SHP Retirement Road Map® Show: Recent Episodes
SHP Financial
For close to 12 years, SHP Financial Co-Founders Derek Gregoire, Matthew Peck, CFP® CIMA® and Keith Ellis have been hosting this weekly financial talk radio show, with the mission of empowering today's retirees and pre-retirees - so you can make better financial decisions for your future. Each week you'll hear timely financial news and topics, along with local and national guest interviews, all geared towards helping you get to and through retirement.
We invite you to listen live each week or subscribe to our podcast!
Live each week on the following radio stations:
WBZ 1030 AM - Saturdays 9 - 10 p.m. WRKO 680 AM - Saturdays 7 - 8 a.m. WXTK 95.1 FM - Saturdays 6 - 7 a.m
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis discuss the many areas of retirement planning. Derek, Matt, and Keith focus on the difference between having a pile of investments and having a full retirement plan. They share ideas to potentially help reduce any troubles you may have this year or in the future. Listen in to find out how you can educate yourself!
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis explain the distinction between having just a portfolio and having a full retirement plan. Preparing for the future and building a full plan is critical. Derek, Matt, and Keith discuss the importance of educating yourself and planning to benefit your future. Educate yourself now and thank yourself later!
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis continue the journey through the SHP Retirement Road Map®. True retirement planning doesn't just address investments, but the 5 critical areas of retirement. This week Derek, Matt, and Keith start the deep dive into tax planning. Don't miss this one!
This week, SHP founders, Matthew Peck CFP® CIMA® and Derek Gregoire, continue educating you on the 5 critical areas of retirement planning. In this episode, Derek and Matt begin the deep dive into tax planning. Many people don't think about this as being an important part of planning, but Derek and Matt are here to tell you it's one of the most important things to consider when preparing for retirement.
This week, SHP founders, Matthew Peck CFP® CIMA® and Keith Ellis continue the deep dive into the SHP Retirement Road Map®. They've touched on income planning, investment planning, and legacy planning so far. For this episode, Keith and Matt continue to bring you through legacy planning and potential changes that could impact your estate plan.
This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® welcome back Attorney Keith McManus of McManus Estate Planning to continue the discussion on legacy planning. Legacy planning is another key area of the SHP Retirement Road Map®. You have worked so hard to save for retirement, it is important to think about what you want to happen to your hard-earned money.
This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® move on from income and start the discussion on legacy planning. Legacy planning is another key area of the SHP Retirement Road Map®. You have worked so hard to save for retirement, it is important to think about what you want to happen to your hard-earned money.
This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® continue to bring you through the five-step SHP Retirement Roadmap®. Many people do not have a plan that focuses on all five areas. In the last few weeks, the SHP Partners talked about mapping out a budget, finding out your fixed Income, and proper allocation. This week they continue to make their way through income planning. Do you know if you have a full retirement plan or just a pile of investments? Listen in for some income planning tips.
This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® continue to bring you through the five-step SHP Retirement Roadmap®. Derek and Matt want to help make sure you are checking off all the boxes, crossing all T’s, and dotting all I’s. Many people do not have a plan that focuses on all five areas. In the last few weeks, the SHP Partners talked about mapping out a budget and finding out your fixed Income. This week they take an even deeper dive into income planning; specifically addressing proper allocation for setting up an income plan.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis take you through step one of the SHP Retirement Roadmap®. Income planning may just be the most important part of retirement planning. It is crucial to know where your paycheck will come from once you stop working. Derek, Matt, and Keith take a deep dive into the first of the five key areas of planning.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis talk about being more intentional with your retirement. They will provide guidance and tips you can apply to your own life. Derek, Matt, and Keith compare and contrast different retirement plans and explain how they are not all the same. It is crucial to have a customized plan to fit your situation.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis walk us through the SHP Retirement Road Map®. They will take us through the 5 steps: Income Planning, Investment Planning, Tax Planning, Health Care Planning, and Legacy Planning. These are very important areas to focus on when getting ready to retire. They will also explain, what is different about SHP and what makes us stand out. You don't want to miss this one!
This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss things you can control within your retirement plan. It's easy to focus on all the things that are going wrong in the world, but most are out of our control. Derek & Matt dive deep into the key areas of a full retirement plan. Having a solid retirement plan is something you should and can control!
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis walk us through the SHP Retirement Road Map®. They will take us through the 5 steps: Income Planning, Investment Planning, Tax Planning, Health Care Planning, and Legacy Planning. These are very important areas to focus on when getting ready to retire. They will also explain, what is different about SHP and what makes us stand out. You don't want to miss this one!
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis discuss the importance of having a plan. With 2020 coming to a close and the holidays right around the corner, it will be easy to forget about your retirement plan. It's more important than ever to look at your situation and make sure you have a plan for the five key areas that are crucial when planning for retirement. Derek, Matt, and Keith take a deeper dive into those five areas during this show and you don't want to miss it!
This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss things you can control within your retirement plan. It's easy to focus on all the things that are going wrong in the world, but most are out of our control. Derek & Matt dive deep into the key areas of a full retirement plan. Having a solid retirement plan is something you should and can control!
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis walk us through the SHP Retirement Road Map®. They will take us through the 5 steps: Income Planning, Investment Planning, Tax Planning, Health Care Planning, and Legacy Planning. These are very important areas to focus on when getting ready to retire. They will also explain, what is different about SHP and what makes us stand out. You don't want to miss this one!
This week, SHP founders, Matthew Peck CFP® CIMA® and Keith Ellis will take a deep dive into all things election. How could the two different outcomes affect your retirement plan? Also, if you'd like even more information and educational content visit shpfinancial.com and go to the webinar tab. There are several different educational videos you may find helpful!
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis walk us through the SHP Retirement Road Map®. They will take us through the 5 steps: Income Planning, Investment Planning, Tax Planning, Health Care Planning, and Legacy Planning. These are very important areas to focus on when getting ready to retire. They will also explain, what is different about SHP and what makes us stand out. You don't want to miss this one!
The Presidential election is just around the corner. So what can we expect from a Biden victory or a second term for Trump? How will the outcome impact our economy and the stock market? What will happen with taxes and what does the future hold for your social security benefits, Medicare premiums, and healthcare expenses? This week, SHP Co-founders, Derek Gregoire, Keith Ellis & Matthew Peck CFP® CIMA® reveal some strategies that could help “election-proof” your portfolio, no matter who becomes our next President. Don’t miss this one!
Eighty years old, full of life, and flat broke. That’s the unfortunate predicament so many baby boomers could find themselves in because they simply failed to have a plan that would generate income in retirement. Learn how you could successfully turn your savings and investments into an income workhorse. This week, SHP Co-founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis discuss the fastest and safest way to increase your income by reducing your taxes. Social security is the foundation of your income plan and having a strategy to make your income last as long as you do is so important!
It happens to millions of Americans every year. Many people overlook or underestimate major expenses that could have a significant impact on your retirement plan. If this happens you may be forced to change your lifestyle and make some decisions you otherwise would not make. This week, SHP Co-founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis discuss six often overlooked expenses that could negatively impact your retirement. Make sure you have a full plan.
This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss things you can control within your retirement plan. It's easy to focus on all the things that are going wrong in the world, but most are out of our control. Derek & Matt dive deep into the key areas of a full retirement plan. Having a solid retirement plan is something you should and can control!
The Presidential election is just around the corner. So what can we expect from a Biden victory or a second term for Trump? How will the outcome impact our economy and the stock market? What will happen with taxes and what does the future hold for your social security benefits, Medicare premiums, and healthcare expenses? This week, SHP Co-founders, Derek Gregoire, Keith Ellis & Matthew Peck CFP® CIMA® reveal some strategies that could help “election-proof” your portfolio, no matter who becomes our next President. Don’t miss this one!
How we plan for retirement has changed dramatically in the past 5-10 years. There are some challenges retirees or pre-retirees may face while planning such as record-low interest rates, the threat of a bear market, and potential tax increases. This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss five pieces of conventional wisdom for retirement planning including why taxes could play a much bigger role, building a robust and diversified income plan, plus the key to managing investment risk in a new world.
This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss things you can control within your retirement plan. It's easy to focus on all the things that are going wrong in the world, but most are out of our control. Derek & Matt dive deep into the key areas of a full retirement plan. Having a solid retirement plan is something you should and can control!
Wealthy Americans understand just how deadly taxes can be. That’s why they do everything in their power to use the laws to their advantage to help them pay fewer taxes. Most people don’t realize it, but many of these same strategies the wealthy use to save a fortune in taxes are also available to you. This week, SHP Co-founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis, discuss strategies to potentially save you a small fortune in taxes, why you shouldn’t withdraw money from your IRA or 401K without a plan, strategies for minimizing taxes on Social Security benefits, and more!
You’ve worked hard and made sacrifices to save money, but that doesn’t mean you are ready to retire. Some major things you should be thinking about are: What is your plan to reduce taxes on your retirement accounts? What is your plan to file for social security? What is your plan to generate income in retirement, so you can continue to live the lifestyle you want to live? With so many moving parts don’t wait until it’s too late. This week, SHP Co-founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis, walk you through the ultimate 10 point retirement checklist!
This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss things you can control within your retirement plan. It's easy to focus on all the things that are going wrong in the world, but most are out of our control. Derek & Matt dive deep into the key areas of a full retirement plan. Having a solid retirement plan is something you should and can control!
It happens to millions of Americans every year. Many people overlook or underestimate major expenses that could have a significant impact on your retirement plan. If this happens you may be forced to change your lifestyle and make some decisions you otherwise would not make. This week, SHP Co-founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis discuss six often overlooked expenses that could negatively impact your retirement. Make sure you have a full plan.
What if you forgot about the whole idea of retirement and stopped thinking about it as some sort of a finish line? Instead what if you focused on becoming financially independent? Can you imagine not having to work another day if you don’t want to, or having a steady stream of income that could get you to and through retirement? This week, SHP Co-founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis share the top five things that could help you achieve financial independence!
You’ve worked hard and made sacrifices to save money, but that doesn’t mean you are ready to retire. Some major things you should be thinking about are: What is your plan to reduce taxes on your retirement accounts? What is your plan to file for social security? What is your plan to generate income in retirement, so you can continue to live the lifestyle you want to live? With so many moving parts don’t wait until it’s too late. This week, SHP Co-founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis, walk you through the ultimate 10 point retirement checklist!
This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss things you can control within your retirement plan. It's easy to focus on all the things that are going wrong in the world, but most are out of our control. Derek & Matt dive deep into the key areas of a full retirement plan. Having a solid retirement plan is something you should and can control!
This week, SHP Co-founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis discuss all things retirement. They share some ways you can get educated about different areas of retirement. They talk about how important it is to reassess your situation and make sure you have a solid plan in place. Finally, in the weekly market report, they talk about the recovery of the stock market. Don't miss this one!
This week, SHP Co-founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis welcome back Attorney Keith McManus of McManus Estate Planning to talk about the benefits of setting up a trust. This is an important part of having a full retirement plan. Derek, Matt, and Keith take a deep dive into how COVID-19 has had such an impact on the economy. They talk about what this could mean for social security and taxes. Finally, in the weekly market report, Matt talks about the growing tensions with China.
This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss the reopening of Massachusetts. They talk about what the economy might look like and specifically what SHP is doing as a firm to keep people in the office safe. Derek and Matt also talk about different types of investors. The clients SHP works with, have full retirement plans that don't just cover their investments.
The goal at SHP Financial is to provide as much value and information as possible. In this bonus episode, SHP Co-founders Derek Gregoire and Keith Ellis discuss the different levels of financial planning. There are many different types of advisors, offering different advice. You may want to make sure you have one that puts your interests first and understands your goals.
The goal at SHP Financial is to provide as much value and information as possible. In this bonus episode, SHP Co-founder Derek Gregoire and Financial Advisor Joe Anderson discussed Social Security benefits. Social Security can be a very important part of having a solid income plan. Joe and Derek addressed common concerns a lot of people have regarding Social Security benefits.
This week, SHP Co-founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis dedicate the show to those of you with pretax accounts. There has been new legislation passed and there are some new ways you can access these funds if it's COVID-19 related. Derek, Matt, and Keith talk about the taxability of these retirement accounts and how you may be able to save money from a tax standpoint. Finally, the guys talk about the importance of diversification in your portfolio and knowing your risk.
The main goal at SHP Financial is to provide as much value and information as possible, around what's happening in the world right now. People have been affected by COVID-19 in so many different ways. In this bonus episode, SHP Founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis talked about the stock market closing on a high note. They also discussed whether or not drug companies are making any progress. You don't want to miss this one!
Our main goal at SHP Financial is to provide as much value as we can around what's happening in the world right now. People have been affected by COVID-19 in so many different ways. In this bonus episode, we are talking with guest speaker, Attorney Keith McManus of McManus Estate Planning. He will talk about some of the important basics of Estate Planning. You don't want to miss this one!
Taking a step back this week, SHP Founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis bring the focus back to the SHP Retirement Road Map®. The guys break it down step by step for you. What is the SHP Retirement Road Map® and how does it apply to you? This show is for everyone. Maybe you are working with an advisor, or you just have a pile of investments and have saved up some money in different retirement accounts. Derek, Matt, and Keith will help you discover if you have a proper plan in place!
Our main goal at SHP Financial is to provide as much value as we can around what's happening in the world right now. People have been affected by COVID-19 in so many different ways. In this bonus episode, we focus on three things you can do right now during these trying times. We give you some planning tips and discuss what is going on with oil. Tune in on Facebook Live every Monday, Wednesday, and Friday for instant access to special information like this.
Financial planning may be secondary to you right now. Let SHP Financial worry about the planning for you. In this episode, SHP Founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis talk about the CARES Act and the potential tax breaks for businesses. Then, if you have an IRA or some kind of retirement plan, Derek, Matt, and Keith discuss the additional changes that the CARES Act brought forth in regards to these types of accounts. Finally, what’s going on in the market? Matt discusses what the numbers look like. Should the focus just be on the virus and how it’s affecting the economy or things like oil?
Our main goal at SHP Financial is to provide as much value as we can around what's happening in the world right now. People have been affected by COVID-19 in so many different ways. In this episode, we focus on the CARES Act and how it relates to your IRA or 401k. Tune in on Facebook Live every Monday, Wednesday, and Friday for instant access to special information like this.
This week, SHP Co-Founders, Derek Gregoire, and Matthew Peck CFP® CIMA® thank the people on the front lines dealing with the COVID-19 crisis. The team at SHP Financial will continue to pray for everyone struggling in this uncertain time. As financial advisors, Derek and Matt focus on the state of the market and what’s going on financially. They share stories of adaptation and what to do if you are unexpectedly unemployed. They also share some resources, that you may be able to take advantage of if you are laid off or just nervous about your financial situation in general. Finally, during the weekly market report, Matt discusses the theory “Can the market predict the future?”
This week SHP Co-founders Derek Gregoire and Keith Ellis will discuss the top three risks you can assess in your financial situation now, even in these uncertain times. Number one is having enough income to last you throughout your retirement. Make sure you have a plan in place to help avoid the possibility of running out of money. The second risk is assessing what type of volatility exists in your portfolio. You need to know your risk during these volatile times. Finally, there’s tax risk. With the government’s current financial situation, where will taxes go? You need to be prepared for any possible tax changes that may happen in the future.
This week, SHP Founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will talk about the opportunity to do virtual meetings. SHP has always had this option, but with social distancing, this may be the best option to stay on top of your retirement plan. Derek, Matt, and Keith will go over some things you can do now, even with the market experiencing so much volatility. Don't just sit back and pretend things aren't the way they are. Take action and keep looking ahead.
This week, SHP Founders, Derek Gregoire & Matthew Peck CFP® CIMA® continue the discussion about volatility in the market. Make sure you have a solid income plan in place. Derek and Matt will share some examples of what a plan could look like for you. Lastly, Matt will take an even deeper dive into what is going on in the market.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will continue the discussion of volatility in the market. Having the ability to somewhat control the volatility in your portfolio as you are nearing or in retirement is so important. Derek, Matt, and Keith will share real stories of folks they met with 12 to 13 years ago and explain how volatility can wreak havoc on your retirement if you don’t take control of your situation. Finally, during the Weekly Market Report, Matt will take a deeper dive into the economy and the coronavirus and some things they are looking at.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will discuss the recent volatility in the market. You need to make sure you have a written income plan that can account for the uncertainty of the market. Derek, Matt and Keith will also discuss volatility in general and how it can affect so many areas or retirement. Finally, during the Weekly Market Report, Matt will discuss the recent outbreak of the Coronavirus and how it’s impacting the economy.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will discuss the top 3 concerns involving risk in retirement planning. The first risk is running out of money. You should feel comfortable knowing you have enough income coming in for the rest of your life. The second is investment risk. Make sure you have a solid plan in place, so you don't need to worry about a market correction. Finally, tax risk. This is an under discussed area of retirement planning. Know your risk in your own tax situation and talk to an advisor that may be able to help you save money, while taxes are on sale.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis walk us through the SHP Retirement Road Map®. The will take us through the 5 steps: Income Planning, Investment Planning, Tax Planning, Health Care Planning, and Legacy Planning. These are very important areas to focus on when getting ready to retire. They will also explain, what is different about SHP and what makes us stand out. You don't want to miss this one!
This week, SHP founders, Derek Gregoire and Keith Ellis will discuss a huge opportunity, as it pertains to your taxes. SHP is flying in a special guest speaker, for an event coming up on February 12th in Quincy MA. David McKnight, the author of best selling book, "The Power of Zero" will be giving a presentation on how you can potentially get to the 0% tax bracket! Derek and Keith will discuss things you should know in regards to tax planning and why this may be the event for you.
This week, SHP founders, Derek Gregoire, and Matthew Peck CFP® CIMA® welcome back Attorney Keith McManus, of McManus Estate Planning to discuss the benefits of having an estate plan. Matt and Derek will also discuss whether or not you have a full retirement plan. They will address what you pay in fees vs. the value for different types of planning. Finally, Matt and Derek will talk about diversification and the importance of knowing your risk number.
If you missed last week's show, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis, discussed a huge change in legislation, The SECURE Act. What is it? How will affect you? The SECURE Act or "Setting Every Community Up for Retirement Enhancement" bill that President Trump signed, will include changes like, what age you will need to take your RMD’s and how long you will have to deplete an inherited IRA etc. Derek, Matt, and Keith also discussed changes in Medicare part A and B premiums and deductibles. It is hard to know where the economy is headed in 2020, but that's why you need to have a full retirement plan. You can't miss this show!
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis, will discuss a huge change in legislation, The SECURE Act. What is it? How will affect you? The SECURE Act or "Setting Every Community Up for Retirement Enhancement" bill that President Trump signed, will include changes like, what age you will need to take your RMD’s and how long you will have to deplete an inherited IRA etc. Derek, Matt, and Keith will also discuss changes in Medicare part A and B premiums and deductibles. It is hard to know where the economy is headed in 2020, but that's why you need to have a full retirement plan.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will walk us through the SHP Retirement Road Map®. They will take us through the 5 critical steps: Income Planning, Investment Planning, Tax Planning, Health Care Planning, and Legacy Planning. These are very important areas to focus on when getting ready to retire. Now that we have entered a new year, it is important that you think about your retirement plan.
Merry Christmas from SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis! This week the guys will unwrap the importance of having a full retirement plan. They will take you step by step through the top three most important areas you need to account for, if nearing or already in retirement.
This week, SHP founders, Derek Gregoire and Matthew Peck CFP® CIMA®, will give you some inflation statistics as it pertains to Christmas dinner. It is so interesting to compare pricing over the last 60 years. Next, Matt and Derek welcome back Attorney Keith McManus, of McManus Estate Planning, to talk about how to choose who will administer your estate and carry out your wishes when you pass on. Then, the guys explain different types of advisory firms and what type of advsior may fit you best. Finally, Robo Advisors; what is the story here?
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis are talking about decisions. Your whole life is made up of decisions and that goes for your financial situation as well. The guys will bring back Attorney Keith McManus, of McManus Estate Planning, to talk about the 4 major benefits of setting up a trust. Setting up a trust, is a very important decision to consider in regards to the estate planning part of SHP’s 5 step Retirement Road Map® process. Retirement planning comes with a lot of decision making and SHP Financial wants to help make sure you are prepared for that. Also, if you haven’t already done so, make sure to download our audio book by texting shpbook to 21000.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis walk us through the SHP Retirement Road Map®. The will take us through the 5 steps: Income Planning, Investment Planning, Tax Planning, Health Care Planning, and Legacy Planning. These are very important areas to focus on when getting ready to retire. They will also explain, what is different about SHP and what makes us stand out. You don't want to miss this one!
This week, SHP Co-founders Derek Gregoire and Matthew Peck CFP® CIMA®, will talk about a few different, very important areas of your retirement road map. They will start by bringing back Attorney Keith McManus, of McManus Estate Planning, to discuss the dangers that will arise if you don’t properly list beneficiaries on your documents. Derek and Matt, will also discuss behavioral finance in depth. They will explain why some folks get a different rate of return than others and why letting your emotions play a role in decision making can be dangerous. SHP can help so you are not making decisions on the fly. Also, if you haven’t already done so, make sure to download the SHP Retirement Road Map audio book, by texting shpbook to 21000.
This week, SHP Co-founder, Matthew Peck CFP® CIMA®, and Keith Ellis will talk about how we consume information. There are so many different options these days to obtain it, and they will discuss some of the ways this could affect how you think about your retirement. Next, Matt and Keith will welcome back Attorney Keith McManus, of McManus Estate Planning, to discuss when you should be making changes and updating your estate plan. Finally, in the weekly market report, the guys will discuss tax strategies you should be thinking about as we approach the end of the year. Also if you haven’t already done so, make sure to download the SHP Retirement Road Map audio book, by texting shpbook to 21000.
This week, SHP founder, Matthew Peck CFP® CIMA®, introduces special guest, SHP Financial Advisor, Joe Anderson to the show. Joe will explain what got him started in the industry and why he chose SHP Financial. Next, Attorney Keith McManus, of McManus Estate Planning, is back to discuss how to know whether or not your estate plan is up to date. Finally, Matt will present the weekly market update and talk about a very special offer going on with SHP's Retirement Road Map audio book.
Thank you for taking the time to request your audio version of our book “SHP Retirement Roadmap®”. Just click play on the file below to start listening. If you wish to download the book and listen later, an MP3 version has been sent to the email address you provide.
We’re excited to share with you our insight into the financial world and how you can retire sooner than you thought possible. This book is all about taking a look at your financial future and discovering possibilities and a peace of mind from having a well thought-out plan.
We invite you to come into our offices for a complimentary financial review. Call now at (866) 746-2401 or email ask@shpne.com to get one step closer to the financial future your deserve.
Enjoy the book!
Derek L. Gregoire
Keith W. Ellis Jr.
& Matthew C. Peck, CFP®
This week’s show is specifically designed for the listeners, who are approaching retirement. SHP Founders, Derek Gregoire, Keith Ellis, and Matthew Peck CFP®CIMA®, are going to tell you the 6 important steps to take in the year prior to retiring. 70% of people who come into the SHP office don’t have a written plan. You have worked your whole life to save, so Derek, Matt, and Keith will outline exactly what you need to do in preparation.
This week, SHP founders, Matthew Peck CFP® CIMA®, and Keith Ellis, will discuss the current state of bonds and what they see happening moving forward. Next, Attorney Keith McManus, of McManus Estate Planning, will discuss, when is a good time to update your estate plan. Keith and Matt, will discuss changes in Social Security and Medicare that are on the horizon for 2020. Finally, in the weekly market report, the guys will discuss what earning seasons are and what is important about them.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will talk about what a first and second appointment look like and what to expect during a visit with a financial firm in general. With a lot of advisors advertising out there, it can be intimidating. Derek, Matt and Keith will let you know what to expect when you visit with SHP. In hopes of helping you prepare, the guys will take you through the SHP Retirement Road Map®, or the 5 worlds they think are most important, when preparing for retirement. The 5 areas that are most important are income planning, investment planning, tax planning, health care and legacy planning. They will walk you through step by step.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis, welcome back Attorney Keith McManus, of McManus Estate Planning, to discuss issues that can arise when you own multiple properties and strategies you can use to possibly avoid them. Next, Derek, Matt and Keith, will discuss end of year planning and the top 3 things that they are advising their clients on. Finally, during the weekly market report, Certified Financial Planner, Matt Peck, will discuss the current state of the bond market. He will talk about interest rates, bond volatility and what he sees moving forward.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis walk us through the SHP Retirement Road Map®. The will take us through the 5 steps: Income Planning, Investment Planning, Tax Planning, Health Care Planning, and Legacy Planning. These are very important areas to focus on when getting ready to retire. They will also explain, what is different about SHP and what makes us stand out. You don't want to miss this one!
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis welcome back Attorney Keith McManus, of McManus Estate Planning, to discuss the 4 major benefits to setting up a trust or estate plan. Next, the guys will discuss a common theme they see. They often see a similar mindset among folks who are getting ready to retire. You’ve worked your whole life saving money and now you need to make that transition into planning for retirement, which can be scary. The guys will share some ideas to help you avoid that confused mindset that often arises. Finally, during the weekly market report, Matt will discuss the savers crisis. What can savers do to get a return without risking their money?
This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will talk about what a first and second appointment look like and what to expect during a visit with a financial firm in general. With a lot of advisors advertising out there, it can be intimidating. Derek, Matt and Keith will let you know what to expect when you visit with SHP. In hopes of helping you prepare, the guys will take you through the SHP Retirement Road Map®, or the 5 worlds they think are most important, when preparing for retirement. The 5 areas that are most important are income planning, investment planning, tax planning, health care and legacy planning. They will walk you through step by step.
This week’s show is specifically designed for the listeners, who are approaching retirement. SHP Founders, Derek Gregoire, Keith Ellis, and Matthew Peck CFP®, are going to tell you the 6 important steps to take in the year prior to retiring. 70% of people who come into the SHP office don’t have a written plan. You have worked your whole life to save, so Derek, Matt, and Keith will outline exactly what you need to do in preparation.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, talk about the top 3 or 4 areas that everyone needs to take into account, when planning for retirement. Many people who come into SHP Financial, just have a pile of investments and that’s it. The guys talk about the importance of having a full plan, making sure you have an income stream to last for the rest of your life, risk, and fees. While planning for retirement, it is extremely important to price out your relationship with your advisor. Finally, Derek, Matt, and Keith introduce a huge opportunity for current tax planning and a first ever High Net Worth Tax Summit, SHP is hosting, coming up in September.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis walk us through the SHP Retirement Road Map®. The will take us through the 5 steps: Income Planning, Investment Planning, Tax Planning, Health Care Planning, and Legacy Planning. These are very important areas to focus on when getting ready to retire. They will also explain, what is different about SHP and what makes us stand out. You don't want to miss this one!
This week, SHP founders, Derek Gregoire and Matthew Peck CFP® welcome back Attorney Keith McManus, of McManus Estate Planning. Attorney McManus will give some tips about when to review and update your estate plan or trust. In the next segment, Derek and Matt, will share a couple of stories involving social security. It is important to have a plan for your social security because there could be strategies you may not be aware of when it comes to how, or when to take it. Finally, the guys continue the discussion on volatility in the market lately. They will share two ways to look at your portfolio and give it a stress test.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, will discuss many important areas of you retirement. first the guys welcome back Attorney Keith McManus, of McManus Estate Planning, to discuss the importance of choosing the right executor or trustee to carry out your wishes within your legacy plan. Next, Derek, Matt, and Keith discuss volatility and share a real life story of how it can negatively affect your retirement if you are not prepared. Finally, Matt Peck will dive deeper into what is causing the recent market volatility and changes that may be on the horizon.
This week, SHP founders, Derek Gregoire and Keith Ellis, are going to take a deep dive and explain a couple of exciting upcoming SHP events. The first event will be the first round of the SHP University College Courses. This is a two night course, held on August 20th and 27th at Bridgewater State University. This course will go deep into the 5 critical areas of retirement planning. The second event will be the SHP High Net Worth - Tax Summit, on September 18th or 19th. If you have saved at least $1 million dollars or more, you are going to want to register for this event and find ways you can potentially save on taxes, while taxes are on sale.
This week’s show is specifically designed for the listeners, who are approaching retirement. SHP Founders, Derek Gregoire, Keith Ellis, and Matthew Peck CFP®, are going to tell you the 6 important steps to take in the year prior to retiring. 70% of people who come into the SHP office don’t have a written plan. You have worked your whole life to save, so Derek, Matt, and Keith will outline exactly what you need to do in preparation.
This week, SHP founders, Derek Gregoire and Matthew Peck CFP®, discuss how SHP is different than other companies out there. Next, Attorney Keith McManus, of McManus Estate Planning, is back to talk about some bad financial advice that people may be receiving in regards to estate planning. Then, in the SHP story segment, Derek shares a story of Joe and Laura and how they were focusing on the wrong number when they began planning for their retirement. Derek will explain, which number you should be focusing on. Finally, Matt explains, what is "sequence of return risk" and how it could impact your retirement.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, will discuss many important areas of you retirement. The guys welcome back Attorney Keith McManus, of McManus Estate Planning to discuss some things to keep in mind when you have a blended family. Derek, Matt, and Keith will also reveal the most important question that the SHP advisors receive on a daily basis. Finally, in the weekly market report, CFP Matt Peck will help to make sense of the Fed's latest decision.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis walk us through the SHP Retirement Road Map®. The will take us through the 5 steps: Income Planning, Investment Planning, Tax Planning, Health Care Planning, and Legacy Planning. These are very important areas to focus on when getting ready to retire. They will also explain, what is different about SHP and what makes us stand out. You don't want to miss this one!
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis welcome back Attorney Keith McManus, who will discuss your mindset and what you can expect in an initial estate planning meeting.The next segment will be important if you have retirement accounts because Derek, Matt and Keith, will discuss required minimum distributions. There are so many different ways to handle RMD's, so it is important to plan ahead for them. Finally, in the weekly market report the guys will discuss how to keep your portfolio cool in the heat.
This week, SHP founders, Derek Gregoire and Keith Ellis will discuss potential changes in legislation and how those changes could affect your retirement. Next, Attorney Keith McManus, of McManus Estate Planning, will discuss the common misconceptions that are out there, in regards to estate planning. Finally, in the Weekly Market Report, Keith and Derek will share a real story of what can happen when you start planning for retirement too late.
This week, SHP founders, Derek Gregoire & Matthew Peck CFP®,are going to discuss the top few questions, as it pertains to retirement planning, that they find themselves answering on a daily basis, whether it be in a first visit or in one of their public workshops. Next Derek and Matt welcome back Attorney Keith McManus, of McManus Estate Planning. Attorney McManus will discuss the importance of knowing whether or not your estate plan is up to date and how you can tell if it is or not. There has been a lot of volatility in the market lately, so in the SHP Story Segment, Derek and Matt will share some real stories of clients and how volatility has affected them. Finally, it is graduation season. The guys are going to give some advice and share some financial tips for recent college graduates to keep in mind as they head out into the real world.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis walk us through the SHP Retirement Road Map®. The will take us through the 5 steps: Income Planning, Investment Planning, Tax Planning, Health Care Planning, and Legacy Planning. These are very important areas to focus on when getting ready to retire. They will also explain, what is different about SHP and what makes us stand out. You don't want to miss this one!
This week, SHP founders, Derek Gregoire and Keith Ellis will discuss going against conventional wisdom. In retirement planning, there are things people may think are the norm, like when to take social security, contributing a specific amount to your pre-retirement accounts etc. The guys will share some ideas, of ways to go against conventional wisdom that may be beneficial for you. Next, Derek and Keith welcome back Attorney Keith McManus, of McManus Estate Planning. Attorney McManus, will tell you the four major benefits of setting up the proper trust. Finally, Derek and Keith, want to know who is on your team. They will explain how things are done at SHP Financial and talk about the importance of having a solid team working on your retirement plan.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, will gear the show toward folks in the "high net worth" market. High net worth, is someone who makes two hundred thousand dollars or more yearly, and/or has one million dollars or more of investable assets. Derek, Matt and Keith, will share some strategies that should be involved in your retirement planning process. The guys will go over the top 5 things that should be considered, if you fall in that “high net worth” category. You need to have an advisor that can handle a higher level of planning.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, will talk about pushing the goal post back. People often come in to the SHP office and many of them have pushed the goal post back on thinks like saving, taking less risk, or even their retirement date. The guys will share a real story of a couple they work with and what happened with their situation, due to pushing the goal post back too far. Derek, Matt and Keith, will also be joined by Attorney Keith McManus, of McManus Estate Panning, who will discuss pushing the goal post back, in terms of estate planning and how it's very important to know if your estate plan is up to date.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, will talk about what to do now that the 2018 tax season has come to an end. They will discuss some strategies to help save in 2019. Next, the guys are joined by Attorney Keith McManus, from McManus Estate Planning, to discuss the problems that can arise, when you have one property with multiple owners. Finally in the weekly market report, Matt will discuss the difference between risk capacity and risk analysis.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, discuss the benefits of having a true retirement plan. Contrary to what some people think, a true plan doesn’t just focus on income. Your plan should focus on all the areas of the SHP Retirement Road Map®; investment planning, tax planning, legacy planning, health care planning, as well as income planning. Keith, Matt, and Derek, will tell a story about a couple that came into the SHP office and how they were able to help build a plan for them, beyond just income planning. Finally, they discuss 5 or 6 strategies to take from a tax perspective, to make sure your money lasts for the rest of your life.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, discuss how with the 2018 tax deadline approaching, some of you may be questioning whether or not you could have done things differently to save on taxes this past year. There could be some tax planning opportunities you may have missed because tax planning is an under observed area with many advisors. Next, Derek, Keith, and Matt, welcome back Attorney Keith McManus, from McManus Estate Planning, to discuss the four benefits of setting up a trust. Finally, in the weekly market report, the guys talk about the yield curve and what it means for your investments and your retirement plan.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis walk us through the SHP Retirement Road Map®. The will take us through the 5 steps: Income Planning, Investment Planning, Tax Planning, Health Care Planning, and Legacy Planning. These are very important areas to focus on when getting ready to retire. They will also explain, what is different about SHP and what makes us stand out. You don't want to miss this one!
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, talk about the importance of taking control of your income plan. The SHP 5 step process, called the Retirement Road Map® is designed to get you to and through retirement. Income planning is one of the 5 steps and while discussing this, Derek, Matt and Keith, will touch on tax planning, investment planning, income planning, and health care planning. All of these areas are linked together, when planning for your retirement. By taking the proper steps, you may be able to plan for things you never thought of before, or things that you may have thought were out of your control.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, talk about “to plan or not to plan.” Keith, Matt and Derek want you to think about your own situation. Think about what kind of plan you have, if you have one, and whether or not you are confident to go into retirement with what you do or do not have. Next, the guys welcome back Attorney Keith McManus, from McManus Estate Planning. He will answer a few frequently asked questions pertaining estate planning. In the SHP story segment, Keith, Matt and Derek, will share a story about how volatility can impact your retirement. Finally, in the weekly market report, they will talk about year to date statistics, as well as possible dangers you could face if you are highly concentrated in one stock.
This week, SHP founders, Derek Gregoire and Keith Ellis will talk about a lot of great information pertaining to retirement, but specifically they will talk about breaking the conventional wisdom on certain things people think are the norm. Some of these things could end up getting you into tax trouble. Also, the old idea that you should have a stock to bond portfolio, may not be in your best interest. With interest rates being what they are and the market being where it is, it may not be right for everyone to put their money in bonds. They will give some ideas that are different than you may be accustomed to.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, talk about the transition you will have to go through as retirement approaches. When going through the transition of leaving a current employer or job, you will need to think about things like, transferring health insurance, life insurance, what to do with your 401k, etc. Next, Attorney Keith McManus, from McManus Estate Planning is back to talk through what it looks like to have an estate plan versus what it looks like when you don’t have one and complications that can arise. Finally, in the weekly market report, the guys talk about portfolio construction, especially if you are in certain target funds. They will also discuss important ages to keep in mind as it pertains to these target funds.
This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis talk about the SHP Retirement Roadmap ® and how it’s extremely important to make sure you are addressing the 5 areas of retirement. The 5 areas include, income planning, tax planning, legacy planning, health care planning and investment planning. However, this week the guys want to focus on income planning. This is the most important area when planning for retirement. Derek, Matt, and Keith want to help make sure you will be able to generate enough income for the rest of your life. They discuss instruments you can use to generate income, the “goods and bads” of annuities, and how to allocate your portfolio to make sure you can pay your bills and enjoy your retirement.