Cold Brew Money: Recent Episodes
Atit Kothari and Tapan Desai
We talk about money because your friends and family won't.
In this podcast, two friends figure out money as they reach their late-20s. We have learned to invest by reading books, listening to podcasts, watching videos, and making mistakes. They are here to discuss these ideas with everyone.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
📝 DESCRIPTION: August 2022 13F filings are out and we look at our favourite super investors (investing gurus) to see which stocks they purchased.
The super investors we covered today are:
Intro: 00:00
Warren Buffett: 00:10
Li Lu: 01:41
Bill Ackman: 02:33
Michael Burry: 03:06
Guy Spier: 04:20
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⭐ Useful links:
Become A Guest: https://coldbrew.money/guest/
About Cold Brew Money: https://coldbrew.money/about/
Cold Brew Money Tools: https://coldbrew.money/tools/
😎 Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit Kothari's Newsletter: https://atitkothari.substack.com/
Tapan Desai's Newsletter: https://tapandesai.substack.com/
📨 Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
🚫 Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
Mohnish Pabrai has a free lunch portfolio in which he provides stock updates on an annual basis. We previously did an episode in January on the free lunch portfolio. This is our August 2022 update for the Mohnish Pabrai Free Lunch Portfolio.
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⭐ Useful links:
Become A Guest: https://coldbrew.money/guest/
About Cold Brew Money: https://coldbrew.money/about/
Cold Brew Money Tools: https://coldbrew.money/tools/
😎 Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit Kothari's Newsletter: https://atitkothari.substack.com/
Tapan Desai's Newsletter: https://tapandesai.substack.com/
📨 Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
🚫 Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
📝 DESCRIPTION:
Bill Gurley’s Mental Models to filter good growth business. Based on the article “All Revenue is Not Created Equal”: https://abovethecrowd.com/2011/05/24/all-revenue-is-not-created-equal-the-keys-to-the-10x-revenue-club/
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⭐ Useful links:
Become A Guest: https://coldbrew.money/guest/
About Cold Brew Money: https://coldbrew.money/about/
Cold Brew Money Tools: https://coldbrew.money/tools/
😎 Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit Kothari's Newsletter: https://atitkothari.substack.com/
Tapan Desai's Newsletter: https://tapandesai.substack.com/
📨 Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
🚫 Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
⏱ Timestamps:
Intro: 00:00
Are we in a recession?: 00:20
Recession Indicator: 03:16
Instagram Rant: 05:40
FB Earnings: 07:28
Google Earnings: 12:12
Amazon Earnings: 14:25
Apple Earnings: 15:14
Portfolio Update: 17:20
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⭐ Useful links:
Become A Guest: https://coldbrew.money/guest/
About Cold Brew Money: https://coldbrew.money/about/
Cold Brew Money Tools: https://coldbrew.money/tools/
😎 Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit Kothari's Newsletter: https://atitkothari.substack.com/
Tapan Desai's Newsletter: https://tapandesai.substack.com/
📨 Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
🚫 Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
⏱ Timestamps:
We are having a conversation around the following topics
Intro: 00:00
What is CBM After Hours?: 00:15
When To Sell A Stock - Safal Niveshak: 02:43
Nancy Pelosi Buys Nvidia: 07:15
Instagram Launches Subscription Service: 09:12
The Creator Economy: 11:40
401K - Good or Bad?: 16:37
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⭐ Useful links:
Become A Guest: https://coldbrew.money/guest/
About Cold Brew Money: https://coldbrew.money/about/
Cold Brew Money Tools: https://coldbrew.money/tools/
😎 Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit Kothari's Newsletter: https://atitkothari.substack.com/
Tapan Desai's Newsletter: https://tapandesai.substack.com/
📨 Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
🚫 Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)--------------------------------------------
Send in a voice message: https://anchor.fm/cold-brew-money/message
📝 DESCRIPTION:
The Education of a Value Investor by Guy Spier helps you build a value investor mindset which is the most important thing for any investor. We have summarised our favourite key lessons from the book in this video.
⏱ Timestamps:
Who is Guy Spier?: 00:00
Learn from mentors (living or dead): 01:07
Build Your Own Omaha: 02:31
Think Like A Pilot: 04:09
Checklist Manifesto: 05:34
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⭐ Useful links:
Become A Guest: https://coldbrew.money/guest/
About Cold Brew Money: https://coldbrew.money/about/
Cold Brew Money Tools: https://coldbrew.money/tools/
😎 Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit Kothari's Newsletter: https://atitkothari.substack.com/
Tapan Desai's Newsletter: https://tapandesai.substack.com/
📨 Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
🚫 Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)--------------------------------------------
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Let's look at Dunder Mifflin and Michael Scott Paper Company to understand fair value calculation. We look at Dunder Mifflin's sales and Michael Scott Paper Company's sales. Based on the amount, we figure out how much did Michael Scott Paper Company sell for and how much should have actually been paid! Yes, we understand these are fictional companies. But this is a fun way to learn about the fair value calculation of businesses. David Wallace made a bad deal. This proves that when you're investing in a stock, you need to look at the management.
Michael Scott Paper Company Fair Value: https://docs.google.com/spreadsheets/d/1eZBzoWqBioKzy33dHSo2uyClrdtMEaff0U58B2DjkAc/edit?usp=sharing
Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
M1 Finance:
Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
📝 DESCRIPTION:
We go over Prosus's business model, management, valuation, and more.
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⭐ Useful links:
Become A Guest: https://coldbrew.money/guest/
About Cold Brew Money: https://coldbrew.money/about/
Cold Brew Money Tools: https://coldbrew.money/tools/
😎 Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit Kothari's Newsletter: https://atitkothari.substack.com/
Tapan Desai's Newsletter: https://tapandesai.substack.com/
📨 Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
🚫 Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
M1 Finance:
Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
📝 DESCRIPTION:
We go over Prosus's business model, management, valuation, and more.
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⭐ Useful links:
Become A Guest: https://coldbrew.money/guest/
About Cold Brew Money: https://coldbrew.money/about/
Cold Brew Money Tools: https://coldbrew.money/tools/
😎 Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit Kothari's Newsletter: https://atitkothari.substack.com/
Tapan Desai's Newsletter: https://tapandesai.substack.com/
📨 Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
🚫 Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
📝 DESCRIPTION: Curious to learn more about stock splits and what should you know about them?
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard 📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing 💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2 ☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⭐ Useful links: Become A Guest: https://coldbrew.money/guest/ About Cold Brew Money: https://coldbrew.money/about/ Cold Brew Money Tools: https://coldbrew.money/tools/ 😎 Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit Kothari's Newsletter: https://atitkothari.substack.com/ Tapan Desai's Newsletter: https://tapandesai.substack.com/ 📨 Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ 🚫 Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video. 🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
[podcast_subscribe id="111"]
📝 DESCRIPTION:
Mohnish Pabrai is one of my favourite super investors. We have done a few videos on Mohnish Pabrai and in this video we want to cover his most famous investing framework called the Dhandho Investor which is based on his book Dhandho Investor.
If you want to be a successful investor, you should be able to watch paint dry on a wall, said Mohnish Pabrai in one of his interviews. We found this intriguing. Today, when most “investors” are buying meme stocks and betting on cryptocurrency, this guy was asking to be patient.
- Focus on buying an existing business
- Buy simple businesses in industries with an ultra-slow rate of change
- Buy distressed businesses in distressed industries
- Buy businesses with a durable competitive advantage – The Moat
- Bet heavily when the odds are overwhelmingly in your favour
- Focus on arbitrage
- Buy businesses at big discounts to their underlying intrinsic value
- Look for low-risk, high-uncertainty business
- It’s better to be a copycat than an innovator
The Dhandho Investor by Mohnish Pabrai: https://www.amazon.co.uk/Dhandho-Investor-Low-Risk-Method-Returns-ebook/dp/B008L042Q4/ref=sr_1_1?crid=2UZF843VY4JA5&keywords=dhandho+investor&qid=1654873371&s=books&sprefix=dhandho+investor%2Cstripbooks%2C1362&sr=1-1
Lessons on Investing by Mohnish Pabrai (Dhandho Summary by Tapan): https://tapandesai.com/lessons-from-mohnish-pabrai/#the-dhandho-framework
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⭐ Useful links:
Become A Guest: https://coldbrew.money/guest/
About Cold Brew Money: https://coldbrew.money/about/
Cold Brew Money Tools: https://coldbrew.money/tools/
😎 Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit Kothari's Newsletter: https://atitkothari.substack.com/
Tapan Desai's Newsletter: https://tapandesai.substack.com/
📨 Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
🚫 Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
📝 DESCRIPTION:
A lot of stocks are down- Peloton is down 58%, Paypal is down 56%, Facebook is down 42%, Zoom is down 40%, Amazon is down 32%. We wanted to discuss what’s going on and what are we doing!
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⭐ Useful links:
Become A Guest: https://coldbrew.money/guest/
About Cold Brew Money: https://coldbrew.money/about/
Cold Brew Money Tools: https://coldbrew.money/tools/
😎 Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit Kothari's Newsletter: https://atitkothari.substack.com/
Tapan Desai's Newsletter: https://tapandesai.substack.com/
📨 Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
🚫 Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Tapan recently finished reading the University of Berkshire Hathaway, one of the best investment books there. It's a must-read investing book. The University of Berkshire Hathaway book covers all crucial lessons from 30 years of Berkshire Hathaway AGMs. This video will cover all the important lessons from the book the University of Berkshire Hathaway. We will cover topics like business, management, and investing psychology in this video.
How to find good businesses: 00:00
Valuing business competitive advantage (MOAT): 01:57
How to look for good management: 02:51
Investment categories: 04:27
Investing psychology: 06:00
Useful links:
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
We go over Coinbase's business model, management, valuation, and current news. Find out after the 75% decline of Google ($COIN) is it a buy? Should you buy Coinbase at the current fair value?
We run the business through our CBM Toolbox to see if after the 75% decline Coinbase stock is a buy or watch.
Brian Armstrong has done a great job in running Alphabet (Google) over the year and we see good growth in the business.
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dash...
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/...
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrew...
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
[podcast_subscribe id="111"] 📝 DESCRIPTION: We look at Warren Buffett's 13F filings and see what stocks he invested in Q1 2022. In this episode, we look at Warren Buffett's Berkshire Hathaway's 13F and check their portfolio. Warren Buffett is a superinvestor we follow closely and his stock portfolio in 2022 was updated to include 1. Apple 2. Chevron 3. Occidental Petroleum 4. Activision Blizzard In total, Berkshire Hathaway (Warren Buffett) spent over $40 Billion in Q1 2022! In this episode, we will cover all the stocks bought by Warren Buffett in Q1 2022 and give a Berkshire Hathaway Portfolio update. Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video. Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
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DESCRIPTION: Michael Burry has filed his 13F and it was full of surprises. Michael Burry bought Facebook, Google, Nexstar, among others. But the headlines was Michael Burry is short Apple! Yes, in Q1 2022 Michael Burry has short puts on Apple. He is betting against Apple this quarter. We deep-dive and discuss why this could be.
Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
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With the current stock market pullback, we discuss 3 stocks that are better than Alibaba.
Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
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📝 DESCRIPTION: CBM Portfolio is down 30%! We are doing a live review for our CBM Portfolio. We are investing $12,000 of our real money in CBM Portfolio this year with the goal of beating the S&P 500 Index in the next 3 to 5 years. In this episode, you will be able to view our portfolio in real-time.
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit
Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
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We are looking at Facebook ($FB META), Apple ($AAPL), Amazon ($AMZN), Netflix ($NFLX), and Google ($GOOGL Alphabet) earnings for Q1 2022 in under 8 mins. We will discuss what we think about the earnings, what are the major headwinds for the FAANG stocks, and see if FAANG stocks will crash further. Facebook (META) had a disappointing Q1 2022 earnings. So did Amazon, Google, and Netflix in Q1 2022 earning season. Apple was the best performing FAANG stock. We will go over the FAANG earnings for Q1 2022 and discuss potential opportunities.
⏱ Timestamps: Facebook (META) Earnings: 00:00 Apple Earnings: 02:10 Amazon Earnings: 03:31 Netflix Earnings: 04:58 Google (Alphabet) Earnings: 07:00
Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
📝 DESCRIPTION:
We go over Google's business model, management, valuation, and current news. Find out after the 20% decline of Google ($GOOGL) is it a buy? Should you buy Alphabet at the current fair value?
We run the business through our CBM Toolbox to see if after the 20% decline Google stock is a buy or watch.
Sundar Pichai has done a great job in running Alphabet (Google) over the year and we see good growth in the business.
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⏱ TIMESTAMPS:
00:00 - Business
01:37 - Management
02:02 - Risks
03:01 - Growth
04:36 - Checklist
05:32 - Valuation
⭐ Useful links:
Become A Guest: https://coldbrew.money/guest/
About Cold Brew Money: https://coldbrew.money/about/
Cold Brew Money Tools: https://coldbrew.money/tools/
😎 Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit Kothari's Newsletter: https://atitkothari.substack.com/
Tapan Desai's Newsletter: https://tapandesai.substack.com/
📨 Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
🚫 Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
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📝 DESCRIPTION: We have seen so many dividend and dividend yield strategies which don't make sense. In this video, we want to explain:
-
What are dividends and what is a dividend yield
-
Why does chasing dividend and dividend yield doesn't make sense for most investors
-
When should a company pay out dividends?
-
When should you invest in a stock that pays dividends?
We will be explaining our and Warren Buffett's thought process on dividends. #dividendyield #dividendstrategy #dividendinvesting
🧰 CBM TOOLBOX: https://toolbox.coldbrew.money/#/dashboard
📈 Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
💰 Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2 ☕ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
⭐ Useful links: Become A Guest: https://coldbrew.money/guest/ About Cold Brew Money: https://coldbrew.money/about/ Cold Brew Money Tools: https://coldbrew.money/tools/
😎 Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit Kothari's Newsletter: https://atitkothari.substack.com/
Tapan Desai's Newsletter: https://tapandesai.substack.com/
📨 Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/
🚫 Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video. 🎶 Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
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DESCRIPTION:
Money Guys have created the 9 steps to financial independence and they call it the "Financial Order of Operations (FOO)". Financial Order of Operations is an instructional manual explaining the 9 steps of building wealth from building your emergency fund to finally paying off your low-interest debt.
We wish someone had introduced us to the Financial Order of Operations in our early 20s when we had just started earning.
The Financial Order of Operations would have helped us a lot to build wealth.
The Financial Order of Operations is somewhat similar to Dave Ramsey's 7 Baby Steps but different in its own regard.
The Money Guy is a great channel and we learn a lot from them. If you like our video on the Financial Order of Operations, you will also like their channel: https://www.youtube.com/c/MoneyGuyShow
The Financial Order of Operations: https://www.moneyguy.com/wp-content/uploads/2020/09/FOO-deliverable-4.pdf
Reddit Post Explaining each step of the Financial Order of Operations: https://www.reddit.com/r/MiddleClassFinance/comments/e54otb/financial_goals_the_financial_order_of_operations/
Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
M1 Finance:
Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
Track CBM Portfolio against SPY, Coffee Can, and Mohnish Pabrai Free Lunch Portfolio: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
DESCRIPTION:
We go over Prosus's business model, management, valuation, and more.
00:00 - Business
01:37 - Management
02:02 - Risks
03:01 - Growth
04:36 - Checklist
05:32 - Valuation
Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
[podcast_subscribe id="111"]
M1 Finance:
Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
Cold Brew Money Toolbox: https://toolbox.coldbrew.money
F1 FanFiction: https://www.youtube.com/channel/UCf1lFe6lem9yzJHF2ayZyfw
Mohnish Pabrai is one of our favourite investors and we have learned a lot from him. So naturally, we wanted to see which stocks Mohnish Pabrai owns and see Mohnish Pabrai’s Stock Portfolio in 2022. In this video, we will cover all stocks that Mohnish Pabrai owns in his portfolio in 2022 in the USA, India, Turkey, Japan, Korea, and the Rest of the World.
We will also cover what Mohnish Pabrai did with his stocks in Alibaba and how did Mohnish Pabrai invest in Tencent from Prosus. Mohnish Pabrai also owns a lot of stock in India such as Rain, Edelweiss, and Sunteck Realty which we analyse in this episode. We also talk about Mohnish Pabrai’s investment in Turkey and why he loves the company.
MohnishPabrai #MohnishPabraiPortfolio #MohnishPabraiStocks
Timestamps:
Intro: 00:00
US Stocks: 00:38
India Stocks: 02:45
Rest of World: 07:28
CBM Toolbox: 12:44
Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
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Links: Mindmap: https://whimsical.com/disney-4SqWnvxx5C8G8Cs6ETUHBR
CBM Toolbox Analysis: http://toolbox.coldbrew.money#/dashboard?symbol=DIS&c1=y&c2=y&c3=y&mo1=3&mo2=3&mo3=0&mo4=0&mo5=0&mo6=2&m1=y&m2=y&m3=y
Description: We are analysing the Disney ($DIS) stock to see if you should buy the stock? We will evaluate if Disney stock is a buy, watch, or sell in 2022. We look at Disney stock business, risk, growth avenues, and management. CBM will also calculate the fair value or intrinsic value for the Disney Stock to determine how much you should pay for the Disney stock? Based on the results we will tell if you should add the Disney stock to your portfolio?
Timestamp:
Disney Business Mindmap: 00:00
Management Mindmap: 01:37
Risks: 02:30
Growth Avenues: 03:43
Disney Stock Analysis: 04:36
Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
[podcast_subscribe id="111"]
M1 Finance: Use our M1 Finance referral code to sign-up and get a $50 bonus: https://m1.finance/4rT5a5LrOAJ2
CBM Toolbox: http://toolbox.coldbrew.money#/dashboard?symbol=TWTR&c1=y&c2=y&mo1=0&mo2=0&mo3=0&mo4=3&mo5=0&mo6=1&m1=y
Elon Musk bought a stake in Twitter. We wanted to discuss what could be the potential reason and use the CBM toolbox to analyse if Twitter stock is currently bought, hold, or sell.
Elon Musk has bought 9.2% stake in Twitter which is making waves in the investor world. We discuss the two potential reasons for this
- Economic Gain
- Better Product
We also look at Twitter ($TWTR) and analyse the business, competition, growth opportunities, and risks to determine if you should buy Twitter stock. We will also calculate the fair value or intrinsic value for Twitter to see if Twitter is overvalued or undervalued and if you should be buying Twitter?
Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
Send in a voice message: https://anchor.fm/cold-brew-money/message
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CBM Screener: https://www.screener.in/screens/629132/cold-brew-money/
How to find stocks or screen for good companies? In this episode, we walk through the basics for finding good stocks to invest in using screener.in which is a great tool to find Indian stocks for beginners. This is a basic screener and there are better screeners out there like Coffee Can Investing by Saurabh Mukherjea and Magic Formula Investing by Joel Greenblatt.
We are going to create a basic screener to find stocks that are good to buy and add to your watch list.
Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Timestamps:
Intro: 00:00
Business Model: 00:16
CBM Checklist: 03:57
Fair Value: 07:42
Verdict: 09:34
In this episode, we are deep-diving into Intel and determining if it is currently a value play based on the recovering covid market and recent inflation OR it’s overpriced! Today we are looking at Intel’s business model, growth avenue, and finally, calculating the fair price.
Business Model Components:
There are 5 big components to any company
-
Core business
-
Management
-
Growth avenues
-
Risks the company is facing
-
The financial health of the company
We are also filling out the checklist for Intel ($INTC) and checking the fair value using CBM Toolbox.
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In this episode, we are discussing what are the 5 things we are doing during the market crash. We have amateur investors but have been some crashes in the last 6-7 years.
Based on our learning of the market, here are 5 things that we are doing during this market crash.
These lessons include learnings from Ray Dalio, Warren Buffett, Charlie Munger, Mohnish Pabrai, and other investors. We have gone through their resources to learn from their books and videos on how to handle a market crash. In this video, we are compiling those 5 lessons on what to do during a recession or market crash.
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Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
—----------------------
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
—----------------------
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
—----------------------
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Links:
Shareholder Letter: https://www.berkshirehathaway.com/letters/2021ltr.pdf
We went through 11 pages of this year’s shareholder letter from Warren Buffett. Today we’ll discuss key takeaways such as the different business Berkshire Hathaway owns, three different ways a company can increase shareholder value, and the two most important factors to find job satisfaction!
We have learned a lot from Warren Buffett's shareholder letters over the years. We have gone through the Warren Buffett Shareholder Letter archives to understand his value investing thesis.
In today's episode, we will cover
-
4 Business Giants in Warren Buffett's Portfolio
-
3 Things Berkshire Hathaway is doing to increase value for shareholders
-
2 Lessons for University Students
Useful links:
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About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
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Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Timestamps:
Intro: 00:00
About Parth Mehta: 00:20
What is FIRE: 00:56
Planning FIRE: 02:48
Planning as a couple: 05:58
Planning expenses for FIRE: 08:25
FIRE investing strategy: 10:25
FIRE Lessons Learned: 15:10
Links:
Parth Mehta (Twitter): https://twitter.com/parthpmehta93
Description:
We are talking to Parth Mehta in today’s episode who is an Associate at Goldman Sachs in the Compliance department. We talk about Financial Independence, Retire Early (FIRE) movement - what is it, how to plan, and execute. Parth is an Indian immigrant with his wife and provides a lot of insights on how to plan your personal finance as a couple in the US!
Please note, Parth (or CBM) are not financial advisors. This is only a discussion on the strategy currently deployed by Parth.
Useful links:
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About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
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Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video. You agree to verify all information yourself before investing or consulting a financial advisor.
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Inflation has been the highest in the last 40 years at the rate of 7.5%. So let’s see what super investors like Ray Dalio and the legend, Charlie Munger have to say about managing your investments during inflation.
We talk about Ray Dalio's latest article on inflation and Charlie Munger's advice on inflation.
investinginflation #inflation #charliemunger
Useful links:
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All Cold Brew Money Episodes: https://coldbrew.money/episodes/
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Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation, or other advice to check how the information relates to your unique circumstances. Atit or Tapan is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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We are discussing why Berkshire could have bought Activision and looking at other businesses bought by Warren Buffett in the last quarter.
Time Stamps:
00:00 - Intro
00:18 - BRK.B Q4 buys
01:23 - Moat
03:20 - Management
04:10 - Valuation
Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Timestamps:
Intro: 00:00
What is it?: 00:23
How does it work?: 01:01
Pros and Cons: 02:17
Website and Portfolio: 03:16
When to use it?: 05:18
Links:
Website: https://www.magicformulainvesting.com/
Portfolio Tracker Sheet: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit#gid=726394198
Description:
Magic formula investing refers to a rules-based, disciplined investment strategy that will teach you a relatively simple and easy-to-understand method for value investing.
A backtest of market performance between 2003 and 2015 found that the magic formula strategy had annualized returns of 11.4%, compared with 8.7% from the S&P500.
Put simply, it works by ranking stocks based on their price and returns on capital.
Developed by Joel Greenblatt—an investor, hedge fund manager, and business professor—the formula applies to large-cap stocks. He has provided a lot more detail in the book “The Little Book That Beats The Market”
Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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[podcast_subscribe id="111"] Timestamps: Intro: 00:00 Business Model: 00:21 CBM Checklist: 04:21 Fair Value: 08:30 Verdict: 10:16 Description: In this episode, we are deep-diving into Home Depot and determining if it is currently a value play based on the recovering covid market and recent inflation OR it’s overpriced! Today we are looking at Home Depot’s business model, growth avenue, and finally, calculating the fair price. Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video. Outro Music: Mayur Jumani (https://www.youtube.com/channel/UCVUkpUN-Lufq407fUEX2wJQ)
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Useful links:
All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/
About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Timestamps:
Intro: 00:00
What are moats?: 00:39
Types of moats?: 01:03
How to find moats?: 05:59
Summary: 08:01
Description:
We are covering one of our favourite concepts in investing MOATs. Buffett says, he wants to buy businesses that are like a strong castle with a deep moat around it.
So let’s find out what are moats, the types of moats, and how to find them.
Useful links:
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About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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[podcast_subscribe id="111"] Timestamps: Intro: 00:00 Company overview: 01:30 CBM Checklist: 10:00 Fair value: 20:00 Final Summary: 23:10
M1 Finance: While we are on the topic of investing, we use M1 finance for the CBM portfolio. M1 finance is a great app if you’re looking to get started building your portfolio and it allows you to view and create pies. Once you have the pie created, you can invest automatically in that pie. This is not an ad but if you want to support us, you can use the affiliate link to sign-up and get a $50 bonus at no extra cost to you. The link is in the description.
Chipotle Checklist: https://docs.google.com/spreadsheets/d/1ufb7kRngUECOm9j9RSySCcFK0osYw5bNJfSb1bS0GXY/edit#gid=1014591112 Chipotle SWOT: https://bstrategyhub.com/chipotles-swot-analysis/ Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Timestamps:
Intro: 00:00
Spawners: 00:49
Shameless Cloning: 04:04
Uber Cannibals: 05:46
How to invest in Free Lunch Portfolio?: 09:15
Free Lunch Portfolio Returns Till Date: 09:43
Free Lunch Portfolio CBM Tracker: 11:15
Mohnish Pabrai - Free Lunch Portfolio 2022: http://www.chaiwithpabrai.com/blog/2022-free-lunch-portfolio
CBM - Free Lunch Tracker: https://docs.google.com/spreadsheets/d/1Lu4JEYlbfI-4TnywfQYGVAimBEqMpCPZJZu0-AWF6Q8/edit?usp=sharing
We have learned a lot from Mohnish Pabrai (episode link) and Dhandho Investor is one of our favourite books. Mr. Pabrai has a free lunch portfolio in which he provides stocks updates on an annual basis.
What is a free lunch portfolio? You are getting stock picks from a super investor FOR FREE! His goal with the Free Lunch is to provide a list of buy and hold 15 compounders for long stretches of time, giving them plenty of room to ride. It’s a 'set it and forget it' type of portfolio.
There are three categories:
-
Spawners
-
Shameless Cloners
-
Uber Cannibals
Useful links:
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About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
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Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Timestamps:
Intro: 00:00
Company overview: 01:30
Meta's Mind Map: 10:00
CBM Checklist: 14:00
MOAT score: 16:30
MOAT Numbers: 21:35
Management Score: 22:55
Fair value: 25:00
Final Summary: 29:10
Description:
We are investing $12,000 this year in the CBM portfolio and as part of investing, we are analyzing companies from a value play perspective. We are using the Buffett pillars to analyze these companies which are
Does the company have meaning to us?
Does it have a strong competitive advantage?
Is the management honest and smart?
Is the business selling at a discount?
Today’s company is Meta. We will be going through the company overview, MOAT, management, and valuation for the company.
Keep watching to find out if we will be investing our first $1000 in this business.
Useful links:
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About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Timestamps:
Intro: 00:00
Lesson 1: 00:55
Lesson 2: 03:02
Lesson 3: 04:29
Lesson 4: 05:57
Lesson 5: 09:26
Summary: 11:00
Description:
Atit and I have learned from Howard Marks. He is the co-founder and co-chairman of Oaktree Capital Management, the largest investor in distressed securities worldwide. In 2020, with a net worth of $2.1 billion.
Buffett famously has said, “When I see memos from Howard Marks in my mail, they're the first thing I open and read. I always learn something.” So today, we are discussing Howard Mark’s latest memo where he talks about when to sell an investment.
Howard Marks memo: https://www.oaktreecapital.com/insights/memo/selling-out
Inspiration for the episode: https://twitter.com/josephcwells/status/1482749182674976771
Useful links:
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About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
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Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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[podcast_subscribe id="111"] Timestamp: Intro: 00:00 Company overview: 01:11 Nexstar Business Mental Map: CBM Checklist: 11:51 Meaning Score: 12:30 MOAT score: 13:52 MOAT Numbers: 18:58 Management Score: 20:03 Nexstar valuation: 21:16 Final Summary: 24:53
Description: We are investing $12,000 this year in the CBM portfolio and as part of investing, we are analysing companies from a value play perspective. We are using the Buffett pillars to analyse these companies which are
Does the company have meaning to us? Does it have a strong competitive advantage? Is the management honest and smart? Is the business selling at a discount?
Today’s company is Nexstar Media Group which is a 6.3B television broadcasting and digital media company in the US. We will be going through the company overview, MOAT, management, and valuation for the company.
Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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What is a PE Ratio?
It’s one of the most common valuation metrics.
The price-to-earnings (P/E) ratio relates a company's share price to its earnings per share.
A high P/E ratio could mean that a company's stock is overvalued, or else that investors are expecting high growth rates in the future.
Companies that have no earnings or that are losing money do not have a P/E ratio because there is nothing to put in the denominator.
How to calculate?
Price (price of stock or market cap) / Earnings per share (net income ttm / outstanding shares)
When to use it?
As you can see, PE ratio only shows data for a year (TTM). It doesn’t give you the full picture. It’s a great way to compare businesses in the same industry and how they performed in the year.
The other way to use PE is to compare it against the S&P standard. The standard S&P PE has been 15. Considering risk factors, analysts usually consider 20 to be a good PE ratio. If your business has a PE below 20, it is good.
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Hosts:
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Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Timestamp
Anchor:
Intro - Happy New Year: 00:00
CBM Portfolio Explained: 02:49
TTWO Analysis: 10:39
You could use our M1 Investment link to sign-up and support us at no extra cost to you- https://m1.finance/4rT5a5LrOAJ2
We are investing in the public and we want you to be part of the journey. In 2022, we will be analysing multiple businesses using our checklist and calculators. If we find a good business, we will be investing our hard-earned money in those businesses and tracking our progress in public.
In this video, we set the requirements for building the CBM Portfolio for 2022 - what businesses we will be looking at, why are we doing this, and how much we will be investing.
We are analysing $TTWO in this episode and we will explain
- Take-Two Interactive Company
- Products
- Expenses
- Revenue Sources
- Growth and Options Avenues
- MOAT, Leverage, and Management Numbers
- Valuation
TTWO Investor Presentation - https://taketwointeractivesoftwareinc.gcs-web.com/static-files/4c78aa17-9d91-4405-9efc-428b3b665c06
TTWO Annual Report - https://ir.take2games.com/static-files/d3e6ee76-ffe2-4976-9b7f-6ffdc25870c1
Steady Compounding - https://steadycompounding.com/
Episode with Thomas Chua- https://coldbrew.money/39-in-conversation-with-thomas-chua-from-steady-compounding-discussing-fundamental-analysis-and-quality-growth-compounders/
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[podcast_subscribe id="111"] Our last episode of the year! 2021 Lessons Learned: Tapan
Ideas are plentiful, action is important The best way to become wealthy is to disconnect time from income Impatience with actions, patience with results Consistency trumps motivation
Atit
Meme Stocks SAGA Concentrated Position FOMO
Investing plan for 2022: Tapan
More saving via DCA in Index More investing in individual stocks Taking retirement goals more seriously
Atit
Inflation Buy more real asset Interest rates Keep buying quality companies in the US and Indian markets Explore operating businesses (online/offline)
CBM Plan
More investment tools for everyone to use Better quality YT videos and content CBM Portfolio - investing $1000 per month
Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Cold Brew Money DCF Calculator: https://coldbrew.money/dcf-calculator/
Timestamp
Episode Start: 02:28
4 Metrics: 4:43
EP: 4:56
PE: 05:19
Discount
Future PE: 06:41
Copart Value: 07:01
Walmart Value: 18:09
Micron Technology Value: 20:30
IEX Value : 23:15
India Bulls Real Estate Value: 26:52
Metrics to calculate DCF:
EPS (Earning Per Share)
EPS Growth Rate (10 years) -
Discount Rate
Future PE
The 5 Businesses:
1. Copart: Copart is a global provider of online vehicle auction and remarketing services to automotive resellers
2. Walmart (5Y Avg EPS: 4, 5Y Avg PE: 28)
3. Micron: computer memory and computer data storage including dynamic random-access memory, flash memory, and USB flash drives. (5Y Avg EPS: 5.85, 5Y Avg PE: 10, Growth: 40%)
4. IEX: is an Indian electronic system based power trading exchange regulated by the Central Electricity Regulatory Commission (CERC). The main activity of the company is to provide an automated platform and infrastructure for carrying out trading in electricity units for physical delivery of electricity (5Y Avg EPS: 1.8, 5Y Median PE: 32)
5. IB Real Estate: mainly focuses on the construction and development of residential, commercial and SEZ projects across the Indian metro cities. (5Y Avg EPS: 66.6, 5Y Median PE: 9)
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Hosts:
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Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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[podcast_subscribe id="111"] In this episode, we will be going over concepts such as Margin of Safety, Mr. Market, and Compounding explained by Li Lu who is a manager at Himalaya Capital an $18.5B fund out of which $2.1B is invested in the US markets. More importantly, he is a student of Warren Buffett and Charlie Munger and one of the value investors we follow closely (link to 13F episode). He is hailed as the Chinese Warren Buffett. Here’s the kicker. If you had invested $1000 with Li Lu in 1997, the total return as of today would have been $321,000 compared to $6,600 in S&P. So when he talks about value investing, we have to listen to him and today, we are going to do the same.. Who is Li Lu? Li Lu was born in China but had to flee the country as he was one of the protestors in the 1989 Tiananmen Square protests. He fled to the US via France got a scholarship in Columbia. He got 3 degrees - economics, physics, and business. He didn’t speak English, so learned that too. Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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[podcast_subscribe id="111"] Timestamps: Rant on Omnicron: 00:00 What is the circle of competence?: 04:07 Why should you know about the circle of competence?: 03:58 How to find your circle of competence?: 05:56 Applications of Circle of Competence: 09:10 Summary: 18:10
- What is the Circle of Competence?
- Why should you know about the Circle of Competence?
- How do you find your Circle of Competence?
- Applications of Circle of Competence in Investing
Links: Mental Models - https://coldbrew.money/16-lets-talk-about-mental-models Buffett CoC Reaction - https://coldbrew.money/58-best-investment-advice-ever-ft-warren-buffett/ FinViz Map - https://finviz.com/map.ashx
Useful links: All Streaming Platforms for Cold Brew Money Podcast: https://coldbrew.money/links/ About Cold Brew Money: https://coldbrew.money/about/ All Cold Brew Money Episodes: https://coldbrew.money/episodes/ Cold Brew Money Tools: https://coldbrew.money/tools/ Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: https://tapandesai.com/ Atit’s Newsletter: https://atitkothari.substack.com/ Tapan’s Newsletter: https://tapandesai.substack.com/ Contact Us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/ Disclaimer: The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Episode Start: 03:07
US (source: https://dataroma.com )
India (source: https://trendlyne.com/portfolio/superstar-shareholders/index/ )
Previous Episodes:
Q1 2021: https://coldbrew.money/47-what-are-the-billionaires-and-guru-investors-buying/
Q2 2021: https://coldbrew.money/60-what-are-the-superinvestors-buying-in-q2-2021-u-s-a-india/
Useful links:
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About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
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Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Episode Start - 04:16
Morgan Housel - Morgan Housel is a partner at The Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal
Lessons:
-
Freedom
-
Getting Wealthy vs. Staying Wealthy
-
Wealth is what you don't see
-
Confounding, Compounding
-
It's a different game
Useful links:
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Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Timestamps:
00:00 - Happy Diwali!
01:07 - Elon Musk’s poll for selling $TSLA and solving world hunger with $6 Billion
03:03 - Discussion on Web 3.0 and decentralised banking
10:34 - How much money do you need to retire?
Twitter Thread by 10-K Diver on the topic: https://twitter.com/10kdiver/status/1363230660479967232?s=20
Article on Financial Freedom: https://www.lynalden.com/financial-freedom/
Summary:
- Key idea 1: Set a financial independence goal. For example, "to amass a $2.5M portfolio in the next 20 years"
- You can arrive at this goal by making reasonable assumptions about expenses, inflation, withdrawal rates, etc.
- Key idea 2: Figure out what combinations of Saving (S) and Investing (I) will get you from your current state to your goal.
- Key idea 3: Periodically track your progress towards the goal.
- From time to time, you may need to modify the goal itself.
- After all, deciding on the goal is not an exact science. And a large part of it is based on personal preferences and circumstances, which can change over time.
Useful links:
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Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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In this episode we discuss:
- What is Inflation?
- What Causes Inflation?
- How inflation is measured
- Hyperinflation
- Strategies to use during high inflation
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Timestamps:
00:00 - Introduction
01:00 - What is Inflation?
05:00 - How is Inflation measured?
08:00 - Reasons for Inflation
10:00 - Average Inflation
11:30 - Hyperinflation
15:00 - Hedging against Inflation
22:15 - Conclusion
Resources:
https://www.investopedia.com/terms/i/inflation.asp
http://www.econpi.com/
Useful links:
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Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Timestamps
00:00 - Introduction
3:55 - Coffee Can Investing
8:30 - Philosophy
12:55 - Expenses
16:00 - Coffe Can Formula
20:30 - Sales Growth
22:00 - Return on Capital Employed
25:45 - Summary
27:00 - Putting it into Practice
29:00 - Coffe Can Companies
Notes:
Kirby, in a note written in 1984,5 narrated an incident involving his client’s husband. The gentleman had purchased stocks recommended by Kirby in denominations of US$5000 each but, unlike Kirby, did not sell anything from the portfolio. This process (of buying when Kirby bought but not selling thereafter) led to enormous wealth creation for the client over a period of about ten years. The wealth creation was mainly on account of one position transforming to a jumbo holding worth over US$8,00,000 which came from ‘a zillion shares of Xerox’. Impressed by this approach of ‘buy and forget’, Kirby coined the term ‘Coffee Can Portfolio’, a term in which the ‘coffee can’ harks back to the Wild West, when Americans, before the widespread advent of banks, saved their valuables in a coffee can and kept it under a mattress.
The Coffee Can Portfolio: Robust returns with a low degree of uncertainty
Saurabh Mukherjee: Saurabh Mukherjea is the Founder and Chief Investment Officer of Marcellus Investment Managers. Current portfolio INR 5700 crores in Feb 2021.
5 Key Take-Aways:
Philosophy:
There is an overwhelming dominance of physical investments like gold and real estate in most Indian households’ portfolios. 88 percent of an Indian investor’s wealth is in gold and real estate, a dominance not seen in any other large economy of the world. Unlike the stock markets in some developed countries, the Indian stock market has very few great companies that sustain leadership over long periods of time. Coffee Can Portfolio using a simple construct: we use straightforward investment filters to identify ten to twenty-five high-quality stocks and then leave the portfolio untouched for a decade.
Expenses:
- Transaction fees: Also called brokerage, it is the fee you end up paying every time you enter a transaction.
- Annual fees: This is more typical of funds (like mutual funds and PMS) wherein the fund manager charges an annual fee which can actually be paid on a monthly or quarterly basis as well.
- Hidden fees: In insurance products and structured products, it is not easy for investors to understand exactly what fees are being charged. In structured products,2 for example, the investor could be given a formula for the return on his principal but that is really the net return in his hands.
Coffe Can Formula
Sales Growth in double digits
Return on Capital Employed
Resources:
GDP and other macro indicators: https://coldbrew.money/28-macro-indicators/
https://www.reading.guru/coffee-can-investing-by-saurabh-mukherjea/
https://www.moneylife.in/article/the-buy-and-forget-of-coffee-can-portfolio-forget-it/53221.html
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Timestamps
Rant on the weather (oops): 00:00
Category - Personal Finance: 3:15
-
Total Money Makeover or I Will Teach You To Be Rich: 3:29
-
Money: Master The Game: 06:05
-
Automatic Millionaire: 8:44
Category - Investing Philosophy: 10:02
-
Dhandho Investor: 10:15
-
Richer Wiser Happier: 12:52
-
Psychology of Money: 15:31
Category - Investing, Valuing Business: 17:14
-
Rule #1 Investing: 17:30
-
Coffee Can Investing: 19:15
Category - Investing (Advanced): 22:10
-
Bogleheads Guide to Investing: 23:37
-
Intelligent Investor: 24:50
Honorary Mentions: 26:15
Summary: 29:37
Useful links:
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About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
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Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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In this episode we discuss, how do you buy a car in the US and discuss the following
- When should you consider buying a car?
- Make, model, trim?
- MSRP vs. Out of the door cost?
- Insurance?
- Best resources to research
Timestamps
TV show rant: 00:00
Alibaba: 01:16
Bitcoin Discussion: 03:13
Buying a car in the US: 06:10
Should you even buy a car: 07:37
Type of car: 11:07
Deciding on the brand (value, luxury): 14:07
Make, Model, Trim, Year: 18:43
Used vs. New: 20:18
Factors to consider: 21:49
Resources: 22:02
Leasing vs. Buying: 25:13
MSRP vs. OTD: 27:16
Insurance: 29:27
Useful links:
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About Cold Brew Money: https://coldbrew.money/about/
All Cold Brew Money Episodes: https://coldbrew.money/episodes/
Cold Brew Money Tools: https://coldbrew.money/tools/
Buy Us A Coffee: https://www.buymeacoffee.com/coldbrewmoney
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Debt Ceiling:
- US Government Income, Expenses, and Deficit Explained
- Debt Ceiling Explained
- What does it mean for investors? Uncertainty
Warren Buffett’s Take On Debt Ceiling:
- At Berkshire Hathaway’s annual shareholder’s meeting in 2011, billionaire investor Warren Buffett was asked what he thought about the contentious negotiations happening in Congress over whether or not to raise the debt ceiling. His response: failing to raise the debt ceiling would be a massive mistake.
- “It would probably be the most asinine act that Congress has ever performed,” Buffett said. In fact, “having a debt ceiling to start with is a mistake.”
Newsroom clip: https://www.youtube.com/watch?v=Gj5-G01iRyk
41 - US Debt & Modern Monetary Theory: https://coldbrew.money/41-us-debt-and-the-modern-monetary-theory/
Warren Buffett on Debt Ceiling: https://buffett.cnbc.com/video/2011/04/30/buffett-not-raising-the-debt-ceiling-would-be-asinine.html
15 - Divraj Singh episode: https://coldbrew.money/15-in-conversation-with-divraj-singh-pannu-an-equity-research-analyst-about-intraday-and-long-term-investing/
Timestamps
Tapan’s trip to Edinburgh: 00:00
Atit’s Car Discussion: 03:35
What is Debt Ceiling (Income, Expenses, Deficit, Treasury Explained): 05:45
What does the Government need to do?: 11:39
Capital Gains Tax Discussion: 18:20
Summary of the episode: 22:53
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Hosts:
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Tapan Desai: https://tapandesai.com/
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Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
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Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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John Templeton was an American-British investor, banker, fund manager, and philanthropist. He created the Templeton Growth Fund which averaged 15% for 38 years. He was alive from 1912-2008 and a student of Ben Graham. He pioneered investing globally diversified mutual funds. In 2005, he wrote a brief memorandum predicting that within five years there would be financial chaos in the world
Lessons:
First of all, said Templeton, beware of emotion: “Most people get led astray by emotions in investing. They get led astray by being excessively careless and optimistic when they have big profits, and by getting excessively pessimistic and too cautious when they have big losses.”
Second, said Templeton, beware of your own ignorance, which is “probably an even bigger problem than emotion.… So many people buy something with the tiniest amount of information. They don’t really understand what it is that they’re buying.”
Third said Templeton, you should diversify broadly to protect yourself from your own fallibility.
CBM Episode on Index Funds: https://coldbrew.money/25-how-to-build-a-passive-portfolio/
Fourth, said Templeton, successful investing requires patience.
Fifth, said Templeton, the best way to find bargains is to study whichever assets have performed most dismally in the past five years, then to assess whether the cause of those woes is temporary or permanent.
Sixth said Templeton, “One of the most important things as an investor is not to chase fads.”
CBM Episode on Mental Models (Lindy Effect): https://coldbrew.money/17-more-mental-models/
Fireside Chat:
Meditation rant: 00:25
England and Scotland Rant: 02:40
Michael Burry’s Inflation Tweet: 04:00
Atit bought a car!: 05:00
Templeton’s Rule (Main Content): 09:00
About John Templeton: 09:30
1 Beware of Emotion: 12:35
2 Beware of your own ignorance: 18:01
3 Diversify broadly: 22:02
4 Be patient: 24:32
5 Find bargains by understanding the business: 26:05
6 Don’t chase fads: 32:57
Useful links:
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Hosts:
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Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
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Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Previous Episode - How To Buy A House: https://coldbrew.money/7-how-to-buy-a-house/
We talk to Jinesh Mehta who is a first-time homeowner for the past year. We did an episode with Jinesh when had just bought the house in the US around a year ago which is linked above.
After one year of owning a house, we discuss with him what are the lessons learned and things that a first-time new homeowner should know.
We talk about
- Maintaining a house
- Additional finances required for maintaining a house
- Emergency Funds as a new homeowner
- Insurance, loans, and refinancing as a first-time homeowner
- Some pros, some cons of being a homeowner
Jinesh on LinkedIn: https://www.linkedin.com/in/mehtajinesh/
Useful links:
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Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Notes:
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In this episode, we discuss ten personal finance rules that everyone should know.
1) Rule of 72
No. of yrs required to double your money at a given rate, divide 72 by interest rate
2) Rule of 70
Divide 70 by the current inflation rate to know how fast the value of your investment will get reduced to half its present value.
3) 4% Rule for Financial Freedom
Corpus Reqd = 25 times of your estimated Annual Expenses
CBM Episode on Retiring: https://coldbrew.money/34-how-much-you-need-to-retire-%f0%9f%a4%94/
4) 100 minus your age rule
This rule is used for asset allocation. Subtract your age from 100 to find out, how much of your portfolio should be allocated to equities.
CBM Episode on automating finances: https://coldbrew.money/4-automating-your-finances/
5) 10-5-3 Rule
One should have reasonable returns expectations post taxes
10% Rate of return - Equity/Mutual Funds
5%- Debts ( Fixed Deposits or Other Debt instruments)
3% - Savings Account
6) 50-30-20 Rule - about the allocation of income to expense
Divide your income into 50%- Needs, 30%- Wants, 20%- Savings
CBM Episode on 50-30-20 Rule: https://coldbrew.money/3-budgeting/
7) 3X Emergency Rule
Always put at least 3 times your monthly income in Emergency funds for emergencies such as loss of employment, medical emergency, etc.
8) 40% EMI Rule
Never go beyond 40% of your income into EMIs.
9) Life Insurance Rule
Always have Sum Assured as 20 times of your Annual Income. 20 X Annual Income
10) Rule for gold investment
Half of your age, allocate that much percent of your net wealth into gold.
Prerak Sheth’s Profile: https://www.linkedin.com/in/preraksheth/
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Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Misconception 1:
Lower priced stocks go up faster than higher-priced stocks (penny stock vs. Amazon/BRK.A/MRF)
Stock trading for $3 can double to $6 faster than a stock trading at $1000 to $2000.
Example:
Ford
Oct 2016: $11.74
Sept 2021: $12.89
BRK.A
Oct 2016: $215k
Sept 2021: $424k
Misconception 2:
Stock Splits means the stock will go up because the price per share is now lower.
- You don’t get free shares for stock splits. So quantity increases, but the price also goes down.
Misconception 3:
IPOs always go up.
Misconception 4:
Looking at the stock price and not the market cap.
TCS price is Rs. 3800, but the market cap is 14 Lacs Crore
MRF price is Rs. 82,000, but the market cap is 35,000 Crore
MRF is not bigger than TCS.
Misconception 5:
Mutual Funds and Individual stocks are different asset classes.
Bonus:
Stock is expensive because the share price is high. Jaguar Health at $1.16 is more expensive than Shopify at $1500 because we have to look at the underlying fundamentals of the business and not just the stock price.
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Hosts:
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Tapan Desai: https://tapandesai.com/
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Contact Us:
Twitter: https://twitter.com/coldbrewmoney
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Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation, or other advice to check how the information relates to your unique circumstances. Atit or Tapan is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly by use of this video.
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In this episode, we will show a method to value stocks. We will be valuing Alibaba’s stock, doing an Alibaba stock analysis, and what should be the fair value of Alibaba.
Using Alibaba’s stock as a case study, we wanted to walk through how you value a stock or a business to find it’s intrinsic value (or fair value or sticker price).
We will use Phil Town’s Rule #1 Investing method to value a stock. This book is a great read for anyone starting their investing journey. Linked below.
As such, using Rule #1 Investing we will value Alibaba’s stock price currently in August 2021.
Phil Town’s Rule #1 Investor: https://www.amazon.com/Rule-Strategy-Successful-Investing-Minutes-ebook/dp/B003IQ16EC/ref=sr_1_2?crid=JE9Z5A9W1NW5&dchild=1&keywords=phil+town+rule+1+investing&qid=1629891249&sprefix=phil+town+rule%2Caps%2C302&sr=8-2
Cold Brew Money - DCF Calculator -
https://coldbrew.money/dcf-calculator/
Rule One Investing - Calculators - https://www.ruleoneinvesting.com/investment-calculators/
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Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
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Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Description:
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US (source: https://dataroma.com )
Bill Ackman
Charlie Munger
Guy Spier
Howard Marks
Li Lu
Mohnish Pabrai
Michael Burry
Warren Buffett
India (source: https://trendlyne.com/portfolio/superstar-shareholders/index/ )
Radhakrishna Damani
Rakesh Jhunjhunwala
Dolly Khanna
Sachin Bansal
Sunil Singhania
Mohnish Pabrai
Previous Episode On 13F: https://coldbrew.money/47-what-are-the-billionaires-and-guru-investors-buying/
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Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Atit’s Newsletter: https://atitkothari.substack.com/
Tapan’s Newsletter: https://tapandesai.substack.com/
Contact Us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Disclaimer:
The information in this video is general information only and should not be taken as constituting professional advice from Atit or Tapan. Atit and Tapan are not financial advisers. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances. Atit or Tapan are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.
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Episode Details:
Article - Lessons On Investing (And Life) From Mohnish Pabrai - https://tapandesai.com/lessons-from-mohnish-pabrai/
The Dhandho Framework by Mohnish Pabrai
Richer, Wiser, Happier by William Green
The Dhandho Framework:
- Focus on buying an existing business
- Buy simple businesses in industries with an ultra-slow rate of change
- Buy distressed businesses in distressed industries
- Buy businesses with a durable competitive advantage – The Moat
- Bet heavily when the odds are overwhelmingly in your favor
- Focus on arbitrage
- Buy businesses at big discounts to their underlying intrinsic value
- Look for low-risk, high-uncertainty business
- It’s better to be a copycat than an innovator
Cold Brew Money Episode on Moats: https://coldbrew.money/9-all-about-that-moat/
Cold Brew Money Episode on Intrinsic Value: https://coldbrew.money/13-getting-started-with-intrinsic-valuation/
Donate to the Dakshana Foundation: https://www.dakshana.org/donate/
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Resources:
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Hosts: Atit & Tapan
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Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
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Description:
Full Video Interview: https://www.youtube.com/watch?v=rPFjmeoadlo
Lessons Learned:
- Treat investments as you’re buying a business
- Always stick to your circle of competence
- Be patient
Resources:
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Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
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Google (Steady Compounding)
Revenue grew 62% to $62B for Q2 2021
Operating income grew 203% to $19B, a margin of 31%.
What’s more amazing is the numbers Youtube is throwing off.
Youtube with a monster quarter growth of 84% Y/Y to hit a run-rate of $7B.
It now accounts for 11% of Google's revenue!
And we're still in the early innings.
Share of US TV Time in June 2021.
Streaming is still only 27%:
8% Netflix
6% YouTube
3% Hulu
2% Prime Video
2% Disney+
8% Other small platforms
- Alphabet reported $61.9 billion in total revenue versus $56.1 billion expected by analysts.
- Google's ad services brought in $57.1 billion, while Cloud revenue grew to $4.6 billion.
Apple
Apple Q2 2021 earnings are out:
- iPhone revenue up 65%
- Mac revenue up 70%
- iPad revenue up 78%
- wearable revenue up 24%
- services revenue up 26%
$89.6 billion in revenue overall, up 54%. massive numbers here during a pandemic
Amazon
Here’s how the company did:
- Earnings: $15.12 vs $12.30 per share, according to analysts surveyed by Refinitiv
- Revenue: $113.08 billion vs $115.2 billion, according to analysts surveyed by Refinitiv
Amazon’s headcount continues to swell. At the end of the third quarter, Amazon employed 1.33 million people worldwide, up 52% year over year
Bezos’ last quarter as CEO.
Facebook:
- Q2 GAAP EPS of $3.61 beats by $0.61.
- Revenue of $29.07B (+55.5% Y/Y) beats by $1.18B.
- DAU of 1.91B vs. 1.91B consensus; MAU of 2.9B vs. 2.90B.
- Operating margin of 43% vs. a consensus of 37.6%.
- Cash and cash equivalents and marketable securities were $64.08 billion as of June 30, 2021.
- TTM:
- Revenue: 104B
- Operating margin: 42.5%
- Net Profit: 39B
Resources:
https://steadycompounding.substack.com/p/3-bullet-sunday-is-it-safe-to-invest
https://stockrow.com/
https://seekingalpha.com/
https://www.hardwaretimes.com/apple-airpods-revenue-more-than-nvidias-total-revenue-and-2x-more-than-amds-revenue/
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Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
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Robinhood Robinhood said it generated net income of $7.45 million on net revenue of $959 million in 2020. Robinhood earns revenues from three defined buckets (1) Transaction based revenues (75% of 2020 Revenue) (2) Net interest revenues (19% of 2020 Revenue) (3) Other revenues (6% of 2020 Revenue). Robinhood currently has over $80 billion Assets Under Custody. Vanguard: $7.2 Trillion. ETrade: $800 billion 17M MAUs CAC: $20 ARPU: $137
Mohnish Pabrai’s Rules: Rule 1: Clone like crazy. Rule 2: Hang out with people who are better than you. Rule 3: Treat life as a game, not as a survival contest or a battle to the death. Rule 4: Be in alignment with who you are; don’t do what you don’t want to do or what’s not right for you. Rule 5: Live by an inner scorecard; don’t worry about what others think of you; don’t be defined by external validation.
Resources: Safal Niveshak Article / Bloomberg Article / AUM / Meritech Capital
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Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
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Resources:
Safal Niveshak Article: https://www.safalniveshak.com/safal-niveshak-is-10-years-old/
https://www.bloomberg.com/news/articles/2021-07-01/trading-app-robinhood-files-publicly-for-long-awaited-ipo
https://www.brokerage-review.com/investing-firm/assets-under-management/etrade-aum.aspx
https://www.meritechcapital.com/blog/robinhood-ipo-s-1-breakdown
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Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
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Checkout F1 Fanfiction here: https://f1fanfiction.com/
- Economics of F1
- Constructors and drivers
- Driver salaries
- Cost of building a car
- Logistics of moving
- Sponsorships
- Grand Prix and cost of hosting a race
- Broadcasting rights and cost
- How the prize money is distributed among teams
Resources:
Subscribe to F1 Fan Fiction
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Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
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Notes:
In this episode, CBM discusses the difference between buying a business versus trading systems. Topics discussed:
- Trading systems
- Stop Loss
- Trailing Stop Loss
- Value Investing (i.e. buying a business)
Atit’s 3 Points On When To Sell
- Your theory is wrong
- Opportunity cost
- FOMO
Tanmay Bhat’s Clueless Course on Trading Stocks
CBM Episode on DCF
CBM Episode on Berkshire Hathaway AGM
CBM Episode on Investor Checklist
CBM Episode on Index Funds
CBM Episode with Dinesh Sairam on Value Investing
All Streaming Platforms:
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Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
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Resources:
Episode #28 on Macro-Indicators: https://coldbrew.money/28-macro-indicators/
Episode #40 on Q1 2021 Macro-Indicators: https://coldbrew.money/40-macro-indicators-for-q1-2021-tapans-march-expense-audit-results/
Inflation is coming! https://www.nytimes.com/2021/06/08/technology/farewell-millennial-lifestyle-subsidy.html
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Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
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Show Notes:
Today we have a special guest with us. Dinesh Sairam. Dinesh writes and shares content on Financial Analysis, Business Analysis, Business Valuation, and the Indian Stock Market on Twitter @Dinesh_Sairam and also at valuationinmotion.blogspot.com. Dinesh has over 13k followers on Twitter which includes the likes of Sanjay Bakshi, Deepak Shenoy (from the capital mind) and more.
Dinesh's Twitter
Topics covered in the episode:
- How did you get started with investing?
- What is value investing according to you?
- What are some value investing strategies?
- How do you narrow down the stock universe? Do you use screeners, forums, friends?
- What are some key metrics you look at? How do you perform your fundamental analysis for a stock?
- How do you decide on a position size?
- When to sell?
- Do you have a favorite mistake? Something that taught an important lesson?
- Favorite book recommendations and any other resources you will recommend for beginners?
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Hosts: Atit & Tapan
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Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Links:
Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole
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Hosts: Atit & Tapan
Contact us: Twitter | Instagram | Email
Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Episode Notes:
In this episode, we talk about the importance of having a checklist, talk about the process of building your own checklist, and go over Atit’s checklist.
First part: https://coldbrew.money/48-investment-checklist/
Looking for Moats: https://coldbrew.money/10-how-to-look-for-moats/
More about PE and PS ratio: https://coldbrew.money/23-getting-technical-with-pe-pb-and-ps-ratios/
Resources:
https://www.fool.com/
http://www.valuepickr.com/
https://coldbrew.money/
Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole
Buy Cold Brew Money A Coffee
Hosts: Atit & Tapan
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Contact us: Twitter | Instagram | Email
Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Episode Notes:
In this episode, we talk about the importance of having a checklist, talk about the process of building your own checklist and go over Atit’s checklist.
Resources:
Episode on different types of moats
https://www.fool.com/
http://www.valuepickr.com/
https://coldbrew.money/
Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole
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Hosts: Atit & Tapan
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Contact us: Twitter | Instagram | Email
Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
In today’s episode, we discuss what the billionaires and guru investors are buying! (We’re sorry about the background noise!) 13F:
A 13F is a quarterly tax filing on which investment managers must disclose their equity investments, as of the date of filing.
In essence, it's a quarterly inventory of which stocks a manager or fund holds. As such, it's really just a snapshot in time—and an obsolete one at that, given that the form itself goes public on a 45-day lag.
Only Exchange-traded equity holding: Stocks, ETFs. No Bonds, derivatives, Mutual funds
Resources: Subscribe to Cold Brew Money | About Cold Brew Money | Cold Brew Money All Episodes | Cold Brew Money Rabbit Hole Buy Cold Brew Money A Coffee Hosts: Atit & Tapan [podcast_subscribe id="111"] Contact us: Twitter | Instagram | Email Please note: Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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This is a re-release of episode 20.
Ian Philips is a Blockchain developer and co-founder of Etherize, a hybrid formation portal that helps crypto organizations leverage legal entities and legal entities to leverage blockchain tools for the benefit of their communities, users, and investors.
Follow him on Twitter: https://twitter.com/realpalebone
About Etherize: https://www.etherize.io/
Talking Points:
What is a cryptocurrency? Why do we need one?
How does Bitcoin work?
What is Bitcoin used for?
Why is Bitcoin's market cap so much higher than other coins' even though it's slow and its technology isn't as good as others?
What is Ethereum and how is it different from Bitcoin?
What are smart contracts?
What is Ethereum Used for?
What are the threats to cryptocurrencies?
In the intro, we mentioned you’re using decentralized tools to help bridge the etheric and legal worlds. What are some examples of decentralized tools?
Where should someone who is interested in investing in this space start? Are there any ETFs?
Resources:
https://mlsdev.com/blog/156-how-to-build-your-own-blockchain-architecture
https://podcasts.apple.com/us/podcast/the-tim-ferriss-show/id863897795?i=1000386194955
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Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Episode Notes:
We talk about $DOGE coin, Elon Musk, and the key takeaways from the 2021 Berkshire Hathaway Annual General Meeting.
Resources:
DCF Calculator
Buy us a coffee
Berkshire Hathaway AGM 2021
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Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Sahil Bloom Twitter Thread
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Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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DCF Calculator:
Cold Brew Money DCF Calculator
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Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
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Today we have a special guest with us. Dillon Jacobs from Vintage Value Investing. Dillon on his blog talks about investing, value investing strategy, and other resources to get started which we will try to capture in today’s episode.
Vintage Value Investing, VVI Membership, Stock Spotlight Newsletter by Dillon
- Intro - tell us about yourself, what do you do, your investment journey, and how did you learn about value investing?
- What is value investing? Value vs Growth Investing - can you explain the difference?
- What are some value investing strategies?
- What are some key metrics you look at? How do you perform your fundamental analysis for a stock?
- When to sell?
- Favorite book recommendations and any other resources you will recommend for beginners?
- Talk about Vintage Value Investing, newsletter, membership, and how can people reach out.
All Streaming Platforms:
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Resources:
Books:100 Baggers (book) by Chris Mayers, One Up on Wall Street by Peter Lynch, Margin of Trust, Buffetology
Link to CBM Moat Episode
Link to CBM Intrinsic Valuation Episode
StockRover
Stockopedia
M1 Finance
StockRow
WallSt Zen
Quick FS
Share Sight
Hedge Fund Letters from Vintage Value Investing
AGB, Security Analysis, Weekly 10K
Cold Brew Money Links
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Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Episode Notes:
In this episode, we discuss the US Debt and the Modern Monetary Theory. Please look at this episode as a very basic understanding on the topic and a jumping board to dive deeper into questions like
- How is money created?
- What is the Modern Monetary Theory?
- Why does the US have so much debt?
- Is so much debt for a country good?
- Why can’t the Government print a lot of money?
Modern Monetary Theory: Governments (like the U.S., U.K., Japan, and Canada) do not rely on taxes or borrowing for spending since they can print as much as they need and are the monopoly issuers of the currency. Since their budgets aren't like regular households, their policies should not be shaped by fears of the rising national debt.
John Oliver’s Video on US Debt
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Resources:
3 Bullet Sunday - Charlie Munger buys into Alibaba
Dataroma
Facebook and Google Twitter Thread
The Deficit Myth
Cold Brew Money Links
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Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Episode Notes:
We discuss macro-indicators for Q1 2021 and Tapan’s March Expense Audit.
Ep 28 - Previous Macro Indicator Episode
Ep 36 - Tapan’s First Week of March Expense Audit Episode
All Streaming Platforms:
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Resources:
The Internet Said So
Simplanations - Cola Wars
Business Wars - Pepsi vs Coke
Palak’s Thread on Nirma
Cold Brew Money Links
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Hosts: Atit & Tapan
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Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Episode Notes:
Thomas Chua is a Singapore-based investor and founder of Steady Compounding. We discuss:
- Deep Value vs. Quality Growth
- Fundamental Analysis for Growth Companies - customer satisfaction, employee satisfaction, retention rates, founder-led, Twitter
- Mental Models - Circle of Competence, Anchoring, Opportunity Cost, Compounding
- Worst Investment Mistake
- Resources for Investors
- About Steady Compounding
Thomas LinkedIn | Thomas Twitter | Steady Compounding Website | Steady Compounding Newsletter
Resources:
- Monish Pabrai, Gautam Baid
- Rich Dad, Poor Dad by Robert Kiyosaki
- The Joys of Compounding by Gautam Baid
- Warren Buffett Letters
- Terry Smith YouTube
- Michael Mauboussin White Papers
- One Up Wall Street by Peter Lynch
- Steady Compounding - Disney Article
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Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Description:
Dollar-cost averaging (DCA) is an investment strategy in which an investor divides up the total amount to be invested across periodic purchases of a target asset in an effort to reduce the impact of volatility on the overall purchase.
Why DCA?
- Removes attempt for timing in the market
- You don’t need large sums to invest but can invest consistently
- Neutralize short-term volatility
- You remove sentiments, biases, and emotions as you have predetermined the amount and equity
Resources:
Principles by Ray Dalio
Cold Brew Money Links
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Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Episode Notes: Diversification reduces risk. It is important to not only diversify across stocks but also across different asset classes. This is key for managing your portfolio. Meb Faber’s study measures performance across 3 asset classes: Stocks, Bonds, and Real Assets. Real Assets include precious metals (like gold and silver) and real estate (REITs). His study also includes different portfolios suggested by investors like Ray Dalio, Warren Buffet, and so on.
Full Post Here.
Resources:
Original paper
Global Asset Allocation by Meb Faber
Portfolio Tool
Cold Brew Money Website
Money Master the Game by Tony Robbins
Cold Brew Money Links
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Hosts: Atit & Tapan
[podcast_subscribe id="111"]
Contact us: Twitter | Instagram | Email
Please note:
Information is only for educational and entertainment purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
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Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
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Resources:
https://variant.mirror.xyz/T8kdtZRIgy_srXB5B06L8vBqFHYlEBcv6ae2zR6Y_eo
https://theirrelevantinvestor.com/2021/02/23/im-in-the-mania/
https://www.coindesk.com/what-are-nfts
https://www.notboring.co/p/power-to-the-person-audio
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Follow us:
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Instagram: https://www.instagram.com/coldbrewmoney/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Twitter Thread by 10-K Diver on the topic: https://twitter.com/10kdiver/status/1363230660479967232?s=20
Article on Financial Freedom: https://www.lynalden.com/financial-freedom/
The Knowledge Pipeline: https://tapandesai.com/the-knowledge-pipeline/
Book Recommendation: The Automatic Millionaire by David Bach
In this episode, we talk about how much money you need to retire? Here are the components -
Expenses, Inflation Savings Rate, Expected Return on Portfolio
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
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YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Follow us:
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This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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About Dollar Gujarati:
Dollar Gujarati is a show about successful Indian Immigrant entrepreneurs and professionals in America. We talk with them about their ideas and struggles on the road to success in this land of opportunity.
Subscribe to the Dollar Gujarati here:
https://open.spotify.com/show/6MMESppatkToQG7mTrom81
https://podcasts.apple.com/us/podcast/dollar-gujarati/id1519034412?uo=4
Guest Introduction:
Our guest today is Dr. Viral Acharya. Dr. Viral is a Professor of Economics at New York University’s School of Business. He was the youngest Deputy Governor of the RBI and held the position from January 2017 to July 2019. Dr. Viral has taught at London Business School, before being called back to his alma mater in New York during the 2008 financial crisis. Dr. Viral is an alumnus of New York University, IIT Bombay, and, perhaps most importantly, Fellowship School in South Bombay.
Bio: https://www.stern.nyu.edu/faculty/bio/viral-acharya
Buy his new book: https://www.amazon.in/Quest-Restoring-Financial-Stability-India/dp/9353884896/
Donate to Pratham: https://prathamusa.org/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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We are talking about Special Purpose Acquisition Companies (SPACs), what are SPACs? Why are they hot right now? Are SPACs good or bad? This is your basic guide to SPACs. Motley Fool on SPAC: https://www.fool.com/investing/2020/09/25/how-to-invest-in-spacs/ Subreddit on SPACs: https://www.reddit.com/r/SPACs/comments/h0bxbk/the_beginners_guide_to_spacs/ Chamath on Twitter
Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/ Subscribe to us: All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/ Anchor: https://anchor.fm/cold-brew-money Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4 Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber Follow us: Twitter: https://twitter.com/coldbrewmoney Instagram: https://www.instagram.com/coldbrewmoney/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Wall St Bets: https://www.reddit.com/r/wallstreetbets/
YouTube channel DeepF----Value: https://www.youtube.com/c/RoaringKitty
Please note: Information is only for educational purposes and should not be relied upon as investment advice.
About Cold Brew Money: Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t. There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it. We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
Hosts: Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
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YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Dhaval on What the HAT!? - http://links.whatthehatpodcast.com/qEt3o
Connect with Dhaval- https://www.linkedin.com/in/dhavalshroff/
About Cold Brew Money:
Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Tapan's blog post- https://tapandesai.com/life-skills-not-taught-in-school/
How to decide- https://www.amazon.com/How-Decide-Simple-Making-Choices-ebook/dp/B07TRJB3S3
About Cold Brew Money:
Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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More Indicators: https://tradingeconomics.com/indicators
Atit's Substack: https://atitkothari.substack.com/
About Cold Brew Money:
Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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About Guest:
Special guest this week is a software team manager and YouTuber, coming from a humble background in India to living the American dream and having a successful YouTube channel with 94K + followers
YouTube: https://www.youtube.com/channel/UCu6WUWDl9tx7bn2e8jy7sNw
Yudi's episode with What the HAT!?:
YouTube: http://links.whatthehatpodcast.com/9wjkh
Apple:http://links.whatthehatpodcast.com/2o9s23
Spotify: http://links.whatthehatpodcast.com/E2rt
Anchor: http://links.whatthehatpodcast.com/7kVTJ
About Cold Brew Money:
Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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In this last episode of 2020, we discuss our best mental models, systems, and a special rapid-fire.
About Cold Brew Money:
Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Follow us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Today we are continuing our discussion around Passive Investing
Tapan’s Funds
- FTSE Developed World ex-U.K. Equity Index Fund - Accumulation (large and mid-sized companies excluding UK, low fee) - tracks fund across developed worlds including US, EU
- FTSE U.K. All Share Index Unit Trust - Accumulation (all UK shares) - high yield, gold rated, only UK stocks
- U.S. Equity Index Fund - Accumulation (All US Index, want to move towards S&P 500 in the future) - all US stocks
- Global Bond Index Fund - Hedged Accumulation (Global Bond - Corporate and Govt)
Atit’s Funds:
- iShares Core S&P 500(IVV)
- Vanguard Long-Term Bond(BLV)
- Vanguard Intmdt-Term Trs ETF(VGIT)
- iShares S&P GSCI Commodity-Indexed Trust(GSG)
- SPDR® Gold Shares(GLD)
- International Index: Japan, Turkey, Russia, Europe, China
- QQQ- ETF that includes 100 of the largest international and domestic companies listed on the Nasdaq stock exchange
- HDFC NRE account FD
- Bitcoin through Robinhood
About Cold Brew Money:
Cold Brew Money is a podcast about finance, investing, businesses and a lot more. We discuss money because your friends and family don’t.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Follow us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
In this episode we discuss:
- Active vs Passive
- Why choose passive investing?
- So what is an Index fund?
- The beauty of the index fund?
- Limitation of index fund
About Cold Brew Money:
Cold Brew Money is a podcast about finance, investing, businesses and a lot more. We discuss money because your friends and family don’t.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Follow us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
In today's episode, we discuss PE, PB, and PS ratios.
-
Why do they matter?
-
How to calculate?
-
What should you compare it to?
About Cold Brew Money:
Cold Brew Money is a podcast about finance, investing, businesses and a lot more. We discuss money because your friends and family don’t.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Follow us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
We are discussing credit cards in today’s episode.
- Do you need a credit card?
- Do credit scores matter?
- Types of credit cards?
- Which card should you pick?
- Using budgeting apps to manage credit cards
- Credit Card Fees
Resources
- I will teach you to be rich by Ramit Sethi (Book)
- Nerdwallet.com
- Moneysavingsexpert.co.uk
About Cold Brew Money:
Cold Brew Money is a podcast about finance, investing, businesses and a lot more. We discuss money because your friends and family don’t.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
All Streaming Platforms: https://www.linktr.ee/coldbrewmoney/
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Follow us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
About Cold Brew Money:
Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Follow us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
About Cold Brew Money:
Cold Brew Money is a podcast about finance, investing, businesses, and a lot more. We discuss money because your friends and family don’t.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
Today we have with us, Ian Phillips.
Ian Philips is a Blockchain developer and co-founder of Etherize, a hybrid formation portal that helps crypto organizations leverage legal entities and legal entities to leverage blockchain tools for the benefit of their communities, users, and investors.
Follow him on Twitter: https://twitter.com/realpalebone
About Etherize: https://www.etherize.io/
Talking Points:
- What is a cryptocurrency? Why do we need one?
- How does Bitcoin work?
- What is Bitcoin used for?
- Why is Bitcoin's market cap so much higher than other coins' even though it's slow and its technology isn't as good as others'?
- What is Ethereum and how is it different from Bitcoin?
- What are smart contracts?
- What is Ethereum Used for?
- What are the threats to cryptocurrencies?
- In the intro, we mentioned you’re using decentralized tools to help bridge the etheric and legal worlds. What are some examples of decentralized tools?
- Where should someone who is interested in investing in this space start? Are there any ETFs?
Resources:
https://mlsdev.com/blog/156-how-to-build-your-own-blockchain-architecture
https://podcasts.apple.com/us/podcast/the-tim-ferriss-show/id863897795?i=1000386194955
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Follow us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
In this episode we answer thisquestion - should you update your investment portfolio based on the US elections?
Resources:
https://www.thebalance.com/presidential-elections-and-stock-market-returns-2388526
https://www.forbes.com/sites/sergeiklebnikov/2020/07/23/historical-stock-market-returns-under-every-us-president/?sh=586c50faaf4d
https://markets.businessinsider.com/news/stocks/stock-market-impact-president-election-congressional-makeup-democrats-republicans-party-2020-7-1029374181
https://www.investopedia.com/presidents-and-their-impact-on-the-stock-market-4587369
Extra Credit: Presidential Election Cycle Theory
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Follow us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
About Cold Brew Money:
Cold Brew Money is a podcast about finance, investing, businesses and a lot more. We discuss money because your friends and family don’t.
There is a stigma around the topic of money, people don't want to discuss finance. We believe it's important to not only discuss finance but also master it.
We will be talking about budgeting, scheduling, investing in stocks, bonds, index funds, valuation, and a lot more all while sipping on coffee!
References mentioned in the episode:https://www.qwixpert.com/why-a-business-case-approach-to-costs-of-owning-an-ipl-team-is-more-prudent
https://www.sweepcricket.com/ipl/what-is-the-business-model-of-ipl-know-how-ipl-team-owners-earn-money/
https://economictimes.indiatimes.com/news/sports/ipl-franchisees-to-remain-profitable-despite-no-gate-revenues-drop-in-sponsorships/articleshow/77803977.cms?from=mdr
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Subscribe to us:
Anchor: https://anchor.fm/cold-brew-money
Apple Podcast: https://podcasts.apple.com/us/podcast/cold-brew-money/id1519033586?uo=4
Spotify: https://open.spotify.com/show/6JGA2DhWwEXaZaSQGXTnyD
YouTube: https://www.youtube.com/channel/UC_RG7_bt43OWD2DANl2HpAA?view_as=subscriber
Follow us:
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
We are continuing our discussion around Mental Models. Here are the mental models we discuss in today’s episode
- Correlation and Causation
- Law of Diminishing Returns
- Margin of Safety
- Social Proof
- Randomness
- Ergodicity
- Opportunity Cost
- Lindy Effect
- Network Effects
- Switching Cost
- Inertia
Resources:
- Nassim Taleb - Fooled by Randomness: https://www.goodreads.com/book/show/38315.Fooled_by_Randomness
- Atit Kothari - Mental Models Blog- https://atitkothari.substack.com/p/framework-for-looking-for-gems
- Tapan Desai - Mental Models - https://tapandesai.com/mental-models/
- Tapan Desai - Monthly Mullings - https://www.instagram.com/mullingsbytapan/
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Episode Notes:
We are discussing Mental Models in today’s episode. Specifically, important Mental Models that you can use in investing.
- What are mental models?
- Why are mental models important?
- First Principles
- Circle of Competence
- Inversion
- First-order, second-order, third-order thinking
- Occam’s Razor
Resources
- Tim Ferriss Show - Naval Ravikant Episode - https://www.youtube.com/watch?v=-7J-Gwc9pVg
- Shane Parrish - Farnam Street - https://fs.blog/
- The Knowledge Project- https://fs.blog/knowledge-project/
- Poor Charlie’s Almanac- https://www.goodreads.com/book/show/944652.Poor_Charlie_s_Almanack
- The Psychology of Misjudgement - https://www.youtube.com/watch?v=4ICaAKuAudQ
- Elon Musk on First Principles - https://youtu.be/NV3sBlRgzTI
- Safal Niveshak - Circle of Competence - https://www.safalniveshak.com/mental-models/
- James Clear - Atomic Habits - https://www.goodreads.com/book/show/40121378-atomic-habits
- Atit Kothari - Mental Models Blog- https://atitkothari.substack.com/p/framework-for-looking-for-gems
- Tapan Desai - Mental Models - https://tapandesai.com/mental-models/
- Tapan Desai - Monthly Mullings - https://www.instagram.com/mullingsbytapan/
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Please note:
Information is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Episode Notes:
We are talking to Divraj Singh Pannu in this episode who is an Equity Research Analyst.
We discuss -
- his role and responsibilities relating to stock research such as valuing equity for a long term investment and intra-day trading.
- he discusses the differences between trading and investing and why beginners should avoid intra-day trading
- Leverage and risk
- Basics of intraday trading
- Long term investing and valuing a company
- How do you identify a business to start investing
- Portfolio allocations
| Divraj LinkedIn: https://www.linkedin.com/in/divraj-pannu-939b56b3/
| Divraj Twitter: https://twitter.com/divrajsingh
| Ignite Overseas: https://www.igniteoverseas.com/
| Ignite Overseas Twitter: https://twitter.com/IgniteOverseas
| Ignite Overseas Instagram: https://www.instagram.com/igniteoverseas/
| Hosts:
| Atit Kothari: https://kothariatit.com/
| Tapan Desai: http://tapandesai.com/
* Please note:*
Information is only for educational purposes and should not be relied upon as investment advice. **
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Tapan recently moved to a new country, so we are discussing what goes into moving in terms of finance. We are discussing: 1. Carrying Forex and Foreign Currency 2. Temporary Accomodation 3. Renting 4. Banking and Investing
Hosts: Atit Kothari: https://kothariatit.com/ Tapan Desai: http://tapandesai.com/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Today we discuss:
Why do you value a company?
- First principle: Opportunity Cost
- Your returns are determined by the price you pay
- It's a good anchor point
- If there is some event that pushes the whole market down, if you know the value you can pick up great companies at cheap prices
- Forces you to put in the work thereby avoiding obvious mistakes
- You need to find a dollar that is selling for fifty cents
Intrinsic Valuation
- Present Value of future cash flow
- If you had to invest in a neighborhood lemonade stand? How much will you pay for it?
- Very simple lemonade example (https://docs.google.com/spreadsheets/d/1FBu2Td7vnva9DHSvWVOL3-XwTAQ1UtXT9Ihk5sO1G9E/edit?usp=sharing)
- Discount rate: Let’s say that you’d take $900 today instead of $1000 exactly a year from now. That means you’d accept a 11.1% “discount rate” on that transaction.
- Growth rate
- Terminal value
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
We cover:
-
what does valuing means?
-
why do you value a company?
-
how do you even pick a company to value?
-
important parameters do you need to look at to value a company?
-
how to track the stock against your valuation?
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
Please note: Information provided in this is only for educational purposes and should not be relied upon as investment advice.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
We look at Apple's financial statements to find its moats
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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We try to quantify moats in this week's episode.
Episode Notes:
We are continuing our discussion around moats from the previous episode. In this episode, we are discussing how to read a financial statement. There are 3 types of financial statements- Income Statement Balance Sheet Cash Flow Statement We are discussing what are the most important parameters that you should look at when investing from the financial statements.
Resources Mentioned:
William Ackman: Everything You Need to Know About Finance: https://www.youtube.com/watch?v=WEDIj9JBTC8
Investopedia: Search for Balance Sheet, Income Statement, Cash Flow
The site to look at financial statements: https://stockrow.com/AAPL/financials/income/annual
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
We cover:
- What are moats?
- Why are they important?
- What are the different kinds of moats?
About Hosts:
Atit Kothari: http://kothariatit.com/
Tapan Desai: https://tapandesai.com/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Episode Notes:
Today we are talking about getting started with investing. We are hoping to share some actionable items, will discuss how Atit and I got started, our personal stories, and failures.
We both believe in value investing. So these will be long term ideas. This episode won’t be for you if you want to do intraday investments.
Strategies:
- Think you will be owning the business before buying the stocks
- Think long-term, 3-year minimum
- Protect your downside
- Circle of Competence
- Dollar-Cost Averaging
The portfolio’s Discussed:
- Ray Dalio’s All Weather
- 60 stocks, 40 bonds
- Golden Butterfly
Resources Mentioned:
Website: Investopedia
Books: One Up on Wall Street, Bogleheads Guide to Investing
Blog: Safal Niveshak
Podcast: Robinhood Snacks, The Motley Fool
Apps: Stash, Vanguard, Robinhood, Wealthfront, Betterment, Zerodha
Hosts:
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
In conversation with Jinesh Mehta, a home-owner in the US, understanding the intricacies of buying a house in the USA as an immigrant. We are discussing parameters such as bills, utilities, school-ranking which most new buyers gloss over when purchasing a house.
Additionally, discussing factors to consider even before you plan on purchasing a new home in the US.
Jinesh on LinkedIn: https://www.linkedin.com/in/mehtajinesh/
__________
COLD BREW MONEY is a podcast discussing finance because your friends and family won't.
Reach out to us on
Twitter: https://twitter.com/coldbrewmoney
Instagram: https://www.instagram.com/coldbrewmoney/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Today we talk about:
-
How to build passive income
-
How long it would take you to make substantial revenue from passive income sources
-
Why passive income source is important especially today
About Hosts:
Atit Kothari: http://kothariatit.com/
Tapan Desai: https://tapandesai.com/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Episode Notes: Today we will be covering a very important, if not the most important, topic in investing - Compounding. Compounding as a concept is applicable to everything. The most important variable is time. You need to start early to truly harvest the full potential of compounding, especially if you’re an investor!
Resources Mentioned: The Compound Effect by Darren Hardy
Atit Kothari: https://kothariatit.com/
Tapan Desai: http://tapandesai.com/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Today we talk about:
-
Why you should automate your finances
-
How to automate your finances
-
Tools, books, and recommendations for automation
About Hosts:
Atit Kothari: http://kothariatit.com/
Tapan Desai: https://tapandesai.com/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Tapan recently got tested positive for Coronavirus.
In this episode, he shares his experience fighting the virus, hospital system in Mumbai, and the importance of having Mediclaim.
Read his story here: http://tapandesai.com/coronavirus-story
We talk about money because your friends and family won't.
About Hosts:
Atit Kothari: http://kothariatit.com/
Tapan Desai: https://tapandesai.com/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Episode Notes: We are talking about budgeting. We are discussing why budgeting is important and how should your budget? One of the most common strategies for budgeting is the 50-30-20 split. 50% of your income goes to needs, 30% to your wants, and 20% to your needs. However, the most important part is accounting for and saving 20% before you go about spending on your wants. Find out more in this episode!
About Hosts:
Atit Kothari: http://kothariatit.com/
Tapan Desai: https://tapandesai.com/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
Best personal advice we've ever come across.
We talk about money because your friends and family won't.
About Hosts:
Atit Kothari: http://kothariatit.com/
Tapan Desai: https://tapandesai.com/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
We talk about money because your friends and family won't.
About Hosts:
Atit Kothari: http://kothariatit.com/
Tapan Desai: https://tapandesai.com/
Books mentioned in the episode:
MONEY: Master the game
Rich Dad, Poor Dad
Podcast Recommendation
I will teach you to be rich
Total Money Makeover
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Send in a voice message: https://anchor.fm/cold-brew-money/message
