Equifax CreditTalks: Recent Episodes
Equifax
Now more than ever, you need reliable, high-quality information to help you make decisions about your personal finances. Equifax is committed to answering your most pressing credit questions on our latest podcast, CreditTalks. Hosted by award-winning financial journalist and wellness expert, Ilyce Glink, and drawing on insights from industry experts, CreditTalks helps you better understand our rapidly evolving world and gives you actionable steps to improve your financial life.
Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.
Topics discussed in this episode:
00:00 Introduction to podcast guests and topics for discussion
01:32 Ilyce and Kendall discuss why Credit scores are doing well
05:14 What happens at the end of all of the forbearance periods?
10:46 Ilyce introduces Marietta Rodriguez
11:34 NeighborWorks America history
13:10 Forbearance and foreclosures and people’s struggles this year
16:03 Lessons from 2008
19:17 Minority homeownership
Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.
Topics discussed in this episode:
00:00 Introduction to podcast guests and topics for discussion
01:34 Ilyce and Kendall discuss how job loss affects credit scores
04:33 How credit reports are used for job applications
08:13 Ilyce introduces Jessica Lautz
08:46 How COVID affects the buyers and sellers in the real estate market
10:06 Multi-generational homes
13:09 What buyers want and how COVID is related
15:12 Retirement and real estate
16:12 Pricing in the housing market
21:04 New technology
22:37 Other unusual changes
Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.
Topics discussed in this episode:
00:00 Introduction to podcast guests and topics for discussion
01:46 Ilyce and Kendall talk about how credit reporting works from the Bureau side
08:16 Ilyce introduces Michael Fratantoni
08:48 Interest rates being so low
12:23 Why aren’t people refinancing as much as they should?
19:37 Millennials in the housing market
22:40 Forbearance
27:16 Optimism in the purchase market
Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.
Topics discussed in this episode:
00:00 Introduction to podcast guests and topics for discussion
02:04 Ilyce and Bev discuss the silver lining of family time during COVID
03:18 How credit card companies report your payments to a credit reporting bureau
07:23 Ilyce introduces Kelly Levine
07:39 The consumer insight study Allianz did about retirement
09:34 Consumers aren’t sharing with their advisors
10:04 Is retirement affordable?
15:48 Trust between financial advisors and clients
Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.
Topics discussed in this episode:
00:00 Ilyce introduces the topic and her guests for the podcast
01:30 Ilyce and Kendall discuss the difference between identity fraud and identity theft
02:47 They discuss different types of frauds and their definitions, from counterfeiting to real estate scams
08:33 They discuss situations where the perpetrator knows the victim
09:41 They discuss who is most at risk for identity theft
11:43 A few ways that consumers can protect themselves
15:15 Ilyce introduces Chris Butler
15:59 They discuss identity thefts concerns and the two new products Equifax is launching to protect against identity theft.
Listen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.
Topics discussed in this episode:
00:00 Introduction to podcast guests and topics for discussion
01:42 Ilyce and Julie discuss trends from an Equifax Canada identity protection survey
05:50 More people are checking their credit reports
07:20 Why aren’t people taking more precautions against identity theft?
08:20 The modernization of identity theft vs classic methods of theft and fraud
10:53 Importance of credit monitoring as risk increases with digitization of identification
12:25 Ilyce introduces Chris Butler
12:48 Consumers are really concerned about identity theft
13:30 Ilyce and Chris discuss 2 new Equifax products for consumers worried about identity theft and spending
Listen to the third episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.
Topics discussed in this episode:
00:00 Introduction to podcast guests and topics for discussion
01:39 Ilyce and Bev review the latest unemployment statistics
03:10 Ilyce and Bev discuss credit reports and why they look different in various contexts
07:19 Ilyce introduces Rick and shifts the conversation to real estate. They discuss the differences between the housing market today versus in 2008.
09:39 Ilyce and Rick discuss forbearance
12:07 Ilyce and Rick discuss the pandemic’s disproportionate impact on renters
15:52 Illyce and Rick discuss the impact on commercial real estate
21:10 Ilyce and Rick discuss generational trends and geographic changes
22:41 Ilyce and Rick discuss housing prices
Listen to the sixth episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.
Topics discussed in this episode:
00:00 Introduction to podcast guests and topics for discussion
01:52 Pandemic updates
03:05 How long late payments stay on a credit report
06:14 What your business insurance covers during a pandemic
09:46 What your homeowners insurance covers
12:56 Ways to save money when choosing homeowner's insurance
14:30 Podcast closing remarks
Listen to the fifth episode of Equifax's new podcast: Equifax CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.
Topics discussed in this episode:
00:00 Introduction to podcast guests and topics for discussion
01:41 Lifestyle choices that have changed due to COVID-19
02:51 Equifax process for disputing an item on your credit report
05:56 How often you should check your credit reports
06:26 Investments during COVID-19
09:17 How age impacts the investments you should be making
12:04 Saving for retirement
18:14 Advice for building an ideal stock portfolio
21:28 Who should get a financial advisor
24:04 Podcast closing remarks
Listen to the fourth episode of Equifax's new podcast: Equifax CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.
Topics discussed in this episode:
00:00 Introduction to podcast guests and topics for discussion
01:29 Which industries are being hit the hardest
03:36 How employers and employees are coping
05:39 Are the loan accommodations working
08:27 How the average person is currently dealing with the recession
11:19 Immediate financial advice for weathering the recession
13:55 Long term financial advice for thriving after the recession is over
18:14 Financial readiness and how to emerge from the pandemic financially stronger
21:41 Podcast closing remarks
Listen to the third episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.
Topics discussed in this episode:
00:00 Introduction to podcast guests and topics for discussion
02:12 Status of businesses reopening
04:38 How to stay in good standing with your creditors during the pandemic
09:07 Common financial struggles during the pandemic
12:03 What eventual economic recovery will look like
15:47 Advice for making it through a slow economic recovery
17:58 Financial mistakes people are making during the Covid-19 pandemic
22:06 Podcast closing remarks
Listen to the second episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world.
Topics discussed in this episode:
00:00 Introduction to podcast guests and topics for discussion
02:12 Update on food insecurity and the Covid-19 pandemic
03:25 Explaining delinquencies versus credit freezes
07:24 An overview of automobile industry during the pandemic
11:01 The role credit plays in determining your interest rate for automobile purchases
15:14 The effect of Covid-19 on car payments
18:04 How Covid-19 might change the automobile industry going forward
20:56 Podcast closing remarks
Topics discussed in this episode:
00:00 Introduction to podcast guests and topics for discussion
02:30 Food insecurity and the Covid-19 pandemic
04:00 Breaking down important points from the CARES Act
06:00 Suggestions for people who expect to be furloughed or laid off in the coming weeks
10:30 The effect of the Covid-19 pandemic on unemployment
14:55 An overview of the real estate market during the pandemic
22:25 The impact of the mortgage industry increasing its standards on homebuyers
29:45 Reviewing the results from a COVID + Credit survey
32:55 Podcast closing remarks
Resources mentioned in this episode:
00:45 COVID + Credit Financial Resource Center
https://www.equifax.com/personal/covid-19/coronavirus-manage-personal-finances/
29:45 Consumer Credit Confidence Survey