Carpe Dime: Recent Episodes
Financial Center First Credit Union
Debit or credit - it’s a choice you make almost every day, but the impact goes beyond just how you pay. In this episode of Carpe Dime, Nicole and Jamie break down the key differences between debit and credit cards, including how each one affects your finances, your security, and your credit score.They also touch on fraud risks tied to both payment types and how to protect yourself while using them. If you want to feel more confident every time you swipe, tap, or click, this episode will give you the clarity you need.
Checking and savings accounts are the foundation of your financial life, but not all accounts are built the same. In this episode of Carpe Dime, Nicole and Jamie take a deeper dive into the different types of checking and savings accounts, how they work, and when to use each one.From everyday spending to long-term saving strategies, they walk through the benefits of each account type and how to align them with your financial goals.
Not all financial institutions are created equal and understanding the difference can have a real impact on your financial journey. In this episode of Carpe Dime, Nicole and Jamie break down the key differences between credit unions and traditional banks, including what sets credit unions apart and how that can benefit you.They also explore how to choose the right account based on your stage of life, whether you’re just getting started, building momentum, or looking to maximize your financial potential. If you’ve ever wondered where you should bank and why this episode is the place to start.
Kids are spending more time online than ever and that opens the door to risks many families don’t always see coming. In this episode of Carpe Dime, Nicole and Jamie take a closer look at how fraud and identity theft can impact children, often long before anyone realizes it.From online gaming chats to everyday app usage, they break down how scammers target kids, what information is most at risk, and why children can be especially vulnerable. The conversation also focuses on what parents can do to stay ahead, from monitoring for warning signs to creating open, ongoing conversations that help kids recognize and avoid potential threats.
Fraud and scams are evolving faster than ever — and right now, certain schemes are making the rounds more than others. In this episode, Nicole and Jamie sit down with Joanna Dearth to break down the most common scams happening today, from sneaky phishing messages to sophisticated impersonation calls. They share how to spot red flags, practical ways to protect yourself, and what steps to take if you’ve been targeted.
In this episode of Carpe Dime, Nicole and Mackenzie kick off a multi-part series on fraud awareness, offering listeners insights on how to protect themselves from scams. With practical tips on spotting scams, staying vigilant online, and safeguarding personal information, this episode empowers listeners to better protect themselves.
In this episode, Jamie and Nicole dive into the critical financial strategies every business owner needs. From budgeting and tax planning to exit strategies and contingency plans, they discuss how thoughtful financial management ensures long-term success. Whether you're just starting or planning your business's future, this episode provides the tools you need to thrive.
In honor of Financial Literacy Month, Jamie and Nicole explore how to build lifelong money skills - starting as early as age three. From coin jars and “playing store” to allowance apps and budgeting goals, this episode breaks down age-appropriate financial lessons and why it’s never too early (or too late) to start learning.
Budgeting - it’s the topic we bring up all the time, but have we ever really broken it down? In this episode of Carpe Dime, Jamie and Nicole dive into the ins and outs of budgeting, why it’s more of a financial roadmap than a restriction, and how it can help you take control of your money. Whether you're new to budgeting or need a refresh, this one's for you!
Join hosts Jamie and Nicole from Financial Center for a straightforward dive into the world of mortgages. In this episode of Carpe Dime, they break down the most common types of home loans explaining how each works and who they’re best for. With expert advice, personal experiences, and a few laughs, Jamie and Nicole make understanding mortgages less intimidating and more approachable. Whether you're buying your first home or refinancing, this episode is packed with insights to help you make informed decisions.
No matter your age, the financial decisions you make today can set you up for success down the road. In this episode of Carpe Dime, Nicole and Jamie break down 10 smart financial moves to make in your 20s, 30s, and beyond—from starting your investment journey early to tackling debt and planning for retirement.
Your college years set the stage for lifelong financial health. In this Carpe Dime episode, "Building Credit Confidence in College," hosts Nicole Jackson and Jamie Davidson provide advice for students to establish and grow their credit, helping create a strong financial foundation for the future.
While it's important to monitor your financial progress, the real power lies in combining this with a holistic approach.In our latest Carpe Dime podcast episode, "6 Ways to Stay Financially Fit," hosts Jamie Davidson and Nicole Jackson discuss what a fiscal workout plan is and how to make one that’s suitable for you.
Surprise, you’re approved! Getting pre-approved has several advantages. Before settling on one pre-approval, you might want to get pre-approved by several lenders to compare terms and ensure you are getting the best deal. Join our hosts, Jamie and Nicole as they explore and discuss pre-approval loans that you may want to consider- from Auto Loans and Credit Cards to Personal Loans and Home Equity Loans.
Insurance, it’s all the same right? Wrong! Did you know that when it comes to insurance there is more available to you than the standard health insurance? Join our hosts, Jamie and Nicole, as they explore and discuss insurance coverage options that you may want to consider – from cancer and disability to emergency and pet – now is the time to learn more about your options and make sure your assets are covered.
Listen in as our hosts, Jamie and Nicole, give you a one-stop guide that covers six strategies to up your savings game. 💰
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Join as our hosts Jamie and Nicole discuss 6 ways to save other than a Savings account.
Before planning your summer road trip, it's time to find your dream ride. Join Jamie and Nicole, your hosts of the Carpe Dime podcast, as they explore the ins and outs of financing your next vehicle.
What in the world is a HELOC or a Home Equity Line of Credit? Join Jamie and Nicole as they discuss how a HELOC can put the value in your home to work for you. Financial Center is an Equal Housing Lender.
Being an Adult can be harder than what we imagined some time. Learn how you are able to navigate through moving out on your own with new found responsibilities.
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Looking for a new way to freshen up your savings habits? Join our hosts, Jamie and Nicole, as they discuss some of their favorite "FinTok" savings building tips.
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Everybody's working for vacation! Join our hosts Jamie and Nicole as they break down ways to make planning your next vacation a breeze.
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Looking for a new way to freshen up your savings habits? Join our hosts, Jamie and Nicole, as they discuss some of their favorite "FinTok" savings building tips.
Everybody's working for vacation! Join our hosts Jamie and Nicole as they break down ways to make planning your next vacation a breeze.
Summer is here! Join our hosts, Jamie and Nicole, as they discuss ways to take some heat off your budget while planning for summer activities for the family.
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Summer is here! Join our hosts, Jamie and Nicole, as they discuss ways to take some heat off your budget while planning for summer activities for the family.
Everyone is talking about inflation these days, but what is it and what does it mean for your personal finances? Our hosts, Jamie and Nicole, discuss what inflation is, how to combat it, and how you can continue working toward your financial goals.
Join Jamie and Nicole along with special guest, Mackenzie Cotton, as they discuss how to identify scams and what to do if you fall victim to one.
Join Jamie and Nicole as they tackle the difficult and sometimes intimidating topic of how and when to talk to your kids about money and the basics of money management.
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Join Jamie and Nicole as they tackle the difficult and sometimes intimidating topic of how and when to talk to your kids about money and the basics of money management.
Do you know your money mindset? Join Jamie and Nicole for episode 35 as they discuss how to know if you're a super saver or a super spender and the learned behaviors that contribute to your mental relationship with money.
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Do you know your money mindset? Join Jamie and Nicole for episode 35 as they discuss how to know if you're a super saver or a super spender and the learned behaviors that contribute to your mental relationship with money.
Join Jamie and Nicole as they discuss 8 steps to take as you prepare for life after graduation. You may be done with college but what comes next?
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Join Jamie and Nicole as they discuss 8 steps to take as you prepare for life after graduation. You may be done with college but what comes next?
Join Jamie and Nicole in Episode 33 of Carpe Dime as they discuss budgeting for the holidays – birthdays, Christmas, and all those big days in between.
To warranty or not to warranty? Join Jamie and Nicole in Episode 32 of Carpe Dime as they discuss the age old question… do you want to add an additional warranty to that?
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Join your hosts Jamie Davidson and Nicole Jackson as they discuss warranties. Specifically, when to buy the warrant and when you might not need it.
Join Jamie and Courtney in Episode 31 of Carpe Dime as we discuss back to school shopping - whether its for K-12 or College.
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Join Dusty and Jamie for our 30th episode where we discuss financial mistakes that are easy to make through all years of your life. Whether you're 21 or 65, follow this guide to make sure you're on the right track.
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Become a credit guru in this week's episode of Carpe Dime.
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Join Jamie and Courtney in Episode 31 of Carpe Dime as we discuss back to school shopping - whether its for K-12 or College.
Join Dusty and Jamie for our 30th episode where we discuss financial mistakes that are easy to make through all years of your life. Whether you're 21 or 65, follow this guide to make sure you're on the right track.
Heard about cryptocurrency in the news recently but have no idea what its about? You're not alone! Join Dusty & Jamie in Episode 27 as they discuss what cryptocurrency is, how it works, and tips to stay safe.
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Career changes don't happen often- but when your job shifts, it can bring a lot of stress. Whether you are changing jobs or receiving a promotion, follow our guide to ensure your finances stay steady.
Heard about cryptocurrency in the news recently but have no idea what its about? You're not alone! Join Dusty & Jamie in Episode 27 as they discuss what cryptocurrency is, how it works, and tips to stay safe.
Are you guilty of using your credit card for everything? Although its fast and convenient, putting any of these 5 expenses on your credit card can lead to trouble down the line.
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Are you guilty of using your credit card for everything? Although its fast and convenient, putting any of these 5 expenses on your credit card can lead to trouble down the line.
Join Dusty and Jamie for Episode 24, where they discuss how to approach direct sales the right way
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Join Dusty and Jamie for Episode 24, where they discuss how to approach direct sales the right way.
They say the two certainties in life are death and taxes- and taxes might be the scarier of the two! In this episode, join Dusty and Jamie as they provide tax tips you may be missing out on.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
They say the two certainties in life are death and taxes- and taxes might be the scarier of the two! In this episode, join Dusty and Jamie as they provide tax tips you may be missing out on.
Want to know the best personal finance apps out there? Dusty and Jamie have you covered with all the best ways your phone can help you manage your money.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Want to know the best personal finance apps out there? Dusty and Jamie have you covered with all the best ways your phone can help you manage your money.
After college, you'll be making more money than you ever have before- but you'll also face more bills and unexpected expenses. In this episode of Carpe Dime, join Dusty and Jamie as they discuss how to manage your finances after college.
College is stressful - outside of juggling classes and a new schedule, managing your money becomes a new challenge. Join Dusty and Jamie as they talk about tips and tricks to manage your college finances.
A Health Savings Account is a triple-tax benefit account that many Americans have access to - yet not many know what it is or how to use it. In this podcast, Join Dusty and Jamie as they discuss maximizing the benefits of your HSA.
Whether you do your shopping on Black Friday or a few days before Christmas, we've all checked our holiday receipts and wondered "how did I spend this much?!" In this episode, Dusty and Jamie talk about the top 5 holiday spending mistakes to avoid.
No one said having kids would be easy... we've all heard about the sleepless nights, the constant diaper changes, and more. But before you take the leap in starting a family, here are unexpected baby expenses you have to be prepared for.
A lot of parents look forward to their kids leaving the nest someday, but sometimes our teens stick around - not just in the home, but on the bills. Today, we talk about how to cut the cord to give your young adult financial freedom.
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A lot of parents look forward to their kids leaving the nest someday, but sometimes our teens stick around - not just in the home, but on the bills. Today, we talk about how to cut the cord to give your young adult financial freedom.
We've all been there - your family member or close friend asks you for a money favor, and it may or may not be the first time they've asked. When it comes to personal relationships and money, its not always as black and white as it seems. In this episode of Carpe Dime, join Dusty and Jamie as they talk about what options you have and how to navigate complicated money decisions.
Do you ever check your bank account and wonder "where did all my money go"? A spending cleanse might be right for you! In this episode, join Dusty and Jamie as they talk about 3 methods of 'Spending Fasting,' including clothes, food, and the ultimate challenge of going 21 days without spending any money.
Wish you had some extra cash in your pocket? Most Americans would say "YES!" This week, join Dusty and Jamie as we talk about 10 side hustles that can help put more money in your budget- some as easy as pressing a button!
COVID scams are on the rise, and they’re getting more complex and effective as the pandemic continues. In this episode, join our hosts as they talk about the top COVID scams you may fall for, how to prevent them, and what to do if you’ve been affected.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
COVID scams are on the rise, and they’re getting more complex and effective as the pandemic continues. In this episode, join our hosts as they talk about the top COVID scams you may fall for, how to prevent them, and what to do if you’ve been affected.
Mortgage rates are incredibly low right now, and a home refinance may sound tempting- but is it the best option for you? Join Dusty and Jamie as they discuss situations where a home refinance is the right choice, or if you should wait.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Mortgage rates are incredibly low right now, and a home refinance may sound tempting- but is it the best option for you? Join Dusty and Jamie as they discuss situations where a home refinance is the right choice, or if you should wait.
Join us for our first podcast about why your Financial Resolutions are doomed to fail... unless you follow some key guidelines.
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Bankruptcy is the scary subject no one wants to talk about- but many Americans are forced to use it as a last resort after job loss or climbing medical bills. In this episode, join Dusty, Jamie, and special guest Kim, as they discuss how to avoid bankruptcy and what to do if it gets to the point where you need help.
In this episode, Dusty and Jamie talk about why your battle to be the best on the block may be a costly one- and how to get your family on the same page when it comes to buying new things.
In this episode, join Jamie and Dusty as they switch things up and play a financial trivia game. Play along with us at home!
Graduating seniors have a lot to worry about before going into the real-world... money included! In today's episode, we talk about how to teach your senior or young adult about money management before their big life change.
Many Americans have plenty of time on their hands right now- making it the perfect time to evaluate and improve your credit score.
In this episode, join Dusty and Jamie as they talk about making tough financial decisions during a tough time period.
No one said that preparing for the future would be easy- but planning your retirement today can give you a better tomorrow!
Episode 3: What's Love Got to Do With It? Marriage and Divorce by Financial Center First Credit Union
In our second podcast, learn more about where exactly your money is going- does it disappear? Or are we more in control than we realize?
Join us for our first podcast about why your Financial Resolutions are doomed to fail... unless you follow some key guidelines.
Carpe Dime is a podcast about seizing the day without making financial decisions that could seize your wallet. Produced by Financial Center First Credit Union in Indianapolis, Indiana.