Are you a fix and flip investor, or are you considering jumping in? More than 207,000 homes were flipped in 2017, that is the highest number in a decade. Over 138,000 people or companies flipped homes last year, also a record high. These numbers were provided by a recent report from ATTOM Data Solutions. A…
Most of us buy life insurance policies to protect our loved ones. In many cases however, life insurance policies may be purchased as part of a estate tax planning strategy or a corporate buy/sell agreement that is no longer relevant. Or, you may own a 10, 15 or 20 year term policy that is coming…
Many of you have a mortgage on your home. Some of you may have a mortgage on an investment property. However, my guess is many of you are not aware you an buy mortgage held by others as an investment. Why would an investor want to invest in this area and what are the some…
Complacency in anything is dangerous, especially in investing. Before this past Friday, 401 days had passed without a 5% drop in the market. Money has been pouring into stock funds and a recent trading vehicle which counted on low volatility to continue. Given the 6.1% drop in the Dow 30 index the past two trading…
Much needed cash can be deposited into your small business account within 72 hours! 100% to 125% of your monthly revenues is the average loan amount. Business owners with a fico of 500 or above are considered. The minimum time in business is 3 months.
The biggest buzz in the financial markets for 2017 involved cryptocurrencies. The most famous cryptocurrency, Bitcoin, was up 1347% in 2017, while other lesser known cc’s experienced even larger gains. Is there room for growth in these currencies? How high must your risk tolerance be to even consider trading these currencies, or futures on these…
Frustrated with how long it takes to collect your small biz invoices? Would you like to convert a large share of the invoice into cash with a week? Please check out episode 10 of Financially Empowered with Ralph Russell where we discuss account receivable financing, or factoring with expert DeWayne Hill of TBS Capital, (www.tbscapitalfunding).…
With the US stock indices at or near record levels, it is more important than ever to do your research when it comes to investing your hard earned cash! In episode 009, we will talk with the editor of one of the top investment newsletters for the past 40 years!! The Prudent Speculator celebrated its…
With the US stock market averages at or very near record highs, and stock valuations at peak levels, (overvalued compared to historical averages), now is a great time to learn how to protect your investment portfolio against a possible market pullback! Sylvia Jablonski, a noted expert in the area of exchange traded funds (ETF's) and…
Let’s face it, getting a loan for your small business can be tough. Lenders for good reason, ask for what seems like every document imaginable. The process can take weeks, and on a number of occasion, after all the work you put into the process, the bank declines your request. Now what? Fortunately, there are…
Note – The first 6 episodes were produced under the name Your Business Decision. Beginning Oct. 1, 2017 the podcast was re-branded to Financially Empowered with Ralph Russell. The cost of healthcare has skyrocketed the past few years, increasing at an incredible pace! This has impacted the bottom line for individuals paying for their own…