The HMO Podcast: Recent Episodes

Andy Graham

Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.

Most aspiring property investors don't struggle because they lack knowledge.

They struggle because they never make the leap from learning to actually doing. They've read the books, listened to the podcasts, invested in education, but still haven't completed their first HMO project.

In this episode, I'm joined by Dr. Michael Taylor, better known as ThePropertyGP. After building a £2 million HMO portfolio in under two years while working as a full-time GP, Michael has helped countless first-time investors bridge what he calls the "execution gap."

Together, we explore why so many investors get stuck, the common obstacles holding them back, and how the right support can help you complete your first profitable HMO with confidence.

🎯 What You'll Learn

Why education alone isn't enough to become a successful HMO investor
The biggest reasons aspiring investors get stuck before completing their first deal
How to overcome fear, overwhelm, and the "what if?" mindset
The importance of building the right power team around your project
Real-life examples of first-time investors who have successfully completed profitable HMOs

If you've been thinking about investing in HMOs but haven't taken that first step yet, this episode will help you understand what's holding you back and, more importantly, how to move forward with confidence.

👉 Learn more about Michael's Blueprint programme and book a strategy callhere.

💻 Resources & Mentions

The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Communityhere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify- it helps more investors find the show!

The first half of the year has been a reminder that building a successful property business is never a straight line.

Some of my biggest wins have come alongside some of my biggest frustrations.

In this episode, I take you behind the scenes of my business and share an honest mid-year review of what's been working, what's tested me the most, and where I'm focusing my time and energy for the rest of 2026.

🎯 What You'll Learn

How AI and better systems have freed up more of my time
Lessons from this year's student changeover
The reality of rent arrears and landlord legal battles
Why I'm focusing on high-yield HMOs again
My plans for a new private investment fund

If you're building a property business of your own, this episode is a reminder that setbacks are part of the journey. Success isn't about avoiding problems. It's about staying focused on the bigger picture, making better decisions, and continuing to move forward even when things don't go to plan.

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

Most property investors spend years building wealth. But very few spend any time thinking about how they're actually going to protect it.

What happens to your portfolio if you die unexpectedly? Who makes decisions if you lose mental capacity? Will your family inherit what you've built, or could poor planning, unnecessary tax, or even remarriage mean your wealth ends up somewhere you never intended?

In this episode, I sit down with asset protection specialist Mike Hiner, better known as The Asset Protection Guy, to unpack the estate planning mistakes many property investors make.

🎯 What You'll Learn

Why a basic will often isn't enough to protect your family and assets
What really happens if you die without a will
The difference between joint tenants and tenants in common
How trusts can help protect wealth across multiple generations
Why inheritance tax can become a major problem for property investors
The role of holding companies and family investment companies
Why lasting powers of attorney are just as important as wills
How business owners can prepare for unexpected illness, incapacity or death

If you've spent years building a property portfolio, this episode will help you understand the risks that many investors overlook and the practical steps you can take to protect your wealth, your business, and the people you want to benefit from it.

Learn more about Strategic Asset Protection here: https://www.sap-legal.co.uk/

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you canwatch this videoor book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Communityhere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

Most new HMO investors don't struggle because there aren't any opportunities.

They struggle because they don't know where to start. They get overwhelmed by all the information, worry about making expensive mistakes, or spend too long waiting for the perfect time to take action.

In this episode, I revisit one of the most important podcast episodes I've ever recorded because, if anything, the message is even more relevant today. I walk through the six key areas every new HMO investor needs to understand before buying their first property, and explain why getting these foundations right will save you time, money and a lot of frustration.

🎯 What You'll Learn

Why you need a clear HMO strategy before viewing a single property
How to find the right deals and build relationships with estate agents
The planning, licensing and Article 4 pitfalls that catch out new investors
The different ways to finance HMOs and recycle your capital as you grow
What to expect from refurbishment projects and how to budget more accurately
Why finding and managing the right tenants is critical to long-term success

If you've been sitting on the fence, waiting until you feel ready, this episode will help you understand what really matters before buying your first HMO and give you the confidence to stop waiting and start building your portfolio.

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

This week's episode is a little different.

I recently joined Dan Hill for a Six Rounds episode of The Blueprint Podcast, where the format is simple: six surprise topics, no preparation, and no idea what's coming next.

It made for a really honest conversation as we shared our thoughts on property investing, entrepreneurship, AI, the UK economy and what it really takes to build long-term wealth. We also explored the lessons we've learned over the years, how our thinking has evolved, and some of the habits and principles that continue to shape the way we do business today.

If you've ever wondered how experienced investors think about risk, opportunity and the future of the property market, I think you'll really enjoy this one.

🎯 What You'll Learn

What we'd do differently if we were starting again
Our top property investing tips after years in the industry
How AI is changing business and why it's only just getting started
Our thoughts on the current UK property market and where we see opportunity
The mindset and habits that have had the biggest impact on our success
Simple business and productivity hacks we use every day
Why reputation, relationships and long-term thinking matter more than ever

I hope you enjoy this special crossover episode as much as I enjoyed recording it.

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcastsor Spotify - it helps more investors find the show!

Most investors focus on finding the perfect deal.

But after nearly 20 years of investing, I've learned that long-term success has far less to do with chasing the biggest returns and far more to do with building the right strategy.

In this special episode, I join Ant Lyons from Your Property Network (YPN) for an honest conversation about how my approach to property investing has evolved, why I'm still bullish on UK property despite the challenges, and how I think about building a portfolio that's designed not just for growth, but for the long term.

🎯 What You'll Learn

Why I'm still investing in HMOs despite today's market conditions
The investment criteria I use when assessing every deal
How I balance cash flow, capital growth and risk across my portfolio
Why chasing "unicorn deals" can actually slow your progress
The biggest mistakes I see new HMO investors making
How I approach Article 4 areas and planning risk
The strategy behind building a portfolio with a clear long-term exit plan

Whether you're buying your first HMO or looking to scale an established portfolio, this episode will help you think beyond individual deals and start building a property business that supports the lifestyle and future you actually want.

You can find more of my interviews, articles and expert resources on my YPN Expert Hub here.

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

Property development can be an incredible way to build wealth, but it's also one of the toughest paths in real estate. The challenge isn't just finding great opportunities, it's building a business that can consistently create capital, generate cash flow, and give you the freedom to scale.

In this episode, I sit down with one of my mentees, property developer and investor Jon Fish, to unpack his remarkable journey from rescuing a struggling family manufacturing business to building a successful property company focused on luxury new-build developments and high-performing HMOs.

With more than 15 years of hands-on experience, Jon shares the lessons he's learned about resilience, construction, business growth, raising finance, and creating a long-term property strategy that balances wealth creation with wealth preservation.

🎯 What You'll Learn

How Jon turned a family crisis into a property development career
Lessons learned from restoring a 10,000 sq ft factory with almost no budget
Why Jon combines luxury new-build developments with HMOs
How to identify and appraise profitable HMO opportunities
The role private finance has played in accelerating growth
Why systems, delegation, and business structure are critical for scaling
The mindset shifts required to stop playing small and start thinking bigger

If you're building a property business, looking to scale your portfolio, or trying to balance development projects with long-term cash-flow investments, this episode is packed with practical lessons, honest insights, and real-world experience from a developer who's spent more than a decade in the trenches and is now building an impressive portfolio with a clear vision for the future.

💻Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you canwatch this videoor book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

Most property investors don't struggle because they can't analyse deals. They struggle because they don't know how to make a decision once the analysis is done.

Should you buy it? Are you paying too much? Have you missed something important? Or are you simply stuck in analysis paralysis?

In this episode, I share the exact 9-step decision-making framework I use to assess property opportunities, manage risk, and make confident investment decisions. After reviewing thousands of deals over the years, I've learned that successful investing isn't about finding perfect opportunities - it's about consistently making good decisions with the information available.

🎯 What You'll Learn

How to build and apply a clear investment template
The dangers of emotional decision-making and investor FOMO
How to identify and challenge the assumptions in your deals
Why evidence matters more than opinions
Practical ways to control downside risk before committing
How to avoid analysis paralysis and make decisions with confidence

If you've ever spent weeks analysing deals, second-guessing yourself, or struggling to know when to move forward, this episode will give you a practical framework to help you make better investment decisions with greater clarity, confidence, and consistency.

Download your copy of The HMO Investors Guide to The Renters’ Rights Acthere: https://thehmoroadmap.co.uk/

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

Finding great HMO deals has become harder over the last few years, but creating enough value to recycle your capital and continue growing your portfolio is arguably an even bigger challenge.

In this episode, I sit down with our specialist mortgage finance expert Ellie Broadhurst to discuss what's happening in the lending market right now and where opportunities still exist for investors looking to scale.

🎯 What You'll Learn

What's happening with interest rates and specialist lending in 2026
Why refinancing and capital recycling have become more challenging
A real-world commercial-to-residential conversion case study
How lenders assess experience on larger, more complex projects
Why valuations, build costs, and appraisals can make or break a deal
How to manage risk while scaling your property portfolio

If you're building a HMO portfolio, looking for ways to create more value from your projects, or considering stepping into larger and more creative developments, this episode will give you a practical insight into what's working in today's market and how to approach these opportunities with confidence.

Book a Call with Ellie here: https://thehmoroadmap.co.uk/hmo-mortgage-finance/

💻Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you canwatch this videoor book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place.Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Communityhere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

If you enjoyed this episode, hit subscribe and drop a quick review onApple Podcasts or Spotify - it helps more investors find the show!

It’s been a challenging few months in the property market.

Rising tenant arrears, stubborn interest rates, contractor failures, affordability pressures, and continued uncertainty around legislation are creating new challenges for landlords and investors across the UK.

In this episode, I pull back the curtain and share a completely honest update on what's happening inside my own businesses right now. From portfolio performance and tenant issues to development projects, AI efficiencies, and where I'm deploying capital next, this is a transparent look at the realities of investing in today's market.

🎯 What You'll Learn

How my HMO and buy-to-let portfolios are performing in 2026
The tenant challenges we're facing and what they're teaching us
How AI is helping us reduce costs and improve efficiency
Lessons learned from a contractor going into liquidation mid-project
My outlook for the property market over the next 6–18 months

If you're feeling uncertain about the market, struggling with similar challenges, or wondering where the best opportunities lie right now, this episode will give you an honest perspective from someone navigating it every day.

Download your copy of The HMO Investors Guide to The Renters’ Rights Act here: https://thehmoroadmap.co.uk/

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you canwatch this videoor book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

Most investors hear the words “Article 4” and immediately assume the opportunity has gone.

But the reality is very different. Some of the strongest and most valuable HMO markets in the UK are under Article 4 directions, and experienced investors are still buying in these areas every single day.

In this episode, I break down what Article 4 actually means, why so many investors misunderstand it, and how professional HMO investors assess and mitigate planning risk before committing to deals.

🎯 What You’ll Learn

What Article 4 really is and why it’s often misunderstood
How restricted HMO supply can actually increase asset values over time
The biggest planning risks investors need to understand
How experienced investors are doing it
How to structure deals subject to planning

If you’ve been avoiding Article 4 areas or feel overwhelmed by planning risk, this episode will help you approach these markets with far more clarity, confidence, and strategy.

Download your copy of The HMO Investors Guide to The Renters’ Rights Act here:
https://thehmoroadmap.co.uk/

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you canwatch this videoor book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Grouphere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

Building a property portfolio is one thing, but scaling into larger commercial projects is a completely different challenge altogether.

The numbers get bigger, the risks increase, and suddenly every decision carries a lot more weight. It’s no longer just about buying another property. You need to understand finance, planning, construction, risk management, and how to create projects that genuinely perform long term.

In this episode, I sit down with property investor and developer Dan Linton to talk about the reality of scaling from smaller buy-to-lets into larger commercial conversions and high-cash-flow HMOs.

This isn’t just a conversation about impressive numbers or a successful deal. It’s an honest look at what it actually takes to grow a property business sustainably.

Dan shares the story behind his former gym conversion - a 16-room HMO generating more than £6,000 net cash flow every month and the lessons, challenges, and setbacks that came with it.

🎯 What You’ll Learn

How Dan converted a former gym into a 16-room HMO
The importance of contingency planning and managing development risk
Why valuations can make or break a commercial deal
How development finance lenders can actually help de-risk projects
Why delivering a higher-spec product creates stronger long-term demand
How local market knowledge helped Dan uncover huge opportunities
The role mentors, education, and partnerships play in scaling successfully

If you’re building or scaling a HMO portfolio, this episode will give you a much more realistic understanding of what it takes to move into larger projects, manage risk properly, and build assets that create real long-term cash flow and wealth.

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you canwatch this videoor book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place.Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify- it helps more investors find the show!

Most people think successful property investing is all about knowledge, deals, or finance.

But after nearly 20 years in property, I’ve realised the investors who consistently succeed operate very differently from everyone else.

In this episode, I break down the five key traits I see in the most successful property investors - the habits, mindsets, and behaviours that help them spot opportunities, build momentum, and keep progressing when others get stuck.

🎯 What You’ll Learn

• The traits that separate successful investors from the rest
• Why mindset and behaviour matter more than most people realise
• How top investors approach decisions, relationships, and challenges
• The hidden habits that create long-term success in property

If you want to sharpen your approach, improve the way you operate, and become a more effective investor, this episode is for you.

Download your copy of The HMO Investors Guide to The Renters’ Rights Act here:
https://thehmoroadmap.co.uk/

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you canwatch this videoor book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Grouphere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

Ever wondered why a deal that looks great on paper still ends up underperforming?

After reviewing over a thousand HMO deals, I can tell you - it’s rarely bad luck. It’s the same mistakes showing up again and again.

In this episode, I break down exactly where investors are going wrong. Not with complex, unpredictable issues but with the fundamentals. The assumptions, the numbers, and the gap between what we think will happen and what actually does.

🎯 What You’ll Learn

• Why most HMO deals fail
• How underestimating refurbishment costs can quietly destroy your returns
• The truth about valuation methodology
• Why timelines are almost always longer than you expect
• How small inaccuracies compound and drag down your deal performance
• How to close the gap between spreadsheet performance and real-world results

If you want to avoid expensive mistakes, tighten up your deal analysis, and invest with real confidence, this episode will show you exactly how to do it.

Download your copy of The HMO Investors Guide to The Renters’ Rights Act here: https://thehmoroadmap.co.uk/

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with me here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

Ever feel like the rules of the game have changed overnight and you’re not quite sure how to keep up?

With the Renters’ Rights Act coming into force, that’s exactly where many landlords and investors find themselves right now. The landscape is shifting fast, and what worked before simply won’t cut it anymore.

In this episode, I break down what this new era really looks like for HMO investors - not by getting lost in the legal detail, but by focusing on how you need to adapt your strategy, systems, and mindset to stay successful over the next five years.

🎯 What You’ll Learn

• What the Renters’ Rights Act means for the future of property investing
• Why risk management is now more important than ever
• How to improve tenant selection and avoid costly mistakes
• The importance of clarity in your business model and target tenant
• How to create better tenant experiences that increase retention
• Why communication, systems, and efficiency will define top operators
• How to position yourself to take advantage of new opportunities in the market

If you want to stay ahead of the curve, protect your portfolio, and continue building a profitable HMO business despite the changes, this episode will show you exactly how to do it.

Download your copy of The HMO Investors Guide to The Renters’ Rights Act here:https://thehmoroadmap.co.uk/

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this videoor book a complimentary strategy call with me here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Grouphere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

Ever feel like you’re putting in the work but getting nowhere?

I see it happen all the time. Investors make great progress early on, build momentum, and then suddenly things slow down. Deals dry up, raising finance feels harder, distractions creep in, and before long, frustration and doubt start to take over.

In this episode, I break down exactly what a plateau really looks like, why it happens, and most importantly, what you need to do to break through it and start moving forward again.

🎯 What You’ll Learn

• The key signs that your property business has plateaued
• The most common reasons investors lose momentum
• Why being “busy” doesn’t always mean you’re making progress
• How lack of clarity, focus, and consistency can hold you back
• Practical steps to reset your strategy, priorities, and momentum
• How to rebuild belief, accountability, and drive to push through the next ceiling

If you’ve been feeling stuck, frustrated, or your results just aren’t matching your effort, this episode will help you identify what’s really going on and give you the tools to fix it.

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place.Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Grouphere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

In today’s episode, we’re diving into one of the most important and most misunderstood parts of HMO investing: valuations and revaluations.

Now, if you’re buying HMOs, adding value, and relying on pulling your money back out to go again, then your valuation at the end of a deal is absolutely critical. It’s what determines how much capital you’ve got to reinvest and ultimately how quickly you can scale.

But here’s the problem… I see so many investors doing good deals, adding genuine value, and still not getting the valuation they expected. And equally, I see people expecting results that just aren’t supported by the work they’ve done or the data in the market.

In this episode, I break down exactly what drives HMO valuations, how lenders and valuers actually look at your property, and most importantly, what you can do to put yourself in the best possible position to get the result you need.

🎯 What You’ll Learn

The four key ways to create value in a HMO
How commercial valuations really work
How to speak to valuers, gather data, and set realistic expectations
What to include in a strong valuation pack
What to do if your valuation comes in lower than expected

If you’re serious about scaling your portfolio and recycling your capital effectively, this episode will help you close the gap between the value you create and the valuation you actually achieve.

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can watch this video or book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Grouphere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

Building and scaling a HMO business can look great from the outside, but when you’re actually in it, the reality is very different.

Costs increase, challenges come from every direction, and the margin for error gets smaller the bigger you go. It’s no longer just about finding a deal that works on paper. You need to manage risk, build in contingency, and create assets that perform over the long term.

In this episode, I sit down with returning guest Caroline Pattinson of ChesterHomeshare to talk about the risk, reward, and reality of building a successful HMO business.

This isn’t just a conversation about a big project or impressive numbers, it’s a real look at what it actually takes to scale. Caroline shares the story behind one of her most ambitious developments to date, and the lessons that came with it - both in business and personally.

🎯 What You’ll Learn

Why financial discipline becomes even more important as you scale
How to build contingency into your deals and protect yourself from risk
The reality of delivering larger HMO projects and what can go wrong
Why a tenant-first approach leads to stronger, more sustainable performance
How to approach opportunities strategically and create long-term value
The mindset required to keep moving forward when things don’t go to plan

If you’re building or scaling a HMO portfolio, this episode will help you think more clearly about how to grow in a way that’s sustainable, resilient, and built to last.

💻Resources & Mentions

Join Andy’s Accelerator Programme: If you’d like my direct input on your current or next project, you can book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place.Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Communityhere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

If you enjoyed this episode, hit subscribe and drop a quick review onApple Podcasts or Spotify - it helps more investors find the show!

In today’s episode, I’m unpacking what’s really happening in the property market right now and how I’m personally navigating a rapidly changing environment.

Just a few weeks ago, things were starting to feel stable again. Inflation was easing, rates were coming down, and confidence was returning. But with rising global instability, that picture has shifted quickly. Rates are climbing again, uncertainty is back, and many investors are starting to second-guess their next move.

I take you behind the scenes of my own business - from refinancing multi-million pound developments and selling assets, to how my HMO portfolio and trading businesses are performing right now.

More importantly, I break down how I’m thinking about the months ahead. Because in uncertain markets, it’s not just about what’s happening, it’s about how you respond to it.

If you’re feeling uncertain, hesitant, or unsure what your next move should be, this episode will help you cut through the noise, refocus on the fundamentals, and make clearer, more confident decisions.

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can book a complimentary strategy call with me here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

The HMO market can feel increasingly uncertain when you’re in the middle of it. Regulation is tightening, standards are rising, tenants have more power, and the margin for error is getting smaller. It’s no longer enough to create a property that works on day one - landlords need HMOs that can stand up to scrutiny, perform over the long term, and remain profitable for years to come.

In this episode, I sit down with our partner architects, Andrew and Mary, to talk about what it really means to future-proof your HMOs.

This isn’t just a conversation about design trends or cosmetic upgrades - it’s a practical look at the technical details that many investors overlook, from insulation, heating, ventilation, damp and mould prevention, to compliance, documentation, and defensibility when things go wrong.

🎯 What You’ll Learn

Why future-proofing your HMO matters more than ever in today’s regulatory environment
How better planning, drawings, and documentation can protect you from disputes and compliance issues
What landlords should be thinking about when it comes to insulation, energy efficiency, and heating systems
How ventilation strategies can help reduce damp, mould, and long-term maintenance problems
Why thoughtful design, adaptable spaces, and better storage can improve tenant satisfaction and encourage longer stays

If you’re refurbishing, converting, or reviewing an existing HMO, this episode will help you think more strategically about how to protect your investment and build assets that work not just today, but 5, 10, or 20 years from now.

Contact Andrew and Mary here, if you’re interested in discussing your HMO design and architectural needs here.

💻Resources & Mentions

Join Andy’s Accelerator Programme: If you’d like my direct input on your current or next project, you can book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcastsor Spotify - it helps more investors find the show!

In today’s episode, I’m breaking down one of the most important and often overlooked skills in property investing: knowing when to walk away from a deal.

Many investors know how to analyse a deal. They can model yields, cash flow, refinance projections, and ROI. But long-term portfolio performance isn’t determined by how many deals you do or how profitable they look on paper. It’s determined by the quality of the decisions you make before you buy.

A deal can show strong numbers and still weaken your position. It can look profitable while quietly increasing your risk, stretching your capacity, or relying on assumptions that simply aren’t robust enough.

In this episode, I walk through five clear reasons why the right decision might be to say no, even when the spreadsheet says yes. Because disciplined investors understand that avoiding the wrong deals is just as important as finding the right ones.

🎯 What You’ll Learn

Why risk vs reward must be properly balanced before committing to a deal
How optimistic assumptions can quietly undermine an otherwise “good” investment
Why every deal needs a credible downside route and Plan B
How overstretching your operational capacity can derail your business
The danger of emotional decision-making and how it leads investors to defend bad deals

If you’re analysing a deal right now or feeling pressure to push ahead with one, this episode will help you step back, reassess the fundamentals, and make smarter long-term decisions for your portfolio.

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Grouphere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

The market can feel uncertain when you’re in the middle of it. House prices move in small increments, rents start to soften, lenders shift appetite quietly behind the scenes, and it becomes harder to know whether things are improving or whether that’s just wishful thinking.

In this episode, I sit down with mortgage and finance expert Ellie Broadhurst to unpack what’s really happening in the property market as we head through the first quarter of 2026.

Ellie works at the sharp end of specialist lending, so this isn’t theory or headline-chasing - it’s a practical look at what she’s seeing from mortgage approvals, refinancing activity, lender behaviour and investor sentiment right now.

🎯 What You’ll Learn

What recent lender behaviour could tell us about the direction of the market
How interest rates, inflation, and sentiment are shaping opportunities for HMO investors
How EPC ratings could unlock better lending terms and why many investors are missing out
The growing risks around Article 4, planning evidence, and refinancing HMO properties

If you’re buying, refinancing, or planning your next move in the HMO market, this episode will help you understand where things stand now and what to watch closely in the months ahead.

Contact Ellie here, if you’re interested in discussing your HMO mortgage and finance needs.

💻 Resources & Mentions

Join Andy’s Accelerator Programme: If you’d like my direct input on your current or next project, you can book a complimentary strategy call with me here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

In today’s episode, I’m breaking down one of the most misunderstood aspects of property investing: risk - where it actually sits in your HMO deals, how it stacks up, and how professional investors manage exposure before they commit.

Risk isn’t something to fear or avoid entirely. It’s embedded into every return we chase. Higher yields exist because something could go wrong. The real question isn’t “Is this risky?” it’s “Is the reward sufficient given the exposure?”

This episode is about structure and discipline. I walk through the four core risk categories in HMO investing, share real examples of deals that escalated due to poor planning, and explain how to build a practical risk register that protects your capital, your relationships, and your long-term business.

🎯 What You’ll Learn

The four core risk categories in HMO investing
Why risk stacking - not single events - is what sinks most deals
How to stress-test valuations, refinance assumptions, and timelines properly
The difference between mitigation strategies and contingency planning
How to build and use a risk register before you exchange or commit funding

If you’re analysing a deal right now or about to commit to one, this episode will help you think more strategically about exposure, resilience, and long-term durability.

💻 Resources & Mentions

Join my Accelerator Programme: If you’d like my direct input on your current or next project, you can book a complimentary strategy call with mehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place.Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Grouphere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

Property can look straightforward from the outside. Find a deal, add value, refinance, repeat. But anyone who’s actually building a business in this market knows it’s rarely that simple.

In this episode, I sit down with Adriana Cafasso, an investor operating in the North East who’s scaling both her own portfolio and a high-volume, end-to-end investment business. She’s not watching from the sidelines - she’s actively acquiring, refurbishing and structuring HMO and mixed-use projects in a market that’s becoming more competitive and more regulated by the month.

We talk about how she moved from law into property during lockdown, the early setback that could easily have knocked her out of the game, and what changed in her approach as she moved from “trying to do a deal” to building a proper operation with the right partners and systems around her.

This is a practical conversation about execution, decision-making and staying consistent when results don’t come overnight.

🎯 What You’ll Learn

What it really takes to build and scale an HMO business in 2026
The hard lessons Adriana learned from an early deal that went wrong
Why consistency and visibility can create opportunities before you feel “ready”
What “good sourcing” looks like (and why most deal packs aren’t good enough)
The key ingredients of a strong HMO deal: cash flow, capital recycle, and location fundamentals
What Adriana is seeing on the ground in the North East and how she’s adapting to the market

If you’re building or planning to build a HMO portfolio in today’s environment, this episode offers a realistic perspective from someone actively doing the work.

💻 Resources & Mentions

Join Andy’s Accelerator Programme: If you’d like my direct input on your current or next project, you can book a complimentary strategy call with me here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

Let’s be honest, going into 2026 there’s been a lot of noise in property and not much clarity.

In today’s episode, I’m joined by Lucian Cook, Head of Residential Research at Savills and one of the most respected data voices in the UK housing market, for a clear-eyed conversation about where things actually stand as we move through 2026.

Lucian has spent his entire career in property, starting as a chartered surveyor before moving into research just ahead of the global financial crisis. Since then, he’s analysed every major shift the market has thrown at us, from the credit crunch to the pandemic boom, and now the biggest rental reform in a generation.

We talk about what’s structurally changed in the housing market, why regulation and tax policy have reshaped the role of the landlord, and how investors should really think about cycles, sentiment, and supply without getting pulled around by headlines.

This isn’t about predictions for the sake of it. It’s about understanding the forces at play, what the data is actually saying, and what that means if you’re making decisions with your own capital.

🎯 What You’ll Learn

How the housing market has structurally shifted over the past two decades
Why simplistic “property cycle” narratives can be misleading
The few core indicators that really matter right now
What rental reform could mean for supply and investor behaviour
Where opportunity might sit for patient, long-term operators

If you’re trying to stay disciplined and informed in a market that feels noisy, this episode will help you step back and think more clearly.

💻 Resources & Mentions

Book a Strategy Call: If you’d like my direct input on your current or next project, you can book a complimentary strategy call with me here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Communityhere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

In today’s episode, I’m sharing a business update and giving you a real look at what’s happening inside my portfolio and wider businesses as I head into 2026.

This year isn’t about experimenting or chasing new ideas. It’s about execution, efficiency and tightening what’s already been built. I talk through how changes in my personal capacity have reshaped my role, why focus and discipline have become non-negotiable, and how better execution is already translating into stronger performance.

I share what’s been working, what hasn’t gone to plan, and why touching on portfolio performance, operational pressure, refinancing, live development projects and the reality of running a property business at scale.

If you’re building or scaling an HMO business and want a grounded, behind-the-scenes update that reflects the real challenges and decisions involved, this episode will give you clarity and reassurance that this is all part of the process.

💻 Resources & Mentions

Book a Call: If you’d like my direct input on your current or next project, you can book a complimentary strategy call with me here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

In today’s episode, I’m joined by Russell Quirk, a well-known property expert and one of the UK property industry’s most outspoken commentators, for a straight-talking conversation about where the housing market is really heading.

Russell started as an estate agent at 16 in his family business, went on to run his own traditional agency, and later founded Emoov, one of the UK’s first online estate agencies. Today, he works behind the scenes with some of Britain’s biggest property brands and is known for his candid, often controversial views on landlords, renters, and housing policy.

We cover how being a landlord has changed over the last decade, what recent legislation really means in practice, and why the conversation around property is becoming more political than ever. No hype, no fear-mongering - just honest insight from someone who’s seen the industry from every angle.

If you’re an investor trying to make sense of the noise and think clearly about the future, this is an episode you’ll want to listen to.

🎯 What You’ll Learn

How the role of the landlord has fundamentally changed over the past decade
The real (and often overlooked) consequences of the Renters’ Rights Act
Why landlords have become political “pantomime villains”
How regulation, tax, and ideology are reshaping the private rental sector
What this all means for rents, tenants, and housing supply over the next five years
Why HMOs need a PR reset and how professional operators can stand out

👉 If you want clarity on your own HMO strategy and what your next move should be, you can book a Strategy Call with me here.

💻Resources & Mentions

The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place.Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Communityhere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

If you enjoyed this episode, hit subscribe and drop a quick review onApple Podcasts or Spotify- it helps more investors find the show!

In today’s episode, I’m breaking down the real role mentorship plays in building a successful HMO business - what it actually does, when it makes sense, and how it can materially change your results if used properly.

Mentorship isn’t a silver bullet. It won’t magically fix a broken strategy or replace hard work. But used at the right time and in the right way, it can dramatically improve decision-making, reduce risk, and accelerate progress. Most costly mistakes in property don’t come from bad intentions - they come from lack of clarity, poor sequencing, and limited experience.

This episode is about perspective and precision. I walk through the five core benefits of mentorship, real-world examples of how the right guidance saves time and money, who mentorship is (and isn’t) for, and how to make a considered choice about who you should learn from.

🎯 What You’ll Learn

The five core benefits mentorship brings to an HMO business
How better decisions and risk reduction change long-term outcomes
When mentorship makes sense and when it’s too early
How to choose the right mentor and avoid expensive mistakes

If you’re committed to building or scaling an HMO portfolio and want to accelerate results while avoiding unnecessary errors, this episode will give you clarity on whether mentorship should be part of your journey.

And if you’d like my direct input on your current or next project, you can book a complimentary strategy call with me here.

💻 Resources & Mentions

The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

In today’s episode, I’m breaking down my 16-step Find to Fill process - the exact system I use to take an HMO project from identifying the right property through to launching it and filling rooms fast.

If HMOs were as simple as buy, refurb, advertise, and move tenants in, far fewer investors would be dealing with delays, budget overruns, planning issues, and long voids. In reality, most problems don’t come from the market - they come from missed or poorly sequenced steps earlier in the process.

This episode is about clarity and control. I explain the full Find to Fill sequence, the steps investors most often overlook, and why getting the order right is what separates smooth, profitable projects from stressful, expensive ones.

🎯 What You’ll Learn

The 16-step framework I use to manage HMO projects end to end
How to reduce risk, control costs, and speed projects up
What needs to happen before you go to market so rooms fill quickly

If you’re building, scaling, or systemising an HMO portfolio, this episode will help you run your projects with far more confidence and predictability.

And if you want my direct input on your current or next project, you can book a complimentary strategy call with me here.

💻 Resources & Mentions

The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

As we step into 2026, there’s no shortage of opinions about what the property market is going to do next. Some people are calling for a boom, others are predicting a crash.

So in today’s episode, I’m laying out how I genuinely think 2026 will play out for HMO investors based on the data, the conversations I’m having across the market, and my own experience of building and operating HMOs at scale.

This episode is about clarity. It’s about cutting through the extremes and understanding why a steady market is often the best environment to build a serious HMO business. I talk about what’s likely to happen with rents, house prices, tenant behaviour, lending, regulation, and why execution, margins, and systems will matter more than ever this year.

I also explain where I think opportunities will start to emerge as tired and overextended landlords begin to exit and what you need in place if you want to be in a position to take advantage of that.

🎯 What You’ll Learn

My predictions for rent growth, occupancy, and house prices
How tenant behaviour is changing and why voids are the real risk this year
The practical impact of regulation and reporting on HMO operators
What lenders will be focusing on and how to stay finance-ready
Why good operators will be quietly rewarded and poor execution will be punished

If you’re building, scaling, or systemising an HMO portfolio and want a clear, grounded view of what actually matters in 2026, this episode will help you go into the year prepared, focused, and confident.

And if you want my direct input on your business this year, you can book a complimentary strategy call with me here.

💻 Resources & Mentions

The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

In today’s episode, I’m joined by one of my mentees, Royce Turville, to break down exactly how he’s gone from steady, stop-start portfolio growth to building real momentum - raising more finance, doing better deals, and installing the systems needed to scale without burning out.

Royce shares the full story behind his journey: starting out as an “accidental landlord”, spending years building a base of single lets, then hitting that ceiling many investors reach - where the portfolio grows, life gets busier, and the business starts to feel heavier instead of freer. We unpack what changed from 2024 onwards, how he got clear on what he actually wanted, and the simple actions that unlocked serious progress fast.

If 2026 is the year you want to properly build your HMO business and you want a real, relatable example of what’s possible when you execute the basics consistently, this is an episode you don’t want to miss.

🎯 What You’ll Learn

The mindset shift that moved him from slow buy-and-hold to real momentum
The simple change that made private finance far easier to access
Why adding value became central to scaling sustainably
How auctions can uncover overlooked opportunities
The realities of operating in Article 4 areas and why early technical input matters
How bringing in the right support removed him as the bottleneck

If you want clarity and momentum like Royce, then book a Strategy Session with me here.

💻 Resources & Mentions

The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

As we step into a new year, a lot of property investors are setting big intentions and telling themselves this is the year it finally clicks. But good intentions alone don’t create momentum.

In today’s episode, I’m talking about why so many property investors feel like they’re doing everything right… but still can’t seem to build any real momentum. They get started, they stay busy, they even do the odd deal - yet things never quite take off.

This episode is about structure, alignment, and the difference between reacting to problems and designing a business that actually compounds.

I also introduce a simple three-step framework I use in my own businesses - one that, when applied properly, can completely change the way progress shows up.

🎯 What You’ll Learn

Why most investors never experience true momentum
The hidden reason progress feels stop-start
What “liftoff” actually looks like in property
The shift that turns effort into compounding results

If you’ve been busy but not moving forward, or you’ve told yourself this is the year things finally change, this episode will give you a new lens to look at what’s really holding you back.

WATCH THIS to learn more about my unique 3-step system.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

💻 Resources & Mentions

The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

In today’s episode, I’m joined by Will Whittaker - a construction expert and experienced builder - to pull back the curtain on what HMO projects really look like on the other side of the deal. What does a refurbishment or conversion look like from a builder’s perspective, and where do investors most often get caught out?

As you can imagine, I’ve got plenty of questions. I consider myself fairly experienced when it comes to buildings and refurbishments, but Will operates on another level entirely.

If you’re planning a refurb, a conversion, or an HMO project and you want to avoid delays, disappearing trades, and expensive surprises, this is an episode you don’t want to miss.

🎯 What You’ll Learn

What a main contractor actually does
How to plan contingency properly for older HMO properties
The common site problems that catch inexperienced investors out
Why cheap drawings and vague specs almost always end up costing you more
How to structure contracts and payment schedules
Why “too cheap” quotes are a red flag
Simple cost-saving decisions that don’t compromise the end result
How to find the right contractor through proper due diligence

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

💻 Resources & Mentions

1-2-1 Mentorship: Ready to take things to the next level? Apply to join my 1-2-1 mentorship programme here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

In today’s episode, I’m challenging the way most people think about a £50,000 pot of capital and why, for so many aspiring property investors, that thinking is the very thing keeping them stuck. £50k feels like a lot of money and it is, but in the context of property, it’s also not enough to do the job most people are asking it to do.

Rather than trying to force £50,000 into a single deal and hoping it changes your life, I break down what that money should actually be used for if your goal is real scale, momentum, and long-term freedom. This isn’t about saving more, working harder, or squeezing every last pound out of one deal. It’s about a fundamental shift in how you think about capital, leverage, and growth.

🎯 What You’ll Learn

The biggest mistake investors make when trying to “make their money work harder”
Why capital should be judged by what it enables, not what it buys
The myth that you need deal experience before raising investor money
Why investors don’t fund deals
How to reposition yourself as a delivery partner rather than a cash-limited buyer
The mindset shift required to turn £50,000 into something truly life-changing

If you’ve saved hard, stayed busy, done “all the right things” but still feel like progress is painfully slow, this episode will challenge your assumptions and give you a completely different way to think about using the money you have.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

💻 Resources & Mentions

1-2-1 Mentorship: Ready to take things to the next level? Email andy@thehmoroadmap.co.uk
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

In today’s episode, I’m tackling the question everyone is asking right now: is it still worth investing in property? With rising costs, tighter lending, more competition and a general sense of uncertainty, it’s no surprise that so many investors are wobbling. Instead of giving you a polished answer, I’m breaking down what’s actually happening, what matters, and why the fundamentals still hold strong.

We’ll talk honestly about the challenges in today’s market, the pressure on deals, the realities of operating HMOs right now, and why this period is shaping the next generation of real operators. If you’ve been second-guessing your strategy, this will help steady the ship.

🎯 What You’ll Learn

Why so many investors are questioning property and what’s driving the wobble
How higher interest rates, rising refurb costs and tighter lending affect deal performance
The impact of increased competition and compliance in the HMO sector
Why tough markets aren’t new and how experienced investors view them
The long-term fundamentals that still make property a strong investment
The mindset needed to navigate a challenging environment and stay in the game

If the current market feels tough, you’re not alone. This episode will bring clarity, calm, and a long-term perspective when you need it most.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcastsor Spotify- it helps more investors find the show!

💻Resources & Mentions

1-2-1 Mentorship: Ready to take things to the next level? Emailandy@thehmoroadmap.co.uk
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

In today’s episode, I break down the Autumn Budget and what it really means for HMO landlords and property investors, with expert insight from mortgage specialist Ellie Broadhurst.

After weeks of speculation and political noise, the budget has finally landed and while it wasn’t as bad as many feared, it was still far from good news. We explore the key changes that affect landlords, what didn’t happen (and why that matters), and the wider direction of travel for the property market. Most importantly, we discuss what you should be thinking about now to protect your portfolio and stay ahead in an increasingly challenging landscape.

🎯 What You’ll Learn

The key announcements that directly affect landlords and property investors
How tax changes may influence your portfolio decisions and long-term strategy
Why incorporation and operating professionally matter more than ever
How the budget interacts with the Renters’ Rights Act and wider market pressures
What’s happening with mortgage rates, swap rates and lender behaviour
Where the biggest opportunities will emerge for investors in the months ahead

If you’re serious about building, protecting and positioning your HMO business for long-term success, this episode is essential listening. Understanding the implications now will help you cut through the noise, stay confident and seize opportunities while others hesitate.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify- it helps more investors find the show!

💻Resources & Mentions

1-2-1 Mentorship: Ready to take things to the next level? Apply to join my 1-2-1 mentorship programmehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Communityhere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

In today’s episode, I’m sharing a real and honest breakdown of what’s been happening inside my property and development businesses over the last few months. It’s been a challenging period across the market - tight lending, uncertainty surrounding the Renters’ Rights Act, contractor issues, slower rental demand, and some big, strategic decisions to make. Instead of giving you the polished version, I’m taking you behind the scenes and talking openly about what’s working, what’s not, and how I’m navigating it all.

I’ll walk you through the performance of my student HMO portfolio, the reality of refinancing a major development right now, why some of our projects have slowed, and how I’m approaching long-term planning for both my properties and my training business. I’ll also share some personal reflections on balancing work, family life, and staying focused through a tough market.

🎯 What You’ll Learn

How I fully let my student HMO portfolio early with a focus on renewals and rapid response
Why the Renters’ Rights Act is changing how I plan refurb cycles and future-proof my assets
The wins and frustrations behind our 24-unit development - from awards to difficult refinancing
How a contractor’s illness has forced a rethink on one of our major schemes
Why my trading business is key to long-term growth, plus what’s coming next
The off-market opportunities appearing right now and why it’s still a great time to buy

If you’re finding the current market tough, this episode will remind you you’re not alone. It’s practical, honest, and full of lessons from someone living it day to day.

And if you enjoyed this episode, hit subscribe and drop a quick review onApple Podcasts or Spotify- it helps more investors find the show!

💻 Resources & Mentions

Mentorship: Ready to take things to the next level? Apply to join my 1-2-1 mentorship programmehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Group: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

In today’s episode, I sit down with Hayley Andrews,the award-winning investor, “dragon” on Sky TV’s Property Elevator, and the force behind Hard Hats to Heels and the Women in Property Awards, to unpack how she’s built a diverse, multi-strategy portfolio over two decades, from vanilla buy-to-lets and HMOs through to hotels, listed buildings and complex commercial schemes.

Hayley shares the real story behind her growth: starting out on a council estate, using property as a pension, then scaling into bigger and more complex projects by buying well, managing risk ruthlessly and building serious relationships with councils, heritage bodies and regeneration boards. We dig into her transformation of a derelict museum into “Fun City”, a new entertainment quarter that’s now set to roll out across market towns in the UK.

If you’re serious about playing the long game in property - building wealth, not just collecting units and you want a candid look at what it really takes to operate at the top level, this is an episode you don’t want to miss.

🎯 What You’ll Learn

How Hayley grew from single lets to large HMOs, commercial conversions and hotels
The negotiation principles she uses to always buy right (and walk away when she has to)
Why a solid, cash-flowing base is essential before you take on complex “trophy” projects
How she engineered the museum-to-entertainment-quarter deal and secured all three buildings from the council
Why understanding demand, data and end users comes before any offer or design
How and why she’s championing women in the industry through Hard Hats to Heels and the Women in Property Awards

If you enjoyed this episode, hit subscribe and drop a quick review onApple Podcasts or Spotify - it helps more investors find the show!

💻Resources & Mentions

1-2-1 Mentorship: Ready to take things to the next level? Apply to join my 1-2-1 mentorship programmehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place.Join here.
Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Communityhere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

In today’s episode, I break down one of the most overlooked parts of running a successful property business - how you structure it.

Most investors talk about yield, rent, and refinancing, but few think about what happens after they’ve made the money. Without the right structure, a huge chunk of your profits can disappear in tax - money that could have stayed in your business, been reinvested, and compounded into something far bigger over time.

I reveal how smart tax planning and business structuring can protect your assets, improve efficiency, and quietly build long-term wealth in the background. I’ll walk you through exactly how I’ve set up my own group structure, why it’s been a game-changer for my portfolio, and how you can start thinking strategically about your own setup - no matter what stage you’re at.

🎯 What You’ll Learn

The critical difference between tax avoidance and tax evasion
What a group structure actually is and how it works in practice
Why separating your trading, management, and investment arms protects your assets
The hidden flexibility a holding company gives you when raising finance or selling
The most common mistakes investors make (and how to avoid costly restructuring later)
Why getting specialist advice early can save you tens of thousands over the long term

If you’re serious about scaling your HMO business, keeping more of what you earn, and building true financial resilience, this episode is essential listening. Structure it right now and your future self will thank you.

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If you enjoyed this episode, hit subscribe and drop a quick review onApple Podcasts or Spotify - it helps more investors find the show!

💻 Resources & Mentions

Mentorship: Ready to take things to the next level? Apply to join my 1-2-1 mentorship programmehere.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place.Join here.
Facebook Group: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Communityhere.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updateshere.

In today’s episode, I break down the Renters Rights Act, the biggest shake-up to the UK rental market in decades, and explain what it really means for HMO landlords.

This new legislation completely rewrites the rules for landlords, from the removal of fixed-term tenancies and Section 21 evictions to rent increases, pets, and the launch of a national landlord register. It’s a huge change that adds complexity and risk, but for those who understand it and prepare early, it also creates an incredible opportunity.

In this detailed breakdown, I walk you through the 11 key changes every landlord needs to understand, how they’ll affect your portfolio in practice, and the steps you can take now to safeguard your business and turn regulation into opportunity.

🎯 What You’ll Learn

What the Renters Rights Act actually changes for HMO landlords
How assured periodic tenancies will replace fixed-term tenancies
What the end of Section 21 evictions means for possession and control
How the new Section 8 grounds will operate in practice
Why student landlords must rethink their tenancy cycles
The new rules on rent increases, pets, and rent bidding
How the Private Rented Sector Ombudsman and database will affect you
What Awaab’s Law means for damp and mould responsibilities
Why these changes will drive many landlords out and how to seize the opportunity left behind

If you’re serious about building, scaling, and protecting your HMO property business, this episode is essential listening. Understanding these changes now will give you a clear advantage and help you turn uncertainty into opportunity.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

💻 Resources & Mentions

Mentorship: Ready to take things to the next level? Apply to join my 1-2-1 mentorship programme here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Group: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

In today’s episode, I break down the 14 key numbers every serious HMO investor should be tracking — the exact metrics that separate property owners from true property business owners.

Over the years, I’ve seen countless investors who know their rent roll but have no idea how their portfolio is actually performing. In this solo deep dive, I walk you through the essential calculations, from yields and ratios to returns and risk measures, that reveal how efficient, profitable, and resilient your business really is.

If you want to move from managing properties to running a professional property business, grab a pen and paper because this one’s packed with insight, examples, and actionable steps you can start using today.

🎯 What You’ll Learn

The 14 must-know financial metrics for every HMO investor
How to calculate and interpret gross yield, net yield, and ROI
The difference between return on investment and return on capital employed
How to measure efficiency with operating cost and gross-to-net ratios
Why your debt service coverage ratio matters to lenders
How to benchmark deals using cost per room and £ per square foot
The simple occupancy formula that reveals the health of your portfolio
How to make confident, data-driven decisions about your next deal

If you’re serious about building a real property business that performs like a business, not just collecting rent, this is the episode for you.

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

💻 Resources & Mentions

Mentorship: Ready to take things to the next level? Apply to join my 1-2-1 mentorship programme here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Group: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

In today’s episode, I sit down with Craig Fisher, the founder of CF Commercial, HausProud Living, and co-founder of Yvonne Ellen, to unpack how he’s built a £250k-per-year HMO portfolio while running several multi-million-pound businesses.

Craig joined my mentorship programme in June 2023, and together we’ve focused on building a simple, repeatable model that works. In this conversation, I pull back the curtain on the exact deal criteria, refurb standards, KPIs, and risk controls Craig uses to make sure his portfolio performs, even when he isn’t there.

If you’re busy, ambitious, and want to build a property business that runs on systems rather than heroics, this is one you don’t want to miss.

🎯 What You’ll Learn

The HMO model we implemented
How I helped Craig invest remotely with trusted partners
The weekly KPIs we track to keep performance on target
Smart risk management strategies that protect your projects
How Craig successfully raises private finance for growth
Why focus beats chasing clever deals

If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

💻 Resources & Mentions

Mentorship: Ready to take things to the next level? Apply to join my 1-2-1 mentorship programme here.
The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
Facebook Group: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

This week, I’m sitting down with Laura Ackers of Haus Property, someone I’ve had the privilege to watch go from zero property background to a Manchester-based HMO portfolio that’s given her and her husband Dan genuine freedom.

In just a few years, they’ve stepped away from their jobs, systemised the business, and moved their young family to Mallorca on a three-year visa.

Here’s what we cover in the episode:

03:46 - The Journey From Hairdressing to Property Investment
09:54 - The Challenges of Starting a Property Business
14:51 - Achieving Freedom Through Property
19:59 - The Role of Mastermind Groups in Success
24:47 - Case Study: A Standout 8-Bed Social HMO Project

If you enjoyed this episode, hit subscribe and drop a quick review - it helps more investors find the show!

🔥 Feeling overwhelmed? Join The HMO Roadmap Premium Plan at 20% OFF and access 400+ resources to help you start, scale & systemise your HMO business! Hurry! Offer ends Oct 15th! Get started here.

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

There’s a lot of fear in the market right now. Everywhere I look, investors are sitting on their hands or even thinking about selling up. The media is full of doom and gloom, interest rates are high, the Renters Reform Act is looming, and costs are up across the board.

But here’s the truth - this is exactly when real opportunities appear. When everyone else is frozen, the smart investors are looking the other way.

In this episode, I dive deep into why I genuinely believe we could be standing in one of the best buying opportunities in decades. I’ll unpack what’s really going on with the market, how to reframe your fear, and why long-term fundamentals still matter more than ever.

If you’ve been feeling nervous, waiting for the “right time” to buy, or just unsure what to do next, this episode is for you.

🔥 Feeling overwhelmed? Join The HMO Roadmap Premium Plan at 20% OFF and access 400+ resources to help you start, scale & systemise your HMO business! Hurry! Offer extended until Oct 15th! Hurry! Get started here.

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Got any questions? Join The HMO Community on Facebook!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

In this episode, I’m joined by Dr. Michael Taylor of Parable Property, who spent years working as a GP before deciding it was time for a complete change. Michael shares how he left behind the security of medicine to take on the uncertainty of building his own property portfolio - something many people dream about but few have the courage to actually do.

What I love about Michael’s story is how honest he is about the journey. He faced big setbacks at the start, but instead of walking away, he stuck with it, learned from the experience, and pushed forward. Today, he’s running a successful property business, supporting others, and proving what’s possible when you back yourself and commit.

This conversation is a brilliant reminder that it’s never too late to start again, and that persistence and resilience are often more important than getting everything right the first time.

Here’s what we cover in the episode:

02:34 Transitioning from Medicine to Property Investment
14:47 Overcoming Initial Setbacks in Property Deals
17:41 The Importance of Support and Networking
23:37 Choosing the Right Location for Investment
27:02 Building Relationships with Contractors
29:41 Diversifying into Supported Living

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🔥 Feeling overwhelmed? Join The HMO Roadmap Premium Plan at 20% OFF and access 400+ resources to help you start, scale & systemise your HMO business! Hurry! Offer extended until Oct 15th! Hurry! Get started here.

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you’re in property long enough, something will go wrong and I’ve been there more times than I can count. Builders have disappeared, finance has fallen through at the eleventh hour, planning has thrown me curveballs, and valuations have come in soft. The truth is, these challenges aren’t the exception… they’re the rule.

In this episode, I’m sharing the simple framework I use to deal with setbacks without letting them knock me off course: the 3 R’s of Resilience - React, Reframe, Recover. Over nearly 20 years in the industry, this approach has helped me turn problems into lessons, lessons into systems, and setbacks into a stronger business.

If you want to build a serious HMO portfolio, resilience isn’t optional - it’s essential. Tune in and I’ll show you how to put it into practice.

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👉 This episode is sponsored by Tide Business.

Sign up to Tide using this link and enter the promo code ROADMAP to get £50 cashback when you spend £100 on your new Tide card. T&C's Apply. #TideBusiness #TideBanking

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🔥 Feeling overwhelmed? Join The HMO Roadmap Premium Plan at 20% OFF and access 400+ resources to help you start, scale & systemise your HMO business! Hurry! Offer ends on September 30th! Get started here.

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

This week, we’re shaking things up. Instead of focusing on a single topic, I’m sharing some of the most thought-provoking debates and discussions happening right now inside the HMO community.

The truth is, the best ideas don’t just come from me sitting here deciding what to talk about — they come from you. From the questions you’re asking, the challenges you’re tackling, and the creative strategies you’re putting forward. And because we don’t always agree, the conversations are all the more valuable.

In today’s episode, we’ll dive into four hot topics:

A Treasury rumour: could National Insurance really be charged on rental income? It’s unconfirmed, but it’s already raising big questions about valuations, market values, and what it could mean for landlords.
A planning hack I never knew about even after 20 years in the business. A clever strategy to take your HMO from six to seven beds.
Valuations under pressure: are they starting to come in lower, and what trends are we actually seeing on the ground?
The great desk debate: should you put desks in bedrooms, and are fold-down versions really worth it? A surprisingly simple question with a lot of strong opinions.

Tune in to see where you stand on these debates and maybe pick up a new strategy or two along the way.

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👉 This episode is sponsored by Tide Business.

Sign up to Tide using this link and enter the promo code ROADMAP to get £50 cashback when you spend £100 on your new Tide card. T&C's Apply. #TideBusiness #TideBanking

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🔥 Feeling overwhelmed? Join The HMO Roadmap Premium Plan at 20% OFF and access 400+ resources to help you start, scale & systemise your HMO business! Hurry! Offer ends on September 30th! Get started here.

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

Today, I’ve got Ellie Broadhurst, our specialist mortgage broker back on the show.

With the media shouting about property crashes, falling prices, lenders pulling deals, and down valuations, I wanted to sit down with Ellie to find out what’s really happening. Because on the ground, it feels very different.

In this episode, we dig into the truth behind the headlines: what’s going on with interest rates, how valuations are looking, what lenders actually think about HMOs right now, and whether there’s still room for growth in the market.

If you want some clarity in the middle of all the noise, this conversation is for you.

Contact Ellie here, if you’re interested in discussing your HMO mortgage and finance needs.

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👉 This episode is sponsored by Tide Business.

Sign up to Tide using this link and enter the promo code ROADMAP to get £50 cashback when you spend £100 on your new Tide card. T&C's Apply. #TideBusiness #TideBanking

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🔥 Feeling overwhelmed? Join The HMO Roadmap Premium Plan at 20% OFF and access 400+ resources to help you start, scale & systemise your HMO business! Hurry! Offer ends on September 30th! Get started here.

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Is property investment dead, or is it just changing?

In this episode of The HMO Podcast, I dive into the challenges facing investors right now - from economic pressures and new legislation to shifting market dynamics.

But it’s not all bad news. I’ll share why a low-sentiment market can actually present some of the best opportunities, and why taking a long-term perspective is key to navigating today’s property landscape.

Here’s what we cover in the episode:

02:50 Current Economic Climate
05:44 Market Sentiment and Investor Confidence
08:33 Legislative and Regulatory Pressures on Landlords
11:49 Financial Headwinds Facing Property Investors
14:39 Market Dynamics and Property Values
17:54 Opportunities Amidst Challenges

This episode is sponsored by Tide Business.

Sign up to Tide using this link and enter the promo code ROADMAP to get £50 cashback when you spend £100 on your new Tide card. T&C's Apply. #TideBusiness #TideBanking

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

Today I’m joined by Sam Carter of SJC Property Developments, who’s showing us that it’s absolutely possible to make property deals work—even in one of the most expensive parts of the country. Sam and his family are building a thriving business in Cambridge, and their latest project is nothing short of remarkable.

They secured a property that was originally on the market for £725,000 at a bargain price, applied a smart strategy with multiple exit options, and turned it into a deal that generated hundreds of thousands of pounds.

In this episode, Sam and I dive into exactly how they pulled it off, the key decisions that made this project such a success, and what it really takes to grow a profitable property business when many people insist the deals just aren’t out there.

So, if you’ve ever thought opportunities only exist in the cheaper parts of the country, this conversation will make you think again.

Here’s what we cover in the episode:

02:57 Sam Carter’s Background and Early Influences
05:47 Transitioning from Employee to Entrepreneur
14:44 Understanding Exit Strategies and Risk Mitigation
20:54 Dealing with Unexpected Challenges in Property Development
26:34 The Importance of Mentorship and Continuous Learning
32:49 Creative Strategies for Maximizing Property Value
35:42 Building a Personal Brand and Networking for Growth

Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In today’s episode, I’m sitting down with Kazy from Property by Kazy for a no-holds-barred conversation about my journey in property and what it’s really taken to build the businesses I have today.

We cover it all—the hard truths, the challenges I’ve faced, the mistakes I’ve made, and the realities that don’t often get talked about. But it’s not all doom and gloom—we also dive into the exciting opportunities ahead for property investors and why, despite the ups and downs, this journey is worth it.

This is my unfiltered take: the highs, the lows, and everything in between. If you’re building your own property business and finding it tough, maybe slower than you’d like, I think you’ll take comfort in knowing you’re not alone—and that you’re probably doing exactly what you should be doing.

Hopefully this episode inspires you, motivates you, and above all, keeps it real. From the very beginning of my story right through to my latest deals, this is the most complete picture I’ve shared of my journey so far.

Here’s what we cover:

02:54 – Understanding HMOs, The Student Market and Its Benefits
15:15 – Systemisation in Property Management
18:58 – Building a Property Portfolio
24:05 – Transitioning to Education and The Value of Mentorship
33:08 – Commercial Valuations and Market Risks
37:54 – Common Mistakes in HMO Investing
39:42 – Current Projects and Future Goals

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

Today, I’m joined once again by a familiar face on the podcast — Rebecca Alcock. You might remember Rebecca from our January episode. She’s a former mentee of mine who, alongside her husband Jolly, has gone on to achieve some incredible things in the HMO world.

This time, Rebecca’s back with some very exciting news to share. I won’t spoil the surprise just yet, but I was keen to dig into exactly how she’s built such success, the challenges she’s overcome, and the strategies that have worked for her.

Whether you’re just starting your HMO journey or looking to scale but finding it tough, there’s a lot to take away from Rebecca’s story, methods, and approach.

Here’s what we cover:

05:43 - Long-Term Vision and Diversification
08:52 - Managing Challenges and Chaos
11:48 - Transitioning from Corporate to Property
14:56 - Overcoming Time Constraints and Prioritising Goals
20:36 - The Role of Accountability and Mentorship
23:30 - Navigating Information Overload

If you want to join Rebecca’s 1-2-1 mentoring program, you can enquire here.

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

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Connect with me on Instagram or Linkedin for daily HMO tips and advice!

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Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

Emma Estill and her husband Dan from Stylish Living started their property journey in 2019 with simple three-bed terraces. Just a few years later, they’re developing £3 million sites, running their own build team, and managing multiple businesses in property.

In this episode, Emma shares how they scaled through challenges, stayed family-focused, and built success by taking on tough projects. We’ll also discuss their standout deal — a derelict nightclub with planning and access issues that most investors avoided. They transformed it into a property generating over £12,000 net per month.

Tune in to hear Emma’s journey, the lessons learned, and why saying yes to the hard stuff can pay off big.

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this episode, we’re diving into one of the most important pillars of property investing – risk. It’s the foundation behind every decision we make, yet too many investors spend far too little time thinking about what risks they face, where they come from, and how to manage them.

After nearly 20 years in this game, I’ve learned that becoming more risk-aware doesn’t mean doing fewer deals – it means doing better ones. As I’ve grown older, with more to lose and more people depending on me, I’ve approached risk differently. I’ve structured deals smarter, had better conversations, and ultimately built safer, stronger businesses because of it.

Today, I want to help you do the same. We’ll unpack what risk really is, where it comes from, and how you can mitigate it to build a more resilient property business.

02:46 – Understanding Different Types of Risks
05:52 – Sources of Risk in Property Investment
08:35 – Mitigating and Managing Risks
41:34 – Evaluating Project Viability

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In this special rewind episode, I’m sharing what is hands down one of the most important and most downloaded episodes I’ve ever recorded. Originally a talk I gave at the HMO Awards, it’s packed with the 5 biggest lessons I’ve learned from scaling my own portfolio and from some of the most successful investors I know.

If you're working towards 10 properties, aiming for that £10K/month milestone, or just need a bit of motivation to cut through the noise, this one's for you.

These are the lessons that genuinely moved the needle in my business and still do today.

Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In today’s episode, I’m sharing one of my honest, no-filter business updates. It’s been a while since the last one in February, and there’s a good reason I’ve waited until now.

I’ll be lifting the lid on what’s been happening in my world: from the latest in my development and HMO businesses, to everything I’ve been juggling outside of work. These updates are my way of keeping things real and transparent with you.

Yes, I’m a property investor and business owner, but like many of you, I’m also trying to balance other goals and challenges in life. And let’s face it, none of this is easy.

So if you’re curious to know what’s really been going on behind the scenes - good, bad, and everything in between, tune in and enjoy this catch-up episode.

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If you're spending way too much time looking at HMO deals that just don’t stack up, this episode is for you. I’m breaking down the exact 60-second check I use to quickly filter out the rubbish - and trust me, this will save you hours (and probably a few headaches too).

Here’s what we cover:

02:20 - The Importance of Efficient Deal Filtering
05:42 - Key Metrics for Evaluating HMO Deals
11:47 - Understanding Planning and Its Implications
17:39 - Refurbishment Costs and Their Impact on Deals

These quick checks will save you hours, stress, and potentially a lot of money. If you want to stop wasting time and get focused on deals that actually work—tune in now.

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Are you working harder than ever on your HMO business, but still not seeing the progress you expected?

You’re not alone and this episode is here to help. We’re diving into the reasons so many HMO investors get stuck spinning plates, and the practical steps you can take to finally break through and scale towards that £10k-a-month milestone.

Here’s what we cover:

01:36 – The key challenges holding your HMO business back
10:35 – Proven strategies to overcome stagnation
11:06 – How delegation and outsourcing can drive growth
16:10 – Systemising your business for consistent results
19:28 – The importance of focus in achieving your goals

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In this episode, I’m taking you behind the scenes of my own journey scaling from 5 to 50 HMO rooms. I’m rewinding the clock and sharing exactly what I’d do differently if I had to do it all over again.

You’ll hear the honest truth—what really worked, what I got completely wrong, and the lessons I learned the hard way. Most importantly, I’ll walk you through a practical, no-fluff playbook for growing your own HMO portfolio in a smarter, faster, and more sustainable way—without repeating my mistakes.

Topics covered in this episode:

02:51 - Key Success Factors in Growing HMO Portfolio
12:08 - Mistakes Made and Lessons Learned
25:26 - What I Would Do Differently

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In this episode, we’re talking about when it might be the right time to sell your HMO – and why holding on to it could actually be holding you back.

At some point, the decision of whether or not to sell your assets is something you'll need to give serious thought to. So today, we’ll explore the different scenarios where selling could be a smart and timely move.

But to be clear – this isn’t about convincing you to sell. Far from it. It’s about helping you prepare, so that when the time does come, you’re in the strongest possible position to get the very best return from your HMO.

Topics covered in this episode:

01:21 - Understanding the Right Time to Sell Your HMO
02:31 - The Importance of Selling in Property Investment
04:25 - Seven Reasons to Consider Selling Your HMO
19:47 - Preparing for the Sale: Building a Sellable Asset

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In this week's episode, I’m joined by Ryan Etchells from Together. Ryan is the Chief Commercial Officer at Together, one of the UK’s leading specialist lenders. With a huge lending book, a strong appetite for HMOs, and years of experience in the sector, they really know their stuff.

What you’ll discover today is that Ryan brings a unique and valuable perspective from the lender’s side of the table. He shares some brilliant insights—and, more importantly, practical advice—that could help you strengthen your applications and build better relationships with lenders.

So, if you’re finding it tough to get the results you want from a lender, or if scaling your property business has hit a financing wall, then this episode is one you don’t want to miss!

Topics covered in this episode:

03:13 - Understanding Together Finance and Its Unique Approach
07:43 - Current Trends in HMO Lending and Market Dynamics
12:45 - The Importance of Relationships with Lenders
17:04 - Defining a Good Deal in the HMO Market
34:54 - Case Study: A Unique HMO Investment Story

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Struggling to Get Your HMO Business Off the Ground? You're Not Alone...

In this episode, we’re tackling some of the biggest challenges investors face when trying to grow their HMO businesses. If you’re finding it hard to build momentum, if costs are rising, timelines are stretching, and the numbers just don’t look as promising as you expected—this one’s for you.

I’ll be breaking down the five most common strategic mistakes that I see time and time again, which could be holding you back from the success you’re aiming for. More importantly, I’ll be sharing practical solutions to help you overcome these challenges and move forward with clarity and confidence.

Whether you’re just starting out or looking to scale, don’t miss this honest and insightful discussion designed to help you build the HMO business you really want—faster and more effectively.

Topics covered in this episode:

01:27 - The Five Strategic Mistakes in HMO Investing
03:35 - Chasing Unicorn Deals
11:17 - Underestimating Pre-Commencement Costs
16:24 - Outsourcing Without Understanding
19:47 - Not Playing the Numbers Game
22:16 - Wasting Visibility Opportunities

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In this episode, we’re talking about planning permission — and how you can use permitted development rights to get the most out of your property projects. I’ll explain what you can do without needing full planning, and highlight the key caveats that can limit those rights.

We’ll also cover the types of projects that always require full planning permission, and the important considerations even when permission isn’t technically needed.

If planning has ever felt confusing or overwhelming, you’re not alone — it is a complex part of property investment. But with nearly 20 years of experience, I’ll help you make sense of it. Once you know the rules, it’s far more manageable, and there are real opportunities to move faster and grow your property business.

So if planning has been holding you back, this episode is for you.

Topics covered in this episode:

03:00 Understanding Permitted Development Rights
12:01 Caveats and Restrictions in Permitted Development
23:46 Navigating Conservation Areas and Planning Permissions
31:11 Understanding Full Planning Permission Requirements
39:36 Key Considerations Beyond Planning Permission

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In this episode, I’m delighted to welcome back our trusted specialist mortgage broker — Ellie Broadhurst.

If you've been tuning in for a while, you'll already know that Ellie’s insight into the lending market is second to none. She's right at the coalface, working with lenders and investors every day, and she has an incredible ability to cut through the noise and explain what’s really going on.

Since our last conversation, the base rate has been reduced — something we anticipated might be on the horizon. So in this episode, we unpack what that change actually means. We’re talking mortgage products, swap rates, investor sentiment, market dynamics, and that all-important question: should you fix or track your mortgage?

As always, Ellie brings practical advice, real-world context, and her signature no-nonsense style. Whether you're refinancing, planning your next purchase, or just trying to stay ahead in a shifting market, this episode is packed with value.

Topics covered in this episode:

02:54 Base Rate Reduction and Market Reactions
06:02 Fixing vs. Tracking Mortgages
08:52 Current Market Dynamics and Business Volumes
12:02 Rental Market Trends and Tenant Behavior
14:48 Future Predictions and Economic Outlook

Contact Ellie here, if you’re interested in discussing your HMO mortgage and finance needs.

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I’m sharing a recent conversation I had as a guest on The BEESPACE Podcast, hosted by my good friend Jade McNeil.

Jade and I covered a wide range of topics—not just HMOs and property—but also the bigger-picture stuff: balancing life and business, navigating challenges, and the personal shifts that come with experiences like becoming a parent or facing health scares.

It’s a really open and honest chat. If you're running a business, managing a property portfolio, or simply trying to keep up with everything life throws at you, I think you’ll find this episode both relatable and insightful.

Topics covered in this episode:

09:02 - Career Transition From Physiotherapy to Property
21:05 - Building Arcvelop Investor Group
27:57 - Navigating the Challenges of Property Development
31:09 - Building Credibility Through Consistency
33:45 - Creating The HMO Community and The HMO Roadmap
39:17 - Navigating Social Media Challenges
47:09 - The Impact of Fatherhood on Business

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Whether you're personally investing in property or not, most people understand just how challenging it can be to find reliable builders and contractors. And we all know – regardless of our experience in property – how difficult it is to keep project costs sensible and under control.

But as HMO investors, we recognise that this is a crucial part of building a successful business. We need to be able to secure the best contractors at the most competitive prices.

In this episode, I’m going to share exactly how I go about doing this.

Topics covered in this episode:

01:23 - The Importance of Finding Good Contractors
03:26 - Planning Ahead for Contractor Engagement
12:04 - Building a List of Potential Contractors
20:35 - Preparing the Information Pack
31:04 - Understanding Contracts and Agreements
37:39 - Building Long-Term Relationships with Contractors

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In this episode, we’re breaking down the headlines and taking a deep dive into the data to uncover what’s really happening in the UK property and rental market.

This is your April HMO Property Market Update—covering everything from house prices and mortgage rates to changes in tenant behaviour, the rental market, and new regulations. We’re covering it all in this episode.

Whether you're a landlord, investor, or just keen to stay informed, this is your full market download to help you navigate the landscape with clarity and confidence.

Topics covered in this episode:

02:31 – In-Depth Look at House Prices
10:05 – Rental Market Trends & Tenant Behaviour
16:08 – Interest Rates & Mortgage Updates
20:11 – Key Changes in Legislation & Licensing
23:03 – Broader Economic Overview
25:24 – Effects on the Student Housing Market

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In today’s episode, I’m really excited to be joined by Jack Jiggens of XP Property, a very experienced property investor and developer. Jack has learned a lot over the years, and today he’s sharing what it really takes to build a successful property business.

Jack shares tips on finding deals, working with partners, and getting funding. We also talk about the ups and downs of the journey, and why being flexible and always learning is so important in this industry.

If you’re in property—or thinking about it—this one’s packed with useful advice.

Topics covered in this episode:

03:00 – Jack’s Journey into Property Development
10:01 – Key Insights on Building a Property Business
20:02 – The Importance of Strategic Partnerships
23:48 – Funding Strategies for Growth
32:14 – How to Find and Structure Profitable Deals

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They’ve won awards, they’ve grown their portfolio steadily and strategically, and they’ve done it all while raising a young family. Jake and Lucy of Innova Property—mentors at the HMO Roadmap and recently crowned HMO Property Investors of the Year at the Property Investors Awards—are back on the podcast!

In this episode, we’re pulling back the curtain on what’s been going on behind the scenes in their business. You’ll hear how they’ve continued to grow in a tough market, and the practical strategies they’re using to stay on track and scale sustainably.

If you’re looking to grow your own property business—whether it’s recycling more cash, accessing funding, finding great deals, building better systems, or simply freeing up your time—this episode is packed with actionable insights. Especially if you’re trying to juggle it all alongside family life, travel, or other commitments.

Topics covered in this episode:

02:59 – The challenges of scaling a property business
06:02 – Diversifying your property portfolio strategically
11:56 – Systemising operations to boost efficiency
15:09 – Knowing when it’s the right time to sell
18:06 – The importance of rental confidence in today’s market
20:30 – How the HMO landscape is evolving
25:14 – The three key pillars of successful property investing
28:09 – How to build and nurture strong investor relationships

Listen to other episodes with Jake & Lucy:

Ep 14 - Jake & Lucy - Building A Portfolio Using Parallel Strategies & A 25% ROI Case Study

Ep 143 - More Properties, Bigger Projects And Even Better Results with Jake And Lucy

Want to join Jake & Lucy’s 1-2-1 mentoring program? You can enquire here.

Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

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In this episode, I shared the five most difficult aspects of investing in HMOs—and property in general. These are the challenges that have nearly made me quit on more than one occasion.

If you’ve been investing long enough, you’ve likely faced some of these issues. By being open and honest about them, we can better prepare ourselves and realise we’re not alone in experiencing them. Knowing that others face the same struggles can give us the motivation to keep going. This episode is important because the issues we’re discussing are serious.

Topics covered in this episode:

03:01 The Five Difficulties in HMO Investing
05:54 Planning Challenges
12:08 Financial Risks
17:54 People Management
22:01 Finding Deals in a Competitive Market
25:46 The Importance of Resilience

Please leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

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In this episode, we're revisiting a popular episode where I answered a question I’ve been asked many times: what would I do if I had to start from scratch, but with £100,000?

This is a common question in our community, and while the answer depends on personal goals, resources, and limitations, I’m going to share exactly how I would approach it.

I believe my method is adaptable to any situation, and I hope you find it useful and insightful. Reflecting on my own journey has been fun, and I’m excited to share tips and strategies that can help you, no matter your business stage.

Please leave us a quick review on Apple Podcasts or Spotify if you enjoy this episode!

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

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New to HMOs? Join The HMO Roadmap on a starter or premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

In this episode, I'm joined by community member Ranjit Singh. Ranjit is a civil engineer and he's been using his skills and insights and experience from civil engineering to help him build a HMO property business. I want to find out how he's been doing that, what challenges Ranjit has had to overcome to get where he is.

We're also going to talk specifically about planning restrictions, about the changing and evolving landscape of the areas that he invests in and how he has been dealing with these. If you're an investor just getting started, perhaps you're a bit further along on your journey, this is definitely an episode you want to stick around for.

Topics covered in this episode:

02:30 - Ranjit's Journey into Property Investment
06:57 - The Reality of Building a Property Portfolio
11:22 - Adapting to Market Changes in Derby
18:21 - Planning Challenges and Overcoming Obstacles
26:13 - Defining a Good Deal in HMO Investments
32:35 - Long-Term Strategies and Risk Management

Please leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

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New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get started now!

In this episode, I’m joined by Kevin, a former mentee of mine, and his wife, Angelina. Together, they run a property business called Nouveau Living.

And for the first time on the show, we’ll be discussing turnkey services. Most of our guests talk about how they’ve built their own property businesses, but Kevin and Angelina are taking a slightly different approach. While they’re building their own asset-based HMO portfolio, they also offer a turnkey service.

We’ll explore what that looks like, covering everything from investing in HMOs, refurbishments, and interior design to creating products for your customers.

Topics covered in this episode:

02:51 - Kevin and Angelina’s Journey to HMO Property Investment
14:56 - Understanding the Turnkey Service Model
25:00 - Meeting Investor Expectations
27:43 - Adapting to Changing Trends in the Rental Market
30:32 - The Importance of Durability in Property Design
33:00 - Managing Contractors and Development Risks

Please leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get started now!

Are you using private finance to grow your HMO property business? And are you combining that with high street or bank finance? If so, that's great! In principle, there's nothing wrong with this approach. However, if it's not set up or managed correctly, it can lead to some serious issues, especially when it comes to refinancing or trying to repay your private investors.

In this episode, Ellie Broadhurst, our specialist mortgage broker will discuss the potential consequences of getting this wrong. And trust me, it’s easy to overlook or mismanage certain aspects. In fact, a lot of what we'll cover today may be things you’re not even aware of—yet they can be major red flags for a bank when it comes to refinancing. If you make these mistakes, you could find yourself in a difficult situation, unable to pay back investors or refinance your property. If you're using private finance, this episode is crucial for you.

Topics covered in this episode:

04:57 - Understanding the Risks of Private Finance in Property Investment
10:03 - Mitigating Risks and Ensuring Due Diligence
14:57 - The Importance of Source of Funds and Investor Background Checks
24:10 - Realistic Cost Assessments in Refurbishments
31:35 - Managing Timelines and Expectations
36:13 - Market Predictions and Future Trends

Contact Ellie here, if you’re interested in discussing your HMO mortgage and finance needs.

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Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this episode, we're doing things a bit differently. I'm joined by Sam and Alex from SO Properties—partners in business and in life. They’re wrapping up their very first HMO deal, and I’m excited to talk to them about that experience. We’ll be talking about the journey, the challenges they faced, and how they got started in the industry.

But that's not all—we’re switching things up a little. Sam and Alex have some questions for me, so we’re going to have a mini Q&A session. I’ll be drawing on my 15+ years of experience to offer as much advice as I can and help them navigate their journey.

If you're just starting out or scaling up, this is an episode you definitely don’t want to miss.

Topics covered in this episode:

03:10 - Challenges of Starting in Property Investment
07:23 - Five-Year Plan and Financial Goals
19:41 - Funding Strategies for Growth
24:21 - Navigating Risk and Leverage in Property Investment
27:05 - Balancing Cash Flow and Capital Growth
29:04 - The Importance of Diversification in Property Portfolios
34:28 - The Pros and Cons of Joint Ventures
37:58 - Self-Management vs. Outsourcing Property Management

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

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New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get started now!

In this episode, I’m excited to bring you up to speed on everything that’s been happening in my businesses over the last few months, plus a general update as well.

As many of you know, I’ve been on paternity leave recently, and when I first planned this update, I expected it to be a short episode with not much to report. Well, I couldn’t have been more wrong! There’s been so much going on—tons of exciting developments and real progress.

So today, I’m giving you a full update. There's a lot to cover, and I’m especially excited about what 2025 holds. If you’re curious to peek behind the curtain and hear all the latest from my business, stick around.

Topics covered in this episode:

01:49 - Paternity Leave and Family Life
10:01 - New Projects and Planning Permissions
19:30 - HMO Portfolio Management
21:18 - HMO Community Milestones and New Content
25:08 - Efficiency and Growth Strategies

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

In this episode, I’m joined by Kieren Goldie, a property investor focusing on the South of England, particularly in prime Article 4 areas. Kieren’s built an impressive business offering a full turnkey service—covering everything from property acquisition to project and property management.

We’ll discuss how Kieren got to where he is, the ups and downs of building a business like his, and how he’s overcome challenges such as Article 4 regulations, planning restrictions, refurbishments, and sticking to budgets. If you're looking to build your own HMO property business, this is definitely an episode you won’t want to miss.

Topics covered in this episode:

03:19 Kieren's Journey into Property Investment
11:54 Navigating Article 4 Planning Restrictions
18:15 Sourcing Properties in Article 4 Areas
21:27 The Importance of Pipelining in Real Estate Deals
25:48 Understanding Commercial Valuations
30:11 Managing Build Costs and Project Management

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

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New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get started now!

In this episode, I’m joined by James Ashford of Carter Ashford, a former mentee of mine, to talk about all things project management. James has years of experience managing large residential projects, and now he’s applying those skills to the world of HMOs.

Managing HMO projects can be one of the toughest parts of building a HMO business. It’s not just about finding a great deal or managing tenants—it's about keeping your projects on budget, meeting deadlines, and making sure everything runs smoothly. James shares his insights on how to manage contractors, reduce costs, and stay on track throughout your projects.

Topics covered in this episode:

03:10 - James Ashford's Background in Project Management
08:50 - Challenges in Managing HMO Projects
10:44 - The Importance of Preparation in Project Management
20:08 - Leveraging Contractors and Resources
23:21 - Essential Documentation for HMO Projects
36:54 - Understanding Contracts and Their Importance
43:49 - Maintaining Project Timelines and Accountability

If you're working on HMO projects or thinking about getting started, this episode is full of useful tips to help you manage your developments more effectively.

Please leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Offer extended until Feb 14th only!

In today’s episode, we’re revisiting a special one—an episode I wasn’t sure I wanted to record but felt was essential. It’s important to make it clear that investing in HMOs isn’t just a highlight reel, and transparency is key when discussing what’s truly involved. HMOs aren’t for everyone, and there’s a lot to consider: Do you understand the value of cash-flowing assets? Does property investment excite you? Are your priorities focused on cash flow or equity?

If you’re already investing in HMOs, this episode will be a great reminder, and if you’re new to the world of HMO investing, it will help you decide if it’s the right path for you. I’ll break down 10 key factors you need to understand before committing your time and finances to HMOs. While I hope the answer is yes, it’s important to ensure HMO investing aligns with your goals and risk tolerance.

00:00 - Introduction to HMO Investing
03:05 - Understanding the HMO Landscape
06:11 - Key Considerations for HMO Investment
12:03 - Evaluating Your Interest and Risk Appetite
17:45 - The Importance of Long-Term Commitment

Please leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Extended until February 14th only!

Struggling with high energy bills in your HMO? You're not alone.

Today, I’m joined by Anthony Cherry, an HMO landlord and the founder of Timeostat – a company that makes smart thermostats. After facing the same energy challenges in his own HMOs, Anthony couldn’t find a solution, so he created one.

Now, with a successful business and a Dragons Den appearance under his belt, he’s on a mission to help landlords manage energy costs better.

In this episode, we’ll talk about how to reduce energy consumption in HMOs, what the future of energy efficiency looks like, and Anthony’s journey from landlord to entrepreneur.

Topics covered in this episode:

03:01 - Understanding Energy Consumption in HMOs
05:58 - Practical Tips for Managing Energy Costs
08:50 - The Role of Smart Thermostats
15:02 - Benefits of HMO-specific Smart Thermostats
21:10 - Data-Driven Energy Management
26:49 - Anthony’s Journey and Dragon's Den Experience

*Get 5% OFF when you use the code ‘ROADMAP’ at https://timeostat.co.uk/

Please leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today* and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

In this episode, I'm really excited to be joined by a former mentee of mine, Rebecca Alcock. Rebecca is a Chartered Accountant and Chartered Tax Adviser, and until the summer of 2024, she was responsible for overseeing all taxes at a FTSE100 housebuilder. Since then, she’s shifted her focus entirely to Jolly Property, a venture she co-manages with her husband, Jolly.

Rebecca and Jolly primarily invest in Sheffield, and as you'll soon hear, they've achieved some truly remarkable things. What I find especially inspiring about their story is how they've managed to scale their business while Rebecca balanced a demanding corporate role—until recently—with raising a young family.

This episode is a real masterclass in getting the balance just right. If you're looking to scale your property business but struggling to juggle a demanding job, a young family, and all the challenges that property can throw at you, this is definitely an episode you won’t want to miss.

Topics covered in this episode:

06:01 – Transitioning from Corporate Life to Full-Time Property
14:48 – Scaling Up: From Property Flips to HMOs
18:00 – Navigating Article 4 Directions in Sheffield
20:54 – Capital Raising Strategies and Building Investor Relationships
30:01 – The Value of Mentorship and Networking
32:53 – What Success Looks Like for Rebecca
36:06 – Practical Tips for Property Investors

Please leave us a quick review on Apple Podcasts or Spotify if you enjoy this episode!

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

In this episode, I’m going to answer a question that’s on everyone’s mind: which HMO strategy is best—students, professionals, or social HMOs? If you’ve saved up your hard-earned money and are ready to invest in HMOs, you probably want to know where you’ll get the best returns, which strategy works best, and how you can scale your investment.

So, where should you put your money for the best results?

Today, we’re going to look at this question, and I’ll give you the best advice I can. But fair warning—the answer might not be as simple as you think!

Topics covered in this episode:

03:42 Defining Student, Professional, and Social HMOs
07:02 Pros and Cons of Student HMOs
12:39 Pros and Cons of Professional HMOs
20:33 Pros and Cons of Social HMOs
25:11 Determining the Best HMO Strategy for You

Please leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

What’s holding you back from building the HMO business you want, and more importantly, what are you doing about it?

In this episode, I’m revisiting one of my most downloaded and valuable episodes, packed with insights to help you overcome key obstacles in building your property business.

I’ll share seven ideas that can help clear some of the biggest, yet easiest-to-overcome challenges. It’s hard to see the full picture when you're in the thick of it, but get these right, and 2025 could be the year you finally build the HMO business you’ve always dreamed of.

Topics covered in this episode:

01:10 - Identifying Obstacles in Property Business
03:19 - Seven Key Ideas to Overcome Challenges
04:36 - Waiting for the Right Time
06:57 - Mindset and Fear of Failure
08:51 - Spreading Yourself Too Thin
09:49 - Building Confidence in Your Abilities
10:45 - Embracing Risks in Property Investment
12:14 - Taking Action Towards Your Goals
13:40 - Addressing Knowledge Gaps

Please leave us a quick review on Apple Podcasts or Spotify if you enjoy this episode!

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

Happy New Year! It’s officially 2025, and in today’s episode, we’re going to look at some predictions and key trends for the year ahead.

We’ll talk about property values, the overall economy, and the rental market. I’ll also highlight some risks and opportunities that could impact us as HMO investors.

There’s a lot to cover, but I think this is an important episode and a great way to kick off the year. I’m really excited to see what our community will achieve in the property market—and especially in the HMO space—this year.

Topics covered in this episode:

01:06 – Reflecting on 2024 and Setting Goals for 2025
04:44 – Economic Outlook for 2025
05:12 – Predictions for Property Values & the Rental Market
17:00 – Key Opportunities for HMO Investors
20:18 – Risks Facing HMO Investors

-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

Wishing you and your family a very Merry Christmas!

In this episode, I’m revisiting what I consider one of the most valuable I’ve ever recorded. I’ll be sharing my proven five-step system for building and scaling a sustainable HMO property business.

The truth is, it’s not hard to find a good HMO and make some profit. But to do this consistently, and scale it into a business that gives you time, freedom, and flexibility—that takes a process. I’ve been refining this system for nearly 15 years, and it’s still the approach I follow and teach to my mentees today.

If you’re new to the show, this is a great episode to start with. And if you’re an experienced investor, it’s a perfect chance to refresh your approach.

Topics covered in this episode:

03:00 – My Five-Step System for HMO Success
05:51 – Finding the Right HMO Properties
11:56 – Funding Your HMO Business
18:05 – Fixing and Refurbishing Properties
25:00 – Filling Your HMO with Tenants
30:09 – Getting into the Flow of Managing Your HMO Business

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

Have we hit the goals we set ourselves back in January? Have we smashed those targets, or have we fallen short?

It’s become a bit of a tradition on this podcast for me to break down my goals and share exactly how I’ve done against the targets I set. I really enjoy these episodes because, not only is it part of the accountability process, but it’s also a great way to keep things completely honest and transparent with you.

Social media—Instagram, Facebook, and the like—often turns into a highlights reel. And, if you’re not careful, the same can happen with a podcast. But that was never the intention for this podcast. It’s all about keeping it real—the actual ins and outs of running a property business and building an HMO portfolio.

So in this episode, I’m going to share everything with you. I’ll tell you exactly how I’ve performed against the targets I set earlier this year. If you’re curious and want a peek behind the scenes, then make sure you stick around.

Topics covered in this episode:

03:00 – Why Goal Setting and Regular Reviews Matter
05:51 – Looking Back at 2023
14:49 – Finding Balance Between Work and Life
21:00 – Business Growth and Financial Results
26:46 – Challenges I Faced and What I Learned
30:05 – Setting Goals for the Future and Key Takeaways

-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

In this episode, I'm on the other side of the mic. I recently joined Jerry Alexander on The Commercial Property Investors Podcast, and we had a great conversation. I shared my journey, starting with HMOs, building property businesses, and progressing to buying commercial properties and undertaking bigger and better projects. We also discussed the ups and downs of buying, selling, and investing in property.

Topics covered in this episode:

02:23 How Andy’s Passion for Property Started
08:36 Experience in Building a Property Portfolio
12:20 Transitioning to Commercial Developments
25:45 Navigating the Development & Planning Process
31:55 The Importance of Effective Project Management
39:46 Building a Strong Reputation in Real Estate
43:36 Balancing Multiple Ventures Successfully

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

In this episode, I’m going to talk about guarantors and why I think they can be a great solution to many of the challenges you might face when managing HMO properties.

I know not everyone agrees with me but in this episode, I’ll be sharing some thoughts from our community, as well as my own opinion. I’ll also give you the information you need to make the best decision for your business. If you’re managing tenants or HMOs, this is definitely an episode you’ll want to stick around for.

Topics covered in this episode:

03:31 – Understanding Guarantors
08:10 – Why Guarantors Are Often Required
19:10 – The Benefits of Having a Guarantor

Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In today’s episode, I’m thrilled to welcome back Mike Clay of Clay Properties. For those of you who follow my work, you’ll know that Mike is not only a great friend, but also one of my business partners. In fact, Mike has become a bit of a regular on the show!

Today, I’ve brought Mike back to talk about something very specific—raising private finance. This is a key strategy that has played a huge role in how Mike has rapidly and successfully built his HMO property business. It's also something that, alongside one of our other business partners, we’ve done on a regular basis, raising millions of pounds to fund property investments. So, when it comes to raising private finance, there’s no question—Mike knows his stuff. And today, we’re excited to share some of that expertise with you.

Topics covered in this episode:

02:09 The Importance of Raising Private Finance
06:51 Understanding HMOs and Their Financial Benefits
10:15 Types of Private Finance
19:26 Preparing for Investor Conversations
25:32 How to Build Trust
30:18 Diversifying Funding Sources for Property Investment
33:39 Mitigating Risks in Property Deals
40:43 Due Diligence in Investor Relationships
44:08 Preparing for the Future Trends in Private Finance

Listen to other episodes featuring Mike Clay:

Episode 81: 0-13 HMOs In 3 Years With Mike Clay (THIS Is How To Do It)!
Episode 163: 'HMO Investor Of The Year' Mike Clay Returns To Reveal His Strategy For Success & Much More!

Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this episode, I’m excited to catch you up on what’s been happening in my businesses over the past couple of months.

I’m a big believer in starting with the end in mind, and while setting goals and targets for your business is key, I think it’s just as important to have goals and dreams outside of business too—those are the real reasons we build businesses in the first place.

So, I’ll share some updates from my businesses, plus a peek into my personal life. I’ll talk about the challenges I’ve been facing with settling in new tenants for my HMOs, updates on my development projects, my thoughts on the autumn budget, and more!

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If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this episode, I’m joined once again by our expert mortgage broker, Ellie Broadhurst, to discuss Rachel Reeves' recent "doom budget" and what it means for property investors. We’ll talk about the latest budget, its impact on the property market, and what lenders are saying about it.

We’ll also break down the Bank of England’s recent decisions, how rising interest rates are affecting property investment, and what to expect moving forward.

Plus, we’ll cover changes to stamp duty, new opportunities in commercial property, and offer some advice for property investors.

Topics covered in this episode:

03:43 – Lenders' views on the latest budget
09:33 – Best opportunities for professional landlords
11:54 – Reaction to stamp duty and interest rate changes
18:14 – Property market predictions for 2025
24:30 – Advice for property investors

Contact Ellie here, if you’re interested in discussing your HMO mortgage and finance needs.

Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this episode, I want to talk about HMO maintenance. As an HMO investor and landlord, maintaining your properties is a big part of the job. It's something you’ll need to stay on top of for the long term.

Good maintenance is key to keeping your business—and your HMOs—profitable. If you let it slide, it can quickly lower the value of your portfolio and undo all the hard work you’ve done finding great deals and refurbishing properties.

I’ll also be sharing some insights from our community about common maintenance problems, why it’s important to budget for maintenance, and the best ways to manage it.

And, I’ll give you six of my best tips to help you save time, reduce costs, and manage maintenance more easily.

Topics covered in this episode:

02:54 Why Maintenance is So Important
10:48 Common Maintenance Issues in HMOs
16:36 Best Practices for Managing HMO Maintenance
27:09 The Importance of Long-Term Planning

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

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Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

Ready to build your business empire?

In this episode, I’m excited to welcome Kane Andrews, a successful entrepreneur, property investor, and founder of Rockstar Property. We discuss his unique journey from musician to property investor and how he scaled his business using investor finance.

Kane shares his expert insights on building a strong team, implementing effective systems, and navigating the challenges of property investment. Whether you’re a new investor or a seasoned pro, you won’t want to miss his invaluable advice!

Topics covered in this episode:

02:55 - Kane’s transition from music to a successful property entrepreneur

09:08 - How he scaled his business by using investor finance

11:59 - The importance of raising finance in building a business

14:52 - How he built a diverse business empire that goes beyond HMOs

20:59 - Get insights into Kane's unique HMO business approach

29:00 - Understand the role of a solid team and effective systems and processes

30:28 - Top tips for new property investors

32:24 - How to navigate challenges and adapt to market changes

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

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Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this episode, we’ll discuss the significant changes to the Renter's Rights Bill, particularly focusing on the amendments made by the Labour party - the abolition of Section 21 evictions, the introduction of rent controls, and the implications for landlords, especially those operating in the student housing market.

Topics covered in this episode:

03:05 - Key Amendments to the Renter's Rights Bill
05:50 - Abolition of Section 21 Evictions
09:00 - Rent Controls and Health Standards
11:47 - Evictions for Personal Reasons and Rent Repayment Orders
15:01 - Impact on Student HMO Landlords
17:50 - Challenges and Opportunities for Landlords

Episode mentioned #257 Important Update For HMO Investors About The Renters Reform Bill

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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

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If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

How do you scale a HMO business from 0 to 1,500 rooms?

In this episode, I’m joined by Jordi Pasqualin, a former professional rugby player and now co-founder of BAM Capital. We talk about the unique business model of lease operators and discuss the challenges and misconceptions in the HMO industry.

Jordi also shares his insights and experience on scaling the business through acquisitions, logical planning approaches, and the sacrifices made along the way to achieve success in the property market.

Topics covered in this episode:

02:48 - Jordi's transition from rugby player to property investor

06:57 - Understanding how the lease operator model works

09:49 - Overcoming challenges and stigmas in the HMO industry

12:38 - The importance of mindset shifts in growing your business

20:39 - Realities of building a successful property business

24:28 - Managing evolving tenant needs and expectations

35:21 - Future challenges and opportunities in property management

Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!

Got any questions? Join The HMO Community on Facebook!

Connect with me on Instagram or Linkedin for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

We're revisiting a classic from the vault—an episode that covers everything you need to know about stress testing your deals.

I wanted to highlight this topic again because I've noticed a surge in questions from our community lately. This uptick is likely a result of rising prices, changing legislation, and a bit of market panic.

Deals aren’t as profitable as they once were, and understandably, HMO property investors like you, want to plan effectively and ensure your deals are as strong as possible.

In this episode, we outline ten key points to stress test, including purchase price, interest rates, refurbishment costs, occupancy rates, and more.

So whether you need a refresher or you’re new to investing in HMOs and unsure how to start stacking deals, today’s episode is definitely for you.

Note: This episode was originally published on October 28, 2020.

Please leave us a quick review on Apple Podcasts or Spotify if you enjoyed this episode.

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a Premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

We’re celebrating the 4th anniversary of The HMO Podcast! Can you believe it?

Over the years, I’ve learned so much—not just about podcasting, but about business as a whole.

In this special episode, I want to take the opportunity to celebrate and reflect on those lessons, as many of them will be applicable to your own HMO property business.

Join me as I share the most important insights I've gained over the past four years while building this part of my business. I believe these will be incredibly valuable for you in your own property journey.

Please leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a Premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

In this episode, I'm answering a question recently asked by one of our members in the HMO community. It was a great question that led to some interesting discussions, although people had different opinions.

Steven asked how to go about buying an HMO with tenants in place that needs some cosmetic work.

As you can imagine, the answer isn’t simple, and there were different views. If you’re thinking about buying an HMO yourself, whether it comes with tenants or you have the option to do so, this is definitely something to consider.

We’ll dive into this topic, and I’ll share my best advice on how to handle it.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

Curious about what’s been happening with my HMO businesses?

In this episode, I’m excited to bring you up to speed on my HMO portfolio, development business, and trading groups. I’ll cover how I managed my HMO properties over the summer, share some special news, and talk about any challenges I've encountered with property deals.

Plus, I’ll update you on my development projects and discuss the importance of community engagement and building partnerships.

As I prepare for these upcoming changes, I’ll also highlight how crucial good time management and planning have become.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a Premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

Can a magazine feature boost your HMO property business?

In this episode, I'm excited to be joined by Sam Cooke, the owner and editor of Blue Bricks Property Magazine. Sam will be sharing his valuable insights on the current trends in the property market, the benefits of being featured in magazines and publications, and how you can secure a spot in these media outlets.

If you’re looking to raise private finance, boost your opportunities, or connect with key people in the industry, this episode is a must-listen!

Want to attend the Pigeons & Property event? Reserve your seat here.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

Are you managing the finances for your property business effectively?

In this episode, I’m going to share a simple but powerful tip to help you manage your property business finances. You might be wondering why this matters so much.

Well, there are two big reasons. First, if you’re not keeping track of your finances, you can’t really measure how well your business is doing. Without that insight, you’re flying blind.

Second, ignoring your finances can lead to a bunch of small problems that will eat up your time and energy. As a property investor, your time is valuable. You didn’t start this business just to spend all your time managing it. The goal is to make money and get some of your time back.

So, stick around, and I’ll show you exactly how I manage my property business finances. This approach could help you streamline your work and reclaim your time.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

In this episode, we’re going to talk about your HMO Power Team. I’ll explain why it’s so important to have a strong team for successful HMO property investing and list 20 key people you should have on your team.

Think of building a successful property business like putting together a great symphony. You shouldn’t play every instrument yourself; instead, you should be the conductor. It’s crucial to have the right people—skilled and experienced professionals—helping you reach your goals. We’ll cover all this and more in today’s episode.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

In this episode, we’ll talk about why it’s so important to start with the end in mind when building a property business.

Here’s what I do with every mentee: we sit down together to plan out their business and then work backward from that plan. I’m interested in what they want their business to look and feel like in the future, not just in terms of money but also in the freedom and flexibility it provides.

Too often, people begin building their property business without a clear vision. As a result, they might reach some financial goals but end up with a business that doesn’t give them the lifestyle they wanted.

I’ll explain why it’s crucial to design your business around your future goals. We’ll cover important factors like location, tenant types, cash flow and equity management, risk tolerance, legacy plans, and realistic timeframes—all while making sure you enjoy the process and keep a good work-life balance.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

Are you having trouble getting your property business started?

In this episode, we’ll cover the five main reasons people often struggle to launch their property ventures. We’ll talk about issues like poor financial planning, not knowing the legal rules, not making important priorities and sacrifices, lacking a strong support network, and being afraid to take the first step.

We’ll also discuss why it’s crucial to understand your finances, plan ahead, and build connections with others who share your goals. If you’re finding it hard to get your property business off the ground, this episode is for you.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

In this episode, we're discussing something I believe is incredibly important: return on investment (ROI) or, as I prefer, return on capital employed (ROCE).

This is undoubtedly one of the most critical metrics we should consider when appraising and analysing deals in our business. However, in my opinion, and I need to get on my soapbox here, too many people are excessively focused on this target, setting standards that are simply too high. This, in fact, hinders the future potential and performance of their business.

Now, that might sound counterintuitive because surely the better the ROI, the better the ROCE, the better the business, and the more you can grow your business. So in this episode, we’re going to discuss that, including:

Understanding ROCE and its limitations
The pitfalls of overly high expectations for ROCE
How to balance ROCE with other metrics
Alternative strategies for ROCE
The benefits of long-term investing

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

In this episode, I’m excited to have our specialist mortgage broker, Ellie Broadhurst, back on the show. Ellie is our expert when it comes to mortgages and finance, and we always turn to her for advice.

We’re going to chat about what Labour’s policies could mean for the property market. We’ll also look at whether we might see our first base rate cut in years—could this finally be happening?

Ellie has some important tips on commercial valuations and using private finance along with mortgage lending. This is key information for anyone involved or thinking about getting into these areas. We’ll also discuss whether now might be the time to consider two-year or three-year fixed-rate mortgages instead of five-year ones, as things might be looking more positive.

So, if you want to hear what Ellie thinks about all this, make sure you stick around!

Interested in discussing your HMO mortgage and finance needs? Contact Ellie Broadhurst here.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

In this episode, I'll be giving you a business update, sharing exactly what's been happening in my businesses over the last couple of months.

It's been a busy period with lots going on. If you're interested in how I'm developing my property businesses, what's going well, and what challenges I've encountered, then stick around. Relax and enjoy this episode of the HMO Podcast.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

The Labour Party is in power, but what does this mean for property investors across the UK? More specifically, how will it impact HMO property investors like you and me?

In this episode, I'll walk you through some of the key mandates and policies that will affect the property market. We'll cover tenant protections, potential changes to stamp duty, Labour's house-building ambitions, home buying aspirations, sustainable development programs, possible tax changes, and the overall investment uncertainty.

I'll share my thoughts on what the future holds and what actions we can take right now. As you'll soon discover, significant changes are coming. This is definitely an episode you don't want to miss.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

In this episode, we're doing something a bit different. I'm not the interviewer today; I'm the interviewee.

Neil Gibb, a fellow HMO investor based in Australia, wanted to find out what it has taken for me to build my property businesses. I'll be sharing the ups, the downs, and everything in between with Neil and, of course, with you.

If you want to know what it took to go from being a full-time physio in 2010 to running several multi-million-pound property businesses now, make sure you stick around.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business.

In this episode, I'm joined by Ben Beadle, Chief Executive of the NRLA (National Residential Landlords Association), representing over 100,000 landlords across England and Wales.

With 20 years of experience as a landlord and senior roles at Places for People and TDS, Ben is a prominent figure in the housing sector and media.

In this insightful conversation, we’ll cover:

The challenges and opportunities in the private rented sector.
The role of private landlords in the housing crisis and the need for a balanced approach to housing solutions.
The importance of providing a voice for landlords and advocating for their interests.
The impact of regulation on landlords and the necessity of professional support and compliance.
Ben’s thoughts on the future of the sector and the need for collaboration with elected representatives.

You won’t want to miss this insightful chat with Ben Beadle as we explore the possible upcoming changes in the government.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and get 20% Off until July 7th! Unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

In this episode, I’m thrilled to welcome Alex Babouris to the show. Alex is the Founder and Partner of Babouris Living, a multi-award-winning, fully integrated investment platform specialising in Cambridge property.

In this conversation, we’ll cover the following:

The vital role of effective HMO management
The hurdles and rewards of building a successful agency
The perks of rent-to-rent deals for expanding your portfolio
How to create a standout customer experience and boost community engagement
Strategies to maximise profits in high-value areas like Cambridge
Tips for finding and securing the best deals

You won’t want to miss this engaging chat with Alex Babouris as we uncover the secrets to thriving in the world of HMO property investment and management.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and get 20% Off! Unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

In this episode, I’ll share my goal of making a net income of £10,000 per month from investing in HMOs and discuss the importance of understanding your financial targets and the necessary actions to reach them.

I will break down this goal into simple, actionable steps and highlight why creating equity is crucial for building a successful property business.

Plus, I’ll offer an easy exercise to calculate the equity you need and discuss various strategies to add value and create equity in HMO properties.

Tune in to learn how you can achieve your financial goals through HMOs.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and get 20% Off! Unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

In this episode, I'm chatting with Milly Bellotti from @postingproperty. Milly really knows her stuff when it comes to using social media, especially for property businesses.

She talked about her journey, starting from working at big companies in social media to starting her own property business and helping others in the property industry.

Milly stressed the importance of being yourself on social media. She explained how being genuine can help people trust you and want to invest with you. We also discussed how social media can help grow your property business by building your brand.

Whether you're new to social media for your property business or looking for some extra tips, this episode is for you.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap on a premium plan and get 20% Off! Unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

In this episode, we're going to be discussing mentorship in the property industry.

What is property mentorship? Could it help you boost your results? Or is the whole thing a big scam?

We’re going to answer these questions and find out what property mentorship is about and why there are so many out there offering property mentorship.

Plus, we're going to talk about the pros and cons, to help you decide whether or not property mentorship is right for you or not.

If you found yourself at a crossroads wondering whether or not you should get yourself a mentor, then this episode is one you want to stick around for.

If you want to join my 1-2-1 mentoring program, you can enquire here.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

New to HMOs? Join The HMO Roadmap as a Starter member for instant access to our exclusive community and online learning platform for HMO property investors. Cancel anytime.

As a Starter member, you'll gain access to:

The Flagship "HMO Roadmap" Course (60+ lessons)
Expert Masterclass Library
Inspirational "HMO Case Study" Vault
Essential Downloadable Resource Toolkit
Drop-in Q&A with Andy
Revolutionary HMO Deal Stacker Tool

Join The HMO Roadmap today!

In today's episode, I'm joined by Andrew and Mary, our expert architects and official partners of The HMO community and The HMO Roadmap.

We'll be discussing the government's proposed changes to some of the permitted development rights that we, as HMO investors, can take advantage of.

These proposals represent some of the most exciting changes in the property market right now. For all HMO investors, there's a significant opportunity to do more and do it better.

If you want to learn about these proposed changes and how we might benefit as HMO investors, make sure you stick around.

Interested in discussing your HMO design and architecture needs? Contact Andrew and Mary here.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap as a Starter member for instant access to our exclusive community and online learning platform for HMO property investors. Cancel anytime.

As a Starter member, you'll gain access to:

The Flagship "HMO Roadmap" Course (60+ lessons)
Expert Masterclass Library
Inspirational "HMO Case Study" Vault
Essential Downloadable Resource Toolkit
Drop-in Q&A with Andy
Revolutionary HMO Deal Stacker Tool

Join The HMO Roadmap today!

In this episode, I’m diving into the hot topic of the renter's reform bill and bringing you the latest updates on its progress. We’ll break down the proposed amendments and explore what they mean for landlords, especially those of us who own HMO properties.

Some of the headline changes include scrapping Section 21 (no-fault evictions), getting rid of fixed-term tenancies, and introducing new rights for tenants to request pets. Plus, I’ll cover the revamped Section 8, detailing the grounds for possession that student landlords need to know about.

Staying ahead of these changes is crucial for landlords. So, tune in to stay informed and be ready for what’s coming with the renter's reform bill.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!

The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, Ellie Broadhurst, our expert mortgage broker, and I discuss what's happening in the property market right now. We look into the talk about a possible big crash coming up.

We break down all the different things going on - like what banks are doing, how properties are being valued, how many sales are actually happening, and whether we should be worried about a crash. Plus, we talk about what we can actually do with all the available data out there.

So, if you're interested in hearing Ellie's thoughts and finding out more, make sure you keep listening!

Interested in discussing your HMO mortgage and finance needs? Contact Ellie Broadhurst here.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!

The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I’ll give an update on my property business and talk about what's been happening over the past five to six weeks.

I’ll share details about a new team member I've hired, the progress on my development projects, the upcoming student changeover period, and my plans to renovate one of my HMOs.

I’ll also discuss how my businesses are performing financially and focus on ways to improve efficiency and increase income.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!

The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I'm going to address the question I receive most frequently and see discussed often in the community: What is the best location for investing in HMOs?

The best location to invest in HMOs is different for every investor and depends on their individual goals, resources, risk profile, and experience.

In this episode, I'll provide a definitive answer that might surprise you. Stay tuned to find out.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!

The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

If I were to ask you what enables some people to build successful property businesses, what would you say? Perhaps they bought at the right time, knew the right people, or purchased properties at the right price and added significant value, consistently.

While I agree with these factors, my experience over 15 years in the industry has shown me there's much more to building a truly successful property business. I've met many great people, some of whom have established incredible property businesses. I believe there are 10 key traits shared by the most successful property investors in our industry—traits we often overlook when considering what's needed to build a thriving property business.

In this episode, I'll share these traits with you. If you're interested in learning what they are and whether you possess them, make sure to stick around.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!

The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I'm glad to have Vann Vogstad back to chat about the HMO industry with me.

Vann co-founded COHO, a software company that helps HMO investors and tenants manage their properties. We'll be covering:

Vann's goal of making property management easier for everyone
The tough parts of running HMOs
Why building communities and sharing info matters
Improving the reputation of HMOs
The reason behind organising The HMO Awards
Tips for getting tenants
What's next for the HMO market

Join us as we break down what's happening in the world of HMOs.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!

The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I’m going to answer the question of whether it's too late to invest in HMOs. I’m going to address concerns about property values, interest rates, competition, access to finance, restrictive planning permissions, and legislation.

I’m going to discuss the importance of taking a long-term view, building knowledge and skills to navigate the HMO market, and briefly talk about the new homes crisis and the growing popularity of co-living.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!

The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

If you believe that rent to rent is solely for those with limited capital, unable to purchase properties, you're mistaken. While it's indeed a fantastic approach for individuals with limited resources, it offers benefits beyond just that. It serves as a gateway to enter the market, build cash flow, experience, networking, and various other advantages.

However, if you're already managing an HMO property business, having closed deals and established your presence in the industry, you likely grasp the essence of the model. You understand the intricacies of numbers, refurbishments, tenant management, and more.

Given that your goal likely involves generating cash flow—after all, you're investing in HMOs—incorporating rent to rent into your strategy aligns perfectly with your objectives. So in this episode, let's explore how you can use this strategy to supercharge your results.

Join our inaugural R2R Discovery Day on April 6th 2024 in Manchester. Get your tickets here.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!

The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I'll provide you with a business update and share my thoughts on the current economic outlook.

I'll touch on the progress and challenges in my commercial-to-residential projects, my efforts in finding new HMO properties and I'll also discuss the upcoming Rent-to-Rent Discovery Day.

Join our inaugural R2R Discovery Day on April 6th 2024 in Manchester. Get your tickets here.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!

The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I'm excited to welcome back our expert broker, Ellie Broadhurst, as we talk about bridge lending. Specifically, we'll be focusing on bridge lending for converting existing residential properties into HMOs.

Ellie brings a wealth of knowledge to the table, particularly in the HMO space, with strong relationships with lenders offering these specialised products. Throughout our discussion, Ellie will shed light on the following topics, including:

The misconceptions and fears surrounding bridge lending
The risks of using buy-to-let mortgages for HMO conversions
Benefits of using bridge lending for HMO Conversions
Risks of using shady bridge lenders
Benefits of bridging over cash or invested money
Different types of bridge products
The importance of choosing the right lender and valuer

Tune in as Ellie opens up a whole new world of opportunities for buying and refurbishing HMOs, providing invaluable insights and guidance every step of the way.

If you’re Interested in discussing your HMO mortgage and finance needs, you can contact Ellie Broadhurst here.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!

The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I'm joined by a special guest, Olivia Maher. Alongside her partner, Joe, they co-founded Cosi, winning Best Master Lease Operator and Best Rent-to-Rent Operator at the inaugural HMO Awards.

Over the last four years, they've built the fastest-growing Rent-to-Rent HMO agency in the country. We'll discuss the details of their successful rent-to-rent business, including:

The lessons they learned from their first deal
The importance of building relationships with landlords and agents
Different methods of finding rent-to-rent deals
What makes a good rent-to-rent deal
The profitability of rent-to-rent
Challenges of rent-to-rent refurbs and tenant management
Olivia’s advice for building a rent-to-rent business
Details of the upcoming R2R Discovery Day

Join our inaugural R2R Discovery Day on April 6th 2024 in Manchester. Get your tickets here.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!

The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In today's episode, I'll be talking about one of my favourite strategies – rent-to-rent.

If you've been a long-time listener or have been following my journey, you'll understand why I hold a soft spot for rent-to-rent. It's notably less capital-intensive compared to the process of purchasing, acquiring, and refurbishing your own HMOs. These are, of course, distinct models of wealth creation, but if your goal is to build your owned portfolio, then rent-to-rent can serve as an excellent starting point, accelerating the overall process.

We'll cover the following key points in today's discussion:

The rent-to-rent strategy and its benefits
Insight into location and numbers
Tips on finding and securing rent-to-rent deals
The importance of implementing systems and processes
Strategies for maximising profitability
The significance of contracts and paperwork in this process.

Interested in joining our R2R Discovery Day on April 6th, 2024? Email info@thehmoroadmap.co.uk with the subject “R2R Discovery Day’ to secure your spot on our waiting list and gain access to exclusive presale tickets.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap for FREE and get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons) and Revolutionary HMO Deal Stacker Tool, for 7 days!

The HMO Roadmap is an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

For a lot of people, building a HMO business is potentially a gateway to doing bigger and more profitable and more exciting projects. If you've been following me on social media, you've probably seen the commercial to residential projects that I do outside of my interests in the HMO market.

So in this episode, I would like to share with you:

The differences between HMOs and commercial to residential projects
The pros and cons involved in commercial to residential projects
Why I wouldn’t do this without my HMO business experience

If this is something that you want to do either now or in the future, then this episode is definitely one you want to stick around for.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap, an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business. Join our 7-day Free Trialand get instant access to our Flagship "HMO Roadmap" Course (60+ Lessons), Revolutionary HMO Deal Stacker Tool and preview all available content before you upgrade. No credit card required.

In this episode, I want to share with you how I view my long-term goal. We regularly discuss the importance of setting goals on the show, but usually in the context of a 12-month timeframe.

This time, I want to talk about long-term goals—like 10, 20, and 30 years—and this 40 Million Pound figure is part of that long-term plan.

I’ll share with you how I reverse engineer my financial goals so I can plan to achieve them.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In today's episode, I'm joined by Tom Charrier. Tom is one half of Fat Properties and, together with his wife Philippa, has been building an incredible business of HMOs and other properties in Lancaster.

We're going to find out exactly how they built their portfolio and how they're bucking the trend in the student market. In this conversation, Tom and I discuss:

His background and how he got started in property investing
How he transitioned from his day job to full-time property
His investment criteria and approach when looking for deals
The challenges faced by landlords
A case study of a commercial-to-residential project
The importance of understanding the planning system
The risks involved in property development

Whether you're at the beginning of your journey or an experienced investor looking to scale up, this episode is a must-listen for valuable insights and tips.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Good news! Our Sale is extended until February 14th 2024! Join The HMO Roadmap today on a Premium Plan and get 20% Off to access a library of over 400+ resources for HMO investors.

In this episode, I want to provide you with a business update and share some insights. I've found these episodes to be not only a way to hold myself accountable but also an opportunity to offer you a glimpse into the reality of running a property business behind the scenes. Recording podcasts about building property businesses is just one aspect; in reality, I'm actively involved in it every single day.

The month of January has posed significant challenges for me. In this episode, I'll tell you why it has been exceptionally tough and, more importantly, discuss the strategies I've employed to overcome these hurdles.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Good news! Our Sale is extended until February 14th 2024! Join The HMO Roadmap today on a Premium Plan and get 20% Off to access a library of over 400+ resources for HMO investors.

In this episode, we're getting real about property makeovers and exploring how they can significantly enhance the value of your HMOs. While large budgets may make it easier to boost a property's worth, not everyone is willing to invest six figures in refurbishments.

So, I'll guide you through the intricacies of effectively increasing your property's value without breaking the bank – think budgets of £25,000 or less. Whether your property is already in prime condition, you're working with a tight budget, or you're strategically navigating a fair market, we've got 10 killer tips for you.

Tune in to discover how to maximise every pound, transforming your property into a standout without burning a hole in your pocket.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap today on a Premium Plan and get 20% Off to access a library of over 400+ resources for HMO investors. Hurry! Sale ends on Jan 31, 2024.

In today's episode, I'll discuss six essential clues for identifying highly profitable deals.

While these ideas may not be new, they often go overlooked. Despite being aware of them, many fail to actively incorporate them into their deal analysis. These clues, like breadcrumbs, can lead you to the best deals in the market.

Throughout this episode, I'll explain why these indicators matter and share my experience of spotting them in successful deals. To build a supply of lucrative opportunities, it's crucial to proactively look for these clues rather than merely acknowledging their importance.

So, let's delve into these familiar yet often neglected aspects that can have a significant impact on your investment success.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap today on a Premium Plan and get 20% Off to access a library of over 400+ resources for HMO investors. Hurry! Sale ends on Jan 31, 2024.

As a property investor, it's crucial to consider factors such as inflation, interest rates, property values, and upcoming legislation—all of which are poised to impact our businesses and results.

In this episode, I’m going to share my thoughts on where I think property values, interest rates, and many other factors that will affect you and me as HMO property investors will end up across the year.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap today on a Premium Plan and get 20% Off to access a library of over 400+ resources for HMO investors. Hurry! Sale ends on Jan 31, 2024.

The biggest limitation to building a property business is a lack of capital. Unfortunately, for many of us, myself included, we're not born into a world of trust funds and millions of pounds in our back pockets. That means we have to save and work really hard to gather the cash needed to buy the properties we want. Once we've got it, we put it to work, recycle it through a project, and then we can go again.

The issue with that process is its slow pace. However, what if I told you there was a way to buy property with little to no capital? What if you could rinse and repeat that strategy, buying deal after deal, gradually scaling up your portfolio using somebody else's money?

Well, that would be the holy grail, wouldn't it? So in this episode, we're going to discuss whether it is possible to invest and build a portfolio with little to no capital.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap today on a Premium Plan and get 20% Off to access a library of over 400+ resources for HMO investors. Hurry! Sale ends on Jan 31, 2024.

2024 could be the year you're thinking, 'Well, I need to be more profitable. I want to find solutions to grow. I want to reset my business and do things differently.' Today's episode is for all of you because it's going to help you navigate where to get started, especially if you really want to make a big impact and change things in 2024.

So, what I'm going to do today is pick out seven episodes that I think will help you more than any other to get started in 2024. These will serve as your roadmap to actually accelerate the process of building your HMO property business, whether you're just getting started or even if you're a veteran looking to mix things up in 2024.

Links to episodes mentioned:

119 - How To Know If Investing In HMOs Is (Or Isn't) Right For You

081 - 0-13 HMOs In 3 Years With Mike Clay (THIS Is How To Do It)

121 - 31 R2R & Managed Properties In 2 Years - Here's How Joe & Olivia Have Done It!

133 - What I Would (And How I Would Do It) Do If I Had To Start My Property Business From Scratch Tomorrow

199 - Property Advice I Would Give My Younger Self (To Achieve More, In Less Time)

192 - 0-10 HMOs - Five Pieces Of Advice For Bigger, Better & Faster Results

215 - Your First HMO Property Investment - 6 Key Steps To Success

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap today on a Premium Plan and Get 20% Off to access a library of over 400+ resources for HMO investors. Hurry! Sale ends on Jan 31, 2024.

It's that time of the year when I like to hit the pause button and reflect on the goals I set back in January. How did I fare? Did I hit my targets, or did I fall short?

These episodes aren't about bragging; quite the opposite, actually. They serve as a means to hold myself accountable, looking back and openly sharing my progress.

I also hope they impart valuable lessons to you, helping you understand how I approach goal-setting and review. That's the most important part – tracking progress and examining what we can learn to carry into the next year.

So, if you're curious about how I’ve fared this year, the process I follow, and why it could be beneficial for you, stick around and find out exactly how it all unfolds.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, we have Ellie Broadhurst, our expert broker from The HMO Roadmap, back to our show. Ellie is here to shed light on the burning questions I have about the current financial landscape. Notably, interest rates have held steady for the third consecutive time, and we're seeing a downward trend in inflation. But what does all of this mean for us as property investors?

How will these factors impact the property market, and what considerations should we have in mind as we approach 2024? If you're curious about the answers to these questions and more, you're in the right place.

Note: This episode was recorded on December 18, 2023.

If you’re Interested in discussing your HMO mortgage and finance needs, you can also contact Ellie Broadhurst here.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In today's episode, I'm thrilled to provide a comprehensive business update, now that I'm back. Gemma and I have returned from our extensive journey across Canada, the United States, and Costa Rica. We've witnessed breathtaking landscapes—from mountains and coastlines to sunsets, sunrises, deserts, jungles, and bustling cities. It truly has been an incredible experience, but it's equally great to be back.

These business updates serve as a way to hold myself accountable, and I believe in keeping it real on the show so I have a lot to share with you today, covering deals, challenges, triumphs, and everything in between.

I hope these episodes are not only informative but also inspiring, encouraging, and motivating. If you're curious about what's been happening in my businesses, make sure to stick around.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In today's episode, we’re going to discuss the crucial aspects of risk management and exit strategies for your HMO business. Now, if you're a new investor, just embarking on this journey, you might be thinking that exiting them is not my priority.

However, hold that thought, because surprisingly, how you enter deals is intricately linked to how you exit them. So in this episode, we'll explore four essential considerations every investor should ponder when it comes to risk management and exit strategies.

Believe me, it will all come together. So whether you're at the beginning of your investment journey or a seasoned pro in need of a refresher, don't go anywhere.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I'm thrilled to have HMO community member John Orr joining us today. He's got three insightful questions lined up, focusing on overcoming objections in planning, dealing with neighbours, and engaging with investors.

During the mentoring session, John asked the following questions:

Ways of potentially shortening the process, including all the behind-the-scenes legislation, etc.
How best to try and get neighbours onside and minimise complaints/objections.
Selling the concept of silent investing in such projects to investors.

My aim is not only to provide valuable advice for John but also to share insights that can benefit you.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, we'll discuss the entrepreneurial mindset, focusing specifically on 10 methods that can be mastered for better results.

I believe there's a distinct difference between property investors and property entrepreneurs. Personally, I align more with the latter. It took me over a decade to recognise this distinction, but when I did, I embraced it wholeheartedly. The characteristics and traits I'm about to share in today's episode played a pivotal role in my journey.

Once I accepted this entrepreneurial identity, I began to lean into it. Building a network of like-minded individuals around me, I found a supportive community that elevated my efforts. Consequently, I achieved better results and experienced greater satisfaction throughout the process.

By sharing these insights with you today, I hope that if you resonate with any of these aspects, you can also do the same.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In today's episode, we’re joined by Jessica Leader from Next Level Living, a property developer with a track record dating back to 2017.

Her expertise lies in acquiring dilapidated properties, strategically developing them to unlock their full potential, and ultimately generating returns for her investors.

During our conversation, we'll delve into various aspects of Jessica's journey, exploring topics such as:

Why she started investing in HMOs
Insight into her approach of flipping houses to refinance HMOs
Valuable tips on navigating and mitigating risks when acquiring properties
Guidance for those interested in buying properties at auctions.
A comprehensive case study featuring a 7-Bed Professional HMO.
The crucial role of hiring an expert to overcome planning challenges.
Advice for property investors

So whether you're just getting started or if you're an established investor who's scaling things up, this episode is a must-listen.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In today's episode, we have a crucial topic to discuss because we're going to delve into the five factors that could spell disaster for your HMO business. These aren't just minor hiccups; they have the potential to completely implode your hard-earned venture.

Now, that might sound daunting, but it's essential to understand this, and I've witnessed these issues befall countless individuals in the HMO industry, and it's disheartening to see promising businesses crumble.

The silver lining here is that these pitfalls are avoidable with the right knowledge and strategies. Whether you're just starting out in the HMO business or you're a seasoned investor, this episode is a must-listen.

Below are links to episodes referenced in this episode:

Episode 206 - Incredible Proof That 100% Hands-Off Property Investment Can Work With Samuel Hemmings

Episode 207 - Financial Planning for Your HMO Business

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Today, I'm joined by Mark Alexander, a good friend of mine and the proud founder of Property118, a platform for landlord tax planning, property investment news, and discussions in the UK.

With an impressive 36 years of experience in property finance, tax, and law, Mark joins us to share some incredible insights. In our conversation, we delve into:

The story behind his incredibly successful lending company and the subsequent creation of Property118
Mark's triumphant legal battles against mortgage companies
His experience managing a portfolio of over a hundred properties and the reasons behind his strategic reduction
The long-term tax implications of property portfolio development
Understanding the concept of a family investment company
The importance of tax planning
Mark's invaluable advice for property investors navigating the current market's challenges.
The future of the Private Rented Sector (PRS) and the evolving landscape of property investments.

If you're eager to be inspired by Mark's journey and gain valuable insights into thriving in the UK property business, this episode is an absolute must-listen.

Want to discuss tax planning? Email us at info@thehmoroadmap.co.uk, and we’ll connect you with Mark and his team.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In today's episode, I'll be sharing the exact method I used to stack every single rent-to-rent deal that ultimately allowed me to build a successful business. In fact, I was able to sell this business as part of my investment and management portfolio earlier this year.

Now, while I'll cover only a portion of what rent-to-rent entails in today's episode, getting this part right is crucial. It's the foundation for creating a thriving business that generates substantial monthly cash flow. This can be your launching pad to achieve even greater success in the property market.

So, if you're intrigued by the potential of rent-to-rent or if it's already on your radar, whether you've just started or are considering it, you're in the right place.

If you want to download my R2R deal stacker template, agreements, and more, subscribe as a Premium member of The HMO Roadmap here.

Or, if you want R2R-specific 1-2-1 mentorship, contact our award-winning R2R Mentors Joe and Olivia here.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Do I need an architect for my HMO project?

This question comes up frequently, and the answer varies depending on factors like your experience, project type, and more. So in this episode, I'll guide you through a five-step process to help you understand how an architect can assist you.

By the end, you'll be better equipped to make an informed decision about whether to engage an architect for your project or not. If you have a project in the pipeline or one already in progress, this episode is a must-listen.

If you’re interested in discussing your HMO design and architecture needs, you can contact Andrew and Mary here.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I'm excited to be joined by a dear friend of mine, Ryan Gallace of Gallacom Property, the person who acquired my investment and management business.

Ryan boasts a wealth of experience as both an investor and an entrepreneur. In this conversation, he generously shares his journey and insights into successfully scaling property businesses.

During our discussion, we'll delve into the following key points:

Ryan's background and the path that led him to become a property investor
The advantages of purchasing an existing business compared to starting from scratch
A detailed look at the process involved in acquiring an existing business
The nuances of managing Student HMOs versus Professional HMOs
Ryan’s advice for people who are just getting started

Join us for another value-packed conversation as we explore Ryan's remarkable journey and gather valuable insights into the world of HMO property investment and entrepreneurship.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Today's episode is a unique business update as we kick off our 10-week trip, a long-anticipated journey that embodies the purpose behind my hard work, sacrifices, and commitment in building businesses.

I'm pretty sure that most of you listening today share a deep sense of purpose driving your property investments, business ventures, and relentless efforts. Our 10-week journey is a once-in-a-lifetime experience for us, representing a significant milestone in my career. It's the result of years of hard work and dedication, positioning our businesses to a point where Gemma and I can comfortably take this trip. I'm immensely proud of what we've achieved to afford this opportunity.

If you're curious about our trip and eager to catch up on the latest in my businesses, stay tuned. It's been another eventful month with its share of highs and lows, so don't go anywhere.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Today, we have Ellie Broadhurst, our expert broker from The HMO Roadmap, back to our show and we have some exciting topics on the agenda today.

We'll dive into the recent positive developments in inflation data, discuss the Bank of England's decision to maintain the base rate, and explore how lenders are reacting to these changes and what they mean for all of us.

But that's not all. We'll also be delving into the intriguing world of commercial valuations. It appears that there may have been some noteworthy shifts in how valuers calculate these figures, and we're eager to get Ellie's insights into what's happening in the market right now.

Note: This episode was recorded on September 22, 2023.

Be sure to listen here or watch episode 101 here where Ellie discussed How To Calculate The Commercial Valuation Of A HMO.

If you’re Interested in discussing your HMO mortgage and finance needs, you can also contact Ellie Broadhurst here.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I'm excited to bring you another mini-mentoring session featuring Dan Morehen, a US Property underwriter by trade who started investing in property 5 years ago.

Dan, a property investor and a member of The HMO Community, our thriving Facebook group, volunteered to participate in a mini-mentoring session with me. He sent over these three questions below, and I'll do my best to provide valuable advice to help him with his HMO property business.

What's the best way to scale the business to transition into full-time property?
Is it still attractive to leave a corporate job with benefits such as pensions and private medical perks?
What are your tactics for countering higher interest rates?

By addressing these questions, the goal is to equip you with practical advice and ideas that you can implement to start or scale your own HMO property businesses.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

What makes a good deal right now?

In this episode, I want to redefine what profit means for HMO property investors right now. With inflation spiraling, costs soaring, and interest rates rising, we're left wondering whether investing in HMOs is still the right thing to do but one thing is for sure, profit margins have changed.

If you're actively investing in HMOs and would like to know what makes a good deal right now and some ways to reduce costs, this episode is one you won't want to miss.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

There are so many moving parts to growing and running a property business, and it seems that the more you grow, the less time you have, and the harder it becomes to continue growing your property business.

So, in this episode, I’m excited to introduce Jane Scroggs, the driving force behind Beam, a dynamic team of property virtual assistants based in the UK. They handle all aspects of lettings admin, compliance, and optimizing portfolio operations for their property investor clients.

We’re going to discuss some important topics, including:

How hiring a Property VA can help landlords and developers.
The common pain points and struggles of property investors.
The real value of outsourcing and delegating.
What you need to prepare for when hiring a VA.
Pros and cons of hiring a VA from an agency.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In today’s episode, I'm going to lay out the five absolute essentials that should be at the top of your checklist when you're starting an R2R business.

These aren't just nice-to-haves; these are the non-negotiables that can truly shape the destiny of your R2R business. If you're already on this exciting path, don't worry – it's never too late to ensure you've got these tools in place.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I'm joined by a good friend of mine, one of my longstanding mentees, and a previous guest on the podcast: Johnny Stockwell of Crockwell Properties.

We're going to discuss some of the issues he's had to face and overcome, specifically regarding planning permission and the Article 4 direction in the areas where he invests. Our conversation will cover:

The frustrations and challenges faced by HMO investors due to unclear regulations and inconsistent enforcement in Article 4 areas.
The need for caution when making planning requests.
The importance of educating yourself and all parties involved in the process
How the Article 4 regulations have impacted Jonny’s investment strategy.
The significance of hiring a planning consultant with expertise in HMOs and local regulations.
Why Jonny continues to invest in Article 4 areas despite the difficulties.

If you're either applying for a change of use yourself or considering making changes to a property within an Article 4 direction, this episode is one you definitely don't want to miss.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I'm excited to share everything that's been happening across my businesses. I love doing these episodes as they hold me accountable for sharing these updates with all of you and serve as a reminder that my involvement isn't limited to mere discussions on the show. In fact, I'm actively engaged in implementing what I talk about.

I hope you find these updates motivating, inspiring, encouraging, and relatable because the truth is, the process of building and growing businesses is far from easy, so I'm here just to keep it real.

Here's what's on the horizon:

An update on our recently completed development projects.
Addressing land registry issues pertaining to a project in Sheffield.
Dealing with significant planning challenges related to a project in Norwich.
Navigating difficulties in finding a suitable HMO property due to current market conditions.
Exciting changes coming to The HMO Roadmap.
Preparations for a major upcoming life event.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, we delve into the recent increase in the base rate, marking the 14th consecutive rise. Currently standing at 5.25%, this change has significant implications for HMO property investors like you.

To shed light on this matter, we've invited Ellie Broadhurst, our go-to specialist mortgage broker at The HMO Roadmap.

Ellie breaks down the base rate increase and explains how it could impact your borrowing costs and investment strategies.

But that's not all – we're also addressing an issue hitting close to home. Have you noticed changes in the way lenders approach their due diligence process?

I’ll be sharing my own experiences and concerns, and Ellie provides invaluable insights into what's driving these changes and how they affect investors who rely on private finance to fund their deals.

Whether you're in the midst of a purchase or gearing up for a refurbishment project, this episode could be helpful in preparing you and aiding you in making an informed decision.

Interested in discussing your HMO mortgage and finance needs? Contact Ellie Broadhurst here.

Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Are you at the beginning of your HMO journey but feeling unsure and overwhelmed?

In today's episode, I want to share the six most important things you need to nail if you're getting started with HMOs. These steps are crucial for building a strong foundation and setting yourself up for success.

We’re going to talk about:

The importance of understanding HMOs
Finding the right property
Legal requirements and planning permissions for HMOs
Financing HMOs
Renovation and conversion strategies for HMOs
Finding and managing HMOs

Now, keep in mind that this episode is an overview. To really master each aspect, you'll need to dig deeper and explore more resources. The good news? There's a wealth of tools and information available to fine-tune your HMO strategy.

By the end of this episode, you'll feel more confident and ready to take that leap of faith. Let's get started!

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Supported living isn't necessarily the first thing that comes to mind when we think of HMO investment but what if I told you that you could potentially double your profits from the same properties by following this model?

In this episode, I'm excited to be joined by Chris McDermott, one-half of NW Living together with his partner Cat.

NW Living specialises in converting neglected properties into high-end accommodations for Supported Living providers. Over the last 5 years, they have successfully built a lifestyle business that allows them to prioritise family time alongside their passion for property development.

During our conversation, Chris and I discussed:

The story behind their passion for HMOs
How they transitioned from professional lets to supported living HMOs
The challenges and learnings in doing supported living HMOs
The Importance of making the right connections with charities and asking the right questions when getting finance
Compliance constraints you need to be aware of when working with charities

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, we're diving headfirst into a topic that's on the minds of every HMO business owner: how to boost profits.

Now, I know what you're thinking—I hear you loud and clear. Interest rates are climbing, inflation is soaring, and the costs of gas and electricity are through the roof. We're facing a cost of living crisis, and it feels like we're swimming against the tide.

But here's the thing—I get it. We can't control those external factors. We can't magically make interest rates drop or inflation disappear. But what we can do is focus on what's within our power to shape: tenant satisfaction and tenant retention. These two factors are intertwined and can be game-changers for your business.

I know there's more to profitability than just tenant satisfaction and retention, but let's zoom in on these areas today. I'm going to share five ideas with you. Some might sound familiar, but maybe you haven't given them enough attention lately. And hey, there might even be a couple of new ideas that you could use.

So, get ready to take notes and I guarantee it, If you take them seriously and put them into action, you'll see the difference.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Today, we delve into the fascinating story of Savoys Properties with Malkit Purewal. Malkit, along with his partner Sanjay, has captivated my attention for years with their impressive business growth and groundbreaking projects.

During our conversation, Malkit and I discussed:

The story behind Savoys Properties and its success.
The importance of building relationships with people.
A behind-the-scenes look at the challenges they faced.
His thoughts on the future of the property industry.
His advice for young property investors.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Are you prepared to enter a recession?

In this episode, we're going to talk about recession-proof strategies for HMO property investors. Now, I don't want to be known for scaremongering, but I want to ensure that I'm prepared if we do go into a recession. And let's be honest, things look a little bit dicey out there at the moment.

So today, I've got nine strategies that will help you navigate through a recession, if that is ultimately what happens.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Can you believe we're already halfway through 2023? In this episode, we're going to do a deep dive into the goals and targets set at the end of last year.

We'll also discuss the latest economic challenges, such as inflation and the Bank of England's response. Discover how these factors have impacted my business and the strategies I've implemented to navigate through these uncertain times.

And as usual, I'll provide updates on what’s happening in my businesses especially as we approach the student changeover, and share valuable lessons learned along the way.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Today, I'm thrilled to have Ellie Broadhurst, our expert broker from The HMO Roadmap, join me for an important discussion. We'll be diving into the effects of interest rates, inflation, and the current state of the property market.

Ellie's expertise will help us provide you with a clear understanding of what's happening and ensure you're equipped to manage your expectations. In times like these, it's natural to feel anxious, but remember, we're here to alleviate those anxieties and empower you to make informed decisions.

Our primary goal is to offer practical strategies that can help you navigate this uncertainty. We know these challenges can be overwhelming, but rest assured, by the end of this episode, you'll feel more prepared and confident in your ability to tackle whatever comes your way.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, we're excited to bring you another mini-mentoring session featuring Swarren Samra, a budding property investor.

Despite being relatively new to the field, Swarren has already accomplished an impressive feat: successfully transforming a 3-bedroom property into a 5-bedroom HMO tailored for working professionals. Currently, he's actively engaged in his second project. He shared three thought-provoking questions with us, and I’ll do my best to provide invaluable advice to support him in achieving his big goals.

During our mentoring session, Swarren raised the following questions:

“I have 3 potential investors. One is looking at a joint venture partnership, another at an actual return on their investment. Finally, the third has requested an earn-and-learn type model. How do I structure these deals and what legal documents or considerations must be implemented to ensure each is satisfied with the outcome?”
“When I am able to onboard an investor for a particular project, what are my options if the investor is adamant they want their money back early? How can these situations be handled, and have you experienced this before?”
“I am working on 2 and 3-bedroom properties and converting them into 5 and 6-bedroom HMOs. I have a strong desire to move into larger properties and developments. What are the thought processes behind converting a large building into a 10 or 12-bedroom HMO Vs 4 or 5 flats? How do you differentiate which is the best way to go?”

By addressing these questions, our aim is to equip our listeners with practical advice and effective strategies they can implement to kickstart and expand their own HMO property businesses.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, we dive into the often overlooked but crucial aspect of financial planning for your HMO property business. While it may not be the most glamorous side of property investment, it is an essential part of what we should all be doing, yet many of us fall short in this area. We will cover the following topics:

Basics of financial planning
Setting financial goals
Budgeting
Cashflow management
Profit and loss forecasting
Finance and investment reinvestment
Risk management contingency and planning
Tools and software for implementation and management

Whether you're a seasoned investor or just starting out, this episode will provide you with practical strategies that you can implement right away.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Can 100% hands-off property investment really work?

In this episode, I'm thrilled to have Samuel Hemmings from HemCo Property Investments as our guest. Samuel is a British national residing in Amsterdam with his family, actively investing in the UK.

During our conversation, Samuel and I explored a wide range of topics, including:

Samuel’s experience in running and improving complex operations of start-up companies
His first property investment and the reason behind his choice to invest in HMOs
His meticulous process and criteria for selecting investment locations
The inherent challenges of remote investing
His tips and advice for aspiring remote property investors

Plus, we delved into a unicorn case study showcasing an all-ensuite 6-bed student HMO with a 1-bed apartment.

If you're eager to learn the ins and outs of remote and hands-off investment strategies, this episode is an absolute must-listen.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadmap - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

The long-awaited Renters Reform Bill has finally been published and is now making its way through Parliament. This is a substantial document with a lot of information to digest.

However, I have taken the time to thoroughly review it, and today, I will highlight some of the most important aspects that, as HMO property investors, we need to be aware of and start considering.

Overall, I believe this bill is not particularly favourable for landlords. While there are a few positive aspects that we will touch upon, it largely seems to favour tenants. Therefore, we need to understand and adapt to these changes. We will also discuss actionable steps that we can take in response.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadamp - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, we're shaking things up a bit on the show as I'm joined by Matt Lester.

Matt, a property investor and a member of The HMO Community, our thriving Facebook group, eagerly volunteered to participate in a mini mentoring session with me. He sent over three questions, and I'll do my best to provide valuable insights to help him with his HMO property business.

During the mentoring session, we tackled these questions:

Are HMOs more challenging to execute in the South of England?
What level of value uplift is required for the refinancing and scaling model to be effective?
How can first-time investors obtain commercial valuations?
What criteria should one consider when sourcing potential HMO areas?
How can one determine if an area is family-friendly and unsuitable for HMOs based on council preferences?
Do HMOs with seven or more occupants require seven parking spaces, or can proximity to transportation options suffice?
Tips for approaching friends, friends of friends, and family members who might be suitable investors.

By addressing these questions, we aim to equip listeners with practical advice and strategies to start and scale their HMO property business.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadamp - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In today's episode, I will discuss three common mistakes that new renters and operators often make. These mistakes can prove fatal to their business, and hence, it is essential to know about them and avoid them.

As someone who started building their rent-to-rent business in 2016 and scaled it across cities like Leicester, Sheffield, and Manchester, I have a soft spot for rent-to-rent. However, these mistakes are not exclusive to rent-to-rent. People often make them when buying HMOs for themselves.

The rent-to-rent business is unique because of its sensitive numbers and thinner margins. Making these mistakes in this business can prove challenging and sometimes even impossible to recover from.

So in this episode, I will discuss these mistakes so that you can avoid them and secure the success of your R2R business.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadamp - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

I'm thrilled to have my mentees, Joe and Olivia from JO Property Group, back on the show today. Their R2R management business has been growing rapidly with around 30 properties under their management.

As their mentor, I have been closely involved with their progress, and I'm excited to share their latest business update with you.

During our conversation, we covered a range of topics including:

How they discovered the R2R business model
How they started their R2R business
The amount of capital they invested at the start
What are their long-term goals
How do they find and secure deals
The role of mentoring in their success

Whether you're contemplating starting an R2R business or looking to improve your existing one, this episode will provide valuable insights.

So, stay tuned until the end to learn from my conversation with Joe and Olivia from JO Property Group.

Learn more about Joe & Olivia’s 1-2-1 Mentoring Program here.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadamp - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Get ready to dive into the exciting world of Rent-to-Rent!

In this episode, we'll be covering everything you need to know to get started, from the basics and fundamentals to practical tips and real-world examples straight from my own experiences.

We'll explore the Rent-2-Rent strategy and cover the following topics:

The basics and fundamentals of R2R
Tips and strategies for finding the right R2R property
Best practices for managing and operating R2R properties effectively
Financing options for investments and scaling your business
Common misconceptions about R2R and how to overcome them
Challenges you may face in the R2R industry and how to address them

By the end of this episode, you'll have a better understanding of Rent-2-Rent and the knowledge to successfully implement this strategy and generate some serious income.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadamp - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

Are you managing your projects efficiently?

In this episode, we'll be discussing project management efficiency and I'm pleased to introduce my good friend Dean Adkins from QS Force.

Dean, a property investor since 2009 running his investment business alongside his career in project management will share his knowledge and experience with us. We'll cover a range of topics, including:

What project management entails and how to approach it more effectively
How to shift our mindset toward project management, whether big or small
Why it's advisable to have a project manager on your side rather than relying on the builder alone
The importance of having appropriate paperwork in place
The significance of having someone with the right expertise in building and architectural regulations, finance, and commercial aspects.
Gain insight into a real project manager's work process through detailed examples

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadamp - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates, and more resources to help you start, scale, and systemise your HMO business.

In this episode, I'm going to share 10 pieces of essential property advice that I would give my younger self to help me achieve more in less time.

I'm gonna reflect on the last 15 years of being in this game - all of the things that I've learned, the trials and the tribulations, and the struggles. And I'm gonna package it up into 10 pieces of advice that I would give to my younger self.

So if you are just starting your property business, or perhaps you've already started it, but you wanna do things more quickly, if you wanna do them bigger and better, this episode is definitely one to stick around for.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadamp - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I'm going to bring you up to speed and tell you exactly what's been happening in my businesses over the last 4 to 6 weeks.

I like to do these episodes because I like to make sure that you guys know that I'm not just talking the talk, I'm actually out there and walking the walk as well.

Plus, I’ve got something that I've been keeping under wraps and I'm going to share it for the very first time.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadamp - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

I want you to take this episode very seriously because we have honestly been helping a lot of our community members get some very substantial amounts back from the HMRC. Money that they overpaid in stamp duty. I myself have overpaid on two occasions and received refunds for very significant amounts.

So in this episode, I'm gonna help you understand whether or not you might qualify for some sort of exemption or a potentially due rebate. And if you are, then I'm gonna tell you exactly what you need to do about it. And in the process, I'm gonna help you learn more about what stamp duty is and how it's calculated.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.

Email us at info@thehmoroadmap.co.uk if you think you might qualify for a stamp duty rebate.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadamp - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, I need to have a bit of a rant.

Not because I just want to rant but because I think you're actually going to find this quite useful and valuable.

This is an issue that I recently had with a HMO licence and more specifically the team who are responsible for inspecting and issuing the license.

If you want to know what exactly the issue is, be sure to listen to this episode now.

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Please leave us a quick review on Apple Podcasts or Spotify if you find this episode helpful.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join The HMO Roadamp - an exclusive community and online learning platform for HMO property investors. As a member, you’ll get access to online training, group coaching, a deal stacker tool, case studies, contract templates and more resources to help you start, scale, and systemise your HMO business.

In this episode, we're gonna talk about the three essential ingredients that you can use to bake the perfect HMO deal every single time.

When I look at every single one of my deals, whether it's something I'm buying myself, whether it's a rent-to-rent deal, or whether it's something I'm just advising somebody on in our community, I'm always thinking about three things. And these three will really determine the performance of this HMO.

But remember, you do still need to think about some of the other details but if you get this, the rest of it matters so much less.

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Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify!

Follow The HMO Podcast to get notified of new episodes every Wednesday.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

The mortgage market is constantly changing, with various factors affecting interest rates, property values, and lending policies.

So in this episode, we’ve got our Specialist Mortgage Broker, Ellie Broadhurst back to discuss what's happening in the mortgage market right now and provide some tips for navigating this complex landscape. We’ll cover the following topics:

Base rates and their impact on interest rates
Disparity between lenders
Increase in rentals and how it affects the market
The importance of timing when refinancing
Property values and their impact on refinancing options
The importance of managing your expectations
Ellie's tip for property investors

Interested in discussing your HMO mortgage and finance needs? Contact Ellie Broadhurst here.

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Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify!

Follow The HMO Podcast to get notified of new episodes every Wednesday.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

Are you tired of putting in endless hours on social media without seeing any real results?

It's time to stop scrolling aimlessly and start using social media efficiently to grow your HMO property business!

In this episode, I'll be sharing some tried and tested tips on how to maximise your time, efforts, and resources on social media to get the best possible results.

I'll cover five key benefits of using social media, based on my own experiences, and provide you with six actionable steps to start using social media more effectively.

Whether you're a seasoned investor or just starting out, you won't want to miss this episode.

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Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify!

Follow The HMO Podcast to get notified of new episodes every Wednesday.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

In today's episode, I want to share what I've learned from the best in our industry and how they build successful portfolios.

This is taken from a presentation that I delivered at the HMO Awards last year but we could only fit so many people in that room. And I know a lot of our listeners haven't had the chance to listen to this yet so I'm going to share the five most important lessons or learnings that I've taken from all of the great conversations that I've had with other successful investors in our industry.

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Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify!

Follow The HMO Podcast to get notified of new episodes every Wednesday.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

In this episode, I'll update you on the latest happenings in my businesses over the past few months.

It's a cathartic experience to reflect on events and be held accountable, and sharing with you helps me stay focused.

I'll cover recent challenges, updates on my commercial to residential businesses, my property education business, and my HMO portfolio.

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Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify!

Follow The HMO Podcast to get notified of new episodes every Wednesday.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

In today's episode, I invited Saif Derzi to share his thoughts on what the property market looks in the next 12 months.

Saif Derzi is an award winning property trader and investor. He has been in property for over 7 years and has bought and sold over 150 properties, manages over 400 properties and owns and runs a cash buying company. In 2022, he won Property Trader of the Year.

In this conversation, Saif and I will talk about:

His experience and how he started investing in HMOs
How he’s using his trading business to finance his property investments
His thoughts on the challenges of HMO property investors like regulations, compliance, tax and interest rates
The importance of resiliency
What he loves about property investing
His advice to all property investors

Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify!

Follow The HMO Podcast to get notified of new episodes every Wednesday.

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

What do you look for when viewing a potential property to buy?

In today's episode, I wanna talk to you about the process that I go through when I'm viewing HMOs.

Over the years, I have certainly perfected a bit of a strategy and approach when viewing properties and I think if you get this right, it can give you the edge that you need over other prospective buyers, and it can definitely save you a lot of time, money and heartache!

So if you are looking at expanding your portfolio this year, if you are indeed buying your first HMO, then this episode is definitely for you.

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

In today's episode, I invited Wendy Whittaker-Large to talk about this issue because Wendy and her team have been spearheading a campaign to put a stop to this.

Wendy is the founder of Best Nest, HMO Success, and an Amazon bestselling author about investing in HMOs. She’s been investing in HMOs since 2013.

In this conversation, Wendy and I will talk about:• How Wendy started investing in HMOs
• What’s going on with council tax re-banding
• How the HMO Council Tax Reform Group was born
• The possible solution to the council tax issues
• What to do for now when you encounter a rebanding problem

Resources mentioned in this episode:

https://www.facebook.com/groups/hmoct
https://hmosandcounciltax.co.uk/

Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes every Wednesday.

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

Curious about my property forecast for 2023?

In this episode, I'm going to offer some of my predictions for the property market in 2023 including my thoughts on recession, inflation, interest rates, property values, rents, and legislation.

I'm also going to share some of my personal goals and business targets with you and I'd love for you guys to hold me to account.

Was this episode helpful? Please share, rate, and review the show on Apple Podcasts or Spotify!

Resources:

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

Looking to finally start your own HMO business?

In today's episode, I'm joined by my good friend Craig Sullivan a.k.a. The Property Apprentice.

Craig is a hands-on property developer based in Medway (North Kent) who’s been investing in student HMOs for 15 years and has built a multi-million-pound property portfolio.

He has also built the largest Student HMO Lettings and Management Agency in Medway which not only manages his personal properties but local landlord’s stock too - they now have over 60 HMOs and over 250 Tenants.

So in this episode, Craig shared a lot about what it takes to build a successful HMO property business including:

His goals for the year and how he categorises his goals
How he started investing in HMOs
His strategy and investment criteria
The struggles of managing tenants
What he likes about the student market
How he leverages social media for his business
Tips and advice for new property investors
His forecast for the year ahead

Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify!

Follow The HMO Podcast to get notified of new episodes every Wednesday.

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

Now I know at this time of the year when those New Year's resolutions are very much front of mind, a lot of us might be thinking about property education. Looking for ways, people, and products to help speed the process up or looking for things that could help us get to where we want more quickly, perhaps doing it a bit more efficiently.

So in this episode, we're going to talk about property education and give you my advice based on my own experience about it.

We're going to have a chat about the different types of products and services that are out there that you might think about using to help you speed the process up, to help you achieve those goals faster than you might otherwise be able to do on your own.

Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify!

Follow The HMO Podcast to get notified of new episodes every Wednesday.

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Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice!

If you want to join my 1-2-1 mentoring program, you can enquire here.

Experienced property investor? Apply to be part of The Business in Property Mastermind 2023 here.

New to HMOs? Join our exclusive community of HMO property investors at thehmoroadmap.co.uk for online training, group coaching, and resources to help you start, scale, and systemise your HMO business.

Fired up for a successful year ahead? Don't miss the last episode of 2022!

In this episode, I'm going to point out some of my favorite episodes from the show that I think you should go and listen to right now including:

My favourite guest episodes to inspire and motivate you through your journey
Episodes to help you get started on a very technical level
List of episodes that will help you to actually build your HMO business
More tips to help you as you progress through the course of the year

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

As it's the penultimate episode of the year, I thought that this was the right time to go back to January to take a look at the goals and objectives that I set myself and shared with you.

You guys said you were going to hold me to account and see exactly how I've done.

So if you want to find out whether or not I hit my targets or whether I've fallen short, this episode is one to stick around for.

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

One of the things that helped me build my businesses and helped shape the way that they look today has been reading books about other people's businesses, learning from their successes, failures, and the trials and tribulations of other people's experiences.

So in this episode, I thought I would share what I think have been the 12 most valuable books that I've read so far about business and entrepreneurship.

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

I want to share the full details of my latest 6-bed HMO Project Hillside in today's episode. It’s the one that I've just finished, and the one that I've been keeping you updated on throughout the course of this year. I've got tenants in, it’s cash-flowing and it looks fantastic!

So what I thought I would do is talk you through what it costs me to get into this deal, the refurb, and the performance of this deal so that you can get a good understanding of how I'm shaping the future of my HMO portfolio, and to also serve as a guide for your own HMO portfolio.

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

This episode’s my last business update this year! I'll give you the scoop on all of the progress and developments that have been working in the background.

I’m going to tell you about the status of our student lets and occupancy, the 5-6 bed HMO that I’ve been working on, the progress of my commercial to resi development, my plans this Christmas period, and more!

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

HMO property investing can be a bumpy road. Still, with passion and dedication, anyone has the potential to become an award-winning HMO Investor, just like our guest, Caroline Pattinson of Chester Homeshare.

Caroline has been investing in HMOs since 1995 when HMOs were not even called HMOs yet and just recently, she took home not one but two awards - the ‘HMO Manager of the Year and the ‘Best Professional HMO Manager’ award in the HMO Awards 2022.

So in this episode, Caroline shared her secrets in building a hugely successful professional HMO portfolio including:

Her story and how she overcame personal and business struggles
Why she’s passionate about professional HMOs
How has the market changed since she started
The importance of nurturing communities and her anti-loneliness strategy
Her criteria for analysing deals, keeping houses filled, and tenants happy
Plus, a homely boutique-style 6-bed professional HMO case study in Cheshire

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

Are you still waiting for the right time to build your property business?

In this episode, I want to talk to you about what might be holding you back from building the property business that you really want and provide seven solutions to help you finally do it and do it more quickly.

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

How can you reduce your maintenance costs in this cost of living crisis?

No matter where we are in the country, the types of our tenants, or the age and size of our HMOs, there are things that we can all do to reduce the costs of our maintenance.

So in this episode, I want to share five ideas that will help you reduce your maintenance costs to boost your profits.

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

Are you struggling to manage your time for your property business?

Most people think that building a property business and doing it quickly is all about how much cash you can get your hands on and how many deals you can do. They're both really important but the truth is, most people struggle to get results because they get in their own way. They fail to prioritize and they struggle to manage their own time.

So in this episode, I want to keep it super simple. I want to break it down and share eight ways that I've employed and use effectively to help build my property business and do it quickly.

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

What makes a good HMO?

In this episode, I’m joined by Richard Nicholls of The Property Advantage. Richard has worked in property sales since he was 18 and has a unique oversight of the HMO property market because they specialise in selling HMOs. He spends a lot of his time up and down the country and in and out of HMOs giving him a good idea of what's going on all over the UK.

So in this insightful conversation, we discussed:

The variables involved in valuing properties and down valuations
The types of HMO buyers
What makes a HMO good or bad
The importance of understanding your portfolio
Managing expectations when investing in HMOs
The problem with overleveraging
His thoughts on the future of the HMO market

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

Today's update will take you behind the scenes on what has been happening in my businesses.

I've got some experiences to share with you about the issues we’re having in our HMO properties, refinancing, refurbishment, maintenance, and a few tips to save money when staging your properties.

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

Are you unsure about what type of HMO you should invest in?

Nine out of 10 times, a larger HMO is going to make more money than a small HMO, but the truth is, 9 out of the 10 things that we really ought to be considering when we are investing in HMOs don't appear on the spreadsheet.

So in this episode, I'm going to talk to you through nine reasons and benefits of investing in small HMOs, even in an economy like this.

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

As a landlord, you know that having good tenants is key to maintaining a sustainable HMO business. But what about bad tenants? How can you avoid them?

In this episode, I’m going to share five red flags to look out for to avoid the stress of managing bad tenants!

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

Would it be helpful to have an expert on your side who knew what they were doing when it came to interior design and architecture to really help you maximise your investments?

Well, today I've got Andrew and Mary of Elite Dwellings, our expert architects, interior designers, and of course, HMO property investors. We’re going to talk about:

How experts can help you save huge amounts of time and lots of money
Boosting profits through floor plan optimisation
Proper planning, building regs, and interior designs that tenants love

Interested in discussing your HMO design and architecture needs? Contact Andrew and Mary here.

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

It's an exciting but complicated time to be a property investor so in this episode, we got our Expert Broker back, Ellie Broadhurst to discuss what’s happening in the mortgage market. We’re going to talk about the following:

The mini-budget and the result of the change in Prime Minister
Understanding the differences between interest rates, base rates, and swap rates
How the rapid increases in interest rates have impacted the market and the investors
The importance of stress testing your property deals
Current interest rates and lender requirements
Ellie’s advice to all property investors

Interested in discussing your HMO mortgage and finance needs? Contact Ellie Broadhurst here.

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

How often do you inspect your HMO properties?

Every year, I'm reminded of the value of inspecting my properties, or as I prefer to call it, doing health checks on my properties. So in this episode, I want to talk to you about:

The importance of property health checks
How often you should inspect your HMO properties
Three areas to include or consider when doing property health checks
Tips to do this properly and maximise profits over the long term

Was this episode helpful? Please leave us a quick review here if you enjoy this episode.

Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advice!

For instant access to more exclusive content and tools to help you start, scale, and systemise your HMO business, become a member of The HMO Roadmap today!

I am quite passionate about how powerful and how great Masterminds can be. If you can get in the right room with the right people, it really can transform your business and put you on a completely different trajectory.

So in this episode, I wanna talk to you about why I think Masterminds are so great and what it is about Masterminds that can really help take your business to a new level.

Apply for The Business In Property Mastermind 2023 here:
https://thehmoroadmap.co.uk/mastermind

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

How are you dealing with the current problems and challenges in your property business?

In this episode, I wanted to have a very honest conversation about a lot of areas in the property business, especially with the current property market situation.

So of course, there’s no other person that comes to mind when talking about honest and authentic conversation than Jade McNeil of Beespace. We’re going to talk about:

Jade’s driving force in doing property business and how she’s managing everything
Her thoughts and advice on the changing property market situation
How she leverages HMOs as a stepping stone to doing bigger projects
How the changing social media landscape has affected the way she’s using it
The importance of systems, culture, and finding your tribe

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Today's another business update from me. I'm gonna take you behind the scenes and tell you exactly what has been going on in my businesses.

I've got some updates on the refinance of the nursery conversion project, the planning permission on our Poplar House, an exciting new deal from auction, and more!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you doing everything you can to make sure that you are keeping utility costs down this winter season?

In today’s episode, I’m going to share with you some tips and advice including:

Nine things you can do as a landlord today to bring those energy bills down
Eleven tips to share with your tenants to encourage them to be more economical
Practical tips for managing your property and your tenants overall

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

What’s your minimum acceptable cash flow for your HMOs?

In this episode, I wanted to talk to you about what my minimum level of cash flow is per deal. And more importantly, the context around the importance of this metric for analysing all of your deals, when buying or refinancing any of your HMOs.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

What does it take to be an award-winning HMO property investor?

In this episode, I invited back Mike Clay, who recently won the HMO Investor of the Year at the HMO Awards 2022. And if you’ve been listening to the podcast for a long time, you’ll know that Mike is my previous mentee and is now one of my business partners.

So in this conversation, we’re going to talk more about his journey to success:

Mike’s thoughts on what made him win the prestigious award
How he transitioned from his full-time corporate job to a full-time property investor
His KPIs in analysing a deal and the importance of making decisions based on data
Advantages of having a repeatable, predictable, and measurable product or service
What he could have done differently if he could start all over again
His thoughts on the current state of the property market

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I wanted to talk to you about what I'm doing with my utilities for next year.

As student landlords, we need to think about letting our properties at the right time, so being able to put the adverts online is crucial. And to be able to determine that, we need to know what the utility package is going to cover. So I’m going to share with you how I’m doing it.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

What would you do if you could start your property investing journey with £100,000?

This hypothetical scenario is something that I often hear members of our Community talking about and asking me, and it's a difficult one to answer because the answer is actually different for all of us.

It really depends on what we want to achieve, what we've currently got going on, our resources, and our limitations. But what I want to share with you is exactly how I would do it, because I think the method that I would take in approaching this is translatable.

Whatever circumstance, whatever scenario, and whatever position you're in, you should be able to take what I share with you in today's episode.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you feeling anxious right now and unsure of what steps to take next?

I know it's a scary time for property investors right now, and that's why in this episode, I'm bringing you some facts, some logic, and some sensible solutions to help you weather this storm!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you know how to brand your property business?

In today’s episode, I’m joined by Brian and Lauren Metcalfe of Skaus Haus, a property developer based in Liverpool.

Before becoming full-time property investors, Brian worked in retail buying and merchandising for 20 years while Lauren worked in the Food Buying and Brand Licensing sector.

And in this insightful episode, we’re going to talk out:

How investing in single lets helped them build confidence to take on larger projects
The role of mentorship and property education in building their business
Tips and advice when managing teams and projects
The importance and benefits of branding
3 flat conversion case study

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

We’re celebrating the 2nd year anniversary of The HMO Podcast and we're doing a giveaway to celebrate this special milestone! Thank you to all of you and be sure to listen to this episode for more details!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you a newbie in the HMO industry?

In this episode, I want to share with you the 5 mistakes that I often see that newbies are doing when they start their HMO investing journey.

And making these mistakes can be fatal to your business. These mistakes can stop you from getting into business before you’re even in business. So, let’s talk about the 5 common mistakes so you can be aware of them and avoid them.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Today, I'm going to fill you guys in on what has been happening in my business. I've got some updates in the main business, the investment management group including some rent increases, an interesting scenario that I've been dealing with in my HMO development project, and a general update on the commercial to resi stuff.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Have you got the right insurance policies for your HMO properties?

In this episode, we’ve invited The HMO Roadmap’s insurance expert, Steve Barnes of Total Landlord Insurance under Hamilton Fraser.

And in this conversation with Steve, we talked about:

The different kinds of insurance policies for your properties
Understanding how policies are computed
The extent of tenant’s claims and examples of worst-case scenarios
How much to insure the property for
What you need to know when getting an insurance

Interested to discuss your HMO property insurance? Contact us at https://thehmoroadmap.co.uk/hmo-property-insurance/

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

As a landlord and business owners, we need to do quite a bit of stuff ourselves.

And even to this day, I still carry a toolkit around with me and take it to one of the properties every time I go when inspecting because you never know what you're going to need and what you're going to find!

While I'm quite far removed from the general maintenance of my properties, I still like to keep an eye on it from a landlord perspective so I'm going to share 20 essential items that are in my toolbox for HMO landlords.

If you haven't got one, or if you've got a few bits missing, then this episode is definitely for you.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

How do you get yourself into a lendable position when you’re applying for finance?

I’ve brought back our Expert Broker Ellie Broadhurst to share 5 key areas to work on to make ourselves in the right position and what we need to be aware of when borrowing money.

Interested to discuss your HMO mortgage and finance needs? Contact Ellie at https://thehmoroadmap.co.uk/hmo-mortgage-finance/

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you want to accelerate the result of your HMO business?

In this episode, I want to share three simple areas of your business that I think you should be focusing on if you want to accelerate your results. These concepts are super simple and we're not reinventing the wheel here.

I’m sure you are aware of these, but sometimes we just need to be reminded and be told what to do so we can take action.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you have the right skills to start your own HMO property business?

In today’s episode, I’m joined by Saif Rehan of Mauve Group. Saif graduated as an Accountant in 2015 and has been working in finance for 8 years with very large companies when he decided to venture into property investing.

And in this conversation with Saif, we talked about:

His thoughts on the skills needed to succeed in property
The importance of networking and doing it the right way
The value of understanding your own journey to keep you moving forward
Overcoming fear and the lack of self-confidence in investing
An 11-Bed Professional HMO Case Study

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you want to increase profits in your HMO property business?

Currently, we're experiencing a high period of inflation, a stagflation economy, and a lot of uncertainty. So it would make sense to consider ways to reduce the operational or running costs of your business like energy costs, maintenance, labor, subscription costs, and all of these things.

So in this episode, I’ll share with you 12 proactive solutions or measures to reduce your overheads and be more profitable.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you have a social media strategy in place for your HMO business?

A good social media strategy should allow you to reach a much bigger audience. It should allow you to fast-track relationships with investors, tenants, landlords, and with more people. It will also enable you to engage directly with those people and your community to help build better relationships and authority in the space.

So, if you're scaling up a property business, if you're trying to develop a real HMO property business but need to draw on other resources that you don't have, then an effective social media strategy is essential so I'm going to share an 8 point strategy that will help you skyrocket your results.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you one of those HMO property investors who are getting worried and concerned about the rental reform white paper that the government has recently published?

There’s a lot to digest but this is a really important topic, and if you want a clear and concise breakdown of what it all means and what's in it, then this episode is for you.

I'm going to talk about how I feel about it, the potential outcome, and some solutions to it. However, please remember that this is white paper. It's going to change and evolve and not everything in it is going to come to fruition.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I’m joined by my old property pal, Dale Wild of Landlord Furniture Co., a furniture supplier for HMOs, serviced accommodations, and student properties.

Aside from supplying furniture to HMO landlords, Dale has already been investing in HMOs since 2010 and owns a large portfolio in and around Oldham, Greater Manchester. So in this special conversation with Dale, we talked about:

How he became a furniture supplier from being a property investor
The challenges that he had to overcome in building Landlord Furniture Co.
His thoughts on the success of his furniture business
The mindset shift of landlords when it comes to interior design
His experience and thoughts on people’s poor perception of HMOs

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Today, I'm going to give you a general summary of what has been happening in the last month regarding our commercial to residential projects, a feature article with ‘The Times’, our new Loan Agreement Template inside The HMO Roadmap, and an update on our room occupancy.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

If you were to prioritise the things that you need to do to build a successful business, what would it be?

In today’s episode, I'm going to share with you the 4 most important things that helped me build the business that I have today.

I've taken these four things from a reflection of my own business and the achievements that I've been able to make and also the conversations that I've had on the show with our guests, the best examples that we've seen and heard, of sustainable and successful HMO property businesses.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you unsure as to which type of mortgage you need for your HMO property? I’ve brought back our Expert Broker Ellie Broadhurst to help us figure this out and talk about:

Mortgage options for HMO and non-HMO properties
The importance of choosing the right Specialist Broker
Mortgage options for small HMOs (less than 5 beds)
Understanding the benefits of bridging and development finance
What to look out for when considering bridging
How to build a great relationship with lenders

Interested to discuss your HMO mortgage and finance needs? Contact Ellie at https://thehmoroadmap.co.uk/hmo-mortgage-finance/

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

It’s been 18 months since Jake and Lucy were first here on the show. Have they finally left their full-time job?

In today’s episode, I’m joined again by Jake and Lucy of Innova Property and in this special conversation, we talked about:

Their story and when they started investing in HMOs
The importance of prioritising tasks to achieve your targets
A walkthrough of a day in the life of property investors
Challenges that they encountered in the last 18 months
A 6-bed professional HMO case study

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you finding it hard to manage some of your tenant’s unrealistic expectations?

In this episode, I wanted to give some advice on how to set and manage your tenant’s expectations with some examples from my previous experiences.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you curious as to how these R2R deals really work?

In this episode, I want to share the details about how we actually found, negotiated, and completed this 25-Bed R2R deal. I’m going to share with you:

How content marketing has helped us find this deal
How we analysed this deal before making an offer
The challenges that we had to overcome during the negotiation and the refurbishment

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Today's a quick biz update for you guys because I feel like I've hit a big and really important milestone in the last couple of weeks and I want to share it with you.

So for this episode, I’ll update you on what’s happening on my student and professional portfolio, my HMO refurb, my commercial to residential stuff, and a couple of updates from The HMO Roadmap.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

How do you balance family life with your property business?

In today’s episode, I’m joined by Charlie Sullivan of Capstone Fox. Charlie was a Chartered Mechanical Engineer in the subsea and offshore oil and gas industry prior to investing full-time in property for about five years now. And in this insightful conversation with Charlie, we talked about:

His story and work experience before investing in HMOs
How he’s managing his time with family and his property business
The attributes of a successful property investor
The power of consistency and following a plan
His personal views about the future of the HMO market
A 6-bed professional HMO case study

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

What do we need to think about if we're going to be signing tenants up to our property that's undergoing a refurbishment?

In this episode, I wanted to give you a bit of advice on filling your properties and getting tenants signed up when you haven’t finished the refurb yet. Plus, seven tips to avoid wasting a lot of time!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you still contemplating whether or not R2R is the right strategy for you?

I'm a huge fan of rent-to-rent and I've been doing it for seven years across several cities. This is really important to note because there are a lot of people out there talking about this strategy and teaching it but have limited experience.

So in this episode, I’m sharing with you my experience and thoughts about this strategy including:

What I love and don’t love about the R2R strategy
How I drive the rents up through refurbishments
The ugly truths about R2R and what you need to be aware of
How to know if it’s the right strategy for you
What you need to know to help you get started

Interested in my R2R beginner course? Email me at info@thehmoroadmap.co.uk to get notified when it’s ready.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you need help in choosing the best business bank account for your HMO business? Well, let me narrow down your options.

If you've set up a business, then you're required by law to have a business bank account. You can't spend anything from your business through a personal account of any sort. But I get it. It's quite confusing and there are so many banks out there.

So, who do you choose? That’s exactly what we’re talking about in this short episode.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Would you leave a cash-flowing but stressful business to invest in HMOs?

In today’s episode, I’m joined by Adam Collison of Highline Property. Adam is a digital marketing agency owner before he became a HMO property investor in 2018. He is also the mastermind behind The HMO Roadmap’s Deal Stacker.

So in this insightful conversation with Adam, we talked about:

His background and experience before investing in HMOs
How he planned and executed his exit from his digital marketing agency business
The challenges of transitioning from being an agency owner to a HMO property investor
His strategy to finance his HMO deals
A case study of his very first HMO deal

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you want to know what went down during the summer changeover?

Well, all I can say is that students never fail to surprise me, but somehow we survived it again! So I'm going to tell you all about it.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

If I have to build my HMO business again from the ground up, knowing everything that I know now, how would I do it?

This is a question that I’ve been asked a lot. And honestly, there’s a lot I’d like to do differently so in this episode, I’m going to share with you five things that I would do if I were going to start again from scratch.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Would you like to know how to scrape your local property market for thousands of data points in minutes to help you calculate average values, average rents, and the pound per square foot?

If your answer is yes, then listen to this episode and I’ll talk you through the process that I go through when I'm evaluating a market and when I'm evaluating particular types of property values and data.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you considering starting a rent 2 rent property business?

I'm a huge fan of R2R and I've been investing in my own R2R business for over seven years, and during that time, I've turned over millions of pounds in rental income. So it's fair to say, that I know a thing or two about rent 2 rent.

So in this episode, we’re going to talk about:

What’s a rent 2 rent business model
What’s involved in building a rent 2 rent business
Who should and shouldn’t do rent 2 rent
8 steps to help you get started

Interested in my R2R beginner course? Email me at info@thehmoroadmap.co.uk to get notified when it’s ready.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s Q&A, I’m answering a question from @williski. Can a newbie really invest and make it work in today's HMO market despite the rising utility costs, material costs, and interest rates?

Listen to the full episode to find out what my thoughts are.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you want millions of pounds worth of property business or portfolio? Or perhaps you want to generate thousands of pounds worth of rental income? Well, if that’s your goal then this is the episode that you definitely don't want to miss.

In today’s episode, I’m joined by Sean Cheung of Midland Capital. Sean is an accountant and a HMO property investor since 2019, with over 5 million pounds of portfolio value at the moment.

So in this insightful conversation with Sean, we talked about:

How he was able to build his HMO portfolio in just over 4 years
The importance of getting educated, social media, and networking
The cost-of-living crisis and how he’s managing his tenant’s bills
The challenges of building a portfolio during a pandemic
A 14-Bed Student HMO Case Study

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

I have been a busy boy the last couple of months so, in this episode, I'll be giving you an update on what's been happening across all of my businesses, the good and the bad!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

For anyone interested in Student HMOs, I’m going to talk you through what student changeover looks like for our team, and our plan to make sure that we move current tenants out and move new tenants in as smoothly as possible.

I’m going to share a list of 15 things that we consider, and what we have to do and deliver when it comes to the student changeover.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

HMO licences are part and parcel of investing in HMOs, but you can save time and money by being more efficient when it comes to applying and executing your HMO licence. When you apply for your licence is really important so I’m going to share a few tips in this episode.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Property investing in the UK while living in a different country is surely quite challenging but not totally impossible.

So in this episode, I am joined by Ex-Pat Howard Giblin of South West Properties, a HMO property investor currently living in Amsterdam.

In our conversation, we talked about exactly how Howard started investing in single lets and transitioned to HMOs, how he prepares and views potential properties remotely, his criteria for choosing a strategy and location, and how he has managed to secure lending while overseas.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Our very own HMO Mortgage Finance Expert, Ellie Broadhurst is back on the show to update us on what’s happening in the market at the minute because rates have been going up.

I want to know what lenders have done about that, what we should be expecting to pay, and what Ellie thinks about the next 6 months when it comes to lending.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I’m going to share with you the other revenue streams that I have aside from my HMO portfolio. I actually have 8 other sources of income and I’d like to share what they are, and how and why I’ve developed them over the years.

This is not an episode to show off but to help you if this is really what you wanted to do because for me, having multiple streams of income is the way to go if you’re an entrepreneur.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s Q&A, I’m answering a question from Everly Rae Property about ‘Grandfather Rights’.

Listen to the full episode to find out the answer!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at thehmoroadmap.co.uk to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

If you’re planning to build a rent-to-rent business or any property business, then this episode is definitely for you.

In today’s episode, I am joined by Joe and Olivia of J.O. Property.

Joe and Olivia are part of our HMO Mastermind program that’s why I’m really excited to share with you their story of how they were able to go from 0 to 31 properties under management in just 2 years (17 of them are HMOs).

So in this conversation, we’re going to talk about exactly how they’ve done it! They’re also going to share an R2R HMO case study which will be available inside thehmoroadmap.co.uk.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s Q&A, I’m answering a question from Harri Williams: “Andy, should I go to uni to train as an accountant or work and save for my first HMO?”

Listen to the full episode to find out the answer!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Is investing in HMOs right for everybody? Well, the honest answer is NO. But how do we know if it’s the right investment for us or not?

In today’s episode, I’m going to share 10 things to help you identify whether or not investing in HMOs is the right choice for you.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Building a HMO property business is hard work and I’m all for delayed gratification BUT if we don’t stop and celebrate the small wins along the way, we’ll never make it. We’ll lose motivation and we will lose focus. Listen to today’s episode for a bit of motivation.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I am joined by Chris and Anna of Parkhurst Properties. Chris is an IT Project Manager in the financial services sector for nearly 20 years while Anna’s background is in management and operations.

In this conversation with Chris and Anna, they shared why and how they decided to start their HMO business and focus on commercial conversions and larger HMOs.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Starting on this episode, I’m going to be running a Q&A series to answer some of your HMO questions. You can now send me your questions on Instagram @andygraham.hmo and I’m going to choose one question to answer every Friday.

So for today’s question: “How have increased energy costs affected your business?” Listen to the full episode to find out the answer!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Does Direct to Vendor Marketing actually work? If you’re thinking about D2V Marketing but don’t know where to start, or you’re currently doing it but aren’t getting the results that you want, then this episode is exactly what you need.

In this episode, we’re going to discuss what D2V is, why you should be doing it, how to do it and what to expect in terms of the results.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Finding the right property to turn into a HMO can be a huge amount of work. We have to think about the purchase price, the refurb cost, the builder, who’s managing the builder, finding and managing tenants, and doing all the paperwork.

So the question is, should we just purchase a ready-made HMO? Let’s talk about that in today’s episode.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I am joined by Ricci and Louise of Perfect Abode and if you’re new to HMOs, this episode will definitely inspire you to get started.

Ricci is a trained plumbing and heating engineer and has been working on building sites since he was 18 while Louise has a degree in business and has a very strong corporate background. Although they both had successful careers, they wanted more time and freedom and that’s where investing in HMOs came in.

Find out more about their story, how they got started and how they were able to build their portfolio from zero to four in just 9 months!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Whether we like it or not, at some point in time, as a HMO landlord, we are going to be the recipient of complaints. It could be from your tenant, your tenant’s parents, the council, the tradesmen, there’s a whole host of people who might be inclined to complain about our products or services to get incentivised. My advice is to make sure you're prepared, and that means having this in your arsenal!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

For many people, going full-time in their property business is a big part of their long-term plan. But is it right for everybody

I’ve been working full-time in my property business for the last 8 years so, in this episode, I want to share with you my experience - the good and the bad.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Running a good business is about what you do and how you deal with it when they’re not going well. And the last couple of weeks have tested me so in this episode, I’m going to share with you some of the stuff that I had to deal with and how I managed to overcome these issues.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I am joined by Vann Vogstad, the co-founder of COHO - a property management platform designed specifically to help landlords and agents manage HMOs.

We’ll discuss how COHO can be used to manage HMOs and the big vision for the future of shared living in the UK.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

There are a lot of things that aren't clear when it comes to fire risk assessments and the legislation surrounding them. So in this episode, I’ll give you an example of what I did recently in one of my large properties.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, we’re going to talk about joint ventures. We’re going to talk about what joint ventures are, how we can use JVs to build our portfolio and what we need to be aware of before going into a partnership with anybody.

So, if this is something you’re thinking about and if you think going into partnership will help you build your business, then this episode is exactly what you need.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Can you believe Q1 is a wrap? Did you hit your goals and objectives for the quarter? I've been reviewing my progress and that's what I'll be sharing with you in today's episode of The HMO Podcast!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

There’s no doubt that investing in HMOs is a gateway to doing other things in the property industry - the cash flow that we can generate, the fact that it is such a robust model gives us a huge amount of confidence and the ability to develop other types of property. And for many of us, that is commercial property.

As you know, I’m investing in commercial property at the minute and so today, I’m bringing in my partners for this project, Mike Clay of Clay Properties and Marc Turnier of Arcvelop to talk about our ongoing commercial project.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

There’s no doubt that the running energy costs of your HMOs have gone up. So you might be wondering, what do you need to do and how will this affect the future of your HMOs?

Realistically, there’s not a lot we can do about the rising energy costs but we can definitely put some mechanisms in place to help reduce consumption by managing the use of utilities wherever possible. So in this short episode, I’m sharing with you this simple solution that we use to manage energy costs.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you know the lifetime performance of your HMO deals?

In this episode, we’re going to look through the archives and, analyse one of my HMO deals. Doing this exercise will help you plan ahead and make an informed decision on how you will analyse your future deals.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you managing your tenants on WhatsApp? Well, if you are then I bet you feel like you can never switch off and I bet you're cursing investing in HMOs in the first place. I remember what it was like and it’s really hard work but don’t worry, there are other ways of doing this.

So in this episode, I’m going to talk about the problems that we had using WhatsApp and discuss some of the alternatives.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I am joined by Ellie Broadhurst - an expert and a specialist in HMO mortgage and finance solutions.

I’m going to ask Ellie about one important question that we all want to know the answer to, the million-dollar question - How do I know what commercial valuation my HMO is going to have? Find out in today’s episode.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

It’s our 100th episode but today I’d like to share some of the frustrating and exciting stuff that is happening across all my businesses, which are all part of being a property investor.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

What does it mean to become an expert and why is it important as a HMO investor?

In today’s episode, we’ll be talking about what we need to know to consider ourselves as experts in our field and in the locations that we’re investing in. I’m going to share 10 things that if we master, we can then consider ourselves as experts in our field.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

As you know, I’ve been investing in HMOs for over a decade now and I’ve been to a lot of property networking and training myself. However, in my opinion, the property training industry is broken - people with very little credibility and actual real-life experiences are selling expensive courses.

So in this episode, I’ll share with you my journey in building The HMO Roadmap to help you start without getting you out of pocket.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, we are joined by Sarah Watt, the other half of Alt Street Property.

Sarah and her husband Andrew were Australians who came to the UK in 2016 with seven years of experience in the Australian property market doing buy to lets and flips.

And in this episode, Sarah shared how they started HMO investing in the UK, what she likes and hates about HMO, the challenges of building a portfolio as a non-dom, choosing the right tenants, and more. Plus, Sarah discussed a 6-bed Professional HMO case study with a 65% ROCE.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

One of the things that I noticed from my mentees and the HMO community, is they rarely have a business plan. And this surprises me because business plans are so useful. In fact, I have a business plan for every business that I want to start.

So in today’s episode, I’m going to share the 10 reasons why you must have a business plan.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

One of the best ways to develop your knowledge, skills, and experience when it comes to investing in HMOs is to learn from other people who have already done what you want to do. And that’s why case studies are such a powerful learning tool.

So in this episode, I’m going to talk about 7 incredible case studies that members of our HMO community have done for you to learn from and help you build a better HMO property business.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I’m going to highlight the 3 things that I think pose the biggest threat to HMO property businesses and what the impacts could mean, and what we can do about them.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, we are joined by a special guest, Paul Shamplina of Channel 5's "Nightmare Tenants, Slum Landlords” and the Founder of Landlord Action.

Paul has spent over 25 years in the legal field helping landlords and letting agents with problem tenants. And in this episode, we’re going to talk about a lot of topics like future-proofing our businesses as landlords and property investors, changes in the tenancy legislation, rental reform bill, abolition of Section 21 notices, and more.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Typically, a HMO licence is renewed every five years and more regularly in some parts of the country. And in the last couple of days, I’ve been out on a couple of renewal inspections with a local authority.

So in today’s episode, please bear with me as I’m going to have a rant because there were a few things and conditions imposed on me as a landlord that honestly pissed me off. Listen to find out what they are.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Should you self-manage your HMO properties or should you hand this off to your local managing agent?

A lot of my mentees really get stuck at this point and it’s because they don’t quite know what’s involved in managing HMOs, which is understandable because there’s a lot involved in managing HMOs.

So in this episode, we’re going to discuss everything involved in managing HMOs to help you make an informed decision on whether you should self-manage or just use an agent.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

I’ve been inspecting my properties every quarter ever since 2010 but this time, I’ve decided to make a change and inspect the properties every single month. Find out why in this episode.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I am really excited to be joined by Architects Andrew and Mary of Elite Dwellings.

Andrew and Mary shared about the reason why they started investing in HMOs, their strategy, how they’re making it work while still practicing their profession, and more insights!

Plus, they shared a gorgeous 5-bed professional HMO with a 45% ROCE.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

As you know, I invested in some commercial property, a commercial to residential development. However, I haven’t shared how much I’m interested in it so in this episode, I’m going to share with you what I’m doing, why I’m doing it, and how I’ve been able to do it.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

This is one of the most ferociously debated topics in The HMO Community at the minute - to ensuite or not? So in this episode, we’re going to highlight the pros and cons of having an ensuite so you can make an informed decision for your own HMO portfolio.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

I talk to HMO landlords almost every single day for as long as I can remember. And one of the big concerns of these landlords is their anxiety about PBSA or the Purpose Built Student Accommodation, and how it affects the HMO market.

So in this episode, I’m going to share with you what I usually tell landlords about this concern.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, we are joined by Jemal Mazlum of ALS Properties.

Jemal came from a very humble beginning and in this episode, he walked us through how he started investing in HMO properties. He shared how he learned about property investing, how he was able to fund his first property, and how he grew his property portfolio from single lets to HMOs. Plus, he discussed a spectacular HMO case study with a 66% ROCE.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

I’m a big fan of partnering with people in business because I think the ability to leverage people’s skills, experience, and credibility in different areas fills the gaps that I don’t necessarily have.

There are lots of things that I look for in a partnership but also lots of things that I actively try to avoid, and in this episode, I’m going to talk about the personality traits of people that I try to avoid in partnerships.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I want to do something a little bit different. I want to share with you both my business and personal goals for 2022, and I want you to hold me to account. Let’s get started.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Today I’d like to talk to you about my single best performing investment yet. I’ll share with you why it has performed so well and what I have extracted from it, and compare this investment to some of the properties I’ve bought. Ready to find out what it was? Then don't miss this episode!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I am joined by the main man and one of my best pals in the industry, Mike Clay of Clay Properties.

Mike originally came to me to join my 1-2-1 programme (The HMO FastTrack) because Mike thought it’s time to make a change. Although he had a successful corporate career, it’s not giving him the lifestyle that he wanted for himself and his family. So, he made a tough decision to start doing his own thing and build his own portfolio through HMOs.

So in this conversation with Mike, he walked us through the process of how he was able to build his own HMO portfolio from zero knowledge to 13 HMOs in just a few years. And I genuinely believe that this is one of the best examples of how to build a successful HMO business properly - quick, efficient, profitable, and scalable.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In the last episode for 2021, I’m going to share my predictions for 2022. I am not an economist and I could be wildly off-target here so feel free to disregard my predictions but we’re allowed to make a bet so that’s what I’m doing in today’s episode.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Today, we’re going to reminisce and look back on the top 10 episodes of 2021. Join me and discover why I think these episodes were the most downloaded:

Episode #6 - 20 Steps To Build Your Successful & Sustainable HMO Portfolio (Pt 1)
Episode #22 - Start Your HMO Business With These 7 Easy Steps (To Scale Fast)
Episode #9 - Josh Davis - One HMO For £44k To A £12Mn Portfolio (In 7 Years)
Episode #49 - 0-8 HMOs, The Power Of Networking & Going Full Time with Mak Gore
Episode #33 - Liam & Molly - Replacing Their Income Through HMOs (#HMOFastTrack)
Episode #32 - How To Replace Your Income Through HMO Property Investment
Episode #34 - How to Find HMO Deals In A Tough (HOT) Market
Episode #23 - Becky & Alex Allen: 0-7 HMOs, Bulletproofing Your Properties & An Inspiring Story
Episode #51 - 14 Deals, Raising £1.3Mn & Being Resilient With Beevee Property (#HMOmastermind)
Episode #45 - Harnessing YouTube, Private Finance & Self-belief to Build A HMO Business with Alfred Dzadey

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Today I’m joined by Martin Gaine, a planning expert, and consultant and he’s going to share with us what we need to be doing, how we need to be approaching the applications that we put forward, and the risks that we need to be aware of.

Martin clarified some of the really complicated and confusing issues around planning permission, Article 4 directions, and tons of other important information that we need as a HMO property investor. It’s one of the most valuable episodes yet that you shouldn’t miss.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today's short, have a laugh at my expense as I recount my most (professionally) embarrassing story as a HMO business owner. Whatever you do, don't do what I did in today's episode!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I want to talk about what I learned from this year, a year shrouded with uncertainty, a year clouded by the difficulties and challenges that have always been staring us in the face, a year of spiraling cost, a year of difficulties getting hold of materials, a year of managing expectations of customers and tenants, and a year of knowing what tomorrow might look like.

Join me as I look back and reflect on some of the successes, failures, and challenges this 2021.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

This episode reminds me of the realities of being a business owner or HMO landlord. Everything was going so well when suddenly one of my HMOs had a major roof leak due to the storm! Let me share with you what exactly happened and hopefully prepare you for unforeseen circumstances like this.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I am joined by Rosie Charles, the other half of ARCH Investments and we’re going to talk about how Rosie and Allan have utilised private finance really effectively to build their property business, the challenges of investing remotely, and how they did it effectively.

Plus, we discussed a 12-bed professional HMO case study with an impressive 171% ROCE.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I’m going to share with you an issue about my latest HMO purchase. I’m keen to get a completion ASAP because it’s tenanted and we’re ready but all of a sudden, there was a big issue but, let me share with you how I plan to resolve this.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

There are lots of things that we need to do before we move anybody into one of our HMO properties and in this episode, I’m going to share with you the seven most important things that you should do before the tenants move in.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I’m going to quickly tell you about how we’ve managed to arrange so many viewings recently. But while I’m confident that we’re going to let most of these properties, some of them will ultimately drop out, which is inevitable so I’m going to share with you what we do when that happens.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

What is the cost of bad interior design? Let’s talk about it with our guest, Raquel Aparicio of Mardesign. Raquel is an Architect and Interior Designer so we’re going to discuss why it’s important to prioritise interior design in your HMO properties and how to properly implement it to ensure ROI, long-term tenancies, and more.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Faversham Villas is our commercial to residential project with my business partner, Marc of Arcvelop. And in this episode, I’m going to give you some updates on the progress of this project.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

At some point in the future, you are bound to experience a difficult tenant or group of tenants that you need to manage. I’ve had difficult tenants before but recently, I’ve had a group of tenants that have been trashing around the property so I thought I’d share with you what we did and how we have managed to resolve this.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I would like to share with you the conversation that I had with one of my tenants. I’ve had a lot of tenants in the past, and I rarely talk to them now since my staff handles most of it but one day, I did a visit to one of my properties and had a conversation with this lovely man, and what he said about living in one of our properties really struck me and validates everything that I’m doing.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

What are the benefits of joining a mastermind group?

In this episode, I’m joined again by Jade Bailey of Beespace and we’re going to share with you how powerful joining a mastermind group can be. We’re going to share how our mastermind groups have helped us overcome business challenges and also helped us scale our businesses.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Keeping on top of your finances in any business is very important and especially in a HMO business because there are a lot of moving parts. So in this episode, I’m going to share with you what I do every month to keep my HMO businesses running and finances in check.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Should you wait and save up for cash before you start your HMO property business? There’s a lot of advice out there on when you should or shouldn’t start your HMO business and in this episode, I’m going to share with you my own advice based on my experience.

I’ll share with you my top 9 signs that you’re ready to start building your HMO property business.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I’m going to be sharing with you a few updates on my businesses and what I bought recently that gave me a bit of buyer’s remorse!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you struggling with managing your time with family, your day job, and your HMO business?

In this episode, I am joined by my good pal Mandeep Sidhu of Logical Property Investments. You might have read Mani’s posts in The HMO Community, and we’re going to find out more about him today.

We’re going to talk about how he started his HMO business, how he plans to scale it up in the future to ultimately replace his income, and how he juggles everything in life and business.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you think HMO designs have become too good? Is this really where the market is going or is this what we really need to do to stay competitive and to make sure that our properties let? Let’s have a chat about it.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I’m going to share more about myself and the 20 things that I bet you didn’t know about me. You might be surprised that property is not my whole life just like the other HMO property investors out there.

So, let’s get to know each other better in this episode, and hopefully, it will inspire you to start your own journey in HMO property investing and realise the opportunities that this business might bring you, no matter what your background or interests are.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you think below market value HMOs still exist? The HMO market is really competitive at the moment and in this episode, we’re going to have a look at the current market, what motivates sellers to reduce the price, and what you can do instead of waiting for a BMV deal.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I am joined by James Coupland of James Property. James bought his first house at the age of 19 with only £12,000 in savings. Now 27, he owns a successful buy-to-let and HMO portfolio which is fully self-managed.

We talked about how he got interested in property investing, the difficulties and the learnings acquired through his property experience, and how he’s using social media to educate and help potential HMO property investors like him.

Plus, we discussed a 5-bed student HMO case study with a 32% ROCE.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

HMO property investing can be a rewarding experience, but if you don’t do it right, it could possibly be your worst nightmare. So, in this quick episode, I’m sharing with you the scariest moment in my journey as a HMO property investor, and how you can avoid the same problem in the future.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you struggling to find good deals? Are you feeling overwhelmed about all the things that you have to do to find good HMO property deals? If that’s the case, let me share with you four things that you need to know before you search for deals.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you really understand the difference between Article 4 and HMO Licensing? A lot of people get these two confused. That's why in this episode, we’re going to quickly discuss the key differences.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I am joined by Lee Moffatt of ELM Property. Lee had a brilliant career in the finance and technology industry when he decided to go full-time in the HMO property investing business.

We talked about how he was able to transition from having a job to having a property business, why he chose HMOs, the ups and downs of property investing, and how he was able to ultimately make it all work, especially in a very competitive location like London.

Plus, we discussed a 6-bed professional HMO case study with a 35% ROCE.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you doing this one thing in your HMO business? Being in the business for over a decade now, there’s this one thing that I have observed from all the successful people in my network and it’s also something that I apply in my own HMO business. Find out what it is in this new episode now.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

R2R is a truly phenomenal strategy if you know what you’re doing. This strategy has given me so many opportunities in this industry.

I haven’t shared much about this strategy on my socials. That's why I dedicated a full episode about this and I’m going to share with you how I was able to do it so successfully and why it has been a big part of my HMO business.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I am joined by Bee and Vicky of BeeVee Property. Bee is from France, a former geologist, and has now completed her Master Degree in Viticulture and Oenology with aspirations to become a winemaker; and Vicky is from Birmingham (UK) with a background in Earth Science & I.T, who is working in the Corporate world of Oil and Gas. They are partners in life and business.

And it’s an interesting discussion because BeeVee and I talked about how they started and how they’re managing their HMO property business. We talked about raising private finance, joint venture partnerships, managing refurbishments, tenant management, and all the challenges that they had to overcome over the years. Plus, we’re going to discuss the details of a 6-bed professional HMO in Birmingham.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

One of the biggest threats to HMO landlords is finding themselves in a position where they have a difficult tenant who’s not paying their rent, upsetting other people in the house and even difficult to evict.

This situation is very stressful and it could cause thousands of pounds and absorb hours of your time. So in this episode, we’re going to talk about the importance of getting guarantors for your tenants to avoid this difficult situation.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, we’re going to talk about the power of networking, the challenges that large HMOs can bring and transitioning from a full-time job into the property business with our special guest, Makrand Goré of Concrete Property Investments. Plus, we’re going to discuss the details of a 7-bed professional HMO case study.

Tenants come and go but there are a lot of ways that we can do as a landlord to keep our tenants happy and make them stay for longer. And in this episode, I’m going to share with you 10 tips to help you do that.

Know your tenant’s name
Insist on longer AST’s
Be proactive on tenant renewals
Have an EPIC tenant match process
Introduce tenants at viewings
Prioritise community and property specifications
Dealing with maintenance quickly
Be a good landlord (be proactive, be fair, be understanding, communicate well)
Deal with problematic tenants quickly & swiftly
Surprise and WOW your tenants

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

This episode is very different from our previous episodes because our guest is not into HMO property investing.

James Sinclair is the Founder and CEO of The Partyman Group of Companies. He started his career entertaining as ‘Jimbo the Partyman’ aged 15, built up an entertainment agency, then moved into acquiring commercial properties.

Today, James operates a £12 million business which includes leisure, childcare, outdoor attractions, a web-based soft toy business as well as a training business.

We talked about commercial property investing, trading business, entrepreneurship and why he is not investing in HMOs. Learn more about James and find out if I can convince him to invest in HMOs.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you struggling to fill your rooms? Do you spend a lot of time managing enquiries, only to find out that they’re not the right tenant for you? If that’s the case, then this episode is for you because I’m going to share with you my 7 top tips to fill your rooms through SpareRoom!

If your properties are not on Spare Room yet, then you’re missing out on a lot! This episode should help you get started and make sure that your ads are working to fill your rooms and attract the right tenants.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Today’s episode is very powerful because I am joined by Alfred Dzadey of Real Property Ventures and we’ve covered a lot of topics today which are very insightful and inspiring that will surely help you in your HMO property investments.

From using the power of social media to raising private finance and creating a personal brand, we got it all covered. Plus, Alfred also shared with us a 7-bed Professional HMO case study with a 50% ROCE.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

While having a HMO business is truly rewarding, there are some challenges that you have to overcome along the way like any other business.

So in today’s episode, I’m going to share with you 10 truths about managing HMO properties. This is not to scare you but I’m sharing this with you so you can prepare for the worst-case scenarios.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I am joined by Richard and Susan Puchner of Resolution Property Investments. Richard and Susan were originally from South Africa and when they sold their renovated house in South Africa and decided to move to the UK, it spiked their interest in property investing.

We talked about how they were able to buy their first deal, the challenges that they have to overcome as new residents in the UK and finally, we discussed an amazing case study with a 53% ROCE.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Do you want to be in a position where you always have the financial resources to buy the properties that you want?

In this episode, I’m going to share with you the four pillars to funding your HMO business or portfolio and we’re going to talk about how you can master them and remove the headache of having to find cash every time you want to buy the next property.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

This episode is very interesting because I am joined by Jonny Stockwell, a professional stunt performer turned HMO property investor. Jonny will talk us through why he decided to invest in HMOs and how he was able to grow his portfolio from zero to five HMOs in just a few years.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Are you ready to build your HMO Portfolio? This episode is the sign that you’re looking for! I’ll be giving you the push that you need to start the HMO business that you really want and deserve.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I am joined by one of my good friends and favourite people in the industry - Emma Stubbings. Emma has a wealth of knowledge and experience in the property industry particularly HMOs. She’s also the Director of Ikon Property, a property investment company.

Emma and I are going to talk about an incredible case study - a 7 figure project, the ups and downs of building a property portfolio, student & professional HMOs and some of the key decisions that you have to make when you’re just starting in the property industry.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale and systemise your HMO business.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I’ll be sharing with you what my businesses currently look like and why I do it all.

As we all know, putting investments in one basket is very risky and because of the pandemic, I have come to realise that even more. That’s why in this episode, I wanted to talk you through the different businesses that I currently have and hopefully, it will inspire you to do what you want to do and achieve your own life goals by having a sustainable business.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I am joined by Miles Pattison-Appleton of Appleton Asset Management. Miles together with his family have developed over 30+ HMO properties over the past years and have now also built a property management agency.

Miles is going to talk about how he started investing in HMOs at an early stage when he was still studying at Oxford Brookes University. He’s also going to share some tips on how he learned the ins and outs of the industry before really diving into HMO management agency and HMO property development.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I would like to share 9 things that will help you get more out of your business while allowing you to work less. The goal is to help you prioritise better so you can work less and ultimately achieve more by doing things that are more valuable to the business.

The 80-20 rule principle
The 70-20-10 model
MITs
Eliminate, simplify, Automate and Delegate
Batching processes
Removing distractions
Sharpening the tools
Starting early
Being proactive and not reactive

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, I am joined by Sara Newson of Realm 47 - an independent Property Investment and Development company. She’s been running property businesses including HMOs for over 10 years now so this episode is going to be very interesting and inspirational.

She also shared a case study about one of her HMO properties and discussed the challenges and learnings in building her HMO portfolio.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, we’re going to talk about finding and reassessing HMO deals in a tough market. Now, we all have our own goals and targets as an investor, so it’s important to evaluate what a deal really means for us and how we want it to look like.

So, join me and let’s go back to basics and formulate a battle plan to find the right deal for you.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

For anyone who’s just getting started investing in HMOs, this episode is perfect for you because I am joined by Liam & Molly of MW Property Investors.

Liam & Molly both have full-time corporate roles while they project manage and undertake some of the refurbishment work of their BTL and Flip projects in their spare time.

When they decided to join forces and set up MW Property Investors in 2020, they have decided to invest in HMOs and in this episode, they’re going to share with us why they chose HMO as their starting point in replacing their income and how they were able to complete their first HMO amidst the pandemic.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

We all have our own reasons why we want to replace our income through HMO properties, and most people I know do this for freedom of choice - the freedom to make your own decisions on your own time and on your own terms, being your own boss and in this episode, I’m going to share with you how I did it myself.

I’ll share with you how I transition from being a full-time employee to being self-employed and eventually running my own HMO business full-time.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I am joined by Emma Smith of Pedersen Smith Architects. Emma is an Architect and a HMO Property investor and she’s going to talk about how she has used her experience as an Architect doing large scale projects to smaller scale projects like HMOs and residential projects. She’s also going to share their strategy in choosing a property to invest in and how they maximise the potential of property using great design.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In this episode, we’re going to talk about the Future of HMOs. I don’t have a crystal ball with me but I’m going to use all my experiences to try to give you an idea of what the future might hold in the HMO investment market.

We’re going to discuss supply and demand, property values, liquidity factor, alternative investment strategies, trends and tenant behaviour, competition and potential changes to the legislation that could influence the future of the HMO investment market.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, I would like to introduce you to Kevin Cox. Kevin has an incredible corporate career managing energy companies and in this episode, he’s going to talk us through why and how he has transitioned from a corporate career to building a HMO property business. He is also the business partner of Jade Bailey of Beespace and together, they are Beespace Investments.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

John Paul is back here and today, we’re going to discuss more about managing staff and how to motivate them to get better results. Whether you have an office-based staff or remote staff, it’s important to have a structure in place on how you will evaluate the performance of your staff. What’s their motivation and aspirations? What do they need to do their job well if not exceed them? Let’s talk about it with John Paul!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Today’s episode is very special because we’re going to talk about property staging with none other than Liv Conlon of ThePropertyStagers - a company she founded when she was only 16 years old! She’s going to discuss the value of property staging and how it will help you become more efficient in staging your HMO properties.

Liv has been awarded as the UK Young Entrepreneur of the Year, a speaker, entrepreneur and a leader in the Home Staging Industry. She’s going to share her story and how she grew her company from scratch to the 7 figure business it is today!

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Raising private finance is a very important strategy for property investors, and in fact, it has been key to the growth of my businesses. And today, I’m going to share 10 things that you can start implementing to help you build the foundations of a really successful finance raising strategy.

Here are the 10 things to know:

Let private investors find you
Take time to build relationships
Don’t judge a book by its cover
Think about the 7 touchpoints
Be yourself
Get educated
Get to know your potential investors
It’s better to have one investor than multiple investors
Make sure to deliver
Carry your portfolio around

Bonus Tip: When it comes to raising private finance, be guided with the CREST model: Credibility, Returns, Exit, Security, and Trust.

Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

In today’s episode, we are joined by Matt Ashley of AM Living. Matt founded AM Living in 2012 with a passion to provide a high level of property management to his then tenants. He has grown the business to be the leading HMO management provider in Norwich and today, we’re going to talk about how he managed to grow his portfolio and build his own agency of managing HMOs. We’re also going to discuss a unicorn deal case study to inspire you in building your own HMO portfolio.

Got any questions? Ask us in The HMO Community Facebook Group or Become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Today’s episode is another important topic and I’ve got a list of things to guide you in future-proofing your HMO business. Here are the 10 things that you should be thinking about every time you buy a HMO property:

Finance and stress testing
Prioritising location
Operating your portfolio like a business
Knowing your liabilities and legislation
Staying ahead of the curve
Using durable materials
Providing a superior management service
Periodic inspections and improvements
Importance of having a long-term view
Nurturing contacts and relationships

Got any questions? Ask us in The HMO Community Facebook Group or Become a member at The HMO Roadmap for more in-depth lessons.

You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!

Alex Allen Properties is a small, family-run, quality student property business headed up by husband and wife team Alex and Becky. And in today’s episode, we’re going to find out how they quickly built their student HMO portfolio in Swansea and exactly why they’ve chosen this strategy.

Are you trying to build your HMO business? In today’s episode, we’re going to talk about the 7 steps that you can implement to start your HMO business and scale it quickly. I’ll be sharing with you some of the best tips that I’ve implemented myself in my own HMO business.

What does it take to scale and systemise your HMO business? Today I’m joined by Dan Green of Spencer Lettings and we’re going to talk about how he managed to grow his HMO portfolio to 100 rooms in 3 years using R2R. We will also discuss the challenges and the struggles that he overcame in his career and journey while building a successful HMO business. Plus, we’re also talking about an £86k net case study.

Building a business is hard work and in today’s episode, we are joined again by John Paul and we are going to talk about how to build a business and not just be self-employed.

Discover how John Paul started and his motivation to grow his business over the years through hard work, discipline and choice management. How do you know if you have a true HMO business? Find out in this episode.

Hiring the first member of your staff is a daunting task so in this episode, I’m going to share with you the 3-step approach that I use to recruit a member of staff into my businesses.

This approach will help you determine who, when and how to recruit the first member of your staff, whether it is an office-based staff or even a remote staff.

Today’s episode is very special because we are talking to Roland Symonds of Sanctum LDN. The company transforms tired old buildings into affordable yet luxurious London homes. Aside from his HMO business and other investments, he’s going to talk about key metrics that he places value on when looking to buy and add to his portfolio. We’re also going to talk about a £920k Case Study so this episode is definitely one that you shouldn’t miss.

Today’s episode is very timely because we’re going to talk about how to perform in an uncertain market. Because of the pandemic, it’s difficult to decide whether you should focus on growing the business or just focus on survival, and we’re going to talk about that with none other than John Paul of the Castledene Group.

Join us today as we discuss how to operate your HMO business and what to do in this time of economic uncertainty.

In today’s episode, I am joined by Tex Jones of Jones Real Estate. Jones Real Estate is a Private Equity Investment company that specialises in identifying, investing and adding value to properties with strong yields and growth potential.

Tex will share his journey and how he built his 30+ R2R’s, his experience building a family office and discuss how he achieved a £39K Gross Rent for his properties.

In this episode in time for the new year, I’m going to talk about how to smash through your limiting beliefs and share with you my journey and growth story for the past 10 years in the HMO business.

I will share with you the challenges and the limiting beliefs that I had to deal with, and how I overcome all of them.

In this episode I am joined by Jake & Lucy from Innova Property, a property investment company based in Bristol!

Jake is a property and home improvement fanatic who has worked in the kitchen industry for 10+ years while Lucy has a passion for interior design, creating sociable and functional spaces and bringing life to a properties!

Jake & Lucy share their story, we talk about their property investment strategies, their tips on building a varied portfolio and we go into detail on a 25% ROCE case study of theirs!

In today’s episode, John Paul and I will talk about his latest acquisition! If you’re interested in scaling your HMO business through acquisition, then this is an episode you shouldn’t miss! We’re also going to look back and discuss what valuable lessons we’ve learned this year, and of course what to look forward to and improve in 2021.

Building an HMO portfolio can be overwhelming, that’s why in this episode, I will share with you my process - the five-step system to scaling sustainably. Listen to the full episode to learn more about each step and start implementing on your own HMO business!

Here are the five steps or what I call the F-system:

Find
Fund
Fix
Fill
Flow

In this guest episode, I am joined by Jade Bailey - the Creative Director and Founder of Beespace, a design-led creative property company that specialises in creating co-living and co-working spaces with a difference.

Jade is best known for her incredible interior design and branding skills, and today we’re going to talk about Jade’s background, the importance of branding and design and how you’re going to apply that to your HMO property business.

In this episode, JP and I talk about the importance of structure in your HMO property business, what it is, and how to implement it.

The opposite of structure is chaos and this is why structure is the pillar you need to build into your business as quickly as possible. Without structure, the systems you implement won't work, you'll have a higher staff and tenant turnover, and ultimately you'll make less money from your HMOs!

If you ever feel overwhelmed about what you need to do next, then this is episode is going to help very helpful for you! Tune in to this episode now to discover the solutions you need now!

In this guest episode of The HMO Podcast I'm joined by Josh David from Davis Hughes Property. In this episode we discover how Josh got started in property buying a single HMO for £44, and Josh talks us through how he and his business partner have transformed this into a £12mn portfolio of mixed assets!

Josh's story is unique and is a rare and genuine example of what can be achieved through property investment. We talk about how HMOs have played a key role in this process, we talk through an important HMO deal that Josh and his business partner purchased and I ask Josh what he thinks is important to know and do when it comes to investing in HMOs.

Josh is funny, witty and and wickedly honest and he tells his inspirational story in such a way that it will make anybody see and realise anything is possible if you approach what you do with logic!

There's a lot to think about when it comes to HMO properties! In this episode, the second of a two part series, I'm talking through the 20 steps you can follow to build a successful and sustainable HMO portfolio or business. In the episode we're going to cover the final 10 steps and how you can apply them to your HMOs, and by the end of the episode you should feel refreshed about what you need to do to scale up your HMO portfolio!

Convert viewings to tenancies
Referencing and guarantors
Taking Deposits
Tenancy agreements
Inventories and inspections
Managing your tenants
Business financials
Raising private finance
Systems
Staff

In this guest episode I am joined by my Non Executive Director John Paul, or 'JP' as he is more affentiontely known! JP is the CEO of the Castlene Group who manage over 2000 properties, he is an ARLA Propertymark board member, he is pioneering the Rent To Own strategy and he has successfully built several other business including his training and consultancy business and his own personal residential portfolio.

As if that wasn't enough, John is also a former winner of the Sunday Times Letting Agent Of The Year Award and has achieved an Investors In People GOLD award, the first estate and letting agent in the country to do this!

JP has been a Non-Executive Director to my company Smart Property for four years, and while he does not specialise in HMOs himself, he has been a key part of our success and strategy by imparting his experience and knowledge on business growth, strategy, systemisation and leadership, all of which we begin to discuss in this episode.

There's a lot to think about when it comes to HMO properties! In this episode, the first of a two part series, I'm talking through the 20 steps you can follow to build a successful and sustainable HMO portfolio or business. In the episode we're going to cover the first 10 steps and how you can apply them to your HMOs, and by the end of the episode you should feel refreshed about what you need to do to scale up!

Goals, Strategy and Vision
Sourcing HMOs
Appraising HMOs
Planning the refurbishment
Delivering the refurbishment
HMO Designs
Furniture and Appliance Solutions
Certificates
Utilities, bills, and going ‘all-inclusive’
Enquiries and Viewings

Join me in this episode to discuss the 10 essential points to stress test in every single HMO property deal appraisal! If you master this skill and apply the principles to every financial evaluation, you can be confident you're making an informed decision, you can better prepare for the unexpected and you can set manageable and realistic expectations with your investors which will help you build trust and ultimately, ensure you are buying the best possible property deals!

Effectively using social media is a great way to build you HMO property network, and it can also be an essential springboard for many investors who are looking to generate brand awareness and raise private finance! But are you finding it difficult to post and engage regularly on social media? Do you go through periods of being very active, only to find you lose your mojo? Well if so, you're not alone!

In this episode I talk about how to combat the social medial slump with some simple action steps that will help to get you back on track with your digital HMO and Co-Living property goals!

Are you getting calls from your HMO tenants in the evenings and at weekend? In this episode I"m going to share how you can mange your tenants expectations when it comes to problems that arise 'out of hours'. I'm also going to share how I manage this issue in my businesses, and I'm going to help you understand if an out of hours service is the right decision for you and how to implement this into your HMO or Co-living business if you decide it is something you want to include in your management service.

Getting the right 'look' for your HMO and Co-living properties is important, but it's not often easy; There are lots of solutions to achieving incredible interior designs if you know how, and in this episode I'm talking about one of my favourite methods of creating impact through interior panelling!

Welcome to The HMO Podcast!

In this episode, I want to welcome you and say a big thank you for supporting my journey into podcasting! For those who don't already know me, I will recap on my background and experience in growing HMO and Co-Living property portfolios and businesses, and I'm going to tell you exactly what you can expect from the new portfolio!