Agriculture can be a challenging business. Join a team of experienced ag lenders dedicated to serving the rural community as they interview experts who know the industry inside and out. New episodes are released every first and third Monday of the month. Each show contains insights, advice and must-have information on all things rural living. If you live and work in rural America, and need help understanding topics like agronomy, succession planning, farm security and equipment financing, this show is for you. Follow us on Instagram, Facebook and Twitter for more tips and resources between episodes.
In this episode of AgCredit Said It, host Libby Wixtead sits down with Rebecca Singer, president and CEO of CIFT, to explore how the Northwest Ohio Cooperative Kitchen (The NOCK) is turning recipes and ideas into viable food businesses across Ohio.
Show Notes: https://www.agcredit.net/news/ep-111-inside-northwest-ohios-cooperative-kitchen-rebecca-singer
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This episode of AgCredit Said It focuses on value-added food businesses and how farmers and food entrepreneurs can safely and profitably bring products directly to consumers. Host Libby Wixtead interviews Emily Marrison, a Family and Consumer Sciences (FCS) educator with Ohio State University Extension, who has 14 years of experience in Extension, including six years in agriculture and natural resources and eight years in FCS, all grounded in her background in food science. Her work centers on food preservation, food safety certification, and supporting food entrepreneurs, bridging the perspectives of both producers and consumers to help with business and food safety considerations.
Show Notes: https://www.agcredit.net/news/ep-110-navigating-value-added-food-businesses-emily-marrison
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Host Phil Young welcomes Scott Higgins, CEO of both the Ohio Dairy Producers Association (ODPA) and the American Dairy Association Mid-East, to discuss the current state, challenges, and future of Ohio's dairy industry.
Show Notes: https://www.agcredit.net/news/ep-109-inside-ohios-dairy-industry-scott-higgins
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This episode of AgCredit Said It focuses on going "beyond the balance sheet" of farm finance to discuss how to get financially ready to buy a home and explore unique home lending options available through Ag Credit, hosted by Libby Wixted with guest Mandy Stacy, Director of Consumer Lending at AgCredit.
Show Notes: https://www.agcredit.net/news/ep-108-getting-financially-ready-buy-home
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In this new episode of AgCredit Said It, guest host David White is talking with Coty Ferguson, Director of Legislative Government Relations for AgFirst Farm Credit Bank. They dive into the status and importance of the Farm Bill and how it impacts farmers and the Farm Credit System.
Show Notes: https://www.agcredit.net/news/ep-107-inside-farm-bill-coty-ferguson
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Join us in this insightful episode of AgCredit Said It, recorded live from the Emerge Conference 2026, where we dive into the world of meat science and marketing with Lyda Garcia, an extension meat specialist from The Ohio State University. Discover the intricacies of meat processing, from understanding cuts and anatomy to innovative marketing strategies that can set you apart in the industry. Lyda shares her expertise on working with processors, the importance of local meat markets, and the evolving landscape of meat processing post-COVID. Whether you're a farmer, processor, or just curious about the meat industry, this episode offers valuable insights and practical advice to enhance your understanding and business acumen.
Show Notes: https://www.agcredit.net/news/ep-104-marketing-meat-consumers-lyda-garcia
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Join host Phil Young on AgCredit Said It as he delves into the world of drone technology in agriculture with Ryan Kloeppel, a pioneer in custom drone spraying. Discover how Ryan's journey from college inspiration to a thriving business in Delphos, Ohio, is transforming farm operations. Learn about the equipment, challenges, and benefits of using drones for crop spraying and cover cropping. Whether you're a farmer looking to optimize your operations or an entrepreneur interested in the latest agricultural innovations, this episode offers valuable insights into the future of farming. Tune in to explore how drones are changing the landscape of agriculture, one field at a time
Show Notes: https://www.agcredit.net/news/ep-103-drones-agriculture-ryan-kloeppel
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Recently AgCredit co-hosted a Market Outlook meeting in Bowling Green and we had a chance to get some insights from the speakers. In this episode we get a market outlook from Neil Schuller of The Andersons, an update on land values from Howard Halderman of Halderman Real Estate & Farm Management, and Scott Parker from AgCredit shares his insights on interest rates.
Show Notes: https://www.agcredit.net/news/ep-102-2026-outlook-good-bad-and-ugly
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Show Notes: Ep. 101 Securing the Future Of Farming with the Ohio Farm Transition Network | AgCredit
Learn more about the programs below at: farmoffice.osu.edu/farm-transition
Planning for the Future of Your Farm Workshops
Webinars: March 2, 9, 16, and 23, 2026 from 6:00-8:00pm
In-Person: February 9 & 16, Muskingum County (6:00-9:00pm)
March 3 & 17, Washington County (6:00-9:00pm)
March 18 & 26, Morrow County (6:00-9:00pm)
December 1 & 8, Madison County (6:00-9:00pm)
In this episode we are celebrating 100 episode of AgCredit Said It! The hosts look back on the evolution of the podcast, some highlights from past episodes and how it's impacted their lives. We also chat with AgCredit Board Chairman Dusty Sonnenberg and get his insights on the impact of the podcast. The episode ends with some special guest shout outs.
Show Notes: https://www.agcredit.net/news/ep-100-celebration-100-conversations
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In this episode of AgCredit Said It, host Kayla Laubacher is joined by Hannah Chaffee, a marketing intern at AgCredit, to discuss her experiences in agriculture and marketing. Hannah shares her journey of starting a goat breeding business, FC Show Goats, which began with two goats gifted to her on her fifth birthday. She talks about the challenges and rewards of managing a goat farm, including the importance of quality over quantity and the significance of record-keeping. Hannah also discusses her rebranding efforts, emphasizing the importance of authentic storytelling in agriculture and how her education in agricultural communications has influenced her approach to marketing. Additionally, she shares insights on balancing her college studies with her business and internship, highlighting the value of networking and time management. The episode concludes with Hannah providing advice for aspiring entrepreneurs and sharing her social media handles for those interested in following her journey.
Show Notes:
https://www.agcredit.net/news/ep-98-life-agcredit-intern
www.canva.com
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In this episode of AgCredit Said It, host Libby Wixtead interviews Davey Neidhart, a sixth-generation farmer, about his journey in diversifying his farming operation by adding additional revenue streams. Davey shares his background, explaining how a family tragedy initially pushed him away from farming, leading him to pursue a degree in agricultural economics at Ohio State University. After working at a steel mill, he returned to farming, purchasing his first farm with the help of AgCredit. Davey discusses his venture into hops farming and how an unexpected opportunity led him to acquire a stump grinding business, which he successfully ran for ten years. The episode also covers his latest business venture, a farm drainage company named Neidhart Farm Drainage, which he started in response to a high demand for drainage services in his area. Davey emphasizes the importance of seizing opportunities, building relationships, and not being afraid to take risks. He also highlights the value of collaboration over competition in the agricultural industry.
Show Notes: https://www.agcredit.net/news/ep-98-seizing-business-opportunities-davey-neidhart
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In this episode of "Ag Credit Set It," host Phil Young dives deep into the intricacies of year-end financial preparation with special guest Nathan Buzard, a seasoned credit analyst at AgCredit. Discover why year-end financials are crucial for farmers and lenders alike, and learn how to effectively prepare your balance sheets, earning statements, and year-end questionnaires. Nathan shares expert insights on the importance of accurate financial reporting, the difference between cash and accrual accounting, and common pitfalls to avoid. Whether you're a seasoned farmer or new to the field, this episode offers valuable strategies to enhance your financial acumen and ensure a prosperous future for your farm. Tune in to gain a comprehensive understanding of how detailed financials can influence loan approvals and credit limits, and why regular communication with your lender is key to financial success.
Show Notes:
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Join us on this episode of "AgCredit Said It" as guest host Kayla Laubacher takes us beyond the balance sheet into the world of beekeeping with Greg and Angela Laub of Laub Bee Honey. Discover how this dynamic duo started their honeybee journey, the challenges they face, and the sweet rewards of their labor. Learn about the intricacies of hive management, honey harvesting, and the importance of local honey production. Whether you're a seasoned beekeeper or just curious about the process, this episode offers valuable insights and tips for anyone interested in diversifying their agricultural operations. Tune in for a fascinating conversation that highlights the passion and dedication behind every jar of honey.
Show Notes: https://www.agcredit.net/news/ep-96-bee-yond-balance-sheet-diversifying-honey-production
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In this episode of "AgCredit Said It," host Libby Wixtead kicks off season five by focusing on the diversification of agricultural operations. The guest for this episode is Melinda Witten, President and CEO of the Ohio Agribusiness Association (OABA). Melinda shares her journey to becoming CEO, emphasizing her lifelong connection to agriculture and her previous experience with the Ohio Farm Bureau. The discussion highlights OABA's mission to enhance the business environment for Ohio agribusinesses through advocacy, education, and fostering a strong industry network. Melinda elaborates on OABA's diverse membership and the importance of communication, policy updates, and professional development, particularly through programs like "Launch," which aims to develop emerging leaders in the industry.
Show Notes: https://www.agcredit.net/news/ep-95-cultivating-success-insights-ohio-agribusiness-associations-leader
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This week we're revisiting another popular episode from Season 4. Season 5 launches in November with new episodes!
In this episode of AgCredit Said It, host Libby Wixtead welcomes back Stacie McCracken, owner of McCracken, an agricultural marketing agency based in Ohio. The discussion centers around the importance of branding and marketing for farm businesses. Stacie explains that branding goes beyond just visual identity, encompassing mission, vision, strategy, goals, and customer experience. She emphasizes the significance of a strong brand identity that aligns with the farm's goals and values. The conversation covers how to leverage unique stories, the role of market research, and the balance between traditional branding strategies and authenticity. Stacie provides practical advice on maintaining consistency across various platforms and the importance of simple, recognizable logos and colors. The episode concludes with tips on overcoming imposter syndrome and the power of sharing one's story to create an emotional connection with consumers.
Show Notes: https://www.agcredit.net/news/episode-77-building-strong-farm-brand-stacie-mccracken
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This week, we're revisiting one of the most downloaded episodes of Season 4.
In this episode of AgCredit Said It, host Libby Wixtead sits down with Ryan Conklin, lead attorney at Wright and Moore law firm, to delve into the intricacies of dower rights and joint survivorship. Ryan shares his expert advice on how these legal concepts impact farm finance, succession planning, and property ownership. Whether you're a seasoned farmer or just starting out, this episode provides valuable insights to help you protect your assets and ensure a smooth transition for future generations. Tune in to learn practical strategies for managing your farm's financial future and avoiding common pitfalls in estate planning.
Show Notes: https://www.agcredit.net/news/episode-76-legal-strategies-farm-families-dower-rights-and-joint-survivorship
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In this episode of "Ag Credit Said It," the hosts gather to recap their favorite episodes from Season 4. The discussion begins with Matt highlighting Episode 74, which focused on navigating interest rates in agriculture with insights from Dan Ebert. The episode delved into historical trends in interest rates, particularly in the agricultural sector, and how they have evolved over the years. Phil then shares his favorite, Episode 86, featuring an interview with Andy Drerup, Director of Precision Ag at Truland Equipment. They discussed the challenges and opportunities in updating farm equipment, the technological advancements in agriculture, and the return on investment for such upgrades. Lastly, Libby talks about Episode 83 with Christy Seyfert from the Farm Credit Council, where they explored how the council advocates for farmers in Washington, D.C., and helps them navigate economic uncertainties. The episode concludes with a teaser for Season 5, which will focus on diversifying operations and income streams.
Show Notes: https://www.agcredit.net/news/ep-92-best-season-4
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In this episode of "AgCredit Said It," the hosts delve into the implications of the recently passed "One Big Beautiful Bill" (HR 1) and its significance for the agricultural sector. Steve Hamilton from Nationwide joins the discussion to provide insights into the bill's impact on farm finance, policy, and transition planning. The episode covers various aspects of the bill, including its tax provisions, agricultural risk coverage, and support for livestock producers. Key highlights include the reauthorization of farm bill programs, increased price guarantees for major commodities, and changes to tax deductions and estate tax exemptions. The conversation also emphasizes the importance of transition planning for generational farms and the role of Nationwide's Land as Your Legacy program in assisting farm families.
Nationwide’s Land as Your Legacy Program
Land as Your Legacy Email: LAYL@nationwide.com
Show Notes:
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In this episode of AgCredit Said It, host Phil Young engages in a conversation with David Marrison, a field specialist in farm management from Ohio State University, to discuss the critical topic of farm transition planning. David shares his extensive experience in farm management, having worked as a county extension educator since 1997 and as a field specialist since 2022. The discussion delves into the importance of farm transition planning, which encompasses succession planning, estate transfer, tax management, and business organization structure. David emphasizes the need for a comprehensive approach that includes developing future leadership, establishing family communication plans, and creating contingency plans for unforeseen events. He highlights the significance of starting the planning process early, ideally 7 to 10 years before the senior generation plans to retire, to ensure a smooth transition. The conversation also touches on the challenges of family dynamics and communication in planning for the future of farm businesses. David recommends resources such as the book "Crucial Conversations" and Elaine Fra's book on farm coaching to help families navigate these discussions. He also mentions the Ohio Farm Resolution Services, which assists families in having sensitive conversations about farm transitions. The episode concludes with a call to action for families to commit to regular meetings and utilize available resources to develop a strategic transition plan.
Show Notes: https://www.agcredit.net/news/ep-90-planning-tomorrow-farm-transition-strategies-david-marrison
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In this episode of AgCredit Said It, guest host Kendra Heffelfinger sits down with Alexis Burnham, Vice President of Operations at Burnham Orchards, a family-owned farm with over 210 years of history. Alexis shares her journey as part of the seventh generation managing the farm, discussing innovative strategies for increasing sales and engaging with customers. Discover how Burnham Orchards is integrating AI technology to enhance fruit quality and expanding community access through educational initiatives. Learn about their successful venture into hard cider production and the exciting future plans for the orchard. Join us for an inspiring conversation on farm finance, local sourcing, and the importance of authenticity in marketing. Whether you're a farmer, a foodie, or simply curious about the world of agriculture, this episode offers valuable insights into the evolving landscape of farm operations.
Show Notes: https://www.agcredit.net/news/episode-89-talking-farm-table-alexis-burnham
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In this episode of "AgCredit Said It," guest host Kendra Heffelfinger leads a discussion with members of the Young Beginning and Small Farmer advisory group from Ag Credit, including Zach Maag, Cora Willeke, and Brent Orians. The focus is on the importance of supporting young, beginning, and small farmers (YBS) as the next generation in the farming industry. The panel discusses various programs and partnerships that AgCredit offers to assist YBS farmers, such as collaboration with the Farm Service Agency (FSA) for down payment and participation loans, and the AgStart program which provides tailored financial solutions. They also highlight the Ohio Ag Link program, which helps reduce interest rates on operating loans, and other opportunities like grain facility loans and EQUIP programs. The conversation emphasizes the role of AgCredit in providing not just financial support but also educational resources and networking opportunities, such as the Emerge conference, to help farmers plan for succession and improve their operations. The episode concludes with a discussion on the challenges faced by YBS farmers, including land accessibility and rising input costs, and how AgCredit aims to be a solution-driven partner through these challenges.
Show Notes: https://www.agcredit.net/news/episode-88-empowering-next-generation-through-ybs
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In this episode of "AgCredit Said It," guest host Kendra Heffelfinger, Sales and Marketing Director, is joined by Brian Ricker, President and CEO of AgCredit. They discuss the association's performance in the first half of 2025, highlighting a 10% growth in total loans, surpassing $3.5 billion. Despite a slight dip in net income due to lower commodity prices, AgCredit maintains strong capital and efficiency. They celebrate milestones such as a successful Emerge conference and a robust patronage return of $22 million. Challenges include lower prices and higher inputs in corn and soybean sectors, leading to loan restructuring for some members. AgCredit emphasizes early communication for members facing financial difficulties. Looking ahead, they focus on technology upgrades, including a new loan origination system and enhanced digital banking app, to improve efficiency. The episode also highlights AgCredit's commitment to community service through their mission fund and the importance of adapting to market changes while maintaining a strong financial position.
Show Notes: https://www.agcredit.net/news/ep-87-mid-year-insights-brian-ricker
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In this episode of AgCredit Said It, host Phil Young dives deep into the world of farm equipment technology with Andy Derup, Director of Precision Ag at Tru Land Equipment. Discover the latest advancements in precision agriculture, from auto track systems to AI-driven solutions, and learn how these innovations can maximize your return on investment. Andy shares his expertise on the challenges and opportunities farmers face when updating their equipment, offering practical advice on navigating the technology journey. Whether you're considering minor upgrades or major overhauls, this episode provides valuable insights into making informed decisions for your farm's financial future. Tune in to explore how precision ag is transforming the landscape of modern farming.
Show Notes: https://www.agcredit.net/news/ep-86-farm-equipment-upgrades-challenges-and-opportunities
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In this episode of "AgCredit Said It," host Phil Young is live at the Emerge Conference 2025, where he interviews Barry Ward from Ohio State University and Bruce Clevenger from OSU Extension. Barry Ward discusses his work in farm management, focusing on crop economics, input costs, and the challenges farmers face with cash rents and tax strategies. He highlights the importance of being a low-cost producer amidst uncertain crop prices and economic conditions. Bruce Clevenger shares insights into farm management, emphasizing the significance of accurate balance sheets and accounting systems. He explains the pitfalls of cash accounting and the benefits of accrual-adjusted accounting. Bruce also introduces the Ohio Farm Business Analysis and Benchmarking Program, which helps farmers analyze their financial performance and make informed decisions. The episode concludes with discussions on farm records, leasing agreements, and resources available at the OSU Farm Office, including a corn silage pricing tool and grain marketing updates.
Show Notes:
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In this episode of AgCredit Said It, host Phil Young is joined by Leah Curtis from the Ohio Farm Bureau Federation to discuss the intricacies of farm trucking laws and regulations. Leah Curtis, serving as Associate General Counsel, provides insights into the legal aspects of farm trucking, including CDL exemptions, intrastate versus interstate travel, and the specifics of hauling farm products. The conversation delves into common questions about CDL requirements, exemptions for agricultural trucking, and the nuances of operating farm vehicles across state lines. Leah explains the conditions under which farmers are exempt from CDL requirements, highlighting the Ohio law and federal covered farm vehicle exemption. The episode also covers weight limits, hazardous materials regulations, and the importance of consulting legal and insurance professionals when setting up farm trucking operations. Leah dispels myths about the potential removal of farm CDL exemptions and emphasizes the strong relationship between agriculture and law enforcement in Ohio.
Show Notes: https://www.agcredit.net/news/episode-84-farm-trucking-101-leah-curtis
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In this episode of AgCredit Said It, host Libby Wixtead interviews Christy Seyfert, the President and CEO of Farm Credit Council. Christy shares her background in agriculture, her journey to Washington DC, and her role at the Farm Credit Council. The discussion covers how Farm Credit advocates for farmers in Washington, DC, and helps them navigate economic uncertainties, including interest rate fluctuations and trade challenges. Christy emphasizes the importance of mental health awareness and the resources available for farmers experiencing stress. The episode also delves into the Farm Credit Council's priorities, including advancing a new Farm Bill, extending tax cuts, and improving access to credit. Christy highlights the cooperative structure of Farm Credit and the importance of relationships and grassroots connections in understanding and advocating for farmers' needs.
Show Notes: https://www.agcredit.net/news/episode-83-farm-credit-advocates-action-christy-seyfert
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In this episode of AgCredit Said It, we are live from the Emerge Experience with special guest Ty Higgins from Ohio Farm Bureau. Join us as we delve into the critical issues facing farmers today, from financial stress and mental health to the latest in agricultural policy. Ty shares his expertise on the importance of unified messaging, the role of Farm Bureau in supporting Ohio's diverse agricultural community, and the collaborative efforts to address farm stress through the Ohio Agriculture Mental Health Alliance. Whether you're a seasoned farmer or new to the industry, this episode offers valuable insights and practical advice to help you navigate the complexities of modern farming. Tune in for an engaging and informative discussion that goes beyond the balance sheet to the heart of farm life.
Show Notes: Ep. 82 From Farm Stress to Policy Success with Ty Higgins | AgCredit
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In this episode of AgCredit Said It, host Matt Adams sits down with the dynamic Jolene Brown at the 2025 Emerge experience for Ag Credit. Jolene, an Iowa farm girl turned professional speaker, shares her invaluable insights on farm finance, transition planning, and the importance of community in agriculture. From navigating the tough times of the 1980s farm crisis to offering practical advice on ensuring the continuity of family farms, Jolene's wisdom is both profound and practical. Tune in to learn how to initiate honest conversations about farm transitions, the significance of knowing your neighbors, and the critical steps to secure your farm's financial future. Whether you're a seasoned farmer or just starting out, this episode is packed with strategies to help you grow your farm's legacy. Don't miss out on Jolene's engaging stories and expert advice!
Show Notes:
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In this episode of AgCredit Said It, host Libby Wixtead discusses the Ohio Ag Link program with Ohio's 49th Treasurer of State, Robert Sprague. The conversation focuses on the enhancements made to the Ag Link program to help farmers maximize their return on investment (ROI). Treasurer Sprague explains the program's history, its recent changes, and how it aims to support farmers facing financial hardships due to rising costs and environmental challenges. The episode highlights the program's increased funding, higher loan caps, year-round access to capital, and specific relief measures for farmers affected by drought and avian flu. The discussion underscores the importance of listening to farmers' needs and adapting financial programs to better serve the agricultural community.
Show Notes: https://www.agcredit.net/news/ep-80-supporting-ohio-ag-ag-link-treasurer-robert-sprague
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Garth Ruff, Assistant Professor, Field Specialist Beef Cattle and Livestock Marketing at The Ohio State University, provides a livestock market outlook live from AgCredit's 3rd annual Emerge Experience.
ruff.72@osu.edu
https://u.osu.edu/beefteam/
Live from AgCredit's 3rd annual Emerge Experience Conference, we sit down with Neil Schuller from The Anderson's for a grain market outlook.
www.andersonsgrain.com
Show Notes: Episode 78: Grain Outlook with Neil Schuller | AgCredit
In this episode of AgCredit Said It, host Libby Wixtead welcomes back Stacie McCracken, owner of McCracken, an agricultural marketing agency based in Ohio. The discussion centers around the importance of branding and marketing for farm businesses. Stacie explains that branding goes beyond just visual identity, encompassing mission, vision, strategy, goals, and customer experience. She emphasizes the significance of a strong brand identity that aligns with the farm's goals and values. The conversation covers how to leverage unique stories, the role of market research, and the balance between traditional branding strategies and authenticity. Stacie provides practical advice on maintaining consistency across various platforms and the importance of simple, recognizable logos and colors. The episode concludes with tips on overcoming imposter syndrome and the power of sharing one's story to create an emotional connection with consumers.
Show Notes: https://www.agcredit.net/news/episode-77-building-strong-farm-brand-stacie-mccracken
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In this episode of AgCredit Said It, host Libby Wixtead sits down with Ryan Conklin, lead attorney at Wright and Moore law firm, to delve into the intricacies of dower rights and joint survivorship. Ryan shares his expert advice on how these legal concepts impact farm finance, succession planning, and property ownership. Whether you're a seasoned farmer or just starting out, this episode provides valuable insights to help you protect your assets and ensure a smooth transition for future generations. Tune in to learn practical strategies for managing your farm's financial future and avoiding common pitfalls in estate planning.
Show Notes: https://www.agcredit.net/news/episode-76-legal-strategies-farm-families-dower-rights-and-joint-survivorship
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Podcast Title - Ep. 75 Agriculture Policy in 2025: Key Updates with Jenny Mesirow
In this episode of AgCredit Said It, host Phil Young welcomes back Jenny Mesirow from the Farm Credit Council to provide an in-depth update on the Farm Bill and the latest happenings in Washington, D.C. Jenny shares her extensive experience and insights on the legislative process, the impact of new administration changes, and the critical issues facing the agriculture sector. From the intricacies of the Farm Bill to the potential tax changes under the new presidency, this episode is packed with valuable information for farmers, industry leaders, and anyone interested in the future of farm finance. Tune in to learn how these developments could affect your farm's financial future and what steps you can take to stay ahead.
Show Notes: Episode 75: Agriculture Policy in 2025: Key Updates with Jenny Mesirow | AgCredit
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In this episode of AgCredit Said It, host Libby Wixtead dives deep into the ever-relevant topic of interest rates with Dan Ebert, Chief Operating Officer at AgCredit. Together, they explore the historical trends of interest rates, their impact on agricultural loans, and what farmers can expect in the future. Dan shares valuable insights on how interest rates have evolved over the past decades, the primary factors influencing ag loan rates, and the importance of risk management. Whether you're a seasoned farmer or new to the industry, this episode offers practical advice on financial planning and preparing for future interest rate changes. Tune in to learn how to navigate the complexities of farm finance and ensure a stable financial future for your agricultural business.
Show Notes: https://www.agcredit.net/news/episode-74-navigating-interest-rates-agriculture-insights-dan-ebert
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In this episode of AgCredit Said It, host Phil Young discusses tax planning for the upcoming tax season with Alex Schomaeker from Schultz Huber & Associates. The conversation covers various tax-related topics pertinent to farmers and business owners, including changes in tax laws, depreciation deductions, capital gains, health savings accounts (HSAs), estate taxes, and common year-end tax planning mistakes. Alex provides insights into the impact of the 2024 tax changes, the importance of planning for tax deductions, and strategies for managing capital gains and estate taxes. The episode also touches on the beneficial ownership information (BOI) reporting requirements and the recent injunction affecting its implementation.
Show Notes:
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In this episode of "AgCredit Said It," host Phil Young is joined by Jordan Huntsman, a commercial credit analyst with AgCredit, to discuss evaluating the financial health of farm operations at year-end. The conversation covers key financial indicators that farmers should focus on, such as net worth and working capital, and the importance of preparing a balance sheet annually. Jordan explains the components of a balance sheet and the significance of tracking assets and liabilities. They also delve into the concept of working capital, its calculation, and its role in maintaining financial stability.
Show Notes: https://www.agcredit.net/news/episode-72-evaluating-health-your-operation
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In this episode of AgCredit Said It, we delve into the critical topic of mental health in farming. Host Phil Young is joined by Sarah Noggle, an OSU Extension Educator from Paulding County, to discuss the findings from the Ohio Agriculture Mental Health Alliance's recent survey. Together, they explore the root causes of stress on the farm, the impact of mental health on farming operations, and practical strategies for managing stress and maintaining mental wellness. Tune in to gain valuable insights and learn how to prioritize your wellbeing in the demanding world of agriculture. Remember, the most important asset on the farm is you.
Show Notes: https://www.agcredit.net/news/episode-71-protecting-most-important-asset-farm-sarah-noggle
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In this episode of AgCredit Said It, host Matt Adams dives deep into the intricacies of farm finance with expert credit analyst Nathan Buzard. Discover what goes beyond the balance sheet in loan analysis, including the critical 5 Cs of credit: Character, Capital, Capacity, Collateral, and Conditions. Nathan shares invaluable insights on evaluating loan applications, the importance of detailed financial information, and the role of environmental practices in assessing risk. Whether you're a seasoned farmer or just starting out, this episode is packed with strategies to help you grow your farm's financial future. Tune in to learn how to navigate market volatility, the significance of a solid business plan, and the impact of succession planning on loan decisions. Don't miss this opportunity to gain expert advice and ensure your farm's long-term sustainability.
Show Notes: Episode 70: Looking at Financials Beyond the Balance Sheet with Nathan Buzard | AgCredit
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Email podcast@agcredit.net
In this episode, your hosts share their favorite guests and topics from Season 3 of AgCredit Said It. Highlights include connecting to consumers to share your farm story, benefits of the LLC business structure, and benefits of working with a lending cooperative like AgCredit.
Show Notes: https://www.agcredit.net/news/episode-69-best-agcredit-said-it-season-3
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In this episode, Aaron Stoller, an experienced ag lender with a deep-rooted background in agriculture, shares the key traits of successful farmers. From his beginnings on his family farm to his diverse experiences in western New York’s ag industries, Aaron shares the valuable lessons he learned along the way, and dives into his thoughts on farm profitability and management. This episode will leave you inspired and informed about the foundational principles and characteristics of successful farmers.
Show Notes: https://www.agcredit.net/news/episode-68-characteristics-successful-farmer
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We’re talking all about barndominiums in this episode! Host Matt Adams chats with Nicole Schwab with Schwab Builders and Matt Gray, a mortgage loan originator at AgCredit. They discuss how barndominiums have evolved, their popularity, and how they differ from traditional homes. They also talk about how to finance a barndominium and why it’s important to work with both a lender and a builder who understands the unique aspects of barndominium builds.
Show Notes: https://www.agcredit.net/news/episode-67-financing-barndominium-nicole-schwab-matt-gray
Resources mentioned in this episode:
Connect with Schwab Builders and The Barndo Company on Facebook
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Host Phil Young chats with Brent Sohngen, professor of environmental and resource economics at The Ohio State University, about carbon credits and climate change. Brent explains the basics of carbon credits, how they work, and their intersection with agriculture. He discusses the potential for farmers to make money from carbon credits in the future and the demand for offsets from companies committed to reducing emissions. Brent also shares how farmers can prepare for potential future opportunities in the carbon market.
Show Notes: https://www.agcredit.net/news/episode-66-unlocking-potential-carbon-credit-agriculture-brent-sohngen
Resources mentioned in this episode:
Connect with Brent Sohngen - sohngen.1@osu.edu
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Host Phil Young chats with AgCredit’s Chief Credit Officer, Josh McBride. Josh explains the benefits of grain inventory loans and also discusses revolving lines of credit and the differences between the two. Additionally, they talk about the Ohio Ag-LINK Loan Program and its benefits for borrowers.
Show Notes: https://www.agcredit.net/news/episode-65-three-types-loans-your-grain-operation-josh-mcbride
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In this episode of AgCredit Said It, host Matt Adams interviews Glen Arnold, a field specialist for manure nutrient management systems at The Ohio State University Extension. Glen discusses his background and how he got into his current position. He explains the importance of manure nutrient management in the agriculture industry and how it can maximize the use of resources. Glen also talks about the key components of effective manure management and common mistakes that farmers make. Glen provides resources and tools available to farmers for manure management and mentions upcoming research projects and events in the field.
Show Notes: https://www.agcredit.net/news/s3-ep-64-nutrient-management
Resources mentioned in this episode:
A&L Great LakesLaboratories - https://algreatlakes.com/
North American Manure Expo - https://www.manureexpo.ca/
Connect with Glen Arnold https://agnr.osu.edu/people/glen-arnold
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In this episode of AgCredit Said It, host Libby Wixtead interviews Matt Rush, a professional speaker, cattle rancher, author, and artist from New Mexico. They discuss the importance of sharing farm stories and advocating for agriculture through simple connections and conversations with consumers, whether it's at the grocery store, in the community, or in the classroom. Matt also encourages farmers to find outlets for stress relief and to take care of themselves first. It’s the perfect dose of inspiration you didn’t know you needed!
Show Notes: https://www.agcredit.net/news/episode-63-how-farmers-can-connect-consumers-ft-matt-rush
Connect with Matt Rush:
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In this episode of AgCredit Said It, host Phil Young interviews Roxanne Reed, a seasoned agritourism farmer and founder of Farm School on Wheels and Granit Training Group. Roxanne provides tips on how to avoid burnout on the farm and shares strategies to combat stress and improve quality of life on the farm. She also provides resources for farmers who may be experiencing burnout or stress.
Show Notes: https://www.agcredit.net/news/episode-62-avoiding-burnout-farm-alligators-and-monkeys-ft-roxanne-reed
Resources mentioned in this episode:
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Host Matt Adams interviews Neil Schuller from The Andersons about grain marketing. Neil discusses the importance of developing a grain marketing plan and offers advice on how to do so. Neil also provides a market outlook for the upcoming growing season, discussing factors such as supply and demand, weather conditions, and global market dynamics.
Show Notes: https://www.agcredit.net/news/episode-61-how-develop-grain-marketing-plan-neil-schuller
Resources mentioned in this episode:
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Host Phil Young interviews Stevan Novakovic, a senior economist at Farm Credit of Central Florida. Stevan discusses his background in agriculture and economics, as well as the unique challenges facing the agriculture industry. He highlights three key economic issues facing agriculture and strategies for farmers to navigate these challenges. He also discusses the role of technology and automation in agriculture, as well as positive economic metrics such as low unemployment rates.
Show Notes: https://www.agcredit.net/news/episode-60-agricultural-economic-outlook-stevan-novakovic
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Host Libby Wixtead interviews Eric Romich, an Ohio State University Extension field specialist for energy development. Romich explains how on-farm solar isn’t the only way to make smarter energy choices and discusses funding and incentive opportunities for on-farm energy efficiency and renewable energy projects.
Show Notes: https://www.agcredit.net/news/episode-59-farm-energy-management-eric-romich
Resources mentioned in this episode:
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In this episode of AgCredit Said It, host Libby Wixtead interviews Jim Chakeres, the executive vice president of the Ohio Poultry Association. Chakeres discusses the challenges facing the poultry industry, including disease pressure, particularly avian influenza. Chakeres touches on the importance of biosecurity measures to protect flocks and prevent the spread of diseases. He also discusses manure management and the industry's efforts to be transparent and educate consumers about poultry farming.
Show Notes: https://www.agcredit.net/news/episode-58-embracing-change-ohio-poultry-industry-jim-chakeres
Connect with the Ohio Poultry Association: https://www.ohiopoultry.org/
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In this episode of AgCredit Said It, host Phil Young sits down with Dusty Sonnenberg, AgCredit's board chairman, and Brian Ricker, president and CEO of the association, to discuss the importance of patronage and member education in the agriculture industry. They also talk about AgCredit's Mission Fund, which supports local communities, and the Emerge conference, which provides education and networking opportunities for young and beginning farmers. Then host Matt Adams joins Phil Young at the 2024 Emerge Conference to chat with AgCredit board member Scott Chalfin about his farm operation and the value of attending agricultural events and meetings.
Show Notes:https://www.agcredit.net/news/episode-57-how-patronage-and-other-association-benefits-support-farmers-and-rural-communities
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Host Phil Young interviews a group of young farmers at the 2024 Emerge Experience conference. The farmers discuss the challenges they face and talk about the importance of having a support system and collaborating with fellow farmers. The farmers mention their mentors, such as their grandfathers, and the value of learning from their experiences. They also discuss how they stay informed about the industry, including attending conferences, listening to podcasts, and using social media. To wrap it up, the farmers share their thoughts on the upcoming year, acknowledging the challenges of low crop prices and the need for careful budgeting and expense control.
Show Notes: https://www.agcredit.net/news/episode-56-insights-and-advice-young-farmers-2024-emerge-experience-conference
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In this episode of AgCredit Said It, host Libby Wixtead interviews Roger High, the Executive Director of the Ohio Sheep Improvement Association. High discusses his background in the sheep and wool industry and the various roles he has held throughout his career. He also talks about the diversity of the Ohio sheep industry, including commercial operations, purebred breeds, and the growing interest in confinement operations and solar grazing. High highlights the importance of involving young people in the industry and discusses the priorities of the Ohio Sheep Improvement Association for 2024, including membership, legislative advocacy, and education. He also mentions the challenges faced by sheep producers, such as predators and the struggling wool market. The episode concludes with a discussion on how the Ohio Sheep Improvement Association connects with the public through educational programs and events like the Ohio State Fair.
Show Notes: https://www.agcredit.net/news/episode-55-look-ohios-growing-sheep-industry-roger-high
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Host Brenna Finnegan is joined by Steve Reinhard, a board member for AgCredit and a farmer from Crawford County, Ohio. They discuss the Ohio Soybean Council and its function, which includes collecting checkoff funds from soybean farmers and using them for promotion, education, and research in the soybean industry. Reinhard also highlights various products made from soybeans, touches on the challenges facing soybean farmers, and the importance of farmers getting involved in leadership roles to shape the industry.
Show Notes: https://www.agcredit.net/news/episode-54-how-ohio-soybean-council-and-united-soybean-board-are-transforming-soybean-industry
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Host Phil Young interviews Luke Schrader of Schrader Real Estate & Auction Company to discuss farm real estate values, farm equipment values, auctions, and the future of the industry. Luke shares his background in the real estate and auction business and talks about the team at Schrader Real Estate & Auction. They discuss the current state of farm real estate values and the equipment market. Luke also talks about the growing trend of online auctions for equipment and they touch on the topic of buyer's premiums and offer advice for first-time buyers at auctions.
Show Notes: https://www.agcredit.net/news/s3-ep-53-farm-real-estate-auctions
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In this episode of AgCredit Said It, host Libby Wixtead interviews attorney Ryan Conklin about the different types of entities farmers can use to structure their farms. They discuss sole proprietorships, partnerships, LLCs, and corporations, and the benefits and drawbacks of each. They also touch on the importance of having an operating agreement or partnership agreement in place, as well as the role of entities in succession planning. They emphasize the need for farmers to communicate with their lenders and other advisors when setting up entities and making changes to their business structure. They also conclude with advice for young and beginning farmers to start early when it comes to setting up an entity.
Show Notes: https://www.agcredit.net/news/episode-52-dbas-corporations-decoding-farm-business-structures-ryan-conklin
Resources mentioned in this episode:
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In this episode of AgCredit Said It, host Matt Adams chats with Bruce Clevenger and Eric Richer to discuss various programs and workshops offered by the Ohio State University Extension to support farmers in areas such as farm record keeping, farm management, grain marketing, and farm transition planning. They highlight the Farm On Farm Financial Management course, which is a self-paced online course designed for both seasoned and beginning farmers to improve their financial literacy and meet the requirements for the beginning farmer tax credit and USDA Farm Service Agency loans. They also discuss the Basics of Grain Marketing workshop, which provides farmers with a deep dive into grain marketing strategies and includes expert instructors and a panel of trading professionals. Additionally, they mention the Ohio State Organic Grains Conference and the farm transition planning workshops and webinars that address the important topic of transferring farm assets and navigating family dynamics. They emphasize the importance of these programs in supporting the success and sustainability of farm operations and encourage farmers to take advantage of the resources available to them.
Show Notes: https://www.agcredit.net/news/s3-ep-51-osu-extension-programs
Resources mentioned in this episode:
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It’s the 50th episode of AgCredit Said It! In this milestone episode, the hosts get together to discuss their resolutions for the new year. Tune in to hear what suggestions each of our hosts has for farmers and how you can set goals and create plans to work towards success in your operation in the new year!
Show Notes: https://www.agcredit.net/news/ep-50-four-farm-related-resolutions-steal-new-year
Resources mentioned in this episode:
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AgCredit recently rolled out a new set of core values, mission statement, and vision statement, and in this episode, we’re joined by Brian Ricker, CEO and President of AgCredit, and Sandy Musgrave, Chief Human Resource Officer with AgCredit, to talk about the process. Brian and Sandy share why the core values are important in guiding AgCredit’s actions and culture, and provide a sense of purpose and focus for not only the organization but its employees as well. Tune in to learn more about each of the values and how farming operations can apply these same principles to their businesses.
Show Notes: https://www.agcredit.net/news/episode-49-power-core-values-brian-ricker-and-sandy-musgrave
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In this episode of AgCredit Said It, host Phil Young chats with Matt Reese and Dusty Sonnenberg of the Ohio Ag Net Podcast about the changing landscape of agricultural communication. They talk about the evolution of communication methods, such as print, radio, and web, and how each medium has its own unique impact and reach. They also touch on hot topics in agriculture, including the impact of Canadian wildfires on Ohio farmers and the importance of farmland preservation. Matt and Dusty also discuss how they stay up-to-date on current agricultural issues and the importance of providing timely and relevant information to the agricultural community.
Show Notes: https://www.agcredit.net/news/episode-48-cultivating-connection-conversation-matt-reese-and-dusty-sonnenberg-evolution
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In this episode of AgCredit Said It, host Libby Wixtead interviews attorney Ryan Conklin about farm accidents and the steps family members should consider in the event of an accident. Ryan discusses the importance of documenting an incident, notifying insurance agents, and ensuring human safety. Ryan also explains liability issues related to livestock running at large and offers advice on written farm leases.
Show Notes: https://www.agcredit.net/news/episode-47-navigating-farm-accidents-first-steps-take-ryan-conklin
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In this episode of AgCredit Said It, host Libby Wixtead sits down with Brian Baldridge, the Director of the Ohio Department of Agriculture (ODA). They discuss Brian’s deep-rooted connection to agriculture and his career path in politics. While sharing how ODA plays a critical role in supporting Ohio agriculture, a central theme of their conversation was the importance of agriculture telling its story.
Show Notes: https://www.agcredit.net/news/episode-46-safeguarding-ohio-agriculture-oda-director-brian-baldridge
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October is National Pork Month and in Episode 45 of Ag Credit Said It we sit down with Ohio Pork Council treasurer, Nathan Schroeder of F&K Farms. Nathan shares how AgCredit helped him navigate the process of beginning his farm’s first contract hog barn, and along with host Libby Wixtead, Nathan shares tips for beginning and young farmers exploring this opportunity and how farmers can expand capabilities by diversifying their operations.
Show Notes: https://www.agcredit.net/news/episode-45-ins-and-outs-contract-growing-nathan-schroeder
Resources mentioned in this episode:
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As we kick off Season 3 of the AgCredit Said It podcast, you’ll meet new AgCredit board members Terry McClure and Steve Reinhardt as they highlight the benefits of being part of a cooperative like AgCredit, including the cooperative's focus on serving its members and its boots-on-the-ground approach to helping rural communities. The discussion touches on the significance of a farmer-run board in guiding the cooperative's decisions and you’ll hear Terry and Steve’s advice for young farmers.
Show Notes: https://www.agcredit.net/news/episode-44-embracing-cooperative-value-insights-agcredits-new-board-members
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In this episode, your hosts share their favorite guests and topics from Season 2 of AgCredit Said It. Highlights include structuring your farm business entity for tax advantages, marketing your agricultural operation and products through social media, and setting a vision for the future of your family farm.
Show Notes: https://www.agcredit.net/news/episode-43-best-agcredit-said-it-season-2
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In this episode, hosts Libby and Brenna are joined by Ohio corn farmer John Linder to get insight into his roles on key agricultural association boards. He dives into some of the unique challenges of leadership and the rewards that have followed. We also chat about his role at MAIZALL, an international alliance reshaping the narrative around GMO technology in corn, and how collaboration with Argentina, Brazil, and the US is helping tackle political hurdles in the Mexico corn market. John also discusses critical farming issues and offers invaluable advice for first-time farmers.
Show Notes: https://www.agcredit.net/news/episode-42-ohio-fields-global-leadership-john-linder
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In this episode, we turn the spotlight to one of the often-overlooked facets of farming – marketing. Ashland, Ohio producer Evan Kamenik brings forth the challenges of grain marketing and the risk management that it entails. We also bring in James Schroeder, a former options market maker and trader. Having established Quartzite Risk Management in 2019, James works with corn and soybean producers like Evan to create effective risk management strategies. We highlight the traits of their effective partnership and gain insight into how changing your mindset around grain marketing can be a catalyst for growth.
Show Notes:
https://www.agcredit.net/news/episode-41-how-risk-manager-might-be-your-next-best-step-success
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Connect with James Schroeder
https://www.linkedin.com/in/jamesschroeder/
https://www.quartziteriskmanagement.com
Share questions and topic ideas with us:
Email podcast@agcredit.net
Top Five Attributes of a Successful Farmer with Aaron Stoller
In this episode, Aaron Stoller, an experienced ag lender with a deep-rooted background in agriculture, takes us on a journey through his career and the key traits of successful farmers. From his beginnings on his family farm to his diverse experiences in western New York’s ag industries, Aaron shares the valuable lessons he learned along the way, and dives into his thoughts on farm profitability and management. This episode will leave you inspired and informed about the foundational principles and characteristics of successful farmers.
Show Notes:
https://www.agcredit.net/news/episode-40-top-five-attributes-successful-farmer-aaron-stoller
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In this must-listen episode, our hosts sit down with Kurt Leber, a seasoned farm loan expert, to break down the ins and outs of the Farm Service Agency (FSA) and its loan programs designed for young, beginning, or starting farmers. With Kurt’s wealth of knowledge, he gives valuable insight into the qualifications, requirements, and benefits of working with FSA as well as ways new borrowers can set themselves up for long-term financial success.
Resources mentioned in this episode:
Show Notes:
https://www.agcredit.net/news/episode-39-navigating-farm-service-agency-fsa-loan-programs-kurt-leber
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We’re diving into the world of farm loans in this episode with Scott Parker, a senior credit manager at AgCredit. We discuss the essential farm loans that every farmer should know about. From land loans tailored to your specific needs to equipment financing offering access to top leasing products, Scott provides valuable insights on these loan types and answers frequently asked questions about each. Tune in as Scott guides us through the farm loan options so that you can make more informed financial decisions for your operation.
Resources mentioned in this episode:
Show Notes:
https://www.agcredit.net/news/episode-38-essential-farm-loans-you-should-know-about-scott-parker
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We’re diving into the political world of agriculture in this episode with Jenny Mesirow, the Sr. Vice President of Government Affairs at Farm Credit Council. Jenny brings a wealth of knowledge, experience, and a unique cultural perspective through her career in Washington DC. We talk about the importance of the Farm Bill legislation passing, explore the pressing topics within the Farm Bill, discuss the power of sharing authentic farm and agricultural stories, and so much more.
Resources mentioned in this episode:
Show Notes:
https://www.agcredit.net/news/episode-37-understanding-navigating-2023-farm-bill-jenny-mesirow
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In this episode, hosts Brenna Finnegan and Phil Young sit down with Dawn and Matt Thayer, farmers from Erie County Ohio, to discuss how they’ve diversified their farm and continue to involve their young children in the operation. The Thayers share their journey of starting their farm right out of college, transitioning from a dairy to a feedlot, and adding various facets to their farm, such as growing mums, strawberries, sweetcorn, and melons with a roadside market. They also talk about the importance of diversifying the farm for their children’s future involvement and the challenges and opportunities that have popped up along the way.
Show Notes: https://www.agcredit.net/news/episode-36-dairy-diversification-insights-matt-and-dawn-thayer
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Elizabeth Harsh, executive director of the Ohio Cattlemen’s Association, joins us on this episode to discuss the programs and initiatives the Association is currently focusing on and provides insight on the beef industry at both the state and national levels, covering topics such as the Farm Bill and black vulture damage. Elizabeth also recaps the Ohio Beef Expo event and provides information on upcoming events and programming available to youth and young producers through the Ohio Cattlemen’s Association.
Show Notes: https://www.agcredit.net/news/episode-35-supporting-producers-and-engaging-consumers-ohio-cattlemens-association-elizabeth
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In this episode, we talk to Sergeant Barry Thompson and Anthony Lester, who both have backgrounds with the Ohio State Highway Patrol. They answer questions about various topics related to safely operating farming equipment on the road, weight laws, oversize permits, hauling fuel and fertilizer, and much more.
Show Notes: https://www.agcredit.net/news/episode-34-farming-equipment-road-common-questions-answered-barry-thompson-and-anthony-lester
Resources mentioned in this episode: Truck Drivers Guidebook
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Get ready for an informative podcast episode with Kayla Laubacher, AgCredit’s Marketing Coordinator, where she shares her background in marketing, family farming, and agritourism. You’ll hear about how Kayla and her family market their pumpkin business online, and her expert advice on navigating social media. From what to post and how often to post, to the importance of having a website and an email list, Kayla has tips and tricks for how to get started and up-level your social media game. Plus, she reveals some of her favorite tools for creating and scheduling content so you can save time.
Show Notes: https://www.agcredit.net/news/episode-33-social-media-tips-and-tricks-ag-businesses-kayla-laubacher
Resources mentioned in this episode:
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In this episode of AgCredit Said It, we discuss the importance of having a good credit score and the benefits it can bring with Matt Gray, a residential loan officer at AgCredit. We talk about credit score ranges, factors that affect your credit score, how to establish credit, and overall, managing and understanding your credit score to help you achieve financial well-being.
Show Notes: https://www.agcredit.net/news/episode-32-understanding-and-managing-your-credit-score-matt-gray
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In this episode of AgCredit Said It, we welcome AgCredit CEO and president, Brian Ricker back to the show to discuss the Farm Credit System, cooperatives, patronage, and much more.
Show Notes: https://www.agcredit.net/news/episode-31-what-cooperative-brian-ricker
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This episode is all about buying land at an auction. Hosts Matt Adams and Phil Young talk with Kelly Guthrie, one of AgCredit’s commercial credit analysts, to give advice on the first steps to take when buying land at an auction, the paperwork you’ll need to prepare, and things to avoid before, during and after purchase.
Show Notes: https://www.agcredit.net/news/episode-30-dos-and-donts-preparing-buy-land-auction-kelly-guthrie
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Social media influencer, Zoe Kent joins the podcast to talk about how she grew her social media following by sharing her day-to-day life as a grain farmer, how she’s transitioned into running her family’s eighth-generation farm at a young age, and the ups and downs that come with farming AND posting online.
Show Notes: https://www.agcredit.net/news/episode-29-creating-community-through-social-media-zoe-kent
Connect with AgCredit on Facebook, Twitter and Instagram Connect with Zoe Kent on Instagram and TikTok
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Soil fertility is critical for crop plant development and influences crop yield. As we get closer to planting season, we welcome Don Daniels, Senior Vice President of Feed, Grain, Sales and Marketing at Centerra Co-op, to the AgCredit Said It Podcast to discuss what soil fertility is and why it’s important for growers. We also get insight into vomitoxin in corn, an outlook on input costs and supply, and how Don experiments with cover crops, planting green and more on his farm.
Show Notes:https://www.agcredit.net/news/episode-28-what-soil-fertility-and-why-its-important-don-daniels
Resources mentioned in this episode:
Connect with AgCredit on Facebook, Twitter and Instagram Connect with Centerra Co-op on Facebook and YouTube
Share questions and topic ideas with us:Email podcast@agcredit.net
For many farms, the number one risk of transferring the farm to the next generation is long-term care costs. Not only are farmers getting older, but they’re living longer, and that has a big impact on planning and paying for care. Attorney and research specialist Robert Moore joins us on this podcast episode to help us understand what long-term care is and the strategies available for protecting farm assets.
Show Notes:https://www.agcredit.net/news/episode-27-long-term-care-and-farm-robert-moore
Resources mentioned in this episode:
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This week on AgCredit Said It, our hosts talk with economist and farmer Barry Ward about cash rent arrangements, how to mitigate risks, and cost projections for 2023.
Show Notes:https://www.agcredit.net/news/episode-26-cash-rents-tips-strategies-mitigating-risk-barry-ward
Resources mentioned in this episode:
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From business owner to weatherman, mechanic, and even grain marketer, today’s grain farmer wears many hats. But no matter what hat is on for the day, profitability is always at the top of the goal list. In this podcast episode, Kirk Roetgerman, a grain division manager at Mercer Landmark, helps break down the basics of grain marketing, the different types of grain contracts, and a few of the many influences that drive grain prices.
Show Notes:https://www.agcredit.net/news/episode-25-what-grain-marketing
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Are you a real Christmas tree or a fake Christmas tree family? In this episode, our hosts talk to Jeff Reese of Kaleidoscope Farm, a family-owned Christmas tree farm located in northwest Ohio. We change the pace from the traditional farming topics we usually cover to an episode all about agritourism in the spirit of Christmas. We get to learn how this Christmas tree business started out as an offshoot of the Reese family farm, how it’s morphed into an agritourism destination, and the nuances of planting, growing and harvesting Christmas trees to keep up with consumer demand for the perfect holiday experience.
Show Notes:https://www.agcredit.net/news/episode-24-agritourism-jeff-reese-kaleidoscope-farms
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Share questions and topic ideas with us:Email podcast@agcredit.net
Farming costs can add up quickly. Fortunately, agricultural loans help farmers get the financing they need to start, expand or maintain their farming operations. In this episode, our hosts get answers to frequently asked questions about credit from two of AgCredit’s pros in the industry, Holly Gates and Josh McBride. Together, they have over 45 years of experience in farm loans and bring unique expertise in lending for starting farmers.
Show Notes:https://www.agcredit.net/news/episode-23-answering-your-questions-about-credit-holly-gates-and-josh-mcbride
Connect with AgCredit on Facebook, Twitter and Instagram
Share questions and topic ideas with us:Email podcast@agcredit.net
We all have to pay taxes, but as a farmer, taxes can be particularly complicated. Especially when you’re new to farming or just starting out. If you’re wanting to learn more about the things you should know about taxes as a producer, this episode is for you! Our hosts chat with a certified public accountant, Jon Stoller, who’s also an expert in taxes related to agriculture, to answer specifics on what farmers can know and be prepared with to make tax time less stressful.
Show Notes:https://www.agcredit.net/news/episode-22-3-things-new-farmers-should-know-about-taxes-jon-stoller
Connect with AgCredit on Facebook, Twitter and Instagram
Connect with Jon Stoller online at https://www.brsw-cpa.com/
Share questions and topic ideas with us:Email podcast@agcredit.net
October is National Pork Month and we’re celebrating with a special episode dedicated to contract finishing partnerships. In this episode, we chat with Phil Hord, director of sow production and research and innovation at Hord Family Farms, who walks us through the process of becoming a contract grower and the benefits and challenges that come along with it.
Show Notes:https://www.agcredit.net/news/episode-21-want-be-contract-finishing-grower-benefits-and-challenges-phil-hord
Connect with AgCredit on Facebook, Twitter and Instagram
Connect with Hord Family Farms on Facebook, Twitter, Instagram or LinkedIn. Email Hord Family Farms at hello@hordfarms.com
Share questions and topic ideas with us:Email podcast@agcredit.net
In this episode of AgCredit Said It, Zippy Duvall, President of the American Farm Bureau Federation shares his background in agriculture, from growing up on a dairy farm to the career path that led him to American Farm Bureau where he plays an important role in advocating for and promoting American agriculture. Along with sharing some of the top issues facing agriculture right now, President Duvall also gives some of his top advice for young farmers.
Show Notes:https://www.agcredit.net/news/episode-20-six-tips-young-beginning-and-starting-farmers
Connect with AgCredit:Facebook
Twitter
Instagram
Share questions and topic ideas with us:Email podcast@agcredit.net
AgCredit Said It Season 2 is starting Monday, October 3rd!
All of your favorite hosts are back with an exciting lineup of guests and topics.
New episodes air every first and third Monday of the month.
Follow us on Instagram, Facebook or Twitter for updates on new releases and even more tips and resources.
If you’re enjoying the podcast, consider rating and reviewing the show!
AgCredit Said It Season 2 is starting Monday, October 3rd!
All of your favorite hosts are back with an exciting lineup of guests and topics.
New episodes air every first and third Monday of the month.
Follow us on Instagram, Facebook or Twitter for updates on new releases and even more tips and resources.
If you’re enjoying the podcast, consider rating and reviewing the show!
The AgCredit Said It podcast hosts get together to recap their top moments from Season 1. From their favorite episodes and guests, to the bloopers and behind-the-scenes you didn’t know about, Matt, Phil, Libby, and Brenna dish out their most memorable hosting moments and what it’s really like to host a podcast.
Season 2 of AgCredit Said It is in the works! Do you have topic ideas or guest suggestions? Email us at podcast@agcredit.net.
Connect with AgCredit:Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
As the founder and owner of an agricultural communications and marketing agency, Stacie McCracken, of McCracken Consulting shares tips for building a brand and how taking a strategic and tactical approach to marketing will set your farm operation up for success and apart from the competition.
Show Notes: https://www.agcredit.net/news/episode-18-5-tips-building-brand-your-farm-stacie-mccracken
Connect with AgCredit:Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
Navigating the ins and outs of the appraisal process might be a bit daunting, but that’s where Jennifer Wilson-Oechsle comes in. Jen is a licensed appraiser, and in this episode of AgCredit Said It, she answers important fundamental questions about what exactly appraisals are, when an appraisal is needed, how best to prepare for an appraisal, and more.
Show notes: https://www.agcredit.net/news/episode-17-what-when-and-how-farm-real-estate-appraisals-jennifer-wilson-oechsle
Connect with AgCredit:Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
If you’re thinking about taking that next step into the home buying process, you most likely have questions. But before you get too deep into the process, you need to listen to this episode! Matt Gray, a mortgage loan originator at AgCredit answers the top list of questions he gets about the home loan process. We cover a lot of ground in this episode, from the difference between an inspection and an appraisal to credit score criteria, and even pole barn homes, we break the basics down on mortgage loans so you can confidently approach the process.
Show Notes: https://www.agcredit.net/news/episode-16-basics-home-loans-matt-gray
Connect with AgCredit :Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
In this episode of AgCredit Said It, we sit down with Dee Jepsen, an ag safety and health specialist at The Ohio State University. Full of knowledge and expertise, Dee shares a multitude of tangible farm safety tips and resources for farmers.
Resources mentioned in this episode:Ohio Farm Safety Resources https://agsafety.osu.edu/resources
Tractor & Machinery Certification Program for 14 and 15-year-olds https://agsafety.osu.edu/programs/tractor-machinery-certification-program
Tailgate Safety Training (Fact Sheets) https://ohioline.osu.edu/tags/safety
Grain C.A.R.T Rescue Simulator https://agsafety.osu.edu/grain-cart
Ep. 8: Mental Health https://www.agcredit.net/news/episode-8-recognize-persuade-refer-three-most-important-words-you-need-know-when-it-comes
Rural and Farm Stress Resources in Ohio https://u.osu.edu/farmstress/
Ohio AgrAbility https://agrability.osu.edu/
Show Notes: https://www.agcredit.net/news/episode-15-ten-important-farm-safety-tips-resources-dee-jepsen
Connect with AgCredit :Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
Agriculture is one of the fastest-growing and evolving industries. Keeping up with the ever-evolving technology and best management practices, is The Ohio State University. In this episode of AgCredit Said It, our hosts get a first-hand look at a new series of educational and research-focused buildings being constructed on campus. If you like being in the know and want insight into the latest happenings in agriculture research, this episode is for you!
Show Notes: https://www.agcredit.net/news/episode-14-look-whats-horizon-ag-education-research-ohio-state-university
Resources mentioned in this episode:eFields On-Farm Research https://digitalag.osu.edu/efields
Connect with AgCredit :Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram
https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
Live from the Ohio Beef Expo in Columbus, Ohio, our hosts chat with a few special guests in the cattle industry, including Elizabeth Harsh and Tom Karr of the Ohio Cattlemen's Association, Dan Wells of the Ohio Angus Association, and Levi Richards of Kalmbach Feeds. From the ins and outs of these organizations to the ups and downs cattle producers are facing, we chat all things beef in this episode!
Show Notes: https://www.agcredit.net/news/episode-13-opportunities-and-challenges-cattle-industry-live-ohio-beef-expo
Resources mentioned in this episode:Ohio Cattlemen's Association https://www.ohiocattle.org/
Ohio Angus Association https://www.ohioangus.org/
Kalmbach Feeds https://www.kalmbachfeeds.com/
Connect with AgCredit :Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:Email podcast@agcredit.net
Succession planning for farm families - It’s a process that can be complicated, emotional and just plain hard to start a conversation about. That’s where Eric Brown comes in. Eric is a financial advisor with Legacy Capital Advisors, LLC and has been providing farmers and their families with practical, common-sense strategies to help them transition and preserve their legacies. In this episode of AgCredit Said It, Eric walks us through the biggest obstacles farm families struggle with and tips for approaching succession planning conversations.
Show Notes:https://www.agcredit.net/news/episode-12-how-start-succession-planning-conversation
Connect with AgCredit :Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram
https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
In celebration of Women’s History Month, we flip the script and interview our two female podcast hosts Brenna and Libby about their earliest memories of being involved in agriculture, the most influential people in their lives growing up, and the challenges they have overcome as women working and living in the ag industry.
Show Notes:
https://www.agcredit.net/news/episode-11-not-your-grandmothers-ag-industry
Connect with AgCredit:Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
In celebration of FFA Week, our hosts chat about career paths in food, agricultural and environmental sciences with Adam Cahill, Career Development Manager at The Ohio State University. After the discussion with Adam, Hunter and Hayden Matus, young farmers and brothers, get to share their advice and insight on how fellow beginning farmers can start their individual farming operations off on the right foot.
Show Notes:
https://www.agcredit.net/news/episode-10-tips-getting-started-career-agriculture
Resources mentioned in this episode:Ohio State CFAES Academic Programs: https://students.cfaes.ohio-state.edu/academics/undergraduate/majors-and-degrees
AgCredit AgStart Program: https://www.agcredit.net/agstart
FSA Beginning Farmers & Ranchers Program: https://www.fsa.usda.gov/programs-and-services/farm-loan-programs/beginning-farmers-and-ranchers-loans/index
Connect with AgCredit :Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
Just as agriculture is ever-evolving, so is farm insurance. In this episode, we bring in Luke Lichtensteiger, an experienced farm insurance specialist with Leland Smith Insurance to discuss the ins and outs of farm insurance, so that you can understand the types of coverage that work best for your operation.
Show Notes:
https://www.agcredit.net/news/episode-9-ten-types-farm-insurance-coverage-you-should-know-about
Resources mentioned in this episode:Farm Transportation Meeting on Monday, February 28, 2022 at 7:00 pm
Willow Bend Country Club, 579 Hospital Dr., Van Wert, OH 45891
Topics include Ag Trucking/Transportation Compliance, Farm Equipment Transportation Safety, Update on Ag Transportation Restrictions and Q&A with Law Enforcement
RSVP by February 21, 2022 by calling AgCredit at 419-238-6838
Connect with AgCredit :Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
We had so many things to discuss around mental health and stress management in our last episode that we had to keep the conversation going. In this bonus episode, we dive deeper into the misconceptions and stigma around mental health in the rural community with guests Nathan Brown and Sarah Noggle, who are both passionate about mental health in the agriculture industry. Together, they share more tips, exercises and resources, while also recounting their own personal experiences where they put their mental health training into real-life practice.
Show Notes:
https://www.agcredit.net/news/episode-9-bonus-episode-mental-health-conversation-continued
Connect with Sarah:Twitter @PauldingOSU
Facebook @PauldingCountyExtension
Connect with Nathan:Instagram @brownfarms04
Connect with AgCredit :Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
This episode of AgCredit Said It is all about mental health. Our hosts, Matt Adams and Brenna Finnigan sit down with agriculture mental health advocates, Nathan Brown, an Ohio farmer and Ohio Farm Bureau trustee, and Sarah Noggle, an Ohio State University Extension educator, to chat about the stigma surrounding seeking help, how to recognize some of the warning signs of stress and anxiety, and the resources available to producers.
Show Notes:
https://www.agcredit.net/news/episode-8-recognize-persuade-refer-three-most-important-words-you-need-know-when-it-comes
Additional Resources:National Suicide Hotline, 800-273-8255
Iowa Concern Line, 800-447-1985, iowaconcern@iastate.edu
County by County Resource Guide, https://u.osu.edu/cphp/ohio-mental-health-resource-guides/
Ohio State Extension Farm Stress Website, http://u.osu.edu/farmstress
Rural Resilience, https://farmcredit.com/rural-resilience
QPR Training, https://qprinstitute.com/
Connect with Sarah:Twitter @PauldingOSU
Facebook @PauldingCountyExtension
Connect with Nathan:Instagram @brownfarms04
Connect with AgCredit :Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
Whether you’re a beginning farmer or an experienced operator, you’re probably no stranger to the unsteady cash flow that’s typical of the annual production cycle of agriculture. Lines of credit are an effective agriculture financing tool that gives producers the purchasing power they need throughout the entire year. And if you’ve been thinking about an operating line, or just want to know more about what options are out there, this episode is for you! In this episode, our hosts get together to discuss exactly what lines of credit are, how they’re structured and give examples and scenarios of how they determine a line of credit for various types of producers and situations.
Resources mentioned in this episode:Ep. 4: Balance Sheets https://www.agcredit.net/news/episode-4-what-are-year-end-balance-sheets-and-how-build-them-credit-analyst-joel-althauser
Show Notes:
https://www.agcredit.net/news/episode-7-understanding-lines-credit
Connect with AgCredit:Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
As a seasoned agriculturalist, traveler and researcher, Dr. David Kohl, professor at Virginia Tech, has the unique wisdom and perspective of observing agriculture trends. In this episode of AgCredit Said It, our hosts interview Kohl to get his candid insight about the trends we’ll likely see in 2022 and into the future.
Show Notes:
https://www.agcredit.net/news/episode-6-agriculture-trends-you-should-know-about-dr-david-kohl
Connect with AgCredit:Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
In this episode, hosts Matt Adams and Phil Young chat trends they’re seeing in the agriculture equipment industry, and bring in Shawn Gerdeman, product manager for Unverferth Manufacturing, to get a manufacturing perspective on what farmers have experienced in 2021 and what will be important to them going into 2022.
Show Notes: http://www.agcredit.net/news/episode-5-equipment-outlook-2022-shawn-gerdeman
Connect with AgCredit:
Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
Finances and record keeping. They’re not the most exciting parts of farming, but they are the powerful pieces you need for a successful loan approval. In this episode of AgCredit Said It, our hosts sit down with credit analyst Joel Althauser to discuss the perfect recipe for creating a balance sheet. We chat (in the least boring way possible) about what a balance sheet is, why it’s important to not only you and your operation, but to your lender and credit analyst too, and other valuable tips on filling out this essential document.
Let’s meet two very important AgCredit leaders. We chat with Brian Ricker, President and CEO of AgCredit, and Dusty Sonnenberg, AgCredit Board Chairman, on their career journey’s to AgCredit and dive into what makes AgCredit’s cooperative business model unique.
If you’ve ever wondered how members benefit from the cooperative model, this episode will help you not only understand how a cooperative operates, but also answer questions, like how member patronage is determined and the functions of a board of directors.
We also discuss some of the biggest challenges the agriculture and lending industries have seen in the past few years, as well as ask our guests to give us their best wisdom for those just starting out in agriculture.
Show Notes:
www.agcredit.net/news/episode-2-who-agcredit
Connect with AgCredit:
Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
How can beginning farmers choose the right lender for your needs? How can you best prepare for starting a lending relationship off on the right foot? In Episode 3 of AgCredit Said It, our team of hosts answers these questions, shares their tips for communicating with your lender and more.
Show Notes:
www.agcredit.net/news/episode-3-cultivating-strong-relationship-your-lender
Connect with AgCredit:
Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
Welcome! In this first episode of AgCredit Said It, we introduce our hosts, give insight on topics you can expect to hear about on the podcast and ask each host to share what they’re most excited for as they dive into podcast hosting.
Show Notes:
www.agcredit.net/news/episode-1-meet-your-hosts
Connect with AgCredit:
Facebook https://www.facebook.com/agcredit
Twitter https://twitter.com/agcredit
Instagram https://www.instagram.com/agcreditaca/
Share questions and topic ideas with us:
Email podcast@agcredit.net
Mark your calendars! AgCredit Said It will begin on November 1st!
Agriculture can be a challenging business. Join a team of experienced ag lenders dedicated to serving the rural community as they interview experts who know the industry inside and out.
New episodes are released every first and third Monday of the month.
Each show contains insights, advice and must-have information on all things rural living. If you live and work in rural America, and need help understanding topics like agronomy, succession planning, farm security and equipment financing, this show is for you.
Follow us on Instagram, Facebook and Twitter for more tips and resources between episodes.
Visit the AgCredit website to learn more about financing your dreams.