WEEKLY or MONTHLY. Doing that will bring you more cash flow.
And find ways to push buttons on your phone and sell options contracts for "immediate cash flow." When selling "cash secured puts" you start with enough cash to buy 100 shares of a stock. You don't actually buy the 100 shares but you putting cash on HOLD, in case you do have to buy 100 shares. By doing this, you get. paid "a premium" which is term that means you get PAID IMMEDIATELY the premium. You EARN premium by selling this type of option contract. Cash flow!
Remember your weekly/monthly goal should include buying/holding assets. Did you buy any new assets this week? Poor people get paid money and then pay their bills and want to buy things. Rich people buy/hold assets which brings them cash flow and/or profit. Then they can take the cash flow/profit to buy some new thing that they want.
As Tony Robbins says: we don't experience life. We experience the life that we choose to focus on!
Guess what you can do with cash flow? Answer: Anything you want! Remember: any profit you make INSIDE of a Roth IRA is 100% TAX FREE (as long as you meet two conditions...1) you must be age 59 1/2 and....2) have had the account open for at least 5 years.)
Your MOST valuable asset is your TIME. If you have control over your time, then you have TRUE freedom!
Buy/hold some Bitcoin today! And have courage today, to pick one thing, and work on your dreams!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #40. Not Me, But You! Podcast.
The longest journey, starts with a single step. So take step number one! Take action today. Don't fear failure. Instead learn from failure. You are responsible for your personal mind set. We always have a choice to focus on something negative or something positive.
I don't get on social media, first thing in the morning. Instead I meditate and I read. I do some stretches. I work out. I take care of my body. Investing in oneself is just as important as investing your money.
Remember, time is your most valuable asset. Use your time wisely and to your advantage.
Did you buy some additional assets today? This week? This month? Wealthy people buy/hold assets. Did you buy some Bitcoin recently? You can purchase Bitcoin 24 hours/day. The Bitcoin market NEVER closes!
What is a good definition for the word courage? Answer: feeling afraid or feeling unsure and taking action anyway.
Remind yourself, that success is rarely convenient. So be prepared to be inconvenienced as your achieve success.
Stop expecting to arrive at a point in the future where you have zero stress. Instead work the problems each day that life throws at you. Find solutions and move forward. Make progress. Focus on progress, not perfection.
If you can't afford a whole Bitcoin, then buy a "slice" of it. If you can't afford the cost of one share of Microsoft, or Amazon or Google or Tesla stock, then buy "slices" of one share. You can do this at Charles Schwab online. A great stock trading platform. Easy to use mobile app. Fantastic customer service.
Growth stocks are good, but what is even better is buy true high yield dividend stocks/ETF's/closed end funds like OXLC. Pays a dividend yield of 23% per year! And it costs about $5 per share instead of $200 per share or $300 per share or more. Growths stocks like the ones mentioned are all "expensive" compared to high yield dividend stocks.
Why is Bitcoin such a superior asset to invest in? Answer: because your purchasing power goes UP over time as you hold Bitcoin and Bitcoin reaches a new all time high price for just one Bitcoin.
You are fortunate and lucky enough to live in a time where you can make money and become wealthy by literally pressing buttons on your phone!
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #39. Not Me, But You! Podcast.
Options. Making the complex easily understandable. Anyone can learn to do this using their phone. It's like anything else, once you have taken the time to learn it/understand it, then it will seem easy.
How to sell cash secured puts or covered calls to produce weekly/monthly cash flow. I do this on my phone using Robinhood. You can do this using your regular brokerage account. You will owe taxes on gains at the end of each year.
Or you can do this inside of a regular IRA. And you can do this inside of a Roth IRA. If you produce cash flow inside of your Roth, then your gains are 100% tax free. The only two conditions required to withdraw money tax free from your Roth are: 1) be age 59 1/2 or older 2) have had the account open for at least 5 years.
When selling option contracts, you are really selling time. If the stock price goes the opposite direction that you anticipate, then you buy back the position/contract and that closes it out. Or you can roll the position. By rolling the position you extend the contract out in time(forward in time). And you can also change the "strike price" (your future projection that the stock price will be). When you change the strike price when rolling, you can move the price up or down as you roll the contract out (forward) in the future.
When rolling option contracts, try to get additional "premium" (the money you are paid immediately- the cash flow!). Each time you roll if you get a "credit" then you are making additional profit on that position.
To sell a cash secured put, you have to have enough money in the account AS IF, you were going to buy 100 shares of the stock. Options are always dealing with a block of 100 shares of stock.
If you don't buy back (close out your option contract) and if you don't roll the position forward, you can get "assigned" 100 shares of stock. This will happen if the actual stock price is below your strike price at the expiration date. If this happens, you can sell a different type of options contract on the 100 shares, that is called a covered call option. This also will pay you additional premium (cash flow).
Using this strategy you can eventually get the 100 shares "called away" from you. When this happens you get paid for 100 shares at the strike price you selected, and then you have cash again. And then you can start the process again by selling another cash secured put. This process is the "options wheel."
Selling one contract which involves 100 shares is known as "one contract." If you have enough cash available, you can sell MULTIPLE contracts at the same time. Each contract REPRESENTS a block of 100 shares of stock.
Take some of your profit and buy/hold high yield dividend stocks which will bring you even more cash flow! Rinse and repeat. Take some profit and buy/hold Bitcoin.
Have courage today, to pick on thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #38. Not Me, But You! Podcast.
If you want to become rich, then you have to take some risks. At some point, you have to do more than just simply taking note of things. Moving from "research mode" to "taking action mode" is necessary in order to become successful.
Here is possible shocking fact: No person who ever bought/held Bitcoin for at least 4 years, EVER lost money!! How can this be true? Go look at a historical Bitcoin price chart/graph. Look at the PATTERN!
In March of 2025, Bitcoin is probably only owned/held by 5% or LESS of the world's population. You can buy a "slice" of Bitcoin today simply by pressing some buttons on your smart phone!
If you have been told that owning Bitcoin is a "bad thing" or if you are simply ignoring Bitcoin right now, then at what price will Bitcoin get your attention? $200,000 per coin? $500,000 per coin? $1,000,000 per coin? $5,000,000 per coin? You see, the longer we wait to buy ANY Bitcoin, as the price rises, it will become MORE expensive to buy.
Why will the price of Bitcoin keep rising? Because it has a fixed supply. It is both digital money and a store of value. When people discover they can't afford to stay retired due costs rising, what they are fighting against is inflation- inflation causing their purchasing power of their money to go DOWN! If you trade your fiat currency for Bitcoin (buy Bitcoin no matter what country you live in) then the purchasing power of Bitcoin goes UP, over time. The price moves up/down within a 4 year period. But the overall trend is UP! Go look at graph/chart by searching "Bitcoin historical price."
Even after people retire, I believe investing should continue. If most people just started doing 3 things, they would afford to retire and stay retired: 1) Buy/hold Bitcoin. 2) Invest in true high yield stocks/ETF's/closed end funds. 3) sell Options contracts for cash flow.
In your brokerage account, I believe people should have these 3 types of accounts: 1) Regular brokerage account with margin. 2) Traditional IRA. 3) Roth IRA
If you are planning on retiring and simply "living off your pile of accumulated money" then you have to have a HUGE pile to make sure you will be able to offset rising costs caused by inflation. Most people don't have a BIG enough pile. So that is why having CASH FLOW is every week/month is a much better retirement strategy.
Have courage today, to pick one thing, and work on your dreams!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #37. Not Me, But You! Podcast.
I've grown really tired of all of these online "gurus" and "creators" spending so much time introducing topics in podcasts/Youtube videos. Suggestion: do less introducing and just get into the topic!
The elusive unicorn investment really comes from a place of fear. It comes from believing that you should avoid risk. However, rich people become rich by TAKING risks. Wealthy people buy/hold assets. Poor people buy things. What is your focus?
The unicorn investment (that doesn't exist on planet earth) is an investment that is 100% guaranteed to make a profit and has ZERO risk. That doesn't exist. You have to be willing to take SOME risk in order to become wealthy.
Finding ways to increase your weekly and monthly cash flow is your pathway to build wealth. I share specific high yield dividend stocks/ETF's/closed end funds in this episode!
Know that the true rate of inflation runs 8% to 10% per year. So in order to be a successful investor, you must earn MORE than that, on your investments, in order to be able to afford rising costs in the future.
When you retire, you don't have to stay in the same geographical location. Southeast Asia is a very inexpensive place to retire. Your money will go very far there. And as long as you have an internet connection, you can continue to invest and make money online. Check out places on Vietnam, Thailand, Malaysia.
Bitcoin is a brand new asset class. It will change the way you live in the same way that Apple changed the way we took pictures (using our phones to take pics instead of a separate camera with film!). Bitcoin will transform the financial industry in the same way Apple was disruptive and created Smart Phones that allow us to use our phone for: banking/investing/taking pictures for FREE/watching movies and videos/listen to music etc.
Consider buying/holding assets and when you asset goes up in value, consider using the "buy, borrow, die" strategy and take a loan against a small portion of the asset. That way, you NEVER sell the asset! Food for thought.
Get used to feeling and taking some form of calculated risk. Don't be afraid of making mistakes. Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #36. Not Me, But You! Podcast.
20 minutes on Warren Buffett. There are two basic investments game/scenarios. If you are already very wealthy (multi millionaire) then your investments goals, as a wealthy person will likely center around a strategy to NOT LOSE MONEY. That is called Wealth Preservation.
Contrast this investment approach with someone who is trying to become wealthy. That person is playing a different investment game from Warren Buffett. That person who is trying to become wealthy is playing the Wealth Accumulation game. That isn't Warren Buffet's game. He is playing Wealth Preservation (as in he is trying to not lose money).
So it's important to know first, which game are you playing? If you are engage in Wealth Accumulation, then you must be prepared to take MORE risks with the chance to make MORE PROFIT, than Warren Buffet does.
Warren Buffett already has ALL of the monthly cash flow that he needs! That is in essence, why he is "retired." He doesn't need to go to a job where he trades time for dollars (fiat currency). They way we, who are playing the Wealth Accumulation game, increase our cash flow is by investing in high yield dividend stocks/ETF's/closed end funds like OXLC, and OARK, and YMAX or XDTE, or QDTE.
And save your wealth in the best performing asset on the planet, Bitcoin. However, Bitcoin does not PAY us cash flow, but it is the best asset to save your money in because Bitcoin PRESERVES your purchasing power of your wealth.
One of my favorite Tony Robbins quotes: We don't experience life. We experience the life that we choose to focus on.
My life suggestion: Stop focussing on politics or watching videos on Tik Tock. Instead focus on making more money for you and your family. Find ways to "push buttons on your phone" and INCREASE your weekly/monthly cash flow. Find assets to buy/hold that pay a WEEKLY dividend and every Friday can be a pay day for you!
Use ROTH IRA's to your advantage. Have 3 types of trading accounts: regular brokerage, traditional IRA, and a Roth IRA.
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #35. Not Me, But You! Podcast.
Cash flow is king! You know what you can do with more cash every month? Answer: whatever you want! Learn to push buttons on your smart phone and make more money! Do what wealthy people do- buy/hold assets. Make every Friday a "pay day" for yourself! Buy/hold Bitcoin. Buy dividend paying stocks that are truly "high yield."
If the true rate of inflation is 8% per year, that means the cost of everything you buy goes up by at least 8%/year. So when investing, why would you put money in an asset that pays you LESS than 8%/year?! Will one gallon of gasoline ever cost just $1/gallon again? Will one gallon of milk at your grocery store ever cost $1/gallon again? Answers: never will those things be that cost. That is due to inflation rising at least 8% ever year. One day, Big Mac's at McDonalds will cost $60 and $70 per sandwich. This is why we need to build cash flow! And then keep adding to it. Keep investing in assets that you are buying/holding.
You already live and transact in a digital economy. Most people today, use either a debit card or a credit card (or even their phones linked to one of those two types of cards) to pay for things! You are using "digital money." So don't avoid SAVING your money in Bitcoin. No one who has bought and held Bitcoin for at least 4 years, lost ANY money!
Every 4 year cycle, Bitcoin hits a new ALL TIME HIGH price. So what does that mean to you? It means that you will NOT lose money if you simply buy/hold Bitcoin for at least 4 years! So WHY are not buying any? Why are you skeptical? At what price will you begin to believe in Bitcoin as the BEST performing asset on the planet?
I name specific "high yield" stocks/ETF's/closed end funds that you can invest in that will pay you monthly! Chances are good that you did NOT learn ANY of this information in school. But if you own a smart phone with a connection to the internet, then ALL of this information is available for you to learn. You simply need to take action.
The three best types of stock accounts we all should have are: 1) regular brokerage account with access to margin. 2) a traditional IRA. 3) a Roth IRA.
Some "experts" tell you to accumulate a big pile of money and then once you retire to WITHDRAW 5% of your total pile to live on each year. I do NOT like that approach. Instead, I build cash flow until I have more cash flow each month, so that I can pay my bills each month, with EXTRA money left over which I then continue to invest in assets!
Have courage today, to pick one thing, and work on your dreams! Invest ruthlessly. Give Generously.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #34. Not Me, But You! Podcast. In this episode I list high yield assets that can pay you cash flow, weekly, monthly, and quarterly (every 3 months). The dividend yield of these assets range from 22% to 180%. Do they involve some risk? Answer: YES! But if you are looking for the "perfect investment" that is 100% guaranteed and 100% risk free, then let me know when you find that investment!
What am I trying to say about risk/investment? Answer: you have to be willing to accept some risk if you want to get amazing returns (dividend yields) like I talk about in this episode.
Why is it extremely important to offset the true rate of inflation when investing? Answer: to preserve the purchasing power of your pile of money! It's not enough that you saved $100,000 and deposited the money into a bank account and left it there. Why? Because in 10 years, the purchasing power of that $100,000 has been more than cut in half 10 years from today! That means, because the cost of everything has increased over the 10 years, your $100,000 now only buys about half as much stuff!
Do not save the majority of your wealth in your country's fiat currency. Instead save your wealth in Bitcoin which is the best performing asset on the planet! Better than any stock, ETF, closed end fund!
Before you invest first figure out what your investment goal is. Are you investing for growth? Then invest in companies where you believe the share price will appreciate 10% to 12% per year. If you are investing for cash flow, then find inexpensive (low cost per share) stocks, ETF's, closed end funds to invest in that pay you dividend yields of 20% per year or more!
Realize that your time is your most valuable asset. Don't waste your time and go back to watching videos on Tik Tock. Instead focus on how to learn where to invest. your money to make high yields on your money. Figure out way to increase your monthly cash flow. Get comfortable with accepting some risk and take action.
Have courage today, to pick one thing, and work on your dreams!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #33. Not Me, But You! Podcast.
Why does Bitcoin matter? Where does inflation come from? How do I invest to overcome the true rate of inflation? How as an investor, do I benefit from inflation in the overall economy?
What is the minus 8% rule? What is better: Growth stocks vs. dividend stocks? Why new investors should avoid investing in: Apple, Microsoft, Google, Facebook, Amazon etc.
We cover the answers to the questions above and talk about the best performing asset on the planet. We discuss growth stocks vs. dividend stocks. Bitcoin has a limited, fixed supply. That is one reason it is valuable. The price of Bitcoin, going forward, will continue to rise overall, as there are more buyers than sellers, more demand for it, and more adoption.
As you prepare for retirement, it's important for your investments (pile of money) to grow at an interest rate that OUTPACES the true rate of inflation. By doing this, you will ensure that you have enough money, in the future, to afford the cost of everything you buy, as prices continue to rise with inflation in the future.
Investing isn't just about having more dollars on your statement each year. You have to make sure that your pile of money is growing with the true rate of inflation, so that the PURCHASING POWER of your money is preserved in the future.
Cash flow is probably the MOST important thing for you to build. Why? Because people who retire then discover that they can't afford retirement, are experiencing a lack of adequate cash flow. It's not enough to simply HAVE cash flow. You have to make sure you have ENOUGH cash flow both for now and for the future.
Is Bitcoin price volatile? Yes, but don't let that prevent you from buying it. Invest in Bitcoin on a schedule. Dollar Cost Average buy into it, regardless of what the price is. If you do this over the next 5 to 10 years, you will be shocked in the amount that you can accumulate in 5 or 10 years.
If Bitcoin, one day will cost $1,000,000 per coin, shouldn't you own at least a portion of one? Treat your dollars (fiat currency) like your employees. Manage your "employees." They have one job. To make you more money!
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #32 Not Me, But You! Podcast.
We buy/hold assets so we can get the benefit of inflation. True inflation rate runs between 8% and 10% per year, depending on what country you live in and what is happening in the local and world economy. So when you look at the interest rate you earned on your investments, over the past 12 months, it's the interest rate you earned, MINUS 8%, to account for the decline in purchasing power of your pile of money!
Most people who retire often UNDERestimate how much prices/costs will rise year after year. So, we all need cash monthly cash flow to pay our bills.
Key question: What causes inflation?
What is the minimum interest rate your should earn on your investments, so that you can keep pace with and/or outpace the true rate of inflation?
Buy "slices" of Bitcoin, growth stocks. You don't have to have enough money to buy one complete share of stock if the the stock you want to buy is in the S/P 500. Go to Charles Schwab dot com, and open a brokerage account.
I also suggest opening a traditional IRA account AND a Roth IRA at Charles Schwab. You need ALL THREE types of accounts. I believe that building your monthly cash flow (through buying additional shares of high yield dividend stocks) is MORE important than investing in growth stocks. But it also depends on What is your investment goal?(growth vs. cash flow) and it depends on what your financial situation is.
Most people starting out with little/no investments would do better by FIRST investing in high yield dividend stocks that create WEEKLY/MONTHLY/Quarterly cash flow. Then use the cash flowing to you, to buy additional shares of dividend stocks and you can also buy slices of Bitcon/Growth stocks.
Remember the rule: "Minus 8%"
We can also move assets from our traditional IRA to our Roth IRA easily. This is called a "Roth conversion." But there are taxes that you will owe. It IS a taxable event when you convert (move) assets from your traditional IRA into your Roth IRA. But you only pay this tax ONCE. After the assets are in your Roth, you no longer will owe ANY (as in ZERO TAX) tax on those assets OR the GAINS/Profit you make on those assets that are not in your Roth IRA.
There are two conditions in order to withdraw money from your Roth IRA and pay ZERO tax: 1) be age 59 1/2 or older. 2) Have had the Roth IRA open for at least 5 years.
How do you make money and TAKE Profit from a growth stock? Answer: by price per share increasing (higher than what you paid for that share) AND you have to actually SELL some shares in order to TAKE your profit.
How many shares do I have to sell of a dividend stock in order to get profit? Answer: ZERO. Just collect/track the dividend money on a schedule,
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #31 Not Me, But You! Podcast
The secret to financial success? Refuse to give up. Take action consistently. You can get rich SLOWLY! Don't underestimate how investing a small amount of money, consistently, can lead to you having a huge pile of money! But you need to get started! Take the first step, even if you are fearful, even if you are unsure. It's OK to make mistakes. Learn from them
What do wealthy people do? They buy/hold assets. What are assets? They are real estate, stocks, crypto, precious metals etc.
Our approach to success is simple. Have courage today, pick one thing, work on your dreams. Do that every day and you WILL become successful.
Think about your money like your money is your employees. You have to manage your "employees" (in my country, dollars -USD) in order to get them to perform best. Put your "employees" (fiat money) in situations where IT can perform best for you! Buy/hold assets. Only buy high yield dividend stocks when you are starting out. Dividend stocks pay you cash flow. You can use the cash to do other things with. Cash flowing toward you gives you options.
Don't expect to one day have success and zero problems. The path to wealth if full of problems/obstacles. Our job is find creative solutions to overcome problems and achieve success.
When buying dividend stocks pay less attention to increases/decreases in the share price. Focus on what the dividend yield is and focus on the dividend history. If the price per share falls, and it's still paying you dividends consistently, then BUY MORE!
Prices will continue to rise in the future. So find investments that pay an ROI that outpaces the true rate of inflation (8% per year). So find investments that pay you MORE than 8% per year.
Knowledge is POTENTIAL power. The knowledge only benefits you if you choose to take action. We have to ACT upon the knowledge that we gain in order for the knowledge to benefit us.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 episode #30 of Not Me, But You! How do you think about money?
If you are not wealthy and want to be wealthy one day, then how you think about money will affect your results. Do wealthy focus on buying things or assets?
Many successful investors do the opposite of the herd. When the herd is panic selling, successful investors are often buying. And the opposite is also true. The Contrarian approach.
There is a psychological component to investing. The most successful investors learn to manage emotions and tend to not get discouraged by news/predictions. Having conviction/belief in your investments choices may be more important than being swayed by news reports. There will always be news. There will always be people making predictions. That doesn't mean that they will be correct in their predictions. Remember that predictions are like opinions. Many people have them. The "proof" is in the results.
Most of our obstacles in life, are self imposed. Which means that if we "re-train" our brains, then we can overcome those obstacles and turn them into strengths.
Simply getting started can be the single most important step. Stop researching and take action. Get started and don't be afraid of failure. Failing is not the worst possible thing that can happen to you life!
Learning how to build cash flow may be more important than simply investing for growth. We all need cash flow. When you having income each month, then you can decide how to spend/invest that money. Having income gives you options and choices.
What are assets to buy/hold? Bitcoin. Stocks. Real Estate. Do these assets contain risk? Yes they do. But "playing it safe" will likely not make you wealthy! So learn to accept SOME risk. Your dividend stocks are like "dairy cows." Each share of stock represents one cow. Make it your goal to constantly accumulate shares of dividend stocks ("cows"). Keep buying "cows" each month! That will ultimately bring you more cash (income) each month/quarter.
It takes courage to become a successful investor. Give yourself the freedom in life to learn and make adjustments. Don't think that you need to get things perfect or having a perfect plan BEFORE you start investing. Simply start. And know that it's OK if you decide to alter the plan as you move forward and learn more.
Expect yourself to be successful, BEFORE you ever get started. Picture yourself BEING successful before it ever happens. Each small win will carry you to the next small win etc. Soon you will have a string of small successes. That is what the path to wealth looks like. Not winning the lottery where you get life changing money in 24 hours.
Find an asset to buy/hold today! That can the beginning of your journey. Stop researching. Jump in. Get started.
Have courage today, to pick one thing, and work on your dreams!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #29 of Not Me, But You! Podcast.
20 plus minutes on Solan cryptocurrency. As always, we need to buy/hold assets. This is what rich, wealthy people do. By buying/holding assets, we actually benefit from inflation.
If you're looking for growth AND can tolerate risk/volatility, then Bitcoin is the best performing asset on the planet. Solana may be a close 2nd in terms of it's potential for future growth. And due it's current price (cost). I believe buying Solana even now, in 2025, it is an UNDERvalued asset.
Meme coins such as Bonk and Pepe will also likely do well in 2025. There is potential there, to make money (profit) from these coins. Bonk is a meme coin that is BUILT on the Solana network.
Think of wherever you buy the crypto as "the exchange." Where you buy crypto is like an on/off ramp to a highway. I don't usually leave my purchased coins on "the exchange." On a schedule (weekly or monthly) I move the coins to either a digital software wallet (like Coinbase Wallet etc. Also known as a "hot wallet."). Or I move the coins to a "cold storage device" such as Tangem (credit card like wallet) or Ledger thumb drive device (also known as a "cold storage device.") In general, cold storage devices (wallets) are considered a safer place to store coins than in a hot wallet (software wallet). The Phantom wallet can be used to swap for other coins INSIDE of the Phantom wallet. Swapping, inside of a Phantom wallet is an easy and inexpensive way to purchase other coins, easily and quickly.
Current price of Solana? The price is hovering around $200 per coin. It was as inexpensive as $9 or $10 per coin just a few years ago. Remember that when we talk about "investing" in crypto coins, we are often assuming a 4 year time frame. Why? Because Bitcoin usually moves in a 4 year price cycle. See some of my other podcast episodes where I explain in detail the 4 year Bitcoin cycle.
Many people are predicting that Solana could go as high as $1,000 per coin by December 2025. Will that happen? I have no idea. But what if it doesn't? What if it goes as high as $500 per coin? If you were dollar cost average buying small amounts of it, over time, you would likely more than double your money, if you started buying today (at a cost of $200/coin).
In November of 2022 Solana was around $14. By December 31, 2022 Solana was under $10/coin. January 2023 to October 2023 the price of Solana stayed flat at around $24/coin. By December 25, 2023 the price of Solana had risen to $112/coin! If you had invested $1,000 since 2022, one time, you could have turned that $1,000 into $25,00 in about 2 years! That's a phenomenal investment. That's a phenomenal ROI (return on investment). And to have an opportunity to turn $1K into $25K in less than 3 years, that's astounding in the world of investment. Again none of these types of results are guaranteed. Investing in crypto currently is very risky! But it's a calculated risk. It's not the same as straight up gambling.
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #28 of Not Me, But You! Podcast.
Can you afford to be ignorant about Bitcoin? Super wealthy people can certainly afford to ignore Bitcoin. Some people who CAN afford to be ignorant about Bitcoin: Donald Trump, Dave Ramsey, Warren Buffet.
Ironically, Michael Saylor who is a huge proponent of Bitcoin today, was once a critic of Bitcoin! But I presume he did his own study/research and then gained a better understanding of Bitcoin and eventually switched his opinion to supporting Bitcoin.
Ironically, Donald Trump was critical of Bitcoin during his first presidency. Now he is proponent of it. Things can change in life.
Charles Schwab is my favorite platform/app to buy/sell stocks on. I buy/hold high yielding dividend stocks. I buy/sell for profit growth stocks. At Charles Schwab I find their phone app and desktop computer version easy to use. Also, Charles Schwab has excellent customer service. I can actually get a live human on the phone easily and they are extremely knowledgable and helpful. That has been my experience.
If you want to be able to afford to retire, then you need to have cash flow. Once you are retired, you need increasing cash flow in order to afford to remain retired. Lunch for 3 people, right now in 2025, costs $60 to $70 for 3 hamburgers with one side and a drink! How much will three burgers cost in 10 years? In 15 years? Get the idea?
Buy/holding assets puts us in a position to benefit from inflation! What is the best performing asset on the planet? Answer: Bitcoin!
Dollar Cost Average (DCA) into Bitcoin. DCA into high yield dividend stocks (stocks that pay a yield of 15% or higher!). DCA into growth stocks (the names you already know: Apple, Google, Amazon, Microsoft, etc).
Try investing in companies that actually hold Bitcoin on their company balance sheet, like MSTR for instance. MSTR is Microstrategies and that is Michael Saylor's company. It is publicly traded on the USA stock market. Go check out the growth of MSTR. You will be impressed. I believe MSTR will one day, be worth $2,000/share. So I buy/hold it.
Treat your dividend stocks like dairy cows. Make it your goal to be the biggest dairy farmer around. Keep buying more "cows" (i.e. shares of high yield dividend stocks).
What is Blackrock's most successful ETF ever? Answer: The Bitcoin Spot ETF. Interesting. Perhaps you should look deeper into this Bitcoin thing!
How does Bitcoin differ from fiat currency. The amount of Bitcoin which will be available is capped. It's a set amount. The amount of fiat money any government on the planet can "print" is INFINITE! Think about that concept. It is why we have inflation and why prices have to RISE over time. Prices are headed one way, and that direction is UP!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2, Episode #27 Not Me, But You!
Review of finance, investing and how many of us don't learn in school how to become wealthy. But if you have an internet connection, you can learn all that you need to know, in order to retire wealthy.
Most jobs don't pay the employee a pension when they retire (a guaranteed dollar amount each month, otherwise known as "cash flow"). But if you won't require with a pension, there is hope for you. I may have a solution for you. On your own, you can invest into high yield dividend stocks which will pay you cash flow on a schedule (every month or every 3 months).
Remember that wealthy people buy assets, poor people buy things. We can all retrain our brains to buy/hold assets. Look to acquire new assets.
And with all your successful investing, don't forget to also invest in yourself and exercise/diet to that you can enjoy your wealth and be healthy when you no longer need to go to a traditional job.
If you like growth stocks like Microsoft and you can't afford to buy a whole share for $400 or more per share, then buy a "slice" of that stock for as little as #10. My favorite platform to buy/sell stocks is Charles Schwab. You can buy "Schwab Slice" which is a portion of a whole share of stock.
You can also do the same thing with Bitcoin, Ethereum, Solana etc. You don't have to purchase a whole coin. You can buy "a slice" of each coin. And with crypto you can invest $2 at a time if you wish.
Options. Selling cash secured puts on stock that you wouldn't mind owning anyway, is a strategy for you to potentially acquire your favorite stock at a discount price. Plus selling cash secured puts, generates "a premium" which means you are paid money right away, at the time you execute the trade! Another way to create cash flow! But doing this is a more advanced strategy. You can do options also at Charles Schwab or at Robinhood. But you need to have enough cash to purchase 100 shares of the stock is you are assigned
One of the smartest things we can do, is to have a Roth IRA. Why? Because the money grows TAX EXEMPT, meaning you pay ZERO tax on the money you withdraw if you meet two conditions: 1) are you age 59 1/2 or older? 2) have you had the Roth IRA account open for at least 5 years?
You can also buy Bitcoin using the Cash App. It will take you 2 minutes or less. Bitcoin is the best performing growth asset on the planet. But you need to buy/hold it for 4 years or more to get the benefit.
Food prep your own meals at home. It takes time but you will end up eating much healthier and you will save money. The money you save, you can use to buy/hold more assets!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #26 of Not Me, But You!
Bitcoin Strategic Reserves. What does this mean? If the USA starts to accumulate Bitcoin on a schedule, then that could trigger the price of Bitcoin to rise significantly. Things to consider in 2025 that have not been present in any other 4 year Bitcoin cycle: 1) Potential for Trump to initiate a Bitcoin Strategic Reserve, 2) Blackrock is selling the spot Bitcoin ETF. 3) We have never had a pro-Bitcoin political administration before.
In order to gain from the above mentioned conditions, you have to own/hold some Bitcoin. You can buy "slices" of a whole Bitcoin using your phone. Have you heard of Michael Saylor? Initially, Michael Saylor was a critic of Bitcoin. Now he is one of the most influential supporters of Bitcoin. You may want to ask yourself, "Why is a billionaire buying so much Bitcoin consistently?"
If you are already super wealthy, then you can probably afford to be ignorant about Bitcoin. If you are NOT already super wealthy, then perhaps, you should investigate Bitcoin.
My favorite trading platform for stocks is Charles Schwab. Buy some "Schwab slices" of any stock in the S/P 500! Coincidentally, you can also busy "slices" of Bitcoin on your phone.
Dave Ramsey is a critic of Bitcoin. But his estimated net works is somewhere in the 250 million dollar range! Did you know that Dave Ramsey, when he was younger, became a millionaire and then went bankrupt?! He can afford to be ignorant about Bitcoin. Can you?
Another critic of Bitcoin is Warren Buffet. He can afford to ignorant about Bitcoin. Can you? He called Bitcoin, "rat poisoned squared." Yet his company Berkshire Hathaway owns part of Nu Bank that offers crypto currency to its clients. Nu Bank is a Brazilian Fintech firm. Berkshire Hathaway invest one Billion dollars into Nu Bank! Interesting.
Trump, during his first term as president was critical of Bitcoin. Now, in his second term as president, he appears to pro Bitcoin!
Forbes article: "Nation States Turn to Bitcoin as a Strategic Reserve Asset." This article was written in January 2025. Could the "financial winds be shifting?"
David Sacks has been named "Crypto Czar" by Trump. And Sacks is one of 4 very wealthy investors who appear in the "All In Podcast."
Oliver Velez who is a successful and wealthy stock trader. He recently released a video on YouTube. Title: How much Bitcoin do you need to hold to become a millionaire?" A 12 minute video worth watching, in my opinion. You may only need as little as 0.25 Bitcoin!
The Bitcoin "train" is set to leave the train station this year. If you're not on it, you may regret it. Do your own research about Bitcoin.
You can buy Bitcoin on Coinbase using the "Advanced Trade" feature to pay much lower purchasing fees. Or you can buy Bitcoin using CashApp.
Have courage today, to pick one thing, and work on your dreams!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode #25 Not Me, But You! Podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
How inflation causes the "purchasing power" of our currency to decline rapidly over time. This phenomenon is why "storing" your wealth in cash is trash! It's a bad idea, because your pile of money, in 10 years, will buy much, much less than it will today.
I use the example of how $100 sitting in a bank account, for 10 years, will only buy you $47 worth of stuff (non interest bearing to demonstrate how inflation erodes purchasing power of money).
Use your favorite search engine online and research the history of Rome and how Rome kept debasing their money, which led to their eventual downfall.
If you want to be able to afford to retire one day, then you have to buy/hold assets that beat the rate of inflation. Grow your cash flow (dividend stocks). Grow your pile of money (growth stocks, Bitcoin)
If you dividend stocks price per share drops, don't panic. Dividend stocks are like dairy cows! Just keeping adding more cows to the farm and continue to "harvest" milk (A.K.A dividend money).
It's important to hold assets that will match and/or beat the true rate of inflation. By doing this, you will preserve purchasing power of your "pile of money."
My favorite platform to use when buying/selling stocks/ETF's/closed end funds is Schwab. com. I love using their phone app and their website on my desktop. Plus they have excellent customer service! When I call, I easily get to speak with a human being!
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.
Send us a text
Season 2 Episode 24 of Not Me, But You! Podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
There is a changing of the guard coming January 20th 2025. The USA will have a new president that day. Politics can influence financial markets. Be aware of these significant political changes, but don't spend a large amount of time focussing them. Instead, make your focus researching/buying/holding assets. The more assets you acquire, the closer you are to retiring from your job/career, if you choose to. You don't have to retire. But, in life, it's nice to have options.
What are your two largest bills each month? For most people it's housing (mortgage or rent) and food. Also some form of transportation like a car payment is likely a significant bill in your budget. What if you could eliminate ONE of these large payments each month? If you could, then you would have that "payment" available in your budget to buy assets!
Poor people buy things. Wealthy people buy assets. I cover a post from Fred Krueger on X on in this episode. I also cover articles you will find online that claim to name "ultra high yield" dividend stocks. Be careful! If you aren't earning a yield that is at least 8% a year, then you aren't keeping pace with the true rate of inflation. Many successful investors, I have found, suggest making at least 14%/year so that you are offsetting the effects of inflation on prices which will rise over time.
We all need to, at times, police our monthly budgets. Know WHAT you are spending money on. Can you temporarily make that bill go away? If yes, then you have found extra money within your budget to go buy assets with.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2 Episode #23 of Not Me, But You! Podcast.
This is the last episode of 2024. We are about to turn the page on a new year in 2025. The future looks bright. But we have to pay attention to our cash flow. Understand that cash flows...two different directions. Cash can flow toward you (like dividend income) or away from you (the money that you spend- give to someone else).
In my opinion, most people don't have enough cash flow when they are ready to retire. But they don't teach investing in school, after all. We have to learn it on our own. But if you have a smart phone/internet connection, then you already have all the access you need to learn how to become wealthy.
But we need to buy/hold the correct type of assets that will give us an ROI(return on investment) that at least matches the true rate of inflation (8%) or better yet beats the true rate of inflation.
Buy/hold assets. Look to cut your expenses, even if it's temporary. Have a general budget and be aware how/where you are spending your money each month. Pay close attention to your actual ROI, your rate of return, the percentage that you are earning on "your pile of money." The rate that you earn, is very, very, very important.
Warren Buffet quote: If you don't find ways to make money while you sleep, then you will work until the day you die.
I use Charles Schwab as one of my trading platforms. I like them because their app is easy for me to use on my phone. And they have awesome, awesome, awesome customer service. I can easily call and speak with a human being!
Use your favorite search engine and learn about Blackrock. Find out what they tell their financial customers. If you want to become rich, then study what rich people do, then go copy it. Rinse/repeat until you are wealthy.
It's also important to take care of yourself. Develop good habits to so that you can remain healthy enough to enjoy your wealth. Eat healthy food and get regular exercise. And de-clutter your living space. We often collect things and then don't use them much. Donate, sell, etc some items that you no longer care about owning or simply have not used in the last 6 to 12 months.
Buy some assets on a regular basis. Buy assets on a schedule. And build your cash flow every month. Remember that the true rate of inflation is more like an increase of prices of 8%/year.
Have courage today, and pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2 Episode #22 of Not Me, But You! Podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
In just 20 minutes, I break down owning shares of Coca-Cola stock (ticker symbol KO) compared to owning Bitcoin, over the past 12 months. I cover what the total ROI was for each asset in 2024. And I adjust for the true rate of inflation which runs about 8% a year. I explain what I would own and why.
If investing and making consistent profit was easy, then everyone would already be rich. Investing and doing it well, over time, is hard. But when you know HOW to evaluate an asset BEFORE you invest, I believe this information gives you an advantage.
Share price appreciation on ticker symbol KO from January 2024 to about July of 2024 was about 11% ROI. The price/share in January 2024 was about $58/share. The stock price topped out in July around $73/share. And at the end of December 2024, the share price had fallen to around $63/share. KO also pays about a 3% dividend every 12 months. So total return was 11% plus 3% equals 14% (minus true rate of inflation which is 8%). So total inflation adjusted return to KO...6% for investing your money in KO stock for 12 months in 2024.
Compare that to Bitcoin which does not pay a dividend but delivered a staggering 126% ROI in 12 months in 2024! Can you pick the bigger number? Which is bigger? 14% or 126%?!
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2 Episode #21
Merry Christmas! I believe the future looks bright. I wish you blessings and health and wealth in 2025. And thank you for listening. I appreciate all of downloads.
I share one of my favorite life quotes in this episode from Theodore Roosevelt. And I talk about how my family and I both celebrate and reflect on life at this time of year. I feel blessed which implies I believe in a higher power, a being separate from me, who I know has helped both me/family in life. This podcast is not about religious conversion. I'm simply telling you what I believe and why. As always, you make up your own mind about what you choose to both think/believe.
I also ALMOST shared another quote from Warren Buffet. But I messed up! I forgot to give the quote in the episode! So here it is: If you don't figure out ways to make money while you sleep, you will work until the day that you die! Please don't let that be you...working until the day that you die (because you have to!). Now if you CHOOSE to work until the day that you die because you enjoy work that much, then go for it. But my ultimate goal that I hope/pray that I inspire you to achieve is for you reach a point where you have OPTIONS in life.
Thank you again, and wishing you all a very Merry Christmas and much success in the days to come. Become as rich as you can, and then go help/inspire others! In my opinion, that's a big part of what life is about!
As always, have courage today, to pick one thing, and work on your dreams!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2 Episode #20 of Not Me, But You! Podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
It's been a volatile week where we saw the price of Bitcoin dip below $100K to $93K. Investing is emotional. To be a successful investor IS difficult. But with consistent effort and struggling through times of self doubt, the reward is well worth it!
I have learned that some of the most successful investors have learned to to take asymmetric bets on investments that do involve risk, but the potential payoff if huge!
Some of you are doubters. And that's OK. But some of you have a closed mind and THINK that you already know everything that YOU need to know about Bitcoin. But when in reality, you are bonehead and don't fully understand/appreciate how investing in Bitcoin can benefit your life.
No matter what you choose to invest in (stocks, cryptocurrency, precious metals, real estate) the MAIN thing we need to do is to continue to buy/hold assets that help us beat (outperform) the TRUE rate of inflation.
Some of you who are boneheads ONLY listen to alleged so called "experts." And I tell the story of "experts" who in the past told us that investing in Nokia was better than investing a company called Apple! Shocking, but true. Instead of listening only to "experts" instead, do your own research and find great assets to buy/hold which will change your life!
If someone cleans toilets for a living or is CEO of a company, I can learn from both individuals. I don't really care about what your title is in life, I evaluate the information that you choose to share with me.
If you are in debt, then you can formulate a plan to get out of debt. But realize, once you are debt free, you are sitting at ZERO in terms of your net worth. I want to see you not ONLY get out of debt but ALSO build wealth so that you can afford to retire one day. Your TIME, not your money is your most valuable asset. When you have control over your time, you are truly a free individual.
Am I suggesting you ONLY invest in Bitcoin? No, I'm not. But you will do very well if you invest in growth stocks, dividend stocks, AND Bitcoin! If you doubt this, then please search this name: Michael Saylor. He is billionaire who invests in Bitcoin. Or search "Blackrock" and find out why the largest money manager on the planet is offering a spot Bitcoin ETF to their clients. And find out why Blackrock is now suggesting that their clients have a percentage of their portfolios invested in Bitcoin!
Use the free website: stock analysis dot com. And research MSFT and BCAT. Which stock has a higher dividend yield? One website you can use to do your own research is: The Case For Bitcoin. Draw your own conclusion.
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2 Episode #19 of Not Me, But You! Podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click link here:
https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
How do you define wealth? I consider someone wealthy who has enough cash flow (income) to pay all of their bills every month with money left over. Almost half of Americans find that once they are retired, they cannot afford to remain retired. So they return to the work force. This situation/trend is likely due to people underestimating how inflation will cause prices to rise once they are retired.
What is your retirement strategy in relation to your "pile of money?" Are you planning on withdrawing 4% from your total pile each year and live on that amount of money? Or are you investing in assets that will pay you monthly/quarterly cash flow (income)? I prefer to use the cash flow approach because then I can get cash flow until the day I die! I can never "out live" my pile of money.
Poor people buy things. Rich people buy/hold assets. You may have to change the way that you think. In life, we often benefit from retraining our brains.
You can change your life in 4 years. I use Charles Schwab to buy/sell/hold both growth stocks/dividend stocks that pay me cash flow on a schedule. Their site/app are great. Their customer service is fantastic.
Buy/hold assets if you want to create your own pension income and if you want to become wealthy. Study what wealthy people do, then go copy it! You can do this.
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome. Season 2 Episode #18. Not Me, But You! Podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
Yes Big Mac's at Mcdonalds will cost $60 per sandwich one day! Why? Due to inflation which causes prices to rise over time. A basic vehicle may cost $250,000. The prices of everything will rise dramatically in the future. Am I trying to depress you? No. But we should, as investors, prepare for retirement by buying/holding assets that outpace the true rate of inflation.
Successful investing, over the long term, requires courage and consistency. If it was super easy, then everyone would be rich! But we must make our goal to buy/hold assets that outpace the true rate of inflation. That is our main goal.
Next we have to ask ourselves, "What is our goal? Do we want growth? Do we want to build cash flow?" Depending on your goal, helps determine what type of asset you want to buy/hold.
And what is your plan for your pile of money when you retire? Do you want to withdraw 4% every year (draw down on the principle)? Or do you want to preserve the principle and simply live off the cash flow (interest that the pile of money produces) ?
Wealthy people buy/hold assets. Poor people buy things. And wealthy people their MOST valuable asset, that they can only spend one time, IS time! Yes, time, is your most valuable asset. Not your 401K, not your 403B, not your stock portfolio, not your crypto currency wallets, not your real estate etc.
More than anything, I believe, that most people retire, without enough cash flow! So I stress buying/holding high yield dividend stocks. And I believe that most people are unaware of the true rate of inflation that will cause the price of everything that they buy, over time, to increase dramatically.
People who disagree with me will be fine in retirement, as long as they don't outlive their pile of money! What if you live longer than you expected? What is your personal costs rise much quicker than you expected? What if you have to keep increasing the percentage of your pile of money that you have to withdraw to live on each year? Food for thought. And this is why I stress CASH FLOW over just accumulating a big pile of money to retire with.
Did you buy any assets today? Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome. Season 2 Episode #17. Not Me, But You! Podcast.
Consider leaving a 5 star review. Follow us on Spotify.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
If you want to become wealthy, then first study/learn what wealthy people do. Learn HOW they think about money. Educate yourself on the strategies that they utilize.
Investing is NOT the same as gambling. But it does involve calculated risk. The only way I want to walk into a casino, is if I own the casino! What is the golden rule? He/she who holds the gold, gets to make all of the rules!
Wealthy people buy/hold assets. Poor people buy things. Wealthy people treat their money like employees that they need to manage in order to obtain a desired result (make profit/increase cash flow).
Two to three years ago, Solana (crypto coin) was costing $9 to $20/coin. Today? Solana is worth $200/coin! How is that ROI? Pretty good right? Is it better than investing in the S&P 500?
Our main goal, as successful investors is to beat the TRUE rate of inflation with our investments. By beating the rate of inflation, we actually build true wealth and "get ahead" in life. If we only MATCH the true rate of inflation (about 7% to 8% per year) then all we are doing is "treading water" in terms of the "purchasing power" of our pile of money!
What is the buy, borrow, die strategy that wealthy people utilize? And how does using this strategy save wealthy people from paying additional taxes on their gains? I cover this strategy in this episode.
How will the USA developing a "strategic Bitcoin reserve" in 2025? What is you were holding enough Bitcoin, that you could take a loan against it? Would you owe taxes on your Bitcoin gains by doing this?
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Season 2 Episode #16 of Not Me, But You! Podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
Math makes my brain hurt! I don't understand money or investing! Do you know how many times I've heard people say things like this? Too many times to count. But there is hope for you if you feel this way. You might feel that you can't ever learn how to invest on your own. The truth is: anyone can learn to invest and all you need is your smart phone and some courage.
Believing you can learn something that you THINK you're bad at can be life changing. You can do this! Why do you need to invest/buy assets/hold assets? Answer: Because that is what wealthy people do. If you want to also be wealthy, you must buy assets, not things!
There won't be any complicated math formulas or tough to understand/interpret charts talked about in this episode. Just very easily understood honest explanations about basic investing concepts.
You can create your own "pension" where you have enough cash flow every month so you have the option to leave your current job and retire, or keep working. The ultimate choice is yours. If you can afford to NOT work and still pay your bills every month with money left over, then I consider you "wealthy."
You can learn how to invest using your phone because you already know about prices. You know how much basic things in life cost. And armed with that knowledge you can learn to use your phone to buy/hold assets and eventually become wealthy.
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2- Episode 15 of Not Me, But You! Podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
Bitcoin has hit $106,000 per coin! It is the best performing asset on the planet. But Bitcoin does not necessarily give us cash flow. Bitcoin gives us the opportunity for phenomenal growth.
Did you buy any assets this week? Are you buying and holding assets that give you two things: 1) Cash Flow, 2) Growth.
In the future, we will need a bigger pile of money to pay for things/services as the cost of those things rises over time.
It's great to have money saved. But WHERE are you saving it? What rate of return are you getting on your pile of money? Do you also have monthly income (cash flow)?
Budgets are not fun, cool or sexy. But having a budget is one pathway that gets you to become wealthy. What are your three biggest bills (costs) every month? For most people it's housing, food, transportation (car payment).
Why are you working and when will you retire? When will you be able to afford to retire, when you no longer need the income from your job because you have created your own income (cash flow).
Some people think they just need to acquire a big enough pile of money and then when they retire, they will spend 4% of the total pile of money to live on each year. But using this method, what if you run out of money? What if prices rise so much that you need to spend more than 4% every year?
What if you live longer than you expected to live and you run out of money? Instead of spending my principle balance, I prefer to build cash flow. By taking this approach you will live of "the interest" and not spend the principle. You will not take out 4% per year from your total pile of money!
I use Charles Schwab as my brokerage account to buy/sell both growth stocks/dividend stocks. I also use the free website, Stock Analysis.com to research stocks. And I buy/sell crypto INSIDE of a Roth IRA at I Trust Capital.com. None of these sites/companies are sponsors of the podcast at this time. So I don't make any money telling you about them!
Do you have a traditional IRA? Do you have a Roth IRA? It matters what you invest in inside the IRA and Roth IRA containers? What is your rate of return? Does you rate of return beat the true rate of inflation?
Do you have a 401K or 403B retirement account at your job? If you do, does your employer give you match (free money your employer adds to your account)? What is the vesting schedule for the employer match?
Failure is never final, unless you choose it to be. We all make mistakes. But we can recover and move on from mistakes! Buy some assets today.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Season 2 Episode 14- Bonus episode of Not Me, But You!
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
What a historic day! December 4, 2024. Bitcoin has hit a new all time high price! Bitcoin over $100,000 per coin!
Bitcoin is the best performing asset on the planet. This is how you get rewarded for buying/holding high performing assets. Bitcoin runs in 4 year cycles. And at some point, every 4 years, it reaches a new all time high price!
BlackRock and Fidelity are selling a financial product (a Bitcoin Spot ETF) that is directly linked to Bitcoin! Would some of the largest financial companies on the planet, “invest” in Bitcoin if it was a scam?
Your money (in my case, dollars) has one job…to have babies! Your money has to make you MORE money. We all will benefit from buying/holding slices of Bitcoin. And we can also benefit from buying “Bitcoin proxy assets” like MSTR stock. Or MSTY ETF. Do your own research! There is risk involved.
Two type of stocks (assets) we share hold but/hold…growth stocks and dividend stocks that pay us dividends and give us cash flow monthly/every 3 months.
We need to buy/hold assets that pay us a high enough rate of return, that outpaces the rate of inflation. If you don’t, how will you possibly afford to buy a Big Mac at McDonald’s when it will cust $70 per sandwich! That’s inflation causes prices to go up over time!
Retrain your brain to think like wealthy people think. We all need assets to grow and increase in price over time. We all need cash flow!
Have courage today to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2 Episode 13 of Not Me, But You! podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
People are making a lot of money in cryptocurrency. There is no "unicorn investment." There is no investment that is 100% guaranteed and 0% risk! We can work to minimize risk but totally eliminating it shouldn't be our goal. Risk can be good for us if we buy/hold the correct type of assets.
Failure is OK as long as we learn from our failures. Keep going. Don't give up. Failure is NOT the worst thing that can happen to us. Each failure gets us one step closer to ultimate success. We need to retrain our brains in how we view/think about the possibility of failure
MSTR is a company that actively buys/holds Bitcoin on its balance sheet. Check out how this strategy has caused the price/share to increase dramatically.
Some US states have announced they will invest in Bitcoin. Also some countries have said the same. Will 2025 be the start of a race for several countries on the planet are all trying to accumulate Bitcoin at the same time?
How much Bitcoin will you choose to accumulate? Will you buy any? Will you accept the risk of investing in cryptocurrency? What if I told you that crypto is a pathway for you to upgrade your life? How would your life be different if you had no more debt, no more mortgage/rent payment, no more car payments?
Bitcoin is a cryptocurrency. But it is unlike any other cryptocurrency. Bitcoin is in a universe by itself. It’s different and unique. It’s special and valuable. And the purchasing power of any money I store in Bitcoin, goes UP over time. There is a limited supply of Bitcoin just as there is a limited supply of Picasso paintings or Van Gogh paintings.
If Bitcoin price goes to $500K, selling some may not be the best idea. Taking a loan against it may be a better strategy.
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2 Episode 12 of Not Me, But You! Podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click my link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
Do you like "free" money? Then do your own research and then do what wealthy people do- invest in dividend stocks. Buying/holding dividend stocks will produce cash flow. You know, just the pension you may have or wish you had. After all, what is retirement? It's when you have enough cash flow to pay all of your bills and have money left over! Isn't that the place in life, we are all trying to get to?
Holding dividend stocks that pay you on a schedule is the most passive form of passive income. You simply buy the stock once, and then you get paid! Are dividend stocks risk free? NO! But show me the "unicorn investment" that we are all searching for. Where is the investment that has zero risk and is 100% guaranteed? Answer: It doesn't exist on planet earth! ALL investments carry some form of risk.
Pay attention to yield(percentage you earn on your money invested) and pay attention to the dividend history. How consistent is the dividend? How often does the dividend change (up or down). Look at the price history of the cost of one share of the dividend stock.
Dividends are paid to shareholders(you/me who hold shares of the dividend stock) on a schedule- either monthly or ever three months. Cash flow is king! Especially consistent cash flow.
We cover advantages/disadvantages of buying/holding dividend stocks inside an IRA (individual retirement account) and outside of an IRA. Also we talk about Roth IRA's. But these "special financial containers" have special rules. They have dollar limits that you can deposit into the IRA each year. If we invest in a regular brokerage account (non IRA account) there is NO LIMIT to the amount of money we can invest into dividend stocks.
I don't ever have my dividends automatically reinvested into the same stock that paid me the dividend. Instead, I opt to have the money deposited into my cash account that is part of the brokerage account or IRA account. Then I have options. I can choose a different stock to invest that dividend money into. I can withdraw the dividend money and get it deposited into my regular checking account. Or I can take the cash from the dividend and go buy "a slice" of growth stock. The "slice" is a portion of whole share of stock. I like having options and choices.
We must select dividend stocks that pay a yield that is more than the rate of inflation. Personally, I try to make at least 14% on money. If a dividend stock only pays a 3% dividend, then I pass on it. That doesn't meet my requirements to invest. Now I do invest in some growth stocks that also pay a 3% dividend. But I'm getting share price appreciation on the growth stocks AND a very small dividend. See the difference? It matters what our investment goal is. Are you investing for growth or investing for cash flow? The answer matters and helps us select the correct stock to buy in order to meet the goal.
Have courage today, to pick one thing, and work on your dreams!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2 Episode 11. Not Me, But You! Podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click my link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
There is another episode in Season 1 with the same title as this one. I thought I would revisit some of those same topics from that original podcast that I did and add in some new ones also.
I use Charles Schwab to buy/sell/hold stocks and ETF's and closed end funds. I don't get paid to tell you this, I just like them and find their phone app easy to use.
Inflation is like the noon day sun on a summer day, The sun shines on your pile of money that you have saved. Your pile of money is an ice sculpture. Strong but it will melt over time from the heat of the sun. The "melting" that occurs is your purchasing power of your saved money draining away! So how do you preserve purchasing power? Great question! You buy/hold assets that either bring you cash flow (more money) and/or assets that are worth more over time. You could sell your asset that is worth more today than say 2 years ago when you first purchased it. Get the idea??
So if you buy/hold things, you get beat up by inflation. If you buy/hold assets, inflation actually helps you! Wrap your brain around this concept and make sure you fully understand it. This will help you to become wealthy, once you do understand this.
Why do we need cash flow? Answer: so we can pay our bills each month. Also cash flow gives us a bigger pile of money. It grows our pile of money, so that when prices rise in the future (from the effects of inflation) we can afford those same items that will definitely cost us more, in the future. Get the picture?
The rate of return that we earn on our assets is very, very important. We want to earn at least enough to keep pace with the true inflation rate. And we want to earn MORE than the rate of inflation, when we can too. Both scenarios are good for us.
How do you cut your expenses? By having a budget which shows you where/how often you spend your money. Are budgets fun? Absolutely not. But they are necessary and can be temporary. What if I told you if you lived on a budget for just 4 years, your life in 4 years would be very, very different, in a good way from how it is today? That's possible! But you have to be willing to change your thinking and be willing to "sacrifice" for at least 4 years. You decide. Only you can decide.
Most things that we choose to spend money on are not NEEDS. Mostly they are "wants"- things we simply tell ourselves we "need!"
Bitcoin is the best performing asset on the planet. You will start to see some financial planners recommending people hold at least 10% of your portfolio either in Bicoin directly or a Bitcoin related assets.
Buying/holding dividend stocks bring you cash flow. Buying/hold growth stocks bring you asset appreciation. Buying/holding Bitcoin gives you both asset appreciation and INCREASES your purchasing power over time.
If Bitcoin is "bad" then why is Blackrock and Fidelity selling a financial product that is directly linked to Bitcoin?
Buy/hold assets. Buy a new asset on a schedule. Every week, every month. DCA into assets. This is your blue pri
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2 Episode 10 of Not Me, But You! podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Click my link here:
https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
Don't play "The Bitcoin Look Back Game." Find assets that you can buy/hold. then rinse/repeat. Why were you told to study, get good grades, go to college, get a degree, get a good job? So you could retire one day. Do you realize 44% of Americans can NOT afford to retirement? They don't have enough cash flow. The don't hold enough assets!
Once you understand inflation and how it affects your pile of money, you will become a better investor. You want a basic definition of inflation? It causes prices to go up! So you will need more and more money each year to keep pace with rising prices.
Do you like math? No, you don't. OK. Perfect. Can you do simple math? Can you add/subtract/multiply using the calculator on your phone? Can you pick the bigger number?! Is 4% or 20% return on your money better? That's how "difficult" getting wealthy truly is.
Your pile of cash in the bank is like an ice sculpture. And inflation is like the noon day sun on a summer day shining down on your pile of cash. Inflation is "melting" the purchasing power of your pile of money! Once you understand this you will start finding assets to purchase with your money that OUTpace the rate of inflation. That's the pathway to becoming rich.
Dave Ramsey is great at getting people out of debt. But does he understand Bitcoin? Jamie Diamond, from JP Morgan Chase called Bitcoin a fraud and then his company, behind the scenes, was working to acquire Bitcoin! Have you figured out the game yet?
I use Charles Schwab to buy/sell and hold growth stocks/dividend stocks.
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome. Season 2 Episode 9 of Not Me, But You! Podcast.
We cover the concept of make it your goal to buy/hold assets. Why? Because that is what wealthy people do. Buying/holding assets allows people to benefit from the inevitable inflation that will occur. Use inflation to YOUR advantage by buying/holding assets.
Which assets? Growth stocks/dividend stocks/Bitcoin. What are some growth stocks? Apple, Google, Microsoft, Costco, etc. What are dividend stocks? They are assets that pay you money on a schedule! Some pay monthly, some pay every 3 months. Either way, it's CASH FLOW. It's cash flowing TO you instead of AWAY from you(like when you buy things that are NOT assets).
Cash flow is KING! Why? Because with cash flow, you can buy more growth stocks/Bitcoin with the "free money" you are getting in dividends.
I use Charles Schwab for buying/selling stocks. I find their platform very user friendly and they have great customer service. Not a sponsor. I just like them a lot. I feel they value me as a customer and treat me well. When I have a question, I call them and I actually get to speak with live human being! Imagine that! And their employees are helpful and knowledgable.
Time is your most valuable asset because you can only spend it once. What is retirement? When you have enough cash flow to pay all of your bills each month with money left over. That is when you, in effect, purchased all of your time back. Because when you're retired, you can choose to spend your time any way you wish.
If you can't afford to "pay yourself first" with each paycheck then you probably need to restructure your budget. And you may only need to follow a budget for 4 years (maybe 8 years). After 8 years of both budgeting/buying assets, you will likely be wealthy enough that you NEVER have to live on strict budget again!
44% of retired Americans are finding out they have to return to work. Why? Because their fixed income isn't enough cash flow to outpace the rate of inflation.
We must invest in assets that provide a high enough rate of return so that we outpace inflation. That is the path to never ending wealth. For people who never figure this out, they will work until the day they die! This doesn't have to be you, if you build enough cash flow into your budget by buying/holding assets.
Bitcoin is a cryptocurrency. But understand that Bitcoin is in a universe by itself. There is no other crypto like it. There is a limited supply of Bitcoin. There is only so much to go around. It's going to get more scarce(and expensive) as time goes on.
Retrain your brain to think in 4 year cycles. Why? Because your life can be hugely improved in 4 years. Bitcoin runs in a 4 year cycle. It's volatile within that 4 years. But every 4 years, Bitcoin reaches a new All Time High price! That's why you should own some.
Don't play the "look back game" with Bitcoin. What are some people saying today? If I only had the chance to buy Bitcoin when it was only $18,000/coin. But guess what people will say 4 or 5 years from today? That's right. If only I could have bought Bitcoin when it was only $100,000/coin. It's now 2028 or 2029 and one Bitcoin is $500,000. Don't play this look back game. It's silly. Go buy some assets! You will be glad you did, 4 years from today.
Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2 Episode 8 of Not Me, But You! Podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
In this episode I explain why Bitcoin is unlike any other cryptocurrency and why I choose to park my "pile of money" in Bitcoin. It IS indeed the best performing asset on the planet. It IS also volatile and the price moves up/down in 4 year cycles. That should cause to you pause briefly, and do your own research. That price movement in 4 year cycles should NOT prevent you from investing in it.
How do we overcome the inevitable effects of inflation (fiat money printing)? Answer: BUY ASSETS. But WHICH assets we buy/hold ARE very important.
Go to Investopedia.com and search "Bitcoin price history." Look at that very easy to interpret graph. And look at the overall trend. Every 4 years, Bitcoin reaches a NEW all time high price! So by parking "my pile of money" in Bitcoin, my purchasing power doesn't go down over time, it actually goes UP!!
Once you fully understand this feature of Bitcoin, you will begin to understand why it is better than growth stocks and better than gold/silver and better than leaving your money in bank account. A pile of money sitting in bank account earning an extremely low rate of interest each YEAR is like a slowly melting ice cube. The "melting" is your purchasing power of that pile of money declining over time.
Consistently investing in Bitcoin, and being patient will help to change to your life! But you can't give up and panic sell when someone tells you, "It's all going to zero!" You have to simply stay the course and keep buying slices of Bitcoin. Whatever dollar amount you can afford. Being consistent will help you to win this race. You have to hold Bitcoin for a minimum of 4 years. If you want to be a serious investor, you should have a 10 year plan. You should have a strategy for the next 5 years and 10 years from today.
Bitcoin is NOT cash flow. We all need cash flow each month to pay our bills. But we need growth also. We need a high enough rate of return on our assets that we buy/hold so that we can beat the rate of inflation. That is the only way you will end up with enough money to live your life today but also live your life until you pass on.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Season 2 Episode 7 of Not Me, But You! Podcast
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Referral link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
The rate of return (yield if you invest in dividend stocks, ROI= Return On Investment) that you earn on your investments is very important. In this podcast, I explain how to pick assets with high rates of return. I also talk about growth stocks as well.
Think of your overall investment strategy being like a train. A train runs on 2 parallel tracks. But the individual tracks are separate, they are different. One of those train tracks (rails) is dividend stocks. The other track (rail) is growth stocks.
What are growth stocks? All the names of companies you already know: Apple, Google, Amazon, Microsoft, Nvidia, Costco, Home Depot etc. These growth companies typically pay very SMALL dividends. In part, because you make your money by "share price appreciation." That is the price/share going up about 10% every year.
Dividend stocks are "passive income." They pay you money (a dividend) on a schedule. The schedule is usually monthly or every quarter (every 3 months).
Inflation pushes consumers to spend more money. Why? Because inflation causes prices to rise on the products/services you continue to buy each year. We need to invest in assets that pay us a high rate or return that will outpace the rate of inflation each year. By doing this, we preserve our purchasing power of the pile of money that we hold.
What if you can't afford to buy "one whole asset?" Then buy "slices" of assets. I explain how to do this. I tell you which free website I use to pick high yield dividend stocks/growth stocks. I tell you how to evaluate/compare stocks.
Warren Buffet once said, if you want to be wealthy, then you need to find ways to make money while you sleep! I buy assets that either pay me on a schedule (bring me cash flow) and/or that go up in value each year, at a rate that is GREATER than the rate of inflation.
If you only have a small amount of money to invest each month, then you may want to begin with high yield, low cost per share, dividend stocks. Don't start with expensive (high cost per share) growth stocks. You can add in growth stocks later. But of course, in life, there are always exceptions to every rule!
Have courage today to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Season 2 Episode 6- Not Me, But You! Podcast.
If you enjoy my content, and want to support this podcast, click the referral link for I Trust Capital dot com. Currently, this is the only place I know of on planet Earth where you can buy/sell Bitcoin (and other crypto) plus gold/silver INSIDE of an IRA. I have a ROTH IRA at I Trust Capital dot com. Referral link here: https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
Budgets! They sure aren't sexy! They are, in fact boring. Most of us RUN when we hear the word "budget." We avoid budgets because we don't believe we can stick to them. We avoid budgets because we feel that they take away our freedom. Ironically, budgets can help turn poor people into wealthy people.
Budgets can be temporary. Rich people buy assets, poor people buy things. By having the courage to stick to a budget, temporarily, you can become rich! Then you don't ever have to budget again, if you don't want to!
Budgets help you understand WHERE you are spending money. And if you can find an existing $20/week that you are already spending and instead buy an asset(or a slice of an asset) that simple habit can help to change your life!
Make it your goal each week/month to buy new assets. If you already have assets, go buy more! By acquiring/holding more assets, you will help to counteract and even benefit from the effects of inflation on prices. The cost of things goes one way, one direction, UP! So if you already know that prices are going to rise, then you better buy some assets so that you are prepared when things cost more next year, than they cost today.
Keeping large amounts of cash in a bank account is not smart. Your cash is a melting ice cube in terms of purchasing power. We are all losing purchasing power over time by holding onto cash. Instead we need to store our money IN assets. If you don't have any extra money to invest in assets, then that is why you NEED a budget. To help you find money, free up money, to go buy some assets.
Do you want to level up? You already own some assets. Now go buy assets INSIDE of an IRA or a Roth IRA. If you are in debt and follow a guy like Dave Ramsey, he is great at teaching people how to get out of debt. But once you're debt free, you "sitting at zero." So how do you become wealthy? How do you retire? That's why you need BOTH a budget and to buy/hold assets. Some assets produce growth for you (buy low, sell at a higher price). Some assets bring you CASH FLOW! That's money flowing TO you on a schedule.
The best performing asset on the planet? Answer: Bitcoin! Go buy "a slice." Use the CoinBase App on your phone. Link the App to a checking account. Buy Bitcoin and then transfer it to either a digital wallet (hot wallet) or "cold storage device." Cold storage is either a credit type card digital wallet or a flash drive that isn't connected to the Internet. I will do separate episodes on Bitcoin and where to store your crypto.
Email me at WAYPATODAY@ gmail. com
Have courage to today, to pick one thing, and work on your dreams!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Season 2 Episode 5 of Not Me, But You! Podcast.
If you like my content and you want to support me in my creative effort of making this podcast, and if you are interested in buying/selling crypto and gold/silver INSIDE of an IRA, then use my referral link to I Trust Capital dot com. https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
Once you embrace this concept that rich people do indeed buy assets and poor people buy things, then you are on your path to become wealthier. It's the constant consumerism of poor people getting new money into their bank accounts and then immediately asking themselves, "What new thing can I buy?" that KEEPS them poor! Ironic isn't it?
Rich people ask themselves a different question: "What asset can I buy with my new money?" Rich people increase their "cash flow" by buying assets on a schedule. DCA-ing is "dollar cost averaging" which by definition is buying an asset on a schedule WITH consistency.
Think of your investment journey as a train that travels on two parallel tracks. One track is growth stocks(Apple, Microsoft, Google, Tesla, Nvidia, Home Depot etc). These growth stocks are all names of companies you already know! You gain money by the price per share going up over time.
But dividend stocks that can pay a high yield (dividend, rate of return on your money) are often companies you likely haven't heard of. You gain money on a schedule(monthly or quarterly) in the form of a dividend payment that the company pays you simply for owning shares of stock! True passive income! You can't get any MORE passive than that!
When a poor person buys things, money flows AWAY from them. When a rich person buys an asset, money flows TO them! Wrap your brain around this concept. Make it your goal each week/month to buy more assets and less things. After you have a solid foundation, and have "cash flow" coming to you from the assets you own, THEN you can go spend money on anything that you want.
How do you buy stocks? Use a stock trading platform. My personal choice is Charles Schwab. I like the user friendly website and phone app. I also really like their customer service. I can talk to a human being easily when I have a question!
What Are You Passionate About Today? Email me at WAYPATODAY@gmail.com
Have courage today, to pick one thing, and work on your dreams!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Season 2 Episode 4 of Not Me, But You! podcast.
Referral Link to I Trust Capital dot com if you want to buy/sell cryptocurrency or gold/silver INSIDE of an IRA or Roth IRA. Use link https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
How can inflation make me rich? I thought inflation was a bad thing! Yes inflation is generally not good. We all have a pile of money somewhere. Inflation reduces the "purchasing power" of our pile of money over time. But inflation can cause the value of assets we hold to go UP over time. That is how we can benefit from inflation. But in order to get the benefit, you must own/hold assets. Simply saving money in a bank account won't do that for you.
What causes inflation? Governments printing more fiat currency. Wealth people know governments will do this so they buy assets! They buy assets that will increase in value over time and/or bring them cash flow on a schedule (monthly or every 3 months).
Utilize your 403B/401K at your job to get "free money" from your employer. The "free money" is the MATCH. Most employers will match a small percentage of what YOU contribute to the 403B/401K each month. Typically over 5 years, there is a "vesting schedule" where you gain access to a greater amount of the money that your employer has contributed.
The money that YOU contribute to the 403B/401K you always have access to and can take 100% of the money that you contribute with you if you ever switch jobs/leave the job(retire).
Inflation increases when governments print more money. This causes prices of food/energy to rise. If my groceries and gasoline I put in my care go up over time, then my expense simply to live the same life style goes up over time too.
How does inflation affect a pile of money I have saved, say in a bank account? Great question. Think of your pile of money sitting a bank account over time (earning a very low interest rate) is like an ice sculpture that is slowly melting over time. The ice sculpture may be in a refrigerated environment. But the temperature isn't cold enough to stop the ice form melting. So the ice sculpture melts, gets smaller and eventually disappears. The "melting" of your pile of money in the bank, is your "purchasing power" melting away over time. How do you counteract this? Invest in an asses that matches/beats the rate of inflation!
Inflation causes you to spend more dollars, over time, to buy the same stuff you used to buy for less.
Buy assets for two reason: 1) increases your pile of money(brings you more money on a schedule). Remember inflation? 2) Wealthy people buy assets to match or beat the TRUE rate of inflation. See Truflation dot com website.
Examples of assets: owning real estate, owning shares of stock(growth and/or dividend), owning cryptocurrency(think Bitcoin). The value of your home or stock shares goes UP over time. This is inflation helping you.
Owing shares of dividend stocks is the Ultimate Passive Income. You buy shares once. Money flows to you on a schedule (monthly/every 3 months). Who is Blackrock? I suggest you Google them. If you think investing in Bitcoin is "too risky" or a waste of your time, then research Blackrock. They have something very large number like 14 Trillion dollars that they manage. Blackrock has created a Bitcoin ETF that invests in Bitcoin. We may want to check out "this thing called Bitcoin then!"
Email me at WAYPATODAY@ gmail.com
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Season 2 Episode 3 of Not Me, But You! Podcast.
Referral code for I Trust Capital dot com- buy/sell crypto or gold/silver inside of a regular IRA or Roth IRA. Use link https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
We cover employer sponsored savings plans like 403B and 401K's. Contribute the minimum amount in order to get the employer match. Think of the employer match part as "free money."
We also talk about traditional (regular) IRA's and Roth IRA's. What is the difference? One is "tax deferred" and the the other is "tax exempt." Think of tax deferred as waiting to pay tax at a later time. Tax exempt means you pay ZERO tax!
Have a separate emergency fund at a bank. Don't use your IRA or Roth IRA AS your emergency fund!
Stocks: Two types... growth and dividend. Think of your stock investing as one train traveling on two parallel tracks. One track is growth stocks. The other track is dividend stocks. Dividend stocks are the ULTIMATE passive income! You buy once and then get money on a schedule(monthly or ever 3 months).
Do your own research. I am not a financial advisor and I am not a tax professional and I am not a lawyer. Make your own decisions about what to do with your money. I've shared with you in this episode some things that I have done. You need to decide for yourself and be responsible for what happens with your investments.
Research Peter Thiel: Lord of the Roth. He ended up with 5 Billion dollars inside of a Roth account. That means he can withdraw ALL of that money 100% TAX FREE!
Two types of dividends: cash (regular) and qualified. A qualified dividend is often tax free. We will talk more about types of dividends in future episodes.
Rolling (moving/transferring) money from previous employers 403B/401K into an IRA. Do not take "possession" of the money. This means have the check made out to the company where the IRA is located. Do not have the check made out to you personally. If you do, then you will likely owe taxes on the money, because you "took possession of it" which the IRS views as a distribution/withdrawal done by you personally. Instead of a rollover distribution which is where money flows from one account into a different account.
Email me at WAYPATODAY@gmail.com
What Are You Passionate About Today? Have courage today to pick one thing, and work on your dreams!
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2 Episode 2 of Not Me, But YOU! podcast.
Referral link to I Trust Capital dot com. If you are interested in buying/selling crypto or gold/silver inside a regular IRA or Roth IRA. Use link https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
What should you do when podcasting? What should you NOT do? What should you avoid?
1) Don't feel the need to introduce every topic! Sometimes just tell people what you want to tell them. Instead of getting them ready by telling them what you are ABOUT to tell them!
2) Save time. Be Brief. Be concise. Respect your time and the time of your listeners. Expect that most people are busy and don't want to hear you talk for an hour or more!
3) Don't ramble.
4) Have a plan/outline and stick to it. Listeners will appreciate a focussed approach to topics.
What should you do?
1) Have fun
2) Be interesting and be passionate. If you ARE passionate about topics that you speak about, that comes through to your audience and you will be rewarded for that.
3) Provide value. Give people a reason to listen.
4) Be a good communicator. Don't suddenly stop publishing episodes with no explanation to your audience (I did this and it was a mistake on my part)
5) Be human and admit if you are wrong. You don't need to be perfect or get everything correct the first time. Engage your audience. Invite them "in." Invite participation.
We are going to talk about in future episodes; Money, stock market, investing, becoming wealthy, freedom that wealth brings, ETF accounts, brokerage accounts, cryptocurrency, Bitcoin, and mindset- how to do you think about money?
I am not a financial advisor or tax professional or lawyer. Information in this podcast is for education/entertainment purposes only. Do your own research and decide for yourself where you will invest your money. By doing this you are accepting responsibility for the results of your investing.
Email me at WAYPATODAY@gmail. com
What are you passionate about today? Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Send us a text
Welcome to Season 2 Episode 1 of Not Me, But YOU! podcast. Yes this is an audio only format podcast. Plans to switch to video format and add live streaming in the future. It's November 2024!
Referral link to I Trust Capital dot com. If you are interested in buying/selling crypto or gold/silver inside of a regular IRA or Roth IRA. Use link https://itrustcapital.com/?referral_id=AAWC4U&utm_source=RAF
I took an almost 3 year break! Did ZERO podcasts since January of 2022. It wasn't a planned break and I did a horrible job of communicating about taking a break. There was no discussion or "heads up." Some of you probably were wondering what happened? Some of you probably said, "Did that guy die?!"
I learned a lot in the past almost 3 years. And I will be sharing with you. I'm excited to return and discuss success, provide encouragement, talk about money, talk about investing and talk about how accumulating money can provide you with freedom and ultimately happiness.
It feels great to be back! Let's GO!
Email me at WAYPATODAY @gmail.com
What are you passionate about today? Have courage today, to pick one thing, and work on your dreams.
I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest.
Welcome to episode #88 of Not Me, But You! How do you spend your time? What do you spend time thinking about and doing most of each day? Can you envision a day when you have accumulated a big enough pile of money that you are essentially retired? It's going to be wonderful when you reach that day and your money has purchased freedom. In my opinion, having "purchased" your time back to now spend any way you choose, is the best freedom of all.
Ultimately, I want to encourage you to find ways to use your internet connection to find ways to help you become wealthy! How are you using your internet connection to make more money?
E book available on Amazon: "Stay Healthy, Become Wealthy." Search for it using ASIN: B09829K4PW. Email me at wayaptoday@gmail.com
FREE Facebook Group: Waypa Today
Twiiter: Waypa Today
Instagram: Waypa.Today
Website: www.waypatoday.com
Coming soon: follow Waypa Today on Getr.
Welcome to episode #87 of Not Me, But You! Do you have pictures in your head of what 2022 can look like? It's going to be a year FULL of opportunities. You and I will have chances to grow, to deal with problems, to handle stressful situations and have moments to celebrate our successes.
Happy New Year! First episode of 2022! This podcast is the companion to WAYPA TODAY. Email me at waypatoday@gmail.com. Join us in the FREE Facebook group Waypa Today. Check out www.waypatoday.com Follow us on Twitter at Waypa Today.
The E-book "Stay Healthy, Become Wealthy" can be found on Amazon using the following ASIN to search for the book: B09829K4PW
What is your morning routine? In this episode I detail what my morning routine is and WHY.
I cover morning habits and morning routines to start your day and I suggest specific activities.
Thank you for all of the downloads and all of the listens all over the WORLD! I am humbled and grateful for the reach that this podcast has.
Find ways to use your internet connection to make more money! And as always, have courage today, to pick one thing, and work on your dreams!
Welcome to episode #86 of Not Me, But You! We prepare to turn the page from 2021 to 2022. Check out my E-book called "Stay Healthy, Become Wealthy" on Amazon. Here is the ASIN you can use to locate it on the Amazon website B09829K4PW.
December car commercials. I love to comment on them each year! How realistic is it to purchase a new vehicle as a gift for someone? Who wouldn't want to be a financial position to do this? But how many people actually buy a car in December?
What TYPE of vehicle do most millionaires drive? What BRAND of vehicle do many wealthy people drive? Hmmm... the answers to these questions will likely surprise you!
Warren Buffet said, "If you don't find ways to make money while we sleep, then you will work until the day you die!"
How to make money while you sleep...I give you some ideas to answer this question!
Find ways to use the power of your internet connection to find ways to make money! Email me at waypatoday@gmail.com
I am looking forward to 2022 and ALL of the opportunities that I see will be there for all of us.
Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
Free Facebook Group: Waypa Today
Twitter: Waypa Today
Website: www.waypatoday.com
Welcome to episode #85 of Not Me, But You! Wishing you and everyone important to you in life, a very Merry Christmas and health, wealth, and joy.
In this episode I both reflect and rejoice on the past year and look forward to 2022 with hope and anticipation. If you want to check out my E-book called "Stay Healthy, Become Wealthy" here is the ASIN you can use to find it on Amazon B09829K4PW.
Join us in our FREE Facebook group, Waypa Today. Waypa is an acronym that stands for
What Are You Passionate About Today?
Creating this Christmas episode each year is one that I look forward to doing. It is my heart felt Christmas wish to you and hoping that you have the courage to follow what's in your heart in 2022. As always, have courage today, to pick one thing and work on your dreams.
Here is the link to the Joe Rogan video I mention in this episode: https://www.youtube.com/watch?v=5kuLbHZCL20&t=105s
To get in touch with me: waypatoday@gmail.com
Twitter: Waypa Today
Instagram: Waypa . Today
Website: www.waypatoday.com
Welcome to episode #84 of Not Me, But You!
So you've got questions about cryptocurrency. Where do you go to buy crypto? Can you use your phone to do it? In this episode we discuss questions like these and more. I also cover typical thought patterns that people often have about cryptocurrency.
Wealthy people think differently about money and opportunity. Wealthy people realize that each unit of currency that they own has one job...to make then more! Manage your money as if they were your employees. So often your mindset is the biggest predictor regarding your future success and wealth.
There is a psychology that surrounds money. How do you think about money? Are you afraid of losing your money? I suggest, that we all stop looking for guarantees in life. Do your own research and accept some risk. We all need to find ways to "make money while we sleep!"
Bitboy Crypto YouTube channel:
https://www.youtube.com/channel/UCjemQfjaXAzA-95RKoy9n_g
E- book "Stay Healthy, Become Wealthy" ASIN on Amazon B09829K4PW
Join the free Facebook Group that is the companion to this podcast, Waypa Today. Waypa is an acronym than stands for "What Are You Passionate About today? "
Have courage today, to pick one thing, and work on your dreams.
Email me at: waypatoday@gmail.com
Twitter: Waypa Today
Instagram: Waypa Today
Website: www.waypatoday.com
Welcome to episode #83 of Not Me, But You!
E book on Amazon: Search for the ASIN below:
- B09829K4PW
Latest podcast stats: this podcast has been downloaded in over 60 different countries and over 500 different cities.
In this episode, stop planning, stop thinking, and get started. If you are afraid or unsure go do something anyway, even if it's wrong! You don't need to have it all figured out before you begin. You don't have to get is perfect the first time you try!
More information on the Metaverse and how you can benefit from the Metaverse, even if you are not a gamer! This is NOT financial advice. Do your own research.
WAYPA is an acronym that stands for: What Are You Passionate About Today?
Have courage today, to pick one thing, and work on your dreams.
Email me at: waypatoday@gmail.com
Free Facebook Group: Waypa Today
Twitter: Waypa Today
YouTube Channel: Waypa Today
Website: www.waypatoday.com
Welcome to episode #82 of Not Me, But You! The US dollar is tied to many markets used around the world. However, US currency is FIAT currency meaning, it's not backed by anything physical. That means, more of it can be created ("printed") at any time.
What happens when MORE dollars are printed? It makes the dollars already in existence worth LESS! Then prices rise. Inflation occurs. So what does all this have to do with cryptocurrency and a cashless economy?
How much cash do you currently carry and use each week? If you are like most people you typically use a credit card or debit card or an app on your phone to pay for most things. That type of buying behavior RESEMBLES a cashless economy.
Enter cryptocurrency. What is it? Why are so many people in the WORLD investing in it? Isn't putting money into cryptocurrency like putting money into "nothing?" I discuss these types of questions and more in this episode.
E-book on Amazon is called "Stay Healthy, Become Wealthy." Search for the book using the following ASIN
- B09829K4PW
Email me: waypatoday@gmail.com
Free Facebook Group: Waypa Today
Twitter: Waypa Today
Website: www.waypatoday.com
Welcome to episode #81 of Not Me, But You! This is the companion podcast to Waypa Today. Check out the Waypa Today website, free Facebook Page, Twitter page, Instagram page, YouTube channel etc. And email me at waypatoday@gmail.com with questions/comments.
In this episode I cover what IS the Metaverse? And I review specific cryptocurrency coins. This is NOT financial advice. For informational purposes only. Do your OWN research.
My latest E-book, "Stay Healthy, Become Wealthy" is available on Amazon. If you have a Kindle Unlimited subscription, you can read it for FREE! Here is the ASIN to the book on Amazon. You can search for it by entering the ASIN # into the Amazon app/website:
- B09829K4PW
Use the POWER of your internet connection to increase your income and to build wealth.
Join us over at the FREE Facebook group, Waypa Today.
Remember, we are all surrounded by opportunity in this life. If we choose to believe that opportunity does NOT exist, then that becomes "our truth." And if we WANT opportunity we need to look for it consistently. "Seek, and you shall find!"
As always, have courage today, to pick one thing, and work on your dreams!
Email me at: WaypaToday@gmail.com
Facebook Group: Waypa Today
Twitter: Waypa Today
Instagram: Waypa Today
YouTube: Waypa Today
Website: www.waypatoday.com
Welcome to episode #80 of Not Me, But You! In this episode I share with you about a curious conversation I had about how to become wealthy! "Sounds like a lot of work" is what someone said to me when I was having a conversation about how to become wealthy. I'm talking wealthy to the point, where you NO longer have to get up and go to work in order to pay your bills.
So this person wanted to rich but didn't want to have to work hard! That always amazes me. Time is going to pass anyway, no matter what we do. So why not put in the hard work in hopes of being wealthy one day?
What if I told you IF you were willing to work hard each day for 4 years, then you could be rick so that you would never have to work a job again? Would you do it? Would you follow the advice?
Check out my new book on Amazon, "Stay Healthy, Become Wealthy." If you already subscribe to Kindle Unlimited each month, you can read it for FREE! Search for it on Amazon using this ASIN
- B09829K4PW
An ASIN is like a product ID number for every item sold on Amazon. Always be aware of what your WAYPA is. WAYPA is an acronym which stands for "What Are You Passionate About Today?" Keep having courage each day to pick one thing, and work on your dreams.
Email me at: waypatoday@gmail.com
FREE Facebook Group: Waypa Today
Twitter: Waypa Today
YouTube: Waypa Today
Instagram: Waypa.Today
Welcome to episode #79 of Not Me, But You! This episode is about Turning Points. How many have you had in your life? Were there specific people involved with those "turning point events?"
Have you ever felt like you missed out on a great opportunity and that opportunity is LOST for all time? Well I'm here to encourage you and tell you a "secret!" Opportunities are trains on a train track. If you miss one, there is another coming your way. You just have to have the discipline to wait, and to continue to believe and be consistent. And that next opportunity that comes "down the track" could be the one that changes your life!
This podcast has already been downloaded in multiple continents and hundred of cities of world wide! And I'm just one goofball of a guy sharing my knowledge and wisdom for FREE! So thank you for that. And if you want to support this podcast and me, head over to Amazon and check out my E-book, "Stay Healthy, Become Wealthy." You can search for in on Amazon using the ASIN
- B09829K4PW
Thank you again for helping this podcast reach as many people as it already has. I look forward to growing this audience even more.
Have courage today, to pick ONE thing, and work on your dreams!
Email me at waypatoday@gmail.com
Join the FREE Facebook group: Waypa Today (Waypa = What Are You Passionate About ...)
Twitter: Waypa Today
Website: www.waypatoday.com
Welcome to episode #78 of Not Me, But You!
Join us in the FREE Facebook group Waypa Today.
Check out the website www.waypatoday.com
How do wealthy people think? Would you agree that wealthy people think differently about money when compared to poor people? What I've discovered is that many people focus on money by asking themselves, "What can I buy with this new money?"
Wealthy people do the OPPOSITE! Wealthy people do NOT look to SPEND money. Instead they look to INVEST. A wealthy person is asking themselves this question, "How can I take this new money and get it to make me MORE money!"
Wealthy people put THEIR MONEY to work instead of them going to work! And IF, you are NOT yet wealthy, you can do the same thing by simply changing the way that you THINK about money.
Wealthy people realize the POWER of DELAYING spending. If a person has discipline, patience, and doesn't spend today, by doing that they position themselves to BE wealthy one day. Once you are wealthy, you can WHATEVER you want WHENEVER you want!
Wealthy people make a decision each day to MANAGE both their TIME and their MONEY. We need to do that also!
Have courage today, to pick one thing, and work on your dreams!
Email me at: waypatoday@gmail.com
Facebook Group: Waypa Today
Website: www.waypatoday.com
On Amazon check out my E-Book, "Stay Healthy, Become Wealthy."
Welcome to episode #77 of Not Me, But You! I have not uploaded a new episode in 4 months! That was mainly due to technical issues I was having with recording/editing. But also just the general business of life contributed to the delay too.
It feels good to be back podcasting again. Regular episodes to follow going forward from this point. If you haven't checked out my book, "Stay Healthy, Become Wealthy" it's available on Amazon. Here is the ASIN # to the book that you can use to find it on Amazon B09829K4PW.
If you are a member of Kindle Unlimited, you can read the book for FREE!
This was a short podcast episode to mainly test to see if all of my audio issues have been resolved and they have been! Don't be afraid to keep pushing THROUGH failure. If you are consistent and refuse to give up, I promise you that you will achieve success.
Believe in yourself and your dreams. Have courage today, to pick one thing, and work on your dreams.
Facebook Community: Waypa Today
Website: www.WapaToday.com
Welcome to episode #76 of "Not Me, But You!" This is NOT a religious podcast but I am a person of faith. Why do I in many of these podcast episodes, encourage you to find ways to monetize your ideas by using your internet connection? Answer: Because I want your income to increase. I want you to build/become wealthy. Why?? Because wealthy people have advantages that poor people do NOT!
Check out my new E-book on Amazon, "Stay Healthy, Become Wealthy." If you have a subscription to Kindle Unlimited, you can access the book "for FREE" with that subscription.
It's OK to make mistakes in business. You don't need to "get it perfect" before you begin. And disengage from the "crabs in the barrel" who are trying to pull you back down to their level, as you strive to achieve your dreams.
Be a "courageous leader" both on your job and off of the job in your personal life. Many businesses, on planet earth, have INEPT management. Many businesses, just like many people in life, end of "shooting themselves in the foot!" They cause their own problems and then act surprised that the problems exist! And ultimately, these businesses and people don't do anything different moving forward!
Many successful people in life were "fired" from jobs. Some of them were fired from MULTIPLE jobs! But they were eventually successful because they stayed true to their dreams and belief in themselves. Be a risk taker. Believe in your existing skill set that you have to offer others in this world. Instead of letting the world change you, go out and change the world!
Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
Website: www.waypatoday.com
FREE Facebook Page: Waypa Today
Twitter: Waypa Today
On Amazon: E-Book "Stay Healthy, Become Wealthy"
Welcome to episode #75 of "Not Me, But You!" This is the companion podcast to the website www.waypatoday.com. We also have a FREE Facebook page community. Consider joining our Facebook page, Waypa Today. This is NOT financial advice. I am NOT a financial advisor. Do your own research.
I invite you to check out my new E-book on Amazon. It's called "Stay Healthy, Become Wealthy." Doesn't it make sense to work on our health and to exercise so that when we become wealthy, we can enjoy our wealth? My wish for you is that you stay healthy or become healthy and become extremely wealthy!
I'm not in love with money, but I realize that wealthy people have gained time freedom. They can do with their time what they choose, rather than simply going to a job in order to pay bills.
If you want to start your OWN podcast, then look back through my 70 plus episodes and you can find at least 2 episodes where I explain in detail how you can accomplish this.
I explain the history of Bitcoin. And I go through examples of other Cryptocurrency coins. And I provide SIMPLE MATH examples of how much money you COULD invest with each coin, AFTER you DO YOUR OWN RESEARCH. IF you CHOOSE to invest in cryptocurrency, I believe you are POSITIONING yourself for WEALTH. But this same concept could be true if you choose to invest in stocks as well.
IF you choose to position yourself for wealth, then one day you could have life changing money. I imagine this scenario would fell similar to winning a pile of cash in the lottery. But the lottery is gambling. Investing isn't the same as gambling, but investing does involve RISK. Your investment COULD go to zero and you lose all the money you chose to invest.
What is your WAYPA? What Are You Passionate About Today? Position yourself for wealth. And have courage today, to pick one thing, and work on your dreams!
Email me at: waypatoday@gmail.com
www.waypatoday.com
Facebook Page: Waypa Today
Twitter: Waypa Today
Check out the E-book, "Stay Healthy, Become Wealthy" on Amazon.
Welcome to episode #74 of "Not Me, But You!" Yes there ARE TWO episodes that are numbered 73! But that is because the system would NOT allow me to label one 73-A and the other 73-B! Sorry for the confusion.. It's great to be back creating/podcasting/uploading episodes again.
So in a thumbnail sketch summary, inflation is caused, in part, by governments printing MORE fiat currency. IF, the US Gov't prints MORE dollars, then the dollars you already have, ARE WORTH LESS! What happens to PRICES when dollars are worth less? Prices INCREASE, prices RISE! Why?...Because is takes MORE dollars to buy the same things/services that you brought BEFORE the Gov't printed MORE dollars!
In my country, the inflation RATE is bogus! Why? Because when the inflation rate is calculated (inflation said to increase about 3% to 4% per year) the cost of FOOD/ENERGY is TAKEN OUT of the calculation! Do you know anyone who can survive WITHOUT food or energy(electricity, gasoline, natural gas etc.)?
To get an accurate idea of INFLATION, simply go to the store where you buy groceries and look at the cost of things like milk, eggs, meat, cheese, etc. Have those prices only gone up by 3% to 4% in the past year or 2 years or 5 years?? Haven't you heard an older relative speak about how a GALLON of gasoline used to cost 30 CENTS?!! Why is that? Because of INFLATION!
Inflation is like a HIDDEN tax on your money. It is EATING away at the BUYING POWER of your money. What is the solution? You have to make MORE money each year in order to KEEP PACE with the ACTUAL inflation rate! YouTube link to Michael Saylor video mentioned in this episode https://www.youtube.com/watch?v=Vuz44fwkEz0&t=2128s
WAYPA Today stands for: "What Are You Passionate About Today?"
Have courage today, to pick one thing, and work on your dreams!
Email: Waypatoday@gmail.com
Website: www.waypatoday.com
Facebook Page: Waypa Today
Twitter: Waypa Today
So during my unscheduled break from podcasting, I ended up with TWO episodes numbered 73! So I made one episode 73 and the other 73B! So...this IS episode #73B. But the numerical labeling of the episodes won't allow me to add the letter "B." So I apologize for any confusion. You will likely find TWO episodes labeled "#73" so you will need to look at the dates that the episodes were uploaded in order to determine the chronological order.
My new E-book, "Stay Healthy, Become Wealthy" is now available on Amazon. Disclaimer: I am NOT a financial advisor. So listen to this podcast and read my books and then...Do Your Own Research and Invest AT YOUR OWN RISK! Make your own decisions about WHAT to do with YOUR money.
Don't worry about getting things right or perfect. Just get going and have courage today, to pick one thing, and work on your dreams! We always have the opportunity to do things over and get things right. Businesses often don't get things perfect with a product before they roll out that product and offer it for sale to the public. Keep that in mind as your are pursuing your dreams.
Consider joining the FREE community on Facebook. The Facebook page is called Waypa Today. See what I post there and consider liking/following the page.
We will face challenges in life and in our pursuit of our goals. Find ways to "re-set" and get reinvigorated so that you have the necessary energy to keep working on your dreams. For me, checking on the progress of our tomato/basil plants gives me joy! What helps rejuvenate you?
Why do I want to help you? Why do I want to see you discover ways to use your internet connection to increase your income and grow your wealth? Because I have this belief that our society and our planet would be a better place to live IF more people were not ONLY struggling to make a living. Too many people, in my opinion have to focus most of their daily energy on making sure that they have food to eat and water to drink. That's existing but NOT truly living.
I pray that you are using your creativity to find joy in this life and to help yourself to increase your income. I belief we are all here to truly live and learn from each other and help each other. And in full disclosure, I talk about HOW my the title of my new E-book was MISSPELLED! So here I've offered a new book for sale that I expect people to pay money to purchase, and the title is NOT spelled correctly on the cover! Can you understand how frustrating and comical that is? So IF I'm making mistakes like and that and still working on my dreams, be inspired by my example. If a goofball like me can write/publish a book, then SO CAN YOU!
I'm NOT a guru. I'm a classmate, sitting in the same classroom of life, right next you! Things often take longer than we think. Things are often more involved than we originally plan. That's OK. Don't let those circumstances discourage you. Keep working on your dreams!
Email: waypatoday@gmail.com
Website: www.waypatoday.com
Facebook Page: Waypa Today
Twitter: Waypa Today
Welcome back to a fresh episode of Not Me, But You! And....welcome back TO ME!
I've been on an unplanned hiatus for several months! This is the first of several new podcast episodes that I will be uploading in the near future! This is episode #73 but there will be a 2nd episode titled #73-B! So there will end up being TWO episodes with the #73 in them but don't let that confuse you.
Thank you for hanging in there. Some of you probably thought something bad happened to me. But the break from podcasting was all for good reasons. I explain what happened in this episode. I recorded this episode in mid-May 2021 but didn't finish it/upload until July 4th weekend. Sorry for any confusion with the recording/release.
Link to Michael Saylor YouTube video on cryptocurrency: https://www.youtube.com/watch?v=Vuz44fwkEz0
In this episode I utter such "shocking" statements such as: "Wealthy people think differently from poor people!" Also, "There is no one correct path to wealth." And, "It's easy to get caught up in the routines of life and it's easy to let time slip away and really not plan for your future. But all is NOT lost! Have hope!" And, "With wealth comes opportunity that you don't have when you're poor." Lastly, "Believe BEFORE you achieve!"
I also talk briefly WHY people continue to shop more and more online. Basically, people have demonstrated that they are willing to pay more for two things when shopping online: Speed/Convenience.
I also give a quick review on Doge coin and I talk generally about cryptocurrency and why you may want to do your own research and consider it.
Disclaimer: I am NOT a financial advisor, I am not giving you financial advice. I am telling you what I'm doing but you need to decide for yourself if you want to copy what I'm doing. But I take no responsibility for what you choose to do with you money! (Basically don't try to sue me if you end of losing money!") I am NOT a financial advisor. I simply share what I'm choosing to do in my life with my money.
Some questions you may want consider relative to cryptocurrency:
-What is cryptocurrency?
-Will returns (ROI) with cryptocurrency outpace the stock market over the next 10 years?
-If you like investing in Real Estate, how portable is Real Estate compared to carrying your "money" in a digital wallet on your phone?
-Will be potentially have "world" currency one day?
- Aren't we partially behaving now, as IF we are living in a cashless society/economy?
Wishing everyone a very Happy 4th of July!
Email me: waypatoday@gmail.com
Visit the website: www.waypatoday.com
Join the Facebook Community page (FREE) at Waypa Today.
Welcome to episode #71 of "Not Me, But You!" I'm passionate about teaching. And I believe in sharing information. After all, are we not all connected via the internet? So let's share information for FREE! I believe in helping people first, and then getting paid later. And I do share a lot of information for free in my podcasts. Why? Because I want you to find ways to use your internet connection to make more money!
I believe that society and the world would be a better place if less people were simply struggling to exist and doing nothing more than struggling to pay their bills each week/month. So in this episode, I outline 10 things your Guru likely does NOT know about HOW to effectively teach you! Why am I qualified to speak on this topic? Because I spent a decade in the education field where I was paid to be a school administrator.
If you want to contact me to simply share ideas/comments then email me at waypatoday@gmail.com Or if you want to discuss with me how you can hire me to help you get started with expanding your digital footprint you can also email me. Or if you are an online guru and you want to consult with me and draw upon my decade of knowledge spent in the education field where my full time job was to evaluate the teaching of teachers, then contact me.
Check out my website www.wayptoday.com Or visit our Facebook page Waypa Today. "WAYPA" is an acronym which stands for "What Are You Passionate About" Today?
If you are a guru/online coach then this podcast episode is for you. And if you already have purchased coaching and were left feeling unsatisfied, then this podcast episode is also for you. My guess, is that most gurus are too arrogant to even give this podcast episode a listen! So this podcast is a "buyer beware" guide for the consumer. This podcast episode is designed to show you WHAT to look for in your guru's teaching! And IF these 10 things are NOT present in your guru's teaching, then it's time to STOP spending your money today, and FIND A DIFFERENT guru!
You can absolutely without a doubt find creative ways to use your internet connection to increase your income. Have courage today, to pick one thing, and work on your dreams.
www.waypatoday.com
Facebook: Waypa Today
Twitter: Waypa Today
Email: waypatoday@gmail.com
YouTube: Waypa Today
Welcome to episode #70 of "Not Me, But You!" Please consider leaving a review, rating and some comments. Also check out the Waypa Today Facebook page and www.waypatoday.com website. Email me at waypatoday@gmail.com
I don't like to venture very deep into politics in these podcasts mainly because when all is said/done it's a waste of time. You already know that I believe that TIME is your most valuable asset. So use your time to build your wealth! Being wealthy brings all kinds of OPTIONS that poor people do NOT have! Find ways to use your internet connection to make money online!
The focus of this podcast was DESIGNED to NOT be on me, but on YOU as a listener.
My new E-book will be available for sale on Amazon by the end of January 2021! The topic of the book is about eating healthy, exercising, and building wealth! Always consistently use your time to help increase your wealth. And with everything that you do, always consider the TIME INVESTMENT before you begin that activity.
In this episode I give my thoughts (some of them are political) on what happened at the Capitol building in DC. My advice, don't spend too much of your precious time dwelling on that. Say what you feel you need to say, then move on and get to work building your wealth!
Maybe we can all take a STEP AWAY from the scripted, purposeful indoctrination that media networks attempt to disguise as "news?" And then just DO YOUR OWN research and MAKE UP YOUR OWN mind.
No matter what, have courage today, to pick one thing, and work on your dreams!
Welcome to episode #69 of Not Me, But You! This is the FIRST episode of 2021. So Happy New Year to you!
This podcast continues to grow. I've watched it continue to be downloaded in new cities and new countries around the world! It's exciting to see the digital footprint grow.
But this podcast is NOT about me. The focus of this podcast is on YOU, the listener. I believe that you already have inside of you everything that you need in order to reach your goals.
If a goofball like me, can have this type of success with a simple podcast, then so can you!
You can do anything that you make up your mind that you will succeed at. So having a dream and having something that you are passionate about is a fantastic start. But you need to have BOTH a dream AND a plan to achieve your dream!
I talk about my high school English teacher, Mr Brown and the impact he had on my life in later years. Our teachers/mentors when they are unselfish guides can have lasting positive effects on us.
Why do you want to become wealth? I can tell you why I believe wealth will change your life forever. And then once you are wealthy, how many OTHER lives can you touch in a positive way, because of your wealth?
Time is our most valuable asset. And time, focus, and energy are involved in achieving any goal. Be mindful that you are using time wisely and efficiently each day! We can only spend time once! And it's the one asset that we all have the same amount of.
Check out Robert Brault. He has great quotes easily found on the Internet. He said, "We are kept from our goal, not by obstacles, but by a clear path to a lesser goal."
How is diet and exercise connected to your journey toward wealth? Good question. Most wealthy people do not neglect their diet/health. I believe it's important for all of us to be healthy/remain healthy so that we can enjoy building wealth and simply being wealthy.
Meal prepping can ensure that we get healthier meals and it will also help us to save money and ultimately build wealth. My new E-book will be available later this month and the topic of the book is about being healthy and building wealth.
I provide a real life example of one of the most curious and absurd responses I've heard from someone who claimed that they wanted to increase their income, but saw problems everywhere with taking action! What we can learn from this example is that SOME of our thoughts are crazy and invalid and NEED to be ignored!
You can use the power of your internet connection to monetize your ideas and create your own "pension check" flowing to you every month! The key to accomplishing your dreams is to simply get started! We all need to stop focussing on being perfect. Get past that desire. Life is messy, and you can figure out solutions for problems that you encounter. So just get started. Simply begin!
Have courage today, to pick one thing, and work on your dreams.
Facebook Page: Waypa Today
Twitter: Waypa Today
YouTube Channel: Waypa Today
www.waypatoday.com
www.healhtywisecooking.com
Email me at: waypatoday@gmail.com
Email me food prep/recipe related questions/comments at: HWC@healthywisecooking.com
Pinterest: Healthy Wise Cooking
Welcome to episode #68 of "Not Me, But You!" Do you enjoy the Christmas season? The particular holiday that you celebrate is not as important to me, as what you do with the holiday season. I LOVE Christmas time and each year I use it reflect upon the year that has passed and to look forward to the New Year.
In this episode I talk about it sometimes being necessary to take what appears to be "drastic steps" in order to be successful. I talk about real life ideas for you to consider to help you save money each month. There are plenty of people who talk about "budget cutting." I believe having a budget is key but I focus more of my energy on increasing income rather than always looking to ONLY cut expenses.
Your monthly budget is nothing more than a math equation. We simply need to get that math equation working in you favor each month. To put it simply, we all need to spend less money than the income that we have coming in each month.
Wealthy people think differently when compared to the average person. I discuss how wealthy people think of their dollars AS their employees. The job of our dollars is to make us MORE dollars. So if you want to be in business but have never owned your own business, realize that it's your job to manage your dollars (employees) so that your money goes to work to make you more money.
In general, I have compassion for the normal struggles that small business owners face. 2020 where we saw the lockdown of local economies has caused me to have even greater compassion for small business owners. Most small businesses can't survive months and months of a locked down economy. So if you lost your business in 2020 email me at waypatoday@gmail.com and I'll help to give you some ideas on how you can use the power of your internet connection to create a new business.
Lastly, realize the extreme value of your time. We can only spend time once in this life. So guard your time and treat it as the precious commodity that it is. How much time do you spend each week/month in front of screens being entertained? I make a conscious effort to track my screen time. By tracking my screen time, I make sure that I dedicate time each day to working on achieving on goals.
Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
Website: www.waypatoday.com
Facebook: Waypa Today
Twitter: Waypa Today
YouTube Channel: Waypa Today
Welcome to episode #67 of "Not Me, But You!" In this episode we talk about E-commerce and trying something different in 2021. Successful entrepreneurs don't let fear stop them from achieving success. Notice that I did NOT say that successful entrepreneurs are never afraid! But they don't allow their fear to paralyze them.
Do something different and try something different if you are not living your dreams. Start a podcast, a Youtube channel, a website ,sell items online etc. Get past any stigma in mind against the words "sell" and "selling." Most successful people in life, SELL things!
And realize that most people have a constant connection to internet via their cell phones. So people are shopping online more and more. And online customers are willing to pay for both speed and convenience. Realize this reality of the current online marketplace. And then utilize this realization to help make more money for yourself/family! Think about your process as a consumer. Do you ever respond to an email and then click on a link and then sometimes end up buying things you wouldn't ordinarily have shopped for?
Now ask yourself how you can insert yourself into that same process and offer people something! You will start to see opportunities to monetize your ideas and make money using your internet connection.
What will you have to give up in order to achieve your dreams? Good question. Possibly "screen time" where you watch passively and are entertained will need to be reduced. Why? Because your time is valuable and you don't want to waste it. Track how many hours you spend watching "screens" for entertainment each week/month. The number of available hours might shock you!
Did you lose your business in 2020? If yes, then I have compassion for you. But if you're struggling with what to do next to make money, then why not try something different online? Why not begin in 2021 establishing/expanding your digital footprint?
Have courage today, to pick one thing, and work on your dreams.
Questions/comments/ email me at: waypatoday@gmail.com
website: www.wapatoday.com
Facebook page: Waypa Today
Twitter: Waypa Today
Youtube Channel: Waypa Today
www.healthywisecooking.com
Recipe/meal prep questions/comments email me at HWC@healthywisecooking.com
Pinterest: Healthy Wise Cooking
Welcome to episode #66 of "Not Me, But You!" I hope that you have the opportunity during this week between Christmas and New Year's Day to both rejoice on your wins and to also reflect. At this time of year, each year, I like to reflect on the past year and consider both my successes and my learning opportunities (AKA Failures!). But failure in business is often part of the pathway to ultimate success!
Thank you for ALL of the listens, downloads, subscriptions, reviews, and shares. This podcast has now been downloaded in over 50 different countries and in over 300 different cities world wide! So thank you for that!
I promise you that you already HAVE something of value to "bring to the table. " Believe in yourself. The first person you need to "Sell" on your dreams is yourself. And it takes courage to work on your dreams. It takes discipline and consistency. But it's absolutely worth it. And know that you DO have something of value to bring to the table, even before you get to the table!
What are you doing each day/week/month to get closer to living your dreams? And while you are working on your dreams, of course, you also have to make sure that your monthly budget is right. Your monthly budget is nothing more than a math equation. We just need to make sure that the numbers in the equation work in your favor!
There seems to be a lack of common sense in our day-to-day living. I would like to see people stand for something. Be brave and take a stand even if the position that you take is an uncomfortable one for you. If you are struggling, it means you are growing! Growth is a good thing for you and your business!
I know it's popular lately to focus on what's happening in politics. But honestly, does focussing on politics make you any extra money? I understand FOLLOWING what happens in politics. But I don't allow focussing on politics to prevent me from making more money! So what I'm saying is that I LIMIT the amount of time I spend on political news.
Use your internet connection to create something. If you share your "creations" with the world, then the universe finds ways to reward you! And give yourself permission to "be bad" at things when you first start. You don't need to be perfect or have the perfect plan BEFORE you begin. The MOST important thing is to SIMPLY BEGIN and then KEEP GOING!
Here is the link to the YouTube video of a 10 year old boy who has made $50,000 on Ebay! His dad helps him create listings for products, but the boy finds the items to buy/sell! Amazing! The heart of an entrepreneur. If a 10 year old can do this, so can you!
Welcome to episode #65 of "Not Me, But You!" . Merry Christmas to everyone! It doesn't really matter to me what holiday you celebrate. This podcast episode is a celebration of the holiday season.
I love to both rejoice and reflect at Christmas time. I reflect back on the year that is almost finished. And I also look forward to the new year which brings opportunities for new growth and new achievements.
I cover two basic steps to follow in January in order to get you closer to both working on and ultimately living your dreams.
I hope that you had a chance to pause, and to reflect, and to be thankful, and to spend some time with people that are important to you.
Find ways to use the power of your internet connection to monetize your ideas. And, have courage today, to pick one thing, and work on your dreams!
Email: waypatoday@gmail.com
Website: www.waypatoday.com
Facebook Page: Waypa Today
Twitter: Waypa Today
Welcome to episode #64 of Not Me, But You! Hoping that you had a wonderful Thanksgiving celebration. I pray that you are living life without fear!
What are you passionate about? What is your "WAYPA= What Are You Passionate About" Today? Check out my website www.waypatoday.com. Email me at waypatoday@gmail.com
Have you ever noticed that going to a job that you don't like, DRAINS your energy/creativity?
Yet when working on something which you feel passionate about, you often feel that you have plenty of energy/creativity! So, that is one reason why I encourage you to USE the power of your internet connection, and find ways to monetize your ideas.
Working on your dreams takes COURAGE. And often we FEEL that we NEED to turn to a GURU in order to "get things right!" But let me caution you about gurus. NOT all gurus are the same. Not all gurus TRULY want to help you succeed! Some are basic sales people whose main goal is to separate you from your money.
What you really want to find, if you need online help, is someone who will be your MENTOR!
In this episode I detail what you should look for in a mentor and why you should avoid certain types of gurus! Some gurus refer to themselves as "marketers", "coaches", even "mentors" but I"m here to help you learn what you should EXPECT from an genuine mentor!
What's the bottom line? The bottom line is that you can find all the information that you need for FREE, to get started with creating/expanding your online digital footprint. And most importantly, believe in yourself first. Trust yourself first. Then carefully select a mentor if you feel you need one.
Have courage today, to pick one thing, and work on your dreams.
www.waypatoday.com
www.healthywisecooking.com
Email: waypatoday@gmail.com
Email food prep/recipe related information to: HWC@healthywisecooking.com
Facebook page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
Pinterest: Healthy Wise Cooking
YouTube Channel: Waypa Today
Welcome to episode #63 of Not Me, But You! Do you like "cheery" greetings? Or do we have a tendency to treat cheerful people with suspicion? There is a difference between being obsessed with perfection versus simply trying to do a little better today when compared to yesterday.
Thank you all of the people who support this podcast in Ireland! Currently, Not Me, But You! has just as many downloads in Europe as we have in the USA. So what am I saying? I guess I'm saying that there is International appeal! And I'm grateful for that.
Are you feeling overwhelmed when you think about attempting to reach your goals/ live your dreams? If you feel this way, can I suggest something that may help you? Think about your dreams briefly, then just pick one thing today, and work on it.
It appears to be "human nature" for us to search for ways to be UN-successful. How do you combat this "self sabotage?" Know that it takes courage to pursue your dreams. Then tackle your dreams in bite-size chunks. Pick just one thing today, and then go do it!
One attitude that you may be struggling with is that we live in society that is ADDICTED to INSTANT success! But when you are using the power of your internet connection, to find ways to monetize your ideas, you find this: building a business is a marathon rather than a sprint! Keep working consistently. And more importantly believe BEFORE you achieve. It's important that you keep believing that your future success is possible.
No matter who choose to listen to...it could be Tony Robbins, or Joel Osteen, or Joseph Prince or "fill in the blank with your favorite person who inspires you" ...what do they all have in common ?? Answer: they tell you that IF you want to achieve your goals/spiritual significance that you must FIRST, believe BEFORE you achieve!
If you want to be wealthy...believe before you achieve. If you want to treat people well...believe before you achieve. If you want to lose weight...believe before you achieve. If you want to make your body stronger...believe before you achieve. If you want to eat healthier...believe before you achieve. If you want to meet the perfect life partner...believe before you achieve. If you want to find a best friend...believe before you achieve.
Thank you for listening, subscribing, and leaving a review. Also consider going to the Waypa Today Facebook page and liking it. Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
Food prep/Recipe related email to HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: waypa (dot) today
YouTube Channel: Waypa Today
Pinterest: Healthy Wise Cooking
Welcome to episode #62 of "Not Me, But You!" Hmmm...what is a "gumby pause?!" Good question. First you need to have some idea of who "Gumby" is! If you don't, then please use your favorite search engine to discover who is Gumby!
Secondly, what is a "pause" and what does it refer to? Again, very good questions! I took a "pause" from podcasting. But it was a necessary pause. I was working on something else that required most of my attention. I had to get this project "up and running" before I could turn away from it and begin podcasting again.
Often the reason for pauses is simple. You may NOT like pausing, but sometimes it's necessary. So do you want to start your own podcast? How about starting your own website, YouTube channel etc.? Do you need help? Do you need someone to talk over your ideas with you? Email me at waypatoday@gmail.com
And if you don't know who Brian Tracy is...then I also encourage you to discover him! I quote him in the podcast!
Find ways to use the power of your internet connection to monetize your ideas. Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
HWC@healthywisecooking.com (for food related/meal prep communication)
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
www.waypatoday.com
www.healthywisecooking.com
YouTube Channel: Waypa Today
Pinterest: Healthy Wise Cooking
Welcome to episode #61. Wow! This episode has been a long time coming. I'm glad to finally put the finishing touches upon it and get it uploaded here.
I have taken a pause over the past two months. That pause occurred for basically two reasons: I was recovering from knee surgery and my family and I started a new income stream. We are working very hard on this new venture. But that is normal. That is to be expected. Why?
In past podcast episodes I have used this example about starting a new online business. Remember the description of trying to get a a jet airplane ONE inch off the ground? That takes a lot of power and energy. But once you are airborne, it's a lot easier to make course changes and to stay on course. But first, you have to launch. First you have to get off of the ground!
I hope that you and those important to you in life, are well! And I thank you for your patience with me in taking this necessary pause. I am back in regular production mode now. And I will be uploading podcast episodes routinely again.
In this episode I discuss a familiar topic. I describe how YOU moving in your thinking and in your own mind, from point A to point B, is crucially important and impacts your success level.
If you don't have a podcast, then I hope that you are thinking about starting one of your own. Same for a YouTube channel, a website etc. If you have questions/need help then please email me at waypatoday@gmail.com
Have courage today, to pick one thing, and work on your dreams!
Email: waypatoday@gmail.com
HWC@healthywisecooking.com (for food/recipe/food prep topics)
www.waypatoday.com
www.healthywisecooking.com
Facebook page: Waypa Today
Twitter: Waypa Today
Instagram: waypa (dot) today
Pinterest: Healthy Wise Cooking
YouTube Channel: Waypa Today
Welcome to episode #60 of Not Me, But You! Why did I title this episode "Never Give Up On Hope Revisited?" Good question! The short answer is that I got reminded again in my life how this principle is always at play! Listen for more details that I hope will inspire you to "never give up on hope."
And if you haven't heard the original podcast episode that I did titled "Never Give Up On Hope" you may want to go back and find that episode and check it out!
Thank you to all of the listeners and for all of the downloads. This podcast continues to amaze me with how it's growing and how many different geographical places it gets downloaded and listened to! So thank you again to all of you!
My family and I have been working on setting up a new online venture for us. It's a new income stream for our family! And it has potential to be a consistent income stream for many years to come. So we are grateful to God and thankful for what we consider to be a real blessing our lives. Don't think it's been easy! The concept is simply but it still takes work to get the "jet plane off the ground just one inch!"
But once you are flying, the resistance and work are barely noticeable. You CAN do the same thing. Email me at waypatoday@gmail.com and we can set up a time to text/talk via Messenger. If you want to still know more details after that, then we can set up phone call.
If you have given up on hope and having hope and feeling excited about the new possibilities that each day can bring, then this IS the episode for you! Have courage today, to pick one thing, and work on your dreams.
Websites: www.waypatoday.com
healthywisecooking.com
Email: waypatoday@gmail.com
Food/recipe related/meal prep email me at HWC@healthywisecooking.com
YouTube Channel: Waypa Today
Facebook: Waypa Today
Twitter: Waypa Today
Instagram waypa (dot) today
Pinterest: Healthy Wise Cooking
Welcome to episode #59. Hey we are almost to 60 podcast episodes! Thank you for hanging in with me on this journey. In this episode I cover some quotes from Ralph Waldo Emerson about life and success.
One of my favorites of his is "What lies behind you, and what lies in front of you, pales in comparison to what lies inside of you!" And another top favorite of mine is , "To be yourself in a world that is constantly trying to make you something else, is the greatest accomplishment."
I also review setting up your website and why you need one. Affiliate marketing and signing up for Amazon's FREE affiliate marketing program. And I also talk about running inexpensive Facebook Ads. Also, I talk about what is the FB Pixel and how setting it up can help you.
Make sure to visit www.waypatoday.com and also check out the "My Waypa" page of my site to discover products that I recommend and cool books that I've read. Here is a direct link to "My Waypa" http://waypatoday.com/my-waypa/
Have courage today, to pick one thing, and work on your dreams.
www.waypatoday.com
Email: waypatoday@gmail.com
FB Page: Waypa Today
Twitter: Waypa Today
Instgram: waypa (dot) today
YouTube Channel: Waypa Today
www.healthywisecooking.com
Email food prep/recipes to HWC@healthywisecooking.com
Pinterest: Healthy Wise Cooking
Welcome to episode #58 of Not Me, But You! I'm glad you are here listening. And I appreciate all of the downloads and subscribes. But I'm nobody special in terms of talent.
You can do this too! I'm talking about podcasting. Email me at waypatoday@gmail.com and I'll help you to get started with podcasting.
In this episode I cover how "streaming" has changed the way we watch "TV." Streaming has changed WHAT we watch, WHEN we watch and has offered us alternatives to traditional cable TV packages.
Remember the "old school days?" We used to have to be at home, in front of the TV when shows aired live, or we missed out on watching them! Then VCR's came into the market place but you had to use bulky VHS cassette tapes to record your shows on! And you had to have the "technological savvy" to know HOW To program you VCR TO RECORD!
Next came movies on shiny, silver, DVD's. And we saw COMBO units that could play/record both VHS cassette tapes and DVD's. But then Tivo started getting popular. Remember Tivo and how it featured the ability to both record and PAUSE LIVE TV.
But all of these innovations were separate electronic components that had to connect to your TV. Next came "digital" DVR's that were cloud based systems of storage. These digital DVR services often came packaged with your cable TV subscription.
And now we have STREAMING! You could use a separate small electronic box that connects to your TV like a Roku or Apple TV. Yet, with newer TV's these streaming capabilities are coming PRE LOADED onto the TV's.
So we have come a long way in a short amount of time! But streaming has changed the way we live. Streaming is more convenient and it's PORTABLE! You can have access to your entire digital library of movies/TV shows WHEREVER you have an INTERNET CONNECTION!
Have you ever thought of becoming an affiliate marketer for your favorite streaming service?
My new E-book will be released on Amazon the first week in October 2020. So I'm excited and honored to share that news with you. You can check out my other books that I've written on my Amazon author page here https://www.amazon.com/Art-Kester/e/B08H1V8MQY
Check out my website www.waypatoday.com for new blog articles added each week. Have courage today, to pick one thing, and work on your dreams!
Email: waypatoday@gmail.com
www.waypatoday.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
YouTube Channel: Waypa Today
www.healthywisecooking.com
Email recipes/food prep info to HWC@healthywisecooking.com
Pinterest: Healthy Wise Cooking
Welcome to episode #57 of Not Me, But You! In this episode we cover what Leo F. Buscaglia said about "avoiding failure." Do you attempt to avoid failure? I know that I do!
But when it comes to business, I know that FAILING in business is the pathway to success! One way to avoid failure is to never really risk anything. You can certainly live that way, but will you end up living your dreams?
In school, we learn that "failure" is bad and shameful! You don't want to ever fail a test or an exam or class or an entire semester! Why not? Because then you MAY appear stupid! And people may say "not nice" things about you! And people may THINK unkind and unflattering things of you!
But in business, you HAVE to be WILLING to fail but you know that you will LEARN from your mistakes. You can fail, then learn from the failure, make corrections, and then finally MOVE FORWARD! Don't waste your valuable time DWELLING on your mistakes. NONE of us are EVER going to be perfect!
One other important concept. How CERTAIN are you about your CERTAINTY? Are you "chained" by your certainty (certitude)?
Email me at waypatoday@gmail.com. Have courage today, to pick one thing, and work on your dreams.
www.waypatoday.com
Email: waypatoday@gmail.com
Facebook Page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
YouTube Channel: Waypa Today
www.healthywisecooking.com
Pinterest: Healthy Wise Cooking
Email food/recipe information to HWC@healthywisecooking.com
Welcome to episode #56 of "Not Me, But You!" In this episode I share my thoughts about the wild fires in California and hurricanes blowing in from Africa. Originally, I was going to stay silent on this topic. I know that people who watch "the news" believe that there is politics attached to this issue. And naturally, whenever a "disaster" happens that is featured in the 24 hour news cycle, people are looking for someone to blame.
There is an old saying in the news business, "If it bleeds, IT LEADS!" And that is usually true. If it's BAD news then it's the first story that the "news program" LEADS off with at the beginning of the show!
Well, there is politics attached to this issue but probably NOT the way you think. Also I have some "informed academics" say that the wild fires are due to Global Warming. That is highly doubtful and in this episode I explain in detail.
It is my opinion that "news" or "journalism" or "science" should ALL be driven by seeking the truth with no agenda! And unfortunately in life, that doesn't always happen. But there IS hope! We can use our internet connections to DO OUR OWN research. Then and ONLY then, are we likely INFORMED and EDUCATED. If you rely ONLY on "the media" to inform you, then sadly you are NOT informed but rather INDOCTRINATED to the media's POINT OF VIEW!
My wish for you is for you to become wealthy. Unlike some wealthy people, I WANT there to be MORE wealthy people on planet EARTH! And you can use the power of your internet connection to find ways to monetize your ideas! Email me at waypatoday@gmail.com if you need help getting started or simply want to share your thoughts.
No matter what, have courage today, to pick one thing, and work on your dreams.
www.waypatoday.com
Email: waypatoday@gmail.com
Facebook Page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
YouTube Channel: Waypa Today
www.healthywisecooking.com
Pinterest: Healthy Wise Cooking
Email food thoughts/recipes to HWC@healthywisecooking.com
Welcome to episode #55 of "Not Me, But You!" In this episode I talk about how dreams are related to courage. I quote two famous people. Walt Disney and Mark Twain both had some interesting things to say about dreams and accomplishing goals.
I am also proud to announce that the "Not Me, But You!" podcast is now available on Amazon Music! Amazon has 55,000,000 customers each year! So I am looking forward to more listeners downloading and subscribing to the podcast. The more downloads we get then the easier it is for new people find the podcast.
Thank you to all of the listeners in Ireland. You are truly a special group of people. I appreciate your consistent support of the podcast. Visiting Ireland is on our family's bucket list of things we want to do.
Be on the lookout for my 2nd E-book which should be available on Amazon by the end of this month! You can also visit my Amazon Author page found under "Art Kester" at Amazon.
So you're never too old and it's never too late to get started! Why not start your website and your own podcast today?! If you need help, then email me at waypatoday@gmail.com
Lastly in this episode I give a brief Corona Virus update on the state of affairs where I live.
Have courage today, to pick one thing, and work on your dreams.
www.waypatoday.com
Facebook page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
YouTube Channel: Waypa Today
www.healthywisecooking.com
Pinterest: Healthy Wise Cooking
email me at HWC@healthywisecooking.com
Welcome to episode #54 of Not Me, But You! In this episode I cover WHY I believe you should NEVER give up on hope in your life.
Please take a moment to give this podcast a rating AND leave comments. I would appreciate it. Also please check out www.waypatoday.com. I am posting NEW blog articles there every week. Also ONE of my two E-books is currently for sale on Amazon. If you are looking for an encouraging religious book, then you may enjoy "Does God Use Erasers Or Wite-Out?" Also check out my videos on YouTube at Waypa Today.
Here is a quote from Robert Kennedy that I recently came across. "Each time a man (or person) stands up for an ideal, or acts to improve the lot of others, or strikes out against injustice, he (they) send forth a tiny ripple of hope!" I absolutely LOVE that quote. I came across this quote when I was watching "Scientology And The Aftermath" on one of my streaming services. Since you likely know by now, that I am always seeking TRUTH, I highly recommend this series. It's worth your time to check out. I learned a lot.
In life, we generally LEARN when WE are ready! The old saying goes, "The teacher appears when the student is ready!" That implies that the teacher could have been in front of us for while, but we were not yet ready to receive learning! That's OK. Just know that it happens in life.
I also cover "how certain are you of YOUR certainty?" That's a great and interesting question that I LOVE to ask myself! I hope you too find it helpful and insightful. When I consider WHAT I BELIEVE I'm certain about. That exercise also gets me thinking about what is my CURRENT PARADIGM? Your paradigm is the general lens through which you view the world (and/or YOUR immediate world around you). I recommend that your paradigm include a WIDE lens to as to include both HOPE and MANY possibilities FOR YOU!
Email at waypatoday@gmail.com
Website: www.waypatoday.com
Facebook Page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
YouTube Channel: Waypa Today
www.healthywisecooking.com
Email food/recipe related to HWC@healthywisecooking.com
Pinterest: Healthy Wise Cooking
Welcome to episode #53. In this episode I cover what are the transition times of year. I also discuss how I deal with those transition times.
Another Labor Day Holiday weekend has come and gone. US Open Tennis is almost over for another year in NY City. And the NFL has started its regular season. Summer is just about to end and Fall is just around the corner!
What do you have planned to do and/or accomplish by Halloween, or Thanksgiving or even Christmas and New Year's Eve? How do you handle transition times?
I also give some podcast updates in this episode regarding how the podcast has grown, specific places where a lot of downloads are happening etc. Thank you to everyone who has listened and subscribed and left a rating/comments about this podcast. I am truly grateful.
How do you feel about Summer ending and heading into the Fall season? Do you look to travel to someplace warm in the Fall/Winter?
Email me at waypatoday@gmail.com
Visit the website to read articles at www.waypatoday.com
Facebook Page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
YouTube Channel: Waypa Today
Email me food/recipe related at HWC@healthywisecooking.com
Pinterest: Healthy Wise Cooking
Welcome to episode #52 of Not Me, But You! Thank you for listening and subscribing and posting a review with comments. I do appreciate you.
If you haven't checked out the newly redesigned website yet then consider heading over to www.waypatoday.com. There are at least 20 different blog articles for you read there! I believe you will find much of the information to be both interesting and helpful.
Do you doubt that you can become a MILLIONAIRE? Let me help you with your mindset. Do videos EVER go viral on YouTube? You can use ANY search engine right now and find at least 25 people who have become YouTube millionaires. You might reach by saying, "Yes Art but they have special talents or special skills or special appeal?" Maybe? But more than likely, they were just average, ordinary people who ONE day decided to share with the world what they were passionate about.
The payoff for those courageous people on YouTube? They discovered a way to make "life changing money!" You CAN too! Just do the simple math. What is 5,000 times 200? It's 1,000,000! So if you found one item, or a group of items that made you a net profit of $200, then all you need to do is sell them 5,000 times! The result? You WILL BE a millionaire! The math is simple. But what stops most people from achieving it is that they doubt themselves. And they have a fear of failure.
If you can get over the "fear of failure" and work through your doubts, then YOU CAN become a millionaire! People shop and sell online everyday of the week. Our job is to find ways to monetize our ideas and then use the power of our internet connection to become wealthy. Start a website. Get your YouTube channel going. Begin recording your own podcast episodes. Write a book. There is NOT just ONE right answer! Email me at waypatoday@gmail.com if you want to know more about how I can help you.
www.waypatoday.com
www.healthywisecooking.com
Facebook Page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
YouTube Channel: Waypa Today
Pinterest: Healthy Wise Cooking
Email: waypatoday@gmail.com
Recipe/food prep email HWC@healthywisecooking.com
Welcome to episode #51. Wishing you and everyone who is important to you a very happy Labor Day! I hope that you had a chance to get away this holiday weekend. Possibly go somewhere and visit with family/friends. Simply breaking our normal routine and getting a "change of scenery" can really help us many ways.
One way I benefit from a "mini-break" is it gives me a chance to rest and an opportunity to think clearly about how to proceed. Taking a short vacation gets me OUT of my normal routine and that ALWAYS helps me. If you study wealthy people, you will find that they often take 3 to 4 mini-vacations each year!! What is YOUR next move in life?
We celebrate workers on Labor Day. And we celebrate your hard work in providing for yourself and/or your family. Working hard helps to make our economy strong. So be grateful and thankful for what you have already accomplished.
Labor Day, for me, is always a time when I can take some time to watch US Open Tennis. I am a casual fan. But I really admire tennis players in general and I enjoy watching the US Open. Every Labor Day, my family and I always watch some great tennis being played!
Small progress, done consistently, can add up to huge gains. There is a compounding effect attached to working consistently. I do a quick review of domain names and web hosting in this episode.
Simply trying DOES count for much. There is a wonderful quote by Theodore Roosevelt that starts, "It is not the critic who counts...there is no effort without error." What was he saying? He was saying GO TRY and don't care IF you FAIL or not. But keep trying!
It's nice to have options in life. Building your digital footprint and using your internet connection to increase your income will give you options! Building wealth gives people options. And in life, it's always nice to have options! Happy Labor Day!
www.waypatoday.com
www.healthywisecooking.com
YouTube Channel: Waypa Today
Facebook Page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
Pinterest: Healthy Wise Cooking
Email: waypatoday@gmail.com
Recipe/food prep email HWC@healthywisecooking.com
Welcome to episode #50! This is a milestone reached. Buzzsprout tracks how many podcast episodes get published. And reaching number 50 is one of their achievements. I'm happy to have made it this far. This achievement dovetails nicely with the title of this episode. Baby steps need to be celebrated and cheered.
At times, some will "encourage" you to focus on how LITTLE progress you are making! However, I'm encouraging you to view your progress as "forward movement." In building businesses and in building wealth, forward movement is ALL that matters. So celebrate your baby steps of progress. What if I told you that the path to success is 10,000 baby steps? Wouldn't that encourage you?
I also discuss online coaching models in this episode. I cover the 2 basic goals of any coaching experience. And I explain the typical costs of coaching. Think of this as a "consumer's guide to coaching" so you will know what to expect from the coaching experience and from your "guru."
One of my E-books, "Does God User Erasers or Wite-Out?" has been expanded and updated and is now for sale on Amazon. Link here https://www.amazon.com/Does-Erasers-Wite-Out-Gods-Eraser-ebook/dp/B08GYV37XS/ref=sr_1_1?dchild=1&keywords=does+god+use+erasers+or+wite+out&qid=1599136580&sr=8-1
Feel free to visit my Amazon "Author Page" and the that link is here amazon.com/author/artkester
If reading an encouraging religious book is not your cup of tea, you may be interested in my next book! I will be releasing a 2nd E-book by the end of September 2020 which is on the topic of meal prep/eating healthy/ becoming wealthy. I'm also working on making both of these books available in paperback format too. I realize that some people prefer to hold a physical book in their hands, as opposed to a digital device, when reading.
Please consider subscribing AND leaving a review with comments for this podcast. I would greatly appreciate it. Also please visit www.waypatoday.com for blog articles on interesting topics. Plus you can access my YouTube videos there and read about my books for sale etc. Have courage today, to pick one thing, and work on your dreams.
www.waypatoday.com
www.healthywisecooking.com
Email: waypatoday@gmail.com
Facebook: Waypa Today (please like and follow this page)
Twitter: Waypa Today
Instagram: Waypa (dot) today
Pinterest: Healthy Wise Cooking
YouTube Channel: Waypa Today
Welcome to episode #49. I have been wanting to do this episode for some time. Offering you hope and encouragement even in the face of devastating failure. Bankruptcy is an EVENT. Do not let a bankruptcy define you as a person! It's a problem that you can navigate through.
I also review the new edition of my book, "Does God Use Erasers Or Wite-Out?" I wrote the book primarily for Christians. Some will like it and of course, some will hate it!
In the book, I ask a lot of questions about the Bible but also about church doctrine (which is primarily man made rules). Agnostics and atheists will also find value in reading this book. I dedicated the book to someone who is an atheist because he was the person who encouraged me to write the book!
Can the imagine God standing over a book that has the names of "good" people who are going to heaven? How much time does God spend each day editing/updating the book? Does He cross out a name when someone sins? Does He re-enter a name when someone repents?
Here is a link to the book on Amazon https://www.amazon.com/dp/B08GYV37XS/ref=sr_1_1?dchild=1&keywords=B08GYV37XS&qid=1598747698&sr=8-1
And here is a link to my Amazon Author page www.amazon.com/author/artkester
You can always visit www.waypatoday.com to access blog articles, YouTube videos, and links to the books I've written.
Email me at Waypatoday@gmail.com if need help with writing a blog post article. There is a certain format to follow that search engines like to see. You want your articles to rank higher in search engines so that more people will discover your website.
Regarding bankruptcy, if declaring bankruptcy is the best option for you then simply know that you CAN bounce back from bankruptcy. I'm not envious of wealthy people. I see wealthy people and want to learn from them.
Do NOT fear failure. If you go bankrupt, do not spend your valuable time hanging your head in shame. Fail forward and keep making progress. Learn from your failures. Here is a link to an article on the topic of "failing forward" http://waypatoday.com/failing-is-ok-but-fail-forward/
Use the power of your internet connection to develop multiple income streams. Why not make publishing an E-book your first digital product that you offer for sale online? Reach out to me if you need help getting started or if you need help completing the process.
Welcome to episode #48. Does God Use Erasers or Wite-Out probably seems like a strange title for a podcast episode. But it's actually the title of a book I wrote about 6 years ago. My original book was an E-book available on Amazon and it didn't sell well! I didn't promote it and I had a horrible book cover!
My original cover was a picture of a piece of paper from a legal pad where I simply printed the title of book on the paper! But I have updated and expanded and edited my original book and I've got a professionally designed cover photo that I'm proud of. Here is the link to the book on Amazon https://www.amazon.com/dp/B08GYV37XS/ref=sr_1_1?dchild=1&keywords=B08GYV37XS&qid=1598747698&sr=8-1
Normal price is $7.99 to purchase my E-book, but if you are a member of Kindle Unlimited, you can read it for FREE! Kindle Unlimited is owned by Amazon and they are running two deals now. Deal #1 is a 30 day free trial to Kindle Unlimited. Deal #2 is two months of access to Kindle Unlimited for $1! The normal monthly subscription rate for Kindle Unlimited is $9.99/month at the time I recorded this podcast.
In about 4 weeks, there will be a Kindle Countdown Deal which is a deal where you can buy my book for a discounted price over a 2 week span. And Does God Use Erasers Or Wite-Out? will also be available in paperback form. Some readers prefer to hold a physical book when they read.
I'm also finishing up a 2nd book that will be released in about 30 days. The topic of the 2nd book is on eating healthy so when you DO become wealthy, you can enjoy your wealth in good health! Writing an E-book is one way to offer a digital product for sale online and it can become your first potential income stream.
You likely have a book inside of you just waiting to get out! So start writing. It's easier than you think and I am always here to help guide you. I try to boil concepts down to their simplest form. Why? Because it helps me to better understand and remember things.
I hope that each day I'm following God's Master Plan for my life. Why don't we help each other to become successful and wealthy? Visit my website www.waypatoday.com for more information.
www.waypatoday.com
www.healthywisecooking.com
Email: waypatoday@gmail.com
food/recipes email HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram Waypa (dot) Today
Pinterest: Healthy Wise Cooking
YouTube Channel: Waypa Today
Welcome to episode #47 of Not Me, But You! In this episode I share my thoughts about the upcoming NFL season and talk about the absence of any pre-season games in the month of August.
Also, I share my thoughts on players kneeling during the National Anthem. And I talk about, in life, there are likely three types of people relative to the NFL. Some people have never watched. And some people would have watched. Finally, some fans will watch no matter what simply because they want to see football. Which group do you think I fall into?
It's football season, I guess? But this NFL season seems different and NOT different in good way. I used to view sports the same way I viewed watching TV shows or movies or concerts etc. I simply want to see performers perform! Pretty straight forward and simple right?
What are your thoughts? Do you feel you need to know what causes a performer is involved with? When does performer start to NOT be performing and instead resembles activism?
As always, I'm going to work in a segment where I encourage you to use your internet connection to find ways to monetize your ideas. I've got a 2nd E-book that will be released soon. Plus my www.waypatoday.com website has been redesigned and improved. So consider checking it out.
Have courage today, to pick one thing, and work on your dreams.
websites: www.waypatoday.com
www.healthywisecooking.com
Email: waypatoday@gmail.com
HWC@healthywisecooking.com
YouTube Channel: Waypa Today
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
Pinterest: Healthy Wise Cooking
Welcome to episode #46. Check out www.waypatoday.com
In this episode I unveil how I redesigned my website and made it more visually appealing, easier to navigate, and how much more of my "digital footprint" is now available in one place!
I'm almost ashamed to admit this, but for about 8 months I did NOTHING to update my website. That means I didn't add even one new blog post, no tweaks, no SEO boosting techniques...NOTHING! And the shocking thing is I still got consistent traffic to the website each month. In fact my traffic numbers INCREASED each month while I was doing nothing to improve/update my website! I'd call that a FAIL!
But what I learned is that this example/experience just reinforced for me that we do NOT have to get things perfect! Simply move forward. And baby steps still move you forward. It's OK to just get a shell of something up online and then return to it when you can and/or are ready and improve it!
Why did avoid my website for so many months? Good question. For starters I lacked the knowledge of how to post effective articles and how to tweak them to improve my rankings in search engines. Previously, I relied on someone else to do this for me. But now I know how to do it myself. If I can learn it, then so can you!
When I started, less than a year ago, I knew NOTHING about websites. So if I can learn this stuff, so can you. And it's just like anything else in life...it's easy WHEN you KNOW how!
Check out www.waypatoday.com
Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
Website: www.waypatoday.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
YouTube Channel: Waypa Today
Pinterest: Healthy Wise Cooking
www.healthywisecooking.com for recipes/meal prep
Welcome to episode #45. Do you ever feel like you are NOT qualified when you begin to work on your dreams? Ironically, know that you ARE more qualified than you realize.
In this episode I discuss this topic and how it relates to your self-talk, mindset, and your perceived comfort zone.
If question whether you have anything to share IF you were to start a website, YouTube channel, podcast etc. Just know that it's both natural and human to feel this way.
But don't let your doubts about whether you are qualified stop you from working on your dreams. Move forward and pursue your dreams anyway.
When you become wealthy, know that wealth brings both freedom and new options for you. I'm not a guru. Instead I think of myself as a guide from the side rather than a sage speaking from a stage and imparting wisdom.
Realize that the first person you ever have to sell on your dream is YOU! If you master the concept of believe before your achieve, you will ultimately be successful.
When looking for a teacher/mentor find someone who will guide you and also cheerlead your success. Let's all work together and help each other to become successful and wealthy.
Facebook: WAYPA Today
Twitter: Waypa Today
Instagram: Waypa Today
Email: waypatoday@gmail.com
Food/recipe/meal prep email me at HWC@healthywisecooking.com
Pinterest: Healthy Wise Cooking
www.waypatoday.com
www.healthywisecooking.com
Welcome to episode #44. Have you ever met someone who mistakes kindness for weakness? There are jerky people in this life. Some people choose to behave as A-holes.
If you want to maximize your potential to be successful then it's important that you are aware of this concept. Dealing with people and not fearing confrontation is simply part of life. Notice that I did NOT say that you should SEEK confrontation. What I AM saying is that you must NOT FEAR it!
There are two "close cousins" of this same concept and they are: do not mistake my calmness for acceptance, and do not mistake my silence for ignorance. If your words/actions don't match up to me, then I have no problem letting you know.
Unfortunately, in life, some people will only respect the boundaries that you set with them unless you are willing to get upset with them. And if you project a clear message to people that says, "I am not uncomfortable with confrontation" then people will sense who you are and what you're about. That is a good thing!
Sometimes people will make you fight for what is already yours. But when it comes to selling and making sales, my philosophy is to forget all the "tricky closes" and simply be genuine. Be yourself. Just be you!
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
YouTube Channel: Waypa Today
Email: waypatoday@gmail.com
Food/recipes email me at HWC@healthywisecooking.com
Pinterest: Healthy Wise Cooking
www.waypatoday.com
www.healthywisecooking.com
Welcome to episode #43. In this episode I discuss the following question: "Is there a perfect time to get started?"
Do you feel as if you have missed opportunities in life that are now gone forever? If you think/feel this way then this podcast episode is for you.
Thank you to everyone who has listened and subscribed. I am glad you are here and listening. If you want to contact me regarding questions, upcoming podcast topics, or simply to connect then email me at waypatoday@gmail.com.
Is there a perfect time for anything? We all probably want our lives to be orderly and free of complications. But life is often messy. Isn't it?
What do you do when you face a challenge along the way? How do you react? What do you do next? I discuss these questions and more.
I'm a big fan on meal prepping mainly because I love to cook and because I feel meals that I prepare are healthier and save me/my family money. And, if i can, I want to help you both save money each month and to find ways to make more money.
It isn't too late for you to achieve your dreams. As long as you are still alive then you can make some progress today. Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
Food/recipe related email me: HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram Waypa (dot) Today
Facebook: Healthy Wise Cooking
Pinterest: Healthy Wise Cooking
YouTube Channel: Waypa Today
www.waypatoday.com
www.healthywisecooking.com
Welcome to episode #42. In this episode I discuss how rare it is for a baseball pitcher to pitch what is called " a perfect game." Do you know what that is in baseball?
It's only been accomplished 23 times in the entire history of baseball. Yet each time a game is played, a pitcher attempts to reach this goal.
What about you? What about your dreams? What about you starting an online business, an online YouTube channel, an online podcast? Do you feel that conditions need to be perfect before you get started?
Being in business for yourself is about solving problems. It's NOT about getting everything perfect BEFORE you ever start the business on day one!
Learn to get comfortable with things being messy. Life can be very messy.
But don't stop believing in yourself and don't stop pursuing your dreams.
Have courage today, to pick one thing, and work on your dreams.
WAYPA= What Are You Passionate About
Email: waypatoday@gmail.com
Food/Recipe email: HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram Waypa (dot) today
Facebook: Healthy Wise Cooking
Pinterest: Healthy Wise Cooking
YouTube: Waypa Today
www.waypatoday.com
www.healthywisecooking.com
Welcome to episode #41. In the spirit of seeking truth and sharing knowledge, I discovered something interesting about search engines. I share what I found out in this episode. I'm not a "sage from the stage." I'm more of a "guide from the side" and that is how I think of myself.
"Know THY search engine!" What kind of faith do you place in your search engine when you are doing searches for things? What are your expectations?
In this episode I discuss different search engines. Are you aware that there are other search engine options besides simply using Google? Two other search engine options are Duck Duck Go and Bing.
In my attempt to respect the value of your time, I would summarize this episode by saying, "Should your search engine provide you some sort of prophylactic protection" by functioning as a type of "cyber nanny" that doesn't permit you to see ALL of the information. Instead this "cyber nanny" search engine decides what is best for you and pre-filters information, allegedly "for your own good!"
Science, when it is not controlled by money/politics is also about seeking the truth. Science is supposed to be "an ever evolving knowledge base." I fee the same way about my approach to life.
News/media is also supposed to be about seeking truth. That should the overriding principle. Instead of having media that wants to tell you what they think, you should think about the news!
Use the power of your internet connection to find ways to monetize your ideas and use the power of your internet connection to do your own research. But what would be your reaction if I told you that your search engine is not giving you unbiased/objective search results?
Check out KDP which stands for Kindle Direct Publishing if you want to create an E-book and then sell it online.
We all have challenges that stand before us in life. Our decision is always how are we going to react to those challenges. And what do you believe each day? Do you remind yourself each day that achieving your dreams IS possible? If you don't, then why don't you? I'm speaking about what is your daily mindset?
If you're looking for a cool show on Netflix check out The Umbrella Academy which has two seasons available.
Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
Food/Recipe related email: HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
YouTube: Waypa Today
Pinterest: Healthy Wise Cooking
www.waypatoday.com
www.healthywisecooking.com
Welcome to episode #40. In this episode I discuss "locking down" in society.
Three basic questions come to mind:
1) Was the USA lockdown a violation of the US Constitution?
2) What is the economic effect of the USA lockdown?
3) What is the effect of developing "herd immunity" in our society because the USA locked down?
If lockdowns and mask wearing 24/7 is "the answer" then am I to conclude that viruses get bored and eventually go away if I hide from them?
What are you doing today to remind yourself of your dream? It's important that you keep remembering your dream. What are you grateful for today? Can you find 10 minutes today to work on your dream and/or feed your soul?
In all of my podcasts as well as in my life, my overall approach is: to seek truth and share knowledge. I believe you get back what you first give in life! So give freely and give without fear!
Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
Food/Recipe related email: HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
Pinterest: Healthy Wise Cooking
YouTube: Waypa Today
www.waypatoday.com
www.healthywisecooking.com
Welcome to episode #39. In this shorter episode format I discuss the role that opposition and negativity play in your quest to achieve your goals/dreams.
More specifically what is your reaction to opposition and negativity?
How much time do you devote to considering and reacting to opposition and negativity?
Often it simply takes small course corrections to get us back on track and pursuing our dreams once again. Do you remind yourself of your dream each day? Do you protect and nurture your dreams?
Joel Osteen likes to say that no one but you knows the dream that God put in your heart! So all that is really necessary is for you to realize what that dream is and then begin to work on achieving it. What really does NOT matter is what other people think about your dream or their opinion of your chances for success!
If you take one baby step and then look to evaluate your progress you may feel disappointed. But if you take several baby steps before you check your overall progress, you will likely be surprised/encouraged at how much progress you have made.
Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
Food/recipe related HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
Pinterest: Heathy Wise Cooking
YouTube: Waypa Today
www.waypatoday.com
www.healthywisecooking.com
Welcome to episode #38. In this episode I talk about my upcoming knee surgery. But more importantly, I discuss the BOND between podcast creators/listeners.
I very much value and appreciate the listeners of this podcast. I offer the companion Facebook page to this podcast which is called WAYPA Today. And "WAYPA" stands for What Are You Passionate About plus the word Today.
It is normal for listeners of a podcast to form a bond with the podcast creator(s). Just think for a moment about the podcasts that you listen to. What are some of them?
And then think about how you feel toward toward the podcast hosts/creators. You likely feel as if you know them even though you probably haven't ever met the person(s) in real life. If you are like me, then you look forward to the uploading of new episodes.
So podcasts offer a creator and listener a unique opportunity to form an online relationship with each other that is different from a website or social media page.
My wish for you is that you become extremely wealthy. I hope that you do that by using your internet connection to find ways to monetize your ideas/products/services! And I also hope that you are finding some time to cook and meal prep some delicious/healthy meals! And by cooking at home and meal prepping that will help you save money faster and eat healthier.
If you are thinking of starting a podcast, then email me at waypatoday@gmail.com. And I will help you!
Have courage today, to pick one thing, and work on your dreams!
Email: waypatoday@gmail.com
Food/recipe related: HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa(dot)Today
Pinterest: Healthy Wise Cooking
YouTube Channel: Waypa Today
www.waypatoday.com
www.healthywisecooking.com
Welcome to episode #37. Wow! This is an episode chock FULL of questions!!
What is your skill set? What is your skill set worth in the marketplace? How marketable is your skill set?
Having a budget is important and knowing your "monthly numbers" is key to all of us achieving our financial goals. We can always have an honest conversation about what you earn but more importantly how do you feel about your current life situation? Are you going to a job that you love? Is your job simply a means to pay your bills while you discover what you truly want to do?
I heard this phrase recently and it made me pause..."Does your employer earn your love?"
What a fascinating question! How do you view your job/employment? How does your job/supervisor view you?
Do you feel valued in your workplace? Or do you feel unfulfilled and is that one reason why you are looking for something different?
Employees are often told about what is expected of them by their supervisors. Employees are commonly told what will be tolerated on the job and what will not be acceptable. But what are YOUR expectations of your employer? What will YOU tolerate and what will be unacceptable in your job EXPERIENCE?
Does your employer allow/include you to be part of a change process in your workplace that will make things better for everyone going forward? Or does your employer simply talk about these things but never truly includes you in the process. Does your employer earn your love?
What makes a good leader? What is their approach/mindset? What makes a bad leader? Why do people want to be bosses? What is their motivation to be "in charge?" Do they treat you as someone who should be grateful that you have a job? Or do they work to value you as an employee and work to earn your love?
Employees often conclude that they must work hard in their jobs. But shouldn't employers also work equally hard to earn your love as a valuable employee? Successful employers who have a positive work culture work to reduce/minimize employee turnover.
One way to fight against employee turnover is by listening to employees, showing a willingness to give up some of your "leadership power" and demonstrating "love" for your employees by implementing some of their suggestions. Most people go to a job expecting more than just a paycheck. People want to be treated and respected as adults.
People don't quit their jobs. Ultimately people quit their supervisors!
Email:
Waypatoday@gmail.com
HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
YouTube channel: Waypa Today
Pinterest: Healthy Wise Cooking
www.waypatoday.com
www.healthywisecooking.com
Welcome to episode #36. Overthinking your dreams can be paralyzing. Why? Because if you are overthinking, then you are spending valuable time/energy on NOT taking action. This is a phrase (taking action) that is overused in online places today. But it certainly can be true.
Remember that Millionaires/Billionaires often get just as much criticism as poor people do. And you can't waste your time thinking about what people are saying about you or concerning yourself with what people think about you.
Get out of your own head because you need your energy/time to work on your dreams! Planning is not bad by itself. But eventually, we all need to move past the planning stage and enter into the taking action stage.
No matter what you do/build online, be genuine. Be yourself and then you find/discover what your true message is that you are meant to share with the world.
If you need help building something online then email me at waypatoday@gmail.com. I will be glad to assist you in getting started.
Email: waypatoday@gmail.com
Food/recipe emails: HWC@healthywisecooking.com
Facebook page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
Pinterest: Healthy Wise Cooking
YouTube channel: Waypa Today
www.waypatoday.com
www.healthywisecooking.com
Welcome to episode #35. In this episode I explain the difference between domain names and web hosting. I also give details step-by-step on how to get started. We are not born knowing how to create websites and social media pages. But you can learn this information easily enough. It all starts with you believing in you and that you can do this!
And give yourself a simple gift today...what is that for you? If you find a way to take 15 minutes and give yourself a simple gift today, it will energize you and it will help to renew your strength.
I ask the the following questions: What motivates you to create an online footprint? Does accumulating stuff make us truly happy?
Rather than consider myself an expert, I think of myself more of a "guide from the side" instead of a "sage from the stage."
Getting discouraged is easy. Getting discouraged is normal. But you are above average! You are going to be LIVING your dreams one day! Do you body some good today and MOVE. Go for a walk, move around, do something other than sitting passively and watching/looking at screens.
Do you know what KDP is? Do you know how you can use KDP to help showcase your knowledge/talent/ability? There are numerous real life options available to you to help build your digital footprint.
The first person you have to sell yourself on your ability to succeed is....YOU!
Email: waypatoday@gmail.com
Food/recipe emails to: HWC@healthywisecooking.com
Facebook Page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
Pinterest: Healthy Wise Cooking
YouTube Channel: Waypa Today
www.waypatoday.com
www.healthywisecooking.com
Welcome to my July 4, 2020 BONUS episode. Technically, I guess this is episode #34.
Wishing you and your family/loved ones/friends a very Happy July 4th celebration. I am so thankful that I live in the USA. I am grateful for the opportunity and freedom that the USA provides. May it always be that way for all people.
Henry Ford said, "Failure is simply the opportunity to begin again, this time more intelligently." Don't be afraid of failure. Each "failure" is getting you closer to your ultimate success!
You already have inside you, everything that you need in order to become wildly successful. Be passionate about your dreams/ideas. Use your internet connection to find a way to monetize your ideas. Have courage today, to pick one thing, and work on your dreams.
If you need help with starting your podcast, YouTube channel, website etc, then email me at waypatoday@gmail.com. If you want to discuss food prep recipes then email me at HWC@healthywisecooking.com
Facebook Page: WAYPA Today
YouTube: Waypa Today
Twitter: Waypa Today
Pinterest: Healthy Wise Cooking
Welcome to episode #33. How do you define wealth? And do you believe that you can achieve wealth even if you are currently NOT wealthy?
Be filled with hope each day. Even if you are facing challenges in life, find something to be hopeful about. Even as you address your daily responsibilities each day, find some time (schedule some time if necessary) to work on your dreams!
Believe things are possible before they happen and before you achieve them. Becoming wealthy for you may put you in a position to only help ONE person. But what if you could easily do a grand gesture for that one person? What if you could pay off their mortgage for them? What if you could pay for college tuition for one of their children? If all you EVER did in life was to simply help ONE person, think about how will have accomplished something great!
My epiphany moment about wealth: sometimes, you have to be willing to live AS a poor person does, in order to become wealthy one day. Know you budget numbers. Know how much you make each month and know how much you spend. And then TRACK your numbers. This sounds boring but it is often the path to successfully saving money and becoming wealthy.
What are you beliefs about your ability to become wealthy? Is it something you can see yourself achieving one day? If you need help finding ways to spend less money each month or if you want help in starting your own podcast/YouTube channel/Website etc, then email me at waypatoday@gmail.com.
You already possess inside you, everything you need in order to become wildly successful. Have courage today, to pick one thing, and work on your dreams.
waypatoday@gmail.com
HWC@healthywisecooking.com
Facebook page: WAYPA Today
Twitter: Waypa Today
Instagram: Waypa (dot) today
Pinterest: Healthy Wise Cooking
YouTube: WAYPA Today
www.waypatoday.com
www.healthywisecooking.com
Welcome to episode #32. I recently found out that the NFL has a 5 year "Strategic Plan." Did you know that that the NFL had such a thing? I guess, from a business viewpoint, it is not surprising. Many businesses likely have a 5 year plan. When you go on a job interview, that is a question interviewers love to ask, "Where do you see yourself in 5 years?"
Pro athletes live a life of wealth and privilege. Their lives resemble the lives of Hollywood celebrities, politicians, and music stars. But my question is, "How grateful are they for their success?" If they are grateful, shouldn't that gratitude come across in the behavior/belief that athletes will do their "social preaching" off the field?
As a sports fan, I simply want to watch the sport. As a viewer, I simply want to watch the TV show/movie. As a music fan, I simply want to hear a music performer perform. I am not paying money to support those people with an expectation that I want to know their political beliefs. And I believe that performers, pro athletes, celebrities should NOT expect that I want to know their views on politics or social issues.
Did you know that there is something called the "Black National Anthem?" There is a song called, "Lift Every Voice And Sing." The USA having a black national anthem is news to me!! I thought that the "Star Spangled Banner" was our national anthem for all Americans.
Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
HWC@healthywisecooking.com
YouTube: Waypa Today
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa(dot) Today
Pinterest: Healthy Wise Cooking
www.waypatoday.com
www.healthywisecooking.com
Welcome to episode #31. In this episode I discuss the math of my lottery budget. I also talk about the math of the lottery experience if you are fortunate enough to win big money in a lottery.
I believe that examining the math is a way to temporarily remove the emotions attached and to simply consider money, budgets, and to determine what life changing money really is. What is "wealth" to you? Whom do you consider "to be wealthy" and why?
What about the impact of taxes on you when you win the lottery?
We would all love to have "the lottery experience." But what if you don't win the lottery? Do you have a "plan B?" Your "true job" is to believe that you CAN achieve your dreams.
We all need to believe BEFORE we actually achieve. Our "daily action plan" is to believe BEFORE we achieve AND then go work on your dreams! Don't stay in the "planning stage" indefinitely.
You can do this! The path to success is 10,000 baby steps. Go take ONE baby step today! Do it just in case you DON'T win the lottery!
There is no finish line in life. The finish line is when you are dead!
Have courage today, to pick one thing, and work on your dreams!
Email: waypatoday@gmail.com
HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Wapa (dot) Today
Pinterest: Healthy Wise Cooking
YouTube: Waypa Today
www.waypatoday.com
www.healthywisecooking.com
Welcome to Episode #30. How do I get podcast ideas? I reveal one way here.
For those of you that don't know, I've been a Kansas City Chiefs fan for years. I suffered for many years with the Chiefs not making it past the 1st round of the playoffs for years.
As you may know, the Chiefs won the Super Bowl last year! The first time in 50 years! Quite an accomplishment. Anyway how will masks impact sports? Have you given that nay thought?
Will life sports ever be the same again? Will you attend a game at your favorite stadium and have to have empty seats on either side of you? Will you be required to wear a mask in order to enter the stadium?
As you work on goals, don't forget to also take care of yourself. Don't forget to exercise, eat healthy and take vitamin supplements.
Have courage today, to pick one thing, and work on your dreams!
Email: waypatoday@gmail.com
HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram Wayps (dot) Today
YouTube: Waypa Today
www.waypatoday.com
www. healthywisecooking.com
Welcome to episode #29. Don't worry about getting things perfect BEFORE you begin. Just get started. It's OK to figure things out AS you go. Businesses do that every day of the week!
Don't let the storms of life paralyze you into in-action. Be a palm tree that bends in the wind, but does not break.
Start building with nothing! You will get such a feeling of satisfaction/contentment/confidence by building something, from nothing!
Treat your time as if it were as valuable as a room full gold bars!
Stop telling yourself silly reason for not getting started. Keep your promises to yourself. Don't lie to yourself. If you say you will get started this week, then make it happen.
Check out the podcast, "Living Life Rich" by Marissa Neihlsen
Are you going through a "storm" in life right now? In the Bible it says in Matthew 5:45, "The rain falls on the just and unjust." So there is your answer to the question, why do bad things happen to good people!
Have belief and confidence in yourself. You are a creative machine. Your ability to have multiple creative good ideas is unlimited. Don't be afraid to share your best ideas now with the world. You can always think of better ones!
Palm trees don't break, they bend. And when the storm passes, they often stand straight up again! You can too.
If you are interested in doing your own meal prep at home, then check out my cooking/recipe website www.healthywisecooking.com
I like to meal prep on my days off from work which saves me money. Then I have more money to save/invest!
Email: waypatoday@gmail.com
HWC@healthywisecooking.com
Websites: www.waypatoday.com
www.healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram Waypa (dot) Today
Pinterest: Healthy Wise Cooking
YouTube: Waypa Today
Welcome to episode #28. Be a giver in life. Be a giver and find a givers to have relationships with. Treat people AS people. And remember that time is your most valuable asset.
Let's ask a lot of questions in this episode. Aren't we all looking for a "good" coach? What makes a coach "good?" Find the right coach for you. That's the key.
Give away something of yours. Don't be afraid to share one of your best ideas! And when you don't know what to say/do. Don't panic. Don't be afraid to take a pause to figure simply rest or figure out what you will work on next.
Do you believe in the Creation story in the Bible? Some people do and some do not. But is believing in either Creationism or Evolution the only two choices? Can I design a science experiment to prove to someone that God exists? Or can you design a science experiment to prove that God does NOT exist?
Do you believe in a life/world after life on this planet? Or is this life, all there is?
It doesn't take any faith, to be discouraged. It does take faith to get up each day and have another attempt at being successful. It takes courage and faith to work on your dreams.
Give first. Give freely. And then eventually, you will get what you want. Be the next giver in this life. Consider starting your Podcast!
Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
Food/recipe realted: HWC@healthywisecooking.com
Websites: www.waypatoday.com
www.healthywisecooking.com
Facebook/Twitter/Instagram: Waypa Today
Pinterest: Healthy Wise Cooking
YouTube: Waypa Today
Welcome to a very special episode #27. Do you want to have your own podcast but you haven't gotten started because you don't know all the steps involved? Well here you go!
This is my STEP-by-STEP description of how you can start your very own podcast. I cover all that you need to know: cover art, equipment, recording the podcast, editing the podcast, post-production, picking a podcast hosting service, uploading etc.
Every day is a struggle for hope. But don't lose hope. Keep dreaming and keep believing things can get better and that you can achieve your dreams. Do you feel that no one will ever truly help you? Has your experience been that people online will reveal SOME of the steps but never tell you ALL that you need in order to get started, unless you pay them?
Well here I am telling you ALL you need to know, for FREE! Listen and then go get started. Share your unique message with the world!
Have courage today, and pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
Food related email: HWC@healthywisecooking.com
Websites: waypatoday.com
Food related: healthywisecooking.com
Facebook page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
Pinterest: Healthy Wise Cooking
YouTube channel: Waypa Today
Welcome to episode #26. Yes you read that title correctly! Can you make getting LESS than 1% your goal? If you can, then you already have the ability to become a millionaire! I love SIMPLE math!
Check my math. As of the latest census numbers in 2019, there are 328 Million people living in the USA. 1% of 300 Million people is...3 Million people. So if 1% equals 3,000,000 people, the good news is that you don't even need to reach 1% of the people who live in the USA.
Can you reach 1 Million people? If you believe that you can, then you will have reached LESS than 1% of the population in the USA.
And if you are able to find a way to monetize your ideas, to sell a product/service to 1,000,000 people and you make just ONE DOLLAR of pure profit on each sale, then you will have made $1,000,000 dollars!
There is so much pressure in our lives to "be the best", "be all you can be", "live your best life now", "be excellent", "be great", "average is the most insulting word" etc. Well while I DO strive to be excellent, I try to put things in perspective. I try to NOT overwhelm myself. I try to ONLY compete WITH myself. I am striving to beat MY personal best.
So in a world where in school we want to get all "A's" for grades. In a job where we are encouraged to be "the #1 employee." Can we just pause, and do some simple math and ask ourselves this question. Instead of trying to be perfect, can I just make attaining LESS than 1% my goal? If you can, then you already possess the ability to become wealthy!
And that's my wish for you!
Have courage today, to pick one thing, and work on your dreams.
Websites: www.waypatoday.com
www.healthywisecooking.com
Email: wayptoday@gmail.com
Food related email: HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
YouTube: Waypa Today
Pinterest: Healthy Wise Cooking
Welcome to episode #25. Wishing you, your family, and your loved ones/friends a very Happy Memorial Day 2020. Eternal thanks to all the men/women who have served and fought in our armed forces to secure/protect my individual freedom.
I am not here to push my personal religious beliefs onto you. But I do believe in God and I believe that He has helped me every step of the way to get me to this point in my life. I wish you peace, prosperity, and most of all, I hope that you become wealthy. I very strongly believe that our country will be much better and stronger if more people had personal wealth.
In this episode I encourage you to NOT waste your time. I believe that time is your most valuable resource. And if you became wealthy and did NOT have to go a traditional job 5 days per week, just think about how much time that would free up for you to focus on and do other things!
I encourage you to NOT spend too much time watching cable/TV "news" programs. Those "news shows" SIFT the information that they present to you. And those same "news shows" SELECT the stories that they present/cover. So by doing that, they end up ignoring other NEWS.
On this Memorial Day I encourage you to INFORM yourself. Use the power of your internet connection and do your own research. Study history for yourself...not the mere memorization of dates like maybe you learned in school. Memorizing dates is NOT what history is about. It doesn't capture the true essence of history. Instead history is full of people and groups of people who helped each other, who fought with each other. True history is exciting and we should study it so that we can learn from it. History leaves clues but only if we pay attention to those clues.
Have you stopped to think about how much you actually have in common with ANY politician who lives in a gated community and has an armed security detail that travels with them wherever they go?
In this episode I cover how "news shows" are similar to an illusion that a magician performs on stage. I'm on a quest to seek the truth. I hope that you are too!
Let's network. Let's help each other to accomplish our goals together. That's a true win-win situation. Have courage today to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
Food related emails: HWC@healthywisecooking.com
Websites: waypatoday.com
healthywisecooking.com
Pinterest: Healthy Wise Cooking
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
YouTube Channel: Waypa Today
Welcome to episode #24. I titled this episode "When the Sizzle Fizzles" because I started thinking about this question: Why do negative experiences seem to affect us so strongly?
Can I just encourage you to keep working on your dreams when you feel that the "sizzle has fizzled." Have you ever had a day where 10 things went well and one thing did not?
What do you tend to remember and focus on? The one negative thing right? It's as if our brains are wired to highlight the few negative things that have occurred.
What is your approach to people and life in general? Is your approach to impress people with ONLY "sizzle?" Or do you have something to offer that is more than just "sizzle?" Do you offer something of substance to people that has true value for them?
Your dream is still possible even when the "sizzle fizzles." So don't give up. Keep working. Keep believing before your achieve. And have courage today, to pick one thing, and work on your dreams.
Websites:
www.waypatoday.com
www.healthywisecooking.com
Email: waypatoday@gmail.com
Food related emails: HWC@healthywisecooking.com
Pinterest: Healthy Wise Cooking
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
YouTube Channel: Waypa Today
Welcome to episode #23. What if I told you that the path to success was comprised of 10,000 baby steps? Can you work your way through 10,000 baby steps knowing that making bite-sized pieces of progress will get you to your ultimate goal?
Of course you can! This podcast episode is meant to encourage/inspire you.
It doesn't matter what people say about your dreams. It doesn't matter what people think of your dreams. The only thing that matters is what you think/believe and do about your dream. Have courage today, and pick one thing, and work on your dreams.
If you want to read a good book about how information is sifted on purpose and how media is used as a tool to indoctrinate people then check out "Propaganda". You can buy it here on Amazon https://amzn.to/3dh460R
Or if you need some help expanding your vision of how BIG your dream can be, then read "The Magic Of Thinking Big" You can buy it on Amazon by clicking here https://amzn.to/2zu6jau
Email: waypatoday@gmail.com
HWC@healthywisecooking.com
Websites: www.waypatoday.com
www.healhtywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
YouTube Channel: Waypa Today
Welcome to episode #22. So what is the big deal about the topics of "time"..."your time" and "money" and "your dreams?" Well, I believe all three of these things are related and interconnected. IF we use our time consistently in a wise manner, then we can be more productive. Why would I want that? Because if I'm more productive, then I can accomplish more in a shorter amount of time!
I encourage you to have a positive expectation of success. Get up each day and picture yourself ALREADY being successful, even if you are not yet there. Focussing on this positive picture of success each day will actually help you to achieve it.
The power of our minds and what we focus our minds on each day is probably not yet fully understood. What we focus on repeatedly, we become to believe and internalize.
Read the book: "Do It! Let's get off our buts". Order it from Amazon by clicking here https://amzn.to/2A7igmJ. This book is full of great quotes. Try just reading one chapter. You don't need to read the entire book in one day. Use it to help you stay motivated to work on achieving your goals.
And another book to read about the power that media can have in society is "Propaganda" by Edward Bernays. Order it from Amazon by clicking here https://amzn.to/3dh460R This book in the first paragraph of chapter one details how media can function as a type of "invisible government."
As always, thank you for listening. Have courage today, to pick one thing, and work on your dreams.
Email: waypatoday@gmail.com
HWC@healthywisecooking.com
Websites: www.waypatoday.com
www.healthywisecooking.com
Facebook page: Waypa Today
Twitter page: Waypa Today
Instagram page: Waypa (dot) Today
YouTube channel: Waypa Today
Pinterest: Healthy Wise Cooking
Welcome to episode #21. I just learned about the SPR (Strategic Petroleum Reserve) recently. It's four locations in the USA where crude oil is stored in salt caverns!
Why do we have this? What is it's purpose? When did SPR come into existence? And why not simply store the oil in above ground tanks? All great questions! Listen to get the answers.
Is this stored supply of oil simply for times when the normal supply of oil to the USA is interrupted? Or is the oil used at times, like capital, and sold off to "raise money" for political budgets?
And do we keep the oil level topped off at all times in all 4 locations? Two locations are in Texas and two locations are in Louisiana. Each facility has a name: Bryan Mound, Big Hill, West Hackberry, and Bayou Choctaw.
Here is the link to the book I recommend every American read. Why? Because I believe it is a book that speaks to the "sifting of information" that goes on in the selection of "news" stories. And that thought leads me to the this thought: Are you educated or indoctrinated?
Find the book on Amazon by clicking here https://amzn.to/3dh460R
Email: waypatoday@gmail.com
HWC@healthywisecooking.com
YouTube Channel: Waypa Today
Facebook: Waypa Today
Twitter: Waypa Today
Instagram Waypa (dot) Today
www.waypatoday.com
www.healthywisecooking.com
Healthy Wise Cooking is also now on Pinterest!
Welcome to episode #20. In this episode I talk about education. So you think you are already educated? OK. Then let's find out WHAT you know and what you BELIEVE and WHY!!
So you tell me that you're educated. OK. But here is my question to you. Have you been educated or indoctrinated?
If you have been told WHAT to think instead of HOW to think, I explain why I have a big problem calling that "education."
Euripides quote: "Question Everything. Learn Something."
Albert Einstein quote: "Never stop questioning."
Robert C. Roberts article on "intellectual snobbery". https://cct.biola.edu/snobbery-intellectual-and-otherwise/
Book titled "Propaganda" by Edward Bernays. Click here https://amzn.to/3dh460R
Ever notice how all of the "news" networks are covering the same stories all at the same time?! Almost as if "the news" were scripted. If "news" networks are choosing to only report about CERTAIN stories, then what about the stories they avoid? Why is that done?
And if your "news" is a coordinated effort, and if certain scientific research is scripted, and if your educational program is scripted, then what happens to simply seeking the truth?
What techniques do magicians employ? Focussing your attention on WHAT they want you to see, and distraction. Those two techniques are involved in every stage show magic trick.
YouTube Channel: Waypa Today
Websites: www.waypatoday.com
www.healthywisecooking.com
Facebook: Waypa Today
Twiiter: Waypa Today
Instagram: Waypa (dot) Today
Email: waypatoday@gmail.cm
HWC@healthywisecooking.com
Welcome to episode #19. This episode highlights a Facebook post of mine and in that post I touch upon the Corona virus, politicians, but mostly I focus on how you are special and have something special to offer the world!
Have you ever stopped to think that you, and only you, can deliver YOUR message to teh world? Some of you are probably reacting with disbelief! But it IS true! Even if you do not have an original message, you have the ability to deliver someone else's message but in your own unique creative style!
If you want to begin a podcast or a YouTube channel or a website then email me at waypatoday@gmail.com.
Your time is your most valuable asset. So don't waste your precious moments. Have courage today, to step out and share a part of yourself with the WORLD! The world IS waiting for you to be ready! Pick one thing today, and work on your dreams!
Email: waypatoday@gmail.com
Cooking related email: HWC@healthywisecooking.com
Facebook page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
YouTube Channel: Waypa Today
Websites: www.waypatoday.com
and www.healthywisecooking.com
Welcome to episode #18. In this episode I touch on the subject of "failure" again. I'm asking specifically, "How do you think/feel about failure? What is your response to failure?"
I share with you some of my favorite quotes on the subject of failure and these quotes come from some very famous people! So if you have ever failed at anything, then you are in very good company!
Find out how successful people view failure on their road to success.
Here is a link to a book I mention in the podcast. It is one of my favorite books and this book is where I first read the phrase, "psychological sunshine." You can check it out on Amazon by clicking this link. https://amzn.to/2Y767rX
Here is the link to the YouTube video that I mention in the podcast. It's Will Smith talking about the subject of "failure" and how to "fail forward." https://www.youtube.com/watch?v=wFf6rhcYkXw
No matter how things may SEEM or LOOK right now. Know that the path to success is often made up of 10,000 baby steps. Don't get discouraged. Just get going, and keep going. And have courage today, to pick one thing, and work on your dreams!
Email: waypatoday@gmail.com
Food/recipe related email HWC@healthywisecooking.com
Facebook page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
YouTube Channel: Waypa Today
Welcome to episode #17. Are you actively pursuing your dreams today? If not, what would you say is stopping you? What obstacles are in your way? Do you have time?
What if you spent 20 minutes a day working on your dreams? Can you batch tasks together to work efficiently and maximize your time? Sometimes it's the little victories in life that can really make your day and give you the inspiration to go back to work on your dream the next day.
The path to success is often a journey of 10,000 baby steps. How do you view money, success, and failure? Is a car a "good investment?"
Do you absolutely need a college degree in order to become successful in life? In school we are taught that failure is a bad thing. But, in business, the opposite is true- each business failure often brings you closer to ultimate success.
Do you know the story of Milton Hershey? How many times did he fail before becoming a huge success? It takes courage to be pursue your dreams and fail before you achieve ultimate success.
If you're dead broke or you are a millionaire, we all have the same amount time available to us...24 hours each day. If you're waiting for "one day" to work on your dreams, "one day" is NOT a day you will find on any calendar! Monitor your mindset closely.
People who go into business often are looking for different things other than the traditional job, pension, 401K, benefits etc. It takes courage to be a "business warrior." People who go to college, like me, can fall into the trap of believing that we are "educated" so people can tell us stuff, because we already know!
But when it comes to pursuing wealth, we often don't learn that in college, so we have to "forget everything we think we know!" It requires a paradigm shift in our thinking. And some people are never willing to do that because of pride and because they want to believe that they are already "educated."
In life, there are arrogant business people, there are arrogant marketers, but academia if full of arrogant educators. You need to demand a certain amount of respect for yourself in life. People learn how to treat you. And don't be afraid to fail. And stop telling yourself that you have to get things perfect. I promise you that you do not.
Will Smith video on failure...fail early, fail often, fail forward. https://www.youtube.com/watch?v=rBUSsP9rDsw
Have courage today, to pick one thing, and work on your dreams!
Email: waypatoday@gmail.com
Food/recipe related: HWC@healthywisecooking.com
Websites: www.waypatoday.com
www.healthywisecooking.com
YouTube Channel: Waypa Today
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
Welcome to episode #16. It's easy to give into fear. But choose, each day, to fix your gaze upon hope. Believe, before you achieve!
Theodore Roosevelt once said, "It is not the critic who counts, not the man who points out how the strong man stumbles...the credit belongs to the man/woman who is actually in the arena..." Have courage today to pursue your dreams. Don't allow anyone to talk out of working to achieve what is in your heart.
Use the power of your internet connection and do your own research. Turn off the TV and go discover "the real news stories." Avoid permitting yourself to get caught up in the fear/panic surrounding the Corona virus situation.
Eat healthy, focus on nutrition, take supplements to boost your immune system, and get some regular exercise. That's your best approach to life and your best defense.
And remember, it takes courage to be bold and strike out. It's a risk. You may get it wrong. But who cares? Do it anyway!
Have courage today, to pick one thing, and work on your dreams!
Email: waypatoday@gmail.com
For food/recipe related info: email HWC@healthywisecooking.com
Websites: www.waypatoday.com
www.healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
YouTube Channel: Waypa Today
Hi. Welcome to episode 15. Have you ever seen the Dr. Strange movie? There is a scene where Dr. Strange goes to see "the ancient one." He is told two things. 1) "Forget everything you THINK you know." And next the ancient one tells him, 2) "You have spent your whole life looking at the world through a keyhole!"
I love those two lines. They jump off the page/screen for me! What the "ancient one" is really talking about is belief and mindset. What are your beliefs about the Corona virus? What "facts" are you certain of? Do you possibly need to shift your paradigm?
Be careful of "Group Think." History is full examples where the group was certain that things were true that later turned out to be false. And the "group's truth" was 180 degrees opposite wrong! So the group wasn't just SLIGHTLY wrong or a little bit off. At one point in human history the "experts of the day" were certain that the world was FLAT! Do not DARE to suggest otherwise, after all these "experts" were "educated men" they were "scholars" worthy of respect and you should DEFER to their expertise! LOL! Whoops except today we now know that the world is NOT flat but instead it is ROUND!
Go Google Fabian Socialism. Educate yourself on that belief. And read the book, Propaganda by Edward Bernays. You can get it here by clicking this link https://amzn.to/3exWCrw
And know for sure, that there are people/forces at work attempting to USE the Corona virus panic to their advantage. Be careful about giving up your personal liberty. And use the power of your internet connection to do your own research.
Have courage today, to pick one thing, and work on your dreams!
Email: waypatoday@gmail.com
HWC@healthywisecooking.com
Websites: www.waypatoday.com
healthywisecooking.com
Social Media:
FB: Waypa Today
IG: Waypa (dot) Today
Twitter: Waypa Today
YouTube: Waypa Today
Do you believe we can save the planet by shutting down Capitalism? What does "saving the planet" mean exactly to you? Welcome to episode 14.
I hope you had a very joyous Easter Sunday. I know this podcast is downloaded in at least 25 different countries. I'm guessing that some of you celebrate Easter as I do. If you don't, that's fine too. Your personal beliefs are your personal decision to make.
Do your own research. Use the power of your internet connection. And then you decide what to think about "the news."
I recommend reading the book titled, "Propaganda" by Edward Bernays. It's a thin book that is a quick read. Get it here https://amzn.to/2K7o8yo. It's a book I think you should be familiar with because there are a group of global elites who believe that you should NOT have access to freedom. Why? Read and listen to my podcasts to find out the answer.
If you are scared by the Corona virus, then I recommend that you focus on diet, nutrition, taking supplements like Vitamin D, zinc etc. And get some exercise and spend some time outside in the sunshine most days!
As always, I believe that you already have inside you everything that you need in order to be successful. Have courage today, to pick one thing, and work on your dreams.
Websites:
www.waypatoday.com
www.healthywisecooking.conm
Facebook: Waypa Today
Instagram: Waypa (dot) Today
Twitter: Waypa Today
YouTube: Waypa Today
Email: waypatoday@gmail.com
or mail recipe requests/information to HWC@healthywisecooking.com
Welcome to episode 13. I'm going to start selling T-shirts! One slogan will be, "Real Numbers Don't Lie, But People on TV Do!" You know I love to ask to questions- of others and of myself. How does watching network/cable "news" shape your focus?
Do you know the two main killers of American before the Corona virus became a thing?
In this episode I will touch upon why I believe "group think" can be dangerous. What are the 3 things that "power hungry" governments always look to control? Big Government always thinks that the solution to every problem is more government.
Who do learn from? Who do you expect to learn from? Who do you choose to learn from? How do marketers utilize the learning theory? Don't we all wish we could win the lottery?
Get the book "Propaganda" by Edward Bernays by clicking here https://amzn.to/2V2U5OC
Here is a link to an interesting Dr. Shiva YouTube video https://www.youtube.com/watch?v=eFYg-_78g2c
When I watch entertainment, I only want to be entertained. I do NOT want to hear what your particular slant is on "news" topics.
Google "Fabian Socialism."
The American medical model is built on prescribing medications that often simply mask symptoms. I'm interested in finding out the root cause of health problems and then fixing them, if possible, with nutrition, diet, supplements, and exercise.
If you are interested in finding out more about Dr. Medici then click here https://medicienterprises.com/
As always, have the courage today to pick one thing, and work on your dreams!
Until next time, this is Art.
Websites: www.waypatoday.com
healthywisecooking.com
Email me at: waypatoday@gmail.com
or email me regarding cooking/recipes at HWC@healthywisecooking.com
YouTube: Waypa Today
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
Welcome to Episode #12. Do you know what Fabian Socialism is? It is an idea/philosophy/world view that has been around for years. I guess you could call it the slow marathon toward removing personal freedom from the globe! It's a long play strategy.
And what does Fabian Socialism have to do with the current Corona Virus situation? Listen and find out. I also touch on the subject of Gun Control. And the importance of putting numbers/statistics into context. In essence, what do the numbers really mean?
Feel free to read the book, "Propaganda" by Edward Bernays. Also do your own research on Fabian Socialism and email me at waypatoday@gmail.com
WAYPA is an acronym that stands for What Are You Passionate About and then add the word "Today." So it's both an acronym and a question mark! WAYPA Today?
I also have a 2nd website that center around cooking delicious meals at home that are nutritious and easy to make and will save you money with minimal prep time. Check out that website at HealthyWiseCooking.com.
As always, have the courage today, to pick on thing, and work on your dreams.
YouTube Channel: Waypa Today
Website: www.waypatoday.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
Email: waypatoday@gmail.com
Cooking website: HealthyWiseCooking.com
Cooking email: HWC@healhtywisecooking.com
Welcome to episode 11. What does personal freedom mean to you? You know by now that I love to ask questions. Asking bold questions is how, I believe, that we learn. And the act of asking questions, often leads to more questions! That's ironic and it's also OK! It's expected.
How are you feeling about your personal freedom today in the midst of the Corona Virus situation? Local, State, and even National governments have placed restrictions on your freedom and mine by closing schools, businesses, and access to public places that people used to be able to go to freely.
I'm hoping that these restrictions are temporary. This shutdown of the country (or dare I say the world?) cannot go on indefinitely. It has to have an end date because we all need a "normal" life to return to and we all need an economy to return to.
Things may look bad for you right now, but don't give up. Don't lose hope. Resist the urge to panic. Your mindset is SO important. And even in chaotic times, have the courage, to pick one thing today, and work on your dreams.
Check out my websites:
www.waypatoday.com
www.healthywisecooking.com (for some of my family's favorite delicious meals to make at home!)
Email: waypatoday@gmail.com
HWC@healthywisecooking.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram Waypa (dot) Today
YouTube Channel: Waypa Today
Hello everyone. I hope you are remain safe during this time Corona Virus event. No matter where you live, I presume there are enforced quarantines and "social distancing" seems to be the hottest language "phrase of the day!" While I realize that the virus is contagious, so is just about any virus.
If you are "stuck" at home either on a self-imposed quarantine or simply working remotely from home, for the first time I'm sharing one of my other websites which is a cooking website. I post articles with pictures, video links, and of course recipes that you can make easily at home. These recipes represent my family's favorites.
We didn't necessarily create all of these recipes, but we they are our favorites that many family members often ask, "Hey the last we ate that, it was delicious! When are you going to make that again?!" Here is the website: www.healthywisecooking.com. If you want to email me regarding cooking then send your email to: HWC@healthywisecooking.com
If you have recipes that are your family favorites and you care to share, then email me at HWC@healthywisecooking.com. I would be happy try out the recipe and then feature it on website if it's as good as advertised!
If you want to watch a video from a doctor who has 4 degrees from MIT, then check out Dr. Shiva Ayyadurai. He is from my home state of NJ and he has taught me that taking medications or getting a vaccine shot may not be the best way for my body to fight off infection! Focussing on diet, nutrition, supplements, and exercise may be a much better approach. Check out his video here https://www.youtube.com/watch?v=4f7NxpAreQs
Dr. Shiva is also on Twitter and he has a YouTube channel that I recommend you check out.
As always, I believe, you already have inside you everything you need in order to be successful. Have courage, today, to pick one thing, and work on your dreams.
If you are passionate about something check out:
YouTube Channel: Waypa Today
Facebook Page: Waypa Today
Email: waypatoday@gmail.com
Website: www.waypatoday.com
IF you are looking for great recipes that you can easily cook while at home check out:
www.healthywisecooking.com
Email: HWC@healthywisecooking.com
Welcome. In this unplanned 9th episode we take a break from our normal podcast publishing schedule to talk about real numbers in an effort to help you understand how to interpret the statistics of the Corona Virus.
I quote actual numbers from the USA CDC and these "death toll" numbers are compared to the USA's #1 and #2 killers that top the CDC's list each year. Also we discuss the typical death rates of the more common influenza virus.
You know by now, that I love to ask questions. And those questions often lead to other new sets of questions. This is how we learn. Do you know what the "chain of infection" is? Have you ever heard a Dr. Medici. He is from California. And he has a website www.medicienterprises.com.
I hope that you are well, and most of all I hope that you are NOT paralyzed by panic or fear. Remember that fear never stops death. Fear only stops life. Have courage today to make a decision, and pick one thing, and work on your dreams.
YouTube channel: WAYPA Today
www.waypatoday.com
Email: waypatoday@gmail.com
Facebook: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today
Welcome to episode number 8 of the podcast. In this episode I relate an entertaining story about my experience with posting 3 end tables for sale on Facebook Marketplace. And by sharing this story with you I use the story as an opportunity to explain WHY and HOW I use a process for evaluating and making decisions related to both time and money.
I love to consider questions. Why? Because one initial question will often lead to other questions that lead me and you down a path where we can gain value and perspective from our experiences and we can ultimately learn how to do better... better with managing our time and better with realizing the value of our time and how the value of our time relates to money and the potential for making money.
What value do you place on your time? And how do you determine how much of your time/effort to invest when you are attempting to sell something? How much will you ultimately choose to indulge potential buyers by giving them some of your time? And what is your ultimate goal? Sometimes the goal is simply to sell something. But sometimes the goal is something OTHER than simply wanting to complete a sale.
As always, thank you for listening and subscribing. And have courage today, to make a decision, and pick one thing, and work on your dreams!
Email: waypatoday@gmail.com
YouTube Channel: Waypa Today
website: www.waypatoday.com
Facebook: Waypa Today
Instagram: Waypa.Today
Twitter: Waypa Today
Welcome to episode number 7 of the podcast. In this episode I explain HOW I approach marketing. But I also outline what NOT to do. I give detail about marketing approaches that would cause me to never want to buy and/or do business with a marketer who annoys with their approach. And I cover two mass email programs that you can use to manage your email list. We talk about the size of your email list and answer this question,"How important is it to have a large email list?"
I also mention two people who I like and trust and they don't attempt to market using a "hard sell" technique. Yet they are both very successful. One marketer is Mike Kim and tell you about his podcast called, "Brand You." And I mention someone who I heard as a guest on Mike Kim's podcast, Zach Benson, who is a master at marketing using Instagram.
Also, I mention our most valuable asset...time, not money! And I give an outline of how to use your own website to make a monthly income WITHOUT selling any physical products or digital products or coaching!
If you have suggestions/ideas for future podcast episode, then please email at the address below. I would welcome hearing from you.
Have courage today, to make a decision, to pick one thing, and work on your dreams!
www.waypatoday.com
YouTube channel: Waypa Today
Instagram: Waypa.today
Facebook: Waypa Today
Twitter: Waypa Today
Email: waypatoday@gmail.com
Welcome to episode 6 of Not Me, But You! In this episode I give you my opinion about how to have a positive mindset about your monthly budget. After all, budgeting is merely "planned spending!" And your monthly/weekly budget nothing to avoid/fear...it's just a math equation. I will explain how to get the math equation to work in your favor so that it's easier for you to save and stack money each month.
I also share with you a free app where you can purchase discounted gift cards and use them instead of cash/debit card. Using this type of budget strategy will help to make it easier for you to save money. And what about wealthy people? Do you think they too budget and look to save money and pay attention to their expenditures? Listen and find out! And have courage today, to make a decision, and pick one thing, and work on your dreams!
Website: www.waypatoday.com
YouTube Channel: Waypa Today
Twitter: Waypa Today
Facebook Page: Waypa Today
Instagram: Waypa (dot) Today
Email: waypatoday@gmail.com
In episode 4 of my podcast I give you the highlights of what qualities I recommend you look for in your mentor or guru! Why you may ask would you care about my opinion on thi subject? Well, that's a valid question. The answer to the question is that for over a decade I worked in the education field as a school administrator where I was paid, in part, to evaluate the teaching of teachers. So I know what good teaching looks like and I also know what less effective teaching looks like. I can tell when an instructor knows HOW to teach and also knows HOW to ensure that their knowledge is conveyed to you as their student.
This podcast episode is designed to simply touch upon the highlights of my more in depth YouTube video titled "Pick Your Guru Carefully." In that YouTube video I go more in depth into the qualities of good instruction, and the qualities of good teachers. I also explain in that video how many online "mentors" or "gurus" masquerade as teachers/instructors/mentors. Just because someone had made a lot of money doesn't mean that they automatically will be good at teaching you/me how to attain that same level of success! In my YouTube video I also describe HOW marketers think and market and I want you, as a consumer, to understand that marketing process, so that you can make more informed purchases as both a consumer and student.
As always, I already believe that you have inside of you everything that you need in order to become successful. And have courage today, to pick one thing, and work on your dreams!
YouTube Channel: WAYPA Today
Website: www.waypatoday.com
Facebook Page: Waypa Today
Twitter: Waypa Today
Instagram: Waypa (dot) Today.
Email: waypatoday@gmail.com
This is episode number 5 and it's a pivot away from the previous episode where I gave advice on how to select a mentor/guru. In that episode, I shared my experience where I spent a decade working as a school administrator where I learned how to evaluate the teaching of teachers!
But in this episode I explain how my life became radically different in just 5 to 6 days! Am I super great? No! Did I record this episode with the goal that you would become super impressed by me? No! I explain in detail in how my life is now radically different! And it all starts with mindset. What is your default mindset? What do you believe both about yourself and what do you believe about the world in which you live and work? What do you believe is possible? And are there limits to what you will choose to believe?
And of course, as usual, I touch upon the idea of using the power your connection to the internet to monetize your ideas! I encourage you to realize the potential to use the internet to form relationships! If you are in business, then you are in a "people business!" If you are alive, then you likely have already realized that LIFE is a "people business.!!" And we talk about how do you view failure? What do you tell yourself about failure? How do you react to failure?
YouTube Channel: WAYPA Today
Facebook Page: Waypa Today
Twitter: Waypa Today
IG: Waypa.Today
Website: www.waypatoday.com
Email contact: waypatoday@gmail.com
Have the courage to pick one thing today, and work on your dreams! After all, this podcast is NOT about me, it's about YOU!
In this 3rd episode I continue to share with you how you can easily start a successful podcast. If you upload content that other people want to hear, then you absolutely have a chance to launch a podcast that will become a massive podcast with a very large audience. Don't forget that when any podcast creator uploads an episode that episode is available for download all over the entire world.
I give you detail on what "equipment" I use to record my podcast. I also explain how, if you use Apple/Mac devices that you can utilize the "Airdrop" feature to quickly and easily transfer you "raw" podcast file to a computer where you can use an audio editing software. Since I both record and edit on Apple devices, I use the Garageband program that comes preloaded on all MAC computers to edit my podcast.
And if you have put your dreams on hold, I want to encourage you to reconnect with the path you were once on and help you to start that journey toward reaching your dreams once again.
If you would like more information then you can visit my website www.waypatoday.com. Or you can find me on YouTube, Facebook, and Twitter by searching "Waypa Today." If you would like more details than feel free to contact me via email at waypatoday@gmail.com. I look forward to hearing from you! And have courage today, to pick one thing, and work on your dreams!
In this 2nd episode of my new podcast I share with you how you can easily start a successful podcast. If you upload content that other people want to hear, then you absolutely have a chance to launch a podcast that will become a massive podcast with a very large audience. Don't forget that when any podcast creator uploads an episode that episode is available for download all over the entire world.
Do you doubt that you can start a podcast? Do you feel you don't have enough money or possibly you feel you don't have the proper resources or equipment? Let me assure you that you can start a podcast for less than $200. Most of that initial money will probably go toward buying an external microphone. So it's a one time cost. Your monthly costs will be less than $25 to start. You will need to select a company to "host" your podcast. I use Buzzsprout which is great for people who are new to podcast creation. They are very easy to work with. And I like things to be simple. Life is complicate enough!
So dust off your dreams and launch a podcast so that you can share your message with the world! Let me show you how. In my next podcast episode I give you more detail about the "equipment" that I use to record my podcast.
You can visit my website www.waypatoday.com. Or you can find me on YouTube, Facebook, Twitter all with by searching for "Waypa Today." Email me at waypatoday@gmail.com. I look forward to hearing from you! After all, this podcast is "not about me." It's about you!
Welcome to my new podcast, Not Me, But You! I'm going to talk about many life topics. Those topics will include money, income, relationships, and most importantly how do we reach our goals and attain our dreams? You might ask, "What does money have to do with making my dreams come true?" That's an excellent question. And a partial answer is that if we find a way to make enough money, then it frees up our time! Then we can devote our time in any way that we choose.
I have a presence online in multiple places. My YouTube channel is called WAYPA Today. I also have a Facebook page called WAYPA Today. My website is www.waypatoday.com. And you can send me comments, feedback, requests, and even potential ideas for future podcast episodes to waypatoday@gmail.com. WAYPA is both an acronym and a question. WAYPA stands for, What Are You Passionate About...Today?
I'm passionate about several things in life and I will tell you about some of those things. But more importantly I want to discover what YOU are passionate about! And I want to encourage you to work on your dreams.
And if you have put your dreams on hold, I want to encourage you to reconnect with the path you were once on and help you to start that journey toward reaching your dreams once again. I hope to help you by shining some "psychological sunshine" onto your thinking. And I also want to help you belief in what is possible for you! And along the way, I will reveal what I've discovered that works for me. Most of all, I want you find out how to gain freedom in all areas of your life.