The Wallet: Recent Episodes
Emilie Bellet
Hello, I am Emilie Bellet, founder of Vestpod, a digital platform and thriving community that financially empowers women. I’m also the author of the Amazon bestselling book You’re Not Broke, You’re Pre-Rich.
Each week, I’ll be having an honest money conversation with a range of amazing guests from all walks of life - employees, freelancers, entrepreneurs and financial experts.
We want you to get talking about money and be inspired by your financial capabilities. Whether you’re a finance newbie struggling with your overdraft and credit card debt or the wolf of Wall Street — this podcast is for you.
It’s going to be practical, fun and most certainly not formal financial advice.
See acast.com/privacy for privacy and opt-out information.
Today on The Wallet, Emilie Bellet is joined by Kyla Scanlon, recognised by Fast Company as ‘the internet’s favourite econ nerd.’ Kyla’s new book, "In This Economy?", equips readers with the tools to understand the economy and its impact on their finances. In this episode, we discuss misconceptions about the economy, the concept of "vibecessions," and how personal financial decisions fit into the broader economic context. Kyla also shares insights on improving financial literacy and practical tips for making smarter financial decisions.
PARTNER
Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES
Kyla’s book: In This Economy
Kyla’s newsletter: https://kyla.substack.com/
And website for all her socials: https://kylascanlon.com/
Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
Today, Emilie Bellet is joined by Isabel Berwick, host of the FT's Working It podcast and author of The Future-Proof Career. In this episode, we dive into the evolving role of work in an AI-driven world and what a "Future-Proof Career" really means. Isabel shares insights on the importance of soft skills, what makes people happy or unhappy at work, and trust in remote settings. We also tackle gender equity challenges and the rise of CEO churn, especially among women.
PARTNER
Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES
Main takeaways: https://www.vestpod.com/news
Isabel’s book: The Future-Proof Career: Strategies for thriving at every stage
Working It Newsletter: https://www.ft.com/working-it
Follow Isabel on LinkedIn: https://www.linkedin.com/in/isabel-berwick-8b4922167/
Report McKinsey, Women in the Workplace 2023: https://www.mckinsey.com/featured-insights/diversity-and-inclusion/women-in-the-workplace
Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
NASDAQ, FTSE… In today's episode, we’ll demystify stock exchanges, and explain how they impact investors or potential investors like you. We'll explore how stock exchanges serve as gateways to investment vehicles such as index funds, providing you with opportunities to grow your money and participate in the global economy.
PARTNER
Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES
Main takeaways: https://www.vestpod.com/news
Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
Today, Emilie Bellet is joined by Sara Williams, a debt advisor with over 20 years of experience and the voice behind Debt Camel since 2013, as we demystify the world of credit scores. Is credit always good? We'll explore what a credit score is, the main credit agencies in the UK, and how credit scores are calculated. Plus, we'll uncover how to check your score for free, ways to improve it, and debunk common myths.
PARTNER
Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES
Main takeaways: https://www.vestpod.com/
Debt Camel: https://debtcamel.co.uk/
Loqbox: https://www.loqbox.com/
Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
Today we're answering a question from one of our Money Matters Festival attendees who wanted more information about building her first portfolio of investments.
Whether you're starting from scratch or looking to refine your strategy, Emilie Bellet is giving you a 10-steps checklist to understand and select your portfolio. We will be covering risk / reward, asset allocation and diversification, balancing a portfolio, passive approach with funds and also monitoring.
PARTNER
Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES
Main takeaways: https://www.vestpod.com/news/the-wallet-podcast/get-started-with-your-investment-portfolio
Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://www.pensionbee.com/podcast
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
Women often shoulder two-thirds or more of the unpaid domestic work and childcare responsibilities for their homes and families. This has significant effects on relationships, wealth, and overall well-being.
In this episode, Eve Rodsky discusses how to make societal change one partnership at a time, aiming to redistribute domestic work and redefine relationships. We look into actionable systems outlined in her book and platform Fair Play, addressing mental load, returning to work, and the importance of prioritising alone ‘unicorn’ time.
PARTNER
Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES
Main takeaways: https://www.vestpod.com/
Eve Rodsky: https://www.everodsky.com/
Fair Play: https://www.fairplaylife.com/
Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions.
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
Join us as we explore the emotional journey of divorce with Tosh Brittan, a divorce empowerment coach and counsellor with over 17 years of experience. Discover how to prioritise your well-being amidst challenging relationships, overcome emotional hurdles, and find support in navigating the complexities of divorce and family conflicts.
PARTNER
Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES
Main takeaways: https://www.vestpod.com/
Tosh Brittan | Relationship Resilience Coach: https://www.toshbrittan.com/
Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions.
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
If discussions about death are sensitive for you, feel free to skip this one.
In this episode, we are joined by Selina Flavius, the powerhouse behind Black Girl Finance. Selina shares her personal journey of unexpected loss in early 2022, when her fiancé passed away.From abruptly shifting wedding plans to not even being welcomed to his funeral and navigating the aftermath, Selina graciously shares her story of loss and recovery, how she found purpose after her loss and the profound impact it had on her financial values and priorities.
PARTNER
Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 229,000 customers saving with PensionBee. When investing, your capital is at risk.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES:
Main takeaways: [ADD VESTPOD BLOG POST]
Road to Wealth podcast series about financial advice
Black Girl finance: https://blackgirlfinance.co.uk/
Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions.
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
💸It’s time to Spring clean your finances! Today's episode focuses on setting financial goals for yourself. Only one in six Brits (17%) confess to having no defined financial goals, and 80% haven't discussed their financial goals with their bank.
Laura Newman, Head of NatWest Premier Financial Planning, shares insights and tips on the timing of setting financial goals. She suggests now is a good time for a financial Spring cleaning, eliminating unnecessary direct debits and subscriptions while focusing on clear future objectives.
We discuss how to set financial goals, prioritise them, and determine when to review them. We explore the importance of designing the life you want to live.
SPONSOR
Thank you to our partner NatWest Premier. Whether it's discovering ways to make your money grow, or planning your next new goal, your Premier Manager will help take your money to the next level so that it serves all your needs.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES:
Previous podcast episodes with Laura:
Securing your financial future in 2024
Why do we keep salary secrets?
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
Are you looking to grow your money and achieve your financial goals? Join Emilie Bellet as she offers insights and practical tips to get started investing in the stock market for the long term. In this episode, Emilie covers everything you need to know before diving into investing, how to align your investment choices with your goals, inflation, and risk tolerance, as well as guidance on navigating taxes in the UK: ISAs and pensions.
PARTNER
Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES:
Main takeaways: https://www.vestpod.com/news/
Pension Calculator: https://www.pensionbee.com/pension-calculator
Boring Money compare platforms: https://www.boringmoney.co.uk/compare/
Vestpod’s worksheet (make a copy or download it)
Road to Wealth podcast series about financial advice
Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions.
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
Have you ever wondered about the importance of romance in our lives and that we can find it in and through business? But also how to strike the perfect balance between career ambitions and personal happiness? In today's episode, Emilie Bellet is joined by Tim Leberecht, an author, curator, and entrepreneur, known as the co-founder of the House of Beautiful Business.
PARTNER
Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 229,000 customers saving with PensionBee. When investing, your capital is at risk.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
RESOURCES:
Main takeaways: https://www.vestpod.com/news/the-wallet-podcast/romance-back-in-business-tim-leberecht
Tim Leberecht’s page: http://timleberecht.com/
The House of Beautiful Business: https://houseofbeautifulbusiness.com/
Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions.
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
💸Today's episode is all about breaking the silence around salaries and how to navigate those conversations. We talk about common misconceptions people have about discussing salaries, how to navigate discussions about finances when there's a significant income disparity between partners and how working with a financial planner can help you plan for the future.
In this episode of The Wallet, I interview Laura Newman, NatWest Premier’s Head of Financial Planning.
SPONSOR
Thank you to our partner NatWest Premier. Whether it's discovering ways to make your money grow, or planning your next new goal, your Premier Manager will help take your money to the next level so that it serves all your needs.
RESOURCES:
Salary Secrets – one in five Brits don’t share how much they earn, even with their partners by NatWest
Psychology research mentioned by Laura is by Olson et al 2023.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
Join Vestpod’s Money Matters Festival on Sunday, March 3rd, 2024, from 10:30 am to 7:00 pm, at KOKO in Camden.
🎟️ Secure your spot now, early bird tickets are almost gone, at:
https://www.vestpod.com/moneymattersfestival
And as a thank you for being part of our podcast community use the code THEWALLET for £10 off.
Hosted on Acast. See acast.com/privacy for more information.
There are many challenges when it comes to managing finances as women. We’ll try to understand what the current economy is like, and what can be changed. From pension to wealth gaps, to the structural issues and what women are tirelessly doing to try to and change the game.
This is the recording of Money Matters Festival held on Oct 9th, 2022 at The NED in London with Isabel Berwick (Host of the FT's Working It podcast and co-editor, Working it newsletter), Romi Savova (CEO of PensionBee), Bev Shah (The City Hive) and Selina Flavius (Black Girl Finance).
Understanding money is the key to financial wealth, and that's precisely where we come in.
The Wallet explores every financial topic under the sun, from picking stocks and paying off debt to financial bubbles and alternative investments. It’s all jargon and judgement free, and you’ll come away from every episode with tools to multiply your money and make it work for you.
Every other week, we answer your questions, so if you want to ask us anything, please shoot away!
Hosted by former private equity analyst, author of You’re Not Broke, You’re Pre-Rich, and Vestpod founder, Emilie Bellet.
CONNECT WITH VESTPOD
Join the Festival at KOKO: https://www.vestpod.com/moneymattersfestival
To bring your brand to life in this podcast, email podcast(at)vestpod.com
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
Article: https://www.vestpod.com/news/money-matters-festival-2022-where-do-we-stand-today
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
💸Looking to start the new year off on the right foot when it comes to your finances? In today’s Hotline episode - I’ll be helping you do exactly that, with practical tips to help you improve your finances in 2024. From cultivating a positive money mindset to practical strategies for saving and investing, we've got everything you need to make this your most financially successful year yet.
SAVE THE DATE
Vestpod’s Money Matters Festival: https://www.eventbrite.co.uk/e/vestpod-festival-2024-money-matters-take-charge-of-your-financial-future-tickets-796090186177?
CONNECT WITH VESTPOD
To bring your brand to life in this podcast, email podcast(at)vestpod.com
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
Anna Whitehouse, also known as Mother Pukka, joined us at our Money Matters Festival 2022. Anna is a leading advocate for flexible working through her 'Flex Appeal' campaign. Anna opens up about her journey, offering fantastic insights into how to become an activist in your own right. She also discusses what she would ask our Prime Minister, and what her new manifesto is all about.
Understanding money is the key to financial wealth, and that's precisely where we come in. The Wallet explores every financial topic under the sun, from picking stocks and paying off debt to financial bubbles and alternative investments. It’s all jargon and judgement free, and you’ll come away from every episode with tools to multiply your money and make it work for you.
Every other week we answer your questions, so if you want to ask us anything drop us a DM on any of our platforms!
Hosted by former private equity analyst, author of You’re Not Broke, You’re Pre-Rich, and Vestpod founder, Emilie Bellet.
CONNECT WITH VESTPOD
Tickets for Money Matters Festival 2024: https://www.eventbrite.co.uk/e/vestpod-festival-2024-money-matters-take-charge-of-your-financial-future-tickets-796090186177?
To bring your brand to life in this podcast, email podcast(at)vestpod.com
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
Article: https://www.vestpod.com/news/money-matters-festival-2022-keynote-mother-pukka
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
💸What are some of the things that we are most afraid of or most dread when it comes to money? What is lifestyle creep? How to plan for your finances in 2024?
In this episode of The Wallet, I interview Laura Newman, Head of NatWest’s Specialist Client Advice and Investment Services. We discuss the financial challenges and opportunities for 2024, such as inflation, interest rates, lifestyle creep, and wealth management. Laura shares her insights and tips on how to plan ahead, overcome obstacles, and grow wealth.
SPONSOR
Thank you to our partner NatWest Premier. Whether it's discovering ways to make your money grow, or planning your next new goal, your Premier Manager will help take your money to the next level so that it serves all your needs.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Instagram: https://www.instagram.com/vestpod/
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
💸 Welcome to the last episode of Banking Bad, a podcast series that features six true-crime stories from the world of money.
🐺Are you familiar with the name Jordan Belfort? If not, you might recognise him as the infamous 'Wolf of Wall Street'. Belfort's journey in the financial world is nothing short of exhilarating — starting from his humble beginnings as a door-to-door salesman to becoming the mastermind behind Stratton Oakmont, a fraudulent brokerage firm that swindled millions from unsuspecting investors.
We look at the legal consequences that eventually caught up with him, leading to his arrest and imprisonment, and draw conclusions and valuable lessons from Belfort's life of excess.
SPONSOR
Thank you to our partner PensionBee: combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join 223,000 customers saving with PensionBee. https://www.pensionbee.com/vestpod
When investing, your capital is at risk. Investments can go down as well as up, and you may get back less than you invest.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Or read on: https://www.vestpod.com/podcast
Instagram: https://instagram.com/vestpod
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
💸Welcome to Banking Bad - a podcast series featuring six true-crime stories from the world of money.
Keith Gill, aka RoaringKitty and DeepFuckingValue, is a financial analyst and online trader who challenged Wall Street with GameStop, a retailer on the verge of bankruptcy. He shared his trades on Reddit, attracting a crowd of followers who bought GameStop shares, driving up the price and hurting hedge funds that had shorted the stock. In today’s episode, financial journalist Iona Bain and I look at how the GameStop saga stands as a testament to the potential impact of individual investors challenging established norms, and the key things investors can learn from this rollercoaster of a story.
RESOURCES
Full article: https://www.vestpod.com/news/the-wallet-podcast/gamestop-saga
Listen: https://pod.link/1520695849/episode/d2e2adc2602913a7c584904eccc0351c
Iona Bain: https://twitter.com/ionayoungmoney
SPONSOR
Thank you to our partner PensionBee: combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join 223,000 customers saving with PensionBee. https://www.pensionbee.com/vestpod
When investing, your capital is at risk. Investments can go down as well as up, and you may get back less than you invest.
Hosted on Acast. See acast.com/privacy for more information.
💸Welcome to Banking Bad - a podcast series featuring six true-crime stories from the world of money.
In this episode, I speak to Martha Lane Fox, the co-founder of lastminute.com, Europe’s biggest travel and leisure website. She started the company in 1998 with Brent Hoberman, and sold it in 2005 for a whopping £577 million when she was only 31. We revisit this fascinating story and discuss how they raised money for their innovative idea, how they became one of the most popular online travel platforms during the dotcom boom of the early 2000s, what happened after they went public, and how Martha’s life was changed by a serious accident.
SPONSOR
Thank you to our partner PensionBee: combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join 223,000 customers saving with PensionBee. https://www.pensionbee.com/vestpod
When investing, your capital is at risk. Investments can go down as well as up, and you may get back less than you invest.
BANKING BAD ARTICLE
Vestpod: https://www.vestpod.com/news/the-wallet-podcast
Podlink: https://pod.link/1520695849/episode/202ec779b529acb1a68eac5bfd3a8739
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Or read on: https://www.vestpod.com/podcast
Instagram: https://instagram.com/vestpod
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
💸Welcome to Banking Bad - a podcast series featuring six true-crime stories from the world of money. Today, Emilie is speaking with Patrick Foster. Patrick had a promising career as a professional cricketer, until gambling came into the picture. He shares his journey from being a sports star to a compulsive gambler who ended up in £250,000 of debt, revealing how he got hooked on betting, lost his job and his friends, and how he tried to escape his addiction by moving to a different city and becoming a teacher.
But even that was not enough to stop him from gambling online, taking out payday loans, and spiralling into despair. Patrick’s story is a cautionary tale of the dangers of gambling - and how to get out of what sometimes seems like a spiral of financial despair.
This episode contains some sensitive topics (suicide), please listen with care.
SPONSOR
Thank you to our partner PensionBee: combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join 223,000 customers saving with PensionBee. https://www.pensionbee.com/vestpod
When investing, your capital is at risk. Investments can go down as well as up, and you may get back less than you invest.
BANKING BAD ARTICLE
Vestpod: https://www.vestpod.com/news/the-wallet-podcast/the-gamble-that-backfired-how-i-ended-up-250000-in-debt
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Or read on: https://www.vestpod.com/podcast
Instagram: https://instagram.com/vestpod
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
💸 Welcome to Banking Bad - a podcast series featuring six true-crime stories from the world of money.
We’re used to hearing about stocks, credit or commodities being at the centre of bubbles, but never a flower. Today, we’ll be looking at tulip mania - a period in the 1630s when the prices of tulip bulbs in the Netherlands soared to unprecedented levels, driven by a speculative frenzy. I’ll be talking to Anne Goldgar, an American historian and academic, who argues that tulip mania was not a widespread frenzy that affected the whole society, but rather a limited phenomenon - and that accounts of the subsequent crash may be more fiction than fact. However, there are key takeaways from this story that we, as investors, can learn from.
SPONSOR
Thank you to our partner PensionBee: combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join 211,000 customers saving with PensionBee. https://www.pensionbee.com/vestpod
When investing, your capital is at risk. Investments can go down as well as up, and you may get back less than you invest.
BANKING BAD ARTICLE
https://www.vestpod.com/news/the-wallet-podcast/banking-bad-tulip-mania-the-greatest-bubble-story-of-all-time
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DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
💸 Welcome to Banking Bad - a podcast series featuring six true crime stories from the world of money. In this episode, I talk to Philip C. Marshall about personal financial crimes that happened in his family. The victim of the crimes? His elderly grandmother, Brooke Astor. Brooke Astor was a well-known figure in New York high society and one of 20th century's most well known philanthropists. In this episode, we will be discussing financial abuse, how to protect your loved ones, the power of attorney and more.
This episode contains some sensitive topics, please listen with care.
RESOURCES
Financial abuse: spotting the signs and leaving safely (Money Helper)
Women’s Aid
SEA Surviving Economic Abuse
BANKING BAD ARTICLE
https://www.vestpod.com/news/the-wallet-podcast/banking-bad-brooke-astor
SPONSOR
Thank you to our partner PensionBee: combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join 223,000 customers saving with PensionBee. https://www.pensionbee.com/vestpod
When investing, your capital is at risk. Investments can go down as well as up, and you may get back less than you invest.
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Or read on: https://www.vestpod.com/podcast
Instagram: https://instagram.com/vestpod
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
📈How do we connect with our older self? How much money would you actually need for retirement? It can be difficult to envision ourselves 20, 30, 40 years from now. This means that all too often, we don’t take the steps we need to take to benefit our future selves. Tunie is in for a pension chat with Becky O’Connor (Director (VP) Public Affairs at PensionBee), Emma Maslin (Money Coach and Founder of The Money Whisperer) and Emilie Bellet (Founder of Vestpod).
SPONSOR
Thank you to our partner PensionBee: combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join 211,000 customers saving with PensionBee. https://www.pensionbee.com/
When investing, your capital is at risk. Investments can go down as well as up, and you may get back less than you invest.
REPLAY WEBINAR
Youtube: https://youtu.be/oCSGv92cKr8
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
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DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
📈In this episode, we delve into the world of investing. Join us as Helena Wardle, Founder of Money Means and Partner and Chartered Financial Planner at Smith and Wardle, shares insights and strategies to bolster your investing confidence and broaden your portfolio. Together, we'll explore the significance of diversification and learn how to strike the right balance between risk and return. In a high-interest rates environment, we'll address the dilemma of whether to prioritise mortgage repayments or continue investing.
SPONSOR
Thank you to our partner Unbiased.co.uk, a matching service that helps to connect you with the most experienced and regulated financial experts: https://www.unbiased.co.uk/
REPLAY WEBINAR
Do I need a financial adviser: https://youtu.be/T1Bm_qGQvXc
RESOURCES
Helena Wardle: https://www.linkedin.com/in/helena-wardle-b47ab890?originalSubdomain=uk
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
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DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
Are you wondering, "Should I work with a financial adviser? How do I find one that suits me? And how much does it actually cost?" Well, you're not alone. In a sometimes complex financial landscape, managing your finances effectively is crucial, and sometimes, getting help and support is essential. Today's episode is all about demystifying the world of financial advice. I recently had a fascinating conversation with Karen Barrett, the Founder and CEO of Unbiased, and she shared valuable insights on what you can expect from a financial adviser and how they can add value to your financial journey.
PODCAST SERIES
Road to Wealth is available on The Wallet: https://pod.link/1520695849/episode/e839d25c5b41ad4c15287426ef4d28d7
RESOURCES
Cost of advice tool: https://www.unbiased.co.uk/tools/cost-of-advice
Unbiased.co.uk adviser checklist: https://www.unbiased.co.uk/find-an-adviser-checklist.pdf
SPONSOR
Thank you to our partner Unbiased.co.uk, a matching service that helps to connect you with the most experienced and regulated financial experts: https://www.unbiased.co.uk/
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
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Hosted on Acast. See acast.com/privacy for more information.
In the coming three decades, an estimated £5.5 trillion is projected to transition between generations as the baby boomer population diminishes. This remarkable event has been recognized as the largest wealth transfer ever witnessed in the history of the United Kingdom.
In this episode, with Chartered Financial Adviser Lisa Conway-Hughes, we talk about vital strategies for navigating this complex and emotional process, covering topics such as protecting your financial future, maximising savings allowances, securing insurance, and safeguarding against scams. We also explore the personal dynamics of inheritance, including factors that influence distribution decisions, such as close relationships, financial needs, and caregiving responsibilities.
SPONSOR
Thank you to our partner Unbiased.co.uk, a matching service that helps to connect you with the most experienced and regulated financial experts: https://www.unbiased.co.uk/
FREE WEBINAR
Join our financial advice webinar on July 20th:
https://www.eventbrite.co.uk/e/do-i-need-a-financial-adviser-tickets-657633949847
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Or read on: https://www.vestpod.com/podcast
Instagram: https://instagram.com/vestpod
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
In our hectic culture of hustling and overworking, it can feel like striking a balance between earning enough, feeling happy with our wealth - AND feeling rested and physically fit - are things that are incompatible if not impossible.
In this episode, we speak to Helena Wardle - Founder of Money Means as well as Partner and Chartered Financial Planner at Smith and Wardle - about finding that golden balance between money and our well-being, how to avoid lifestyle creep and still feel fulfilled, the best ways to avoid retail therapy and more.
SPONSOR
Thank you to our partner Unbiased.co.uk, a matching service that helps to connect you with the most experienced and regulated financial experts: https://www.unbiased.co.uk/
FREE WEBINAR
Join our financial advice webinar on July 20th:
https://www.eventbrite.co.uk/e/do-i-need-a-financial-adviser-tickets-657633949847
RESOURCES
Helena Wardle: https://www.linkedin.com/in/helena-wardle-b47ab890?originalSubdomain=uk
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Or read on: https://www.vestpod.com/podcast
Instagram: https://instagram.com/vestpod
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
In this week's episode, Lisa shares her expertise on tax-efficient saving and investing, pensions, and the art of gifting. Discover how to navigate the often anxiety-inducing task of filing tax returns while gaining a fresh perspective on financial strategies.
SPONSOR
Thank you to our partner Unbiased.co.uk, a matching service that helps to connect you with the most experienced and regulated financial experts: https://www.unbiased.co.uk/
FREE WEBINAR
Join our financial advice webinar on July 20th:
https://www.eventbrite.co.uk/e/do-i-need-a-financial-adviser-tickets-657633949847
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Or read on: https://www.vestpod.com/podcast
Instagram: https://instagram.com/vestpod
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
Debt can feel overwhelming and like it's weighing you down, but it doesn't have to be that way. In this episode, we discuss the different types of debt that women face, as well as strategies for paying it off and avoiding common misconceptions. From student loans to mortgages, we provide tips and advice for managing debt at every stage of life.
SPONSOR
Thank you to our partner Unbiased.co.uk, a matching service that helps to connect you with the most experienced and regulated financial experts: https://www.unbiased.co.uk/
FREE WEBINAR
Join our financial advice webinar on July 20th:
https://www.eventbrite.co.uk/e/do-i-need-a-financial-adviser-tickets-657633949847
RESOURCES
Abigail Banks, Chartered Financial Planner at The Private Office (TPO): https://www.linkedin.com/in/abigail-banks-003929153/?originalSubdomain=uk
Debt help:
StepChange: https://www.stepchange.org/
National Debtline: https://nationaldebtline.org/
CitizensAdvice: https://www.citizensadvice.org.uk/
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Or read on: https://www.vestpod.com/podcast
Instagram: https://instagram.com/vestpod
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
In this episode, we dive into the often tricky and emotionally charged topic of money and relationships. Our expert guest shares insights on managing joint finances, communicating effectively about money, and aligning financial goals with your couple goals. We also explore practical strategies for optimising tax benefits, the cost of being single, navigating divorce, and more.
SPONSOR
Thank you to our partner Unbiased.co.uk, a matching service that helps to connect you with the most experienced and regulated financial experts: https://www.unbiased.co.uk/
FREE WEBINAR
Join us our webinar about financial advice on July 20th: https://www.eventbrite.co.uk/e/do-i-need-a-financial-adviser-tickets-657633949847
RESOURCES
Abigail Banks, Chartered Financial Planner at The Private Office (TPO): https://www.linkedin.com/in/abigail-banks-003929153/?originalSubdomain=uk
How to Recognise Economic Abuse, With Marisa Bate: https://www.vestpod.com/news/the-wallet-podcast/how-to-reocognise-economic-abuse
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Or read on: https://www.vestpod.com/podcast
Instagram: https://instagram.com/vestpod
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
In today's episode, we get into the topic of death. While many of us avoid thinking about our own mortality, it's crucial to plan for the unexpected. What happens if we were to pass away tomorrow? How can we protect our assets? And how can we care for aging parents at the end of life? Join us as we discover the significance of estate planning and delve into topics such as life insurance, digital assets, trusts, and the importance of regularly updating your estate plan.
SPONSOR
Thank you to our partner Unbiased.co.uk, a matching service that helps to connect you with the most experienced and regulated financial experts: https://www.unbiased.co.uk/
FREE WEBINAR
Join us on July 20th for our event about financial advice:
https://www.eventbrite.co.uk/e/do-i-need-a-financial-adviser-tickets-657633949847
RESOURCES
Abigail Banks, Chartered Financial Planner at The Private Office (TPO): https://www.linkedin.com/in/abigail-banks-003929153/?originalSubdomain=uk
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Or read on: https://www.vestpod.com/podcast
Instagram: https://instagram.com/vestpod
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
Coming soon… our new podcast series about financial advice. Most of us don’t have access to a financial adviser, so I took the questions that you sent in over the years and found some advisors to answer them. Over 7 episodes, we will deep dive into the unique challenges that we face as women throughout our lives: death, taxes, debt, wealth and well-being, protection, investing, and money and relationships.
SPONSOR
Thank you to our partner Unbiased.co.uk, a matching service that helps to connect you with the most experienced and regulated financial experts: https://www.unbiased.co.uk/
FREE WEBINAR
Join us on July 20th about financial advice: https://www.eventbrite.co.uk/e/do-i-need-a-financial-adviser-tickets-657633949847
CONNECT WITH VESTPOD
If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe
Or read on: https://www.vestpod.com/podcast
Instagram: https://instagram.com/vestpod
DISCLAIMER
We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.
Hosted on Acast. See acast.com/privacy for more information.
💸Is this the right time to invest in the UK?
What are small cap, mid cap and large cap stocks?
What exactly is the role of a fund manager?
On today’s episode, we speak to Jean Roche - a Fund Manager with 20 plus years of experience in the UK’s Small and Mid Caps. In this episode, we discuss active investing, how to evaluate and pick stocks as a professional investor, the state of the economy and how to approach investing in line with your values and ESG.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Newsletter https://www.vestpod.com/
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice. The value of your investments can go up as well as down.
💸How do you make your first £100k?
What do you need to do to get your idea to ‘take off’?
Can you run an ethical, impactful business and still make money?
My guest today is Nafisa Bakkar is the CEO and co-founder of award-winning media platform Amaliah, which seeks to amplify the voices of Muslim women. She just published her book HOW TO MAKE MONEY: An honest guide to going from an idea to a six-figure business. With no network, no capital and no previous experience, Nafisa built her business from scratch and has helped hundreds of founders to do the same.
In this episode, Nafisa shares her tips on getting better at sales, understanding how to build a useful network and advice on being more efficient.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
Bootcamp: https://www.vestpod.com/bootcamp
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
AD | Wealthify makes investing simple by managing your investments for you – and they’re offering you the chance to get an extra £50 on them! Simply open a Plan at www.wealthify.com/thewallet and invest at least £50, then after 12 months of investing, they’ll pay £50 into your Plan. (T&Cs apply. New customers only. Offer available to the first 500 qualifying customers. Claim the offer and invest by 30th June 2023). With investing your capital is at risk and you could get back less than you put in. Wealthify is authorised and regulated by the Financial Conduct Authority.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸How do you split your finances when your partner earns much more than you?
How can we spot financial infidelity, and what is financial abuse?
How can we start talking about money with a partner?
A recent survey of 600 therapists shows a third reported an increase in clients talking about relationship problems sparked by rising living costs. The therapists also noted that more clients were finding it difficult to leave their partner because of financial concerns.
My guest today is Lottie Leefe, qualified wealth planner and founder of The Dura Society, offering private client coaching and divorce concierge services, enabling engagement not just with finances, but with overall well-being, relationships and emotions. We talk about money and relationships, how to get organised pre-marriage, handling a divorce and staying sane in the process.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
Courses https://www.vestpod.com/courses
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
AD | Wealthify makes investing simple by managing your investments for you – and they’re offering you the chance to get an extra £50 on them! Simply open a Plan at www.wealthify.com/thewallet and invest at least £50, then after 12 months of investing, they’ll pay £50 into your Plan. (T&Cs apply. New customers only. Offer available to the first 500 qualifying customers. Claim the offer and invest by 30th June 2023). With investing your capital is at risk and you could get back less than you put in. Wealthify is authorised and regulated by the Financial Conduct Authority.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸 What exactly happened with Silicon Bank Valley?
How does this collapse differ from what happened to the Lehman Brothers bankruptcy?
How do banks actually make money?
Silicon Valley Bank (SVB), which held $200 billion worth of deposits, collapsed, sending shockwaves through the industry.
Banking regulators shut down SVB after the bank's valuation collapsed, resulting in the second-largest bank failure in US history after Lehman Brothers.
With the help of the government and private sector, the focus was on containing the contagion and ensuring that businesses could stay afloat.
In this episode, we’ll look at what happened at SVB over the past few months, the investment choices the bank made and the impact of the rise in interest rates that had led to deposit withdrawals and a loss of capital.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
Bootcamp: https://www.vestpod.com/bootcamp
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
AD | Wealthify makes investing simple by managing your investments for you – and they’re offering you the chance to get an extra £50 on them! Simply open a Plan at www.wealthify.com/thewallet and invest at least £50, then after 12 months of investing, they’ll pay £50 into your Plan. (T&Cs apply. New customers only. Offer available to the first 500 qualifying customers. Claim the offer and invest by 30th June 2023). With investing your capital is at risk and you could get back less than you put in. Wealthify is authorised and regulated by the Financial Conduct Authority.
At Vestpod, we are launching cohort 2 of our investing bootcamp next month on April 3rd. You will find the information on our landing page: https://www.vestpod.com/investingbootcamp
If you'd like to join, here is a £20 early booking discount: EARLY20
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸Do you find yourself worried about personal safety and economic security?
Are you frustrated by the inequalities women still face in 2023?
Do you find yourself increasingly fed up with the patriarchy?
Well, you’re not alone. One in six UK women will experience economic abuse, which exists in 95% of domestic abuse cases. These stats have worsened due to the aftermath of the pandemic and the cost of living crisis. While the world celebrates International Women’s Day #IWD, we question whether there’s all that much to celebrate at all – given the terrible state of affairs when it comes to everything from the gender pay gap to violence against women.
On today’s episode, we speak to Marisa Bate – a freelance journalist, author and regular commentator on feminist issues about the extra cost of being a woman, the importance of women taking charge of their finances, structural inequalities and more.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
AD | Wealthify makes investing simple by managing your investments for you – and they’re offering you the chance to get an extra £50 on them! Simply open a Plan at www.wealthify.com/thewallet and invest at least £50, then after 12 months of investing, they’ll pay £50 into your Plan. (T&Cs apply. New customers only. Offer available to the first 500 qualifying customers. Claim the offer and invest by 30th June 2023). With investing your capital is at risk and you could get back less than you put in. Wealthify is authorised and regulated by the Financial Conduct Authority.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸 How do we build a world we want to live in while still making our profit?
What’s the best approach when it comes to changing our attitude to confidence?
How can we approach our work with more intention?
Lauren Currie is a designer and entrepreneur and has built businesses for the last 15 years. As the Founder and CEO of UPFRONT, she’s on a mission to help 1 million women boost their confidence by 2023. She was awarded an OBE for her services to design and diversity.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
Bootcamp: https://www.vestpod.com/bootcamp
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
AD | Wealthify makes investing simple by managing your investments for you – and they’re offering you the chance to get an extra £50 on them! Simply open a Plan at www.wealthify.com/thewallet and invest at least £50, then after 12 months of investing, they’ll pay £50 into your Plan. (T&Cs apply. New customers only. Offer available to the first 500 qualifying customers. Claim the offer and invest by 30th June 2023). With investing your capital is at risk and you could get back less than you put in. Wealthify is authorised and regulated by the Financial Conduct Authority.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
[AD - episode sponsored by Wealthify] 💸Do you feel paralysed when it comes to getting started with investing? Are you afraid of taking the plunge? Have you wondered whether it’s worth investing in the current economic climate?
To help us answer these questions, Emilie Bellet sat down with Michelle Pearce-Burke, Co-Founder and Chief Strategy Officer at Wealthify, an investment platform with a simple mission: to make investing accessible to anyone. Michelle began her career as a stockbroker for a boutique firm in Guernsey, but she believed that investing should be available to everyone (and not just the wealthy). This led to her launching Wealthify in 2014, at the age of just 25.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
Bootcamp: https://www.vestpod.com/bootcamp
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Wealthify makes investing simple by managing your investments for you – and they’re offering you the chance to get an extra £50 on them! Simply open a Plan at www.wealthify.com/thewallet and invest at least £50, then after 12 months of investing, they’ll pay £50 into your Plan. (T&Cs apply. New customers only. Offer available to the first 500 qualifying customers. Claim the offer and invest by 30th June 2023). With investing your capital is at risk and you could get back less than you put in. Wealthify is authorised and regulated by the Financial Conduct Authority.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial or investment advice.
Hosted on Acast. See acast.com/privacy for more information.
💸As a young woman, do you feel like you received enough of a financial education to equip you with confidence as an adult?
Are you a parent of a young girl and worried about her lack of confidence when it comes to talking about money and one day, negotiating her salary?
Have you debated whether you should give your kids pocket money?
Today, I speak to Davinia Tomlinson who’s mission with rainchq is to help women build financial resilience and sustainable wealth to live the lives they love, and author of Cash is Queen. Her book aims to break down the basics of how young women can learn to understand and manage money. In this episode, we talk about the importance of financial literacy, figuring out your priorities in life and more.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
Bootcamp: https://www.vestpod.com/bootcamp
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
AD | Wealthify makes investing simple by managing your investments for you – and they’re offering you the chance to get an extra £50 on them! Simply open a Plan at www.wealthify.com/thewallet and invest at least £50, then after 12 months of investing, they’ll pay £50 into your Plan. (T&Cs apply. New customers only. Offer available to the first 500 qualifying customers. Claim the offer and invest by 30th June 2023). With investing your capital is at risk and you could get back less than you put in. Wealthify is authorised and regulated by the Financial Conduct Authority.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸Initial Public Offerings – also known as IPOs is the first sale of stock (shares) in a company to the public. But is this something you should invest in, and how do you know if an IPO is worth your money?
On today’s Hotline episode, I’ll outline what exactly IPOs are, the technicalities involved and whether you should leap into investing in one (or perhaps sit it out).
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
Bootcamp: https://www.vestpod.com/bootcamp
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
AD | Wealthify makes investing simple by managing your investments for you – and they’re offering you the chance to get an extra £50 on them! Simply open a Plan at www.wealthify.com/thewallet and invest at least £50, then after 12 months of investing, they’ll pay £50 into your Plan. (T&Cs apply. New customers only. Offer available to the first 500 qualifying customers. Claim the offer and invest by 30th June 2023). With investing your capital is at risk and you could get back less than you put in. Wealthify is authorised and regulated by the Financial Conduct Authority.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
📈Market updates are usually laden with jargon and reserved for the institutional or expert investors. But not this one!
That’s why we have prepared a no-nonsense, easy to understand quarterly economic and market update with Axelle Pinon, portfolio adviser and member of the investment committee at Carmignac, and Emilie Bellet, Founder of Vestpod:
- What happened in the markets in 2022?
- What is the deal with inflation?
- What will happen as China reopens?
- What does the outlook for 2023 look like?
- Deep dive: we'll look at 4 stocks in different sectors to learn more about pricing and valuation.
*The webinar was recorded on January 26th, 2023*
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
I highly recommend you listen to the episode we recorded with Maxime Carmignac a few months ago.
Find digestible notes on our market update on vestpod.com.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Thank you to our partners Carmignac, an independent asset management firm established in 1989 on three core principles that still stand true today: entrepreneurial spirit, human-driven insight and active commitment. The role of Carmignac is to enable their clients to improve their savings needs over the long-term.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸Are you fearful about investing in what seems to be a highly volatile market?
Do you struggle to keep your cool while having your money invested?
How should we, as investors, approach financial bubbles?
To help us get to grips with these questions, we spoke to Investment Director Lauren French, who specialises in financial planning, managing complex client portfolios and developing investment strategies at Ruffer.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
Bootcamp: https://www.vestpod.com/bootcamp
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
AD | Wealthify makes investing simple by managing your investments for you – and they’re offering you the chance to get an extra £50 on them! Simply open a Plan at www.wealthify.com/thewallet and invest at least £50, then after 12 months of investing, they’ll pay £50 into your Plan. (T&Cs apply. New customers only. Offer available to the first 500 qualifying customers. Claim the offer and invest by 30th June 2023). With investing your capital is at risk and you could get back less than you put in. Wealthify is authorised and regulated by the Financial Conduct Authority.
Hosted on Acast. See acast.com/privacy for more information.
💸 Have you ever struggled to know your worth? Does the idea of negotiating your rates or salary fill you with dread? What can we do, in practice, to help build our confidence to ask for more?
These are some of the questions we discussed with Insaff El Hassini, an expert and a coach on salary negotiation, a career & business mentor and a fierce advocate for women’s economic and financial rights.
Having traveled the world to teach over 5,000 women how to defend their fair value on the job market, she is the perfect expert for this subject.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
Bootcamp: https://www.vestpod.com/bootcamp
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
AD | Wealthify makes investing simple by managing your investments for you – and they’re offering you the chance to get an extra £50 on them! Simply open a Plan at www.wealthify.com/thewallet and invest at least £50, then after 12 months of investing, they’ll pay £50 into your Plan. (T&Cs apply. New customers only. Offer available to the first 500 qualifying customers. Claim the offer and invest by 30th June 2023). With investing your capital is at risk and you could get back less than you put in. Wealthify is authorised and regulated by the Financial Conduct Authority.
Hosted on Acast. See acast.com/privacy for more information.
💸At the start of a new year, it’s tempting to dive into making a list of resolutions – only to quickly get overwhelmed. Today, I’d like to talk you through some things you can do to boost your financial health in 2023, while keeping your head cool and not falling prey to exhaustion.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
Bootcamp: https://www.vestpod.com/bootcamp
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
AD |Wealthify makes investing simple by managing your investments for you – and they’re offering you the chance get an extra £50 on them! Simply open a Plan at www.wealthify.com/thewallet and invest at least £50, then after 12 months of investing, they’ll pay £50 into your Plan. (T&Cs apply. New customers only. Offer available to the first 500 qualifying customers. Claim the offer and invest by 30th June 2023). With investing your capital is at risk and you could get back less than you put in. Wealthify is authorised and regulated by the Financial Conduct Authority.
Hosted on Acast. See acast.com/privacy for more information.
💸How can you boost your finances with investing and make your money work for you? What are meme stocks? How do you pick an investment platform?
These are some of the questions we discussed with Kalpana Fitzpatrick, a financial journalist and author of Invest Now: The Simple Guide to Boosting Your Finances, released in December 2022.
Inflation is still high, with cost of living having increased drastically and there is a lot of uncertainty. But investing is key for the long term. And so is financial resilience. If you’re looking to start investing or consolidating your knowledge, this episode will help you get started!
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
Bootcamp: https://www.vestpod.com/bootcamp
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
AD | Wealthify makes investing simple by managing your investments for you – and they’re offering you the chance get an extra £50 on them! Simply open a Plan at www.wealthify.com/thewallet and invest at least £50, then after 12 months of investing, they’ll pay £50 into your Plan. (T&Cs apply. New customers only. Offer available to the first 500 qualifying customers. Claim the offer and invest by 30th June 2023). With investing your capital is at risk and you could get back less than you put in. Wealthify is authorised and regulated by the Financial Conduct Authority.
Hosted on Acast. See acast.com/privacy for more information.
💸This year has definitely not been the easiest financially. It’s been especially tricky for anyone with a mortgage or considering buying a home - with higher interest rates and inflation, making a decision on what the best options are for your money is difficult to say the least.
We decided to speak to independent freelance investment journalist Moira O'Neill to get her opinion on whether it makes more sense to pay down your mortgage or invest in the stock market, the best ways of reviewing your existing mortgage, how to prevent inflation from eroding your savings, and more.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
ad Sponsored by Chase, a digital bank that makes every day rewarding. Get 1% cashback on your everyday debit card spending, 24/7 customer support, and a numberless debit card to help keep your details safe. Download the free Chase app today. 18+, UK residents. Cashback exceptions apply.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸Blockchain technology, crypto and Web3 - you may have come across these terms, but what exactly do they mean, and how will they affect our lives? What is the technology all about and why have there been so many controversies surrounding crypto?
Please note an important point: cryptocurrency exchange FTX, at one stage the second largest company of its type in the world, filed for bankruptcy in November leaving many users unable to withdraw their funds. Its CEO, Sam Bankman-Fried, has since been arrested and charged with fraud. We recorded this episode prior to his arrest.
Regardless of the controversies, we thought it would still be valuable to understand the tech behind Web3, which is why today, I speak to Marieke Flament. Marieke is a French-born computer engineer and CEO of the NEAR Foundation, a Swiss-based non-profit that oversees the governance and development of its namesake blockchain.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
Bootcamp: https://www.vestpod.com/bootcamp
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
ad Sponsored by Chase, a digital bank that makes every day rewarding. Get 1% cashback on your everyday debit card spending, 24/7 customer support, and a numberless debit card to help keep your details safe. Download the free Chase app today. 18+, UK residents. Cashback exceptions apply.
Hosted on Acast. See acast.com/privacy for more information.
💸According to the Bank of England (2020), "A typical UK household spends over £700 more in December compared to other months". Considering that this year is financially tough on so many families, the pressure to spend money on countless presents, Christmas decorations and mountains of festive food can feel especially difficult. So how do we stay sane this season while still enjoying the holidays?
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
ad Sponsored by Chase, a digital bank that makes every day rewarding. Get 1% cashback on your everyday debit card spending, 24/7 customer support, and a numberless debit card to help keep your details safe. Download the free Chase app today. 18+, UK residents. Cashback exceptions apply.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸Inflation is at a 40-year high, the cost of everything is rapidly rising, and households are increasingly worried about the current economic and political environment.
So how do we best navigate the cost of living crisis?
On today’s episode, I speak to Timi Merriman-Johnson - an award-winning financial content creator, podcaster, author and founder of Mr MoneyJar, a UK-based financial education company. We discuss the Autumn statement, what to do to boost your income, review your budget and outgoings - but also how to feel good about money. Timi opens up about his own experience working with a therapist and the importance of self-love and self-acceptance.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
ad Sponsored by Chase, a digital bank that makes every day rewarding. Get 1% cashback on your everyday debit card spending, 24/7 customer support, and a numberless debit card to help keep your details safe. Download the free Chase app today. 18+, UK residents. Cashback exceptions apply.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸One in six UK women will experience economic abuse, which exists in 95% of domestic abuse cases.
And this is worsening for victims since the pandemic and the cost of living crisis.
Tomorrow, The United Nations’ 16 Days of Activism to End Gender-Based Violence begins.
On today’s episode, I speak to Marisa Bate, a freelance journalist, author and commentator on feminist issues. She covers stories that impact the lives of women. Marisa is a passionate advocate for women’s rights, and today we discuss how to recognise economic abuse, where to find help and the long term impact on survivors.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸Inclusion and diversity are the words on everyone’s lips – but what do they mean in practice? What is quiet quitting? And how can we make more as an employee and an entrepreneur.
On today’s episode, we speak to Sonya Barlow – an award-winning entrepreneur, founder of the Like Minded Females Network, TedX Speaker, LinkedIn Changemaker 2021; Linkedin Top Voice 2022, BBC radio presenter and author. She’s an expert on all things entrepreneurship and inclusion and is passionate about encouraging people to build resilience and confidence. Sonya also opens up about how her background impacted the way she manages her money.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
#ad Sponsored by Chase, a digital bank that makes every day rewarding. Get 1% cashback on your everyday debit card spending, 24/7 customer support, and a numberless debit card to help keep your details safe. Download the free Chase app today. 18+, UK residents. Cashback exceptions apply.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸 Investing helps us grow our savings, build wealth, and support projects we believe in. But the gender wage gap and other barriers often put women at an investing disadvantage compared to their male counterparts. According to UK investment statistics, just 10 per cent of women have a stocks and shares ISA, compared to 17 per cent of men.
So what do we need to do to boost our investing confidence and where do we start?
Get featured on the show: submit your own money questions and we'll answer them on the show! It's super easy, just record a voice memo on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
ad Sponsored by Chase, a digital bank that makes every day rewarding. Get 1% cashback on your everyday debit card spending, 24/7 customer support, and a numberless debit card to help keep your details safe. Download the free Chase app today. 18+, UK residents. Cashback exceptions apply.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸 What is it about self-promotion that feels so awkward for so many of us? Why are we sometimes scared to self-promote in the workplace or with our clients? How can we ask for more? How can we be more of our own cheerleader?
My guest today is the brilliant Stefanie Sword-Williams, author, founder of F*ck Being Humble and TEDx Talk speaker. She made it her goal to show people that self-promotion is something we can all adopt, we’ve just got to choose the narrative we want to tell.
Get featured on the show: submit your own money questions and we'll answer them on the show! It's super easy, just record a voice memo on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
ad Sponsored by Chase, a digital bank that makes every day rewarding. Get 1% cashback on your everyday debit card spending, 24/7 customer support, and a numberless debit card to help keep your details safe. Download the free Chase app today. 18+, UK residents. Cashback exceptions apply.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸 Let’s face it: one of the most common reasons we hear about why someone isn’t investing is because it all seems a bit ‘scary’. On top of it all, the market has been quite frightening to watch in recent months, even the most seasoned investor would get the creeps! So what can we do about this fear?
On today’s episode, we unpack some of the freakiest financial jargon and the key issues that tend to scare new investors.
Get featured on the show: submit your own money questions and we'll answer them on the show! It's super easy, just record a voice memo on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
ad Sponsored by Chase, a digital bank that makes every day rewarding. Get 1% cashback on your everyday debit card spending, 24/7 customer support, and a numberless debit card to help keep your details safe. Download the free Chase app today. 18+, UK residents. Cashback exceptions apply.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸Does more work equal more money? Can you be financially independent while working on your own terms, the hours you’d like to work?
It’s easy to fall into the rat race mentality, and we’re programmed to think that the more we work, the more money we’ll earn. Today, we answer Anna’s question on the relationship between work and financial independence.
Get featured on the show: submit your own money questions and we'll answer them on the show! It's super easy, just record a voice memo on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
ad Sponsored by Chase, a digital bank that makes every day rewarding. Get 1% cashback on your everyday debit card spending, 24/7 customer support, and a numberless debit card to help keep your details safe. Download the free Chase app today. 18+, UK residents. Cashback exceptions apply.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸The cost of everything is rapidly rising, and it can be difficult to even think about investing when all you’re doing is just trying to get by.
In today’s episode, we speak to Iona Bain, a Scottish-born musician turned financial journalist and popular expert on millennial money. We cover everything from the causes of the crisis to inflation and the key principles of investing.
Get featured on the show: submit your own money questions and we'll answer them on the show! It's super easy, just record a voice memo on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
ad Sponsored by Chase, a digital bank that makes every day rewarding. Get 1% cashback on your everyday debit card spending, 24/7 customer support, and a numberless debit card to help keep your details safe. Download the free Chase app today. 18+, UK residents. Cashback exceptions apply.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸 Cathie Wood is an American investor and the founder, CEO and CIO (chief investment officer) of Ark Invest, an investment management firm that she created in 2014. She is a big believer that technological advances are reshaping the world and that Wall Street needs to take stock.
Today, we look a little deeper at Cathie’s profile, the difference between value and growth investing as well as the importance of investing in companies that are looking to change the world.
Get featured on the show: submit your own money questions and we'll answer them on the show! It's super easy, just record a voice memo on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
ad Sponsored by Chase, a digital bank that makes every day rewarding. Get 1% cashback on your everyday debit card spending, 24/7 customer support, and a numberless debit card to help keep your details safe. Download the free Chase app today. 18+, UK residents. Cashback exceptions apply.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸Money stresses are common – and with the current cost of living crisis, an increasing number of families are anxious about debt, earnings, and just getting by.
Today, we speak to the brilliant podcaster and mother of 3, Clemmie Telford. She is also the curator of the Mother of All Lists blog. Clemmie opens up about her money journey, knowing her self-worth, and overcoming financial obstacles.
Vote for us in the LOVIE: https://vote.lovieawards.com/PublicVoting?_ga=2.234348121.693004394.1663684251-2143338164.1663684251#/2022/podcasts/general-series/health-wellness
Get featured on the show: submit your own money questions and we'll answer them on the show! It's super easy, just record a voice memo on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Sponsor: Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸While inflation and the cost of living are on everyone’s mind, it’s important to keep an eye on budgets and investments and to keep up with our investments, as there are likely to be great opportunities in the market for the long term.
In today’s episode, with Axelle, an Equity Product Specialist Manager at Carmignac, we are looking at what is currently driving stock markets and consider the outlook.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Get your tickets to our very first Vestpod festival taking place on October 9th! Money Matters is a full day of inspiring money talks, workshops, and music at the NED in London. Tickets: vestpod.com/moneymattersfestival
I highly recommend you listen to the episode we recorded with Maxime Carmignac a few weeks ago.
Find digestible notes on our market update on vestpod.com.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Thank you to our partners Carmignac, an independent asset management firm established in 1989 on three core principles that still stand true today: entrepreneurial spirit, human-driven insight and active commitment. The role of Carmignac is to enable their clients to improve their savings needs over the long-term.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸We will have on average 11 different jobs during our careers.
If you've built up numerous workplace pensions over the years from different employers, it can be difficult to keep track of how they are performing. While consolidating your pension will obviously make it easier to monitor, there may be drawbacks for you to be mindful of.
Today, we speak to Romi Savova - the Chief Executive Officer of PensionBee, a leading online pension provider, about how you can make the most of your pension.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Get your tickets to our very first Vestpod festival taking place on October 9th! Money Matters, in collaboration with The Financial Times, is a full day of inspiring money talks, workshops, and music at the NED in London. Tickets: vestpod.com/events
Vote for The Wallet at the LOVIE Awards: https://vote.lovieawards.com/PublicVoting?_ga=2.234348121.693004394.1663684251-2143338164.1663684251#/2022/podcasts/general-series/health-wellness
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Sponsor: Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸 Children start to form their financial habits at the age of 7.
40% of people who didn’t receive financial education have no savings at all. People who did receive financial education as a child would be £70,000 richer in retirement.
If you have kids in your life, you’ve probably wondered when it’s appropriate to start teaching them about money. How young is too young? How do you make them understand the true value of what it is, and appreciate that it takes hard work to earn it?
In today’s episode, I speak to Louise Hill, founder of GoHenry, about teaching children about the value of money through taking charge of their finances at an early age.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Get your tickets to our very first Vestpod festival taking place on October 9th! Money Matters, in collaboration with The Financial Times, is a full day of inspiring money talks, workshops, and music at the NED in London. Tickets: vestpod.com/events
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Sponsor: Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸”Rule No. 1 is never lose money. Rule No. 2 is never forget Rule No. 1. Someone’s sitting in the shade today because someone planted a tree a long time ago. If you aren’t willing to own a stock for 10 years, don’t even think about owning it for 10 minutes.” - Warren Buffett.
Warren Buffett is one of the most successful investors of all time. He bought his first stock at age 11 and today runs Berkshire Hathaway, which owns dozens of companies. He has also promised to donate over 99% of his wealth. This episode explores Warren Buffets approach to investing, his 6 investing rules, and a million dollar bet that proves why his advice is worth listening to.
Get featured on the show: submit your own money questions and we'll answer them on the show! It's super easy, just record a voice memo on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Get your tickets to our very first Vestpod festival taking place on October 9th! Money Matters, in collaboration with The Financial Times, is a full day of inspiring money talks, workshops, and music at the NED in London. Tickets: vestpod.com/moneymattersfestival
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Sponsor: Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Hosted on Acast. See acast.com/privacy for more information.
💸Ever feel like you should be saving more for uncertainties, but just never manage to? Or perhaps you dream of freedom and the option of retiring earlier? Maybe you feel like you work hard but just don’t earn enough money?
In today’s episode, I had the pleasure to interview Mary and Ken Okoroafor, founders of The Humble Penny, who are pros at helping you achieve your money goals faster and live a life of financial freedom.
Get featured on the show: submit your own money questions and we'll answer them on the show! It's super easy, just record a voice memo on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Get your tickets to our very first Vestpod festival taking place on October 9th! Money Matters, in collaboration with The Financial Times, is a full day of inspiring money talks, workshops, and music at the NED in London. Tickets: vestpod.com/events
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Sponsor: Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
💸The first five months of the year marked the worst start for the S&P 500 since 1970, and inflation has surfaced as one of the most significant risks to the economy. With this increased volatility in both our economy and financial markets, it can be difficult to make sense of it all.
That’s why today’s episode gives you a market overview and outlook. For this, we invited Axelle, an Equity Product Specialist Manager at Carmignac, to help us gain an understanding of what is currently driving stock markets and consider the outlook for the future.
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Get your tickets to our very first Vestpod festival taking place on October 9th! Money Matters is a full day of inspiring money talks, workshops, and music at the NED in London. Tickets: vestpod.com/moneymattersfestival
I highly recommend you listen to the episode we recorded with Maxime Carmignac a few weeks ago.
Find digestible notes on our market update on vestpod.com.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Thank you to our partners Carmignac, an independent asset management firm established in 1989 on three core principles that still stand true today: entrepreneurial spirit, human-driven insight and active commitment. The role of Carmignac is to enable their clients to improve their savings needs over the long-term.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
💸We live in a world where Kim Kardashian has 70 times more Instagram followers than the Louvre. Why does that matter?
In today’s episode, Marine Tanguy, CEO of award-winning talent agency for artists MTArt, tells us why, how she helps artists grow and accelerate their careers - but also how to get started investing in art and what’s driving the market.
Get featured on the show: submit your own money questions and we'll answer them on the show! It's super easy, just record a voice memo on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Sponsor: Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
💸Have you ever felt like fear has ever held you back from achieving what you want in life?
In today’s episode, life coach, author and international speaker Tiwalola Ogunlesi gives you quick-fire tips on the best ways to overcome your financia fears and pursue the life that you deserve.
Submit your own money questions and we'll answer them on the show! Record a voice note on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more) provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Listen to our most popular episode of all time with Tiwalola: https://www.vestpod.com/news/2021/07/21/know-your-worth-build-your-self-confidence-tiwalola-ogunlesi
Sponsor: Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
💸Do you wish you had a framework to implement your plans, a better understanding of who you are and what you want, and a ‘bigger picture’ idea of the economy and how to be a better investor?
Today, we will give you a quick profile of American billionaire investor and hedge fund manager Ray Dalio. He is the founder of the world's biggest hedge fund firm, Bridgewater Associates, which manages $154 billion. He also offers incredibly valuable insights for how to achieve what you want in life as well as overall success.
Submit your own money questions and we'll answer them on the show! Record a voice note on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more) provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Resources:
Ray’s assessment test: https://principlesyou.com/
Books: Principles: Life and Work | Big Debt Crises
Sponsor: Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
Do you often wonder ‘what is it that I really want’?
Are you keen to make a difference to your life and the world, but don’t know where to start?
Are you struggling to manage your energy levels and don’t know how to work toward your goals without burning out?
💸 Today, Katy Murray, leadership coach, diversity and inclusion consultant and speaker, outlines how we can recognize our own individual power, how to own it and how to use it sustainably without burning out.
Submit your own money questions and we'll answer them on the show! Record a voice note on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more) provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Resources:
Change Makers: A Woman’s Guide to Stepping Up Without Burning Out at Work
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Tips for shareholder activism: https://www.vestpod.com/podcast
Sponsor: Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.**
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
💵 Inflation is on everyone’s lips – but what exactly is it?
💵 Who makes the decisions when it comes to the economy?
💵 Is there a way to ‘shockproof’ your finances?
💸 If you’ve found yourself worried about the cost of living crisis, and don’t understand why inflation is happening right now and whether you can help alleviate the pain of rising costs – give this episode a listen!
Submit your own money questions and we'll answer them on the show! Record a voice note on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more) provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Tips for shareholder activism: https://www.vestpod.com/podcast
Sponsor: Our podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
👉 Confused about the value a financial adviser can offer?
👉 Don’t understand the difference between a financial adviser and a financial planner?
👉 Wondering whether you need one at all?
💸In today’s episode, you’ll get all the answers, as I speak to Cathi Harrison, who has been in financial services since leaving university and holds both chartered and certified financial planner status.
Submit your own money questions and we'll answer them on the show! Record a voice note on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more) provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Sponsor: Our podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
💸 Do you think companies should care more about climate change and reducing the gender pay gap?
💸 Did you know that every share you own gives you a vote in company decisions?
💸 Have you heard of shareholder activism? Amazon shareholders rejected 15 motions on worker rights and environment.
If you feel like you have no control over the way corporates run our economies – you’re not alone. Merryn Somerset-Webb, Editor-in-chief of Moneyweek and columnist for Financial Times, noticed how disengaged people were feeling about capitalism, and thus decided to dig deeper and look at ways in which we can return power to the ultimate owners of corporations – the shareholders. While most of us own stakes in companies, we fail to exercise the power that brings – and in this episode, Merryn talks about why it’s time that changed.
Submit your own money questions and we'll answer them on the show! Record a voice note on your phone and email it to podcast@vestpod.com
The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more) provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich.
Vestpod:
IG https://www.instagram.com/vestpod/
FB https://www.facebook.com/vestpod
Website https://www.vestpod.com/
Tips for shareholder activism: https://www.vestpod.com/podcast
Sponsor: Our podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk.
We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
☎️In today’s episode, I speak to Felicity Holloway, Senior Manager of Mortgage Operations at Moneybox, about the best way to secure a mortgage.
💸 If you’re dreaming of homeownership but have no idea where to begin – especially considering the current cost of living crisis – you aren’t alone. Today’s episode will outline all the ways in which you can boost your chances of buying that dream home.
💥 Today on The Wallet:
1️⃣Understand how much you need to be saving for a house deposit, and how to do so in the current economic climate.
2️⃣Find out how inflation impacts your mortgage.
3️⃣Tips on reducing stress when looking to buy a home.
Resource mentioned in the episode:
Moneybox: https://www.moneyboxapp.com/
Our podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic and email me the recording at podcast@vestpod.com.
Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
🌟 Maxime Carmignac is the Managing Director of Carmignac UK - an asset management firm with €41.7bn of assets under management.
💸 Today, we talk about asset management, the ways in which women investors need to empower each other, tackling gender inequalities, and more.
1/ Women are holding an increasing amount of money, yet they're still poorly addressed by the financial community, which is something Maxime is keen to change.
2/ Carmignac is a company owned by both the Carmignac family and their employees, and Maxime explains what asset management is and what it’s like to run a family business.
3/ While women are less assertive than men, they also tend to focus on longer-term investment gains rather than short-term wins, and are more concerned with sustainable investing, so Maxime offers her investment advice to women as well as the importance of ESG.
You can follow and connect with Maxime at:
- https://www.carmignac.co.uk/
- Linkedin: https://www.linkedin.com/in/maxime-carmignac/
Our podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic and email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
🌟Bonnie Lister Parsons is the founder and CEO of The School of SOS. Her mission is to empower a generation of Queens to believe in themselves, using dance as a source of strength, power and confidence which they can carry through to every aspect of their lives.
💸The exceptional energy and passion that Bonnie has for dance and empowering women is infectious. However, funding her 8-year strong business wasn’t always easy. After a long journey, Bonnie eventually raised an all-female investment round to take School of SOS to the next level.
💥 Today on The Wallet:
1/ As a professional dancer, Bonnie knew how powerful dance could be in boosting self-confidence, and she talks about how she came about the idea of creating The School of SOS, as well as her initial fundraising journey.
2/ Raising money is laden with obstacles, so Bonnie discusses the stumbling blocks she came across while trying to fundraise, from the assumptions that everyone has wealthy family and friends to the unique challenges that women entrepreneurs face.
3/ Starting a business always involves a level of risk, and Bonnie shares how she feels about taking a leap of faith into being a founder, as well as why she’s never had a business partner.
You can follow and connect with Bonnie at:
- Twitter @BonnieParsons
- Instagram @SchoolOfSOS
Some of our guests:
- Camille Deniau: https://projectrootsart.com/
- Carmel Dickinson: https://www.linkedin.com/in/carmel-dickinson-6673733/
- Claire Trachet: https://www.trachet.co/
Our podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic and email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
🌟Vicky Spratt is a writer, journalist, activist and campaigner whose work regularly shapes public policy. She is currently the i Paper's Housing Correspondent and is a writer and editor at Refinery29. Her campaign, Make Renting Fair, highlighted the plight of ‘Generation Rent’ and succeeded in getting letting fees for tenants in England banned.
💸 Today, we talk to Vicky about housing and social justice, the British dream of homeownership, and more.
1/ Vicky is passionate about getting as many people to read about important things as possible, so we trace her journey and what made her so dedicated to highlighting the flaws in the housing system.
2/ The gender housing gap is yet another obstacle that women have to face, and Vicky tells us a bit more about the issue as well as how we should tackle it.
3/ The dream of owning a property is real, but it’s also completely out of reach for so many. We address the problems with the housing market, the role that privilege plays in buying a home, as well as the practical things you can do to try to save up for a place of your own.
You can follow and connect with Vicky at:
- Instagram: https://www.instagram.com/vicky.spratt/
- Twitter: https://twitter.com/Victoria_Spratt
Resources:
- Book: Tenants https://www.waterstones.com/book/tenants/vicky-spratt/9781788161275
Our podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic and email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
☎️ In today’s episode, I speak to Krystle about how we can all learn to fall in love with finance.
💸 Do you find yourself filling up with dread when you hear the word ‘finance’? You’re not alone! I speak to founder of Mind Over Money, Krystle McGilvery, on how to start embracing finance to improve your financial acumen, money confidence, and decision-making.
💥 Today on The Wallet:
1️⃣Understand why you shouldn’t worry about ‘knowing it all’ and the importance of having fun exploring your subconscious self.
2️⃣Find out how to discover your money stories and narratives that might be hindering your progress.
3️⃣How to associate money with positive things - and actively put yourself out there.
Resource mentioned in the episode:
Krystle McGilvery: Website | LinkedIn | Instagram
Mind Over Money: Website | LinkedIn| Instagram
Our podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic and email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
🌟Diana Biggs is on a mission to explore the future of finance and technology. She worked for HSBC as their first Global Head of Innovation, and is currently a Board Member of the World Economic Forum’s Digital Leaders of Europe Community and an Associate Fellow of the Said Business School at University of Oxford.
💸 Today, we tap into Diana’s expertise and passion for blockchain technology and the digitalisation of financial services.
1/ Cryptocurrencies have a wider impact beyond potentially bringing returns – they are often seen as a game-changer for the financial industry, and Diana tells us why this attracted her to the space.
2/ Diana discusses why it’s important to have optimism for the future and for building completely new systems, and the impact these new systems may have on us as consumers.
3/ As things continue to change, and an increasing number of people want to learn about Web3, Diana tells us why it’s an exciting opportunity, but also why it’s important to stay grounded and see the bigger picture.
You can follow and connect with Diana at:
- https://dianabiggs.com/
- Twitter @DianacBiggs
Our podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic and email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
💸 Investing is key to building financial independence and reach long term goals. When you invest over a long period, you want your money to outpace inflation (the price of goods and services is increasing every year) and benefit from compound growth. While it’s essential to have ‘rainy day’ cash savings, playing it safe by stashing your money in low-interest-rate savings accounts is actually risky because that money will lose value over time.
💥 Today on The Wallet:
1️⃣Investing can feel complex, laden with alienating jargon and sounds like something only others are good at – but I explain why this isn’t the case.
2️⃣Before you start investing, it’s vital you ask yourself how long you’re willing to invest for. The longer your timeframe, the more volatility you should be able to deal with because you’d have more time to recover from any lows. Start small and invest regularly.
3️⃣I explain why asking questions and giving yourself praise are super important to everyone’s investing journey.
Resource mentioned in the episode:
- The Wallet Live recording in London at Mortimer House: https://www.eventbrite.co.uk/e/live-podcast-recording-the-wallet-london-pod-tickets-305074946377
- Vestpod POD groups: https://www.eventbrite.co.uk/o/vestpod-16058437670
- Vestpod Facebook group: https://www.facebook.com/vestpod
- Breaking Down Robo-Advisers And Understanding Your Investments: https://www.vestpod.com/news/2021/11/10/wallet-hotline-breaking-down-robo-advisers
- The Wallet, Investing beats Day Trading: https://www.vestpod.com/news/2020/12/10/investing-beats-day-trading-f6q3
Our podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
Submit a question or a comment and email us the recording: podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
🌟Alex Stedman started The Frugality in 2012, after spending 15 years working in the fashion media industry. With over a quarter of a million followers, she’s a mum-of-two offering accessible tips on smart spending and saving up for things you really love.
🌳We talk about building a sustainable business you love, tips on managing your finances, the challenges of being a freelancer and a parent, and how to stand up for yourself and try not to please everyone.
1/ A lot of people think that being frugal is cheap. It's not. It's getting the most enjoyment out of everything, making things last, and really understanding and appreciating the value of things.
2/ Growing her company very organically, it's now about getting to the next level and delegating work to have a higher earning capacity.
3/ Sometimes we use the term “maternity leave”, as this general broad term, but for a freelancer, it doesn't really exist. It's just time off if you want to take it and not get paid.
You can follow and connect with Alex at:
- Instagram: https://www.instagram.com/alexandra.stedman/
- https://the-frugality.com/
Resources mentioned in the episode:
- Instagram: https://www.instagram.com/thefrugality/
- Pensions for freelancers: https://the-frugality.com/everything-you-need-to-know-about-pensions/
Join us at the live recording on April 29th: https://www.eventbrite.co.uk/e/live-podcast-recording-the-wallet-london-pod-tickets-305074946377?ref=eios
Our podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic and email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
☎️ In today’s episode, I answer a question I received on Vestpod’s Instagram: What can you do when you’re feeling stuck about money?
💸 While I would always advise you to find some form of professional help, here are some pointers you can try:
1️⃣ Find a support system, whether just one other person or an entire group. A great place to start could be to talk to a financial professional.
2️⃣ Take control back by setting aside a specific time to know your numbers and check where is your money going.
3️⃣ Creating a budget means tracking and being more mindful about your spending.
Resources:
- StepChange: https://www.stepchange.org/
- Citizens Advice: https://www.citizensadvice.org.uk/
- Vestpod POD groups: https://www.eventbrite.co.uk/o/vestpod-16058437670
- Hotline #11: https://play.acast.com/s/the-wallet/how-to-untangle-money-issues-and-mental-health
Recommended books:
- “Mind over money”
- “The psychology of money”
- "You Are a Badass at Making Money"
- "The Index Card: Why Personal Finance Doesn't Have to Be Complicated"
- What Women Want (report by CPP): https://www.progressive-policy.net/publications/what-women-want
Our sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more info. Capital at risk.
I’m Emilie Bellet, founder of Vestpod - a community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! Join our events and subscribe to our newsletter at www.vestpod.com and on IG @vestpod. Join our private FB group: @vestpod.
Submit a question by recording a voice note on your phone and emailing it to podcast@vestpod.com.
Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
In 2017, Farah Kabir launched HANX, the sexual wellness brand with women in mind with her childhood friend Sarah. HANX sells a range of products, from their award-winning ultra-thin, vegan, biodegradable condoms to oestrogen-free hormonal contraception. Now stocked online and in Boots, Sainsbury's and other major UK retailers, they are genuinely disrupting the feminine care industry.
⚡Farah is passionate about creating a platform that empowers women to take control of their sexual wellness and pleasure without shame or embarrassment. Before HANX, Farah spent six years working at Goldman Sachs. In this episode, we talk about leaving a secure banking job to launch HANX; the realities of raising money; tips for negotiating with big clients; and the ongoing balancing act of being a founder:
1/ Communication is key while doing investment raises. When you’re open with your team about it, they remind you why you're doing what you're doing and are also there to support you.
2/ Retail sales is quite similar to investment raising: you can't just turn up when you need funds. You need to nurture that relationship with buyers. You’ve got to build that rapport and keep that going.
3/ For anyone that asks about jumping ship from their job and starting their own business, I always say it needs to be a calculated risk. You need to have a buffer for the rainy day when you might be financially strapped.
You can follow and connect with Farah at:
- https://www.hanxofficial.com/
- LinkedIn: https://www.linkedin.com/in/farahkabir001/
- Instagram @hanxofficial
Our podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
☎️Carla Hoppe spent the past 15 years as a corporate lawyer and tax advisor, and is now the founder of Wealthbrite. She is also the voice behind the popular Rethink Tax account on Instagram.
💸 In this episode, we explore why so many of us want to run for the hills when we hear the word ‘taxes’, learn easy tips and tricks that will help you understand taxes better, and understand the ways in which taxes will be changing this year.
💥 Today on The Wallet:
1️⃣ It’s common to feel anxious about tackling your taxes but learning the basics of how it works helps ease some of that stress, so Carla shares what steps you can take to ease the burden of filling out a tax return.
2️⃣ National Insurance (NI) payments are changing in April, and Carla helps us understand what this means for you in a practical sense, and how to plan ahead.
3️⃣The end of the tax year is approaching, which is the perfect time to address your finances, so Carla highlights what you can think about and do in the run-up.
You can follow and connect with Carla at:
- https://www.wealthbrite.co.uk
- Instagram: @wealthbrite @rethink_tax
Resources:
- Check your Council Tax band: https://www.gov.uk/council-tax-bands
- Check your National Insurance record: https://www.gov.uk/check-national-insurance-record
- Claim Child Benefit: https://www.gov.uk/child-benefit
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
🔮 When Clare Seal faced a difficult financial situation in 2019, she turned to Instagram to make herself accountable, posting anonymously as @myfrugalyear. In under a year, she had grown a following and went on to start The Financial Wellbeing Forum. Clare is also Glamour’s Money Matters columnist and the author of three books.
💥 Today on The Wallet:
1️⃣ It’s essential when you embark on a journey to improve your financial wellbeing, you are not wasting your energy or beating yourself up about the things where you don't have any control. Try to instead focus on what you can do and take small steps forward.
2️⃣ It’s easy to try and overcome financial baggage in quite a superficial way but it’s paramount to unpack why you’ve been doing the things you’ve been doing in the first place. It’s about understanding your behaviour to move forward and learning to forgive yourself and trust yourself again.
3️⃣ You can earn as much as you want, but if your spending is out of control and you don't know what your money's going to, it's really difficult to find any sense of financial wellbeing. Overspending can be a self-soothing technique. The biggest thing is identifying emotional triggers and finding alternative ways to assuage them.
You can follow and connect with Clare at:
- Instagram: https://www.instagram.com/myfrugalyear
- The Wallet: How Am I Repaying My £27k Credit Card Debt?
Resources featuring more advice from Clare:
- ‘I've knocked £10k off my debts in a year - and these are the money-saving hacks I swear by.’
- Why taking care of your finances is not a passive act
- The Real Life Money Journal: A practical guide to help you understand your relationship with money and take control of your finances
- Pre-order her new book - Five Steps to Financial Wellbeing
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We're here to answer your questions! Follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
☎️ Tamara Gillan is a successful entrepreneur, founder and CEO of The WealthiHer Network. Her mission is to bring together the UK’s leading financial institutions to work in partnership for the first time to celebrate and support female wealth. As a single mother, Tamara has had to fight for her own success and passionately believes women deserve to be recognised and championed by the financial sector.
💸 In this episode, we’re keen to #BreakTheBias around women and investing for IWD. We’ve had enough listening to the messages that women aren’t interested, have a lower tolerance for risk, or don’t care about growing their wealth. The truth is that women are great investors, so how do we break the bias by inspiring women to grow and protect their wealth?
💥 Today on The Wallet:
1️⃣ 72% of women do not think that the finance industry is talking to them or catering to their needs. There are still inherent biases in the process.
2️⃣ When women can ask any question and share experiences with other women, it changes their overall engagement with investing. It changes their propensity to invest in something with a slightly higher risk profile.
3️⃣ When we ask for a pay increase or pitch our business, we often negotiate against ourselves. When you go into that situation, make sure you sit and look them in the eye and believe you are worth it. As women, we need to remember our own worth.
You can follow and connect with Tamara at:
- https://www.wealthihernetwork.com/
- LinkedIn: https://www.linkedin.com/in/tamaragillan
- Twitter @WealthiHerNetwork
- Instagram: https://www.instagram.com/tamtamgillan/?hl=en
- Five Things You Need to Know About Tamara Gillan
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
TW: This episode contains references to suicide. Please listen with care.
💸 Clare lost her husband to suicide in 2011 and has since been committed to raising awareness and understanding of mental health issues. The pandemic saw a growing number of people pushed into debt, with 2.5 million people estimated to have considered suicide as a result. Clare talks about how there is always help available, no matter how bad things seem.
💥 Today on The Wallet:
1️⃣ When you’re in a financial crisis and seeking help, the first conversation (where you open up about the reality of the situation) can be the hardest.
2️⃣ You do not need to struggle on your own behind closed doors. There's help available to help you through a financial crisis, including charities, helplines, and medical assistance.
3️⃣ Even if you are not struggling right now, it’s possible that someone you know could be. It’s crucial to look out for warning signs, normalise conversations around the link between financial and mental wellbeing, and check in when a friend, family member or colleague seems unusually withdrawn.
Connect with Clare:
- LinkedIn: https://www.linkedin.com/in/clareefrancis
- Twitter: @clareefrancis
- Staying Resilient Through Life Changes, With Clare Francis
Resources:
- StepChange: https://www.stepchange.org/
- Citizens Advice: https://www.citizensadvice.org.uk/
- Mind: https://www.mind.org.uk/
- Samaritans: https://www.samaritans.org/
- Barclays Money Problems: https://www.barclays.co.uk/money-management/managing-money-problems/
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich, and host of The Wallet! Learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on IG @vestpod. Join our private FB group: @vestpod.
Be featured on this podcast! Submit a money question to (https://telb.ee/abrzt) or email me your question as a voice note (podcast@vestpod.com)
Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
Lu Li is passionate about NFTs and Web3. In 2015, she founded Blooming Founders, a platform and ecosystem designed to help early stage female entrepreneurs. She recently started to invest in NFTs and tells me how to get started, how to avoid scams and do your research and what type of returns you can expect from it. We also talk about how NFTs are building strong communities online.
Investing in risky, this new market is volatile and unpredictable. Make sure you do your research and remember to only invest what you can afford to lose.
Today on The Wallet:
1) Web3 refers to a decentralised online ecosystem based on the blockchain. Non-fungible tokens (NFT) are tokens that we can use to represent ownership of unique items (art, music, etc). We also talk about how NFTs are building communities online and what people chat about there.
2) How to research, avoid scams, buy and sell NFTs, why you also need cryptos to get started and what are the risks/returns and behaviours.
3) How much money do you need to live the life you want? And how do you become financially free?
You can follow and connect with Lu at:
- LinkedIn: https://www.linkedin.com/in/houseofli/
- Twitter @houseofli
- Book: Dear Female Founder: 66 Letters of Advice from Women Entrepreneurs Who Have Made $1 Billion in Revenue
Resources mentioned in the episode:
- Crypto Coven: https://www.cryptocoven.xyz/
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
We are also supporting UNICEF Ukraine via: https://www.unicef.org.uk/donate/donate-now-to-protect-children-in-ukraine/
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
☎️ Individuals are increasingly more concerned about tackling the climate emergency, and greening your pension is one of the best ways to make a positive impact with your money. Today, I speak to the lovely Izzy Howden, Policy and Campaigns Advisor at Make My Money Matter, about the power of green pensions.
🍃 Make My Money Matter is a people-powered campaign fighting for a world where the public have the knowledge and power to align their pensions, savings and investments with their values. There are £2.6trillion in UK pensions, and Make My Money Matter are determined to make them be a force for good.
Today on The Wallet:
1/ People often don’t realise that their pension is invested in industries they don’t want to support, so Izzy talks about why awareness matters and how powerful greening your pension can be.
2/ Contacting your pension provider and finding out where your money is invested can sound like a difficult task, but Izzy outlines the steps you can take what you can do if they don’t offer a green option.
3/ It’s easy to feel overwhelmed when it comes to trying to make a difference. Izzy highlights what you can do to have a real knock-on effect on and an impact at scale.
You can follow and connect with Izzy and MMMM at:
- https://makemymoneymatter.co.uk/
Resources mentioned in the episode:
- Make My Money Matter: https://makemymoneymatter.co.uk/
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Debbie Wosskow and Anna Jones were introduced in 2015 by a mutual friend, and found they had a common passion around empowering women. They quickly identified a need for professional female networking, which is why they left their CEO jobs and created AllBright, a professional community for smart-minded women.
At the heart of AllBright is the belief that women need to support one another, to help make the world a better place for smart-minded women to collaborate, upskill and achieve their career ambitions.
Today on The Wallet:
1/ In 2018, Anna and Debbie launched the Allbright Member’s Club in Mayfair, but were forced to close it down because of the pandemic in 2020. They explain how they overcame the unprecedented adversities and adapted to the ‘new normal’.
2/ Raising capital and dealing with investors is difficult for female founders in the best of times, and they tell us how AllBright managed these hurdles during and after the pandemic, and why it’s harder than it sometimes looks.
3/ Women need to feel financially confident so they can achieve their goals. Debbie and Annie share why they think having money conversations is integral to making this happen.
You can follow and connect with Debbie and Anna at:
- https://www.allbrightcollective.com/
- Instagram @allbright
- Twitter @weareAllBright, @DebbieWossk and @MrsAnnaKJones
- Book by Anna Jones and Debbie Wosskow: Believe. Build. Become.: How to Supercharge Your Career
Resources mentioned in the episode:
- Globally less than 10% of funding goes to women-led businesses, and in the UK 2.17% of funding went to women in 2016. – Pitchbook
- Book recommendations: The Hard Thing About Hard Things by Ben Horowitz, Grit Book by Angela Duckworth
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
❤️ Today is a special Valentine’s Day episode, where we tackle the sticky question of who should pick up the bill on a date, as well as the wider topic of money and relationships. I invited money guru, journalist and bestselling author Laura Whateley to offer us her thoughts on the subject.
💸 Money can’t buy you love, but it sure can show up in your relationship in unexpected ways. Lauren shares 3 tips to help you navigate the much debated conundrum of who pays, why and how much.
Today on The Wallet:
1/ We are often fed gendered ideas from a young age of what love and romance “should” look like, so Laura invites us to explore this and consider what your partner’s point of view might be like.
2/ Talking about money to your partner may feel like the least romantic thing you could do, but Laura suggests that you should explore how you can reframe this, make the chat light and see it as an opportunity to bond.
3/ Bill-splitting beyond the first date has practical implications, so Laura tells us what to watch out for before you jump into sharing financial commitments.
You can follow and connect with Laura:
Twitter @LWhateley
Instagram @laurawhateley
Pre-order Laura’s book: Yours or Mine?
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
☎️ Today, we answer a question from our listener Alexandra, who asks us about teaching children about money. I invited Helen Driver, Director of Collaboration at MyBnk charity, ex-fund manager and long-time Vestpod, to offer us her words of wisdom on the topic.
💸 Money can feel like a taboo in a lot of households, but it’s important to broach the topic to help children feel financially confident in their futures. Helen shares 3 tips to help children develop better money habits, from making the right choices in the day to day to managing pocket money.
Today on The Wallet:
1/ It all starts with simply integrating money into daily conversations with your kids, so Helen gives examples of how we can do that without making the subject too weighty.
2/ Pocket money is a powerful tool for learning about money, and Helen talks about why it’s important to let kids simply experience the process of spending and saving (and make mistakes along the way!).
3/ Children learn by watching and listening to the behaviours that they see around them, and Helen explains what this means for parents and their own attitudes to money.
You can follow and connect with Helen:
LinkedIn: https://uk.linkedin.com/in/helen-driver-5725b550
MyBnk: https://www.mybnk.org/
Resources mentioned in the episode:
- Money Twist – KS1: https://www.mybnk.org/our-work/financial-education/money-twist-ks1/
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
🎙 A former financial journalist, Clare Francis is an expert in consumer finance, having spent eight years working on national newspapers and seven years as Editor-in-Chief at MoneySuperMarket. She is currently a Savings and Investments Director at Barclays and a Board Trustee for the Money & Mental Health Policy Institute.
💸 Clare is passionate about getting people to think about why it’s important to invest and overcome whatever barriers stand in their way.
Today on The Wallet:
1/ Clare talks about her personal career journey, what it’s like to step into the unknown and take risks, and how she balances having a career with single parenting.
2/ Financial security is important to everyone, and Clare shares how she came around to investing and planning for her future, what her goals are and how she’s working toward them.
3/ It’s important that you know your limits and learn how to put work to bed when you need to, so Clare discusses the importance of prioritising her life with her son, as well as her mental health.
You can follow and connect with Clare at:
LinkedIn: https://www.linkedin.com/in/clareefrancis
Twitter: @clareefrancis
Resources mentioned in the episode:
- Book recommendations: The Midnight Library by Matt Haig and The Shadow of the Wind by Carlos Ruiz Zafón
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
In today’s episode, we talk about emotional spending. With January sales in full swing, temptation to splurge is everywhere. And while spending impulsively on occasion is okay, it’s important to understand that the rush we get from shopping is short-lived. If you often find yourself having a hard time trying to control your spending, or impulse buying to improve your mood, it might be time to take a look at curbing the habit.
Today on The Wallet:
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Understand what emotional spending is and why it provides that all-too-familiar, albeit fleeting, feeling of the ‘shopper’s high’.
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Find out why it’s important to be conscious of your emotions and the role they play in your spending.
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Learn practical tips that will help reduce or completely stop your unintentional overspending.
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
Be part of the podcast! You can submit a proud money moment, a question or a comment on a previous episode. Follow this link (https://telb.ee/abrzt) or email me your recording at podcast@vestpod.com.
We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.
See acast.com/privacy for privacy and opt-out information.
Sharmadean Reid is the Founder and CEO of The Stack World — a platform that helps women monetise their communities, and equip women with the tools they need to excel in their field.
As one of the 10 Black female entrepreneurs in the UK this past decade who's raised venture capital, Sharmadean is undeniably a force to be reckoned with. Committed to her personal values and helping women reach their full potential, she is the prime example of someone who is amazing at bringing her ideas into action.
Today on The Wallet:
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Sharmadean talks about how she came to be conscious of the many obstacles that women face in trying to reach their full potential, how this inspired her to create The Stack World, and the importance of aligning her personal values with the company’s culture.
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Running a tech business isn’t easy, but Sharmadean says that she’s learned a huge amount in the process, so she shares her experience of fundraising and being a founder in general.
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Growing up, Sharmadean didn’t have a sense of financial security, which impacted her money mindset in adulthood. Sharmadean tells us about the work she’s put in to make a shift in her relationship with money.
You can follow and connect with Sharmadean at:
Website: https://thestack.world/
Instagram: @sharmadeanreid
Twitter: @sharmadeanreid
Resources mentioned in the episode:
- Book recommendation: Of Human Freedom by Epictetus
- Pre-order Sharmadean’s book (out Feb 2023): New Methods for Women: A Fresh Perspective on Life, Work and Relationships
- How London’s Property Boom Left Black Britons With Nothing (Bloomberg)
- Building Black Generational Wealth (The Stack)
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
In today’s episode, we talk about setting realistic financial foundations to keep you thriving in 2022. Starting a new year is daunting, and we make our lives that much harder by putting unnecessary pressure on ourselves with huge resolutions. Instead of making a grand list that you’ll inevitably abandon before February, I want to talk you through practical, easy to achieve, and most importantly, impactful financial goals.
Today on The Wallet:
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We will look at the importance of adopting a growth mindset and how you can shift from thinking about money as a scarce resource, to thinking of money as something that is in abundance.
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Before leaping into long-term goals, we need to make sure your financial basics are solid, so we will go through everything from your budget to your net worth.
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With saving rates tumbling, it’s important to invest your money to achieve your longer-term goals. We will go over the basics of investing and highlight everything you need to know to either get started with or continue your investment journey.
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
Be part of the podcast! You can submit a proud money moment, a question or a comment on a previous episode. Follow this link (https://telb.ee/abrzt) or email me your recording at podcast@vestpod.com.
We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.
See acast.com/privacy for privacy and opt-out information.
Kim Palmer is the Founder of Clementine - a hypnotherapy app for busy women who want to find their inner calm, reduce anxiety, ditch self-doubt and get a great night's sleep.
Back when Kim worked in the corporate world, she started to realise that the things she thought would make her happy – money to spend on clothes and holidays – were not actually bringing her joy. As her mental health continued to deteriorate, Kim decided she needed meaningful change, which eventually led her to launch Clementine.
Today on The Wallet:
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Kim reveals how she struggled with her mental health and burnout, why she began wondering whether she was really happy, and how she eventually transitioned to being her own boss.
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Quitting a well-paying job to launch your business is daunting, so Kim shares her experience of what worked for her, how she views raising funding, and why she is adamant on always asking ‘but why?’.
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We’re always striving for something. Kim tells us why it’s paramount we learn how to stop the noise and create a path that works for you and you alone, as well as how to be more mindful about not falling back into old patterns.
You can follow and connect with Kim at:
- Clementine app: https://clementineapp.com/
- Instagram @Clementineappuk
- LinkedIn Kim Palmer
- Join us at Reframe: a virtual wellness festival by women’s mental health app Clementine: https://www.eventbrite.co.uk/e/reframe-the-virtual-wellness-festival-powered-by-clementine-tickets-228916163407
Resources mentioned the episode:
- Down and Out in Paris and London by George Orwell
Our podcast partners PensionBee are offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
Be part of the podcast! You can submit a proud money moment, a question or a comment on a previous episode. Follow this link (https://telb.ee/abrzt) or email me your recording at podcast@vestpod.com.
Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
We surpassed 100K downloads of The Wallet podcast!
In this very special episode, you’ll hear our favourite quotes from our top 12 most downloaded episodes. The Wallet has been featured in the Financial Times, Forbes and Stylist Magazine, so you would think that it was an immediate success. But let’s pause for a second and zoom back to the beginning of how it all started.
I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet!
Links to previous episodes:
- Know your worth and build your self-confidence, with Tiwalola Ogunlesi
- How am I repaying my £27k credit card debt? with Clare Seal
- How to build a mindset for success? with Lauren Armes
- The Money Challenges Women Face in 2021, with Claer Barrett
- The Millennial and Gen-Z guide to money, with Laura Whateley
- Overcoming anxiety around money, with Otegha Uwagba
- How to transform your relationship with money, with Simonne Gnessen
- How to take action to stay motivated in 2021, with Adrienne Herbert
- How to save money for the things you want, with Urenna Okonkwo
- Achieving financial independence through property investment, with Ayesha Ofori
- Investing in the stock market, with Jill Jackson
- How to be pension confident with Romi Savova
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
Please note that we are not certified, financial advisers!
See acast.com/privacy for privacy and opt-out information.
Helena Morrissey is a passionate advocate for the equality of women and gender balance in workplaces, she is a member of the House of Lords and an established author and mentor with three decades of experience in the financial industry.
Today on The Wallet:
1/ Helena tells me how she navigated her way to become a CEO and a board member in a male-dominated industry, and how developing her style and personal brand has helped her to build self-confidence and lead as her authentic self.
2/ As Chairman of a large investment platform, Helena explains what the role of the chair entails, how we can get more women into leadership and senior positions, and how the statistics of women on boards have improved in recent years.
3/ In her latest campaign, Helena is encouraging more women to invest for the long term, so today she shares her top tips for getting started with investing.
You can follow and connect with Helena at:
- Instagram:@HelenaMorrissey
- Twitter: @MorrisseyHelena
- Book: Style and Substance: A Guide for Women who Want to Win at Work by Helena Morrissey
Resources:
- Vestpod’s Youtube interview with Helena (2018): https://www.youtube.com/watch?v=nnBrPXxfVEk&t=1s
- Book: A Good Time to be a Girl by Helena Morrissey
- Book: A Short History of Islamic Thought by Fitzroy Morrissey
- 30% Club: https://30percentclub.org
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You’re Not Broke, You’re Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod). Send me your messages at emilie@vestpod.com or https://telb.ee/abrzt.
We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.
See acast.com/privacy for privacy and opt-out information.
In today’s episode, we answer an anonymous question. Our listener says she finds our podcast and workshops very helpful but wishes her female friends and family would be equally keen to discuss money matters. Broaching the topic of money can feel tricky, so I invited Wealth Coach Sara Maxwell to discuss how to best open up the conversation in a positive and uncontentious way.
Today on The Wallet:
1/ For many people, talking about money can feel extremely uncomfortable, so we look at the reasons why that is and how we can overcome our money-related fears.
2/ There is often a tendency to procrastinate when it comes to addressing our personal finances, so Sara shares her tips on how to motivate yourself and tackle that money to-do list.
3/ We also discuss the role that money plays in people’s happiness, as well as how to start a conversation about money and investing with friends (without the shame!).
Find Sara:
- Website:https://www.wealth-coach.co.uk
- Instagram @yourwealthcoach
Resources:
- Book: Atomic Habits by James Clear
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You’re Not Broke, You’re Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod). Send me your messages at emilie@vestpod.com or https://telb.ee/abrzt.
We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.
See acast.com/privacy for privacy and opt-out information.
Today we answer a question from Tanya. She has been wondering about Buy Now, Pay Later schemes as well as the new flex schemes offered by banks. Tanya would like to know how these schemes work and if they do impact your credit score?
Today on The Wallet:
1/ In 2020 the use of Buy Now, Pay Later services soared to £2.7bn transactions and it continues to be popular with retailers and online platforms. While it’s appealing to shop and not be charged instantly, Buy Now, Pay Later is still a form of credit, so we look at all the pros and cons of using these services.
2/ Buy Now, Pay Later schemes can be controversial. Research shows that consumers are tempted to buy more than they budgeted for when using these schemes, and may not be aware of the terms and conditions they are entering into. That’s why I have three prompts for you to ask yourself before you make a purchase using Buy Now, Pay Later.
3/ We will also look at what credit checks take place when you enter into a BNPL agreement, as well as how they impact your credit score.
Resources:
- Book: Mind Over Money: The Psychology of Money and How To Use It Better by Claudia Hammond
- Podcast: How To Save Money For The Things You Want With Urenna Okonkwo
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You’re Not Broke, You’re Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod).
You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and a mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at emilie@vestpod.com.
We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.
See acast.com/privacy for privacy and opt-out information.
- Vote for Vestpod in Holly & co Independent awards: https://holly.co/campaign-christmas-2021/independent-awards/female-founder/#nomination-790814 *
Sapphire Bates is the founder of The Coven, an online platform and community providing a support network for female founders and business owners.
Having experienced rapid growth in her business, Sapphire is now focused on adapting how she works to ensure her business is sustainable and supports both her career goals and her mental health.
Today on The Wallet:
1/ Sapphire tells me the role money and the desire for financial independence has played in building The Coven, and how her attitude towards money has evolved in the years since starting the business.
2/ We discuss what it looks like to grow a business sustainably caring for yourself and your team in the process, and how implementing a 4-day work week is working for her team.
3/ As business owners it’s hard to not compare ourselves to others, so Sapphire tells me how she manages feelings of comparison, her approach to taking risks and her advice to anyone wanting to start a new business.
You can follow and connect with Sapphire at:
- Website: https://thecovengirlgang.com
- Instagram: @thecovengirlgang
- Twitter: @sapphirejbates
Resources:
- Book: The Breakup Monologues: The Unexpected Joy of Heartbreak by Rosie Wilby
- Book: Bored and Brilliant: How Spacing Out Can Unlock Your Most Productive and Creative Self by Manoush Zomorodi
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
In today’s episode, we answer a question from Kathleen. She started her investment journey using robo-advisers but isn’t sure what she’s investing in and wants to take more control in building her portfolio.
Today on The Wallet:
1/ Investing is for everyone and thanks to the increased popularity of investing apps, it’s never been easier to get started. Today, we’ll take a step back and look at why, when and how to invest in the stock market.
2/ You might be familiar with the term “robo-adviser” when talking about investing, but what does this actually mean? We break down their pros and cons, what they do, and things you should consider when looking for an investment platform.
3/ To help answer Kathleen’s questions, we explain how to understand what funds you are invested in, how to set your level of risk, and next steps for when you’re comfortable with robo-advisors.
Resources:
- Book: How to Own the World: A Plain English Guide to Thinking Globally and Investing Wisely
- Podcast: Investing In The Stock Market With Jill Jackson
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You’re Not Broke, You’re Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod). Send me your messages at emilie@vestpod.com or https://telb.ee/abrzt.
We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.
See acast.com/privacy for privacy and opt-out information.
Aja Barber is a writer and fashion consultant, holding those in power to account by campaigning for a sustainable, inclusive fashion industry that doesn’t exploit workers and our planet.
The fashion industry is one of the leading culprits of greenhouse gas emissions, generating tons of waste. Aja works tirelessly to find ways that we can all be more conscious about consumerism while learning about all the ways systems of power affect our buying habits.
Today on The Wallet:
1/ We discuss the deep-rooted and complex relationship that we, as a culture, have with consumerism, why we feel the impulse to spend and why it’s so hard to stop consuming.
2/ How and where we spend our money has consequences, and when we consume fast fashion, we should consider who and what we are supporting. Aja shares how we can all approach our purchases as citizens, not consumers.
3/ Aja tells me about her own journey of moving away from overconsumption, what she asks herself before she makes a purchase, and shares her tips for saving money while avoiding cheap, disposable items.
You can follow and connect with Aja at:
Twitter: @AjaSaysHello
Instagram: @ajabarber
Book: Consumed: The need for collective change; colonialism, climate change & consumerism
Resources:
Book: No Logo by Naomi Klein
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and a mic. Follow this link (https://telb.ee/abrzt) or email me the recording at emilie@vestpod.com.
Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
Today, we answer a question from Jamey — a 26-year-old who is a passionate advocate for young people getting an early start on saving for retirement.
Having recently started a new job, Jamey wants to increase how much she pays into her workplace pension. However, her employer is hesitant due to the perceived admin involved. She asks us how to move the conversation forward and what other options are available to her.
Today on The Wallet:
1/ Financial Adviser and founder of Ladies Finance Club, Lisa Conway-Hughes joins me to provide an overview of workplace pensions, how they work, how much you can save each year and the benefits of opting in.
2/ It’s a common concern that the state pension won’t be enough to support us in our retirement years, so Lisa walks us through the different private pensions available and how to get to grips with planning for our future selves.
Resources:
- The Mere Thought of Retirement Stresses Me Out (Financial Times)
- Compare The Platform: https://comparetheplatform.com
- The Times Money Mentor: https://www.thetimes.co.uk/money-mentor
Connect with Lisa:
- Instagram: @misslollymoney
- Website: https://www.ladiesfinanceclub.co.uk
- Book: Money Lessons: How to Manage Your Finances to Get the Life You Want
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You’re Not Broke, You’re Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod). Send me your messages at emilie@vestpod.com or https://telb.ee/abrzt.
We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice
See acast.com/privacy for privacy and opt-out information.
Tobi Asare is a mum of two and founder of My Bump Pay, an online platform giving women the tools to smash the glass ceiling with a baby on the way and beyond. Tobi created the platform to help give women the confidence to achieve their career goals and take them through their career journey while overcoming the motherhood penalty.
1/ We discuss the challenges that mums face in returning to work, and the structural changes needed for parents to advance their careers.
2/ We know the cost of childcare is a huge barrier for women when it comes to returning to work, so Tobi gives tips on how to successfully raise the conversation about flexible working with your employer.
3/ Finally, we will break down how much it costs to have a baby, what you actually need to purchase when you’re expecting, as well as areas where you can cut back and save.
Resources:
- Benefits and financial support for families: www.gov.uk/browse/benefits/families
- Acas: www.acas.org.uk
- Pregnant Then Screwed: www.pregnantthenscrewed.com
- Mother Pukka www.motherpukka.co.uk
- Child Poverty Action Group: https://cpag.org.uk
- Junior ISAs: www.moneysavingexpert.com/savings/junior-isa/
- Book: As a Man Thinketh by James Allen
Connect with Tobi:
- Website: https://mybumppay.com
- Instagram: @Mybumppay
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You’re Not Broke, You’re Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod).
We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice
See acast.com/privacy for privacy and opt-out information.
Welcome back to The Hotline! Today we answer a question from Nicole. She is 35 years old and bought her first home a couple of years ago with her partner. Nicole asks us how to start when it comes to making a will.
The number 35-54 year-olds with a will has decreased from 37% in 2019 to 22.5% in 2021 – a decline of 39%. This means that fewer people are leaving instructions for their loved ones when they pass away. This week, we’re going to talk about who needs to have a will, and what the process entails.
Today on The Wallet:
1/ We’re joined by Kate Pentelow, founder of The Money Mummy, a friend of Vestpod and former financial advisor. Together, we open up the conversation around making a will. We know it can feel uncomfortable and emotional to do, so Kate tells us how we can best prepare for the process.
2/ We discuss when the right time to make a will is, the different options available, and take a look at why, especially as women, it’s so important to be pragmatic and prepared if the worst were to happen.
3/ We also have an inspirational proud money moment to share and a recommended episode from the Vestpod community.
Resources:
- Money Helper: https://www.moneyhelper.org.uk/en/family-and-care/death-and-bereavement/planning-what-to-leave-in-your-will
- The Law Society https://www.lawsociety.org.uk/en
- Probate Services: https://www.gov.uk/government/publications/store-a-will-with-the-probate-service
Connect with Kate:
- Instagram: @The_Money_Mummy
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
Follow the link https://telb.ee/abrzt to submit your proud money moment, question or comment!
Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.
See acast.com/privacy for privacy and opt-out information.
Cindy Gallop is an advocate of gender equality, diversity, and inclusion - an entrepreneur who, in her own words, is ‘the Micheal Bay of business. I like to blow s**t up”. She is hugely passionate about women ‘making tonnes of money’ so that we can invest more in the things we believe in, as well as changing the world to build a more female-dominated financial ecosystem that serves women better.
Today on The Wallet:
1/ Cindy shares the challenges she faces securing funding for her start-up, how she designed a business model around her beliefs and values, and the struggles involved with building an adult content business.
2/ We discuss the disparity in funding between men, women, women of colour and minorities and the mindset shifts we need to see in investors to get more women funded both broadly and indiscriminately.
3/ Cindy tells me her experience of salary negotiations, how she has learnt to know her worth, the advice she shares with women to build their confidence in asking for more and how our micro-actions compound to be real change.
You can follow and connect with Cindy at:
Make love not porn https://makelovenotporn.tv/
Website: Cindy Gallop https://cindygallop.com
Twitter: @cindygallop
Linkedin: www.linkedin.com/cindygallop
Resources:
- Make love, not porn (TED Talk)
- The 3 Percent Movement conference
- Why Do So Many Incompetent Men Become Leaders? (Harvard Business Review)
- Book: Why Do So Many Incompetent Men Become Leaders? by Tomas Chamorro-Premuzic
Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.
See acast.com/privacy for privacy and opt-out information.
In our first #Hotline episode, our brilliant intern Audrey asks how to lay the foundations for healthy financial habits.
Today on The Wallet:
1/ I share my top tips for building healthy money habits in your 20s, highlighting the areas you should focus on as you start your journey.
2/ We’ll discuss how thinking about your goals for the future can help create a budget you can stick to, and how making smart money decisions has long-term benefits that can help you achieve future financial success.
3/ We’ll also hear from the Vestpod team and find out what they have loved and learnt from The Wallet, as well as a proud money moment that might inspire you to take action today for your future self.
Resources:
- How can we improve the financial capability of young adults? (fincap)
- Misconceptions leave younger Brits more susceptible to scams (Barclays)
- Book: Atomic Habits by James Clear
- The Wallet: How to save money for the things you want, with Urenna Okonkwo
- The Wallet: How to be pension confident with Romi Savova, Founder of PensionBee
- Book: You're the Business by Anna Codrea-Rado
- The Wallet: Know your worth as a freelancer, with Anna Cordea-Rado
PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, founder of Vestpod.com - a community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! Join our events and subscribe to our newsletter www.vestpod.com and on IG @vestpod. Join our private FB group: @vestpod.
You can submit a proud money moment, or a question. You just need headphones and mic at the ready and visit https://telb.ee/abrzt or email emilie@vestpod.com.
Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.
See acast.com/privacy for privacy and opt-out information.
Claer is the Financial Times Consumer Editor, presenter of FT’s Money Clinic pod and a leading voice in demystifying money matters. She is passionate about making financial literacy both accessible and engaging for her followers.
Today on The Wallet:
1/ We look at some of the most pressing financial challenges women are facing post-pandemic. Claer gives tips for organising finances and budgeting and shares her experience being the breadwinner in her family.
2/ We discuss financial literacy, how Claer has made personal finance accessible to her readers, and how her own approach to money management has evolved.
3/ Claer shares her financial goals, how she plans for the future, and how to gain confidence in investing in the stock market.
Connect with Claer at:
- Pod: Money Clinic with Claer Barrett
- FT: https://www.ft.com/claer-barrett
- IG: @ClaerB
- Twitter: @ClaerB
- Linkedin: https://www.linkedin.com/in/claer-barrett-74088414/
Resources:
- FLIC Financial literacy campaign: https://ftflic.com/
- NS&I Premium Bonds: https://www.nsandi.com/products/premium-bonds
- https://www.resolver.co.uk
- Money Clinic podcast: Should I borrow to invest?
- My biggest financial mistake: FT writers confess
PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
Learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on IG @vestpod. Join our private FB group: @vestpod.
Submit a proud money moment or question. You just need headphones - visit https://telb.ee/abrzt or email me emilie@vestpod.com.
We are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only & do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term & you understand what you're investing in.
See acast.com/privacy for privacy and opt-out information.
Hello and welcome back to The Wallet! We’re so excited to be launching Season 2 following 47 fantastic episodes and over 75,000 downloads in our first series.
Over the last year, we’ve received so many financial questions through Instagram, emails and workshops and it can be hard to reply to you all - so we’ve decided to do this in the podcast.
We want to hear from YOU!
Each month I will be answering your questions, like; How do I repay my debt? How do I get a mortgage? What’s the best way to save or invest? I’ll give you my best tips, tell you how I approach the challenges and let you know where you can learn more about specific financial topics.
You can email me your questions at emilie@vestpod.com
We will keep our weekly interviews to get you inspired and learn more beyond personal finances - we’ll be hearing from experts, financial educators, entrepreneurs, and more!
In the UK women are getting wealthier, but it’s not always an easy path. That’s why at Vestpod we’re here to get you talking about money, so you not only have enough money for today but can plan for your future and invest in what you believe in.
I can’t wait for you to join us on this journey.
___
You can learn more about Vestpod and subscribe to our newsletter here:
- Vestpod’s newsletter “The Edit”: www.vestpod.com
- Join our online events and workshops: https://www.vestpod.com/events
- Stay in touch with me: please send me your feedback on the podcast and suggest any guests! If you like it, please do share with your friends and rate / review on Apple Podcasts. That does really help!
- Instagram: @vestpod
- Private Facebook group: @vestpod
- Twitter: @vestpod @emilieldn
Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.
See acast.com/privacy for privacy and opt-out information.
Tiwalola Ogunlesi is a confidence coach and founder of Confident and Killing It — a self-love revolution waking women up to their worth so they can be confident, unstoppable and live the life they desire.
Today on The Wallet:
1/ Tiwalola tells me how she has explored and built up her confidence, and how by recognising where her strengths and passions meet she’s found where she feels most empowered.
2/ Down days are inevitable, so Tiwalola shares how she manages negative thoughts, how to navigate the days when you don’t feel your best and how to define success and failure on our own terms.
3/ We discuss the role confidence plays in our relationship with money, and how to recognise the difference between worth and value.
Connect with Tiwalola:
- Twitter @Tiwalowla
- IG: @tiwalowla @confidentandkillingit
- Pod: Confident and Killing It
- www.confidentandkillingit.com
Resources:
- The Code of the Extraordinary Mind by Vishen Lakhiani
- The 15 Invaluable Laws of Growth by John Maxwell
- Raise the Bar: Ep 61, Ethical Coaching and Influencing Change
- Asana
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
Submit a proud money moment, a question or a comment on a previous episode. You just need headphones and a mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Otegha Uwagba is a writer, speaker, and consultant. Her debut book, Little Black Book, made The Sunday Times bestseller list, and she’s just published her third book, We Need To Talk About Money — a personal and candid memoir exploring her relationship with money.
We Need To Talk About Money was born out of a lack of cultural transparency around finances. It follows Otegha’s process in uncovering her deep-rooted beliefs and patterns around money and discusses how she has overcome financial anxiety.
Today on The Wallet:
1/ Otegha shares her early experiences with money, what money means to her, and explains how we can all begin a journey of introspection to better understand our own attitudes towards money.
2/ We discuss the role privilege plays in the workplace, and how the culture of ‘don’t ask, don’t tell’ is detrimental to everyone, but especially affects women, people of colour and minorities when negotiating salaries and fees.
3/ We look at how Otegha’s relationship with money has evolved over time, and how you can learn to enjoy what you earn when you’re prone to worrying about money.
Connect with Otegha at:
-
Books: We Need to Talk About Money (2021), Whites On Race and Other Falsehoods (2020) and Little Black Book: A Toolkit For Working Women (2017)
-
Twitter: @OteghaUwagba
-
IG: @oteghauwagba
-
Pod: In Good Company
-
Women Who: www.womenwho.co
Resources:
- Money Scripts: The Psychology of Wealth by Dr. Brad Klontz
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
This episode is a recording of our pensions event on June 30th, 2021 organised with our sponsor PensionBee. You can read the summary of the event and see the slides supporting our conversation on vestpod.com.
Research shows that women’s pensions hold around 40% less than those belonging to men, with this pension gap only increasing with age. (Pension Bee, 2021)
With the gender and ethnicity pay gaps impacting women’s ability to save more into their pensions, how can we bridge this gap and ensure we’re saving for our future selves and a happy retirement?
To tackle this subject, I am joined by 4 brilliant guests who will take us through the foundations of what a pension is, their tips and guidance on investing with impact and their personal stories of starting and saving for retirement.
Today on The Wallet:
1/ People tend to save more when they can see themselves at retirement age, so we meet our future selves and learn about their lives, which helps us prioritise our future needs over opting for instant gratification.
2/ We’ll discuss how to calculate your pension pot goals, how to get clear on where your money is invested, and how to move it if it isn’t aligning with your values.
3/ We know the pension gap is a challenge affecting women in retirement, so we look at practical and hands-on ways to boost our pension savings.
My guests today are:
- Emma Maslin: Financial coach, therapist and founder ofThe Money Whisperer (@MoneyWhisperer_).The Wallet episode:What Long Term Impact Will the Pandemic Have On Our Finances
- Nina Mohanty: Founder of Bloom Moneyand passionate financial inclusion advocate (@ninamohanty).The Wallet episode: How Can Technology Help Us Manage Our Money Better
- Romi Savova: Founder and CEO of PensionBee, Queen Bee of pensions (@romisavova). The Wallet episode:How To Be Pension Confident
- Vivien Adeosun: Full-time employee and senior account manager for PitchBook (LinkedInVivien Adeosun). The Wallet episode:How To Ask For More Money At Work
We shared some resources in this episode, all the links are below:
- Netflix: Money Explained Episode 5 “Retirement”
- You Make Better Decisions If You “See” Your Senior Self by Hal Hershfield
- Bronwyn King: You may be accidentally investing in cigarette companies
- Which? How much will you need to retire?
- Pension Bee
- Pension Bee: Pension Calculator
- Make My Money Matter
🐝 The event’s partner PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.
I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod and subscribe to our newsletter here:
- Vestpod’s newsletter “The Edit”: www.vestpod.com
- Join our online events and workshops: https://www.vestpod.com/events
- Stay in touch with me: please send me your feedback on the podcast and suggest any guests! If you like it, please do share with your friends and rate / review on Apple Podcasts. That does really help!
- Instagram: @vestpod
- Private Facebook group: @vestpod
- Twitter: @vestpod @emilieldn
Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in. With investments, your capital is at risk. Pensions can go down in value as well as up, so you could get back less than you invest.
See acast.com/privacy for privacy and opt-out information.
The world of cryptocurrency continues to grow in popularity. With Bitcoin regularly hitting the headlines, an increasing number of people are curious about investing in crypto. But what is it, what are its origins, and how does it work?
Ambre Soubiran is the CEO of Kaiko - a crypto market data company. Having first read about Bitcoin back in 2013, Ambre was an early adopter and eventually left her banking career to pursue her passion for blockchain technology. Often cited as one of the most influential women in crypto, Ambre’s company Kaiko has just raised $24 million in Series A funding.
Today on The Wallet:
1/ Ambre explains what exactly blockchain is, how it works, and busts some common myths around investing in crypto.
2/ Cryptocurrency has gained a lot of media interest, so we discuss how to ignore the hype to ensure you're investing for the long term, and what this technology means for the future of financial services.
3/ With the rise of crypto frauds and scams, we look at how to protect ourselves from fake platforms, as well as the challenges digital currencies face in light of their sometimes negative spotlight.
You can follow and connect with Ambre at:
- Kaiko: https://www.kaiko.com
- Twitter @ambresoub
Resources:
- https://folie.london
- Bitcoin White Paper: https://bitcoin.org/bitcoin.pdf
- https://www.revolut.com
- https://www.coinbase.com
- https://www.kraken.com
- https://www.binance.com
- https://ethereum.org/en/
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Elizabeth Ogabi is a founder, entrepreneur, podcaster and author of ‘Side Hustle in Progress: A Practical Guide to Kickstarting Your Business’. She has worked across various industries and two continents over the span of her career.
As a prominent voice for the advancement of women’s careers, Elizabeth is passionate about empowering women to create sustainable side hustles alongside their full-time jobs to help them build their dream lives.
Today on The Wallet:
1/ Elizabeth shares her experience of running a side hustle alongside a full-time job, how to define your goals for your side gig, and her advice for earning money on the side without burning out.
2/ We are frequently bombarded with messages of success and the glamorisation of overworking, so today we look at how to sustainably build a business that works for you, and how we can move away from a toxic hustle culture.
3/ As a self-professed ‘serial saver’, Elizabeth discusses how she started to shift her mindset around money to enjoy spending, as well as her investing journey.
You can follow and connect with Elizabeth at:
- Book: Side Hustle in Progress: A Practical Guide to Kickstarting Your Business
- Instagram: @elizabethogabi, @forworkingladies and @leicour
- Twitter @ElizabethOgabi_
- Podcast: How I Made It Happen
We shared some resources in this episode, all the links are below:
- https://www.leicour.com/
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Kalpana Fitzpatrick is the Finance Editor at Hearst Magazines. She writes for publications such as Cosmopolitan, Good Housekeeping, Red and Prima, and her relatable, jargon-free articles cover a wide range of money management topics, such as how we can break down the taboos that surround money and the importance of financial literacy.
Today on The Wallet:
1/ Kalpana explains how we can open up the conversation around money with our friends, without judgement or shame, and how to overcome FOMO that leads to impulse spending.
2/ Having saved £1,000 by reviewing her household bills and service providers, Kalpana gives her top tips for renegotiating deals to save money.
3/ The pandemic has made many of us more attuned to our finances, and we’ve seen a rise of interest in investing. Kalpana shares her personal story of saving and investing money, and offers encouraging words to those who want to start investing.
You can follow and connect with Kalpana at:
- Twitter: @KalpanaFitz
- Instagram: @Kalpanafitzpatrick
We shared some resources in this episode, all the links are below:
- Article Cosmo: How to talk to your friends about money
- Article Good Housekeeping: How I saved £1,000 in one afternoon
- Uswitch
- Yolt
- Starling Bank
- Monzo
- Money Week Magazine
- Moneybox
- Wealthify
- Ethical Consumer website
- Good with money blog
- Clim8 Invest
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Check Warner is an early stage VC and co-founder of venture capital fund Ada Ventures - a $50m early-stage investment fund that supports overlooked and underrepresented tech founders.
Having recognised the lack of diversity in the investment world, Check also co-founded the non-profit, Diversity VC, to help promote inclusion and eradicate affinity bias within the investment industry.
Today on The Wallet:
1/ Check gives us an introduction to venture capital, the role that VC’s play in supporting early-stage startup founders, how a fund is built and how founders can prepare for conversations with investors.
2/ We discuss the positive knock-on effects that come with funding underrepresented groups and markets, and how we can get more money into their hands.
3/ Starting a business is hard, and there can be a lot of pressure on your personal finances — especially in the early days. Check explains how Ada Venture supports founders financially and emotionally, and the work they do to make the investment space fairer and more inclusive for founders who are also parents.
You can follow and connect with Check at:
-Ada Ventures: https://www.adaventures.com
-Diversity VC: https://www.diversity.vc
-Twitter @checkwarner
We shared some resources in this episode, all the links are below:
-Alma Angels: https://www.alma-angels.com/
-Angel Investing School: https://angelinvestingschool.com/
-Cindy Gallo Tweet: https://twitter.com/cindygallop/status/1391945328283328514
-Claire Díaz-Ortiz Tweet: https://twitter.com/Claire/status/1390001812338626562
-Fundraising and Privilege Blog post: https://medium.com/ada-ventures/on-fundraising-and-privilege-b6b2730d6c82
-VC Parental Leave Guide: https://www.diversity.vc/women-in-uk-vc/parental_leave_guide/
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Shellye Archambeau was one of the first ever Black female CEOs in the tech industry. She is a Silicon Valley leader, a Board member, and author of the inspiring book; Unapologetically Ambitious: Take Risks, Break Barriers, and Create Success on Your Own Terms.
From the very start of her extraordinary career, Shellye had a clear vision: she wanted to be a CEO. Through her ambition, resilience, and continuous pursuit of growth, she achieved her aspirations and is now inspiring others to take ownership of their careers and achieve their dreams.
Today on The Wallet:
1/ Goal setting has been instrumental in Shellye’s success. She talks about how to get intentional about your goals, build timelines, why planning helps you stay on track and why risk and opportunity are two sides of the same coin.
2/ You’ll find out how to build confidence when it comes to negotiating your salary, and how Shellye has navigated asking for more in her career - even when it felt uncomfortable.
3/ We discuss Shellye’s relationship with money and the role it plays in her life, and how her upbringing formed the money mindset she has kept with her to this day.
You can follow and connect with Shellye at:
- Instagram: @shelarchambeau
- Twitter: @ShelArchambeau
- Website: https://www.shellye.com
- Book: Unapologetically Ambitious: Take Risks, Break Barriers, and Create Success on Your Own Terms
I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod and subscribe to our newsletter here:
- Vestpod’s newsletter “The Edit”: www.vestpod.com
- Join our online events and workshops: https://www.vestpod.com/events
- Stay in touch with me: please send me your feedback on the podcast and suggest any guests! If you like it, please do share with your friends and rate / review on Apple Podcasts. That does really help!
- Instagram: @vestpod
- Private Facebook group: @vestpod
- Twitter: @vestpod @emilieldn
Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.
See acast.com/privacy for privacy and opt-out information.
In today’s Stock Market 101 session, we’re going back to investment basics. For this exercise, I speak to qualified Chartered Accountant and founder of This Girl Invests, Prerna Khemlani — a passionate advocate for educating and encouraging women to get financially confident.
Despite working in the financial industry, Prerna still found the information around personal finance difficult to understand and apply to her life. It was because of this frustration that she decided to launch her Instagram account, This Girl Invests, which now serves as a community for women to learn more and take control of their financial futures.
Today on The Wallet:
1/ We’re taking a step back and learning about the foundations of the stock market and investing. Prerna walks us through the basics, including: what exactly is the stock market, and how does it work? What is a stock? What’s the difference between stocks and funds?
2/ There is always some risk involved with investing, so we discuss how to evaluate said risk and how to know what is comfortable for you, as well as the returns you can expect to see from your investments.
3/ It can be hard to know where to start with investing, and Prerna offers valuable tips on how you can research companies to get a feel for the market as well as how to build your confidence to get some skin in the game.
You can follow and connect with Prernaat:
-Website: www.thisgirlinvests.co.uk
-Instagram @thisgirlinvests
We shared some resources in this episode. The links are below:
-Trading 212: www.trading212.com
-Moneybox: www.moneyboxapp.com
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Kate Wills is a freelance travel journalist who writes for The Guardian, The Times, Vogue and The Telegraph, to name a few. She’s also the author of A Trip Of One's Own: Hope, Heartbreak and Why Travelling Solo Could Change Your Life.
As an avid solo traveller, Kate always found travelling alone liberating. But after her marriage ended, travelling provided her with the escapism, inspiration, and comfort she needed as well as the chance to experience a different way of life.
Today on The Wallet:
1/ Since we still can’t travel as freely as we’re used to, Kate shares how we can replicate that excitement and sense of adventure from home, and the benefits that come from stepping out of our comfort zone.
2/ We discuss how changes in her lifestyle helped Kate take control of her finances after her divorce, and how by opening up to friends about her financial situation the conversation around money has become a lot less loaded.
3/ Kate offers her best travel tips for managing and budgeting money while abroad, as well as how to save for trips and how travelling alone has helped her to be more mindful, resourceful and resilient.
You can follow and connect with Kate at:
- Website: www.kate-wills.com
- Instagram: @katewillswrites
- Twitter: @katewills
- Book: A Trip of One’s Own: Hope, heartbreak and why travelling solo could change your life
We shared some resources in this episode. The links are below:
- Get your glow back podcast, from Madeleine Shaw
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Madeleine Shaw is a leading voice in the wellness industry: a bestselling author, nutritional therapist, and mother. Madeleine is passionate about helping her followers get their glow back through eating well, moving more and making time for what makes them happy.
But since our health is made up of more than just what we eat, Madeleine also believes that finances should be included in our overall wellness. Money is often an afterthought in our lives, yet with the right mindset, we can all build healthier money habits for a more balanced and fulfilling life.
Today on The Wallet:
1/ Madeleine discusses the “wellness toolkit” she uses to reconnect to her body, relax, and feel happy, and why having an outlet can be key to feeling good.
2/ We look at the healthy money habits that Madeleine has adopted, which include reaching her financial goals by avoiding impulse purchases and opting for a slower, more sustainable outlook on life and consumption.
3/ With social media being such an integral part of our lives, it’s harder than ever to stop comparing ourselves or our businesses to others online, so Madeleine offers helpful tips to help us look after our wellbeing online.
You can follow and connect with Madeleineat:
- Website: www.madeleineshaw.com
- Instagram: @madeleine_shaw_
- Books: Get The Glow, A Year Of Beautiful Eating and Ready Steady Glow
We shared some resources in this episode. All the links are below:
- Homethings: www.gethomethings.com
- Farmdrop: www.farmdrop.com
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Holly Tucker MBE is a British entrepreneur, philanthropist, and UK Ambassador for Creative Small Businesses. She is the founder of the online marketplace notonthehighstreet.com and Holly & Co, a small business advice and inspiration platform.
Above all, Holly is an ardent small business advocate and keynote speaker, committed to helping female entrepreneurs thrive by turning their passion into profit while building a happy and fulfilling life.
In today’s episode of The Wallet:
1/ We discuss how you can build a business that looks and feels like you, the advantages of running your own company as a woman, and how to build confidence in those early days of entrepreneurship.
2/ Holly shares her experience of managing money and cash flow in her business, and the role that money plays in her life and work.
3/ As a founder, there can be a lot of pressure on you to ‘do it all’. Holly opens up about how she juggles work and home life, as well as self-care, and why she believes a balance of purpose and profit is the key to ultimate happiness.
Holly’s new book, “Do What You Love, Love What You Do: The Empowering Secrets to Turn Your Passion into Profit” is out now!
You can follow and connect with Hollyat:
- Holly & co: www.holly.co
- Instagram: @hollytucker
- Instagram: @holly.co
- Book: Do What You Love, Love What You Do: The Empowering Secrets to Turn Your Passion into Profit
I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod and subscribe to our newsletter here:
- Vestpod’s newsletter “The Edit”: www.vestpod.com
- Join our online events and workshops: https://www.vestpod.com/events
- Stay in touch with me: please send me your feedback on the podcast and suggest any guests! If you like it, please do share with your friends and rate / review in iTunes. That does really help!
- Instagram: @vestpod
- Private Facebook group: @vestpod
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Twitter @vestpod @emilieldn
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Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.*
See acast.com/privacy for privacy and opt-out information.
AnnaCodrea-Rado is a journalist, podcaster and author, whose book ‘You’re The Business; how to build a successful career when you strike out alone’ is a practical guide for freelancers and those running a business of one.
After being made redundant in 2017, Anna took the leap and began freelancing while documenting the highs and harsh realities of self-employment.
In today’s episode of The Wallet:
1) We discuss how to build healthy routines when you work for yourself and how to avoid burnout when you’re setting your own schedule.
2) Anna talks about setting your prices based on your value rather than your time
3) We look at how to budget and organise your finances when you’re self-employed. Anna also shares tips on saving for the future when you have a fluctuating income.
Connect with Anna:
- https://www.annacodrearado.com
- You’re the Business: How to build a successful career when you strike out alone
- Newsletter: https://www.lance.media/
- Podcast: Is This Working?
- IG: @annacod
Resources:
- Open Up by Alex Holder
- Company of one by Paul Jarvis
- www.starlingbank.com
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! Learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
Submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email us at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Emma Maslin is a money coach and mentor who helps people understand their emotional connection with money to help build positive habits and a healthy money mindset. Emma is a passionate believer that financial health and well-being is not a luxury just for the wealthy: it is a basic need for all.
Emma’s speciality is to equip people with both the right money mindset and the practical guidance and tools to achieve financial freedom.
In today’s episode of The Wallet:
1) Emma shares how emotional spending might work as we return to the high street, and how we can recognise our triggers and take a pause before making impulsive decisions.
2) I was also curious to find out what Emma thinks about the ‘collective global trauma’ (as reported by behavioural finance expert Neil Bage in an article published last month) that we’ve experienced in the last 12 months of the pandemic, and how this trauma will impact our financial decisions and attitude to risk.
3) Since investing has become more mainstream and trendy during the pandemic, Emma also offers tips to new investors to help them understand their emotions around investing and how to build a long-term investment strategy.
You can follow and connect with Emmaat:
- The Money Whisperer: www.themoneywhisperer.co.uk
- Twitter: @MoneyWhisperer_
We shared some resources in this episode. All the links are below:
- Metro Article: How to treat bad money habits picked up over lockdown
- Book: Atomic Habits by James Clear
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Vivi Friedgut’s mother taught her about the importance of the stock market, which resulted in her buying her first stock at just 15. Since then, she has seen first hand the positive impact of getting into finances from an early age.
In today’s episode, we talk about:
1/ Investing has become a new buzzword so we’re talking about the key differences between day trading and investing for the long term.
2/ Raising awareness of financial abuse within relationships.
3/ How to make sure you actively manage your finances as a startup founder: build a safety net, prepare yourself in case your business fails and pay yourself along the way.
Connect with Viviat:
- https://www.blackbullion.com/
- Book: Stay Financially Healthy While You Study: Make the most of your student experience
- Blog: https://vivifriedgut.medium.com
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
We all have our own definitions of what it means to be “wealthy”. For you, wealth might be purely financial, but it could also be having time with your friends and family, experiences and trips, or the freedom to live life on your own terms.
My guest today is Davinia Tomlinson, who discovered that her definition of wealth extends beyond finances and has since been inspired to follow her own path.
Davinia founded RainChq in 2018, to help women take control of their financial futures, build long term sustainable wealth and live with intention.
As Davinia explains, we can easily move through life from one goal to another without stopping to think about what we truly want. So in this episode, we discuss how to identify desires that might be outside societal expectations, how we can reclaim our financial power, even in a pandemic, and how our differences in thinking and life experiences can be our biggest asset.
You can follow and connect with Daviniaat:
- Website: www.rainchq.com
- Instagram: @rainchq
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.
See acast.com/privacy for privacy and opt-out information.
A 2013 study from Duke University and the University of California found that male CEOs with deeper voices tend to manage larger companies, stay in their jobs for longer and even make more money to the tune of $190,000 per year.
But can the pitch of our voice really have an effect on our earning potential, or the impact we have at work and how we’re perceived as leaders?
My guest today is Vanessa Collingridge, an award-winning TV and radio journalist and leadership coach who is empowering women to quite literally use their voice, speak up and get comfortable taking up space.
Joined by Vestpod intern, Millie, Vanessa shares practical hacks that we can use to try and help amplify our voices, breathing techniques that can help calm our nerves in stressful situations as well as the subtle changes we can make to our posture in order to feel more powerful.
Vanessa has boundless energy and is so passionate about boosting the visibility of women encouraging us all to ditch our “good girl” mentalities and strive to be seen and heard.
You can follow and connect with Vanessaat:
- Twitter: @NessCollingr
We shared some resources in this episode. All the links are below:
- Amy Cuddy Ted Talk: Your body language may shape who you are
- Male CEOs with deep voices more likely to have market success: Huffington Post
You can follow Vestpod:
- Newsletter and classes: https://www.vestpod.com
- My book “You’re Not Broke, You’Re Pre-Rich is available to purchase from Amazon and your favourite bookshop
- Instagram @vestpod
- Join our Facebook group
Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.
See acast.com/privacy for privacy and opt-out information.
Claire Wasserman is the founder of ‘Ladies Get Paid’ a leading platform that champions the professional and financial advancement of women.
She has now put together all she’s learnt about this into her first book ‘Ladies get Paid’: the pre-eminent guide on how women can get recognised and rewarded at work.
We’ve been working from home for a full year, and we know the pandemic has disproportionately impacted women, so I was curious to get Claire’s insights on how we can still show our value as we work remotely, and ultimately get paid what we deserve.
Claire also shares how we can open the conversation around money with our peers, the power she has seen in having your own personal board of career advisors, her one piece of negotiation advice everyone should know, how to overcome imposter syndrome and why we should consider investing for our future.
You can follow and connect with Claireat:
- Website: https://www.ladiesgetpaid.com/
- Book: https://www.ladiesgetpaid.com/book
- Instagram: https://www.instagram.com/ladiesgetpaid/
- Linkedin: https://www.linkedin.com/company/ladies-get-paid//
- Facebook: https://www.facebook.com/ladiesgetpaid
- Claire Wasserman website: https://www.clairewasserman.com/
- Claire Wasserman’s Linkedin: https://www.linkedin.com/in/clairewasserman/
You can follow Vestpod:
- Newsletter and classes: https://www.vestpod.com
- My book “You’re Not Broke, You’Re Pre-Rich is available to purchase from Amazon and your favourite bookshop
- Instagram @vestpod
- Join our Facebook group
Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.
See acast.com/privacy for privacy and opt-out information.
AJ Odudu is a TV presenter that you may recognise from programs such as Big Brother's Bit On The Side, Celebrity SAS Who Dares Wins, Don’t Rock The Boat and more recently behind the scenes for The Voice UK! In addition to her presenting achievements, she’s also a DJ, a qualified personal trainer, and a contributor to publications including Vogue and Marie Claire.
In this episode of The Wallet, AJ also shares how she remains positive and stands firm in her values when it comes to realising her worth through negotiating pay; how she’s constantly had to overcome the fear of failure and take risks over the course of her career; and how she hopes to tackle the racism and cultural bullying that she has experienced throughout her life.
You can follow and connect with AJat:
- Website: www.ajodudu.com
- Twitter: @AJOdudu
- Instagram: @ajodudu and @homewithaj
We shared some resources in this episode. All the links are below:
- Vogue: https://www.vogue.co.uk/arts-and-lifestyle/article/aj-odudu-anti-racism
- Marie Claire: https://www.marieclaire.co.uk/entertainment/people/aj-odudu-anti-bullying-week-673824
- BBC gender pay gap:https://www.bbc.co.uk/news/entertainment-arts-40661179
- Trussle:https://trussle.com/mortgages/blog/millennials-making-sacrifices-to-climb-housing-ladder
You can follow Vestpod:
- Newsletter and classes: https://www.vestpod.com
- My book “You’re Not Broke, You’Re Pre-Rich is available to purchase from Amazon and your favourite bookshop
- Instagram @vestpod
- Join our Facebook group
Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.
See acast.com/privacy for privacy and opt-out information.
Amy Thomson is the founder of Moody Month, a mood and hormone cycle tracker designed to help women better understand their bodies. Having raised over two million pounds with Moody Month, Amy shares her experience of raising the funds that have enabled her to build her business ethically and sustainably, as well as her own personal financial story as an entrepreneur.
Connect with Amy & Moodyat:
- Moody Month: https://moodymonth.com/app
- Moody Book: Moody: A Woman's 21st-Century Hormone Guide out now!
- Instagram: @Moodymonth
- Amy’s Instagram: @amytstory
- Future Girl Corp: http://www.futuregirlcorp.com
We shared some resources in this episode. All the links are below:
- Zinc: https://www.zinc.vc/
- Entrepreneur first: https://www.joinef.com
- The Rose Review of Female Entrepreneurship: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/784324/RoseReview_Digital_FINAL.PDF
- Sara Blakely Spanx: https://www.forbes.com/profile/sara-blakely/
- Katrina Lake Stitch Fix: https://www.forbes.com/profile/katrina-lake/?sh=66bc943c5fe9
- The Big Hack Documentary: https://www.youtube.com/watch?v=iX8GxLP1FHo&ab_channel=Netflix
- Bias and $Billions- Rewriting Female Funding Narratives: https://amytstory.medium.com/bias-and-billions-rewrite-female-funding-narratives-496dc170e693
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Saving for retirement can feel like a distant goal, with pensions often feeling complicated and impersonal.
But with research finding that by the time a woman is aged 65 to 69, her average pension wealth is roughly a fifth of that of a man the same age (Chartered Institute of Insurance 2018), saving for your pension can be vital for a happy retirement.
We know the gender pay gap negatively impacts women throughout their career. This disparity also affects how much we can save for our future, so how can we address the gender pension gap and ensure that we work towards closing it?
My guest today is Romi Savova, the founder and CEO of PensionBee - the leading online pension manager giving customers ownership of their savings, encouraging them to actively interact with their pension pot through a unique combination of technology and customer-centric service.
In this episode, Romi shares how we can better understand our pension plans, the importance of financially planning for later life, and how to start saving.
It’s also a very exciting time for Romi as she gears up for PensionBee’s upcoming IPO. With only 5% of the FTSE 100 CEOs being female (IG Group, 2020) we take a look at Romi’s experience as a female founder working in the financial space and how her organisation has achieved complete gender parity.
You can follow and connect with Romi at:
- PensionBee: https://www.pensionbee.com
- Twitter: @romisavova
We shared some resources in this episode. All the links are below:
- https://www.cii.co.uk/news-items/2018/october/deficit-by-a-thousand-cuts-news/
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Research from the Inclusive Tech Alliance has highlighted that just 12.6% of board members in the country's largest tech firms are women, and BAME people make up just 8.5% of senior leaders.
Joining me today is Abadesi Osunsade, founder of Hustle Crew, a community focused on giving underrepresented professionals the skills and support they need to achieve lasting change.
Inclusion and diversity in the technology community has become central to Abadesi’s mission, empowering women to recognise their worth and to ask for more.
However, negotiating and understanding your own value can be tricky. Having these conversations can feel daunting and downright uncomfortable. In this episode, Abadesi shares her own experience of salary negotiations, getting paid what you’re worth as a business owner or freelancer, and her top tips for overcoming your fears so you can go into these conversations feeling like a million bucks.
You can follow and connect with Abadesiat:
- Hustle Crew: https://www.hustlecrew.co
- Techish Podcast: http://www.techishpod.com
- IG: @techishpod
- https://www.abadesi.com
- Twitter: @Abadesi
- IG: @abadesi
- Dream Big. Hustle Hard.: The Millennial Woman's Guide to Success in Tech
Resources:
- Black representation at top of FTSE 100 companies falls to zero, Financial Times
- Inclusive Tech Alliance Research, Inclusive Boards
- Ask for it: How Women Can Use the Power of Negotiation to Get What by Linda Babcock
- https://www.moneysavingexpert.com
I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.
We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at podcast@vestpod.com.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*
See acast.com/privacy for privacy and opt-out information.
Money can be a loaded and emotional topic. Our beliefs around money influence all aspects of our financial journey, from our earning capacity, to how we spend money and how we save for the future.
However, our money beliefs can be deep rooted and often subconscious. It can be tricky to know where to start when it comes to understanding our feelings about finances. It’s equally difficult to recognise behaviours we may have adopted.
My guest today is Simonne Gnessen, founder of Wise Monkey Financial Coaching. She is also the co-author of the women’s guide to personal finance ‘Sheconomics’.
Simonne has over 10 years of experience as a financial advisor. Today, through Wise Monkey Financial Coaching, she empowers her clients to build a better relationship with money, helping them use it effectively to achieve their goals.
In this episode, Simonne shares powerful exercises that help us understand how we think and feel about money. She offers practical tips for building a positive money mindset once you have identified your limiting financial beliefs or blockers.
We also take a look at some of the common emotions that drive impulse purchases, as well as how we can resist today's temptations to spend.
You can follow and connect with Simonneat:
- Wise Monkey Financial Coaching: https://financial-coaching.co.uk/
- Linkedin: https://www.linkedin.com/company/wise-monkey-financial-coaching
- Twitter: https://twitter.com/simonnegnessen
- Sheconomics: http://sheconomics.com/
You can follow Vestpod:
- Newsletter and classes: https://www.vestpod.com
- The kindle version of my book “You’Re Not Broke, You’Re Pre-Rich” is on sale for the entirety of February 2021 on Amazon UK for 99p!
- Instagram @vestpod
-
Join our Facebook group
-
Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.*
See acast.com/privacy for privacy and opt-out information.
In 2017/18, some 3.6 million British women and 2.9 million men opened a Cash ISA account. Yet, in the same tax year, more men held a Stocks and Shares ISA (1.3 million) when compared with women (1 million), according to HMRC (25 June 2020).
While women are great at saving, research suggests that we are sometimes overly cautious (or risk aware, if you will) when it comes to taking the steps needed to be more in control of our financial futures. This gender investment gap has a direct impact on women’s wealth, pensions, and overall financial wellbeing.
Sure, women may prefer to keep their funds stashed in cash savings accounts, but why is it important to invest, and where should you start?
My guest today is Jill Jackson, Managing Director of The Big Exchange, the pioneering investment platform that helps create a positive impact for people and the planet while making their customers' money work harder for them. Jill is a passionate advocate for democratising the investment industry, breaking down overly complicated terms and processes that have historically alienated and excluded people from the market. She hopes this will help get more people investing.
In this episode, Jill and I take a look at how investing in the stock market could help more women reach their financial goals. We also dispel some of the misconceptions around investing and how one can better understand market risk and volatility.
You can follow and connect with Jillat The Big Exchange:
- The Big Exchange: https://bigexchange.com
- Instagram: @thebigexchange
- Facebook: Thebigexchangecommunity
- Twitter: @thebigexchange_
You can follow Vestpod:
- Newsletter and classes: https://www.vestpod.com
- The kindle version of my book “You’Re Not Broke, You’Re Pre-Rich” is on sale for the entirety of February 2021 on Amazon UK for 99p!
- Instagram @vestpod
-
Join our Facebook group
-
Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.*
See acast.com/privacy for privacy and opt-out information.
Money management and financial literacy are, unfortunately, not widely taught. This means that many of us have never had the opportunity to learn how to save money, how to invest or how to build wealth.
To make matters worse, the UK’s financial literacy gap disproportionally affects black communities and women. This has a detrimental impact on the levels of income as well as long-term wealth.
My guest today is Ayesha Ofori - a passionate advocate for financially empowering women and minorities, encouraging them to embark on property investment.
Ayesha is the founder of property investment company Axion, and two powerful communities – PropElle and the Black Property Network. Having gained financial independence through building a property portfolio, her mission is to make property investing more accessible to all women.
In this episode, Ayesha talks about her journey that saw her dabbling in property investment as a side hustle, to quitting her job and eventually pursuing her passion full time. We cover everything from getting started investing in property, to finding the best option according to your budget, as well as the pros and cons of investing in property as an asset.
Ayesha shared some resources in this episode. All the links are below:
- Leo Crowdfunding: https://www.leocrowdfunding.com/
You can follow and connect with Ayeshaat:
- Propelle:https://propellenetwork.com
- Black Property Network: https://blackpropertynetwork.com
- Axion Property Partners: https://axionproperty.com
- Instagram: @ayesha.ofori & @blackpropertynetwork
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.*
See acast.com/privacy for privacy and opt-out information.
With money habits formed by age 7, our culture and formative backgrounds undoubtedly play an important role in shaping our attitude towards money. The question is: as adults, how can we decode what we have subconsciously been taught and build a positive mindset towards managing our money?
Joining me today is Selina Flavius, finance coach and founder of Black Girl Finance - the digital platform providing a safe space for Black women to get comfortable talking about money.
Black graduates are paid 9% less than their white counterparts. In this episode, Selina shares the long-term impacts of the ethnic pay gap, and how we can tackle it.
We also take a look at what we can do to aid our financial security during the pandemic, and why Selina believes personal finance is the missing piece in self-development.
Selina’s book 'Black Girl Finance, Let’s Talk Money’ is out now. It’s a fantastic resource where she shares her best financial tips as well as her personal stories, goal-setting exercises and straight-talking advice.
You can follow and connect with Selina at:
- Black Girl Finance www.blackgirlfinance.co.uk
- Instagram: @blackgirlfinanceuk
- Twitter: @blackgrlfinanceuk
- Black Girl Finance podcast: https://podcasts.apple.com/gb/podcast/black-girl-finance/id1518416348
Selina shared some resources in this episode. All the links are below:
- Rich Dad Poor Dad by Robert T. Kiyosaki
- Warren Buffett's letters to shareholders
- Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham
- The Money and Pensions Service: https://moneyandpensionsservice.org.uk/
- Step Change Debt Change: www.stepchange.org
- Glassdoor: www.glassdoor.co.uk
- Gender and Ethnicity pay gap reporting: www.runnymedetrust.org
- Pay discrimination - Right to Know Petition https://fawcettsociety.eaction.org.uk/righttoknow
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
With the topic of money becoming increasingly more mainstream, financial journalism has played a key role in opening up the conversation around money, providing engaging and easily consumable content.
Through magazines and articles, financial journalism can break down money taboos, amplify different voices, and give consumers a platform to be heard.
My guest today is Laura Whateley, an award-winning journalist, and author of The Sunday Times best-selling book, 'Money: a user's guide’. This is the essential guide to financially empower and educate Millennials and Gen-Z on the principles of money management, now with a new chapter added for 2021.
In this episode, we take a look at some of the generation-defining money issues Millennials face today (housing crisis, problem debt and saving for the future), the impact social media has on our spending, and what a career in financial journalism has taught Laura about her own personal finances and relationship with money.
You can follow and connect with Laura at:
- Twitter: @LWhateley
- Instagram: @laurawhateley
- Book: Money: A User’s Guide
Laura shared some great resources in this episode. All the links are below:
- Starling Bank: https://www.starlingbank.com/
- Monzo: https://monzo.com/
- Coconut: https://getcoconut.com
- Money Dashboard: www.moneydashboard.com
- Yolt: www.yolt.com
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Adrienne Herbert is the creator and host of the inspiring podcast, Power Hour, encouraging listeners to reclaim an hour a day to focus on their goals.
As well as being a motivational speaker, a personal trainer, a Mum, and in her own words a professional encourager, Adrienne can now add author to that list.
Her first book Power Hour: How to Focus on Your Goals and Create a Life You Love is packed with actionable steps that can help you build powerful habits to move you closer to achieving your goals.
In this episode, Adrienne shares with me the journey that has led her to become the face of the wellness industry, how she finds motivation and positivity, and the challenges and fears she has overcome to now help others pursue their passions.
Adrienne also shares her own money story, what the value of money means to her, and how she extends her mindset for growth and optimism to her finances.
Adrienne’s energy is infectious, so we can all kick off 2021 with some positivity!
You can follow and connect with Adrienne at:
- Website: https://adriennelondon.com
- Podcast: Power Hour
- Instagram: https://www.instagram.com/adrienne_ldn
- Twitter: https://twitter.com/adrienne_ldn
Adrienne shared some resources in this episode. All the links are below:
- Mindset: How You Can Fulfil Your Potential by Carol Dweck https://www.amazon.co.uk/Mindset-How-Fulfil-Your-Potential/dp/1780332009
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Many of us have never been taught how to manage our money, this includes how to budget and how to plan for the future, but also how to save in the short term for the things we really want.
My guest today is Urenna Okonkwo who started her career as a financial advisor helping wealthy clients to manage their money. Today she is the CEO and founder of Cashmere - an app that is helping young, aspirational consumers learn how to save through setting up a virtual piggy bank, enabling them to make guilt-free luxury purchases and to help them to save for the lifestyles they desire.
Cashmere is empowering consumers to manage their finances by making considered purchases, turning them away from fast fashion and instant gratification, and developing their saving skills through planning.
It was fantastic to hear about Urenna’s incredible journey from working in finance to becoming a female entrepreneur in the e-commerce and Fintech space. In today’s episode, she shares some of the challenges she has faced in launching Cashmere, and her experience in gaining funding for the platform as a young black female.
We also take a look at the future of saving, with some of the innovative solutions that are on the horizon and discuss the power of collaborative saving.
You can follow and connect with Urenna at:
- Cashmere: https://www.cashmereapp.co.uk/
- Twitter: https://twitter.com/urennalexa and https://twitter.com/Cashmere_HQ
- Instagram: https://www.instagram.com/urennao
Urenna shared some resources in this episode. All the links are below:
- WealthSimple: www.wealthsimple.com
- PensionBee: https://www.pensionbee.com
- Stepladder: www.joinstepladder.com
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Research from ‘Make my Money Matter’ has shown that moving towards more sustainable funds can have many times more impact in reducing your carbon footprint than giving up flying and becoming vegan combined.
Joining me today is Alice Ross, Deputy News Editor for the Financial Times and author of the new book Investing To Save The Planet: How Your Money Can Make a Difference - her mission is to highlight the action that every investor, at any level, can take to build a greener future.
In this episode, Alice gives an introduction to sustainable investing, so what does it mean when we talk about green or sustainable investing, we break down some of the terminology and jargon used in the industry, and discuss the tools available to help avoid greenwashing.
- Investing To Save The Planet: How Your Money Can Make a Difference: https://www.bookdepository.com/Investing-Save-Planet-Alice-Ross/9780241457238
You can follow and connect with Alice at:
- Twitter: www.twitter.com/aliceemross
- Financial Times: https://www.ft.com/stream/89bc219c-f119-4b45-bdbe-aacb7e897eed
Alice shared some great resources in this episode. All the links are below:
- ShareAction: https://shareaction.org/
- Explained: The Future of Meat on Netflix
- London Stock Exchange, Navigating the green finance landscape report (2019)
- IMF, Chapter 6 Sustainable Finance (2019)
- European Commission, Factsheet: Financing sustainable growth - A new European regime on sustainability-related disclosures that will come into force from March 2021
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
Remember: the value of investments can go down as well as up so you may get back less than you invest. Always do your own research - and note that what we discussed in the podcast is not a personal recommendation for any particular investment.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
As the pandemic continues to impact personal finances across the world, research shows that women and minority groups are being disproportionately affected. That's why it's increasingly important that financial products, such as bank accounts, savings products and financial advice, are accessible and inclusive for everyone.
The FCA estimates that in the UK, 1.3 million adults don’t have access to a bank account. Can technology, and the rise of online banks like Starling or Monzo, help make personal finance more inclusive and empower customers to take control of their money?
My guest today is Nina Mohanty - a financial technology expert - who has had an incredible career in the financial tech industry, working with some of the biggest startups that have transformed the way we manage our money.
Nina is an advocate for financial inclusion, working on products that champion inclusion and help users build financial resilience, allowing them to be more prepared for life’s unexpected events as well as it's opportunities. Today, Nina shares with us her personal, and professional financial journey. We talk about how the fintech industry evolved and what happens at the crossroad of financial services and technology and how fintech can empower people to make better financial decisions. Nina is very honest about her own financial journey (she’s all about transparency!), tells us how she got into debt, and gives us her top apps and tools that have aided her to spend, save and to get started investing.
You can follow and connect with Nina at:
- Twitter: www.twitter.com/ninamohanty
- Instagram:@nina.mohanty
Nina shared some great resources in this episode. All the links are below:
- Chip: www.getchip.uk
- Pension Bee: www.pensionbee.com
- Monzo: www.monzo.com
- Starling: www.starlingbank.com
- Wealthify: www.wealthify.com
- Nutmeg: www.nutmeg.com
- WealthSimple: www.wealthsimple.com
- MoneyBox: www.moneyboxapp.com
- MoneyFarm: www.moneyfarm.com
- Patricia Bright’s budgeting tips: https://www.youtube.com/watch?v=CC5dXZYTO1A
- ElleVest in the US: https://www.ellevest.com/
- Instagram-hyped fintech Lanistar not authorised, warns FCA: https://www.ft.com/content/31597fd6-4794-4634-8991-bd373b7d8a18
- Investment protection by the FSCS: https://www.fscs.org.uk/what-we-cover/investments/
Remember: the value of investments can go down as well as up so you may get back less than you invest. Always do your own research - and note that what we discussed in the podcast is not a personal recommendation for any particular investment.
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
While the lack of diversity in the financial industry has been well documented, it's still shocking to hear that, according to Morningstar, “there are more funds run by men named David, than there are female fund managers in total”.
This is despite research by the Pipeline showing that diverse teams and ‘firms with more female executives’ actually 'perform better'.
So why is the financial industry lacking in diversity and what effect is this having on people who want to invest their money?
My guest today is Bev Shah, founder of City Hive, a network that champions equality and inclusive culture within the investment sector. With 15 years of experience in the city, Bev is passionate about increasing cognitive, cultural, racial and gender diversity in the financial industry to ensure it becomes both more accessible, but also future-proof.
Together we look at the barriers women face in finance, the wealth and gender pension gaps, as well as the benefits that will come from creating a more diverse and open industry. Bev talks about recognising the power you have when investing money and how to get started, and shares her tips for navigating and understanding the industry. Instead of looking at what’s wrong with women, we’re talking about what the industry can do to change things.
You can follow and connect with Bev at:
- CityHive: https://www.cityhive.co.uk
- Twitter: https://twitter.com/thediversegirl
- Linkedin: https://www.linkedin.com/in/bevshah/
Bev shared some great resources in this episode. All the links are below:
- The Big Short Film: https://www.imdb.com/title/tt1596363/
- The Big Short: Inside the Doomsday Machine by Michael Lewis: https://www.amazon.co.uk/Big-Short-Inside-Doomsday-Machine/dp/0141043539
- The Big Exchange: https://www.bigexchange.com/
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group.
My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Since reopening after lockdown, the property market has been incredibly active with record house sales being reported in the UK. Rightmove claims that “prices are now 5.5% higher than a year ago, the biggest rate of increase for over four years” and is “now forecasting annual growth rate to peak at circa 7% by December”.
Thanks to government incentives such as the stamp duty holiday, it may look like an attractive time to move house or buy your first property. But what effect is the Covid-19 pandemic actually having on the property market?
My guest today is Sarah Davidson, knowledge and product editor of This is Money at the MailOnline, and my go-to expert when it comes to mortgages and property.
Together, we take a look at how the current conditions can affect buying your first property, the impact the pandemic is having on lenders and the mortgage market, and tips for how to best position yourself to buy a home.
With many people finding themselves on furlough or losing their jobs due to the pandemic, Sarah also shares some valuable insights into the mortgage holidays available for homeowners and guidance for renters if you’re struggling to pay your rent right now.
You can follow and connect with Sarah at:
- Twitter: www.twitter.com/SarahDavidson
- This is money: www.thisismoney.co.uk/money/index.html
Sarah shared some great resources in this episode. All the links are below:
- House price index by Rightmove: https://www.rightmove.co.uk/press-centre/house-price-index/october-2020/
- Find latest mortgage rates: https://www.thisismoney.co.uk/money/mortgageshome/index.html
- True cost mortgage calculator: https://www.thisismoney.co.uk/money/mortgageshome/article-1633400/Mortgage-calculator-Compare-true-cost-rates-fees.html
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Joining me today is Helen Driver, ex-fund manager who spent 20 years in the City and founder of Moneyready, an interactive financial education platform for children and parents. Her mission is to ensure the next generation is ready to face their financial futures with confidence.
Together, we take a look at how parents can start introducing financial concepts (such as delayed gratification, budgeting and saving), helpful tools to use, and how to build up a young person's knowledge and money skills over time. We also talk about saving for children and how and when to start. If you don’t have kids, don't worry -- this episode is still relevant because it’s full of life-changing financial tips!
Connect with Helen at:
- Moneyready: www.moneyready.org
- Instagram: www.instagram.com/miss_moneyready
Resources:
- Financial education textbook: Your Money Matters for secondary schools funded by Martin Lewis: https://www.young-enterprise.org.uk/teachers-hub/financial-education/resources-hub/financial-education-textbook/
- Reading List: Charlie and the Chocolate Factory by Roald Dahl, The Tortoise and the Hare, The Emperor's New Clothes, Billionaire Boy by David Walliams.
- Revolut Junior Card: https://www.revolut.com/get-junior-card
- Go Henry https://www.gohenry.com/uk
- Junior Individual Savings Accounts (ISA): https://www.gov.uk/junior-individual-savings-accounts
- Saving for children: https://www.moneyadviceservice.org.uk/en/articles/childrens-savings-options
- Gifts and exemptions from Inheritance Tax: https://www.moneyadviceservice.org.uk/en/articles/gifts-and-exemptions-from-inheritance-tax
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
It’s likely that when you start a business, you’ll need some money to get up and running.
You might initially need to invest in equipment or stock, or maybe you’ve grown your business to a point where you need some cash to be able to scale to the next level.
When it comes to getting money into your business, there are so many options out there from bootstrapping, getting a loan or a grant, crowdfunding to finding angel investors, but it can be hard to know where to start, how to navigate the process and how to know which direction is best for your business.
Joining me today is Fleur Emery, startup expert and founder of Real Work, an online co-working space for women. Fleur has a wealth of experience when it comes to raising funds for businesses, and today, she shares with me 10 practical ways you can take money into your small business.
We take a look at what options are available, we break down some of the jargon associated with each one and look at both the pros and cons to give you an idea of which route could work for you.
You can follow and connect with Fleur at:
- Real Work: https://www.doreal.work/
- Instagram: https://www.instagram.com/doreal.work/
Fleur shared some great resources in this episode. All the links are below:
- Small Change: https://www.smallchangeuk.org/
- UK Government Grants: https://www.gov.uk/business-finance-support?types_of_support%5B%5D=grant
- Reward Crowdfunding Platforms: Indiegogo, Kickstarter, Crowdfunder
- Merger between Crowdcube and Seedrs: https://www.cityam.com/crowdfunding-platforms-seedrs-and-crowdcube-announce-plans-to-merge/
- FCA Crowdfunding and authorisation: https://www.fca.org.uk/firms/authorisation/when-required/crowdfunding
- The Wallet with June Angelides: How to get funding for your business
- Rosa Bloom: https://www.rosabloom.com/
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Many of us are trying to consume less, eat less meat, recycle, limit the number of flights we take to have a positive impact on the environment.
However it is estimated that of the “£3 trillion invested in UK pensions, a lot of it funds harmful industries like fossil fuels, tobacco, and arms”, according to Make My Money Matter.
With workplace pensions, it’s sometimes hard to know where your money is being invested which could be conflicting with your personal beliefs, but there is huge potential for this money to be used for positive change.
Joining me today is Georgia Stewart, the co-founder of Tumelo, an impact-focused financial technology firm. Her mission is to enable investors and pension members to benefit from a more sustainable investment system, giving a voice to shareholders and full transparency as to where their money is being invested.
We look at how you can make sustainable choices with your investments and how to get started investing in companies and causes you care about.
Remember: the value of investments can go down as well as up so you may get back less than you invest. Always do your own research - and note that what we discussed in the podcast is not a personal recommendation for any particular investment.
You can follow and connect with Georgia at:
- Tumelo: https://www.tumelo.com/
- Twitter: https://twitter.com/tumelohq
Georgia shared some great resources in this episode. All the links are below:
- Make My Money Matter by Richard Curtis: https://makemymoneymatter.co.uk/
- The Positive Change Fund by Baillie Gifford: https://www.bailliegifford.com/en/uk/individual-investors/funds/positive-change-fund/
- The Big Exchange: https://www.bigexchange.com/
- The Pensions Regulator: https://www.thepensionsregulator.gov.uk/en
- The Investment Association: https://www.theia.org/
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Joining me today is Lottie Leefe, founder of The Dura Society and a financial advisor who is helping women through different stages of life to improve and take control of their wealth and wellbeing.
Together we cover what you should consider before making joint financial decisions, as well as providing valuable guidance on being financially prepared for the unexpected (wills, pension beneficiaries, insurances). We also talk about how to look after yourself when you end up in challenging situations such as debt, economic abuse or divorce.
Resources:
- FIRE movement means “Financial Independence, Retire Early”
- Women in Finance Charter: https://www.gov.uk/government/publications/women-in-finance-charter
- Will Aid: https://www.willaid.org.uk/
- How to check your credit score: https://www.moneysavingexpert.com/loans/check-free-credit-report/
- Free Wills Month: https://freewillsmonth.org.uk/
- Pension beneficiaries: https://www.pensionwise.gov.uk/en/when-you-die
- Insurances: https://www.moneyadviceservice.org.uk/en/categories/life-and-protection-insurance
- Surviving Economic Abuse: https://survivingeconomicabuse.org
- Find an adviser: Unbiased (https://www.unbiased.co.uk/), VouchedFor (https://www.vouchedfor.co.uk/) and Find A Wealth Manager (https://www.findawealthmanager.com/)
You can follow and connect with Lottie at:
- The Dura Society: www.thedurasociety.com
- Instagram: @thedurasociety
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Elizabeth Uviebinené is a brand strategist, columnist for the Financial Times & co-author of the award winning book Slay in Your Lane: The Black Girl Bible.
From a multi-title book deal, to accompanying podcasts and live events ‘Slay in Your Lane’ has become an empowering movement for Black British women.
Today on The Wallet, we take a deep dive into Elizabeth’s inspiring journey since the success of Slay in Your Lane.
We talk about her experiences navigating the corporate workplace as a young black woman, her relationship with money and the benefits she is discovering as a freelancer.
With self employment on the rise we take a look at what’s going on in the workplace and why many women, and in particular women in marginalised groups are opting to work for themselves.
Books:
- Slay In Your Lane: The Black Girl Bible and The Journal
- Loud Black Girls: 20 Black Women Writers Ask: What’s Next? is out now available in all good bookshops and online.
- Keep an eye out for Elizabeth’s next book The Reset: Why Isn’t Work Working, What’s Next? Which will be out March 2021.
You can follow and connect with Elizabeth at:
- Linkedin Elizabeth-Uviebinené
- Twitter @lizuvie
- Instagram @elizabethuviebinene
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
The UK Rose Review recently highlighted that only 1% of all venture funding goes to businesses founded by all-female teams.
The British Business Bank’s UK Venture Capital & Female Founders report found that “for every £1 of VC investment, all-female founder teams get less than 1p.”
So we know there is a real need for funding to be directed towards female entrepreneurs, but how do we get more money for women-led businesses?
Joining me today is June Angelides, an early stage investor at Samos Investments and an entrepreneur herself, as founder of the social enterprise, Mums in Technology, which was the first child-friendly coding school in the UK.
June is a Mum, a Wife, a Founder, an Investor and an all round role model passionate about using her influence to create opportunities for under-represented groups in tech and getting more money into the hands of female founders.
In this episodeJunegives us a behind the scenes look at the role of an investor (she’s a venture capitalist), what the funding process entails for both founders and investors and where to start if you’re considering funding for your business.
You can connect with June and see more of her work at;
- Instagram @juneangelides
- Twitter @JuneAngelides
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
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How do you feel when you're checking your bank balance or when you receive a bill in the post?
Money and emotions often go hand in hand so when it comes to confronting our finances we can feel anxious or stressed, but how can we start to overcome our financial fears?
Joining me today is Bola Sol, financial wellness coach, influencer and podcaster, who is passionate about helping women look their finances in the face and installing financial confidence in them through budgeting, saving and building a positive attitude towards money.
Bola shares some of her own financial journey with me, what she has learnt so far and where to start if you’re looking to take the first steps towards financial independence.
Bola has some great recommended resources that she shares in this episode, you can find them on the links below;
- Rich Dad Poor Dad by Robert T. Kiyosaki
- The Rules of Wealth by Richard Templar
- Money: A User's Guide: The Sunday Times Bestseller by Laura Whateley
- Open Up: Why Talking About Money Will Change Your Life by Alex Holder
You can connect with Bola at
- Instagram @Bola_Sol
- Twitter @Bola_Col
- Podcast The Last Three Digits
And keep an eye out for Bola’s own book announcement coming very soon!
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
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My guest today is Lauren Armes, CEO, entrepreneur, and business coach, helping super cool experts in the wellness industry to make their mark, dream big and create a mindset ready for success and abundance.
Lauren shares how she crushed her own stories of self doubt, and how she continues to practise a positive money mindset while building a business that supports her life goals.
You can connect with Lauren and learn more about coaching and wellness work at;
- Instagram @laurenarmes and Twitter @laurenarmes_
- Welltodo: www.welltodoglobal.com
- Lauren website: www.laurenarmes.co
Some of the great resources Lauren recommends in this episode can be found on the links below.
- How rich people think by Steve Siebold
- Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth by T. Harv Eker
- The Secrets of getting rich by Wallace D. Wattles
- Unshakeable: Your guide to financial freedom by Tony Robbins
- The Lucky Bitch Podcast Denise Duffield-Thomas
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com
You can follow us on Instagram @vestpod and join our Facebook group https://www.facebook.com/vestpod/
My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
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If you suddenly inherited money, would you know what to do with it? Most people don't, and neither did Ruth Taylor, who inherited a significant sum from a friend.
With money comes responsibility, especially when it used to belong to someone else. It takes a lot of research, learning and even soul-searching to understand the practicalities of managing an unexpected sum of cash.
Ruth Taylor spoke to Vestpod about how she set out to embark on this accelerated financial literacy journey essentially from scratch: from inheriting the money, working with a financial adviser and making this money work harder with investing. Ruth's now arrived at a point where she feels comfortable in her decisions - but it wasn't always easy. We talk about emotions around money, risk, financial privilege, pension gap and practically how to overcome main barriers to investing for women, autosaving, pensions, investing for the first time and looking at your investments and so much more!
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com/
You can follow us on Instagram @vestpod and join our Facebook group.
My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
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Are you looking to buy your first property but you don’t know where to start? Maybe you already have some savings and you want to learn more about the mortgage process? And what about the costs that follow after you’ve purchased your first home, how do you decorate on a shoestring budget?
Jade Vanriel is a property influencer who became a homeowner at the age of 23 without financial help from her parents. She first started working aged 16 and saved until she had enough for a deposit, making sacrifices along the way to reach her goal of buying her first property.
Today, Jade shares her early financial memories that shaped her money mindset and the simple habits she adopted to help her save money and get on the property ladder as soon as possible.
We talk about how to be in the best position to get your first mortgage, the home buying process and some mistakes you can easily avoid - like getting too emotionally attached to a property before it’s yours.
Jade believes “everyone can buy a property” - so if you’re dreaming of owning your own place Jade’s super inspiring journey will empower you to get on the property ladder.
You can see more of Jade’s story at;
- Instagram: @jadevanrielx & @vanrielhome
- YouTube: Jade Vanriel
Jade has some recommended resources for learning more about the property market and mortgages that she shares in this episode, you can find them on the links below;
- Money Supermarket
- Instagram: Propertycohort
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com
You can follow us on Instagram @vestpod and join our Facebook group.
My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Have you ever wanted to start your own business, only to be deterred by the financial headache it would incur? Or wondered how on Earth single mothers are able to seemingly juggle it all - raising kids, running a business, and managing finances?
Launching a business is a dream for many, but getting started can be tough. It takes a certain money mindset to get going, and today we'll be hearing from the awesome Carrie-Anne of super cool mama merch brand Mere Soeur on how she did it.
Carrie-Anne talks to us about the key drivers as well as the main difficulties she faced when she got started, how she manages today and the importance of breaking stereotypes surrounding single motherhood.
You can follow Carrie-Anne here:
https://meresoeur.com/
Instagram: @mre.soeur
Podcast: @alrightforamum_
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com/
You can follow us on Instagram @vestpod and join our Facebook group.
My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Debt is scary. One in two adults with debt has a mental health problem. The shame surrounding the topic of debt makes people even less reluctant to discuss it. Yet debt is also incredibly common - up to 8.3 million people in the UK are unable to pay off debts or household bills.
Clare Seal was one of the many adults who found herself in spiralling debt, spread across seven different credit cards. She set out to document her debt repayment journey through @myfrugalyear - an Instagram account that's now become a tight-knit community.
We speak to Clare about how she got into and tackled her debt, the stigma attached to discussing debt and how her community helped her stay accountable.
Since recording the podcast, Clare managed to repay even more of her credit card debt and she now has an outstanding balance of slightly more than £11k!
Clare’s book “Real Life Money: An Honest Guide to Taking Control of Your Finances” is out now and available from Amazon - you can also pre-order The Real Life Money Journal here. If you need debt advice you can reach out to StepChange as recommended by Clare. And if you’re struggling with mental health, don’t hesitate to visit and contact Mind or The Samaritans.
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com/
You can follow us on Instagram @vestpod and join our Facebook group.
My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Welcome to The Wallet, with me Emilie Bellet, founder of Vestpod.com
The Wallet is here to help you make better financial decisions by talking honestly about money.
Have you ever discussed your salary details with friends or colleagues? How does the idea of doing that make you feel? Most of us wouldn't ever dream of going into the details of our earnings because well, it just feels awkward. We also fear coming across as greedy, crass, or even difficult when we ask for more.
But asking for more is crucial. On average, women earn £260k less than men over the span of their careers. Add coronavirus to the mix, and you have even more dire, long-lasting repercussions on our salaries.
This week’s guest is Vestpod’s long time ambassador Vivien Adeosun. Vivien tells us how she went about getting 3 promotions and 3 significant pay rises in the last six years and today she is going to share her journey to help us all, basically, get paid!
Find all the resources mentioned by Vivien below:
Find Vivien on LinkedIn
You’re Not Broke, You’Re Pre-Rich - Emilie Bellet, Chapter 5
She Can She Did podcast - Fiona Grayson
Never Split The Difference - Chris Voss
What Colour Is Your Parachute - Richard Nelson Bolles
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com
Follow us on Instagram @vestpod and join our Facebook group.
My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.*
See acast.com/privacy for privacy and opt-out information.
Hi, I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, and author of the Amazon bestseller - You’re Not Broke, You’re Pre-Rich.
Each week, I'll be sharing my best tips, inspiring you to take charge of your financial futures, and talking to an array of awesome guests from all walks of life - employees, freelancers, entrepreneurs and money experts.
So whether you’re struggling with an overdraft or credit card debt or you’re the Wolf of Wall Street looking for your next big investment, for practical, fun, informal advice, you need to tune into The Wallet!
You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com/
You can follow us on Instagram @vestpod and join our Facebook group.
My book is available to purchase from Amazon and your favourite bookshop.
- Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. *
See acast.com/privacy for privacy and opt-out information.