The Insurance Lab: Recent Episodes

Heffernan Insurance Brokers SC

Everything and anything that you've always wanted to learn about business insurance. Mixing pop culture, music, sports and insurance in a cracked test tube mounted over a dodgy bunsen burner.

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Welcome to "Policy Pitfalls," the podcast that dives deep into the complexities of general liability insurance for real estate portfolios. Hosted by Ben Stern, a twenty year veteran of the insurance brokerage industry, this episode will unravel the intricacies of policy exclusions that can impact your real estate investments. Whether you're a property manager, investor, or simply interested in the nuances of insurance, join us as we explore real-world scenarios, provide expert insights, and offer practical advice to ensure your portfolio is comprehensively protected. Don't miss this essential guide to navigating the hidden challenges of general liability insurance in the real estate sector.

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In 2013, Monica Klausner and her brother founded Veestro, a gourmet, plant-based food company that delivers a wide variety of plant-based meals straight to your home. In this episode, I get a chance to talk with Monica about entrepreneurship, leadership and advice for female entrepreneurs looking to break out with their ideas.   


This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

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Are you having a tough time keeping up with all the work comp rules around Covid? Yeah, us to. In this weeks episode, we bring in a workers compensation claims expert, Lisa Scott, to breakdown exactly what SP 1159 and AB 685 mean for California employers and employees. 


This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

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Have you ever thought about how all of those nuanced coverage get on an insurance policy? Maybe an insured has asked if you can remove coverage, such as trees and shrubs, because they just don't need the coverage. 

Brian Smith (VP of Product Management) from The Hartford and Joe Talmadge (Technology Practice Leader) from Heffernan join me for a discussion about how policy forms are created. Finally, we get answers to who's behind these policy forms.   


This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

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It has been nearly three months since most of the country shut down due to Covida-19, and the virus has wreaked havoc on almost every business sector in that time. Many companies are looking at trade credit policies to cover accounts receivables that their buyers no longer can pay. Other companies are determining if trade credit coverage can help secure asset based loans to keep the doors open until the country reopens. Join us with trade credit specialist Chanel Dunn in an information discussion of these topics and many more. 


This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

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Listen to us unpack Executive Order N-62-20 and find out if the order will “unnecessarily and significantly” harm employers per the California Chamber of Commerce's recent statement. 1


This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

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Worker's compensation claim specialist Dan Nevarez joins us again for a spirited discussion about recent workers compensation legislation, the impact of Covid-19 claims on Experience Mods and the NFL draft. 


This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

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In this episode of the Insurance Lab, we speak with Heffernan Hospitality practice leader Amy Vitarelli on how to decrease P&C insurance costs  during the economic shutdown.  


This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

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Are you confused about  the specifics of the Families First Coronavirus Response Act?  Are your children playing way too many video games and driving you crazy during the shelter in place? You're not alone. These are issues that we're also dealing with. We're all in this together. 

To help add clarity to the situation, and also give you a brief reprieve from your children, please join us on a discussion of the recent FMLA expansion and Emergency Paid Sick Leave acts.  We'll cover specifics such as 'who is covered?' and 'how is this getting paid for?'


This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

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How is Covid-19 affecting your worker's compensation program?  This question and many more on the inaugural episode of the Insurance Lab. 

Join your host Benjamin Stern (Managing Senior Vice President) and Daniel Nevarez, Esq. (Senior Claims Consultant) in a discussion about worker's compensation claims during Covid-19.


This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app