The Most Hated F-Word: Recent Episodes
Shaun Maslyk
Hi. I’m Shaun – I am a certified financial planner, and I obsessed with relationships… financial ones, that is. I like finances, and I like talking. So, welcome to The Most-Hated F-Word podcast! What’s the F-Word? FINANCES of course! This is a personal finances show who’s mission is to focus on the intersection between our minds, our money, and what matters most. We will redefine the concept of retirement and find out what true financial independence really means. Together, let’s fall in love with our finances.
With Jared Rabinowitz | CEO & Founding / Executive Partner at Quintessence WealthSummary:In this episode, Shaun chats with Jared about Q Wealth's fresh approach to financial planning, during a conversation at the Future Proof Conference, inside Q Wealth's Canadian Tiki Lounge set up on Huntington Beach. They explore how positive psychology is being used to make wealth management more meaningful and client-focused, touching on how the Tiki Lounge experience connected with many elements of the PERMA model (Positive Emotion, Engagement, Relationships, Meaning, and Accomplishment). You'll hear about the shift from traditional investment strategies to a more holistic, people-centred way of advising, and why creating memorable client experiences is the future of financial services.Takeaways:The future of financial services will focus on listening and offering guidance rather than just adviceThe Canadian Tiki Lounge theme was chosen to enhance the experience and create a unique atmosphereIntegrating PERMA principles can bring more meaning to wealth managementThe shift to Advisor 3.0 focuses on helping clients live their best livesCreating memorable experiences is essential for client engagement.The financial services industry is moving towards a more human-centred approach.The importance of anticipation in creating meaningful experiences at conferences.Links:Jared's LinkedIn: CLICK HEREQ-Wealth: CLICK HEREFuture Proof Conference: CLICK HERE
Cherie Stueve Ph.D, CFP®, AFC®, FFC®, FBS® Senior Content Lead at Dalton EducationSummary:In this episode, Cherie and Shaun explore how our past experiences shape our money habits and discuss the importance of finding a balance between saving for the future and enjoying the present. Listeners will learn how social connections and experiences can bring fulfillment without excessive spending and how being mindful of outside influences can lead to more intentional financial decisions. Cherie also shares insights from her research, highlighting the value of financial therapy and the need for financial professionals to humanize money conversations, helping clients align their goals with their values.Highlights:Past experiences shape our views on money and influence our financial habits.Balancing saving for the future and enjoying the present is essential.Social connections and experiences bring fulfillment without excessive spending.Being mindful of external influences helps make intentional financial decisions.Seeking professional guidance fosters self-awareness and financial well-being.The financial profession lacks a common language, complicating communication.Financial coaching, counselling, planning, and therapy have different perceptions.Humanizing money conversations is key to aligning financial goals with values.Quotes:"We are both influenced by our childhood but also really our early adulthood when it comes to how we manage money.""It's recognizing there are a lot of people trying to separate you from your money without truly giving you that value back."Links:Cherie's LinkedIn: CLICK HEREDalton Education: CLICK HERE
Dr. Preston Cherry Ph.D, AFC®, CFT-I™, CFP® | Entrepreneur | Coach | Speaker |Summary:Dr. Preston Cherry offers a thoughtful exploration of the connection between wealth and well-being, showing how the two work together to create a fulfilling life. He discusses the importance of aligning financial decisions with what truly matters to us, offering insights on how money can support well-being when used with intention. Dr. Cherry also challenges the common belief that money and happiness are disconnected, explaining how our values and personal stories guide our financial choices. He highlights the need for creating financial plans that reflect who we are, rather than simply focusing on numbers. As he reflects on retirement, he redefines it as a transition to meaningful work, rather than just an endpoint. The conversation closes with a discussion about how faith, time, and relationships play a key role in finding balance and purpose in our financial lives. This thoughtful conversation invites the listener to consider how their relationship with money can be reshaped for a more meaningful, intentional life.Highlights:Faith, time, and meaningful relationships are key elements in finding financial harmony and living a happy and healthy life.Wealth and well-being are distinct but related partners in creating a fulfilling life.Aligning financial outcomes with well-being is key to achieving true flourishing.Money can contribute to happiness and well-being by providing resources and opportunities.Understanding our values and stories helps us make intentional financial decisions. Retirement is not just about retiring early, but about retiring on time and transitioning from work that is necessary to work that is desired.Quotes:"Wealth and wellbeing are distinct but related partners to help you create and achieve your life's design""Wealth is dollars, which goes into investing into well-being. There is a difference""Without knowing ourselves, it's hard to assign those dollars in the areas"Links:Dr. Preston Cherry's Upcoming Book Pre-Order: CLICK HEREConcurrent Financial Planning: CLICK HERELife, Money, Balance Podcast: CLICK HERE
With Melissa LamoureuxSummary:In this episode, Melissa Lamoureux opens up about her experience of going bankrupt and the emotional journey that came with it. She talks about breaking the stigma around bankruptcy and how sharing money stories can help others feel less alone. Melissa highlights the importance of acceptance and healing, as well as challenging society's ideas about money and success.She reflects on her evolving relationship with money and the work she’s doing to create a healthier mindset. Melissa also discusses the impact of her inner dialogue and the shadow side of her financial journey.Melissa shares insights from her experiences with fame, failure, and entrepreneurship, revealing the challenges of being in the spotlight and starting a business. She stresses the need for self-acceptance, reconciling expectations, and the lack of financial guidance for entrepreneurs.Highlights:Breaking the stigma around bankruptcy and sharing money stories can help others feel less alone in their financial struggles.Acceptance is a powerful tool for healing and moving forward after a challenging experience.Challenging the cultural narrative of money and success can help redefine personal definitions of success.Building a healthy relationship with money requires both practical and psychological work.Inner dialogue and the shadow aspect can play a significant role in shaping our relationship with money.The feast or famine pattern with money can lead to financial instability.The knowing vs. doing gap can hinder financial progress.Integrating money into daily life and valuing it can lead to a healthier relationship with money.
John Coleman MBA | Author | InvestorSummary:In this episode, we explore the important connection between money and happiness, focusing on why money alone won’t give you purpose or meaning. We discuss how finding purpose in what we do can greatly enhance our well-being and how true flourishing isn’t just about big successes but about finding joy and purpose in your current situation.We also touch on the vital role that leaders play in helping people discover meaning in their work and recognizing their unique strengths.The key takeaway from this episode is that while money is important, it shouldn’t be our sole focus. True fulfillment comes from finding deeper meaning and purpose in our everyday lives, beyond just the pursuit of wealth.TakeawaysMoney can distract from finding purpose and meaning in life.Money should be enjoyed without attachment and used as a tool, not a goal.Trends of loneliness, isolation, anger, and unhappiness are on the rise in developed countries.Purpose and meaning in life contribute to human flourishing.Purpose can be found and built in various roles and professions.Purpose is an individual concept, and leaders need to help employees translate the organization's vision into individual engagement and purpose.Empowering employees leads to greater motivation and fulfillment.Quote:"How do human beings live a good life, a holistic life, a life where they not only feel happy, but they feel fulfilled, they feel they have a sense of direction, they feel that their work and their personal activities have meaning for themselves and for others."Links:John Coleman's Website/Books: CLICK HEREJohn Coleman's LinkedIn: CLICK HERE
With Dr. Sarah Asebedo CFP® | Associate Professor | School of Financial Planning |Summary:This episode explores the concept of financial flourishing by integrating positive psychology with financial planning. Dr. Sarah Acebedo emphasizes the importance of finding meaning, purpose, and accomplishment in life, moving beyond just functioning to truly flourishing. The discussion highlights how aligning spending with the PERMA well-being model—Positive emotions, Engagement, Relationships, Meaning, and Accomplishment—can boost financial satisfaction and overall well-being. Key points include the role of positive emotions in expanding financial options, the importance of building knowledge and resilience, and the need to cultivate a healthy relationship with money, even before retirement. Highlights:What is the field of positive psychology?What does it mean to flourish?How to integrate positive psychology with financial planningUsing the PERMA model with financial planningBecoming financially resilientBIO:Dr. Asebedo, is an experienced researcher, teacher, and practitioner in financial planning. She is spearheading research focused on applying positive psychology to financial planning, financial behaviour change and many other topics. Her work has been published in the Journal of Positive Psychology, Psychology and Aging, Journal of Consumer Affairs, Financial Planning Review, and many more.Dr. Asebedo is a current member and past president of the Financial Therapy Association. She earned her Ph.D. in Personal Financial Planning from Kansas State University.Links:Dr. Asebedo’s LinkedIn ProfileDr. Asebedo’s paper “Functioning to flourishing: Applying Positive Psychology to Financial Planning
Marie McLeod | Positive Psychology Expert | Film MakerSummary:Marie explains the concept of thriving as a sustainable state of well-being, distinct from fleeting happiness. She introduces the Beacon model, a framework she developed to help individuals thrive across six pillars: belonging, engagement, accountability, compassion, optimism, and nurture.Marie emphasizes the importance of understanding how to thrive and what science tells us, so we can then use our money to facilitate a life of thriving. Discover how focusing on strengths rather than weaknesses and practicing self-compassion can transform your life.Marie’s documentary, "How to Thrive," highlights the real-life impact of the Beacon framework on families in Australia, offering practical tools to enhance mental health and well-beingBIO:Marie McLeod is the Chief Thrive Guide and presenter in the award-winning documentary ‘How to Thrive’ - where she takes on 7 participants with mental health challenges through a transformative wellbeing journey. With her unique brand of no-nonsense yet compassionate coaching that gets to the heart of the problem, Marie combines her knowledge of the science of wellbeing with her years of practical application.Her award-winning programs have delivered measurable, life-changing transformation for people and organizations alike. Marie is qualified in social work, positive psychology and adult education.Highlights:Thriving is about feeling and functioning well despite life's challengesFocusing on strengths rather than weaknesses is key to thrivingHappiness is a fleeting emotion while thriving is a more sustainable stateThe Beacon model is a framework designed to help individuals thrive in all areas of their lives. The Beacon framework provides a comprehensive approach to thriving, focusing on six pillars: belonging, engagement, accountability, compassion, optimism, and nurtureSelf-compassion and balance between kindness to others and oneself are important elements of thriving that are often overlookedThe documentary 'How to Thrive' showcases the impact of the Beacon framework on seven families and provides practical tools for individuals to thrive.Quotes:"What might happen personally and professionally if we began to focus more on what is strong with people than what is wrong with people.""Thriving is about feeling and functioning as well as we can despite life's ups and downs. More sustainable than just those moments of happiness.""Focusing on what is strong rather than what is wrong changes everything."LINKS:Marie's Website: CLICK HEREHow To Thrive Documentary: CLICK HERE
Dr. Heather Kappes | Associate Professor | Researcher Summary:Dr. Heather Kappes explains how beliefs and meaning influence spending and wealth. She discusses why high-income earners often live paycheck to paycheck due to social pressures and the importance of understanding the meaning behind spending for better self-control. She also highlights the role of scarcity in spending decisions.The conversation touches on the beliefs of the FIRE (Financial Independence, Retire Early) community, how children form beliefs about spending and the impact of social pressure. Key themes include the relationship between spending and happiness, financial literacy, and cultural differences in spending attitudes.TakeawaysThe "spending implies wealth" belief can lead to financial vulnerability.High-income earners often live paycheck to paycheck due to social pressures and spending beliefs.Understanding the meaning behind spending is key to behaviour change and self-control.Scarcity impacts spending decisions and complicates consumption smoothing.The FIRE community’s beliefs on saving and spending can improve financial habits.Spending does not necessarily lead to happiness or indicate wealth.Younger children often equate spending with happiness, while older children develop a nuanced view.Parents can foster healthy spending habits in children through discussions about money, teaching opportunity costs, and encouraging saving goals.Financial literacy programs should address social and psychological factors influencing spending, beyond basic concepts.Quotes:"Living life at the time that you have it.""Spending implies that you have money, that you have wealth.""I think it's natural for kids to feel disappointed when we say, 'We're not spending right now.'""It's not just like abstractly saving, but it's saving for some kind of goal."Links:Dr. Kappes' website: CLICK HERE
With Deborah Price | CEO of Money Coaching Institute | Author |Summary:In this episode, Shaun chats with Deborah Price, a money coach, about how our personal identity ties into our relationship with money. They explore how family heritage shapes our money beliefs and the influence of spirituality and philosophy on our financial mindset.Deborah explains how we can uncover and change our unconscious money habits. She emphasizes the importance of understanding our deeper needs and not linking our self-worth to our net worth.The conversation touches on how trauma affects our financial behaviour and the importance of self-acceptance. They discuss how spirituality can bring more meaning to our financial lives and warn against the constant chase for material possessions, which can harm our well-being.Deborah explains the unique approach of money coaching, which looks at money's psychological and behavioural aspects. She stresses that self-awareness and self-love are key and that we must address the root causes of our financial issues, not just focus on budgeting.A main takeaway? For a happy and healthy relationship with money, know and love yourself.TakeawaysFamily lineage and experiences shape our money beliefs and behaviours, and understanding these influences can help us make conscious choices.Including spirituality and philosophy in our relationship with money can help us find deeper meaning and fulfillment beyond material possessions.Changing our behaviour at the root requires uncovering unconscious beliefs and taking intentional actions to create new patterns.Separating our self-worth from our net worth allows us to cultivate a healthier and more balanced relationship with money. Traumas (little ones and big ones) can have a significant impact on our relationship with money, leading to patterns of fear and a belief that it is not safe to have money.Uncovering unconscious beliefs and patterns is essential for understanding and changing our financial behaviours.The constant pursuit of material possessions and the misalignment of our values can negatively impact our overall well-being.Money coaching offers a unique approach that focuses on understanding the neurodynamics and behavioural side of money, leading to effective and lasting change.Links:The Money Coaching Institue: CLICK HEREDeborah's LinkedIn Page: CLICK HERE
With Professor Meir Statman | Professor | Author Summary:Dr. Meir Statman shares his personal money story and the lessons he learned from his parents about saving, spending wisely, and giving. He highlights the importance of parents helping their children when they are young and just starting out, rather than waiting until they are older. Dr. Statman also explores how pain shapes our outlook on wealth and well-being and the power of acceptance in finding satisfaction in life. He distinguishes between financial well-being and life well-being, emphasizing that financial well-being is crucial to overall life well-being.Dr. Statman discusses balancing financial stability with personal fulfillment. He stresses the need to save for the future while encouraging young people to enjoy their lives and not focus excessively on saving. Dr. Statman underscores the importance of giving generously to family, friends, and the community, advocating for giving with a warm hand rather than a cold one. He concludes by discussing the different types of capital that contribute to well-being: financial, social, cultural, and personal.BIO:Meir Statman is the Glenn Klimek Professor of Finance at Santa Clara University, specializing in behavioural finance. He explores how investors make financial decisions and how these decisions impact financial markets. His latest book is "A Wealth of Well-Being: A Holistic Approach to Behavioral Finance".Meir's research addresses questions about investor behaviour, cognitive and emotional errors, and their effects on saving spending, and portfolio choices. His work is widely published in leading finance journals and supported by prestigious organizations.He serves on several editorial boards and has received numerous awards, including the William F. Sharpe Best Paper Award and the Moskowitz Prize. Meir consults for investment companies and frequently presents his research globally. He holds a Ph.D. from Columbia University and an MBA from the Hebrew University of Jerusalem.Takeaways:Parents should teach their children the importance of saving, spending wisely, and givingPain can shape our outlook on wealth and well-being, and sharing our pain with others can enhance our well-beingAcceptance is important in finding satisfaction in lifeFinancial well-being is a critical element of life well-beingTaking risks in a vocation that aligns with your emotional needs can lead to greater life satisfaction. Save for the future, but also enjoy life and don't focus too much on saving when you're young.Give with a warm hand rather than a cold one, and support family, friends, and community.Different types of capital contribute to well-being: financial, social, cultural, and personal.Quotes:"I should spend money but don't waste it.""It's better to give with a warm hand than a cold one."Links:A Wealth of Well-Being: A Holistic Approach to Behavioral Finance Hardcover by Meir StatmanProfessor Meir Statman's Website: CLICK HERE
with Jared Rabinowitz | Serial Entrepreneur | Founding Partner Q Wealth |Summary:In this episode, I am delighted to speak with serial entrepreneur and founding partner of Q-Wealth, Jared Rabinowitz. Our conversation centers around the significance of positive psychology in Jared's life, his career, and the financial planning industry as a whole. Jared shares his journey integrating positive psychology at Q-Wealth, reshaping how we approach money and financial planning by focusing on wealth, wellness, and well-being. We discuss the profound impact of meaning and intentionality in wealth management, highlighting Jared's insights on enhancing financial well-being through positive psychology. This episode embodies the mission of Q-Wealth, 'where money meets meaning'.TakeawaysThe integration of positive psychology into the financial planning processThe impact of relationships and an abundance mindset in the financial industryThe evolution and reinvention of Q-Wealth PartnersExploring how social connections intersect with positive psychology and financial planning, emphasizing meaning, time, and intentionality in managing wealth.The future of financial planning shifts towards coaching-based practices, focusing on clients' intrinsic motivations, personality, and psychology to define and achieve life goals.The marriage of positive psychology and money aims to create a more accessible and transformative experience for clients, focusing on a coaching component and a focus on EQ over IQ.Quotes:"Money is an excellent servant, but a terrible master." Jared RabinowitzLinkedIn:Jared's LinkedIn: CLICK HEREQ-Wealth Partners: CLICK HERE
Cara Macksoud, FBS® | CEO of Money Habitudes |Summary:Cara Macksoud discusses her journey from playing ice hockey on an all-boys team to working on Wall Street and eventually transitioning to nonprofit work. She highlights how her upbringing influenced her financial mindset, the impact of her parents' teachings, and her own experiences with money.The conversation covers key topics like the correlation between input and output, the pain of paying, and the importance of teaching children basic job skills. Cara also reflects on pivotal moments that led her to shift from a high-energy Wall Street lifestyle to parenting and seeking flexibility and autonomy.Her work with unbanked kids and transition to financial education and psychology therapy culminated in her role as CEO of Money Habitudes. Throughout, Cara emphasizes the importance of understanding one's relationship with money, decision-making complexities, financial independence, and the pursuit of happiness.BIO:Cara Macksoud, FBS® is the CEO of Money Habitudes. After a 15 year career as a trader on Wall Street and stint as a CFO for a NYC nonprofit, Cara transitioned into the behavioral finance space. She completed the Financial Therapy Graduate Certificate at Kansas State University and holds a BS in Finance from NYU Stern School of Business. She is a Certified Financial Behavior Specialist® and a member of the Financial Therapy Association where she serves on the board as the Chair of Student Engagement. Additionally, she is a member of the Association of Financial Counseling and Planning Education (AFCPE) and is an AFC candidate.TakeawaysThe influence of upbringing and family on financial mindset and career choicesThe transition from a high-energy Wall Street lifestyle to parenting and the challenges of staying home led to a realization of the need for flexibility and autonomy.Cara's work with unbanked kids and the shift to financial education and psychology therapy played a significant role in her career transition to becoming the CEO of Money Habitudes. Understanding one's relationship with money is crucial for financial well-being and personal fulfillment.Balancing work, family, and personal fulfillment is a complex and ongoing challenge.The pursuit of happiness and fulfillment evolves over time, and it's important to adapt and reassess one's goals and priorities.Time is a valuable and finite resource, and making the most of it is essential for a fulfilling life.LINKS:Cara Macksoud LinkedIn: CLICK HEREMoney Habitudes: CLICK HERE
With Dan Haylett | Director of Growth | Financial Planner | PodcasterSummary:In this conversation, Dan and Shaun unravel the common misconceptions about retirement. They share personal experiences and explore how true wealth involves much more than money—it's also about having time, strong social connections, and freedom. They discuss how retirement should be a mix of relaxation, meaningful activities, and personal growth. Dan breaks down retirement into three phases: the active "go-go years," the slower "go-slow years," and the quieter "no-go years," stressing the importance of planning your finances to fit these stages. Dan touches on the challenges of shifting from saving to spending and highlights the importance of thoughtful planning about what you're retiring to. Dan encourages finding a trusted financial planner to help make the most of retirement, reminding us that time is priceless, and it's crucial to consider how we use it and who we share it with.BIO:Dan Haylett is dedicated to inspiring retirees to embrace life and experience true wealth. As a co-director of TFP, his driving purpose is to help clients focus their time and money on what truly matters. With a deep understanding of the emotional, behavioural, and financial challenges that come with life after work, Dan is uniquely positioned to guide retirees toward the freedom and confidence they need to fully enjoy their retirement years. His commitment ensures that every client can take full advantage of the gift of their retirement years.TakeawaysRetirement is not just about leisure activities; it should involve meaningful work, personal growth, and learning.Wealth is not solely defined by money; it includes time, social connections, and freedom.Clients have the answers; financial planners should listen and create a safe space for deeper conversations.Helping clients define what true wealth means to them is crucial for a fulfilling retirement.Retirement is a new era for personal growth and pursuing passions that may have been put on hold.The concept of retirement as a finish line and decline is flawed; it should be seen as a start line for a new chapter in life. Retirement is an opportunity to explore who we want to be and spend our time and money on our passions.Retirement can be divided into three phases: the go-go years, go-slow years, and no-go years.Time is worth more than money, and it is important to prioritize how we spend our time and who we spend it with.Quotes:"Wealth doesn't mean money.""The answer to how much is enough is so much lower than what they thought it was.""Retirement allows feeling free and being curious about exploring who we want to be.""Our spending pattern should be in line with how our healthy years and longevity will be.""Moving from a savings habit to a spending mindset is one of the most challenging things in retirement."LINKS:Dan's Website: CLICK HEREDan's Podcast Humans vs Retirement: CLICK HEREDan's Social: X
With Dr. Jordi Quoidbach | Behavioural Scientist | Professor | SpeakerSummary:In this episode, Dr. Quoidbach explores the relationship between money and happiness. He points out that while money does impact happiness, its influence is surprisingly limited, especially at higher income levels. He notes that financial stress significantly affects happiness among those with lower incomes.Dr. Quoidbach recommends seeking jobs that offer meaning, connections, and growth opportunities. He also suggests outsourcing unenjoyable tasks to free up time for more rewarding activities and emphasizes the importance of maintaining strong social ties for overall well-being.He further discusses how wealth can reduce our ability to appreciate the smaller joys in life, as constant access dulls our enjoyment. Taking breaks from constant consumption and temporarily giving up pleasures can enhance our capacity to savour life.The episode also touches on the benefits of happier individuals engaging more effectively in challenging discussions and negotiations, enhancing their happiness. Lastly, Dr. Quoidbach highlights research showing that happier companies perform better in the market and discusses the cognitive costs associated with poverty.TakeawaysThere is a correlation between money and happiness, but it is much lower than people think.Money matters more at lower income levels, where financial hardship can cause stress and negatively impact happiness.Pursue jobs that provide meaning, connection, and opportunities for growth.Social connections are a significant predictor of happiness.Money can act as a buffer against stress, but its impact on happiness diminishes beyond a certain point.There is a cognitive cost to poverty. As income increases, the ability to savour the little things in life decreases.Reminding ourselves that life is unpredictable and that access to things may not last forever can enhance our ability to savour.Taking breaks from consumption and giving up something we enjoy for a period of time can help reset our savouring level.Happy people are more likely to engage in tough conversations and negotiations, which can lead to overall happiness.Quotes:"Money offers psychological freedom to be not so much short-term focused and maybe think outside the box.""The more you went to fine dining, the more you went to Michelin star restaurants in your life, the less likely they were to savour these things."Links:Dr. Quoidbach Website: CLICK HERE
With Dennis Harhalakis | Certified Money Coach (CMC)® | Founder of Cambridge Money CoachingSummaryDennis shares his journey from knowing a lot about money to realizing he didn't know much about money and himself. He discovered his inherited money anxiety and how it affected his behaviours and beliefs (unconscious to himself). Self-forgiveness and self-compassion played a crucial role in his journey of change. Money coaching is different from financial coaching in that it focuses on the why behind financial behaviours and helps individuals understand their money patterns and beliefs. It involves reaching out to clients, validating their feelings, and building trust and connection. Dennis discusses the importance of creating a safe space for clients to talk about money and building trust with them. He emphasizes the need to meet clients where they are and normalize their feelings about money. Dennis also highlights the significance of understanding a client's money history and beliefs in order to help them make financial decisions. He explores the idea of having a healthy relationship with money, which is based on positive feelings about oneself, money, and money in oneself. Highlights:Money coaching focuses on understanding the why behind financial behaviours and beliefs.Self-forgiveness and self-compassion are essential in the journey of change.Inherited money anxiety can affect behaviours and beliefs around money.Money coaching involves reaching out to clients, validating their feelings, and building trust and connection. Create a safe space for clients to talk about money and build trust with them.Meet clients where they are and normalize their feelings about money.Understand a client's money history and beliefs to help them make financial decisions.Develop a healthy relationship with money based on positive feelings about oneself, money, and money in oneself.Recognize one's own worth and sufficiency.Quotes: "I knew a lot about money, but not much about money and myself." - Dennis Harhalakis"Self-forgiveness and self-compassion play a role in the journey of change." - Dennis Harhalakis"People want to talk about money desperately. We haven't always had the environment or the trusting person that we feel like we can share." - Dennis HarhalakisLinks:Dennis' Website: CLICK HERE
With Todd Kashdan Ph.D.| Best Selling Author | Professor | Clinical PsychologistBIO:Todd B. Kashdan, Ph.D. is a Professor of Psychology at George Mason University, and a leading authority on well-being, curiosity, courage, and resilience. He has published over 200 scientific articles, his work has been cited over 32,000 times, and he received the American Psychological Association’s Award for Distinguished Scientific Early Career Contributions to Psychology.His books Curious? and The Upside of Your Dark Side has been translated into over 15 languages. His writing has appeared in the Harvard Business Review, National Geographic, and other publications, and his research is featured regularly in media outlets such as The New York Times, The Atlantic, Fast Company, and Time Magazine.He’s a twin with twin daughters (plus one more), with plans to rapidly populate the world with great conversationalists.Highlights:Curiosity can help us unlock creativity and become a principled rebelHow curiosity and the art of insubordination can help us re-write our money storiesThe power contained within asking questions to “seek to understand” before judgingHow money can increase your well-being……..when used in the proper waysHow the three temporal dimensions (parts of time) of buying experiences provide towards our well-being (anticipation, being on the trip, post mortem)How cultivating psychological flexibility can help us gain clarity over our money storiesWhy acceptance and honouring our dark emotions is beneficial to our well-beingLinks:The Art of Insubordination Book CLICK HERETodd’s website CLICK HERE
With Dr. Rick Scott | Behavioural Scientist | Author | Associate Professor Summary:This episode explores the psychology of money and our relationships with money, beginning with a debt prioritization study that even caught the eye of financial guru Dave Ramsey, who called Dr. Scott an 'egghead'. The discussion broadens to include personal stories about how family influences and past experiences shape our spending habits.We also examine the contrasting spending styles of 'tightwads' and 'spendthrifts,' revealing the emotions behind each approach and their impact on financial decision-making. Emphasis is placed on the importance of self-awareness in recognizing our own fears and anxieties about money.Dr. Scott then explores how couples handle finances, discussing the benefits of joint bank accounts for fostering trust and minimizing financial disputes. It introduces the concept of financial translucency—maintaining a healthy awareness of each other’s financial activities without needing detailed oversight. Challenges arising from different spending habits are considered, highlighting how mutual understanding and compromise, particularly in gift-giving, can lead to greater relationship satisfaction and happiness.TakeawaysThe psychology of money is influenced by both mathematical and emotional factors.Personal experiences and family stories play a significant role in shaping our views and behaviours around money.Tightwads and spendthrifts have different orientations towards spending, but both can experience regret and anxiety.Understanding our tendencies and emotions around money can help us make more informed financial decisions.Joint bank accounts can promote trust and reduce scorekeeping in couples. Financial transparency and trust are crucial in a relationship.Mismatched spending habits can be challenging, but there is potential for happiness with mindful approaches.Finding balance and happiness in financial matters requires individuality and joint decision-making.Privacy and secrecy can coexist in a relationship, but certain secrets can be destructive and need to be addressed.Links:Dr. Rick Scott's Website: CLICK HERETightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships
With Dr. Jenny Olson | Assistant Professor of Marketing |Summary:Dr. Jenny Olson explores the complexities of financial decision-making among couples. She talks about why people with different spending habits often end up together and what challenges that brings. Dr. Olson also explains 'financial infidelity'—that's when someone hides or lies about money matters.Dr. Olson discusses the reasons people might hide their spending or debts, from wanting more control to simply trying to dodge an argument. She highlights the importance of having open conversations, really understanding your partner's financial perspective, and getting to the heart of their concerns.She also sheds light on how income affects how generous we are and how we view our partners financially. Towards the end, she offers some practical tips on managing money better together, aiming for a relationship where both partners are on the same page financially. BIO:Dr. Jenny Olson serves as an Assistant Professor of Marketing at Indiana University’s Kelley School of Business. Her academic research delves into consumer behaviour within interpersonal settings, focusing particularly on two main areas: consumer financial decision-making—exploring how romantic couples navigate their financial choices—and social cognition and inferential processes—investigating how individuals assess others' consumption decisions. Dr. Olson’s influential work has been featured in esteemed journals such as the Journal of Consumer Research, the International Journal of Research in Marketing, and the Journal of the Association for Consumer Research. Her research has also attracted widespread attention from the media, with coverage in major publications including The Atlantic, Boston Globe, Chicago Tribune, Forbes, Huffington Post, New York Times, NPR, Time Magazine, and the Wall Street Journal, highlighting her significant contributions to the field of consumer behaviour.TakeawaysOpposites often attract in financial decision-making within partnerships, leading to lower financial harmony and potential tension.Confidence and perceived control play significant roles in influencing financial decisions within relationships.Open communication and transparency are crucial for achieving financial harmony and aligning goals and values.Financial infidelity, defined as intentionally engaging in disapproved financial behavior and actively concealing it, can have negative impacts on financial well-being and relationship satisfaction.LINKS:Dr. Jenny Olson's Website: CLICK HERE
With Emily Burnett | Writer | Consultant |Summary:Emily shares her journey from collecting insects for money as a teenager to understanding the impact of her entrepreneurial family on her financial mindset. She reflects on the wisdom of her 94-year-old grandmother, who values relationships and dreams over material wealth. Emily discusses the significance of facing reality and being intentional in life and money management. She highlights the benefits of making peace with your financial plans, such as finding peace and control in an often chaotic world.Emily also discusses the resistance to budgeting and the importance of creating a personal financial oasis. She shares insights on helping those overly focused on budgeting and emphasizes the importance of embracing spending while being intentional. Additionally, Emily explores how shyness can affect financial decisions and the need to examine our financial roots.At the end, Emily talks about her upcoming book, 'Dear Fellow Dreamer,' aimed at helping individuals who feel trapped in safe corporate jobs.BIO:Emily Burnett is a writer, consultant, and intentional money + life enthusiast. She spent years working in tech as a marketing technologist all the while dreaming of building her own thing. Emily left corporate in 2022 to travel and grow her financial coaching practice. Pursuing it full-time revealed that more than coaching she loves writing, speaking, and meeting people. She is the author of Dear Fellow Spender, written for the spender who typically avoids personal finance books, and is currently writing Dear Fellow Dreamer. She's on a mission to help entrepreneurs and dreamers get and stay intentional about what they're creating whether it's a meaningful life or a business of their dreams.TakeawaysMoney stories are powerful and can shape our mindset and relationship with money.Having entrepreneurial role models can inspire and influence our own entrepreneurial spirit.Prioritizing relationships and dreams can lead to a rich and fulfilling life.Being intentional in both living and managing money can bring peace and control. Create an oasis of control in your personal finances to feel grounded and empowered.Embrace spending and be intentional about how you spend your money.Examine your roots and understand how your past experiences and beliefs shape your relationship with money.Take risks and build a strong foundation to support your financial and personal growth.Links:Emily's Website: CLICK HERELinkedIn: CLICK HERE
With Abby Davisson | Author | Speaker | Entrepreneur |SummaryIn this conversation Abby Davisson explores the interconnection of love and money, challenging the flawed socialization that separates the two. It delves into the historical context of marriage and money, highlighting the importance of transparent conversations about money in relationships. The influence of upbringing and parents' careers on money mindset is discussed, along with the power of passing on stories. The journey of co-authoring a book and the impact of collaboration between individuals from different backgrounds is explored. The creation of a framework for decision-making, known as the Five C's, is introduced, with a focus on the challenging step of clarifying what's important. Abby discusses the importance of clarifying values and intentions in relationships, particularly when it comes to money. She emphasizes the need for individuals to understand their own values and communicate them effectively to their partners. Abby also highlights the impact of a lack of clarity on relationships and the importance of having difficult conversations. She shares insights from her work at the Money and Love Institute, which aims to help financial advisors integrate the elements of money and love in their conversations with clients.BIO:Abby Davisson has dedicated her career to helping others achieve their goals, first as a social innovation leader and now as an author, speaker, and entrepreneur. Prior to founding the Money and Love Institute, she spent nearly a decade driving social impact at global retailer Gap Inc., where she served as president of the Gap Foundation and co-founded the company’s employee resource group for working parents. Abby’s prior professional experience includes strategy-focused roles at Tipping Point Community, the NYC Department of Education, and The Bridgespan Group, as well as experience serving as an alumni career advisor and coach at Stanford Graduate School of Business. Abby holds a BA from Yale University and an MBA and MA in Education from Stanford University. She lives with her husband (who also studied with Myra at Stanford) and their two sons in San Francisco.TakeawaysLove and money are deeply intertwined, and it is important to recognize and address their connection in relationships.Transparent conversations about money in relationships are crucial for making holistic and informed decisions.Upbringing and parents' careers have a significant influence on individuals' money mindset.Passing on stories and values to future generations is a powerful way to shape their relationship with money.The Five C's framework (Clarify, Communicate, Broaden Choices, Check with Trusted Resources, Consider Consequences) provides a structured approach to decision-making that considers both love and money.LINKS:Abby's Website for her book: CLICK HERELove & Money Institute: CLICK HERE
With Dr. Cahit Guven | Global XSBI Econometrician | Senior Lecturer in EconomicsSummaryIn this conversation, Dr. Guven discusses the relationship between happiness and financial decisions. He explores the impact of happiness on savings, consumption, risk-taking, and perception. Dr. Guven also highlights the collaboration between economists and psychologists in understanding the complex interplay between emotions and financial choices. The conversation delves into the role of self-control, the influence of unpredictable weather on happiness and financial behaviour, and the potential of using big data to improve well-being. Ultimately, the discussion raises thought-provoking questions about the connection between money and happiness and the importance of prioritizing happiness in financial decision-making.TakeawaysHappiness has a significant impact on financial decisions, including savings, consumption, and risk-taking.Collaboration between economists and psychologists is crucial in understanding the complex relationship between emotions and financial choices.Perception plays a vital role in financial decision-making, and changing perceptions can lead to better financial outcomes.Focusing on happiness and well-being can improve financial decision-making and overall life satisfaction.LINKS: Dr. Guven's Website: CLICK HEREDr. Guven's LinkedIn: CLICK HERE
With Brendan Frazier | Podcaster | Chief Behavioural Officer |Summary:In this conversation, Brendan Frazier discusses his relationship with money and how his beliefs and perspectives have evolved over time. He reflects on the influence of his upbringing, including religious and cultural beliefs, and how they shaped his views on money. Brendan also shares his experiences navigating money conversations with his spouse and the importance of involving a third party for guidance. He explores the concept of the inner money critic and the desire for recognition and validation. Brendan discusses the balance between following financial planning rules and embracing the unknowns of life, emphasizing the importance of flexibility and intention in financial decision-making. Brendan emphasizes the importance of sharing personal money stories and destigmatizing conversations about money. TakeawaysNavigating money conversations with a spouse can be challenging, and involving a third party can provide guidance and support.The desire for recognition and validation can influence our relationship with money and our spending habits.Money can serve as a reflection of our fundamental needs and desires as human beings.Balancing financial planning rules with the unknowns of life requires flexibility and intention in decision-making.Being open-minded about spending money can lead to a more fulfilling life.Reflecting on one's money story and beliefs can help make intentional financial decisions.Sharing personal money stories can help others feel less alone and provide valuable lessons.LINKS:The Human Side of Money Podcast: CLICK HEREWired Planning: CLICK HERE
With Chris Budd | Expert on The Relationship Between Money and Happiness | Author | Summary:In this chat, Chris discusses why feeling good about money matters and how we can rethink what success means when it comes to our finances. He shares his own journey to feeling financially secure and why having a sense of purpose is key to finding joy. Chris challenges the idea that setting specific money goals is always the best approach and introduces his four pillars of financial well-being: understanding what's true for everyone, what's true for you personally, what holds us all back from feeling happy, and what's stopping you individually from feeling happy. He also talks about how giving yourself permission to be happy is crucial, the benefits of financial coaching, and how money can be a tool for living a meaningful life. Plus, he gives us a sneak peek into his upcoming project, the Financial Well-being Pulse, which aims to shift the focus of financial advice from just dollars and cents to overall well-being.BIO:Chris Budd founded Ovation Finance Ltd, a financial planning practice, in 2000. In 2018, he sold a majority stake to an Employee Ownership Trust (EOT).Chris now provides coaching and consultancy to owners and employees seeking to grow and develop. He authored "The Eternal Business," published by Harriman House in September 2018, and leads The Eternal Business Consultancy, offering advice and assistance to businesses aiming for long-term sustainability beyond the current owners.Chris is a qualified business coach (Advanced Diploma in Coaching And Mentoring from the European Mentoring And Coaching Council), an author of novels and "The Financial Wellbeing Book," and the founder of the Institute for Financial Wellbeing.He hosts the Financial Wellbeing podcast and is a seasoned speaker, addressing topics such as coaching skills for professionals, financial well-being, and employee ownership. TakeawaysFinancial well-being is about finding happiness and purpose, not just accumulating wealth.Goals should be seen as steps towards purpose and happiness, not as the ultimate objective.Success should be redefined to focus on personal fulfillment and making a positive impact.Knowing oneself and challenging assumptions is crucial for achieving financial well-being. Take the time to understand what truly makes you happy and permit yourself to pursue it.Money should be seen as a tool to support a happy and meaningful life, rather than the sole source of happiness.Financial advice should prioritize clients' well-being and focus on their lives, rather than solely on investment portfolios.Retail therapy and impulsive spending may provide short-term happiness, but developing healthier spending habits can lead to greater long-term well-being.Building a happy and healthy relationship with money involves being kind, compassionate, and mindful of one's values and priorities.Music experiences can be powerful sources of joy and can teach us valuable lessons about presence, connection, and the pursuit of happiness.LINKS:Chris' Books: CLICK HEREChris' LinkedIn Profile: CLICK HEREChris' podcast: CLICK HERE
With Dr. Mike Rucker | Organizational Psychologist | Behavioural Scientist | Author |Summary:This conversation is all about identifying and taking the steps to get out into the world to have more fun and how we can use our money as ways to allow more fun in our lives (and it does not need to cost lots of money). In this conversation, Dr. Rucker and Shaun discuss the importance of fun in life and how it can be pursued independently of money and power. They explore the limitations of pursuing happiness through external factors and the need for emotional flexibility. The conversation also touches on the challenges of finding fun in a busy life and the role of surprises and unexpected moments in bringing joy. They discuss the concept of the Fun Pyramid and how money can be used as a tool to facilitate authentic fun. Additionally, they emphasize the importance of finding fun in everyday life and how it can improve relationships and overall well-being. They also highlight the importance of being deliberate about incorporating fun into daily routines and the consequences of neglecting it. Finally, they talk about the importance of time affluence and creating lasting memories through fun experiences.BIO:Dr. Mike Rucker is an organizational psychologist, behavioral scientist, and charter member of the International Positive Psychology Association. He has been academically published in publications like the International Journal of Workplace Health Management. His ideas about fun and health have been featured in The Wall Street Journal, Washington Post, Fast Company, Psychology Today, Forbes, Vox, Thrive Global, Mindful, mindbodygreen, and more. He currently serves as a senior leader at Active Wellness and is the author of 2023’s top-rated happiness book, The Fun Habit, which is out now.TakeawaysFinding fun in everyday life can improve relationships and overall well-being.Learning how to spend your money on fun activities.How fun is a key driver to living a good life.Positional economics can help people access experiences they may not be able to afford on their own.Being deliberate about incorporating fun into daily routines is important for overall happiness and productivity.Creating lasting memories through fun experiences is valuable and can enrich one's life.LINKS:Website: Dive into the world of fun and exploration at Michael Rucker's website.Twitter: Follow Michael Rucker on Twitter @performbetter for daily doses of inspiration and fun!Facebook: Join the fun-loving community on Facebook at Mike Rucker, Ph.D.'s page.Instagram: Explore the wonders of fun on Instagram with @thewonderoffun.LinkedIn: Connect with Michael Rucker on LinkedIn at Michael Rucker's profile for insightful discussions and updates.Pinterest: Get inspired by Mike Rucker, Ph.D.'s Pinterest boards at mikeruckerphd.Simon & Schuster: Check out Michael Rucker's book, "The Fun Habit," on Simon & Schuster.Substack: Join the Fun Habit newsletter on Substack at funhabit.substack.com for exclusive content and tips on incorporating more fun into your life.
With Dr. Moira Somers | Psychologist | Family Wealth Consultant | Author |SummaryIn this insightful conversation, Dr. Moira Somers offers insights on how to enhance our financial stability. She discusses the intricate relationship between money and health, stressing the significance of financial well-being and its impact on our overall health. Dr. Somers emphasizes the need for a paradigm shift in the financial services sector, advocating for a more empathetic and supportive approach. She highlights the pivotal role of self-reflection and social support in achieving financial stability and sheds light on how our personality traits and self-belief influence our financial decisions. Dr. Somers brings such a calming yet thought-provoking tone to the conversation. Every time I speak with her, I find myself thinking deeply about whichever topic we discuss, and I hope you feel the same after listening to this conversation.TakeawaysFinancial stability is crucial for overall well-being and can have a significant impact on health.Financial advisors play a key role in helping clients achieve stability by understanding their unique circumstances and building on their existing financial skills.Both financial advisors and clients need to take a good look at themselves and have confidence in their abilities to make smart money choices.Stress can significantly impact financial decision-making.Practicing self-care and seeking support are important strategies for managing financial stress.Financial advisors play a vital role in helping individuals achieve financial wellness.There is a strong connection between mental health and financial wellness.Chapters01:33 The Relationship Between Money and Health03:03 The Impact of Money on Well-Being08:32 The Goal of Financial Stability14:08 Building Financial Stability20:11 The Impact of Financial Stability on Individuals23:08 The Need for Self-Reflection31:04 The Importance of Self-Efficacy37:49 The Power of Social Support43:30 Moving Beyond Stability to Thriving50:30 The Importance of Financial WellnessLINKS:Dr. Moira Somer's Website: CLICK HEREDr. Moira Somer's Book: CLICK HERE
With Bruce Sellery | CEO of Credit Canada | Author | Television Host |Summary:Bruce Sellery discusses his background in financial journalism and his transition to becoming the CEO of Credit Canada. He shares insights from his interviews with high-profile individuals and the impact of their stories. Bruce also reflects on his personal experience with money and the importance of creating a context for financial decisions. He emphasizes the need for a shift from financial literacy to financial coaching, focusing on the root causes of debt and holding individuals accountable for their financial well-being. Bruce discusses the importance of uncovering hidden values and moving from past-based to future-based conversations in financial planning. He highlights the Credit Canada Gold program, which focuses on accountability and coaching to help individuals achieve their financial goals. Bruce emphasizes the need for a judgment-free environment and coaching based on the client's desires. He also discusses the importance of being relentless in pursuing client goals and having tough conversations when necessary. Bruce shares his excitement for the expansion of financial coaching programs and concludes with the key theme of creating a life worth living using money as a tool.BIO:Bruce Sellery, a dynamic business journalist, TV host, and CEO of Credit Canada, is dedicated to enhancing financial literacy. Known for his bestselling book "Moolala: Why Smart People Do Dumb Things with Their Money," Sellery's engaging approach makes him a sought-after keynote speaker, emcee, and host. His roles include being CBC Radio's national money columnist, a Cityline contributor, and host of the Moolala radio show and podcast on SiriusXM. With a rich background that includes hosting on the Oprah Winfrey Network and anchoring for BNN Bloomberg, Sellery's work spans TV, radio, and writing, including two bestselling books. He contributes his expertise as an advisor to the Smith School of Business at Queen’s University and holds positions on boards, reflecting his commitment to community and financial empowerment.TakeawaysUncover hidden values and have future-based conversations in financial planning.Create a judgment-free environment and coach based on the client's desires.Be relentless in pursuing client goals and have tough conversations when necessary.Use money as a tool to create a life worth living.LINKS:Credit Canada: CLICK HEREBruce Sellery's LinkedIn: CLICK HERE
With Dr. Hal Hershfield | Professor | Author | Summary:In this conversation, Hal Hershfield discusses the concept of future selves and the challenges of balancing future orientation with embracing the present. He explores the importance of creating emotional connections with our future selves and shares research on how to motivate future-oriented decisions. The conversation also touches on the significance of endings and how they can impact motivation. Finally, Hershfield discusses the decision-making process around end-of-life and retirement, highlighting the need for thoughtful planning and meaningful transitions.Shaun and Hershfield discuss the importance of transition (like retirement) and the importance of maintaining identity and happiness during transitional phases of life. They explore the factors that predict a successful transition and how individuals can implement strategies to ensure a positive experience. They also discuss the relationship between changing selves and identity, and how understanding this connection can impact one's approach to retirement. Ultimately, they emphasize the key to a happy and healthy relationship with money: using it as a tool to fund contentment and finding joy in both the present and future.BIO:Hal Hershfield is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA’s Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management.His research, which sits at the intersection of psychology and economics, examines the ways we can improve our long-term decisions. He earned his PhD in psychology from Stanford University.Hershfield publishes in top academic journals and also contributes op-eds to the New York Times, Harvard Business Review, the Wall Street Journal, and other outlets. Takeaways:Balancing future orientation with embracing the present can lead to a more meaningful and satisfying life.Creating emotional connections with our future selves can help motivate future-oriented decisions.Endings can evoke mixed emotions, but they can also provide opportunities for growth and new beginnings.Maintaining a sense of identity and happiness in retirement is crucial, and individuals who have interests and strong social connections tend to thrive.Understanding the relationship between changing selves and identity can help individuals navigate transitions more effectively.Writing letters to future selves can provide valuable insights and guidance for living a happy and healthy life.Balancing living in the present with planning for the future is essential, as both contribute to overall well-being.LINKS:Dr. Hal Hershfield Website: CLICK HEREYour Future Self: How to Make Tomorrow Better Today by Hal Hershfield: CLICK HERE
Dr. Erika Rasure | Educator | Researcher | Holistic Financial Wellness |SummaryIn this conversation, Dr. Erika Rasure and Shaun Maslyk discuss the human experience of money and the importance of storytelling in understanding our money stories. Dr. Rasure shares her journey from aspiring estate lawyer to a personal financial planner, driven by her desire to help people with their money. They explore the role of compassion in financial conversations and the need to take the shame out of money. They also discuss the power of self-discovery and the importance of trusting oneself in making financial decisions. The conversation emphasizes the need to slow down, lean into discomfort, and let go of perfectionism to find peace and contentment in our relationship with money. Dr. Rasure explores the importance of finding 'home' within ourselves and the power of sharing our stories. The conversation concludes with a theme of not losing sight of the magic in life and the importance of finding joy in the little things.BIO:Dr. Erika Rasure is an internationally recognized leader, educator, and researcher in holistic financial wellness. For almost two decades, she has practiced financial therapy and coaching. Among her achievements is helping to create National Financial Practice Week, which she is co-founder as Chief Financial Wellness Advisor at Beyond Finance. Dr. Rasure also serves as Chair of the Research Board for the Financial Therapy Clinical Institute. Additionally, she is a member of the Financial Review Boards for Investopedia, The Balance, VeryWell Family, and VeryWell Parents. Her insight and interviews have been featured in several prestigious national outlets, such as Barron’s, CNN, Forbes, Fox Business, Marketwatch, NBC News Now, USA Today, and Yahoo! She is a Certified Deep Transformational Coach and holds a PhD in Personal Financial Planning from Kansas State University.TakeawaysMoney stories are a fundamental part of being human and can emotionally connect us.Compassion is crucial in financial conversations and can lead to clarity and transformation.Taking the shame out of money is essential for gaining clarity and making progress.Self-discovery is a powerful tool for understanding our relationship with money and finding peace.Trusting ourselves and seeking internal validation are key to making financial decisions aligned with our values. Sharing our stories with kindness and compassion helps us feel more connected and whole.Don't stop believing in the magic of life and find joy in the little things.LINKS:Dr. Rasure's LinkedIn: CLICK HERE
With Dr. Jordan Hutchison | VP of Technology | Financial Planning & Behavioral Finance Adjunct Professor | Podcast Host |BIO:Dr. Jordan Hutchison, a leading figure in financial technology and planning, serves as the Vice President of Technology at RFG Advisory and an adjunct professor at Kaplans College for Financial Planning. With a wealth of experience, numerous certifications, and advanced degrees, Jordan focuses on pushing RFG to the forefront of wealth technology. He collaborates with advisors to integrate cutting-edge solutions, cultivate relationships with industry leaders, and innovate strategies that elevate both client and advisor experiences. Jordan also hosts the RFG Disruption Blueprint podcast's monthly feature, Game Film with Dr. J, where he explores topics at the intersection of technology, education, and innovation in the financial industry.Why You Should Listen: Dr. Hutchison as he explores the question "What Makes Life Worth Living?" through the lens of financial planning. Dr. Hutchinson discusses the concept of flow and its integration into financial planning. Flow is a state of deep absorption that is intrinsically motivating, has clear goals, and provides immediate feedback. It is a unique and fulfilling experience found in various aspects of life, including work and personal activities. Understanding flow can help individuals navigate life transitions and find fulfillment. Integrating flow into financial planning involves having conversations about what makes life worth living and identifying activities that bring engagement and enjoyment. Flow can enhance overall well-being and contribute to a meaningful and fulfilling life. The conversation explores the concept of flow and its impact on well-being, relationships, and financial decisions. It emphasizes the importance of finding flow in various aspects of life and being purposeful in creating opportunities for flow. The chapters cover topics such as the impact of flow on well-being, the power of play and simple pleasures, the spillover effect of flow, flow in work and relationships, flow in group engagement, and understanding the rhythm of life.TakeawaysFlow is not just a pleasant experience, but it also has a positive impact on wellbeing and happiness.Play and simple pleasures can be sources of flow and happiness.Flow can have a spillover effect, leading to more energy and vigor in other areas of life.Finding flow in work and relationships can enhance fulfillment and happiness.Group engagement can create flow experiences.Being purposeful and intentional in creating opportunities for flow is important.Understanding the rhythm of life and balancing saving and experiencing life's pleasures is crucial for a happy and healthy relationship with money.Using financial resources to address the fundamental question, "What makes life worth living?"Links:Jordan's LinkedIn: Click HereRFG Advisory: Click Here
Dr. Matt Goren CFP® | PVP - Financial Planning Education | BIO:Dr. Matt J. Goren, CFP® has created educational programs and taught courses on topics ranging from the psychology of personal finance to investing, global financial planning, cultural psychology, and statistics. As CeriFi's Product Vice President - Financial Planning Education, he oversees educational program development and administration, including the popular Dalton Education and Dalton Review programs for students pursuing the CFP® designation. Formerly, he served as Director of Knowledge for Practice at CFP Board. His past affiliations include The American College of Financial Services, UC Berkeley, and The University of Georgia. Matt lives in Chicago and is a regular world traveler, hiker, and news junky.Summary:In this conversation, Dr. Matt Goren discusses the role of emotions in decision-making and how they can be used as tools to make better financial decisions. He emphasizes the importance of listening to both negative and positive emotions and using them to guide financial choices. Matt also explores biases such as the anchoring bias, status quo bias, overconfidence bias, and the Dunning-Kruger effect. He suggests strategies for managing these biases, including providing relevant anchors, segmenting accounts, and creating controlled environments for testing investment strategies. Overall, the conversation highlights the need to understand and work with our emotions to achieve financial well-being. The conversation explores the shift towards psychology in financial planning and the declining importance of technical skills. It highlights the simplification of technical aspects in finance and the need for financial planners to focus on the human element. The blurring of roles in financial planning is discussed, as well as the evolution of financial planning education. The integration of subjective and objective thinking is emphasized, along with the importance of emotional skills in financial planning. TakeawaysEmotions are a tool that can be used to make better financial decisions.Listening to negative emotions can provide valuable information and help avoid destructive decisions.Positive emotions can also guide financial choices, but it's important to be aware of their potential pitfalls.Technical skills in financial planning are becoming less important due to advancements in technology.Simplification of technical aspects in finance, such as budgeting and insurance products, is making financial planning more accessible.Financial planners must focus on the human element and develop coaching and counselling skills.The future of financial planning involves a blending of roles, with all planners needing to be coaches and therapists to some extent.Financial planning education is evolving to include more content on emotions and communication.Meeting clients where they're at and recognizing their individual needs is crucial in financial planning.The integration of subjective and objective thinking is essential in the field of financial planning.LINKS:Dalton EducationCERIFIDr. Matt Goren Linkedin: CLICK HERE
With Dr. Jennifer Guttman | Clinical Psychologist | Author |BIO:Dr. Jennifer Guttman, a clinical psychologist with practices in NY and Connecticut, specializes in cognitive behavioral therapy, positive psychology, and her motivational brand, sustainable life satisfaction. With over 30 years of clinical practice, she challenges the pursuit of happiness and leads a satisfaction revolution. Author of "Beyond Happiness: The 6 Secrets of Lifetime Satisfaction," Dr. Guttman offers a workbook, course, and YouTube channel dedicated to satisfaction. A regular contributor to Psychology Today and Thrive Global, she is also a sought-after guest on health, wellness, business, and happiness podcasts.SummaryDr. Jennifer Guttman discusses the difference between happiness and satisfaction, and how focusing on satisfaction can lead to a more fulfilling life. She shares her personal story of facing challenges and finding resilience and introduces the concept of being defiantly resilient. Dr. Guttman also outlines the six techniques for sustainable life satisfaction, including avoiding assumptions, facing fears, and making decisions. She emphasizes the importance of reducing people-pleasing and codependency and encourages individuals to cultivate agency within themselves, to find their authentic voice. Dr. Guttman's work can be found on her website, guttmanpsychology.com, and her book is available on Amazon and Barnes & Noble.TakeawaysFocus on satisfaction rather than happiness, as satisfaction is more enduring and can be controlled from within.Avoid making assumptions about money and challenge the assumptions you have by asking for concrete evidence.Face your fears and make decisions that align with your values and goals, rather than seeking external validation.Reduce people-pleasing and codependency by learning to trust yourself and make autonomous financial decisions.Build resilience by facing challenges and developing a sense of effectiveness and self-worth.Write a letter to future generations, encouraging them to learn themselves, quiet the noise, and be their own person.Chapters00:00 Introduction00:37 The Story of JFK Customs03:16 The Difference Between Happiness and Satisfaction05:31 Shifting Focus to Satisfaction08:18 The Middle Path of Satisfaction10:14 The Shift to a Satisfaction Revolution13:15 Becoming Defiantly Resilient19:07 Overcoming Challenges and Building Resilience22:56 The Six Techniques for Sustainable Life Satisfaction23:57 Assumptions, Facing Fears, and Making Decisions27:56 Avoiding People Pleasing and Codependency32:50 Writing a Letter to Future Generations41:08 Where to Find Dr. Jennifer Guttman's WorkLINKS:• Dr. Guttman's Book: CLICK HERE• Dr. Guttman's website: CLICK HERE
With Rob Carrick | Globe and Mail Personal Finance Columnist | Author |BIO:Not every journalist lives their beat, but Rob does. His personal finance column in The Globe and Mail aims to demystify the world of money. Married with two 20-something kids, Rob constantly navigates intelligent spending and investing. With experience dating back to the early '90s, covering Bay Street for The Canadian Press, he later joined The Globe and Mail in 1996 as an investment reporter, launching the Personal Finance column. Over the years, Rob has witnessed market trends, recessions, crashes, a global financial crisis, housing market surges, rising debt, and retirement concerns. Amid the abundance of personal finance content, turn to Rob for his seasoned perspective and the ability to make you say, "Now I understand."LINKS:Rob's Stress Test Podcast: CLICK HERERob's Website: CLICK HERE
Robb Engen | Fee-Only Financial Planner | Blogger |BIO:Robb Engen is an advice-only financial planner and the voice behind the award-winning Boomer & Echo personal finance blog. Robb has been writing about personal finance since 2010 for publications such as the Toronto Star and MoneySense, and his own website has attracted more than 15 million page views and 12,000 email subscribers. A self-described “revenge traveler”, Robb lives in Lethbridge, Alberta with his wife and two children.Why You Should Listen:In our conversation, we explore Robb's personal money story and discuss the inspiration behind his blog, which has garnered an impressive 15 million page views. We delve into why Robb decided to transition from his full-time job to becoming a full-time, advice-only financial planner. Robb shares a personal perspective on his financial experiences, offering listeners a genuine glimpse into the human side of money. Throughout his money story, Robb describes his transition from being hyper-focused on frugality to embracing more freedom. We also discuss the value of family, travel, and much more. Through candid discussions with industry experts, like Robb, we aim to humanize the financial services industry, recognizing that we all navigate unique money stories. Links:Robb's Website: CLICK HERE
Jonathan Chevreau | Chief Findependence Officer | Investing Editor and Columnist MoneySenseJason Heath, CFP® | Fee-Only Financial Planner at Objective Financial Partners Inc.Jason Evans CFP® | Fee For Service Financial PlannerLisa Hannam | Executive Editor MoneySense | Journalist | WriterBIOs:Jonathan Chevreau is a veteran financial columnist, blogger and author based in Toronto. He was the Financial Post’s personal finance columnist between 1993 and 2012 and editor-in-chief for MoneySense Magazine from 2012 to 2014. He still writes the Retired Money column for MoneySense. In 2014, he launched the Financial Independence Hub (aka FindependenceHub.com), which usually publishes four blogs every week. Jon has authored several books with traditional book publishers like McGraw Hill and Key Porter books, including The Wealthy Boomer, and a series of mutual fund guides called Smart Funds. In 2016, he co-authored Victory Lap Retirement, a Globe & Mail bestseller. In 2021 what is now Crown Publishing published the second American edition of his financial novel, Findependence Day, also available through Trafford.com. He has a large Twitter following at @jonchevreau has been rated one of the top two social media influencers in finance in Canada. Jason Heath has been providing fee-only, advice-only financial planning since 2002 and is one of Canada’s best-known fee-only financial planners. He is a Certified Financial Planner (CFP) and a personal finance columnist for the Financial Post, MoneySense, and Canadian MoneySaver.Lisa Hannam, Executive Editor of MoneySense For Lisa, money isn’t just about paycheques, belongings, savings, real estate and investing – it’s about all these things, and so much more. With the goal to make MoneySense.ca accessible to Canadians at all levels of financial literacy, as the Executive Editor, Lisa has grown the editorial team, with a record-breaking publishing cadence for the paywall-free site. She ensures that the journalism standards readers have come to expect from the award-winning publication are in every article that you read today. Lisa has an extensive journalism background as an acclaimed writer and editor, spanning over 20 years, working for some of Canada’s largest glossy magazines, daily newspapers and popular websites. #itpaystoknowJason Evans CFP® is an advice-only financial planner who specializes in helping Canadians 55+ prepare for a secure retirement. Having personally witnessed the painful impact of bad financial advice, he is a strong proponent of financial education and unbiased advice.Why Your Should Listen:November is Financial Literacy Month in Canada, and MoneySense Magazine is marking the occasion by delving into the worst money advice with insights from four professionals. In this episode, we discuss the common pitfalls that could impact your financial health and well-being, drawing from a MoneySense online poll with 891 respondents from across the country. Whether you're navigating trends, assessing your emotional decision-making, staying vigilant against scams, or simply seeking trustworthy advice, this episode provides practical knowledge for maneuvering the complex world of finance. Learn why 69% of MoneySense readers polled claim to have lost money from financial advice and gain tools to avoid these pitfalls. Highlights:Money Mistakes: Discover the commonality of bad money advice and its potential to cause devastating financial stress.Trends vs. Traps: Learn to distinguish financial trends from bad advice, equipping yourself to navigate the complex financial landscape.Emotional Check-In: Explore the role of emotional awareness in financial decision-making and its impact on protecting your financial well-being.Scams Unveiled: Gain an inside look at modern financial scams and arm yourself with knowledge to avoid potential pitfalls.Finding Solid Ground: Understand the importance of seeking advice from trusted sou...
With William Green | Author | Journalist |BIO:Over the last quarter of a century, he has interviewed many of the world’s best investors, exploring in depth the question of what qualities and insights enable them to achieve enduring success. He’s written extensively about investing for many publications and has been interviewed about the greatest investors for magazines, newspapers, podcasts, radio, and television. He has also given many talks about the lessons we can learn from the most successful investors, not only about how to invest but about how to improve our thinking.Highlights:Learn lessons that apply to everyone, from how the greatest investors in the world think and make decisionsHow the art of subtracting can increase our well-being and financial healthHow to reduce complexity in your life and focus on the things that ultimately matterThe value of equanimity plays in your facilitating financial healthHow we may regard some teachings from the world’s greatest investors as practical philosophersThe power of embracing “good enough.”Links:William’s website: CLICK HEREBuy William’s book: CLICK HERE
Dr. Sarah Newcomb | Behavioral Economist | Founder of the Thrive Financial Empowerment Center | Author | BIO:Sarah Newcomb, Ph.D., a behavioral economist and Founder of the Thrive Financial Empowerment Center, uses her expertise to help individuals build fulfilling lives within their means. She collaborates with corporate behavioral science teams at companies like HelloWallet, Morningstar, and Edward Jones, aiding financial advisors in addressing the psychological aspects of financial decision-making. Sarah's work is focused on translating academic research into practical solutions for everyday financial challenges, and she has been featured in Reuters, the Wall Street Journal, Forbes, HerMoney, and other prominent publications. She is also the author of 'Loaded: Money, Psychology, and How to Succeed Without Compromising Your Values' (Wiley, 2016).Why You Should Listen:Money, a word loaded with complexities, is often at the heart of our most conflicting thoughts and emotions. In this episode, Dr. Sarah Newcomb explores the intricate relationship we all have with money, explaining why we attach the meanings we attach to it. Learn the value of unpacking your thoughts, feelings, and emotions surrounding money and how both positive and negative emotions convey invaluable insights. Explore the stories we tell ourselves about money, understand the influence of cultural narratives, and learn how questioning the origins of your money beliefs can lead to healthier financial relationships. Dr. Newcomb also discusses the psychology of blame, the power of changing our thinking, and the concept of learned helplessness in relation to our beliefs about money. Dr. Newcomb explains the mission behind the Thrive Financial Empowerment Center, and how they believed in empowering people to live a life you love...with the resources you have. Highlights:Unpacking the intricate relationship we have with money.Learn how to live a life you love with the resources you have.Recognizing the meanings we attach to money.The value of exploring your thoughts and emotions about money.How positive and negative emotions convey valuable insights.Challenging and reevaluating your money beliefs for healthier financial relationships.Links:Thrive Financial Empowerment Center: CLICK HERELoaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind by Dr. Sarah Newcomb
Dr. Tal Ben-Shahar Ph.D. | Author | Founder at Happiness Studies AcademyBIO:Tal Ben-Shahar is an author and lecturer. He taught two of the largest classes in Harvard University’s history, “Positive Psychology” and “The Psychology of Leadership.” His books have been translated into more than thirty languages, and have appeared on best-seller lists around the world. Tal consults and lectures around the world to executives in multi-national corporations, the general public, and at-risk populations. The topics he lectures on include leadership, education, ethics, politics, happiness, self-esteem, resilience, goal setting, and mindfulness. He is the co-founder and chief learning officer of The Happiness Studies Academy and Potentialife. An avid sportsman, Tal won the U.S. Intercollegiate and Israeli National squash championships. He obtained his Ph.D. in Organizational Behavior and BA in Philosophy and Psychology from Harvard.Highlights:Why Financial Well-Being is NOT central to our happinessHow sports, in Tal’s case squash, can become a blueprint for cultivating happinessHow to spend money on things that make you happyTal explains the science behind the relationship between happiness and moneyBeyond your basic needs, money doesn’t do much towards your happiness, unless you do this…….(need to listen!)Why the illusion of wealth, is often just an illusion How the SPIRE model cultivates happinessHow hardships can teach us about our ability to embody resiliencyThe difference between a job description and a calling descriptionHow finding your 'calling' might be closer than you thinkQuotes“It’s not just the objective circumstances that matter but the subjective interpretation that matter” Tal Ben-Shahar“It’s important to learn how to embrace boredom” Tal Ben-Shahar“The ultimate value of money lies in how much happiness it brings” Tal Ben-Shahar“The difference between depression and sadness is depression is sadness without hope” Tal Ben-Shahar“He can find happiness who can find joy in the solitude in his room” Blaise Pascal French PhilosopherLINKS:Tal’s Books: CLICK HERETal’s Courses: CLICK HEREHappiness Studies Academy: CLICK HERE
Dr.Sarah (Stanley) Fallaw, Ph.D. | President DataPoints | Author |BIO:Sarah Stanley Fallaw, Ph.D. is the author of The Next Millionaire Next Door and the founder and President of DataPoints LLC, a behavioral assessment advisor-tech company. In her role at DataPoints and her research, Dr. Fallaw continues the study on self-made wealth begun by her late father, Dr. Thomas J. Stanley, author of The Millionaire Next Door. Dr. Fallaw’s research on the psychology of wealth has been featured in numerous conferences and publications, and she consults with firms worldwide on measuring client money personality. Dr. Fallaw received her Ph.D. in Applied Psychology from the University of Georgia in 2003. She lives in East Cobb, Georgia, with her husband and daughters.Why You Should Listen:In this episode, we'll explore using personality traits to predict financial behaviors and turning income into wealth. We discuss the emotional side of money and how it reveals insights about ourselves. We'll challenge traditional views on wealth, revealing its deeper dimensions and the unique traits of self-made millionaires.We'll uncover behavioural patterns that predict financial success and the profound impact of personality on wealth. How focusing on personal growth, not societal comparisons, is timeless wisdom from self-made millionaire research. Additionally, you'll learn the power of inner self-control in securing your financial future.Highlights:Discussing the Power of Personality: Explore using personality traits as a financial crystal ball.From Income to Lasting Wealth: Learn to transform your income into lasting financial security.Emotions and Money: Discover how emotions offer deep financial self-awareness.A Fresh Perspective on Wealth: Challenge preconceptions with a multidimensional view of wealth.Understanding who Millionaires are: Dr. Fallaw deciphers the unique traits of self-made millionaires.Links:DataPoints Website: CLICK HERE
With:Jason Pereira MBA CFA® CFP® | Personal Finance and fintech Expert Writer | Podcaster | Public SpeakerPreet Banerjee | Behavioural Finance Expert | Keynote Speaker | Found of MoneyGapsDr. Meghaan Lurtz Ph.D. | Lecturer | Writer | Senior Research Associate Kitces.com Mark McGrath CFP® CIM® CLU® | Financial Planner |Aaron Hector, B.COMM., CFP, R.F.P., TEP | Private Wealth Advisor | Financial PlannerBIOs:Jason Pereira MBA CFA® CFP® is a highly experienced financial planner with over two decades of expertise in the field. He is a renowned writer, commentator, speaker, podcaster, and educator, specializing in financial planning, practice management, and fintech. Holding two degrees and nine professional designations, Jason is a recipient of over 30 industry awards in recognition of his outstanding contributions. He has shared his knowledge through authoring over 100 articles, podcasts, and interviews, further solidifying his reputation as a leading figure in the financial planning industry.Preet Banerjee, a former neuroscientist turned finance expert, author, keynote speaker, consult to the wealth management industry and is well-known for his contributions to CBC's The National and The Morning Show on Global. and recently received his doctorate researching the value of financial advice to households.Dr. Meghaan Lurtz is a prominent expert in financial planning psychology, an accomplished educator serving as a Professor of Practice at Kansas State University, and a lecturer at Columbia University, specializing in Financial Psychology. She also holds positions on various financial technology boards that bridge finance and mental health. With her active research and ongoing contributions to the Kitces platform, she explores the connection between money, advice, and well-being.Jason Pereira MBA CFA® CFP® is a highly experienced financial planner with over two decades of expertise in the field. He is a renowned writer, commentator, speaker, podcaster, and educator, specializing in financial planning, practice management, and fintech. Holding two degrees and nine professional designations, Jason is a recipient of over 30 industry awards in recognition of his outstanding contributions. He has shared his knowledge through authoring over 100 articles, podcasts, and interviews, further solidifying his reputation as a leading figure in the financial planning industry.Mark McGrath CFP® CIM® CLU® is an experienced financial expert with over 10 years of experience in the industry. Holding designations such as Chartered Investment Manager (CIM®), CERTIFIED FINANCIAL PLANNER®, and Chartered Life Underwriter (CLU®), Mark is dedicated to educating and assisting individuals in achieving their financial dreams through evidence-based and comprehensive financial planning. His expertise lies in investment, tax, retirement, and estate planning for small business owners and their families.Aaron Hector, B.COMM., CFP, R.F.P., TEP brings a unique blend of youth and extensive experience in comprehensive wealth management, commencing his career earlier than most. He benefited from 15+ years of mentorship from Russ Doherty and Vic Bryant, each offering distinct expertise. His clients find comfort in his commitment to serving them throughout their careers and retirements.Why Your Should Listen:Our conversation delves into the importance of celebrating financial achievements throughout life, rather than just at retirement. We explore how to infuse moments of financial joy into the journey, embracing the entire experience.We also explore the ever-changing landscape of financial planning and how AI and technology are reshaping the industry, evoking a mix of anticipation and concern. We discuss a future where technology enhances the human journey of financial planning, making it more meaningful and fulfilling. We delve into finding the dynamic balance where technology amplifies,
With Neil Bage | Co-Founder of Shaping Wealth | Keynote Speaker | Applied Behavioural ScienceBIO:Neil Bage is a seasoned expert in merging complex behavioural science with practical, tech-driven applications. With extensive experience as a Chief Behavioral Officer for a UK-based financial planning firm and as the founder of an award-winning behavioural technology business, Neil has shared his insights with thousands of professionals globally. His expertise spans human evolution, biology, and behavioural psychology.Why You Should Listen:In this episode, we closely examine the often-neglected human experience of money. While financial talks usually focus on numbers and math, Neil helps us uncover the deeper aspects of our connection with money. He emphasizes that grasping and accepting this personal journey can pave the way for more satisfying and meaningful financial discussions.We also discuss a fundamental concept: there are two types of problems in the financial world. First, we have the complicated ones, which we can solve using calculations and data. Then, there are the complex problems rooted in our human nature. We must address both types to thrive in our relationship with money truly. It's important to note that complicated solutions can't fix complex issues. Unearth insights on cultivating trust, curiosity, and surrender in your financial journey, and understand the intricate relationship between our brain's survival instincts and our financial decisions.Highlights:Neil's expertise in bridging behavioural science with practical applicationsThe disparity between our evolving brains and our society's reliance on moneyHow to build trust in our financial livesThe power of curiosity and surrender in understanding our relationship with moneyHow our brain's wiring relates to survival and thriving within our relationships to moneyThe importance of recognizing the unique human experience of moneyObjective problem-solving in finance: retirement planning, debt management, insurance, and savingsQuotes:"Your life is your life" Neill BageLinks:Shaping Wealth: CLICK HERENeil on Twitter: @neilbage
Dr. Brad Klontz | Financial Psychologist | Author | Professor | Speaker | Financial AdvisorBIO:Dr. Bradley T. Klontz, Psy.D., CFP®, is a renowned expert in financial psychology, applied behavioural finance, and financial planning. He is an Associate Professor of Practice at Creighton University Heider College of Business, Co-Founder of the Financial Psychology Institute, and Managing Principal at YYMW Advisors. Dr. Brad has made significant contributions to the field with eight books on the psychology of money. He's a Fellow of the American Psychological Association, a former President of the Hawaii Psychological Association, and received the Innovative Practice Presidential Citation from the American Psychological Association. Dr. Brad is a columnist for prestigious publications, including the Journal of Financial Planning, On Wall Street, and PsychologyToday.com. His work has been featured on ABC News' 20/20, Good Morning America, The Wall Street Journal, New York Times, and USA Today, among others. He's been honoured with awards like the 2018 and 2021 Montgomery-Warschauer Awards from the Journal of Financial Planning and has partnered with top organizations like Capital One, JP Morgan Chase, Mutual of Omaha, and H&R Block to promote financial health and psychology awareness.Why You Should Listen:In this episode, Dr. Brad Klontz shares his passion for delivering practical and relatable financial guidance on TikTok. He challenges the common misconception that millionaires indulge in lavish spending, presenting research that shows they tend to be frugal. Dr. Klontz explores the psychology of trust on social media, the dynamics of content virality, and the stark differences between poor and rich mindsets. Dr. Klontz's mission is to inspire and challenge listeners to rethink their financial beliefs, helping people gain financial confidence by challenging our assumptions. Be sure to stay until the end when RootHub makes up a song for Dr. Klontz!Highlights:Discover why Dr. Klontz is dedicated to providing financial advice on TikTok.Learn to distinguish authentic trust from artificial trust when seeking financial advice on social media.Gain insights into the psychology of virality.Learn the differences between poor and rich mindsets.Get tips on crafting compelling messages that resonate with people.Dr. Klontz encourages listeners to challenge their financial beliefs and plant the seed for a brighter financial future.The importance of cultivating an internal locus of controlUnderstand the importance of providing well-researched financial advice on social media to counter misinformation.Quotes:“This is possible for me. I am training to plant a seed,” Dr. KlontzLinks:Dr. Klontz on TikTok: CLICK HEREDr. Klontz's website: CLICK HERE
With Julie Kalkowski | Executive Director at Financial Hope Collaborative at Creighton University & Dr. Nicole White | PharmD, CDCES, NBC-HWC, DipACLM | Associate ProfessorBIOs:Dr. Nicole White is an Associate Professor of Pharmacy Practice at Creighton University School of Pharmacy and Health Professions. Her work focuses on lifestyle medicine, chronic disease management, and social determinants of health. She recently assessed the impact of financial education on health outcomes and is currently working on a project to enhance diabetes-related health for low-income patients.Julie Kalkowski is a consumer advocate who has played a vital role in helping at-risk individuals in the Omaha area achieve financial stability and manage their finances effectively. She has been involved with the Financial Hope Collaborative and the Financial Success Program, contributing to many low-income families' financial stability.Why You Should Listen:In this episode, Julie and Nicole shed light on the transformative power of financial education and coaching. They discuss how to make a lasting impact through financial guidance, drawing from Hope Theory to improve financial and health outcomes. We explore the link between health and finances and how addressing social determinants of health can empower individuals. Learn how achieving economic stability can help eliminate health disparities and why understanding the connection between financial stress and health is vital. Julie and Nicole also discuss their research on the relationship between financial stability and health and share insights on evaluating the effectiveness of financial education and coaching programs. This conversation explores the intricate connection between social determinants of health and financial well-being.Highlights:How to provide financial education and coaching that creates lasting changeThe impact of Hope Theory on financial and health outcomesThe intersection between health and financesAddressing the social determinants of health through financial empowermentAchieving economic stability to eliminate health disparitiesUnderstanding the link between financial stress and healthResearching the connection between financial stability and healthEvaluating the effectiveness of financial education and coaching on health outcomesExploring the social determinants of health and their relationship with financesLINKS:Research Papers Discussed:Can Financial Education Coaching Improve Your HealthFinancial training linked to health improvement, study findsBuilding Hopefulness Through Financial Education and Coaching
Dr. Susan Linn Ed.D | Psychologist | Author | Award Winning Ventrilogquist | Expert on Creative Play |BIO:Susan Linn, Ed.D, a psychologist, an author, and an award-winning ventriloquist, is a world-renowned expert on creative play and the impact of tech and commercial marketing on children. She is a Lecturer on Psychiatry at Harvard Medical School and Research Associate at Boston Children’s Hospital. Dr. Linn’s books have been praised in publications as diverse as The Wall Street Journal, Mother Jones, and The New York Times, which called her most recent book Who’s Raising the Kids? Big Tech, Big Business and the Lives of Children, “Engrossing and Insightful.” A passionate advocate for children, Dr. Linn was Founding Director of Campaign for a Commercial-Free Childhood (now called Fairplay) from 2000-2015.Why You Should Listen:Susan's insights into the impact of big tech, large corporations, and consumerism on our kids are eye-opening. Discover how marketers are waging a battle for our children's attention, aiming to keep it for a lifetime. As parents strive to set limits, Susan sheds light on how marketing executives work tirelessly to entice with irresistible messages. Join us to understand how our children grow up in a hyper-commercialized culture that promotes buying more as the path to happiness. Susan delves into the severe consequences of this commercialism on children's well-being and offers actionable suggestions for families. As a psychologist, she provides a unique perspective on the importance of creative play and the effects of tech and big business on our children.HighlightsLearn about the fierce competition among marketers to capture and maintain our children's attention, which Susan describes as the ultimate corporate payoff.Understand the challenges parents face as they try to set limits at home while marketing executives tirelessly work to undermine those efforts.Explore the hyper-commercialized culture in which our children are growing up, where happiness is often equated with buying more toys, games, and screen time.Delve into the research on the serious consequences of commercialism on children's well-being and public health outcomes.Discover actionable insights from Susan's latest book, "Who's Raising The Kids: Big Tech, Big Business, and the Lives of Children," and learn how families can navigate the impact of tech and big business on their children's lives.LINKS:Susan's website: CLICK HERESusan's books: CLICK HERE
With Dr. Michael Kothakota | CEO of WolfBridge Wealth | Researcher BIO:Dr. Michael Kothakota has been a financial planning practitioner for over 18 years. He currently serves as CEO of WolfBridge Wealth, a Registered Investment Advisor firm and is the former Head of Research at CFP Board. As a researcher and innovator, he operates and conducts research at the intersection of artificial intelligence and the psychology of financial planning. Dr. Kothakota has consulted for financial technology firms and has developed behavioural models to assist with the delivery of financial planning services via technology platforms. He is an experienced instructor and teaches at Columbia University. Dr. Kothakota received his Master’s in Predictive Analytics from Northwestern University and his Ph.D. in Personal Financial Planning from Kansas State University.Why You Should Listen:In this episode, we're sharing practical wisdom about your finances. First, we'll explore why pausing and thinking about your money is vital, ensuring it matches what truly matters to you, not what society says should matter. Then, we'll show you how to make money a useful tool in your life, not just talk about it. You'll discover why quick tips and one-size-fits-all money advice often don't work and how to make financial advice fit your unique situation. We'll also discuss why chasing what's "financially perfect" doesn't always lead to what's best for you. Plus, we'll emphasize the importance of treating financial research seriously in the planning profession. Lastly, we'll explain why those "standard rules of thumb" regarding money don't fit everyone's life.Highlights:Aligning Finances with Your GoalsLearn why aligning your financial life with your genuine goals is crucial, not society's expectations.Money as a Practical ToolDiscover how to use money as a practical tool to achieve your dreams.Personalizing Financial AdviceNavigate the pitfalls of one-size-fits-all financial advice and make it work for you.Balancing Optimization with ValuesFind out why financial optimization doesn't always align with what's best for you personally.Leveraging Financial ResearchExplore how research can enhance financial planning and decision-making.Beyond General Rules of ThumbThose "standard rules of thumb" regarding money don't fit everyone's life.Quotes:"Sometimes, what's financially optimal isn't always what's best or right." Dr. KothakotaLinks:https://wolfbridgewealth.com/
Joy Lere, Psy.D | Licensed Clinical Therapist | Co-Founder of Shaping WealthBIO:Meet Dr. Joy Lere, a distinguished expert in the realm of money psychology. Dr. Lere is a licensed clinical psychologist and co-founder of Shaping Wealth. Her extensive experience includes research and clinical roles at Penn Medicine Princeton Health, Children's National Medical Center, and the Department of Defense. Additionally, she has served as an Assistant Clinical Professor in Clinical Psychology at George Washington University.Why You Should Listen: In this episode, Dr. Lere discusses the complex realm of money psychology. Her genuine approach makes the topic relatable and easy to grasp.Discover the vital role of self-awareness in navigating our personal money stories. Dr. Lere explains how self-awareness helps us connect emotionally with our financial experiences, paving the way for a life filled with purpose and joy.Dr. Lere explores the power of storytelling, the essence of financial well-being, and how to transform discomfort into valuable life lessons. Dr. Lere reminds us that true happiness comes from within and that financial well-being hinges on both safety and freedom.Highlights:Discover the power of storytelling in connecting with ourselves and others emotionally.Gain insights into financial well-being and learn what it truly means to become financially well.Explore the pivotal role of self-awareness in understanding our personal money stories and progressing from mere existence to meaningful growth.Uncover strategies for recognizing and overcoming financial anxiety, with a realization that discomfort can be a potent teacher.Learn how to identify and reconcile old financial behaviours and patterns to craft a new narrative for your financial future.Dr. Joy Lere emphasizes that true joy and happiness originate from within, challenging the common misconception of seeking external sources for contentment.Understand the foundation of financial well-being, rooted in the dual concepts of safety and freedom.Notable Quotes:"Being. Becoming.""Using our pain to create purpose.""Joy and happiness are an inside job."LINKS:Dr. Lere's clinical site: https://joylere.com/Dr. Lere's Substack: https://joylere.substack.com/Shaping Wealth: https://www.shapingwealth.com/
With David Krueger, MD | Executive Mentor Coach | CEO of MentorPath® |BIO:David Krueger, M.D. is an Executive Mentor Coach, CEO of MentorPath®, and a renowned author with 24 books and 75 scientific papers. His expertise blends mind, brain, and performance sciences with strategic coaching to empower professionals and executives for lasting peak performance. Notably, his bestseller "The Secret Language of Money" has reached a global audience, and he has received recognition like being named Top Executive Mentor Coach of 2021 by IAOTP. As Dean of Curriculum for Coach Training Alliance and Advisory Board member at Bauer College of Business, he continues to shape the fields of coaching and business. With a background in Psychiatry and Psychoanalysis, he brings a unique perspective to his coaching practice.Why You Should Listen: In this episode, we discuss behavioural economics principles and their potent application for enhancing performance in the context of your personal money story. Discover ways to prime your mind for confidence and prosperity, explore the effects of different mindsets on performance and investing, and unravel the mindset of super achievers in various domains. Learn about concepts like success anticlimax, summit syndrome, and the maintenance of success. How to effectively employ behavioural economics principles to drive successful performance and investing while also understanding the challenges tied to success, wealth, power, and influence.Highlights:Uncover Your Money Story: Understand the concept of a "money story," a personal narrative that influences your relationship with money, its meaning, and your behaviors.Beyond Financial Principles: Explore how our minds and brains shape our financial behaviours, going beyond conventional financial knowledge.The Portal of Money: Learn how money serves as a gateway to understanding the intangible aspects of our lives, not merely a financial tool.Choice Architecture: Discover how dissecting your money story can reveal core beliefs, assumptions, and conflicts about money.Success Anticlimax and Summit Syndrome: Learn about the phenomena of success anticlimax and summit syndrome and discover strategies to maintain extreme success.Framework-Based Initiatives: Explore the efficacy of positive frameworks in enhancing performance and achieving desired outcomes.www.MentorPath.com
Ken Honda | Money & Happiness Expert | International Best Selling Author |
BIO:
Money and happiness expert Ken Honda is a best-selling self-development author in Japan, with book sales surpassing eight million copies since 2001. His latest book is called “Happy Money: The Japanese Art of Making Peace With Your Money” (June 4, 2019, Simon & Schuster). Ken studied law at Waseda University in Tokyo and entered the Japanese workforce as a business consultant and investor. Ken’s financial expertise comes from owning and managing several businesses, including an accounting company, a management consulting firm, and a venture capital corporation. His writings bridge the topics of finance and self-help, focusing on creating and generating personal wealth and happiness through deeper self-honesty. Ken provides ongoing support through mentoring programs, business seminars, therapeutic workshops, and correspondence courses.
Why You Should Listen:
Get ready for a heartwarming and enlightening conversation with Ken Honda that will fill your day with joy and happiness. In this episode, we delve into the world of "Happy Money" – a concept that extends beyond mere currency, offering a way of being that leads to increased contentment, ease, and happiness in life. Ken's genuine and kind-hearted nature shines through as he shares insights, wisdom, and practical lessons on how to foster a positive relationship with money, allowing it to appreciate and bring happiness into your life.
Episode Highlights:
Cultivating Happy Money: Experience a heartwarming conversation with Ken Honda that is sure to uplift your spirits and provide valuable insights into cultivating "Happy Money." Ken's alignment of actions with intentions sets the tone for an enriching discussion.
Beyond the Currency: Discover how the concept of Happy Money extends beyond financial transactions and taps into a holistic way of living. Learn how embracing this perspective can lead to greater happiness, contentment, and ease in your life.
Unveiling the Happiness Gap: Explore the intriguing difference between happy money and unhappy money. Understand why spending doesn't always result in happiness and learn valuable strategies to infuse joy into your spending habits.
Dual Dimensions of Financial Freedom: Dive into the two key components of financial freedom: the technical and emotional sides of money. Ken highlights the essential role of emotional peace and contentment in achieving lasting financial freedom.
Fear vs. Love Spending: Unpack the profound notion of spending with fear versus spending with love. Gain insights into the impact of your spending mindset and discover actionable steps to shift towards more positive and joyful spending habits. Explore the distinction between Money EQ and Money IQ and how they influence your financial well-being.
Nurturing Family Relationships with Money: Ken offers guidance for parents seeking to enhance their family's relationship with money, fostering happiness and contentment. Learn practical strategies to bring more happy money into your life and the lives of those you care about.
LINKS:
Ken's website: CLICK HERE
Ken's book “Happy Money: The Japanese Art of Making Peace With Your Money”: CLICK HERE
Ken's community: CLICK HERE
Stella Vinus' Music (Ken's daughter): CLICK HERE
Dr. Amit Kumar Ph.D | Assistant Professor of Marketing and Psychology | Researcher
BIO:
In this episode, we delve into the fascinating world of scientific research, exploring how we can spend our money to increase our feelings of happiness and overall well-being. Our guest, Dr. Amit Kumar, is an Assistant Professor of Marketing and Psychology at the University of Texas at Austin. With a Ph.D. in Social Psychology from Cornell University and a background from Harvard University, Amit's research centers on the scientific study of happiness. His work has been featured in prestigious media outlets such as The New York Times, Forbes, CNN, and National Geographic, making him a leading expert on the topic.
Why You Should Listen:
We explore the intricate relationship between happiness and spending money on experiences and material possessions. Dr. Kumar's research demonstrates why spending our money on experiences can lead to more lasting satisfaction in our lives, allowing us to experience more moments of happiness and increasing our well-being. We discuss why material purchases don't have the same impact and how we can shift how we spend our money. Through engaging discussions, you'll gain a deeper understanding of the psychology behind happiness and learn actionable strategies to enhance your own life satisfaction.
Highlights:
Types of Happiness from Experiences: We discuss the various dimensions of happiness derived from experiences, including anticipatory utility, experienced utility, and recalled utility. Understanding these distinctions can influence the stories we tell ourselves and how we perceive our lives.
Comparing Experiences and Material Purchases: Discover why people derive more satisfaction from experiences than material possessions. We explore how this extends beyond time frames and why comparisons play a different role in each scenario.
The Power of Waiting: Waiting can have different effects on our happiness, depending on whether we're waiting for experiences or material possessions. We delve into why waiting for experiences can lead to positive emotions and enduring satisfaction.
Identity and Experiences: Learn why experiential purchases contribute more to our sense of self and identity than material possessions. We discuss how our life stories are composed of experiences and why this makes them more satisfying.
Regrets and Experiential Purchases: Dive into the psychology of regrets and how they differ between material and experiential purchases. Understand why experiential regrets often revolve around missed opportunities.
Promoting Social Connections with Money: Explore how money can be used to foster positive social connections and enhance overall well-being. We discuss the correlation between experiences, relationships, and happiness.
Thinking About Material Possessions as Experiences: We examine the concept of viewing material possessions through the lens of experiences. Can this shift in perspective lead to greater satisfaction and enduring happiness?
Maximizing Happiness: Discover practical strategies to maximize happiness through mindful spending. Learn how to align your purchases with your sense of self, social connections, and experiences.
Gratitude and Experiential Purchases: Delve into the research showing that we tend to feel more grateful for experiential purchases compared to material possessions. Learn how practicing gratitude can amplify the positive impact of experiences on our well-being.
Community Well-Being and Pro-Social Infrastructures: Explore the potential for governments and policyholders to enhance community well-being by investing in pro-social infrastructures that promote experiential activities and social connections.
LINKS:
Dr. Kumar's Website: CLICK HERE
Dr. Mary Bell Carlson Ph.D., CFP®, AFC® | Financial Behavior Expert | Speaker | Author
BIO:
Meet Dr. Mary Bell Carlson, a financial behaviour expert, renowned speaker, and storyteller. With a diverse background, including a Ph.D. in financial planning focusing on financial therapy, CFP®, AFC®, and over 15 years of experience as a financial counsellor in various capacities, Mary's work has positively impacted countless individuals and families in improving their financial well-being. As the President and founder of the Financial Behavior Keynote Group, she offers thought leadership on financial behaviour change through speaking, consulting, and education. Mary is also the co-host of the Real Money, Real Experts podcast and serves as an adjunct faculty member at the University of Georgia.
Why You Should Listen:
Join us in this conversation as we delve into the profound impacts of taking a humanistic approach to talking and dealing with money. Dr. Mary Bell Carlson's insights shed light on how money's influence extends beyond mere dollars and cents in our bank accounts. She emphasizes the importance of fostering financial trust, building financial agency, and recognizing the psychological aspects of money to create true financial confidence.
Highlights:
Embracing a Humanistic Perspective: Discover how a deeper understanding of the human psyche can transform financial conversations and improve outcomes.
Listening and Understanding: Learn why active listening and genuine curiosity about clients are crucial to building meaningful financial connections.
Navigating Change: Explore the transtheoretical model of change and how patience is essential when guiding clients through financial transformations.
Internal vs. External Control: Gain insights into the role of locus of control in shaping financial behaviour and strategies to navigate it effectively.
Evidence-Based Approach: Understand the significance of relying on evidence-based research in financial discussions and decision-making, combining expertise with proven theories.
Links:
🌐 Learn more about Financial Behavior Keynote Group: CLICK HERE
📚 Dr. Mary Bell Carlson's book: CLICK HERE
✨ Connect with Mary on LinkedIn: CLICK HERE Instagram: CLICK HERE Twitter: CLICK HERE
Other Resources:
Online CE Teaching Portal - provides financial professionals with virtual classes on financial behaviour topics applicable for CE credit. To get 10% off, please use discount code "Shaun"
🎧 Listen to the Real Money, Real Experts podcast co-hosted by Dr. Mary Bell Carlson: CLICK HERE
Jillian Knight LMFT | Financial Therapist | Speaker | Toddler Mom | Mental Health Advocate
BIO:
Jillian is a Licensed Marriage and Family Therapist specializing in Financial Therapy for professional women and moms. After spending 10 years in the mental health field, Jillian realized her passion lay in helping individuals with their relationship with money. Her own experience with a strict financial program, fueled by shame and deprivation, led her to explore alternative approaches to personal finance and healing her money mindset.
As the founder of Her Financial Therapy, PLLC, Jillian is one of the pioneering woman-identified Financial Therapists in North Carolina. Applying her therapeutic skills and knowledge to money, emotions, and relationships, she is dedicated to empowering women and moms to feel confident and positive about their finances. Jillian holds a degree in Interpersonal Communication from North Carolina State University and a Master's in Human Development from Virginia Tech. Currently, she is working towards a certification in Financial Therapy. Jillian resides in Raleigh, North Carolina, with her husband, toddler, and furry companion.
Why Your Should Listen:
In this thought-provoking conversation, we explore the consequences when "experts" overlook the diversity of backgrounds, cultures, and beliefs, leading to detrimental effects on those who deviate from mainstream financial norms. Through Jillian's personal experience, listeners will gain insight into the consequences of shame-based motivation in personal finance and the importance of acknowledging individual circumstances. We also discuss the systemic barriers women face in the financial world and the crucial role men can play in fostering inclusivity and equality. With an emphasis on diversity and the experiences of marginalized groups, Jillian reflects on her encounter with the Dave Ramsey program, highlighting its negative impacts on her relationship, mental health, and overall well-being.
Highlights:
Challenging Shame-Based Motivation: Discover the negative impacts of shame-driven financial strategies as Jillian shares her journey navigating the Dave Ramsey program and its unintended consequences on her relationship and mental well-being.
Embracing a Balanced Approach: Learn how Jillian and her husband found the courage to step away from an all-or-nothing mentality and adopt a healthier approach to debt and money management, promoting a happier and more sustainable financial outlook.
Unravelling Power Dynamics: Explore the unequal power distribution in financial systems designed and run predominantly by men, and understand the barriers women face in various aspects of their financial lives, from pay disparities to fair treatment.
Collaboration for Change: Jillian invites men to use their power and influence to partner with females, promoting diversity and equality in the financial world and paving the way for progress and positive change.
LINKS:
Jillian's website: HerFinancialTherapy
Jillian's Linkedin: CLICK HERE
Instagram: CLICK HERE
Robin Powell | Journalist | Author | The Evidence-Based Investor |
BIO:
Robin Powell is an award-winning journalist, author, and video producer specializing in investing and personal finance. With over 20 years of experience in television journalism as a reporter, producer, and presenter, Robin founded Ember Television and its specialist division, Regis Media. He is also the Head of Client Education for RockWealth and runs two blogs, The Evidence-Based Investor and Adviser 2.0. Robin actively promotes transparent investment fees as an Ambassador for the Transparency Task Force. He co-authored the book "How to Fund the Life You Want," published by Bloomsbury in October 2022. Robin is a Chartered Institute of Journalists member and previously served as a Visiting Media Fellow at Duke University in North Carolina. He resides in North Warwickshire, UK.
Why You Should Listen:
In this episode, we delve into the world of evidence-based investing with Robin Powell, a renowned journalist and author. Robin sheds light on the importance of basing investment decisions on solid evidence rather than falling prey to emotional tendencies and the noise prevalent in the industry. By adopting an evidence-based approach, you can achieve superior long-term results and free up valuable time and energy to focus on the things in life you can control. Robin discusses the significance of understanding what is "enough" in your life, designing a life that aligns with your core values, and gaining a deep understanding of what truly makes you happy.
Highlights:
Discover the significance of evidence-based investing and its ability to deliver superior long-term results.
Understand the complexities of being human and how they can sometimes hinder our investment decisions.
Gain insights from Robin's book, "How to Fund the Life You Want," which offers relatable and understandable financial information.
Learn the three keys to success in evidence-based investing.
Reflect on the importance of defining "enough" in our lives and how it shapes our financial goals.
Learn how embracing an evidence-based approach can free up time and energy to focus on the aspects of life within our control.
Links:
Follow Robin Powell on Twitter for valuable insights on investing and personal finance.
Connect with Robin Powell's LinkedIn to stay updated on his work and professional endeavours.
Get a copy of Robin's book, How to Fund the Life You Want, to delve deeper into the complexities of investing and discover strategies to fund your desired lifestyle.
Amy Mullen CFP® | President of Money Quotient
BIO:
Amy Mullen, CFP® is the President of Money Quotient and a renowned expert in values-based financial planning. With extensive experience in guiding clients through change and fostering long-lasting client-planner relationships, Amy frequently presents at national financial industry conferences. She holds a CERTIFIED FINANCIAL PLANNER™ certification and has a background in "Financial Motivation & Change" from Marylhurst University. Amy is an active member of the Financial Therapy Association and Financial Planning Association, contributing her expertise to the industry. Outside of work, she enjoys outdoor activities, photography, live music, and cooking.
Intro:
In this episode, join us as we delve into creating trust and explore the importance of uncovering motivations and bridging perspectives. Amy is a renowned expert in financial psychology and the founder of "Money Quotient." With her deep understanding of the hidden factors that affect financial decision-making, Amy shares valuable insights on how to create lasting change and foster effective client-advisor relationships.
Why You Should Listen:
Are you curious about how to build a psychological foundation rooted in trust for your financial life? Join us in this thought-provoking podcast episode as we explore the transformative potential of addressing hidden barriers and empowering individuals to implement financial information effectively. Through an insightful journey, we invite our listeners to delve into their inner worlds, uncovering intrinsic motivations that drive financial actions. Drawing upon the latest research, we shed light on powerful strategies for motivating individuals to take charge of their financial futures. Additionally, we examine the gaps that exist between the perspectives of financial planners and clients, providing valuable insights into bridging these divides. Recognizing the importance of effective communication skills and adopting a life planning approach, we unravel the essential elements that build trust and commitment, shaping a brighter financial landscape for all.
Highlights:
Unveiling the misalignments in financial services caused by operating from a single lens
The power of addressing hidden barriers to implement financial information effectively
Inviting clients to explore and discover their own inner world for intrinsic motivation
Uncovering the latest research on motivating people to take financial action
Revealing the gaps in perspectives between financial planners and clients
The significance of effective communication skills and a life planning approach in building trust and commitment
Links:
Connect with Amy:
LinkedIn: Amy Mullen
Twitter: Amy Mullen
Website: Money Quotient
Cameron Passmore Executive Chairman, Portfolio Manager, CIM®, FMA, FCSI, and Ben Felix Portfolio Manager, Head of Research, MBA, CFA, CFP®, CIM®
BIO:
Cameron Passmore is the Executive Chairman of PWL Capital, leading the firm's strategic vision and ensuring long-term success. With over 20 years of experience, he advocates for evidence-based, systemic investing. Cameron is committed to building a premier wealth management firm and shares his knowledge through the Rational Reminder podcast.
Benjamin Felix is the Head of Research at PWL Capital, a Canadian wealth management firm known for its thought leadership and resources for investors. He co-hosts the Rational Reminder podcast and hosts a YouTube channel focused on evidence-based financial decisions. Benjamin's expertise lies in using evidence to inform financial choices while considering the psychological impact.
Introduction:Tune in this week as we take a captivating journey behind the scenes of the popular Rational Reminder podcast, hosted by Ben and Cameron, two prominent figures in the world of finance and wealth management. With over 5 million downloads and a reputation for delivering valuable information, this podcast has become a trusted resource for many. Join us as we delve into the intriguing stories behind the creation of this fantastic show, uncovering the insights and experiences that have made it a go-to destination for invaluable financial knowledge and guidance.
Highlights:
Leaning into their passion: Discover how Ben and Cameron have embraced their love for finance and wealth management, and how it has shaped their remarkable journey.
Balancing curiosity and vision: Explore how these two experts strike an equilibrium between being open-minded and flexible while staying true to their podcast's core vision.
Understanding life beyond spreadsheets: Delve into the notion that life is inherently messy and cannot be solely quantified.
Emphasizing quality over popularity: Gain insights into how Ben and Cameron prioritize providing high-quality content over conforming to popular opinions or trends.
The power of small daily actions: How consistent, small, daily actions can create a profound impact on personal and financial life.
Quotes:
“Life is messy, humans are messy, you can’t spreadsheet everything in a human’s life” Cameron Passmore
"There are diminishing returns to consumption, and money serves as a means to happiness, rather than an end in itself" Ben Felix
LINKS:
The Rational Reminder Podcast: CLICK HERE
PWL Capital: CLICK HERE
Finding and Funding A Good Life Paper: CLICK HERE
Chapters:00:00:00 The Most Hated F Word: Transforming Our Relationship With Money00:05:38 A Nonconformist's Dream: Transforming an Abandoned Church into a Unique Pandemic Haven00:07:47 Early Birds and Superhumans: Balancing Productivity and Parenthood00:12:19 Defining Identity: Moving Beyond Labels in the World of Content Creation00:17:20 Camping Adventures and the Surprising Value of Worms: Exploring the Inflation of Childhood Dreams00:18:57 From Blown Away to Meaningful Clients: A Journey into the World of Mutual Funds00:22:53 Unveiling the Power of Fee-Based Investing: A Journey of Discovery and Financial Transformation00:23:57 Breaking the Branches: How Two Innovators Found Success by Going Against the Grain00:29:32 The Imposing Presence of Ben: A Tale of Intimidation and Success00:32:47 From Couch Potatoes to Academic Breakthroughs: The Evolution of Our Podcast00:37:29 Hidden Gems and Unexpected Surprises: Unveiling the Unforgettable Conversations with Nobel Laureate Bob Martin and Astronaut Chr00:42:34 Uncovering the Wealth of Knowledge: A Deep Dive into Financial Literacy with Countless Citations00:45:13 Unlocking Financial Freedom: Navigating the Journey to Your Dream Island with Finding, Funding, and Goals00:48:57 Unveiling the True Meaning of a Good Life: Exploring Happiness, Well-being,
With Adrian Furnham Professor of Psychology | Author | Academic
Intro:
Join us as Adrian Furnham offers profound insights into the psychology of money, guiding you toward a harmonious and fulfilling relationship with your money. Learn how to navigate the complexities of money, unlock your true potential, and ultimately achieve greater financial well-being.
BIO:
Adrian Frank Furnham is a highly accomplished BPS chartered occupational psychologist and chartered health psychologist. With an extensive background in academia, Adrian has lectured at renowned institutions such as Oxford's Pembroke College, the University of West Indies, and the Henley Management College. He is currently an adjunct professor at BI Norwegian Business School and a professor at University College London. Adrian's research interests span various fields within psychology, including applied, economic, health, occupational, social, and differential psychology. With 96 published books, three Ph. Ds and over 1,200 peer-reviewed journal articles, Adrian is recognized as a leading expert in the psychology of money.
Why You Should Listen:
Explore the depths of the human mind and its intricate relationship with money in this thought-provoking conversation with Adrian Furnham. Discover the essential principles from the psychology of money that can transform your financial well-being. Gain a deeper understanding of the research-backed strategies to navigate the complexities of money and maximize your overall happiness in life. Whether you're seeking financial freedom, improved relationships with money, or a greater sense of fulfillment, this episode offers a wealth of wisdom to empower your financial journey.
Highlights:
The Enigma of Money: Unveiling why psychologists have often overlooked the study of money and its impact on our lives.
Vocational Guidance Secrets: Unraveling the key to happiness through vocational guidance and aligning your passions with monetary success.
From Childhood to Adulthood: Exploring how early experiences shape our relationship with Money and influence our financial behaviours as Adults.
Beyond the Surface: Delving into the different perspectives of psychologists, economists, and their unique approaches to understanding money.
Unmasking Money Associations: Investigating the psychological themes associated with money, including power, love, security, and freedom.
LINKS:
Adrian Furnham's Website: www.adrianfurnham.com
Adrian Furnham on Twitter: @AdrianFurnham
Mark McGrath CFP® CIM® CLU® | Financial Planner |
BIO:
Mark is an experienced financial expert with over 10 years of experience in the industry. Holding designations such as Chartered Investment Manager (CIM®), CERTIFIED FINANCIAL PLANNER®, and Chartered Life Underwriter (CLU®), Mark is dedicated to educating and assisting individuals in achieving their financial dreams through evidence-based and comprehensive financial planning. His expertise lies in investment, tax, retirement, and estate planning for small business owners and their families.
Why You Should Listen:
In this episode of our "Financial Anthem" series, Mark invites us to join him on a deeply personal journey as he reflects on his father's experiences navigating his own money story. With a genuine sense of empathy and compassion, we delve into the intricacies of his father's choices and the delicate balance he struck between money, family, and personal well-being.
Through Mark's heartfelt storytelling, we gain a deeper understanding of the profound impact money can have on our lives and identities. We explore the intricate connections between our financial well-being and the ways in which we define ourselves. Mark's vulnerability and sensitivity allow us to examine the challenges that arise when our identities become intertwined with our financial circumstances, and the profound difficulty of managing transitions when those identities are at stake.
This episode serves as a gentle reminder of the transformative power of financial choices and the intricate web of emotions that surround our relationship with money.
Highlights:
Explore Mark's early financial influences and the powerful impact of parental guidance on our money mindset.
Learn how creative expression and storytelling can help us gain a deeper understanding of our own money stories.
Discover the importance of financial agency and the value of making our own decisions, even when learning from our mistakes.
Gain insights into the profound influence of financial socialization and the dynamics of couples' financial interdependence.
Reflect on the significance of planning for retirement beyond the financial aspects, focusing on preserving identity and finding meaning.
Quotes:
“Control your money or it will control you” Mark McGrath’s father
“I fear is that my kids won't know me if I work too hard” Mark McGrath
LINKS:
Mark's Twitter: @MarkMcGrathCFP
Mark's LinkedIn: CLICK HERE
With Ross Marino CFP® CeFT® | Partner Transitus Wealth | Founder of Advisor 2X
Summary:
In this episode, we delve into the world of financial change and its impact on our lives. Join us as we explore the expertise of Ross Marino, a seasoned financial advisor and advocate of Human First Financial Guidance. Ross shares his valuable insights on navigating through financial transitions, embracing change, and recognizing the importance of prioritizing our human experiences over mere financial equations. Discover how Ross's unique approach can help you gain a deeper understanding of yourself, cultivate resilience, and make informed decisions in the face of financial challenges. Get ready to embrace change and embark on a journey towards a human-centred approach to financial well-being.
BIO
Ross Marino, a financial advisor for over 30 years, is a passionate advocate of Human First Financial Guidance. With a diverse background as an author, social entrepreneur, and founder of Transitus Wealth Partners, Ross specializes in providing human-centred financial planning services. Through his extensive experience and dedication to helping individuals navigate through financial transitions, Ross has become a prominent figure in the field of financial advisory.
Highlights:
Gain valuable insights on embracing financial change and recognizing the aspects within your control.
Discover the power of Human First Financial Guidance and how it can transform your approach to financial decision-making.
Learn how to cultivate resilience and navigate through the messiness of financial transitions.
Explore the significance of recognizing your emotions and core values when it comes to money matters.
Uncover practical strategies for making informed financial decisions and shaping a brighter future.
Quotes
"Life is going to disrupt one way or another. I want to make sure I'm there to help you think and make decisions." - Ross Marino
"You go from advice to guidance, where you're helping that person go where they're going to be most comfortable going." - Ross Marino
"I don’t manifest in my life. But I have agency." - Ross Marino
"We have an industry that's almost a hundred percent focused on some goal when almost a hundred percent of people don't actually use goals." - Ross Marino
"The aim is to help people worry less about what could go wrong so that they can focus more on what to get right." - Ross Marino
LINKS MENTIONED:
Advisor2X Youtube: CLICK HERE
SHIFT Conference: CLICK HERE
Transitus Wealth Partners CLICK HERE
Project 100 Financial Anthems: CLICK HERE
An article inspired by episode #142 with Ross Marino:
Written by Shaun Maslyk
Ross Marino's Four Questions of Human First Perspective
In the world of financial planning, it's essential to approach clients with empathy and understanding. Ross Marino, a renowned expert in the field, has developed four thought-provoking questions that delve into the human side of financial decision-making. By embracing these questions, financial professionals can create a safe space for clients to open up, leading to more meaningful conversations and better outcomes. Let's explore Marino's four questions and their significance.
Question 1: What's going on?
When clients seek a financial planner's guidance, something's always happening in their lives. It could be a significant life event, a crucial decision they're facing, or an impending situation. Marino advises asking this question to initiate the conversation. However, it's important to note that the initial response may not reveal the core situation but rather a technical query or a surface-level concern. To unearth the true underlying factors, we must dig deeper.
Question 2: How did you get here?
This question serves as a gateway to the client's backstory. By encouraging them to share their journey, financial planners create an opportunity for clients to reflect and expre...
With Judy Oppenheim
BIO:
Judith (Judy) Oppenheim has a BA in psychology and an MBA in marketing. With over 20 years of experience in consumer insights, research, marketing, strategy, and product development, she has worked with major financial services companies and leading advertising and digital agencies. In 2019, Judith obtained her certification as a Happiness Trainer from Tal Ben Shahar’s Happiness Studies Academy. She is actively involved in the education committee and is a founding member of the HSA business club. In this episode, Judy dives into the age-old question of whether money truly brings happiness.
Why Your Should Listen:
Embark on an emotional and captivating journey as we delve deep into the question that has intrigued humanity for ages: Does money truly buy happiness? In this episode, we are joined by Judith (Judy) Oppenheim, an expert in consumer insights and a certified Happiness Trainer. Through her wealth of experience and extensive research, Judy uncovers the fascinating scientific relationship between money and happiness. Get ready to challenge your preconceptions, gain invaluable insights, and unlock the secrets to a happier and more fulfilling life.
Key Highlights:
- The Classic Kahneman Study: Explore the groundbreaking study that revolutionized our understanding of happiness, revealing a surprising threshold beyond which money has diminishing returns.
- The Killingsworth Study: Discover a fresh perspective on the correlation between money and happiness as Judy unveils a study that sheds new light on the connection.
- The SPIRE Model: Uncover a powerful framework that integrates spiritual, physical, intellectual, relationship, and emotional dimensions into your financial decisions, offering a roadmap to greater happiness.
- Escaping the Hedonic Treadmill: Dive into the concept of hedonic adaptation and uncover strategies to break free from its grip, enabling you to sustain long-term happiness.
- Experiences vs. Material Possessions: Challenge the age-old debate and learn how investing in experiences can enhance your overall well-being, fostering profound personal growth.
- Overcoming Scarcity: Gain a profound understanding of how financial stability and meeting basic needs impact your happiness, empowering you to make wiser choices.
Quotes:
- “Unlocking happiness isn’t a direct path; it’s an intricate journey of self-discovery.” – Judy Oppenheim.
- “To truly find happiness, we must transcend the pursuit of mere contentment and embark on the profound work of self-improvement.” – Judy Oppenheim.
- “Happiness isn’t a constant state, but by embracing certain practices, we can cultivate more moments of joy and fulfillment.” – Judy Oppenheim.
- “It’s not about being happy all the time; it’s about embracing strategies that lead to a happier life overall.” – Tal Ben Shahar.
- In the words of James Clear, author of Atomic Habits, “True wealth lies not in monetary possessions but in the freedom to shape our lives, unburdened by obligations, toxic relationships, and societal pressures.”
- “By fostering financial literacy, we can empower individuals to unlock a happier future.” – Judy Oppenheim.
- “Uncover the hidden truths beyond the headlines; expand your understanding through deeper exploration.” – Judy Oppenheim.
Books Mentioned:
- Remember: The Science of Memory and the Art of Forgetting” by Lisa Genova Amazon link
- Stumbling on Happiness by Daniel Gilbert. Amazon link
- The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness by Morgan Housel: Amazon link
- Happier by Tal Ben Shahar: Amazon link
Judy’s Contact:
CLICK HERE
Join Project 100 Financial Anthems: Uncover Your Unique Money Story and Transform Your Relationship with Money Using Music.
Do you want your own custom song about your money story? A song 100% written for you?
Are you ready to embark on a transformative journey to understand your relationship with money?
Project 100 Financial Anthems offers you a safe and supportive space to explore, evolve, and uncover your individual money story through the power of music, coaching, and reflective practices.
Discover Your Financial Narrative
Our vision is to guide 100 individuals like you in unravelling the intricate tapestry of their money stories. Together, we’ll delve deep into understanding why you think, feel, and act the way you do about money. By gaining this clarity, you’ll be empowered to take ownership of your financial narrative and pave the way for a happier, healthier, and more flourishing relationship with money.
Experience Personalized Coaching and Reflective Practices
During Project 100 Financial Anthems, you’ll receive coaching and engage in powerful reflective practices tailored to your unique journey. Shaun will provide guidance, support, and encouragement as you navigate your money story, helping you uncover hidden patterns, beliefs, and emotions that shape your financial decisions.
Transform Your Relationship with Money
We believe in the transformative power of music. As you progress through the project, we’ll work closely with you to craft a one-of-a-kind custom song that encapsulates your personal money journey. This musical masterpiece will capture the essence of your transformation, providing a lasting reminder of your progress and the possibilities that lie ahead.
Why Join Project 100 Financial Anthems?
- Gain deep insights into your money story: Understand the roots of your beliefs, emotions, and behaviours surrounding money.
- Create a supportive community: Connect with a network of like-minded individuals on a similar journey, sharing experiences, challenges, and successes.
- Receive expert guidance: Benefit from personalized coaching sessions and reflective practices tailored to your specific needs.
- Harness the power of music: Embrace the creative process and watch as your unique money story is transformed into an extraordinary custom song.
- Cultivate a thriving relationship with money: Unlock the potential for financial well-being, abundance, and joy in your life.
Ready to Begin Your Journey?
Sign up now to secure your spot in Project 100 Financial Anthems. Limited spaces are available, ensuring an intimate and focused experience for each participant. Take the first step towards transforming your relationship with money and creating a harmonious financial future.
Sign Up Here
Dave Yeske Ph.d, CFP® | Co-Founder of Yeske Buie |
Intro:
In this insightful episode, Dr. Dave Yeske, a distinguished financial planner, takes us on a thought-provoking exploration of the hidden depths of our financial lives. From unravelling the meaning behind money to discovering the keys to navigating change, he reveals how curiosity and compassion can unlock a path to a more fulfilling and balanced approach. This episode will leave you inspired, curious, and eager to discover the transformative power of exploring finance’s interior and exterior worlds.
BIO:
Dr. Dave Yeske, CFP®, a renowned financial planner, brings his expertise and passion for the intersection of finance and human behaviour to this captivating episode. With a background in finance and economics, Dave has been a thought leader and influencer in the financial planning profession for over three decades. He has been recognized for his contributions through writing, teaching, and mentoring, and his insights have been featured in major media outlets. Join us as we delve into the importance of understanding both the exterior and interior worlds when it comes to navigating financial change.
Why You Should Listen:
- Gain insights into the importance of exploring the interior world of finances
- Discover how curiosity and compassion can enhance your financial journey
- Learn about the origins of the company tagline, “Live Big: It’s about the size of your life, not the size of your wallet”
- Explore the Live Big List, a collection of insightful ways to live fulfilling lives without spending excessively.
- Uncover the keys to navigating financial change and balancing the interior and exterior worlds.
Highlights:
- The significance of doing the interior work of ourselves when navigating financial lives
- Understanding the meaning behind money and connecting the dots to personal values
- Exploring the relationship between curiosity, compassion, and financial planning
- Dave’s inspiring journey behind the company tagline, “Live Big: It’s about the size of your life, not the size of your wallet”
- Practical tips from the Live Big List for living a fulfilling life without excessive spending
- Navigating financial change and using money as a portal to understanding our fears and insecurities
- The importance of balance in approaching the interior and exterior worlds of finance
LINKS:
- Dave’s live big list: CLICK HERE
- Website: CLICK HERE
Erika Wasserman CFT-I™ | CEO Your Financial Therapist | Financial Therapist |
BIO:
Erika Wasserman is the CEO of Your Financial Therapist, a company she founded in 2019. She holds the sought-after certification of Certified Financial Therapist CFT-I™, which is only held by 30 individuals worldwide. With her background in finance and international economics, Erika combines her expertise with her passion for helping others. She empowers individuals, couples, and companies to reshape their perspectives on money.
Erika is also the creator of Let’s Talk About Finances, Baby! Financial Wellness Conversation Cards. These thought-provoking cards allow people to explore the topic of money through 50 insightful questions. She earned a Bachelor of Business Administration (BBA) degree from the University of Florida and a graduate Certificate in Financial Therapy from Kansas State University.
Why You Should Listen:
In this episode, we delve into the fascinating world of money stories and how they reveal important aspects of our lives. Erika Wasserman joins us to discuss how she helps individuals untangle and merge their money stories, providing them with perspective and awareness. We also explore the significance of personal growth and self-work before guiding others in their own financial journeys. Additionally, Erika shares her personal experience with meditation and how it played a crucial role in uncovering her own money story. Discover how meditation can benefit everyone as they navigate their own financial narratives. Lastly, Erika provides valuable insights into how couples can understand their individual and shared money stories, utilizing her Let’s Talk About Finances, Baby! Conversation cards as a starting point.
Highlights:
- The Power of Money Stories: Discover how our individual money stories hold valuable insights into our beliefs and behaviours around finances.
- Untangling Money Stories: Learn how Erika helps individuals gain perspective and awareness by merging and untangling their money stories.
- Doing the Personal Work: Explore why personal growth is crucial before facilitating others’ journeys towards financial wellness.
- Meditation and Money Stories: Hear how meditation played a significant role in Erika’s own journey of uncovering her money story and why it can benefit us all in navigating our financial narratives.
- Couples and Financial Narratives: Erika shares valuable advice on how couples can work together to understand and communicate their money stories effectively. Discover how Let’s Talk About Finances, Baby! Conversation cards can facilitate these conversations and improve financial well-being in relationships.
Links:
Erika’s website: CLICK HERE
Let’s Talk About Finances, Baby! Cards: CLICK HERE
Dr. Bruce Ross, Ph.D., AFC®, CFT-I™ | Assistant Professor | Accredited Financial Counselor® | Certified Financial Therapist-I™
BIO:
Dr. Bruce Ross, Ph.D., AFC®, CFT-I™, is an Assistant Professor in the Family Sciences Department at the University of Kentucky and serves as the Program Director for the Consumer Economics and Family Financial Counseling (CEF) undergraduate major program. He is an Accredited Financial Counselor® and a Certified Financial Therapist-I™.
Why You Should Listen:
In this episode, we sit down with Dr. Bruce Ross to discuss the impact of early money memories on our adult years. We explore the concept of financial socialization and what we need to understand about it to make meaningful financial changes. We also talk about the role of middle-aged couples in balancing financial demands and daily life, and how they can overcome these challenges in a healthy manner. Finally, we delve into the concept of financial identity and its role in our money stories, and Dr. Ross explains why money is just a representation of our values.
Highlights:
- The impact of early money memories on our adult years
- Understanding and overcoming limitations set by memorable money memories
- What is financial therapy and why everyone can benefit from it
- The concept of financial socialization and how it affects our financial decisions
- Balancing financial demands and daily life, and overcoming these challenges in a healthy manner
- The role of financial identity in our money stories
- Why money is just a representation of our values.
LINKS:
Dr. Ross’ University Profile: CLICK HERE
Dr. Ross LinkedIn: CLICK HERE
With Dr. Tayyab Rashid | Licensed Clinical Psychologist | Professor | Author | Researcher
BIO:
Dr. Tayyab Rashid is a senior lecturer at the Centre for Wellbeing Science, University of Melbourne. Dr. Rashid is a renowned expert in the field of positive psychology and mental health. He also is a faculty associate with the Human Flourishing Program at Harvard University and has over two decades of experience in strength-based clinical psychotherapy, resilience, and posttraumatic growth. He has worked with diverse populations, including 9/11 families, Asian Tsunami survivors, refugee families, journalists in conflict zones, and mass shooting survivors. Dr. Rashid has delivered more than fifty invited talks and keynotes globally and trained mental health professionals and educators worldwide. He is also the author of the widely acclaimed book Positive Psychotherapy (2018), which he co-wrote with Martin Seligman, and has been translated into several languages. Dr. Rashid is the recipient of the Outstanding Practitioner Award (2017) from the International Positive Psychology Association (IPPA).
Why You Should Listen:
In this episode, we discuss the importance of feeling “seen” and the role it plays in making meaningful and sustainable behaviour changes, including financial behaviours. Whether you’re a financial planner, mental health practitioner, or simply someone looking to improve your well-being, we explore the power of character strengths and how they can help you find your authentic self and increase your financial resilience during uncertain times. Join us for an engaging conversation with Dr. Tayyab Rashid, a licensed clinical psychologist with over 15 years of experience working with individuals experiencing complex mental health issues.
Highlights:
- The Power of Feeling “Seen”:
- We explore the importance of feeling “seen” and how it can help us make meaningful and sustainable behaviour changes. We discuss how this concept applies to psychotherapy and financial planning, parenting, teaching, coaching, and other fields where behaviour change is a goal.
- Asking the Powerful Question “What Are You Good At?”:
- We examine the benefits of asking the question “What are you good at?” in promoting positive and sustainable behaviour change. We also discuss how this approach differs from traditional therapy and financial planning and how embracing positive psychology can address underlying concerns.
- Psychotherapy Faces the 65% Barrier:
- We delve into the limitations of traditional psychotherapy and how the focus on negative symptoms has reached an impasse. We discuss the “Psychotherapy 65% Barrier” and how positive psychology can be integrated into clinical practice to address this issue.
- Resilience:
- We discuss Dr. Rashid’s recent work in Guyana, where he conducts a five-year resilience project. We explore his theories on resilience and how his personal experience has shaped his beliefs in this area.
- Character Strengths in Uncertain Financial Times:
- We examine how character strengths can help us navigate uncertain financial times, such as those we are currently experiencing with rising inflation and interest rates. We discuss the relevance of character strengths to enhancing well-being and finding our authentic selves.
LINKS:
– Tayyab’s Personal Website: CLICK HERE
Dr. Meghaan Lurtz Ph.D. | Lecturer | Writer | Senior Research Associate Kitces.com |
BIO:
Dr. Meghaan Lurtz, Ph.D., FBS™ is a Professor of Practice at Kansas State University, a lecturer at Columbia University and a writer/researcher of financial psychology at Kitces.com. Her research focuses on studying practitioners of financial planning, financial therapy practices and interventions. Meghaan has been featured in various publications including the Journal of Financial Planning, Wall Street Journal, and New York Magazine. She is a board member for the Financial Therapy Association and Financial Psychology Institute Europe.
Intro:
Welcome to today’s podcast, where we have the pleasure of speaking with Dr. Meghaan Lurtz. Dr. Lurtz is a Professor of Practice at Kansas State University, a lecturer at Columbia University, and a board member for the Financial Therapy Association and Financial Psychology Institute Europe. Today, she will be sharing her expertise on how we can integrate the principles of positive psychology into our financial lives to create a flourishing life.
Why You Should Listen:
If you’re looking to redefine your relationship with money, experience contentment and joy, and align your financial life with your values and character strengths, then this podcast is for you. Dr. Lurtz will be sharing practical tips on how to use the principles of positive psychology to create a flourishing financial life.
Highlights:
- Defining Positive Psychology and PERMA: Dr. Lurtz discusses what positive psychology is and how Dr. Martin Seligman’s work on PERMA can be applied to our financial lives.
- Financial Joy: Dr. Lurtz shares her thoughts on what financial joy means and how we can examine our own definition of financial joy.
- Languishing and Contentment: Dr. Lurtz talks about the importance of noticing when our financial lives are languishing and how we can use positive psychology to experience contentment and flourishing.
- Positive Relationships and Reflection: Dr. Lurtz discusses the power of positive relationships and the importance of reflection to become more aware of what is important to us in our lives.
- Financial Self-Efficacy and Character Strengths: Dr. Lurtz emphasizes the importance of building financial self-efficacy, agency, and using our character strengths to align our financial lives with the areas of PERMA.
In conclusion, Dr. Lurtz provides a roadmap for creating a flourishing financial life by using the principles of positive psychology. Remember to notice the journey, have some fun and play along the way. Thank you for listening!
LINKS:
– What’s Possible Now Article: CLICK HERE
-Kitces.com: CLICK HERE
– Kansas State Program: CLICK HERE
– Columbian: CLICK HERE
Dr. Meghaan Lurtz Ph.D. | Lecturer | Writer | Senior Research Associate Kitces.com |
BIO:
Meghaan Lurtz, Ph.D., FBS™ is a Professor of Practice at Kansas State University, a lecturer at Columbia University and a writer/researcher of financial psychology at Kitces.com. Her research focuses on studying practitioners of financial planning, financial therapy practices and interventions. Meghaan has been featured in various publications including the Journal of Financial Planning, Wall Street Journal, and New York Magazine. She is a board member for the Financial Therapy Association and Financial Psychology Institute Europe.
Why Your Should Listen:
In this episode, Meghaan explores the complex dynamics of combining finances with our spouses and how it can reveal our relationship with money. She shares insights on the origin stories around money that help us understand why we think, feel, and do what we do with money. Meghaan provides valuable suggestions on reducing discomfort in prioritizing our future dreams and goals, embracing change, and looking back at our regrets to propel us towards a more meaningful future in our financial lives.
Throughout the episode, Meghaan emphasizes the significance of understanding our past to make meaningful changes moving forward, and discusses the transtheoretical model of change and how it can be applied to our financial lives. She also talks about the importance of “flocking” and how it can help us be happier, healthier, and embrace the aspects of life that are worth living.
So if you want to gain a deeper understanding of your own relationship with money, learn practical tips for prioritizing your future goals, and discover how to embrace change and live a more fulfilling life, then this episode is definitely for you!
Highlights:
-Combining finances with our spouses reveals a lot about our own relationships with money and our past money behaviours that predict our future version of ourselves.
-Focusing too much on future dreams and goals can lead to dissatisfaction, and Meghaan offers suggestions on how we can reduce this discomfort.
-Change is hard, and Meghaan speaks to the ideal of embracing our identities while prioritizing life’s changing priorities, such as being a parent while still committing to our professional world.
-Looking backward at our regrets can increase our productivity, help us find purpose, and lead us towards a more meaningful future in our financial lives.
-Understanding our past is very informative in making meaningful changes moving forward, and Meghaan discusses the transtheoretical model of change and how we can apply it to our financial lives.
-Meghaan discusses the significance of “flocking” and how it can help us be happier, healthier, and embrace the aspects of life that are worth living.
Quotes:
-“Rethink what it means to do less.” – Dr. Lurtz
-“Understanding how to balance both worlds.” – Dr. Lurtz
-“Live a life doing things with people you love.” – Dr. Lurtz
-“Take a few more turns, take a few more jumps, especially with people we love.” – Dr. Lurtz
-“Uncertainty is an opportunity to make art.” – Dr. Meghaan Lurtz
LINKS:
– Kitces.com: CLICK HERE
– Kansas State Program: CLICK HERE
– Columbian: CLICK HERE
Gayle Colman | Certified Financial Planner® | Master Integral Coach® | Author |
Introduction:
In this episode, we sit down with Gayle Colman, co-founder of Colman Knight Advisory Group and a nationally-recognized innovator in the field of Integral Wealth Advisory Services. The Body of Money: A Self-Help Guide to Creating Sustainable Wealth through Innate Intelligence Gayle brings over 30 years of experience as a financial advisor, registered investment advisor, and wealth coach. Her unique approach to wealth advisement not only focuses on exterior financial health but also on the interior aspects of money maturity. In this episode, Gayle talks about Somatic Finances, her work in helping people find their wholeself, and the importance of sufficiency in relation to money.
Why you should listen:
In this episode, Gayle shares her insights on somatic finances and how our relationship with money can guide us on our own whole human journey. She explains the three core body centers, the head, the belly, and the heart, and how they can act as portals into ourselves to help us find our own innate wisdom and whole self. By embodying our whole selves, we can start experiencing life from an authentic way of being, finding peace, contentment, and wholeness through sufficiency.
Highlights:
-Wealth is more than money, and answering the question of what is wealth requires our own experiences to truly answer it.
-Moving from knowing to embodying is when we start to find our whole self.
-The three body centers can act as portals into ourselves, helping us find our own innate wisdom and whole self.
-Sufficiency means peace, contentment, and wholeness, and there is a difference between asking what is enough vs what is sufficient.
-Gayle felt called to bring Somatic Finances to the world, not necessarily for herself, but for all of us to embark on our own whole human journey using our relationship with money as a guide.
LINKS:
– Gayle’s website: CLICK HERE
– Gayle’s book: CLICK HERE
If you’re interested in exploring the full spectrum of wealth issues with a skilled, compassionate guide, Gayle provides Integral Wealth Coaching for individual clients and financial planners. Don’t miss this insightful conversation on somatic finances and wealth beyond money.
Dr. Sonya Lutter Ph.D. CFP®, LMFT | Research | Program Director | Owner of EnLite.World | Author
Intro:
In today’s episode, we’re excited to have Dr. Sonya Lutter, the Director of Financial Health and Wellness and the owner of EnLite.World, join us to discuss Love & Money. Money is a sensitive topic, and it’s not uncommon to see it causing conflict in relationships. In this insightful conversation, Dr. Lutter shares her knowledge and experience to help us understand why our money conflicts are rarely just about the money, and how we can engage in healthy and effective reflective exercises to bring more awareness to our relationship with money.
Why You Should Listen:
Money is an essential part of our lives, and it’s something that we all have to deal with in our relationships. Dr. Sonya Lutter brings her extensive experience and expertise as a Certified Financial Planner, Marriage Family Therapist, researcher, and professor to provide evidence-based exercises to help us understand our money relationship and bring awareness to our core values. By listening to this episode, you’ll learn how to communicate around money effectively, lean into difficult financial conversations, reflect on your feelings and emotions about money, and strengthen your relationship while healing your money relationship.
Highlights:
– Money conflicts are not just about the money but the underlying emotions waiting to be seen and heard.
– Our money conflicts are about our core values, which for many of us, are unknown and unexplored.
– Dr. Sonya Lutter shares evidence-based exercises that can help couples engage in healthy and effective reflective exercises to bring more awareness to their relationship with money.
– We explore core values, leaning into difficult financial conversations, effective communication around money, and reflecting on our feelings and emotions pertaining to money.
– By understanding the core values behind our financial conflicts, we can find healing, strengthen our relationships, and ultimately find more peace and insight.
LINKS:
– Sonya’s Website: CLICK HERE
– Sonya’s LinkedIn: CLICK HERE
– Sonya’s Book: CLICK HERE
Dr. Ted Klontz Ph.D | Associate Professor | Researcher | Author | Speaker
Intro:
In this episode, we have a conversation with Dr. Ted Klontz, who is often referred to as “The People Whisperer”. He is an associate professor of Practice and Financial Psychology at Creighton University, a professional consultant for major entertainment management groups, an international speaker, a published researcher and author who has contributed to 6 books, and the Director of the Financial Psychology Institute®.
Why You Should Listen:
This episode is a must-listen for anyone who wants to understand the power of listening and how it can help us change our money story. Dr. Klontz discusses the importance of embracing the discomforts that present themselves around money instead of fleeing or avoiding the discomfort. He shares how listening is the most important part of helping people change and how experiences, and not telling, are the most effective ways to make meaningful change. Dr. Klontz provides practical insights and tools that can help listeners understand and change their money story. He emphasizes that if we learn to listen to our own truth, the money will take care of itself. Dr. Klontz also suggests music is one of the most powerful ways to communicate with our authentic selves. When we hear the words being sung back to us, it’s like no other feeling to be heard. It’s a way people can feel heard.
Highlights:
– The power of first money memories and how they shape our beliefs about money
– The importance of understanding our financial flashpoints
– Embracing discomfort around money and learning from it
– The importance of listening and how it can help us change our money story
– How to take off the armour we have built up around our money story
– Why engage with experiences over “being told” what do to is most effective at changing money beliefs
– Dr. Klontz explains how the authentic part of us speaks in metaphors and analogies, pictures; it is a sensory voice, and music excites more areas of the brain than anything else
Quotes:
“If you can learn to honour your own truth, the money will take care of itself” Dr. Ted Klontz
“Every kind of tear has a message” Dr. Ted Klontz
“Telling is not teaching” Dr. Ted Klonz
“We run out of life before we realize it’s not about the money” Dr. Ted Klontz
Links:– Dr. Ted Klontz’s website: CLICK HERE
– John Fox’s poem “When Someone Deeply Listens to You” CLICK HERE
Dr. Michael Thomas Ph.d | Lecturer | Researcher | Author |
Intro:
In this episode, I had the pleasure of speaking with Dr. Michael Thomas, an Accredited Financial Counselor, lecturer at the University of Georgia, and founder of Modom Solutions – a virtual financial coaching service. Dr. Thomas’s research focuses on financial empathy, self-compassion, financial behaviours, and the connection between brain function and money. In our conversation, we explored what it means to be financially whole, the importance of financial empathy, and the impact of internal and external financial systems on our financial journeys. We also discussed Dr. Thomas’s upcoming book, “Black Financial Culture: Building Wealth from the Inside Out.”
Why You Should Listen:
In this episode, Dr. Thomas shares his insights on how we can find financial freedom through self-awareness, empathy and finding our whole self. He discusses the importance of understanding our whole selves, aligning our spending with our authentic voice, and cultivating empathy to deepen our connections with others. You’ll also hear about his upcoming book, which is a unique blend of financial advice and personal storytelling that encourages readers to reflect on their own money stories. Whether you’re just starting your financial journey or looking for ways to deepen your understanding of your money beliefs, this episode offers practical insights and guidance to help you find and navigate your money story.
Highlights
– Understanding what it means to be financially whole and aligning our spending with our authentic selves.
– The importance of cultivating financial empathy and how it can lead to more meaningful communication and understanding.
– The impact of internal and external financial systems on our financial journeys and how recognizing these systems can help us make more informed financial decisions.
– Dr. Thomas’s upcoming book, “Black Financial Culture: Building Wealth from the Inside Out,” and how it serves as a love letter that incorporates financial topics written from the heart.
– The power of recognizing and acknowledging our financial stories to find greater financial freedom and live authentically.
LINKS:
– Black Financial Culture (Dr. Thomas’ website for his book): CLICK HERE
– Modom Solutions: CLICK HERE
– LinkedIn: CLICK HERE
Dr. John Grable | Professor | Researcher | Certified Financial Planner ®
Intro:
In this episode, Dr. John Grable, a professor of financial planning at the University of Georgia, discusses the importance of understanding our risk tolerance and how it impacts our overall financial health. He shares personal stories that illustrate the profound effects that personal finances can have on people’s lives and stresses that we all need to care about personal finances, from an individual, policy, and systems level. John’s research lab focuses on better assessing our true risk tolerances, including our behavioural loss tolerance, to align them with our financial aspirations. He advocates for more evidence-based research in the financial planning field and emphasizes the emotions behind risk that impact our perceived risk tolerance. John also discusses the Disappointment Dilemma (which suggests lowering our expectations might be beneficial – if you can believe it) and how we can use this knowledge to manage our financial goals more effectively.
Why You Should Listen:
This episode provides valuable insights into the importance of risk tolerance in financial decision-making, including the emotional and psychological factors that influence it. Listeners will also gain an understanding of the Disappointment Dilemma and its implications for financial goals, as well as the need for evidence-based research in the financial planning field. Furthermore, this episode explores the wider impact of personal finances on individuals, policies, and systems.
Highlights:
– Understanding the hidden emotions, such as fear, that influence our perception of risk tolerance
– The impact of personal finances on people’s lives and the need to care about financial health on the individual, policy, and system levels
– The importance of understanding risk tolerance and behavioural loss assessment to align financial aspirations and real risk tolerance
– The need to understand “risk profile” instead of just risk tolerance and the limited role of money ratios in financial discussions
– The Disappointment Dilemma: John shares how disappointment can impact our financial goals and how understanding this phenomenon can help us better manage our expectations and achieve our financial objectives.
– Psycho-physiology measures: John emphasizes the importance of considering the psychological and physiological responses people experience when dealing with money, and how this knowledge can help people make better financial decisions.
LINKS:
John’s Lab: CLICK HERE
Dr. Kimberly Watkins Ph.D | Professor | Researcher |
Introduction:
In this episode of the Most Hated F-Word podcast, I speak with Dr. Kimberly Watkins, an Assistant Professor in the Department of Financial Planning, Housing, and Consumer Economics at the University of Georgia. Dr. Watkins teaches courses in the financial planning program at UGA and conducts research on financial socialization, financial well-being, and DEI.
Dr. Watkins discusses her personal journey towards better communication around money with her husband and how it has influenced her interest and focuses on self-reflection and introspection with her financial planning students. We also discuss taking DEI action in financial planning.
Why You Should Listen:
This episode sheds light on the importance of including all voices in the creation of financial planning models, methods, tools, and systems. It highlights the need for more research specific to black Americans and other people of colour and emphasizes the importance of practicing self-reflection and introspection for financial planners to build empathy and understanding with their clients.
Highlights:
– Understanding the diverse experiences of money: Dr. Watkins emphasizes the need to understand that everyone experiences money differently based on their background, culture, and values. Financial planning tools and systems should reflect this diversity.
– Building empathy and trust: Dr. Watkins encourages financial planning professionals to practice self-reflection and introspection to build empathy and understanding with their clients. This can lead to better communication, trust, and stronger relationships.
– Importance of inclusive financial planning: Dr. Watkins talks about the importance of involving all voices in creating financial planning models, methods, and tools. This can ensure that everyone’s needs are being addressed
– The power of self-reflection: Dr. Watkins shares her personal journey with her husband, where their disagreements around money led them on a journey of self-reflection and introspection. This strengthened their relationship and taught them how to communicate better during their money conversations. She encourages her financial planning students to practice self-reflection for themselves, which builds more understanding and trust with their clients.
Professor John Zelensky Ph.D. | Professor | Author | Researcher |
Introduction:
Welcome to another episode of The Most Hated F-Word, where we examine our minds, money, and what matters most so we can live a deeply rich life. Today we have a special guest, Professor John Zelensky from Carleton University. John is a researcher and director of the Carleton University Happiness Laboratory, where he studies individual differences in happiness and how personality manifests itself ‘in the moment’ as emotional and cognitive processes.
Why You Should Listen:
In a world where we obsess over finding happiness, John argues that one of the accessible and impactful areas of life that can bring us happiness is often overlooked: nature. During this episode, John will share his research on the well-being benefits of interacting with nature in a meaningful way. He will explain how developing a connection with nature has been scientifically proven to increase our well-being and how going outside and being in nature is one of the most accessible and affordable ways to add elements of well-being to our lives. John’s research also explores the fascinating topic of “self-concept”. While many of us think that money is the best way to boost our self-concept by acquiring material possessions, status, and security, these attempts are often limited. Instead, John’s research has shown the psychological benefits that build our self-concept from having a connective relationship with nature.
Highlights:
– The well-being benefits of the relationship between nature and well-being
– How to build our self-concept by connecting with nature
– How we can cultivate deeper subjective connections with nature
– The role of nature in promoting pro-social and sustainable behaviours
– The impact of nature experiences on reducing stress and increasing attention restoration
LINKS:
– Dr. Zelensky’s website: CLICK HERE
With Adam Adatto Sandel | Philosopher | Author | District Attorney |
Intro:
Welcome to The Most Hated F-Word; in this episode, we’re joined by Adam Adatto Sandel, a philosopher, Guinness World Record holder in pull-ups, and assistant district attorney in Brooklyn. Adam argues that the key to happiness is not goal-driven striving but forging a life that integrates self-possession, friendship, and engagement with nature. We’ll dive into the learning and wisdom from his book “Happiness in Action: A Philosopher’s Guide to Living a Good Life” and discuss how to create a new relationship to time by embracing happiness in action.
Why You Should Listen:
Are you tired of the never-ending cycle of goal-oriented striving and the pursuit of happiness? Are you ready to live a fulfilling life that is not just defined by your accomplishments? In this episode, Adam shares his insights and wisdom on how philosophy can act as a guide to help us reflect on what it means to live a good life. He offers a surprising answer to the age-old question of happiness and explains how to find true happiness by immersing oneself in activity that is intrinsically rewarding.
Key Learning Points:
– What happiness is and why it’s difficult to articulate.
– The role of philosophy in guiding us towards a good life.
– The central theme is that we lose ourselves in our goal-oriented striving mentality when approaching a task.
– The three virtues that can help us achieve “happiness in action”: are self-possession, genuine friendship, and engagement with nature.
– How embracing “happiness in action” can help us create a new relationship to time and find fulfillment in life.
Links:
Happiness in Action: A Philosopher’s Guide to the Good Life Hardcover by Adam Adatto Sandel
Susan Bradley, CFP®, CeFT® | Founder of the Sudden Money® Institute
Introduction:
Join us as we dive into the world of financial transitions with Susan Bradley, the founder of the Sudden Money® Institute. Susan’s 20-year journey has been dedicated to helping individuals navigate the financial changes that come with life’s transitions. With her motto, “when life changes, money changes, and when money changes, life changes,” Susan has developed processes and tools to help people understand the impact of sudden changes in their financial lives.
Why You Should Listen:
During this episode, Susan shares her expertise on navigating financial transitions and how taking a deeper look at change can help us understand ourselves and our money stories on a deeper and richer level. We discuss the four stages of financial change and how we can apply them to our lives. You will learn why it’s important to recognize the change in our lives and pay special attention to how it impacts our financial lives and the importance of thoroughly understanding how to navigate financial transitions.
Key Learning Points:
– Understanding the impact of sudden changes on our financial lives
– The importance of recognizing change and its impact on our finances
– Navigating the four stages of financial change (anticipation, ending, passage, new normal)
– Understanding how to navigate financial transitions
Quotes:
– “Change can happen quickly, transitions take years, yet their impacts transform” – Susan Bradley
– “When life changes, money changes and when money changes, life changes” – Susan Bradley
Ashley Quamme | Therapist | Trainer | Consultant | Speaker | Wife | Mom
Intro:
Welcome to The Most Hated F-Word podcast; on today’s episode, I am excited to have Ashley Quamme, a Licensed Marriage and Family Therapist and owner of BAM Financial Consulting, joining us. Ashley’s clinical focus is helping couples with relational and financial struggles. Through her consulting services and training for financial planners and professionals, she helps individuals understand their own financial psychology. We’ll be discussing the benefits of self-reflection and asking big questions, the concept of the “self of the planner,” and the use of Emotion Focused Therapy (EFT) in navigating financial changes and relationships. Get ready to unlock the why behind your thoughts, feelings, and actions regarding money.
Why Your Should Listen:
Uncover your money mindset and how it shapes your thoughts, feelings, and actions with money by tuning in to this podcast. Learn how to master your finances and improve your relationships, both with money and with your partners, through expert insights and practical advice.
Let’s dive in!
Highlights:
– Learn about how to start understanding financial psychology
– Discover the benefits of self-reflection and asking important questions
– Explore the concept of the “self of the planner” and how it can be beneficial for financial planners
– Understand how understanding financial psychology helps us understand our thoughts, feelings and actions around money
Examine the benefits of Emotion Focused Therapy (EFT) and how it can help us navigate financial changes
– Learn how to navigate not only our relationships with money but also our relationships with our partners
– Discover how to evolve our ever-changing relationships with money
Quote:
“Money is a content issue” Ashley Quamme
LINKS:
– Twitter: https://twitter.com/bamconsults
– LinkedIn: https://www.linkedin.com/in/ashley-quamme-lmft-7a4b4722/
– Website: https://bamfcc.com/
Debra Kaplan | Author | Speaker | Licensed Therapist
Intro:
Today’s episode, ‘Money, Sex, and Power: Navigating Financial Intimacy in Relationships’ – is aimed at helping couples and individuals overcome the challenges of financial infidelity – and financial conflict in their relationships – which, as we discuss, impacts all of us. Our guest Debra L. Kaplan is a fascinating individual. Debra Kaplan is a therapist who specializes in helping individuals overcome addiction, relationship struggles and unresolved traumatic stress. Debra is an expert in addressing sexual compulsivity and sex addiction, including internet and pornography addiction, emotional/sexual affairs and financial infidelity in couples and marriages. She provides compassionate and culturally sensitive care for all clients
What You Will Learn:
From understanding the complexities of financial infidelity to learning how to merge individual and often complicated relationships with money functionally, Debra will guide you on a journey to financial intimacy. So, whether you’re struggling with financial conflict in your relationship or simply looking for ways to improve your relationship with money, sex, and power – this podcast is for you. Let’s get started!
Highlights:
– Understand the complexities of financial infidelity in relationships and marriages
– Learn how to move from financial conflict to financial intimacy.
– Learn how to merge individual and often complicated relationships with money in a functional manner.
-The importance of vulnerability and embracing an open heart while seeking financial intimacy.
– How to recognize the hidden drivers of financial conflict that are subtly dividing couples
– Learn how to master the forces of money, sex, and power in relationships to help build intimacy
Links:
– Debra’s website: CLICK HERE
– Debra’s books: CLICK HERE
Rahkim Sabree | Author | Certified Financial Education Instructor | Financial Coach
Intro:
On episode #122, we’re diving into the topic of empowering yourself financially and healing financial trauma to uncover your voice. Joining us is financial coach and expert, Rahkim Sabree, who will share his personal journey and insights on how cultural and racial factors impact the wealth gap and how understanding and addressing financial trauma can lead to financial empowerment. We’ll also discuss how financial literacy programs often omit cultural competence and its importance in achieving financial empowerment. Tune in as we discuss the importance of taking control of your money story and applying a spiritual, mental, and physical lens to money to improve your relationship with it. Don’t miss this powerful episode on Bravely Diving In: Empowering Yourself Financially and Healing Financial Trauma to Uncover Your Voice.”
Rakhim’s Bio:
Rahkim is an author/columnist and financial coach who focuses on the intersection of financial education and financial trauma as a barrier to achieving financial empowerment. Discusses the impact of his early experiences with poverty on his relationship with money and how it relates to the wealth gap in the Black community.
Key takeaways:
– Understanding and conquering the difficulties of achieving financial empowerment
– The importance of healing financial trauma to uncover our true financial voice
– The impact of culture and race on the wealth gap in the Black community
– How financial literacy programs often omit cultural competence and how to take control of our money story
– The benefits of leaning into our financial traumas to improve our financial health
– How to apply a spiritual, mental and physical lens to money to improve our relationship with it
– Understanding and addressing financial trauma within communities
Quote:
– “Money does not look the same to everyone” – Rahkim Sabree
Links:
– Rahkim’s website: CLICK HERE
– Rakim’s podcast/email list: CLICK HERE
Simone Milasas | Author | Creator
Join us as we sit down with Simone Milasas, entrepreneur, author and founder of Joy of Business. Simone has been instrumental in growing Access Consciousness from 4 to 176 countries and mentoring entrepreneurs globally to create greater wealth and happiness.
In this episode, Simone shares her personal journey of how she transformed her relationship with money and got out of debt joyfully.
Highlights:
– Learn about the power of choosing what you know and trusting yourself to make behavior changes and how it can improve your relationship with money.
– Discover how embracing “relaxation” and “peace” can help us repair our relationships with money and why it is important.
– Get Simone’s insights on reframing judgments that hold us back and the importance of being open to receiving in creating wealth and happiness.
– Understand how your energy with money can impact your financial life and how to shift into a more positive energy
– Explore the benefits of asking yourself the question, “If your life was a party, would money come?” and how it can change your relationship with money.
– Learn about Simone’s simple yet profound shift in perspective when she asked herself, “What if the purpose of life was to have fun?” and how it transformed her relationship with money.
If you’re ready to transform your relationship with money and create greater wealth and happiness, tune in to this episode of “Creating Wealth and Happiness” with Simone Milasas.
LINKS:
– Simone’s website: CLICK HERE
– Access Consciousness: CLICK HERE
Christina Blacken | Founder of The New Quo
In this episode, we are joined by Christina Blacken, public speaker, performer, and founder of The New Quo. The New Quo is a leadership development and equity consultancy, helping leaders create equitable practices, habits, and goals through their narrative intelligence. Christina shares her own personal story and how understanding the psychological impact of historical, cultural, and personal narratives on beliefs, bias, and behaviors has helped her improve her bias recognition and create more inclusive and equitable communication, goal setting, decision making, and relationship building skills.
We discuss how to identify and challenge the social and cultural narratives that shape our beliefs about money, and how to use narrative intelligence to shift our financial narratives and create goals that are aligned with our values and equitable for all. We also explore the negative effects of “hoarding” money and how outdated narratives are impacting policy that isn’t equitable.
Key Highlights Include:
– How understanding your money story allows you to make meaningful and lasting change
– The influence of family, parents, and culture on our money stories
– The role of unconscious beliefs and habits in shaping our financial behaviorsHow to use narrative intelligence to shift narratives that are holding you back
– The importance of self-awareness, self-acceptance, and self-alignment in building a healthy relationship with money
– The negative effects of “hoarding” money
– The impact of outdated narratives on policy that isn’t equitable
Quotes:
– “Make a way out of no way” Christina Blacken
– “Equity is a redistribution of power and resources so we can all have the best outcomes and futures” Christina Blacken
– “Let go of outdated, crusty narratives that aren’t serving your well” Christina Blacken
– “You can’t change a problem if you don’t know it exist” Christina Blacken
LINKS:
– Sway Them In Color: CLICK HERE
– The New Quo Website: CLICK HERE
– Change The Status Quo Through Your Narrative Intelligence White Paper: CLICK HERE
Dr. Carlos Saba | Co-Founder of Happy Start Up | Facilitator
BIO:
Carlos is a recovering perfectionist and over-thinker on a journey to embrace an emergent way of living that relies on his instinct as much as his intellect. He wants to help others on a similar journey to find more clarity about the work they need to do and who want to create a positive impact in the world by being themselves. This is a learning journey from the inside out; learning about what drives and motivates us; learning about our needs and wishes, and learning how we can fulfil them by helping others and doing good in the world.
Highlights:
– The importance of balancing emotional needs with financial needs
– The value of putting happiness at the core of your business’ needs instead of profit
– The importance of understanding our core needs in doing good work, making money and being happy
– How practicing self-reflection can help you increase your wealth and happiness
– How can we integrate more “play” into our lives and businesses
– Why understanding your relationship with money is critical for happiness
LinkedIn:
– The Happy Start-Up School: CLICK HERE
– Dr. Carlos Saba LinkedIn: CLICK HERE
Deanna Singh | DEI Expert | Speaker | Author | Consultant
BIO:
Deanna Singh is a highly respected thought leader who travels the world motivating and educating audiences about living with joy and purpose. A gifted communicator, she is a champion of marginalized communities and an inspiration to all those who want to be agents of change in their work, lives, and society.
Because of her creativity, tenacity, and change-provoking honesty, Deanna Singh is in demand as a motivational speaker and educator for organizations on diversity, equity & inclusion – Deanna has been awarded with many recognitions over the years for her work.
Highlights:
– Deanna shares her money story and how it was formed based on two different cultures
– Deanna discusses, despite having little economic resources growing up, her parents’ ability to lead by example showed Deanna the power of action
– The importance of recognizing our levels of privilege (economic privilege)
– How naming our privilege helps us reduce the shame that often compels us to deny its existence
– How Deanna is building bridges within organizations by encouraging DEI
– How DEI can create more economic justice within our organizations and financial systems
LINKS:
– Uplifting Impact: CLICK HERE
– Deanna Singh on LinkedIn: CLICK HERE
Kathy Longo CFP®, CAP®, CDFA® | Certified Financial Planner ® | Author | Owner
BIO:
Kathy Longo is a Certified Financial Planner® practitioner, Chartered Advisor in Philanthropy®, and a Certified Divorce Financial Analyst with over thirty years of wealth management experience. She is the founder and president of Flourish Wealth Management, an independent boutique wealth management firm in the Minneapolis area. Kathy is passionate about helping women and their families connect the emotional and technical side of money. She is the author of the book Flourish Financially: Values, Transitions, and Big Conversations, which encourages a holistic and personalized approach to finance, focused on understanding one’s money story, plan for the big transitions in life and have the necessary money conversations. Kathy continues to provide financial education by using the tips, concepts, and ideas she refined in her podcast Flourish Financially.
Highlights:
– Learn how to connect the emotional and technical sides of money
– Why the right financial plan isn’t just about the money
– To flourish is a reflection of what you value most, and it’s a path to fulfillment
– How to bring awareness to your unconscious money story
– How to recognize financial freedom
– Learn how to communicate effectively with your yourself, your spouse and partner about money
LINKS:
– Kathy’s website: CLICK HERE
– Kathy’s book: CLICK HERE
Rick Kahler MSFP, CFP®, CFT-1™, CeFT®, CCIM | Financial Planner | Financial Therapist | Author
BIO:
Rick Kahler, president of Kahler Financial Group. He became the first fee-only Certified Financial Planner™ (CFP®) in South Dakota in 1983 and one of the first Certified Financial Therapist-LeveI I™ in the US and the first in SD.
Rick is the co-author of five books on the psychology of money: Conscious Finance, The Financial Wisdom of Ebenezer Scrooge, Facilitating Financial Health, Wired For Wealth and The Psychology of Financial Planning.
In 2017 and again in 2019, Investopedia.com named Rick one of the top 100 Most Influential Financial Advisors.
Highlights:
– How to change your money script using IFS-informed financial therapy
– Learn how to heal the exiled parts of our money story
– Why applying more financial logic often does not change our money behaviours
– Learn how to talk to the “parts” of your money story that want to be seen and heard
– How we can use IFS-informed financial therapy to live a happy, healthy and thriving life
LINKS:
– Rick Kahler’s website (including his newsletter & books): CLICK HERE
– Financial Therapy Podcast: CLICK HERE
Shaun Maslyk CFP® | Financial Wellness Advocate | Podcaster | Father
RootHub | Musician | Creator | Creative Coach
GET YOUR OWN CUSTOM MONEY STORY SONG: Email Shaun at shaun@themosthatedfword.comBIO:
Shaun Maslyk:
As a trained and practicing Certified Financial Planner® and Certified Financial Behavior Specialist® Shaun integrates psychology, positive psychology, and coaching psychology theories to awaken our money stories and flourish beyond our finances. Shaun is currently studying and researching the relationship between money, behavioural change, psychology and human flourishing at the University of East London.
RootHub:
RootHub has been travelling the world utilizing music to heal and lift spirits for almost two decades. The path of sound began for him at 18 months old when doctors successfully performed an operation that gave RootHub the ability to hear for the first time.
RootHub has a mission statement that has been present for years since he comprehended what kind of conduit he really is for music and the moment. This mission statement is: “If I can take the boot of stress off someone’s neck for a moment with sound and song, and open up dream time, where we are unbound and able to soar, then I am doing what I am born in this body to do”.
Highlight:
How music can help us heal and change our money stories
Learning how to embrace your inner wildly creative child
How to use self-reflection to re-write your money story
How to identify our inner money critics
Music has been scientifically shown to “selectively activate” parts of our brain that influence positivity, increase attention, and facilitate change
Quotes:
“Money is not the boat of life, it’s the wind in the sails”
“There’s a wealth in the peaceful practice of surrender, it tenders the map to the path of the promised land”
“Taking off the mask of shame everyone can see just who I am In broad daylight”
LINKS:
The Most Hated F-Word Podcast CLICK HERE
RootHub’s Website: CLICK HERE
GET YOUR OWN CUSTOM MONEY STORY SONG: Email Shaun at shaun@themosthatedfword.com
Leidy Klotz Ph.D | Author | Professor | SpeakerBIO:Leidy Klotz is a Professor at the University of Virginia, where he is appointed in the Schools of Engineering, Architecture, and Business. He founded and directs the university's Convergent Behavioral Science Initiative, which engages and supports applied, interdisciplinary research. Leidy studies the science of design, which, he reminds us, is something we all do every day. His research has appeared in both Nature and Science and his debut popular science book, Subtract, is among the most influential published in 2021 and is already on all-time reading lists for both design and behavioural science.Highlights:- Why humans instinctively resort to "adding" over "subtracting."- Learn how we can curb our mind's tendency to add before taking away- How practicing self-reflection can help us subtract in our lives- Why do our busy lives encourage us to make poor money decisions- The benefits subtracting and savouring can have on our money lives- The importance of creating time and space for silence and reflection when practicing subtractionQuotes:"We pile on “to-dos” but don’t consider “stop-doings.” Leidy Klotz"Less is more" Leidy KlotzLinks:Leidy's website: CLICK HERESubtract: The Untapped Science of Less Hardcover – by Leidy Klotz
Dr. Dain Heer | Best Selling Author | Co-creator of Access ConsciousnessBIO:Dain is an internationally renowned author, speaker, and facilitator of consciousness and change. For over 20 years, he has been inviting people to embrace their true greatness—people from every culture, country, age, and social strata of society.Dain is the author of more than 15 books on the topics of embodiment, healing, money, and relationships. Being You, Changing the World is now an international bestseller. It was published in June 2011 and has been translated into nearly 20 languages.Highlights:-How acknowledging our unexamined parts of ourselves can heal our money issues and more-Why money isn't the issue......it may be your beliefs-How do we live our lives joyfully while having ease with money-Why do we use money to justify our money decisions-How our unconscious beliefs around money keep us stuck-The value of being congruent with our money beliefs and money actions-Why our understanding of goals may be limiting us from our potential -Our willingness to receive, the good, bad, and ugly allows everything to show up with ease Quotes:"Your point of view creates your reality, not the other way" Dr. Dain Heer"Ease with money is a space for which creation can occur" Dr. Dain Heer"True freedom lies when you are not functioning from wrong or right" Dr. Dain Heer"Our biggest impediment to money is our unwillingness to receive" Dr. Dain Heer"All of life comes to me with ease, joy and glory" Dr. Dain HeerLINKS:Dain's Website: CLICK HERE
Paul Craven | Behavioural Economics Expert | Speaker
BIO:
Paul Craven aims to promote Behavioural Economics in business, believing that a better understanding of psychology – how real people make real decisions in the real world – provides a strong competitive advantage to those firms and individuals who embrace it.
Paul has over 30 years of experience in the investment industry and is a well-known industry public speaker on Behavioural Economics, as well as giving keynote talks including at TEDx, and offers private consultancy and decision-making workshops.
Highlights:
Why everyone makes poor financial decisions
How and why people make financial decisions based on evolutionary bias
Learn how we can recognize our cognitive bias that may be negatively impacting our financial lives
How using stoicism helps us examine our finite time in life
Learn how to make meaningful financial decisions that align with your values
Lessons from Aristotle on embracing behavioural finances and living a good life
Links:
Paul's Website: CLICK HERE
Twitter: @CravenPartners
David Jetson | Financial Therapist | Author
BIO:
Creativity, energy, enthusiasm, and the ability to simplify and clearly describe complex human patterns are the qualities Dave Jetson brings to his audiences. Dave is a national and international speaker, workshop developer, and author. Dave uses intuitive experiential therapy to help clients deal with and work through emotional trauma. His team-building presentations for businesses and organizations focus on how individuals' emotional history affects the work environment.
Dave's work has been featured in The Wall Street Journal, Investment Advisor, Self, and QI – The Journal of Traditional Eastern Health & Fitness.
Highlights:
How we can heal our money issuesHow we can benefit from financial therapyUnderstanding our emotional truth, to find happiness and wealth Connecting to the emotions attached to your money held within your subconsciousThe benefits of examing our money story to make meaningful changeHow couples can resolve the most significant fights over moneyWhy feeling your feelings associated with money is critically important
Quotes:
"When we live in a situation, we can't see the fullness of it " David Jetson'The patterns we live in, dictate our life" David Jetson
Links:
David's Website: CLICK HEREDavid's book: CLICK HERE
Dr. Demartini | Author | Educator | Researcher
BIO:
Dr. John Demartini is a world-leading human behaviour specialist, researcher, best-selling author, educator, and founder of The Demartini Method, a revolutionary tool in modern psychology. He has authored 40 books that have been translated into 39 different languages and presented his insights alongside some of the world’s most influential people, including Sir Richard Branson and Deepak Chopra. Harnessing almost five decades of research across multiple disciplines, Dr. Demartini shares his life, business, financial, relationship and leadership empowerment strategies with people all over the globe - enabling them to transform their lives according to their highest values. Learn more by visiting, www.drdemartini.com.
Highlights:
How to move from a victim perspective to taking ownershipHow to transform our perceptions, actions and decision around How to bring our unconscious money stories to our conscious mindHow to uncover your highest values and align your money Why the hierarchy of your values determines where your money goes
Quotes:
"Move from in the way to on the way" Dr. Demartini"Money is spent according to the hierarchy of your values" Dr. Demartini
Links:
Dr. Demartini's website: CLICK HERE
George Kinder | Father of Life Planning | Creator
BIO:
Author, international thought leader, and life planning pioneer George Kinder has been at the forefront of the financial services industry for more than 35 years, spearheading a movement that centers the lives that clients long to live within their financial plan. Through his books, workshops, and speaking engagements, George has trained thousands of professionals globally in the field of financial life planning. He founded Kinder Institute of Life Planning in 2003 after 30 years as a practicing financial planner and tax advisor. His three books on money, The Seven Stages of Money Maturity, Lighting the Torch, and Life Planning for You, are considered the seminal works in the burgeoning field of financial life planning.
In his books and speeches, George regularly challenges the basic concepts of economics, our understanding of democracy, of space-time, and our own hearts. He is known for his dynamic presentation skills and outside the box thinking that inspires audiences the world over to design and deliver their lives of greatest meaning, now!
LINKS:
George's website (including his books): CLICK HERE
Peter Katz | JUNO Nominated Singer-Song Writer | Speaker
BIO:
Juno Award, Canadian Screen Award and 2-time Canadian Folk Music Award nominated singer-songwriter Peter Katz has been described by many of his fans and speaking clients as "a thunderbolt for the soul”.
Alongside his career as an international recording artist, Peter Katz serves clients across the globe by delivering highly customized ‘Keynote Concerts’. Going beyond the standard keynote presentation format, Peter utilizes customized-to-your-audience performance enhancers with meaningful musical anchors. The end result is an audience transformed by the power of his message and the authenticity of his delivery, helping them see their purpose through new eyes.
Highlights:
How Peter embraces the creative process to live a good lifeHow to balance your inner creativity and your relationship with moneyThe importance of noticing our inner self, in order to feel contentment in life The importance of detaching from desired outcomes, and falling in love with the process How accepting the brevity of life can help center usWhy staying focused on your creative gifts, will open doors to live a "rich" lifeThe importance of self-reflection and examining your story
LINKS:
Oliver's Tune: CLICK HEREPeter's Music: CLICK HEREPeter's Speaking: CLICK HERE
James Victore | Artist | Author | Mentor
BIO:
James Victore is a creative thought leader guiding, and helping people find their purpose, is known for his provocative style as a graphic designer, art educator and dynamic speaker.As well as founding his own design studio, James spent many years teaching at the School of Visual Arts in New York City. He now lives, loves, and works in small-town Texas, continuing to pursue new ways to help and inspire others to free themselves creatively and live boldly through their own Voice at his version of Camp
James’ book, “Feck Perfuction: Dangerous Ideas on the Business of Life” will change your life.
Highlights:
How freedom, joy and play can bring more happiness to your money storyHow the pursuit of money often snuffs out our creative dreams and desiresHow can we rediscover our wildly creative child living inside of usWhy getting comfortable in our "safety net" isn't always safeHow "poverty" thinking will inhibit our ability to make peace with money
Quotes:
"We get used to selling our dreams for rent" James Victore"I just make things up and get paid" James Victore"I am a Moses for the creative people" James Victore"Your creativity lives inside of you. Make it pay rent" James Victore
LINKS:
James' book "Feck Perfuction: Dangerous Ideas on the Business of Life" CLICK HERE James' upcoming Camp Victore: CLICK HERE
Ben Johnson | Business Coach | Writer | Podcaster |
BIO:
Ben helps a growing community of agitators, innovators and marketing misfits transform their organizations, and create positive impact and useful companies.
Ben host a podcast called Peripheral Thinking: his blog, podcast and youtube channel: to inspire you with ideas and thinking from the periphery: be its ancient wisdom, indigenous thought, eastern philosophy, storytelling and or contemporary understanding of mind and science.
Highlights:
The value of slowing down to take "notice" of how we react to moneyWhy cultivating self-awareness is critical in aspiring to change our financial behavioursWhy do we use money as a way to be seen, heard and valueOur learning opportunity is creating space by pausing and getting comfortable with the discomfort when we pause.The importance of asking ourselves, "Why do we work?"How embracing the messiness of endings can offer life's greatest lessonsThe significance of work, sex, money and drama
Quotes:
"Daddy, why do you work?" Ben Johnson's 4-year-old son
LINKS:
Ben's website: CLICK HERE
Elaine King MBA, CFP®, CDFA™, CFBA, ACC | Author | Financial Planner
BIO:
Elaine King has worked with more than 1,200 families creating practical and actionable strategies focused on wealth planning, financial education, succession planning, social impact, and family governance.
Elaine has an advanced certificate in Family Business Advising (ACFBA) and is a certified financial planner™ professional (CFP®) considered an expert in international family finances and is an ambassador of the CFP® board. She is the founder and president of Family and Money Matters™ since 2012 whose mission is to empower the family’s human and financial capital to reach financial well-being.
She is the author of eight published books about financial planning two of them “Family and Money Matters Next Gen” and “ ” which were awarded the Best Latino Book Award. She is also the author of “Saltarín”, a children’s book pioneering in teaching kids the value of financial planning.
Highlights:
How our cultures influence our money storiesThe value of understanding the origins of our money storiesHow embracing our financial fears can provide us with positive lessonsElaine explains how she found financial peace within her money storyWhy ask ourselves questions such as "what does debt mean?" increase our financial wellnessWe answer the ever-important question of "what is wealth?"Elaine shares how we can improve our financial well-being Elaine discusses the Four Capitals of Wealth:FinancialHuman Intellectual Social
Quotes:
"Transform your family finances with purpose" Elaine King"Wealth is......balance" Elaine King"I live in peace and that does not have a price" Elaine King
LINKS:
Elaine's website: CLICK HERE
Mary Martin, Ph.D. | Author | Mindfulness for Financial Advisors
BIO:
Mary is a decades-long meditator, trauma-sensitive mindfulness educator and guide. That means she educates people of all ages about mindfulness and its many benefits and guides them in developing their own mindfulness practice.
She has been committed to teaching mindfulness since she became a parent in 2010. Mary has a doctoral study in Applied Linguistics from New York University’s School of Teaching and Learning. Mary teaches Mindfulness-Based Stressed Reduction (MBSR).
Mary enjoys speaking with parents, administrators, teachers, and other stakeholders in search of a way to bring mindfulness to their schools or clarify what mindfulness is and what it isn’t.
Highlights:
How to cultivate the courage to investigate and make sense of where our "striving comes from"How we can use mindfulness to "wake up to life" The value of "noticing" the meaning and stories behind our financial behavioursMary discusses why we struggle to become more financially self-awareHow we can "open up to ourselves" to create a "rich" lifeHow being financial mindfully can help move us from a "human doer" to a "human being."How self-compassion can change your lifeThe value of sitting with your discomfort, suffering and misery
Quotes:
"What is it like to be a human being" - Mary Martin"Self-compassion opens your heart; to yourself."- Mary Martin
LINKS:
Mary's website: CLICK HEREMary's book: CLICK HERE
Dr. Michael Collins | Faculty Director | Professor | Family Economics Specialist
BIO:
J. Michael Collins is the faculty director of the Center for Financial Security at the University of Wisconsin, Madison. He is the Fetzer Family Chair in Consumer & Personal Finance in the School of Human Ecology, a Professor at the La Follette School of Public Affairs, a family economics specialist for the Division of Extension, and an affiliate of the Institute for Research on Poverty and Center for Demography and Ecology.
Collins studies consumer decision-making in the financial marketplace, including the role of public policy in influencing credit, savings and investment choices. His work includes the study of financial capability with a focus on low-income families. He is involved in studies of household finance and well-being supported by leading foundations and federal agencies. In 2015, Palgrave Macmillan released a book Collins edited called A Fragile Balance: Emergency Savings and Liquid Resources for Low-Income Consumers.
LINKS:
Center For Financial Security: CLICK HERE
With Will Rainey | Award-Winning Author |
BIO:
Will Rainey is a writer and speaker focused on helping parents teach their kids about money. He is the author of the children's book, Grandpa's Fortune Fables. His work has appeared in the Financial Times, iNews and The National News.His website, bluetreesavings.com, has helped thousands of parents start talking to their kids about money. He has been invited to speak at Fortune 500 (Global) companies.
Before starting bluetreesavings.com, Will was an award-winning investment consultant. He was providing investment advice to governments, insurance companies and some of the world's largest pension schemes
Highlights:
How to cultivate the courage to live beyond the spreadsheetsHow/why Will and his wife decided “step out of line” from the “normal” lifelong career pathWhy Will and his family decided to move to Hoi Ann, VietnamThe art of embracing balance with money, time and happinessHow stepping out of the workforce allowed Will to cultivate his inner creative sideWill explains how he became “wealthier” once he decided to stop workingWhy Will chose to write a children’s book about moneyHow Will is helping parents learn and teach their kids about money
Links:
Grandpa's Fortune Fables book: CLICK HEREWill's Website: CLICK HERE
Jacob Wagner CDMP | Co-founded the What is Finology? | Founder of Digital Marketing 4FP |
BIO:
Jake is the driving force behind getting Financial Planning 3.0 published and on bookshelves. Since Dick’s passing, he has maintained the vision and drive to get the What is Finology project to be what it is today. He has a strong internal understanding of Dick Wagner’s body of work.
Jake has studied currency theory with his mentor, Bernard Lietaer. He worked for Ken Wilber and the Integral Institute (now Integral Life), enabling him to be an expert in the integral framework and Integral Finance.
Jake is the founder of Digital Marketing 4FP, a marketing agency focusing on CFP® Professionals and RIAs. He has studied the art and craft of digital marketing with Digital Marketer, Billy Gene is Marketing, Lee Goff and numerous other digital marketing experts.
Jake is passionate about helping our civilization have a better relationship with money and exchanging value.
Highlights:
Why you need to understand the newly emerging field of FinologyWhy tapping into our relationship with money can be a profound teacherWhy money as a force is singularly persuasiveHow Financial Planning 3.0 may save the worldHear about the skills for humanity in moneyUnderstand the study of money and how people exchange valueWhy Finology was created to address the personal nature of money’s role in modern society
Quotes:
"Money is giving and receiving" Jake Wagner"How financial planning and financial planners shape culture and society?" Jake Wagner"It's amazing what comes up when we tap into our relationship with money" Jake Wagner"Economies are not machines and our money contains the elements of our souls. We must learn to talk about money with a new language" - Dick Wagner
LINKS:
What is Finology? CLICK HERE
Carl Richards CFP® | Author | Creator | Sketch Guy Column
BIO:
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010.
Carl has also been featured on Marketplace Money, Oprah.com, and Forbes.com. In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world.
Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin).
His sketches have appeared in a solo show at the Kimball Art Center in Park City, Utah as well as other showings at Parsons School of Design in New York City, The Schulz Museum in Santa Rosa, California, and an exhibit at the Mansion House in London.
Highlights:
How to embrace "being human" when thinking about our money relationshipsThe value in knowing you are "safe" as it pertains to your financial lifeWhy money can't provide certainty, security and feeling enoughThe benefits of experiencing "the here and now" vs simply waiting for retirementAccepting that "financial plans" alone are worthlessHow/why focusing on the process and course corrections are the key to financial happinessFinding happiness by holding our goals a "little lighter."How to become more congruent with our financial goals and daily actions
Quotes:
“Relax; it might not work, but it will be ok” – Carl Richards“Enough is independent of my external circumstances” – Carl Richards“No amount of money will solve money insecurities.” - Carl Richards“You can never get there, only be there,” Carl Richards
Links:
Carl Richard's Website Behavior Gap: CLICK HEREThe Society of Advice (for Financial Planners): CLICK HERE
Dr. Antonio Harrison (Coach Doc) Ph.D. | Professor | Behavioural Scientist | Coach | Creator | Warrior
BIO:
Dr. Antonio Harrison, a.k.a Coach Doc, was born and raised in Pasadena, CA. He is a loving husband and father of 3 boys. Coach Doc has spent his life in the world of Sports and Fitness. He began his journey as a Junior Olympic Swimmer who then fell in love with basketball, football, and track. Coach Doc is a former 4-year starter and NCAA Football player. He has a Ph.D. in Behavior Analysis and focuses his research on Health, Sports, and Fitness, as well as Leadership and gives invited talks nationwide. His works have been published in peer-reviewed scientific journals, magazines, and books. He has taught graduate school for the past 12 years and currently is a Professor at Pepperdine University and the online program of the University of West Florida. He also hosts a podcast that educates athletes, parents, and coaches on optimizing both physical, nutritional, and mental performance.
Highlights:
How to discover and tame your “inner warrior” that lies deep inside of usHow/why embracing a “coach” can change our lives (beyond the field)How coaching can permit us to become ourselvesThe value of removing all our labels and asking yourself, “who am I?”How we can remove the distractions of money in our lifeHow being an active and present parent in your child’s life is a “rich” one.Why cultivating “self-worth” within ourselves and our children is one of the most significant “assets” we can own.Why an understanding of family origin stories helps us create our own stories moving forwardWhy parents should strive to be “Batman” over “Superman.”
Quotes:
“I am not afraid to lose everything we have” Coach Doc“Be kind in everything you do” Coach Doc“Assumptions are the mother of all F-ups” Coach Doc“Kids don’t do what you say; they do what they see” Coach Doc“We may not be in a mansion, but we got smiles on our faces and love in our hearts” Coach Doc
Links:
LinkedIn: Click HereInstagram: Click HereFacebook: Click HereDoc's Daily Dose Podcast: Click Here
Mac Gardner CFP® | Founder and Chief Education Officer | Author |
BIO:
Mac Gardner, CFP® - Founder and Chief Education Officer - has served in the Financial Services industry for over 20 years. His passion for educating others led him to publish two books, "Motivate Your Money!" and "The Four Money Bears". As the Founder and Chief Education Officer of FinLit Tech he works to build a bridge between Financial Literacy and Financial Technology.
Highlights:
The value of embracing/accepting course corrections in our money storiesHow our families impact/influence our money storiesHow children observe and learn to spend money from their parentsHow our money mindsets shape our relationships with moneyMac explains his 5 steps to financial successHow to teach your kids about money in an effective and positive mannerUnderstanding the four "Rs" of our relationship with moneyHow to implement impactful money lessons for childrenWhy teaching our children about money is a generational gift
LINKS:
Mac's company FinLit Tech: CLICK HEREThe Four Money Bears CLICK HEREMotivate Your Money!: Plan Spend Save Invest Gift CLICK HERE
Dominique Henderson CFP | Financial Planner | Speaker | Author
BIO:
Dominique J. Henderson, Sr. began serving the financial industry in 1998. Hisa personal mission statement is: R.E.A.L. financial advice has the ability tochange family trees, and everyone deserves an opportunity to change theirfamily tree.
As 2x founder, Dominique spends his time helping both consumers andproviders of financial services. DJH Capital Management focuses onhelping clients make the "bigger, better" decision with their money while TheJumpstart Coaching Lab educates and coaches the next generation offinancial professionals to serve the growing group of individuals seekingfinancial advice.
Dominique is the author of Assess, Address & Adjust: A Practical Guide toBecoming Unstuck and Achieving Your Goals, is an engaging collection ofideas formed into frameworks so people can achieve their goals. He hasbeen featured on various media platforms such as US News & World Report,Yahoo, GoBankingRates.com, and Investopedia’s Advisor Insights. He wasnamed as one of Investopedia's 100 Top Financial Advisors in 2021. He's the hostof the Conversations for Financial Professionals podcast dedicated tohelping both consumers and providers of financial services by shaping thenext generation of financial advice.
LINKS:
Dominique's book: Assess, Address, and Adjust: A Practical Guide to Becoming Unstuck and Achieving Your GoalsDominique's website: CLICK
With Aja Evans | Therapist | Speaker | Financial Therapist
BIO:
Aja Evans is a board-certified therapist, speaker and writer specializing in financial therapy. With over a decade of experience in mental health, Aja’s expertise sits at the intersection of feelings and all things “money.” As an active contributor to the dialogue around financial well-being, she has a blog, All The Feels and a recurring column, Finance in Focus with Square Banking. Her advice has been quoted in Business Insider, Bloomberg, The Washington Post and Nerd Wallet, among other publications. She is a woman on a mission to get people engaged in living their best lives while attuning to their thoughts, feelings, and behaviors around money.
Highlights:
The value of bridging mental health and moneyNavigating the intersection between self-esteem and moneyClosing the racial wealth gap & supporting first time generational wealth buildersHow our financial comfort zones impact our relationships with moneyDiscovering the underlying causes of your anxiety around moneyChanging the way you think and feel about moneyUnlearning negative behaviors
LINKS:
@AjaETherapyAjaEvansCounseling.com
Dr. Anna Yusim | Psychiatrist | Author | Executive Coach
BIO:
Dr. Anna Yusim is an internationally recognized, award-winning, Stanford- and Yale-educated Board-Certified Psychiatrist and Executive Coach. With clients including Forbes 500 CEOs, Olympic athletes, A-list actors and actresses, and the Chairs of academic departments at top universities, Dr. Anna Yusim has helped over 1500 people in 70 countries achieve greater impact, purpose and joy in their life and work. As a Clinical Instructor at Yale Medical School, Dr. Yusim is presently creating the world’s first Spirituality and Mental Health Program at Yale. She has published over 100 articles on the intersection of medicine, mental health, spirituality and well-being. She is a frequent guest on CNN, FoxNews, ABC and other news outlets, and has appeared on hundreds of national TV shows, radio programs and podcasts
Links:
Dr. Anna Yusim's website: CLICK HEREDr. Abba Yusim's Book: Fulfilled: How the Science of Spirituality Can Help You Live a Happier, More Meaningful Life
Derek Hagen CFP, FBS, CFT-I, CFA | Financial Planner | Meditation Teacher | Meaning Practitioner
BIO:
Derek Hagen is the founder of Money Health Solutions®️, a financial therapy and life planning firm. Money Health Solutions helps clients live intentionally and mindfully, using money as a tool to support their ideal life. He facilitates financial health by helping clients understand their own money psychology, lowering financial stress, and increasing confidence in financial decisions. Derek also started Money Health Weekly, a personal finance blog and newsletter focusing on the psychology of money, using personal stories and simple drawings to help demystify money for readers.
Derek has worked in financial services for over 18 years, including serving as Vice President of Investments and Planning for a prominent investment advisor, and Director of Wealth Management for a small wealth manager. He makes it his number one priority to simplify money matters, using plain English. He is professionally trained in financial psychology, financial behavior, financial planning, and behavioral finance.
Highlights:
How our unconscious judgements may be keeping us stuck in our old money storiesHow cultivated mindfulness can “enhance” experiential relationships with moneyThe common misconceptions between mindfulness and meditation and how we can use meditation to put some space between our stimulus and responseHow we can attempt to snap out of our default money storyWhy money can be an outstanding teacher if we surrender and let goHow “intentional financial” living can bring us greater joy and happiness
Links:
Derek's Website: CLICK HEREDerek's Newsletter: CLICK HERE
With Franz Metcalf | Professor | Author and BJ Gallagher | Author | Speaker | Consultant
BIO:
BJ Gallagher:
BJ Gallagher is a workplace consultant, popular speaker, and prolificauthor with over 30 books to her credit – business books that educate andempower, women's books that enlighten and entertain, spiritual books thatinspire and inform. Whether her audience is corporate executives, workingwomen, or job seekers, her message is “The Power of Positive DOING.”
BJ's international business fable, A Peacock in the Land of Penguins(Berrett-Koehler) is THE best-selling diversity book in the world – over400,000 copies sold in 23 languages. She conducts diversity workshops,delivers keynotes, and provides consulting on workplace diversity.
Franz Metcalf:
Franz’s background and varied professional achievements combine the spiritual and thescholarly, religious feeling and critical thinking. He began his graduate studies almost 30 years ago (yes, he’s getting a bit long in the tooth), at the Graduate Theological Union,Master’s degree through comparing Buddhist and Catholic spiritual retreats. He earned adoctoral fellowship to the University of Chicago and pursued his abiding personal interest inZen by writing his dissertation on the question, “Why do Americans practice ZenBuddhism?”
Franz is a founding member of the Forge Institute for Spirituality and Social Change and author of five books, including What Would Buddha Do?, a best-seller published in over a dozen languages. His latest book is Being Buddha at Work. He continues to inquire into Buddhism and psychology, both academically and personally. His most beloved project (though he’s losing control over it) is his daughter, Pearl Miroku. Over the last dozen years he has been involved in anti-racist work in Pearl’s schools and in his own teaching. He finds this work integral to being a good parent, a good white person, and a good Buddhist.
Highlights:
Why Zen Buddhism has gained interest in the western worldUsing lessons from Buddha:On taming our internal desires for moreUnderstanding when is enoughFinding peace internallyEliminating "suffering" around the stress with hold around money Finding balance with your relationship with moneyLearning to dance with detachment and attachmentUtilizing the Buddha’s teaching on money and happiness
LINKS:
Being Buddha at Work: 108 Ancient Truths on Change, Stress, Money and Success CLICK HEREBJ Gallagher's Website #1: CLICK HEREBJ Gallagher's Website #2: CLICK HERE Franz Mecalf's books: CLICK HEREFranz Metcalf's Website: CLICK HERE
With Dr. Alex Melkumian PsyD, LMFT | Financial Psychologist | Author |
BIO:
Dr. Alex Melkumianis a licensed Marriage and Family Therapist and founder of Financial Psychology Center in Los Angeles, California.
He is devoted to helping clients improve their financial and mental health by uncovering patterns in their relationship with money that keep them stuck and suffering.
Specifically, he has worked with athletes to improve their financial wellness and overall performance. Financial psychology is the intersection of financial literacy, emotional awareness, financial beliefs and cultural factors.
Dr. Alex Melkumian focuses on uncovering the truth of our personal financial stories and helps people to discard outdated stories and create new stories based on their wishes.
An immigrant from the Soviet Union he has lived in Los Angeles, California for more than twenty years basing both his studies and his practice there. Dr. Melkumian is married to his wife of ten years and father to two rambunctious children.
Highlights:
How financial stress is an unspoken pandemic impacting the majority of all people?How the “gig-economy” is leaving an overwhelming amount of people financial stressDealing with the financial stress that comes along with intermittent variable incomeHow to cope with the immense financial stress we all faceWhy we need to move passed saying we feel “stressed” and recognize the deeper cause of that stressUnderstand the financial and health benefits of “emotional granularity.”Learn to dance and move past your inner money criticThe benefits of learning how to emotionally budget
LINKS:
Dr. Melkumian's New Book: CLICK HEREDr. Melkumian's Website: CLICK HEREDr. Melkumian's LinkedIn: CLICK HERE
Esther Maddux Ph.D., CFP® | Resource Management Consultant
BIO:
Dr. Esther Maddux has been Certified Financial Planner (CFP®) since the late 1980s and a certified addiction counsellor since 2007. She taught personal financial management at the University of Georgia and Kansas State University; sold financial products and had a fee-only financial planning practice.
Dr. Maddux also worked as an addiction counsellor in many different types of settings from hospital recovery centers, to individual and group counsellors at intensive outpatient treatment centres and residential treatment centers.
Dr. Maddux holds a Ph.D. from Purdue University and a Certificate in Addiction and Prevention Studies.
In 2018, she was privileged to be selected as a University of Georgia Family and Consumer Sciences (FACS) 100 Centennial Honoree. One hundred individuals were recognized for contributing strength, conviction, and commitment to shaping FACS programs since the program was founded in 1918.
Links:
Esther's website: CLICK HERE
With Lisa Hannam | Executive Editor MoneySense | Journalist | Writer
BIO:
Lisa Hannam is the Executive Editor of Moneysense.ca, Canada’s most trusted lifestyle brand about all things money. MoneySense.ca helps over 450,000 Canadians every month with personal finance, insurance, investing and more. Lisa has an extensive journalism background as an acclaimed writer and editor, spanning over 20 years, working for some of Canada’s largest glossy magazines, daily newspapers and popular websites. She is a leading force in the success of Moneysense.ca, creating some of the publication's most viewed and sought-after content. She writes and edits popular articles about personal finance, insurance, banking, investing, practical money tips and more."
Highlights:
Why is financial journalism critical for consumers?The importance of knowing your finances and not relying on someone elseHow cultivating curious allows for creativity to flowBreaking down the importance of financial journalism?The crucial role financial journalism plays in the current information area and proliferation of social influencersLearn how to tell a compelling storyHow does MoneySense.ca retain trust, its ethics and integrity?How money sense continues to evolve to provide free access and valuable information to over 450,000 readers a month
LINKS:
MoneySense.ca: CLICK HERELisa Hannam's website: CLICK HERE
With Rich Cohen | New York Times Best Selling Author
BIO:
Rich Cohen is the author of the New York Times bestsellers Tough Jews; Monsters; Sweet and Low; When I Stop Talking, You’ll Know I’m Dead (with Jerry Weintraub); The Sun & the Moon & the Rolling Stones; and The Chicago Cubs: Story of a Curse. He is a co-creator of the HBO series Vinyl and a contributing editor at Vanity Fair and Rolling Stone. He has written for The New Yorker, The Atlantic, and Harper’s Magazine, among other publications. Cohen has won the Great Lakes Book Award, the Chicago Public Library’s 21st Century Award, and the ASCAP Deems Taylor Award for outstanding coverage of music. His stories have been included in The Best American Essays and The Best American Travel Writing. Despite frequent predictions, he still lives in Connecticut.
Highlights:
How our society's fear of being left behind is negatively impacting our lives and our relationship with moneyWhy embracing Herbie Cohen's mantra of not "taking life too seriously" can benefit your life and relationship with money.How and why you can negotiate anythingHow power is only a perceptionTo be successful, you have to be willing to learn with ambiguityHerbie's great insight and guiding principle: The secret of life is to care, but not that muchWhy questioning authority (respectfully) is healthy and helps us live an enjoyable and meaningful life
Quotes:
"None of us own this life, we are all renters" Herbie Cohen"It's not the money, it's the money" Herbie Cohen"The key to life is to care, just not too much" Rich Cohen
Links:
Rich's website: CLICK HERERich's newest book: The Adventures of Herbie Cohen: World's Greatest Negotiator
With Bari Tessler | Somatic Psychology | Author | Founder of The Art of Money
BIO:
Bari Tessler, M.A., is a financial therapist, author, and founder of The Art of Money, a year-long money school and global community.
Bari earned a master in Somatic Psychology from Naropa University, working in the mental health field for over a decade before realizing her mission was to merge emotional literacy with financial literacy.
In 2001 she created a financial therapy methodology that integrates practical financial tools with a nurturing, body-centred approach and weaves together personal, couple, and creative entrepreneurial money teachings into one complete tapestry. For two decades now, she has guided thousands of people into more authentic, empowered relationships with money.
Her work has been featured on Oprah.com, Inc.com, The Cut, Reuters Money, USA Today, Nerdwalle, RealSimple, MindBodyGreen and REDBOOK.
Bari is also the author of The Art of Money: A Life-Changing Guide to Financial Happiness and forthcoming book, The Art of Money Workbook (pub date 5/31/22)
LINKS:
Bari's website: CLICK HERE
Bari's books: CLICK HERE
The Art of Money Year Long Money School: CLICK HERE
With Laurence Kotlikoff Ph.D. | Professor of Economics | Author | President of Economics Security Planning Inc
BIO:
Laurence Kotlikoff is a professor of economics at Boston University, president of Economic Security Planning, New York Times best-selling author and author of 19 books. His columns, articles, and books cover personal finance, generational policy, climate policy, inequality, tax reform, Social Security, banking, robotization, growth, and much more.
Laurence's columns have appeared in The NY Times, The Wall Street Journal, The Washington Post, The Hill, The Financial Times, The Times of London, Forbes, CBNC, Bloomberg, PBS NewsHour, The Dallas News, Neue Zürcher Zeitung, the Seattle Times, Vox, Fortune, Seeking Alpha, Yahoo.com, VoxEU, Huffington Post, and other leading media.
His company produces the world’s most powerful personal financial planning tools.
LINKS:
Laurence's Website: CLICK HERELaurence's Books: CLICK HERE
With Dr. Lara Aknin | Associate Professor | Director of The Helping & Happiness Lab
BIO:
Dr. Lara Aknin is a psychology professor at Simon Fraser University and the chair of the Mental Health and Wellbeing Task Force for The Lancet’s COVID-19 Commission. She holds a Ph.D. from the University of British Columbia.
Lara’s research interests lie at the intersection of social psychology, positive psychology, economics and judgement and decision making. Her research questions often include the study of what makes people happy, the emotional consequences of kind or generous behaviour, and the well-being outcomes of specific spending choices. Most of the research she has conducted thus far examines people’s perceptions of the money and happiness relationship and whether people reap greater happiness from spending money on others (i.e. prosocial spending) than when spending the same amount of money on themselves.
LINKS:
Dr. Lara Aknin's Helping & Happiness Lab: CLICK HERE
With Natalie Torres-Haddad | Financial Literacy and Mental Health Advocate | Tedx Speaker | Author
BIO:
Natalie Torres-Haddad is an author, a two-time TEDx speaker, a bilingual podcast host, and financial literacy and mental health advocate. As a Salvadoran immigrant and first generation college student, she has focused much of her career on helping others with financial literacy and mental wellbeing. She is part of the four percent of Latinas to earn a masters degree in the US and is the first Salvadorian-American female to publish a book about finances and the elimination of student debt.
LINKS:
Natalie's TEDx Talk: CLICK HERENatalie's Website: CLICK HEREFinancial Savvy in 20 Minutes Podcast: CLICK HERENatalie's books: CLICK HERENatalie's Instagram page: CLICK HERE
With Dr. Charles Chaffin | Author | Researcher | Educator
BIO:
Charles Chaffin is a consultant, researcher, and educator focusing on a variety of topics related to financial planning. He works at the intersection of cognitive psychology, education, and financial planning. For 12 years, he served as Director of Academic Initiatives at CFP Board Center, leading research activities including the Academic Research Colloquium as well as Founding Executive Editor Financial Planning Review. He has been co-academic director of the client psychology program at Wharton and director of the teaching seminar at Columbia university.
He has written and edited five books related to financial planning, including his most recent book, Numb: How the information age dulls our senses and how we can get them back. Dr. Chaffin is the host of his own podcast, “The Numb Podcast.”
Highlights:
The impacts of cognitive overload around ALL the information available within personal finances.How to manage, retain and implement informationHow to use information to deepen our relationshipsHow to deal with distractions, the push and pulls that challenge our attentionThe negative impacts of doom scrollingHow to develop a positive relationship with information
Links:
Dr. Chaffin's Website: CLICK HEREBuy Dr. Chaffin's book: CLICK HERE
With Dr. David Krueger | Founder | Executive Coach | Psychiatrist |
BIO:
David Krueger, M.D. is an Executive Mentor Coach, and CEO of MentorPath®, an executive coaching, training, and publishing firm. Integrating the mind, brain, and performance sciences with strategic coaching, he helps practicing professionals and executives achieve and sustain peak performance.
Author of 24 trade and professional books on success, wellness, money, and self-development, and 75 scientific papers, his book The Secret Language of Money (McGraw Hill) is a Business Bestseller translated into 10 languages. Latest Book Releases: ENGAGING THE INEFFABLE: Toward Mindfulness and Meaning (Paragon House) YOUR NEW MONEY STORY: The Beliefs, Behaviors, and Brain Science to Rewire for Wealth (Rowman & Littlefield, New York/London
Dr. Krueger formerly practiced and taught Psychiatry and Psychoanalysis and was Clinical Professor of Psychiatry at Baylor College of Medicine. He founded and served as CEO for two healthcare corporations, co-founded a third startup that went from venture capital to merger/acquisition, and founded Houston Gathering of Angels, an angel investment group.
Highlights
How to apply the fields of psychology and neuroscience to our money storiesHow to think about the cost of moneyHow we can make our money stories more consciousA road map on how to revise or re-write our new money storiesThe importance of having a system in place to create sustainable changeWhy AC/DC‘s song Money talks were their highest charting single in the USA!
LINKS:
David's website: CLICK HEREDavid's books CLICK HERE I highly recommend Your New Money Story and The Secret Language of Money
With Karen Holland | Founder of GiftingSense.org | Social Entrepreneur |
BIO:
Karen is the Founder of Gifting Sense. Where she helps children get ready for all of the personal-finance decisions that lie in their future - by having them thoughtfully consider what they might like to receive for birthday or holiday gifts - which teaches them how to think before they buy! She does this in free, interactive, hands-on, in-classroom workshops, at schools and community organizations, in person or online.
After a career at the Royal Bank of Canada (in their Sovereign Risk, Financial Institutions, and Corporate Treasury Departments) Karen became a mother and witnessed unintentional but nevertheless terrible waste in the form of under appreciated birthday and holiday gifts for children. At the same time news headlines were increasingly focused on rising household debt to income ratios - and - she was often in the presence of adults who were openly vocal about how they wish they had been taught more about money when they were young. Working with digital development professionals, teachers and parents, she created Gifting Sense® and the DIMS - Does It Make Sense?® Score Calculator - to turn holiday and birthday gift-giving into natural opportunities to learn about money.
Highlights:
Why teaching kids to think before they buy is a gift!Why relevant and engaging financial programming is critical for successKaren discusses how she helped a grade 8 student figure out the cost to buy Greenland!Why focusing on financial capacity building empowers youth and builds their sense of agencyHow Karen is creating a world of conscious buyersWhy using the DIMS Score® can help all of us make well-informed and thoughtful financial decisions
Links:
Karen's organization Gifting Sense: CLICK HEREKaren's LinkedIn: CLICK HEREGifting Sense's Facebook Page: CLICK HERE
With Buddy Mondlock | Song Writer | Musician |
BIO:Buddy Mondlock writes songs. He does it so well that some great songwriters have recorded his songs on their own albums. Guy Clark, Nanci Griffith, Garth Brooks, Peter, Paul and Mary, David Wilcox and Janis Ian, to name just a few. You might’ve heard his song “The Kid” (recorded by David Wilcox, Peter, Paul and Mary and Cry, Cry, Cry) and maybe even sung it yourself around a campfire.
Buddy also works with the Music Therapy of The Rockies, as he helps US veterans tell their stories through song. Music Therapy of the Rockies has developed a program that addresses the symptoms of PTSD through evidence-based music therapy techniques.
Highlights:
How music (writing, journaling) can help us re-write the money stories of our livesThe power of music has to help us heal from our past experiencesHow music can create an emotional narrative between the past and presentWhy writing (songwriting or journaling) can help us feel "heard," "validated," and "accepted."How music can help "link" our life's stories together in a meaningful mannerHow music, art, relationships etc., can create real moments in life when we say, "Yes to life."Music can be a conduit for change in our lives. It can help us re-write our money stories to create new chapters in the storybook of our lives.Why dreaming is critical when writing the story of our lives
Quotes:
"Where dreams that don't come true still count" Buddy Mondlock
Links:
Buddy's website CLICK HEREBuddy's Facebook where he host live events: CLICK HEREInstagram @buddymondlock
With Johanna Peetz Ph.D. | Professor | Researcher
BIO:
Johanna Peetz, Ph.D., is an associate professor in the Department of Psychology at Carleton University (in Ottawa, Canada). Johanna completed her undergraduate studies in her native Berlin, Germany, and her graduate studies in Canada. Johanna’s research includes a range of topics connected to goal-directed decision-making across domains of personal spending, time perception, and interpersonal relationships. Her research has been published in the Journal of Personality and Social Psychology, Journal of Consumer Behavior, Journal of Experimental Social Psychology and others. She is passionate about identifying ways to line up actions with desired outcomes, to providing tools that help people pursue and achieve their personal goals.
Highlights:
How we can build a better relationship with our future self to save moreWhy we are bad at recognizing our future selvesThe difference between goal setting and goal pursuitHow to set realistic financial goals based on evidence researchHow to create internally intrinsically motivated goalsThe impact personality traits have on our financial behaviours and goal settingThe difference between conscientious money behaviours vs mindful money behavioursWhy using our saving strategies may be more effective than what professionals tell us!
Links:
Dr. Johana Peetz's Website CLICK HERE
With Todd Kashdan Ph.D.| Best Selling Author | Professor | Clinical Psychologist
BIO:
Todd B. Kashdan, Ph.D. is a Professor of Psychology at George Mason University, and a leading authority on well-being, curiosity, courage, and resilience. He has published over 200 scientific articles, his work has been cited over 32,000 times, and he received the American Psychological Association’s Award for Distinguished Scientific Early Career Contributions to Psychology.
His books Curious? and The Upside of Your Dark Side have been translated into over 15 languages. His writing has appeared in the Harvard Business Review, National Geographic, and other publications, and his research is featured regularly in media outlets such as The New York Times, The Atlantic, Fast Company, and Time Magazine.
He’s a twin with twin daughters (plus one more), with plans to rapidly populate the world with great conversationalists.
Highlights:
Curiosity can help us unlock creativity and become a principled rebelHow curiosity and the art of insubordination can help us re-write our money storiesThe power contained within asking questions to "seek to understand" before judgingHow money can increase your wellbeing……..when used in the proper waysHow the three temporal dimensions (parts of time) buying experiences provide towards our wellbeing (anticipation, being on the trip, post mortem)How cultivating psychological flexibility can help us gain clarity over our money storiesWhy acceptance and honouring our dark emotions is beneficial to our wellbeing
Quotes:
“Let yourself be seen” Todd Kashdan“Do you allow creative freedom? Or do you constrain the content/possibility of a conversation” Todd Kashdan
Links:
The Art of Insubordination Book CLICK HERETodd's website CLICK HERE
With Saundra Davis | Financial Coach | Distinguished Adjunct Professor | Speaker |
BIO:
Saundra Davis, MSFP, APFC® , FBS® is a US Navy veteran, and nationally recognized speaker, financial coach, educator, and consultant. She is the founder and lead trainer of the Financial Fitness Coach (FFC®) certification program which supports community-based providers and financial professionals to build the skills necessary to promote change in how individuals, families and communities think and talk about money.
Saundra is the founder and Executive Director of Sage Financial Solutions, a San Francisco Bay Area-based organization that develops comprehensive financial capability programs for low- and moderate-income communities throughout the United States.
Her volunteer efforts as a founding member, past president, and current board member of the Financial Therapy Association, and as a member of Financial Planning Association Diversity and Pro Bono committees have served to shape a more inclusive profession.
Highlights:
How to bring light to your unconscious money scriptsThe role curiosity plays in examing our money storiesWhy courage is critical for "principled rebels" such as SaundraThe power of looking inside of ourselves to learn life's greatest lessonsHow many of our financial systems are designed to exclude people How Saundra is helping helping individuals who are excluded from the main financial systemsWhy Sage Financial's mission believes that everyone needs and deserves access to competent and ethical financial servicesWhy we need to own our own personal power
Quotes:
"Why knowing better doesn’t mean doing better. But you can’t do better if you don’t know better" Saundra Davis
LINKS:
Saundra's website: CLICK HERESaundra's LinkedIn: CLICK HERESage Financial's Facebook page: CLICK HERE
With Lyle Sussman Ph.D. & David Dubofsky Ph.D. | CFA
BIO:
Lyle Sussman Ph.D.
Lyle is the former Chairman and Professor of Management, College of Business, University of Louisville. He received his BS and MS from the University of Wisconsin-Milwaukee and his Ph.D. from Purdue. Aside from 60 scholarly articles, he is a bestselling business author with more than 1,000,000 copies of his 16 books in print, which in aggregate have been translated into 15 languages.
Lyle has taught, lectured, and consulted around the world. His impact as a speaker, consultant, educator, and author has resulted in his selection for Who’s Who in Business Higher Education. When not in the boardroom, classroom, or ballroom, he takes long and loving walks with his best friend, personal coach, and wife, Suzy—who makes sure that he appreciates weirdness.
Dr. David Dubofsky Ph.D.
Dr. Dubofsky is the author of three books: Your Total Wealth: The Heart and Soul of Financial Literacy (co-authored with Lyle Sussman), Derivatives: Valuation and Risk Management (co-authored with Tom Miller), and Options and Financial Futures: Valuation and Uses. He has published over 40 articles in journals including the Journal of Finance, the Journal of Financial and Quantitative Analysis and the Journal of Money, Credit and Banking. Prior to retiring in 2020, Dr. Dubofsky held faculty and administrative positions at TCU Neeley School of Business, the University of Louisville, Texas A&M University, Virginia Commonwealth University and Seattle University.
He earned his Ph.D. in Finance from the University of Washington, MBA from the University of Houston, and BE in Chemical Engineering from City College of New York. He is a CFA® charterholder.
Highlights:
How to build total wealth in your lifeUnderstanding what wealth is?Why money is necessary, BUT it's not sufficient.How to cultivate balance in work, life and financial gainsThe importance of understanding the numbers beyond your financial scorecardWhy financial literacy is only part of the Total Wealth
Links:
Total Wealth Website: CLICK HERE
Your Total Wealth: The Heart and Soul of Financial Literacy by David A. Dubofsky & Lyle Sussman CLICK HERE
Dr. Tal Ben-Shahar Ph.D. | Author | Founder at Happiness Studies Academy & Potentialife
BIO:
Tal Ben-Shahar is an author and lecturer. He taught two of the largest classes in Harvard University’s history, "Positive Psychology" and "The Psychology of Leadership." His books have been translated into more than thirty languages, and have appeared on best-seller lists around the world. Tal consults and lectures around the world to executives in multi-national corporations, the general public, and at-risk populations.
The topics he lectures on include leadership, education, ethics, politics, happiness, self-esteem, resilience, goal setting, and mindfulness. He is the co-founder and chief learning officer of The Happiness Studies Academy and Potentialife. An avid sportsman, Tal won the U.S. Intercollegiate and Israeli National squash championships. He obtained his Ph.D. in Organizational Behavior and BA in Philosophy and Psychology from Harvard.
HiGHLIGHTS:
Why Financial Well-Being is NOT central to our happinessHow sports, in Tal’s case squash, can become a blueprint for cultivating happinessHow to spend money on things that make you happyTal explains the science behind the relationship between happiness and moneyBeyond your basic needs, money doesn’t do much towards your happiness, unless you do this.......(need to listen!)Why the illusion of wealth, is often just an illusion How the SPIRE model cultivates happinessHow hardships can teach us about our ability to embody resiliencyThe difference between a job description and a calling descriptionHow finding your “calling” might be closer than you think
Quotes
“It’s not just the objective circumstances that matter but the subjective interpretation that matter” Tal Ben-Shahar“It’s important to learn how to embrace boredom” Tal Ben-Shahar“The ultimate value of money lies in how much happiness it brings” Tal Ben-Shahar“The difference between depression and sadness, is depression is sadness without hope” Tal Ben-Shahar“He can find happiness who can find joy in the solitude in his room” Blaise Pascal French Philosopher
LINKS:
Tal's Books: CLICK HERETal's Courses: CLICK HEREHappiness Studies Academy: CLICK HERE
With Dr. Pete Kelly | C.Psych | Podcaster | Clinical Psychologist
BIO:
Dr. Kelly provides individual and group treatment to adults for mood and anxiety disorders using a variety of cognitive-behavioural therapies. An area of focus and interest in the treatment of posttraumatic stress using CBT techniques. Dr. Kelly also provides cognitive-behavioural treatment for anxiety and depression associated with tinnitus.
Prior to joining the OICBT Dr. Kelly was a psychologist in the Anxiety Disorders Program at the Royal Ottawa Mental Health Centre. He is currently an Adjunct Research Professor in the Department of Neuroscience and a Lecturer in the Department of Psychology at Carleton University.
In addition to publishing scientific papers, Dr. Kelly is co-author of the clinician manual “Treating Psychosis: A Clinician's Guide to Mindfulness, Acceptance, and Compassion-Based Approaches within the Cognitive Behavioral Therapy Tradition”. He is also co-author of the Canadian Adaptation of the textbook “Research Methods in Psychology” for Oxford University Press.
Highlights
How to bring "meaning" in our daily activitiesHow challenges, difficult moments and negative emotions are part of our "meaning" journeyAccess to wealth above a certain amount will not cure the ailments we haveHow we search for significance by using moneyThe value of aligning your values, money and actionsThe impacts of feeling "never enough" and "always striving" for somethingWhy identifying your home base as yourself helps create happier livesWe don't have control over the outside world, and money often creates an illusion we can control the outside worldHow utilizing the learnings from CBT can help us gain awareness on why we think, act and feel about money
Links:
Dr. Pete Kelly's podcast "Thoughts on Record" CLICK HERE Dr. Pete Kelly's LinkedIn CLICK HERE
With Andrew Hallam | Personal Finance Speaker | International Bestselling Author | Investment Writer
BIO:
When Andrew Hallam isn’t getting eaten by mosquitoes in tropical jungles, cycling up a mountain during a downpour with his wife, or trying to drive to Argentina in a van, he’s speaking and writing about happiness and personal finance. The former high school teacher wrote the international bestselling books Millionaire Teacher and Millionaire Expat. Profiled by media such as CNBC and the Wall Street Journal, he’s the first person to have a #1 selling finance book on Amazon USA, Amazon Canada, and Amazon UAE. He has written columns for the Globe and Mail, Canadian Business, AssetBuilder.com, MoneySense, and Swissquote.
Highlights:
Learn the key to happiness….hint it is not money!The joy and happiness of failed attempt to drive from Canada to ArgentinaCasey Coleman's lessons on mindfulness, money and happinessAndrew speaks to the myth that success brings happinessLearn how to implement the four quadrants of life satisfactionHow to use personal finances as a TOOL (and only a tool) to pursue life satisfactionLearn the link between happiness and moneyAndrew speaks to the difference between experiential happiness and reflective happiness.How/why experiences matter more than things for our happinessThe more materialistic we become, the more unhappy we become
LINKS:
Andrew's new book, Balance: How to Invest and Spend for Happiness, Health, and Wealth CLICK HEREAndrew's website CLICK HERE
With Dr. Ragatz | Vice President Next Gen and Advisor Development Programs at the Carson Group
BIO:
Currently, Julie is the Vice President Next Gen and Advisor Development Programs at the Carson Group. Before Carson Group, Julie was with The American College. She held the Charles Lamont Post Chair of Ethics and the Professions at The American College of Financial Services and served as the Director of The American College Cary M. Maguire Center for Ethics in Financial Services.
Julie also taught in the Master of Science in Financial Services (MSFS) and Master of Science in Management (MSM) programs. Julie is a well-known industry speaker on ethical issues in financial services and is a regular contributor to Fortune and Barron's, including a regular feature, "Ask Julie" in Barron's. She has also been featured on several national programs—including appearances on "Nightly Business Report" and "Bloomberg News"—and is a Fiduciary "Expert" Panel member of The Wall Street Journal.
She earned a Ph.D. in philosophy at Temple University.
Highlights
How Aristotle's teachings have helped Dr. Ragatz understand what constitutes a good lifeWhy learning into our fears, especially our financial fears may lie our greatest life lessonsHow the financial system relies on shame and the harm it createsWhat is empathy, and what value does it serveWhy does financial empathy matterHow can we cultivate empathy in our lives and financial lives
LINKS:
Dr. Julie Ragatz LinkedInJulie recommended Michael Sandel's work CLICK HERE Aristotle's Nicomachean CLICK HERE
With Dan Bortolotti | Portfolio Manager | Author | Podcaster
BIO:
Dan began his career as a journalist, spending more than 20 years as a magazine writer and editor and publishing nine nonfiction books. He eventually specialized in writing about personal finance, with a focus on low-cost index investing. Dan was introduced to the PWL Toronto team while working on an article for MoneySense magazine in 2012.
Dan received his Certified Financial Planner and Chartered Investment Manager designations in 2015.
Canadian Couch Potato, Dan’s popular investing blog, debuted in 2010 and continues to be one of the most trusted resources in the country. His podcast of the same name was launched in 2016 to bring the message to a wider audience.
Highlights:
How Dan's new Book 'Reboot Your Portfolio" can help you successfully invest in evidence-based ETFsWhy Dan started the wildly successful podcast and blog "The Canadian Couch Potato."Why having a "journalistic" mindset can help you evolve your thinkingHow embracing curiosity helped "evolve" Dan's perspective on personal financeWhy not coming from an investing background, serves as one of Dan's biggest strengthsHow embracing skepticism has helped Dan become a better planner, thinker, and creatorWe discuss fees, financial advice and what you should be looking forHow Dan is making sound financial advisor accessible for many people
LINKS:
Reboot Your Portfolio: 9 Steps to Successful Investing with ETFs by Dan Bortolotti The Canadian Couch Potato WebsiteThe Canadian Couch Potato Podcast
With Frederick Kaufman Ph.D. | Professor | Author |
BIO:
Fred is an English professor by training and for the past decade focused his attention on the fiction that is money. His unorthodox insights into the ways of Wall Street have resulted in numerous magazine articles for publications ranging from Scientific American to Wired to Foreign Policy to Harper’s, as well as television appearances on NBC, Bloomberg, Fox Business Network, and Democracy Now!, and invitations to lecture in both the United States and Europe, including an address to the General Assembly of the United Nations. This is his fourth book.
LINKS
The Money Plot: A History of Currency's Power to Enchant, Control, and Manipulate Kindle Editionby Frederick Kaufman
Bet the Farm: How Food Stopped Being Food Kindle Edition by Frederick Kaufman
With Gull Khan | Money Mindset Expert | Energy Healer | Author | Speaker
Highlights:
What is energy healing and how it can help you with your relationship with moneyWhy having a money avatar is criticalHow to change the family narrative's around money What financial freedom looks and feels likeThe importance of mindset when it comes to money
LINKS:
Free Gift: https://www.abundancemindsetmakeover.com/free-gift1Abundance Workshop: www.abundancemindsetmakeover.comPodcast website: https://moneymindsetwithgullkhan.podbean.com/Book: Laws Of Money by Gull Khan - Amazon
With Nathan Astle | Financial Therapist | Couples and Family Therapist | Founder of Relational Money
BIO:
Nathan Astle, M.S., LMFT-T is a couples and family therapist with a focus in financial therapy. He has clinical and research focus in couples and financial conflict, financial trauma, and intimate partner violence. He currently serves on the board of directors for the Financial Therapy Association and is the founder of Relational Money, a training platform for financial advisors to gain the soft skills needed in the professions of money and people. He is published in both academic journals and various national media outlets. His long-term aspirations are to create a Financial Therapy Institute and create continued research for the field of financial therapy.
Find him on Twitter @nate_astle or his company @relationalmoney.
Highlights:
What is financial infidelity?How financial infidelity impacts many coupleshipsWhy money and sex can act as a "window" into our deeper selfThe impacts of shame on our financial healthHow to develop finanical empathy and compassion
LINKS:
Nathan's website: CLICK HERE Nathan's LinkedIn CLICK HEREVideo on Speakeer/Listener Technique: CLICK HERE
With Jamie Bosse | Financial Planner | Author | Speaker | Mother
BIO:
Jamie works with clients to help them "Master What's Next" by clarifying their goals, creating a financial plan, and taking action. She helps her clients maneuver through life's transitions and overcomes and anticipates any potential roadblocks along the way.
In 2020, Jamie was named to the Investment News 40 Under 40 list.
Jamie has a passion for mentoring and financial literacy. She is the author of Money Boss Mom, Helping Young Parents Be the "Boss" of Their Financial Future as well as the Milton the Money Savvy Pup Children's book series. Her financial articles have been featured in the Kansas City Star, KC Parent, The Journal of Financial Planning, The Register, Solutions, and Investment Advisor Magazine.
Highlights:
When and how to have healthy money conversations with your kids?Why your unconscious money scripts might be your limiting your financial healthHow to "avoid" procrastinating on the most important things in lifeHow our parent's financial behaviours directly and indirectly impact our thoughts, feelings and beliefs towards moneyHow to change your financial storyJamie discusses her new book, Money Boss Mom, as it can act as a financial guide for familiesThe power of visualizing the vision of your life and take small steps towards that goal
Links:
Money Boss Mom Site CLICK HEREMoney Boss Mom: Helping Young Parents Be the "Boss" of Their Financial Future CLICK HEREMilton the Money Savvy Pup Book #1: CLICK HEREMilton the Money Savvy Pup Book #2: CLICK HEREAsprye Wealth Partners: CLICK HEREMoney As Your Grow: CLICK HERE
With Joyce Marter | Psychotherapist | Entrepreneur | Author | Speaker
BIO:
Joyce Marter, a psychotherapist entrepreneur, author, and speaker who has helped millions take control and lead abundant and joyful lives.
Joyce has been a Licensed Clinical Professional Counselor since 1998 and is an expert in self-esteem, mindfulness and career development. Joyce is the Founder of Urban Balance, a counselling practice she started and grew to over 100 clinicians working from ten locations in three states during her 13-year tenure as CEO. She successfully sold Urban Balance to Refresh Mental Health in 2017 and serves as Chief Brand Ambassador for this national leader in outpatient mental health.
Joyce routinely appears in the media, featured in such outlets as The Wall Street Journal, U.S. News & World Report, CNN, Real Simple Magazine and many more.
Highlights:
How starting a deeper reflective practise can dramatically improve your financial healthWhy our psychological beliefs, not our technical, financial knowledge, are preventing us from achieving financial healthHow we can re-writing money stories using psychology toolsWe explore the role our inner money critic plays on our financial healthHow cultivating financial empathy and compassion will increase your financial healthLearn how to become the “author” of our lives versus the “actor.”Why doing the “inner work” unlocks financial freedom and expand our livesHow naming your financial life can help create financial health
Links:
Joyce's website CLICK HEREJoyce's book: CLICK HERE
With Colin Ryan | Comedic Financial Speaker | Executive Presence Coach | Author
BIO:
Featured everywhere from NPR to Moth Radio Hour and Reader’s Digest, Colin Ryan is a nationally in-demand, award-winning comedic financial speaker, author, and educator with the background of a professional comedian and storyteller. To date Colin has spoken to over 500,000 students and adults across North America, and was named one of the top 10 financial presenters in the U.S. Colin is the author of “A Comedic Guide to Money,” a practical gateway guide to personal finance and our relationship to money.
He uses humanizing honesty, powerful storytelling, hilarious pop-culture touchstones, and a truly inspirational message to transform the dry subject of personal finance into an interactive conversation around one core idea: your ability to manage your money directly affects your ability to have the life you want.
Highlights:
How embodying and “inclusionary” mindset can broaden your finacnial mindset Why using humour can allow you to cope with life’s enviable mistakes and misstepsHow sharing our money mistakes out loud, help us connect on a deeper levelHow listening to ourselves can create a healthy relationship with moneyWhy shining a light on your financial shame can move your towards a healthier relationship with moneyHow embracing fear has the potential to change your money storyWhy understanding your money beliefs, your money origin story, can change your life's story
Quotes:
“Don’t be boring” Colin Ryan“Fear is normal. It’s natural. Lean In” Colin Ryan“Humor can chase away the darkness” Colin Ryan
Links:
Colin's website: CLICK HEREColin's book A Comedic Guide to Money CLICK HERERootHub's Website: CLICK HERE
With Jason Pereira MBA, CFP, CFA | Personal Finance & Fintech Expert | Writer | Podcaster
BIO:
Personal Finance & Fintech Expert, Writer, Podcaster, & Broadcaster, Public Speaker, Industry Thought Leader.
Jason is first and foremost a financial planner who has lived and breathed topics related to financial planning for over 20 years. In that time he has become a recognized writer, commentator, speaker, podcaster, teacher, and expert in the areas of financial planning, practice management, and fintech. Jason obtained two degrees, nine professional designations, been nominated for or won over 30 industry awards, and produced over 100 articles, podcasts, and interviews.
JasonPereira.ca is his conduit for sharing his thoughts, views and learning he has amassed over the years.
Highlights:
Links:
Jason Pereira's website: CLICK HEREThe Fintech Impact Podcast CLICK HEREThe Financial Planning For Canadian Business Owners Podcast CLICK HERE
With Sachin Patel | Founder/CEO of The Living Proof Institute | Father
BIO:
Sachin Patel is a father, husband, philanthropist, functional medicine practise success coach, speaker, author, and plant medicine advocate.
Sachin is convinced that “the doctor of the future is the patient,” and he has committed himself to help others raise their consciousness, activate their inner doctor, and initiate their deepest healing through the use of lifestyle, breathwork, and respectful utilization of psilocybin.
Sachin founded The Living Proof Institute through which he pioneered a revolutionary approach to patient-centred healthcare. Sachin coaches hundreds of practitioners around the world so that they are empowered to deliver affordable and inspired care to their communities through his Perfect Practice Mentorship Program.
Highlights:
Despite how rich you might be, you are limited by how healthy you areOur health directly impacts our emotional intelligence, cognitive abilities and problem-solvingWhy the doctor of the future is you, the patientHow you can use affordable low hanging fruit techniques that can transform your healthLearn how to shift from "fight and flight" to "repair and regeneration."The benefits of healing through a life optimization program aimed at optimizing your health"Love yourself to life" Sachin Patel
Links:
My Metabolic Reset CLICK HEREHeal Your Body In 30 Days: CLICK HERE
With Greg Davies | Expert in Applied Behavioural Science |
BIO:
Globally recognized expert in applied decision science, behavioural finance, and financial wellbeing, as well as a specialist in both the theory and practice of risk profiling. Greg started the banking world’s first behavioural finance team as Head of Behavioural-Quant Finance at Barclays.
In 2017 Greg joined Oxford Risk to lead the development of behavioural decision support software to help people make the best possible financial decisions.
Highlights:
How the study of behavioural finance can improve your financial well-beingWe discuss the role emotions play in your financial decision makingThe positive impact of applying "systems" thinking towards your financesHow the philosophy of rationality applies to applied behavioural financeIrrational vs rational decision making
Links:
Greg's Twitter CLICK HEREOxford Risk's website CLICK HERE Oxford Risk's Twitter CLICK HEREOpen Outcry Financial Reality Opera (full 8 minute documentary) CLICK HERE
With William Green | Author | Journalist
BIO:
William Green is an author and journalist, Over the last quarter of a century, he has interviewed many of the world’s best investors, exploring in depth the question of what qualities and insights enable them to achieve enduring success
Green has written for many leading publications in the US and Europe, including The New Yorker, Time, Fortune, Forbes, Barron’s, Fast Company, Money, Worth, Bloomberg Markets, The Los Angeles Times, The Boston Globe Magazine, The New York Observer, The (London) Spectator, The (London) Independent Magazine, and The Economist.
Highlights:
Learn lessons that apply to everyone, from how the greatest investors in the world think and make decisionsHow the art of subtracting can increase our well-being and financial healthHow to reduce complexity in your life and focus on the things that ultimately matterThe value of equanimity plays in your facilitating financial healthHow we may regard some teachings from the world's greatest investors as practical philosophersThe power of embracing "good enough."
Links:
William's website: CLICK HERE Buy William's book: CLICK HERE
By Dan Solin | President at Solin Strategic LLC | Author | Evidence Based Advisor Marketing
BIO:
Dan Solin is the New York Times bestselling author of the Smartest series of investing books and The Smartest Sales Book You’ll Ever Read. Dan’s books have been widely praised by The New York Times, The Wall Street Journal, The Library Journal, Vanguard co-founder John Bogle and many financial columnists, authors and others.
He has appeared on The Early Show, The O’Reilly Factor, MSNBC’s Week-end Economic Review, Fox Business and CNN’s Money, and has been interviewed on many radio programs, including USA, CBS, ABC and on a number of regional NPR stations. He has shared the research in Ask with thousands of people in North America, Europe and Australia.
Highlights:
Learn the science behind "how to relate with anyone"Dan's shares his popular Solin ProcessWhy curiosity is critical for us to learn, grow and evolveHow oxytocin and dopamine flood our bodies when we talk and what's the impact?Dan speaks to the determent of "competitive listening' How, for many of us, were aren't engaging on a deep/meaningful levelHow to ask the 'right' questions that show genuine interest
Links:
Dan's website: CLICK HEREDan's Books: CLICK HERECameron Passmore's podcast mentioned: CLICK HERE
With Dr. Megan McCoy, Ph.D., LMFT, AFC®, CFT-I™ | Professor of Practice | Financial Therapist | Researcher | Speaker
BIO:
Dr. Megan McCoy; is a licensed Marriage and Family Therapist and a Certified Financial Therapist-I. She is also a Professor of Practice at Kansas State University, where she serve as the Director of the Financial Planning Masters Program and key faculty in the Financial Therapy Certificate.
She also an Executive Board member for the Financial Therapy Association and the Associate Editor of the Journal of Financial Therapy. Her research interests focus on how to improve well-being through improving financial literacy, self-efficacy, and locus of control.
Highlights:
How narrative psychology can help you write your money storyWhy couples tend to marry spouses with opposite money behavioursHow couples can potentially increase their life satisfaction when learning how to communicate around their financesWhy, in some cases, financial literacy is not enough to achieve financial well-beingWhy building self-efficacy can increase your financial well-beingHow to resolve financial conflict
LINKS:
Building Financial Peace: A Conflict Resolution Framework for Money Arguments CLICK HERENarrative Financial Therapy: Integrating a Financial Planning Approach With Therapeutic Theory CLICK HEREKansa State Personal Financial Planning Master's Degree CLICK HEREThe Financial Therapy Association CLICK HEREThe Four Money Bears Book: CLICK HERE Milton The Money Savvy Pup CLICK HEREWhat is Appreciative Inquiry Approach CLICK HERE
With Ed Coambs CFP®, LMFT, CFT-I™ | Author | Speaker | Financial Therapist
Highlights:
How to understand you have an attachment system - usually it's unconsciousHow to understand our origin money storiesWhat are the primary branches of attachmentHow to understand your partner's money storyWhy is it so important to develop financial maturity?How can we write a new money story?
Links:
Ed's website: CLICK HERE
Ed's book: CLICK HERE
What's Your Attachment Style? CLICK HERE
With Dr. Daniel Crosby | Chief Behavioural Finance Office | New York Times Best Selling Author
BIO:
Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby’s first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and translated into five languages. His latest work, The Behavioral Investor, is a comprehensive look at the neurology, physiology, and psychology of sound financial decision-making. When not focused on market psychology, Daniel enjoys exploring the American South, fanatically following St. Louis Cardinals baseball, and spending time with his wife and three children.
Highlights:
Why you should know about Behavioural FinanceHow your innate cognitive biases can be detrimental to your financial healthHow to override your cognitive biases to experience financial healthWhy do we all need to understand the power of loss aversionTips on how you can make better financial decisionsSuggestions on how to close your financial gap between knowing and doing
Links:
Standard Deviations Podcast: https://www.standarddeviationspod.com/The Behavioural Investor Book CLICK HEREThe Laws of Wealth: Psychology and the Secret to Investing Success CLICK HERE
With Dr. Ryan Clements | Financial Inclusion Researcher | Assistant Professor | Chair in Business Law and Regulation
Highlights:
Why do we have unbanked and under banked people in Canada?Why it is our society’s responsibility to focus on financial inclusionwhy The benefits of having a society where everyone receives fair and assessable access to financial institutionsWhat is the future of open banking?How can open banking potentially lead to lower banking costs and greater access to financial services?How open banking can redefine the credit scoring systemHow fintech can create fair and accessible financial systems for all demographicsHow some fintech companies are violating your online banking agreement
Links:
Dr. Ryan Clements website/research CLICK HEREDr. Ryan Clements' paper on Financial Inclusion: Evaluating the Role of Fintech, CLICK HERE
With Dr. Robert Biswas-Diener | Positive Psychologist | Author | Instructor |
BIO:
Dr. Robert Biswas-Diener is widely known as the “Indiana Jones of Positive Psychology” because his research has taken him to such far-flung places as Greenland, India, Kenya, and Israel. He is a leading authority on strengths, culture, courage, and happiness and known for his pioneering work in the application of positive psychology to coaching. Robert has authored more than 60 peer-reviewed academic articles and chapters, two of which are “citation classics” (cited more than 1,000 times each). Dr. Biswas-Diener has authored seven books, including The Courage Quotient, the 2007 PROSE Award winner, Happiness, and the New York Times Best Seller, The Upside of Your Dark Side.
Highlights:
Does money buy happiness?What is happiness?Is it possible to be happy all the time?What role (if any) do negative emotions play in happiness?What did Dr. Diener learn from studying the poor in India?What is the relationship between income and happiness?Will more money make me happy?
LINKS:
Robert's website: CLICK HERE
Robert's Positive Psychology Coaching Training: "Training Professionals in the Science of Positive Psychology" CLICK HERE
Robert's book "Happiness: Unlocking Mysteries Psychological Wealth: CLICK HERE
With Dr. Preston Cherry Ph.D. | Financial Planner | Researcher | Speaker | Professor | Cool Uncle
BIO:
Dr. Cherry is the Founder & President of Concurrent Financial Planning, LLC, a comprehensive financial planning firm serving households and business owners across generational lines. Concurrent Financial Planning specifically partners W.I.T.H. individuals that possess the motivation to change and apply their financial resources towards achieving their Life Money Balance™ aspirations.
Highlights:
Why having a blueprint for your money life is essential?The benefits of having congruence between your values and moneyHow to establish money goals in alignment with your valuesLetting your life lead your money, NOT your money lead your lifeWhy understanding financial psychology is essential The benefits of enjoying "leisure"
LINKS:
Dr. Preston Cherry's website: CLICK HERE
With Oliver Burkeman | Author | Writer | Journalist
Highlights:
How "time management" as we know it, can perhaps be damaging our relationship with timeThe benefits of actually taking "leisure" timeThe link between happiness, money and timePaying for distractions with our time
Links:
Oliver's newest book: Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman CLICK HEREOliver's other books: CLICK HERE
With Lauryn Williams | 4 Time Olympian | 3 Time Olympic Medallist | Financial Planner | Author
BIO:
Lauryn Williams is a 4-time Olympian, 3-time Olympic medallist and the first Americanwoman to medal in both the Summer and Winter Olympic Games. Her company, WorthWinning, offers virtual services to help young professionals get the answers to the financialquestions that matter most to them.
Highlights:
How the journey of life, money and sports offer many lessons beyond the goal itselfUtilizing "outside the box" thinking to acknowledge our changing potential The significance of TIME on our money storiesHow Lauryn's money scripts (learned as a child) influences her money story todayFinding meaning from obstacles and resistance in life and moneyThe impacts of sudden money
Links:
Lauryn's anchoring the 4 by 100-meter race (watch her finish!) CLICK HERELauryn's 2004 Olympic silver medal run, CLICK HERELauryn's website CLICK HERE
With Shaun Maslyk CFP, B.Comm | Financial Wellness Advocate | Podcaster | Father
Highlights:
How can we flourish beyond our financesHow subjective well-being relates to moneyHow psychological well-being relates to moneyWhat, if any, links do money and happiness have?How we can integrate positive psychology into our money livesUtilizing the PERMA model to flourish beyond our financesHow the Three Good Things interventions can create moments of happiness
Links:
Three Good Things Intervention CLICK HEREThe PERMA Model Assessment CLICK HERE for the PDF versionClick here for the online version (you need to login to access it) CLICK HERE
With Kelley Keehn | Award-Winning Author & Speaker | Financial Educator
BIO
Kelley Keehn’s middle name is money and her mission is to make Canadians feel good about it. A veteran in the industry, she’s spent fifteen years as a personal financial educator and over a decade as a financial professional, and she’s learned that everyone has money problems. That’s as true for millionaires as it is for people who spend years trying to pay off their student debt.
As an award-winning, best-selling author of over ten books covering topics ranging from personal finance, the psychology of money, behavioural economics, women and finance to avoiding identity and fraud, she knows what’s on the hearts and minds of Canadians when it comes to taking care of their money.
You can find her newest book, Talk Money to Me and the special COVID-19 edition was released on February 23rd, 2021.
And Kelley's upcoming book, Rich Girl, Broke Girl, is set to be re-release in December of 2021, get your pre-order HERE
Links:
A list of all Kelley's books CLICK HEREKelley's blog CLICK HERE
With Robin Taub | Professional Speaker | Author | Youth Financial Literacy Expert
BIO:
A Chartered Professional Accountant by training, Robin began her career at KPMG, transitioned into real estate, and then landed in the complex world of derivatives. Today, she’s a professional speaker and the author of The Wisest Investment, an update of the bestselling A Parent’s Guide to Raising Money-Smart Kids.
Highlights
How to spend money in alignment with your valuesHow Bruce Springsteen can provide many life and money lessonWhy spending money on concerts CAN be a great financial decisionHow to instill solid values in your children to help guide and prioritize their financial decisionsThe power of reliving experiences and the positive emotions it createsHow to enhance your own money knowledge, so you can “lead by example”How to help your children establish healthy money habits for lifeHow to use the five pillars of money
Links:
The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life by Robin TaubDavid Chilton's The Chilton MethodRobin Taub's website
With Arjan Erkel | Speaker | Author | Freedom Fighter | Founder of Free A Girl
BIO
For almost two years Arjan Erkel was kidnapped by masked Islamic rebels in Dagestan, Russia. It was a nightmare he never expected to live through, but once he was in the middle of it, he learned how to cope with his new circumstances. His unique story about survival, his quest for freedom and his powerful recovery is still inspiring. For 15 years, through speaking, workshops, and coaching Arjan inspired thousands of people with his message about freedom and taking ownership of your own life.
Arjan is also a Co-Founder of Free a Girl. A foundation that is dedicated to freeing young girls from forced prostitution.
Highlights:
How making meaningful connections can increase your inner freedomHow learning into fear can transform your life and the story you tell yourselfThe power of embracing negative emotionsHow finding inner peace is more than getting more moneyWhy accepting emotions and working through them is critical for personal growthHow to find and unlock your potentialWhy feeling positive emotions during times of difficulty can “broaden and build”The power of using positive re-frames during difficult timesHow hope can help you move “threw” difficult moments in lifeHow to find inner strength during times of difficulties and grow as a result
LINKS:
Arjan's Website: CLICK HEREArjan's Book: Held Hostage: One Man's Story of Trials and Triumph After being Taken in Dagestan Kindleby Arjan Erkel Free A Girl Foundation: CLICK HERE
With Jessica Moorhouse | Money Expert | Speaker | Writer | Host of the More Money Podcast
BIO:
Jessica Moorhouse is a money expert, Accredited Financial Counsellor Canada®, speaker, award-winning personal finance blogger and host of the popular More Money Podcast.
Jessica is the go-to millennial money expert in Canada, having been quoted in the media hundreds of times in addition to being a regular guest on CTV News’ Mind the Gap panel since 2018. She also gives presentations throughout North America to share her expertise and down-to-earth financial advice. She also teaches students to build wealth by investing through her online course Wealth Building Blueprint for Canadians.
Highlights:
Jessica explores the impact of her money story.We discuss how money lessons learned in childhood impact us todayWe discuss balance. Saving vs spending and enjoyingJessica shares her family money motto and the influence it has on her money storyHow our relationship with money creates the money stories we live-outJessica shares her story, journey and relationship with money
LINKS:
Jessica's Wealth Building Blue Print Course: CLICK HEREJessica's website: CLICK HEREJessica's Podcast: CLICK HERE
With Brian Portnoy Founder of Shaping Wealth | Author | Entrepreneur | Educator
Brian is on a mission to provide funded contentment for everyone…..enjoy!
Highlights:
Why we need a better financial map with a truer compass?The difference between being rich and wealthy?How to underwrite a meaningful life?When good enough is good enough pertaining to investingWe talk about Brian’s road map to living the good lifeBrian discusses how we can find more meaning and purpose in our livesWhat is enough?What is the "recipe" for funded contentment How to tackle the concept of financial well-being
Links:
Shaping Wealth: CLICK HEREThe Geometry of Wealth: How to shape a life of money and meaning by Brian PortnoyThe Investor's Paradox: The Power of Simplicity in a World of Overwhelming Choice b Brian Portnoy
With Louisa Jewell, MAPP | Speaker, Author, Expert in Workplace Well-being
BIO:
Louisa Jewell is the Founder and President of the Canadian Positive Psychology Association and author of the book Wire Your Brain for Confidence: The Science of Conquering Self-Doubt. She is also the host of the Audible Originals podcast The Awesome Project launching worldwide on June 16th. Louisa regularly contributes to CBC radio as a wellbeing expert and is a featured expert in several documentaries, including “The Science of Happiness” and “Mental Health in the City.” She holds a master's degree in Applied Positive Psychology from the University of Pennsylvania and was a professor of positive psychology at the University of Texas, Dallas.
Highlights:
Why understanding yourself CAN BE more important than understanding investmentsWhat is the difference between positive psychology and traditional psychology?The science behind goal achievement relating to your moneyHow to spend your money on things that make you feel happy, joyful and fulfilledThe importance of taking baby steps when building self-efficacyAltering the narrative that we can do what we love and make good moneyDoes money make you happy?How we can co-exist with self-doubt and develop a healthy relationship with it.How meaning and purpose impact your financial healthHow are you spending your money? Does it align with your values?
LINKS:
Louisa's website: CLICK HERELouisa's new podcast: The Awesome Project CLICK HERELouisa's book: Wire your Brain for Confidence; The Science of Conquering Self-Doubt CLICK HERE TO BUYDownload the first chapter free here: http://louisajewell.com/wireyourbrainforconfidence/Founder & President: Canadian Positive Psychology Associationwww.cppa.ca
With Dr. Robin Raniero Norris Ph.D. | Therapist | Founder of Windward Optimal Health
Dr. Robin Raniero Norris has been a marriage and family therapist for 20 years. She uses a strength-based approach with individuals, couples, and families in which money is a subject. Topics she has assisted clients with have included beginning budgeting behaviors, multigenerational finance decisions, and new or sudden wealth considerations. She is a Boston College Double Eagle and is an assistant professor with Old Dominion University in Virginia. She teaches her students to tackle life’s choices “early and often.” Health, wealth, and organization are all keys in her mind to life being lived to the fullest. When away from her time with Windward Optimal Health, she enjoys family, books, laughing with friends, gardening, and anything sailing related.
Links:
Dr. Robin Raniero Norris' website CLICK HERE
Dr. Robin Raniero Norris LInkedIn
Quotes from Dr. Robin Raniero Norris
Change is not only possible, it’s inevitable. Be a part of it.We are all like single stars in the sky until we realize we are a part of a constellation.There can be comfort inside the chaos.We are all on a fixed income called, "time."Make a life with kids, not simply for or about them.Humour can be an emotion in the stages of grief.
With Jason Heath | CFP | Fee-Only / Advice-Only Financial Planner at Objective Financial Partners Inc
Bio:
Jason has been providing fee-only, advice-only financial planning since 2001 and is one of Canada’s best-known fee-only financial planners. He is currently a personal finance columnist for the Financial Post, MoneySense, and Canadian MoneySaver, and is regularly featured in other publications like the Toronto Star and Globe & Mail.
Highlights:
What is fee-only financial planning?Why communicating and educating should be central to all financial plansThe actual value of a financial planningThe value of being financially organizedHow financial planning provides peace of mind for consumersWhy connection is so important when working with a financial planner.What trends are coming for the financial planning industryWe hear Jason’s perceptive on cryptocurrencyJason shares his perspective on the real estate market
Links:
Jason's LinkedIn Profile CLICK HEREJason's company website CLICK HERE
With Dr. Martin Seay Ph.D. | Department Head and Professor of Financial Planning
BIO:
Martin Seay, Ph.D., CFP®, is an Associate Professor of Personal Financial Planning at Kansas State University, where he teaches in the CFP Board registered undergraduate and Ph.D. programs. His research has been recognized by the Financial Planning Association FPA Annual Conference, the CFP Board of Standards Financial Planning Award, and others.
Highlights:
How we can move from financially functioning to flourishingWhat is positive psychology, and how it applies to personal financesWhat are the strengths required to thrive in this world?How "listening" and "hearing" are the key to effective communicationThe importance of "meeting people where they are at"How positive emotions lead to positive outcomesUsing the PERMA model to increase well-beingThe benefits of a gratitude letter
Links:
Dr. Martin Seay's Professional Profile CLICK HEREFrom Functioning to Flourishing Paper CLICK HEREWell-Being Theory from Authentic Happiness CLICK HEREAuthentic Happiness PERMA Online Test: CLICK HEREEveryday Leadership TED Talk: CLICK HERE
Andrew Hallam | Personal Finance Speaker, International Bestselling Author and Investment Writer
Highlights
How we all trade our time for moneyWhy bland long-term investing WORKS!Why conquering the enemy in the mirror is THE best investment adviceHear Andrew’s definition of wealthWhy knowing too much about investing CAN be more harmfulHow to spend like a millionaire…..this one will surprise you!What you see around you might not be the whole storyWhy BALANCE is critical in achieving financial healthThe power of finding a financial mentorThe value of added mini-retirements
Links:
Andrew's Website: CLICK HEREDownload chapter #1 from Andrew's new book!CLICK HEREMillionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School By Andrew HallamMillionaire Expat: How To Build Wealth Living Overseas By Andrew HallamMr. Money Moustache Blog:CLICK HERE
with Amanda Clayman | Psychotherapist | Coach specializing in Financial Wellness
BIO:
Amanda Clayman is widely recognized as a leader in the field of financial therapy. Her approach as a clinician is to decode how thoughts, feelings, and associations shape our financial choices and identify how those patterns both serve and limit us.Her work has been featured in such media outlets as CNBC, Fox News, The New York Times, The Wall Street Journal, REAL SIMPLE, and Forbes.
Highlights:
How we can view money as more than just a form of incomeHow to become fully in charge of your financial lifeHow Amanda spent $19,000 on a haircut! (well…. not exactly)How accepting money, shame and guilt can transform your relationship with moneyAmanda offers clarity and sound advice which allows people to transform their relationship with moneyThe power of creating a compassionate perspective towards your moneyExamining how we unconsciously and consciously use the money to balance our needsPaying attention to your money is like paying attention to all your partsHow to love the life you haveHow reparenting our financial behaviours can benefit our lives
Links:
https://amandaclayman.com/Amanda's LinkedInA Beautiful Constraint: How To Transform Your Limitations Into Advantages, and Why It's Everyone's Business Hardcover – by Mark Barden
With Dr. Ashley LeBaron-Black | Instructor | Researcher
Bio:
Dr. Ashley LeBaron-Black is an Assistant Professor of Family Life at Brigham Young University in Provo, Utah. She received her Ph.D. in Family Studies and Human Development from the University of Arizona. Her research focus is family finance, including couple finance and financial socialization. Ashley has published 27 peer-reviewed articles and is on the editorial board for the Journal of Family and Economic Issues. She is Chair of the Family Financial Wellbeing focus group for the National Council on Family Relations (NCFR). She is Co-chair of the Finances topic network for the Society for the Study of Emerging Adulthood (SSEA).
Highlights:
How young should you start talking about money to your kids?Although we might not talk about financial stress, our kids are feeling the impactsHow to handle financial stress with your kids? Why budgeting in the open can help with your kids’ financial healthHow do kids learn about money from their parents?Can kids develop a healthy relationship with money despite having parents who might not have a healthy relationship with money?
With Sarah D. Asebedo, Ph.D., CFP® | Financial Planning Researcher | Author | Educator | Speaker
BIO:
Sarah D. Asebedo, Ph.D., CFP®, is an experienced researcher, teacher, and practitioner in financial planning. She is currently spearheading research focused on the application of positive psychology to financial planning, financial behaviour change and many other topics. Her work has been published in the Journal of Positive Psychology, Psychology and Aging, Journal of Consumer Affairs, Financial Planning Review and many many more.
Sarah is a current member and past president of the Financial Therapy Association. She earned her Ph.D. in Personal Financial Planning from Kansas State University.
Highlights:
What is the field of positive psychology?What does it mean to flourish?How to integrate positive psychology with financial planningUsing the PERMA model with financial planningBecoming financially resilient
Links:
Dr. Asebedo's LinkedIn ProfileDr. Asebedo's paper "Functioning to flourishing: Applying Positive Psychology to Financial Planning
With Carrie Rattle | MBA, CDFA, AFC | Financial Therapist/Coach & Compulsive Shopping Specialist
BIO:
Carrie is a 30-year veteran executive of the financial industry, working in both Canada and the U.S, as well as abroad. She is also a Certified Divorce Financial Analyst (CDFA) and an Accredited Financial Counselor (AFC), the only financial coaching designation recognized by FINRA. Carrie sits on the Board of Savvy Ladies, a non-profit focused on financially educating women as well as acting as a volunteer.
Carrie trained with Psychotherapist & Founder of MoneyHarmony Olivia Mellan. Olivia is a money psychology pioneer and critically acclaimed author who has been hosted on Oprah and other nationwide media.
Carrie has delivered keynote speeches and has been quoted in media such as CNBC, CBC, NextAdvisor | TIME, Yahoo! Finance, Success Magazine, Jean Chatzky “Her Money”, Blog Talk Radio, Vox and Mel Magazine.
Highlights:
Learn what core human needs we are trying to fill (when shopping)How shopping becomes a coping mechanismHow to begin unwinding overshopping behaviours by finding healthy alternativesWhat is impulse shopping vs compulsive shoppingLearn 3 core techniques and tools to help with over shoppingWhat are we really looking for when shoppingWhat retail trends will affect over shoppers?
Links:
Carrie's FacebookLinkedIn: Carrie RattleCarrie's Website Behavioral CentsCarrie's Website Stopping Overshopping
With Caron Matthews | CPA | Money Coach and Root Hub | Musician
This episode was pure magic.
Caron is an amazing, powerful and inspiring woman.
Highlights:
During this episode, Caron shares her powerful story, her money story.You will hear Caron's journey from recognizing her money story to accepting it and now embracing it.Caron's mission is to help women improve their relationship with money and create healthy financial habits through guidance, support, education & accountability.She has made the Debt Freedom Success System to show you that you don't need to be so hard on yourself about your money problems.Hear Root Hub's magical instant anthem for Caron
Who is Root Hub?
RootHub has been travelling the world utilizing music to heal and lift spirits for almost two decades.
In 2013 RootHub began exploring singing and playing music along with yogis. Through stream of consciousness lyrics and on the fly melodies & rhythms, RootHub helps create a space unbound by time and attachment, conducive to healing.
Today, Root Hub listens to Caron's conversation and creates and signs a fantastic song on the spot!
It is truly magical. Root Hub and I have been doing these sessions, and we call them "Abundance Anthem."
Why are abundance anthems so powerful?
If you want to appeal to the subconscious and compel people to act, you must form an emotional connection. Music is a powerful, invisible tool in achieving that goal.
The Abundance Anthem gives people the opportunity to tell their money story differently.
The Abundance Anthem increases our money stories' intrinsic value by engaging us emotionally from the subconscious level.
LINKS:
FREE 6 Proven Steps to Debt Freedom mini-course (step 1 has nothing to do with numbers!!) CLICK HERE TO ACCESS THE FREE COURSECaron's site CLICK HERECaron's LinkedIn CLICK HERECaron's Instagram CLICK HERE
With Dr. Axton Betz-Hamilton | Professor/Author/Speaker
BIO:
Axton Betz-Hamilton is an expert in identity theft, having a personal experience that she's now turned into a career. Axton has made understanding the nuances of identity theft her life's work. She frequently speaks on this topic at conferences and has won multiple awards for her research, teaching, and service.
She is the author of the book The Less People Know About Us.
Axton has a Ph.D. in Human Development and Family Studies, focusing on child identity theft and elder financial exploitation perpetrated by family members. She teaches at South Dakota State University.
Highlights:
A story of identity theft, betrayal and unsolved mysteriousThe impacts identity theft has on people's livesHow complicated it can be to navigate identity theftThe immense structural barriers people face when trying to recover their identityHow identity theft can financially paralyze peopleThe complexities of removing fraudulent debt from your credit reportHear how Axton acted like a cold case investigator to solve her mystery finally
Links:
Axton's book, The Less People Know About Us: A Mystery of Betrayal, Family Secrets, and Stolen Identity by Axton Betz-HamiltonAxton's academic profile: CLICK HERE
Melissa Leong | Money Expert, Best Selling Author, National Media Personality
Bio:
Melissa Leong is one of Canada’s best-loved authorities on personal finance. She’s a sought-after speaker, national media personality, best-selling author and award-winning writer.
She’s the author of the feel-good finance guide, Happy Go Money and is the resident money expert on Canada’s leading daytime talk show, The Social on CTV. She’s the host of the top business podcast, Money Moves: Conversations about Investing by The Globe and Mail’s Content Studio.
Highlights:
How emergency funds can protect our future happinessHow to spend your money on things that make you happierHow Melissa's journey (her story) to find happiness during a hard time in life lead to her book "Happy Go Money"Understanding how your past experiences with money impact your present money behavioursHow our family's relationship with money impacts us todayHow we give our money meaningIs there an ideal amount of money for happiness?Are your values and expenses aligned?
Quotes:
"We need to have an oh crap fund." Emergency fund." Melissa Leong"Some of you are uber frugal. Even though that description sounds wonderful, like a smart minimalist IKEA shelf, it might mean you are robbing yourself of joy by not investing in other priorities or hurting your relationship by being cheap" Melissa Leong"You give your money meaning" Melissa Leong
Links
Melissa’s website: CLICK HEREMelissa’s book “Happy Go Money” CLICK HERE
Julie Kuzmic BSc | Director of Consumer Advocacy at Equifax Canada
Bio:
Julie Kuzmic is Director of Consumer Advocacy at Equifax Canada and a recognized authority on consumer credit. She often speaks to industry groups, government, clients and consumers to shed light on the credit lifecycle. In her role leading consumer advocacy within the organization, Julie helps Canadians build credit confidence.
She is often recognized for her ability to convey the complexities of credit scores while engaging her audience. Julie has been featured on many news media outlets.
Highlights:
Julie explains the value behind the credit systemJulie lays out what the secret sauce is in determining your credit scoreFind out why you may see different credit scores for the same personLearn how you can monitor your credit score for freeJulie explains what impacts your credit score and what does itIn the end, hear what Julie would write in a letter to your grandkids about finding your relationship with money
Links:
Access Credit File and Credit Score for Free:CLICK HERE
Equifax CanadaCLICK HERE
Julie's LinkedIn ProfileCLICK HERE
With Dr. Kristy Archuleta | Professor, Speaker, Author
Bio:
D. Archuleta is a Professor in financial planning at University Georgie, a speaker, an author, and one of the Financial Therapy Association's founders.
Originally trained as a psychologist, licensed marriage and family therapist, Dr. Archuleta has now established herself with an international reputation in the area of financial therapy. This area integrates psychological, relational, and financial factors affecting individual, couple, and family well-being.
Dr. Archuleta is a co-author of two books, has won numerous awards and has well over 50 publications.
Highlights:
How our stories influence our careers, financial outcomes and much moreThe importance of setting financial boundaries with your childrenHow and when to communicate about money around your childrenWhy understanding "ourselves" is critical when raising financially healthy childrenWhy understanding our money stories are so important for our financial health?Using solution-focused therapy techniques, gain control over our money storiesWhy focusing on your financial positives over financial negatives can be much more effectiveWhy focusing on financial hope is so powerful
Quotes:
"It's never starting too early to start talking about money" Dr. Archuleta
"What are your best hopes for your financial future?" Dr. Archuleta
Links:
Financial Therapy: Theory, Research, and Practice by Bradley T. Klontz (Editor), Sonya L. Britt (Editor), Kristy L. Archuleta (Editor)The Less People Know About Us: A Mystery of Betrayal, Family Secrets, and Stolen By Axton Betz-Hamilton Financial Planning and Counseling Scales Hardcover by John E. Grable, Kristy L. Archuleta, R. Roudi Nazarinia Roy
With Dr. Moira Somers Ph.D | Financial Psychologist | Author | Speaker
Bio:
Dr. Somers is a nationally recognized expert on financial psychology with a particular interest in the factors that affect people's financial decisions and actions.
Her book, Advice that Sticks: How to Give Financial Advice that People Will Follow, has become an international bestseller. It tackles, head-on, the problem of unimplemented financial advice.
Highlights:
Why we don't make the financial decisions we wantWe explore the structural and system issues that influence why/how professional athletes go bankrupt How casinos and banks can be complicit in bankruptcies/financial issuesHow money doesn't change people, rather it is an accelerant How "financial systems" influence our financial outcomesWhy creating financial boundaries are so important?How financial set points influence your financial outcomesHow to forgive and encourage ourselves around financial setbacks Financial self-talk drives your financial bus
Quotes:
"You can get into financial issues when given too much rope," Dr. Moira Somers"Money is an accelerate….it makes you more of who you are" Dr. Moira Somers"Resilience is not fixed" Dr. Moira Somers
Links:
Dr. Somers' website CLICK HEREDr. Somers' book "Advice That Sticks" CLICK HEREDr. Somer's LinkedIn Profile CLICK HERE
With Dr. Alex Melkumian PsyD, LMFT | Financial Psychologist
Bio:
Dr. Melkumian is a licensed Marriage and Family Therapist and founder of Financial Psychology Center in Los Angeles, California.
He is devoted to helping clients improve their financial and mental health by uncovering patterns in their relationship with money that keep them stuck and suffering.
Specifically, he has worked with athletes to improve their financial wellness and overall performance. Financial psychology is the intersection of financial literacy, emotional awareness, financial beliefs and cultural factors.
Dr. Melkumian focuses on uncovering the truth of our personal financial story and helps peoples to discard outdated stories and create new stories based on their wishes.
Highlights:
How does our culture impact our money stories?Putting space between our stimulus (financial emotions) and responsesHear about the impacts growing up in the Soviet Union and then immigrating to the USA had on Dr. Melkumian's money storyThe impact family values have on our money storiesThe influence our cultural norms and beliefs have on our financial decisionsThe lasting impacts of financial shame and guiltHow hope around your finances may be creating irrational expectationsWhat are common financial triggers?
Quote:
"Money can be a conduit for anything we're emotionally filled with. If we're full of fear and anxiety, it's going to [show] in our behaviour and our decision-making with Money." Dr. Melkumian
Links:
Dr. Melkumian's website CLICK HEREDr. Melkumian's blog: CLICK HERE
Books:
Man's Search for Meaning by Viktor Frankl
With Preet Banerjee and David Lewis
Preet's Bio:
Originally trained as a neuroscientist, Preet now excels within the world of finance. Preet has been featured on the CBC’s National, The Morning Show on Global, the Globe and Mail, his own youtube channel and his own podcast mostly money. Preet is the founder of a Fintech company called MoneyGaps.
David's Bio:
David Lewis is the President of Research Institute at BEworks. He earned his PhD in Marketing (Consumer Behavior) from the Lazaridis School of Business and Economics at Wilfrid Laurier University. He completed his MBA in Finance and Strategy at the Schulich School of Business at York University, and is also a Chartered Financial Analyst.
Highlights:
What is a short squeeze? What impact does it have?Why Game Stop’s short squeeze gained so much attentionThe effect of zero cost trading on our behavioursHow the gamification is investor behavioursHow the sub-Reddit groups celebrate lossesThe parallels between Game Stop and the insurrection at the capitol buildingThe impact our behavioural biases have on our financial livesThe importance of a financial process to combat behavioural biases
Behavioural Finance Terms:
Overconfidence biasConfirmation biasEndowment effectDunning Kruger EffectThe Illusion of Explanatory DepthThe Muller Lyer Illusion
Quotes:
“This is not investing; this is gambling” Preet Banerjee“It’s like being tossed around in a canoe in a tsunami,” Preet Banerjee“It’s not a fair game on Wall Street” David Lewis“87% of people don’t have an advisor or ignore their advisor” David Lewis
Links:
Preet’s Game Stop Video on Shorts and Short Squeezes explained CLICK HEREPreet’s Podcast Mostly Money CLICK HEREPreet's Personal Finance BookDavid Lewis' site BEworks CLICK HERE
With Scott Hannah | CEO & President of the Credit Counselling Society
Highlights:
How Scott’s organization has helped their clients repay over $500,000,000 of debtsScott’s view on how clients can “build courage” to take back control of their moneyWhy having clarity is essential when taking control of your moneyHow consumers can be proactive vs reactiveWhy adding “slack” into our financial lives brings clarity, confidence and courageHow taking the weight off the debt off your shoulder’s changes everythingWhy understanding your “values” will keep you financially groundedWhy “humility” is so necessary to ScottHow the invincible impact of stress is impacting us at workScott is a servant leader. His words will inspire you
Quotes:
“Everyone talks about the killing they made in the stock market; no one wants to talk about how the stock market killed them” Scott Hannah"Who cares if you don’t have the nicest car in the neighbourhood” Scott Hannah“We give people back control” Scott Hannah
Links:
Scott’s Organization’s Website: https://nomoredebts.org/The Ego is The Enemy by Ryan HolidayScott Hannah’s weekly columnMy Money Coach Resource
With Jon Vroman | CEO & Founder of Front Row Dads
Bio:
Jon Vroman is a husband and father, who also happens to be the founder of FrontRowDads.com and host of the Front Row Dad podcast. His mission is to help high-performing entrepreneurial men be family men with businesses, not businessmen with families.
In addition to his business and family, Jon founded FrontRowFoundation.org in 2005, a charity that that creates unforgettable moments for individuals who are braving life-threatening illnesses.
Highlights:
How to get out of our outdated “stories” that are no longer serving meHearing Jon explain his “broken” story to his current “intentional” storyHow Jon changed his story once he “refined where he gave his energy.”How to be a family man FIRST and business owner secondJon’s perspective of living life in the front seatJon explains how less is more in his current storyWhy Jon feels less is moreMaking decisions that are in alignment with my bodyDo your best hours of the day spend on your values?
Quotes:
“Pain can become purpose” Jon Vroman“Refining where I want to give my time and energy” Jon Vroman“Most businessmen have read 1,000 books on leadership and one book on marriage” Jon Vroman“Sometimes we are treating the barista better than our spouse,” Jon Vroman“I am not willing to sell my life to become financially free,” Jon Vroman
Links:
The Front Row Dads Website
Top 10 Front Row Dad Podcasts
Jeff Woods – The One Thing
Minimalism: A Documentary About the Important Things
The Story of the Mexican Fisherman
Steve Bouchard
Adam Stock
Justin Donald – Lifestyle Investor
David Osborn
With Dr. Michael Gene Thomas PhD | University Lecturer | Founder of Modom
Bio:
Dr. Michael Gene Thomas is driven to make meaning in the lives of those with the least financial resources. He cares about ensuring that vulnerable populations can access financial planning services—a resource that only the affluent usually enjoy.
Michael has a Ph.D. in Financial Planning, is a lecturer at the University of Georgia, is the founder of Modom, co-creator of several financial literacy programs and the recipient of numerous awards such as the outstanding Financial Information Award.
Highlights:
How to focus on buying rewards that ACTUALLY bring you joyDr. Thomas gives tips on how to stop spending money on things that “distract” youHow prioritizing “our true goals” bring more happiness and meaning in our lifeHow to balance living today, saving tomorrow and finding meaningful connectionsThe importance of understanding your authentic money voiceHow to financially engage with our future selfHow do we make financial education obvious?
Quotes:
“I can consider something marketed to me if it adds flow to my life” Dr. Michael Gene Thomas"Use money as a conduit to connect you to things you really desire” Dr. Michael Gene Thomas“Give your future self the space to choose and decide what they want” Dr. Michael Gene Thomas
Books Mentioned:
Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones Hardcover by James Clear (Author)
Links:
Dr. Michael Thomas' Tedx Talk
Dr. Michael Thomas' Website
With Dr. Ted Klontz PH.D | Financial Psychologist, Author and Professor
Bio:
With Dr. Ted Klontz Ph.D. | Financial Psychologist, Author and ProfessorOften referred to as "The People Whisperer". Dr. Ted Klontz is an Associate Professor of Practice and Financial Psychology at Creighton University. He was a founding official of the Financial Therapy Association. He is a pioneer and has been working in financial psychology for over two decades, authoring seven books on this fascinating topic of financial psychology.
Highlights:
Dr. Ted Klontz discusses how he and his son Dr. Brad Klontz “accidentally” create the field of financial psychologyWhy proper money communication is so important to our financial healthOur PRESENCE is much more valuable then PRESENTSHow families can start having healthy money conversationsHow the money system you live in predicts your financial beliefs, feelings and outcomesWe dive into the power of social learning for our kids when it comes to moneyHow to teach your kids about moneyWe discuss when the appropriate time to talk about money to our kids is?How to create a financial environment for our kids to flourish with money
Quotes:
“Your presence is more valuable than presents” Dr. Ted Klontz
“What is money? What do I need to know about it?” Dr. Ted Klontz
Links:
Dr. Ted Klontz’s website: CLICK HEREDr. Ted Klontz’s upcoming workshops: CLICK HEREDr. Ted Klontz’s books: CLICK HERE
With Errol Doebler | Leadership Consultant, Author, Wim Hof Instructor
Bio:
Errol Doebler is a 1991 Graduate of the United States Naval Academy. During his time as a Naval Officer, Errol served as Assistant Operations, Assistant Platoon Commander SEAL team four and a Platoon Commander at Seal Team ONE.
Errol then joined the Federal Bureau of Investigation (FBI) where he investigated International Terrorist Organizations out of the FBI’s flagship office in New York City and also served as a member of the FBI’s New York SWAT Team
Errol left the FBI after 13 years of service to begin his leadership consulting firm, Leader 193, in 2016. Errol has worked with executives and teams from Fortune 100 companies, professional sports organizations, small technical startups, and individual executives across a vast array of industries around the world as the Founder of Leader 193.
Highlights of Show:
Errol’s simple BUT effective leadership process that CAN help you navigate life and moneyThe difference between understanding our WHY and WHO we areThe issue with identifying ourselves as something external to ourselvesWhy we need to have awareness around our personal cultureHow vulnerability can be a great lesson in leadershipHow emotional awareness is one of the greatest “assets” we can haveHow we can literally “re-wire” our brains for behavioural change for money and much moreErrol’s 5 step leadership process can be applied to our own money stories:Emotional Awareness and RecognitionCultural awareness and RecognitionCreate Guidelines for BehaviorImplement the Planning ProcessMeet the Resistance
Quotes:
“I am someone who brings my best self to every single interaction,” Errol Doebler"Culture is made up of the things we do. Not the labels we put on them” Errol Doebler“It’s not about the right decision; it’s the conscious decision” Errol Doebler"You can’t solve a problem without a plan,” Errol Doebler
Links:
Leader 193: https://leader193.com/Errol’s new book: The Process, Art, and Science of Leadership: How Leaders Inspire Confidence and Clarity in Combat, in the Boardroom, and at the Kitchen Table by Errol Doebler365 Days at 36.5 Degrees Cold Exposure and Intention in Leadership and LifeErrol’s Wim Hof Instructor Page
With Robert Brown | Personal Finance Writer, Author and Speaker
Bio:
Personal finance writer, speaker and enthusiast. Rob is the author of the Canadian bestselling personal finance book “Wealthing Like Rabbits – An Original Introduction to Personal Finance.”
Rob has been featured in The Globe and Mail, The National Post, Reader’s Digest, and being a guest on NewsTalk 1010 and MoneyTalks, a BNN personal finance production.
Highlights:
Highlights:
Let’s simplify everything personal finances.Earn MoneySave MoneyStay out of dumb debt.Avoid Keeping of with the JonesBUT….as simple as it is……it’s tough to implementWhat is the difference between “wealthing” and “saving”How fornicating rabbits can make you wealthyRobert really focuses on the simple BUT compelling impact of compound interest.Rob walks through DEBT and how to use it responsibly and what to avoid.Rob shares how credit card companies deliberating steal money from consumers.How to save hundreds of thousands of dollars in interests on your mortgage
Quote:
“The first step to handling our credits for everyone to fully accept that when we use our credit cards, we aren’t; ‘t paying we are borrowing” Rob Brown
Links:
Robert's book "Wealthing Like Rabbits: An Original and Occasionally Hilarious Introduction to the World of Personal Finance"
Flintstones TV Commercial CLICK HERE
With Leisa Peterson, CFP | Author | Money Coach | Podcaster
Highlights:
Leisa discusses how she gracefully weaves together her 20 years of spiritual teachings with her 20 years of financial experience to create…..the mindful millionaireLeisa discusses her mindful millionaire process of IPROSPERThe mindful millionaire is not just about moneyThe mindful million is about the awakening of possibilityHow we can become financially “conscious” and get out of the “matrix.”How a tunnel vision of a scarcity mindset is damaging your financial lifeThe importance of healthy money conversations within our relationshipsHow meditation can increase your financial consciousnessLeisa’s uses the 4,000-year-old study of chakras to enhance our money relationships
Quotes:
“We are all doing the best we can in every moment,” Leisa Peterson“A man is rich in proportion to the number of things he can afford to leave alone" Henry David Thoreau“A mindful millionaire sees a life beyond a zero-sum game” Leisa Peterson“Awaken possibility” Leisa Peterson“Success is a decision” Leisa Peterson
Links:
Leisa’s book The Mindful Millionaire Leisa’s websiteThe Mindful Millionaire Podcast
Mentions:
The War of Art: Break Through the Blocks and Win Your Inner Creative Battles by Steven Pressfield
The Hero's Journey by Joseph Campbell
With Dr. Brad Klontz, Ph.D., CFP | Financial Psychologist, Author, Professor
Dr. Klontz is both a financial planner and a financial psychologist. He is an Associate Professor of Practice in Financial Psychology and Behavioral Finance at Creighton University's Heider College of Business. Dr. Klontz has a passion for helping individuals and families understand their views on money. His goal is to assist them throughout their financial transformation. He does this by providing ongoing guidance and financial planning advice. He is driven every day to help people meet their financial and life goals.
Dr. Klontz's work has been featured in nearly all the major news publications, academic journals and magazines.
Besides being a clinical psychologist and researching, Dr. Klontz also owns his own RIA, called you Your Mental Wealth.
He is also the co-author of five books on the psychology of money and is set to release another book, Money Mammoth, in December of this year.
Show Highlights
How are money stories are often incredibly destructiveHow we are all unconsciously actors/actresses in our own money storiesHow your unconscious money stories are what predict our financial outcomesWhy and how the field of psychology has avoided moneyAs Canadians and Americans, we don't have a lack of financial literacy; it's our beliefs, thoughts or feelings (psychology)What is the cost of remaining unconscious?How dealing with uncomfortable emotions make us stronger.How our tribal mind can influence money shameThe impacts relative deprivation can on your bank account.How the aspiration of congruency can increase your well-being
Quotes:
"What is the cost of remaining unconscious" Dr. Brad Klontz"Our ability to tolerant emotional discomfort," Dr. Brad Klontz on the issue with our poor money management behaviours."I am hungry for ways I can upgrade my beliefs," Dr. Brad Klontz."The average self-made millionaire had three financial catastrophes in their lives" Dr. Brad Klontz."The most successful people amongst look at what's my role in this situation" Dr. Brad Klontz
Books Mentioned/Links:
Money Mammoth: Harness The Power of Financial Psychology to Evolve Your Money Mindset, Avoid Extinction, and Crush Your Financial Goals by Dr. Brad Klontz
Mind Over Money: Overcoming money disorders that threaten our financial health by Dr. Brad Klontz
Dr. Brad Klontz's Website
Dr. Kontz's TikTok Account
Dr. Brad Klontz's other books
Dr. Klontz's Youtube Channel
Man's Search for Meaning by Victor Frankl
Tim Tsai: International Real Estate Investor – Award Winning Mentor – Business Coach
Bio:
After retiring at the age of 30, Tim began to pursue another goal and passion of his – helping those who are committed to achieving financial freedom do the same. To this day, Tim continues to be an active investor as he believes investing is a "lead by example" venture. With the investment he made in his financial education, Tim became financially free in 2 years (25 months to be exact) after his first training. In the past few years, Tim has built cash-flowing portfolios in Canada, the US and the UK, using various strategies.
Highlights of the Show:
How and why Tim decided to retire himself at the young age of 30Despite making six figures in his job, Tim was miserable, and depression almost took his lifeTim shares how his cultural pressures around money made placed intense pressures that made him miserable How the corporate "rat race" caused major health concerns for TimTim shares how he lost his "pants" in real estate and how he retired himself with real estateThe importance of understanding how money works BEFORE you decide on the actual tool that will make you moneyHow the pursuit of money doesn't actually make us happyWhy time is one of the biggest sources of freedom we can haveTim explains how his five core values help him navigate life, money, business and finding his life's purpose
Quotes:
“Heart attacks never almost took my life; depression did,” Tim Tsai“I had to break up with my relationship with money” Tim Tsai“Everyone is trying dollars for hours, and that’s not sustainable” Tim Tsai“Bringing joy into the things you choose to do everyone” Tim Tsai
Links:
Tim's business website https://trustyourtalent.ca/How to Worry Less About Money by John Armstrong (Author)Robert Kiyosaki's books
Preet Banerjee | Behavioural Finance Expert | Author | Speaker
Bio:
Originally trained as a neuroscientist and following a brief stint as an aspiring race car driver, Preet now excels within the world of finance. Preet is the founder of a FINTECH company called Money Gaps. Preet was known for his time as a financial panelist on CBC’s The National and as a contributor to The Morning Show on Global, Preet inspires others to become financially empowered through his world-class expertise and unique ability to take the complexity out of money matters. He speaks about why we are hard-wired to make bad decisions about money and what we can do about it.
Preet is personal finance educator as he contributes to the Globe and Mail, his Youtube Channel and his own podcast, called Mostly Money.
Highlights of the Show:
The value of spending money on experiencesHow to maximize the utilitarian utility of a vehicle (AKA ditch the horsepower)How to recognize the “junk” that no longer gives you joyWhy as humans we are hardwired to make short irrational decisionsHow to use debt responsiblyWhy we all need to start communicating MORE about moneyHow Money Gaps is reimagining financial adviceWhy traditional financial plans CAN be uselessHow we can measure the value of financial adviceThe power of aligning your spending with your values
Quotes:
“Borrowing money is like negotiating a pay cut with your future self” Preet Banerjee
“If you spend money on fancy food and can't pay off your credit card, you are literally financing crap” Preet Banerjee
“Simple treasures that don't cost much money drive my happiness” Preet Banerjee
Books Mentioned:
Stop Over-Thinking Your Money! The Five Simple Rules Of Financial Success Paperback by Preet Banerjee (Author)
Happy Money The Science of Happier Spending Paperback – by Elizabeth Dunn (Author), Dr Michael Norton (Author)
Links:
Preet's WebsiteMoney GapsMostly Money PodcastPreet's Youtube Channel
with James "Mac" McPartland | Executive Coach | Author | Speaker
BIO:
James Kevin McPartland AKA “Mac” is an executive coach, author, and keynote speaker. He is the Founder of a training and consulting organization, helping leaders and their teams access breakthrough performance to elevate business results. A long-time student of the science of achievement, James has over 25 years of experience working with organizations to sustainably generate greater success, inspire innovation, and accelerate growth. He has worked with CEOs and executives in such companies as Bank of America, IBM, Nespresso, Kellogg’s, Dow Chemical, Athletes First, and 24 Hour Fitness to transform their organizational cultures into ones of enthusiastic dedication, aligned collaboration, peak performance, and exceptional accomplishment.
James is the author of the critically acclaimed Unopened Gifts ®, a non-traditional business novel series aimed at helping leaders recognize how their personal issues and style contribute to their business's challenges and how to change them.
Highlights of the Show:
The power of understanding your personal story and the pitfalls of simply trying to “outrun” your storyWhy Mac left being a CEO of a multi- hundred-million-dollar company to work on this “story”How the characters of your “life story” influence your money storyThe importance of understanding your money intentionBased on years of research, Mac touches on what facilitates humans to changeThe risk of focusing on our external identity over our inner identityWhy living & spending within your core values are key for happinessHow focusing on your current self and future self can bring joy, happiness and fulfilmentThe benefits of climbing the great mountain of mastery with not top
Quotes:
“I am going to take my superman cap off and the identity to that story” Mac“The hardest person to get to know is me” Mac“Too often I squeezed life around work” Mac“Our outside entity is a mirror reflection of what is inside” Mac“You can’t give anything away unless you own it” Mac“Our lives demonstrate what matters to us the most. Life doesn’t lie. What we place the highest value on is what our life will reveal” Mac “Your day is your life in miniature” Mac
Books:
Mac’s website, blog and other resourcesUnopened Gifts (Mac’s business novel series aimed at helping leaders recognize
Dr. Matt Goren PhD, CFP | Assistance Professor of Financial Planning
Bio:
Matt J. Goren, PhD, is an Assistant Professor of Financial Planning at The American College of Financial Services. Goren is an acclaimed teacher and speaker who focuses on the interplay of personal finance and psychology. His personal finance radio show and podcast, Nothing Funny About Money. Goren has worked as a pro bono financial advisor and instructor, and he has worked with over 4,000 individuals across the United States.
In 2017, his team at the University of Georgia’s ASPIRE Clinic was named Pro Bono Advisors of the Year by Financial Planning Magazine.
He received his doctorate in psychology from the University of California Berkeley in 2014 and his CFP® in 2018.
Highlights:
Hear Dr. Goren's perspective on how “financial independence “can "sometimes" lead you to your own “rat race”How extreme frugality can be harmfulDr. Goren speaks about the detriments of contingent self-esteemHear about the danger of wrapping your identity around things you can’t controlWhy spending money on vacations brings creates so much joyHow the hedonic treadmill will keep you from achieving wealth and happinessLearn how to budget for happiness – THIS IS AWESOMELearn the best ways to spend your money for happiness
Quotes:
“Wealth and yourself worth are rooted in yourself” Dr. Matt Goren“The more you micromanage your money, the worst off your money becomes” Dr. Matt Goren“Despite our houses are now bigger, we are becoming less and less happy” Dr. Matt Goren“Material items CAN’T meet your expectations” Dr. Matt Goren
Links:
https://www.mattgoren.com/https://www.theamericancollege.edu/our-people/faculty/matt-gorenHappy Money: The Science of Happier Spending by Elizabeth Dunn (Author), Dr Michael Norton (Author)Contingent Self-esteem
Dr. Kyle Murray is the Vice Dean and a Professor of Marketing at the Alberta School of Business. He holds a B.Sc. in Psychology and Ph.D. in Marketing and Psychology from the University of Alberta.
His research examines human judgment and decision making, using the tools of experimental psychology and behavioural economics to better understand the choices that people make.
He has consulted for clients including the Competition Bureau of Canada, Consumers Council of Canada, General Motors, Industry Canada, Johnson and Johnson, Leger, The Research Intelligence Group, LoyaltyOne, and Microsoft.
Highlights of the Show:
Why trying to just “better educate people around money” does not workThe impacts consumers face as a result of our unconscious biases around moneyHow our confirmation biases often lead us to making decisions that may not be correctOur brains are very adaptable – they can change – but it can be very hardThe science of why we feel like we need to “keep up with the Joneses”Why taking a break from financial arousal helps when making financial decisions?Why losing money hurts more than winning moneyHow financial framing impacts our money, debt levels, spending and investing
Books:
Dr. Kyle Murray’s books
Thinking, Fast and Slow Paperback – by Daniel Kahneman (Author)
With Wealth Psychology Expert, Author and Coach Kathleen Burns Kingsbury
Wealth psychology expert Kathleen Burns Kingsbury, founder of KBK Wealth Connection and host of the Breaking Money Silence® podcast, is an internationally published author and speaker.
Topics Discussed:
Kathleen’s mission to “shatter” money taboosHow we can learn effective communication techniques and how to accept our emotions during money conversationsYou will learn what judgements are and how they negatively impact our wealth and health. And how judgements negatively impact our money storiesEffective techniques on how to speak to your spouse/partner about moneyWhy your money beliefs WILL show up no matter how much you ignore themBusting down the financial gender barriersKathleen challenges our outdated “family and gender role” identities
Links:
Kathleen's course with a special discount code:
“Discover how to be financially confident, talk more openly about money, and be more profitable in your business by signing up for the Breaking Money Silence® Learning Lab. Just click here and use the discount code Negotiate10 to receive 10% off any of the negotiating courses.”
Website: https://www.kbkwealthconnection.com/Books: Breaking Money Silence®: How to Shatter Money Taboos, Talk More Openly about Finances, and Live a Richer Life by Kathleen Burns Kingsbury (Author)CLICK HERE
Books Mentioned During the Episode:
Breaking Money Silence®: How to Shatter Money Taboos, Talk More Openly about Finances, and Live a Richer Life by Kathleen Burns Kingsbury (Author)CLICK HERE
The Financial Wisdom of Ebenezer Scrooge: 5 Principles to Transform Your Relationship with Money by Dr. Ted Klontz PhD MAT MAC CSAT (Author), Dr. Brad Klontz (Author), Rick Kahler CFP (Author)CLICK HERE
Rick Kahler, president of Kahler Financial Group, is a life-long resident of Rapid City, SD. He began his professional career in 1973 selling and appraising real estate. He founded Kahler Financial Group in 1981. He became the first fee-only Certified Financial Planner™ (CFP®) in South Dakota in 1983 and one of the first Certified Financial Therapist-LeveI I™ in the US and the first in SD.
He is co-author four books on the psychology of money: Conscious Finance, The Financial Wisdom of Ebenezer Scrooge, Facilitating Financial Health and Wired For Wealth.
Rick has served on several national boards and is a founding board member and past Chair of the Financial Therapy Association.
In 2018, Rick received the Insiders Forum Iconoclast Award for his ground-breaking work in financial therapy. In 2017 and again in 2019, Investopedia.com named Rick one of the top 100 Most Influential Financial Advisors.
Highlights:
Rick explains The Financial Wisdom of Ebenezer Scrooge and how it relates to money relationshipsWe discuss the importance of knowing the difference between internal and external financesRick discusses how 90% of all financial decisions are emotionally drivenRick speaks to the science of how we make money decisionsRick suggests that the first step to making sustainable financial changes is recognizing and accepting your feelings and emotions around moneyFinancial Literacy is not enoughRick defines what is Financial HealthAt the end Rick provides insight on how we can embark on the journey to financial health. Warning, it’s not a quick fix, but like many things in life, the good things aren’t a quick fixWe touch on how the “money system” needs to change to enable for more access to financial advice, therapy, planning etc for everyone
Links:
Rick Website: https://kahlerfinancial.com/Rick’s Blog (Financial Awakening): https://kahlerfinancial.com/financial-awakeningsRick’s Books (Conscious Finance, The Financial Wisdom of Ebenezer Scrooge, Facilitating Financial Health and Wired For Wealth): https://kahlerfinancial.com/books-by-rick-kahler
Quotes:
"We can only look as far forward as we look backwards" Rick Kahler"Interior finances are all the unseen underbelly that drive the behaviors on the exterior" Rick Kahler"We are 100% responsible for our 50% of every relationship" Dr. Ted Klontz"The benefit of feeling a feeling is clarity. Its being objective" Rick Kahler"You can't read yourself to financial health" Rick Kahler
Key Lessons:
Doing the interior work is critical for a thriving relationship Feeling a feeling is key to financial success 90% of financial decisions are emotionalLearning and accepting your money scripts is the MOST important part of personal financesLiving in the middle not in the extremes AKA Being PresentSpend more time in presence is a key to happiness
Natasha Knox: Speaker, Fee-Only Financial Planner and Financial Educator
For me this conversation had three main themes:
What is money shame?Finding Aspirational SpendingCreating a Family Vision: For money and lifeRemember "The Three you's"
During my conversation with Natasha, I found the following topics very interesting:
Money Shame:
How money shame can impact everyone. It does not discriminate. Often we are blind or unaware of money shame and the impacts that it has on not only our money relationships, but our lives. Natasha shares how she started to gain control of this money share.
Overspending:
Just like many of us, overspending was a concern for Natasha. Natasha shares with us how growing up in her social environment led to developing coping mechanisms in order to fit in. This would lead to her overspending. Once she decided to “unpack” its origin, she started to gain control over her spending
Opportunity Cost:
Natasha shares her perspective on opportunity cost and how she uses it to “buy time” for herself. How to take care of short, medium and long term version of ourselves.
Family Vision:
Natasha and her husband spend time developing their family vision. This is a vision they want for their family. Having a family vision helps them align their spending with the vision or the family. How they have created a life centered around their kids. Time together is a special treat.
Aspirational Spending:
We talk about aspirational spending and how it can impact our bank accounts. Additionally, we talk about a tool to combat against aspirational spending
Communication with your Spouse:
Natasha shares valuable insight on how she and her spouse have practiced positive communication with each other.
Quote from the show:
"Do the work to become the person you want to be. INSTEAD of spending to become the person I want to be" Natasha Knox
Links:
Natasha’s Website:
https://paxplanning.ca/
Article Mentioned about Aspirational Spending:
https://paxplanning.ca/aspirational-spending/
Books Mentioned:
Mind Over Money: Overcoming the Money Disorders That Threaten Our Financial Health by Dr. Ted Klontz & Dr. Brad Klontzhttps://www.amazon.ca/Mind-over-Money-Overcoming-Disorders/dp/B008PHVA4U
Nonviolent Communication: A Language of Life: Life-Changing Tools for Healthy Relationships by Marshall B. Rosenberg (Author), Deepak Chopra (Author)https://www.amazon.ca/Nonviolent-Communication-Language-Life-Changing-Relationships-ebook/dp/B014OISVU4
Meditations Paperback by Marcus Aurelius CLICK HERE
Jerry and Maria Smith are a fantastic couple pursuing financial independence in Canada. Jerry is an engineer while Maria is a full-time teacher. They are accompanied by their one-year old daughter on this journey to financial independence. Their pursuit of financial independence started 5 to 10 years ago. They prioritized their money to buy their freedom. They have managed to pay off all their mortgages and at the same time, travel and enjoy their lives. Maria has her blog, "Handful of Thoughts", a place where she shares her journey on being a financially independent mamma.
Highlights of the show:
Why having a child and the “pause” of COVID-19 has altered their view of financial independence for Jerry and Maria?How their perspective of time and money is changingHow they paid down their personal mortgage in 5 years and still traveled!How the concept of financial independence has change how they spend their moneyHow the pursuit of financial independence is not just about eating rice and beansSteps you can take to join the financial independence journeyHaving a strong WHY keeps you focused on your journeyHow Maria convinced Jerry to pay off their mortgage in 5 years!How this couple has been able to create a healthy money relationship togetherWhat benefits they experience from “consciously” spending their money on things that align with their valuesHow they travel “hack” to dramatically cut their travel costWe explore their past money stories and the impact they play on their lives todayHow they deal with “money control” to maintain a health balance in their relationship
Take Aways:
Financial Independence “From a number to what will fulfill us ” Jerry“We don’t want to live like everyone else” Maria“How the pursuit of financial independence is not just about eating rice and beans” Maria
Maria:
Maria’s Blog: https://handfulofthoughts.com/
Money Motto:
“Do today what others won’t, so tomorrow you can do what others can’t” – Maria & Jerry
Books:
Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine by Mike MichalowiczYour Time of Life by Vicki RobbinsThe Wealthy Barber: The Common Sense Guide to Successful Financial Planning by David Chilton Wealthing Like Rabbits: An Original and Occasionally Hilarious Introduction to the World of Personal Finance by Robert BrownThe Simple Path to Wealth: Your road map to financial independence and a rich, free life by J L Collins and Mr. Money Mustache
Details Notes:
Jerry and Maria explain what financial independence means to them [02:20] Maria gives the official definition of what financial independence is [04:00] Jerry gives his opinion on how to live a happy life, and how to balance working hours and money [06:14] Jerry explains how "mindset shift" works, and how to change the " I can't save millions of dollars " attitude [12:51] Jerry and Maria share their "financial why", the reason why they make money [17:15] Jerry explains how he and Maria took the decision to save up and pay off their mortgages [18:38] Jerry and Maria share the measures and tactics that helped them make mindful decisions about money [23:00] Jerry and Maria share their individual money stories [26:48] Maria and Jerry discuss their communication strategies, and how Jerry's mother being the breadwinner of the family influenced his character [36:03] Maria explains how they developed their individual roles inside family, and how they manage to communicate effectively [39:27] Maria explains what financial planning is for her, and how they have managed to propel themselves to financial independence [43:41] Maria explains what is more important, simply saving money or understanding the technical nuances involved in that process [47:45] Jerry and Maria explain how their "monthly checkups" helps them to improve the control over their money [52:07] Maria explains the reason why people become stressed about money [54:42] Maria and Jerry explain the 3 thing...
Lindsay Bryan-Podvin is a biracial female social worker turned financial therapist, author and speaker. As the first financial speaker in Michigan, she asserts that she "talks about money in a way that doesn't make other people feel gross". She holds a Masters degree in Social work at the University of Michigan and a Bachelor's degree in sociology from Michigan State University. She is the author of the book "Financial Anxiety Solutions", which has been featured in various articles, podcasts and blogs. She is also the founder of Mind Money Matters which helps high earning couples strengthen their relationship with money using financial psychology.
Show Highlights:
Financial Therapy is about understanding our money mindsets. Looking at our money tendencies and asking ourselves, “is this helping me?” or “how much is it helping me?”How our money scripts impact all our spendingWe gain power over our money stories once we start to untangle themWe all have layers that make up our money storiesWithout recognizing and coming to terms with these stories no matter how much information we consume, we might find difficulties making changesWHY understanding your money "values" is critical for financial balance Why our brains aren’t wired for managing moneyOften Money is a cover for so many things from our past…positive or negativeAs we move through our money relationships, we start to untangle theseThe Power of Cognitive Reframes:Instead of saying, "I am bad at money". We can say use more positive language.Going from negative to neutral to positive
Book Recommendations:
The Art of Money: A Life-Changing Guide to Financial Happiness by Bari Tesslerhttps://www.amazon.ca/Art-Money-Life-Changing-Financial-Happiness/dp/1941529208
Lindsay Bryan-PodvinMind Money Balance Podcast:https://podcasts.apple.com/us/podcast/mind-money-balance/id1506776581
Lindsay’s book: The Financial Anxiety Solution: A Step-by-Step Workbook to Stop Worrying about Money, Take Control of Your Finances, and Live a Happier Lifehttps://www.amazon.com/gp/product/B07ZZJ49CQ/ref=dbs_a_def_rwt_bibl_vppi_i0
Website: https://www.mindmoneybalance.comInstagram: https://www.instagram.com/mindmoneybalance/Youtube: https://www.youtube.com/lindsaybryanpodvin
Show Notes:
Lindsay shares how she got into a career that deals with money [02:11] Lindsay discusses the money story in her house, while growing up [06:24] Lindsay explains how the education on finance and money she received during her childhood, helped her when she became an adult, and how it influenced the way she deals with clients [08:57] Discussion on why people are still highly stressed about money, given the amount of information and guidance (on finance and money management) that is available for free [12:12] Lindsay explains what financial psychology is, and how financial therapy can help everyone. [16:05] Lindsay shares her suggestions on how one can deal with their underlying money tendencies and bad habits[18:30] Discussion on the importance of having a guiding principle on "why we make money".[22:05] How can people differentiate between spending money for their hobby vs prioritizing their money script which is not as encouraging [24:32] Lindsay discusses the initial steps in the discovery of one's value statement [27:02] Discussion on why couples don't talk much about money, in their initial relationships [28:21] Discussion on what are the key ingredients, needed for developing a healthy money relationship [32:22] Lindsay expresses her views on what a "successful money relationship" means to her [35:42] Lindsay comments on the topic "The more money we make, happier we are", and why it is not completely true [36:34] Discussion on the importance of mid level health care providers and on whether they are being compensated enough [40:17] Lindsay shares her advice to the spouses of health care workers and how to deal with tedious situations [45:15] Lindsay shares her experience of working ...
Mark Anielski Economist & Author
President and Chief Wellbeing Office of Anielski Management Inc
Episode #9 “What is Wealth?”
Mark Anielski is the President and Chief Well-being Officer of Anielski Management Inc. an economic consultancy specializing in economics of happiness and well-being. He is also the Chief Wellbeing Economist with the Indigenomics Institute. He has been advising communities and countries since 2000 on integrating well-being analytics into conventional economic cost benefit analysis and impact investment decision making . He has extended his reach to different countries including Canada, China, South Korea, the Netherlands and many more. His framework focuses on building a better and happier world. He has written two books, including the award-winning publication - "The economics of happiness". Mark believes that most people aspire to live a life of joy and well-being.
Highlights of the Episode:
Mark shares his wisdom as he discusses the origins of the word “wealth” and how the meaning of wealth has been lost in translation over the yearsWe discuss the role of “wealth” in our well-being journeyMark discusses the study of Oikonomos (household well-being)Mark talks about how shopping local is great for supporting local businesses BUT is also a reflection of your values.Knowing your monthly “burn rate” is a step towards financial well-beingMark shares his vision on how to teach your kids the tenets of financial well-beingMark discusses how money is an expression of your values……and what would your values show?Mark has a strong stance on debt. Here is a quote from the show “Debt is the real epidemic as it attacks us just like cancer cells, taking more and more of our oxygen or life energy, time, to service the ever-growing mountain of debt, it’s time to release the toxicity of the economic growth addiction, in what I call the cancer of debt.”
Links & Mark’s Books
Books:
The Economics of Happiness By Mark AnielskiAn Economy of Well-Being: Common-sense tools for building genuine wealth and happiness By Mark Anielski
Podcast: The Economics of Well-being
Shownotes:
Shaun gives a brief introduction on Mark Anielski [00:29] Mark and Shaun discuss their ideas on what the word "wealth" means to them [02:32] Mark Anielski looks back on his life, and points out the moments where he decided to take a pause , realizing that everyone was trading their time for money [08:24] Shaun and Mark discuss the emotional toll of working only for money and not loving the actual job and mortgage payments [12:20] Mark shares his own money relationship and money script [18:57] Mark and Shaun talk about "burn rate" and how to decrease it [20:27] Mark shares his views on mortgage payment and getting a new house for young couples [22:32] Mark discusses his views on how a parents can help their children take on a healthy money script and money relationship [24:59] Mark shares why he makes money[28:30] Discussion on balancing life such that people can coexist with their passion and their money.[30:45]
Andy Hill is the host of the Marriage, Kids and Money Podcast which focuses on helping young families build wealth. This 5-star rated podcast was nominated as “Best New Personal Finance Podcast” by Plutus.
Outside of writing for his own weekly blog of the same name, he has been featured in Business Insider, MarketWatch, and NBC News.
This week we discuss how Andy’s life has changed since paying off his mortgage. Not not only changed in the obvious ways (no mortgage payments & thousands of dollars in interest savings) but how it has improved his families’ overall well-being. How it prepared him to have the confidence to leave a 6 figure stable income to become an entrepreneur and focus on his passion.
Who should listen:
If you make money and you have a spouse…….you need to listen to this one.If you have a mortgage….I highly suggest you listen to this episodeIf you want to create a better balance between work, entrepreneurship and family life…….you should listen to this episode
What we talked about:
How paying off your mortgage can positively impact your life in many different waysAndy explains his families’ financial WHY…..AKA why they make moneyWe discussed how Andy paid off his mortgage 20 years earlyWe discussed the ways Andy and his wife set their budget, have open communication channels about money, set monthly budget parties and how they stay true to their financial why…….which is.....strengthen their family tree.
Money and marriage:
We discuss how communicating within marriages/relationships can be difficult on its own. BUT when we add money to the mix, things get really hot. Andy shares with us the lessons he learned (and still learning) about communicating properly with his wife around money.
Andy shares how “empathy” has been his biggest asset when looking at their communication as a couple. Additionally, he speaks about the importance of not forgetting your his wife’s perspective when communicating about money.
Andy shares his money stories from when he grew up and the lessons his parents taught him and how these lessons played a role in his marriage.
Budget Party
Andy discusses the secrets to creating a Budget Party
Discuss WHY you are having budget parties…..how will they impact your lifeUse a tool to track your progress (spreadsheet or Andy using Mint www.mint.com)Discuss and review your goalsBe consistent in your budget parties. Andy and his wife meet once a month Create visuals to help you stay engageIf you have kids, involve them!
Resources and Link:
Marriage, Kids and Money Website
https://www.marriagekidsandmoney.com
Marriage, Kids and Money Podcast
https://www.marriagekidsandmoney.com/mkmpodcast/
Marriage, Kids and Money Facebook Page
https://www.facebook.com/andyhillMKM/
Books:
The Slight Edge: Turning Simple Disciplines into Massive Success and Happiness
RootHub has been traveling the world utilizing music to heal and lift spirits for almost two decades. His career and life hit an inflection point when he left the hustle and bustle of the LA music scene behind. He decided to choose “time” over “money” and moved to Hawaii.
Thanks to his decision to choose “time” over “money, in Roothub’s words, his “cosmic bank account” is massive. During this episode we dive deep into Roothub’s relationship with money and discuss how he left the “normal” life behind to pursue his dreams. Roothub is living a life many would consider a dream. He lives on a farm in Hawaii and travels around the world planning music. He walks us through how and why he made this decision to leave the 9 to 5 behind.
The path of music began for him, when at 18 months doctors successfully performed an operation, which gave Roothub the ability to hear for the first time. Roothub, singer, songwriter, and creator began his career in 2005, when he toured through Europe and South America . In 2013 he started playing alongside many other famous singers like Erica and Janet Stone . Using consciousness lyrics and on the fly music and rhythms, Roothub helps create a space unbound by time and attachment which is sure to provide people with happiness and peace . He also conducts workshops, which help unleash the power of expression for each and every individual.
Links:
Instagram : @roothub
LinkedIn : @Roothub
Website: www.roothub.com
Mail : roothub@gmail.com
Quotes:
“I have a treasure no vault can hold” – Roothub
Shaun Maslyk gives a brief introduction on Roothub [00:28] Roothub explains the initial reaction he gets from his clients, when he walks in holding a guitar and wearing flip flops [6:03] Roothub talks about his quest into the wild, which helped him develop himself (spending about 700 dollars in the year) [8:55] Roothub talks about the difficulty that people face in finding their true passion, and how they end up following money and not happiness [20:13] Roothub speaks on how “Happinness depends on the level of our thoughts” and his safety net and cosmic bank account [24:20] Discussion on “safety net”, and how to break out of the extreme fear of the future and want of security in life [29:32] Roothub talks about his money story growing up and the conflict between “internal and external” needs [35:54] A detailed discussion on the idea -“oppression of privilege” and on how to prevent materialistic ideas [40:36] Roothub explains the story behind his guitar [43:40] Discussion on “fulfillment” and “identity” [47:00] Roothub shares an anecdote which focuses on mutualism and expanded vision on stakeholding [49:03] Roothub’s definition of wealth [51:40] Roothub hub sings a beautiful impromptu song (instant anthem) [57:00] Roothub responds to the question ” If you were 90 years old, and had to look back at this time of your life, how would you see yourself.” [1:02:51]
During this solo podcast I talk about the learnings and unlearnings for me over the past three weeks. I talk about some of the origins that have caused systemic racism that persist in our financial systems.
I share learnings from the following podcasts and books:
Journey to Launch with host Jamila Souffant Episode 137 The Black Tax with Shawn RochesterPodcast 1619 specifically episode 1 & 2So You Want to Talk About Racism by Ijeoma Oluo How to Be an Antiracist by Ibram X. Kendi The Black Tax: The Cost of Being Black in America By Shawn Rochester
Links:
So You Want to Talk About Racism by Ijeoma Oluo CLICK HEREHow to Be an Antiracist by Ibram X. KendiCLICK HERE The Black Tax: The Cost of Being Black in America By Shawn RochesterCLICK HEREJourney to Launch Podcast Episode #137CLICK HEREPodcast 1619CLICK HERE
Episode #4: “What is a Healthy Relationship with Money?”
with Financial Therapist Ed Coambs CFP®, LMFTA
Owner of Healthy Love and Money
Important Insights from the Episode:
How your unconscious money beliefs impact……everythingHow to continuously update your money beliefsHow to gain control over your thoughts, emotions and beliefs around moneyHow to recognize shame, envy, jealously etc….around moneyHow to use empathy to succeed with your money and lifeIf you aren’t engaged with your money, nothing mattersTwo largest risks around your moneyDivorceDysfunctionHow Ed uses money as nutrition in his life
Links:
Website: https://www.healthyloveandmoney.com/Book Recommendation:The Art of Money by Bari Tessler: A Life-Changing Guide to Financial Happinesshttps://www.amazon.ca/Art-Money-Life-Changing-Financial-Happiness/dp/1941529208Ed’ Family Tree Online Course:https://www.healthyloveandmoney.com/family-factor-video-optinQuote from Ed:"Life is too short for financial conflict" - Edward Coambs
Edward Coambs is a prestigious money and marriage therapist, who takes two taboo topics of Finance and therapy into his stride and manages to help many couples who deal with money related problems in their daily lives. He is based in North Carolina and has various accomplishments to his credit including a master’s in counseling, and an MBA in finance. He is currently pursuing a Ph.D. in financial planning and has his own website, company and has also launched his own course, which aims to educate and help people on such matters. He is someone who has paved a great career for himself, moving on from being a firefighter to a financial therapist
Shaun gives a brief introduction about Edward Coambs, and his professional journey [00:01]
Ed explains how to reach him, and elaborates on his work and on the new course he is launching [02:11]
Ed discusses money beliefs and how they impact the people [04:05]
Ed talks about macro-level messages [06:10]
Ed voices his opinion about shame and Envy, and how it influences consumer behaviour or a person's financial life in general [09:00]
Ed talks about what role a financial therapist plays, in the life of people [11:50]
Ed shares what financial therapy is, and how couples can benefit from it [16:26]
Ed explains how therapy helps people deal with their financial trauma and emotions [ 19:00]
Discussion on the actual definition of trauma, and how social expectations causes different behavioural changes [21:30]
Discussion on how our personality changes according to our situations and surroundings [28:26]
Ed explains how as a therapist, he deals with the trauma in his internal life and in his married life [30:44]
Discussion on how financial therapy, stands out from other forms of therapy [34:24]
Ed shares the different steps that couples can take when they are facing issues related to money management [37:09]
Ed talks about how it is important to face the emotional side first when it comes to money management among couples [38:35]
How to avoid dysfunction and become at ease with the finances [41:30]
Discussion on financial anorexia [44:00]
Ed recommends books, that will help people derive more knowledge into the topic [47:15]
Importance of a healthy relationship with money [48:48]
Ed talks in detail about his course [50:00]
Derek F. Hagen is the founder of the moneyhealthsolutions , which is a firm that helps people simplify money matters and take up their own financial responsibility .
Brought up in a poor family, he decided to take matter into his own hands and become the extremely successful person he is today. He has various certifications up his sleeve, including those in Financial planning, Financial Therapy, Financial analysis and much more. He is also a lively and enthusiastic person who loves adventure, camping and kungfu.
To sum up he knows the ins and outs of financial investment and is the perfect guide to help you out in the financial planning sector.
Key Points:
Main Points:
Why Derek decided NOT to retire at age 42Why knowing financial information is not enoughWhat’s the difference between interior and external financeThe importance of having clarity around your values and designing a life around themYOU are the expert of YOURSELF when seeking financial healthHow to understand your money scriptsHow growing up in poverty impacted Derek’s “perspective” of moneyHow floating around life doing what “I think others want me to do” impacts so many people
Links:
Derek's Website: www.moneyhealthsolutions.com
Derek’s Book Recommendations:
"How to fail at almost everything and still win big" - https://www.amazon.ca/How-Fail-Almost-Everything-Still-ebook/dp/B00COOFBA4
"Tiny Habits" Tiny Habits: The Small Changes That Change Everything Book by BJ Fogg https://www.amazon.ca/Tiny-Habits-Changes-Change-Everything/dp/0358003326
Start with WHY by Simon Sinek https://www.amazon.com/Start-Why-Leaders-Inspire-Everyone/dp/1591846447
Linkedin Profiles:
Derek F. Hagen: https://www.linkedin.com/in/derekhagen
Shaun Maslyk: https://ca.linkedin.com/in/shaun-maslyk-cfp%C2%AE-b-comm-cip-566a1a17
Shaun Maslyk reads out Derek F. Hagen's profile [0:29] Derek Explains why he chose not to retire even though he had the opportunity to do so [2:50] Derek discusses the risk of alzheimers and dementia in people who choose an early retirement plan [4:40] Talk on the psychology of finance and his own firm [5:50] Shaun Maslyk enquires about internal, external finances and the problems faced by Canadians [8:22] Derek explains what urged him to shift away from a highly prestigious post into forming his own firm [10:28] Derek explains how he helps people deal with their own finances, and make important financial decisions [14:49] Derek gives out a set of introspective questions that will help everyone follow a planned financial path to reach their goal [19:25] discussion on money script [19:55] Derek explains about his own money script growing up, and how it influenced his life and career [25:06] Derek talks about what happens when you realize that the job you have been working for, is not giving you much joy or satisfaction [30:53] Derek's perspective on how much of the "rebuttal to change oneself" , occurs due to inner conflicts vs other reasons like the demographic and external problems [35:45] Derek explains "why he makes money?"[40:35] Discussion on how money is a tool to support the life everyone wants for themselves [43:17] How to balance being content in the present and at the same time working for your goal [46:52] Derek's anecdote on a real estate agent [51:35] Derek's book recommendations [57:30] Discussion on good and bad money habits [59:15]
Check out this week's podcast! It's a great one!
This week we learn about the Petaskes' money mantra "If you want more..........desire less".
Carolyn and Ryan are proud parents of two young ones. They love their children more than anything else in the world, but second to that would be leaving them with Grandma and Grandpa and going on a trip together. They are friendly down to earth people that love a good conversation. Carolyn is the analytical yogi and Ryan is the social goof and they both believe that how you do anything is how you should do everything.
Key Lessons:
"If you want more, desire less" the Petaskes How taking paternity leave changed Ryan’s lifeHow their childhood has impact their money relationships todayHow Ryan and Carolyn make financial decisions that align with their valuesHow mindful spending has helped their financial relationshipsHow the Petaskes have designed their lives to be active and present with their kidsHearing their definition of "success" is inspiring
PODCAST SHOW NOTE
Ryan and Carolyn are a power couple, who about 5 years ago, broke out from the usual mould and decided to start their own company. Ryan claims to be a part time stay at home dad, and a part time business owner. They run their business together and are here to discuss their views on saving money, and at the same time living a happy and contented life with the family. They share their various experiences and explain how a good work-life balance is necessary for inner peace and confidence.
[2:18] Ryan gives a brief introduction on who they are and what they do
[3:33] Ryan and Carolyn explain what prompted them to move differently in their careers, and how their children acted as a catalyst of change
[5:35] Shaun talks about the iceberg model and the notion of toxic positivity
[6:45] Shaun starts a questionnaire, with Ryan and Carolyn answering the question " when you think about money, what do you feel?"
[10:03] Ryan and Carolyn explain how they manage money, when they are out traveling or dining at restaurants
[15:15] Ryan and Carolyn explain about their personal "Money Mantra" and how the idea of their company came into being
[21:14] Shaun discusses various money scripts with Ryan and Carolyn, including those like "Money avoidance" (money conversations are avoided at all costs), "Money is the key to success", "Money equals status", and "Spending money is hard-because you want to save" (Money vigilance)
[24:15] "Can we feel successful without having a million dollars in our pocket?"
[27:32] Ryan talks about his childhood and how status and money are related to each other
[32:29] Ryan and Carolyn explain what money meant to them growing up, and expand on their own "money story"
[39:50] Carolyn explains the difference between using "money as a tool" and having toxic practices that make you broke, cites personal examples
[40:45] Ryan talks about his parents and their money practices
[43:09] Discussion on "Delayed gratification", and on balancing work/money and free time
[48:05] Ryan and Carolyn respond to the question, "what would you do, If you were given 10 million dollars today?", and on whether it would make them happier than they were before
Quotes:
1."The way you do anything, is the way you do everything" -Ryan
2."If you want more, Desire less" - Carolyn
Richard Moxley, the Bill Nye of Credit, shares his expert perspective on the considerations we need to know before or after you defer your mortgage.
Richard Moxlet is a professional speaker, best-selling author and Credit Expert. His mission is to help Canadians improve their credit score and fix their credit.
Highlights from the episode:
Richard speaks about his "money story"Discusses the many implications of debtRichard speaks about his money relationship with his wife and how the manage this ever so important relationship Richards discusses important considerations everyone with a mortgage should know about the current deferrals being offered by banksHow to protect yourself against the banksHow to find potential errors on your credit report
Links from the show:
Richard's contact:
Website: CLICK HERERichard's newest book: The Credit Game CLICK HERELinkedIn: CLICK HERE
Book recommendations:
The Richest Man in Babylon - by George Samuel ClasonThe Wealthy Barber - by David Chilton
The WHY behind the Most Hated F-Word Podcast
Hi. I’m Shaun – I am a certified financial planner, and I obsessed with relationships... financial ones, that is.
I like finances, and I like talking. So, welcome to The Most-Hated F-Word podcast!
Our mission is to focus on the intersection between our minds, our money, and what matters most.
We will redefine the concept of retirement and find out what true financial independence really means.
On today’s episode I discuss WHY I started a podcast and explore the intersection between our minds, our money and what matters the most.
About:
As a trained and practicing Certified Financial Planner, Shaun believes the last thing we want to hear is “save more, pay off your credit cards, invest your money.” Instead, Shaun deeply believes the key to living a financially-free life is rooted in our money psychology. And by identifying our money stories and money scripts that unconsciously impact how we think, act and feel towards money – we can start to gain control over our money relationships.
When we understand our money relationships, and what’s important, our entire money framework changes in a healthy manner where we can experience financial independence.
Shaun is on a mission to educate and empower people so they can live their happiest and most fulfilled lives. For Shaun, financial literacy is not about becoming rich, it’s about living our most enriched lives.
Complete show transcript:
Going to walk down to Zwick's pretzels with my little kid going to New Orleans to see Bruce Springsteen focusing on energy creating things taking the time to do a podcast like this for me. Those are the Beautiful Moments that I want to focus on along the way and that's why I trade my time for money. Welcome to the most Hated F-Word podcast where we focus on the intersection between our mind money and what matters most Just because maybe finances are not the sole purpose. Hi, I'm Shaun. I'm a certified financial planner and I'm obsessed with money. Yes. That's right. I'm obsessed with money. No, it's not money by itself. It's rather the convoluted money
relationship that we all have that's what fascinates me so here it I like money. I like talking welcome to the most hated F-word podcast . my goal to focus on the intersection between our minds money and really what matters most in our lives because feel when we bring redefine the concept of money in our lives and examine our money relationships. We can take total control about how we feel towards money. On today's episode. We're going to talk about how this podcast will be structured what each episode will look like and what my intention is from the podcast. But first here's a little bit about myself as a trained in practicing certified financial planner. I believe that the last thing we all really want to hear is save
more pay off your credit cards invest more money. These are very important things but we hear them all the time and we all often find ourselves not doing these things and becoming frustrated with ourselves. So I feel that the key to living this financially free life is actually deeply rooted in our money. G and our money relationships and I feel like if we first start by identifying what are our money stories and typically these stories are unconsciously impacting how we think act and feel towards money when we actually take the time to examine them we can start to gain control of our money relationship and find out why we're not making these seemingly simple decision to save more pay your credit card off in so forth. Earth And I really really do feel that
when we understand our money relationships and then identify what's really important to us in our life our entire money framework can change in a healthy Manner and that's the intention of the most hated f word. Now I'm super excited to launch this podcast. It's something that I've wanted to do for a long time as I ...