Black Enterprise presents a new personal finance podcast, “Your Money, Your Life” sponsored by Prudential. Alfred Edmond Jr. hosts this special series with a lineup of great guests including The Breakfast Club’s Angela Yee; DeForest B. Soaries Jr., Founder of the dfree Financial Freedom Movement; Tiffany “The Budgetnista” Aliche; and Jacquette M. Timmons, President & CEO, Sterling Investment Management. The show will cover money topics ranging from how to control your debt to our psychological relationship with our finance. A can’t miss.
Cyber Monday. Small Business Saturday. Black Friday. Or maybe your holiday spending started as early as the day after Halloween, when more major retailers than ever launched Christmas sales campaigns. However long ago the spending started, many of us are bringing the new year in with a serious budget and debt hangover. GreenPath Financial Wellness Innovation and Diversity Strategy Leader Omari Hall joins Your Money Your Life to share ways to restore your financial health, setting you up for better in 2025.
The holiday season (and the spending that comes with it) is over and we’ve crossed the threshold of a brand new year. This is the season to take a beat, reset our lifestyles, realign our budgets, and make financial wellness and family wealth priorities. dFree Global Foundation Founder & CEO DeForest B. Soaries Jr. joins Your Money Your Life to share the rich rewards of bringing intentionality and awareness to our financial choices. Lock in to gain a prosperity mindset for 2025.
It’s important to have honest conversation about finances, but it can be hard for couples to get those conversations started and keep them going with a minimum of conflict and drama. Entrepreneur and philanthropist Early Walker and his wife Tia, a television news anchor and journalist, use the same approach to money talk that they use with their marriage in general—have fun with it! The content creation duo and co-hosts of The Early & Tia Show join Your Money Your Life to share how the ability to laugh at themselves and with each other about their money habits helps them to align on values, learn together, and work as a team to set and achieve financial goals.
Couples who make finances a regular topic of conversation tend to have better financial outcomes, laying a stronger foundation for multigenerational family wealth. Daron Pressley, a veteran sales and branding pro, and his wife Kimo Bentley, founder of an eponymous all-natural beauty and aesthetic clinic, share candid, humorous and enlightening insights on how they navigate differing life experiences and beliefs about money by focusing on shared values and common goals for their family.
There is far more to multigenerational wealth creation than making money and building investment portfolios. Successfully transferring wealth from one generation to the next is also about passing on the values and principles, not just assets. Prudential VP of Business Development Keita Cline joins Your Money Your Life to underscore how a family’s commitment to shared values, communicating financial goals, and financial education can lay a sound foundation of wealth for generations to come.
Regular communication about money is critical to establishing a healthy financial foundation for today and for future generations. However, overcoming barriers ranging from money being a taboo subject in families to a reluctance to admit to a lack of financial literacy, often makes it difficult for families to get the conversation started and to keep it going. Husband-and-wife real estate investors Donovan and Dominique Boyd offer insights and tips to help you embrace the transparency, trust and courage needed to create opportunities and safe spaces to talk about money.
The traditional, age-65-and-a-gold-watch, model for retirement has become unrecognizable for most Americans, especially those in the Millennial and younger generations. Financial Educator Kevin Matthews II joins Your Money Your Life to share why it’s important to rethink retirement, beginning with planning for it from the start of your working life—the sooner, the better.
The husband-and-wife team of Julien and Kiersten Saunders have built a brand and business focused on inspiring better conversations about money. Authors of the new book Cashing Out: Win the Wealth Game By Walking Away, the Saunders join Your Money Your Life to discuss how they approach financial planning as a couple, the benefits of being “rich and regular,” and why Black professionals should plan to retire early.
The decisions young professionals make as they begin their careers can set the course for their success and earning power for their entire working lives. Fedex Custom Critical Managing Director and Chief Information Officer Cynthia Bevelle-Orange, author of The Courage to Continue: Navigating Your Corporate Journey, joins Your Money Your Life to share key financial considerations for first-generation corporate professionals and others in the early stages of their careers.
Whether you start a new venture because of a career disruption, or you’ve always wanted to be your own boss, making the shift from working a job to running a business is rarely, if ever, easy. Jason Murray, author of 7 Mindset to Successfully Transition From Employee to Entrepreneur, joins Your Money Your Life to share the financial and lifestyle considerations that are key to success.
Creating multigenerational wealth is a hot topic among Black people, and especially among millennial and younger African Americans. Ivy-League educated entertainer and entrepreneur Ross Mac, the creator of Maconomics, joins Your Money Your Life to share the mindset, priorities and habits necessary to go from conversation to culture change in the pursuit of wealth and prosperity for Black families.
What we communicate to our children about the economy, spending and household resources is critical to their attitudes and feelings about money today, and the capacity to create wealth from generation to generation. Purse Empowerment Founder Shani Curry shares key concepts every parent should consider in order to raise financially aware and resilient kids.
It seems that every economic expert is forecasting a recession in 2023, sparking anxiety that often leads poor financial choices. Kara Stevens, founder of The Frugal Feminista and author of the new book Heal Your Relationship With Money, joins Your Money Your Life to help us move past our fears in order to focus on adjustments we can make now to prepare for a recession, while remaining committed to our financial goals.
When it comes to saving for retirement, the earlier you start, no matter how little you start with, the better. However, too many of us put it off until “later”—which too often ends up being too late, or not at all. Patrina Dixon joins Your Money Your Life to share how to start saving for retirement where you are, with the money you have, NOW.
When it comes to financial planning, most people treat budgeting and investing as separate priorities. Investment pro Allan Boomer joins Your Money Your Life to explain why integrating investing into your budget is key to building wealth, providing insights on how you can prioritize setting money aside to increase your assets and grow your net worth.
Having a full-time career while owning a full-time business—what personal finance and entrepreneurship influencer Tarra Jackson calls “dualpreneurship”—is a trend that has become even more common since the economic disruption of the COVID-19 pandemic and in the face of inflation and the threat of recession. Join us for key financial-wellness strategies for dualpreneurs.
The legacy you leave for tomorrow depends on the choices you make today, especially if your goal is to build wealth for future generations. Rodney A. Brooks joins us to underscore the importance of more Black families focusing on retirement savings, insurance, investing and estate planning—beginning with our children—as keys to closing America’s racial wealth gap.
The legacy you build for your future depends on the choices you make today. A key component of navigating financial challenges and taking advantage of opportunities in 2022 is building and maintaining an emergency savings fund. Prudential Advisor Joseph Samples III provides tips and strategies you can use to accomplish this important goal.
The legacy you build for your future depends on the choices you make today. Financial educator Ash “Cash” shares money moves to make for 2021 to gain greater control of your finances, maximize your life options, and lay a foundation for multigenerational wealth.
Goals without deadlines are just wishes. A key and necessary aspect of financial wellness is having a well-considered plan for making money decisions. Certified Financial Educator Alanna Anthony shares how to convert financial dreams into achievable financial goals, helping you to reduce debt and build wealth in 2021.
While the economic fallout of the COVID-19 crisis has created economic uncertainty, it is also a period of great opportunity for active and engaged investors. Financial wellness champion Deborah Owens explains why transforming cautious savers into confident investors is critical to keeping multigenerational wealth creation at the top of the agenda for African Americans, despite the current crisis.
The economic fallout of the COVID-19 crisis has created unprecedented challenges when it comes to homeownership for African Americans, who already owned homes at significantly lower rates than white Americans even before the pandemic. Marcia Griffin shares how she is battling to help African Americans achieve the dream of homeownership, the most common major asset on the path to building family wealth.
A year disrupted by the economic fallout of the COVID-19 pandemic presents unprecedented changes and unique challenges when it comes to year-end tax planning for both families and businesses. Washington is here to share what to look out for this tax season, and how to get positioned for financial recovery.
Even before the global pandemic, the value proposition of borrowing to finance a college degree was becoming increasingly difficult to prove. Now, smart financial planning is critical to ensuring that financing a degree delivers real ROI. Tisa Silver Canady joins us to share how to budget for college in uncertain times.
The health crisis and economic fallout created by the global pandemic have increased the threat levels to both financial planning and mental wellness. Curry St. Vil delivers money therapy to help address unhealthy behaviors, reduce the stress and create a path to a better financial future.
Legacy can mean different things to different people, but it all comes down to leaving a mark that will stand the test of time. Financial Pro ShirleyAnn Robertson shares the ways you can leverage financial strategies and tools to lay a foundation for those who follow, and why it’s important to act now to provide for the future.
Financial planning is never unimportant, but it becomes critical during times of economic crisis, when we are often paralyzed by stress and anxiety. Top Financial Planner Delvin Joyce will explain how to overcome today’s setbacks and take steps to emerge from adversity with confidence in a brighter financial future.
Getting Into The Stock Market: Financial Wellness Principles for New Investors. Self-taught investor Tony Elion Jr. shares how he made more than $250,000 in the stock market by focusing on fundamental principles of financial wellness.
Recovering From COVID-19: Taking The Initiative To Restore Your Financial Health. What happens when the stimulus money runs out? Personal finance expert Dorethia Kelly shares moves to make now to prepare for life after the pandemic.
Financial wellness is about more than controlling expenses and boosting your credit. Confident Career Woman Founder Ericka Spradley shares the keys to communicating your full personal market value and getting paid every bit of what you are worth.
Changing your capacity for wealth creation means seeing new possibilities for your life. Purse, Pumps and Power CEO Founder Jennifer Harris explains how she navigated that process, and how you can, too.
Financial expert, bestselling author, speaker and Dave Ramsey personality Anthony Oneal delivers wealth-preserving strategies for earning a college degree without taking on student loan debt, from his latest book, Debt Free Degree: The Step-By-Step Guide To Getting Your Kid Through College Without Student Loans.
The Money Coach Lynnette Khalfani-Cox gets real about the important financial conversations a couple should have before they make a serious relationship commitment, such as co-habitation or marriage.
Establishing and maintaining a cash emergency fund, with amount equal to six months’ to a year’s worth of your annual living expenses, is a foundational principle of financial wellness. Author, speaker and financial coach Tarra “Madam Money” Jackson answers the question of where to get the money to finance your emergency fund
Too much debt is the biggest threat to financial wellness. Financial motivator Ash “Cash” Exantus, Co-Founder and CEO of Mindright Money Mangement, explains why your mindset and lifestyle determines how you manage debt, and offers valuable actions you can take to get and keep it under control..
Learn why having a spending plan—also known as a budget—is key to financial wellness and enables to you to confidently set and achieve your goals, with Guest Angela Yee, Host of The Breakfast Club and host and creator of the Lip Service Podcast. - Hosted by Prudential
How to know when you are ready to hire a financial pro, and what you need to ask to find the right one for you, with Guest Tiffany “The Budgetnista” Aliche, Founder of the Live Richer Challenge Movement.
Episode 2 “Does A Good Salary Mean You’re Financially Secure?” Learn why your feelings and relationship with money are bigger determinants of your sense of financial security than the numbers on your pay check, with Guest Jacquette M. Timmons, President & CEO, Sterling Investment Management.
Episode 1 “Achieving Financial Freedom and Leaving A Financial Legacy” Learn how gaining freedom from debt and controlling your spending forms the foundation for your financial wellness and wealth-creation potential, with Guest DeForest B. Soaries Jr, Founder of the dfree Financial Freedom Movement.