Beyond The Dollar - Deep and Honest Conversations On How Money Affects Your Well-Being: Recent Episodes
Sarah Li-Cain
Host Sarah Li-Cain wants to make money more approachable by having frank and honest conversations. Each episode, her and her guests candidly discuss a topic at the intersection of money and life. It becomes a space where wins, failures, happiness, shame and everything in between gets its turn. Come learn about how topics like financial independence, frugality, budgeting and other major life transitions and events affect your money.To learn more, go to http://www.beyondthedollar.co
In this season finale, we’re going to dig deeper into the idea of what it means to go back to a job after taking a stab at entrepreneurship. How can someone accept the fact that they’ve “failed”, how does one deal with a bruised ego, and well, is it really the end of the world?
You see, these questions about your vocation, it’s more than about how you make money. It’s actually a larger question about your worth. About how ‘badass’ you are. You bucked the conventional trajectory, congrats! How cool are you that you get to dictate your own schedule, work from the beach and be your own boss!
And well, if you go back to a job, is it a message to the world that you suck? That you can’t make it or there’s something wrong with you. What will people say?
For references mentioned, head to http://beyondthedollar.co/110
Julianna Estall, a DCR, or designated crisis responder, comes on to talk about the time she checked herself into a mental facility, and how much it really cost her. We also discuss how she’s more empathetic towards others' financial situations when it comes to mental health, and why she does not regret the thousands of dollars she’s spent (and continues to speed to take care of her needs).
For resources mentioned, head to http://beyondthedollar.co/109
This week episode recaps last week's conversation with Maggie Germano on motherhood versus ambition. It'll to dive into the “conflict” that is parenthood and your career, why it’s more important than ever to communicate our needs, and why understanding that balance is a total myth will help you with your finances.
For resources mentioned, head to http://beyondthedollar.co/108
Maggie Germano comes on the show to talk about the perceived conflict that is motherhood and ambition. She shares how she’s embrace the uncertainty as to comes to her income and business goals, emotions she’s facing, and what’s she’s not willing to give up as a mother.
For resources mentioned, head to http://beyondthedollar.co/107
This week's episode recaps Sarah's conversation with Jen Smith (episode 105) where she shares the story of being laid off at 37 weeks pregnant, and her body going into a seizure as a result of the stress. This episode dives into how your body can react when you’re dealing with high stakes financial situations like Jen did. You'll also learn some simple and practical ways you can manage stress and what to do when an unexpected financial situation happens.
For resources mentioned, head to http://beyondthedollar.co/106
Jen Smith comes on the show to talk about the time her and her colleagues experienced a massive layoff at her former job, a few weeks before she was to give birth. She shares her experience navigating healthcare insurance, how she grew her income with the help of her network, why her body reacted by going into a seizure, and what this experience taught her about her ambition and relationship to work
For resources mentioned, head to http://beyondthedollar.co/105
This week's episode recaps Sarah's conversation with Alyssa Davies last week, which dives into what really might be going on when you are shopping impulsively, even if it’s not a full-fledged addiction. Plus you'll learn how to recognize your emotional triggers and how to achieve balance when it comes to your shopping habits through reflection questions.
For resources mentioned, head to http://beyondthedollar.co/104
Alyssa shares her experience of being addicted to clothes shopping in her early 20s. She goes into how she knew it became a problem, the emotional triggers leading her to spend all that money, and what she does now to ensure she has balance and trust in her financial life.
For resources mentioned, head to http://beyondthedollar.co/103
This week's episode recaps a conversation with Kassandra Dasent last week, where she shared her experience flying to another country to be at her mother's deathbed before she died of COVID-19. It'll dive into what it means to be a financial caretaker, the exact feeling Kassandra felt when she was able to drop everything to be with her mom knowing she can pay for whatever it cost, and questions you can ask to help you cultivate those same feelings yourself.
For resources mentioned, head to http://beyondthedollar.co/102
Kassandra Dasent shares her harrowing experience flying from the U.S. to Canada smack dab in the middle of the COVID pandemic to be by her mother’s death bed. She also goes into detail exactly how much she spent, how she was able to pay for it all in cash, why she has no regrets and what this experience has really taught her.
For resources mentioned, head to http://beyondthedollar.co/101
This episode dives deeper into the phrase “use money as the final filter” and how last week's guest, Jason Vitug uses this to make his money decisions. A lesson learned where he regretted not so was pushing off a flight to save money, only to not be able to see his late 97-year old grandmother before she passed. You'll learn questions you can think about on how to move beyond the question of survival once you have the financial means to do so.
For resources mentioned in this episode, head to http://beyondthedollar.co/100
Jason decided to save a few hundred dollars (even though he could more than afford it) back at the end of 2019 on flights to the Philippines to see his 97 year old grandmother and pushed the trip to the spring of 2020. Well, we all know what happened, a global pandemic and Jason never got to see his grandmother before she passed. He comes on the show to talk about the regret and raw emotions he feels about the financial decision he made that led to him not seeing his grandmother before her passing, why we need to use money as the final filter since so many of us default to savings, and how we can move beyond the question of survival once we have the financial means to do so.
For resources mentioned, head to http://beyondthedollar.co/99
Join host Sarah Li-Cain as she previews stories and topics of humans who've navigated around life through the lens of money. Season 8 premiers June 16, with honest conversations and questions designed to get you to ask how you can trust yourself to better your relationship with money.
ENCORE EPISODE
Amanda Holden, founder and investing teacher at Invested Development came on to chat about her sexual assault while on a greyhound bus on the way to a work presentation, why she regrets not reporting the incident to the police, the real opportunity costs as it pertains to sexual trauma and some of the hard questions we need to think about when it happens to us.
Stick around to the end where I’m going to debrief our conversation and what we can all do to support each other during such trying times.
For resources mentioned, head to http://beyondthedollar.co/59
ENCORE EPISODE Andrew Wang shares the time he and his wife decided to adopt a child overseas. He shares the financial and emotional journey they went through, including why him and his wife decided to adopt overseas, how much time and money he spent through the entire process and challenges he didn’t anticipate.
Stick around to the end where I’m going to distill some takeaways from our conversation, including resources and questions to ask yourself before seeking an adoption agency.
For more information (including resources mentioned), go to http://beyondthedollar.co/58
98: This season finale looks at how alcohol affects your financial life (it's not what you think) and how giving up our vices offers us one of the biggest opportunities to learn about who we are and what we need to thrive. This episode features four people who come from seemingly different walks of life - J.D. Roth, Katie Holte, Marcus Garrett and Scott Maderer. While on the surface it seemed like the journey all four of them went on felt like worlds apart, the humanity they discovered in themselves, the lessons learned, and what it meant in their financial lives and beyond wasn’t all that different.
For more information, head to http://beyondthedollar.co/98
*theme music by Donovan Dorrance
97: Brianne is a recovering love addict, and one of her beliefs was that her prince will come and take care of her - to the point where she would hoard her money instead of spending it. Mark, well he happily took on this role, even in the midst of his spending addiction. They both come on the show to talk about their individual addictions, how it affected their finances and what it really took for them to turn it around. Plus, the conversations they have now that their son is in the picture.
For resources mentioned in this episode, head to http://beyondthedollar.co/97
*theme music by Donovan Dorrance
96: Doing internet searches can literally save your financial life. That's what happened to Carter. At 16, he was more concerned about where he was going to live, how to pay for college with no financial help from his parents, and the biggest one of all, grieving his parents who died within two years of each other. He talks about how his experience growing up in a dangerous neighborhood -South side of Chicago to be exact - plus his parents' deaths lit a fire under him to to get a better handle on his money and ultimately his life.
For resources mentioned in this episode, head to http://beyondthedollar.co/96
*theme music by Donovan Dorrance
ENCORE EPISODE: Host Sarah brought on her close friends and money mastermind group, Jackie Lam – an advocate for freelancers, Kate Dore, a Certified Financial Planner candidate, and Taylor Milam, and English teacher who freelances on the side. They chat about how they met, how they became so open to talking about money (both in their business and personal lives), and what they feel others can do when looking for a support system around their finances.
For resources mentioned in this episode, head to http://www.beyondthedollar.co/37
ENCORE EPISODE: Rich Jones and Marcus Garrett, hosts of the popular podcast Paychecks and Balances join me to chat about the differences between the idea of outward success and how it’s not always cracked up to be. We also get candid about our feelings on how others respond to our upbringings or our “advantages” in life and it’s merely our parents looking out for our best interest.
For resources mentioned in this episode, go to https://www.beyondthedollar.co/42
95: Rosemary is a UK citizen who has lived in over 13 countries and retired in Portugal. She’s very well aware that there are lots of issues to worry about, like healthcare and contingency plans if something were to happen to her, and her children had to take care of her. She chats about talking about navigating estate planning challenges because her children are in one country and she’s in another. You'll also learn how you can prepare your finances so you're not a burden on your loved ones.
For resources mentioned, head to http://beyondthedollar.co/95
*theme music by Donovan Dorrance
94: Learning how an inferiority complex manifests itself into some negative behaviors when it comes to money. Eugenie George, author of Our Money Stories: A Six Week No B.S. Holistic Financial Wellness Plan comes on the show to talk about the time she ended up losing her job, her business and admitting the past trauma and cultural conditioning that got to where she was. She dives into what an inferiority complex really means, how she learned to trust herself, and values are so important when it comes to breaking the cycle.
For resources mentioned, head to http://beyondthedollar.co/94
*theme music by Donovan Dorrance
93: Hazel comes on the show to talk about how she grew up in poverty in a gang infested neighborhood in LA. Yet despite experiencing trauma like seeing her best friend being killed at a bus stop, she went on to graduate high school (yes, even if it was at 30 years old) and becoming a multi-million dollar business owner.
For resources mentioned, head to http://beyondthedollar.co/93
*theme music by Donovan Dorrance
92: Breaking the cycle in your life isn’t supposed to be easy or fun all of the time. So let’s take a short break from the stories and do a recap - what does breaking the cycle mean? What are some ways to recognize your life isn’t working? What are some myths when it comes to breaking the cycle in your own life? And perhaps most importantly, what role does money play in all this?
For resources mentioned, head tp http://beyondthedollar.co/92
*theme music by Donovan Dorrance
91: One night, Jackie's house burnt down through a freak accident. Jackie and her husband had nowhere to go — thank goodness the firefighter staff called the Red Cross for them, got a few hundred dollars so they could go stay a hotel. She comes on the show to talk about the time her house burnt down and had to fight with the insurance company for eight months to pay her the full amount she was owed. She goes into detail who she hired, what she regrets not doing before buying a home insurance policy and what she’s most thankful for through this entire ordeal.
For resources mentioned, head to http://beyondthedollar.co/91
*theme music by Donovan Dorrance
90: Ashleigh recounts three incidents that happened before she left — two of them involved some form of sexual harassment , leading her to leave the Navy (and not necessarily in the best terms). Learn why she is thankful for her financial situation to help her cope with what had happened during her time in the Navy, what exactly happened, why she’s so thankful for a community that helped her get better with her finances, and whether or not she feels she’ll ever have closure over what had happened.
For resources mentioned, head to http://beyondthedollar.co/90
*theme music by Donovan Dorrance
89: Miranda reveals in detail how she shifted from parenting that focused on her worth as a mother to one that was the best for her son. She talks about how she was raised, what her tactics used to be when it came to raising her son, and how she deconstructed her beliefs and most importantly, her relationship with her son to parent in a way that enables him to reach his version of success.
For resources mentioned, head to http://beyondthedollar.co/89
*theme music by Donovan Dorrance
88: Emily who, after her dad passed away (and was worth 5.5 million dollars) ended up fighting tooth and nail to ensure that her stepmother didn’t steal all of her and her sister's inheritance. Listen to find out why she was going to allow her stepmother to do whatever she wanted with her father’s estate until one incident which led her to saying “oh hell no!” She goes into detail about the legal battle, what was in the estate planning documents that allowed her stepmother to spend all that money and how Emily stopped feeling angry so she could finally grieve her father.
For resources mentioned, head to http://beyondthedollar.co/88
*theme music by Donovan Dorrance
87: Taking a different path in life is hard - but how do you do it without "ruining" your financial life? How can you take these sorts risks when everyone else around you doesn't understand (and let's be honest, aren't supportive)?
Cait Flanders, bestselling author of The Year of Less and her latest book Adventures in Opting Out comes on the show to talk about making why changes in our lives that are so scary, how can we navigate changes if nobody else is supportive, and even what if we gasp fail.
For resources mentioned in this episode, head to http://beyondthedollar.co/87
*theme music by Donovan Dorrance
No doubt 2020 has been a wild ride. Join host Sarah Li-Cain as she previews stories of those who were able to break the cycle in their own lives, both financial and beyond. Season 7 premiers October 21, with honest conversations all around "breaking the cycle" from humans just like you. Subscribe for free for updates.
*theme music by Donovan Dorrance
86: Yup, we're talking about your legacy - both financial and beyond. What does that even mean, and why is it so important to think about it right now, or no matter how young or old you are? And what does legacy have to do with “breaking the cycle” of harmful financial or other forms of behavior for yourself and those around you?
For resources mentioned, head to http://beyondthedollar.co/86
*theme music by Donovan Dorrance
This bonus episode explores why the conventional way of thinking about the concept of money mindset is problematic. Like, what does money mindset even mean and can it help us rake in the dough or solve all our money problems? Let’s tackle this, including why money mindsets as the only solution is problematic, and how we can approach it in a more nuanced and effective manner.
For resources mentioned, head to http://beyondthedollar.co/85
*theme music by Donovan Dorrance
84: What does self-trust have to do with your financial life? This episode will show you some specifics and offer some guiding questions to help you make some small steps to trust yourself to make the best choices in your financial life.
For resources mentioned, head to http://beyondthedollar.co/84
*theme music by Donovan Dorrance
83: Giving money advice is touchy territory, but should you do it? As in, if you see a friend or family member enacting behaviors that look like they’re sabotaging their financial life,should you intervene? What about if someone is directly asking you for advice? If so, how can you approach it in a way that doesn’t end up in disaster?
For resources mentioned, head to http://beyondthedollar.co/83
82: Sarah Potter comes on the season finale to talk about the time she she had to pay half her salary in medical bills, and how long it took for her to finally get a diagnosis for her debilitating illness. She also talks about why she married her now husband (it does have to do with love, but money was also involved), the shame she felt over her financial situation and why “safe” is her word of the year as it relates to her finances.
For resources mentioned, head to http://beyondthedollar.co/82
*theme music by Donovan Dorrance
81: Winter Redd, host of the podcast Still A Part of Us, comes on the show to talk about how one year ago she and her husband had to bury their stillborn child. She goes into detail about what the costs were - both at the hospital and for the funeral - the grieving process, and how the power of community was the saving grace during such a trying time.
For resources mentioned, head to http://beyondthedollar.co/81
*theme music by Donovan Dorrance
80: Michelle Jackson comes on the show to talk about the time she quit her extremely stable job without a backup plan and bought a one way ticket to Australia to recuperate from job related stress. She talks about how she managed to still pay off — get this— over 30 different debt accounts, how she found work afterwards, and the one question she asked herself before making such a drastic life change.
For resources mentioned, head to http://beyondthedollar.co/80
*theme music by Donovan Dorrance
79: This week’s episode is all about why your values with your finances are more important than ever. Using values as way to guide your financial life is going to help you, whether you’re coming to grips with your current money situation or your bank account is stuffed to the max.
For resources mentioned, head to http://beyondthedollar.co/79
*theme music by Donovan Dorrance
78: Cait Howerton, financial counselor and coach, comes on the show to talk about the time she left for college and her parents finding out she’s a lesbian. She chats about how she was still able to afford college, what the true costs were for her after she came out, and how her money relationship has changed since fully becoming part of the LGBTQ community.
For resources mentioned, head to http://beyondthedollar.co/78
*theme music by Donovan Dorrance
77: This week’s episode is all about removing your self worth from your net worth. As in, you’re still a person of value whether or not you have a lot of money or earning power. In general, society teaches us that we need to constantly produce or have proof of wealth in order for us to feel good about ourselves. So let’s dig a little bit deeper about what this means and how can we start to remove our financial situation from our self worth.
For resources mentioned, head to http://beyondthedollar.co/77
*theme music by Donovan Dorrance
76: Elyssa Kirham speaks about the conflict she felt as a member of the Mormon church when it came to becoming financially secure. She talks about how growing up, she was taught being a mom is her only goal in life, why wanting to work is frowned upon, the conflict she felt at wanting her own version of financial freedom, and why it’s OK for moms to want something for themselves.
For resources mentioned, head to http://beyondthedollar.co/76
*theme music by Donovan Dorrance
75: We're talking about cue dramatic music emotional spending. Whether you’ve had a bad day at work, or you’re just feeling down for whatever reason, some of us, myself included, turn to retail therapy. Let’s talk about the good and bad parts of emotional spending are, some practical ways to deal with it and forgive yourself for past mistakes.
There is a lot of information packed into this episode, but don’t worry about scrambling to take notes down, I’ve created the tips I’m about to share in a downloadable guide. To download it, head to beyondthedollar.co/spending*theme music by Donovan Dorrance
74: Melissa Becker talks about her experience adopting four children - two from the foster care system and two through private agencies. She chats about how much she spent in total (we’re talking about tens of thousands of dollars just on lawyers fees alone), her mental health during that time,and what she’s most thankful for throughout the whole process.
For resources mentioned, head to http://www.beyondthedollar.co/74
*theme music by Donovan Dorrance
73: Host Sarah Li Cain talks about the overwhelming emotions you may currently be experiencing. Believe it or not, it might actually be grief - it’s a lot more complicated than you may think. She chats about how grief can manifest in different ways in your financial life when you’re experience a major change. Learn what it means to process your emotions, why it’s ok to do what you need to do to take care of yourself, stop thinking you’re failing, and why community is more important than ever.
For resources mentioned, head to http://beyondthedollar.co/73
*theme music by Donovan Dorrance
72: Nicole Antoinette, host of Real Talk Radio, comes on the show to talk about her experience going through the uncoupling process, where her and her ex sat down with homemade vegan pizza while mapping out how they were going to divide their assets on a Google spreadsheet.. We go over why navigating paperwork was fairly messy even though what they went through was Nicole calls the “easy version” of divorice (hint it had to do with the house). She also chats about some of her concerns post-divorce, her reason for embracing the van life for now and her hopes moving forward.
For resources mentioned, head to http://beyondthedollar.co/72
*theme music by Donovan Dorrance
71: This is another mid-season bonus episode which continues on the theme of resiliency. Host Sarah Li-Cain looks back at some past episodes from the amazing guests we’ve had on the show so far. That includes Aneesa, who goes by the name Expat Panda, with her story about the time she couldn’t transfer money back to her home country. And Pete McPherson, who moved to a different town and ended up losing a regular source of income or three years. And Beau, who declared bankruptcy because of his gambling debt.
For resources mentioned, head to http://beyondthedollar.co/71
*theme music by Donovan Dorrance
70: This mid-season special bonus episode talks about the theme of resiliency and how that can translate to your financial life. I’ve invited a few friends of the podcast to come on to chat how they’ve moved through adversity in their financial lives and some lessons we can all learn from them.
For resources mentioned in this episode, head to http://beyondthedollar.co/70
*theme music by Donovan Dorrance
Different than our usual format, Sarah talks about what it means to be resilient as a human in terms of your financial and overall life. She shares an example of a time she worked through a financial crisis in her life and introduces you to her friend Jennifer Hemphill of the Her Dinero Matters podcast.
For more, head to http://beyondthedollar.co
*theme music by Donovan Dorrance
69: Clint Proctor, a former pastor, comes on the show to talk about how he and his wife lived on less than $30,000 a year and were still able to meet many of their financial goals. He also shares the emotional realities of the pressure he felt trying to balance a budget and his insecurities when his livelihood was dependent, in his own words “on people making charitable donations.”
For resources mentioned, head to http://beyondthedollar.co/69
*theme music by Donovan Dorrance
68: Andie Kramer and Al Harris, author of “It’s Not You, It’s the Workplace” chat about why traditional corporate workplaces don’t normally offer a work/home integration, why women feel like it’s a zero sum game when climbing the ranks, why it might be your fault when it comes to working alongside colleagues, and how we can be a better advocate for all in the working world.
Stick around to the end where I’m going to distill takeaways from your conversation including statistics about why the gender gap exists and some practical questions we can all have a better time at work.
For resources mentioned head to http://beyondthedollar.co/68
*theme music by Donovan Dorrance
67: Michelle from the website Savvy History is a history teacher by day and musician by night. She talks about her upbringing and why academics and music are so intertwined in her life, why her husband decided to leave the music business and how they managed to make their finances work while figuring out their life path. Plus the one thing Michelle’s most grateful for throughout this entire journey.
Stick around to the end of the episode where you’ll learn some takeaways about why you don’t need to monetize your passion or hobby.
For resources mentioned in this episode, head to http://beyondthedollar.co/67
*theme music by Donovan Dorrance
Charis Hill is a professionally disabled writer, speaker and model living with Ankylosing Spondylitis (AS), Major Depressive Disorder, Anxiety and Post-Traumatic Stress Disorder. Charis talks about how they have to rely on food stamps and Medicare while living on $12,000 a year, why they had to do things like keep cash on hand when going through the homebuying process, and why Charis feels lucky despite the many systemic barriers stacked against them.
Stick around to the end of the episode where I’ll distill some takeaways including some insights into the housing situation for lower income residents in the U.S.
For resources mentioned in the episode, head to http://beyondthedollar.co/66
*theme music by Donovan Dorrance
65: Adam Kol comes on the show to chat about why and how he’s chosen to "ignore" his $350,000 student debt, how he feels about it from a logistical and emotional point of view and why his strategies might change if he’s in a serious relationship. He is a couples financial counselor who draws on over a decade of experience as a Certified Mediator, relationship coach, financial advisor, and a former tax attorney.
For resources mentioned in this episode, go to http://beyondthedollar.co/65
*theme music by Donovan Dorrance
Join host Sarah Li-Cain as she previews topics for season 6 of Beyond The Dollar, with more honest conversations about how money affects your well-being from humans, just like you, coming February 19th. Subscribe for updates.
64: This bonus episode will explore the concept of having “enough” in your life and how that can affect your financial life. It’ll also explore what happens when you’re not clear on what your version looks like (hint: it sucks big time) and what some of our fears are around reaching “enough.” Listen to the end of the episode where you’ll learn a simple guideline to figuring out your enough number.
For resources mentioned in the episode head to http://beyondthedollar.co/64
63: I updated my values based spending guide with more juicy questions to dive into your relationship with money, so I thought why not guide you through it in today’s bonus episode! Head to http://beyondthedollar.co/values and grab the free guide (including some simple worksheets) so you can be a total badass with your money.
I updated my values based spending guide with more juicy questions to dive into your relationship with money, so I thought why not guide you through it in today’s bonus episode! Grab the free guide (including some simple worksheets) so you can be a total badass with your money.
You can use this process once a year (or as often as you like) to see if you’re on the right track. Since y’all are wondering what to do after you discover your values, there are a few questions that help address that in the guide.
For resources mentioned head to http://beyondthedollar.co/63
62: This bonus episode will cover navigating tricky conversations about money with those around you. It'll be looking back on two episodes from season 6 (one about talking to your parents and another about negotiating with your boss) to talk about a simple framework you can use to navigate tricky conversations.
For resources mentioned in the episode, go to http://beyondthedollar.co/62
61: John Morrow, a 69 year old retiree from Lakeland, Florida, comes on the show to chat about his financial regrets - including the fact that he’s now relying on a tiny pension and meager Social Security benefits after squandering his 401k funds on multi level marketing companies.
He chats about what it means to live at the U.S. poverty level since his wife passed, the biggest financial regrets he’s had, what he’s doing to take responsibility for his actions now and what he wishes the younger generation learns from his story.
For resources mentioned, head to http://beyondthedollar.co/61
60: Beau Humphreys comes on the show to chat about how he started gambling at a young age, became addicted as an adult, why he used gambling as a coping mechanism for his undiagnosed ADD, why he felt like he had to file for bankruptcy, when his last relapse happened and how he's been doing since that time.
For resources mentioned in this episode head to http://beyondthedollar.co/60
59: Amanda Holden, founder and investing teacher at Invested Development came on to chat about her sexual assault while on a greyhound bus on the way to a work presentation, why she regrets not reporting the incident to the police, the real opportunity costs as it pertains to sexual trauma and some of the hard questions we need to think about when it happens to us.
Stick around to the end where I’m going to debrief our conversation and what we can all do to support each other during such trying times.
For resources mentioned, head to http://beyondthedollar.co/59
58: Starting a family is hard enough - you need to think about stuff like additional health care premiums, parental leave and buying all the things like pregnancy pillows (those things are lifesavers).
Andrew Wang and his wife decided to adopt a child overseas. While it’s about the money — yes, adoption can be expensive — it was about the emotional toll it can take on someone. Andrew comes on the show to chat about why him and his wife decided to adopt overseas, how much time and money he spent through the entire process and challenges he didn’t anticipate.
Stick around to the end where I’m going to distill some takeaways from our conversation, including resources and questions to ask yourself before seeking an adoption agency.
For more information (including resources mentioned), go to http://beyondthedollar.co/58
57: What would you when someone you started dating suggests a trip together? Not a two-day getaway or a week to Cancun. But a 7 month road trip.
True story by the way. Garrett was dating Amelia for all of two months when they suggest this — they wanted to be an enclosed space so there’s nowhere to go but to work on their stuff as a couple.
Well, Garrett and Amelia did go on the road trip. He chats with me about how him and Amelia managed their finances on the road, some tough lessons as they learned to communicate as a couple and why they decided to end their trip early.
If his voice sounds familiar, it’s because Garrett is the former co-host of Beyond The Dollar throughout seasons 1 to 3
Stick around to the end where I’m going to take what Garrett learned on his trip and how you can use it to strengthen your finances as a couple.
For more information (including resources mentioned), head to http://beyondthedollar.co/57
#56: Think homeownership is out of reach for you?
Well, there are these types of properties called fixer uppers you can look into. They’re typically older homes and have outdated decor - you know, think 70s paneling and shag carpeting (no offense if you like that stuff)
Anyway, you get the house, replace the carpet, slap on some paint. And you’re done...right?
Not so fast. Bethany and her partner Charles from HisandHerFI.com relied mostly on Youtube videos to do much of the renovations themselves for their new home. The arbitrary budget of $10,000 they set? Yup, they totally went over.
Join me in this episode as we chat about why they decided to buy a fixer upper (despite the foul smells), why their renovations aren’t what you’d see on HGTV and how much money they really spent. We also go over how much money they saved buying a fixer upper and some of the lessons they’ve learned next time they try to tackle a huge project like this.
Stick around to the end where I’m going to show you how you can make housing more affordable, especially if you’re interested in buying a fixer upper (no white hair I promise)
For more information (including resources mentioned), head to http://beyondthedollar.co/56
55: Pete comes on the show to chat about the exact moment why he decided to leave his CPA job and move to a new town with his wife, why his plans to take on a new job totally failed (resulting in no income source for three years), and what the unsexy things he and his wife did to get back on track.
For resources mentioned in this episode, head to beyondthedollar.co/55
54: Gwen Merz, blogger at Fiery Millennials, came on the show to chat about the time when she got caught up working almost obsessively at accumulating mass amounts of wealth to retire early. She describes in detail how it affected her sanity when she saved up to 70% of her take home pay, and some of the hard lessons she learned. We also go into whether or not she regrets what she did and if she would recommend someone do the same things she did.
For resources mentioned in the episode, head to beyondthedollar.co/54
53: Michelle Waymire, founder of Young + Scrappy, a specialty practice chats about some of the ways our brain is wired to work against us when it comes to investing, how we can get out of our way and being empathetic to yourself even if you’ve made mistakes in the past.
For resources mentioned, head to beyondthedollar.co/53
52: Tori Dunlap, founder of Her First $100k chats about how to approach negotiations from a mindset standpoint, why using some online resources can backfire on you when determining salary and small tips on how to boost your confidence when negotiating.
For resources mentioned in this episode, head to beyondthedollar.co/52
51: Cameron is an award-winning journalist and author of Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances. We chat about her experience becoming the power of attorney of her mom’s finances, how you can approach talking with your parents about how they’re going to handle their golden years all the way to the nitty gritty of the paperwork involved.
For resources mentioned in this episode, head to beyondthedollar.co/51
50: Jason Zook is a self-described unconventional entrepreneur (come on, he got paid to wear t-shirts at one point) who chats about how comparison and not understanding our core values can lead to working the bone to earn more (or whatever people define as “success” in their financial life) and why having an “enough” number is essential for your well being.
For resources mentioned in this episode head to beyondthedollar.co/50
49: Grace Chon is a commercial pet photographer who worked for big brands such as Purina and Tinder. We chat about her money story and upbringing as an Asian female, and why we need to stop hiding from the fact that creativity isn’t for everyone - it’s not just about creating art - and how we can cultivate this skill in all professions to help improve our bottom line.
For resources mentioned in this episode, head to https://www.beyondthedollar.co/49
Can you believe we’ve reached the end of season 4? Please stick to the end to hear some updates about what’s going on with the podcast, how you can continue living beyond the dollar and ways to keep in touch with the community.
48: Lindsay Bryan-Podvin is a practicing financial therapist in the Midwest.
We chat about why someone would want to go into financial therapy, common stressors about money and how to use your body to understand what’s going in your financial life.
This episode is brought to you by Fabric, a one-stop shop to organize your family's financial life. They have a few neat features: Fabric Wills and Fabric Vault a free and easy way to share financial information with each other. To find out more and get started by creating a free account for both Fabric Wills and Fabric Vault, head to https://www.meetfabric.com
For resources mentioned in this episode, head to https://www.beyondthedollar.co/48
47: Aneesa who’s better known as Expat Panda, is a South African teacher who’s been living and traveling overseas. We chat about her journey into becoming an expat teacher and what’s it been like experiencing different cultures. We also dive deep into the many challenges of living and working in another country as well as how you can prepare both emotionally and financially if you’re considering working overseas.
This episode is brought to you by Fabric, a one-stop shop to organize your family's financial life. They have a few neat features: Fabric Wills and Fabric Vault a free and easy way to share financial information with each other. To find out more and get started by creating a free account for both Fabric Wills and Fabric Vault, head to https://www.meetfabric.com
For resources mentioned in this episode, head to https://www.beyondthedollar.co/47
46: This episode is brought to you by Fabric, a one-stop shop to organize your family's financial life. They have a few neat features: Fabric Wills and Fabric Vault a free and easy way to share financial information with each other. To find out more and get started by creating a free account for both Fabric Wills and Fabric Vault, head to https://www.meetfabric.com/
For resources mentioned in this episode, head to https://www.beyondthedollar.co/46
45: It's just me, Sarah today chatting with you about what it really means to give yourself in your financial life and beyond. I share a candid view about what's going in my financial life and what happens when I didn't give myself permission.
This episode is brought to you by Fabric, a one-stop shop to organize your family's financial life. They have a few neat features: Fabric Wills and Fabric Vault a free and easy way to share financial information with each other. To find out more and get started by creating a free account for both Fabric Wills and Fabric Vault, head to https://try.meetfabric.com/beyond
For resources mentioned in this episode, head to https://www.beyondthedollar.co/45
44: Sarah von Bargen founder of Yes and Yes, chats about the idea of having “enough” when it comes to our financial and by extension our entire lives. She also goes into how understanding this concept of enough frees us in so many ways and how to start asking honest questions to figure out what “enoughness” is in our lives.
This episode is brought to you by Fabric, a one-stop shop to organize your family's financial life. They have a few neat features: Fabric Wills and Fabric Vault a free and easy way to share financial information with each other. To find out more and get started by creating a free account for both Fabric Wills and Fabric Vault, head to https://www.meetfabric.com
For resources mentioned in this episode, head to https://www.beyondthedollar.co/44
43: Marc, the founder of VitalDollar.com comes on to chat about about how to balance a growing side hustle, career and a relationship. He gets candid about his journey to self-employment while married, the types of conversations he had to have with his wife so they were both on the same page, and what’s changed since they have kids.
This episode is brought to you by Fabric, a one-stop shop to organize your family's financial life. They have a few neat features: Fabric Wills and Fabric Vault a free and easy way to share financial information with each other. To find out more and get started by creating a free account for both Fabric Wills and Fabric Vault, head to https://try.meetfabric.com/beyond
For resources mentioned in this episode, head to https://www.beyondthedollar.co/43
42: Rich Jones and Marcus Garrett, hosts of the popular podcast Paychecks and Balances join me in this episode. We chat about the differences between the idea of outward success and how it’s not always cracked up to be. We also get candid about our feelings on how others respond to our upbringings or our “advantages” in life and it’s merely our parents looking out for our best interest.
For resources mentioned in this episode, go to https://www.beyondthedollar.co/42
41: In this episode, I chat with Joel and Matt, hosts of the How To Money Podcast. We go into how they became close friends -sharing their life and intimate details about their financial life. We discuss why it’s so crucial to find people around you that you can trust to have these emotional conversations about money, what to share and not share when first talking about money, and where to go find support systems even when you feel like you don’t have any.
For resources mentioned head to https://www.beyondthedollar.co/41
40: Daniel Knopp is a fee-only financial planner and founder of Wise Stewardship Financial Planning where he works to help young widowed spouses as well as service members get their financial lives in order by aligning their values with their money. We chat about how he went through the grieving process when his wife suddenly became ill when he was in active duty as an Air Battle Manager. We chat about the finances involved and why he’s thankful that his finances were in order and the grief counselling he received. We also go into the nitty gritty of estate planning, why it’s essential and should be considered an act of love towards your family.
For resources mentioned, head to https://www.beyondthedollar.co/40
39: This week’s guest is Melissa Burton, a non-diet Registered Dietitian Nutritionist that empowers women to break free from diet culture and finally feel positive about their relationship with food and their bodies. We chat about the current state of diet culture and how it leads us to spend money because we don't’ feel like we’re enough. We also talk about why diets don’t work, leading us to spend more, and how we can look within ourselves to help make better food choices so that we can empower ourselves in our entire lives, including how to be more mindful when it comes to spending money on food.
For resources mentioned in this episode, head to http://www.beyondthedollar.co/39
38: Today’s guest is Razwana Wahid, a trainer specializing in conflict management using strategies from the world of psychology and neuroscience. We chat about how to effectively use emotional intelligence in the workplace so that you can effectively be happier at work and maybe increase your income to boot. Razwana also goes deep into tools to start feeling good about your work situation now and how to keep going even when you may not like your job.
For resources mentioned in this episode, go to https://www.beyondthedollar.co/38
37: In this episode, I brought on my close friends and money mastermind group, Jackie Lam – an advocate for freelancers, Kate Dore, who is studying for her certified financial planner designation, and Taylor Milam, and English teacher who freelances on the side. We chat about how we met, how we became so open to talking about money (both in our business and personal lives), and what we feel others can do when looking for a support system around their finances.
For resources mentioned in this episode, head to http://www.beyondthedollar.co/37
Sarah chats about knowing when it’s time to move on, both in business and their personal lives. Her and former co-host Garrett Philbin explore what it means to let go of income streams and spending habits, and the challenges that can cause, in order to take advantage of life’s opportunities. And they have some news about Beyond The Dollar - don’t worry it’s not going away - but stay tuned to learn what it is and how they’re embracing the changes.
To find resources we shared in this episode, head over to https://beyondthedollar.co/312
Tara McMullin, founder of CoCommercial, talks about why she decided to walk away from a business that earned her over a million dollar in sales because of her values. Sarah and (former co-host) Garrett also get into the nitty gritty of what she did to build another business that both earns her money and helps her customers thrive without her. Tara also shares what business owners and consumers can do to be more informed about the choices they make so that they’re purchasing or creating products in an ethical way.
To find resources shared in this episode, go to https://beyondthedollar.co/311.
Sarah and (former co-host) Garrett chat with Chris Browning - financial analyst by day, and host of the award winning podcast Popcorn Finance by night. We discuss why having a side hustle is not the answer to your career problems, and how it can simply be a fun hobby that makes some money. We also talk about why it’s important to get support around your side hustle, how to maintain a healthy hustle/life balance, and why it’s perfectly ok not to make the leap into entrepreneurship.
To find resources shared in this episode, head over to www.beyondthedollar.co/310.
Sarah and (former co-host) Garrett chat with Allison Kade, the Editorial Director of Fabric, where she's building a personal finance publication for young families. She’s also written about money in places like Bloomberg, Forbes, Real Simple, and The Today Show. We talk about how her parents taught her how to be responsible with money, which are skills she still uses to this day. We also get into the nitty gritty of her upbringing and how she was prepared to adult with her finances. Allison also shares how those who weren’t taught to be confident around money can become so, even if they don’t know where to start.
To find resources shared in this episode, head over to https://www.beyondthedollar.co/309
For more information on Fabric, head to https://www.meetfabric.com
Sarah and (former co-host) Garrett chat with Chad Carson, the author of Retire Early With Real Estate, a book that teaches others to retire early just like he did using real estate investing. Chad and his family recently spent almost 1.5 years living abroad in Ecuador. We chat about what it means to do meaningful work, and how creating a money-life manifesto can help you life your best life. We also talk about how financial independence (and by extension, real estate investing) are merely tools to help you get what you want, but not the destination.
To check out resources shared in this episode, head over to http://beyondthedollar.co/308
Sarah and (former co-host) Garrett chat about self-care and how that translates to our finances. We cover the myths and misconceptions of what self-care is, and how it’s not about just treating yo self. We also talk about the costs of not incorporating a self-care routine, and what we can do to take care of ourselves even on a limited time schedule.
To check out resources we share in this episode, head over to http://beyondthedollar.co/307.
Sarah and (former co-host) Garrett chat with Melanie Lockert, the founder of Dear Debt, a blog that aims to help people remove the stigma around mental health and debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams, and figure out a plan to be in control of their finances. We chat about her history with mental illness, how that’s impacted her financial life, what sparked her desire to help those feeling suicidal over their debt, and how money can be the most important (and useless) thing in the world.
To find resources we shared in this episode, head over to www.beyondthedollar.co/306
Sarah and (former co-host) Garrett chat about how our fears around money prevent us from getting what we truly want. We discuss why we are scared of things that no longer threaten us physically but threaten our sense of self, like rejection or not meeting our own expectations. We also talk about the types of questions we can ask ourselves to move past financial and other fears.
To see resources we shared in this episode, head over to http://beyondthedollar.co/305.
Sarah and (former co-host) Garrett chat with Brynne Conroy, the author of The Feminist Financial Handbook. Her book provides real motivation and resources for women who may be struggling—not only those who have already accumulated wealth. We talk about what it means to maintain autonomy in your relationship when it comes to finances, including what separate accounts may be necessary and how to look out for your best interest as well as your partners.
For resources mentioned in this episode, head over to: https://beyondthedollar.co/304
Sarah and (former co-host) Garrett chat about what you can do once you recognize your unconscious money patterns. They go over what money archetypes are and how to use them to make changes - including taking responsibility for our own financial lives. Sarah also puts Garrett on the spot, asking him what her money personality is - and she did not pay him to say any of those nice things, she swears!
For resources mentioned in this episode, head over to: http://beyondthedollar.co/303
Sarah and (former co-host) Garrett with Kathleen Shannon, co-host of the Being Boss podcast - with almost 6 million downloads- where she shares her insights and experience on what it takes to be a small business owner and side-hustler. She’s also the founder and partner at Braid Creative - a Branding Agency for creative entrepreneurs and purpose-driven businesses where she helps her clients blend more of who they are into the work they do. We talk about how getting clarity and knowing your values helps you in all aspects in your life, perceived vs actual risks in entrepreneurship, and a whole lot more.
For resources mentioned in this episode, head over to: http://beyondthedollar.co/302
Sarah and (former co-host) Garrett chat about how they’ve used money to get a high ROH - return on happiness. They talk about what it means to work in a meaningful job, examples of when they didn’t love their work and how they worked through it. They also include examples on what you can do to create a career path you love. It doesn’t mean you’ve figured it all out, but it’ll give you a head start.
For resources mentioned in this episode, head over to http://beyondthedollar.co/301
In this episode Sarah and (former co-host) Garrett are featuring you, our listeners! We’ve received lots of questions throughout the season and so wanted to answer a few of them live!. We answer your questions on how to navigate work/life balance, money mindset strategies, resources we recommend and much more.
For resources mentioned, go to www.beyondthedollar.co/212
Sarah and (former co-host) Garrett chat with Yulia Steshenko, a certified financial planner who is committed to inclusive financial planning and disability advocacy. We talk about how her disabilities and receiving government assistance has shaped her relationship with money, and why she still struggles with a need to prove herself to others.
For resources mentioned, go to www.beyondthedollar.co/211
Sarah and (former co-host) Garrett chat with Ryan Hildebrandt, founder of Viral Message Lab, a company that helps writers craft their message for TED talks. Ryan shares a simple method he uses to achieve big goals, financially and in other areas in his life. We chat about what makes up his weekly review, and why this simple process can give you more confidence and permission to go after big scary goals.
For resources mentioned, head to www.beyondthedollar.co/210
You love the idea of traveling more often, but you’re scared at how much it’ll cost you.
Sarah and (former co-host) Garrett sit down with Dale Thomas Vaughn, marketing director at AirTreks, a company that helps travelers arrange multi destination itineraries. We learn about how he’s made travel a priority and part of his lifestyle. We also talk about what is possible when we decide to say “yes” to opportunities, and how travel is really a tool for making the world a better place.
For resources mentioned, head to www.beyondthedollar.co/209
Sarah and (former co-host) Garrett explore common money myths and how they can prevent us from living our best lives. We share examples of how these have manifested in our own lives and what we’ve done to combat them. For resources mentioned, go to www.beyondthedollar.co/208
Sarah and (former co-host) Garrett chat with Prerna Malik, co-founder of Content Bistro, a company that writes content for entrepreneurs to help them convert potential clients into customers. We talk about what she did to turn her side business into a full-time venture when her husband fell ill, some of the mindset challenges she had to overcome when it came to growing her income, and how she gives herself permission to thrive in her personal and professional life.
For resources mentioned, go to http://www.beyondthedollar.co
Sarah and (former co-host) Garrett chat about the benefits of giving, and share practical ways you can begin to find both time and money if giving is important. We talk about why we’ve personally felt that giving money seems more impactful than volunteering time, how our happiness levels change when we do give, and how you can be intentional about giving so that it’s not based out of guilt or obligation.
For resources mentioned, head to www.beyondthedollar.co
Sarah and (former co-host) Garrett sit down with Andy Hill from the Marriage Kids and Money Podcast to talk about how couples can get on the same page when it comes to their finances. We chat about how fights about money aren’t really about money, how to communicate with your partner so neither feels like it’s an attack, and the mindset strategies you both need when it comes to accomplishing big financial goals.
For resources mentioned in the episode, head to http://beyondthedollar.co
Dealing with a divorce is challenging enough emotionally, but you’re also managing financial stress as well. How are you supposed to navigate these uncertainties in your life, both during and after a divorce?
Sarah and (former co-host) Garrett talk with Kayla and Shanah of Cash Wise Ex Wives, an online community where they help divorcees navigate money.
For resources mentioned, head over to http://beyondthedollar.co
Sarah and (former co-host) Garrett talk about how finding like-minded community is crucial when making progress toward your financial goals. We also talk about how to engage in conversations with friend andfamily around money, and what to do if you’re worried about talking directly about finances.
For resources mentioned in this episode, go to http://beyondthedollar.co
Does the whole starving artist mentality still ring true within the creative community? If so, how can artists and creatives (yes, the two are different) identify their limiting mindsets and learn to thrive while pursuing a career they love?
Sarah and (former co-host) Garrett sit down with Jackie Lam, a freelance writer and advocate for creatives and artists. We talk about her relationship with money and the perceived conflicts artists feel around selling out and the starving artist mentality.
For resources mentioned in this episode, head to http://beyondthedollar.co
Sarah and (former co-host) Garrett talk about what commanding your worth means in practice, and how your feeling of self-worth impacts your ability to ask for more. We dive into the idea of rejection, and how someone saying “no’ to your offer doesn’t reflect who you are as a person.
For resources mentioned in this episode, go to http://beyondthedollar.co/
Sarah and (former co-host) Garrett bear all in this episode - the good, the bad and the ugly - about what it’s been like starting and growing our businesses. Both of us get super specific about why we actually took the leap and our thought processes along the way. We also talk about how entrepreneurship, just like money, is simply a tool that can help us live the lives we want, and we share simple questions you can ask to feel more comfortable when making tough decisions in your financial lives and beyond. For more, go to http://beyondthedollar.co
Sarah and (former co-host) Garrett sit down with The Debt Free Guys, John Schneider and David Auten. They are the only gay couple openly talking about money in the queer community. We talk about the financial expectations and challenges facing the LGBT community, how they made the decision to dig themselves out of $51,000 in credit card debt, and how being their authentic selves helped them thrive in their financial lives.
For resources mentioned in this episode, go to http://beyondthedollar.co
Sarah and (former co-host) Garrett talk about how comparing ourselves to others takes a toll on both our financial and emotional well-being. We talk about how “keeping up with the Joneses” has evolved and been exacerbated by social media, how to catch ourselves when we fall into the comparison trap, and how getting clear on our priorities and values allows us to break that cycle.
For resources mentioned, go to http://beyondthedollar.co
Taking leaps of faith - Exciting? Hella scary? Worth it? All three?
Sarah and (former co-host) Garrett sit down with Jared Easley, who has had to take many of these leaps to help grow Podcast Movement, the world’s largest podcast only conference with his business partner, Dan Franks. We talk about how to take leaps of faith, both financially and in our careers, and how you can approach these life changes when there is someone else in your life to consider. For resources mentioned in this episode go to http://beyondthedollar.co
Sarah and (former co-host) Garrett talk about how to manage financial expectations and set boundaries with our friends and family. How does our confidence (or lack thereof) affect our ability to set boundaries? How can we move on from a friendship that is no longer serving us, financially or otherwise? And what are the positive outcomes we’ve experienced from creating our own financial boundaries?
For resources mentioned in this episode go to http://beyondthedollar.co
Sarah and (former co-host) Garrett dive into what they experienced growing up, and how those things had both a positive and negative impact on their personal finances. They also explore how willpower isn’t the answer to your money problems, how to create lasting changes, and where to start looking to uncover your unconscious money beliefs.
For the resources mentioned in this episode, head to http://beyondthedollar.co
In this episode Sarah and (former co-host) Garrett sit down with Jen Hemphill, a Money Confidence Coach, an AFC® (Accredited Financial Counselor), and host of the Her Money Matters® Podcast.
We dive into how we can begin to shift our fears into being more confident in our financials lives. We also share how to incorporate self-care practices to relieve stress and fear (it doesn’t cost a lot, trust us!), ways to find the community to help you grow, and so much more.
For resources mentioned in this episode, go to http://beyondthedollar.co
What is a meaningful life and how can money become a tool to create it?
In this episode, Sarah and (former co-host) Garrett sit down with Leisa Peterson, founder of WealthClinic and the host of the Art of Abundance podcast. We dive into how to define what a meaningful life looks like, how you know if you’re using money to achieve it, and the work we need to do in order to find meaning around money and our lives.
For resources mentioned in the episode, go to http://beyondthedollar.co/
Is forgiveness really that crucial to a healthy financial life? If so, how can we incorporate it into our daily lives?
Sarah and (former co-host) Garrett explore why forgiveness doesn’t mean talking about the “dumb” mistakes we make with money. In fact, it has nothing to do with forgetting the decisions we’ve made or the situations we find ourselves in. This time, Garrett is under the microscope as him and Sarah talk about who forgiveness is really for, how to let go of expectations, and exercises to practice forgiveness in our financial lives.
For resources mentioned in the episode, go to http://beyondthedollar.co/
What does “enough” look like in our financial lives? Sarah and (former co-host) Garrett explore how the idea of “enough” has both prevented and helped us lead better financial lives. We also explore negative feelings with money, how society has taught us to avoid them. For resources mentioned in this episode, head over to: http://beyondthedollar.co
This episode is equal parts uncomfortable and uplifting as Megan shares the shame and guilt with Sarah Sarah and (former co-host) Garrett that comes with being a “trust fund” kid. She lays it all out there, from the need to hide in her shell, to working through the shame in therapy, and her desire to be seen as a valid member of society.
For resources mentioned in the episode, go to http://beyondthedollar.co/
Can money increase our levels of happiness?
Sarah and (former co-host) Garrett explore this question and how the idea of happiness has manifested in our financial lives. Sarah shares a story which left Garrett saying “Oh, S(#T.”
Introducing Beyond The Dollar, a podcast by Sarah Li Cain and (former host) Garrett Philbin. It's about deep and honest conversations about how money affects our well-being. You won't hear the latest money hacks or budgeting tips. Rather, it's a space to explore the highs and lows around our finances and how it bleeds into every area of our lives. Subscribe now!