Real Talk Elgin by Heather Keller: Recent Episodes
Heather Keller
Up to date real estate info you can use! Listen as Heather Keller talks about all things real estate, with her guest, to help you navigate what you need to know about real estate. Whether you're buying or selling, this is the show for you!
Get more information here: https://realtalkelgin.com/real-estate-financial-market-updates-and-whats-to-come-in-2022/
In this episode Heather talks with Mike Dote about Financial Market Updates in 2022, What's to Come, and information on how to purchase a home in special ways!
Mike Dote is VP of Mortgage Lending with Guaranteed Rate
Get more info here: https://realtalkelgin.com/foreclosure-process-in-2022/
Heather welcomes back Kate Iturralde, Attorney, and President of Donat & Donat, P.C. to the show again. They talk about the Foreclosure Process in 2022 and anything about Foreclosure.
Heather finishes off her 5 part series "Complete Guide to Selling Your Home as a Short Sale" with Closing.https://realtalkelgin.com/short-sale-closing-process/Heather recaps briefly and goes in depth about what happens at closing, including how many of her clients get a $3000 moving assistance.
Get all the info here: https://realtalkelgin.com/selling-your-home-during-bankruptcy
For Season 3 Episode 6, we bring back Stuart Swanson! We talk about selling your home during a bankruptcy.
Get full show information here: https://realtalkelgin.com/short-sale-negotiations-and-the-short-sale-approval-letter/
This is Part 4 in a 5 part series all about short sales. In this episode, Heather talks about Short Sale Negotiations and then the Short Sale Approval Letter.
Season 3 Episode 4, Heather brings back Laura Baldwin, Partner and Attorney Director at STG Divorce Law. This was one of the most listened to podcast episodes of last season that we had to bring Laura back again. They'll be discussing what happens with Divorce in Real Estate.
https://realtalkelgin.com/divorce-and-real-estate-2022/
Laura Baldwin
Partner/Attorney Director at STG Law
(847) 772.7913
laura@stglaw.com
Bio
Laura is a partner and the Attorney Director at STG Divorce Law, where she focuses on all areas of divorce and family law. Laura is committed to offering clients compassion and empathy while determining the individual needs of each specific client in order to best formulate an effective strategy. Laura is an experienced litigator, and also a trained mediator and collaborative attorney, having been involved in contested cases and trials, and having resolved many cases collaboratively and cooperatively in order to settle matters cost-effectively.
Short Sale Series – Part #3: Short Sale Offer, What’s Next?
Short Sale Offer Another Reason to Hire a Short Sale Expert
- Offers in this Market
- H/B Offer
- What Happens if No Offers?
- Explaining the Short Sale Offer to Sellers
- Advise to Move Forward (In the End, Up to the Lender)
- Make Sure Buyer is On Board for Long Haul – Willing to Wait, Negotiate with Bank (if Needed), and Know “As-Is”
- Signing the Short Sale Offer
- Electronic Signatures – Except... [LOAD MORE]
Get more info here:
https://realtalkelgin.com/how-to-hire-a-short-sale-expert
Reasons to Hire a Short Sale Expert
Short Sales = Complex with a Lot of Moving Parts (Not Just for Any Real Estate Agent)
Don’t Put More Stress on Yourself
Could End Up Going to Foreclosure without the Right Team Around You
Do Not Hire a Friend, Look at it as a Business Decision
Can Determine if You’re a Good Candidate for a Short Sale
Can Explain the Process Start to Finish
Arm’s Length Transaction – No Parties Can Be Related
Questions to Ask When Interviewing for a Short Sale Expert
How Many Short Sales Have You Closed in the Past Year?
Can You Show Us the Short Sales You Have Closed?
Do You Have a Team to Help?
How Many Short Sales Do You Have Listed Right Now?
Can You or Someone on Your Team Help Find a Rental When the Time Comes?
After You Hire a Short Sale Expert… Get Your Home Listed
Heather talks about her mission to help 100 families avoid foreclosure by selling their home as a short sales. There's a lot to Real Estate Short Sales and in part 1 of a 5 part series, Heather gets into a general overview of short sales, who it's for, and part of the process.
Heather talks about what to expect in the 5 part series and who to expect as a guest on the next episode.
In Season 2 Episode 19 we bring back Bruce Strom, Founder & CEO of Administer Justice. To close out the season and talk about access to free legal services.
Find out more here: https://realtalkelgin.com/access-to-justice-for-the-less-fortunate/
https://realtalkelgin.com/home-warranty **Heather talks with Home Warranty expert Tia D. This is a great conversation and many questions about home warranties are answered. You DO NOT want to miss this if you have a home, or are currently thinking of selling or buying.
Get Tia's contact information from the episode website!**
https://realtalkelgin.com/foreclosure-defense-in-2021-pt-3
Heather brings back attorney Adil Mohammed for Episode 17 of Season 2 to talk about Foreclosure Defense in 2021. A LOT has changed since he was on the show last!
We talk about what to know now in 2021 and what it looks like for foreclosure defense in 2022.
Adil S. Mohammed
Founder/Attorney
ASM Law PC
(847) 231-3999
1814 Grandstand Pl. Unit 2
Elgin, IL 60123
Adil S. Mohammed is the founding attorney of ASM Law PC in Elgin, IL. Prior to opening ASM Law PC in 2016, Adil practiced law in Illinois since 2005 and in New Jersey from 2003-2005. He graduated fr...
In this episode, Heather talks with Shaun Israel, Real Estate Broker and Rental Specialist with KW Inspire.
Finding a rental property can be stressful and time consuming, but Shaun’s goal is to find his clients the perfect home and eliminate any stressors that they may encounter throughout their search of rental properties. Shaun is a strong advocate for his clients, and...
Get more info here: https://realtalkelgin.com/renting-after-a-short-sale-in-2022/
We started Season 2 with Jonathan Pope and it is our 2nd most listened to episode to date! We had to bring him back to talk about this great topic we should all know more about! What does Estate Planning in 2022 look like, especially when it comes to estate planning with real estate in 2022.
Heather discusses Estate Planning and Real Estate with Jonathan Pope, Attorney/Partner at Bazos Freeman Law Firm (Based in Elgin, IL)
Get all the details on this episode's page:
https://realtalkelgin.com/estate-planning-real-estate-in-2022/
In this exciting episode, we have two guests! Heather talks with Henry and Robert who are are also part of the Illinois Financial Group.
Henry Kaskov is President of Kaskov Valuations, Inc.
Robert Baranowski is an Investment Representative at Brookstone Wealth Strategies & The Divorce Financial Group
For more information go to: https://realtalkelgin.com/illinois-financial-group/
In this episode, Heather talks with Laura Baldwin, Partner and Attorney Director at STG Divorce Law. They'll discuss what happens with Divorce & Real Estate.
Get more information here: https://realtalkelgin.com/divorce-real-estate/
In this episode Heather talks with Mike Dote about Financial Market Updates, What’s to Come, and information on how to purchase a home.
Mike Dote is VP of Mortgage Lending with Guaranteed Rate
Cell: (847) 772.8409
Email: mike.dote@rate.com
Since 1995, Mike has assisted families such as yours to achieve the dream of home ownership. He has helped thousands of individuals and families secure the best possible financing solutions for their real estate needs. Mike has been consistently awarded the top rating for customer service in the industry. His areas of expertise include first time home buyers, move-up buyers, new construction lending, refinancing and consolidating existing debt. Mike is an expert in all aspects of FHA, VA, Conventional and Jumbo loans. He is especially knowledgeable when it comes to self-employed borrowers.
Heather talks with Bruce Strom, Founder & CEO of Administer Justice.
"If you cannot afford an attorney, one will be provided for you...". These words are only spoken to someone accused of a crime in America. But what about the victims of crime or abuse? They are the ones who have to pay for a lawyer, and 1 in 3 cannot. This includes single moms, veterans, elderly and abused women.
Help is so easy to provide.
We DELIVER gospel-centered legal aid clinics LED by caring lawyers and a team of volunteers who support them
Email: bruce@administerjustice.org
About Bruce: Bruce didn't always care about justice. He was a busy senior partner of a successful multi-office law practice. But he felt something was missing. That's when he decided to start a legal ministry called Administer Justice, which is now one of the largest legal ministries in America. Now, Bruce is able to use his knowledge and expertise to serve and help others.
The Keller Williams office, KW Inspire, has finally opened! We did a Live remote radio on location at KW Inspire's Grand Opening! Heather interviews fellow Keller Williams real estate agents and team. Learn about what Keller Williams can do for your real estate business and you as a real estate agent, whether you're just starting or if you're a seasoned veteran.
https://realtalkelgin.com/foreclosure-defense-in-2021-pt-2/
Heather brings back attorney Adil Mohammed for Episode 9 of Season 2 to talk about Foreclosure Defense in 2021.
Adil S. Mohammed
Founder/Attorney
ASM Law PC
(847) 231-3999
1814 Grandstand Pl. Unit 2
Elgin, IL 60123
Adil S. Mohammed is the founding attorney of ASM Law PC in Elgin, IL. Prior to opening ASM Law PC in 2016, Adil practiced law in Illinois since 2005 and in New Jersey from 2003-2005. He graduated fr...
Heather talks with Steve Kaempf and Carmen Carbonara with Land Trust Title.
Full episode information is at: https://realtalkelgin.com/all-things-title-for-sellers-and-buyers/
Heather welcomes Kate Iturralde, Attorney, and President of Donat & Donat, P.C. to the show again. They'll be talk about the Foreclosure Process in 2021 and anything about Foreclosure.
Website:
https://realtalkelgin.com/foreclosure-process-in-2021/
Kate received her law degree from the University of Minnesota Law School where she graduated in 2006 cum laude. During her time there, Kate wrote for the Minnesota Journal of Law and Inequality. Kate is a proud badger and received her B.A. with distinction from the University of Wisconsin-Madison.
For over a decade, Kate represented commercial lenders and servicers in contested foreclosure litigation and has developed extensive experience with real estate matters. Her diverse practice encompasses a range of dispute and litigation-oriented business and landlord/tenant matters. On the transactional side, Kate represents purchasers and sellers of residential and commercial properties from the pre-contract stage through closing.
Born and raised in Batavia, Kate now lives in St. Charles, IL with her husband and three children. In her spare time, Kate enjoys traveling, skiing, and wishing she had more spare time.
We are excited to have on the show Caryn Prall, Operating Partner & Regional Director of Northern California/Hawaii for Keller Williams. Caryn is a speaker for Keller Williams Worldwide and Keller Williams International at Mega Camp and Family Reunion for the United States, South Africa, Portugal, and Malaysia. Founding partner in Matterport Company and Title Company.
Caryn PrallOperating Partner & Regional Director of Northern California/Hawaii
Cell: (630) 901.3454
Email: carynprall@etopsuccess.com
Bio:
A proud 3rd generation Realtor, Caryn joined Keller Williams in 2003 following a career in Restaurant Operations. Her first year she earned Rookie of the Year and was based out of Columbus, Ohio. Following a move, she was a top-performing buyers agent for Pam Kiker, the owner of Colorado’s largest KW office. Following her tenure there, she excelled in sales and was consistently a top ten agent in Denver, Colorado.
A move with her husband to Texas allowed her to step into a leadership role in Amarillo, Texas, where they grew 2.5-times their size in 3-years. A move back to Denver presented a new opportunity to lead a market center and brought them to #1 in 2-years.
Since 2015, Caryn has been leading the Naperville, IL office which now is the highest grossing office in her region as well as the #1 KW office in growth, profitability, and profit share the last 4-years. Caryn has recruited more than 1,340 agents to KW as a Team Leader and now is an Operating Partner and General Manager with Pete Economos. The two lead 7-locations in the Chicagoland suburbs. Under their leadership, the E to P Group of Agents has surpassed 1,000-members and will close more than 2-billion in sales this year.
In Season 2 Episode 5 we bring back Bruce Strom, Founder & CEO of Administer Justice. We talk about access to free legal services and much more that Administer Justice does for the communities they serve.
Checkout: https://AdministerJustice.org
Email: bruce@administerjustice.org
About Bruce: Bruce didn’t always care about justice. He was a busy senior partner of a successful multi-office law practice. But he felt something was missing. That’s when he decided to start a legal ministry called Administer Justice, which is now one of the largest legal ministries in America. Now, Bruce is able to use his knowledge and expertise to serve and help others.
Heather brings back attorney Adil Mohammed to talk about Foreclosure Defense for Episode 5 of Season 2.
Adil S. Mohammed
Founder/Attorney
ASM Law PC
(847) 231-3999
1814 Grandstand Pl. Unit 2
Elgin, IL 60123
Adil S. Mohammed is the founding attorney of ASM Law PC in Elgin, IL. Prior to opening ASM Law PC in 2016, Adil practiced law in Illinois since 2005 and in New Jersey from 2003-2005. He graduated from Seton Hall Law School in 2002 and received his bachelor’s degree from DePaul University in 1997. He grew up in Elgin for most of his life and how resides in the Huntley area with his wife and 3 kids. Currently his practice consists of Real Estate, Foreclosure Defense, Bankruptcy and family-based Immigration.
Adil’s focus and vision has always been to provide access to quality and competent legal services to those most in need and those most vulnerable. His philosophy is to always inform the client fully so they can make a decision that is best for them and achieves the result that they are seeking. This client focused approach has served him well and almost 90% of all new business comes from referrals from past clients. This approach has also helped him deal with clients who are facing extreme financial hardships and difficulties and appreciate his honesty and hands-on approach in getting them to the best resolution possible. His 18 years of experience has giving him invaluable insight and experience in his areas of practice which he can then convey and apply to each client’s unique situation. His favorite expression to his clients is “You may not like what I have to say but I am never just going to tell you what you want to hear.”
In this episode Heather talks with Mike Dote about Financing and about what is takes to purchase a home.
Mike Dote is VP of Mortgage Lending with Guaranteed Rate
Cell: (847) 772.8409
Email: mike.dote@rate.com
Since 1995, Mike has assisted families such as yours to achieve the dream of home ownership. He has helped thousands of individuals and families secure the best possible financing solutions for their real estate needs. Mike has been consistently awarded the top rating for customer service in the industry. His areas of expertise include first time home buyers, move-up buyers, new construction lending, refinancing and consolidating existing debt. Mike is an expert in all aspects of FHA, VA, Conventional and Jumbo loans. He is especially knowledgeable when it comes to self-employed borrowers.
For Season 2 Episode 2, we're brought back Stuart Swanson! His podcast episode was our most popular last year so we wanted to bring him back early in 2021, Season 2.
Some information about Stuart:
Stuart Swanson
Attorney/Partner @ Cutler & Associates
Specializing in Bankruptcy & Real Estate
Cell: (773) 575.7245
Email: stuart@cutlerltd.com
Stuart Swanson is a Partner with Cutler & Associates, Ltd. Since joining Cutler and Associates, Ltd. in 2005 Stuart’s primary areas of practice have been bankruptcy, real estate, general litigation and corporate transnational work. The experience in these various arenas has allowed Stuart to work with families, individuals and small business owners to resolve their financial problems. Before practicing law Stuart spent almost ten years working for some of the most recognized corporations in America as a manager; most recently serving as Hershey Chocolate, USA’s Chicago District Sales Supervisor. When not in the office, Stuart enjoys spending time with his wife and three daughters. Stuart also supports local charities and he does pro bono work through Catholic Charities, helping low income families and veterans understand debt and credit issues. In fact, his efforts were recognized by Catholic Charities in February 2009, when Stuart was named Volunteer of the Month. When meeting with a new client Stuart challenges them to do research on the attorney they are hiring and believes that our team provides the best service to its clients. As he tells many new clients, “We are not the most expensive firm, nor the cheapest firm, we charge a fair price and give outstanding service.”
We launch Season 2 with a great topic we should all know more about!
Heather discusses Estate Planning and Real Estate with Jonathan Pope, Attorney/Partner at Bazos Freeman Law Firm (Based in Elgin, IL)
Jonathan S. Pope graduated from The University of Illinois in Champaign-Urbana in 2007 and from The John Marshall Law School in Chicago in 2010. He was admitted to the Illinois Bar the same year, and after managing his own practice in Chicago for 5 years, he merged his practice with Bazos Freeman in 2015. Jonathan concentrates his practice in residential and commercial real estate, estate planning, general business matters, trademark prosecution, and copyright prosecution. Jonathan is a member of The Illinois Real Estate Lawyers Association and has extensive experience representing homeowners in financial hardship.
Contact Info: (847) 742.8800 EXT 2129
email: jpope@bazosfreeman.com
Heather talks with Bruce Strom, Founder & CEO of Administer Justice, about why equal access to justice matters
Email: bruce@administerjustice.org
Bruce didn’t always care about justice. He was a busy senior partner of a successful multi-office law practice. But he felt something was missing. That’s when he decided to start a legal ministry called Administer Justice, which is now one of the largest legal ministries in America. Now, Bruce is able to use his knowledge and expertise to serve and help others.
In this episode Heather talks with Eric Klein, Team Leader with KW Inspire, Geneva, Illinois. They discuss Keller Williams and why you want to be a real estate agent in 2021
More about Eric:
As a person who loves Real Estate, I have covered almost every angle. From the First Time Homebuyer, the Real Estate Investor, to Financing or working with the most Seasoned Client, I have lived it and understand the language to help you accomplish your goals. Layer that knowledge with the desire to hear your story and your desires and to speak candidly with your options and explain the pros and cons has helped to serve my clients the best. If you are looking for assistance in Real Estate that is honestly geared toward your best interests, then I will look forward to your call and the opportunity to provide you with the best experience in Real Estate.
Kate Iturralde, attorney and president of Donat & Donat, P.C. (pronounced DON-it)
Bio: Kate Iturralde is the president of Donat & Donat, P.C., a third-generation, family run, law firm focused on real estate transactions and litigation. Kate first started her career in Chicago representing commercial lenders and servicers in contested foreclosure litigation. After a decade of working for the banks, Kate took over Donat & Donat in Batavia, IL and now uses that experience to help clients facing foreclosure. Kate received her law degree from the University of Minnesota Law School. Kate is a proud badger and received her B.A. with distinction from the University of Wisconsin-Madison. Born and raised in Batavia, Kate now lives in St. Charles with her husband and three children.
Some questions asked:
Segment #1
- In Easy Language… What is the Foreclosure Process in IL?
- When a Potential Client Visits You… How Do You Approach the Situation?
- What’s the #1 Thing People Ask When Coming into Your Office? How Do I Save My Home?
- When Facing Foreclosure… It is Important Clients Know Their Options… What Are the Options?
- How Do You Go About Coming Up w/ the Best Option?
- After Going Through the Options… What if Saving the House Isn’t the Best Financial Decision? What Now?
- When the Only Option Left is a Short Sale or a Foreclosure, Why as an Attorney Do You Believe a Short Sale is Best vs a Foreclosure?
- Top 4-Important Steps/Strategies to Deal w/a Bank Before the Default… (1) Open Your Mail and Answer Your Phone (2) Do Not Assume the Bank Will Fix a Mistake (3) If You Are Not the Borrower, Get a 3rd Party Authorization to Deal w/ the Bank (4) Ask to Escalate a Problem at the Lender if it is Not Being Fixed.
Segment #2
- In Easy Language… What is the Foreclosure Process in IL?
- When a Potential Client Visits You… How Do You Approach the Situation?
- What’s the #1 Thing People Ask When Coming into Your Office? How Do I Save My Home?
- When Facing Foreclosure… It is Important Clients Know Their Options… What Are the Options?
- How Do You Go About Coming Up w/ the Best Option?
- After Going Through the Options… What if Saving the House Isn’t the Best Financial Decision? What Now?
- When the Only Option Left is a Short Sale or a Foreclosure, Why as an Attorney Do You Believe a Short Sale is Best vs a Foreclosure?
- Top 4-Important Steps/Strategies to Deal w/a Bank Before the Default… (1) Open Your Mail and Answer Your Phone (2) Do Not Assume the Bank Will Fix a Mistake (3) If You Are Not the Borrower, Get a 3rd Party Authorization to Deal w/ the Bank (4) Ask to Escalate a Problem at the Lender if it is Not Being Fixed.
Adil S. Mohammed from ASM Law PC discusses foreclosure defense and what you need to do if you’re just thinking about bankruptcy. His advice is to talk to an attorney as soon as you can.
ASM Law PC:
https://asmlawpc.com
(847) 231-3999
1814 Grandstand Place, Suite 2, Elgin, IL 60123
Heather talks with Eric Klein, Managing Broker with KW Inspire about a career in Real Estate and how to become a broker.
In this episode, Heather talks with fellow Real Estate Agent Shaun Israel, also from KW Inspire. He’s her go-to guy when it comes to getting someone into a rental.
One of the biggest questions she gets when she's working on a short sale, for example, is: Can I Find a Rental if I’m Behind on My Mortgage or Filed Bankruptcy. They’ll discuss the answers and more in this episode!
Heather talks about remodeling and staging your home with Kelly Lapkoff, Owner of Rubbish Renewed.
Heather discusses the importance of home inspections with President of Brick Kicker, Andrew Fox
Heather talks with Mike Dote of Guaranteed Rate. He's the VP of Mortgage Lending. They discuss Financing and the burning question: Can You Buy a Home After a Short Sale?
Heather talks with Real Estate & Bankruptcy Attorney Stuart Swanson, with Cutler & Associates.