Thabo Hollo, programme manager for financial education at Old Mutual, discusses why South Africans continue saving despite financial pressure, the retirement savings gap, and how setting clear financial goals can improve long-term resilience.
Maahir Jakoet, portfolio manager of the Old Mutual Global Islamic Equity Fund, explains how Sharia screening, quality investing and disciplined risk management have helped build more resilient portfolios through periods of market volatility.
Why the economy is like a slow car climbing a steep hill – and what could change that: PSG Wealth CIO Adriaan Pask.
FNB Wealth and Investments head of product Samukelo Zwane unpacks the latest Retirement Insights Survey, highlighting low retirement confidence, rising living costs and why many South Africans expect to work for longer.
Marlon Davids covers the mid-corporate market at Nedbank Business and Commercial Banking and explains how the speed of technology and the wisdom of human connection provide optimum service to the sector.
Arno Jansen van Vuuren from Old Mutual stresses that life insurance isn’t just about the death claim payout – there’s the disability benefit if you cannot generate income while you are recovering.
Digital innovation is changing how banks operate behind the scenes, but for mid-corporate businesses, trust and relationships remain the real differentiators. Deborah Fenton explains how technology is helping bankers spend less time on administration and more time delivering meaningful value to clients.
Since the rollout of the two-pot system, Old Mutual Corporate chief customer officer Michelle Acton shares insights into withdrawal patterns, financial pressures and the small changes that could strengthen retirement security.
Harry Joffe, head of legal services at Discovery Life, explains why so many South Africans still lack a valid will, the financial and legal risks of poor estate planning, and how to protect loved ones and digital assets.
‘Clients are now not running out of markets or places to sell their goods, but getting those goods to their customers is being delayed’ – Ovi Sicwetsha, head of transactional banking for the mid-corporate market at Nedbank Business and Commercial Banking.
Greg Campbell from Nedbank Business and Commercial Banking explores SA’s mid-corporate investment sectors, founder-succession challenges and Nedbank’s structured finance solutions to support business growth and ownership transition.
Ethel Nyembe, chief product and innovation officer at OM Bank, discusses the bank's digital-first strategy, integrated financial ecosystem, data-driven customer insights and plans to win over South Africa's next generation of banking customers.
Dr Miné de Klerk, dean of curricula and research at Eduvos, discusses how AI is reshaping higher education, changing workplace skills demands and raising new questions around ethics, critical thinking and responsible use.
'From a worker’s perspective, the jobs that will likely thrive in the coming environment are those where relationships, oversight and experience remain critical' – PSG Wealth chief investment officer Adriaan Pask.
‘What really stands out for me is that among this mid-corporate market you've a lot of entrepreneurs, and these mid-corporates are more agile’ – Claire van Schalkwijk, head of Mid-corporate Credit Underwriting at Nedbank Business and Commercial Banking.
'Protecting what built you’ isn't about insuring assets; it's about protecting your ability to continue trading, supporting your employees, and serving your customers.'
'If you don't respond to inflation early, you risk settling in medium to longer-term inflation – an even bigger risk': PSG Wealth CIO.
‘Our mental wellbeing is under enormous pressure with the stress of the world we are in and the context we are in’ – Dr Sarah Babb of GIBS discusses this.
‘We go out to your business, we assess it, meet the management team, kick the tyres, and really understand your strategy' – Basheer Kolia, executive for mid-corporate credit at Nedbank Commercial Banking.
Isaah Mhlanga, chief economist and head of research at RMB, explains why reforms, improving credit ratings and investor confidence are strengthening South Africa’s investment case despite rising geopolitical risks and economic uncertainty.
Latiefa Baadjies, regional manager for the central region at Old Mutual Insure, talks about protecting the agricultural sector and Old Mutual Insure's Agri-insurance..
FNB’s Mohamed Choonara introduces the bank’s Solopreneur platform offering, which ‘manages both personal and business finances through a single banking profile’ without clients needing two separate accounts.
Thabo Hollo, programme manager for Financial Education at Old Mutual, shares practical advice on managing debt, cutting unnecessary spending and navigating rising fuel, food and interest rate pressures facing South African consumers.
Renzi Thirumalai, chief investment officer at FNB Wealth and Investments, explains why investors are overwhelmed by choice, how emotional decisions hurt returns, and why advice-led investing and patience remain critical for long-term financial success.
From an investment perspective ‘after we give you the money we then monitor and support you,’ explains Ndumiso Zulu, CEO of Group Social Investments.
Dr Riaan Steenberg, executive director at Eduvos, explains that future-ready education deliberately designs for constant change rather than predictable careers.
Eduvos executive director Dr Riaan Steenberg, says employers are looking for graduates who can solve problems, communicate clearly and hit the ground running.
Not all things are out of your control. There are things that you can control that are very important drivers of your long-term investment success, says Adriaan Pask, chief investment officer at PSG Wealth.
Eric Enslin, CEO of FNB Private Banking and Advisory, reflects on recent global awards, outlining how personalised advice, technology, and comprehensive financial structuring are shaping outcomes for high-net-worth clients.
PSG’s Adriaan Pask highlights what investors need to know about the risks, rewards and regulatory gaps in this $256 trillion non-bank sector.
Dr Jill Bogie from Gibs on how research-led MPhil programmes help senior leaders sharpen strategy and decision-making in a complex global business environment.
‘It's a different way of expressing a view and wanting to have exposure to a specific market’ Tinus Rautenbach, Business Head of Clarity by Investec.
PSG Wealth’s Adriaan Pask unpacks the strategic defence case, long-dated resource bets and the rising geopolitical risk around a potential US bid.
Dr Riaan Steenberg, Executive Director at Eduvos, explains why adaptability, critical thinking and resilience matter more than linear careers as parents and students navigate an AI-driven future of work.
'You don’t have to settle all your credit card debt in the next few weeks; it’s a project for the year' – PSG Wealth CIO, Adriaan Pask.
Mark Faulkner, co-founder of Credit Benchmark, discusses why South Africa’s credit fundamentals remain strong, how sentiment is evolving beneath the surface, and how real-time credit intelligence is helping banks spot opportunity and manage risk in a changing global landscape.
PSG CIO Adriaan Pask considers how to balance investment risks and rewards in a volatile 2026.
‘We are really listening to our clients and showing more appreciation for their needs’, says Herman de Kock, managing executive for Nedbank Mid-corporate.
‘We are really listening to our clients and showing more appreciation for their needs’, says Herman de Kock, managing executive for Nedbank Mid-corporate.
Cross-border payment demands are on the rise and Bidvest Bank’s Herman Sambo explains how fixed-margin forex, transparent pricing and digital partnerships are allowing South African SMEs to transact with more certainty, efficiency and real-time visibility.
‘To enforce back-to-office policies a lot of companies are having to compete with the comfort of their employees' homes’ – Hugh Hardy, head of tenant representation for sub-Saharan Africa at JLL.
Maximising retirement savings is ‘like brushing your teeth in the morning. It's just something that needs to happen … Every rand has future potential. What you save today, you can enjoy the benefits of in the future’, says PSG Wealth’s Adriaan Pask.
Cross-border payment demands are on the rise and Bidvest Bank’s Herman Sambo explains how fixed-margin forex, transparent pricing and digital partnerships are allowing South African SMEs to transact with more certainty, efficiency and real-time visibility.
‘Trade is key for economies to grow, it is the one aspect we need to do and do very well; and while the US may be quite distant this year, the rest of the world will be well-represented’ – RMB chief economist Isaah Mhlanga.
Andre Tuck from 10X investments stresses the importance of chatting to your financial adviser, the provider of the product, doing your homework and asking questions.
A lack of business acumen is a common reason rural businesses fail, explains Gibs Professor Motshedisi Mathibe.
‘The G20 and B20 have provided a framework for turning talk into tangible progress – with an emphasis on how to really work in partnership across sectors to reshape what our economy looks like’: Brigitte Burnett, executive head of sustainability at Nedbank.
Prime XBT’s Sihle Tuta explains how strong regulation, education and transparency are building investor confidence in South Africa’s online trading space.
‘It's unreasonable just to push the reward narrative without shining a spotlight on the risk that's involved’ – Sihle Tuta of PrimeXBT discusses the importance of client education and responsible participation in online trading.
‘Many SME owners just do not have enough knowledge of financial markets and the tools to protect their businesses’ – Nico le Roux, managing director of Merchant West Treasury Solutions.
Fleet management technologies offer analysis of vehicle fleet efficiency, leaving you with time to focus on managing your business – Raymond Schulz, head of Merchant West Fleet Solutions.
Fleet management technologies offer analysis of vehicle fleet efficiency, leaving you time to focus on managing your business – Raymond Schulz, head of Merchant West Fleet Solutions.
Volatility in our investments means we need to be more careful about how we interpret short-term equity returns, says PSG Wealth’s Adriaan Pask.
Africa’s G20 presidency marks a shift from inclusion to influence, says Nedbank’s Dr Terence Sibiya, who believes the continent can help redesign global finance and drive sustainable, inclusive growth.
As South Africa’s Aarto demerit points system nears implementation, Fines4U’s Cornelia van Niekerk explains how the changes will impact businesses and why proactive fine management is essential to avoid penalties and safeguard company fleets.
How PayInc’s strong partnerships help ensure stability, resilience and trust in SA’s payments ecosystem
Old Mutual’s Schaun Van Den Berg highlights how trust has become a critical form of business capital for SMEs. He explains why reputation is as vital as revenue, how one uninsured incident can destroy goodwill, and why insurance must be seen as a strategic partner.
Fines4U assists both companies and individuals in managing outstanding fines, offering fine reductions and transferring fines and demerit points to the licence of the driver who actually incurred them, says owner and director Cornelia van Niekerk.
Sudesh Pillay of iStore Business explains how Apple technology helps South African SMEs lower IT costs, strengthen security and boost productivity in a competitive economy.
Shergeran Naidoo of PayInc [formerly BankservAfrica] describes the company’s function as a payment clearinghouse, its ownership by the banking sector and its commitment to financial inclusion. He highlights the launch of the PayInc Economic Index, as well as efforts to support the unbanked and underbanked through digital innovation.
Shergeran Naidoo of PayInc [formerly BankservAfrica] describes the company’s function as a payment clearinghouse, its ownership by the banking sector and its commitment to financial inclusion. He highlights the launch of the PayInc Economic Index, as well as efforts to support the unbanked and underbanked through digital innovation.
Brent Geddes of Geddes Capital explains the benefits of partnering with alternative lenders before approaching banks for funding.
Old Mutual’s Schaun Van Den Berg discusses why trust is the lifeblood of SMEs and how brokers, insurance and risk management play a vital role in business resilience. In this interview he shares insights on how to build a small business in today’s trust economy.
Stephen Linnell, CEO of PayInc, outlines how the rebrand from BankservAfrica marks a new chapter focused on advancing financial inclusion, shifting the economy beyond cash, and fostering collaboration between banks, fintechs and regulators.
Even if two investors invest in exactly the same thing, the way they interact with their investment ultimately determines whether they succeed – Adriaan Pask, chief investment officer at PSG Wealth.
Kananelo Matela, investment consultant at 10X, outlines the common mistakes investors make when planning for retirement. From choosing between annuities to managing drawdown rates, fees and inflation, he explains why discipline, patience and clear planning are critical to building sustainable wealth and securing a lasting financial legacy.
Lance van der Molen from iStore Business discusses how SMEs can streamline their IT using Apple’s ecosystem. From cybersecurity to productivity tools and trade-in value, he says Apple devices offer efficiency and resilience, giving small firms a competitive edge without the need for in-house IT expertise.
Mike Brandon, MD at Merchant West Working Capital Solutions, explains why shifting focus from balance sheets to deal-based financing is crucial to revive growth, inclusion and job creation.
Lance van der Molen of iStore Business explains why SMEs are rethinking the Mac – from cost savings and device longevity to seamless Microsoft compatibility and built-in security – challenging the long-held myth that Apple is pricier or less practical for businesses.
‘The voice from the mid-corporate segment is that they are not conventional business banking clients, nor are they corporate investment banking clients.’ – Herman de Kock, Nedbank executive for Mid-Corporate.
Sudesh Pillay, head of iStore Business, says SMEs could benefit from switching to Mac, citing lower costs, longer device lifespans, and enhanced security as key factors to boost productivity and reduce the total cost of ownership.
Adriaan Pask, CIO at PSG Wealth, considers it ‘very easy to be lured into something that has a promise of higher returns but hasn’t been tested in a previous market cycle’.
South Africa faces a massive wealth transfer. Lisa Kaplan of Sterling Private Wealth explains how planning can protect legacies.
The JSE’s Cleo Kunene notes: ‘We realised there is a big gap in funding access and funding readiness for smaller businesses.'
Would you exclude 50% of a species and think you're going to survive, questions Dr Nabulali Dangazele from Gibs.
Financial independence means not having to rely on others in times of crisis – it’s far less stressful. Once your mindset shifts, it can transform your long-term success: Adriaan Pask, PSG Wealth.
Local and international tourists are making the most of what the country has to offer, with its hidden superpower being our authentic and warm people – and the G20 Summit presents an opportunity to show the world what we are capable of: Sandra Kneubuhler of Radisson Hotels Group.
Rob van Eyden from Scope Markets looks into earning a second income trading CFDs without quitting your day job.
‘Remember, the client pays for a plan and peace of mind, not a product. So, if you ... need more peace of mind, then ask for it’: Adriaan Pask at PSG Wealth.
‘SMEgo is a platform that aims to solve the challenges of small to medium enterprises’ – Thandeka Dludla, Business Manager for Corporate SME at Old Mutual.
Old Mutual’s SMEgo platform is a game-changer for South African entrepreneurs, offering an all-in-one solution for cash flow, compliance, HR, legal, and funding. Learn how SMEgo helps small businesses thrive.
Practical insights for young and old – for those passing on their wealth and those inheriting it – from PSG Wealth’s CIO Adriaan Pask.
Africa is no longer ‘rising’ or ‘falling’ – it’s diverging, and crises create a rare moment for the dramatic and structural change needed to realise the growth opportunities: Professor Lyal White, Gordon Institute of Business Science.
Founders Charolyn Pedlar and Mel Meltzer look back on the business’s early days, lessons learned, and what it takes to build something that lasts in the world of private-client investing.
‘Don’t get too obsessed with the nitty-gritties of what's happening. ... Rather acknowledge that there are always challenges in markets’: Adriaan Pask, chief investment officer at PSG Wealth.
The SME sector seems the most neglectful in terms of financials and succession planning. Ken Newport from Capital Legacy explains how to safeguard your business and affairs in the event of your demise.
Offering investors a secure way to grow their wealth. COO Justin Clarke discusses the strength of US medical real estate and key market trends.
Adriaan Pask from PSG Wealth looks at some extreme examples as well as ‘more vanilla’ options and suggests how to keep yourself from crashing and burning.
Estate planning isn’t just for the wealthy – in its simplest form, it is a switch: you are planning for an event, and when it happens you want the switch to be flipped and everything to work. And without a warm body in this country that can do everything that has to be done, things can get complicated’: Fisa vice chair Chris Murphy.
From Trump’s tariffs to the latest actions of the ‘toddler’ GNU – Adriaan Pask of PSG Wealth discusses protective strategies for investor portfolios.
The SA Trade Connect Conference takes place in Cape Town on Thursday, 27 February, and the focus this year is on strengthening the investment appeal of South African capital markets – Vuyo Mashiqa from the JSE.
I think it will pay to be positive over the long term and the old cliché of diversifying [has proven to be] really important: PSG Wealth CIO Adriaan Pask.
PSG Wealth’s advice is that it's a good time to be considering investments beyond just US borders.
Colin Timmis explains that Xero is an accounting tool for businesses, giving financial data and insights, that enable businessowners to drive operational efficiency and grow.
Carmen Field of Finance Studio talks us through how a platform that streamlines accounting for start-ups and small businesses can help them reach greater heights
‘I'm seeing a lot of spending going towards premium and collectable apparel, sneaker stores, those types of things’: Binance general manager Hannes Wessels.
‘I'm seeing a lot of spending going towards premium and collectable apparel, sneaker stores, those types of things’: Binance general manager Hannes Wessels.
Markets rallied, risks reduced, and surprises abounded in 2024. PSG Wealth’s Adriaan Pask reflects on the past year and shares his outlook for the global and domestic investment landscape.
The degree’s relevance ‘is not just about theoretical business skills but building true leadership skills’ – Andrew Horsfall, CEO of Milpark Education.
‘We're solving for efficiencies is by creating a digital platform that effectively enables businesses to run and grow their business ... saving them time to do the mundane elements’: Director for SME at Old Mutual Corporate, Nobesuthu Ndlovu.
Celiwe Ross, a director for strategy, sustainability, people and public affairs at Old Mutual, takes a look at the power of exponential thinking and innovation.
Investors should remember that the investment journey isn’t always as clear-cut as merely following the Fed, cautions PSG Chief Investment Officer Adriaan Pask.
PSG Wealth chief investment officer Adriaan Pask delves into a growing preference for balanced and multi-asset portfolios, ESG-compliant funds and domestic equity.
PSG Wealth chief investment officer Adriaan Pask delves into a growing preference for balanced and multi-asset portfolios, ESG-compliant funds and domestic equity.
Ingrid Avidon, official trainer for the go2berg, and Henno Senekal, distribution marketing manager at Old Mutual Personal Finance, explain that the longer you commit to your final goal, the better the end result.
‘I think where we sit in relation to our emerging market peers we look like a far more obvious option than what we would have a couple of months ago’ – PSG Wealth’s Adriaan Pask.
Looks like a tech-stock bubble is around the corner again, thinks Adriaan Pask from PSG Wealth.
The Singularity U South Africa Summit on 21-22 October 2024 at the Sandton Convention Centre in Johannesburg will be a rare opportunity to hear some world-leading authorities on AI, robotics, the metaverse and digital identity, to name a few. Mic Mann, co-CEO of Singularity U South Africa, explains why these technologies can help Africa solve some of its most pressing problems.
The latest exciting development is ‘the introduction of a home-delivery service’ tailored specifically for businesses: Sureen du Toit, head of PAXI and PEPMoney.
Small businesses in South Africa have a notoriously high failure rate, in large part due to lack of business understanding and proper management controls.
Cash Converters is celebrating 30 years of successful operations in Southern Africa and invites like-minded individuals to join in the journey and sign up as a franchisee.
"It's time for investors to reflect on what's available to them because they don't want to be too rand exposed, and they need to take cognisance that their portfolio should be able to weather the shocks – those global events and national events." - Wendy Myers, head of securities at PSG Wealth.
Adriaan Pask, Chief Investment Officer at PSG Wealth, outlines the reasons behind the reversal and explains that diversification nevertheless remains crucial.
Currency Hub CEO and co-founder Andrew Ludwig helps us understand the new CASP licensing regime.
When the election passes, at roughly the same time we expect that energy supply will start to improve, which may spark some interest from foreign investors – PSG Wealth CIO, Adriaan Pask.
When the election passes, at roughly the same time we expect that energy supply will start to improve, which may spark some interest from foreign investors – Adriaan Pask, PSG Wealth CIO.
Seeiso Matlanyane, head of equities at Prescient Investment Management, looks at the outlook for equity markets.
After lacklustre performance in 2023, the sector appears primed to offer investors a more promising return: Arthur Karas – Old Mutual Investment Group.
Inflation, counterparty, and liquidity risks are just a few investors need to be aware of: Adriaan Park, CIO – PSG Wealth.
JLL Africa's director, Pepler Sandri, shares an authoritative perspective on the current state of SA real estate capital markets, with predictions of future trends.
Lots of activity around the BTC ETFs offshore, and excitement leading up to the ‘halving’ around April 20. What effect does the demand for crypto and the halving have on the premium? Andrew Ludwig – Currency Hub.
Protect your legatees and heirs by ensuring there is a well-executed will to simplify and clarify your wishes: Dr Eben Nel – national chairperson of the Fiduciary Institute of Southern Africa.
OMIG’s Meryl Pick considers how the latest budget announcements could impact global investors’ perceptions of SA as an investment destination.
Ninety One portfolio manager Paul Carr shares thoughts around the Global Diversified Income Fund, and his outlook on fixed income relative to emerging and developed markets.
‘In our philosophy, we've got quality at the core, but the businesses must have the ability to grow and they must be priced attractively: Old Mutual portfolio manager Maahir Jakoet.
Among the main drivers of volatility to watch out for in 2024 are the outcomes of myriad global elections, so hang tight and be positive: Adriaan Pask from PSG Wealth.
Investors should look ahead and realise that domestic property, compared to other asset classes, might not be as bad as previously thought: Evan Robins, listed Property Portfolio Manager – Old Mutual Investment Group.
If the JSE comes off quite a depleted base, it certainly can be a key tool for you to achieve your financial goals: PSG Wealth head of securities Wendy Myers.
Before the real festivities of the season begin, there’s one more appointment you need to squeeze in: Wendy Myers of PSG Wealth.
‘We are moving ahead, and we believe this is a great opportunity for investors to have a look at. We know that there is value for public-private partnerships,’ says Luvoyo Bangazi, corporate services executive at Mandela Bay Development Agency.
‘We think South Africa is going to go through some tough years, but it'll come out on the other side’: Old Mutual Investment Group CIO Siboniso Nxumalo.
Local bonds are generating equity-like returns, creating an opportunity for investors: Adriaan Pask – PSG Wealth.
Urvesh Desai of OMIG outlines the historically overlooked quantitative investment approach for South African investors, an investment approach that underpins the Old Mutual Global Managed Alpha Fund.
The crisis of the 1970s was one of three systemic crises of the 20th century and termed a crisis of industrial society; the current crisis is a crisis of global integration: Ninety One strategist Sahil Mahtani.
The list of important considerations when investing offshore doesn’t stop at what is most efficient from a risk-reward perspective. The decision is far more complex than that – Adriaan Pask, PSG Wealth.
‘Collectively we think there is good traction being made in sorting out load shedding, and the wheels are also starting to turn in getting Transnet back on track” – AJ Snyman, Peregrine Capital.
Remote and virtual work opportunities create a novel context for HR practitioners – Hope Lukoto, chief human resources officer at BCX.
It's vitally important to ensure that you are invested in the correct allocation and asset classes and that you have low investment fees and charges: Brett Mackay from 10X Investments.
Peregrine investment analyst Nathi Msimango posits that electricity shortages ‘will moderate significantly’ over the next 12 months, and that, by the time elections come through, the ANC will have a higher chance of maintaining its position.
The birth rate in China is not keeping pace with mortality, which will put a damper on productivity: PSG Wealth CIO Adriaan Pask.
Take a mix of investments where you are getting reasonably predictable resilient income and you're not overpaying for it, reckons John Stopford from Ninety One.
Often discussed in the context of banking or manufacturing or service-based industries, an interesting application case study exists in the military and defence space.
Telvina Naidoo of Nedbank CIB outlines factors driving the focus on sustainability by companies in these sectors.
Including a hedge fund can give you a very consistent return profile in a living annuity environment – Alan Yates from Peregrine Capital.
PSG Wealth CIO Adriaan Pask cautions investors to be aware of the dangers of over-optimism regarding US earnings prospects and equity valuations.
The reality is that one litre of used oil can contaminate a million litres of water: Rose Foundation CEO Bubele Nyiba.
Chairman and co-founder David Fraser considers 25 years of incredible performance, some hard lessons learnt, and looks ahead with excitement.
There are some interesting opportunities out there if you take a medium-term view and look beyond the current pain, says David Lerche of Sanlam Private Wealth.
In this podcast Adriaan Pask, chief investment officer at PSG Wealth, explains some of the requirements for a reserve currency and why it’s unlikely that the US dollar could be dethroned any time soon.
A new mountain bike race over six-and-a-half days and 530km has just been completed for the first time, showcasing ‘the splendour South Africa has to offer’: Bandile Mngoma from Old Mutual.
Being the 'green' bank, carbon neutrality is not a buzzword for us. It's at the core of what we do. It forms part of our values and we really do take this very seriously: Amith Singh – national manager for manufacturing at Nedbank.
An autonomous network is one that starts to learn user patterns, user behaviour.
It contributes to an improved user experience, and it’s less resource-intensive:
Shamith Maharaj – Data Networks, BCX.
Why spend your time searching for the needle in the haystack when you can just buy the haystack?
A look at where opportunities lie as the transition to renewables collides with the supply shock in Europe: Tom Nelson, head of thematic equity at Ninety One.
Yes, clients who use their full R11m Sarb forex allowance and trade with R200k minimum are currently making around R100k net profit over a two- to three-month period – Currency Hub's David Farelo.
‘The wonderful thing about this turnkey model is that young people are able to be placed in jobs in communities that don't necessarily require a degree or any high level of qualification’: Yes chief marketing and client officer Leanne Emery Hunter.
Investing offshore brings a South African investor currency risk and market risk, explains Wendy Myers of PSG Wealth. ‘It's important to understand those risks, take a step back and look at your portfolio holistically.’
Nedbank’s Maluta Netshaulu discusses aspects of a climate-resilient agriculture sector, including sustainable practices, technology adoption and innovative solutions.
Adriaan Pask from PSG Wealth considers the impact of rising interest rates on bonds and equities.
Hennie Bezuidenhout - mede-stigter, direkteur en voorsitter van Orbvest se Beleggingskomitee
Move forward with an agile and innovative digital-transformation approach, achieving business resilience in a time of disruptive change: Parity global sales manager Shaun May.
Section 12J as an investment class has seen enormous uptake by South African taxpayers who are looking to reduce their income tax or capital gain tax liability and receive a return on their investments.
In this webinar, Jonty Sacks discusses various aspects of Section 12J investments, the impact of the new amendments to Section 12J and an overview of this market.
Learning objectives
By the end of the webinar, the participant should have a good understating of:
Section 12J investments; What factors to consider before investing; The Section 12J market and Jaltech’s Section 12J investments.
As a result of the high level of abuse and violence in South Africa, it has become increasingly important for us to understand some of our basic rights and the laws enacted to offer protection to victims and potential victims of abuse.
Werksmans Attorneys' Naledi Motsiri works closely in this space and briefly discusses the following:
Motsiri is a Director at Werksmans Attorneys, in the pro bono department. She specialises in pro bono legal advice and assistance; general dispute resolution and civil litigation; as well as labour- and employment law litigation. She also focuses on consumer rights; children's rights; disability rights; property rights; labour law; maintenance; and wills. Motsiri holds an LLB degree and a Certificate in Advanced Labour Law (cum laude) from the University of Pretoria.
With more than 20 years into a new democratic era, Broad-Based Black Economic Empowerment (B-BBEE) has become a key part of government policy and doing business in South Africa.
However, the legislation presents business with certain challenges. Pieter Steyn, head of the B-BBEE practice at Werksmans Attorneys, discusses the following key issues affecting business in South Africa arising from B-BBEE compliance in this Moneyweb webinar:
The legal framework for B-BBEE and the role and powers of the B-BBEE commission; Recent B-BBEE commission investigations and cases including the MTN and Eskom decisions; The use of trusts in B-BBEE ownership structures; The severe consequences of fronting practices (10% of turnover fines, 10-year jail terms and being blocked from state tenders for 10 years). What are the red flags? Understanding the role of B-BBEE in state procurement. When can sub-contracting amount to a fronting practice?
Brought to you by Werksmans Attorneys.
Devon Card, director at Crue Invest, talks about why women tend to save rather than invest, clients' challenges with retirement savings, employees pension/provident funds, and how to build an emergency fund.
The Protection of Personal Information Act (Popia) has been signed into law and aims to safeguard the personal information of individuals and organisations. Companies have to consider what the act means for business and what type of measures must be to put in place across various areas to ensure compliance with the act.
To address concerns around the act and provide further insight into what it requires, Ahmore Burger-Smidt, head of Data Privacy at Werksmans Attorneys, joins Moneyweb journalist Ciaran Ryan, for an exclusive insight into Popia.
Some other points discussed:
Consent: What constitutes as legal consent to receiving communication from organisations and what steps organisations need to take in order comply with Popia legislation. Legitimate interest: In terms of this lawful basis of use, it is lawful for a supplier to use personal information for direct marketing purposes, if the marketing is in the legitimate interests of the supplier. Ahmore and Ciaran explore what legitimate interest constitutes as, given that it is not clearly defined by the law. CCTV cameras: What the law says regarding the protection of privacy of an individual concerning CCTV cameras in public areas and steps to be taken for these companies to comply with the law. Contracts: What is actually required going forward.
Click-an-Advisor podcast with Gareth Collier, a director and shareholder at Crue Invest. What’s keeping clients up? Debt, debt and more debt
Mags Heystek explains how important diversification is in the current bull-run, while still finding opportunity in the market.
One can never be sure when a bad market will end and a new market will start, so you can’t time the market - Suzean Haumann, Brenthurst Wealth.