It's Your Money: Recent Episodes
John McNeil & Virginia McNeil O'Brien
John McNeil is senior partner at Mobile Bay Financial Solutions. John followed in the steps of his grandfather who started the firm in 1922. Now joined by his daughter, Virginia McNeil O’Brien, she represents the fourth generation of family to join the firm. John has been on the radio for over 20 years talking about the financial issues related to retirement. "It’s Your Money" is heard each Saturday on WNTM in Mobile, and is now available on podcast.
As we emerge from the economic impact of the pandemic, should we be concerned about the potential of inflation in 2021?
The end of the year is a time to evaluate. Are you doing better because of your advisor, or simply the movement of the market?
One Wall Street observer says you should simply ignore the ups and downs of the market. Is that possible?
There are plenty of issues to worry about in retirement. Running out of money is at the top of the list. But AARP found something that comes in a close second.
Running out of money is a huge fear for those in retirement. But it’s more than another market crash. John and Virginia break down other factors to protect against.
What triggers the need to talk to a financial advisor? Is it an age, an amount of money, or something else?
Bonds, CD and Annuities depend on interest rates. Have they completely fallen out of favor?
The uncertainties of life are what make financial planning a tough topic. How does a financial advisor solve for all those mysteries?
People were asked about what they believe the market will return over the next five years. You may be shocked at the answer.
It’s a hassle to move your 401(k) money when you leave an employer. There are new laws that may make it easier.
The more you save, the more they take. If you save successfully, it could mean a smaller Social Security check and a bigger Medicare premium. Is there anything you can do about it?
There are plenty of issues for the market and the economy to overcome in this recovery. If it dips again, can you protect your savings?
There are lots of “rules of thumb” about calculating your income needs in retirement. Is it 85%, 70%. or 50% of your working years income? Or are these percentages just a myth?
There is a survey of retirement savers where many say they are too busy right now to talk about retirement. Yet, your Government is busy changing the rules about IRAs, 401(k)s and the tax structure that could affect you. You need to know about these changes!
How does Wall Street keep getting such bad news and the market keep going up? If that trend changes, are you ready?
401k matches and dividend paying stocks. Are these going to be casualties of the current financial crisis?
The risk level and holdings you had 6 months ago, may not be what you want for the next 6 months.
Have you talked to anyone who ISN’T concerned about their retirement right now? John and Virginia show how you could be a part of that group.
Experts are always trying to guess if the market has found the bottom yet. But that’s exactly what it is…a guess. How should you respond?
These are difficult times. We are worried about the world, but also about our money. John and Virginia outline how to get help without leaving the house.