The Science of Retirement with Ryan Townsley: Recent Episodes
Ryan Townsley
How much do I need to retire? When should I take social security? These are a few out of the million questions I have been asked as a Financial Advisor and Founder of Town Capital Wealth Management.
Why is it called the "Science of Retirement?" As a technical person with an Engineering degree that worked in Nuclear Power most of my life, my brain requires data and details to make decisions. If you're in a STEM field, or are wired the same way, this podcast is definitely for you! We're going to dig into the details of retirement and look at the historical data and math behind our decisions.
Social Security is an important part of your retirement plan. It is also a very complicated animal. Should I file social security at 62? Should I wait until full retirement age? How do my spousal benefits work? These are all great questions when trying to determine the correct course of actions with regards to social security. In this video, wo go over the big picture of social security and how it may fit into your financial plan.
So today we're going to tackle an interesting topic. The million dollar question that I get asked all the time is how much do I need to save for retirement? Which also translates into how much can I spend in retirement! We're going to look at the facts, figures, and data behind our conclusions! We'll take in depth look at the research behind retirement spending, and how it has evolved over the years. Tune in!
A quick intro to the podcast and me, who it is for, what it will be about (All things Financial Planning!)