New Home Buyers Guide: Recent Episodes
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The New Home Buyers Guide is an online course that walks your through the 9 steps of the home buying process. We address every step with super easy to follow videos and a workbook that organizes the process. Get checklist, organizers, and explanations of how to save money and relieve stress every steps of the way. Get access at www.newhomebuyersguide.net
Hire A Realtor is Step #2 in our New Home Buyers Guide. Our guest Beth Ellis walks us through the 3 steps that you can take to find the right realtor.
Learn more here: https://www.newhomebuyersguide.net
Here’s an overview:
1 Ask Friends, Family, & Colleagues
We suggest a few good questions to ask them
2 Go Online
Visit sites like Trulia, Zillow, & Realtor.com and read reviews
3 Sit Down With Potential Realtors
There is no better way to figure out if someone is the right realtor for you than to sit down with them and ask a few questions.
How to find Beth Ellis: beth@timellisrealtors.com
WANT MORE? Our New Home Buyers Guide will walk you through all 9 steps of the home buying process. Get access at https://www.newhomebuyersguide.net
Learn more about us at: Our Site - www.shineinsurance.com Our Blog - www.shineinsure.com/blog Our Podcast - www.scratchentrepreneur.com Our Course - www.newhomebuyersguide.net
The home appraisal is a key moment in the home buying process that most people overlook. In this video, we explain and answer your most pressing questions.
Our guest for this video is appraisal expert Bill Pfrommer
Here’s an overview:
APPRAISAL: A profession opinion of a home’s value.
NOT AN INSPECTION
QUESTION #1 WHAT’S THE DIFFERENCE BETWEEN AN INSPECTION & AN APPRAISAL? An INSPECTION is an in-depth analysis of the state of a home. Inspectors crawl in the crawlspace, climb into the attic. They analyse every detail of the home and tell you, the buyer, what issues there are. An APPRAISAL is a much more surface analysis of the home for the purpose of finding its value.
2 WHY GET AN APPRAISAL?
Appraisals are ordered by the bank you’re borrowing money from. They want to make sure that they are investing a reasonable amount of money. In fact, the appraiser doesn’t report to you at all. They only report to the bank. However, YOU have to pay for the appraisal.
3 HOW IS THE VALUE FIGURED?
Appraisers study a home’s value based on comparable homes close to it, its state of maintenance, what it would cost to replace, and may other market factors.
4 DOES THE APPRAISER KNOW THE SALE PRICE?
Yes, the appraiser is required to know what a house is being sold for by looking at the purchase agreement
5 DO I HIRE THE APPRAISER?
No, the mortgage lender will hire them
6 DO I SCHEDULE THE APPRAISER?
No, the Appraiser will contact the seller or their realtor
7 DO I HAVE TO BE PRESENT FOR THE APPRAISAL?
No, but you can attend if you’d like. Just understand that the Appraiser can’t tell you anything.
8 WHEN DO I PAY THE APPRAISER?
The cost is a part of your closing costs. You’ll see it as a line item on your closing statement (which you should go over with your Mortgage Broker the day before closing).
How to find Bill Pfrommer: wpfromme@homefinder.org
Want more? Our New Home Buyers Guide Workbook & Course will walk you through all 9 steps of the home buying process. Get them at https://www.newhomebuyersguide.net
Learn more about Shine: Our Site - http://www.shineinsurance.com Our Blog - http://www.shineinsure.com/blog Our Podcast - http://www.scratchentrepreneur.com Our Course - http://www.makeinsurancesimple.com
How realtors get paid may surprise you. Especially if you’re considering buying a home.
This short video is a must see and sheds light on who pays for the buyer’s and the seller’s realtor. We’ll answer the question so you don’t have to ask it.
Our guest for this video is realtor Beth Ellis
How to find Beth Ellis: beth@timellisrealtors.com
Want more? Our New Home Buyers Guide Workbook & Course will walk you through all 9 steps of the home buying process. Get them at https://www.newhomebuyersguide.net
Learn more about Shine: Our Site - www.shineinsurance.com Our Blog - www.shineinsure.com/blog Our Podcast: www.scratchentrepreneur.com
Getting a mortgage can be the most frustrating part of buying a new house. Not for you though! These 5 steps will make sure that you set yourself up for success.
Our guest Ryan Langley breaks it all down for you.