As a leader, the safety of your employees is your top priority. But we get it - you have a lot on your plate. We've got you covered with interviews and insights to help you build a safer workplace. Published monthly by Missouri Employers Mutual and Previsor Insurance.
MEM Senior On-site Nurse Case Manager Becky Goodyear pulls back the curtain on coordinating care for catastrophic work comp claims, from hospital stays to specialized rehab referrals. She shares real examples of catching treatment gaps and explains why in-house case management speeds up recovery for injured workers and their families.
MEM Sr. Manager of Claims Operations Shannon Fox breaks down what a workplace injury really costs a business: The claim itself, the indirect costs most employers overlook, and the long-term impact on your e-mod and premium. Plus, a practical checklist for reducing both, from incident investigation to return-to-work planning.
Your e-mod is more than a premium multiplier. It's a record of how your business handles safety and claims. MEM Underwriting Team Manager Jennifer Loy draws on 18+ years of underwriting to reflect on the habits that define a business's e-mod – good or bad.
When a catastrophic injury occurs, the recovery process involves several phases, multiple providers, and months of coordination. Arm Dynamics Clinical Manager Julian Wells walks employers through the prosthetic rehabilitation continuum and explains why communication – between the carrier, the clinical team, and the injured worker – determines the quality of the outcome.
Most employers treat workers compensation as a line item. The ones who treat it as a strategy – investing in safety, building working relationships with their agent and carrier – end up with lower e-mods, better claim outcomes, and a team that's already prepared if an injury occurs. In this episode, MEM's John Mitchell and Richard Ollis of Ollis/Akers/Arney Insurance & Business Advisors share what that partnership looks like in practice.
Electrical safety isn't just a concern for electricians. ESFI Executive Director Jennifer LeFevre and Program Director Daniel Majano break down the top 7 causes of workplace electrical fatalities, who is at risk, and the practical steps every employer can take (regardless of industry) to prevent serious injuries.
A low claim count can mean your safety program is working – or it can mean employees don't feel safe enough to speak up. Brad Minor, MEM Senior Safety and Risk Consultant, breaks down the real cost of delayed and unreported injuries, why well-intentioned incentive programs backfire, and the steps employers can take to create a safety culture where reporting is the norm.
Most employers measure safety outcomes. Fewer measure the efforts that produce them. Tim Wilson, Sr. Manager of Safety and Risk Services at MEM, breaks down how to build a safety measurement system that goes beyond incident rates to evaluate leading KPIs, ROI, and a successful safety culture.
Most safety training is easy to forget – because it's designed to be delivered, not retained. In this episode, Mark Woodward, Director of Training and Safety Manager at Sellenriek Construction, shares how microlearning turns workplace training into a tool that actually changes behavior, builds consistency, and shows up in safety outcomes over time.
When deadlines tighten, safety is often the first thing that slips. But the cost of that tradeoff adds up. Sean Galloway, CEO of ProAct Safety, shares how leaders unintentionally undermine safety culture, why the absence of injuries isn't the right success metric, and what practical steps actually move businesses toward safer, more productive operations.
Home health caregivers face unique safety challenges working independently in uncontrolled environments. Kristin Wamsley, Director of Facilities and Fleet at Emmaus Homes, shares how building a genuine safety culture, implementing mandatory equipment protocols, and addressing top risks has helped the organization achieve an injury rate significantly lower than industry averages.
When experienced safety professionals leave, their knowledge often leaves with them. Mentorship keeps that expertise in-house through both structured programs and organic relationships. Domini Montgomery from the Saint Louis Zoo explains how effective mentorship builds psychological safety, improves retention, and creates cultures where people feel confident asking questions and sharing ideas.
AI-powered safety tools are making workplace injury prevention more precise and effective. Brandon Jones, MEM's Director of Safety and Risk Services, shares how predictive analytics, automated compliance monitoring, and personalized training can help you identify emerging risks before injuries occur – using the data you already have.
In workers compensation, settlement simply means closing a claim – either naturally when an injured worker recovers, or through negotiated agreement for complex injuries. MEM Claims Operations Manager Shannon Fox explains the two settlement types, how amounts are determined, what protections exist for injured workers, and how employers can support the process without overstepping their limited role.
When does gig work need work comp coverage? This classification determines who's responsible when someone gets hurt. MEM's Tina Austin breaks down the employee vs. independent contractor distinction, coverage gaps with platform-based workers like DoorDash drivers, and documentation strategies to protect your business as regulations continue to evolve.
Young employees experience injury rates 1.2 to 2.3 times higher than the average adult popular. MEM Nurse Case Management Supervisor Lauren Mattes shares how proper training, hands-on practice, and creating a speak-up culture can dramatically reduce these risks. Learn age-appropriate safety strategies, mentor assignment best practices, and documentation requirements that protect young team members while building their confidence.
Employers need a clear drug testing plan before incidents occur to make informed decisions quickly. Amy Wimer from Premier Biotech shares practical tips to implement a testing program that incorporates on-site rapid oral fluid testing.
Wearable safety technology helps businesses identify workplace hazards before they cause injuries. Tom West of MākuSafe explains how data-driven safety approaches reduce work comp costs, improve productivity, and cut safety incidents by 50-90%.
From slips and falls to emergency preparedness, schools face diverse safety challenges. Zac Rantz, Nixa Public Schools Chief Communications Officer, shares his people-first approach to preventing workplace injuries. By asking the right questions, creating sustainable systems, and addressing the root causes behind unsafe behaviors, administrators can build a collaborative safety culture that protects everyone on campus.
Considering a career in safety? Brandon Jones, MEM Director of Safety and Risk Services, shares insights from his 35-year career helping businesses create safer workplaces. Discover why communication skills matter as much as technical knowledge, how technology is changing the field, and why this profession offers meaningful opportunities to impact people's lives.
When workplace injuries become complex, high-dollar work comp claims, the financial impact extends far beyond immediate medical costs. MEM’s claims experts Shannon Fox and Lyndi Barthel share strategies for recognizing warning signs, managing costs, and successfully navigating the most challenging claims.
Work zone deaths are on the rise, affecting construction crews and everyday drivers. MoDOT’s Jon Nelson shares critical safety practices, including training, risk assessment, communication systems, and accountability measures that can prevent work zone incidents and save lives.
Safety habits don't clock out when you do. The same hazards that cause workplace injuries occur just as frequently at home. MEM Safety and Risk Services Regional Manager Sheila Schmidt shares how to apply workplace safety principles at home, build a family safety culture, and create consistent awareness that protects you everywhere.
When treatment isn't progressing or complications arise in workers' compensation claims, second medical opinions can provide crucial clarity. MEM Claims Operations Manager Shannon Fox shares the warning signs that signal when a second opinion is needed, how state laws affect the process, and how employers can navigate these situations effectively to support your injured worker's recovery.
Most business owners know that payroll affects their work comp premium. Did you know it also determines who's covered if an injury happens? From naming the wrong business entity to classifying subcontractors, payroll mistakes can create coverage gaps and surprises at audit time. MEM Underwriting Specialist Tammy Canton shares how to protect your business with accurate reporting and proactive communication.
Workplace hazards like noise, chemicals, and poor air quality often go unnoticed until employees develop serious symptoms. These invisible risks can lead to permanent health conditions and costly work comp claims. Industrial hygiene specialist Rhonda Kaufman explains how to identify hidden workplace hazards, address them cost-effectively, and protect your most valuable asset – your employees – before they suffer permanent health issues.
In the world of workers compensation, loss runs affect a business's risk evaluation. Underwriters look carefully at a company's claim history. This process gives them an understanding of how frequently claims are happening, how severe they are, and if a business is putting effort into reducing workplace risk. Learn the differing impact of claim frequency versus claim severity on a business' s risk evaluation with Becky Duello, Senior Underwriter at MEM.
For many policyholders, the thought of a visit from a loss prevention or safety consultant feels intimidating. It's easy to assume a visit like this is all about finding mistakes or pointing out what's wrong. But these visits aren't about catching business owners off guard; they are about helping them succeed. Learn how customized recommendations make workplaces safer, reduce claims, and save businesses money with Tim Wilson, Safety and Risk Manager at MEM.
Many employers have misconceptions about how workers compensation actually works. Some don't understand what types of injuries are covered. Others aren't sure how claims impact their business - or how they can be involved in the process. These misunderstandings can lead to costly mistakes and missed opportunities to improve workplace safety. Separate work comp fact and fiction with Matt Speight, President and CEO of the Scott Agency.
Organizations are always looking for ways to be more efficient. While some of those efficiencies are gained through changing standard operating procedures, others come from technological advancements. Learn how artifical intelligence (AI) is set to change the work comp claim process, lowering costs and improving overall outcomes with Mark Phillips, Director of Claims at MEM.
If you're a business owner, you know that workers compensation isn't just a policy. It's a tool to protect your employees and your bottom line. But what happens after you receive your policy? How can employers control work comp costs and set themselves up for a smooth renewal at the end of the year? Follow each step of the policyholder journey and discove how to personalize your work comp experience with Lacey Hahn, Customer Engagement Strategist at MEM.
A claim that lingers for months—or even years—can create uncertainty, increase costs, and impact both the injured worker and the business. Several factors can keep a claim open longer than expected, such as medical complications or legal roadblocks. Learn why claims are often delayed, and what employers can do to help keep the process moving, with Shannon Fox, Claims Operations Manager at MEM.
Slips, trips, and falls are a persistent problem across industries. Despite extensive studies, detailed recommendations, and countless safety initiatives, these incidents continue to rank as the number one cause of workplace injuries. Learn how these safety risks can be symptoms of an unhealthy company safety culture with Tim Wilson, Safety and Risk Services Regiona Manager at MEM.
Year over year, new hires account for many on-the-job injuries. With increased turnover and higher expectations, employers often expect new hires to get right to work without proper onboarding and training. Expecting a new hire to use "common sense" while working is not a safety strategy. Learn how to properly onboard new hires and set them up for success with Sheila Schmidt, Safety and Risk Services Manager at MEM.
Across industries, many companies share a commonality: a multigenerational workforce. Whether it's fresh-from-school Gen Z new hires to seasoned baby boomers, employers face the challenge of creating a safety program that works for everyone. Learn how to bridge the gap between generations - and keep everyone safe - with Curt DeWeese of Briotix Health.
Every business faces safety challenges. For some companies, addressing those challenges can become difficult or cumbersome. The cost could potentially grow too high for them to afford. MEM offers an opportunity to help offset those costs and tackle safety challenges head-on. Discover how MEM's Safety Grant program offers businesses the opportunity to offset costs and tackle safety challenges head on with Tisha Greco, MEM's Resource and Support Center Manager.
In today's workplace, safety isn't considered a "sexy" topic. Some employers consider safety communication challenging, unengaging, and not always very impactful. What if there was a better way to engage employees? Learn how to plan your safety communication strategically and take your audience into consideration with Blaine Hoffman, host of the Safety Pro Podcast.
Consistent safety training is essential to protecting employees. Not only does it help prevent on-the-job injuries, but it also controls work comp costs. While much of today's training is regulatory or an industry requirement, it isn't always engaging. As a consequence, employees may unplug and miss critical information. Learn how fidget toys, and their alternatives, are increasing engagement and retention with Caitlin McNeese, owner of Walking Each Other Home Wellness.
At some point in our lives, we all experience aches and pains. Often, these pains are temporary. But at other times, the discomfort eventually becomes a part of our everyday lives. Understanding the source of the pain is important, but so is addressing it before it becomes difficult to manage. Learn the importance of early intervention in preventing future pain with Lori Frederic, founder of Balanced Biomechanics.
Many of MEM's policyholders have found ways to go above and beyond keeping their employees safe - they help them work with confidence. At one organization, safety isn't just a concept - it's a core value and a daily commitment made by each employee. Discover why Watson Concrete has become a standout in its industry for its safety culture with its owner, Mark Watson.
Farmers kickstart the journey many essential goods make from the field to the table. While farming is the backbone of many communities and economies, it is also one of the most dangerous professions. From heavy machinery and hazardous chemicals to unpredictable weather conditions, farm workers face safety risks at every turn. Learn how to reduce risk and introduce innovation with Brad Minor, Senior Safety and Risk Consultant at MEM.
Injuries and emergencies happen in the workplace. Critical minutes pass between calling for help and first responders arriving. First aid skills, such as CPR and giving rescue breaths, often make the difference between life and death. Learn the invaluable role of healthcare literacy for employee with Drew Toma, career paramedic, educator, and creator of Save with Missouri Employers MutualCPR.
As costs continue to rise, many business owners are looking for ways to save money and confirm their expenses reflect their priorities. Most businesses are legally required to have workers compensation insurance. Payroll and employee classifications play an important role in how much work comp premium costs. Learn why keeping accurate records is essential and can save you money on premium with Tina Austin, Premium Consultant Supervisor at MEM.
Planning ahead for workplace incidents is an essential task for any business. Despite safety rules and risk reduction, getting injured on the job is still a possibility. Emotions run high in the immediate aftermath of an injury. Learn how to put a plan of care in place ahead of time with Lyndi Barthel, Manager of Medical Services and Case Management at MEM.
Handling animals comes with unique risks and challenges. It's essential to equip yourself with the right knowledge and techniques to protect yourself. Join Dale Muenks, Safety and Risk Specialist at MEM, to learn about everything from understanding animal behaviors to implementing proper safety protocols.
Women are a growing employee community in the traditionally male-dominated field of construction. There are countless advantages to diversifying a company's workforce. With those advantages, there are also opportunities to make sure everyone is working in a safe and healthy environment. Discover how an increasing number of women in the construction industry is sparking new and important conversations with Susan Hart, Vice President of Reinhardt Construction.
The 2024 Show Me Your Score contest encouraged employers to hone in on driving safety by tracking and rewarding safe driving behaviors. The city of Ashland, MO took home the prize with a score of 97.3 out of 100 possible points. Learn more about their contest experience and how they keep their employees safe with Kyle Michael, Administrator for the city of Ashland.
In the past few years, marijuana use in Missouri has been a changing landscape. First, medical use of marijuana became more readily available. Then, recreational use was legalized. In a short window of time, how and when marijuana can be used has changed quite a bit more Missouri residents - and what that means for Missouri employers. Take away seven practical tips from Larry Lambert, a member of MEM's legal team and Director of Legal and Compliance.
Everyone deserves to work in a safe and healthy workplace. The health of a workplace's culture either contributes to the risk of on-the-job injuries or preventing them. Cultures are complex by nature and often feel difficult for employers to address. Learn practical ways to foster a culture of well-being in any workplace with Andrea Neal, Senior Health Management Consultant at Marsh McLennan Agency.
In today's world, neurodivergence impacts an estimated 15 - 20% of the world's population. Neurodivergent conditions include dyslexia, ADHD, ADD, social anxiety, or sensory processing disorder disorders. Employees impacted by one or more of these bring some unique strengths - and have some unique challenges - in the workplace. Discover how an understanding of different ways of processing and thinking can help ensure the success of a business in multiple ways with Daniel Wysocki, board-certified therapist with more than ten years of experience providing counseling and pyschological services.
When it comes to work comp, a common saying rings true: an ounce of prevention is worth a pound of cure. The best way to ensure employees make it home safety every day is to prepare. However, injuries do happen. At the time of injury, choosing the right next step is crucial. Learn how a nurse triage program helps injured workers and their employers navigate what comes next with Lyndi Barthel, Manager of Medical Services and Case Management at MEM.
As the cost of doing business continues to rise, employers are always looking for ways to ensure their operations are efficient and cost effective. Workplace wellness focuses finding areas to invest in, rather than simply cutting costs. The return on those investments can be substantial - not just for operations, but also for employees. Learn how to implement a workplace wellness program with Paula Nicholson, Director of the Missouri Department of Health and Senior Services.
The Occupational Health and Safety Administration (OSHA), formed in 1972, serves as a way to ensure the safety of America's workforce. Every state has its own unique work comp laws; OSHA provides a set of standards. Managing the requirement, and protecting employees, can seem like a daunting task for employers. Learn how safety rules, standards, laws and regulations work together to keep employees safe with Sheila Schmidt, Safety and Risk Services Manager at MEM.
Trauma is a term we hear used more often today than ever before. It can lead to a ripple effect, impacting everything from a person's ability to make decisions to how they handle stress. What qualifies as trauma? And how to employers prevent it from leading to distraction and an uptick in injuries on the job? Learn what these stored experiences mean for our minds, bodies - and our safety - with Kelly Campbell, certified trauma-informed leadership coach, author, and keynote speaker.
Work-related injuries present a substantial hurdle to companies across all industries. Not only do they sap time, productivity, and financial resources, but they also damage employee morale. These issues are intensified when injured workers choose to pursue additional legal action. Learn how to prevent and prepare for litigation in your workplace with Laura Sides-Cooper, Managing Attorney at MEM.
Many employers invest a lot of time in maintaining a safe workplace. They arrange safety training, buy personal protective equipment, and call out risky behavior with corrective action. But what impact do these efforts have beyond the business? Learn how employees take these safety lessons home and the benefit of applying them with return guest Aaron Paris, Director of Safety at the Robert E. Miller Group.
Safety in the job is widely associated with doing the right thing. That usually translates into performing our workplace duties in an ethical way. However, no one is perfect. Unexpected scenarios often require us to pivot from our usual way of doing things - and in reality, making the right choice is often more gray than black and white. Learn how to adapt to these challenges and gather the information you need to make the best choice with Dr. Dan Snyder, owner and founder of Safety Mentor.
Unless they are paid to compete professionally, most employees don't consider themselves to be athletes. However, manual labor and frequent movement are a requirement in many industries. Commitment to physical and mental health is critical to an athlete's success - and for any employee. Learn how using the industrial athlete mindset can kickstart the average employee's approach to work with Kelly Feldkamp, founder of ProVention Plus.
Getting employee buy-in is an essential step in building a safety culture. Forming a safety committee is a great way to engage with employees and empower them to work safely. Safety committees are considered so effective that in some states, they are actually required in the workplace. Learn how to start your own safety committee with Sheila Schmidt, Safety & Risk Services Manager at MEM.
Telematics is a form of technology that allows us to pass information over long distances. For an employer managing drivers, whether it's a single delivery driver or a fleet of truckers, telematics is a way to keep employees safe. Learn about the science of telematics and its benefits with Ryan McMahon, Senior Vice President of Strategy and Corporate Development for Cambridge Mobile Telematics.
A safety plan is essential for any business owner who directs employees in the course of daily operations. Safety risks are present in every industry. Whether your employees use tools or equipment, operate company vehicles, or deal with the public, it's essential to outline safety expectations. Learn how a safety plan goes a long way in preventing injuries and reducing on-the-job incidents with Mark Woodward, Senior Safety and Risk Trainer at MEM.
Diversity, equity, and inclusion (DEI) are terms used increasingly in the workplace today. At the center of the movement is an effort to include employees from all different walks of life. However, these terms can often mean different things to different people. Learn what DEI efforts look like and how they can make a difference in your workplace with Dan Lester, Director of Vice President of Field Culture and Inclusion at Clayco, and Burnea Lester, Director of Communications and Community Relations at SITE Improvement Association St. Louis.
Employers shouldn't leave workplace safety down to luck. It's essential to measure risk exposure, or the potential that an incident might occur. Learn how to create safe environments where people want to work and be with Elizabeth Prazeres, organizational effectiveness and change management expert at DEKRA.
Struck-by incidents are a common workplace hazard in bustling industries. Where there is moving machinery, whirling equipment, or turning wheels, employees are at risk of being struck. Learn how to reduce this kind of exposure and keep employees safe with Terry Dussault, environmental health and safety professional and founder of Yellowknife Consulting Services.
A safe work environment is essential to running a business safely. The International Code Council is a collection of professionals who set building safety standards, from building design to codes and regulations. Learn how these standards shape the structural integrity of buildings today with Dominic Sims, Chief Executive Officer of the International Code Council (ICC).
Workplace violence is unique in that it's a hazard any industry is subject to. Certain employee groups are particularly at risk in today's workforce: those who serve customers or patients, handle a lot of cash, or are undocumented. Learn what an employer's role is in protecting these vulnerable groups with Yasmine Mustafa, co-founder and CEO of Roar, and workplace violence prevention expert Kimberly Urbanek.
Creating an effective safety plan can seem like a huge undertaking if you don't specialize in it. They are often made of multiple moving parts. Small- to medium-sized businesses are growing every year. How can they put together an effective safety plan for the first time, or even with limited resources? Learn about building an effective safety plan using safety rules - and what they can and can't do for your business, with Mark Woodward, Senior Safety and Risk Trainer at MEM.
Businesses often see workplace safety as something that requires a lot of time and money. They worry that the extra effort may threaten existing productivity and processes. However, studies continue to show that employees that feel safe perform better on the job than those who don't. Learn how leaders can leverage safety as a tool that provides for business growth with Greg Davis, CEO of Big Leaf Networks.
Mental health and work comp claims are often tightly intertwined. Many people think of only the physical side of a claim: the injury, the doctor's visits, and the rehabilitation. But an injured worker's mental health can actually become a documented part of a claim - with or without a physical injury. Learn how mental health claims are managed with Vickie Egan, Case Management Services Supervisor at Missouri Employers Mutual.
The impact of a toxic work environment can affect employees' mental health and a business's bottom line. But what's the difference between naturally-occurring differences and something more hazardous? Learn about the hallmarks of a toxic work enviroment with Jessica Childress, award-winning employment attorney.
Having zero injuries in the workplace is the right goal for any business. But the reality is that occasionally people get hurt on the job. What happens after a claim is filed? Discover the benefits of getting employees back on the job sooner with Human Resources professionals Debbie Larsen and Pam McCracken of The Arc of the Ozarks.
Employee burnout affects nearly 77% of today's workforce. With such a large portion of employees affected, this issue is one employers should keep their eyes on. But what does the word 'burnout' really mean? Learn what burnout looks like in affected employees and the risks it brings to the job with Dr. Arpit Aggarwal, the Medical Director of Psychiatric Emergency Services at the Missouri Psychiatric Center.
From mass shootings to classroom assaults, schools today are fraught with violence. Studies show nearly half of all educators and a third of administrative and support staff are considering transferring or leaving the field for good. School violence poses a threat not just to students, but victimizes employees in the process. Learn how schools can support educators with Dr. Susan D. McMahon, Associate Dean of Research and Graduate Programs for the College of Science and Health at DePaul University and Chair of the American Psychological Association Task Force on Violence Against Educators
Safety in the workplace is critical for all businesses, regardless of the organization's size. Depending on your industry, hiring safety professionals, investing in equipment, or providing safety training may be part of a comprehensive safety plan. Learn how to find a solution that fits your business with Gavin Coyle, consultant and author of Workplace Safety on a Budget.
Heart health matters in the workplace. High blood pressure and cardiovascular disease go hand in hand. Many Americans are unaware they are affected by these conditions. Learn how preventative action and disease management save lives with Dr. Sudhi Tyagi, interventional cardiologist and board-certified provider in internal medicine, cardiovascular disease, echocardiography and nuclear medicine.
Audits are an essential part of any work comp policy. This process helps employers pay the right amount of premium - nothing more, nothing less. Discover what an audit does for your business, and how to prepare for one, with Tina Austin, Premium Consultation Specialist at Missouri Employers Mutual.
Temporary employees are a much-needed solution in many industries. Extra hands help businesses get through the busiest times of the year. However, temporary employees can be much like new hires: untrained, unfamiliar with the industry, and unsure on the job. Learn how to reduce seasonal safety risk with Bill McDonald, Area Director of the Occupational Health and Safety Administration (OSHA) St. Louis office.
Heat stress is a hidden hazard that comes with warmer weather. The U.S Department of Labor reported 344 worker deaths related to heat exposure between 2011 and 2019. Learn how this common workplace risk can be avoided with return guest Rod Harvey, Director of Industrial Hygiene and Field Operations with RHP Risk Management.
Drones are at the forefront of the new technology frontier. These high-flying machines range from the size of a small airplane to pocket-size. Available for non-military use for more than 15 years, they are used in many industry areas. Discover what drones are capable of, and how they can be used to increase safety on the job, with David Day, certified drone pilot and co-owner of Altitude University.
Running a business often requires an owner to wear many hats. Understandably, some details of workplace safety get lost in the mix. One area that is commonly overlooked is fire safety. Many people know the basics: fire extinguishers, smoke detectors, and emergency exits. However, there are a few items that go unnoticed. Learn how to check essential requirements off your fire safety list with Tim Beam, Missouri State Fire Marshal.
Have you ever been involved an incident that appeared to only be partially or completely not your fault? These situations can get complicated quickly. It can often become a he-said, she-said disagreement. Work comp insurance companies have tools and resources to help sort through the facts. When another party is liable for damage or injuries, an important process begins: subrogation. Learn what the subrogation process is and how it benefits employers with Michelle Palmer, Subrogation Manager at Missouri Employers Mutual.
Marijuana is more accessible than ever in Missouri. Residents can now purchase it for medical and recreational use. Cannabis in the workplace has significant implications. Learn practical ways to protect your business and your employees with Larry Lambert, General Counsel at Missouri Employers Mutual.
Machines are an essential to getting a job done in many industries. But this energized equipment holds unseen hazards, and it only takes one moment to change a life. Discover how a lockout/tagout (LOTO) program can differ between an efficient workday and a catastrophic incident with Rod Harvey, Director of Industrial Hygiene and Field Operations with RHP Risk Management.
Being tired on the job is nothing new for the average employee. But a fatigued employee can create liability for a business. But how do employers know when a worker has reached the tipping point - when being mentally and physically drained becomes dangerous? Learn how a new form of technology is bridging the gap with Jeff Akers and Jeff Sease, CEO and COO at Predictive Safety.
The WorkSAFE Podcast began in 2017 as a way to spread workplace safety and workers compensation information to a broad audience. Join us for a special anniversary episode where host Heather Carl and Marketing Content Strategist and podcast producer Alan Combs share our top five episodes and some hidden gems.
Insurance is something that provides protection against a possible eventuality. You can pay to insure just about anything you value: your home and health, even treasured possessions. Understand how a work comp policy protects your business with Christian DeLozier, Proactive Business Risk & Insurance Consultant for Mike Keith Insurance, Inc.
What does it take to produce the goods that feed a nation? Further, what happens when your livelihood depends on it? Stress and uncertainty are a part of daily life in the agriculture industry. Learn how farmers and ranchers can get the support they need with Dr. Tara Haskins, Total Farmer Health Director for AgriSafe.
The cost of goods and services is increasing, and buyers aren't the only ones affected. Businesses are also battling to maintain their bottom line. Understand how inflation impacts work comp and how claims costs are handled with Andy Ribaudo, Vice President and Chief Financial Officer at Missouri Employers Mutual, and Lyndi Barthel, Manager of Medical Services.
Getting employees to buy into safety can be a challenge for employers, no matter what industry they're in. But when you include them in the conversation, it isn't impossible. Learn how to use stories of risk and injury to fuel workplace change with Patrick Nelson, founder of Loyalty Point Leadership.
Marijuana is legal in some form for more than 146 million Americans. As both state and federal governments continue to propose new amendments and laws, business owners are faced with an evolving legal landscape. Learn what these changes mean for employers and their safety culture with Larry Lambert, Associate General Council for Missouri Employers Mutual.
Labor shortages are frustrating for the average consumer. However, many employers are scrambling to meet demand. With fewer experienced team members to train new hires, the risk of injury is on the rise. Learn how to protect current employees from burnout and prepare incoming new hires with Aaron Paris, Director of Safety at the Robert E. Miller Group.
Training is one of the most important things an employer can offer. Employers have a responsibility to give their teams the education they need to stay safe on the job. But how do they know if this training is making a difference? Discover seven signs of effective employee training with Sheila Schmidt, Safety and Risk Services Regional Manager at Missouri Employers Mutual.
Whether you drive for work or personal reasons, the consequences of being distracted behind the wheel can be life-altering. The price can be losing your life, or costing someone theirs. Discover how to change not just attitudes, but actions, with Joel Feldman, founder of the organization End Distracted Driving.
Working alone is a common task across different industries. This includes people who work with the public, high-risk individuals or in high-risk situations. Without a team, workplace - or even a phone handy - how can employers know when an employee is in trouble? Learn how technology bridges this gap with Serese Selanders, founder and CEO OF SolusGuard.
The cost of doing business - and life in general - is on the rise. And unfortunately, so is the severity and cost of workplace injuries. Learn how employers can rein in these expenses, and improve claim outcomes, with Kelli Lucas, Director of Claims at Missouri Employers Mutual.
Musculoskeletal disorders (MSDs) are one of the most common conditions affecting the working population. They are also a major cause of lost time on the job. Discover how these painful injuries don't just affect physical health, but mental health, with Paul Krewson, founder and CEO of Peak Ergonomics.
Work comp is a valuable form of protection. However, safety regulations are closely tied to work comp benefits. Learn about the connection between them and how they impact both employers and employees, with returning guest Rhonda Kauffman, Safety and Risk Specialist at Missouri Employers Mutual.
Noise levels are a safety concern that many employees think doesn't apply to them. In other industries, hearing loss is just an accepted part of the job. Hearing loss can and should be prevented by employers. Learn how to set safe sound standards on the job with Joe Czaicki, Senior Safety & Risk Consultant at Missouri Employers Mutual.
Workplace culture is key to retaining employees. Learn how a positive environment reduces injuries and keeps employees around longer with Victoria Dew, founder and CEO of Dewpoint Communications.
Every day, we learn and understand how to keep people safer on the job. However, the road to safer workplaces has been a long one. It begins in a place where health and safety weren't always priorities. Learn how far the past has brought us, and where the future leads, with Rod Courtney, the Health, Safety and Environmental Manager at Ampirical.
We've all seen vibrant yellow safety vests, bright orange barrels and neon stripes directing us to the safest path. In each of these situations, bright colors play an active role in keeping both us and employees safe - and there's more to them than meets the eye. Learn how high visibility gear makes an impact on the job with Matt Cowell, Director of Environmental Health and Safety for Emery Sapp & Sons.
Schools are full of opportunity, but they also present staff and students with safety risks. The number one way to be injured on the job in a school is a slip, trip or fall. Discover ways to eliminate hallway hazards with Edward Gray of Robson Forensic.
Tower climbing crews keep us, and our devices, connected to important networks. These sky-high workplaces face unique hazards. Learn the risks they face working at heights, and how they are mitigated, with Kathy Gill, owner of Tower Safety.
Driving defensively is key to staying safe on the road. However, the average American doesn't know how to operate a vehicle in a high-risk situation. With motor vehicle crashes still the leading cause of death on the job, learn how to take defensive driving to the next level with Josh Palmer, Chief Instructor at AS3 International Inc.
According to the American Trucking Association, the U.S. needs about 80,000 more truck drivers than are actually in the workforce now. Any industry with a shortage of employees means more stress on those who currently work in it. Join Dr. Chuck Hollister, Executive Director of the Missouri Psychological Association, to discuss the common stressors truck drivers face and how their employers can support them.
Struck by incidents are the leading cause of death in the construction industry. Learn how to protect employees - and businesses - from unexpected impact with Jessica Bunting, Director of the Research to Practice Program at the Center for Construction Research and Training (CPWR) and Brad Sand, Senior Vice President of Safety and Education at the American Road and Transportation Builders Association (ARTBA).
More than 80% of today's U.S. workforce is made up of sedentary jobs. Staying seated for hours isn't great for the human body. It can cause constant aches, pains and even long-term physical damage. Discover how to reduce sitting time and improve the overall well-being of employees with Dr. Stefan Zavalin, physical therapy professional and founder of Love to Move.
Now, more than ever, employees start their day with a lot of stress. Add this stress to the typical workday, and the chance for incident and injury increases. Learn five ways to reduce stress, and safety risks, on the job with returning guest Dr. Richard Gasaway, founder of Situational Awareness Matters!™.
Branson, MO is a popular vacation destination. But it takes a team to maintain the thriving community of 10,000 year-round residents. Learn what it takes to manage risk and promote safety at the lakeside locale with Bob Smither, Risk Manager for the City of Branson.
Many projects require multiple trades. But when it comes to multi-employer worksites, who is responsible for safety? The answer: everyone. Learn how to prioritize the safety of every business on the job site with Senior Safety & Risk Services Trainer Mark Woodward and Premium Consultation Manager Chonna Patterson.
Safety hazards always seem to be overlooked around the workplace until an incident happens. But what if employers could teach their teams to see and search for safety risks with new eyes? Discover the value of visual literacy with Doug Pontsler, Chairman and Managing Director of the COVE Center of Visual Expertise.
News coverage of workplace violence incidents often leave us wondering what we would have done in the same situation. Learn how the right planning and training can minimize casualties - and even limit potential incidents - with William Flynn, Co-Founder and Chief Strategy Officer at The Power of Preparedness.
Employers can teach their teams how to work safety on the job. But what if there were a way to prevent potential injuries before an employee's first day on the job? Discover the benefits of a post-offer employment testing (POET) program with Rocky Newsome, EHS Supervisor for US Tool Group.
Safety rules and processes are vital for a safe workplace. But some employers haven't changed the way they share them in decades. How can they prevent employees from tuning out during these important conversations? Learn how to encourage employees to engage in safety with Kevin Burns, published author and CEO of KevBurns Learning.
In 2017, we featured the St. Louis Zoo in our very first episode. Bringing together guests, staff, and animals - the center of the experience - means zoo safety is a big priority. Discover how safety efforts have evolved in the midst of a global pandemic with Domini Montgomery, Director of Safety and Risk Services for the St. Louis Zoo, and our very first guest.
Company culture is important to today's employees. Many are taking a second look at their work situation. Learn how to create a culture of care to retain the right talent for your business with Len Tenjes, President of the Missouri Chapter of Associated General Contractors of America (AGCMO).
As the demand for goods and services rises, so does the need to work. Many employers turn to longer shifts, but more hours can come with serious safety concerns. Learn how too much time on the job puts employees, and workplace safety, at risk with Brye Lynn, safety educator and creator of The Safety Geek.
Clean air is key to a productive workplace. But it's easy to overlook safety hazards we can't even see. Discover how to improve air quality for your employees with Rhonda Kauffman, Safety and Risk Specialist at Missouri Employers Mutual.
Suicide is a growing problem in construction. The industry has the second-highest rate of suicide amongst all occupations in the U.S. Discover how to support employees who may be struggling with Brandon Anderson, Vice President of the Missouri chapter of the Associated General Contractors of America (AGCMO).
Work comp may seem like just another expense. But it protects your business and team, and is one of the most important investments you'll make. Learn what finding the right policy for you looks like with Christian Delozier, Proactive Business Risk & Insurance Consultant for Mike Keith Insurance, Inc.
Hitting a utility line while digging can result in serious injury and serious costs. 811 is a free service that can help you eliminate safety risks when digging. Discover how one call can prevent costly mistakes with Derek Leffert, Director of External Affairs at Missouri One Call and Executive Director of the Missouri Common Ground Alliance.
We've all had close calls when it comes to safety. In the workplace, these moments are called near misses. Even though they don't cause an accident at the time, we can use these moments of gratitude to teach us the power of prevention - and note the warning they provide. Learn about near misses and the impact they can have on safety with Mark Woodward, Safety and Risk Trainer at Missouri Employers Mutual.
Trauma can affect our ability to think, learn, and manage change. It can also make it hard to relate to others. All of these skills play an important role in employees working safely and efficiently on the job. Discover how to build a trauma-informed workplace and support employees with Randy Grieser, Founder & Chief Vision Officer of ACHIEVE Centre for Leadership and the Crisis & Trauma Resource Institute.
Are your employees empowered to speak up when they see risks on the job? A Stop Work Authority program allows them to step in during unsafe situations. Learn how it can have a positive impact on your business with Rhonda Kauffman, Safety and Risk Specialist at Missouri Employers Mutual.
Trench collapses happen all too often, and can result in serious injury or death. As the construction industry continues to grow, so do the risks involved with trenching. Dig into the safety steps employers should take to keep workers safe with Rick Plocinski, Customer Training Specialist at United Rentals.
Almost 21 million American have at least one addiction. But only 10% of them receive treatment for it. Substance misuse can spill over into the workplace. Learn how to support struggling workers and keep safety in mind with Nicole Dawsey, Executive Director of Prevent+Ed.
Every on-the-job fall is preventable. But they continue to be a leading cause of death in many industries. Learn how to commit to fall protection from OSHA Area Director Bill McDonald during their National Safety Stand-Down week.
Electricity is everywhere. But we often don't think about it until we don't have it - or until an incident occurs. Discover the hidden hazards of electricity and how to prevent injuries with Brett Brenner, President of the Electrical Safety Foundation International.
COVID-19 has been tough for businesses. But newly available vaccines could change that. Learn how employers can support safer workplaces and communities with Ruth Binger, Principal at Danna McKitrick, P.C., a full-service law firm based in St. Louis, MO.
Missouri opened its doors to medical marijuana in 2020. What have we learned after one year of legal use? Catch up on the latest lessons with Ruth Binger, Principal at Dana McKitrick, P.C., a full-service law firm based in St. Louis, MO.
Vehicle crashes are the number one way to die on the job nationwide. Learn how to avoid becoming a statistic with Captain Kevin Kelley of the Missouri State Highway Patrol, who shares safe driving tips for your employees.
Falls from heights are one of the leading causes of death in the workplace. The right protection and training are essential to save lives. Prepare your employees to work from heights safety with Thomas Kramer, safety consultant and engineer at LJB, Inc. and president of the International Society for Fall Protection.
Most employees have a consistent work day. But is your team ready for the unexpected? Learn how situational awareness can prevent bad outcomes with Dr. Richard Gasaway, founder of Situational Awareness Matters!™.
A safety manager is an important team member in any industry. But sometimes, the role is given to someone without much safety experience. Greg Zigulis, President of Sixth Sense Safety Solutions, shares three tips to help new safety managers get started.
Safety systems save lives, but some take time and are difficult for employees to use. Discover three ways to improve your safety systems with Miguel Ramos, COO and co-founder of Limble.
Employees face new hazards in winter weather. Karen Hamel, Regulatory Expert and Trainer for Halen Hardy, LLC, shares how to make winter safety a priority by providing the right training and safety essentials.
Overexertion is the leading cause of workplace injuries. Learn how to prevent strains and sprains with Tara Swaney, physical therapist and Work Strategies Coordinator at Select Medical.
Leadership support is the key to creating a workplace safety culture. Clint Bergman, Co-Franchisee of Two Men and a Truck, shares 3 key changes you can make today to put safety first.
Traffic fatalities in Missouri rose by 12% in 2020. Prevent crashes and keep your employees safe on the road using these 4 tips from Nicole Hood of the Missouri Department of Transportation.
About 25% of U.S. workers are over age 55. The aging workforce carries valuable experience and knowledge, but these employees can be at a higher risk for workplace injuries. Kevin Lombardo, CEO of Dorn Companies, discusses how employers can protect their older workers from common risks.
Where there are benefits, fraud is possible. Bill Byington, Senior Special Investigative Unit Specialist at Missouri Employers Mutual, shares strategies for preventing fraud and reporting suspected fraud.
While many were eager to help flatten the COVID-19 curve at first, caution fatigue has started to set in. Safety consultants Joshua Mrozowsky and Rajni Walia of Dekra discuss how the stresses of COVID-19 impact our behavior and how employers can help prevent caution fatigue in the workplace.
The restaurant industry has been seriously impacted by the COVID-19 pandemic. Carryout and delivery are thriving, and new safety concerns have changed how restaurants operate. Herman Styles and Ben Thies of Colton's Steak House and Grill discuss the challenges restaurants are facing.
Slips, trips, and falls are top causes of workplace injuries. Russell Kendzior, president of the National Floor Safety Institute, discusses common hazards and incident prevention tips.
Did you know that subcontractors can be covered by your workers compensation policy? Premium Consultation Manager Chonna Patterson discusses how to avoid higher premiums and unexpected costs.
COVID-19 has changed workplaces. Should your employees be wearing masks at work to protect themselves and customers? Our expert weighs in.
If an employee is injured on the job, your priority is to get them the right care quickly. Claims expert Steve Summers explains why all employers should have a directed medical care plan, and how to get started.
New hires make up 22% of the workforce but account for 40% of workplace injuries. Why are new employees at higher risk and how can business owners protect them? Our safety expert explains.
An emergency like a pandemic or natural disaster can change the way your business works. A safety expert discusses how companies can help their employees transition safely back to work as communities start to re-open during COVID-19.
Working remotely is more common than ever. Employers rely on technology to keep their businesses running. But when employees handle sensitive data using home or public Wi-Fi networks, your company is exposed to risk. IT Security Manager Tim Myers covers cybersecurity risks and steps employers can take today to protect their data.
Between routine changes and time away from coworkers, working from home can challenge the mental wellness of many employees. Terri Sitrin of New Directions Behavioral Health shares how employers can set employees up for success in the face of some common remote work challenges.
When transportation demands are high, trucking professionals feel increased pressure to drive longer hours and carry heavier loads. Safety expert Mark Woodward discusses how drivers can decrease their risk by avoiding fatigue, reducing stress and ensuring safety comes first during times of high demand.
Working from home can expose employees to new workplace safety risks, like ergonomic injuries, slips, trips and more. Here are a few tips to help your employees avoid injuries while working from home.
The Ladders Last philosophy means using safer alternatives to work at heights, turning to ladders as a last resort. Richard Jones, retired from Turner Construction, discusses why ladders are so dangerous and how employers can get buy-in to reduce ladder use amongst their own employees.
How often should you have safety meetings? What topics should you cover? And how can you keep your employees' attention? Safety training specialist Flint Walton shares his insights and tips.
Missourians have a new option for pain management: medical marijuana. Kevin Glennon of One Call Care Management explains how it can treat pain and reduce opioid use. We also cover the future of regulation for medical use.
Missourians voted to legalize medical marijuana use in 2018. Now, employers are expecting changes in their workplaces - and potentially in their safety policies. A legal expert discusses.
Many employers think their job is done after a claim closes - but to prevent similar injuries in the future, you need to conduct an incident investigation. SRS Specialist Rhonda Kauffman explains how.
As a business owner, you’re responsible for ensuring your workplace is prepared to respond to a fire. Luckily, you don’t have to figure it out alone. Assistant Fire Chief Fraizer discusses in this bonus clip.
Fires cause 3% of workplace injuries, and they can leave businesses devastated. Brad Frazier, Assistant Fire Chief for the Columbia Fire Department, shares best practices to protect your people and your business from the dangers of a workplace fire.
Refresh your employees' commitment to workplace safety by holding Safety Week - a week of activities dedicated to safety. Tisha Greco and Caitlin Way share what they've learned planning MEM's WorkSAFE Week event over the years.
An effective return to work program creates flexible work options for an employee while they are recovering and helps you save on your claims costs.
A severe workplace injury affects a patient's work, personal and family lives. Shawn Wills shares Madonna Rehabilitation's approach to traumatic injury rehabilitation and restoring patients back to their best.
In this bonus clip, Mark Woodward gives life-saving tips for responding to downed power lines, and cautions against using heavy-duty agricultural equipment without proper training and safety measures.
Injuries happen to people who don't expect them. EMT Mark Woodward shares his safety stories and offers advice to prevent serious incidents in your workplace.
In this bonus clip, Scott Costello of Tri-County Agency shares what small business owners need to know about work comp claims, from prompt reporting to medical treatment and recovery.
Be sure to listen to the full episode, Workers Compensation for Small Business Owners.
Workers compensation provides your small business with essential protection and support if a workplace injury occurs. Scott Costello, president of Tri-County Agency, shares what small business owners need to know about their work comp policy.
Overexertion is the source of 35% of all work-related injuries. Workplace ergonomics can help prevent these injuries in your workplace with a plan that fits your business's unique needs.
Workplace violence affects more than 2 million workers every year. Vaugh Baker, president at Strategos International, discusses how to prepare your employees to spot the red flags and react properly if violence occurs.
Driving a vehicle is one of the most dangerous activities you can do on the job. Employees behind the wheel are a safety risk for companies of all sizes. Col. Mark Trostel of Encana Corporation shares what he's learned in decades of experience helping thousands of drivers stay safe on the road.
About 70% of freight in the U.S. is moved by truck. For trucking companies, building a safety culture is crucial to keeping everyone safe on the road. But when drivers are on the road for weeks at a time, it can be hard to maintain a cohesive safety program. We talk with Potterfield Trucking about the industry's unique safety challenges and how to address them.
When it comes to safety, businesses usually don't document enough. From training to policies to equipment maintenance, documenting your safety-related activities is crucial to their effectiveness. Documentation can add structure to your programs, as well as protect your business from OSHA citations and litigation.
The best way to minimize work comp claims' impact on your business is to prevent injuries in the first place. If an injury does occur, here are some work comp claims management strategies that safety leaders can use to reduce costs and help the employee return to work safely and quickly. Case study with Meek's Lumber.
Fatigue leads to 1.2 million lost work days and costs businesses billions of dollars every year. Pamala Bobbitt of Cority is back on the podcast to discuss how a lack of sleep impacts workers' professional lives, and how technology can both worsen the problem and provide some solutions.
Drug Testing and Managing Claims: One in four adults binge drinks, and one in ten adults uses illicit drugs. They’re not out on the street, though: research shows that most of these adults are working at jobs. In this discussion, we explore the risks that safety professionals need to know about, and best practices for mitigating them. This episode is part two of a two-part series on drugs and alcohol in the workplace.
The State of the Problem: One in four adults binge drinks, and one in ten adults uses illicit drugs. They’re not out on the street, though: research shows that most of these adults are working at jobs. In this discussion, we explore the risks that safety professionals need to know about, and best practices for mitigating them. This episode is part one of a two-part series on drugs and alcohol in the workplace.
Vehicle crashes are the number one way to die on the job nationwide. Some business owners are turning to GPS tracking - known as telematics - to help them identify problems and prevent crashes. Col. Mark Trostel of Encana Corporation and Dan O'Neil of StriveSafe by Cartasite discuss their experience with telematics programs and what the future holds for driving safety.
In this bonus episode of the podcast, Mark Woodward, Senior Safety Trainer and frequent WorkSAFE Podcast guest, talks to Justin Scace of EHS on Tap about return on safety - the true benefits of prioritizing safety in the workplace. If you like this episode, subscribe to EHS on Tap, the Podcast for EHS Professionals.
Taking time off to reset benefits employees, but how does encouraging employees to take time off boost a company’s bottom line? The European Union has had it figured out for a while, but American corporate culture is shifting too. Pamala Bobbitt, Director of Product Marketing and Channels at Cority and former EHS manager, explains how work-life balance and holistic, behavior-based safety improve productivity and lead to long-term organizational sustainability.
One in three work comp claims involves a new hire. How can business owners ensure their new employees have the training they need to stay safe on the job? Josh Reynolds of Meek's Lumber shares his experience and tips for keeping new hires safe.
Investing in safety technology is a smart move for large companies with budgets to match. But is it realistic for small, family-owned businesses? In this interview, Simon Rabjohns explains that investing in safety technology is not only an option for small businesses – for some, it’s absolutely essential. Garrett Benskin and Alan Combs (Missouri Employers Mutual) discuss the company and then share the interview.
Do workplace injuries happen because people just aren't paying attention? Is safety common sense? According to Senior Safety Trainer Mark Woodward, paying attention is only half the battle. He discusses this and other safety myths standing in the way of safer workplaces.
Finck Supported Living Services is dedicated to helping clients with special needs live fulfilling lives. Safety manager Michelle Karhoff shares how the organization also stays dedicated to keeping its employees safe on the job.
How do you create a true safety culture in the workplace? Senior Safety Trainer Mark Woodward explains how business owners and managers can lead their employees to see safety as more than a check in an OSHA box, and truly believe in safety.
We sat down with Chris Engelbrecht, Emergency Management Liaison for MoDOT, and Mark Woodward, Senior Safety Trainer at MEM, to learn about driving in extreme winter weather and how business owners can reduce their employees' risk.
Derek Leffert of Missouri One Call (better known as Dig Rite) talks trench safety, underground facility safety trainings, the Damage Prevention and Excavation Safety Summit, and - of course - how calling before you dig protects you and the people around you.
We traveled to the Saint Louis Zoo to talk to Safety Coordinator Domini Montgomery about balancing animal and zookeeper needs in workplace safety. Listen to learn how the Zoo prevents slips, trips and falls in the Sumatran Orangutan habitat, while tackling the unique challenge of finding human safety features that work well for the animals’ lives too.