Scottish Property Podcast: Recent Episodes
Nick Ponty and Steven Clark
A weekly podcast focused on keeping property investors informed and educated on the Scottish property market. Co-hosts Nick Ponty and Steven Clark share their own experiences, answer questions and talk to experts in the industry.
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Ev Foster, Regional Partner for Keller Williams Scotland. Ev shares her journey from being a stay-at-home mother of four to leading the growth of Keller Williams into a nationwide estate agency brand.
After facing financial struggles following a divorce, Ev explored franchising and traditional estate agency work before discovering the Keller Williams model. She explains how the self-employed agent model empowers individuals, provides flexibility, and delivers a more personal service to clients compared to the traditional estate agency model she believes is “broken.”
🎙️ Episode Highlights:
🌟 From Mum to Entrepreneur
- Juggling life as a stay-at-home mother of four
- Facing financial pressure after divorce and needing to rebuild
- First steps into business with a ladies’ gym franchise and traditional estate agency work
🏡 Discovering Keller Williams
- Spotting the KW model as a low-cost, low-risk entry into self-employment
- Starting as a self-employed agent in 2017/2018
- Balancing financial independence with family flexibility
📈 Scaling with the KW Business Model
- Returning in 2020 to lead the Glasgow market center
- How KW provides training, support, and systems for agents to grow their own businesses
- Why she believes the traditional estate agency model is broken
- The rapid growth from zero to over 80 agents across Scotland
🚀 Keller Williams Scotland Today
- Achieving the five-year goal of becoming a separate region in January 2025
- Building a business that thrives in towns and villages, not just big cities
- Recruiting agents from non-traditional backgrounds
- Placing a strong focus on values, culture, and leadership development
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In this episode of the Scottish Property Podcast, Nick and Steven sit down with Elaine McLaren, chartered management accountant turned property investor. Elaine shares her journey from growing up in Scotstoun with early exposure to renovations, to leaving behind the corporate mould and building a portfolio designed to give her family more freedom and flexibility.
From watching Homes Under the Hammer to investing £15,000 in property training, Elaine reveals the importance of vision boards, long-term planning, and staying focused on why you started. She also opens up about her successes, lessons learned, and her evolving strategy — from building buy-to-lets to flipping properties and taking on HMOs.
🎙️ Episode Highlights
🌟 Early Influences & Corporate Life
- Growing up around property thanks to her father’s renovation projects
- Pursuing a corporate career as a chartered management accountant
- Realising she didn’t fit the corporate mould and wanting more flexibility
🏡 Getting Started in Property
- Inspired by a colleague with 13 properties and Homes Under the Hammer
- Investing £15,000 in training and waiting a year before buying her first deal
- Why she believes education was worth the investment
🎯 Building a Vision & Portfolio
- Setting her first goal: 12 properties to leave her job and focus on family life
- The power of vision boards to stay motivated and productive
- Growing her portfolio with her husband, including four properties in St Andrews
🔑 Lessons & Advice
- Do your due diligence before investing in training programmes
- When planning for retirement, set your financial target — then add two more properties
- Why involving your partner can strengthen your property journey
🚀 Current Focus & Future Plans
- Working on flips and managing an HMO
- Feeling like she’s “drifting” without a strong new vision
- Setting her next big goal: helping her husband retire so they can enjoy more holidays and freedom together
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Graham Reeves, digital marketing entrepreneur, property investor, and founder of an SEO agency that ranks number one for “SEO Glasgow.” Graham shares his journey from struggling with dyslexia at school and working as a chef, to building a thriving online business and scaling a growing buy-to-let portfolio.
🎙️ Episode Highlights
🌟 From Kitchen Chaos to Business Hustle
- Growing up in Newton Mearns and overcoming challenges with dyslexia
- Working his way up from dishwasher to chef before leaving hospitality
- Learning sales skills through commission-only work and early entrepreneurial ventures
💻 Building an SEO Business
- Why college proved valuable but university felt like “too much fluff”
- Starting in digital marketing and discovering SEO
- Scaling his SEO agency during Covid through Facebook ads and ranking #1 on Google
- Recruiting and managing a global remote team across South Africa, the Philippines, and Serbia
- Tips for hiring and retaining top overseas talent
🏡 Property Investing Journey
- Entering property in 2023 after realising the need to invest profits wisely
- First six properties: leaving £27,000 in each but gaining £300/month net cashflow
- Learning BRR strategies and sourcing portfolios through a solicitor
- Latest deal: six-property portfolio with £7,500 left in each unit, generating £2,000 net per month
- Why he believes portfolios are the way forward
🤖 AI & The Future of Business
- How AI is transforming SEO and content with Google’s AI overviews
- Using ChatGPT to build scrapers and source landlords with large portfolios
- Leveraging AI to analyse CRM data, Zoom calls, and sales patterns
- Why he believes trades and service jobs are safe, but knowledge work is rapidly changing
From hustling cigarettes in the schoolyard to launching a marketing agency during Covid, Graham explains how his entrepreneurial mindset has shaped both his business and property journey. He also opens up about investing in property after a period of overspending, his strategy for buying portfolios, and how he’s using AI to source deals and streamline his workflow.
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Phillip Stewart, a property investor and professional property photographer. Phillip shares his journey from a passion for landscape photography to building a successful property media business – and how he’s now using that platform to grow his property portfolio.
Phillip talks about working with estate agents, developers, and investors, and explains why professional photography can make or break a property listing. He also opens up about the challenges of starting his own business during COVID, the importance of branding, and how photography has given him a unique advantage when sourcing and investing in property.
🎙️ Episode Highlights:
🌟 From Passion to Profession
- Discovering photography at school and turning a hobby into a career
- Winning national and international awards in landscape photography
- Moving into property photography with McEwan Fraser Legal
🏡 Building a Property Media Business
- Gaining experience with estate agents before launching his own company
- Starting out during COVID while facing tough restrictions
- Growing a team of freelancers and scaling the business across Scotland
📸 Why Property Photography Matters
- How professional photos, videos, and floorplans boost sales and branding
- Case studies showing the difference high-quality marketing can make
- Breaking down packages, costs, and the value delivered to agents and investors
💬 Property Investing & Personal Growth
- Using his media business profits to buy his first rental property
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Training with Darren & Jillian Green and planning future HMOs and SA units
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- Balancing business growth with family life as a husband and father of two----------------------------------------------------
Know someone looking to sell?
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Follow us on all of our social media accounts and join our monthly networking events in Edinburgh, Glasgow, and Dundee!
Vist: https://linktr.ee/scottishpropertypodcast
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Jemima Spence, founder of Kelvin Grove Property Sourcing and Jemima Renovates. Jemima shares her remarkable journey from a modelling and acting career to becoming a property entrepreneur – and the challenges she faced along the way.
After leaving her ex-partner’s property business and walking away from a large amount of money, Jemima had to rebuild from scratch. During the COVID-19 pandemic, she launched her own sourcing business, found her first clients, and began growing a company that now helps investors source and refurbish properties across Scotland.
Jemima opens up about resilience, starting over, and why bold design and branding have become her trademark in property.
🎙️ Episode Highlights
🌟 Career Transition & Starting Over
- From a successful career in modelling and acting to property investment
- Leaving her ex-partner’s business and choosing to start again from scratch
- Building confidence and resilience through personal and professional setbacks
🏡 Launching Kelvin Grove Property Sourcing
- Starting her own business during the COVID-19 pandemic
- How she found her first clients and attracted investors
- Structuring her sourcing and refurb management fees
🛠️ Design, Branding & Refurbs
- Why she believes in bold interiors that make properties stand out
- Lessons learned from challenging renovation projects
- Using social media and personal branding to grow trust and credibility
💬 Personal Life & Growth
- Walking away from financial security to protect her independence
- Balancing business growth with her personal journey after separation
- Her focus on building a meaningful business – and a meaningful love life
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Neil Dymock to break down the latest developments in the Scottish and wider UK property markets. From falling rents in Dundee to the impact of government taxes, Neil provides valuable insights for landlords, investors, and anyone keeping an eye on where the market is heading.
🎙️ Episode Highlights:
🏘️ Dundee Rental Market
- Dundee rents are down 9.9% – the only Scottish city to see a drop
- Why Neil sees this as a market correction after rents became unaffordable
- Despite falling rents, yields for investors remain strong
🎓 Impact of Purpose-Built Student Accommodation (PBSA)
- Growth of PBSA is reshaping Dundee’s HMO market
- Surplus of student accommodation, with more still being proposed
- Why foreign students prefer PBSA for flexibility and bundled costs
🏡 UK & Scottish Property Sales
- UK house prices: down 1.3% monthly, up 0.3% year-on-year
- Scotland outperforming the rest of the UK with 2.6% growth over 12 months
- Surge in Dundee first-time buyers boosting local demand
💰 Government Taxes & Policy
- LBTT (Land and Building Transaction Tax) as a major barrier to downsizing
- ADS (Additional Dwelling Supplement) at 8% deterring many small investors
- Record £714m in Scottish property tax revenue, with ADS contributing 31%
📊 Landlord Trends & Market Shifts
- One in three landlords considering exiting the market
- Private rental sector still growing, driven by professional portfolio landlords
- Self-managed landlords struggling with legislation, benefiting letting agents
⚖️ Potential New Tax – NI Contributions on Rental Income
- Government considering an 8% National Insurance levy on rental income
- Would apply to personally held properties, raising £2.18bn
- What this could mean for landlords and the wider market
The discussion covers everything from the growth of purpose-built student accommodation (PBSA) and its effect on HMOs, to landlord trends, tax policy changes, and the possibility of a new National Insurance levy on rental income. This is a must-listen for anyone wanting to stay ahead in a rapidly changing property landscape.
In this episode of the Scottish Property Podcast, Nick and Steven welcome back Caroline Claydon, who first appeared on the show in 2020. Since then, Caroline has transformed her property career, moving from HMOs and planning gain projects to building her own boutique aparthotel brand – the Archibald Hotel Collection.
Caroline shares the highs and lows of her journey – from overcoming £80,000 of debt in the 2008 crash, to creating multimillion-pound developments in Edinburgh. She opens up about the challenges of planning refusals, rogue contractors, and refinancing setbacks that “nearly broke her,” as well as the systems, AI tools, and design-led approach that now make her business stand out.
🎙️ Episode Highlights
🏁 From Debt to Property Success
- Losing her first business in the 2008 crash and facing £80,000 personal debt
- Investing £22,000 in mentorship despite fear – and making it back in her first deals
- Starting with social housing buy-to-lets before scaling into HMOs in Birmingham and Liverpool
🏨 Building the Archibald Hotel Collection
- Why she skipped serviced accommodation and went straight to aparthotels
- First deal: converting a B&B outside Liverpool into an 11-bed aparthotel, opening just as COVID hit
- Launching a boutique, staffless hotel brand named after her late dog, Archibald
🏗️ Edinburgh Projects – Triumphs & Challenges
- Stafford Street: buying a derelict office, battling vigilante opposition, tram contribution confusion, and a £1.5m refurb that resulted in a valuation just under £4m
- John’s Place: a painful townhouse project plagued by refused planning, a rogue contractor stealing materials, and lenders pulling funding – leaving her with £27k/month bills and severe burnout
🤖 Operations, Systems & AI
- Running staffless hotels with smart locks and digital guest access
- Using AI receptionists and chatbots to handle enquiries and bookings
- Dividing roles with her husband Nick – she leads acquisitions and development, he runs systems and operations
🛋️ Designing for Premium Value
- Why boutique, vintage interiors are core to her business model
- Working with designers to create unique looks that command higher rates
- Investing heavily in interiors (£170k on Stafford Street, £250k on John’s Place) to elevate guest experience
If you’ve ever thought about scaling into commercial conversions or boutique hospitality, this is an unmissable conversation.
In this episode, Nick and Steven sit down with Stephen O’Neill, founder of Newton Property Management, which now manages around 40,000 properties across Scotland. Stephen shares his fascinating journey from growing up in his family’s estate agency business, to launching and selling his own lettings company, and then scaling Newton into one of Scotland’s leading factoring businesses.
Known for his straight-talking approach, Stephen unpacks the challenges of reputation in the factoring industry, the realities of acquisitions, and the importance of culture in building a generational business. From surviving mistakes in early ventures to instilling a people-first ethos at Newton, this episode is packed with lessons in growth, resilience, and leadership.
🎙️ Episode Highlights:
🏁 Early Lessons in Business
- Growing up around his father’s Glasgow estate agency
- Watching the family firm lose control after rapid expansion
- Key lessons on ownership, shareholding, and capitalisation
💼 From O’Neils to Newton
- Founding O’Neils Lettings in 1995 and hustling for growth
- Selling the business in 2000 for ~£750k
- Why factoring, with its long-term recurring revenue, became his focus
📊 Scaling Newton Property Management
- How Newton grew to 40,000 properties and ~85 staff across 4 offices
- The “30/30/30” profit model that funded growth and acquisitions
- Buying competitors at rising multiples – and why Newton is “not for sale”
🏠 Factoring, Reputation & Regulation
- Why factoring has a bad public image and how Newton tackles it
- Robust credit control and chasing arrears through debt collection/legal routes
- Calls for stricter regulation and annual audits of client accounts
- Challenges with under-resourced tribunals
🌍 Culture, Leadership & Vision
- Returning from Bali to rebuild service quality after rapid growth
- Creating a people-first company culture: loans, therapy, office lunches, stocked fridges
- His ambition for Newton to be “the best employer in the country”
📈 Market Views & Next Steps
- Why Stephen is bullish on Aberdeen and sees “Park Circus prices” potential
- Reflections on being a manager, not a landlord
- Balancing growth ambitions with the goal of running a generational business
Know someone looking to sell?
Send the guys at Prime a message now: https://wa.me/447938603856
----------------------------------------------------Follow us on all of our social media accounts and join our monthly networking events in Edinburgh, Glasgow, and Dundee!
Vist: https://linktr.ee/scottishpropertypodcast
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Declan, founder of Vitality Property, who at just 24 years old has gone from plumbing apprentice to running a thriving refurbishment business and completing multiple property deals – including highly profitable assisted sales.
Declan shares his remarkable journey from leaving school at 16, experimenting with side hustles like Amazon FBA and crypto, to building a trusted refurbishment company that now generates off-market deal flow. From his first buy-to-let and early flips to teaming up with other investors and raising £275K in just two days, this is a masterclass in hustle, networking, and creative property strategies.
🎙️ Episode Highlights
🏗️ From Apprentice to Property Entrepreneur
- Growing up in Croydon before moving to Scotland
- Leaving school at 16 to become a plumbing & heating engineer
- How his trade background became the foundation for his property journey
💡 Early Side Hustles & First Property Steps
- Amazon FBA, crypto, and reselling – lessons learned from failed and modest successes
- Investing in mentorship and paying £6k for property training at age 20
- Buying his first flat, learning about yields, cashflow, and tax pitfalls
🔨 Flips, Refurbs, and Learning the Hard Way
- Turning a heating job lead into a profitable flip in just a few months
- The Paisley project: overspending, travel challenges, and why he’d never do it again
- Building credibility and leads through his refurbishment business
🏠 Mastering the Assisted Sale Strategy
- How assisted sales work and why they benefit sellers and investors
- Legal safeguards: charges on title, option-to-buy clauses, and ensuring all owners agree
- Case studies of successful assisted sales – including inherited properties
🤝 Collaboration & Raising Finance
- Partnering with Kyle White and the Scope Property team to scale projects
- Raising £275K in two days through networking and past clients
- Leveraging other people’s skills and networks for bigger deals
📈 Scaling Up & Diversifying
- Building a pipeline including flips, buy-to-lets, serviced accommodation, and commercial conversions
- Why collaboration beats competition in the Scottish property market
- Using social proof and track record to win trust with sellers and investors
If you’ve ever wondered how to turn trade skills into a property portfolio – or want to understand the assisted sale model from someone doing it right now – this episode is packed with actionable insights.
In this week’s episode, we sit down with Edinburgh-based property entrepreneur Graham Budge, who shares how his rent-to-rent journey has evolved into something far greater than just profit—it's now helping tackle Scotland’s housing crisis.
Graham walks us through the early days of scaling serviced accommodation units with no capital, the £130k investment loss he endured trying to expand down south, and how he pivoted his entire business model to supply temporary accommodation for local councils in Scotland.
Key Takeaways:
- How rent-to-rent offers a low-barrier entry into property with little capital
- The reality of scaling serviced accommodation pre-licensing
- How partnering with local councils created a more stable, long-term income stream
- Breakdown of profit margins, costs, and risk mitigation
- Lessons learned from losing £130,000 with a failed expansion into England
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The importance of investor trust and business resilience
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- Why providing high-quality homes for those in need is both ethical and profitable.You’ll hear the real-life highs and lows of property entrepreneurship—everything from making £1,000 per unit per month on average, to nearly losing the business when contracts were pulled overnight. Most importantly, Graham offers a unique behind-the-scenes look at how private landlords can be part of the housing solution while still making a fair return.
Know someone looking to sell?
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Follow us on all of our social media accounts and join our monthly networking events in Edinburgh, Glasgow, and Dundee!
Vist: https://linktr.ee/scottishpropertypodcast
scottishpropertypodcast #renttorent #propertyinvesting #temporaryaccommodation #edinburghproperty #servicedaccommodation #propertyentrepreneur #socialimpactinvesting #propertyjourney #financialfreedom
In this episode, we sit down with leasing director Harris Hiscoe, a Scotsman making waves in Dubai’s competitive real estate scene. From his roots in a 5th-generation showman family in Scotland to managing one of the most dominant leasing teams in Dubai, Harris shares the raw truth behind life, business, and building success in the UAE.
He opens up about the mental resilience needed to survive and thrive, the lessons learned from near-misses on multimillion-dirham deals, and why Dubai is attracting a growing number of UK-based property investors.
Key Highlights:
- From Scotland to Dubai: Why Harris walked away from the family business to build a life in real estate abroad.
- How he broke into the industry without any existing contacts or database – and what he did differently to succeed.
- Getting burned by a £50K commission deal that fell through – and the lessons it taught him.
- The power of leasing in Dubai: Why he believes it’s the best entry point for UK agents looking to make the leap.
- UK investors in Dubai: The typical investor profile and why the Dubai property market is booming.
- Primary vs secondary markets: What investors need to understand about payment plans, off-plan developments, and capital growth.
- What returns to expect: Rental yields, ROI comparisons, and why Dubai’s market isn’t just hype.
- Becoming a high-performer: The systems and support behind one of Dubai’s top-performing real estate agencies.
scottishpropertypodcast #dubairealestate #ukinvestors #propertyinvestment #expatlife #dubaiinvestments #leasingdirector #propertysuccess #buildyourportfolio #financialfreedom
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Kris Dalziel, a Glasgow-based property investor and sourcer who has built serious momentum over the past 18 months.
Kris shares how he’s managed to source over 200 properties, build a portfolio of 80+ units, and generate £900K+ in sourcing fees—all while navigating the realities of fast growth, investor pressures, and the chaos that comes with managing multiple refurbs and build teams across the UK.
Episode Highlights:
📈 Massive Growth in 18 Months
- 200+ properties sourced since 2023
- 80+ units bought for himself and investors
- £900K+ in sourcing fees in 2024 alone
💸 Behind the Sourcing Business
- What it really takes to build a high-volume sourcing company
- How Kris finds deals, works with investors, and structures JV agreements
- Why transparency and systems are everything in this space
🔧 Builder & Refurb Management
- Managing multiple build teams across the UK
- Dealing with delays, pricing issues, and communication breakdowns
- The toll this takes when you’re running at full speed
🧠 Mindset, Burnout & Shifting Gears
- Why Kris is stepping back from the chaos to focus on sustainability
- The mental pressure of scaling too fast
- His new focus on paying down debt and holding long-term assets
🏢 Letting Agency Launch: Stanley Property Shop
- Why Kris started his own agency
- The benefits of bringing property management in-house
- Challenges of operating differently from traditional agents
⚠️ The Sourcing Industry – Red Flags & Real Talk
- What Kris thinks is wrong with many property sourcers today
- Key advice for anyone buying from sourcing agents or auction deals
- How to spot value—and avoid the fluff
Now, Kris is shifting focus. After a whirlwind 18 months, he’s prioritising sustainable investing, slowing the pace, and recently launched his own lettings agency to bring more control and long-term value to his business.
Know someone looking to sell?
Send the guys at Prime a message now: https://wa.me/447938603856
Follow us on all of our social media accounts and join our monthly networking events in Edinburgh, Glasgow, and Dundee!
Vist: https://linktr.ee/scottishpropertypodcast
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Taimur Malik, a former finance professional turned property investor, who shares his powerful journey from financial rock bottom to building a 7-figure portfolio.
After losing his job and facing a serious health crisis, Taimur found himself over £100,000 in debt and unable to walk. But through discipline, long-term thinking, and smart investing, he’s now on the path to full financial freedom—using a combination of property, stocks, and pensions.
This is a refreshingly honest and insightful conversation about building wealth slowly, understanding financial resilience, and why property is just one part of the bigger picture.
Episode Highlights:
📉 From Crisis to Clarity
- Losing his job at BlackRock and the moment his health collapsed
- How being in debt and housebound pushed him to take control of his finances
- Starting from scratch after moving to the UK with just £500
📈 Wealth Building Through Property
- Building a 9-property buy-to-let portfolio with a BRR strategy
- What he looks for in deals: cashflow, long-term demand, and sustainable lending
- Why he pivoted away from short-term lets in Edinburgh
📊 The Bigger Wealth Picture
- Why Taimur is just as passionate about stocks and pensions as property
- Understanding compound growth and why time in the market is more important than timing the market
- How small monthly investments add up to millions over time
🧠 Mindset & Financial Strategy
- Why more money doesn’t solve money problems—discipline does
- How to think like an investor, not a speculator
- The difference between income, wealth, and financial freedom
🧰 Tips for New Investors
- Don’t chase cashflow alone—look for balanced returns
- Invest in learning, not just property
- Think long-term and avoid get-rich-quick traps
This is a refreshingly honest and insightful conversation about building wealth slowly, understanding financial resilience, and why property is just one part of the bigger picture.
----------------------------------------------------Know someone looking to sell? Send the guys at Prime a message now: https://wa.me/447938603856----------------------------------------------------
In this episode of the Scottish Property Podcast, Nick and Steven sit down with John and Luis from Prime Property to explore what it really takes to build a successful career in the property industry. Fresh off a business development trip to Las Vegas, the duo shares what they learned from one of the top business minds in the world and how they’re applying it to grow their Glasgow-based business.
This episode pulls back the curtain on what it’s like to work at Prime Property, how they train and incentivize their team, and why they believe building a high-performance sales culture is the key to long-term success. Whether you're a young person trying to break into the industry or an agency owner trying to attract top talent, this conversation is packed with valuable takeaways.
🎯 Episode Highlights:
💼 Lessons from Las Vegas
- John and Luis reflect on the $20k business mastermind in Vegas
- Key insight: Identify the real bottleneck holding your business back
- How free value leads to long-term client trust and conversions
🚀 Careers in Property
- The real path for young people looking to get into property
- Why starting in a full-time job can fast-track your growth more than deal sourcing on the side
- Skills that matter most: coachability, confidence, communication
📞 Inside Prime Property
- What makes a top performer: 10+ property sales per month and a £10k payday
- Their transparent commission model and training systems
- Creating a culture of hustle, growth, and long-term opportunity
📊 Self-Employed Estate Agency Debate
- The pros and cons of the Keller Williams / EXP model
- Why low-value Scottish properties make self-employed models risky
- Building security and volume through a salaried + commission structure
👥 Recruiting and Building Teams
- The importance of video interviews, confidence, and likeability in hiring
- Why Prime looks for hungry individuals—not just qualifications
- How they support personal property investment within the team
This episode is a must-listen for anyone considering a career in property—or those trying to grow and lead a property business. John and Luis bring energy, honesty, and real-world insights into what it takes to succeed. If you’re thinking of joining the industry or trying to level up your team, this is the roadmap.
Know someone looking to sell?
Send the guys at Prime a message now!
scottishpropertypodcast #propertycareers #primeproperty #propertyjobs #salesculture #dealflow #lettingslife #propertyinvestmentuk #propertytraining #scotlandbusiness #estateagencycareer
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Colin Macmillan, managing director of Glasgow Property Letting, for a deep dive into what’s really happening across the Scottish property market.
With interest rates expected to shift, rents showing signs of cooling, and new legislation looming, this episode breaks down the latest data and trends affecting both investors and landlords.
Colin brings hands-on insight from managing over 300 properties, giving a grounded perspective on how landlords and letting agents are navigating the current landscape.
Key Highlights:
📉 Scottish House Prices & Sales Volumes
- Where property values are holding up — and where they’re slipping
- Why sales volumes have dropped despite buyer demand still being there
- The widening affordability gap, especially for FTBs and low-income earners
🏠 Rental Market Trends
- Annual rent growth down to 5.6% — and why that’s not a bad thing
- Signs of softening demand and increased supply in certain regions
- Why 2025 will expose landlords who haven't adjusted to market realities
📊 Lettings Insight from the Ground
- Landlords pushing unrealistic rent increases — and what agents are saying
- How tenants are negotiating harder and shopping around more than ever
- The shift towards fixed rents and longer tenancies
🏢 Student Accommodation Boom
- Record number of PBSA (Purpose Built Student Accommodation) units under construction
- What this means for HMO landlords and the wider rental market
- Will Glasgow run out of student tenants?
🔧 Legislation, Licensing & Market Pressure
- Highland Council cracking down on short-term lets
- Colin’s view on EPC requirements, ADS, and compliance fatigue
- Why government policy continues to hurt affordability instead of helping it
scottishpropertypodcast #propertymarketupdate #rentalmarket #glasgowproperty #landlordtips #scottishhousingcrisis #propertyinvestment #colinmacmillan #studentaccommodation #hmoinvesting #ukpropertymarket #lettingagentlife
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Eoin Baillie, a former gas engineer from West Lothian who’s now one of Dubai’s top-performing real estate brokers. After years in the Scottish property scene, Eoin made a bold move to the UAE — with no contacts, no leads, and 14 suitcases to his name.
Today, he’s earning up to £100K per month in commissions, brokering multi-million-dirham deals, and running a high-performing team in one of the world’s most competitive real estate markets.
Episode Highlights:
🏠 Life Before Dubai
- How Eoin got started in property in Scotland
- His experience in construction, lettings, flips, and service accommodation
- Why he decided to walk away from his UK portfolio to start fresh
✈️ Taking the Leap to Dubai
- What it really costs to relocate — and why £25K is the minimum buffer
- Leaving with 14 suitcases and no guarantee of income
- Why his first 6 months nearly broke him
💼 Building a Business in Dubai Real Estate
- The difference between “glamorous” Dubai real estate and the actual grind
- Working 14-hour days, handling rejection, and building a name from scratch
- The deal that changed everything — and pulled him back from quitting
📈 Making £100K Months in Commission
- The mindset shift needed to go from chasing rent to chasing multi-million dirham deals
- The value of showing up every day — even when the pipeline is empty
- How social media helped him stand out in a crowded market
🧠 Mindset, Struggles & Growth
- Why Dubai is a pressure cooker — and not for everyone
- The emotional toll of starting from zero
- Eoin’s honest take on mental health, family sacrifice, and staying grounded
Know someone looking to sell?
Send the guys at Prime a message now!
In this episode of the Scottish Property Podcast, Nick and Steven sit down with Angus Johnston, founder of LetUs, a Glasgow-based letting agency specialising in HMOs. Angus shares his fascinating journey from aspiring investment banker and full-time wedding singer to building a business managing over 120 properties – with a strong focus on the student HMO market in Glasgow.
Episode Highlights:
🏡 From Accountant to Letting Agent
- Why Angus walked away from PwC and investment banking to sing full-time
- How COVID derailed his music career and pushed him into property management
📈 Building an HMO Business from the Ground Up
- How he started with 7 properties (including his own and his brother’s)
- Scaling during lockdown with creative hustle and a sharp student focus
🔥 The Realities of Running HMOs in Scotland
- Why group lets, not room-by-room, are the standard in Scottish HMO setups
- How legislation, like the PRT, impacts lease structure and management
- Common tenant challenges — from broken vacuums to surprise guests…
📊 Crunching the HMO Numbers
- What it actually costs to convert a flat into an HMO (licensing, refurbs, furnishing)
- Why capital growth in prime locations like Glasgow’s West End makes it worth it
- The sweet spot for profitability (hint: 4- and 5-bed flats)
🏛️ Licensing & Council Process
- The reality of 12-month lead times for new HMO licences
- Key differences between existing vs. new licence applications
- How to avoid pitfalls with HMO layout, kitchens, and fire safety
🛠️ Maintenance, Void Periods, and Managing Expectations
- Budgeting £1,000+/year in maintenance and planning for 11-month lets
- Managing expectations with tenants, neighbours, and property owners
In this episode, Nick and Steven sit down with brothers Calum and Connor Clark, two investors who’ve built a thriving, family-run property business across multiple strategies — from buy-to-let and HMOs to commercial conversions and hospitality.
Episode Highlights:
🏘️ Starting Out in Property
- How they got into property without quitting their day jobs.
- The first flip project — and how it led to long-term investing
- Early challenges and how they gained experience through hands-on learning
💼 Building a Scalable Portfolio
- Focused on delivering high-quality accommodation in Dundee, Arbroath, and surrounding areas
- Tips for systematising property management in a family-run business
🏨 Hospitality & Guesthouse Strategy
- Operating a 6-bed luxury guesthouse in Arbroath with strong year-round occupancy
- Their approach to customer service, direct bookings, and standing out from Airbnb competition
- How hospitality feeds into their overall brand and business
🤝 Family Business Dynamics
- Balancing different skill sets and personalities as siblings
- The importance of communication, defined roles, and mutual respect
- What makes their partnership work — and how they handle conflict
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this wide-ranging and entertaining episode, Nick and Steven are joined once again by property investor and entrepreneur Davy Hutton. Known for his straight-talking approach, Davy gives us a raw, honest update on the state of the property market, social inequality, and why the rules are no longer built for the everyday investor.
He opens up about mental health, the inspiration behind his new spoken word music album, and why he believes being vulnerable is more powerful than pretending to have it all figured out.
Episode Highlights:
🧠 Mental Health & Identity
- Why Davy created a spoken word album during lockdown
- Growing up with undiagnosed anxiety and how he "faked" his way through social life
- The dangers of today’s isolated digital world for young men
- Why sharing your struggles can open the door for others
🏠 Property Market Commentary
- What’s really happening with supply and demand in Scotland
- Why the West End of Glasgow is still flying, but everywhere else is flatlining
- A 3-bed property with just one viewer: is buyer sentiment collapsing?
- The silent shift: from accidental landlords to corporate investors
📊 UK Economic Realities
- Inflation, council tax, and the slow death of the middle class
- Why local authorities and governments are “burst” – and what that means for housing
- Davy’s take on wealth inequality, tax, and why the 95% are getting squeezed
- Should the rich pay more tax? Davy’s controversial but clear answer
💬 Culture, Politics & Society
- The illusion of free speech in the age of social media venom
- How our tribal need to "belong" drives dangerous thinking
- Why politicians are no longer leaders – just mouthpieces for corporate agendas
🐍 Snake Stories & Pet Policies
- From lost pythons to rescue chickens – Davy’s home is a full-blown zoo
- Why he supports tenants having pets – and why the Greens might have a point
- How professional landlords should treat tenants like real people
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Andrew and Chris from Brightstone Property, returning two years after their first appearance to share how they went from flips and serviced accommodation to delivering a 30-unit commercial business centre in Falkirk.
They break down how they financed, developed, and filled the building — including the challenges of a six-figure refurb budget overrun, raising private investor finance through a SAS pension, and how the project has now grown into a profitable commercial asset and full-time business.
Whether you're curious about commercial conversions, raising finance, or building a scalable property business, this episode delivers real talk, numbers, and lessons from two investors who are making it happen.
Episode Highlights
🏢 From Resi Flips to Commercial Conversions
- Started with residential flips and serviced accommodation
- Decided to pivot to larger commercial deals for scale and shared income
- Acquired a 7,500 sq. ft. building in Falkirk for £310K
- Transformed it into a 30-unit business centre (Brightstone Spaces)
💰 Funding the Project
- Raised finance through a private SAS pension investor
- Structured the deal to buy with investor funds and fund the refurb from profits
- Managed a refurb budget of £260K (which went £100K over!)
- Maintained investor trust through regular updates and repaid on time
🔧 Overcoming Operational Challenges
- Refurb included full rewiring, new fire systems, secure entry, and high-spec internet
- Filled the ground floor in 12 weeks via a hands-on marketing approach
- Achieved 97% occupancy, generating £17K/month gross rent
- Refinanced the building at £840K with a 70% LTV
📈 Growth into Property Management
- Now managing three additional commercial sites for Liberty Space
- Offering management services for other commercial landlords
- Building a hybrid business model combining property ownership with operational income
- Planning to acquire their next building while scaling their management arm
From modest residential flips to managing over 30 commercial tenants and multiple buildings, Andrew and Chris have completely transformed their business over the past two years. This episode is full of valuable lessons on financing, scaling, and building long-term credibility — all while remaining hands-on, humble, and community-focused.
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, Nick and Steven are joined once again by serial investor and mortgage broker Ewan Dudding — who has now scaled to over 100 properties and relocated to Dubai while running a high-volume brokerage and build team.
Episode Highlights:
🏗️ Scaling the Portfolio
- Now owns over 100 units, including 17 HMOs and multiple portfolios
- Buying properties every 5 days for himself and every 2.5 days for clients
- Refurbs running at £100k/month with two build teams and vans on the road
- Targets £300–£350/month cash flow per unit
💰 Raising & Recycling Finance
- Started with £80K savings and raised his first £80K from a friend
- Now borrows from clients and private investors at up to 10% interest
- Uses bridging and refinance model to pull money out in as little as 6 weeks
- Key advice: raise capital from people who trust you, not just property people
📊 Broker Business & Mortgage Insights
- Team of five and pushing through 10–12 mortgage applications per day
- Specialises in bridging, BTLs, and portfolio lending for landlords
- Explains how surveyors, lender relationships, and product switches impact deals
- Partnered with Go Financial and growing organically through referrals
🌍 Life in Dubai & Business Mindset
- Relocated recently for lifestyle and productivity — not just tax benefits
- Says time difference gives him focus and freedom before UK wakes up
- Still works 14-hour days and prefers growing his business to relaxing on the beach
- Hasn't bought a car, lives modestly, and reinvests every pound
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
scottishpropertypodcast #propertyinvestment #buytolet #bridgingfinance #portfoliobuilder #hmoinvesting #mortgagebroker #dubailife #realestateuk #landlordlife #propertyrefurbs #privatefinance #scalingup
In this episode, Nick and Steven are joined by property investor and construction professional Mark Downie, who shares his incredible journey from working on mega-projects in Saudi Arabia to building a property portfolio back home in Scotland.
Whether you’re just starting out or looking to scale, this episode offers a raw and honest look at what it really takes to build a portfolio while working abroad.
Episode Highlights
🏗️ Mark’s Journey: Construction & Property Investing
- From civil engineering in Scotland to managing billion-dollar infrastructure projects in Saudi Arabia
- How he transformed an 8-bed Victorian villa in Falkirk as his first big project
🏠 Portfolio Building: Buy-to-Let & Flips
- Scaling to 11 properties in under a year with deals in Aberdeen and Falkirk
- Using credit cards and investor finance to fund deposits and renovations
- His first successful flip and how off-market deals helped him get started
📉 Lessons from a Failed Serviced Accommodation
- The painful £18k loss on a Bathgate SA due to planning rejection
- Why it’s critical to have multiple exit strategies and check licensing rules early
- The differences between SA rules in Aberdeen vs West Lothian
💷 Financing & Lender Challenges
- Tips for expats navigating UK mortgages while living abroad
- How Mark structures deals for better tax efficiency and cash flow
- Refinancing wins and losses — and dealing with down valuations
🌍 Saudi Arabia Mega Projects & Life Abroad
- Inside the $500 billion NEOM “Line” project and what it’s like building in the desert
- Why working abroad offers tax advantages—but comes with family sacrifices
- Mark’s plan to return home, scale to 30-50 properties, and support other investors with project management services
Mark’s story is a powerful example of resilience, risk-taking, and real-world property investing. Whether you’re working offshore, considering SA, or looking for ways to scale, this episode is packed with practical lessons and cautionary tales. Get the full picture on building wealth through property while navigating the challenges of today’s market.
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this special episode, co-host Nick Ponty sits down with Colin Campbell to delve into a refreshingly candid conversation that strays from the usual property chat and instead dives deep into the world of personal growth, mindset shifts, and life transformation.
🎧 What You’ll Learn in This Episode:
- Colin's powerful journey of self-discovery and how personal development became the foundation for his success.
- Why men struggle to talk openly about emotions and personal challenges—and how breaking that silence can be transformative.
- The importance of showing up as your authentic self in business and life.
- Colin’s thoughts on masculinity, mental health, vulnerability, and purpose.
- Tips on how to build confidence, resilience, and inner peace, even when life gets hard.
- The role of daily practices like journaling, breathwork, and fitness in maintaining emotional well-being.
- How being part of a growth-focused community can elevate your mindset and your results.
🔥 Whether you're a property investor, entrepreneur, or simply someone looking to level up personally and professionally, this episode is packed with value.
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, Nick and Steven return with a jam-packed market update, covering everything from global economic trends to local property prices. They dive into the latest landlord legislation, interest rate forecasts, and the growing shift from amateur landlords to serious portfolio investors.
Key Highlights:
📉 Mortgage Market & Interest Rates
- Why the IMF is predicting three interest rate cuts this year
- How global trade tensions (yes, Trump again) could bring cheaper goods to the UK
- Latest 5-year swap rate and new limited company mortgage deals from The Mortgage Works
🏠 Scottish Property Price Trends
- House prices up 5.7% annually with East Renfrewshire leading at +10.6%
- Steven’s flip project in Dunfermline – who the buyers will be and how the numbers stack up
📈 Rental Market Update
- ONS rental data shows 5.7% annual increase in Scotland, but things are cooling
- Why agents are now reducing asking rents in Aberdeen and Glasgow
- The impact of fewer foreign students and increased supply
⚖️ Landlord Regulation & Housing Bill
- Labour’s proposal to jail landlords for illegal evictions
- Debate over rent controls, eviction rules, and the shifting narrative
- Why Nick took to the BBC to defend the landlord perspective
📊 Landlord Numbers & Social Housing
- 1,000 fewer landlords—but an increase in registered properties
- A shift from amateur landlords to serious portfolio players
- The shocking number of empty social homes despite a housing crisis
As the Scottish property market evolves, landlords are facing new pressures but also fresh opportunities. From political debates to mortgage updates, this episode gives you the full picture of what’s happening on the ground. Whether you're flipping houses, growing a rental portfolio, or just trying to stay ahead of the curve, this episode is packed with valuable insights and commentary.
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
Steven and Nick sit down with Sean Spalding, a former 9-to-5er who transitioned into a full-time career in property. From being a listener during the early days of the podcast in lockdown, to becoming a sought-after property sourcer and refurbishment project manager, Sean shares his journey, the realities of grafting behind the scenes, and how he built a property-related business without owning a massive portfolio himself.
Key Highlights:
🛠️ From Sales to Sourcing
- Sean’s background in sales and how it helped him break into property
- The skills you don’t learn in a course but must master in real life
- Going from podcast listener to guest—what changed in 5 years
🏃♂️ Escaping the 9-to-5
- Balancing a day job, family, and building a business in the evenings
- How he used flexibility in his job to view properties and educate himself
- Taking the leap—using a credit card to pay for training
🔍 The Realities of Sourcing & Project Management
- How Sean got his first deal and built his early client base
- The truth about sourcing fees, mandates, and client communication
- Managing multiple refurb projects: the stress, systems, and lessons
📢 Marketing, Leads & Facebook Ads
- How Sean learned to generate off-market leads
- What works (and doesn’t) with Facebook ad campaigns
- Why follow-up is where the money is
scottishpropertypodcast #propertysourcing #propertyrefurbs #financialfreedom #leavethe9to5 #dealpackaging #offmarketdeals #projectmanagement #glasgowproperty #propertyhustle #propertyeducation
In this special Dubai edition of the Scottish Property Podcast, Nick and Steven catch up with Calum White — one of the most recognisable names in Dubai real estate. Originally from Scotland, Calum is now the CEO of one of the top brokerages in Dubai, overseeing a team of over 400 people. In this high-energy episode, he shares how he built his business from scratch, the realities of life in Dubai, and what it really takes to succeed in one of the world’s most competitive property markets.
This is more than just a property chat — it’s an inside look at scaling a business, leadership mindset, adapting to high growth, and balancing ambition with lifestyle.
Episode Highlights:
🏢 Building Dubai’s Fastest Growing Brokerage
- How Calum grew from solo broker to 400+ staff in just 4 years
- The daily routines and leadership structure behind a high-performance culture
- Creating systems, training, and accountability to support scale
🚀 High Stakes, High Rewards
- Why real estate in Dubai is one of the highest levels of sales in the world
- The brutal reality of commission-only performance
- What separates top performers from those who don’t make it
🌴 Dubai Lifestyle & Business Insights
- The upsides of tax-free income, luxury living, and 10-minute Coca-Cola deliveries
- Distractions young agents face – and how discipline determines success
- Is Dubai property heading for a crash or just getting started?
💼 Mentorship, Standards & Growth
- Why Calum still walks the sales floor every morning
- Lessons from managing friends in business
- Advice for anyone thinking of making the move to Dubai
This episode is a masterclass in entrepreneurship, sales, and leadership from someone who’s walked the walk. Calum White's rise in the Dubai property scene is a story of hustle, systems, and focus — with plenty of inspiration and valuable takeaways for listeners across the property spectrum. Whether you're considering a move to Dubai or want to build a high-performance business anywhere, this episode is one not to miss.
In this episode of the Scottish Property Podcast, Steven and Nick are back from their first-ever international trip to Dubai—and they’re giving you the full rundown. From why they decided to hop on a plane to what went on behind the scenes, this episode sets the stage for a brand-new batch of episodes recorded in the UAE. Whether you’re a regular listener or just jumping in, this is your sneak peek into what’s coming and why it matters.
Key Highlights:
🇦🇪 Dubai Debrief
- Reflections on their March trip and what stood out
- Why this wasn’t just a holiday—it was a big step for the podcast
- How the trip pushed them outside their comfort zones
🎥 What to Expect in Upcoming Episodes
- A special series featuring interviews recorded in Dubai
- Topics covering international investing, mindset, growth, and more
- Guests from both the UK and UAE offering unique perspectives
🎙️ The Value of Going International
- Why it’s important to see how things are done outside the UK
- How networking and learning abroad can open new doors
- The benefits of expanding your property and business horizons
🔜 What’s Next for the Podcast
- A teaser of the guests and conversations to come
- The renewed energy Steven and Nick are bringing to future episodes
- Their continued commitment to giving value to the community
This episode captures the energy, insight, and anticipation of what’s to come as the Scottish Property Podcast goes global. It’s about more than property—it’s about growth, exploration, and taking bold steps toward the future. Tune in now and get ready for an exciting new chapter.
In the latest episode, Nick and Steven welcome back Mark Shanta, an estate agent, letting agent, and property investor. This engaging episode offers listeners a comprehensive overview of the key issues affecting landlords, tenants, and investors alike. The conversation spans a wide array of critical topics, from the immediate impact of recent governmental policy changes to the broader, ongoing dynamics of supply and demand within the rental sector
Key Highlights
- The impact of the Scottish government's policies on landlords and the rental market.
- The imbalance between rental supply and demand and its effect on prices.
- Concerns about new housing bill proposals, including winter eviction bans, pet ownership rights for tenants, and decoration rights.
- The shortfall in new home construction and the government's progress toward its housing targets.
- Discussions around landlord responsibilities for addressing damp and mold issues in properties.
The episode wraps up with a thorough examination of the current state of the Scottish property market, providing valuable insights for landlords and tenants seeking to navigate its complexities. Mark Shanta offers his expert advice and highlights the importance of fair practices and open communication in maintaining a healthy and sustainable property ecosystem.
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, Steven and Nick sit down with former professional rugby player turned property investor, Andy Cramond. Andy shares his incredible journey from playing top-level rugby in France to transitioning into property investment, development, and luxury home buying.
He discusses the lessons learned from his sports career, how he built his property portfolio, and his latest venture into apartment hotels and high-end real estate.
Episode Highlights:
🏉 From Rugby to Real Estate
- How Andy's rugby career took him from Aberdeen to France
- The impact of sports discipline on property investing
- Making the tough decision to retire due to injury
🏠 First Steps in Property
- Buying his first investment property in France
- The benefits of long-term fixed mortgages in France
- Renovating and flipping properties for profit
📈 Scaling in Property Investment
- Transitioning into property development in Edinburgh
- Working on serviced apartments and apart-hotels
- The growing demand for high-end rental properties
🏡 Luxury Home Buying and Portfolio Building
- Entering the high-net-worth property market
- Helping clients buy million-pound homes off-market
- The power of networking in securing exclusive deals
Andy Cramond’s story is an inspiring example of how skills from one industry can be successfully transferred to another. Whether you’re an investor looking to break into property or someone curious about high-end real estate, this episode is packed with insights!
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, Steven and Nick sit down with Jak Carlin, founder of Alley Up Agency, to discuss personal branding, social media marketing, and how property investors can leverage digital marketing to grow their business. From content creation strategies to paid advertising, Jak shares expert insights on what works in today’s competitive market.
Episode Highlights:
The Power of Personal Branding
- How to stand out in the property industry
- Why consistency is key to building an audience
- The “John Scale” approach to content creation
Social Media Strategies for Property Investors
- Choosing the right platform: LinkedIn, Instagram, or TikTok?
- Why engagement matters more than followers
- The biggest mistakes people make when marketing property
Paid Advertising: Facebook, Google, and Beyond
- The difference between Google Ads and Facebook Ads
- How much should you spend on marketing?
- Why TV and radio ads still work in 2024
Marketing is essential in the modern property industry, and Jak Carlin shares invaluable tips to help property professionals elevate their brand and attract more deals. Whether you're a seasoned investor or just starting out, this episode is packed with actionable insights you won’t want to miss!
In this episode of the Scottish Property Podcast, Steven and Nick sit down with legal expert Lindsey Devine from NM Legal to discuss the legal risks and best practices when it comes to private money lending in property. With more investors turning to private finance to scale their portfolios, it’s crucial to understand how to protect your investment and avoid costly mistakes.
Episode Highlights:
Due Diligence Before Lending
- Why investors turn to private finance instead of traditional lenders.
- The risks involved and common mistakes to avoid.
- Why private investors need independent legal advice.
Legal Protections & Security Measures
- How to properly assess a borrower before handing over your money.
- Key checks: credit history, Companies House records, and social media red flags.
- The importance of a solid loan agreement and what it should include.
Exits & Worst-Case Scenarios
- Standard security vs. floating charges – what’s the best option?
- The role of personal guarantees and how they impact investors.
- What happens if the borrower can’t repay?
Lending in Property
- How to enforce security and recover funds legally.
- Red flags to watch for to avoid “robbing Peter to pay Paul” schemes.
Private money lending can be a powerful tool for property investors, but it’s not without risks. This episode provides invaluable insights on how to protect yourself and ensure your investment is secure. Whether you're lending or borrowing, understanding the legal aspects is key to success.
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick welcome back Brian Gilmour from Indigo Square to discuss key updates in the Scottish property market. With rent controls changing, interest rates stabilising, and housing policies evolving, this episode is packed with insights for landlords, investors, and property professionals.
Key Highlights:
Scottish Property Market Updates:
- Changes to rent controls and what they mean for landlords.
- The impact of the Scottish Government’s new housing policies.
- Why institutional investors are pulling out of Scotland.
Economic & Interest Rate Discussion:
- The latest Bank of England base rate changes.
- Inflation trends and what they mean for property investors.
- Mortgage rate outlook—where are they heading?
The Future of the Private Rented Sector:
- The long-term outlook for landlords in Scotland.
- Why so many landlords are selling up.
- How portfolio buyers can take advantage of market shifts.
The UK Housing Crisis & Possible Solutions:
- The role of the government vs. private sector in fixing the crisis.
- The challenges of planning and building new homes.
- How Scotland’s ageing housing stock is creating more problems.
Scotland’s property market is in a period of transition. While some landlords are exiting, opportunities remain for investors who understand the new landscape. With changes in rent controls, economic uncertainty, and evolving housing policies, staying informed is key!
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
scottishpropertypodcast #propertyinvestment #realestate #scottishhousingmarket #propertynews #landlords #rentalmarket #propertyinvesting #mortgagerates #housingcrisis
In this episode, Steven and Nick sit down with Fiona Campbell, Chief Executive of the Association of Scotland’s Self-Caterers (ASSC), to discuss the impact of Scotland’s short-term let licensing regulations. Fiona shares how these new policies are forcing operators out of business, damaging tourism, and creating a black market for rentals. If you're involved in short-term lets or considering investing in one, this is a must-listen episode!
Why Short-Term Let Licensing Was Introduced:
- The Scottish Government’s reasoning behind the regulations.
- The unintended consequences for small property owners and investors.
How Licensing & Planning Rules Are Hurting Operators:
- The complex approval process that’s shutting down businesses.
- The impact on Scotland’s tourism industry and local economies.
- How the cost of compliance is pushing many to leave the sector.
The Rise of the Black Market in Short-Term Lets:
- Why some operators are ignoring regulations and continuing illegally.
- The lack of enforcement creating an uneven playing field.
- What could happen next with legal battles and political pressure.
What Landlords & Investors Need to Know:
- Key things to check before buying a short-term let property in Scotland.
- How ASSC is fighting for fairer regulations and what might change.
- Why diversification is crucial if you rely on rental income.
Scotland’s short-term let licensing has shaken up the rental market, forcing many operators to rethink their strategy or leave the industry altogether. Fiona provides a detailed breakdown of the situation and what could change in the future. Whether you’re an investor, a landlord, or someone in the hospitality sector, understanding these regulations is critical to making informed decisions.
In this episode, Steven and Nick go solo to break down the biggest social media mistakes in the property industry. From misleading marketing tactics to fake recommendations, they expose what NOT to do when building your brand online. If you're using social media to grow your property business, this episode is a must-listen!
-
Common Social Media Mistakes in Property:
- Over-the-top self-promotion that turns people off.
- Fake testimonials and why they damage credibility.
- Posting only success stories and hiding failures.
-
The “Get Rich Quick” Hype:
-
Why “no money down” strategies aren’t as easy as they seem.
- How misleading ads create unrealistic expectations.
- The importance of transparency in property investing.
-
How to Use Social Media the Right Way:
-
The key to building trust and engagement with your audience.
- How to provide real value instead of just selling.
- Why authenticity wins over flashy content.
Social media is a powerful tool for property investors, but it’s easy to get it wrong. Steven and Nick’s insights will help you avoid common pitfalls and make the most of your online presence. Whether you're just starting out or scaling your brand, this episode is packed with actionable advice!
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the, Steven and Nick sit down with Giuseppe Paladini, a former university lecturer who made the leap into property investing and entrepreneurship. From studying fish pathology in Italy to building a 23-property portfolio and launching multiple businesses in Scotland, Giuseppe shares his incredible journey and the strategies that helped him scale.
-
From Academia to Property:
- How Giuseppe transitioned from university research to property investing.
- The moment he realised property could give him financial freedom.
-
Scaling the Portfolio:
-
How he started with Airbnb and usedequity release to fund his first deals.
- The role ofBuy, Refurbish, Refinance (BRR) in expanding his portfolio.
- Why he diversified intorent-to-rent and serviced accommodation.
-
Funding & Finance Strategies:
-
Raising over£200,000 in private investor finance to scale his business.
- The importance ofnetworking and mindset in securing funding.
-
Business Growth & Diversification:
-
HowCOVID-19 forced him to rethink his property strategies.
- Moving intoproperty education and launching an estate agency.
- Balancing multiple income streams while maintaining a passion for teaching.
Giuseppe Paladini’s journey from academia to full-time property entrepreneur is a testament to the power of education, networking, and action. Whether you’re just starting out or looking to scale, this episode is packed with insights to help you on your property journey.
Follow Giuseppe Palidini onYouTube.
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick sit down with mortgage expert Jonathan Williams to discuss the latest developments in the Scottish property market. From mortgage interest rates and inflation to rental trends and landlord strategies, Jonathan shares valuable insights on what’s happening right now and what investors should expect in 2024.
-
Mortgage Market & Interest Rates:
- Where are interest rates heading in 2024?
- How inflation is affecting lending and affordability.
- What landlords need to know about remortgaging this year.
-
Property Investment & Landlord Trends:
-
Why some landlords are exiting while others are scaling up.
- How rental prices are adjusting after years of rapid increases.
- The impact of government regulations and tax changes on the buy-to-let market.
-
Portfolio Strategy & Financing Tips:
-
How to structure your portfolio to remain profitable.
- Common mistakes landlords make when refinancing.
- Why keeping an eye on swap rates is crucial for predicting mortgage trends.
Jonathan Williams provides a clear and practical breakdown of what’s happening in the market right now. Whether you’re an investor, landlord, or first-time buyer, this episode will help you stay informed and make the right financial decisions.
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, Steven and Nick sit down with Rory Boyd, a driven property investor who has successfully scaled a 12-property portfolio while balancing a demanding career in the motor industry and family life. Rory shares his journey from buying his first property to setting ambitious goals for 2025, offering practical advice and insights into building a sustainable property business.
Episode Highlights:
-
Getting Started in Property:
- How Rory transitioned from car sales to property investing.
- Leveraging sourcing agents to secure his first few deals.
-
Scaling the Portfolio:
-
Managing 12 properties and aiming for 25 by the end of 2025.
- The role of refinancing and cash flow in scaling efficiently.
-
Lessons Learned Along the Way:
-
Why Rory moved from outsourcing refurbishments to managing them directly.
- The importance of building relationships with agents, tradespeople, and the property community.
-
Balancing Property and Career:
-
Strategies for managing time between a full-time job, family, and property investing.
- How networking events have played a key role in Rory’s success.
Rory Boyd’s story is proof that with determination, strategic planning, and hard work, you can build a thriving property portfolio while juggling a career and family. Tune in for inspiration and practical advice to help you on your property journey.
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, we welcome Kyle Black, a young and driven property entrepreneur who has built an impressive portfolio and business empire at just 27 years old. From his humble beginnings as a greenkeeper to navigating the property world with no prior experience, Kyle shares his journey of hard work, education, and embracing social media to scale his ventures.
Key Topics Covered:
- Kyle's Early Journey: From Renfrew to property success and the pivotal moments that shaped his career.
- Overcoming Challenges: Why Kyle decided to leave his apprenticeship and step into the world of property.
- The Power of Education: How investing in property training courses provided Kyle with the foundational knowledge and network to get started.
- Using Social Media to Build Trust: Kyle explains how authentic social media engagement helped him secure deals and investors.
- Scaling with Strategy: Insights into Kyle’s decision to focus on portfolios rather than single units and how he maximised efficiency.
- Partnerships and Networking: The importance of building solid business relationships and finding the right people to collaborate with.
- Lessons Learned: Transparency, consistency, and how focusing on long-term client relationships can transform a property business.
Kyle Black’s journey is a testament to the power of resilience, education, and leveraging modern tools like social media to stand out in a competitive market. Whether you’re just starting out in property or looking for ways to scale, this episode is packed with actionable insights and inspiration.
Follow Kyle Black on Instagram and TikTok.
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
DISCLAIMERPlease do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this special episode of the Scottish Property Podcast, Steven and Nick take the mic to review the key events and trends that shaped the Scottish property market in 2024. They also share their bold predictions for 2025, offering actionable advice to help investors navigate the year ahead. From the 8% ADS hike to emerging market opportunities, this episode is packed with insights for seasoned investors and newcomers alike.
Episode Highlights:
-
2024 in Review:
- Key trends and surprises in the Scottish property market.
- The impact of the ADS increase to 8% and how it has affected investors.
- Sub-£40k properties and multiple dwellings relief—why they’ve gained attention.
-
Predictions for 2025:
-
Steven and Nick’s outlook on property prices and demand.
- Which areas in Scotland are poised for growth.
- How changing regulations could impact investments and strategies.
-
Goal Setting for 2025:
-
Reflections on personal and professional goals from 2024.
- Tips for setting achievable property investment goals in 2025.
-
Networking and Community:
-
Why attending property events is critical for growth.
- Sneak peek at upcoming projects, including an exciting Dubai trip for the podcast.
As we wrap up 2024 and prepare for 2025, Steven and Nick provide a thoughtful look back at the year and share insights to help investors succeed in the year ahead. From market trends to goal setting, this episode is a must-listen for anyone involved in property investing.
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
ScottishPropertyPodcast #PropertyInvestment #2024Recap #2025Predictions #RealEstateTrends #BuyToLet #NetworkingEvents #ScottishHousing #FinancialFreedom #NewPodcastEpisode
In this episode of the Scottish Property Podcast, Liam and Emerald share their remarkable journey of building Empire Property Brokers, scaling their business, and diversifying property strategies. From humble beginnings to managing a fully integrated brokerage, their story is packed with insights on resilience, creativity, and persistence in the property investment world.
Episode Highlights:
-
From Personal Homes to Professional Ventures:
- How Liam and Emerald transitioned from selling their own homes to investing in property professionally.
- Early challenges in sourcing and building credibility in the property market.
-
Scaling Empire Property Brokers:
-
The growth from a property sourcing agency to a full-service brokerage.
- Offering end-to-end services, including sourcing, refurbishment, project management, and compliance.
- Their vision for adding a letting agency to their portfolio.
-
Key Strategies and Deals:
-
Leveraging student rentals to maximise income from two-bedroom flats.
- Securing a bungalow through creative networking and negotiation for a short-term rental strategy.
- Building relationships with overseas clients for consistent sourcing opportunities.
-
Lessons Learned:
-
The importance of transparency, strong client relationships, and social media presence.
- Overcoming challenges like sourcing delays and market uncertainties with adaptability and resilience.
- The value of starting with the end in mind and focusing on long-term goals.
Liam and Emerald’s journey demonstrates the power of perseverance, smart strategies, and staying true to your values. Whether you're just starting out or looking to scale, their story offers practical advice and inspiration for building a successful property business.
Follow Empire Property Brokers on Instagram:
www.instagram.com/empirepropertybrokers/
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
In this inspiring episode of the Scottish Property Podcast, we sit down with Peter Toye, an entrepreneur who scaled his property portfolio to an impressive 24 properties in just one year.
Peter shares his journey from running multiple businesses to venturing into property investment, offering valuable insights on building a portfolio, managing challenges, and leveraging trading profits for long-term growth.
Episode Highlights:
-
Peter’s Entrepreneurial Journey:
- Starting his first business at 14 years old.
- Launching ventures like a car wash company, a print business, and an online competition platform.
- Learning resilience and adaptability through business ups and downs.
-
Transition to Property Investment:
-
The impact of a health scare that motivated Peter to create financial security.
- How trading profits from his businesses funded his property ventures.
- A focus on capital appreciation and long-term wealth building.
-
Key Property Strategies:
-
Diversifying across locations like Edinburgh, Aberdeen, and Stirling.
- Leveraging tools like bridging loans and refinancing to scale quickly.
- Incorporating HMOs and portfolio acquisitions for higher cash flow.
-
Lessons Learned:
-
Importance of building a reliable team and strong relationships with brokers, lenders, and agents.
- Managing risks and staying focused despite the lure of “shiny penny” deals.
- Balancing cash flow and appreciation to create a robust portfolio.
-
Advice for Aspiring Investors:
-
"Learn business first—property is a natural extension."
- Take calculated risks, educate yourself, and build resilience.
- Surround yourself with a supportive network and experienced mentors.
Peter Toye’s journey is a testament to the power of hard work, smart investing, and staying focused on long-term goals. Whether you’re starting your first property deal or scaling your portfolio, this episode is packed with actionable advice and inspiration to help you succeed in the ever-changing property market.
Follow Peter Toye and The Giveaway Guys:Website: www.thegiveawayguys.co.ukLinkedIn: linkedin.com/in/peter-toye-8b813b15Instagram: www.instagram.com/toye_propertyFacebook: www.facebook.com/ptoye
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website:
https://primepropertyauctions.co.uk/
scottishpropertypodcast #propertyinvestment #realestate #entrepreneurship #portfolio #bridgingloans #capitalappreciation #investmenttips #propertyjourney #newpodcastepisode
In this episode of the Scottish Property Podcast, Emma Ross joins us to share her journey from working in the corporate banking sector to establishing her own commercial finance business. With over a decade of experience, Emma dives into the world of creative property financing, discussing how tailored solutions can unlock opportunities for investors. Whether you're a seasoned property developer or just starting, this episode provides invaluable insights into the often-complex world of property finance.
Episode Highlights:
-
Emma’s Background and Journey:
- From her early career at HSBC to managing Scotland and Northern Ireland for a master brokerage.
- The decision to launch Ross Commercial Finance and prioritise values-driven business practices.
-
Creative Financing Solutions:
-
Leveraging tools like title splits, grants, and background assets to secure 100% funding.
- How commercial valuations differ from residential and why understanding these nuances is crucial.
- Real-life examples of unique deals, including high-value commercial assets and liquidator sales.
-
Commercial Property Trends:
-
Increasing interest in commercial property investments due to government legislation and tighter residential regulations.
- The rise of semi-commercial properties and creative funding strategies for unique assets.
-
Key Tips for Investors:
-
The importance of understanding lender requirements and valuation types.
- How to manage risk, negotiate better terms, and identify opportunities in challenging markets.
- The value of building strong relationships with brokers and lenders to maximise your financing options.
Emma Ross’s approach to creative property financing proves that knowledge and strategy are key to unlocking potential in the market. Whether you’re exploring commercial property, semi-commercial assets, or innovative funding options, this episode offers practical advice to elevate your property journey.
Follow Emma Ross on Instagram: www.instagram.com/emma_ross_commercial_finance------------------------------------------------------------
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction:
www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
scottishpropertypodcast #propertyinvestment #realestate #creativefinancing #commercialproperty #semicommercial #fundingstrategies #scottishhousing #investmenttips #newpodcastepisode
In this episode of the Scottish Property Podcast, we’re joined by Tony Carriden, an experienced property investor and developer, to explore his journey in the industry. Tony shares how he overcame obstacles, adapted to market changes, and built a thriving property portfolio. From navigating challenges in financing and regulations to uncovering hidden opportunities in today’s market, Tony provides actionable insights for property enthusiasts at all levels.
Episode Highlights:
-
Tony’s Journey into Property:
- How Tony got started in property investment and the key decisions that shaped his success.
- His transition from smaller projects to larger developments and how he navigated the learning curve.
-
Overcoming Financing Challenges:
-
Tony’s strategies for securing financing in a competitive and ever-changing market.
- The importance of building relationships with lenders and private investors.
-
Adapting to Market Trends:
-
How Tony stays ahead of market shifts, including the impact of interest rates, rental demand, and new regulations.
- Why flexibility and innovation are critical for long-term success in property.
-
Identifying Opportunities in a Tough Market:
-
Tony shares how he spots under-the-radar investment opportunities, even in challenging conditions.
- Advice for balancing risk and reward when evaluating new projects.
-
Lessons for Aspiring Property Investors:
-
The importance of patience, persistence, and ongoing education in property.
- Tony’s top tips for building a solid portfolio, from diversifying investments to assembling a reliable team.
Tony Carriden’s journey is a testament to the power of resilience, adaptability, and a keen eye for opportunity. Whether you’re just starting in property or looking to level up your portfolio, his insights offer practical advice and fresh perspectives to help you navigate market challenges and uncover hidden potential. Don’t miss this episode packed with valuable lessons and inspiration!
Follow Tony Carrigan on the following channels:LinkedIn: https://uk.linkedin.com/in/tony-carrigan-bab581289Instagram: https://www.instagram.com/tony_carrigan_property/---------------------------------------------
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
------------------------------------#scottishpropertypodcast #propertyinvestment #realestate #propertymarket #propertydevelopment #financingtips #scottishhousing #investmentopportunities #businessgrowth #newpodcastepisode
In this episode of the Scottish Property Podcast, we’re joined by two seasoned property professionals, John Morris and John Cox. Together, they share candid insights into the highs and lows of building and scaling their respective businesses, managing teams, navigating market challenges, and finding balance between personal and professional life. Whether you're a property investor, developer, or entrepreneur, this episode is filled with practical advice and real-world stories to inspire your journey.
Episode Highlights:
-
Starting and Scaling Property Businesses:
- John Morris shares how Prime Property Auctions scaled aggressively from a two-person attic operation to a 15-strong team in a city-centre office.
- John Cox discusses Cox and Co’s evolution into a multi-service property business, offering lettings, estate agency, mortgages, and investment services.
-
Building Effective Teams:
-
Strategies for recruiting, retaining, and motivating staff, including commission structures and fostering collaboration.
- How autonomy and a supportive team culture drive better results in the workplace.
-
Balancing Work and Life:
-
Both guests reflect on the challenges of maintaining work-life balance while running growing businesses.
- The importance of setting boundaries, such as avoiding work calls on weekends and prioritising family moments.
-
Navigating the Scottish Property Market:
-
The impact of economic conditions, interest rates, and buyer behaviour on property sales and auctions.
- Why some properties remain unsold and the strategies used to overcome these challenges.
-
Marketing and Networking:
-
The importance of leveraging social media and organic content to build brand presence.
- How networking events and creating a personal brand contribute to long-term success.
-
Key Advice for Aspiring Entrepreneurs:
-
John Morris emphasises the importance of reinvesting in your business for growth.
- John Cox highlights the value of building trust and relationships over time for sustainable success.
This episode offers an honest and inspiring look at the journey of scaling property businesses, with valuable lessons on teamwork, work-life balance, and navigating market challenges. Whether you’re just starting out or looking to grow your operations, the insights from John Morris and John Cox will help you make smarter decisions and build a sustainable business. Don’t miss this episode packed with practical tips and real-world experience!Follow John Cox and Cox & Co:www.linkedin.com/in/john-cox-coxandco-scotland/www.instagram.com/coxandcoscotlandwww.tiktok.com/@coxandcowww.facebook.com/CoxandCoScotlandFollow John Morris:www.instagram.com/john_property_auctioneerwww.tiktok.com/@john_property_auctioneer--------------------------------------------------------------Prime Property Auction: www.instagram.com/primepropertyauctions/John: www.instagram.com/john_property_auctioneer/Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------#scottishpropertypodcast #propertyinvestment #realestate #propertybusiness #businessgrowth #teammanagement #worklifebalance #propertyauctions #entrepreneurship #networkingevents #scottishhousing
In this episode of the Scottish Property Podcast, we welcome back Davy Hutton, an experienced property developer and entrepreneur, to discuss the latest trends in the property market, political developments, and their implications for landlords, investors, and tenants. From Scotland’s rental market shifts to national economic policies, Davy provides a sharp, unfiltered perspective on the challenges and opportunities shaping the industry.
Episode Highlights:
-
Labour’s First Budget and Its Impact on Property:
- Discussion on how the budget is affecting small and medium-sized businesses, particularly through increased National Insurance contributions and rising wages.
- Why businesses need to adapt to survive in this shifting economic climate.
-
Property Market Trends in 2023:
-
Surprising regional rent fluctuations: Glasgow shows rent corrections, while Aberdeen leads with a 4.4% increase in rental growth.
- How interest rate changes are affecting landlords and tenants differently depending on mortgage types.
-
The Reality of Rent Controls:
-
Insights into Scotland’s proposed rent caps, allowing local councils to limit rent increases to CPI + 1% (capped at 6%).
- The potential impact on private landlords and the housing supply crisis.
-
Built-to-Rent Developments Stalling in Scotland:
-
Analysis of why large-scale institutional investors are pulling out of Scotland due to rent control policies.
- What this means for the £2 billion in stalled housing projects and the wider economic impact.
-
Challenges Facing Landlords and Tenants:
-
The widening gap between property values and earnings, making homeownership increasingly unattainable for many.
- The role of private landlords in providing housing for tenants who can’t access social housing.
-
Lessons from Real-Life Property Scenarios:
-
David shares personal stories of buying, refurbishing, and renting out properties, highlighting the importance of honesty, reputation, and transparency in deals.
- The growing appeal of assisted sales strategies and their ethical implications.
Davy Hutton’s insights highlight the challenges and opportunities facing Scotland’s property market in the wake of political and economic shifts. From rent controls to stalled developments, it’s clear that adapting to these changes is crucial for landlords, investors, and developers.
- ---------------------------------------------------------Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, we welcome Ian Lindsay, an experienced builder and property developer, to discuss his journey from starting out as a young apprentice to becoming a seasoned developer with a focus on extensions, renovations, and new builds.
Ian shares his insights on building a successful career in construction, managing challenges in the industry, and transitioning to new opportunities in property development. This episode is packed with advice for tradespeople, property investors, and aspiring developers.
Episode Highlights:
-
Starting From Humble Beginnings:
- Ian shares his early experiences as a school leaver, entering an apprenticeship at 16 and working in a variety of construction roles across Scotland.
- The lessons learned from his early days in construction, including respect, work ethic, and craftsmanship.
-
The Transition to Self-Employment:
-
Ian recounts the journey of going self-employed at a young age, taking on small jobs and building a reputation in the Hamilton area.
- The evolution from small-scale projects to larger extensions and renovations over the years.
-
Key Challenges in the Industry:
-
Labour shortages and the changing attitudes of workers over the decades.
- Managing customer expectations and navigating difficult clients.
- The importance of maintaining a reliable and skilled team.
-
Mental Health and Resilience in Construction:
-
Ian opens up about his struggles with burnout and the toll of balancing a demanding career with personal life.
- How goal-setting, self-development, and mental resilience helped him turn things around.
-
Entering Property Development:
-
Ian’s move into new build projects, starting with acquiring land, navigating planning permission, and tackling construction challenges.
- High-level insights into cost management, planning for contingencies, and learning from setbacks on new build sites.
-
Tips for Aspiring Developers and Tradespeople:
-
The importance of building strong relationships with agents, tradespeople, and suppliers.
- Why attention to detail, clear communication, and professionalism are key to long-term success.
- The value of diversifying projects, including exploring opportunities in commercial property.
Whether you’re a tradesperson looking to expand your skills, an investor exploring development opportunities, or someone navigating the challenges of the building industry, Ian’s story offers valuable lessons on perseverance, professionalism, and the power of building strong relationships. Tune in to learn how you can apply these insights to your own journey!
---------------------------------------------------------Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, we sit down with Leigh Connelly, founder of Caraton Group, to discuss his inspiring journey in the property and construction industries. From humble beginnings as a teenager living on a farm to building luxury homes in St Andrews, Leigh shares the highs, lows, and lessons he’s learned along the way. With candid insights into property development, business resilience, and adapting to market changes, this episode is a must-listen for anyone interested in property investment or entrepreneurship.
Episode Highlights:
-
Humble Beginnings and Early Ventures:
- Leigh’s unconventional path to success started with a farming background and an early fascination with machinery and hard work.
- How he bought his first property at age 18 and used equity to fuel his initial investments.
-
Overcoming Setbacks:
-
Leigh opens up about facing financial challenges during the 2008 crash and how he navigated unexpected obstacles, including a Scottish referendum and changes in property taxation.
- The creative strategies he used to keep projects afloat, such as leveraging limited resources and maintaining optimism under pressure.
-
Building in St Andrews:
-
Insights into high-end property developments, including million-pound homes in one of Scotland’s most prestigious areas.
- The challenges of dealing with rising labour and material costs, and the lessons learned from working with contractors and planners.
-
The Changing Face of Property Development:
-
Leigh discusses the increasing difficulties in property development, from planning restrictions to labour shortages.
- Why he’s now focusing on consulting, exploring international opportunities in Dubai, and diversifying his investments.
-
Opportunities in Dubai:
-
An overview of the booming Dubai property market, offering yields of 8-12% and opportunities to buy off-plan properties with significant profit potential.
- Why Leigh believes Dubai’s growth is an attractive alternative to the UK market.
-
Lessons for New Investors:
-
Advice on taking calculated risks, learning from setbacks, and finding creative ways to fund projects.
- The importance of persistence, adaptability, and leveraging local networks in the property industry.Visit Carriden Plumbing & Heating and Carriden Developments for renovations and extensions or new builds.
Website: https://carridengroup.co.uk/
Follow Leigh Connolly on LinkedIn: https://uk.linkedin.com/in/leigh-connolly-587233280
---------------------------------------------------------Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, we sit down with Neil Dymock, founder of Dymock Properties and co-host of the Dundee monthly networking event. Neil shares his expertise on the Dundee property market, discussing its investment potential, unique challenges, and the opportunities for landlords and investors.
Episode Highlights:
-
Why Dundee is an Underrated Market:
- Neil explains why Dundee, with its two universities and expanding economy, is a strong investment choice with high rental demand and affordable entry-level property prices.
- He discusses the impact of recent developments like the V&A Museum and the anticipated Eden Project, which are set to boost Dundee’s reputation and market potential.
-
Property Prices and Rental Yields in Dundee:
-
Current property prices for two-bedroom flats range from £80,000 to £180,000, with rental yields often reaching 10% or higher.
- Neil emphasises the importance of targeting a 10% yield in Dundee to ensure profitable investments, particularly in unfactored properties where maintenance costs can be higher.
-
Challenges in Dundee’s Property Market:
-
Neil addresses the risks associated with unfactored tenement buildings in Dundee, where maintenance on older properties can be costly.
- The discussion touches on the need for responsible property management, especially in buildings without factoring arrangements, as they may face costly repairs over time.
-
The Role of Networking and Local Knowledge:
-
As co-host of the Dundee networking event, Neil underscores the importance of connecting with local experts and investors.
-
Navigating Local Housing Allowance (LHA) Rates and Rent Affordability:
-
Neil explains how Dundee’s LHA rates impact tenants' ability to afford average rents, particularly in light of rising rental costs.
- He outlines the gap between current LHA rates and actual market rents, which often leaves tenants on benefits struggling to secure adequate housing.
-
Tips for New Investors:
-
Neil offers advice for aspiring landlords and investors, such as using social media for market positioning, providing valuable content, and networking to build trust and visibility.
- He also encourages investors to be mindful of property compliance, ensuring long-term rental stability by maintaining property standards and up-to-date legal requirements.
Tune in to this episode for a comprehensive guide on Dundee’s property market from an experienced local investor. Whether you're a new investor or a seasoned landlord, Neil’s insights offer practical guidance on navigating one of Scotland’s most promising property markets.
Follow Dymock Properties:
Website: https://dymockproperties.com/
Instagram: www.instagram.com/dymockproperties/
---------------------------------------------------------Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this special post-budget episode of the Scottish Property Podcast, we’re joined by returning guest Adam Lawrence to break down the recent UK budget announcements and their potential effects on the Scottish property market.
With insights into tax changes, inflation, interest rates, and market trends, Adam shares his expert analysis on what investors and property owners should expect in the coming months. If you’re navigating the shifting property landscape, this episode is packed with actionable information and predictions for the year ahead.
Episode Highlights:
-
Budget Recap and Key Changes:
- Adam discusses the new National Insurance tax hike for employers and how it will impact small- and medium-sized businesses, especially those in real estate and property management.
- The conversation delves into capital gains tax adjustments and the additional dwelling supplement, analysing how these changes could affect property investors across Scotland.
-
Impact on Inflation and Interest Rates:
-
With rising inflation and interest rates now around 5%, Adam explains the budget’s role in potentially stabilising these figures.
- Predictions for upcoming interest rate cuts are explored, and Adam shares his outlook on how these could influence property prices and demand.
-
Rental Market Insights:
-
Adam provides an overview of the rental market in Scotland, where rent caps and tenant legislation are adding complexity for landlords.
- He discusses the ongoing demand for rental properties and the implications of these policies on rental rates, tenant security, and long-term property investment strategies.
-
Property Tax Changes:
-
The episode explores how the additional dwelling supplement increase to 5% for English properties aligns with Scotland’s 6% rate, potentially levelling the playing field for cross-border investors.
- The team discusses whether this will impact investor interest in Scottish properties compared to English markets.
-
Predictions for 2024 and Beyond:
-
Looking to the future, Adam shares predictions for property demand, inflation, and government policy changes impacting the Scottish housing market.
- He offers advice for property investors on managing portfolios in the current economic climate, including tips on dealing with regulatory changes and finding growth opportunities.
Tune in to hear Adam Lawrence’s expert insights on navigating the property market post-budget, with valuable advice on managing investments in a changing landscape.
Follow Adam Lawrence on Instagram and also listen to his podcast, Propenomix.
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this relaxed and candid episode of the Scottish Property Podcast, Nick and Steven catch up on their latest adventures—both in life and business. From thrilling personal experiences, like road trips and skydiving in the US, to the challenges of managing property portfolios, the hosts share insights, stories, and hard-earned lessons.
This episode offers an honest look at the highs and lows of property investing, including staffing issues, rising mortgage rates, and portfolio restructuring.
Episode Highlights:
-
Nick’s US Adventure:
- Nick talks about his two-week trip across the West Coast, riding Harleys, driving a Dodge Challenger, and even winning big at the casino—only to learn the IRS takes a hefty 30% tax cut.
-
Taking a Break from Business:
-
For the first time in a long while, Nick was able to step away from work and fully disconnect, highlighting the importance of trusting your team to keep things running smoothly.
-
Portfolio Restructuring Challenges:
-
Steven shares his struggles with managing his large Aberdeen-based property portfolio, including challenges with staffing, maintenance, and increasing interest rates.
- They discuss scaling operations, hiring full-time staff, and dealing with the frustrations of finding reliable contractors.
-
The Impact of Rising Interest Rates:
-
With mortgage rates soaring from 3% to 7%, Steven reflects on how these changes have affected his portfolio’s profitability and forced him to cut costs on maintenance and management.
-
Staffing Struggles:
-
Steven recounts his efforts to hire the right team, sharing stories of employees who didn’t meet expectations and how finding the right fit is essential for managing properties efficiently.
-
Insights on the Rental Market:
-
They discuss the changing dynamics in Scotland’s rental market, including the shift towards more international tenants and the continuing demand for rental properties despite a correction in rental prices.
-
The Value of Systemisation:
-
Nick and Steven stress the importance of having the right processes and systems in place, with tips on using tools like Loom videos to train staff remotely and improve efficiency.
-
Networking and Community Engagement:
-
They talk about the importance of networking events, including updates on their monthly meetups across Scotland, with special mention of speakers and topics from recent events.
Tune in to this episode for a fun and insightful conversation covering personal experiences, property management tips, and reflections on running a business amidst changing market conditions.
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, we chat with Lindsay Yuill, founder of Rent Locally, to explore her incredible journey from working in social care to becoming a successful letting agent and property investor.
Episode Highlights:
-
Lindsay's Career Journey:
- Lindsay shares how she "fell into property by accident" after a career in social care.
- She reflects on founding Rent Locally in 2008 during the financial crash and how this challenging period helped shape her business acumen.
-
Building and Scaling Rent Locally:
-
Lindsay discusses the early challenges of running a letting agency and how networking played a crucial role in growing the business.
- Rent Locally now manages over 2,200 properties, covering Central Scotland and areas like Fort William and Oban.
- The agency has expanded into estate agency services, focusing on off-market and landlord-to-landlord property sales.
-
Insights on Property Investment:
-
Lindsay talks about managing her own buy-to-let portfolio, highlighting the importance of strategic purchases and flexible exit strategies.
- She emphasises the benefits of holding larger family homes for long-term tenants and cautions against being overly leveraged in the current market climate.
-
Challenges in the Rental Market:
-
The episode explores the shift in the landlord landscape, with smaller landlords exiting the market and professional investors stepping in.
- Lindsay addresses the challenges posed by legislation, including lead pipe testing, increased compliance costs, and the impact of potential capital gains tax changes.
-
The Importance of Systemisation:
-
Lindsay explains how building automated systems has been crucial for scaling operations, saving time, and ensuring compliance.
- Her agency uses custom-built software to streamline processes like rent payments and maintenance management.
-
Advice for Aspiring Letting Agents and Investors:
-
Lindsay offers valuable tips for those looking to start a letting agency, emphasising the importance of understanding the market, building strong networks, and being adaptable to change.
- She discusses the human element of property management, sharing the importance of balancing business goals with ethical considerations when working with tenants.
Tune in to this insightful episode for a deep dive into Lindsay Yuill’s career, expert advice on property management, and practical tips for navigating Scotland’s evolving rental market.
Follow Lindsay Yuill and Rent Locally:
Website: https://rentlocally.co.uk/
Instagram: www.instagram.com/rentlocally_ltd
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, we sit down with Michael Paton, founder of MAP Short Stays, to explore his incredible journey from a challenging upbringing to becoming a successful property investor and short-term rental manager.
Michael shares his personal story, from his troubled youth and early brushes with the law to turning his life around and building a thriving property management business. Now managing properties across Scotland, Michael specialises in short-term rentals, particularly in the contractor market, and reveals the systems, processes, and strategies that have allowed him to scale his business successfully.
Episode Highlights:
-
Michael’s Early Life:
- Michael shares his upbringing, where he moved around frequently with his mother, struggled in school, and was expelled twice before being sent to a residential school.
- He reflects on how his rebellious youth, shaped by peer pressure and a lack of positive influence, eventually gave way to a sense of responsibility and a desire to build a better future for himself.
-
Turning Point and Career Shift:
-
After working for nearly 20 years in social care, including roles with at-risk youth and people with mental health challenges, Michael realised he wanted more flexibility to spend time with his family.
- His first experience as an accidental landlord in 2014 sparked his interest in property, though the traditional buy-to-let model didn’t initially excite him. By 2021, he shifted focus to the short-term rental market, seeing an opportunity in holiday homes and caravans.
-
Building a Short-Term Rental Business:
-
Michael discusses how he scaled his short-term rental management business, starting with holiday caravans and lodges and growing into managing a portfolio of properties across Scotland.
- He explains the importance of having strong systems and processes in place, from automated guest communication to efficient cleaning protocols and contractor management.
-
Challenges and Lessons Learned:
-
Michael reflects on the challenges of finding the right business partners and emphasises the importance of thorough due diligence before entering into any business relationship.
- He also talks about the difficulties of scaling a business and the need for consistent hard work—working 16-18 hours a day, ensuring properties are managed to the highest standard.
-
The Contractor Market:
-
Michael has found a niche in managing short-term lets for contractors, offering long-term bookings and consistent income for landlords.
- He breaks down how to manage contractor bookings, the key amenities contractors look for (e.g., parking and laundry facilities), and how to achieve high occupancy rates.
-
Managing Short-Term Let Licences:
-
With Scotland’s evolving legislation on short-term lets, Michael outlines the licensing process and how long it can take depending on the council area.
-
Revenue and Profitability:
-
Michael gives a realistic overview of the potential earnings in short-term lets, sharing that a well-managed three-bedroom property can generate around £4,000 a month in gross revenue. He stresses the importance of occupancy rates and setting realistic expectations for returns.
Tune in to hear Michael Paton’s inspiring story of transformation and learn practical strategies for scaling a successful short-term rental business in Scotland!
Follow Michael Paton on Instagram:
www.instagram.com/michaelpatonproperty/Map Short Stays: www.mapshortstays.com/
Map Short Stays Instagram:
www.instagram.com/mapshortstays/
Follow Prime Property Auction on Instagram:Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
In this episode of the Scottish Property Podcast, we sit down with Labour MSP Mark Griffin, Shadow Minister for Housing and Local Government, to discuss Scotland's ongoing housing crisis.
Mark dives into the key issues plaguing the sector, including the shortage of affordable homes, the growing number of children in temporary accommodation, and the challenges facing the housing market after the 2008 financial crash. He shares his views on how to accelerate housebuilding, tackle land banking, and improve the planning system to meet Scotland's growing housing demands.
Episode Highlights:
-
Scotland's Housing Crisis:
- Over 10,000 children are currently living in temporary accommodation, a figure Mark calls "absolutely appalling."
- The root cause of the housing emergency is a 20-year shortfall in housing completions, with the market never fully recovering after the 2008 financial crisis.
-
Need for More Homes:
-
Mark stresses that the solution to the crisis is straightforward: build more homes across all tenures (private, social, and affordable).
- He highlights that Scotland needs approximately 700,000 new homes to meet current demand, according to research by Homes for Scotland.
-
Affordable Housing and Government Investment:
-
While the Scottish Government has built more social housing than the rest of the UK, Mark argues that it's not enough. He believes that more investment is needed across all housing sectors to address the broader crisis.
- He criticizes recent cuts to the affordable housing supply budget, which have prevented social landlords from fulfilling their affordable housing commitments.
-
Planning System and Land Availability:
-
Mark advocates for an overhaul of Scotland's planning system, which he says is under-resourced and bogged down in bureaucracy. He suggests increasing the scope of permitted development to speed up the process.
- He also discusses the issue of land banking by developers, calling for reforms to ensure more land is released for housing.
-
Incentives for Renovating Empty Homes:
-
Mark introduces the idea of a "£1 home" scheme, where first-time buyers can purchase an empty property for £1, provided they commit to renovating it. He also proposes loan financing to support renovations.
-
Short-Term Lets Legislation:
-
Mark discusses the controversial short-term lets legislation, which he feels is a "blanket approach" affecting areas that don’t need it. He believes the focus should be on localised issues, rather than imposing regulations across all of Scotland.
Tune in to hear Mark Griffin's take on how Scotland can overcome its housing crisis, the future of government policy, and what changes we need to see in the planning and rental sectors.
Follow Prime Property Auction on Instagram:
Prime Property Auction: https://www.instagram.com/primepropertyauctions/
John: https://www.instagram.com/john_property_auctioneer/
Luis: https://www.instagram.com/luis_property_auctioneer/
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
------------------------------------Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, we welcome back Michael Maloco for the September market update. Michael, a seasoned property consultant, offers valuable insights into the current trends shaping Scotland’s property market. From mortgage rates to house prices and rental demand, this episode covers the latest news and analysis for investors, homeowners, and property professionals alike.
Episode Highlights:
-
Bank of England and Mortgage Rates:
- The Bank of England has kept the base rate steady at 5%. However, there is a prediction of gradual rate drops, with future rates expected to settle around 3.5%.
- Lenders are starting to offer competitive mortgage rates under 4%, and there is a noticeable battle among lenders in the market.
-
House Prices:
-
Scotland’s house prices have risen by 6% year-on-year, with Aberdeen being the only area seeing a decline.
- While the property market shows strong growth, larger detached homes are slower to sell compared to smaller properties, particularly in areas like Dunfermline.
-
Rental Market:
-
Rental inflation has slowed to 5.4%, the lowest in three years, though demand remains high.
- Fewer rental properties are available compared to pre-pandemic levels, and landlords are slowly exiting the market due to potential tax changes.
- Rents are predicted to rise further in 2024 and 2025 due to limited supply.
-
Impact of Government Policies:
-
The episode discusses the effects of rent caps and other government measures on the rental and buy-to-let markets, with a focus on how these policies are driving landlords away from the sector.
- Developers in Edinburgh are shifting from building homes to student flats due to legislative challenges in the private rental sector.
-
Aberdeen Market:
-
While Aberdeen continues to experience lower property prices due to the oil market downturn, it presents opportunities for investors seeking long-term capital growth.
-
Global and Political Influences:
-
Global factors like the geopolitical situation and potential changes in the UK government are seen as potential influencers on the property market’s direction.
- The upcoming UK budget may also impact the market, with possible tax adjustments on the horizon.
Tune in to hear expert analysis from Michael Maloco and stay informed on the latest developments in Scotland's property market!
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*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, we chat with Emma Watson, property investor and social media influencer behind “Renovate with Emma.” Emma shares her inspiring journey from a successful corporate career in PR to becoming a full-time property investor. She discusses how she started during lockdown, her experiences with DIY renovations, and the challenges of managing projects with limited budgets. Emma also shares how her social media presence has grown, attracting opportunities and followers who are inspired by her creative, hands-on approach to property investment.
Episode Highlights:
Emma’s Start in Property:
•Emma started her property journey in January 2020, buying her first auction property with her ex-partner just before the COVID-19 pandemic hit.
•Initially, the couple had no experience in DIY, but when lockdown affected tradesmen availability, Emma had to roll up her sleeves and learn skills like plastering to keep the project moving.
Transition from Corporate to Property:
•Emma worked as Head of Communications and PR for THG in Manchester before deciding to leave her corporate job and pursue property investment full-time.
•A combination of personal and professional challenges, including the passing of her sister, led Emma to re-evaluate her priorities and make the bold move to focus on her passion for property.
Creative DIY Projects:
•Emma shares stories of her creative approach to property renovations, including how she sourced free kitchens, upcycled materials, and maximised budgets on her projects.
•Her attention to detail and passion for interior design helped her properties stand out, even landing one of her projects on Channel 5’s “Dream Kitchens and Bathrooms.”
Challenges of DIY and Bridging Finance:
•Emma reflects on the stress of managing projects under tight deadlines with bridging finance during lockdown.
•She also discusses the importance of learning hands-on skills and being resourceful when tradesmen are unavailable.
Building a Social Media Brand:
•Emma’s Instagram account “Renovate with Emma” has grown to nearly 40,000 followers, where she shares her renovation journey, DIY tips, and creative interior design ideas.
•She credits her success to building strong relationships with her audience and focusing on quality content over quantity.
Advice for Aspiring Property Investors:
•Emma encourages new investors to take risks, be resourceful, and find joy in the process, even when faced with challenges.
•She also discusses the importance of developing skills, managing trades, and taking control of project management to ensure successful outcomes.
Tune in to this episode for an inspiring conversation with Emma Watson, packed with valuable insights for both new and experienced property investors. Learn how she transformed her passion for property into a full-time career and built a thriving social media brand along the way.
Follow Emma Watson:
Instagram: @renovate_with_emma
Don’t forget to subscribe to the Scottish Property Podcast for more property tips, expert insights, and inspiring stories from the world of property investing!
In this episode of the Scottish Property Podcast, we are joined by Jerry Alexander, an experienced commercial property investor, to dive deep into the Commercial Multiple Occupancy (CMO) strategy. With over 20 years of experience, Jerry shares valuable insights on how this model works, the benefits of reducing risk with multiple tenants, and the potential for significant cash flow. Whether you’re new to commercial property or looking to scale, this episode is packed with practical advice and strategies.
Episode Highlights:
-
Introduction to the CMO Strategy:
-
CMO involves renting a single commercial property to multiple tenants who share common areas.
-
The model reduces risk by spreading the income across multiple tenants, unlike FRI (Full Repair and Insurance) leases, where one tenant occupies the entire property.
-
Benefits of CMO:
-
The CMO model provides flexibility, allowing investors to adjust rental prices and quickly fill vacancies.
-
It generates better cash flow and reduces vacancy risk, as losing one tenant doesn’t significantly impact overall income.
-
Challenges of Managing CMO:
-
CMO properties require active management, as investors need to handle day-to-day operations and tenant management.
-
Scaling is essential to making CMO more manageable, as smaller properties can become time-consuming and operate like a full-time job.
-
Tips for Getting Started with CMO:
-
Jerry advises new investors to start with a building that houses their own business, making them both tenant and landlord.
-
He suggests looking for properties that are partially tenanted to secure income while completing renovations.
-
Financing and Scaling CMO:
-
Investors should engage brokers early and explore private finance options for greater flexibility.
-
Larger properties tend to generate more profit as they spread operational costs over more tenants, making them easier to manage and scale.
-
Common Mistakes to Avoid:
-
Jerry stresses that size matters—smaller projects can become a job, while larger ones offer better returns.
-
He also warns against neglecting to reinvest in properties, as failing to upgrade can lead to lower rental returns over time.
-
Future Projects and Long-Term Goals:
-
Jerry shares his passion for historical and character buildings, which he’s focusing on for future projects.
-
His goal is to build a property portfolio that runs independently, allowing him to step back from day-to-day operations.
Tune in to hear Jerry’s expert advice on mastering the CMO strategy and learn how to build a profitable, scalable commercial property portfolio!
Follow Jerry Alexander on Instagram @jerryalexander.commercial for more insights, and check out his Commercial Property Investor Podcast for additional resources and episodes on commercial property investing.
In this episode of the Scottish Property Podcast, we sit down with Barry John Cole, a former professional footballer turned successful property investor. Barry John shares his remarkable journey from the football field to building a seven-figure buy-to-let property portfolio in Glasgow. He dives into the strategies he used to fund his investments, how he leveraged creative financing, and his advice for aspiring property investors. Whether you’re just starting out or looking to scale your investments, this episode offers valuable insights and practical tips.
Episode Highlights:
-
Barry John’s Football Career:
- Starting as a goalkeeper, Barry John recounts his time playing for teams like Celtic and Motherwell.
- A back injury ended his football career, pushing him to transition into property.
-
Transition to Property:
-
After leaving football, Barry John began working in tiling and bathroom renovations, eventually leading him to property flipping and buy-to-let investments.
- He started small with flips but quickly realised the potential of building a rental portfolio for long-term financial stability.
-
Creative Financing:
-
Barry John explains how he funded his property investments using various methods, including joint ventures, bridging loans, credit cards, and private investment.
- He shares a detailed case study of buying a portfolio of 16 flats in Glasgow, negotiating the deal, and refinancing to pull out all of his initial investment.
-
Property Investment Strategies:
-
Focus on prime locations: Barry John discusses why he prefers investing in Glasgow due to its strong rental demand and potential for capital growth.
- Avoid small towns and villages: He advises against investing in areas with low demand and minimal capital appreciation, even if they offer high cash flow.
- Building relationships: Barry John stresses the importance of building good relationships with surveyors to ensure accurate property valuations.
-
Challenges and Successes:
-
Barry John candidly shares the challenges he faced, from managing properties to handling difficult tenants and dealing with market fluctuations.
- He discusses how he built his portfolio without using his own capital by leveraging deals and raising private funds.
-
Personal Insights:
-
Barry John talks about balancing his business with family life, raising four children while expanding his portfolio.
- He also shares his thoughts on potentially moving to Dubai and managing his properties remotely.
-
Social Media and Private Investment:
-
Barry John highlights the power of social media in attracting private investors, showcasing his projects, and building credibility in the property industry.
Tune in to hear Barry John’s inspiring journey, learn how he built a seven-figure portfolio, and gain valuable insights into property investment strategies that work. Whether you’re new to property or looking to expand, this episode is packed with actionable advice.
In this Market Update episode, we're joined by Mark Shanta, a seasoned estate agent and letting agent, to explore the latest trends in the Scottish property market.
We discuss the key developments from August, including changes in mortgage rates, fluctuations in house prices, and the latest shifts in the rental market. Whether you’re an investor, a first-time buyer, or simply interested in the property landscape, this episode offers valuable insights into what’s happening across Scotland.
Episode Highlights:
-
Mortgage Rates:
- The Bank of England has reduced interest rates slightly, leading to a decrease in mortgage rates, which is positive news for the property market.
- First-time buyers are showing increased confidence, with many properties selling above home report values and frequently going to closing dates.
-
House Prices:
-
The average property price in Scotland has risen by 4.3% over the past year, reaching £192,000.
- Both hosts predicted a 5% increase in house prices at the start of the year, and the market appears to be on track to meet that prediction.
-
Rental Market Trends:
-
Rental prices in Glasgow have seen a decline after sharp increases last year, with some areas experiencing rent reductions.
- The decline is attributed to the unsustainable rent increases seen in the previous year, leading to a market correction.
-
Political and Economic Impacts:
-
The episode discusses the potential implications of Labour’s proposed tax policies, including an increase in capital gains tax, which could affect property investors.
- The impact of Scotland’s rent control policies is also explored, with a significant rise in rent adjudication requests following the end of the rent cap.
-
Census Data Insights:
-
A nearly 30% increase in the number of Scottish homeowners who have paid off their mortgages over the past decade reflects an aging population.
- The number of households renting privately has risen by 9.5% since 2011, while social renting has slightly decreased.
-
Student Accommodation:
-
There has been a 68% increase in the number of people living in student accommodation, driven by the growing demand from international students.
-
Challenges in Property Investment:
-
The process of obtaining buy-to-let mortgages through limited companies remains challenging, with extensive paperwork and delays.
- Potential changes in capital gains tax could impact the decisions of property investors and slow down the market.
Tune in to this insightful episode as Mark Shanta and the hosts delve into the latest market updates, offering expert analysis and practical advice for navigating the current property landscape in Scotland.
----------------------------------Follow Prime Property Auction on Instagram:Prime Property Auction: https://www.instagram.com/primepropertyauctions/John: https://www.instagram.com/john_property_auctioneer/Luis: https://www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, we are joined by Willie Rennie, MSP for North East Fife, to discuss the ongoing housing crisis in Scotland. With a severe shortage of affordable homes, especially in areas like St. Andrews, many people are struggling to find suitable accommodation.
The conversation covers the key challenges contributing to the crisis, including planning issues, the impact of short-term lets, and the difficulties faced by those with disabilities in securing adequate housing. Willie Rennie shares his insights on what can be done to address these issues, offering practical solutions and highlighting the need for both government and private sector involvement in building more homes.
-
Housing Crisis in Scotland:
- A severe shortage of affordable housing is affecting many parts of Scotland, particularly in high-demand areas like St. Andrews.
- The increased demand for both rental properties and homes for purchase has left many people, including those on housing lists, struggling to find suitable accommodation.
-
Challenges in the Housing Market:
-
Factors such as inadequate planning, economic recessions, and the complexities of building homes to modern standards are contributing to the crisis.
- The conversation highlights the particular difficulties faced by people with disabilities in obtaining suitable housing.
-
Impact of Short-Term Lets and Second Homes:
-
Short-term lets and second homes are exacerbating the housing crisis in local communities, making it harder for residents to find affordable housing.
- Willy Rennie supports control areas to cap the number of short-term lets but criticizes the Scottish Government's licensing system as overly burdensome.
-
Proposed Solutions:
-
Rennie suggests a rural housing bond to encourage landowners to develop properties for local people rather than for short-term lets or second homes.
- The discussion also covers the need for a more efficient planning system, with Rennie advocating for speeding up the planning process to increase the supply of housing.
-
Government Policy and the Housing Market:
-
The hosts express frustration with the Scottish Government's approach, particularly the rent cap legislation, which they argue has discouraged investment and led to higher rents.
- Rennie and the hosts agree on the importance of partnership between the government and private landlords and investors to tackle the housing crisis.
-
Call to Action:
-
Building more homes is essential to addressing the housing crisis, but this requires a collaborative effort between the government and the private sector, as well as a more streamlined and responsive planning system.
Tune in to this insightful episode as we explore the pressing issues behind Scotland's housing crisis and discuss potential solutions with Willy Rennie, MSP.
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Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the Scottish Property Podcast, we sit down with Michelle Wales, a dynamic entrepreneur in the Scottish property scene. Michelle shares her journey from starting as a property investor.
The discussion delves into the evolution of their property portfolio, the importance of staging in real estate, and the challenges of balancing business growth with personal life. Whether you're a seasoned property investor or just starting, this episode offers valuable insights into the diverse opportunities within the property industry.
Episode Highlights:
-
Introduction and Background:
- Michelle and her husband, Gary, started their property journey in 2019 after formal training.
- Initially focused on owning a few buy-to-let (BTL) properties, they expanded their portfolio and ventured into short-term rentals (Airbnb).
-
Property Investment and Business Evolution:
-
The couple's property journey took unexpected turns, leading Gary to become an estate agent and Michelle to launch a property staging business.
- They temporarily paused expanding their property portfolio to concentrate on growing their respective businesses.
-
Property Staging:
-
Michelle's interest in staging developed as they began furnishing their own rental properties, realising the aesthetic and financial benefits of staging.
- Property staging has become a valuable service in enhancing the appeal and market value of properties.
-
Business Insights:
-
The episode emphasizes the importance of a business mindset in the property industry, whether in investment or related ventures like staging.
- Trends in interior design and staging are discussed, highlighting their impact on helping potential buyers or renters visualise property potential.
-
Challenges and Future Plans:
-
Michelle shares the challenges of balancing business growth with personal life and the ongoing learning process in both property and staging.
- The couple plans to continue expanding their property portfolio and staging business, with a focus on continuous learning and evolution.
Tune in to gain a deeper understanding of the property industry's multifaceted nature and the unexpected opportunities it can offer.
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Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
scottishpropertypodcast #propertyinvestment #realestate #investmentstrategies #scottishproeprty #propertystaging
In this episode, we sit down with Tomas Robertson, a seasoned property investor who started his journey at the age of 25. Over nearly a decade, Tomas successfully flipped properties, strategically adding value and selling to avoid capital gains tax. When the short-term rental market caught his attention, Tomas ventured into Airbnb, where he achieved remarkable success—exceeding income estimates and thriving even during the pandemic.
Key Takeaways:
- Starting in Property: Tomas began investing in property at 25, using a strategy that allowed him to grow his earnings by flipping properties every two years.
- Airbnb Success: Tomas transitioned into the short-term rental market, where he managed to exceed income expectations through hands-on management.
- Scaling the Business: With four properties under his belt, Tomas was able to semi-retire and enjoy the fruits of his labor.
- Personal and Business Growth: Life changes led Tomas to rethink his business strategy, balancing personal fulfillment with financial goals.
- New Ventures: In response to upcoming regulations, Tomas has diversified his portfolio by launching a luxury glamping site, aiming to provide a unique and high-end experience in Portpatrick.
- Navigating Regulations: The episode also discusses the impact of new short-term rental licensing regulations in Glasgow and how Tomas is adapting to these changes.
----------------------------------Follow Prime Property Auction on Instagram:Prime Property Auction: https://www.instagram.com/primepropertyauctions/John: https://www.instagram.com/john_property_auctioneer/Luis: https://www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
scottishpropertypodcast #propertyinvestment #realestate #investmentstrategies #glamping #airbnb
In this episode, we sit down with Stephen Gallagher to explore his impressive journey in property investment and the formation of SAS Scotland.
Key Discussion Points:
-
SAS Scotland:
- Stephen and Derek's hands-on network for property investors.
- Practical learning through live projects.
-
Stephen’s Background:
-
From aerospace engineering to oil and gas, then banking and finance.
- Transition to property investment starting with residential and moving to commercial properties.
-
Property Investment Strategy:
-
Using SAS pensions for tax-efficient investments.
- Importance of market understanding, due diligence, and trusted partners.
-
Case Study - Hamilton Property:
-
Purchase and refurbishment of an office building.
- Investment of £70,000 leading to a market rent of £122,000 and offers of £1 million.
-
Commercial Lending:
-
Providing loans with first-charge security.
- Emphasis on thorough due diligence.
-
Challenges and Opportunities:
-
Rising costs in the property market.
- Opportunities in secondary market towns.
-
Future Plans:
-
Scaling up investments with private equity.
- Potential expansion into the hotel sector.
-
Brokerage Business:
-
Futurity offers real estate, asset finance, and business loans.
-
Advice for Aspiring Investors:
-
Conduct thorough research.
- Network with experienced investors.
- Be bold in pursuing opportunities.
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Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
scottishpropertypodcast #propertyinvestment #sas #realestate #investmentstrategies #commercialproperty #duediligence
In this episode, hosts Steven Clark and Nick Ponty are joined by Davy Hutton to discuss the latest market updates for August 2024. They cover a range of topics affecting the Scottish property market, including inflation, economic outlook, property market dynamics, planning system inefficiencies, and the impact of government policies.
UK Inflation and Taylor Swift Effect:
- UK inflation stayed at 2% in June, partly attributed to Taylor Swift's tour increasing demand and prices in local services, particularly hotels.
- The Bank of England's base rate is 5.25%. Despite expectations for a cut, the "Taylor Swift effect" and other factors create uncertainty.
Economic Outlook and Government Stability:
- Discussion on the fragility of the economy and potential for a positive shift post-election with Keir Starmer's leadership.
- Reflection on the previous government's impact and optimism with the new administration.
Property Market Dynamics:
- Landlords are selling properties, affecting the rental market as they are not being bought by other landlords.
- House prices and rents are rising due to inflation and market demand, with regional variations noted.
- Areas like the West End of Glasgow are performing well due to lower mortgage levels and high cash transactions.
Planning System and Government Intervention:
- Inefficiencies in the planning system and the need for reform are discussed.
- Importance of competent and trustworthy government intervention is emphasized.
Buy-to-Let Mortgages and Investment Strategies:
- The number of new buy-to-let mortgages has halved, with fewer landlords entering the market.
- Larger companies and cash buyers remain active, impacting the market differently.
- Debate on the benefits of investment properties and effective debt management.
Affordability and Rental Market:
- Home affordability in Scotland has decreased, with the average home now costing 5.2 times the typical salary, up from 3.8 times in 2003.
- Despite rising rents, affordability remains a challenge. The balance between protecting tenants and not over-regulating landlords is discussed.
Airbnb and Short-Term Rentals:
- Potential impact of banning Airbnb in Edinburgh is debated, considering the balance between tourism benefits and housing availability for residents.
- The impact of the internet on the reach and influence of short-term rentals on local communities is discussed.
Follow Prime Property Auction on Instagram:Prime Property Auction: https://www.instagram.com/primepropertyauctions/John: https://www.instagram.com/john_property_auctioneer/Luis: https://www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, we are joined by Natalia Maria as she shares her extensive experience in property investment, bookkeeping, and the balancing act of managing a full-time career alongside being a mother of two.
Introduction and Background:
- Natalia shares her unique background, growing up in Aberdeen with Polish and English parents.
- She studied accountancy and finance in Edinburgh and became a chartered accountant.
Early Property Investment:
- Natalia's property journey began with purchasing a flat in Edinburgh before the financial crisis.
- Despite challenges with tenants and market fluctuations, she persevered and leveraged her properties for further investments.
Property and Financial Strategy:
- Emphasis on the importance of refinancing and using equity to grow her property portfolio.
- Benefits and challenges of service accommodation (Airbnb) versus long-term rentals, particularly in the saturated Aberdeen market.
Bookkeeping Business:
- Natalia runs a successful bookkeeping business, serving clients in construction, property management, and other small businesses.
- Importance of good bookkeeping practices and utilizing technology like Xero and Hubdoc to streamline processes.
Balancing Multiple Roles:
- Insights on managing her career, businesses, and family life with a supportive partner and good time management.
Future Plans and Vision:
- Plans to expand her service accommodation business to cities like Dubai, London, and Barcelona.
- Moving to Slovenia with her family while continuing to manage her businesses remotely.
Advice for Entrepreneurs:
- Significance of financial education, planning, and flexibility.
- Encourages leveraging support networks and technology to manage multiple responsibilities effectively.
Tune in to hear Natalia's inspiring journey and valuable advice for balancing business, family, and property investment. Don't miss her insights on financial strategy and the future of her expanding ventures!
Follow Natalia on Instagram: https://www.instagram.com/natalia.maria.s/Beyond Bookkeeping: https://www.instagram.com/beyondbookkeepinguk/----------------------------------Follow Prime Property Auction on Instagram:Prime Property Auction: https://www.instagram.com/primepropertyauctions/John: https://www.instagram.com/john_property_auctioneer/Luis: https://www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/Follow us on all of our social media accounts.
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
Join us in this engaging episode with Scott Dunsmore as he shares his invaluable experiences and lessons learned in the property investment world. Whether you're a seasoned investor or just starting, there's something for everyone in this episode.
First Property Investments:
- Initial Investments: Scott discusses his first buy-to-let properties, the challenges with troublesome tenants, and low-value properties.
- Learning Curve: He explains how he learned from these experiences and adjusted his investment strategies over time.
Commercial Property and New Builds:
- Transition to Commercial: Scott details his shift into commercial property investment.
- New Build Project: He talks about the challenges and successes of a new build project, particularly during the COVID-19 pandemic.
Business Challenges and Shifts:
- Family Business: Scott shares the struggles with his dad's door company, including losing a major contract.
- Capital Reallocation: He discusses winding down the business and using the capital to fund his property investments.
Current Portfolio and Strategies:
- Current Holdings: A mix of residential and commercial properties.
- Recent Acquisitions: Scott highlights recent property acquisitions and his focus on sourcing and scaling his business.
Personal Growth and Future Plans:
- Personal Development: Scott reflects on his personal growth through his property journey.
- Importance of Education: He emphasizes the value of continuous learning and networking.
- Future Plans: Exploring commercial property courses and further scaling his property business.
Challenges and Reality of Property Investment:
- Realities of Investment: The discussion covers the hard work and challenges inherent in property investment.
- Resilience: Scott stresses the importance of resilience and adaptability in overcoming setbacks.
Follow Scott Dunsmore on Instagram: https://www.instagram.com/scottdunsmoreproperty__
Prime Property Auction: www.instagram.com/primepropertyauctions
John: www.instagram.com/john_property_auctioneer
Luis: www.instagram.com/luis_property_auctioneer
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
🔗 Subscribe and watch episodes on our YouTube channel
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, we welcome David Liddell, a young and energetic property investor, to discuss his journey, strategies, and recent projects. David shares his transition from an engineering career to property investment, highlighting key lessons, successful projects, and his plans for the future.
David's Background:
- Grew up in Dunfermline, now based in Glasgow
- Former hydraulic design engineer in the oil and gas industry
- Shifted to property investment during the COVID-19 pandemic
First Property Investment:
- Location: Peterhead
- Type: Buy-to-let
- Outcome: Sold at a profit, igniting interest in property investment
Transition to Full-Time Property Investment:
- Began focusing on property during the pandemic while working part-time in engineering
- Educated himself about property investment
- Left engineering job in April 2022 to pursue property full-time
Property Strategies and Projects:
- Involved in flips, assisted sales, deal sourcing, and service accommodation (SA)
- Advocates for focusing on one strategy at a time
- Manages properties with his partner, Samantha, including setting up service accommodations
Notable Projects:
-
Service Accommodation in Coatbridge:
- Converted his home into a service accommodation
- Self-managed, resulting in cost savings and increased profitability
-
Thurso Property (Marine Inn):
-
Overlooks Thurso Beach
- Purchased for £385,000 (home report value: £425,000)
- Plan: Convert into a high-quality apart-hotel with six self-contained units
- Financing: Bridging finance and investor funds
-
Project in County Durham:
-
Large property bought at a discount (valued at £600,000, secured for £475,000)
- Plan: Refurbish and set up for group stays
Financing and Investors:
- Raised approximately £700,000 in investor funds for various projects
- Stresses the importance of building a personal brand and maintaining a social media presence
- Most investors are connections from networking and business groups
Conclusion:
- David is dedicated to growing his property business and emphasizes delayed gratification and discipline.
- Future plans include expanding his property portfolio and continually improving business strategies.
Listen to the full episode to hear David's insights and advice for aspiring property investors!
Follow David on Instagram!
Prime Property Auction: www.instagram.com/primepropertyauctions
John: www.instagram.com/john_property_auctioneer
Luis: www.instagram.com/luis_property_auctioneer
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
🔗 Subscribe and watch episodes on our YouTube channel
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick, together with Mark Shanta, dives into the Scottish property market, covering monthly updates, government policies, and their impacts on landlords and investors.
Episode Highlights
Impact of UK Election on Scottish Housing
- Discussion of the upcoming UK election on July 4.
- Explanation that housing policies are devolved to the Scottish government, with elections set for 2026.
- Predictions on a potential shift in Scottish politics if Labour wins the UK elections.
Scottish Government Policies
- Critique of SNP's handling of rent controls and emergency legislation.
- Speculation on Labour's potential governance in Scotland post-2026 elections.
Section 24 and Landlord Challenges
- Discussion on Section 24, preventing landlords from claiming mortgage interest as a tax deduction.
- Impact of Section 24 on small landlords and the rental market.
- Comparison of SNP's policies and UK-wide policies affecting landlords.
Housing Market Dynamics
- Discussion on housing supply and demand issues leading to increased prices.
- Institutional investors like Blackstone buying properties due to high demand.
- Call for more housing stock and government incentives for building.
Government Blunders and Temporary Housing
- Discussion on Glasgow's expenditure on temporary accommodation due to housing shortages.
- Inefficiencies and the need for better allocation of resources to build affordable housing.
House Price Statistics and Market Trends
- Latest land registry stats show a 4.5% annual price increase in Scotland.
- Local market trends and predictions on house price stability.
- Impact of supply and demand on house prices.
Rental Market Insights
- Report on the slowing pace of rent increases.
- Observations on current rental market trends and tenant demand.
- Discussion on rental market dynamics and pricing strategies.
Challenges and Experiences in Property Sales
- Personal experiences of the hosts in property sales.
- Instances of price negotiations and challenges faced with solicitors and buyers.
Future Outlook and Planning Policies
- Need for better planning policies to incentivize building and regeneration.
- Discussion on the potential impact of future elections on housing policies.
Follow Mark Shanta on Instagram: www.instagram.com/mshanta5------------------------------------------------------------------------------------------------
Prime Property Auction: www.instagram.com/primepropertyauctions
John: www.instagram.com/john_property_auctioneer
Luis: www.instagram.com/luis_property_auctioneer
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
🔗 Subscribe and watch episodes on our YouTube channel
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, we are sitting down with Gemma Russel, the new co-host from Aberdeen, and covers various topics, including personal backgrounds, career transitions, and property investments. Gemma shares her unique journey and insights, offering inspiration and practical advice for listeners interested in property and personal development.
Key Points:
Introduction of Gemma:
- Gemma joins the podcast as a new co-host.
- She discusses her background and previous reluctance to travel to Glasgow due to personal reasons.
Gemma's Career Journey:
- Started with various jobs, including working in windows, at her dad's bookies, and offshore as a stewardess and radio operator.
- Transitioned to recruitment and later found success in network marketing with Forever Living, earning significant income.
- Emphasizes the importance of personal development, citing influences like "The Secret."
Challenges and Learning:
- Gemma shares her experience of managing multiple jobs and the struggle of balancing work with being a single mother.
- Talks about the financial ups and downs and the importance of understanding business fundamentals, not just sales.
Personal Impact:
- Discusses the impact of her mother's suicide on her life and the importance of mental health awareness.
- Highlights her passion for helping others through her work as a clinical hypnotherapist.
Property Investments:
- Transitioned into property investment, starting with a mentorship program and purchasing properties in Carrick and a five-bed house in Fochabers.
- Shares experiences and lessons learned from property renovations and the challenges of managing multiple projects simultaneously.
- Successfully flipped properties, highlighting a significant profit from a three-bed house in Carrick.
Service Accommodation:
- Discusses the profitability of her Airbnb in Fochabers, catering to groups, families, and events.
- Explains the licensing process and the challenges of managing service accommodations.
Future Goals:
- Plans to scale up the service accommodation business and continue investing in properties.
- Emphasizes the desire to achieve financial freedom and give back to the community.
Follow Gemma on Instagram!
Prime Property Auction: https://www.instagram.com/primepropertyauctions
John: https://www.instagram.com/john_property_auctioneer
Luis: https://www.instagram.com/luis_property_auctioneer
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
🔗 Subscribe and watch episodes on our YouTube channel
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, we sit down with Ajmal Mushtaq, the founder of Boss Pizza. Ajmal shares his remarkable journey from a law career to creating a successful pizza business. With insights on entrepreneurship, personal branding, and property investment, this episode is packed with valuable advice and inspiration for anyone in the property or business world.
Journey to Success:
- Education and Career:
- Studied law and worked at Accenture in London for 10 years.
- Took over his father's restaurant, transforming it into the largest takeaway operation in Britain within five years.
TikTok and Personal Branding:
- TikTok Influence:
- Gained significant following by delivering concise business content.
- Prefers TikTok’s quick content delivery over longer YouTube videos.
Business Philosophy and Martial Arts Influence:
- Martial Arts Background:
- European Champion in Taekwondo.
- Attributes drive and discipline to his martial arts training.
- Emphasizes continuous self-improvement.
Building Boss Pizza:
- Starting Boss Pizza:
- Launched during COVID-19 and quickly gained popularity.
-
Competes with Domino's by offering quality pizzas at competitive prices.
-
Franchising and Expansion:
- Currently operates four stores with plans for 20 within the next year and 300 in five years.
- Stresses the importance of stringent franchise agreements.
Scaling and Systems:
- Systems and Processes:
- Highlights the necessity of robust systems before scaling.
-
Spent three years building a strong foundation for Boss Pizza.
-
Employee Management:
- Pays employees well and offers career progression.
- Outsources non-core functions like accounting and legal work.
Property Investments:
- Portfolio:
- Mixed portfolio of residential and commercial properties.
- Prefers commercial properties due to fewer regulations.
- Focuses on strategic long-term investments.
Final Thoughts and Advice:
- Advice to Young Entrepreneurs:
- Gain corporate experience before starting a business.
- Importance of patience, continuous learning, and strategic planning.
Follow Ajmal on social media:
Instagram: instagram.com/ajmal_mushtaq/?hl=en
TikTok: tiktok.com/@ajmalmushtaq
Prime Property Auction: https://www.instagram.com/primepropertyauctions
John: https://www.instagram.com/john_property_auctioneer
Luis: https://www.instagram.com/luis_property_auctioneer
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
🔗 Subscribe and watch episodes on our YouTube channel
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this milestone episode, we are partnered with Luis and John from Prime Property Auctions to explore their journey and insights into the property auction business. The discussion covers everything from business development and team building to marketing strategies and property education.
Key Topics Discussed:
- Introduction
- Hosts express appreciation for Luis and John's support of the Scottish Property Podcast.
- Mention of a sponsorship deal, highlighting trust and satisfaction with Prime Property Auctions.
-
Celebration of the podcast’s first sponsorship after 4 years, sponsored by Prime Property Auctions.
-
Business Development and Culture
- Prime Property Auctions is moving to a new, larger office in Glasgow to accommodate their growing team.
- The new office will support more staff and better facilitate business discussions and advertising efforts.
-
Importance of creating a positive work culture, where employees are motivated by interest in property and personal growth.
-
Property Sales and Motivated Sellers
- Discussion on various aspects of property sales, including motivations of sellers, challenges, and strategies to overcome them.
- Common seller motivations include properties in dilapidated states, lack of capital for repairs, and tenant issues.
-
Emphasis on understanding seller motivations and building trust with clients for successful sales.
-
Marketing and Scaling
- Prime Property Auctions invests heavily in social media and advertising to build their brand and reach potential clients.
-
Examples of successful marketing strategies and closing deals in challenging circumstances.
-
Recruitment and Team Building
- Importance of hiring people with a genuine interest in property and a willingness to learn.
- Discussion on recruitment approach, training, and desired attributes in potential hires.
-
Aim to create an environment where employees can grow and succeed by aligning personal goals with the company's objectives.
-
Success Stories and Challenges
- Sharing success stories, such as selling a property significantly above its home report value by highlighting its potential as an HMO (House in Multiple Occupation).
-
Discussion on challenges, such as managing client expectations and dealing with difficult-to-sell properties.
-
Property Education and Industry Insights
- Value of property education and the reality of the property business.
- Caution against unrealistic claims made by some property courses; emphasis on hard work and practical experience.
- Insights into the differences between traditional education and property education, and the importance of applying learned skills.
Follow them on Instagram:
Prime Property Auction: https://www.instagram.com/primepropertyauctions
John: https://www.instagram.com/john_property_auctioneer
Luis: https://www.instagram.com/luis_property_auctioneer
Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
🔗 Subscribe and watch episodes on our YouTube channel
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, hosts Stephen Clark and Nick Ponty are joined by Ricardo Giovanacci from Rosevale Lettings to discuss the latest news and events in the Scottish property market. They delve into the current challenges and opportunities, including rising rents, housing shortages, and government policies.
Key Topics Discussed:
-
UK Inflation and Mortgage Rates
- UK inflation rate has dropped to 2.3%, approaching the Bank of England's target of 2%.
- The Bank of England's base rate remains steady at 5.25%.
- Potential for mortgage rate cuts in the near future, contingent on economic and political developments.
-
Scottish Government's Housing Emergency
-
The Scottish Government has declared a housing emergency due to escalating rents and housing shortages.
- Measures to address the crisis include building more affordable homes and managing rental market pressures.
-
Rental Market Trends
-
Rising rents and housing shortages are major issues.
- Increased demand for rental properties, with many tenants struggling to find suitable accommodation.
- Landlords are facing challenges due to new regulations and rent controls.
-
Investment Opportunities and Challenges
-
Property investors need to adapt to evolving market conditions and regulations.
- Long-term investments in property remain viable despite current challenges.
- Portfolio landlords are adjusting strategies, such as reducing loan-to-value ratios to manage risk.
-
Build-to-Rent Developments
-
Large-scale build-to-rent projects are part of the solution to the housing crisis.
- Political and legislative changes are influencing investment decisions in this sector.
- Some developers are hesitant to invest in Scotland due to rent controls and regulatory uncertainty.
-
General Election and Political Landscape
-
The upcoming general election could significantly impact the property market.
- Political parties' policies on housing and taxation will be closely watched by investors and stakeholders.
-
Short-Term Letting Regulations
-
New regulations on short-term lets are causing disruptions, especially in Edinburgh.
- A black market for short-term lets is emerging due to stringent licensing requirements.
- The impact on tourism and local economies is a growing concern.
Visit Rosevale Lettings and follow them in Facebook, Instagram, and LinkedIn.
🔗 Subscribe and watch episodes on our YouTube channel
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, we are joined by Vikki Ridler, a renowned TikTok estate agent, to discuss her incredible success and insights into the Scottish property market. Vikki's innovative use of social media has significantly impacted her career, leading her to sell an impressive 35 houses a month.
Key Topics Covered:
Introduction
- Welcoming Vikki Ridler to the podcast.
- Vikki's popularity and her contributions to the Edinburgh networking event.
Career Start
- Vikki's journey from starting at 16 in an office job to becoming an estate agent.
- Her initial reluctance and subsequent passion for the field.
First Impressions
- Early experiences and the challenges Vikki faced.
- How she overcame obstacles with determination and support from her managers.
Market Changes
- Evolution of the estate agency market.
- Rise of independent estate agents and the impact of social media.
Social Media Strategy
- Using platforms like TikTok to attract buyers.
- Strategic video posting times to increase engagement and sales.
Daily Routine
- Vicky’s daily schedule and work-life balance.
- Effective management of both professional and personal life.
Marketing Techniques
- Importance of detailed property descriptions and quality photography.
- Various marketing methods explored by Vicky and the hosts.
Client Interaction
- Building personal rapport with clients.
- How personal interactions can lead to better sales outcomes.
Challenges and Opportunities
- Industry challenges such as competition and market fluctuations.
- Turning challenges into opportunities for growth.
Advice for Aspiring Agents
- Tips for those looking to enter the real estate industry.
- Value of starting from the bottom and continuously learning.
Follow Vikki's Instagram and TikTok account @vikki.ridler
🔗 Subscribe and watch episodes on our youtube channel
*DISCLAIMER*
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, we sit down with Ross Allan of Allan Properties to explore various facets of the property market, from financial gains to transitioning into the property business. Ross shares his journey, the challenges he faced, and the strategies that led to his success in both residential and commercial properties.
Main Topics:
- Property Market and Financial Gains
- Challenges and Impact of COVID-19
- Transitioning to Property Business
- Challenges in Mortgage and Finding Contacts
- Lessons Learned from First Official Flip
- The Benefits of a Solid Buy-to-Let Portfolio
- Exploring Future Opportunities in Commercial Property
🔗 Subscribe and watch episodes on our Youtube channel
Follow Ross:
Instagram:
https://www.instagram.com/allanproperty
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven & Nick give some educational info on refurbs and the processes involved. Join us for tips and tricks and anecdotes on how to manage a project efficiently.
We talk about the following:
- Doing too much on site can slow growth
- Bringing people in can speed up the process
- Know what you are trying to achieve
- Understanding what your exit is for budget allocation
- Setting your budget up front in the buying process
- Going over budget is most likely in design stages
- Using your network in viewing stages for pricing
- Costs will vary depending on location
- Workmen premiums change relative to their perspective of the property
- Typically budget spends for you average refurb
- Importance of spending budget on landscaping and staging
- Planning and building warrants
- Bringing in gas for EPC reasons
- The cost of project management
- Tips on finding the right trades
🔗 Subscribe and watch episodes on our youtube channel
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
Join us for the latest episode of the Scottish Property Podcast, where we delve into the ever-evolving landscape of the Scottish property market. Our special guest, Fraser Kelly from Keller Williams Estate Agents, joins us to dissect all the latest news and developments.
- Political Shifts: Discussing the impact of the Green party being ousted from government and the resignation of the First Minister on the housing bill in Parliament.
- Mortgage Rates: Exploring the implications of rising mortgage rates and economists' predictions regarding the Bank of England base rate.
- High Yielding Areas: Analysing Zoopla's data on the top highest yielding areas in the UK, with Scotland claiming three positions in the top five.
- House Price Analysis: In-depth analysis of the latest house price data, combining statistical insights with local knowledge from Fraser.
- Short-Term Lets: Examining updates on short-term lets licensing, including Edinburgh's decision to issue exemptions during the Fringe festival to cope with demand.
Tune in for a deep dive into the latest trends, developments, and challenges facing the Scottish property market.
🔗 Subscribe and watch episodes on our youtube channel
Follow Steven:
Website: ai-sourcing.co.uk
Instagram:
@propertyonegroup
Linkedin:
Steven McKaveney Property
email:
steven@propertyonegroup.co.uk
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat with Steven McKaveney about his life in IT, living and working in Dubai for years, his SA strategy across the country and his new AI deal sourcing website and patented software.
We talk about the following:
- Starting in IT being a “cable monkey”
- Contracting and altercations
- Living in Dubai for 5-6 years
- Being paid £24,000 a month
- Working on apps for Banks in Dubai
- The efficiency of the Arab culture
- Attending a property course
- Doing SA in Manchester and Brighton
- Earning £1500-2000 a month per property
- Purchasing in Blackpool
- Finding the market and then filling the need
- His AI deal sourcing website and patented software
- The difference between forced and unforced AI
🔗 Subscribe and watch episodes on our youtube channel
Follow Steven:
Website: ai-sourcing.co.uk
Instagram:
@propertyonegroup
Linkedin:
Steven McKaveney Property
email:
steven@propertyonegroup.co.uk
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven & Nick chat with Meryl Stewart from Envoy financial. We have an educational episode this week all about mortgages perfect for those starting out. Learn everything you need to know to start with property investment mortgages.
We talk about the following:
- Using mortgages to leverage up
- Why buy 1 property when you could buy 4?
- What is the end goal and why invest?
- Minimum salary threshold
- Limited company vs personal
- Personal guarantees within limited company
- Repayment mortgages vs interest only mortgages
- Finding the correct mortgage for your circumstance
- Surveyors and valuations process
- Optimism surrounding buy to let mortgages
- Best rates possible right now and arrangement fees
- What happens if you find yourself in negative equity
- Down-valuation possibilities and outcomes
🔗 Subscribe and watch episodes on our youtube channel
Follow Meryn:
Website: envoyfinancial.co.uk
instagram:
@merynstewart
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat with Pedro Tang about moving from Venezuela to Scotland with nothing and how he built a 70 property portfolio in Fife.
We talk about the following:
- Born in Venezuela, bred in Scotland
- Studying business management
- Leaving a job to move to Scotland
- Moving to Fife for the cheaper property prices
- Not having a plan B
- Meeting his wife going diving
- Being a gas engineer to trade
- Doing property with your partner
- His wife being diagnosed with cancer
- Carrying on with her business regardless
- His passion for watches
🔗 Subscribe and watch episodes on our youtube channel
Follow Pedro:
Instagram:
@tangpito
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat with Andrew McGee about his gym business and building it up from nothing with a quality service. How he built his portfolio in Wishaw and how he plans to scale his business in the next few years with systems and skill.
We talk about the following:
- Starting his first business at 16
- Being a boxer and competitive bodybuilder at 18
- Opening his first gym in 2013 in Wishaw
- Creating a network through the gym community
- Giving the customer quality
- The power of systems in businesses
- Investing in property against families negativity
- First property in 2014 was £80k now worth £165k
- Buying consistently in Wishaw
- Choosing quality stock as main criteria
- Building a quality business as an asset
- Transferring business skills into property
🔗 Subscribe and watch episodes on our youtube channel
Follow Andy:
Instagram:
@andrewmcgeeinvestor
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat about the latest in the property market for March including the looming rent cap being lifted.
We talk about the following:
- The end of the rent cap
- Potential need to sell if after raising rents the tenants contests
- Landlords raising rents to actual market value
- The difficult decisions facing landlords after interest rate rises
- Has Landlords goodwill after Covid come back to bite them?
- The Scottish government legislation in protection for tenants
- The fear around long term rent controls and restrictions
- More protection for tenants during an eviction process
- The end of joint PRT tenancies
- Whole of UK house prices drop
- Scotlands prices outperforming the rest of the UK
- Inflation has dropped from 4% to 3.4%
- The continuing hypocrisy of Patrick Harvie
🔗 Subscribe and watch episodes on our youtube channel
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat to about his eclectic heritage and growing up in Russia. Moving to Germany for a scholarship and ending up in Glasgow in 2010 as a property investor.
We talk about the following:
- Growing up in Russia
- His diverse family background
- His son being in the new Tetris movie
- Attending a course in 2016
- Buying a flat in Renfrew to get started
- The difference between lease option and assisted sale
- Building refurb debt on credit cards
- Should foreign investors be allowed to buy Scottish property
- The crisis of wondering what is next
- Achieving life goals in a foreign country
🔗 Subscribe and watch episodes on our youtube channel
Follow Timur:
Website:
homesforsapiens.co.uk
Instagram:
@timur_uk_property
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven talks to Alan Keddie & Katie Hall from Premier Properties lettings and estate agent in Perth. From humble beginnings to a thriving and award winning partnership.
We talk about the following:
- Buying properties before the crash of 2008
- Hitting negative equity as a result
- Buying first property at 19
- Realising you can have more than one mortgage
- Building a portfolio whilst driving an articulated lorry
- The state of the Perth property market
- The ease of property purchases pre 2008
- Starting up a lettings and estate agency
- Making every mistake possible finding their feet
- Teaming up to share the load 50/50
- Buying Cora’s to advertise the company
- Converting a house into an office in Perth centre
🔗 Subscribe and watch episodes on our youtube channel
Follow Premier Properties:
Website:
https://premierpropertiesperth.co.uk
Instagram:
@premier_properties_perth
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven chats with Scott MacColl about his heritage in horticulture and landscaping business. Working smarter, not harder. Buying land with a 5 bed cottage and a fishery. Balancing family life, business and property investing while using a network and community to find deals.
We talk about the following:
- Having a heritage in horticulture
- Building reputation for good quality work
- Letting staff go if their resignation doesn’t make life hard
- Creating packages for staff retention
- Being a businessman, father and husband
- The importance of health
- Using a property network to find deals
- Buying land with a 5 bed cottage and a fishery
- Teaching children about negotiation working in a family business
- His philosophy on problems and how we perceive them
🔗 Subscribe and watch episodes on our youtube channel
Follow Scott:
Website: MacCollproperties.co.uk
www.maccollandstokeslandscaping.co.uk
Instagram:
@maccoll99
@maccollandstokes
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven are joined by Davy Hutton for the market update for the month of February.
- House prices are stable and may rise
- More easily available mortgages
- Has the investor mindset changed
- Stuart Milne going bust
- Underinsuring issues
- Communism, corporations and tax
- Selling off public services to corporations
- The effect of attacks on ships in the red sea to the economy
- The impact of the bank of England base on mortgage lending
- We are now in an “official” economic recession
- The 80 year property cycle
Follow Davy's Charities and Businesses at:
Facebook: QuicksaleProperty
Find your feet charity
Quick sale property auctions
Law Castle
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this is episode Steven chats to Ewan Dudding of Go financial services about financing deals, brokering and mortgage services. How he has built a 50 property portfolio very quickly with in the last 4 years.
We talk about the following:
- Working in the property industry AND being an investor
- Building up a relationship with clients
- How to creatively finance deals
- Scaling a property portfolio quickly
- Purchasing 28 properties in 18 months
- Owning a 50 property portfolio
- Doing 15 grand refurbs for 4 grand
- Making every penny a prisoner in the beginning
- Trades should see the value in working with you
- The main criteria for lending starting out
- 5 all money out deals within 5 mins walk of his house
🔗 Subscribe and watch episodes on our youtube channel
Follow Ewan:
Instagram:
@ewanduddingproperty
@gofinancialservices_
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven & Nick chat with Luis Guarin from Prime Property Auctions about starting his own cleaning company at 18. Joining John Morris as a partner and focusing on progress in the property auction business with top notch content while building an investment property portfolio in the background with his new wife Gemma.
We talk about the following:
- Joining Prime Property auctions in Oct 23
- Starting out working for free to gain experience
- Starting the Property Hub network event
- Starting a cleaning business at 18
- Overcoming shyness and insecurities with public speaking
- Selling the cleaning business in May 23
- Starting investing in 2020 buying 8 BTL properties
- Focusing on building a business and letting investing follow
- Seeking quality assets over simply high yielding
- Delaying gratification to invest in success
- Overcoming the bad name given to auction houses
- Having integrity with what you sell and full disclosure
🔗 Subscribe and watch episodes on our youtube channel
Follow Luis Guarin:
https://primepropertyauctions.co.uk
Instagram:
@primepropertyauctions
@luis_property_auctioneer
@john_property_auctioneer
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat with Taylor McDonald form 1st Seed Property about turning his life around as a young teen being kicked out of home and made homeless to purchasing commercial property, businesses & building a 10 property portfolio to become a pro investor before 30 years of age.
We talk about the following:
- Being inspired to get into property by a friends dad
- Realising you can achieve anything seeing others success
- Getting kicked out of school at 15
- Working 40 hour weeks while still in school
- Being kicked out of the house and being made homeless at 17
- Working as a chef and baker
- Taking responsibility for your own success and failures
- Buying a hairdressers in Brechin with inherited cash
- Doubling the money on the purchase
- The power of the right education
- Cutting out nae-sayers is invaluable
- Owning and running a plant hire business
- Taking on 4 flips in 1 year
🔗 Subscribe and watch episodes on our youtube channel
Follow Taylor McDonald:
Facebook: Taylor McDonald
Linkedin: Taylor McDonald
Instagram: @1stseedproperty
Instagram: @taylormcdonaldproperty
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick & Steven bring the listeners up to date with all the latest news in the property market.
We talk about the following:
- The latest inflation data and how it has impacted interest rates
- The end of the current rent cap legislation and what happens next from the 1st April
- The latest rent data from across the country
- Rising property prices in Scotland
- The government announcement that they want to bring in 99% mortgages
🔗 Subscribe and watch episodes on our youtube channel
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven & Nick chat with Andy Jannetta about running ultra marathons, finding deals through family members, private finance and getting in to portfolio purchasing. He also discusses his life off shore and how he has built his property portfolio after becoming an accidental landlord.
In this episode we cover:
- Loving extreme sports and ultra marathon running
- Working in the oil and gas industry
- How to get around paying ADS
- Becoming an accidental landlord in 2013
- terrible tenants doing a midnight flit
- The death of his mum being a pivotal moment
- Should we bank on reaching our pension age?
- Getting higher valuations than expected in a hot market
- Putting everything on 5 year fixed mortgages
- Finding property deals from family members
- Putting your goals out there so people know what you want
- The bridging finance behind an 8 property portfolio purchase
- Having lending pulled at the last minute
🔗 Subscribe and watch episodes on our youtube channel
Follow Andy Jannetta:
Instagram: @andyjannetta
Facebook: Andy Jannetta
LinkedIn: Andy Jannetta
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven & Nick chat with John McGlynn owner of CoVault storage & workspaces about his many businesses, studying for a law degree, time spent on primetime tv, working with Glasgow airport and living in Monaco after a very successful 30 year career as an entrepreneur. This is jammed packed with anecdotes and business tips.
We talk about the following:
- Don’t believe everything you see on instagram
- Starting in 1993 with a Glasgow airport car park
- Getting to the next level on primetime tv
- Never changing strategy from the age of 20
- Studying to achieve a law degree
- Too many people forget you have to do the hard work
- Having more parking spaces in the business than Glasgow airport
- Remaining a Glasgow airport business ambassador
- Compound interest and cleverly redeploying capital
- The impact of joining the Entrepreneurial exchange in 1999
- Work hard, play hard & give something back
- Plenty of business tips
🔗 Subscribe and watch episodes on our youtube channel
Follow John McGlynn:
Instagram - @john__mcglynn
Linkedin - Dr. John McGlynn
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat with Mark Shanta for a mid month market update. Covering house price predictions, Stuart Milne builders going bust, where interest rates are going and the birth of “Positive Ponty”.
We talk about the following:
- The possible cutting of interest rates
- Are we heading towards 7-8% mortgage rates?
- Will bank rates be slashed or continue to rise?
- The new Paragon buy to let product with a 5% fee
- Factoring all of these fees into your deal numbers
- Are surveyors giving inflated valuations?
- House price predictions after recent flatline
- The fundamental house shortage in Scotland
- Breaking news on Local housing authority rates
- Stuart Milne builders going bust
- EPC testing issues for the future
🔗 Subscribe and watch episodes on our youtube channel
Follow Mark Shanta:
Website: shantaresidential.co.uk
Instagram - @mshanta5
Linkedin - Mark Shanta
Twitter - @MShanta5
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat to Cameron Colqhoun about his life as a personal trainer, owning and losing SA property in Edinburgh and making £9000 profit on an unexpected sale.
In this episode we discuss:
- Buying a house with his brother in 2020 to flip
- Borrowing money from parents to get set up
- Purchasing a property above the Grassmarket in Edinburgh
- The current demand in Dundee for the wind industry
- Terminating leases due to lack of cashflow
- Losing £1200 pcm profit due to the new SA licence laws
- Making £5000 profit during the Edinburgh festival on one flat
- £9000 out of nowhere from an unexpected sale
- Navigating assisted sales as an option
Follow Cameron on his social media:
Instagram:@cammycolquhoun
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
We are thrilled to announce the release of our special New Year's Day episode of the Scottish Property Podcast, a comprehensive wrap-up of the best insights from 2023 and our market predictions for 2024. This episode is a unique gathering of the hosts from our various networking events, each bringing their valuable perspectives on the past year and their outlook for the year ahead.
Joining us in this episode are esteemed property experts from across Scotland:
- Trish Crooks: Sharing her insights on the evolving landscape of the Scottish property market and her goals for the upcoming year.
- Chris Minchin: Discussing the highlights of the past year and his predictions for the property sector in 2024.
- Kessar Salimi: Providing an analysis of 2023's market dynamics and his aspirations for the new year.
- Neil Dymock: Reflecting on the key developments of 2023 and forecasting the trends for 2024.
- Paul Docherty: Offering his unique perspective on the past year's market and his ambitions for the year ahead.
- Gillian Green: Returning to share her goals for 2024 and insights into her local market.
Each guest brings their unique expertise and experiences, discussing their goals for 2024 and the nuances of their micro-markets in their respective cities across Scotland. This episode is a must-listen for anyone interested in the Scottish property market, providing a blend of retrospective analysis and forward-looking predictions.
Tune in to gain valuable insights and prepare for the opportunities and challenges that 2024 may bring to the Scottish property landscape.
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven & Nick speak to Marcus Di Rollo about his story as a professional rugby player. Leaving the sport after health and injury issues to build a personal portfolio and become director of lettings for Gilson Gray.
We talk about the following:
- The spring UK budget
- Corporation tax increase
- Pension contributions being raised
- Scrapping the lifetime allowance cap
- Extending the energy price cap
- Rent rising due to removal of landlords rights
- Patrick Harvey’s comments on rental stock increasing
- Landlord registration inconsistency
- Oversubscription of 1 and 2 bed flats
- Will property prices end the year positively or negatively
Follow Marcus and Gilson Gray:
Instagram:
@marcusdirollo
@gilsongray
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat with Matt Morrison about starting in property at 19, becoming a sourcing by 21 and how his business has made £100,000 in the last 3 months through property deals alone.
In this episode we discuss:
- His 3 way method of sourcing property
- Starting after leaving school with only 2 qualification
- Working in civil service
- Losing his dad at a young age
- Having a revelation about working for other people
- Working in Farmfoods and door to door sales whilst learning
- Putting cheeky offers in as a teenager
- Becoming a sourcing agent by 21 years old
- The first steps setting up as a sourcing agent
- How to bring long term value as a source
- How to build credibility as a young person in property
- Making £100,000 in the last 3 mont
Follow Matt on his social media:
Instagram:@mattmorrisonproperty
Linkedin: Matt Morrison
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat with Craig Gallagher from Quinnergy about property compliance in Scotland. How their company of experts make life easier for property owners and Landlords as a one stop shop for compliance . Advising landlords on all aspects of rental property compliance as well as carrying out the work.
In this episode we discuss:
- How to grow but keep small business service level
- Having 40 staff and a 30 vehicle fleet
- The importance of branding and reputation
- Working with clients who manage 16,000 properties
- Tests in kitchens for lead in the water
- Properties fully fitted with lead having no lead in the water tests
- Scottish water refusing to handle projects
- Government legislation on RCD secondary safety devices
- Being diagnosed with dyslexia late in school & the stigma attached
- Being made redundant for being naughty and moving in to property
- Dropping out of property after the price plummeted
- The necessity for building good connection through integrity
Quinnergy provide a full range of service for landlords compliance and you can find them here: https://quinnergy.co.uk/
Follow Craig on his social media channels:
Instagram: https://www.instagram.com/quinnergy_/
Linkedin: Craig Gallagher
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick & Steven chat to Brian Gilmour from Indigo Square about the latest info and updates for the month of November in the property world.
We talk about the following:
- What do factors actually do and why do we hate them?
- The truth about the law around being forced to pay for services
- Since 2020 the LHA rates have not been reviewed
- Tenants on benefits legislation
- Why average rental length has grown by x4 over 20 years
- Is the private rental sector the appropriate place for living long term?
- 160,000 are on the affordable housing waiting list in Scotland
- CPI has fallen to 4.6% from the peak of 11%
- SONIA swap rate is currently 4.19% down from 4.46% last month
- When will the next base rate cut come?
- What effect will the UK & US elections in the next year?
Follow Brian & Indigo Square at:
Website: indigolets.com
Instagram: @indigosq
Facebook: Indigolets
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat to Paul Docherty about his journey from engineering to property investing. Working on self development and putting yourself in amongst the right people to progress as quickly as possible
- Treating property as a pension
- Starting to purchase property at 25
- The detriment of surrounding yourself with the wrong people
- Seeing your pain point and finding the solution
- Embracing being out of your comfort zone
- Putting yourself out there
- Discovering off market deals
- Surrounding yourself with the right people
- The need to build relationships in property
- Competing with first time home buyers
- Making £5000 sourcing fees
- Purchasing 5 properties in 5 months
Follow Paul:
Instagram: @PaulDoc91
Linkedin: Paul Docherty
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
Welcome to the landmark 200th episode of the Scottish Property Podcast! In this special edition, hosts Nick and Steven celebrate this incredible milestone with an exciting giveaway exclusively for our listeners.
A Journey Through Time: Celebrating 4 Years
Over the last four years, we’ve been committed to showing up every week, delivering valuable insights into the Scottish property market. In this episode, we take a nostalgic trip down memory lane, revisiting the highlights and significant milestones that have marked our journey. From our very first episode to today, the podcast has evolved tremendously, and we owe it all to our dedicated audience.
Special Giveaway: How to Enter
To add to the celebration, we’re thrilled to announce a special giveaway for our listeners! Here’s how you can participate:
Ensure you are subscribed to our YouTube channel.
Leave a comment under this episode's video with your name to enter the prize draw.
It's that simple! Don't miss this chance to win some exclusive goodies.
A Heartfelt Thank You
We couldn't have reached this milestone without you, our listeners. Your enthusiasm for our 'waffle' about the Scottish property scene has been the driving force behind our continued efforts. Your engagement, feedback, and support have been instrumental in shaping this podcast.
Looking Forward: Here's to the Next 200 Episodes
As we celebrate the past, we’re also incredibly excited about the future. Here’s to another 200 episodes filled with more insights, discussions, and expert advice on the Scottish property scene.
Thank you for being a part of our journey.
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven & Nick chat with Sam Dyer about buying 100 properties in 3 years by teaming up with Steven. The power of diversity in partnerships and how they have added almost £5,000,000 in value to the portfolio in 1 year.
- Partnerships complimenting each others strengths & weaknesses
- Dealing with daily fallouts
- Steven gets slagged rotten
- Affording the opportunity to buy what you want
- Buying mental assets not just financial assets
- Adding almost £5,000,000 to the portfolio in a year
- Taking no money from the business for maximum growth
- Aiming for 2030 to cash in
- Cleaning up the company and de-leveraging
- Turning down lower quality deals and holding out for good stock
- Realising that economies of scale aren’t as scary as you think
Follow Sam Dyer:
@samdyerinvestment
www.samdyerinvestment.co.uk
Follow This Is Wealth:
@thisiswealthnetwork
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat with Hulk Hogan and Johnny Depp’s love child about the latest updates in the property market from October.
- Inflation rates and Interest data
- 5.25% Bank of England base rate
- The lag in house price data
- House prices in Scotland holding against the UK?
- Transactions are up in Scotland but down in the UK
- 1 in 3 house sales are cash purchases
- Will the market drop rather than fully crash?
- The discrepancy between Scottish and English legislation
- Is the rent rise loophole fair? legally or morally?
- Are more investors looking for commercial property?
Follow Davy's Charities and Businesses at:
Facebook: QuicksaleProperty
Find your feet charity
Quick sale property auctions
Law Castle
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick & Steven chat with Stephen Fitzgerald, an accomplished property investor and developer. Stephen joins us to discuss his remarkable journey, a story that evolves from humble beginnings in a boiler installation business to the realisation of his true calling in property development.
In this enlightening episode, we explore Stephen's transformative 'lightbulb moment' that led him to transition from his initial career into full-time property investment. Stephen initially gained his footing in the industry through a series of "buy, renovate, and refinance" ventures. His ambition, however, quickly propelled him to tackle larger-scale developments. Today, he is making waves in the property scene by building luxurious homes with a price tag of £1 million and beyond.
For an in-depth look at Stephen's inspiring journey and his thoughts on the intricacies of property development, be sure to tune in.
Follow Stephen on his socials to follow his progress
Linkedin: https://www.linkedin.com/in/sfkproperty/
Instagram: https://www.instagram.com/sfk_property/
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick & Steven chat with Kris Dalziel of Dalziel ventures about utilising his sales skills and accounting background to provide a full sourcing to project managing property service.
- Starting off working in sales and recruitment
- Returning to college to gain accounting degree for 5 years
- Making a mistake working for someone else
- Investing in yourself and getting an education
- Being a full time property source as well as an investor
- Providing a full service from sourcing to project management
- Bootstrapping a 10 property portfolio
- Branching out to build a portfolio in the north of England
- Living in England and the differences for investors
- Tips for starting out as a sourcer
- The effect of health and fitness on your business
Website: dalzielventures.com
Instagram: @kristofferdalziel_property
@dalzielventures
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven & Nick chat to Cameron Leslie from Go Financial services where he explains some of the jargon surrounding finance, lending and interest rates. As well as the importance of knowing your investment area inside out.
- Starting of working as an engineer
- Building his own financial business by age 24
- Realising your strengths and working to them
- Using youth as an asset not a disadvantage
- Changes in the finance market
- 14 consecutive rises in the base rate
- How swap rates are the main driver of fixed rates
- Fixed rate mortgage base rates
- Explaining the “6 month rule”
- Lenders criteria and how it changed after the 2008 crash
- Are home reports are an opinion not fact?
- It is imperative to know your investment area
- How to factor in your number on bridging lending
Website: gofinancialservices.co.uk
Facebook: Cameron Leslie
Linkedin: Cameron Leslie
Instagram: @cameronleslie99
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk**
In this episode Nick & Steven chat with Craig Holmes from HIP Lettings management about recent events in the property monthly market update for September.
We talk about the following:
- The recent cost of living act capping rent at 3%
- Final extension of legislation for a further 6 months
- Will rent controls return to pre-covid measures?
- How will future rental controls be determined by the government?
- The difficulty for potential tenants finding rental properties
- Will future rent controls be linked directly to inflation
- Property investors are retaining stock over the board
- England scrapping the minimum EPC rating requirements
- Property is being used as an easy target for energy legislation
- Latest short term let legislation
Follow John and Cox & Co:
Website: hiplettingsmanagement.co.uk
Instagram: @craig.holmes.property
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick has a catch up conversation about what’s going on in Steven’s businesses. The difference between finance in the past compared with today and Steven’s Aberdeen portfolio status.
- Stevens various projects in progress
- Follow up on completed projects
- Jumping on Opportunity
- The pain points in the next few years with interest rates
- Portfolio management
- Bridging loans and their fees
- The difference in appraisals from last year to now
- Arrangements fees
- Refinance applications
- Overexposure and over leveraging
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this timely episode of the Scottish Property Podcast, hosts Nick and Steven sit down with special guest Chris Turnbull, an experienced short-term let owner with properties in both Edinburgh and Glasgow. With the upcoming Short-Term Lets Licensing deadline on October 1st looming large, Chris offers a wealth of practical advice, having recently navigated the new regulations himself.
Key Points Covered:
The Application Process: Chris takes us step-by-step through the complexities of applying for the new short-term let license.
Edinburgh vs. Glasgow: The two cities have diverging approaches when it comes to planning permission requirements. We delve into what you need to know for each jurisdiction.
Certificate of Lawfulness: Discover how you can potentially circumvent planning permission hurdles through the use of a certificate of lawfulness.
Government's Intentions: Why is the government enacting these new laws? We take a closer look at the motivations behind these sweeping changes.
Economic and Touristic Implications: What do these new regulations mean for Scotland's gig economy and tourism industry? We examine the potential long-term impacts.
Missing the Deadline: What could happen to those who miss the crucial October 1st deadline? Chris shares some insights.
Don't miss out on this indispensable guide to navigating Scotland's Short-Term Let Licensing. Time is of the essence, and this episode aims to equip you with the knowledge and strategies you'll need to comply with the new regulations.
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven has a catch up conversation about what’s going on in Nick’s business. The Highs, lows, trials of Nick’s Lettings agency issues along with putting across the best image of yourself to achieve growth in your business.
In this episode Nick & Steven chat with Ryan Quinn from Quinn & Co wealth management about his move from sports businesses into property investment and financial planning. How buying 10 buy to let's gave him the power to retrain.
- The difficulty in starting your own business
- Foreign cash buyers looking for properties in Scotland
- Nick acquiring a small letting agency
- What is possible in terms of growth?
- Taking on new members of staff
- Spending your life on social media for business
- Hiring someone based on the skills you don’t have
- Relinquishing full control of your business
- Remaining available to clients
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat with Ryan Quinn from Quinn & Co wealth management about his move from sports businesses into property investment and financial planning. How buying 10 buy to let's gave him the power to retrain.
- Starting off in sports and football coaching
- Creating his adventure football business
- Using your time for what you want to do
- Learning about property from a friend
- Seeing mistakes on first properties and adjusting
- Leaving 12k in first properties
- Spending 10k on property education
- Sourcing can leave you kicking yourself looking back
- Struggling at school with ADHD
- The impact of ADHD on business
- Sustainable wealth building
- Utilising all different asset classes
Website: www.quinnwealthmanagement.co.uk
Instagram: @ryanquinnwealthmanagement
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat with Alex Walker about his hooses! Alex is back on for the second time. He shares a day in the life of owning and managing 246 properties with another 4 in the pipeline. Is it possible to balance building wealth and health?
We talk about the following:
- Life being thrown to the side when building a business
- Finding balance between business, fitness and personal life
- Owning and managing 246 properties
- Your business should grow 15% a year
- You must get out and do the graft
- Considering other strategies
- Providing a good product for tenants
- Being aware of the refurb costs over the years
- Spending money to make money
- Putting aside £100 per property per month
- Making less profit with more properties
- Releasing £130,000 equity on 9 properties
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat with John Cox from Cox & Co mortgage brokers about the latest in the world of property investing in August for the monthly market update.
We talk about the following:
- The lack of positivity this month
- Rentals quarterly report
- 15% increase on rent on average
- Having 70 applicants in 24 hours for rentals
- Landlords looking to keep rents lower for fairness
- The latest news from legislation changes
- Rent increases in the big cities
- Will the rent cap and eviction bans be lifted?
- 8% increase on student rent but capped at 3% for private sector
- Latest house price index from land registry at 0.0%
- Where is the sort term rental market going?
Follow John and Cox & Co:
Website: coxandco.co
Instagram: @coxandcoscotland
Facebook: CoxandCoScotland
Linkedin: john-cox-coxandco-scotland
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat to Terry Blackburn about his rags to riches story going from growing up with very little in the north east of England to building a large portfolio and purchasing hotels and multiple HMO’s along the way.
- Selling a financial services business
- Buying large and small hotels
- The importance of starting with buy to let
- Perfecting a strategy before moving on to others
- Break ins, attempted murders and drug dealers in properties
- Buying quality stock over cheap flats
- investing in the north east of England
- Rags to riches story
- Selling properties due to negative rates issue
- Challenging yourself and being the best at what you do
Website: terryblackburnproperty.com
Linkedin: Terry Blackburn
Facebook: TerryBlackburnProperty
Instagram: terry_blackburn_property
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
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📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven chat with Jesper Frederiksen about his 12 Scottish properties, His 19 apartments and 8-bed HMO in England. From oil and gas to project management and building his own nationwide portfolio.
- How Noreen started in property
- Living in a property while doing the refurb
- Reasons behind building a portfolio
- Her criteria for buy to let properties since 2018
- Focusing on commercial business recently
- Portfolio diversification
- The ethics and public perception of being a landlord
- Will we become a generation of renters?
- Owning a 100 year old building with 160,000 square feet
- Owning and running a storage company within the building
- Seeing the potential in an old family asset
- Filling commercial needs for potential clients
Website: cclpropertyltd.uk
Linkedin: Noreen Preston
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:
🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk**
In this episode Nick & Steven deep dive into the world of portfolio purchases. The numbers and due diligence process. The pro’s and con’s. How to find them and the motivation for landlords to sell.
- The difference in ADS between single unit and portfolio purchases
- Landlords motivations for selling
- How to find portfolios for sale
- The pro’s and con’s of buying portfolios
- What is classed as a portfolio
- The effect on market value discount of purchasing portfolios
- What lenders require before providing finance
- The due diligence process
- EPC checks to future proof properties
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick and Steven chat with Noreen Preston about her property portfolio and how she has created a modern multi use business centre from an old building purchased by her Father in the 90's.
- How Noreen started in property
- Living in a property while doing the refurb
- Reasons behind building a portfolio
- Her criteria for buy to let properties since 2018
- Focusing on commercial business recently
- Portfolio diversification
- The ethics and public perception of being a landlord
- Will we become a generation of renters?
- Owning a 100 year old building with 160,000 square feet
- Owning and running a storage company within the building
- Seeing the potential in an old family asset
- Filling commercial needs for potential clients
Website: cclpropertyltd.uk
Linkedin: Noreen Preston
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick welcome Mark Shanta back to chat about the latest developments from July in the property market. Check out the video on youtube!
We talk about the following:
- Latest figures from consumer price index inflation rate
- Inflation slowed to 7.9% from 8.7% last month
- Highest mortgage rates in year
- Potential Mortgage rates being reduced soon
- We are still 5.9% off the inflation target
- Other countries are sitting at 3% due to earlier rate rises
- Annual house price increase of 3.2% in 12 months to may 2023
- 200k-400k market is currently struggling
- Are we still competing against first time buyers?
- The problems facing the BRRR investors
- Scottish market being on the increase while south is on the decline
- Scottish rent prices going up higher due to the governments interference
Follow Mark Shanta:
Website: shantaresidential.co.uk
Instagram - @mshanta5
Linkedin - Mark Shanta
Twitter - @MShanta5
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick and Steven chat with Connor McGuinness and Barry Wilson from Kraken Property Group. They share how they found an abandoned rotting property owned by a hoarder in the Sun newspaper and how they managed to secure the deal using the assisted sale strategy.
- Meeting at a property education event
- The opportunities created from paying it forward
- Making 45k off one deal and 35k from another
- Starting using your own money to learn what you are doing
- Finding a deal through the Sun newspaper
- Being persistent in contacting the vendor
- Changing Tac to get your foot in the door
- The need to treat your first few years in property as an apprenticeship
- Spending £4000 on skips to clear out the hoarding piles
- Using the assisted sale strategy to get it over the line
- The preference of assisted sale over a flip and why
- The risks and downside of assisted sales
- How being respectful to the vendor can help get the deal done
Website:
Krakenpropertygroup.co.uk
Krakenhomebuyers.com
Instagram: @connaire31
Linkedin:
Connaire McGuinness
Barry Wilson
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick and Steven chat about whether buy to let is still a viable strategy in 2023. Is it a dead strategy or is it all a matter of opinion, spin and fear mongering?
- What are the main concerns with buy to lets at the moment
- ADS going up to 6% recently
- Rent caps and eviction bans
- The interest rates keep rocketing up
- Property is still the best way to store wealth
- The difference with property and other asset classes
- The importance of not over-leveraging going forward
- Thinking in the long term over cashflow
- Investors are leaving buy to let because its too slow
- If it is dead why are big investors still using it as a strategy?
- Is it self managing investors who are dropping out of the game?
- The days of using buy to let cashflow to replace your job are gone
- Is it viable to change the strategy of certain properties to SA
- The worries around the EPC ratings in the future
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
This week Nick and Steven chat to Barry Gray of BLG investments about how he bought 17 properties in 17 months starting out with a 6 property portfolio purchase in Montrose. Barry shares the risks taken and the issues faced along the way. Almost going broke and keeping the train on the tracks.
- Starting out working for Pharmaceutical companies
- Building up a pot of cash working throughout Covid
- Having nearly £100,000 to begin in property with
- Beating analysis paralysis and “not the right time”
- Starting out with a 6 property portfolio purchase in Montrose
- Showing that you can do what you say you are going to do
- Spending an unexpected 40k on a refurb
- Buying an auction purchase with all money out after 6 months
- Using other properties as collateral against a bridging loan to buy more
- Almost going broke and having refinancing save the day
Follow Barry:
Instagram: @blg_property_investments
website: blg-property.co.uk
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this weeks episode, Nick and Steven chat to Davy Hutton about the latest in the economy and property market for the month of June.
- The announcement that inflation isn’t going anywhere
- How high will UK interest rates go
- The effects on the economy and property industry from Brexit
- Has the latest data spooked the market?
- Is there a mortgage ticking time bomb on the horizon?
- Finance and PCP type methods of payment adding to the issues?
- House prices and the annual price change
- Is it more likely that prices will head more south than north?
- Are the Government trying to buy time to increase rent controls?
- Latest legislation introduced on short term lets
Follow Davy's Charities and Businesses at:
Facebook: QuicksaleProperty
Find your feet charity
Quick sale property auctions
Law Castle
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this weeks episode Steven and Nick chat with Steven Easton of Easton Group about owning 300 residential properties & 100 commercial properties within the family business whilst also running a green energy efficiency company. He provides some great business insights along with advice on achieving EPC ratings.
- 400 properties split between residential and commercial
- Energy efficiency solutions
- How his father became an accidental landlord
- Buying a £1.5 million property at auction in London
- The retail markets ongoing recovery struggle
- Rents and rates correlation
- Running a portfolio of 100 shops
- Building a property management company
- Running business while growing a portfolio
- Running a home improvement contracting business
Follow Steven & his companies:
eastongroup.co.uk
greenhomesystems.co.uk
facebook: Easton housing
linkedin: Steven Easton
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick & Steven have a chat with the lads from Brightstone property, Andrew Harkins & Chris Brown. they go into the details of their buy to let portfolio, flip projects and why they have decided to pivot into the world of commercial property.
- Complimentary skill sets and roles in business
- Starting on a large flip in Blantyre
- Using family for trades vs using outside contractors
- Disagreements and weaknesses in partnerships
- Numbers on the first flip
- Conducting business through fear of a market crash
- Financing purchases
- The power of education and network in property
- The importance of accountability
- Why they have pivoted from buy to let into commercial
- Moving into serviced accommodation
Follow Andrew & Chris:
facebook: brightstoneproperty
Instagram: @brightstoneproperty
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick chats to Steven about the process and numbers of his latest and greatest project to date. He shares details on the acquisition of the building, the refurb and the fact that this one building will generate over £61,000 a year in profit!
- HMO availability and demand in Scotland
- How the property was sourced & due diligence
- How the project was funded and cost planning
- Figuring out the exit strategy
- The use of bridging lending
- Recruitment company issues
- Rubbish and materials logistics
- Renovation and layout changes
- Dealing with tradesmen problems
- HMO systems and compliance
- The numbers and profit cashflow expectations
Follow Steven:
Instagram: @stevenclarkproperty
For more info or to join "This is property" Workshop visit:
thisisproperty.info and enquire now for June and November
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven and Nick chat to Brian Gilmore of Indigo Square about the latest news, developments and legislation in the scottish market over May
We talk about the following:
- The launch of 100% mortgages by Skipton
- Forgetting about the 2008 crash
- The geographical area where 100% mortgages will be available
- The flip of culture in Scotland from renting to owning property
- The empty space in Scotland and why there isn’t enough affordable housing
- Purple bricks being sold for £1
- Fixed fee estate agents vs local estate agents
- “Tartanising”
- Mortgage rates rising after drop in inflation surprise
- Remembering the importance of capital growth
- Repossessions are on the rise
Follow Brian & Indigo Square at:
Website: indigolets.com
Instagram: @indigosq
Facebook: Indigolets
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven and Nick chat to Gillian green about her use of all property strategies and how her SA lets have performed this year. Owning an HMO in Liverpool and venturing into the world of commercial property.
- Gillians involvement in all aspects of property investing
- Flips, HMO, Holiday lets, Sourcing and more
- Trying serviced accommodation strategy for a year
- Staging and finding enjoyment in the creative aspects of property
- Holiday lets licensing and the comparison to hotels
- The fear of risk in other strategies other than buy to let
- Holding on to property that may be squeezed for profit at the moment
- Cash flow on an HMO in Liverpool
- Picky HMO officers and the struggles with regulations
- Utilising Sass pension through commercial property
- Will estate agents attitudes change as the market does
- How to navigate the world of commercial valuation
Follow Gillian:
Instagram: @gillgreen_property
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick and Steven chat with David Smart about his sourcing, development and lettings businesses. David was on the show 2 years ago and has excelled since then. He shares the power of sourcing and how integral it is to a successful property business. Along with finding 330k of last minute investment from a social media post.
- Sourcing when starting out in property to leave working off-shore
- Systems and due diligence involved in sourcing
- Sourcing over 50 properties in a year
- Importance of honesty and integrity for reputation
- Creating a lettings company and providing a full service to investors
- Making your own luck and utilising people and social media
- The main challenges in the current market
- Investors reaction to the 6% ADS rise
- Finding 330k of last minute investment from a social media post
- The power of doing the viewing yourself
Follow David:
Instagram: @david_smart_property
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick and Steven chat to Maria Thomson about her move in to property at the age of 57. Moving from life as a lawyer, Hypnotist and Festival business owner into property development. Maria’s story can inspire us all to aim higher in property and that it is never too late to rethink your strategy and go for what you want.
- Paid for property training in 2017 at 57
- Being a master hypnotist
- Running a wood fired pizza business at festivals
- Her reasons for starting in property later in life
- Not wanting to work at festivals into her 70’s
- The struggles of trying to make money in the highlands
- Doing up an old butchers shop into a family home and then a holiday home
- Mysoginistic private investors
- Convincing a seller to get planning permission
- Having a clear focus on commercial developments
- Being a lawyer before the latest businesses
- The fear of asking investors for money
- Running major projects in Edinburgh
Follow Maria:
Instagram: @mariathomson.property
Facebook: queenofdealsuk
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
This week Nick and Steven speak to Nicole Rudder, owner of the G4 claims office, G4 podcast studio and Garrion tower. As if starting multiple businesses wasn’t enough, the business woman extraordinaire bought a 14th century castle for less than a quarter of a million and plans to turn it into a wedding hotel venue along with buying 3 properties in Florida during Covid!
- Purchasing the 7000 square foot G4 building
- Developing the building from an old factory
- Having the vision to see past a horrible building
- Creating 2 podcast studios
- Using old factory area as events area
- Making office space for G4 claims in the same building
- Purchasing the 14th century Garrion tower castle
- Applying for planning on a B listed building
- Buying a castle for less than quarter of a million
- Making cheeky offers work for you
- Managing 25 staff on top of other projects
- Using Airbnb for 3 Florida properties
Follow Nicole and her businesses at:
Instagram:
@garriontowerrenovation
@G4_podcast_studio
@g4claimsltd
@w33ncl
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven and Nick chat to John Cox. John is at the helm of Cox & Co and gives sound advice and shares his knowledge on what has been happening in the world of property over the month of April.
We talk about the following:
- The potential doubling of council tax for second homes
- The city lets report
- Average rents standing at over £1000 for the first time
- Last of stock causing 3% rise in rent prices
- The speed properties are disappearing
- Increase in investors deciding to get rid of their properties
- The opportunity available in the current market
- Running a portfolio as a trading business rather than just investment
- The professionalising of the market
- The importance reinvesting in your property stock
- Structure and balance within portfolio money management
- Factoring in capital appreciation
- The lack of agreement between lenders on house prices
Follow John and Cox & Co:
Website: coxandco.co
Instagram: @coxandcoscotland
Facebook: CoxandCoScotland
Linkedin: john-cox-coxandco-scotland
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick and Steven chat with Neil Mcleod from property partners about EPC related topics. The importance of EPC rating these days, how to achieve a good rating and what the future of heating and energy performance in the rental sector looks like.
- Spanning EPC between two trading companies
- How prominent EPC rating has become in recent years
- Why do we need an EPC rating
- Tenanted properties need to be EPC rating C by 2025
- Improvements needed to bring properties up to standard
- The importance of engaging with EPC assessor at the start of refurb process
- Storage vs electric panel heating
- Aiming to get rid of gas by 2030
- Can you get your monies worth out of a new boiler these days?
- Heat pumps may not be the answer
- focusing on insulation first
- The impact of renewables on the rating
Check out the full video on our youtube channel!
Follow Neil Mcleod:
Instagram: @neilmcleodpropertypartners
Website: propertypartners.scot
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Steven and Nick talk to Davy Hutton about starting his Quick sale property business off the back of the recession, estate agencies, buying castles, owning pubs, dressing how you like and life in general. Davy has had a colourful life and has an incredible story to tell in his own inimitable way.
- Not wanting to look like an “estate agent”
- Looking how you want as long as you talk credibly in business
- Basing business in personality
- Developing confidence through music and performance
- Dealing with nerves when out of your comfort zone
- The fear of being skint & Seeking self development
- Necessity breeding resentment & Never achieving contentment
- Paying £33,000 for a flat in paisley in the 80’s
- Quick sale being started from the result of the 2007 market crash
- Predicting a 30% drop in 2007 property market
- The realities of owning a castle
- Mens mental health awareness
Follow Davy's Charities and Businesses at:
Facebook: QuicksaleProperty
Find your feet charity
Quick sale property auctions
Law Castle
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick takes the opportunity to interview Steven about his story and building a life through property. Steven tells how he got started and shares some very personal information. The highs and lows and the truth about what it takes to build a property empire.
- Leaving a high paying job off-shore
- Starting a property business
- Considering yourself a businessman
- Stepping outside of your comfort zone
- The trauma that makes us strive for more
- Leaving a Legacy
- The worst mistake you could make starting out
- Why use multiple strategies?
- Buying portfolios
Follow Steven at:
Instagram: @stevenclarkproperty
Steven-clark.com
thisisproperty.co.uk
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
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Steven@steven-clark.com
Nick@arcproperty.uk
In this episode Nick and Steven chat to ex professional Rugby player, Marcus DiRollo the lettings director from Gilson Gray about everything that happened during March with legislation, government involvement and stock related worries.
We talk about the following:
- The spring UK budget
- Corporation tax increase
- Pension contributions being raised
- Scrapping the lifetime allowance cap
- Extending the energy price cap
- Rent rising due to removal of landlords rights
- Patrick Harvey’s comments on rental stock increasing
- Landlord registration inconsistency
- Oversubscription of 1 and 2 bed flats
- Will property prices end the year positively or negatively
Follow Marcus and Gilson Gray:
Instagram:
@marcusdirollo
@gilsongray
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick talk to Shaheena Din who is the national project manager for empty homes at Shelter Scotland. They discuss the housing crisis, the amount empty homes in Scotland, how the private sector and the government could solve this issue and where they butt heads on policies.
We talk about the following:
- 43,000 empty homes in Scotland
- 51% being in 6 of the big council areas
- 1 homes officer to each 2000 empty homes
- 30 councils are charging council tax levy
- Why landlords are charged to bring properties back into circulation
- The process of bringing empty homes back into use
- Social housing and private rental demand correlation
- Reasons for property being left empty
- Why are investors being penalised for trying to provide rentals
To talk about or report an empty property visit:
Website: emptyhomespartnership.scot
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick talk to Aviram Shahar. Co-founder and CEO of the "Lendlord" property management app. Going over how digital tools can help with property management, deal sourcing, finance assessment and generally make life easier on the information side. Are these platforms the future of property investment?
We talk about the following:
- Launching the first version in 2019
- Investing, managing & finance functionalities
- The multiple uses of digital management of whole deal process
- Growing property businesses with technology
- Using technology as a tool not a replacement for people
- Helping beginners & enhancing experienced investors
- Sourcing & deal analysis
- Connection to market data for deal assessment
Follow Aviram & Landlord:
The app: Lendlord.io
Linkedin: https://www.linkedin.com/company/lendlord/
twitter: https://twitter.com/Lendlord3
facebook: https://www.facebook.com/lendlord.io
Youtube: https://www.youtube.com/@lendlord8648
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick talk to John Morris of Prime Property Auctions about all things property, auction and investment related. The importance of investing in not just property, but other cash-flowing assets and products that will hold their value in the long-term.
We talk about the following:
- Starting work at an auction house part-time
- The importance of being in and around the business
- Trading your time effectively to make money
- Purchasing watches as an investment asset
- The volatility of stocks and shares market
- Starting his own auction house
- Whisky as an investment vehicle
- The importance of being able to speak to people in selling
- The process of buying and selling at auction
- BRRR vs tenanted properties
- the importance of reading the legal pack
Follow G2 Developments:
Instagram - @john_property_auctioneer
Website: primepropertyauctions.co.uk
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick go into the studio for the first time to chat with Mark Shanta about the latest developments from February in the property market. Check out the video on youtube!
We talk about the following:
- The sales market picking up again
- The resignation of Nicola Sturgeon
- 6% ADS versus 3% down south
- The importance of the green party in the anti-landlord sentiment
- 67,000 empty or unoccupied homes in scotland
- The cause of current limited rental stock
- Why accidental landlords are deciding to sell up
- The need for short lets in student and transient markets
- The change in sale prices going towards home report value
Follow Mark Shanta:
Website: shantaresidential.co.uk
Instagram - @mshanta5
Linkedin - Mark Shanta
Twitter - @MShanta5
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat to Gemma and Luis of G2 Developments about how they met and became a partner business and built their own portfolio. There views on business strategies and life in property.
We talk about the following:
- Meeting at the gym
- Setting up a limited company together
- using the "Momentum" method (fancy for BRRR)
- 8 properties since 2020
- 900k of 1M goal so far
- The difference between "investing" and "making" money in property
- The tax efficiency of debt
- Building solid foundations and legacy
- Aiming for 50% portfolio loan to value
Follow G2 Developments:
Instagram - @g2developments
instagram auction page: @luis_property_auctioneer
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat to Barry Nelson about running a landscaping and construction business, buying 15 buy to let properties in 17 months and now being involved in new build eco homes.
We talk about the following:
- Starting out cutting grass and trimming women’s bushes
- Moving into property from self employed landscaping and construction
- Purchasing 15 properties in 17 months
- Spreading yourself too thin
- Raising 1 million pounds in private investor finance
- The power of learning the numbers and deal assessment
- Building a property business while running a construction company
- Sourcing land and gaining control of it for new builds
- Aiming for 30 units per year
Follow Barry Nelson:
Linkedin - thegardenbarber
Facebook - barrynelson87
Instagram - @barry_nelson87
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick are joined by Noreen Baqir from Circle Finance to talk about financial services, property franchises and how she built a 30 property portfolio during Covid.
We talk about the following:
- Financial services to banking then Starting Circle Finance
- Purchasing 30 properties in 2 years after Covid
- Being born into property and handling leases at a young age
- Selling an estate agency franchise
- The difference between finding and selling properties
- Using networking to source clients
- Focusing on Lanarkshire
- Refinancing old properties to finance the deposit for new ones
- Purchasing more cautiously in the current market
Follow Noreen Baqir:
Linkedin - Noreen Baqir
Twitter - @BaqirNoreen
Website: Circle-finance.co.uk
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick have a chat with Gavin Burnett about his first buy-to-let project which is still in progress. The highs and lows of the process and the problems you may encounter as a new property investor.
We talk about the following:
- Having imposter syndrome starting out
- Getting started immediately after finishing property training
- The strategy for raising the finance
- Getting the deal then finding the money later
- Approaching people for private investment
- Finding dry rot which the seller knew about
- Confronting the fraudulent seller
- The process and cost when detecting and treating dry rot
- Retrieving the costs from the seller
- The implications of unknown issues on strategy going forward
Follow Gavin Burnett:
@gavburnett
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick give an update on all the latest news affecting the property market with guest Sam Dyer.
We talk about the following:
- Getting your taxes done on time
- Effect on the market from the mini budget and interest spike
- Lack of stock on the market
- Properties selling around home report rather than above
- The slowing down of the market
- Interest rates rising 3% in the last quarter
- Will the “18 year cycle” play out?
- Potential new flipping strategies
- Will house prices/values drop 10% or level out in 2023
Follow Sam Dyer:
@samdyerinvestment
www.samdyerinvestment.co.uk
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick talk to Gary Wilson about the reasons why certain landlords are choosing to sell up. Is the buy-to-let market dead? Should we be worried or is it another chance to find opportunities?
- Getting into lettings from landlord to landlord sales
- Reasons landlords are selling and leaving the market
- The Medias effect on the market
- The effects since the introduction of section 24 in 2015
- Capital gains allowance
- Small scale vs Large scale landlords
- Management of the eviction ban
Connect with Gary
Instagram:
@garywilsy
@letpropertyuk
Website: www.letproperty.co.uk
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
Connect with Nick on LinkedinJoin the Profit from property Facebook group
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick talk to Calum Graham from BnB host ltd about serviced accommodation and the short-term lettings market. He discusses the pro's & con's along with the latest legislation and the issues faced by those trying to qualify for a licence.
- Managing 130 properties in the Glasgow and surrounding area
- Joining forces with his business partner
- The latest rules and legislation
- The pro's and con's of AirBnB
- The issues imposed by the government
- The communal entrance ban and the licensing issues
- The effect on the tourist market
Connect with Calum
Instagram & Facebook: @bnbhostltd
Website: www.bnbhost.co.uk
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
Connect with Nick on LinkedinJoin the Profit from property Facebook group
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick give their advice on the best way to get started in property this year.
We talk about the following:
- The best strategies for beginners
- Setting up your property business for the future
- Leaving a legacy for future generations
- Possible exits strategies
- Which strategies will be the best in the current market
- The importance of having the right knowledge
- What you need to be aware of and avoid
- Getting in to the right mindset
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick give an update on all the latest news affecting the property market.
We talk about the following:
- Increase in Additional Dwelling Supplement tax (ADS) to 6%
- House price rise over 12 months slows and drops month to month for 4 consecutive months.
- Rents continue to rise and Glasgow, Edinburgh and Aberdeen are up there with the highest rising cities in the UK.
- Green Party MSP Ross Greer was quoted in the press saying landlords are not "contributing anything useful to society"
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick talk to Sally Beard about selling her family property business and how she built a 33 property portfolio whilst managing 1800 properties in the central belt as a letting agent
- Managing 1300 properties in Glasgow
- Managing 500 properties in Edinburgh
- Selling her families letting agency
- Building this massive letting agency with her sister
- Building her own buy to let portfolio
- Buying 33 properties in 4 years
- Utilising her network built over 20 years as an agent
Connect with Sally:
Instagram: @sallybeardproperty
Linkedin: Sally Beard
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
Connect with Nick on LinkedinJoin the Profit from property Facebook group
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick talk to Craig Sullivan. AKA "The Property Apprentice" about his work ethic, building his 24 HMO portfolio and his joint venture partnership that he has been a part of along the way.
- Specialising in student HMO’s
- His work ethic “Big up the grafters!”
- How he built his portfolio of 24 HMO properties
- Joint venture partnerships he has been involved with
- Using social media as a tool
- Where the market is going
- How he will be adjusting his strategy
Connect with Craig:
Instagram: @thepropertyapprentice
*DISCLAIMER*Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
Connect with Nick on LinkedinJoin the Profit from property Facebook group
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick talk to Derek Mawhinney about starting out as a roofer before beginning in property and raising billions for his vision to eradicate homelessness in Scotland by 2035.
- His mission to eradicate homelessness in Scotland by 2035
- Raising £2.5 Billion
- Putting 24,000 families in temporary housing
- Starting as a roofer before moving into property
- Trying to solve public issues
- Focusing on healthcare, education and social housing
- Developing and repurposing ex-council buildings
- Commercial to residential developments
- Opportunities created through problem solving
- Chasing purpose not just profit
Connect with Derek:
Instagram: @derek_mawhinney
Linkedin: Derek Mawhinney
Connect with Nick on LinkedinJoin the Profit from property Facebook group
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick give an update on all the latest news affecting the property market with guest Michael Maloco.
We talk about the following:
- The further fall in house prices .
- Will the housing market crash.
- Where are interest rates going?
- House price and wage inflation.
- Stock levels and a rise in repossessions .
- Fixed rate vs Tracker rate Mortgages.
Follow Michael Maloco:
@malocoandassociates
www.maloco.co.uk
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat to Andy Little about his time as a professional footballer at Glasgow Rangers, building his property portfolio and his move into property lettings after retiring from the sport.
• Playing for Rangers and Northern Ireland
•Retiring as a professional footballer
•Working part-time as a letting agent
•Investing in flip projects in England
•Helping players invest their money while they can
•Building a buy to let portfolio while playing football
•Having control of your own business and cash through property
•Starting his own letting agency
Connect with Andy:
@andylittle19
@galluslettings
www.galluslettings.com/andy-little
Connect with Nick on LinkedinJoin the Profit from property Facebook group
🎄 Book your ticket for the Scottish Property Podcast Christmas Ball 🎉
**Saturday 3rd December, Village Hotel, Glasgow. Tickets are £95 and available on our website:
🎟 Book your Christmas ball ticket here**
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat to Calum White who is CEO of White & Co in Dubai about his real estate business and the opportunities for agents in the UAE.
We talk about the following:
•Moving from the UK to live in Dubai
•The differences between the standard of living
•Earning huge commission on deals
•Having the determination to make plan A work
•How much you need before moving to Dubai
•Paying no tax
•What qualities you need to work as an agent in Dubai
•Starting out at £6000-8000 per month tax free!
Connect with Calum:
@calumwhiteceo
@whiteandcodxb
www.whiteandco.ae
Connect with Nick on LinkedinJoin the Profit from property Facebook group
🎄 Book your ticket for the Scottish Property Podcast Christmas Ball 🎉
**Saturday 3rd December, Village Hotel, Glasgow. Tickets are £95 and available on our website:
🎟 Book your Christmas ball ticket here**
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat to Nick Guit who is a property investor as well as running his own building company.
We talk about the following:
- How Nick started out as a welder in the shipyards
- Training as a building surveyor
- Starting his own construction company
- The struggles of running a building company
- Best tips on trying to find the best builders and tradesmen
- How Nick got started in investing in his own properties
- Some of Nicks projects and how they are structured
- Nicks thoughts on property education
Connect with Nick on LinkedinJoin the Profit from property Facebook group
🎄 Book your ticket for the Scottish Property Podcast Christmas Ball 🎉
**Saturday 3rd December, Village Hotel, Glasgow. Tickets are £95 and available on our website:
🎟 Book your Christmas ball ticket here**
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat with Jeff Livingstone from Landlord Specialist Services Scotland about the process of evicting a tenant based on rent arrears.
We talk about the following:
- What services does Jeff carry out on behalf of the landlord
- Will tenants struggle to pay rent this winter
- Why good communication with tenants is so important
- How some tenants will “play' the system to fast track themselves on the social housing waiting list.
- What chance has a landlord got to get debt paid back from rent arrears
- Steps to take when trying to recover rent arrears from a tenant
- What could it cost a landlord to evict a tenant
- How long can it take to evict a tenant through the first tier tribunal
- How the finical implication of a non paying tenant can affect other relationships
Connect with Jeff:
Landlord Agents Ltd TA,
Landlord Specialist Services Scotland
Tel: 0131 605 0124
Email office@landlordagents.co.uk
🎄 Book your ticket for the Scottish Property Podcast Christmas Ball 🎉
**Saturday 3rd December, Village Hotel, Glasgow. Tickets are £95 and available on our website:
🎟 Book your Christmas ball ticket here**
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick give an update on all the latest news affecting the property market and how it's affecting their own investing.
We talk about the following:
- Summary of what has happened post mini-budget.
- How did it affect our investing thoughts.
- The return of the tracker mortgage.
- Where does the BOE go with rising interest rates.
- How it is difficult to make good cash flow with higher interest rates.
- How are the rising interest rates going to affect the property market and will this cause a crash?
🎄 Book your ticket for the Scottish Property Podcast Christmas Ball 🎉
**Saturday 3rd December, Village Hotel, Glasgow. Tickets are £95 and available on our website:
🎟 Book your Christmas ball ticket here**
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick give some helpful tips on doing your own due diligence on deals and sourcing agents.
We talk about the following:
- What steps can you take to check a deal
- What steps can you do to check out deal sourcers are trustworthy
- How much to pay a deal sourcer
- What sort of terms should you be signing
- Extra checks you should do on tenanted properties
- Questions and answers from the audience
🎄 Book your ticket for the Scottish Property Podcast Christmas Ball 🎉
**Saturday 3rd December, Village Hotel, Glasgow. Tickets are £95 and available on our website:
🎟 Book your Christmas ball ticket here**
🤝 **Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.
🎟 Book your place at the networking events here**
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
**Connect with us on social media:
🔗 Join our private Facebook group**
🔗 Follow us on Instagram
📩 Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat with David Sands about his family business and current property business. As the former owner of David Sands convenience stores, we discuss the sale of the shop chain and his subsequent shift into property, making life work to what he wants to do in the future.
We talk about the following: Starting a convenience store business in his 20’s
Building it from 1 shop to 30 units with 800 employees
Selling it all off to the co-op for an undisclosed sum
How to scale and systemize a business
How to grow your team and be an effective team leader
Building his property business to 90 units
Keeping it 2 thirds residential and 1 third commercial
The difference between residential and commercial
Joint venturing with builders on new developments and eco homes
Building out sites for industrial usage
* The importance of a relationship with bank and your debt
How to get in touch:linkedin.com/in/businessinvestoruk
get in touch for tickets for the Scottish Property Podcast Christmas Ball
Sat 3rd December, Village hotel, Glasgow tickets are £95 and will be available soon on:
scottishpropertypodcast.co.uk
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat with Jerry Alexander about current topical situations.
Rising energy costs, utilities, and how it is affecting his commercial and residential property
strategies.
We talk about the following:
Rising energy and utility costs
Rising interest rates
The effect the rises are having on property strategies
What you can do to mitigate risks
Looking for new opportunities
The current economic conditions
* How we can navigate through the problems ahead
How to get in touch:Linkedin:
https://www.linkedin.com/in/jerryalexander/
Instagram:
@ jerryalexander.commercial
Tickets for the Scottish Property Podcast Christmas Ball on
Sat 3rd December, Village hotel, Glasgow tickets are £95 and are available now at:
scottishpropertypodcast.co.uk
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
Listen on in this episode as Nick chats with John Blackwood of the Scottish Association of Landlords (SAL)
How to get in touch with John Blackwood:
Linkedin: linkedin.com/in/blackwoodjohn
Tickets for the Scottish Property Podcast Christmas Ball on Sat 3rd December, Village hotel, Glasgow tickets are £95 and are available now at:scottishpropertypodcast.co.uk
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you. Visit scottishpropertypodcast.co.uk for ticket links
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat to property investor Ewan Dudding (25) about how he has managed to scale up to owning 22 buy to let properties at such a young age!
We talk about the following:
- How Ewan bought his first property saving everything he had and cutting his expenses.
- How to get a mortgage as a student.
- “House hacking” for cash flow.
- Leveraging student loans to purchase property.
- Using the BRRR strategy to build his portfolio.
- Funding with private investor financing and how that works.
- Leaving £10,000 in the deal is fine.
- Working 2 jobs to keep topping up his investing pot.
- Buying and financing a 9-unit portfolio.
- Rising interest rates are making Ewan more selective about his investing.
- How Ewan is starting to enjoy the fruits of his labour with buying his own home.
- Ewan’s goals for the the future.
- Best advice for young people starting out.
How to get in touch with Ewan:
https://www.instagram.com/ewandudding/?hl=en
https://www.linkedin.com/in/ewan-dudding-aa5791177
🎄CHRISTMAS BALL:
Tickets for the Scottish Property Podcast Christmas Ball
Sat 3rd December, Village hotel, Glasgow tickets are £95 and will be available soon on: scottishpropertypodcast.co.uk
PROPERTY NETWORKING:
Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links.
⭐⭐⭐⭐⭐ Hope you find it useful ,and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
Rent Freeze and Evictions Bans with Brian Gilmour
In this episode, Steven and Nick chat with Brian Gilmour about the latest government announcements about the rent increase, freeze, and eviction bans.
We talk about the following:
· Nicholas Dungeon’s Announcement and a brief summary of the 6th of September
· Scarcity of properties available to rent in Glasgow and Edinburg
· Process of Legislation
· Public sector put them in it till the end of March and the public sector rent increases happen in April.
· Good and Bad Tenants/Landlords
· Does rent rise after the 6th of September?
· Fear of Landlords
· Perception of Landlords
· Do you think there's an element coming to the end of March 2023?
· reason we've got this problem today in the rental market
How to get in touch with Brian:
Brian@indigolets.com
http://www.indigolets.com/
https://www.linkedin.com/in/brian-gilmour-15aa2125
🎄Save the date! Tickets for the Scottish Property Podcast Christmas Ball
Sat 3rd December, Village hotel, Glasgow tickets are £95 and will be available soon on: scottishpropertypodcast.co.uk
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat to Dee Ludlow about all the factors at play in the macro economy right now. How is this having an impact on peoples investing decisions and where will the opportunity come for investors?
We talk about the following:
- Where the opportunity is to invest in the current economic climate.
- Rising interest rates, how fast and how high do rates need to go to curb inflation?
- What is the true rate of inflation?
- The energy crisis and how it’s going to affect businesses
- When will higher rates of unemployment come and do we need to be forced into recession
- How wages are not keeping up with inflation and how the equality gap is becoming wider
- How dee has seen the opportunity in buying businesses And why he doesn’t invest in property anymore
- We look at other types of investments and asset classes and get Dee's thoughts on these
- How do people overcome fear in times of negativity
How to get in touch with Dee:
https://www.instagram.com/dee_ludlow/
🎄Save the date! Tickets for the Scottish Property Podcast Christmas Ball
Sat 3rd December, Village hotel, Glasgow tickets are £95 and will be available soon on: scottishpropertypodcast.co.uk
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat to Julian Mithoff about the tragic circumstances from which his property journey began. Building a property portfolio whilst simultaneously growing a whisky business. Living life on your own terms and how property is helping him do this.
We talk about the following:
-
Starting with the cash from his fathers insurance policy
-
The depreciation of the value of money in the bank
-
Beginning during Covid lockdown
-
Paying for an education
-
Building a buy to let portfolio
-
Renovation issues
-
Scaling the portfolio to quit his job
-
Starting a trading whisky business at the same time
-
Mitigating rising interest rates
-
Living life with a purpose and intent through property
How to get in touch:
@julianmithoff
@damgooddrams
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat to Hannah Marsh from HomeViews about the future of the private rented sector and what impact Build to Rent schemes will have on it. Hannah runs an online review platform called HomeViews which allows prospective buyers and tenants to read reviews of residential developments.
We discuss:
- What HomeViews is ?
- What is build to rent and what type of tenant demographics do they cater for?
- How important is location?
- What’s included in the costs and what extra facilities/ services are usually provided ?
- Could BTR be rolled out at scale to try and solve the current shortage of housing crisis in the PRS?
- Will more and more people look to rent rather than buy as house prices become more unaffordable.?
- What are people looking for in a rented home? Important trends or feedback from renters.
- Will BTR will squeeze out the traditional buy-to-let landlord?
- What impact will it have on the PRS as a whole?
- Scotland specific data on BTR
The website can be found at: https://www.homeviews.com/
How to get in touch with Hannah:
hannah@homeviews.com
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven and Nick chat to Jordan Kynoch about making the move from over worked personal trainer to gaining time and financial freedom through property. Jordan shares his story along with great tips on how to find and raise private finance and how to run a successful property business.
We talk about the following:
-
Spending £15,000 on property education at 23 years old
-
Going all in with his life savings
-
Moving from personal trainer to property
-
Trading your time for money and achieving a better life
-
Aspiring to financial freedom to travel
-
Building a portfolio of 30 units
-
Utilising ONLY private investor finance
-
Finding investors with no track record
-
Creative ways to raise private finance
-
Rising interest rates and the changing economy
-
Refurb project management
How to get in touch:
Instagram:
@jordankynoch
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Lexie Carducci about her move from actress to becoming an investment influencer and combining entertainment with property. We talk to about building her property portfolio, flips, social media and combining it all.
We talk about the following:
-
Her singing, acting and presenting background
-
Finding her niche in property
-
Starting out working for an estate agent
-
Working for a relocation expert
-
Starting her own freelance relocation service
-
The use and power of social media to become a property influencer
-
Building a buy to let portfolio
-
Detailed numbers on a London flip
-
Goals of becoming a presenter on property show on tv
-
Commissions available to be earned in property
-
Earning creating video and content for developers
-
Earning interest from other peoples properties while you learn
How to get in touch:
Instagram:
@lexiecarducci
Linkedin:
https://www.linkedin.com/in/lexie-carducci-8a72632b/
lexiecarducci.co.uk
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Steven chats to Joshua Tharby from JSM partners about the importance of business cash flow, the investment of your cash into property, expenses within a limited company and how you can earn the most tax efficient way.
We talk about the following:
- Being a property investor first
- Focusing on business cash flowing activities
- Investing this cash into properties
- Building his own portfolio
- Tax savings through limited companies
- limited company expenses
- How to tax efficiently earn £50,000 in your company
- Group structures for property business growth
- Plans for the future of the business
How to get in touch:
Instagram:
@joshuatharby
www.jsmpartners.co.uk
content.joshuatharby.com
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to The Northern Irish property girl, Eimear Gourley about how she built a sourcing business during Covid and how she has been prolific in this job to source £3,000,000 of properties for clients in such a short time.
We talk about the following:
-
Creating a sourcing business through Covid
-
Starting 18 months ago
-
Building a client base through linkedin
-
The power of social media for a new business
-
Mindset of juggling a new business with 3 kids and a full-time job
-
transitioning into working full time in property
-
What the future now looks like with a life in property
How to get in touch:
Instagram:
@ni_propertygirl
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Gillian Mcluskie about her experience transitioning from Social worker to Sourcing, Staging and creating her own property business from scratch.
We talk about the following:
-
Beginning sourcing property 3 years ago
-
Learning the numbers and dealing with constant rejection.
-
Working full time and having a sourcing business too
-
Taking a career break after covid to work on property
-
Getting stuck in, regardless of meeting personal finance targets
-
Dealing with negative opinions from family and friends
-
Going with your gut and pushing ahead
-
Building up initial cashflow and creating a new job
-
Having the right mindset and beating imposter syndrome
-
The value of a Sourcer for people without the time to research
-
Having passion for your work and applying it to staging
-
Curing “abbit” syndrome
How to get in touch:
Instagram:
@gmluxuryhomestaging
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Daryl McIntosh, Policy and Campaigns Manager for Propertymark about the current state of the Private Rented Sector (PRS) and the restrictions placed on landlords and investors.
We talk about the following:
-
What damage could rent controls have in a free market economy?
-
Where do the problems really lie with tenants and who needs the help?
-
Pitfalls of trying to align social and private sector
-
The strain on housing stock from immigration
-
Current legislation in the private rental sector
-
Why is the PRS stock shrinking?
-
Introducing legislation to allow pets in rentals
-
How the government has made all grounds for possession discretionary
-
Minimum EPC requirements
How to get in touch:
Linkedin:
https://www.linkedin.com/in/darylmcintosh
Email:
darylmcintosh@propertymark.co.uk
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat all things renovations with Trish Crooks. Trish is currently managing 10 renovations projects for her clients and herself and shares her experience and top tips.
We talk about the following:
-
All things renovations and how Trish is currently managing 10 renovation projects and has much more in the pipeline.
-
Trish's background.
-
Nightmare renovation projects when things go wrong.
-
Losing money in Turkey property.
-
Top tips on how to build up your team of trades.
-
How to manage budget and timescales effectively.
-
Top tips on sourcing materials.
-
Moving to Aberdeen to focus on her hands off portfolio building service.
-
Embarking on her first flip in Aberdeen.
-
Top styling tips for speedy rental times.
How to get in touch:
Instagram: @trishycrooks
Email - Trish@scalepropertysolutions.com
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven catch up on the state of the current property market and look at the macroeconomic factors that are leading to high inflation and increasing interest rates.
We talk about the following:
-
What's causing the high inflation and how long will it last
-
How the bank of England are going about rising the interest rates
-
How will rising interest rates affect property prices and demand
-
What can we do as property investors to protect us from the current conditions and pending recession
-
Rising rents and how should we increase rents
-
Predictions on what will happen to property prices
-
Why we think property is still the best asset class to invest in
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to The Property investors Broker, Sam Norris sharing his start up story and delivering a mini masterclass in Bridging finance.
We talk about the following:
-
Starting up a mortgage brokerage
-
Not having the standard persona of a broker
-
Defining roles and ambitions with business partners
-
Going from employee of the month to being sacked the next month
-
Brokers bug bears with property investors
-
Not being a “yes” man and having client transparency
-
The importance of exit finance in bridging
-
Timescales and how long it can take
-
What the fees are surrounding bridging finance and what its for
-
Buying in company names and personal guarantees
-
Where Sam sees the market going
How to get in touch:
Instagram:
@thesamnorris
@grandunionfinance
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to the good life property investor, Kristina Castillina about how she has gone from having nothing to building a portfolio, SA business and recently sourcing 30 properties in 2 years.
We talk about the following:
-
Beginning as a performer and singer
-
Living in Aviemore as a child
-
Spending £18,000 on property training
-
Starting as a network marketer
-
Building up a buy to let portfolio in Blackpool to replace working income
-
Hitting problems and reaching a reset point
-
Her first joint venture partnership
-
Struggling with builders and being taken advantage of
-
Short term lets and running a a serviced accommodation business
-
Juggling business and family life
How to get in touch:
www.fyldecoastandcountrystays.com
Instagram: @thegoodlife_propertyinvestor
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Jim Brown about how he got into property from a flip where he made £40,000. Living in Bali for £1000 a month and the numbers involved in achieving the life you want from a small portfolio.
We talk about the following:
-
Gaining the financial freedom to live in Bali, Indonesia
-
Only needing £1000 to live there comfortably for a month!
-
gaining this income from property in 4 years
-
Quitting his job as a school teacher
-
His buy-to-let portfolio and flips
-
Reaching burnout and escaping the rat race
-
Giving up materialism
-
Getting rid of cars and the job trap
How to get in touch with Jim:
@_jim_brown
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Laurence and Jake from Donnini Apartments about how they built a 50 unit service apartment business in Ayrshire.
We talk about the following:
-
Flipping a property to gain initial funds to start a business
-
Meeting as business partners at university
-
The importance of roles in a business
-
Aquiring their first Serviced accommodation rent to rent property
-
Scaling up the business
-
Taking on employees
-
Business operations and systems
-
Dealing with demanding guests
-
Government licensing scheme legislation
-
Future Serviced accommodation property acquisition
How to get in touch:
www.donnini.co.uk
Facebook: Donnini Apartments
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat with experienced property investor, Bill Roddie. His company, Spectrum Properties has built up a portfolio of over 700 units across central Scotland and they are now active in a number of large scale residential developments.
We talk about the following:
- Starting out in the 1980’s buying commercial property in n the east end of Glasgow
- Lending money in the 80’s for his first property purchases
- Some case studies of residential developments that Bill has undertaken over the years
- How Bill has a passion for developing old buildings and the challenges involved in that
- How he thinks Build to rent is a growing sector with opportunity with a shift towards young people wanting to rent with shared spaces.
- What can be done by local government to make the planning process easier for developers
- How Bill has built up a successful team and where he sees spectrum properties in the future
Check out Spectrum Properties website here
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat with Architect and developer, Kenneth Martin about his 5 pillars of how to begin in property development. He shares his top tips for finding land along with the appraisal process and checklist he uses when looking into new projects.
We talk about the following:
-
Building your power team
-
The planning application process
-
The building warrant process
-
The actual building process
-
Post completion responsibilities and checks
-
What can go right and wrong on developments
-
The knowledge and experience you have to gain to succeed
-
How to source the land
-
Scottish water implications that can become costly in developments
Connect with Kenneth on LinkedIn
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Visit scottishpropertypodcast.co.uk for ticket links
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Eddie Wighton and Michael Pratt of Invertay Homes. Invertay homes are based in Dundee and pride themselves on building affordable, sustainable and efficient homes suitable for family living. It was great to talk to a local housebuilder about the business of new build development.
We talk about the following:
- Building 106 houses since they started out in 2013
- How they put themselves in the shoes of the house buyer first at the design stage
- What are the major challenges in new build developments
- How they are finding that there is a labour shortage in the construction industry and how it is getting harder to attract young people starting out.
- How they funded their first land purchase
- How they deal with the risk involved in new build development
- How they managed to navigate the Covid pandemic and dealing with shortages of materials
- Eddie and Mike's best advice to aspiring new build developers
- Spending extra on materials to create a quality product
How to get in touch with them via:
Invertay Homes website
Eddie on Linkedin
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Liam Rogan from Get Ground on the tax advantages of investing in a limited company. Get Ground educate people on the benefits of company buy-to-let then make it easy and cost effective to execute.
We talk about the following:
-
Using capital gains allowance
-
Cost implications involved in moving from personal name into ltd company
-
Should you take a salary from your ltd company
-
Is a ltd company the right move for you?
-
Inheritance tax
-
Overseas investors and international tax
-
How to leave the most for your children to inherit
-
How Get Ground operate
How to get in touch with Get Ground:
https://www.getground.co.uk
@_getground
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat for a second time to property investor Adam Lawrence. Adam is well known for his weekly "Sunday Supplement" article on the Partners in Property Facebook page.
In this episode we cover the following:
- Raising inflation and the cost of living crisis.
- Russian sanctions and how it will impact the macro economy.
- War in Ukraine and how it will effect.
- Rising interest rates and how will it impact the property market.
- How rising interests may not keep inflation under control.
- At what point will supply and demand tip the other way.
- Rising rents and struggling low income families.
- Will rental rising out pace capital growth.
- Thoughts 18 year property cycle and where we are it.
- Are we heading for recession?
- What are we doing differently from the US.
- Where are the opportunities?
- What is Adam planning on doing during this time?
Follow Adam on social media:
Partners in Property Facebook page
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Rosie Charles of ARCH Investments. Rosie and her husband Allan started off investing 5 hours from their home town where they have built a buy to let and HMO portfolio in The Wirral.
In this episode we cover the following:
- How they invest remotely 5 hours from home
- How they took 9 months to find a deal and why they didn't give up at the start
- Tips on researching a new investment area that you're not familiar with
- Using private investor funds for purchasing their first deal
- Building a team remotely that you can rely on
- How passive can remote buy to let investing be?
- Managing a £150k HMO refurb with a 170% ROI
- How they have built up investing capital by flipping their own homes
- Building a social media following to attract private investor funds
Follow them on Instagram:
https://www.instagram.com/archinvestments/
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Daniel Duffield who is a co-founder of Kove Properties. Daniel and his team source buy to let properties for investors, as well as guaranteed rent serviced accommodation deals. They also have a "Loan and learn" program that we find out more about.
In this episode we cover the following:
- How Daniel met his business partner at a networking event and started Kove properties
- How they managed to use furlough to their advantage and accelerate the business during this time
- How they source property for other investors
- How they have used social media to attract clients
- In the first year they managed to source 40 properties for clients
- How their sourcing service has changed from BRRR to more turnkey investments
- Daniel describes the other revenue streams that they have including guaranteed rent SA and their education program
- Managing 15 refurbs at the same time
- Tradesmen nightmares and tips for dealing with builders
Follow them on Instagram:
https://www.instagram.com/koveproperties
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven talk about the current economic crisis which is brewing and where the future of the economy is going. How will this have an impact on the property market and house prices?
We talk about the following:
The effect of world events on our economy
How this will affect our businesses and property investments
What is the potential for a crash and where we are in the cycle
The supply and demand imbalance
The comparisons with now and 2008
How Property may be valued higher as standard due to demand
How badly the energy and fuel price hikes are going to affect tenants
Inflation being highest since the early 90’s when interest went above 13%
* The positive way out of what may come
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to property investor Stephanie Taylor who has built a successful rent to rent portfolio and is now investing in multi-unit blocks. Stephanie has also written a book called Rent 2 Rent success and also hosts a podcast.
We talk about the following:
- What is the rent to rent strategy
- How she got her first rent to rent deal
- Tips on finding deals
- How much money do you need to get started?
- What are the risks involved in rent to rent
- What horror stories does she have
- Scaling up the business and building a team
- Can you do rent to rent with no money
- How she is pursuing multi-unit blocks and conversions
- How do they fund the purchases
Check out Stephanie on Social media:
Instagram: https://www.instagram.com/stephanietproperty/?hl=en
Rent 2 Rent success website: https://rent2rentsuccess.com/
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to business owner and property investor, Gary Wilson. Gary, 24 sold a Google SEO business for £2 millon and is now building his portfolio as well as setting up another business selling tenanted property to other investors. It's a great interview with an inspiring young entrepreneur!
We talk about the following:
- How Gary built a Google SEO business and sold for £2 million at age 24
- How he became involved in building his own property portfolio
- Where is the best place to spend your advertising budget to bring in leads
- Facebook ads and how much do you need to spend to bring in property deals
- Dealing with off market vendors and how to solve their problems
- Why landlords are selling up and how Gary is finding a solution for an easy sale process with his new estate agency buisness.
Check out Gary on Social media:
Instagram: https://www.instagram.com/garywilsy
Let property sales website: https://www.letpropertysales.co.uk/
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Luke Hickie from Lukes Properties. Luke has an interesting background as a professional footballer and has now transitioned in to property investing and building a successful property business.
We talk about the following:
- How Luke started out in property with the rent to rent strategy
- What challenges he faced when starting out
- Renting out rooms to contractors and why they are such good customers
- Best tips on getting your first rent to rent deal
- Dealing with rejection
- Tik tok and his social media strategy
- How a small business owner can have the edge over big business with personal service
- Tips and strategies to help get started
- What does success mean to Luke
Check out Luke on Social media:
Instagram: https://www.instagram.com/lukesproperties/
Tiktok: https://www.tiktok.com/@lukesproperties
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick chats to Charlie Innes from Glenham Property. Charlie has been involved in property for nearly 30 years and shares his views on the latest Scottish Government consultation paper which could result in some big changes for the PRS. A must listen for all serious landlords and property investors.
We talk about the following:
Charlie's background and how he became involved in property
How the PRS has changed over the years
What is the new deal for tenants consultation paper
Professionalising the industry and why self-managing landlords do not have to do the same training as letting agents.
How grounds for eviction are now all discretionary
Rent controls and affordability for tenants
Current market conditions in the PRS
Why landlords should be the solution to the housing crisis and not the enemy.
Check out Charlie on LinkedIn:
https://www.linkedin.com/in/charlesinness/
Also via Glenham Property
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Christmas home of the year finalist, Alex Lawson. Alex has built a massive 200k following on her Casa Lawson Instagram account where she gives regular DIY and interior design tips.
We talk about the following:
How Alex has built her massive social media following.
Being on BBC Scottish Christmas homes of the year.
Chat about interior design.
Cost efficiencies of nice interior design tips to help your property stand out on the market.
Alex shares her DIY disasters
Check out Alex on Instagram:
https://www.instagram.com/casalawson/
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat with Skillbuilder You tuber Roger Bisby about how heat pumps might not be the solution to all our problems with achieving net-zero emissions. Roger shares his experience and opinions on how to best heat properties in the most ethical and economical way.
We talk about the following:
•What are heat pumps
•Past experience using them
•The main issues surrounding them
•installation and running costs
•What Government assistance is available
•What are the future solutions
•Types of properties most suited to them
Check out Rogers YouTube chanel:
https://www.youtube.com/channel/UC9GdB6vG6m6cDAwrTAWXgyg
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Susan Aktemel, the founder of Homes for Good, Scotland’s first social enterprise letting agency.
We talk about the following:
•Loving the deal and enjoying the process
•Creating a social enterprise letting agency
•Raising 20 million pounds to buy property
•Managing 520 rental properties
•Building a development and management team
•Growing a large portfolio 1 property at a time
•Track record and it’s role in finding private investors
•Growing a portfolio through investor funding
•Protecting your business through due diligence
Follow Susan on social media :
- Twitter: @Susanaktemel
- LinkedIn : https://www.linkedin.com/in/susan-aktemel-98a7b9123/
- Website : https://homesforgood.org.uk/
- Instagram : https://www.instagram.com/homesforgoodscotland/?hl=en
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you on the 1st Wednesday of every month!
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
info@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick, Steven and the other Scottish Property Podcast networking hosts all come together on a live zoom call to offer some help and advice on how to get started in property in 2022. Over 100 members of the community joined us for this free online event and loads of property value bombs were dropped.
We talk about the following:
- The big WHY, what do you want from property?
- The various strategies that you could persue
- How much time and money do you have and how this will affect your strategy choice
- Buy to let investing
- How to start with no money
- Raising private finance and finding angel investors
- Top tips for getting started
Special thanks to our networking host partners, follow them on Instagram :
The Property Duo
Kessar Salimi
Gary Wales
Gillian Green
Paul Cummins
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
info@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Bronwen Vearncombe who is a property investor, coach and best-selling author. Bronwen left her corporate role in banking to set up a property business that generated enough income to allow her and her husband to travel the world and live financially free. Bronwen has a book out called Building your dream life - How property can help you quit the rat race.
We talk about the following:
- Leaving the rat race and discovering what it takes to get financial freedom
- Finding out what's important and the reasons why she invested in property
- How she manages to invest remotely and manage a property business from abroad
- Following her husbands sailing trip around the world
- Achieving happiness through property
- Living in Africa and her latest property venture in Tanzania
- Helping others through her coaching program and her book
Follow Bronwen on social media :
• LinkedIn : bronwenvearncombe
• Facebook : propinvfoundation
• Website : propertyinvestingfoundation.com
• Instagram : @bronwen_pif
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
info@steven-clark.com
Nick@arcproperty.uk
In this episode Nick and Steven chat to property developer Kazeem from Property by Kazy.
During this fantastic chat we take it back to the start and talk about Kazeem humble beginnings, from hustling a leaflet distribution business, working in primark to setting up a shisha bar, all the way to becoming a successful London property developer.
We talk about the following:
•Kazeems path to becoming a property developer.
•Leveraging your time to be more effective.
•His first business venture creating a shisha bar.
•Providing value for value so he could learn of experienced property developers.
•Great tips on what to do when young and starting out in property.
•The valuable skills as a property developer.
•How to spot opportunities and thinking outside the box.
•Raising private finance.
Connect with Property by Kazy:
https://www.instagram.com/propertybykazy/?hl=en
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
info@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven discuss the state of the market and the trials we face with the rising cost of materials, the pressures of Omicron and how we can beat the hurdles facing everyone in property.
We talk about the following:
•Goal setting and achievements
•Property prices in 2022
•the Omicron threat
•Strategies against rising inflation
•The setbacks associated with restrictions
•The state of the current market
•Where we see the market going this year
•Issues with the cost of materials
•Our plans for the year ahead
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven speak to property developers Sanjay and Malkit from Savoys Properties. Best friends in business for 20 years.
We talk about the following:
•Going full time in property
•Preparing against potential job redundancy
•Starting off from a family jewellery business
•Winning 3 awards in the last 2 years
•Making the jump from buy to let to HMO strategy
•Consolidating companies under the Savoys brand
•The importance of multiple income streams within property
•Having the support of a business partner and having clear roles
•Converting a dilapidated garage into the property deal of the year
Connect with Savoys Properties:
https://www.savoysproperties.co.uk
https://instagram.com/savoysproperties?utm_medium=copy_link
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh:
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven speak to property developer, Race horse trainer and author John Howard. John has bought and sold thousands of properties and has also been owner of Cambridge United football club.
We talk about the following:
•How John handled 3 recessions and thriving coming out of them
•Diversifying on location to spread risk
•Focusing on quality and not just quantity
•The difference between the English and Scottish markets
•The state of the economy and where John sees it going
•Professionalism within property
•Property Elevator - “The Apprentice” for property TV on Sky
•Property education - the good and the bad
•Buying a football club ground and renting it back to them
Connect with John:
https://johnhowardpropertyexpert.co.uk
https://www.instagram.com/johnhowardpropertyexpert/
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐⭐⭐⭐⭐ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven speak to property developer, podcast host and author Nicole Bremner. Over the past 10 years, Nicole has developed hundreds of high-end properties in London. She has recently taken a step back from her property involvement to focus on other things and diversify.
We talk about the following:
- How Nicole started out in property
- Raising money with crowdfunding
- What happens when things don't go according to plan
- Problems that can arise during Joint Ventures
- How she is slowly having to pay back investors
- Working on yourself and putting health before wealth
- How Nicole has changed her focus
- Relaunching her podcast
Connect with Nicole:
https://nicolebremner.com/about-nicole/
https://www.instagram.com/nsbremner/?hl=en
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven celebrate 100 episodes and nearly 2 years of the Scottish Property Podcast!
We talk about the following:
- The vision and purpose of the podcast
- What we have managed to achieve over the time
- Our favourite episodes and guests
- How it has developed and helped us
- The launch of the networking events
- A huge thank you to the listeners
PROPERTY NETWORKING: Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to social media expert Ina Bakalova. Steven took part in Ina's Instagram course recently and since then he has been able to grow his following and engage better with his audience. This episode is great for anyone who is looking to reach more people and generate more business through the use of Instagram specifically.
We talk about the following:
- How to get started and what content to post
- Identifying your ideal customer and working towards engaging with those people
- How to come up with a strategy and plan for posting content
- Dealing with negative comments and hate
- Using Instagram to find investors to fund your deals
Follow Ina on Instagram:
https://www.instagram.com/inabakalova/
Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-aberdeen-tickets-204482170677?aff=erelexpmlt
Glasgow: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-glasgow-tickets-204499382157?aff=ebdssbdestsearch
Dundee: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-dundee-tickets-204502952837?aff=ebdssbdestsearch
Edinburgh: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to the Jack Gallagher of Western Lettings. Jack runs a successful letting agency in the west end of Glasgow and manages around 720 properties.
We talk about the following:
- How Jack started his letting agency?
- Why does everyone hate letting agents?
- Scaling the business and doing one thing well
- Post lockdown rental market in Glasgow
- Rent predictions for 2022
- Are there a need for rent controls?
- Are single property landlords being driven out the market?
Follow Jack on social media:
LinkedIn: https://www.linkedin.com/in/jackgallagher3/
Western Lettings : https://www.westernlettings.co.uk/
Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen: https://www.eventbrite.co.uk/.../scottish-property...
Glasgow: https://www.eventbrite.co.uk/.../scottish-property...
Dundee: https://www.eventbrite.co.uk/.../scottish-property...
Edinburgh: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to property investor and business owner John Paul Reilly. John Paul runs a successful bathroom installation company in Glasgow as well as coaching other business owners.
We talk about the following:
- The reasons why he invests in property
- Scaling up a business
- Delegating and outsourcing tasks
- What prevents people from outsourcing
- How to find the right people to help your business grow
- Why trying to do everything yourself can cost you money and time with your family
- Building good relationships with tradesmen
How being consistent with your message is so important to building a business
Follow John Paul on social media:
LinkedIn: https://www.linkedin.com/in/john-paul-reilly-29896556/?originalSubdomain=uk
Instagram:
https://www.instagram.com/johnpaulreilly/
Book your ticket for a Scottish Property Podcast networking event near you.
Aberdeen: https://www.eventbrite.co.uk/.../scottish-property...
Glasgow: https://www.eventbrite.co.uk/.../scottish-property...
Dundee: https://www.eventbrite.co.uk/.../scottish-property...
Edinburgh: https://www.eventbrite.co.uk/e/scottish-property-podcast-live-networking-event-edinburgh-tickets-205537366797?aff=ebdssbdestsearch
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat with property developer Charlotte Edwards. Charlotte became an "accidental" property developer after facing the tragedy of losing both her dad and brother who previously ran the development business.
Her story is very inspiring and despite facing a global pandemic, she managed to deliver the companies most profitable year to date. Furthermore, she has managed to start building a buy to let portfolio with the goal of buying 10 houses in 10 months. All this whilst also being a single mum to 2 kids!
We talk about the following:
- How Charlotte was left to run the family business with no experience after her dad and brother sadly died.
- The lessons she learned from running a 25 house site for her first project.
- Building a portfolio of 10 rental properties in 10 months.
- "Women in property" and how she is treated on the building site.
Follow Charlotte on Instagram:
https://www.instagram.com/accidentalfemaledeveloper/
If you are looking to get a ticket for the networking events then please head over to Eventbrite and book your place.
Aberdeen: https://www.eventbrite.co.uk/.../scottish-property...
Glasgow: https://www.eventbrite.co.uk/.../scottish-property...
Dundee: https://www.eventbrite.co.uk/.../scottish-property...
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven talk about their highs and lows in property. We share some details about the the deals that didn't go so well and also some of our big wins.
We talk about the following:
- Nick shares how he lost £50k in a property value during the financial crash. The same property has now recovered well and experienced good capital growth and rent increase.
- If you buy in the right areas then long term, you will survive a price crash.
- Steven talks about being stuck on a bridging loan for one of his flip projects that wasn't selling.
- He also shares the details of one of his best projects which netted him £67k in profit.
If you are looking to get a ticket for the networking events then please head over to Eventbrite and book your place.
Aberdeen: https://www.eventbrite.co.uk/.../scottish-property...
Glasgow: https://www.eventbrite.co.uk/.../scottish-property...
Dundee: https://www.eventbrite.co.uk/.../scottish-property...
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Talha Bashir. Talha co-founded Spothost which is a short-term rental property management company.
We talk about the following:
- Why Talha and his business partner started the company and how they spotted a gap in the market.
- Why you should consider using a management company if you are a landlord looking to get into short lets.
- The struggles they faced as a business when the covid pandemic hit.
- Cop 26 in Glasgow and what people are charging
- How the industry is changing and facing tougher regulation
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to property investor and landlord Qamar Younas about his experience with renting out properties through Mears Group on a guaranteed rent scheme.
- We talk about the following:
- Qamars background in property and how he invests
- What Mears group is and why they offer guaranteed rent to landlords
- The pros and cons of renting to Mears
- Qamars case study and his experience of dealing with Mears
- The issue that Glasgow has for housing asylum seekers
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to property investor and mortgage broker, Kessar Salimi. Kessar has been on the show previously to talk about how to get mortgages but this time we dive into his own property portfolio and his experience in the market.
- We talk about the following:
- How Kessar and his family lost all their properties in the last financial crash
- What lessons he took from the experience of having all the properties repossessed
- What property investing strategy has he adopted now
- His view on potential interest rate rises
- What plans does he have for his mortgage business and tips for small business owners
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to the CEO of the Scottish Association of landlords, John Blackwood about the proposed new government changes in the private rented sector.
We talk about the following:
- The Scottish Green party new deal for tenants and what this means for landlords
- What are the housing policies which will change the PRS
- How will they go about implementing these changes
- What are landlords biggest fears now that the Green party are in a power sharing government
- Rent controls - what are they and do they work?
- With more anti-landlord legislation coming, is it still worth investing in Buy to Let property in Scotland.
Give John Blackwood a follow on social media:
https://www.linkedin.com/in/blackwoodjohn/?originalSubdomain=uk
Become a member of SAL:
https://scottishlandlords.com/
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick interviews Steven on his latest flip project in Bridge of Earn. Although Steven is an experienced developer, he shares the ups and the downs of the project and the vital lessons learnt along the way.
We talk about the following:
- How the deal was structured with a joint-venture partnership.
- How the deal was sourced
- The numbers breakdown and what profit they aim to make
- The challenges faced due to rising prices of materials and how they overspent on the budget
- Valuable lessons learnt from the project
- The opportunities available in this market for flipping properties and what sort of properties you should be focusing on
You can view pictures of this amazing project over on Stevens Instagram page where he documents all his property developments.
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven chat to Chartered Surveyor, Jonathan Annan of Harvey Donaldson & Gibson about upcoming minimum EPC legislation and how this will affect landlords and property investors.
We talk about the following:
- What is an EPC certificate is, who can carry them out and where they can be found.
- Why they are important for property investors and landlords with minimum rating legislation coming in, update on timescales.
- What can be done to increase the EPC ratings of older buildings?
- What sort of costs are involved in these works?
- Are there any government grants or subsidies for energy improvement works?
- Chat about the general issue of achieving net-zero emissions by 2045 and what responsibilities landlords and property owners have.
Connect with Jonathan:
jonathan.annan@hdg.co.uk
Get your home reports and EPC's done
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, Nick and Steven talk about finding "No money left in deals". This is where the investor buys the property, adds the value through a refurb, and then refinance all of the initial cash investment back out and sometimes even more!
We talk about the following:
- What is a no money left in deal?
- Why it is getting harder and more competitive to find such deals
- Where and how are people still managing to find these deals?
- Case studies of a couple of Stevens deals that he has completed recently (with numbers)!
- How this strategy is not for everyone
- How looking for the perfect deal can sometimes hold you back and miss opportunities
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, we talk to the founder of Pillow Partners, Scott Weir. His property management company looks after holiday homes and serviced apartments across the UK.
We discuss:
- How Scott started in the property industry as a letting agent
- Starting Pillow as a new business in 2016
- How he has managed to grow the business and his global ambition
- The challenges of the pandemic and how it impacted the business
- The bounceback after lockdowns and the rise of the "Staycation"
- Changes in legislation for short term lettings
- 5 top tips for a running successful serviced accommodation
- The rent to rent model and why it is not as straightforward as some property gurus may have you believe
Connect with Scott:
scott@pillowpartners.co.uk
- Pillow Website
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, we talk to Alex Robertson and Laurie Duncan of the REWD Group. Alex and Laurie have multiple strategies going on in their property business but on this episode we concentrate mainly on how they built their buy to let portfolio to 200 units in such a short space of time.
We discuss:
- How REWD group was formed and why the business partnership works so well
- How they manage to acquire portfolios which allow them to scale quickly
- The mindset involved in going from a couple of buy to lets up to a huge volume
- The challenges faced in managing such a big portfolio
- How they manage to finance big deals of multiple units
- Other projects that they are taking on
Connect with Alex and Laurie:
- Website: Real Estate Wealth Development
- Linkedin REWD Group: Company Page
- Twitter: @rewd_group
- Instagram: REWD Property (@rewdgroup) • Instagram photos and videos
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, we talk to Doug McSween of 91BC. Doug is a partner in a successful factoring company based in Glasgow and it was interesting to talk to him about the sector. Many property investors despise factors, eating into the cash flow and overcharging for maintenance but like any industry, there are good and bad.
We discuss:
- What a factor is and what exactly they do for their money
- How did they generate income and do they take on markup on maintenance jobs and insurance
- Why factors get a bad name and what can be done to improve standards
- How Doug's company 91BC is modernising the industry with tech systems that offer owners real time information
- Why it is a good idea to have a factor to protect your asset in the long term
- What sort of issues occur when owners do not have a factor in place
Connect with Doug:
https://91bc.uk/
https://www.linkedin.com/in/doug-macsween-6040a846/
Email: doug@91bc.uk
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, we talk to Stef Paterson and Jade Flannigan aka The Property Duo. Stef and Jade are doing great things in Aberdeen with their property business and it was great to hear their story.
We discuss:
- Being best friends and business partners at the same time and how the relationship works
- Leaving a good salary in the corporate world and making the jump in to a full time property business
- Building a brand online and using social media to attract investors and finance
- HMO project in Aberdeen
- 5 year goal and big ambitions in property
Connect with them on social:
https://www.linkedin.com/in/jade-flannigan/
https://www.linkedin.com/in/stef-paterson/
https://www.instagram.com/the_property_duo/
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, we catch up on all the latest property news and what's going on in the current property market.
We discuss:
- A new service that allows estate agents to charge people £30 a time for viewing properties
Source:
https://www.thetimes.co.uk/article/estate-agents-to-charge-30-for-a-viewing-qxnzvvm8p
- The problems being experienced by developers and builders due to a shortage of building materials which is causing prices to rocket!
Source:
https://www.thetimes.co.uk/article/price-explosion-has-building-contractors-staring-into-abyss-c7dkfg577
- When will the boom end? A news report stated that some properties in Scotland were going 40% over the asking price. We look at some of the stats and go into the reasons why prices continue to rise.
Source:
https://www.telegraph.co.uk/property/uk/scotlands-property-market-bubble-will-burst/
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode, our very own Steven Clark gets interviewed by Kessar Salimi for the freedom property podcast. We thought it would be useful to share the recording with our audience as it's been a while since we have heard some of Stevens's updates.
As well as going into his backstory and how he got involved in property, he shares a lot of the stuff that he's working on now and some of the big goals he has for the future.
Connect with Steven:
Instagram:
https://www.instagram.com/stevenclarkproperty/?hl=en
Freedom Property Podcast:
https://freedompropertypodcast.podbean.com/
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, Nick and Steven chat to a very inspiring young couple who have been working on a full restoration project in Dunoon for 2 1/2 years. They ended up bidding on the wrong property at auction and bought a derelict house in Dunoon instead of a flat in the south side of Glasgow.
We covered lots of interesting points:
- How Cal managed to bid on the wrong property at auction
- The process of finding the other owners so that they could take over the whole building
- The extent of the works and renovation and what they have had to do so far
- How they have funded the project and how much it's cost so far
- What they're going to do with the building once it's finished
- The challenge they have faced along the way
- The massive brand that they have built using Instagram and how they fund some of their dealt with collaborations from suppliers
Connect with Claire and Cal:
Instagram: https://www.instagram.com/whathavewedunoon/
Blog: https://www.whathavewedunoon.co.uk/faq1.html
⭐️⭐️⭐️⭐️⭐️ Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, Nick and Steven chat to property investor Chris Goymer. Chris is an incredibly humble guy and has done an amazing job building a property business over the last 12 months. He quit his offshore job in the oil and gas industry with a very high salary and now lives a much improved lifestyle where he can see his kids every day.
We covered lots of good valuable points:
- How money is not the be all and end all, why Chris was unhappy in his high salary offshore job
- How he managed to transition from his job into property
- Running multiple refurb projects
- Chris talks about some of the exciting projects he has in the pipeline including commercial property and a flip project.
Connect with Chris:
https://www.instagram.com/chrisgoymer_/?hl=en
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, Nick and Steven chat to portfolio landlord Alex Walker. Over the past 30 years, Alex has built his buy to let portfolio to around 175 houses with a goal of having 200 by the end of the year. It was great to speak to someone with such vast experience and a passion for the business.
We covered lots of good valuable points:
- How he provides a good product to achieve over market rent and a quality tenant
- Fully systemising the portfolio with the help of proptech which allows him to streamline all the processes
- Scaling up a buy to let property business and his views on delegating and outsourcing
- His goal of 200 properties and the exit plan
- How he finds his deals and the system he uses with estate agents when trying to offer
Connect with Alex:
Alex will be talking at the July Edinburgh PIN meeting
https://propertyinvestorsnetwork.co.uk/meetings/edinburgh/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, Nick and Steven chat to Fiona Campbell - Chief Executive, Association of Scotland's Self-Caterers about the regulation and proposed government legislation of short-term accommodation. Also known as Airbnb, serviced accommodation and short-term lets, Fiona gives us a great guide on what you need to do as a landlord if you considering this business and also what changes are being talked about by governments and local authorities to introduce licensing powers.
We covered lots of good valuable knowledge with Fiona including:
- What you need to do right now as a landlord to comply with the law if short term letting your property
- How the business of short term letting is very different from long term standard letting and some insider stories from Fiona and Nick
- Scottish Government legislation which was supposed to be introduced in 2021
- Challenges faced by short stay operators
- The backlash that is faced from communities and tenants when landlords rent their property as a short term let
Connect with Fiona:
Email: fiona@assc.co.uk
Linkedin: https://www.linkedin.com/in/fiona-campbell-74a6b132/
Website: https://www.assc.co.uk/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, Nick and Steven chat with property investor, coach and mentor Paul Kingham.
It was great to hear Paul's story and we talked about the following subjects:
- Paul's big vision of 1000 homes for 1000 families
- Sourcing 90 deals for other investors
- Why has the PRS got a bad name and how to change it
- Paul's own portfolio and how he plans to build it
- Debate on property education
- Is property investing passive income?
Connect with Paul:
Email: Paul@kingsmithproperty.com
Linkedin: https://www.linkedin.com/in/paul-kingham-kingsmithproperty/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, Nick and Steven chat with the owner of Online Property Auctions Scotland, George Douglas.
George has a wealth of experience in the property market and shares some inside stories of his years in property including:
- Are there still deals to be had in auctions?
- Top tips for people who are buying from auctions
- The best way to build relationships with agents
Connect with George:
george.douglas@opascotland.com
https://opascotland.com
https://www.linkedin.com/in/george-douglas-7721734b/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, Nick and Steven chat to property investor and mortgage broker, Kessar Salimi. He gives us 5 top tips to improve your chance of getting a Buy to Let mortgage. Kessar also hosts the Freedom Property Podcast.
Connect with Kessar for mortgage advice:
https://www.kessarsalimi.com/
https://www.instagram.com/kessarsalimi/?hl=en
https://www.linkedin.com/in/kessar-salimi-16919a139/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, Nick and Steven interview successful property developer Andi Cooke. Andi is the Co-founder of Whitebox Property Solutions and along with his business partner Lloyd Girardi, they have built up a portfolio of £25m as well as a number of active developments on the go. They now teach others to become property developers.
We talk about the following:
- Getting into property development with little or no money
- Details of Andi and Lloyds first development and the key learnings from that
- Build to rent strategy and how it works for them
- The difficulties and challenges faced at the start when they had little experience in new builds
Connect with Andi:
https://www.whiteboxps.com/
https://www.linkedin.com/in/andicooke/
https://www.instagram.com/andiwhitebox/
https://www.youtube.com/channel/UC4bx2BqFHmt-heK66ypRMSA
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, Nick and Steven interview property developer Derek Baskerville. Derek, who is a joiner to trade made the decision to renovate his own house to sell. He then realised quickly how much potential there was to make money in property development and quickly switched his full-time attention to it.
We talk about the following:
- Getting away from the mindset of carrying out work on a project and using other trades
- How to find good trades and maintain long-lasting relationships with them
- Developing properties during the pandemic
- New build developments and planning gain
- Carrying out a quality finish on a refurb, selling a good product to the end customer
Connect with Derek:
info@baskervillehomes.co.uk
linkedin.com/in/derekbaskerville
https://www.facebook.com/derek.baskerville/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, Nick and Steven interview investor Dee Ludlow. Dee is the founder of the 5am club which helps people get educated on all sectors of investing. These days he focuses a lot of his time on Cryptocurrency investing which we dig deep on.
We talk about the following:
- How Dee started investing and what he bought
- Dee's experience in property
- Why he invests in bitcoin and cryptocurrency
- How to start investing in crypto and what strategies to use
- Predictions on the financial markets and how this will affect the property market
Connect with Dee
Instagram: https://www.instagram.com/dee_ludlow/?hl=en
5am Club: https://www.jointhe5amclub.co.uk/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, Nick and Steven interview former professional footballer Gary Wales of Hame Property. After enjoying a career in football, Gary now uses multiple strategies to invest in property. He is also now an Estate Agent with Keller Williams.
We talk about the following:
- What life was like as a footballer and did he receive any support in planning for his life after retirement.
- How he became interested in property investing and the reasons why
- Serviced apartments and buy to lets
- Reasons for setting up as an estate agent
Connect with Gary
Instagram: Https://instagram.com/hame_property
Facebook: @HAMEPropertyuk
Keller Williams: https://www.kwuk.com/agent/333296/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast Nick and Steven talked about their trials and tribulations in the current red hot property market.
We cover the following in detail:
- Why the market is so competitive at the moment
- What happens when people start overpaying
- How it is so important to stick to your criteria and strategy to achieve your long-term goals
- Case study of how a deal came to Nick when he was least expecting it and why patience has paid off
- Tales from closing dates
- Don't compare your progress with others on social media
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this episode of the podcast, we chat to David Smart and Jon Mullaney of Strathclyde property investors. These boys are doing amazing things despite just starting out in property, they have managed to profit £47k from their first deal which they share with us on the podcast.
We cover the following in detail:
- What is the Assisted sale strategy
- Deep dive into the numbers and timelines of the specific deal
- Importance of transparency and building relationships with sellers
- How they structured the deal
- Breaking the ceiling price in the area and current market conditions
- Staging and how it made a big difference to the sale
- Marketing and finding deals
Connect with David and Jon:
Website:
http://strathclydepropertyinvestors.co.uk/
Linkedin:
https://www.linkedin.com/in/jon-mullaney/
https://www.linkedin.com/in/david-smart-/
Email:
david@strathclydepropertyinvestors.co.uk
jon@strathclydepropertyinvestors.co.uk
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven chat to property investor Adam Lawrence. Adam has just completed on a purchase of a 91 unit portfolio in Scotland. He also has some great views and a solid understanding of the current economy and the outlook for property prices.
Adam writes a weekly article on the Partners in Property Facebook page where he goes deep on the current economy and property market.
Partners in Property:
https://www.facebook.com/partnersinpropertyuk
We cover the following in detail:
- Purchasing a large portfolio during a pandemic and funding issues
- Exit strategies
- Understanding the economical indicators
- How will the Covid pandemic affect the economy and impact the property market
- Discussion about interest rates and inflation
- Opportunities that will arise post pandemic
Connect with Adam :
Linkedin:
https://www.linkedin.com/in/adamglawrence/
Facebook:
https://www.facebook.com/adamglawrence
Email:
adamxlawrence@gmail.com
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven chat to property investor Jennifer Olivier about her path in property so far. Jennifer has been successful in multiple strategies including Flips, buy to lets and holiday lets. She also has a passion for interior design which really shows through in her property projects and her Instagram page.
We cover the following in detail:
- Transitioning from a full-time HR job to spending more time in property
- Jennifers holiday lets and how she has weathered the pandemic
- Flipping properties and where to spend the money to add maximum value
- Raising private investor finance
- Building personal brand
Connect with Jennifer :
Linkedin: https://www.linkedin.com/in/jennifer-olivier-a4b0a759/?originalSubdomain=uk
Instagram: https://www.instagram.com/olivier.shaw/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven speak to mortgage broker Jonathan Williams about the options the lending options now available to first time buyers and how this will have an impact on the property market.
We cover the following in detail:
- The relaunch of the first home fund in Scotland - the advantages and disadvantages
- UK government-backed 95% mortgages announced post budget
- The current state of the property market
- Possible stamp duy (LBTT) reform
Connect with Jonathan:
Web site - www.bricksandmortarmortgage.co.uk
Facebook - https://www.facebook.com/CallJohnnyStartPacking
Instagram - https://www.instagram.com/bricksandmortarmortgages/
E mail - jonathan@bricksandmortarmortgages.co.uk
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven interview Sam Dyer.
Sam is a portfolio landlord & investor with a property portfolio spanning across Scotland from Glasgow up to Aberdeen. All of Sam's acquisitions since 2016 have been funded by private investors and his main strategy is acquiring portfolios. He also co-owns Dyer & Co Property, an ARLA accredited property management company that focusses on the property investment sector. Sam’s main role within the company is running the portfolio building department, which put simply helps property investors spend their cash. Dyer & Co operate across Glasgow, Lanarkshire, Falkirk, Edinburgh & Fife. of Dyer & Co Property.
We cover the following:
- How Sam has built a 7 figure property portfolio using private money lending
- How to find investors and building trust
- How to build relationships with investors
- How to structure deals
Connect with Sam:
Email: sam@dyerandco.co.uk
Instagram: https://www.instagram.com/samdyerinvestment
LinkedIn: https://www.linkedin.com/in/samdyerinvestment
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven pick out the key announcements made by Rishi Sunak in this year's budget and how they will affect the property market in 2021.
The following points are covered:
- The key budget announcements that have will affect property investors
- What could affect property prices
- Our view on how the market will perform
- The opportunity in various different strategies
- Chat about general market conditions
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven interview Mov8 Associate Solicitor Gerald Segal who explains the conveyancing process in Scotland for buying and selling property.
The following points are covered:
- What does conveyancing actually mean?
- How long is the process of conveyancing in Scotland?
- Explanation of the offer/acceptance stage
- Explanation about the negotiating stage
- Explanation on the settlement stage
- What fees can you expect to pay including LBTT, ADS
- How to choose the right solicitor?
- What are typical things that can go wrong during buying and selling?
- Current covid times and are you seeing many property transactions fall through due to lending or finances. And has the LBTT freeze made a difference?
You can find Gerald on his social media or email him directly:
https://www.linkedin.com/in/geraldsegal/
gerald.segal@mov8realestate.com
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven talk about how to invest in property remotely. It is natural to want to stick to buying property on your doorstep due to being familiar with the area but sometimes you need to look further afield to get the best investment deals and find the opportunity.
In this episode talk about:
- What desktop research you can carry out without actually being on the ground
- How to find a team that will help you acquire and renovate the property
- The reasons why you should look at remote investing
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven chat to the Sweeney brothers. Over the past four years, Martin and Stephen Sweeney have built an impressive portfolio of properties incorporating many different strategies and have taken massive action.
In this episode, we dive in to the following topics:
- Building a solid buy to let property portfolio as the foundation of their business
- Commercial to residential conversions
- Luxury Serviced Apartments (The Sweeney Rooms)
- New build development and building units for housing associations
- Working with private investors and raising finance
Connect with them :
Martin Sweeney LinkedIn - https://www.linkedin.com/in/martin-sweeney-294836108/?originalSubdomain=uk
Martin Instagram - www.instagram.com/martin_sweeney_property
Stephen Instagram - www.instagram.com/stephen_sweeney_property
martin@sweeneygroup.co.uk
stephen@sweeneygroup.co.uk
Sweeney Rooms - www.sweeneyrooms.co.uk
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven chat about flipping properties during lockdown showcasing Stevens Kinross flip project which he just completed on. Despite facing tough lockdown restrictions and an uncertain economic situation, he managed to generate a great profit and complete the project from start to finish in 6 months!
We discuss:
- The current market and where we think the opportunity lies to flip property
- Dive into Stevens Kinross project and talk about the numbers and the process
- Talk about the challenges faced with Covid restrictions
- How Steven effectively sold the property "off plan" and was this the correct decision
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven chat to Fife based property investor Craig Holmes. Craig has built his portfolio over a number of years buying repossessions and using the BRRR strategy. He is now in a position where he is not acquiring any more property and implementing his exit strategy which is to pay down the debt so he is not highly leveraged.
Amongst other things we talk about:
- How Craig has built his own personal portfolio
- His letting agency business and why he has chosen not to scale and work with a smaller amount of investor landlords
- Exit strategies and what to do long term with your property portfolio
- The Fife property market
Connect Craig on Instagram:
@craig.holmes.property
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven chat with Markus Hartung and Elsie Li Chen. A fantastic young power couple who have managed to build a property portfolio worth £1.7 million in a very short space of time. We talk about how they started off in the Glasgow buy to let market and now focus on HMO investing in the North West of England.
Connect with them on Instagram:
@markus.property
@elsieli_
www.em-investments.co.uk
Youtube: Elsie and Markus
https://www.linkedin.com/in/markushartung1/
https://www.linkedin.com/in/elsielichen/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven chat with Emily Smith. Emily talks about sourcing deals direct to vendor and the strategies and tips she uses. We also go into detail about her amazing flip result where she netted £65k profit!
Connect with Emily on her social media:
https://www.instagram.com/voeberg_emily/?hl=en-gb
https://www.linkedin.com/in/emilysmith-propertyinvestor-sourcer/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven chat with Darren Green. Darren is a property investor and transformational coach. He recently left his corporate job to pursue his property investing goals and to help other people in their own personal development. He gives us his key learnings over the years which have helped him and his wife Gillian build up a successful buy to let property portfolio.
We talk about 5 key steps to becoming a successful property investor:
-
- Get clear on what you want, start with the end in mind.
-
- Decide on the strategy you want to pursue.
-
- Get around people that are doing the stuff you want to do
-
- Improve your efficiency and time management
-
- Be kind to yourself, be patient but take action
Connect with Darren through his social media:
Darren on Linkedin
Darren's website
Darren on Facebook
Darren on Instagram
Purpose to Progress facebook group
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven talk about how to use social media to build your personal brand, establish relationships with investors and bring in leads for your property business.
We discuss the following:
Why can social media be so valuable as a property investor?
- Build a personal brand.
- Attract private investors.
- Bring deals to you through your network.
- Attract joint venture partners.
- Builds credibility in the industry.
How do we do this?
- Be Consistent, show up daily and build up trust
- Give Value think about your target audience
- Interact and comment on other peoples posts
- Reply to DM's and comments
- Go live and do video content of yourself to build rapport
- Structure your posts with paragraphs, punctuation and relevant hashtags
- Ignore the haters, focus on helping the positive people
- Don't go for follower numbers
- Be yourself
The don’ts
- Beware it can be an unproductive waste of time if not used correctly.
- Don’t get involved in debates on politics, religion etc you’ll always piss off half the people.
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
Happy New Year Everyone!! 🥳
This week on the podcast, Nick and Steven talk to Commercial Property Investor Jerry Alexander about his process for setting and achieving goals.
Jerry shares some really good tips on how to set out the process and talks about how important it is to re-evaluate your goals and book a meeting with yourself throughout the year so that you remain on track.
Connect with Jerry:
LinkedIn: https://www.linkedin.com/in/jerryalexander/
Facebook: https://www.facebook.com/jerryalexander101
Jerry also has his own podcast which can be found here:
www.commercialpropertyinvestor.co.uk
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven interview property investor Alex Collie who has implemented the Rent to Buy strategy in his property business.
Rent to buy as a relatively new kid on the block so if you're interested in finding out more about it then this is the podcast for you! It's interesting to hear how the strategy can help give something back to society by providing the tenant with a good stable long-term home with the option to buy at the end of the term.
Disclaimer: You should always do your own due diligence when implementing any sort of property strategy and take professional solicitors advice when drawing up contracts.
Connect with Alex :
alex@barras-property.co.ukhttps://barras-property.co.uk
https://www.linkedin.com/in/alexcollie/
https://www.instagram.com/barras_property/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
On this week's podcast, we release the recording from our live monthly networking event which focuses on investing in the city of Dundee
With it being a popular university city, Dundee is one of the hottest spots in the UK to invest in Buy to Let with an average yield of around 7.2%. We were joined by Jack Reavley of letting agent Easylets and Kessar Salimi who is a mortgage broker and local investor.
Connect with Jack Reavley:
nfo@easylets.co.uk
Connect with Kessar Salimi:
Email: kessar@freedomfs.co.uk
01382 452267
To book a call: https://calendly.com/freedom-financial-services/15min
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast, Nick and Steven talk about some of the downsides of property investing. Steven speaks about a recent bad experience with a new builder relationship that turned sour. Nick talks about losing £945 to handyman and a recent tenant checkout where the property was handed back in poor condition.
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast we interview Mark Shanta. Mark runs the successful Glasgow letting and estate agency Shanta Residential as well as building his own property portfolio now using the BRRR strategy.
We talked about the following:
- How Mark used to be a professional Poker player and how that led him to invest in property
- How Mark built his personal portfolio to 14 Buy to Lets
- What it takes to become a successful letting agent and estate agent
- How Mark has now changed his personal property portfolio strategy and now undertaking BRRR projects with a JV partner.
You can get in touch with Mark here :
mark@shantaresidential.co.uk
https://shantaresidential.co.uk
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the podcast we had the pleasure of interviewing SSAS pension expert Mark Stokes. We had our eyes opened up to the possibilities and advantages of using SSAS pension schemes to invest in property and we were both gobsmacked by the amount of opportunity available.
We talked about the following:
- What is a SSAS pension and how it can be used?
- The Pros and Cons of SSAS pensions
- How you can use SSAS pensions within your residential property investment strategy
- How SSAS pensions can benefit your family
- Mark goes in to details on some case studies where he has used SSAS pension funding
- The potential tax savings when using SSAS pensions
Mark is an author, investor and coach and he runs the following facebook groups:
EquaAcademy https://www.facebook.com/groups/equaacademy For those joining they will receive a link to access our complimentary EquaPortal which has a vast catalogued library of over 250 videos, recordings, templates and training content all FREE!
SSAS Alliance https://www.facebook.com/groups/ssasalliance
Connect with him on LinkedIn:
https://www.linkedin.com/in/mark-stokes/?originalSubdomain=uk
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
One of the most important things of being a landlord is to stay compliant and to make sure you have all the up to date safety certificates. In a fast changing industry, we thought it would be useful to invite on Craig Gallagher, Managing Director of Quinnergy to explain everything you need to stay compliant as a property investor and landlord with the current regulations.
We go into some detail about how often you need to do these checks, how much they cost and what is involved: The following are discussed:
Gas Safety Certificate
EPC Certificate
Legionella Risk Assessment
EICR Certificate
PAT Testing
Smoke Alarm Legislation
Quinnergy provide a full range of service for landlords compliance and you can find them here: https://quinnergy.co.uk/
Follow Craig on his social media channels:
Instagram: https://www.instagram.com/quinnergy_/
Linkedin: https://www.linkedin.com/in/craig-gallagher-86041158/?originalSubdomain=uk
If you want to sign up for our next live event which will focus on Dundee, it will be on Monday, the 7th December and you can register on the Eventbrite website where you will be sent the zoom link.
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
On this week's podcast, we talk to Tej Singh who managed to scale his property portfolio from 0-15 properties in 9 months building it to a value of £1.5m. Tej has a large following on social media which has helped him raise private finance to be able to move at such a fast pace. He has recently just launched his book "The Tej Talks guide to property investing" and also has a fantastic podcast.
We talk about:
- How he managed to scale his portfolio so quickly
- Investing remotely
- Cowboy builders
- Raising finance to fund deals
- The power of social media and personal brand building
Listen to his podcast:
https://www.tej-talks.com
Follow him on Instagram:
https://www.instagram.com/tej.talks
If you want to sign up for our next live event which will focus on Dundee, it will be on Monday, the 7th December and you can register on the Eventbrite website where you will be sent the zoom link.
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
On this week's podcast, we release the recording from our live monthly networking event which focuses on investing in the city of Aberdeen.
Aberdeen has it's own micro-market and doesn't follow the trends of the rest of the country. We look in to some of the great BRRR deals that Steven has picked up along with talking with our guests about the opportunities that are currently available.
Timestamps:
1:12 - Kessar Salimi with the mortgage update
Email: kessar@freedomfs.co.uk
01382 452267
To book a call: https://calendly.com/freedom-financial-services/15min
15:30 - Arshad Ali with tips on what to look out for in a home report when buying
FB Personal: https://bit.ly/Ar5hadFB
LinkedIn: https://bit.ly/Ar5hadLI
Instagram: https://bit.ly/Ar5hadIG
28:15 - Chris Minchin with an update and insights in to Aberdeen property investing
https://www.linkedin.com/in/chris-minchin-a222253a/
chris@winchesterslettings.co.uk
58:50 - Steven Clark on his recent purchases showing numbers and case studies
If you want to signup for our next live event where we will focus on Dundee then you can register on the Eventbrite website where you will be sent the zoom link.
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
On this week's podcast, we talk to Guy and Harley of Premium Property. Two very young, inspiring property deal sourcers who have established themselves well on social media.
They use a very refreshing and honest approach to building their brand which is allowing them to attract investors and propel their business.
If you are thinking about starting out in property and want to know how to market yourself well and get your message across then follow the Premium Property boys on Instagram and listen to their podcast where they interview other property investors.
Listen to the podcast:
https://www.premiumpropertyltd.com/podcast
Follow them on Instagram:
https://www.instagram.com/premiumpropertyltd/?hl=en
If you want to signup for our next live event which will focus on Aberdeen it will be on Monday, the 2nd November and you can register on the Eventbrite website where you will be sent the zoom link.
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
On this week's podcast, we talk to accountant Brian Wright on the pros and cons of investing in property through a limited company.
With Section 24 now fully phased in this year, many investors will be starting to notice a significant impact on the profitability of their property portfolio especially, if they hold properties in their personal name.
For those who are starting out, this is the perfect podcast to listen to so that you can learn if investing in a limited company is the right thing to do for you. It's so important to understand what you are trying to achieve from the start so that you can structure yourself in the best way.
Connect with Brian through LinkedIn:
https://www.linkedin.com/in/brianwrightfbd/
Or check out his website here:
https://www.fbdconsultancy.co.uk/
If you want to signup for our next live event which will focus on Aberdeen it will be on Monday, the 2nd November and you can register on the Eventbrite website where you will be sent the zoom link.
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
On this week's podcast, we talk to Aberdeen property developer Clarke Davidson. Clarke who is 24 took on his first flip project and made a staggering £40,000.
If anyone knows the Aberdeen market it can be difficult to make good profit on flips. Clarke has really pulled off a result! We hope you enjoy his story..
Find Clarke on his social channels:
https://www.instagram.com/harloohomes/
https://www.linkedin.com/in/clarke-davidson-92683b147/
If you want to signup for our next live event which will focus on Aberdeen it will be on Monday, the 2nd November and you can register on the Eventbrite website where you will be sent the zoom link.
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
On this week's podcast, we release the recording from our monthly networking event which is focused on investing in Edinburgh.
Thanks to all our speakers:
Kessar Salimi
https://www.linkedin.com/in/kessar-salimi-16919a139/
Arshad Ali
https://www.linkedin.com/in/ar5had/
Ryan O'Donnell
https://www.linkedin.com/in/ryan0donnell/
Russell Godfrey
https://www.linkedin.com/in/russell-godfrey-88034356/
If you want to signup for our next event it will be on Monday, the 2nd November and you can register on the Eventbrite website where you will be sent the zoom link.
https://www.eventbrite.co.uk/e/122836702885
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
On this week's podcast, we chat with Glasgow property investor Heather Mortimer. She used to sell underwear from a stall in the Barras market! Tragedy struck in 2006 and Heather lost her 36-year-old brother to a sudden heart attack making her rethink her life which resulted in investing in property. She grew a portfolio of buy to lets and set up a letting agency. She now focuses on helping others and mentoring in property.
You can connect with Heather on social media platforms:
https://www.facebook.com/profile.php?id=100009654547542
https://www.linkedin.com/in/heather-mortimer-a5308856/
If you want to signup for our next event it will be on Monday, the 5th of October and you can register on the Eventbrite website where you will be sent the zoom link.
https://www.eventbrite.co.uk/e/122836702885
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
On this week's podcast, we find out how important it is to look after your health so that you can optimise your business and property investment performance. Health coach and property investor Graham MaCaig gives us a real in-depth interview and shares some of his top tips to improve your health and well-being whilst living a busy lifestyle.
We cover the following:
- Grahams experience in property and what his focus is now
- How Graham struggled with his weight when he was growing up and why that motivated him to changing his life.
- Health and fitness tips to get you started
- How starting with an end goal is important to maintain motivation
- Why is sleep so important
- How to increase your productivity
- Taking supplements and do they work
- Benefits of having a coach or mentor in your life
You can follow Graham on his social media platforms and connect with him through his website :
https://www.grahammccaig.co.uk/our-story
https://www.linkedin.com/in/graham-mccaig87/
https://www.instagram.com/coach_graham50/?hl=en
https://www.facebook.com/profile.php?id=100011782560485
If you want to signup for our next event it will be on Monday, the 5th of October and you can register on the eventbrite website where you will be sent the zoom link.
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this week's episode of the Scottish property podcast, Nick interviews Jozef Toth. Originally from Slovakia, Jozef moved to Scotland only three years ago and started a cleaning business. He quickly developed a love for property and has now started his own deal sourcing company based in central belt of Scotland.
There are loads of good tips and value and here for beginners starting out and we go into the following subjects:
- How Jozef transitions from being full-time in his cleaning business to starting up a property business
- Property training and how Jozef went through Samuel Leeds course and has experience of that and mentoring which she signed up for
- His rejections when he tried to pursue a rent to HMO model which is taught widely in England
- How he built up three rent to service accommodation units
- Property deal sourcing, Compliance and a behind the scenes look at what his company does.
You can follow Jozef on his social media platforms and connect with him through his website :
https://www.instagram.com/jozef_toth
https://www.focus-sourcing.co.uk/
https://www.facebook.com/focussourcing/
If you want to signup for our next event it will be on Monday, the 5th of October and you can register on the event bright website where you will be sent the zoom link.
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this week's Scottish property Podcast we have a recording from our Monday night live networking event where we are showcasing a different city or town in Scotland each month. This is a first in a series of events and we had just under 100 zoom guests to talk about the property market in Glasgow.
Myself and Steven were joined by some guest speakers, we had
Mortgage Broker - Kessar Salimi
https://www.linkedin.com/in/kessar-salimi-16919a139/?originalSubdomain=uk
Estate Agent - Jane Buchan
https://www.linkedin.com/in/janebuchan/
Investor - Barry John Carr
https://www.linkedin.com/in/barry-john-corr-91b90463/
A huge thank you to all our guests for giving out the time and answering your questions it was a really good session.
If you want to signup for our next event it will be on Monday, the 5th of October and you can register on the event bright website where you will be sent the zoom link.
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this week's episode, Nick and Steven talk about the pros and cons of getting yourself involved in carrying out work on a refurb project.
- We talk about:
- Is this best use of your time as an investor?
- If you enjoy it then why not get stuck in with the sledge hammer?
- Learning the structure and fabric of a property and how tradesmen work will set you up for dealing with the costing of refurbs.
- Top tips on starting the refurb which will save you time and money
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Join us this Monday where we will be covering the Glasgow property market in our monthly online networking event. You can book your free ticket here.
https://www.eventbrite.co.uk/e/scottish-property-podcast-live-investing-in-glasgow-tickets-119370607701
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this week's episode, Nick and Steven chat to Jim Parker of Fife Properties. Jim is an estate agent, letting agent and also an experienced property investor active in the Fife area.
We talk about:
- Jim's journey in property and his strategy for investing
- Growing a successful business and the difficulty of deligating
- Mindset and overcoming negativity
- Current market conditions in Fife
Its a great conversation and it was really interesting to hear about Jim's story.
Connect with Jim on his social media channels:
Facebook: https://www.facebook.com/watch/TheOfficialJimParker
You Tube: https://www.youtube.com/channel/UCNKp0YTqqHULC402NAsApCA
LinkedIn: https://www.linkedin.com/in/jimparkerfifeproperties/
⭐️⭐️⭐️⭐️⭐️Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Join us on the first Monday of the month for our online networking event. Details can be found on Eventbrite.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this week's episode, Nick and Steven chat to Paul Cummins aka UK Property man. Paul is a full-time property investor active in the North of England and Lanarkshire.
We talk about:
- How Paul transitioned from a successful engineer in the oil and gas industry to becoming full time in property
- How he finds deals and works with investors to fund deals
- Why Paul invests in English HMO and why the strategy doesn't work in Scotland
- The way he uses social media to expand his network
Its a great conversation and it was really interesting to hear about Paul's story.
Connect with Paul on his social media channels
Email: paul@lovelifeproperties.co.uk
Facebook: https://www.facebook.com/paul.cummins.900
Instagram: https://www.instagram.com/ukpropertyman/
LinkedIn: https://www.linkedin.com/in/paul-cummins-50348639/
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Join us on the first Monday of the month for our online networking event. Details can be found on Eventbrite
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this week's episode, Nick and Steven give 5 hacks to save you time and allow you to get more organised in your property business.
- Google Photos https://www.google.com/photos
- Dropbox https://www.dropbox.com
- Zoom https://zoom.us
- Trello https://trello.com
- Report and Run http://www.reportandrun.com
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this week's episode, Nick and Steven give some top tips for buying property at auctions. A lot of people get the property bug from watching homes under the hammer but buying properties at auction comes with an added degree of risk and we talk about some of the things you should look out for.
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this week's episode, Nick and Steven explore the options for buying and selling investment property with a sitting tenant with Chris Wood from Portolio.
We talk about:
- The advantages and disadvantages of buying property with a sitting tenant
- Tips on doing your due diligence when buying tenanted property
- The process involved in buying and selling property with a tenant in place
- Discussion about the current Scottish market and any hotspots for buy to let investing
Connect with Chris at Portolio if you are looking at buying or selling a property with a sitting tenant:
Email: chris@portolio.co.uk
Website: https://portolio.co.uk/about/
LinkedIn: https://www.linkedin.com/in/chris-wood-a85a0820/
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Join us on the Monday night live zoom call at 8pm, details found on our Facebook page
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this week's episode, Nick and Steven explain what the Buy Refurbish, Rent, Refinance model involves and how it is an amazing strategy for building your portfolio.
Nick gives a real life case study in Glasgow where he has used this strategy recently.
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Join us on the Monday night live zoom call at 8pm, book your ticket here:
https://www.eventbrite.co.uk/e/scottish-property-podcast-lockdown-live-tickets-107571964642
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this week's episode, Nick and Steven chat with property investor Arshad Ali and discuss the fear and risk involved in buying your first investment property.
Making that first investment is a huge move and you need to be taking all the steps that Arshad talks about to mitigate the risk of losing money on a deal.
We talk about:
- The due diligence process for appraising a deal
- Tips on viewing and how you can tell if it is a good property
- Mindset on actually following through and making an offer
Connect with Arshad:
Asset leading Investments
Mob: 07786311258
Email: Enqiries@AssetLeadingInvestments.co.uk
Socials
FB: https://lnkd.in/eJdFv8r
Instagram: https://lnkd.in/eDc9XiH
LinkedIn: https://lnkd.in/eCvdT4n
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Join us on the Monday night live zoom call at 8pm, book your ticket here:
https://www.eventbrite.co.uk/e/scottish-property-podcast-lockdown-live-tickets-107571964642
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this week's episode, Nick and Steven review their personal goals in property and look back on the goals set out in Episode 2 at the start of 2020.
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review on Apple Podcasts.
Join us on the Monday night live zoom call at 8pm, book your ticket here:
https://www.eventbrite.co.uk/e/scottish-property-podcast-lockdown-live-tickets-107571964642
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this weeks episode Nick and Steven discuss the use of a property sourcer to help you build your property portfolio.
- What is a property sourcer and why would you use one?
- How much do they charge and what should you be paying for?
- What sort of information should a sourcer give you?
- Should you sign an NDA?
- What sort of terms should you be agreeing to?
- What kind of due diligence and checks can you carry out on a sourcer and make sure they are compliant?
- Examples of times when Nick and Steven have used property sourcers
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Join us on the Monday night live zoom call at 8pm, book your ticket here:
https://www.eventbrite.co.uk/e/scottish-property-podcast-lockdown-live-tickets-107571964642
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week we have Accountant Brian Wright on the show to discuss how we can use the government backed business Bounce Back Loan in our property businesses. We look at all sides of the argument look in to the potential risks involved. We cover the following:
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What is a business bounce back loan and who can apply?
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How much can you claim and what it can be used for?
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Can it be used to buy investment property?
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What would the penalties be if the loan was abused?
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What some You Tube gurus are saying and why this is dangerous
Connect with Brian through LinkedIn:
https://www.linkedin.com/in/brianwrightfbd/
Or check out his website here:
https://www.fbdconsultancy.co.uk/
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Join us on the Monday night live zoom call at 8pm, book your ticket here:
https://www.eventbrite.co.uk/e/scottish-property-podcast-lockdown-live-tickets-107571964642
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week Nick and Steven interview Ross Harper. There are not many things Ross has not done in property! He owns multiple property businesses along with and auction company and estate agency. It was a really inspiring chat and we covered the following:
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How Ross structures his various property businesses and how they work together so he can maximize on opportunities.
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How Ross came through the dark times of the 2008 financial crash
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Property trading and deal sourcing
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Thoughts on the current market and the opportunity that will arise post covid-19
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His biggest development to date which was set on fire and a personal insight into how Ross dealt with it
Connect with Ross through LinkedIn:
https://www.linkedin.com/in/rossharperproperty/
Or find out about buying and selling opportunities with his auction company:
http://nationalpropertyauctions.co.uk/
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Join us on the Monday night live zoom call at 8pm, book your ticket here:
https://www.eventbrite.co.uk/e/scottish-property-podcast-lockdown-live-tickets-107571964642
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week Nick and Steven discuss all the changes that have happened for landlords over the past 3 months of lockdown during Covid-19. From new laws to financial help, we break down 10 things that landlords need to be aware of.
Legal:
- Fair rents bill
- Changes to eviction procedures
- Changes to the model PRT lease, special clauses for notice periods
- New council tax student exemption
- EPC minimum rating requirement postponed
- Separating the necessary tasks from the unnecessary
Financial:
- Mortgage holidays
- Bounce back loans
- PRS landlord loans for non-business landlords who have under 5 properties.
- Introduction of new online service by DWP for universal credit direct payments to landlords
If you are a landlord and you need an up to date lease with Covid-19 clauses then you can find this here:
https://www.mygov.scot/tenancy-agreement-scotland/
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Join us on the Monday night live zoom call at 8pm, book your ticket here:
https://www.eventbrite.co.uk/e/scottish-property-podcast-lockdown-live-tickets-107571964642
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week Nick and Steven interview Caroline Claydon.
This fun, lighthearted interview covers a lot of ground...
Caroline opens up to the guys about a failed business in the 2008 recession almost ruins her and her husband financially. After attending a property training course they rapidly grow their BTL portfolio before moving onto HMO's and then onto their latest project a new smart hotel concept.
Connect with Caroline to follow her journey as she grows on social media platforms.
https://www.facebook.com/caroline.claydon.7
https://www.instagram.com/caroline_claydon_property/
https://www.linkedin.com/in/caroline-claydon-property/
In this episode, Steven talks us through a flip project that he completed in Kingskettle in Fife. Despite being way over budget on the refurb and discovering problems along the way, he still managed to turn a profit and pay back his investors.
He talks about:
- The due diligence and how te deal was found
- The numbers in details
- The lessons learned
If you want to see the visuals then please go to our You Tube Channel:
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week on the Scottish Property Podcast Nick and Steven are joined Universal Credit expert Bill Irvine. With the recent Covid-19 pandemic and many tenants experiencing financial hardship, there has never been a better time to educate yourself on the subject of UC so that you can work together with your tenant to ensure the rent gets paid. Bill helps dissect the system.
We cover:
- What exactly is Universal Credit and how is the transition from housing benefit going
- What problems tenants and Landlords face with Universal Credit
- The best way to engage with a tenant who claims Univeral Credit
- How you get the rent paid directly to the landlord with a new online system
- Questions from our Facebook group members
You can find Bill on social media or through his website:
https://universalcreditadvice.com/
https://twitter.com/BillIrvine17
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this weeks episode, we interview full-time investor Gillian Green. It was great to spend some time with Gillian and hear about her investing progress so far. Her and her husband Darren have created Mila Homes
We cover a wide range of subjects from :
- Buy to Let
- Ayrshire Property Market (Example deals)
- Money in money out strategy (MIMO)
- Gillians experience in using her SASS pensions
- Finding investors
- Training Courses
- Gillian shares her core values and goals for the future
You can find Gillian on social media or through her website:
https://www.facebook.com/gillian.mcculloch
https://www.instagram.com/gillgreen_property/?hl=en
https://milahomes.co.uk/about-us
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
This week in the Scottish Property Podcast Steven asks Nick about his 5 step plan for dealing with rent arrears. Whether you are a self-managing landlord or have a portfolio managed by an agent it is important to understand the process of rent arrears which could ultimately lead to eviction proceedings.
- Find out the circumstances and identify the problem.
- Provide tenant with information and links to government help so that they can access the relevant support.
- Keep a record of all communications.
- Reach an agreement with the tenant and form a payment plan.
- Manage the debt recovery and keep up communication and issue statements.
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this weeks episode, we sit down with Edinburgh property investor Russell Godfrey. It was great to spend some time with Russell as he is hugely passionate about what he does and he has great attention to detail which showed in his Serviced Apartment we sat down in to do the interview.
We covered a wide range of subjects from :
- Buy to Let
- Edinburgh Property Market
- Flipping properties
- Finding deals
- Project management of refurbishments
You can find Russell on Facebook or through is website:
https://www.facebook.com/Sebapropertyltd/
http://www.sebaproperty.com/
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
In this weeks episode Nick and Steven cover a very common question that is asked when joining the facebook group page; How to fund flip projects.
Here is a high level overview of the methods discussed;
1.) Releasing equity from your own home.
2.) Bridging finance.
3.) You can in theory use a BTL mortgage then 'change your mind'. But bear in mind this technically mortgage fraud. It is common and people do it but it's not strictly the right way to do it.
4.) Private investment funding.
5.) Joint venture partner. As discussed in last weeks podcast.
Can we ask if you are getting value from these podcasts, can you please leave us a review and share them on social media. It helps us extend our reach but also lets your network know you are interested in property and could open up opportunities.
Thank you.
In this weeks episode Nick and Steven discuss joint ventures.
Joint ventures are very common in the property industry. But like all relationships they start off new and exciting but can often not work out the way we intended.
In this episode the guys discuss what joint ventures are, how they can be structured and they give some top tips on how to have a successful joint venture.
Some of us may have a bit more free time on our hands whilst the government advise us to stay at home and save lives. So this week Nick and Steven give you 7 things to do during lockdown which will prepare you for when the crisis ends and put you in a position to thrive in your property business.
Although things feel bad at the moment there will be opportunities at the end of this and it is important not to fall into victim mode! Use the time effectively and give yourself a headstart when we are all eventually allowed out of our houses again.
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Virtual networking using Zoom
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Ramp up your social media content/lead generation
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Contact estate agents and identify possible deals
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Read books, listen to podcasts, educate yourself
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Start a mastermind group
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Get your taxes in order
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Get finance in place
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@steven-clark.com
Nick@arcproperty.uk
Nick and Steven catch up with deal sourcer Steven Canning who has already sourced £500,000 worth of property for his clients despite only just starting out in his property career.
We discuss:
- How Steven got started in property
- Stevens strategies to source on and off market deals
- How to build relationships and find investors
- How to stay compliant when sourcing deals
Connect with Steven:
Instagram: https://www.instagram.com/stevencanning83/
LinkedIn: https://www.linkedin.com/in/stevenncanning/
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@nomainvestments.com
Nick@arcproperty.uk
Jerry Alexander transitioned from residential property investment to commercial back in 2004. He has since found a more unique strategy which allowed him to leverage and grow a 7 figure business through commercial property investment.
Jerry's strategy is Commercial Multi-lets or CMO as he likes to call it.
In this interview Jerry details the advantages of Commercial property investment and tells us his story on how is business now has over 170 units.
You can connect with Jerry on the following platforms;
LinkedIn: https://www.linkedin.com/in/jerryalexander/
Facebook: https://www.facebook.com/jerryalexander101
www.commercialpropertyinvestor.co.uk
Nick and Steven catch up on the latest news regarding the Coronavirus crisis and how it is having an impact on property investors and landlords.
We cover :
How have property investors been affected ?
- Serviced Accomodation market and rent to rent
- Flips and developers
- Will transactions still go through?
- Buy to let landlords
- Scottish government announcement to ban any evictions for rent arrears
- Universal credit and advising tenants
- 3 month Mortgage holiday period
- Will tenants abuse the system
- After effects of all this
Interest rates reduction
We predict what's going to happen and how prices will be affected
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@nomainvestments.com
Nick@arcproperty.uk
This week on the Scottish Property Podcast Nick and Steven interview Linda Martin. Linda runs her property development business around her young family.
Since 2010 Linda has successfully flipped properties. In the interview she discusses how she finds her deals and how she maximises the profit by raising the ceiling price of every project she completes.
A great insight how developer Linda is still having great success in a very buoyant property market.
Connect with Linda on social media;
Facebook - https://www.facebook.com/linda.martin.18041
Instagram - @lilmissrenovation
In this episode, Steven interviews Nick on his experience of running a Serviced Accommodation business and why he is converting back to long term lets and the traditional Buy to Let model.
- Why it is easy to get caught up in the hype of the top line figures of SA
- Operating in the hospitality industry and is it really property investing?
- The pros and cons of SA
- Why Nick went from 6 units back to 1
- Top tips on starting out in SA
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@nomainvestments.com
Nick@arcproperty.uk
In this week's episode we talk about all things refurbs!
- Top tips for carrying out full renovation projects.
- How to save money on materials.
- Nick and Stevens share personal experience of their own developments.
- Things that can go wrong during a refurb.
- Examples of costs of different elements in the refurb.
Also some good banter with Steven accusing Nick of being a tight arse!
Hope you find it useful and we would appreciate it hugely if you could find time to leave a review.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@nomainvestments.com
Nick@arcproperty.uk
In this episode we talk about the decision that we both made to quit our previous jobs and immerse ourselves full time in property.
Things that we cover:
- Reverse engineer your goals and work out how much money you need to live
- Get your partner on board
- Don't jump too early and make sure you are building up a property business on the side
- Make sure it's what you really want, property can bring you a good life with flexibility but it can be full of headaches too. It's certainly not passive at the start!
Hope you find it useful.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@nomainvestments.com
Nick@arcproperty.uk
In this episode, Nick interviews Steven about a failed property deal and how he lost £7000 in fees and never got the chance to complete.
This is the kind of stuff you never hear about on social media. Property can go wrong and we should always remember that there are risks involved in any transaction.
Steven gives a complete insight into the deal and we discuss how where it all went wrong and want we can learn from it.
Hope you find it useful.
Connect with us on social media:
Join the Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@nomainvestments.com
Nick@arcproperty.uk
This week on the Scottish Property Podcast Nick and Steven discuss the importance of building your power team. We really dislike this term but there isn't a better way of putting it.
It is basically the team of people around you that is crucial to your success as a property investor. We discuss who these people are, how to build up the relationship and ensure they are on track with your vision for your property career.
Please join our facebook group community by searching for 'Scottish Property Podcast' and connect with us on social media;
Instagram
@stevenclark84
@nick_ponty
Finding the deals in a buoyant market is one of the toughest things we face as property investors.
In this episode, we share some valuable hints and tips on how to find your next deal.
We talk about the value of Off market deals v's On market and practices you can implement to stand a chance of having an offer accepted in a competitive market.
We also give some personal insight from our own experience.
Happy sourcing!
In this week's episode we take a look at the property training industry. The good, the bad and the ugly.
Are the sales tactics used at these events unethical?
Is there a moral responsibility on the trainers to make sure that the people who are paying for the courses are the correct fit?
People get themselves into debt and then realise that property is not so easy after all.
It's easy to get caught up in the hype of the flash lifestyle and the Instagram highlights.
We also talk about our own personal experiences of such events and how they unfolded.
Connect with us on social media:
Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
Email us:
Steven@nomainvestments.com
Nick@arcproperty.uk
Following on from last week's Property Strategies Part 1, this week on the Scottish Property Podcast Nick and Steven discuss the second part of the different types of strategies commonly used in Scotland. They give a high level overview of each of the strategies and objectively discuss the pros and cons of each one.
- Buy to flip / Flipping property after renovation
- Commercial to residential conversions
- New build developments
Connect with us on social media:
Scottish Property Podcast Facebook Group:
https://www.facebook.com/groups/628274537711227/
Steven Clark on Instagram: https://www.instagram.com/stevenclark84/
Nick Ponty on Instagram: https://www.instagram.com/nick_ponty/
This week on the Scottish Property Podcast Nick and Steven discuss the different types of strategies commonly used in Scotland. They give a high level overview of each of the strategies and objectively discuss the pros and cons of each one.
- Buy to Let
- HMO and Serviced Accomodation
- Deal Sourcing
In this episode, we set out our goals for 2020 as well as review what we have achieved in 2019. We explain why setting goals is so important in property investing and give tips on different strategies we use during the process.
Why have we created a Scottish Property Podcast?
Who is Steven Clark?
Who is Nick Ponty?
How we can help you.