Finck & Perras Insurance "Local & Mighty" Podcast: Recent Episodes
Patrick Brough
Hello I am Pat Brough from Finck & Perras Insurance Agency and this is our podcast "Local & Mighty". Our podcast is about Massachusetts Personal and Commercial insurance, in plain english mixed in with a little bit of fun. Everything you want to know or have been afraid to ask your insurance agent or things you should know when you are buying a house, car or starting a business.
This episode dives into the business policy everyone needs it they have employees, Workers Compensations. Beth Carballo the Senior Commercial Lines Manager and Office Manager talks about what you need to start a policy.
Beth gives details about payroll and explains Class Codes when putting together your policy. We then talk about why it is important to not only complete your end of the term audit, but how important it could be financially if you don't.
If you have any questions about your home, auto or business insurance, please reach out to anyone on the Finck & Perras Team!
You can find Finck & Perras on our social media platforms listed below:
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Second time guest Tanya Costigan (Claims Coordinator & Marketing) and Pat Brough talk about whether your Massachusetts Auto Insurance Policy will cover you, your spouse, your kid, or any household member while using your personal auto to work for one of the dozens of APP BASED SERVICES (DoorDash, Lyft, Instacart, Uber, GrubHub, AmazonFlex, USPS, FedEx, and UPS, etc.).
We talk about why you should let your insurance agent know if you are doing this type of work to make sure you have the proper coverage.
We touch on what a business owner should have for coverage if they are hiring people and letting them use their car to make deliveries as hired employees.
If you have any questions about your home, auto or business insurance, please reach out to anyone on the Finck & Perras Team!
You can find Finck & Perras on our social media platforms listed below:
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LinkedIn
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In this episode, Sam Mason (Personal Lines Account Manager) and Pat Brough talk about the rising rates of your home and auto insurance policies. Sam give you facts about why the rates are up and things you can do to help you save some money on premiums.
We talk about how you can save by looking at your deductible, discounts for being a loyal customer and of course bundling your polices. Why it is important to stay current on your insurance bills.
We talk about how underwriting by carriers is making it harder and what you should be aware of.
If you have any questions about your home, auto or business insurance, please reach out to anyone on the Finck & Perras Team!
You can find Finck & Perras on our social media platforms listed below:
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LinkedIn
Get a quote!
You read that title correct.
In this episode, Gen Brough the owner of Finck and Perras Insurance Agency and Pat Brough talk about the rising rates of your home and auto insurance policies. Gen gives you facts, not myths, about why the rates are on the rise in 2023.
We talk about how you can save by looking at your deductible, discounts for being a loyal customer and of course bundling your polices.
If you have any questions about your home, auto or business insurance, please reach out to anyone on the Finck & Perras Team!
You can find Finck & Perras on our social media platforms listed below:
Facebook
Twitter
Instagram
LinkedIn
Get a quote!
Welcome to 2022!!
We are happy to be back with new episodes of our fun podcast about things local with some insurance talk mixed in.
In this episode you will hear from Jennifer Ewers, Business Development Specialist, from our Florence office.
Pat Brough, Sales and Marketing and Jen will talk about what is happening with the podcast and will answer questions about when and if you need Workers Compensation insurance.
Have you hired a nanny or home health aid directly to work for you? If so this is the episode for you.
We mention in the podcast that we would be showing this one on* YouTube. However, due to a technical issue we will be holding off until our next episode.* Head to our YouTube channel and subscribe and you will get a notification when it is up and running.
If you have any questions about insurance please reach out to anyone on the Finck & Perras Team!
Find Finck & Perras on our social media platforms:
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With Spring in the air, it is almost flood season here in New England.
In this episode you will meet Jennifer Ewers, Business Development Specialist, from our Florence office.
We dig into what Flood Insurance is and how the National Flood Insurance Program (NFIP) started in 1968. Learn if you need a flood policy and how established flood zones determine what you will be paying.
We also discuss the available coverage limits from NFIP, the introduction of private insurance companies and when banks require flood insurance.
Hear what an Elevation Certificate is and how it can help save some money on the price for the policy.
If you need a quote or have questions about Flood Polices please reach out to Jen or anyone on the Finck & Perras Team!
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Registering a car in Massachusetts is not all that complicated and Ryan and Pat explain how it is done in this episode of Local & Mighty.
In this episode you will meet Ryan Coopee from our Florence office.
We go through the forms you need like an RTA (Registration Title Application) and the correct way to fill out a Title to transfer ownership of a vehicle. Hear how you can get your Registry transactions done by us so you don't have to wait in line.
Hear why your insurance policy premium for the exact same car as your friend is not the same.
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With the holidays fast approaching it is the perfect to talk about fire safety in the house.
This episodes features Easthampton Fire Chief Chris Norris.
We will talk about the things you should be doing when it comes to protecting your home as you string up the lights for this holiday season.
We will also learn what smoke detectors to not buy like Pat did, when replacing them in your house. Did you know you should replace then at least every ten years?
Chief Norris gives us a wrap up of everything from what to buy and where they should go in your home.
We also talk about renters insurance and why you should have it!
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Who is ready for winter? This episode features a chat about getting your home ready for winter and why you need a home inspection before you buy a house.
Jamie Brough the owner of Pillar to Post Home Inspectors The Brough Team, based out of Wasilla, Alaska is our guest. We talk about why you should get a home inspection before buying a home, what is included in a inspection and what you can learn from an inspection.
We also talk about getting your home ready for winter. Things you should be doing before the snow falls.
To Find - Pillar to Protest Home Inspectors here - https://jamiebrough.pillartopost.com and on Facebook - https://www.facebook.com/JamieBroughPillartoPostHomeInspectors
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2020 has been a little crazy. Tell us something you don't know.
This episode features our owner Gen Brough and what we have been doing since the start of the Covid 19 shut down.
Hear about how we managed to continue to serve our customers while most of the staff worked from home. Listen to how we worked to give back to businesses in need and health care workers that are on the front lines.
Find out what we are doing for Halloween to support the Easthampton Parks and Rec and the Florence Civic and Business Association Rag Shag Parades in 2021.
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Our Marine Division Manager, Captain Paul Nowak, has worked in commercial and marine insurance for 30 years and understands the marine industry and its unique exposure to risk.
Paul and I go deep into a conversation about why boating is such a great way to relax and how it can change your state of mind. Paul talks about his years of experience on the waters in the valley and how he became the area's leading marine insurance specialist.
If you are ready to buy a boat, have been a boat owner for years or wonder what's up with boating, check out this episode.
Oh! And we also talk about insurance for boats, marinas and more!
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Alex Pompei was hired this fall and is new to the insurance world..(kind of). We talk with Alex about what he has learned after being here for a few short months.
Hear about the process he has been going through as a new employee and how interactions with everyone has changed what he thought working in an insurance agency is about.
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With the leaf peeping season coming to an end here in New England it is time to start getting the house and car ready for the cold winter that is heading our way. This episode you will hear from Pat Brough as he talks about what are some of the things to do now to prevent potential claim situations this winter. Clean up the yard, getting the snowblower ready and making sure all the wind and cold stay outside.
Find us on our social media platforms:
Facebook - https://www.facebook.com/FinckandPerrasInsuranceAgency
LinkedIn - https://www.linkedin.com/company/finckandperrasinsurance
Twitter - https://twitter.com/FinckandPerras
Instagram - https://www.instagram.com/finckperrasinsurance/
Get a quote! - https://www.insuringyourway.com/contact/get-a-quote
This episode features Patrick Brough and JoAnne Finck. JoAnne has been conducting first time home buyers' seminars for years. She reviews what you should think about when looking for a local agent and some of the things many don't think about when in the process of buying a new home. What is knob and tube wiring, what does it matter if I own a dog, why is the coverage limit way more than what I paid for the house. A lot of topics that are great for a first time homeowner.
This episode's edition of "That's Not True" answers the question "my friends house was completely destroyed and they had everything replaced with new stuff and they didn't have to pay anything". Learn about Replacement Cost for contents versus Actual Cash Value coverage.
Find us on our social media platforms:
Facebook - https://www.facebook.com/FinckandPerrasInsuranceAgency
Twitter - https://twitter.com/FinckandPerras
Instagram - https://www.instagram.com/finckperrasinsurance/
Get a quote! - https://www.insuringyourway.com/contact/get-a-quote