The Tony Steuer Podcast: Recent Episodes
Tony Steuer
The Tony Steuer Podcast features conversations with financial literacy advocates who are changing the conversation on money, as well as catching up on the latest trends and ideas in the world of financial literacy and education.
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Small, daily habits can turn financial confusion into confidence.
Emily Boxall, Founder of the 2Mins App joined Tony on this episode of Get Ready Before Life Happens to talk about how gamification and bite-sized learning can transform financial education.
From quirky characters to two-minute lessons, Emily shares how making money more approachable, interactive, and judgment-free can help people build confidence and lasting financial habits.
Key Takeaways
- Financial education works best when it is simple and accessible.
- Two-minute lessons make it easier to build consistent habits.
- Gamification helps people engage without fear or judgment.
- Repetition and interaction improve long-term retention.
- Many people feel money is “not for them” due to how it’s taught.
- Confidence grows when people apply what they learn.
- Financial education should start early and continue over time.
🧠 Tony’s Take: Financial confidence comes from small, consistent steps. When we make money approachable, people engage. And when people engage, they build habits that lead to better decisions.
Connect with Emily Boxall:
- LinkedIn (Emily): https://www.linkedin.com/in/emily-boxall-ab3b53172/
- Website (2mins app): https://microfact.co.uk
- LinkedIn: 2mins
- Instagram: @2minsapp
- TikTok: @2minsapp
Bio:
Emily Boxall is the Co-founder of 2mins, the app turning financial education into engaging, bite-sized games. Her background spans marketing, communications and journalism, including freelance writing for the Investors’ Chronicle. She co-founded 2mins with her dad, Chris Boxall, and together they are on a mission to build financial confidence through humour, creativity and fun.
2mins was recently named runner-up in the Best Fintech/AI by a For Profit Organisation category at the Money Awareness and Inclusion Awards (MAIAs)
This episode is a collaboration with The Money Awareness and Inclusion Awards (the MAIAs) which celebrate the increasingly important work being done to help people understand money better. Learn more: https://www.maiawards.org.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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The best financial decisions happen when emotion opens the door and logic helps shape the plan.
Bill Comfort and Maxwell Schmitz joined Tony Steuer on this episode of Get Ready Before Life Happens for a lively debate about whether people make better insurance and financial decisions through numbers and probabilities, or through a clear understanding of the real-life impact on the people they love?
This conversation explores where emotion, logic, and lived experience intersect, and why the best planning conversations need all three.
Key Takeaways
- Emotion often helps clients engage with difficult financial decisions.
- Logic and data help quantify how much a risk truly matters.
- Insurance decisions are often driven by responsibility and love.
- Statistics should inform design, not drive fear.
- Lived experience often makes risk feel more real than probabilities alone.
- Risk protection must be part of every financial plan.
- The strongest decisions combine heart and numbers.
🧠 Tony’s Take: What stood out in this conversation is that this is not an either-or question. Emotion helps people connect with why a decision matters. Logic helps them understand what action to take. Financial readiness lives at the intersection of both.
Connect with Bill Comfort:
- Comfort Long Term Care Website: (here)
- LinkedIn: (here)
Connect with Maxwell Schmitz:
- LinkedIn: (here)
- Dingo Technologies website: (here)
- Yetworth website: (here)
Resources mentioned:
- Why Disability Insurance Is the Foundation of a Real Financial Plan with Maxwell Schmitz and Tony Steueron the Get Ready Before Life Happens Podcast (watch or listen)
Bios:
Bill Comfort is an independent LTC specialist agent with Comfort Long Term Care. Bill hosts the broadcast & podcast show: “Aging America Radio” with a focus on a wide range of topics supporting "successful aging".
Maxwell Schmitz, MSFS, CLTC is a third-generation DI specialist. He is co-founder of Dingo Technologies, Inc. and President of Yetworth Insurance Solutions, a disability-focused insurance agency. He also currently serves as President of the International DI Society, an association of the nation's top DI minds. Max also serves as the chair of his town's Bicycle and Pedestrian Advisory Committee. He is a sitting member on the board of The Plus Group, America's Premier Disability Insurance Marketing Organization. In his spare time he is also the father/coach of three energetic/athletic kids (ages 7, 5, and 3), husband to an amazing wife, and is a thru-hiking junkie.
☕ Support the Get Ready Movement.
If these conversations help you think differently about money or prepare for life’s what-ifs, your support helps expand financial readiness education and keep this work accessible.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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Money works best when it supports the life you want to live.
Dana Miranda, author, content creator, and money writer joined me on Get Ready Before Life Happens to talk about what it means to build a healthier, more empowering relationship with money.
We explored why traditional money advice often misses the lived experiences of women, people of color, and LGBTQ communities, and how understanding financial tools can replace fear with confidence and choice.
Key Takeaways
🔹 Financial products are tools, not goals.
🔹 Understanding how money works helps reduce fear and uncertainty.
🔹 Traditional advice often reflects an idealized life that many people do not live.
🔹 Your identity and lived experience shape your relationship with money.
🔹 Good money management does not have to mean restriction.
🔹 “Enough” is personal and can change over time.
🔹 Money should support your life, not become your boss.
🧠 Tony’s Take: Healthy wealth begins with self-trust. Financial readiness is not about following someone else’s rules. It is about understanding the tools available to you and using money to support the life you want to build.
Connect with Dana Miranda:
- Website and newsletter: https://www.healthyrich.co
- LinkedIn: https://www.linkedin.com/in/justdanamiranda/overlay/contact-info/
- Forbes Advisor Columnist: https://www.forbes.com/advisor/author/dmiranda/
Books:
- You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease (Amazon)
Bio:
Dana Miranda is a Certified Educator in Personal Finance and author of You Don’t Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease (Little, Brown Spark 2024). She’s been writing about personal finance as a staffer, freelancer, author, and creator since 2015, sharing her innovative budget-free approach, which recognizes the ways financial education fails to meet the needs of marginalized folks and shifts the conversation toward a better relationship with money for everyone.
☕ Support the Get Ready Movement.
If these conversations help you think differently about money or prepare for life’s what-ifs, your support helps expand financial readiness education and keep this work accessible.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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Financial decisions are becoming more complex every year. This episode explores how to find trusted expertise, ask better questions, and build confidence in the advice you follow.
Tom Dickson, founder of the Financial Experts Network joined me on this episode of Get Ready Before Life Happens to explore why trusted expertise matters in today’s complex financial world, how advisors can better serve clients through collaboration and lifelong learning, and why understanding a person’s background and credentials is essential before following financial advice.
Key Takeaways
- Financial planning requires expertise across many different and evolving areas
- Understanding a professional’s credentials and background helps build confidence in financial advice
- Lifelong learning is essential in a rapidly changing financial landscape
- Specialized expertise can help people navigate complex financial decisions more effectively
- Consumers should research financial professionals and understand the source of advice before acting
- Trusted advisors often work collaboratively with specialists to better serve clients
In a world full of information, trusted expertise becomes even more valuable. The right guidance usually comes from people who understand their specialty deeply and continue learning as the world changes. Asking better questions about credentials, experience, and expertise helps people make more confident financial decisions.
Connect with Tom Dickson:
- Website: www.financialexpertsnetwork.com
- LinkedIn: https://www.linkedin.com/in/financialexpertsnetwork/
Bio:
Tom has over 40 years of experience in many sectors of the financial services industry, including asset management, brokerage, custody, trust, mortgage and fintech.
It’s Tom passion for personal finance education that led to the development of the Financial Experts platform. Launched in 2008, Financial Experts has educated tens of thousands of Financial Planners with LIVE webinars that feature true subject matter experts.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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Financial abuse often leaves no visible signs. Recognizing the signs can be the first step toward protecting yourself and finding hope.
Sandhya Gopal, divorce financial planner joined Tony on Get Ready Before Life Happens to explore the warning signs of financial abuse and what women can do to protect themselves during major life transitions.
They discuss how financial control can be subtle and invisible, the importance of access to cash and trusted support, and how small steps and community can help move someone from fear and paralysis toward clarity, confidence, and hope.
Key Takeaways
🔹 Financial abuse is often psychological, subtle, and difficult to recognize.
🔹 Red flags include secrecy, gaslighting, and money moving to untraceable places.
🔹 Emotional paralysis can keep people feeling trapped and powerless.
🔹 Access to cash and a trusted confidante are critical first steps to leaving an abusive relationship.
🔹 Small, practical steps help rebuild confidence and agency over time.
🔹 Support communities, including virtual ones, can reduce isolation and restore hope.
🔹 Financial confidence grows when people realize they are not alone and have options.
🧠 Tony’s Take
Financial abuse often hides in plain sight. Recognizing the signs is the first step toward reclaiming clarity, safety, and control. Financial readiness means making sure people know they have resources, support, and a path forward before life’s hardest transitions force decisions.
Connect with Sandhya Gopal:
- LinkedIn: https://www.linkedin.com/in/sandhyagopal/
- Spend It Right Website: https://www.spend-it-right.com
Books:
- Breaking Free: Empower Your Mindset, Master Your Money (Amazon)
Resources mentioned:
- Get Ready Before Life Happens Podcast: Connecting Wealth and Great Health With Chris Heye (here)
- Facebook Support Groups (search for divorce)
Bio:
Sandhya Gopal is a financial advisor, Certified Divorce Financial Analyst®, and founder of SpendItRight. After going through her own divorce, she saw how overwhelming financial decision-making can feel when you suddenly have to navigate it on your own - even if you’re otherwise capable and successful.
That experience led her to start teaching financial literacy, where she noticed a clear pattern: many capable women lacked visibility into their finances until life forced them to be involved. Today, she helps women navigate financial transitions with clarity - especially during divorce, where what looks equal on paper is not always equal in reality - and supports them through the rebuilding phase that follows. Her work focuses on helping women understand their numbers so they can make confident, grounded decisions.
☕ Support the Get Ready Movement.
If these conversations help you think differently about money or prepare for life’s what-ifs, your support helps expand financial readiness education and keep this work accessible.
👉 Support (here)
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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Better money decisions begin when we slow down enough to understand ourselves.
On this episode of Get Ready Before Life Happens, Tony sits down with DonJay Rice to explore how curiosity, reflection, and emotional awareness can help rewire the way we think about money.
From scarcity mindset and workaholism to gratitude and values alignment, this conversation highlights how financial healing begins with asking better questions and taking one small step at a time.
Key Takeaways
🔹 Take time to recognize and celebrate our wins
🔹 Our money behaviors are often rooted in childhood experiences
🔹 High achievement can sometimes mask fear and scarcity
🔹 Curiosity is a powerful tool for uncovering what is really driving behavior.
🔹 Silence creates space for truth in conversations.
🔹 Financial change happens through small, consistent improvements.
🔹 Understanding what is true today helps loosen the grip of old beliefs.
🔹 Aligning money decisions with values leads to greater life satisfaction.
🧠 Tony’s Take
Money and emotions are deeply connected. When we slow down, get curious, and stop judging ourselves, we begin to shift from reacting out of fear to making decisions that reflect our values and goals.
Connect with DonJay Rice, FBS:
- Drumbeat Of Wealth Website: https://www.drumbeatofwealth.com
- LinkedIn: https://www.linkedin.com/in/donjay-rice-fbs®-36950a297/
- Facebook: https://www.facebook.com/profile.php?id=61551358480000
- Instagram: https://www.instagram.com/drumbeatofwealth/?hl=en
Resources mentioned:
- The Enneagram Institute: https://www.enneagraminstitute.com
Bio:
DonJay Rice is a Certified Financial Behavior Specialist. With that title he works with clients, couples and families to heal and create a path forward when their relationship with money becomes unhealthy. He is also a public speaker who leads audiences to discover how money behaviors impact relationships with others as well as the relationship they have with themselves.
DonJay is a Certified Christian Life Coach through the American Association of Christian Counselors. A certified Enneagram Coach and a Certified Trauma Coach. He has been a guest on several international podcasts and has written articles for the Journal of Financial Planning. He holds a Masters Cert in Financial Psychology and Behavioral Finance from Creighton University.
Prior to being a Financial Behavior Specialist/Coach, DonJay was a financial advisor for 28 years, developing a special niche in working with clients where money behaviors were entangled with past or present, grief and trauma.
Working for a brokerage firm with over 19,000 advisors. DonJay grew his practice from zero clients, zero assets and zero leads to be in the top 2% of the firm in terms of annual gross production. DonJay also consistently scored in the top 10% of the firm in terms of client satisfaction surveys while performing several volunteer leadership roles within the organization.
That is what he DOES, or has done, but it doesn’t describe who DonJay IS? So, who is DonJay Rice? His family and close friends describe him as: Kind, Optimistic, Creative, Generous, Vulnerable, and a heart filled with Empathy.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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The most important inheritance conversations are about trust, context, and relationships.
Emily Bouchard, TEDx speaker, founder of Family Focused Wealth, and host of the Wealth Coherence Podcast joins Tony on the Get Ready Before Life Happens podcast to talk about why families need safe, transparent conversations around money, trust, and inheritance.
They explore how trust, communication, and shared values help families build resilience, prepare beneficiaries, and reduce the emotional impact of inheritance and loss.
Key Takeaways
🔹 Inheritance conversations should focus on relationships before numbers.
🔹 Safe spaces allow families to share concerns, values, and expectations.
🔹 Trust is built through sincerity, reliability, competence, and care.
🔹 Beneficiaries need context and preparation, not just financial assets.
🔹 Lack of communication can increase inheritance trauma and confusion.
🔹 Understanding each other’s money stories strengthens family resilience.
🔹 Small, consistent conversations build trust and clarity over time.
🧠 Tony’s Take
Money changes family dynamics the moment it enters the room. Financial readiness means creating trust, context, and safe conversations before decisions are forced by life transitions.
Connect with Emily Bouchard:
- Website: https://emilybouchard.com
- LinkedIn: https://www.linkedin.com/in/emily-bouchard-5a9a049/
- Instagram: https://www.instagram.com/emily4families/
Books:
- Beginners Guide to Purposeful Prenups: Three Essential Elements for a Successful Prenup Conversation by Emily Bouchard and Emily Chase Smith (Amazon)
- Estate Planning for the Blended Family by L. Paul Hood, Jr. and Emily Bouchard (Amazon)
Podcast:
- Wealth Coherence Podcast: https://emilybouchard.com/podcasts/
Resources mentioned:
- TEDx Talk: How to talk about inheritance (without talking about money) - (YouTube)
- The Five Dysfunctions of a Team: A Leadership Fable by Patrick Lencioni (Amazon)
Bio:
Emily Bouchard is a coach and consultant to enterprising families and is dedicated to unlocking the full potential of individuals, couples and families, by guiding them through the complexities of wealth, relationships, and leadership. She is an author and speaker with over 20 years of experience coaching multigenerational families, with specializations in blended family dynamics and family business succession. As a fractional Chief Learning Officer, she designs personalized learning experiences that focus on lifelong growth, emotional intelligence, and financial acumen. She lives on 10-acres with 9 horses, where she facilitates transformative retreats.
☕ Support the Get Ready Movement.
If these conversations help you think differently about money or prepare for life’s what-ifs, your support helps expand financial readiness education and keep this work accessible.
👉 Support (here)
Support the show
The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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Being named executor is more than a title. It’s a responsibility most people are not prepared for.
Julie Rains, author and storyteller joined me on this episode of Get Ready Before Life Happens, to talk about the realities of settling a parent’s estate and what it truly means to serve as an executor.
Drawing from her personal journey, Julie shares practical lessons around cash flow, access to accounts, beneficiary designations, financial institutions, and why family conversations before a loss are one of the greatest gifts we can give.
Key Takeaways
🔹 Executors often need access to cash before estate assets are released.
🔹 Court appointment and estate rules can vary significantly by state.
🔹 Beneficiaries and heirs are not the same under the law.
🔹 Financial institutions may freeze accounts or provide incomplete information.
🔹 Wills, trusts, and beneficiary designations can produce very different outcomes.
🔹 Clear family conversations about wishes, access, and responsibilities reduce stress later.
🔹 Preparing before death is one of the most meaningful gifts to loved ones.
🧠 Tony’s Take
This conversation is a reminder that estate planning is not just about documents. It is about making sure the right people have the information, access, and support they need when life changes. Financial readiness includes preparing others to step in with clarity and confidence.
Connect with Julie Rains:
- LinkedIn: https://www.linkedin.com/in/julierains/
- Website: www.julierains.com
- Investing to Thrive website: https://investingtothrive.com
- Save.Invest.Protect.Preserve Newsletter (Substack): https://julierains.substack.com
Books:
- Growing Wealth: Essential Money Lessons From My Garden to Yours (Amazon)
Bio:
Julie Rains is a writer and finance professional with a Bachelor of Science in Business Administration and a concentration in Finance from The University of North Carolina at Chapel Hill. When she became executor of her father's estate — right in the middle of finishing her first book, Growing Wealth: Essential Money Lessons from My Garden to Yours — she found herself navigating a strange new world. Despite her background and her dad's relatively simple estate, she was astonished at the complexity involved in making straightforward claims.
What began as a desire to change systems evolved into something more tangible: helping people stay sane through one of life's most overwhelming responsibilities. Julie writes about estate work and legacy at her Substack, Save. Invest, Protect. Preserve. and is working on a novel that draws on her experiences. Whether you're settling an estate or planning, Julie’s mission is to illuminate what's really going on — so you can make informed decisions, choose the right professionals, and strengthen the relationships that matter most.
☕ Support the Get Ready Movement.
If these conversations help you think differently about money or prepare for life’s what-ifs, your support helps expand financial readiness education and keep this work accessible.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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What you learn about money as a child can shape your decisions for life.
On this episode of Get Ready Before Life Happens, Tony talks with Dr. Bilal Pandow about how childhood experiences shape lifelong money habits, why even highly educated people struggle with financial decisions, and how simple, consistent conversations can help build confidence and better financial behaviors over time.
Key takeaways
🔹 Behavior is a central component of financial literacy, rather than just understanding concepts.
🔹 Early experiences with money shape lifelong habits and confidence.
🔹 Even highly educated people struggle without practical financial behaviors.
🔹 Children learn about money through observation and everyday conversations.
🔹 Simple, consistent habits matter more than complex financial strategies.
🔹 Storytelling helps make financial concepts concrete, memorable, and relatable.
🔹 Financial literacy is for everyone and can be built at any stage of life.
Tony’s Take: Financial readiness starts earlier than we think. The habits, conversations, and experiences we have around money in childhood shape how we make decisions for the rest of our lives. The goal is not perfection. It is building simple, consistent behaviors that help people see money as a tool, not a source of stress.
Connect withDr. Bilal Ahmad Pandow:
- LinkedIn: https://www.linkedin.com/in/dr-bilal-pandow-a5204a16/
- Instagram: https://www.instagram.com/financewithbilal/
Books:
- A to Z of Finance for Children: https://a.co/d/01ECYihD
- Money Villa: Learn to be Money Smart: https://amzn.in/d/0c0fhGou
Bio:
Dr. Bilal Ahmad Pandow is an Associate Professor of Finance at Bahrain Polytechnic and a researcher, editor, and advisor working across financial literacy, financial inclusion, sustainable finance, and climate-related economic resilience. He is a recipient of the Obada Prize in Social Sciences, an international award recognizing innovative and interdisciplinary research excellence. His work focuses on helping individuals, families, and communities make better financial decisions, with a particular interest in children's financial education, policy-relevant research, and practical approaches that bridge academia and everyday life.
Dr. Pandow has authored books designed to disseminate complex financial concepts to broader, non-academic audiences, particularly children, demonstrating his commitment to financial literacy. These include the children's storybook MoneyVilla: Learn to be Money Smart and A to Z of FINANCE for CHILDREN.
☕ Support the Get Ready Movement.
If these conversations help you think differently about money or prepare for life’s what-ifs, your support helps expand financial readiness education and keep this work accessible.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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How do you build financial confidence in a new country?
It starts with learning how money works where you are.
On this episode of Get Ready Before Life Happens, I spoke with Bisola Tijani, the Whiz Queen, about building financial confidence when navigating a new country, learning how money works in a different system, and taking ownership of your financial future.
Key Takeaways
🔹 Learn how money works where you live.
🔹 A growth mindset helps you adapt, learn, and take ownership of your financial decisions.
🔹 Start with the essentials by setting up identification, banking, and credit systems early.
🔹 Building credit intentionally expands your access to housing, employment, and financial opportunities.
🔹 Confidence grows through action by learning, experimenting, and making small, informed decisions.
🔹 Protect your money by working with regulated professionals and taking time before making decisions.
🔹 Money is a tool that supports your life, your goals, and the people you care about.
Tony’s Take: Starting over creates opportunity. Financial readiness begins with understanding the system you’re in and taking ownership of your decisions.
Connect with Bisola Tijani:
- Website: https://whizqueen.ca
- LinkedIn: https://www.linkedin.com/in/b-tijani/
- Instagram: https://www.instagram.com/whiz_queen/?hl=en
- YouTube: https://www.youtube.com/@WhizQueen/featured
Podcast:
- The Whiz Queen Show: https://www.youtube.com/playlist?list=PLhG7IsMTPnBNn2MMAoXzDal7cJR7R6jDP
Bio:
Bisola Tijani, known as WhizQueen, is a Nigerian-Canadian content creator and financial educator with 150K+ followers across YouTube, TikTok, and Instagram. She's on a mission to make money simple, accessible, and actually enjoyable — especially for first-generation immigrants and newcomers building wealth in a new country. Through her community Smart Money Group and her education platform, she teaches investing, income building, and the kind of financial clarity that changes how people live — not just how they save.
☕ Support the Get Ready Movement.
If these conversations help you think differently about money or prepare for life’s what-ifs, your support helps expand financial readiness education and keep this work accessible.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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It’s easier to be yourself, and that’s what builds real trust.
On this episode of Get Ready Before Life Happens, I spoke with Derek Pollard, founder of Constellar Creative, about why authentic communication is the foundation of strong relationships.
We explored how finding your voice, staying curious, and focusing on small human moments can help you build trust and communicate more effectively in a digital world.
Key takeaways
🔹 Authentic communication builds trust through clarity, consistency, and relatability.
🔹 Your voice develops by saying what you mean and standing behind it.
🔹 Understanding context and nuance helps your message connect.
🔹 Small acts of kindness and gratitude strengthen relationships.
🔹 Strong connections come from knowing people, not just sharing information.
🔹 Practicing your voice creates confidence and better communication over time.
🔹 Carefully curate your network.
🧠 Tony’s Take
Better relationships start with better communication. When you show up as yourself, speak with clarity, and focus on real connection, you build trust that lasts. Financial readiness is built on strong relationships, and those relationships begin with authentic conversations.
Connect with Derek Pollard, PhD:
- LinkedIn: https://www.linkedin.com/in/derekpollard-phd/
- Constellar Creative Website: https://constellarcreative.com
Bio:
Dr. Derek Pollard has spent thirty years editing New York Times bestselling authors and Guggenheim Fellows, helping them sound unmistakably like themselves. He founded Constellar Creative, featured on the Kitces Advisor Services Map, to do the same for financial advisors.
☕ Support the Get Ready Movement.
If these conversations help you think differently about money or prepare for life’s what-ifs, your support helps expand financial readiness education and keep this work accessible.
👉 Support (here)
Support the show
The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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Clear money conversations help families prepare before life happens.
On this episode of Get Ready Before Life Happens, Tony talks with Jacqui Clarke, author of Stop Worrying About Money, about how better money conversations help families navigate caregiving, loss, divorce, and rising financial pressure.
They explore why money is often left unspoken, how that creates risk, and what families can do to build clarity, reduce anxiety, and prepare for what’s ahead.
Key takeaways
🔹 Having conversations with your spouse and family is essential for aging planning and legacy planning.
🔹 Knowing where assets are and what things cost is essential during life transitions.
🔹 Financial responsibility often defaults to one partner, which creates vulnerability for the other partner.
🔹 Many women face financial gaps due to caregiving, career pauses, and unequal roles.
🔹 Estate plans need context and communication, not just documents.
🔹 “Planet Squeeze” is real as families balance aging parents, kids, and rising costs.
🔹 Being optimistic about money can be really empowering.
🔹 Advisors have a responsibility to meet with both spouses.
Tony’s Take
When families share information, understand their finances, and align on decisions, they create clarity before life gets complicated. The goal is making sure no one is left trying to figure everything out alone.
Connect with Jacqui Clarke:
- Website: jacquiclarke.me
- LinkedIn: https://www.linkedin.com/in/jacquiclarke/
- Instagram: https://www.instagram.com/jacquiclarke000/
Substack Newsletter:
- Your Personal CFO: https://jacquiclarke.substack.com
Books:
- Stop Worrying about Money: The Award-Winning book about how you can start planning now to secure your financial future (Amazon US)(Amazon AU) (Barnes and Noble)
- Free sample chapter: https://www.jacquiclarke.me/book
Bio:
Jacqui Clarke FCA, FTI, GAICD, JP, author of Stop Worrying About Money, is a trusted advisor, board member, executor and veteran business executive. As a personal wealth and money management expert and over three decades of experience, 25 years at Deloitte and PWC helping high-net-worth families, individuals and business owners to build, manage and preserve their wealth. Her message is simple: with careful planning and effort, you can manage your money, so it doesn’t manage you. https://www.jacquiclarke.me/
The Money Awareness and Inclusion Awards (the MAIAs) celebrate the increasingly important work being done to help people understand money better. Learn more: https://www.maiawards.org.
☕ Support the Get Ready Movement.
If these conversations help you think differently about money or prepare for life’s what-ifs, your support helps expand financial readiness education and keep this work accessible.
👉 Support (here)
Support the show
The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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In many financial planning conversations, the loudest voices tend to shape the outcome.
Yet some of the most important perspectives in the room often go unheard.
What happens when we start asking better questions and make space for every voice to be part of the conversation?
On this episode of Get Ready Before Life Happens, I spoke with Colleen Bowler, entrepreneur, speaker, and creator of The Passport Package, about the human side of financial planning.
We explore why listening is one of the most powerful tools advisors and families have, how planning conversations can bring out quieter voices, and why meaningful financial decisions begin with understanding what truly matters to the people involved.
🔹 Financial planning works best when advisors listen before offering solutions.
🔹 Asking thoughtful questions helps uncover what truly matters to clients.
🔹 Important perspectives can be missed when quieter voices are not invited into the conversation.
🔹 More than 70% of widows change advisors after losing a spouse when they feel unheard.
🔹 Engaging the next generation helps families prepare for transitions, many next-generation heirs move on when there’s no relationship.
🔹 Retirement planning becomes more meaningful when people move toward something purposeful.
💭Tony’s Take; Financial readiness begins with understanding people. When advisors and families create space for every voice and ask better questions about what truly matters, planning becomes more than numbers. It becomes a conversation about the life people want to build.
Connect with Colleen Bowler, CFP:
- Website: https://thepassportpackage.com
- LinkedIn: https://www.linkedin.com/in/colleen-bowler-cfp®-09576796/
Books:
- Generous Kids (Amazon: https://amzn.to/49zoitC)
Bio:
Colleen Bowler, CFP® is an entrepreneur, speaker, and coach who transformed personal hardship — losing her father at 16, later navigating divorce as a single mom with a sick child — into a 25+ year financial planning career that took her from earning $14,000 her first year to building Strategic Wealth Partners into a top 1% Texas firm, managing half a billion in AUM. After successfully selling her practice, she co-founded C&J Innovations, LLC, where she created The Passport Package™ (patent-pending) — a proven framework that helps financial advisors grow revenue, referrals, and retention by embracing the human side of every financial decision, creating what she calls a "waterfall of impact" that lasts for generations.
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Many financial decisions feel logical in the moment.
Yet emotions often shape the choices we make about money.
Understanding that connection can help us make better decisions and build stronger financial readiness.
On this episode of Get Ready Before Life Happens, I spoke with Mark Crowley, author and advocate for heart-based leadership, about how emotions shape the way we make decisions, build relationships, and respond to life’s uncertainties.
📝 Key Takeaways
🔹 Financial decisions are often driven by emotions .
🔹 Awareness of emotional signals leads to more thoughtful choices.
🔹 Connection and belonging strengthen resilience.
🔹 Small moments of appreciation and trust build stronger relationships.
🔹 Collaboration and support systems help people navigate uncertainty.
🔹 Self-awareness helps us recognize emotional influences on decisions.
💭 Tony’s Take: Financial readiness involves understanding how emotions influence our decisions, relationships, and responses to uncertainty.
When we build self-awareness, strengthen our connections, and approach decisions with intention, we create a stronger foundation for navigating life’s unexpected moments.
Connect with Mark Crowley:
- Website: https://markccrowley.com
- LinkedIn: https://www.linkedin.com/in/markccrowley/
- Twitter: @MarkCCrowley
Books:
- The Power of Employee Well-Being: Move Beyond Engagement to Build Flourishing Teams (Amazon)
- Lead From The Heart: Transformational Leadership For The 21st Century (Amazon)
Podcast:
Lead From the Heart: https://blubrry.com/leadfromtheheartpodcast/
Bio:
Mark C. Crowley is the author of “Lead From The Heart: Transformational Leadership For The 21st Century,” and “The Power of Employee Well-Being: Move Beyond Engagement To Build Flourishing Teams.” His mission is to fundamentally change how we lead people in workplaces around the globe.
Mark is a regular columnist for Fast Company Magazine and has been published in Psychology Today, Inc. USA Today, Reuters, Forbes, the Stanford Social Innovation Review, the Huffington Post, Gallup, The Financial Times, and the Seattle Times.
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What if your best years are ahead?
On this episode of Get Ready Before Life Happens, I spoke with Tamara Cortoos, midlife coach and founder of Midlife Crossroads Academy, about making your next chapter your best one by aligning your time, energy, and money with who you’re becoming.
Key Takeaways
🔹 Be curious, follow the little signals and see where it takes you.
🔹 Small, consistent steps shape your next chapter over time.
🔹 Your experience and perspective are assets that grow in value.
🔹 As your identity evolves, clarify what matters most to you.
🔹 Financial clarity equals financial freedom.
🔹 Women should always know where they stand financially, since life can change quickly.
🔹 Your best years are the ones you choose.
Tony’s Take: Midlife is an opportunity is to move forward with intention.
Connect with Tamara Cortoos:
- LinkedIn: https://www.linkedin.com/in/tamaracortoos/
- Tamara Cortoos Website: https://www.midlifecoach.be/en/midlife-coach/
- Midlife Crossroads Academy: https://midlifecrossroadsacademy.com/
- Facebook: MCA - Midlife Crossroads Academy
- Facebook: MidlifeCoach.be
- Instagram: Midlife.Crossroads.Academy
Resources mentioned:
- The Get Ready Money Podcast with Janine Firpo: Invest In Alignment With Your Values (here)
Bio:
Tamara's early forties weren't the smooth, confident years she'd imagined. Instead, they were messy, uncertain and full of hard questions that she couldn't answer. So, she wrote her own midlife survival guide and retrained as a life coach, ready to help other midlifers rethink their identity, career or purpose in life. She's also the founder of Midlife Crossroads Academy, a digital platform that offers programs around the most urgent questions of midlife. Tamara is endlessly curious about what makes people tick and how we create lives that feel meaningful and exciting. She loves deep conversations, fresh perspectives and challenging how we see midlife. If this stage has taught her anything, it’s that reinvention is always an option. And sometimes, the best is still to come.
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In financial services, three voices dominate the conversation: regulators, institutions, and technology.
Julia Chin believes there’s a fourth voice we need to hear more clearly: the human voice trying to make sense of it all.
On this episode of Get Ready Before Life Happens, I spoke with Julia Chin, financial crime fighter and founder of JFourth Solutions why financial crime prevention must start with human understanding, how financial resilience protects families from scams, and why financial literacy is one of the most powerful tools for navigating today’s financial systems.
Key Takeaways
🔹 Financial systems often focus on rules, products, and technology while overlooking the human perspective.
🔹 The PULSE framework emphasizes people, undertaking, leadership, structure and ecosystem to protect people, not just tick boxes.
🔹 Financial resilience starts with buffers like emergency savings.
🔹 Scams target vulnerability and can affect anyone.
🔹 Financial knowledge helps people recognize risks and push back when something feels wrong.
🔹 Financial inclusion and dignity help reduce exposure to financial crime.
🔹 Curiosity, caution, compassion, and creativity help people navigate an AI-driven financial world.
💭 Tony’s Take: Financial systems work best when they protect people. When we build resilience, stay curious, and understand the risks around us, we strengthen our ability to navigate an increasingly complex financial world. Financial resilience is about protecting ourselves and the people we care about.
Connect with Julia Chin:
- JFourth Solutions Website: https://www.jfourthsolutions.com
- LinkedIn: https://www.linkedin.com/in/pekyee-julia-chin/
- Tripwire Newsletter (Substack): https://thetripwire.substack.com/
- The Fourth Perspective (LinkedIn Newsletter): https://www.linkedin.com/newsletters/7421859851661877248/
Referenced:
- Dignity and Financial Literacy on The Get Ready Money Podcast with Peter Kwadwo Asare Nyarko (YouTube)
Bio:
Julia Chin has spent 36 years fighting financial crime , not with a badge, but with knowledge. From audit rooms to boardrooms, she's seen how financial systems can both protect and exclude the people they're meant to serve — and how financial criminals exploit that gap. Today, through JFourth Solutions, her newsletter Tripwire (co-authored with her partner in crime, Ren Chang), and The Fourth Perspective on LinkedIn, Julia champions financial literacy as protection, helping individuals and professionals ask the right questions, spot the red flags, and build the kind of resilience that survives life's shocks. Her belief: everyone has a role to play in making our financial world safer - no badge required.
This episode is a collaboration with The Money Awareness and Inclusion Awards (the MAIAs) which celebrate the increasingly important work being done to help people understand money better. Learn more: https://www.maiawards.org.
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End-of-life planning is about more than death, it’s about leaving your family with clarity, stability, and peace of mind.
On this episode of The Get Ready Money Podcast, I spoke with Greg Barnsdale, death doula and author of Do Not Ignore Your Mortality about why end-of-life planning is one of the most meaningful acts of preparation we can make for our families.
📝 Takeaways
🔹 Planning ahead reduces stress and confusion for loved ones.
🔹 Communication with family and advisors is the starting point.
🔹 Clear wishes and documents create emotional and financial resilience.
🔹 Preparation helps prevent family conflict during difficult times.
🔹 Thoughtful planning supports meaningful legacies and charitable impact.
🔹 Insurance protects families from unexpected financial shocks.
🔹 Planning early ensures protections are in place.
Tony’s Take: End-of-life planning is an act of love. When we organize our wishes and prepare our affairs, we leave our families with clarity, resilience, and the space to focus on what matters most.
Connect with Greg Barnsdale:
- Website: https://www.donotignoreyourmortality.com
- LinkedIn: https://www.linkedin.com/in/gregbarnsdale/
- Facebook: https://www.facebook.com/donotignoreyourmortality/
- TikTok: https://www.tiktok.com/@gregbarnsdale_
- YouTube: https://www.youtube.com/@GregBarnsdale
Book:
- Do Not Ignore Your Mortality: Practical Advice From a Funeral & Financial Insider (book website) (Amazon)
Resource:
Article: How and why to help your clients prepare for their passing (here)
Bio:
Greg Barnsdale is a unique death doula. As a licensed funeral director, Certified Executor Advisor, Certified Financial Planner, Certified Grief Coach, ghostwriter and hospice volunteer, he brings a perspective shared by few others. He successfully published a well-received book, which is thought-provoking and engaging. Shortly after publication, Greg was diagnosed with a large brain tumour. Faced with prompt brain surgery or a death sentence, he emerged with a very compelling message.
He stresses that estate planning helps alleviate the stress of aging, leaves survivors more financially and emotionally resilient, and increases the likelihood of harmony and reduces the risk of contesting final wishes. More meaningful legacies and greater social capital often result. Immense pressure is alleviated from the courts, and cumulatively, the economy benefits. It's a massive win for everyone.
Greg is on a mission to inspire others to speak with their loved ones about their end-of-life wishes while minds are clear & time is plentiful. Although these conversations can be difficult to have, they're far better than not having them. Greg stresses that, aside from leaving our loved ones with financial security, leaving them with proper end-of-life direction is the ultimate gift of love.
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The best financial plans start with who you are and the life you want to live.
On this episode of The Get Ready Money Podcast, I spoke with Mike Milligan, CFP and author of The One of a Kind Financial Plan Book about how to build a personalized financial plan and retirement strategy that aligns your money, values, and relationships with the life you want to live.
Takeaways
🔹 One-of-a-kind lives deserve one-of-a-kind financial plans.
🔹 Retirement Chi is what you want your money to do.
🔹 A clear retirement vision includes health, community, and impact.
🔹 Understanding your past money experiences helps shape future decisions.
🔹 Diversification applies to life purpose as much as financial risk.
🔹 Community and relationships are powerful predictors of happiness and longevity.
🔹 Financial planning should align money with who you are and how you want to live.
Tony’s Take: Financial planning works best when it starts with purpose. When we define what matters, build a vision for our lives, and align money with our values, our plan becomes more than numbers. It becomes a guide for living well.
Connect with Mike Milligan, CFP:
- Instagram (1.oak Financial): https://www.instagram.com/1oakfinancial/
- LinkedIn: https://www.linkedin.com/in/mikemilligancfp/
- Website: https://www.mikemilligan.com/
- 1.oak Financial Website: https://1oakfinancial.com/
Podcast:
- Ideas By Mike: https://www.youtube.com/@1.oakfinancial
Resources mentioned:
- 1929: Inside the Greatest Crash in Wall Street History--and How It Shattered a Nation By Andrew Sorkin (Amazon)
Bio:
Mike Milligan is a purpose-driven financial advisor, educator, and entrepreneur, whose career began in his family’s small business as a boy in North Carolina. Today,
Mike is the founder of Ideas By Mike, and 1.oak Financial, and a leading voice in client-centered, impact-driven financial planning world.
He holds the Certified Financial Planner (CFP®) and Accredited Investment Fiduciary®credentials and has helped thousands of clients make sense of their wealth, extend their well-being, and live out their goals authentically. Mike uses active listening, health-focused strategies, and decades of expertise to turn financial jargon into actionable steps. His belief in financial wellness comes from real life—helping both clients and students design plans that support their one of a kind lives.
Mike’s teaching style focuses on clarity, empathy, and fun. Students and clients alike benefit from his ability to translate complex strategies into everyday solutions.
Through workshops, courses, and speaking events, Mike continues to inspire others to make a real impact, both financially and personally.
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What if the next chapter of your career is an opportunity to design a life filled with meaning, contribution, and new possibilities?
On this episode of The Get Ready Money Podcast, I spoke with Maria Dastur, Founder of Second Half Community about rethinking retirement and designing a portfolio life that blends purpose, contribution, and financial security.
Key Takeaways:
🔹 A portfolio life diversifies multiple streams of meaning, purpose, and income.
🔹 Strong networks provide support and opportunity during career transitions.
🔹 New chapters often require learning new skills and perspectives.
🔹 Failure and discomfort often lead to the most meaningful growth.
🔹 Clear non-negotiables help guide career and life decisions.
🔹 Knowing your financial numbers allows you to pivot with confidence.
🔹 Retirement can become a phase of contribution, flexibility, and impact.
🎯 Tony’s Take: A fulfilling life after mid-career comes from clarity, curiosity, and community. When we know our numbers, stay open to learning, and surround ourselves with people who believe in us, we create the freedom to design the next chapter with purpose.
Connect with Maria Dastur, MBA:
- LinkedIn: https://www.linkedin.com/in/mariadastur/
- Second Half Community Website: https://www.secondhalfcommunity.com
- YouTube: https://www.youtube.com/@secondhalfcommunity
Resources mentioned:
- Find Your Passion in Refirement! With Kathleen Rehl on the Get Ready Before Life Happens Podcast(here)
- Redefining Success for Women in Finance: The Power of Your Network with Cameo Roberson & Kari Ellis on the Get Ready Before Life Happens Podcast (here)
Bio:
Maria Dastur is an award-winning leader, career coach, and community builder dedicated to helping people break down barriers and thrive in their careers and lives. After more than 20 years in non-profit leadership, she launched the Second Half Community to help individuals realign their careers with who they are now. Maria’s mission is simple: help people create work that fits their life, not the other way around.
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Are you trading your health for money?
On this episode, I speak with Stevyn Guinnip, author of Grow Wellthy, about the idea of “health net worth,” the compounding effect of daily habits, and why retirement planning should focus on health span, not just life span.
Key Takeaways:
🔹 Your health is an asset that directly impacts your financial life.
🔹 Retirement planning should consider health span, not just life span.
🔹 Small health habits compound just like financial investments.
🔹 Identifying health assets and liabilities helps reduce long-term risk.
🔹 The four-step hierarchy of health includes mindset, mend, meals, and movement.
🔹 Protecting your energy is as important as protecting your money.
🔹 You cannot separate health and wealth, they influence each other over time.
Tony’s Take: If we treat health as an asset and invest in it early, we give our future selves more options, more energy, and fewer regrets.
Connect with Stevyn Guinnip:
- LinkedIn: https://www.linkedin.com/in/stevyn-guinnip/
- Instagram: https://www.instagram.com/growwellthy/
- Email: info@growwellthy.com
- Grow Wellthy Website: www.growwellthy.com
Books:
- Grow Wellthy: The Financial Advisor's 4-Step Plan to Protect Your Health Like an Asset (Amazon: https://amzn.to/4pKP8Ft)(ebook: https://growwellthybook.com)
Bio:
Stevyn Guinnip, MS, is an author, health coach, and international speaker dedicated to helping financial advisors and their clients live well longer. After surviving a personal health crisis, she founded Grow Wellthy™ to merge her expertise in exercise physiology with her firsthand understanding of the financial world as a financial advisor’s daughter. Today, she speaks globally, coaches advisors, and equips firms with strategies to protect health as the true retirement multiplier. Stevyn lives in Portugal with her husband and two children.
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Are you making financial decisions consciously, or being nudged by forces you do not see?
On this episode, I speak with Ceres Chua, Money Psychologist and Financial Coach about the hidden psychology shaping our financial decisions. We explore how unconscious biases, money scripts, and marketing language influence the way we think about spending, saving, and sufficiency.
Key Takeaways
🔹 Much of our financial decision-making happens at a subconscious level.
🔹 Marketing language often leverages unconscious biases to influence spending.
🔹 Anchoring bias causes us to rely heavily on the first number we see.
🔹 Understanding your money script helps you recognize how you think about money.
🔹 Before making a decision, ask whether emotion or outside influence is driving it.
🔹 A sufficiency mindset focuses on defining what is enough rather than chasing more.
🔹 Reflecting on your beliefs about money strengthens clarity, peace, and intention.
Tony’s Take: When we understand how our mindset, biases, and marketing influence shape our decisions, we gain the clarity to choose intentionally and define what “enough” truly means for us.
Connect with Ceres Chua:
- LinkedIn: https://www.linkedin.com/in/cereschua/
- The Money Mindset Lab Website & Mind Over Money Newsletter: https://www.themoneymindsetlab.com
Resources mentioned:
- The Soul of Money: Transforming Your Relationship with Money and Life Reprint Edition by Lynne Twist (Amazon)
Bio:
I became obsessed with personal finance when I realized $14K a year in graduate school had to stretch far beyond what it was designed to do. I was trying to crack the code of living well on very little. That experience sparked a lifelong interest in the psychology of money and how our habits, emotions, and past experiences shape the way we make financial decisions.
After 20 years in corporate, I took all those lessons—both professional and painfully personal—and was pulled toward the work behind the spreadsheets: helping women feel capable and calm about money. Along the way, it became crystal clear who I’m meant to serve: women who are thinking about starting a business or are in the messy early stages of building one—before things feel stable or predictable. Entrepreneurship is hard enough. It gets even harder when your finances feel confusing, reactive, or out of control.
Now, I am building a DIY personal finance community for women solopreneurs and aspiring entrepreneurs. Inside, we focus on the real money questions that show up when you work for yourself—how much you actually need saved before you start, how to manage uneven cash flow and taxes, and how to plan for retirement when your income isn’t predictable. The goal is to create a community of women with confidence, clarity, and a calmer relationship with money—so money stops being a source of stress and starts to become a tool they know how to use to grow their business.
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With the right financial plan and clear intention, your goals become achievable, not abstract.
On this episode, I speak with Dr. Severine Bryan, Accredited Financial Counselor and host of The Dr. Sev Talks Money Podcast about how our money story shapes our decisions, how to process financial setbacks without shame, and why community, clarity, and a plan can help turn goals into reality.
Key Takeaways:
🔹 Financial success is rooted in intention.
🔹 The way we were socialized around money shapes how we handle it today.
🔹 A clear plan helps turn goals into actionable steps.
🔹 Understanding your “why” creates focus and direction.
🔹 Taking a breath before major purchases protects long-term vision.
🔹 Financial setbacks require reflection, support, and self-forgiveness.
🔹 Having a community reduces shame and helps us rebuild with clarity.
Tony’s Take: When we approach our finances with intention, process our setbacks, and stay connected to community, we create the space to rewrite our money story and move forward with purpose.
Connect with Dr. Severine Bryan:
- Website: https://www.sevtalksmoney.com
- LinkedIn: https://www.linkedin.com/in/severinebryan-financialeducator/
- Community: https://www.skool.com/wealth-warriors-community-1025/about
Podcast:
- The Dr. Sev Talks Money Podcast: https://www.sevtalksmoney.com/podcast/
Resources mentioned:
- Get Ready Podcast: Redefining Success for Women in Finance: The Power of Your Network with Cameo Roberson and Kari Ellis (here)
Bio:
Bio: Dr. Severine Bryan is an Accredited Financial Counselor®, financial educator, and host of the Dr. Sev Talks Money podcast. She empowers women, especially those 40 and over, to rebuild after financial setbacks. Having rebuilt her own finances after divorce, she brings empathy, professional training, and lived experience to help women shift their money mindset and develop sustainable habits. Through her company, Sev Talks Money, she offers individual and group coaching as well as workplace workshops for corporations, nonprofits, and small businesses, blending the practical side of money management with the emotional side of how we relate to money. Dr. Bryan creates judgment-free spaces where women learn to use money as a tool for freedom.
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When control shapes financial decisions, listening becomes the most important tool we have.
In Part 2, I spoke with Joy Slabaugh, CFP, about how advisors and advocates can thoughtfully respond when they suspect a power imbalance is shaping financial decisions.
🔹 Financial abuse is controlling someone’s ability to acquire, use, or maintain economic resources.
🔹 Advisors should be curious and let clients describe their experience in their own words.
🔹 Focus on agency and access rather than labeling abuse directly.
🔹 Never explore sensitive concerns in front of a potentially controlling partner.
🔹 Separate meetings can safely surface power imbalances.
🔹 Move at the client’s timing and give options rather than directives.
🔹 Familiarize yourself with local resources so you can anchor support when needed.
Tony’s Take: When we listen first and protect agency, we create a safe space where clients can find clarity and options on their own timing.
Connect withJoy Slabaugh, CFP®:
Website: https://joyslabaugh.com
LinkedIn: https://www.linkedin.com/in/joyslabaugh/
Bio:
Joy Slabaugh is a Certified Financial Planner™ professional, licensed therapist, and educator specializing in the psychological and relational dynamics of wealth. With advanced degrees in taxation and mental health counseling, she bridges the gap between financial strategy and human connection, helping high-net-worth individuals, couples, and financial advisors navigate the complexities of wealth with greater clarity, purpose, and impact.
Joy’s expertise spans wealth management, behavioral finance, and advisor training, equipping financial professionals with the relational skills needed to build trust and deepen client relationships. She also works directly with ultra-high-net-worth individuals, guiding them through the emotional and identity challenges that often accompany significant wealth.
A sought-after speaker, consultant, and industry thought leader, Joy has worked with top financial firms and private clients, reshaping the way people think about money beyond numbers. Her work challenges the traditional wealth narrative, offering a more human, values-driven approach to financial decision-making. Whether through keynote talks, advisor coaching, or client consulting, Joy empowers people to align wealth with impact, ensuring their financial success creates lasting fulfillment and meaningful change.
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Financial abuse often begins quietly, with small patterns of control that slowly reshape someone’s financial agency.
In part one of this two-part episode, Joy Slabaugh, CFP® and I explore what financial abuse is, how it shows up in relationships, and what advisors and families should be listening for.
Key Takeaways
🔹 Financial abuse is about control, using money to limit another person’s autonomy.
🔹 It often begins subtly and develops gradually over time.
🔹 Many abusive relationships involve multiple forms of abuse simultaneously.
🔹 Advisors should look for patterns, language, and imbalance in shared decision-making.
🔹 In couples, listen for shared ownership and whether both voices are heard.
🔹 It exists on a spectrum, from account restriction to hidden assets and coercion.
🔹 Intergenerational financial control can carry harmful “strings”.
🔹 Financial abuse can exist at any income level and in any type of relationship.
📊 By the Numbers
- 1 in 5 men and 1 in 7 women experience financial abuse in their lifetime.
- 14% report currently experiencing financial abuse.
Tony’s Take: Financial readiness includes recognizing coercion, imbalance, and control in money relationships. Listening carefully may be one of the most important skills advisors develop.
Connect withJoy Slabaugh, CFP®:
- Website: https://joyslabaugh.com
- LinkedIn: https://www.linkedin.com/in/joyslabaugh/
Bio:
Joy Slabaugh is a Certified Financial Planner™ professional, licensed therapist, and educator specializing in the psychological and relational dynamics of wealth. With advanced degrees in taxation and mental health counseling, she bridges the gap between financial strategy and human connection, helping high-net-worth individuals, couples, and financial advisors navigate the complexities of wealth with greater clarity, purpose, and impact.
Joy’s expertise spans wealth management, behavioral finance, and advisor training, equipping financial professionals with the relational skills needed to build trust and deepen client relationships. She also works directly with ultra-high-net-worth individuals, guiding them through the emotional and identity challenges that often accompany significant wealth.
A sought-after speaker, consultant, and industry thought leader, Joy has worked with top financial firms and private clients, reshaping the way people think about money beyond numbers. Her work challenges the traditional wealth narrative, offering a more human, values-driven approach to financial decision-making. Whether through keynote talks, advisor coaching, or client consulting, Joy empowers people to align wealth with impact, ensuring their financial success creates lasting fulfillment and meaningful change.
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AI is moving fast. The real question isn’t whether it will replace jobs. It’s which skills will still matter.
In this episode, Chris Heye and I explore how AI may reshape financial planning, why communication and coaching are rising in importance, and what advisors must develop to stay relevant in the next 3–5 years.
🔑 Key Takeaways
🔹Most technologies create more jobs than they destroy, but AI’s speed makes this moment different.
🔹AI may not replace advisors, but it can replace technical skills and levels of expertise.
🔹Research from David Autor suggests technology reshapes tasks, not entire professions.
🔹The future of advising leans toward the consigliere model: guide, coach, communicator.
🔹Clients value help during life transitions, health events, and uncertainty more than technical reports.
🔹Low client satisfaction is a warning sign the industry cannot ignore.
🔹Advisors have a choice: use AI to augment their expertise or risk being replaced by it.
Tony’s Take: AI can democratize access to financial tools and knowledge. The differentiator becomes human judgment, empathy, curiosity, and relationship.
Develop the skills AI cannot replicate. Use AI to elevate your impact.
Connect with Chris Heye, PhD:
- LinkedIn (here)
- Whealthcare Planning Website (here)
- Whealthbot (here)
- Whealthchat (Whealthchat.ai)
Resources:
- The Whealthcare Wire - LinkedIn newsletter (here)
- Working with AI: Measuring the Applicability of Generative AI to Occupations from Microsoft (here)
Bio:
Chris Heye, PhD is the Founder of Whealthcare Planning LLC and Whealthcare Solutions, Inc. He is a technology entrepreneur, writer, researcher, speaker, and product innovator with a passion for crafting solutions to the challenges and opportunities that reside at the intersection of personal finance, health, and longevity. Chris is also a published author and frequent industry conference speaker, excelling in both internal and external communications and guiding teams and clients through change and innovation. He has a unique ability to translate complex concepts and problems into actionable plans and products. Extensive experience aligning activities, strategies, and messaging across product development, marketing, and sales teams.
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Long-term care will impact most families, the question is whether you plan for it or react to it.
In this episode, Nathan Sanow breaks down what long-term care really means, how insurance works as a leverage tool, and why planning early protects both dignity and relationships.
Key Takeaways
🔹Everyone needs a long-term care plan whether or not it includes insurance.
🔹Medicare and traditional health insurance do not cover most long-term care costs.
🔹Long-term care insurance is a leverage tool that transfers risk.
🔹Planning early reduces family conflict and preserves control.
🔹Long-term care planning protects dignity and the people you love.
🔹Since you usually get one chance to qualify for long-term care insurance and carriers assess risk differently, specialist guidance matters.
💭 Tony’s Take: Risk management is about being prepared for life’s what ifs. Long-term care planning allows families to make decisions thoughtfully instead of under pressure.
Connect with Nathan Sanow:
- LinkedIn: https://www.linkedin.com/in/nathansanow/
- Mastercare Website: https://www.mastercareco.com
- LTC Consumer Website: https://ltcconsumer.com
Bio:
Nathan Sanow is President and owner of MasterCare and LTCConsumer.com. He has held senior leadership positions and provided consulting for several of the nation’s largest insurance companies. Nathan’s focus is changing the insurance industry through technology to allow consumers, employers, and employees to choose products that protect what is most important to them. He joined MasterCare America in 2012, a leading national Long Term Care planning firm, to bring innovation and technology to the Long Term Care industry. Nathan is a frequent speaker at industry conferences on the future of the insurance industry and how technology will play a role in that future.
In his spare time he is a car enthusiast and enjoys traveling with his wife and 5 kids.
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Philanthropy is more than writing a check, it’s an opportunity to shape the world you want to live in.
In this episode, Deborah Goldstein, Philanthropic Advisor and Founder of Enlightened Philanthropy, shares how philanthropy becomes a reflection of your values, your legacy, and your vision for the future.
Key Takeaways
🔹Philanthropy is an opportunity to create the world you want to live in.
🔹Giving starts with your values and aligns best when it reflects who you are.
🔹Philanthropy is for everyone and can include time, talent, ties, testimony, truth, and treasure.
🔹Donor-advised funds and family foundations help structure intentional giving.
🔹Philanthropic advisors help families design strategies that maximize impact.
🔹Modeling generosity teaches the next generation how and why to give.
🔹The most meaningful gifts often reflect clarity, courage, and compassion.
💭 Tony’s Take: Financial readiness includes thinking about impact, legacy, and generosity. When we give with intention, philanthropy becomes a powerful expression of who we are and what we value.
Connect with Deborah Goldstein:
- Enlightened Philanthropy Website (here)
- LinkedIn (here)
- Instagram (here)
TEDx Talk:
- Are you a philanthropist? | Deborah Goldstein | TEDxSantaCatalinaSchool - Watch on (YouTube)
Resources mentioned:
- The Donor Bill of Rights: https://afpglobal.org/donor-bill-rights
Bio:
Deborah Goldstein, founder of Enlightened Philanthropy, is dedicated to guiding philanthropists in giving. Drawing from more than 25 years of experience in the nonprofit field, she supports clients on their philanthropic journey helping them align their values with their giving so they can give with clarity and confidence. Goldstein particularly enjoys helping families give collaboratively and experience meaningful moments together as the next generation engages in this process. She is also the creator of Philanthropy Camp for Women, an opportunity for women to explore their giving and learn in community.
Goldstein holds a BA in Biology from Wittenberg University and a Master’s Degree in Marine Policy with a Certificate in Museum Studies from the University of Delaware. She has worked for Oregon State University, the Oregon Museum of Science and Industry, and the Monterey Bay Aquarium. Goldstein is a 21/64-certified consultant. She is also co-Dean of Philanthropy for the Purposeful Planning Institute.
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Investing confidence begins with asking better questions and taking consistent action.
In this conversation, Diana Perkins shares how curiosity, emotional regulation, and asking better questions can shift you from reactive to confident, especially for women who’ve been conditioned to stay on the sidelines.
Key Takeaways
🔹Curiosity builds investing confidence by shifting you from reacting to responding.
🔹Women are often conditioned away from investing, even though they tend to generate strong long-term returns.
🔹Markets run on fear and greed, so emotional control creates an edge.
🔹Time in the market matters more than timing the market.
🔹You can start investing with what you have and within your risk tolerance.
🔹Small action reduces fear and weakens limiting beliefs.
🔹An abundance mindset expands what feels possible financially.
🔹Save and invest first so you can spend the rest guilt-free.
Connect with Diana Perkins:
- LinkedIn: https://www.linkedin.com/in/diana-perkins-cpa-6513498/
- Trading with Diana website: https://tradingwithdiana.com
- Instagram: https://www.instagram.com/tradingwithdiana
Mentioned:
- Acorns: https://www.acorns.com
- Greenlight: https://greenlight.com
Bio:
Diana Perkins is the Founder of Trading with Diana, a financial education and coaching platform that helps professionals build wealth through the stock market with clarity and confidence. She is a CPA with over 20 years of experience across equity options trading, management consulting, and business advisory roles, bringing both technical expertise and a practical, real-world perspective to investing.
Diana works with individuals at different stages of their investing journeys who want to understand how to navigate the financial markets, make informed decisions with their money, and develop an approach to investing that feels structured and sustainable rather than overwhelming or intimidating. Her approach focuses on technical analysis, risk management, and mindset, helping clients develop a clear plan and invest in the stock market with confidence.
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Money decisions are rarely just about numbers. They’re shaped by identity, lived experience, values, and psychology, especially for people who are highly sensitive or hold marginalized identities.
In this conversation, Diana Yanez, Certified Financial Planner and host of the Highly Sensitive Money Podcast explores how understanding who you are and what you care about can help you build a healthier, more values-aligned relationship with money.
🔹 Aligning money and work with your values builds clarity, energy, and purpose.
🔹Highly sensitive people relate to money through empathy, overwhelm, and deep processing.
🔹Community investing uses money to strengthen solidarity and shared good.
🔹Knowing who you are helps clarify who you are best positioned to serve.
🔹Values-aligned investing can be simple, starting with where you choose to invest.
🔹Marginalized experiences shape money beliefs through both harm and resilience.
🔹Self-trust is key to money confidence
🔹Your worth is not your net worth
💭 Tony’s Take: Financial readiness includes emotional safety and self-trust. When people understand that money is a psychological and values-based decision rather than a measure of worth, they gain permission to engage with it on their own terms.
Connect with Diana Yanez, MA, CFP:
- All The Colors website
- All The Colors Instagram
- Natural Investments Website
Highly Sensitive Money Podcast:
- Audio
- YouTube
Referenced:
- Impact Philanthropy Advisor program - Daylight Advisors
- How Financial Trauma Shapes Our Relationship With Money withRahkim Sabree on the Get Ready Before Life Happens Podcast
- The Psychology of Money by Morgan Housel
- Bari Tessler
Bio:
Diana Gisel Yañez, CFP®, is a money coach at All the Colors and wealth manager at Natural Investments. As an individual and group coach, Diana specializes in helping women of color entrepreneurs create sustainable money systems for themselves, their loved ones and their communities. Through Natural Investments, Diana supports impact investors in aligning their values and investments. Diana is also the host of Highly Sensitive Money, a podcast that provides resources for highly sensitive people to align their money and their values.
Diana earned her CERTIFIED FINANCIAL PLANNER™ Practitioner designation and the Registered Life Planner™ designation. Diana completed Compassionate Inquiry™ training to enhance her facilitation skills in a trauma informed way.
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Retirement today looks nothing like it did a generation ago. With fewer pensions, longer lifespans, and more personal responsibility, the real question isn’t when you retire, it’s who you become next.
In this conversation, Joy Levin, Certified Professional Retirement Coach reframes retirement as an encore chapter; one rooted in values, meaning, community, and intentional experimentation.
Key Takeaways
🔹 Retirement is an opportunity, not a finish line.
🔹 People want greater agency over how they live, work, and contribute in their later chapters.
🔹 Values are the foundation of your encore identity
🔹 Purpose shows up through passion and meaning
🔹 Community and environment matter, because who you’re around and where you engage can either support or drain your next chapter.
🔹 The encore arc includes recalibration
🔹 Retirement will look different for all of us.
💭 Tony’s Take: Retirement readiness isn’t just financial. It’s emotional, social, and deeply personal. When we normalize recalibration and encourage small experiments, we give people permission to evolve with intention rather than drift into uncertainty.
Connect with Joy Levin:
- LinkedIn: https://www.linkedin.com/in/joyatallium/
- Gen X Encore Website: https://www.genxencorelife.com
- Allium Research and Analytics Website: https://www.alliumresearch.com
- Facebook: https://www.facebook.com/GenXExecEncore/
Resources mentioned:
- Encore Map Starter Guide (free download): https://gen-x-exec-encore.kit.com/6055bb7f5b
Bio:
Joy Levin is the Founder and President of Gen X Exec Encore. In working with Gen X high-achieving professionals, she recognizes that for many, this next phase isn't about traditional retirement—it's about creating an encore that blends passion, purpose, and new opportunities.
As a market research consultant and entrepreneur for nearly three decades, Joy has guided executives and business owners across industries in making strategic, well-informed decisions. Like many Gen Xers, she wants a future in which she can remain productive, explore meaningful pursuits, and build new connections. With an honest, warm, friendly and highly professional approach, she guides accomplished professionals to discover their next purpose-driven chapter, empowering them to create an encore life with confidence and clarity.
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On this episode of The Get Ready Money Podcast, I spoke with Rahkim Sabree, financial therapist and author of Overcoming Financial Trauma, about how our earliest experiences with money shape our behavior, stress responses, and sense of safety, often long before we have the language to understand what’s happening.
Rahkim explains that financial trauma isn’t a personal failure or a lack of knowledge. It’s a response to real threats, systemic forces, and lived experiences that affect everyone, regardless of income or privilege. We explore how survival states influence financial decisions, why financial literacy alone isn’t always the answer, and how healing begins by addressing root causes rather than symptoms.
🔑 Key Takeaways
🔹 Financial trauma often begins early in life, before we have the awareness or tools to understand it
🔹 Stress responses around money are shaped by perceived threats to safety, not intelligence or discipline
🔹 Financial trauma affects people across all income levels and backgrounds
🔹 Living in survival mode can make traditional financial advice feel out of reach or even harmful
🔹 Financial trauma is not a personal failing. It reflects systemic conditions and lived experiences
🔹 Building generational wealth requires shared values, trust, and collective buy-in, not just assets
🔹 Community and connection are essential to healing financial trauma and creating sustainable wealth
This conversation reframes money struggles as a shared human experience and highlights the importance of community, context, and compassion in building lasting financial resilience.
Connect with Rahkim Sabree:
- Website
Books:
- Overcoming Financial Trauma: How to Break Free from Guilt, Build Wealth, and Redefine Success
- Financially Irresponsible
- Mentorship: The Playbook
- Journey to Financial Wellness: Exploring Emotions, Money Beliefs and Healing
- Money TALK$: Uncut Convos with Financial Experts on How to Grow, Leverage and Protect Your Assets (Money TALK$: Uncut Convos With Power Couples About Love, Money & Entrepreneurship)
Bio:
Rahkim Sabree is an award-winning Financial Therapist, Accredited Financial Counselor®, author, and keynote speaker with an emerging voice in the fields of financial therapy and financial empowerment. He is the author of the book Overcoming Financial Trauma, which explores the intersection of money, trauma, and healing. Rahkim is particularly renowned for his efforts to demystify financial trauma among underserved communities. With a dynamic background that bridges financial services, public speaking, and inclusive financial wellness, he is dedicated to helping individuals and organizations challenge traditional views of financial freedom and personal growth.
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On this episode of The Get Ready Money Podcast, I spoke with Els Lagrou, author and financial literacy expert, about why financial literacy alone isn’t enough and how financial resilience, inclusion, and wellbeing must be part of the conversation.
Els explains that even people with strong financial knowledge can experience stress and insecurity if they lack resilience. We explore what it means to absorb financial shocks like job loss or divorce, why shame keeps people from asking for help, and how inclusion ensures everyone can participate fully in financial life.We also discuss the role of employers, leaders, and technology in supporting better money decisions, and why real progress starts with small actions and consistent habits.
🔹 Financial literacy is knowing what to do, while financial resilience is the ability to absorb life’s shocks like job loss, divorce, or illness
🔹 Even people with strong financial knowledge can experience stress if they don’t feel secure or prepared
🔹 Financial stress directly impacts wellbeing, confidence, and participation in everyday life
🔹 Inclusion matters because people who lack resilience often disengage or are left without support
🔹 Shame affects everyone and prevents open, productive conversations about money
🔹 Financial education works best when it focuses on action and habit-building, not just information
🔹 Progress starts with small steps, including making regular “financial appointments” with yourself
🔹 Leaders and CEO’s struggle to talk about money when they don’t have personal experience with money
Connect with Els Lagrou:
- LinkedIn (dagelijiks geld)
- Website
Book:
- Waarom we meer over geld moeten praten – Dagelijks Geld
Bio:
Els Lagrou is the inspirator and co-founder of Dagelijks Geld . During her career in the financial sector, she worked for seven years at Wikifin, the financial education program of the Belgian Financial Services and Markets Authority. Her extensive expertise in financial education and literacy led her to the OECD in Paris, where she led projects on financial literacy, well-being, and resilience in seven different countries. Through the international network on financial education (OECD/INFE), she was able to gather and share knowledge, insights, and best practices with experts from 130 countries.
In 2023, she founded Dagelijks Geld (Daily Money). Previously, she worked as a senior policy analyst and coordinator on financial literacy at the OECD in the Directorate for Financial and Enterprise Affaires. She coordinated the work of the OECD/INFE Technical Assistance project on financial education in the Commonwealth of Independent States (CIS).
In collaboration with The Money Awareness and Inclusion Awards(the MAIAs) celebrate the increasingly important work being done to help people understand money better. Learn more: https://www.maiawards.org.
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On this episode of The Get Ready Money Podcast, I spoke with Julie Pinkerton, CEO and founder of Evozen and creator of the ClientFirst platform, about why human connection, not algorithms, drives meaningful professional relationships.
Julie shares why the most effective way to grow your business often comes through peer relationships, how understanding behavioral styles improves communication, and why authenticity matters even more in a technology-driven world. We also explore how AI can support connection without replacing it, and why you don’t need to be an extrovert to be a strong networker.
🔑 Key Takeaways
🔹 The best way to be able to bring in new clients is to be able to work with other peers in the same industry.
🔹 Networking is shaped by how people experience you, not just how often you show up
🔹 Understanding behavioral styles helps you communicate more effectively with others
🔹 Being cognizant of your style allows you to make adjustments
🔹 Meaningful relationships are built through small, thoughtful actions, not big gestures
🔹 Remembering what matters to others helps people feel seen and valued
🔹 AI can support connection, however it can’t replace human judgment and trust
🔹 You don’t need to be an extrovert to build strong professional relationships
Technology should make us more human, not less. Our ability to connect authentically may become our greatest differentiator in an increasingly automated world.
Connect with Julie Pinkerton
- ClientFirst Website (here)
- LinkedIn (here)
Bio:
Julie Pinkerton, CLU®, ChFC®, LUTCF® is the CEO of Evozen, LLC. Evozen's ClientFirst™ community unites independent Rainmakers in insurance, investments, law and tax as Centers of Influence. ClientFirst™ is solving the most challenging problem these professions face - the continual need for organic client growth. ClientFirst™ is the only national, fully-diverse digital community that creates the right environment for people to connect in order to provide top service to their clients and solve their most challenging problems.
Julie is a contributing writer for U.S. News & World Report, focusing on financial topics since 2021. She is in the midst of authoring a book, "BLINK,
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On this episode of The Get Ready Money Podcast, I spoke with Eric Blake, host of The Simply Retirement Podcast and founder of Blake Wealth Management to talk about how women are redefining retirement, decision-making, and what it means to use money intentionally.
As women become the primary recipients of the great wealth transition, Eric explains why traditional financial conversations need to evolve. We explore why women often approach money through the lens of goals and family impact, how caregiving and pay gaps shape financial outcomes, and why listening, education, and partnership matter more than perfect plans.
🔑 Key Takeaways
🔹 Women tend to connect money decisions to goals, family, and life impact rather than benchmarks
🔹 Pay gaps and caregiving responsibilities impact savings
🔹 Taking an active role in money decisions builds confidence and clarity
🔹 Advisors should proactively include both partners and focus on listening first
🔹 Women will go to advisors who listen to them
🔹 Education-first conversations help people feel informed and empowered
🔹 Money works best as a tool to support goals, not a scorecard to measure success
🔹 Retirement should be a journey rather than an end point
This conversation is a reminder that retirement is a journey shaped by intention, confidence, and alignment with what matters most.
Connect with Eric Blake, CFP®:
- LinkedIn (here)
- Blake Wealth Management Website (here)
- Facebook (here)
Podcast:
- The Simply Retirement Podcast (here)(YouTube)
Resource:
- Ultimate Guide to Women’s Social Security Success (here) : www.womenssocialsecurityguide.com.
Bio:
Eric Blake, CFP® is the founder of Blake Wealth Management, specializing in helping women 55+ navigate retirement with clarity and confidence. With more than 25 years of experience, Eric provides strategies t o optimize investments, create reliable income, and minimize taxes. Inspired by his mother and grandmother's financial journeys, Eric has a personal passion for empowering women to take control of their financial future. Eric is also the host of The Simply Retirement Podcast.
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On this episode of The Get Ready Money Podcast, I spoke with Taj Chiu, divorce coach, about navigating divorce as both a financial and emotional transition, and how clarity, communication, and planning can help people move forward with greater confidence.
Taj reframes divorce not as a failure, but as a forcing function that invites reflection, growth, and better alignment with what comes next. We explore why knowledge is one of the strongest antidotes to fear, how emotional and legal divorces differ, and why having a real plan for your money matters more than simply tracking balances.
Key Takeaways
🔹 Walking into the storm can help you move through divorce with more clarity and intention
🔹 Divorce is both a financial and emotional grief process, often with multiple stages
🔹 Knowledge and information are powerful tools for reducing fear
🔹 The emotional divorce can outlast the legal divorce, especially when there are kids.
🔹 Clear communication helps both parties get on even ground and reduces unnecessary conflict
🔹 Differences are not weaknesses and deserve acknowledgment and respect
🔹 Financial literacy alone isn’t enough, experience and application matter
This episode is a reminder that readiness during divorce comes from understanding yourself, your money, and your next chapter, not from avoiding hard conversations.
Connect with Taj Chiu:
- LinkedIn: https://www.linkedin.com/in/tajchiu/
- Website: https://tajchiu.com
Resources mentioned:
- Financial Date Discussion Cards Website (here)
- Check out my conversation with BatSheva Goldstein the creator of the Financial Date Discussion cards: The Power of Money Conversations: Emotions Over Dollars (here).
Bio:
Taj Johnson Chiu is a Certified Divorce and Financial Coach. She works with parents who are trying to keep their footing during one of the hardest chapters of their lives. She helps people sort through the choices, the money questions, and the day to day realities of separating a family, especially when they want to stay out of court and keep things steady for their kids. A lot of her work is simply helping people feel less alone while they figure out what comes next.
Before she ever became a divorce coach, Taj spent more than twenty years in technical consulting and running a small business. That experience shaped the way she supports families today: practical, calm, and focused on what actually helps. She especially loves working with LGBTQ+ parents and neurodivergent families, and she cares deeply about helping people move through divorce without losing themselves or the relationships that matter most.
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What if learning about money felt more like running a lemonade stand than sitting in a classroom?
Can a video game improve financial literacy for kids? In this episode, Mac Gardner joins me to explore how Berryville teaches money, entrepreneurship, and real-world financial habits through hands-on experience.
Key Takeaways
🔹Financial literacy sticks when it’s fun, practical, and interactive.
🔹Berryville teaches money through entrepreneurship, showing how earning connects to spending and saving.
🔹Early financial habits shape long-term outcomes, often more than income level.
🔹Financial education starts at home and empowers parents to have better money conversations.
🔹Games can democratize financial literacy by making it accessible and engaging.
🔹Teaching kids to realize, recognize, and rationalize builds stronger financial judgment.
🔹Staying curious about money builds lifelong financial confidence.
💭 Tony’s Take
Financial readiness starts earlier than we think. When we make learning about money engaging and habit-based, we give the next generation a powerful head start.
Connect with Mac Gardner, CFP®
- LinkedIn: https://www.linkedin.com/in/macgardner/
- The Four Money Bears: https://www.thefourmoneybears.com
- Finlit Tech Website: https://finlittech.com
- MNY Fraternity Website: www.MNYFraternity.org
Books:
- Motivate Your Money!: Plan Spend Save Invest Gift (Amazon)
- The Four Money Bears - Mac Gardner (Amazon)
Berryville Books
Bio:
Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years. Mac is the author of “Motivate Your Money!” and "The Four Money Bears" which teaches children about the four basic functions of money.
Mac also serves as Founder and Chief Education Officer of FinLit Tech. The company's mission is "Building a Bridge Between Financial Literacy and Financial Technology". FinLit Tech develops Financial Education tools to start the personal finance education journey from as early as elementary school. Mac's passion to bring more young people into the Financial Services industry led him to create the first co-ed Professional Fraternity for Financial Planning degree seeking students. Mu Nu Upsilon (MNY) Fraternity, helps to bring high achieving students together with industry professionals to help them along their financial career journey.
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On this episode of Get Ready: Before Life Happens, I spoke with Sharan Kaur Varaitch, founder of Build and Conquer Financial Literacy, about her journey growing up paycheck to paycheck, supporting her family from a young age, and discovering how saving, investing, and asking better questions helped her build stability and purpose.
🔑 Key Takeaways
🔹 Financial literacy begins with lived experience rather than formal education
🔹 Starting early, even with small steps, creates long-term impact through time and patience
🔹 Teachers and intermediaries need financial confidence before they can effectively teach others
🔹 Talking openly about money helps reduce shame and normalizes these conversations
🔹 Financial literacy strengthens resilience at both the household and community level
🔹 Money decisions are most effective when they align with personal goals and values, not comparisons with others
🔹 Money and prosperity are everyone’s birthright
Tony’s Take: Financial literacy starts with mindset, teachers play a critical role, and open conversations about money can help break generational cycles and create a more equitable future.
Connect with Sharan Kaur Varaitch:
Build & Conquer Financial Literacy Website https://www.buildconquer.com
LinkedIn: https://www.linkedin.com/in/sharan-kaur-v-75780928b/
Bio:
Sharan Kaur Varaitch is the Founder and Director of Build & Conquer Financial Literacy, dedicated to lifelong financial education through a whole organisation approach. With over 15 years’ experience in Organisational Development, HR, Learning & Development, and Change Management, she blends strategic insight with a passion for financial empowerment. A committed investor for over 15 years, Sharan knows how financial literacy transforms lives. Her mission is to make financial education accessible, practical and embedded in everyday learning, helping young people, educators and adults build confidence, make informed decisions and create lasting change.
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Frances Yong, Founder of White Byte and anti-scam evangelist joined me on this episode of The Get Ready Money Podcast in collaboration with the Better Money with the MAIA’s podcast. We talked about digital financial literacy, fraud prevention, and how communities can work together to create a safer and more inclusive digital world.
Key Takeaways
🔹 Reporting fraud quickly increases the chances of recovery
🔹 Digital financial literacy includes the ability to communicate and transact safely using technology
🔹 Scams can happen to anyone, regardless of age, background, or education
🔹 Seniors often engage with technology differently, which requires patience and understanding
🔹 Simple family check-ins can help spot red flags like unknown numbers or unfamiliar apps
🔹 Open, respectful conversations with parents and loved ones build awareness and trust
🔹 A safer digital ecosystem is a shared responsibility across families and communities
🔹 Digital literacy expands access to financial services and opportunities for marginalized groups
This conversation is a reminder that readiness today includes digital awareness, community support, and ongoing conversations that help everyone feel safer and more confident online.
Connect with Frances Yong:
- LinkedIn: https://www.linkedin.com/in/frances-yong-074703a8/
- Whitebyte Website: https://www.whitebyte.org
- White Byte's LinkedIn page: https://www.linkedin.com/company/white-byte/?viewAsMember=true
Resources mentioned:
- The Seven Habits of Highly Effective Scammerson the Get Ready Before Life Happens Podcast (watch or listen)
Bio:
Frances Yong was a Fraud Risk and Cybercrime Risk professional, globally responsible for the learning strategy and frameworks for a Fortune500 multi-national bank. When her mother was scammed off her pension in 2021, she left her banking job and founded White Byte.
Through White Byte, Frances promotes cyber integrity and digital inclusion; sharing her professional knowledge with a wider audience and in a customised manner to make it relatable to less savvy communities. Her vision is a cyber space that is ethical and inclusive for all users to interact and transact safely in.
Frances won the Anti-Scam category in the 2025 Money Awareness and Inclusion Awards (MAIA). She is named one of Singapore's 100 Women in Tech, and honoured as MAIA’s 50 Changemakers to watch.
The Money Awareness and Inclusion Awards (the MAIAs) celebrate the increasingly important work being done to help people understand money better. Learn more: https://www.maiawards.org.
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On this episode of the Get Ready Before Life Happens Podcast, I spoke with Michael Ervolini, author and active management thought leader, about how behavior and emotions shape financial decision-making and why having a simple, intentional process matters more than chasing perfect outcomes.
We explore how the unconscious mind influences choices, why emotions are not the enemy of good decisions, and how slowing down helps align actions with long-term intentions.
Key Takeaways:
🔹 Slowing down creates space to understand why you want to take action
🔹 Emotions play a central role in every financial decision, they cannot be separated from logic
🔹 The unconscious mind strongly influences choices, often before we realize it
🔹 Awareness helps identify when emotions are supporting or undermining good decisions
🔹 A simple, repeatable process helps counter behavioral tendencies
🔹 Clear processes create consistency and a platform for learning and improvement
🔹 Not every money decision needs to maximize wealth to align with your intentions
Connect with Michael Ervolini:
- Website (here)
- LinkedIn (here)
Books:
- Managing Equity Portfolios: A Behavioral Approach to Improving Skills and Investment Processes (Amazon)
- Skill Versus Luck: Taking the Guessing Out of Equity Fund Selection (Amazon)
Bio:
Michael Ervolini is a seasoned professional who now spends his time as a writer and thought leader on the topics of active fund management, behavioral finance, and decision making. Mike founded and was CEO of two fintech companies supporting institutional investors. His latest company, Cabot Investment Technology, Inc., was purchased by Factset Information Systems. His previous company, Charter Research LLC, was purchased by Standard And Poor’s/McGraw Hill, Inc.
Early in his career he held the positions of financial analyst, portfolio manager, and chief information officer (AEW Capital Management, L.P. and Latimer & Buck, Inc. (now a part of Franklin Templeton).
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On this episode of The Get Ready Money Podcast, I spoke with Dr. Lalua Rahsiad, the Money Queen, author and podcast host, about digital financial literacy, inclusion, and building financial peace in a modern world.
We explore how technology can empower underserved communities, why financial literacy must meet people where they are, and how redefining our relationship with money can lead to greater confidence and well-being.
Key Takeaways
🔹 Financial peace starts with making peace with what you have
🔹 Focusing on what you can control reduces money anxiety
🔹 When problems stay hidden, you won’t get help
🔹 Strong financial communities are built by including everyone
🔹 Money influences nearly every part of our lives
🔹 Your money journey is personal, you don’t need validation from others
🔹 Prioritizing your own stability helps you better support others
🔹 Financial literacy efforts are stronger when advocates work together
🔹 Saving and investing are for everyone, not just the wealthy
🔹 Digital tools can expand access, especially since most people have a smartphone
Connect with Dr. Lalua Rahsiad:
- Website
- MyCelik Network website
Books:
- Money Moves At Work
- Money Minds for Teens, (releasing 2/2026)
Podcast:
- Money Talk Podcast (YouTube: http://www.youtube.com/@DrLaluaRahsiad ) (Spotify: Spotify: https://open.spotify.com/show/6BVBzG3IbCjTYyJKbDhHOZ?si=6d1b6454006448eb)
Resources mentioned:
- The M.O.N.E.Y Q.U.E.E.N Movement: Dr Lalua Rahsiad’s Journey to Financial Literacy at Work
Bio:
Dr. Lalua Rahsiad, affectionately known as the “Money Queen” is a distinguished advocate for financial literacy, sustainable finance and digital inclusion, with over 25 years of experience across academia and corporate sectors in Malaysia and the United Kingdom. Her expertise covers financial analysis, investment portfolio, behavioral finance, entrepreneurship and corporate leadership.
A passionate philanthropist, she dedicates her efforts to advancing sustainable investment, financial wellness and social finance. She co-founded and leads Sustainable & Inclusive Finance (SIFU), a think tank driving financial inclusion and SDGs transformation through collaborations with universities, corporations and non-profit organizations.
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👉 Support (here)
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On this episode of Get Ready Before Life Happens, Tony sits down with Linda Grizely, creator of the MeMoney™ method and host of the Real Money, Real Life podcast, to explore how women can build a healthier, more empowered relationship with money.
Linda shares why putting yourself last creates long-term stress, how fear around spending can actually be protective, and why reconnecting with your personal money patterns is the key to confidence. This conversation reframes money as a tool for self-trust, choice, and readiness rather than guilt or restriction.
🔑 Key Takeaways
🔹 Create a “me-money” bucket that gives you permission to spend on yourself.
🔹 Think about each choice you make when you spending money
🔹 Women should stop putting themselves last when it comes to money decisions.
🔹 Talking openly about money builds confidence and reduces shame.
🔹 Feeling fear around spending is normal and can be a healthy signal.
🔹 Let go of guilt so money supports your life instead of controlling it.
🔹 Have the courage to start over when your current approach no longer serves you.
🔹 Reconnect with your power by understanding how you personally relate to money.
Tony’s Take
When women give themselves permission to engage with money without guilt or shame, confidence grows and choices become clearer. Money works best when it supports who you are and the life you want to live.
Connect with Linda Grizely:
- Website: https://www.LindaGriz.com
- Instagram: https://www.instagram.com/lindagrizely
- Facebook: https://www.facebook.com/thelindagrizely
- LinkedIn: https://www.linkedin.com/in/linda-grizely
- TikTok: https://www.tiktok.com/lindagrizely
- X : https://x.com/LindaGrizely
Podcast:
- The Real Money, Real Life Podcast (Apple Podcasts: https://podcasts.apple.com/us/podcast/real-money-real-life/id1831822405) (YouTube: https://www.youtube.com/@LindaGrizely)
Resources:
- What’s Your Money Personality Quiz: https://bit.ly/MonPersQuiz
Bio:
Linda Grizely 🐻, CFP®, MSFS, CAP® turned Financial Educator and Speaker. Linda created the MeMoney™ Method, a mindset-first approach to personal finance that helps women trade guilt and shame for clarity and confidence, and stop putting themselves last. Linda is the host of the Real Money, Real Life Podcast.
Support the Get Ready Before Life Happens Podcast at www.buymeacoffee.com/tonysteuer
If these conversations help you think differently about money or prepare for life’s financial what-ifs, please support the Get Ready Before Life Happens Podcast. Your support helps expand financial readiness education and resources.
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What changes when women decide what “enough” really looks like?
On this episode of The Get Ready Before Life Happens Podcast, Tony spoke with Melissa Joy, CFP®, President of Pearl Planning and host of the Women’s Money Wisdom podcast, to explore how defining “enough” can change the way women think about money. The conversation dives into why women are capable, confident decision-makers and how judgment-free financial conversations create trust
Key Takeaways:
🔹 Communication is an essential skill, and human connection matters more than ever
🔹 Practice courageous authenticity
🔹 You don’t need to be perfect
🔹 Women are terrific with money
🔹 Removing judgment creates space for more open, honest financial conversations.
🔹 Advisors should ensure both partners are seen, heard, and included in every money conversation.
🔹 Caregiving for both children and aging parents has real financial and emotional impacts that must be acknowledged and planned for
🔹 Defining what “enough” looks like helps align money with a joyful life.
Tony’s Take
When women define what “enough” looks like, money stops being a source of pressure and becomes a tool for purpose, confidence, and joy.
Connect with Melissa Joy:
- LinkedIn: https://www.linkedin.com/in/melissanjoy
- Pearl Planning Website: https://pearlplan.com/
- Instagram: https://www.instagram.com/pearlplanningfinancial/
- Facebook: https://www.facebook.com/PearlPlanningWealth
- YouTube: https://www.youtube.com/@pearlplanningfinancial
Podcast:
- Women’s Money Wisdom Podcast: https://womensmoneywisdom.buzzsprout.com
Resources mentioned:
- Invest for Better: https://investforbetter.org
Bio:
Melissa Joy is a Certified Financial Planner® and founder of Pearl Planning, a wealth management firm located in Dexter, Michigan. Melissa is the host of a weekly podcast called “Women’s Money Wisdom” which is all about money talk for women.
Support the Get Ready Movement at www.buymeacoffee.com/tonysteuer
If these conversations help you think differently about money or prepare for life’s financial what-ifs, please support the Get Ready Movement. Your support helps expand financial readiness education and resources.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Before Life Happens Podcast, I spoke with Dr. Julia Myers, founder of Generational Wisdom about what it means to leave a legacy that lasts.
Key Takeaways:
🔹 Wealth without wisdom is wasted
🔹 Delegated parenting is delegating your legacy, the world will teach your kids if you don’t
🔹 Go beyond your trust and will, and talk about your values
🔹 Create a written plan that defines your values and how they evolve over time
🔹 Be reflective and intentional with your spending, you can buy anything but not everything
🔹 It’s not taboo to talk about money
🔹 Remember that money is not the goal, it’s a vehicle
Connect with Julia Myers:
- Website: https://juliamyers.com
- LinkedIn: https://www.linkedin.com/in/juliamyers314/
- Instagram: https://www.instagram.com/julia_myers_rx
- Facebook: https://www.facebook.com/juliamyersrx
TedX Talk: Losing My Sight Taught Me to See (here)
Resources mentioned:
- The 10-Minute Money Mindset Makeover: https://juliamyers.com/money
Bio:
Dr. Julia Myers is an international speaker and the national expert on talking to kids about money. As founder of Generational Wisdom™ and mom of five, she empowers wealthy families to raise financially mature children without entitlement.
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After 250 conversations with guests from around the world, one truth stands out: money works best when we start with people, not products.
Episode 250 turns the tables. Guest host Faith Teope puts Tony Steuer in the hot seat to reflect on what he’s learned from more than 250 conversations with financial experts, advocates, and changemakers from around the world
The result is a global, human-first look at money as a readiness mindset shaped by identity, access, emotion, and lived experience rather than a product perspective.
Key Takeaways
🔹 Money readiness starts with mindset and curiosity, not products.
🔹 Preparing before life happens creates flexibility and confidence.
🔹 Money conversations resonate globally across cultures.
🔹 Structural inequities shape financial outcomes, especially for women and caregivers.
🔹 Shame blocks progress, while listening creates trust.
🔹 Money decisions are deeply emotional and psychological.
🔹 The future of financial services is human, even as AI advances.
💭 Tony’s Take
After 250 episodes, one truth stands out: everyone’s money journey is different, and real readiness comes from understanding people first,before products, plans, or tools.
Final Thought
If there’s one takeaway from this milestone episode, it’s this: anyone can do money, as long as they’re willing to stay curious, ask better questions, and prepare with intention.
Connect with Faith Teope:
- Website: https://faithteope.com
- LinkedIn: http://linkedin.com/in/faithteope
- YouTube: http://youtube.com/@faithteope
- Instagram: http://instagram.com/faithteope
- Threads: https://threads.net/faithteope
- Twitter: http://twitter.com/thefaithteope
Books:
- The Monster Job Book - Faith Teope (Amazon)
Bio:
Faith Teope is a multimedia journalist, children’s financial literacy author, and CEO of Leverage Retirement, a 40+ year-old TPA/Recordkeeper firm. She is known for being the host of the weekly podcast, Pull to Refresh: Where 401k experts get curious. Teope is the editor of The Naked Professional LinkedIn Newsletter and a contributor to Safe in Harm’s Way as a financial abuse advocate. Her new show, SAVVY, explores the systemic gaps in financial literacy and is scheduled to air in the fall of 2023. Teope's debut title is The Monster Job.
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On this episode of The Get Ready Before Life Happens Podcast, Tony talks with Maxwell Schmitz, Disability Insurance Specialist and Co-Founder of Dingo Technologies, about why income protection is the core building block of a real financial plan.
🔑 Key Takeaways
🔹 Think about your future yet worth (money you’ll earn)
🔹 A financial plan without disability insurance is not a financial plan
🔹 We should reframe disability insurance as income protection
🔹 You are more likely to need disability insurance than homeowners and auto insurance
🔹 Understand the full spectrum of disabilities, they are not all total and permanent
🔹 Disability insurance replaces income loss, while health insurance covers medical expenses.
🔹 Financial planners have an obligation to include income protection in their planning process.
Connect with Maxwell Schmitz:
- LinkedIn: (here)
- Dingo Technologies website: (here)
- Yetworth website: (here)
Resources mentioned:
- Calculate your potential future earnings: whatsmyyetworth.com
Bio:
Maxwell Schmitz, MSFS, CLTC is a third-generation DI specialist. He is co-founder of Dingo Technologies, Inc. and President of Yetworth Insurance Solutions, a disability-focused insurance agency. He also currently serves as President of the International DI Society, an association of the nation's top DI minds. Max also serves as the chair of his town's Bicycle and Pedestrian Advisory Committee. He is a sitting member on the board of The Plus Group, America's Premier Disability Insurance Marketing Organization. In his spare time he is also the father/coach of three energetic/athletic kids (ages 7, 5, and 3), husband to an amazing wife, and is a thru-hiking junkie.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Before Life Happens Podcast, Tony sits down with Adam Koos, President of Libertas Wealth Management and host of The Retirement Fiduciary Podcast to explore why great financial planning starts with relationships, curiosity, and clarity.
Key Takeaways:
🔹 Ask questions to ensure that you understand.
🔹 Relationships are at the heart of effective financial planning
🔹 Advisors will succeed in the age of AI by becoming better communicators.
🔹 The financial services industry needs people who are better at communicating
🔹 Developing a plan will help you think about what you need, what you are missing, and will keep you on track
🔹 Decide whether you have the time and interest to do something or if it’s better to outsource
🔹 Consider that advice doesn’t apply to everyone, and that what you read or hear may not be true.
Connect with Adam Koos:
- Website: www.LibertasWealth.com
- Facebook: https://facebook.com/libertaswealth
- Instagram: https://www.instagram.com/libertas.wealth
- Threads: https://www.threads.com/@libertas.wealth
- LinkedIn: https://www.linkedin.com/company/libertas-wealth
- Twitter: https://x.com/LibertasWM
- Tiktok: https://www.tiktok.com/@libertaswealthmanagement
- Youtube: https://www.youtube.com/@libertaswealth
- Email: info@libertaswealth.com
The Retirement Fiduciary Podcast:
- Podcast Youtube Playlist Link
- Apple Podcasts
- Spotify
Bio:
Adam Koós, CFP®, CMT, CFTe, CEPA is a CERTIFIED FINANCIAL PLANNER TM, one of approximately 2,500 active Chartered Market Technicians (CMT) worldwide, as well as a Certified Financial Technician (CFTe®) through the International Federation of Technical Analysts (IFTA), and a Certified Exit Planning Advisor (CEPA) via the Exit Planning Institute. He’s been named by Columbus Business First as one of their 20 People to Know in Finance, is a recipient of the Forty Under 40 award, is ranked by Investopedia as one of the Top-100 Most Influential Financial Advisers in the U.S., and is the winner of the coveted Better Business Bureau Torch Award for Ethics and Trust. Adam serves his clients as the president and portfolio manager at Libertas Wealth Management Group, Inc., a NAPFA-affiliated, Fee-Only Fiduciary RIA firm, located in Columbus, Ohio.
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On this episode of The Get Ready Before Life Happens Podcast, I spoke with Meghan Dwyer, CFP®, Certified Money Coach®, and host of the Money Isn’t Scary podcast, about why money isn’t scary when you understand your money story and build confidence.
Key Takeaways:
🔹 Stories are not facts, you get to choose what you believe.
🔹 We are allowed to have knowledge and power with our money, we don’t need permission
🔹 Naming shame takes away its power and helps you move forward.
🔹 Create a more intentional way of doing things, in accordance with your values
🔹 Expecting yourself to balance everything isn’t possible, we need to know when to ask for help
🔹 What we perceive as failure is actually learning
🔹 Women who step into abundance gain confidence
Connect with Meghan Dwyer, CFP®, CDFA®:
- LinkedIn (here)
- Money Isn’t Scary website (here)
- Instagram: https://www.instagram.com/moneyisntscary
Money Isn’t Scary Podcast:
- Apple Podcasts: https://podcasts.apple.com/us/podcast/money-isnt-scary/id1567364775
- Spotify: https://open.spotify.com/show/5ncCqvBYwyg4mFUAEYqG4h
Resources mentioned:
- Why We Need Self-Compassion with Dr. Kristin Neff and Meghan Dwyer on the Money Isn’t Scary Podcast - Apple Podcasts: https://podcasts.apple.com/us/podcast/why-we-need-self-compassion-with-dr-kristin-neff/id1542792192?i=1000607479897
Bio:
Meghan Dwyer is a Certified Financial Planner™, Certified Financial Therapist™, and the creator of Money Isn’t Scary, a podcast dedicated to helping women understand the deeper emotional patterns that drive their financial decisions. Combining her background in finance with training in financial therapy, Meghan brings a unique lens to money—one rooted in self-awareness, compassion, and empowerment. She supports women in shifting from fear and self-criticism to clarity and confidence, both in their financial lives and their everyday choices.
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Major life changes can shake your financial confidence. In this episode, Tony sits down with Chris Olofson, Founder of DIVEE Financial, to discuss how to take control of your money during transitions like divorce, retirement, or other major shifts.
Key Takeaways:
🔹 Think about the planning process as an investment in yourself.
🔹 Know your expenses inside and out, including irregular annual costs such as gifts and insurance.
🔹 Be sure to include income-generating assets, since your portfolio will become your paycheck.
🔹 Maintain access to liquid assets
🔹 Understand how each asset will impact you, including factoring in capital gains or other related expenses.
🔹 Define what a successful outcome looks like for you and trust your instincts.
🔹 Women should take the time to understand family finances today. 90% of women will be 100% in charge of their money at some time.
💭Tony’s Take:The more you understand your money, the more control you have during moments when life shifts unexpectedly.
Connect with Chris Olofson:
- Website: https://diveefi.com
- LinkedIn: https://www.linkedin.com/in/chrisolofson/
Bio:
Chris Olofson was raised in Oregon and Oklahoma and studied Economics at UC Santa Barbara. After graduation, I obtained my CPA license & moved to San Francisco to start a career at KPMG, one of the BIG FOUR public accounting firms. I met my husband of 33 years during a three-month secondment for the firm in Auckland, New Zealand. Shortly after returning, I left KPMG to become a Controller and CFO for a small community bank in Marin County. From that five-year stint, my next career move was to work in the mortgage-backed securities business as VP of Operations for GMAC Commercial Mortgage in San Francisco staying there another five years through the birth of my two boys. When my youngest was 6 months old, I quit and took six years off to enjoy being a full-time mom. When Trevor started kindergarten, I created my own financial consulting company helping companies, in a wide variety of industries, implementing financial best practices and infrastructure. After taking another year off to care for my mom, I then went back into banking with a focus on multi-family commercial lending.
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On this episode of the Get Ready Before Life Happens Podcast, I spoke with Carol Chiang, aging-in-place expert and author of Age in Place or Find a New Space, about how to take control of your aging journey with an aging plan.
💡 Key Takeaways
🔹 Aging is a natural process, and it can also be an opportunity.
🔹 People need to be active participants in their own aging plan.
🔹 Start planning early, while you have time, options, and income.
🔹 Be intentional about whether you want to age in place or find a new space.
🔹 Have honest and open conversations with loved ones.
🔹 Accept that aging is happening and make intentional choices.
🔹 Your choices today become your consequences tomorrow.
Connect with Carol Chiang:
Evolving Homes Website (here)
LinkedIn (here)
Books:
- Age in Place or Find a New Space: How to Create Beautiful Spaces That Promote Meaningful Interactions (Amazon)
Bio:
Carol Chiang, OTR/L, CAPS, ECHM, CHAMP Author, Podcast Host, and International Aging in Place Specialist. Carol Chiang takes a proactive and holistic approach to longevity, shifting the narrative from reactive care to intentional living. As a former Olympic-caliber athlete and Urban Poling Master Trainer, she blends physical wellness with environmental design to help people “future-proof” their lives.
Author of the Kirkus starred guide Age in Place or Find a New Space, Carol is a leading voice in the “home as healthcare” movement. She is the host of the Innovative Aging podcast and a tireless advocate for the Parkinson’s community, frequently speaking to international audiences on how to leverage technology and habit-building to maintain independence.
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On this episode of the Get Ready Before Life Happens Podcast, I spoke with Brandon Lovingier, Founder of Military Money, about the tactics financial predators use and how military members (and all of us) can stay one step ahead.
Key Takeaways:
🔹Start with your goals, then decide if a product helps you get there.
🔹 Ask questions, until you understand what you’re investing in or purchasing
🔹 Understand your benefits. For example, you don’t need to pay anyone to “unlock” your VA benefits.
🔹 Slow down, time pressure lends to suboptimal decision making
🔹 Understand how someone gets paid and their underlying incentives.
🔹 How military members (and all of us) guard against financial predators.
🔹 Be wary of pitches that lean on military status or shared connections.
🔹 Learn how a Military Qualified Financial Planner can help protect you.
Connect with Brandon Lovingier:
- LinkedIn: https://www.linkedin.com/in/brandonlovingier/
- YouTube: https://www.youtube.com/@enlistedmoney
- Website: https://enlistedmoney.com/
- Instagram- https://www.instagram.com/enlistedmoneyguy
- Facebook- https://www.facebook.com/enlistedmoneyguy/
Resources mentioned:
- Consumer Financial Protection Bureau: https://www.consumerfinance.gov/complaint/
- Military Qualified Financial Planner designation: https://mqfp.org
Bio:
Brandon Lovingier, ChFC®, AFC®, MQFP®, wasn’t born into money. He joined the Army right out of high school and has served for over 20 years on active duty – including deployments to Iraq and Afghanistan. When he was younger, he wasted money on trucks, beer, cigarettes, energy drinks, and everything in between. At one point, he and his wife had to put rent on a credit card just to get by.
Fast forward, they’re debt-free and building wealth. He established his blog, Enlisted Money, to help enlisted service members avoid the same mistakes he made. He earned his Chartered Financial Consultant – ChFC® designation in 2022 and is one of the first Military Qualified Financial Planner – MQFP® designation holders. He was awarded The American College of Financial Services NextGen Financial Professional Award for 2024. He’s been a speaker at MilMoneyCon and loves mentoring other service members on their own financial freedom journey.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Before Life Happens Podcast, I spoke with Melana Carbary, Private Wealth Manager at Burning River Advisory Group and founder of enlightenHer to talk about how confidence, authenticity, and action can change the way women engage with money.
Key Takeaways:
🔹 Listen with intention, rather than just thinking about the next thing you’ll say.
🔹 If we care enough, we will take the right action.
🔹 Be authentic and focus on helping, not selling.
🔹 Your history doesn’t define you, but you have to take action to move forward
🔹 Work through shame or trauma so it doesn’t hold you back.
🔹 Include women in money conversations as equal partners.
🔹 Speak to women in ways that make them feel seen and respected.
🔹 Most women will be in charge of their money at some point in their life.
Connect with Melana Carbary:
- LinkedIn: (here)
- enlightenHer Website (here)
- enlightenHer Resources: (here)
- enlightenHer Coaching: (here)
- enlighterHer Instagram: @enlightenHerofficial (here)
- enlightenHer LinkedIn: (here)
- enlightenHer Facebook: @enlightenHer | (here)
- Burning River Advisory Group website: (here)
Bio:
Melana Carbary, CFP®, CLU®, CDFA®, grew up in a small Ohio town, the daughter of a second-generation railroading family. While extremely close with all of her family, Melana shared a special bond and relationship with her mother. Her mom’s strong role within the family led Melana to be the strong, independent woman she is today and
helped shape her career and passion for working with women.
Melana strives to live simply, be a prudent steward of her money, and create a life full of meaningful experiences. Her journey is about collecting memories, not “things.”
She is most proud of the role she served in supporting her mom during her battle with cancer. She is also now the proud auntie of two beautiful nieces.
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On this episode of The Get Ready Before Life Happens Podcast, I spoke with Justyn Makarewycz, about how financial fluency fuels better career choices—and a more intentional life.
💡 Key Takeaways
- Invest in financial fluency. Understanding money helps you make smarter career moves.
- Clarify what matters. Define your values and long-term goals before chasing the next title.
- Plan backward. Start with your vision, then create the action steps to reach it.
- Network strategically. Relationships open more doors than résumés.
- Stay adaptable. Careers evolve, keep learning and adjusting.
- Compare offers wisely. Evaluate benefits, growth, and balance, not just salary.
- Keep your purpose in sight. Every move should advance what success means to you.
💭 Tony’s Take
Financial fluency isn’t only about budgets—it’s about making intentional choices that align your work, your money, and your purpose.
Connect with Justyn Makarewycz:
- LinkedIn (here)
Podcast:
- Host of the Zicklin GCMC Podcast (here)
Bio:
Justyn Makarewycz is Deputy Director of Employer Relations at Baruch College's Zicklin School of Business. He has over 15 years' experience in university career services, employer relations, alumni engagement, as well as contingency recruitment and staffing. His work is focused on developing and implementing employer-relations strategies that open up hiring opportunities for MBA and specialty Masters students, while maintaining the strong brand of Baruch College with employers. Before his work in university career services, Justyn worked in digital marketing on the brand, agency, and publisher sides for a decade.
Justyn became interested in financial literacy from an early age when his parents gifted him The Wealthy Barber at age 11. Plenty of additional financial-literacy books later, and in his own work and research in financial topics, he has become invested in how important financial literacy is in people's lives and how much it can impact the choices they make and ideas they dream about their careers.
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On this episode of The Get Ready Before Life Happens Podcast, I spoke with Annalee Kruger, President of Care Right Inc. and author of The Invisible Patient about how creating an aging plan can save time, money, and stress.
💡 Key Takeaways
🔹 Start the conversation early. Hold family meetings that include every stakeholder.
🔹 Family members should clear on the parent’s wishes and goals are.
🔹 Build the right team. Engage qualified senior-care consultants and verify how they’re compensated.
🔹 Understand the true costs and safety factors of aging at home vs. facilities.
🔹 Do your due diligence. Review care-facility complaint records and service histories.
🔹 Make caregiving sustainable. Accept limits, share responsibilities, and give yourself grace.
🔹 A clear aging plan turns potential crises into calm coordination.
💭 Tony’s Take: Preparing an aging plan isn’t just about logistics—it’s about dignity. When families align on values and advisors guide with empathy, everyone wins.
Connect with Annalee Kruger:
- Care Right, Inc. Website (here)
- LinkedIn (here)
- Facebook: (here)
Books:
- The Invisible Patient: The Emotional, Financial, and Physical Toll on Family Caregivers: How to Plan Ahead and Save Time, Money, and Stress (Amazon) (book website)
Resources mentioned:
- Care Right E-Grab and Go Binder
- Carescout Cost of Care Calculator
Bio:
Annalee started Care Right Inc, a VIRTUAL consultancy, in 2011, after working in Continuing Care Retirement Communities (CCRC's) for 22 years. Annalee Kruger has devoted her career to guiding family caregivers and their aging loved ones with decisions about aging, dementia progression, the landscape of senior care, considerations of aging at home, helping outline current and future care options, helping families determine their "safety triggers" for when parents need care/more care and the aging at home care budget to prevent families from not qualifying financially to gain admission into a quality care community.
She is a national speaker on aging, caregiving, dementia, family dynamics/mediation, and end-of-life. Major financial services conferences she has presented at: IWI, FPA, NAPA, NAIFA, AICPA, CIMA, Truist, D.A. Davidson, and many other conferences in the healthcare/senior care industry.
She authored, The Invisible Patient: The Emotional, Financial, and Physical Toll on Family Caregivers.
Annalee also offers training packages for the financial services and healthcare industries—which include in-person, webinar, and masterminds.
She also created the Aging Strategy Coaching Academy (ASCA), the first ever global coaching program that PROPERLY addresses aging, family caregiving, dementia/chronic illness, the landscape of senior care, dying, grief, and much more.
Annalee also created the Elder Planning Specialist certification program, specifically for CFP’s who want to earn a certificate to better identify and address the needs of their aging book of business.
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On this episode of The Get Ready Before Life Happens Podcast, I spoke with Shannon Ryan, Financial Literacy Advocate and author of Your Money Has Feelings about how to bridge mindset and money and aligning your money with your values.
💡 Key Takeaways:
🔹 Money has no feelings, it’s just paper, however our relationship to money has feelings
🔹 Align your financial choices with what truly matters to you
🔹 Life is about purpose, not just money
🔹 Authenticity and being yourself is key to success in both life and business
🔹 Financial wounds can leave emotional scars that prevent us from financial success
🔹 Transparency between partners is important
🔹 Avoid money shaming — everyone’s journey is different
Shannon reminds us that understanding your emotions around money is just as important as understanding your numbers — because how you feel about money shapes how you use it.
Connect with Shannon Ryan:
Website: https://shannon-ryan.com/
LinkedIn: https://www.linkedin.com/in/theheavypurse/
X: https://x.com/theheavypurse/
Facebook: https://www.facebook.com/theheavypurse/
Instagram: https://www.instagram.com/theheavypurse/
YouTube: https://www.youtube.com/theheavypurse
Books:
Your Money Has Feelings : Understand Your Financial Wounds to Find True Freedom (Amazon)
TEDx Talks: Confronting your financial scar tissue (YouTube)
Bio:
Shannon Ryan is a Certified Financial Planner (CFP®)with over 30 years of experience guiding individuals and families through the emotional side of money. Known for her relatable insights and warm, clear style, Shannon combines deep financial knowledge with a heart-centered approach to help people move from money stress to empowerment.
She’s the author of “Your Money Has Feelings” and a seasoned media guest, having appeared on CNBC, Good Morning America, and TEDx. Shannon’s work focuses on uncovering the beliefs and wounds that silently shape our financial behavior—and showing people how to rewrite them. Whether she’s advising clients or speaking to audiences, Shannon helps others understand why they do what they do with money, and how to build lasting confidence rooted in clarity, not shame.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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🎙 On this episode of Get Ready Before Life Happens Podcast, I spoke with Brendan Frazier, Chief Behavioral Officer at RFG Advisory and host of The Human Side of Money Podcast, about how the future of financial advice goes beyond plans and portfolios and why the most powerful tool an advisor has isn’t a spreadsheet, but a question.
💡 Key Takeaways:
🔹 The future of advice is at the intersection of the technical side and the human side
🔹 Empathy and emotional intelligence are our true advantages over technology
🔹 Ask great questions — and listen with intent, empathy and curiosity
🔹 A great question without listening is no longer a great question
🔹 Money is a tool that funds the things in life that are important to you
🔹 The best advisors focus on the person, not just the numbers
Connect with Brendan Frazier:
- Website (here)
- LinkedIn (here)
Podcast:
- The Human Side of Money Podcast (here)
Bio:
Brendan Frazier is the Chief Behavioral Officer at RFG Advisory, the host of The Human Side of Money podcast, a keynote speaker, and was twice named one of Investopedia’s Top 100 Financial Advisors. He has built global training programs to help advisors around the world learn how to leverage behavior, psychology and communication principles on the path to mastering the human side of advice.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of Get Ready Before Life Happens Podcast, I spoke with Dr. Alison Schmidt, founder and CEO of Unconvention and host of the (un)conversations® podcast, about how being your own advocate can reshape not only your finances, but also your life and values.
💡 Key Takeaways:
🔹 Believe in yourself — trust that you have the tools to execute
🔹 Be open to risk and new ways of working
🔹 Focus on who you want to be and how you want to serve
🔹 Take time to understand what clients truly want to achieve
🔹 Build long-term relationships grounded in empathy and integrity
🔹 Respect your clients’ emotions and where they are in their journey
🔹 Embrace miscommunication as an opportunity to learn and grow
Connect with Dr. Alison Schmidt:
- Website (here) https://www.unconventionllc.com
- LinkedIn https://www.linkedin.com/in/alison-l-schmidt-phd-bcc/
- Instagram: @alsphdbcc / @unconventionllc / @unconversationspodcast
- TikTok: alschmidtphd
- Facebook: @AlisonSchmidt
Podcast:
- (Un)conversations® Podcast: https://www.youtube.com/@unconversations/playlists
- Spotify: https://open.spotify.com/show/5xkI3Kg3e4VCUY5hXFGUaS?si=29139d32e77e427f
- Apple Podcast: https://podcasts.apple.com/us/podcast/un-conversations/id1765209182
- Amazon Music: https://music.amazon.com/podcasts/c056dff2-e060-4852-a830-8cc4824da4ba/un-conversations%C2%AE
- iHeart Radio: https://www.iheart.com/podcast/269-unconversations-274225870/
Bio:
Dr. Alison Schmidt is the Founder and CEO of Unconvention, where she partners with elite leaders through transformative executive coaching and organizational consulting. With over 20 years of experience, she helps CxOs, founders, boards, high-performing teams drive strategic growth, navigate change, and break free from the stubborn quo.
Alison is also the creator and host of (un)conversations®, a bold podcast spotlighting industry pioneers and CxO leaders who share the unconventional decisions that have shaped their lives and businesses.
A passionate advocate for diversity, inclusion, and purpose-driven leadership, Dr. Schmidt holds a Ph.D. in Organizational Psychology from Alliant International University (formerly California School of Professional Psychology) and is a Board Certified Coach through CCE Global. Based in Dallas, she draws inspiration from her global travels with her wife, Norma, bringing depth and perspective to her work with clients worldwide.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of Get Ready Before Life Happens Podcast, I spoke with Michelle Petrowski, CFP®, CDFA®, founder of Being in Abundance, about one powerful question: What if it is possible?
We explored how shifting from a Do-Have-Be mindset to Be-Do-Have changes everything by starting with how do you want to be, then asking how do you want to do it and then asking what could I have?
💡 Key Takeaways:
🔹 Abundance is a choice that we get to make moment from moment
🔹 Align your money with your values and what truly fulfills you
🔹 Women should dream bigger, ask what’s important to you?
🔹 Step into your power, you get to choose who you want to be
🔹 We have to dream and ask what’s important to us
🔹 If you don’t have a plan, your goals are just wishes
Michelle reminds us that you are more than your paycheck — and your financial plan should reflect who you are, not just what you earn.
This episode was inspired by the blog post “What If It Is Possible?” (here)
Connect with Michelle Petrowski:
- Being In Abundance Financial Coaching Website (here)
- Being Mindful in Divorce Website (here)
- LinkedIn (here)
Bio:
Michelle Petrowski is a Certified Financial Planner™ and Certified Divorce Financial Analyst®, and the founder of Being in Abundance, a financial coaching and planning firm for high-earning women and dual income families navigating major life transitions.
Michelle is a nationally recognized voice in women’s wealth and divorce planning, featured in outlets including CNBC, MarketWatch, Yahoo Finance, Investment News, TheStreet’s Retirement Daily, Purse Strings, and Rethinking65. She writes and speaks on the Great Wealth Transfer for Women, the financial blind spots of high earners, and the biggest mistakes women make in divorce — and how to avoid them.
When she’s not advising clients or speaking, Michelle leads workshops, creates educational tools, and is currently writing her book, Next Chapter, Best Chapter: A Playbook for Women Creating Wealth, Wisdom & What’s Next.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of Get Ready Before Life Happens Podcast, I spoke with Jose Mayora, author of Wall Street’s Blind Spot, about the principles of value investing and understanding risk.
💡 Key Takeaways:
🔹 Always do your homework, don’t chase headlines, do thorough research
🔹 Have a long term horizon - patience is important
🔹 Be an independent thinker
🔹 Only invest in what you understand
🔹 Don’t let emotions drive your decisions
🔹 The importance of emotional intelligence
🔹 Be willing to let go of potential opportunities that you don’t understand
Connect with Jose Mayora:
Website (here)
LinkedIn (here)
Books:
Wall Street’s Blind Spots: A Unique Perspective on Value Investing, Valuation and Capital Allocation (Amazon)
Bio:
Jose Andres Mayora is the author of Wall Street’s Blind Spots and the Senior Portfolio Manager of Divita Value-Growth Fund, a long-only public equities fund he co-founded with a focus on long-term, fundamentals-driven investing. A CFA charterholder with degrees in Business and Economics from the University of Virginia and a Master’s in Economics from Universidad Rey Juan Carlos, Jose blends analytical depth with a grounded, real-world perspective on how value is created—and misunderstood—in public markets.
His book challenges conventional valuation frameworks and introduces a simpler, common-sense approach to understanding investment returns, reinvestment, and capital allocation. Jose’s mission is to help investors and business leaders alike cut through complexity and rethink the assumptions behind how money grows over time.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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🎙 On this episode of Get Ready Before Life Happens Podcast, I’m joined by Rishi Vamdatt, the teenage creator of Easy Peasy Finance — a multi-award-winning platform making financial literacy fun and accessible for kids, parents, and beginners.
💡 Key Takeaways:
🔹 Families can learn about money together — parents should involve kids from any age.
🔹 An allowance is a powerful way to teach money responsibility.
🔹 Keep it simple — use clear, everyday language.
🔹 Make money fun by tying it to daily activities kids already know.
🔹 Teachers don’t have to be experts — they can learn alongside students.
🔹 Frugality matters, but spending on happiness is important too.
🔹 Financial literacy reduces stress later in life if started early.
Connect with Rishi Vamdatt:
- Website: https://www.easypeasyfinance.com/
- Teacher Resources: https://www.easypeasyfinance.com/teachers/
- YouTube Channel: https://www.youtube.com/@EasyPeasyFinance/
- LinkedIn: https://www.linkedin.com/in/easy-peasy-finance-llc/
Books:
- Easy Peasy Banking: A Fun Banking Book for Kids (Amazon)
- Easy Peasy Investing: A Fun Investing Book for Kids (Amazon)
- Easy Peasy Money: A Fun Money & Budgeting Book for Kids (Amazon)
- Kids Activity Book on Money and Finance: A Counting Money Book & Money Activity Book for Kids Ages 6-8 (Amazon)
Bio:
Rishi Vamdatt is a 15-year-old entrepreneur who founded Easy Peasy Finance at age 8 to make money fun, relatable, and accessible for kids and teens. Over the last 7 years, he has created 1,000+ videos, authored 4 books, won multiple awards including two Plutus Awards and the MAIA Award, and reached millions worldwide. He has been featured by CBS News, Fidelity, Kiplinger, and international media across Japan, Singapore, Canada, and Europe.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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🎙️ On this episode of Get Ready Before Life Happens Podcast, I spoke with Vicki Vollweiler, founder of College Financial Prep and author of College Planning for Divorced and Widowed Parents, about how families can save money on college while navigating the emotional and logistical challenges of divorce, separation, or loss.
💡 Key Takeaways:
🔹 Bring up college planning in a neutral tone—communication is critical.
🔹Every college has its own financial formula—some are more generous than others.
🔹 Have a college budget in place before committing to a school.
🔹 Start scholarship searches early to maximize opportunities.
🔹 Include kids in the process—they’ll live with the long-term impact.
🔹 Reducing college costs requires flexibility from both parents and students.
🔹 It’s not just about the numbers—it’s about values, feelings, and goals.
Connect with Vicki Vollweiler:
- LinkedIn: https://www.linkedin.com/in/vicki-vollweiler/
- Website: https://www.CollegeFinancialPrep.com
- Facebook: https://www.Facebook.com/CollegeFinancialPrep
- Instagram: @CollegeFinancialPrep
Books:
- College Planning For Divorced and Widowed Parents: Reduce Stress, Save Thousands and Make Smart Decisions For Your Child's Future (Amazon)
📘 Vicki’s book was inspired by client success stories and reminds families that they are not alone—there are proven strategies to lower costs and reduce stress.
Podcast:
- College Financial Prep https://www.collegefinancialprep.com/podcasts
Bio:
Vicki Vollweiler, MBA, CDC, the founder and CEO of College Financial Prep, provides a full range of college funding and college admissions services for families as both parents and students prepare to enter college. Vicki is both a College Planning Expert and a Divorce Financial Coach helping parents to navigate financial aid, scholarships, student loans and college planning. With her Master's Degree in Business Administration and expertise in analysis, pricing, return on investment, and negotiations, Vicki brings valuable skills to the table. She received her MBA degree from Syracuse University, where she was honored with a Full Merit Scholarship and financial stipends.
Before establishing College Financial Prep, Vicki served as a Certified Divorce Coach. As clients began to inquire about affording college costs for their children, Vicki, a divorced mom herself, recognized the goal and challenge of providing the best education while minimizing expenses and reducing student loan debt. To date, many clients have successfully saved thousands of dollars, some saving hundreds of thousands of dollars, with the guidance provided by College Financial Prep.
Vicki, a divorced parent, is the proud Mom of two children, one who is now a PhD candidate and one who will be preparing for college shortly. Her fur baby, Maggie, provides joy to all.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of the Get Ready Before Life Happens Podcast, I spoke with Joseph Pach—author of Building The Investors Edge and Chief Investment Officer of Corcovado Investment Advisors—about building stronger financial decision-making frameworks by understanding risk, opportunity cost, and human behavior.
💡 Key Takeaways
🔹 Opportunity cost is the tradeoff behind every choice you make
🔹 Risk isn’t just theory—it’s the potential downside you must define and prepare for
🔹 Risk asymmetry helps weigh what you stand to gain vs. what you could lose
🔹 Catalysts and patterns shape market outcomes—know how to spot them
🔹 Avoid unnecessary risks by creating calm, intentional decision environments
🔹 Shrink emotional reactions—don’t confuse urgency with importance
🔹 Small, deliberate steps compound into better long-term outcomes
Connect with Joseph Pach:
- LinkedIn (here)
- Corcovado Investment Advisors, LLC Website (here)
- The Silver Lining - Substack newsletter (here)
Book:
- Building the Investor's Edge: How Money Really Works—and How to Make It Work for You (at Any Age) - (Amazon)
Bio:
Joseph Pach is the Founder and Chief Investment Officer of Corcovado Investment Advisors, a California Registered Investment Advisor serving clients facing complex transitions such as divorce, inheritance, and liquidity events. He brings over thirty years of institutional experience in options trading, global portfolio management, and risk structuring.
Joseph began his career as an options market maker on the Pacific Stock Exchange, then spent two decades at Mellon Capital Management (a BNY Mellon subsidiary) as a trader and portfolio manager within the global asset allocation group, contributing to strategies at a firm managing over $400 billion. He now specializes in tax-efficient structuring and tailored asset allocation for high-net-worth individuals and families. Joseph is also the author of a forthcoming book on foundational money skills and decision-making for young adults.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of the Get Ready Before Life Happens Podcast, I spoke with Cameron Huddleston, Cathy Sikorski and Neil Granger about The Seven Habits of Highly Effective Scammers.
⚠️ The 7 Habits of Highly Effective Scammers
1️⃣ They Trigger Emotion, Not Logic
Scammers know panic overrides reason. They create fear, urgency, or even excitement so you react before you think.
👉 Pause before you act.
2️⃣ They Manufacture Urgency
“Act now or lose everything.” Time pressure kills good decision-making.
👉 Slow down. Nothing legitimate requires instant action.
3️⃣ They Exploit Trust and Loneliness
Romance scams, fake friendships, and long-game relationships all build emotional leverage.
👉 Connection is good — but verify before you trust.
4️⃣ They Isolate You
Scammers tell victims, “Don’t tell anyone.” Isolation keeps control.
👉 Always talk to someone — a friend, advisor, or your bank — before taking action.
5️⃣ They Prey on Greed
“If you act fast, you’ll make money” or “You owe this fee.” They use emotional hooks to justify financial loss.
👉 If it sounds too good — or too urgent — it’s a trap.
6️⃣ They Ask for Odd Payment or Access
Non-traceable/vanishing communication channel, gift cards, crypto, wire transfers, or requests to click suspicious links — all red flags.
👉 Legitimate organizations don’t demand untraceable payments.
7️⃣ They Use Just Enough Personal Information
They’ll share partial info (a birthday, last digits, hometown) to appear credible.
👉 Be skeptical — scammers buy leaked data to sound legitimate.
Connect with Cameron Huddleston:
- Website: http://cameronhuddleston.com/ (here)
- LinkedIn: https://www.linkedin.com/in/cameron-huddleston-187b633/
- Instagram: https://www.instagram.com/cameronkhuddleston/ (here)
Connect with Cathy Sikorski:
- Website: https://cathysikorski.com
- LinkedIn: https://www.linkedin.com/in/cathysikorski24/
- TikTok: https://www.tiktok.com/@cathy_sikorski
Connect with Neil Granger:
- Website - http://www.neilgranger.com/
- LinkedIn - Neil Granger: https://www.linkedin.com/in/neil-granger
Cameron Huddleston is the author of Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances. She also is an award-winning personal finance journalist.
Cathy Sikorski , Esq. a Speaker, Elder Lawyer, Author and Media Guest unravels the complex financial and legal problems in the caregiving crisis.
Neil Granger has worked with several District Attorney Offices as a member of their Financial Abuse Specialist Teams and works with the Investigative Unit of the California Department of Insurance.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Harlan Landes, founder of The Plutus Foundation and The Plutus Awards, about building community and the world of financial content creation.
💡 Key Takeaways:
🔹 Media literacy helps us discern trustworthy vs. misleading content
🔹 The Plutus Awards brings awareness of the most impactful and best financial content
🔹 Recognize advantages and disadvantages- that we all come from different places
🔹 You can only grow when you are exposed to stories and life experiences from people who are different than you
🔹 Diverse voices bring perspectives that expand our understanding
🔹 Community offers collaboration, accountability, and diverse perspectives
🔹Take the approach of being the CEO of your own life - make strategic decisions and look into details
📌 Why It Matters:
In a world flooded with financial content, credibility and representation are essential. Community ensures that financial literacy remains durable, inclusive, and forward-looking.
Connect with Harlan Landes:
- Harlan Landes Website (here)
- LinkedIn (here)
- Plutus Foundation Website (here)
- Plutus Awards Website (here)
- Plutus Community (here)
- Plutus Awards - Instagram - @plutusawards
Bio:
Harlan Landes has been creating and managing online communities since 1990 -- prior to the existence of the World Wide Web. He founded Consumerism Commentary in 2003 to hold himself accountable for his finances and build a community focused on important social and personal issues pertaining to money. He founded the Plutus Awards (2008) and the nonprofit Plutus Foundation (2015) to amplify underrepresented voices in the conversation around personal finance and to support creative financial literacy programs throughout the United States.
Harlan also has been involved with music and arts education with a focus on the marching performing arts, volunteering at an executive and board level with several organizations in that field.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Merridith Gonzalez, the Midlife Concierge, about how we can all reimagine midlife with honesty, curiosity, and connection—while preparing for the caregiving and financial realities that come with it.
💡 Key Takeaways:
🔹 Midlife is a critical turning point—what served you yesterday may not serve you tomorrow
🔹 Give yourself grace and clarity about who you want to be
🔹 Find a community and people that you can trust
🔹 Don’t be afraid to ask questions—curiosity leads to answers
🔹 Make caregiving (time and money) part of your financial plan
🔹 Work with professionals who listen, are open to new ideas, and act as true advocates
🔹 Build a collaborative team
Connect with Merridith Gonzalez:
- LinkedIn (here)
- LinkedIn Business Page: (here)
- Facebook Business Page: (here)
- Chat Series: "Hot Flashes + Cool Chats”
- MG Trusted Alliance Website (here)
- Proverbs Financial Website (here)
- Mamas and Menopause (Facebook Group)
- Chat series: "Woman to Woman"
Bio:
Merridith Gonzalez is a Certified Long-Term Care Specialist and Health & Wealth Concierge who empowers women in midlife to confidently navigate their health, financial planning, and caregiving responsibilities. With over 20 years of experience in healthcare and wellness, she specializes in long-term care, disability income planning, cognitive health awareness, and menopause support. Merridith connects clients with trusted professionals and coordinates essential resources to create personalized strategies that promote independence, financial security, and generational stability.
Disclosure:
Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Proverbs Financial & Insurance Services is not an affiliate or subsidiary of Guardian. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. CA Insurance License Number - 4085903.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with BatSheva Goldstein, creator of the Financial Date Discussion Cards, about why money conversations are really about trust—not just dollars.
💡 Key Insights:
🔹 Why money conversations are more about emotions than math
🔹 How childhood experiences shape how we talk about—and handle—money
🔹 The importance of shifting focus from dollars to the “why” behind them
📌 Why It Matters:
Money talks can strengthen relationships when they move beyond numbers into values, fears, and hopes. BatSheva shows us that clarity and connection—not perfection—are what truly build financial trust.
✅ Action Steps:
🔹 Try a values-based money conversation with your partner or family this week with the Financial Date Discussion Cards (see show notes for details)>
🔹 Reflect on what you grew up learning about money—and how that shapes your current mindset
🗣 Tony’s Take:
“Money is not a pass/fail test. BatSheva reminds us that real security comes from clarity—knowing what’s important and letting money serve those goals.”
Connect with BatSheva Goldstein:
LinkedIn (here)
Financial Date Discussion Cards Website (here)
Bio:
BatSheva Goldstein is an investment advisor, financial planner, and CFO at Profile Investment Services. She’s also the creator of FinancialDate™ Discussion Cards, a tool to help couples have easier, more meaningful money conversations.
BatSheva believes money talk isn’t just about numbers. It’s about understanding what money means to each person and how that shapes a life together.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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Changing the way we think (and talk) about money—by connecting parenting, patience, and lifelong learning.
💡 Key Insights:
- Parenting skills and money management share the same foundations: patience, long-term thinking, and communication.
- Financial confidence comes from effort and learning—not knowing everything upfront.
- Acknowledging “you don’t know what you don’t know” opens the door to better decision-making.
📌 Why It Matters:
Your approach to money often mirrors your approach to life. Building patience, focusing on values, and passing financial wisdom to the next generation can strengthen both your finances and your family bonds.
✅ Action Steps:
- Teach your kids one money value this week—start with patience or long-term thinking.
- Reflect on one financial lesson you learned from a family member and how it shaped you.
🗣 Tony’s Take:
"Whether it’s parenting or investing, focusing on the process—not just the results—creates the most lasting rewards.
Connect with Rebecca Gao, Ph.D, CFA, CFP®:
- LinkedIn (here)
Bio:
Rebecca Gao, Ph.D, CFA, CFP® was born in China and came to the United States to pursue her Ph.D. in Economics. Her journey in America began with the generosity of others—an airline ticket bought for her by a friend and a scholarship that supported her studies. She was a senior portfolio manager at BNY Mellon for over 20 years and is now a Certified Financial Planner™.
As a mother of two daughters, Rebecca is passionate about parenting: (1) How to talk so kids will listen and how to listen so kids will talk? (2) How to help parents and kids build a healthy financial future? She is a speaker, a translator and an author of a parenting book.
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On this episode of The Get Ready Money Podcast, I spoke with Miguel Ferreira, creator of the Finance For All program, about why financial literacy is the foundation for making confident, informed decisions—and how it helps reduce stress, increase awareness, and improve long-term outcomes.
💡 Key Takeaways
🔹 Financial literacy empowers optimal decisions
🔹 Smart choices reduce financial stress
🔹 Money stress impacts well-being
🔹 Talking about money breaks stigma
🔹 Confidence starts with financial knowledge
🔹 Plans need regular check-ins
🔹 Insurance is a key building block
🔹 Your financial needs will evolve—what’s optimal changes over the life cycle.
Connect with Miguel Ferreira:
- LinkedIn (here)
- Website - Miguel Ferreira (here)
- Website - Finance For All (here)
Bio:
Miguel Ferreira is the BPI | Fundação “la Caixa” Chair Professor of Responsible Finance at Nova School of Business and Economics (Nova SBE). He is the Vice-Dean of Faculty and Research at Nova SBE, Director of the Nova Finance Knowledge Center, and Coordinator of the financial literacy program “Finance for All”. He is also a research associate of the European Corporate Governance Institute (ECGI) and a research fellow of the Centre for Economic Policy Research (CEPR). He has a PhD in Finance from the University of Wisconsin-Madison, a Master in Applied Economics from Nova SBE, and a Bachelor in Business from ISCTE-IUL.
His research interests include household finance, corporate finance, and sustainable finance. His research has been published in academic journals including the American Economic Review, Journal of Finance, Journal of Financial Economics, Review of Financial Studies, and Management Science. He is among the top 100 most prolific authors in the top three finance journals of all time in the world, and he is the most cited Portuguese economist since 2000. He has been a recipient of several research grants and awards, including the European Research Council (Starting and Advanced Grants), La Caixa Foundation Social Research Call, and Fundação para a Ciência e Tecnologia grant. He was the President of the European Finance Association.
He teaches corporate finance in the bachelor's program. He is also an independent board member at BPI Asset Management and a scientific advisor for economic studies at Fundação Francisco Manuel dos Santos. He has extensive experience in teaching in executive education programs and as an expert witness and consultant for companies, financial institutions, central banks, and government agencies.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Linda Ta Yonemoto, financial literacy advocate and educator, about helping first-generation women build wealth, gain confidence, and create financial legacies.
🔹 Your worth is not defined by your wealth.
🔹 Money is a tool to build freedom
🔹 Design your life first, then build your financial strategy around it
🔹 Learn to navigate financial systems not built with you in mind
🔹 Advisors must understand diverse money scripts and cultures
🔹 Trust building is key—especially for first-generation clients
🔹 Money in the hands of good people creates positive impact
Connect with Linda Ta Yonemoto:
- Website - Good For You Money (here)
- LinkedIn (here)
- Instagram (here) - @goodforyoumoney
Bio:
Linda Ta Yonemoto is a Certified Financial Education Instructor℠ (CFEI®), NGPF Distinguished Educator award recipient, and founder of Good For You Money. As a proud first-generation American who was the first in her family to graduate from college and build wealth, Linda provides practical, judgment-free financial and career coaching designed for women leaders, first-generation professionals, and late bloomers ready to take control of their money and advance their careers with confidence.
Linda's unique background spans corporate, tech, startup, and agency environments where she led multimillion-dollar marketing campaigns at companies. This is combined with personal experience of graduating into the Great Recession, working three jobs to pay off student loans, and teaching herself to build wealth from scratch. Over the past 14 years, she's mentored 100+ professionals on career and money strategies, helping Gen Z and Millennials secure roles at top companies, plan sabbaticals, and build wealth simultaneously. Her approach centers on the belief that careers are intertwined with finances and that money isn't just math; it's also values, mindset, identity, and sustainable strategy for the long run.
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🎙️ On this episode of The Get Ready Money Podcast, I spoke with Ashley Quamme, Financial Behavior Officer and host of The Planning & Beyond Podcast, about the hidden forces behind our financial decisions—and how understanding them leads to healthier money choices.
🔑 Key Takeaways:
- Align your money with your life goals, values, and sense of purpose.
- Financial therapy helps integrate money into your overall well-being.
- Understand the full context behind financial decisions.
- Be intentional with both your money and your time.
- Your money behavior is the tip of the iceberg—explore what’s below the surface.
- Advisors should act as co-facilitators, guiding clients with empathy and curiosity.
- Consumers benefit from being upfront about what they don’t know
Connect with Ashley Quamme:
- LinkedIn (here)
- Beyond The Plan Website (here)
- Beyond The Plan Instagram (here)
Podcast:
- Planning & Beyond Podcast (Apple Podcasts)
Bio:
Ashley Quamme is the Owner of Beyond the Plan®, a consulting practice that partners with firms to integrate financial psychology into their practice. In addition to her work with advisory firms, she is a speaker and host of Planning & Beyond™, a podcast where she explores the intersection of financial planning and human understanding, bringing practical strategies and insights to advisors and financial professionals.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Sandy Yong, award-winning author of The Money Master, about empowering women through financial fluency.
💡 Key Takeaways:
🔹 It’s important for women to understand how money works
🔹 Women are fully capable of managing money.
🔹 How women can feel empowered with their money and change their money mindset.
🔹 Your financial planner should understand your needs - listen rather than talk at you.
🔹 How to talk to your spouse about money
🔹 Sharing your experiences and expertise creates a ripple effect for other women.
Connect with Sandy Yong:
Website (here)
LinkedIn (here)
Books:
- The Money Master: Inside Secrets on How to Make Your Money Grow and Stay Safe
Resources mentioned:
- Sandy Yong - TedX talk: "Becoming Financially Independent" (YouTube)
- Invest for Better (here). Listen to my conversation with the founder of Invest for Better: The Get Ready Money Podcast with Janine Firpo: Invest In Alignment With Your Values (here)
Bio:
Sandy Yong is a self-directed stock market investor and owns multiple rental properties. As a TEDx and Keynote Speaker, she teaches millennials and Gen Z on how to invest in the stock market and real estate. As a personal finance writer, she’s written for various publications including MoneySense, TurboTax, QuickBooks, Scotiabank and Money.ca. With her award-winning book, The Money Master, Sandy has been featured in hundreds of media outlets including CTV News, Global News, Forbes, Toronto Star, and The Globe and Mail.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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🙌 On this episode of The Get Ready Money Podcast, I spoke with Xavier Serrano, Founder and CEO of Marqi Medical about improving our health span so we can more fully enjoy our golden years.
💡 Key Takeaways:
🔹 Asking the right questions is the first step to better long-term health outcomes
🔹 Small actions now can lead to major payoffs later
🔹 Healthcare is the number one expense in retirement.
🔹 Education and lifestyle choices will help you stay healthy
🔹 Maintaining your health helps reduce long-term medical costs
🔹 Health insurance and health care costs are different; health insurance is a mechanism to pay for health care.
Connect with Xavier Serrano:
- LinkedIn: https://www.linkedin.com/in/xavierserrano/
- Marqui Medical Website: https://www.marqimedical.com
- Marqui Medical LinkedIn: https://www.linkedin.com/company/marqimedical
Resources mentioned:
- Health Quiz (here)
- My Fitness Pal App (here)
Bio:
Xavier Serrano is the Founder & CEO of Marqi Medical, a precision-health company developing one of the first clinically validated AI diagnostic reasoning engines for preventive and complex care. Xavier’s work sits at the intersection of advanced diagnostics, clinical data science, and multi-modal AI, with the mission of reducing misdiagnosis, improving early disease detection, and lowering avoidable healthcare costs.
Through Marqi Medical, Xavier is building a new model of proactive, data-driven healthcare—one that synthesizes labs, imaging, genomics, and wearable data into clear, actionable insights for patients, physicians, and payer systems. His long-term vision is to create the diagnostic operating system for global healthcare, helping individuals extend healthspan while enabling systems-level cost efficiency.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Tim “Jai” Baker, founder of Luminous Wealth and author of The Awakened Investor, about how self-awareness and personal agency can reshape our relationship with money.
Key Takeaways:
🔹 Self-discovery and personal agency are at the core of our financial journey
🔹 Understand your strengths, blind spots and biases
🔹 Our human potential is unlimited
🔹 Your team of advisors should be philosophically aligned
🔹 Our industry should encourage multi “disciplinary” teams
🔹 Life and money reflect deeper patterns—pay attention to what’s repeating
Connect with Tim “Jai” Baker:
- Website (here)
- LinkedIn (here)
Books:
- The Awakened Investor: Master Your Financial Anxieties While Unveiling a Conscious Pathway to Prosperity and True Fulfillment (Amazon)
Resources mentioned:
- Dr. Deepak Chopra (website)
- Dr. Joe Dispenza (website)
- Dr. Alberto Villoldo (website)
Bio:
Tim “Jai” Baker is the CEO of Luminous Wealth, Jai's pioneering approach to family wealth guides a philosophy that wealth management works best when it's tightly integrated with personal well-being and firmly grounded in lifelong, positive relationships. Jai’s mission is to guide his clients toward their deepest desires and true fulfillment by fostering a healthy, stress-free environment where financial and personal well-being are seamlessly integrated. He believes that wealth management should not occur in isolation but rather as part of a holistic approach that considers the whole person.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Katherine Pomerantz, Rhianna Basore, and Joe Saul-Sehy about how the principles of improv can help us become better listeners, more engaged communicators, and more confident decision-makers—especially in uncertain or emotionally charged financial situations.
🔹 Commit fully to the next right step—even if it’s uncertain.
🔹 Trust your partner (or advisor) to have your back when you’re unsure.
🔹 Be fully present—listening to what’s said and what’s unsaid.
🔹 Excellence comes from asking the right questions.
🔹 Avoidance is a damaging choice in the long run
🔹Love conquers all
👉 Check out the companion episode: Say Yes, And To Money (here).
Connect with Joe Saul-Sehy:
- Website: https://stackingbenjamins.com
- Instagram: https://instagram.com/stackingbenjaminspodcast
- Twitter: https://twitter.com/joesaulsehy
- Facebook: https://facebook.com/istackbenjamins
Connect with Katherine Pomerantz:
- Website: https://www.katherinepomerantz.com
- LinkedIn: https://www.linkedin.com/in/katherinepomerantz/
Connect with Rhianna Basore:
- Website: www.selftrustfund.com
- LinkedIn: https://www.linkedin.com/in/rhiannabasore/
- Instagram: https://www.instagram.com/howtomakemoneyyourfriend/
Books:
Stacked: Your Super-Serious Guide to Modern Money Management by Joe Saul-Sehy and, Emily Guy Birken (Amazon)
Podcasts:
- Stacking Benjamins Podcast - Joe Saul-Sehy: Stacking Benjamins
- Stacking Adventures Podcast - Joe Saul-Sehy: Stacking Adventures
Bios:
Joe Saul-Sehy is the creator and co-host of the Stacking Benjamins show and the author of Stacked: Your Super Serious Guide to Modern Money Management. Stacked was called the #1 book on personal finance by CNN for 2023. Stacking Benjamins has been called the top personal finance podcast by Kiplinger and Bankrate, and FastCompany calls the show the "perfect blend of finance and humor."
Katherine Pomerantz is the Founder of The Bookkeeping Artist. Katherine is an actress turned accountant, has capitalized on her artistic background to create the Money Storyteller MethodTM - a mindset and accounting framework that helps business owners master the creative language of money to map out and easily achieve ambitious goals.
Rhianna Basore is the innovative founder and CEO of Self Trust Fund, a pioneering platform dedicated to empowering high-achieving women to build confidence and achieve financial success. With a background in both business and creative psychology, Rhianna integrates these disciplines to offer a comprehensive approach to personal and financial development. At Self Trust Fund, Rhianna combines her expertise in financial planning with a deep understanding of self-trust
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Lily Vittayarukskul, co-founder of Waterlily, and Sumedha Rai, AI strategist, about how AI is reshaping financial planning—from enhancing advisor-client relationships to helping protect consumers from financial scams.
We explored how advisors can integrate AI thoughtfully, while keeping empathy and human connection at the center of every conversation.
💡 Key Takeaways
🔹 AI boosts personalization
🔹 Automation frees up time for advisors to focus on deeper client conversations
🔹 AI improves fraud detection, but social engineering still requires human awareness
🔹 Empathy can’t be outsourced—relationships remain the advisor’s superpower
🔹 AI enables scale, but it’s people skills that build trust
🔹 Pause before reacting—slow down, verify, and stay scam aware
Connect with Lily Vittayarukskul:
- Website (here)
- LinkedIn (here)
Connect with Sumedha Rai:
- Website (here)
- LinkedIn (here)
Resources mentioned:
- Get Ready Podcast episode: Connecting Wealth and Great Health With Chris Heye (here)
- Carefull (here)
- Eversafe (here)
Bio:
Lily Vittayarukskul is the CEO and Co-Founder of Waterlily. Graduating from UC Berkeley with a degree in Genetics and Data Science, Lily led product and engineering teams at multiple startups before founding Waterlily, a company dedicated to making healthcare and its costs accessible, understandable, and empowering for all.
Sumedha Rai is a data scientist and AI strategist who helps industries like FinTech and healthcare tackle high-stakes challenges. From central banks to micro-investment platforms, I’ve built predictive models that detect fraud, analyze risk, and uncover customer insights—before problems arise.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with John Kailunas—author, podcast host, and CEO of Regal Holdings of America—about how creating a retirement mission statement helps you define your purpose after work.
💡 Key Takeaways:
🔹 Money gives you liberty to make the decisions you want to.
🔹 The importance of having purpose in retirement.
🔹 A retirement mission statement helps set a clear intention for your next chapter
🔹 Advisors can build stronger relationships by helping clients clarify their retirement purpose
🔹 Sharing your talent is one of the most impactful ways to leave a legacy
🔹 Human-centered planning will differentiate advisors in the age of AI
Connect with John Kailunas:
- Catalyst for Growth Website (here)
- LinkedIn (here)
Book:
- Mission: Retirement: Ten Thought Provoking Exercises Leading to a More Purposeful and Fulfilling Retirement (Amazon)
Podcast:
- C4G Sales Success Podcast (Apple Podcasts)
Bio:
As a first-generation immigrant, John Kailunas II embraced the values of hard work, commitment, and trust from an early age. These principles laid the foundation for his flourishing career in the financial industry, which he began in 1988 on a kitchen table. Driven by ambition, John achieved the American dream and built a firm with over $3 billion in Assets Under Management (AUM) and Assets Under Administration (AUA). John’s most recent collaboration is the Mission Retirement workbook, co-authored with Kevin Berwald, CFP, ChFC, and CLU, CASL. This workbook is designed to assist individuals in navigating the complexities of a retirement journey that can last over 30 years. It emphasizes identifying what truly matters to you and your family, providing a clear framework for crafting a successful and fulfilling retirement plan tailored to unique goals.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Derek Hagen, author and Director of Education and Communication at Money Quotient, about the connection between life, psychology, and financial planning. Derek breaks down why money alone doesn't create fulfillment—and how aligning your financial strategy with purpose, values, and clear goals creates real impact.
Key Takeaways:
🔹Listening goes deeper than just hearing.🔹Life planning enhances financial planning.🔹Psychology is the key that unlocks the door to the tactics and the strategies. 🔹Attach every recommendation to a goal or value - to a reason specific to the client.🔹A meaningful life starts with understanding what’s meaningful to you.🔹Get comfortable taking chances and taking risks - no potential reward without risk.
Connect with Derek Hagen:
- LinkedIn (here)
- Life Planning Weekly Newsletter (here)
- Money Quotient website (here)
- Meaningful Money website (here)
Books:
- Money's Purpose in Your Life: Living Intentionally By Understanding Money's Role In Your Life (Amazon)
- Your Money, Your Values, and Your Life: Living Your Life According to What’s Important to You (Amazon)
Resources mentioned:
- Financial Planners Must Understand Human Behavior with Matt Goren on The Get Ready Money Podcast (here)
- Sudden Money: Managing a Financial Windfall by Susan Bradley and Mary Martin (Amazon)
- Ultimate Listening Workshop with Ted Klontz (here)
Bio:
Derek Hagen, CFP®, CFA, FBS®, CFT™ is the Director of Education and Communication and Financial Behavior Specialist at Money Quotient. He teaches financial professionals how to bring science to the art of relationships, combining important elements of behavioral sciences, psychology, neurology, sociology, and effective communication. He has been featured in The Wall Street Journal, Kitces Nerds Eye View, Standard Deviations Podcast, and the Human Side of Money Podcast. Derek earned a Graduate Certificate in financial psychology and behavioral finance from Creighton University and a Bachelor of Arts in economics (summa cum laude) from Minnesota State University Moorhead. He holds several professional designations, including the CERTIFIED FINANCIAL PLANNER™, Chartered Financial Analyst, Certified Financial Behavior Specialist®, and Certified Financial Therapist™ designations.
In his spare time, Derek enjoys playing squash and pickleball, and all things outdoors, especially hiking, camping, and biking. He is based outside of Minneapolis, MN.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Prudence Zhu, author of A Couple’s Guide to Money: Grow Closer, Dream Bigger, Thrive Together and founder of Enso Financial, about how couples can transform money from a source of conflict into a pathway for connection, trust, and shared dreams.
💡 Key Takeaways
🔹 Love and money together can be a superpower.
🔹 Money fights aren’t about dollars—they’re about values, beliefs, and expectations.
🔹 Financial stability in yourself reduces conflict with your partner.
🔹 Alignment on the root values of family, dreams, respect, and open communication builds stronger foundations.
🔹 Vulnerability opens the door to deeper conversations and stronger bonds
🔹 By rewriting patterns from the past, couples can reshape their financial future.
Connect with Prudence Zhu:
- LinkedIn (here)
- Prudence Zhu and A Couple’s Guide to Money website (here)
- Enso Financial Website (here)
- YouTube (here)
Books:
- A Couple’s Guide to Money: Grow Closer, Dream Bigger, Thrive Together
Check out:The Get Ready Money Podcast with Prudence Zhu: Living A Life You Love (here)
Bio:
Prudence Zhu (pronounced "zoo") is a fee-only financial planner, financial coach, and educator dedicated to helping couples and families turn money confusion into money success. As the founder of Baoba USA and Enso Financial, Prudence brings a unique perspective shaped by her journey—from rural China to the US in 2012, achieving financial freedom nine years later. With over a decade of experience in private equity, corporate finance, and financial advisory, Prudence combines deep financial expertise with emotional insight to empower couples to build healthier, happier relationships—with money, with each other, and with their shared dreams. She champions the idea that combining love and money is a true superpower. Her book, A Couple’s Guide to Money, supports readers on their journey to a united, fulfilling life.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Marla Sofer, Founder & CEO of Knomee and host of the Knowing Me, Knowing You podcast, about how self-awareness transforms our relationship with money—and how financial professionals can better serve their clients by understanding what really drives their decisions.
Key Takeaways:
🔹 Trust your instincts, believe in yourself, and take smart risks
🔹 The better your advisor understands you, the better they can serve you
🔹 Financial advice should be grounded in what truly matters to the individual
🔹 “Rational” is subjective—what makes sense to one person may not to another
🔹 Our feelings about money influence many of our decisions—often more than logic
🔹Get clear that it is your money and that you can define value on your own terms
🔹 Money is emotional—it’s not just numbers, it’s a reflection of what we value
Connect with Marla Sofer:
- Knomee Website (here)
- LinkedIn (here)
Podcast:
- Knowing Me, Knowing You Podcast (here)
For Advisors:
Struggling to convert prospects or engage next-gen clients? Knomee now offers a free trial of our behavioral discovery platform built to help advisors personalize advice, deepen trust, and grow faster.
No cost. No friction. Just one month to invite 5 clients, uncover what really matters to them, and see how fast your relationships shift.
Try it here: knomee.com/pricing
Bio:
Marla Sofer, is the Founder and CEO of Knomee and host of the Knowing Me, Knowing You podcast. Marla is a former financial advisor and financial services executive frustrated that the industry is structured to sell you products rather than offer you solutions. When advisors don’t take the time to understand clients individually, the result is distrust. To improve financial wellness and center the needs of the customer, Marla introduced the concept of a holistic "financial identity" created and owned by clients to understand their own needs and goals and hold their hard-earned money accountable to what matters most to them personally.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Cameo Roberson and Kari Ellis, co-authors of Beyond the Broker, about how women can find success in financial services by embracing independence, leaning into their purpose, and harnessing the power of their networks.
💡 Key Takeaways:
🔹 The power of your network is instrumental to reaching the next level
🔹 Independence isn’t just a career move—it’s a defining step toward serving clients on your terms
🔹 Let your why guide your decisions
🔹 Going independent helps you grow and discover new strengths
🔹 You have to find your niche and what aligns with your core values
🔹 Don’t let self-doubt become your ceiling—believe in your potential
🔹 Look for ways to support others in your community
Connect with Cameo Roberson:
- LinkedIn (here)
- Atlas Park Consulting Website (here)
- Power Partners newsletter (here)
Connect with Kari Ellis:
- LinkedIn (here)
- WayPoint Consulting Partners Website (here)
Books:
- Beyond The Broker: Navigating Financial Advisory Independence" by Cameo Roberson with contributions from Kari Ellis and other top professionals (Amazon)
- Financial Trendsetters: Revolutionizing the role women play in building wealth by Jessica Weaver with contributions from Cameo Roberson and other leaders (Amazon)
Bio:
Cameo Roberson is the CEO/Founder of Atlas Park Consulting, an Operations Strategy and Fractional COO Agency. Cameo helps service-based business owners and financial advisors scale by turning their existing network into a consistent referral engine and installing the operational systems they need to handle the growth—in under 12 months, without burnout—so they can run a profitable, process-driven business that doesn’t rely solely on them. Co-author of Beyond The Broker: Navigating Financial Advisory Independence is your step-by-step guide to breaking free with confidence and launching an independent advisory firm. Cameo spent over 15+ years in the RIA space, is an industry expert, and has been featured in several publications: including Investment News, Forbes, and The Journal of Financial Planning. Based in Northern California, Cameo works with clients all over the US and in Canada.
Kari Ellis is the Founder and CEO of WayPoint consulting Partners. With over 15 years of experience in the Insurance and Financial Services field, Kari is an industry expert. As a seasoned Career Consultant, she recruits experienced financial advisors and insurance professionals across the country, covering traditional brokerage, boutique, and regional firms and the possibilities within the independent broker-dealer, and RIA space. Kari has grown WayPoint Consulting Partners through a demonstrated history of matching accomplished candidates together with qualified career opportunities. She and her team recognize the challenges today's career seekers experience and stands ready to provide unwavering support at every turn. Kari and her
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Ashlyn Brooks—financial content writer about how understanding your financial starting point is essential to building a more secure future. We explored the realities behind affordability, the shifting nature of the American Dream, and why personalized financial literacy is more important than ever.
💡 Key Takeaways:
🔹 Don’t make permanent decisions based on temporary circumstances—today’s choices carry long-term consequences
🔹 Inherited disadvantages and lack of access aren’t destiny—mindset can shift the narrative
🔹 Your demographic doesn’t define your potential—your choices, mindset and awareness do
🔹 Why the American dream feels out reach today. It's not laziness, it's the cost of entry that's changed.
🔹 Social media often presents a financial mirage.
🔹 Financial literacy isn’t one-size-fits-all.
🔹 Ask the uncomfortable questions
Connect with Ashlyn Brooks:
- Website (here)
Resources mentioned:
- Grit: The Power of Passion and Perseverance by Angela Duckworth (Amazon)
Bio:
Ashlyn is a Texas native who spent the first few years of her career as a heavy civil field engineer for a construction company. After embracing her love for writing she gained employment in a startup but later sought out the freedom of business ownership. She has worked in private equity, technology, software and finance. She has led content strategy, authored case studies, articles, and optimized existing content to capture audiences and enhance brand voice.
In her free time, she works on her personal content and is currently writing her first book. Apart from her career, Ashlyn is first a devoted wife and mother with a love for Sunday night football and impromptu golf rounds.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Shannon Lee Simmons—author, financial planner, and founder of The New School of Finance—about how we can bring more compassion, flexibility, and real-life perspective into the way we talk about and manage money.
Shannon shares practical insights on shifting our mindset, having healthier money conversations, and creating financial plans that reflect the way life actually unfolds—not how we think it should.
💡 Key Takeaways:
🔹 Your self-worth is more than your net worth
🔹 The optics of what you think money is and what it actually is in the context of your real life are different things.
🔹 Parents should create a safe, judgment-free space to talk about money with their kids
🔹 A good financial plan isn’t “set it and forget it”—it should evolve with your life
🔹 Financial planners and coaches can provide valuable support during life transitions
🔹 Many women are looking for planners who listen, don’t judge, and help them feel heard and empowered
Connect with Shannon Lee Simmons:
- Website (here)
- New School of Finance website (here)
- LinkedIn (here)
- Instagram (here)
Books:
- Living Debt-Free: The No-Shame, No-Blame Guide to Getting Rid of Your Debt (Amazon)
- Making Bank: Money Skills for Real Life (Bookshop)
- No-Regret Decisions: Making Good Choices During Difficult Times (Bookshop)
- Worry-Free Money: The guilt-free approach to managing your money and your life (Amazon)
Mentioned:
- The Art of Allowance: A Short, Practical Guide to Raising Money-Smart, Money-Empowered Kids by John Lanza (Amazon)
- The Art of Allowance Podcast (here)
Bio:
Shannon Lee Simmons is a Certified Financial Planner (CFP), Chartered Investment Manager (CIM), life coach, media personality, bestselling author and founder of the award winning New School of Finance™. Shannon is widely recognized as a trailblazer in the Canadian financial planning industry. She is a regular contributor for the Globe and Mail and is a personal finance columnist for CBC’s Metro Morning and a financial expert on The Marilyn Denis Show.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Michael Banner, host of the 62WhoKnew Podcast, about the double-edged sword of longer lifespans—and what it means for how we plan, spend, and protect our financial futures.
💡 Key Takeaways:
🔹 Long-term care insurance can be a game-changer.
🔹 Relying on your kids as caregivers? It’s not a fair—or realistic—plan.
🔹 Longevity is a gift—but it comes with financial consequences many overlook.
🔹 Every family should have an aging plan and a real conversation about care.
🔹 Today’s reverse mortgages are often misunderstood—here’s what’s changed.
🔹 Money is deeply emotional—it’s not just about dollars, it’s about protection and peace of mind.
Connect with Michael Banner:
- LinkedIn (here)
- Website: 62WhoKnew (here)
- Facebook (here)
Podcast:
- 62WhoKnew Podcast (YouTube)(Spotify)
Resources mentioned:
- National Reverse Mortgage Lenders Association (NRMLA): (here)
Bio:
Michael Banner is the host and creator of the nationally recognized 62WhoKnew Podcast, a platform dedicated to helping Americans navigate the last 30 years of life with dignity, security, and purpose. With over 40 years of experience in the retirement planning industry, Michael is a trusted voice on critical topics such as long-term care insurance, financial independence, and the strategic use of home equity during retirement. His deep knowledge and engaging style have made him a highly sought-after national speaker, delivering continuing education and keynote presentations to professionals in the real estate, insurance, financial, and healthcare sectors.
As a published author and long-time advocate for aging with quality of life, Michael draws from both professional expertise and personal experience—having served as a full-time caregiver to his father, a decorated WWII veteran, during the final year of his life. This journey helped shape the compassionate, insightful approach that defines the 62WhoKnew brand. Michael’s mission is clear: to empower the aging population and the professionals who serve them with the tools, knowledge, and resources to make informed decisions about their future.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Mohsen Siddiqui, co-founder of GenMo, about how we can better equip the next generation with the tools, mindset, and confidence to navigate their financial future.
We explored the power of early money conversations, the role of families and institutions, and why financial literacy must be inclusive and culturally responsive—especially in communities where access is limited.
💡 Key Takeaways:
🔹 Start early—learning about money as a teen lays the foundation for lifelong success.
🔹 No amount of money matters if you don’t know how to manage it
🔹 When money conversations happen at home, everyone benefits
🔹 In countries with low financial inclusion levels, you need to focus on the larger picture.
🔹 Make money conversations a routine event.
🔹 Financial institutions must step up—unbiased, accessible education should be part of their mission
Connect with Mohsen Siddiqui:
- LinkedIn (here)
Connect with GenMo:
- GenMo Website (here)
- Instagram (here)
- LinkedIn (here)
Reference:
- Why Pakistan should be obsessed with increasing the public's financial literacy (here)
Bio:
Mohsen Siddiqui is a former stock broker and portfolio manager turned financial educator. He is also the co-founder of GenMo - a financial education focused fintech enhancing access to financial literacy for youth through physical workshops and tech-enabled embedded solutions for financial institutions. Mohsen is also engaged with the central bank on the national financial literacy policy initiatives in Pakistan.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Natasha Bonsu, financial wellbeing advocate, about how lived experience and open conversations can reshape how we approach money—for ourselves and the next generation.
Natasha shares insights on the importance of financial wellbeing, especially in protecting vulnerable and at-risk individuals, and why we must normalize making mistakes as part of the learning process. Whether you're a parent, educator, or advocate, this episode is a powerful reminder that real money conversations start with empathy and authenticity.
Key Takeaways:
- Lived experience is the best experience.
- Help kids think critically about money.
- Financial wellbeing protects those most at risk—from fraud, debt, and poor decisions.
- Parents and educators must lead the way—start conversations early and often.
- Find financial voices and resources that resonate with you.
- Give yourself grace—mistakes are part of growth.
- Plan for the unexpected.
Connect with Natasha Bonsu:
- Website (here)
- LinkedIn (here)
- Instagram (here)
Bio:
Natasha Bonsu is a highly experienced Financial Wellbeing Consultant and who is passionate about helping people thrive financially with practical steps and tailored guidance.
Her career started in Asset Management for a few global financial service companies. She became a single parent with a mountain of debt, Natasha faced her own financial misfortune, which motivated her to learn about personal finance and find solutions to overcome hardships. She believes in sharing her experiences and expertise to guide others on their financial journeys with confidence and success. Natasha has a unique perspective and empathises with the struggles people face when making financial decisions.
Natasha's approach is rooted in the belief that financial knowledge is not just about money, but also about overall life satisfaction and well-being. With a proven track record of transforming lives of over 5000 people and over 250 workshops. Natasha is committed to
empower individuals to make informed decisions, build resilience, and achieve financial independence.
In her free time, she enjoys spending time with her family, writing her first book, and dancing until her feet are sore!
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Paul Deloughery—author, estate planning and probate litigation attorney—about why effective estate planning is about more than just the documents.
We explore how family dynamics, communication, and values play a critical role in whether a plan succeeds—or fails. Paul offers a fresh perspective for advisors, advocates, and families: estate planning isn’t just a legal process—it’s a human one.
Key Insights:
- Estate planning is a process, not a product—documents alone aren’t enough
- Family communication matters—healthy dialogue is essential to long-term success
- A strong estate plan must align legal documents with real-life details
- Understand how wills and beneficiary designations function and what takes precedence.
- Asset structure must match the plan—otherwise the plan fails.
- Nothing good comes from a child who’s focused on what they’ll inherit.
Connect with Paul Deloughery:
- LinkedIn (here)
Connect with Sudden Wealth Protection:
- Website (here)
- Instagram (here)
- YouTube (here)
Books:
- Lasting Wealth: A Revolutionary Method for Family Wealth Transfer (Amazon)
- Probate Made Simple: How to Save Time, Ensure Family Harmony, and Reduce Stress (Amazon)
Bio:
Paul Deloughery is an estate planning and probate litigation attorney with over 25 years of experience helping families protect their wealth, maintain harmony, and create lasting legacies. Based in Phoenix, Arizona, he takes a proactive approach to estate planning, emphasizing family governance, autonomy safeguards, and multigenerational wealth protection.
A Certified Family Wealth Advisor, Paul is the author of Lasting Wealth – A Revolutionary Method of Family Wealth Transfer and Probate Made Simple. He earned his law degree from the Iowa College of Law and holds Bachelor of Arts and Science degrees from Indiana University-Bloomington. He is licensed to practice in Arizona and is a member of the State Bar of Arizona and WealthCounsel.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Meghna Gangwani, HR Head at Plootus, about the intersection of financial empowerment, equity, and technology. We explored how digital tools like the Plootus platform are helping bridge financial literacy gaps—especially for women, minorities, and underserved communities, and how personalized, unbiased advice can reshape the future of financial planning.
Key Insights:
- Women and minorities often face greater economic challenges.
- Financial knowledge is a form of empowerment.
- Technology can enhance financial planning through personalized guidance.
- Unbiased financial advice helps everyone find success.
- Plootus is helping democratize financial planning by making smart tools accessible to everyone.
- The Plootus 401(k) calculator personalizes investment recommendations—and can be integrated by advisors.
Connect with Meghna Gangwani:
- LinkedIn (here)
Learn more about Plootus:
- Website (here) https://www.plootus.com/
- App on the Apple App Store (here)
- YouTube Channel (here)
- Plootus on LinkedIn (here)
- Plootus Weekly Newsletter (here)
- Instagram (here)
Bio:
Meghna Bahl is a founding member of Plootus, a platform dedicated to simplifying retirement planning and promoting financial wellness. With extensive experience in business development, product development, and HR, Meghna has played a key role in shaping Plootus' mission to make retirement planning accessible and understandable for all. Her contributions range from driving product-market fit to representing the company at significant events like SHRM, and leading initiatives aimed at improving financial literacy. Meghna is deeply committed to helping underserved communities, particularly women and minorities, take control of their financial futures.
In addition to her work at Plootus, Meghna is a seasoned HR leader with deep expertise in business partnering, total rewards, organizational development, and employee experience. She has previously served as the AVP of Human Resources at Global Atlantic Financial Company, where she oversaw global HR programs to ensure a consistent, high-quality employee experience across multiple locations. Her career also includes HR roles at innovative organizations like Stash, a fintech startup, and building HR functions from the ground up for a tech company in Hartford.
Meghna holds a Master’s in Human Resource Management from Cornell University’s ILR School and a Master’s in Social Work from the Delhi School of Social Work, India. She is passionate about staying at the forefront of HR trends and remains dedicated to driving positive change and fostering cultures of inclusion and growth.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Hillary Gale, finance marketing strategist and host of The Finance Marketing Podcast, about how authenticity and storytelling build stronger relationships.
This episode offers a fresh take on how showing up as yourself can be your greatest asset.
Key Takeaways:
- What it really means to have a personal brand.
- Why authenticity resonates.
- How to lead with relationships, not just recommendations.
- Why clients value emotional honesty from their advisors.
- The power of giving ourselves permission—and grace.
- Why sharing your own money story (without shame) can open the door for better conversations.
Connect with Hillary Gale:
- Website (here)
- LinkedIn (here)
- Free Guide (here)
Podcast:
- The Finance Marketing Podcast (here)
Resources mentioned:
- 2025 Voice of the Client Study from Wealthtender (here)
- Larry Sprung - Mitlin Financial - LinkedIn
Bio:
Hillary Gale, founder and CEO of Moneta Copy, is a marketing strategist and copywriter for financial services professionals. She has been featured in MarketWatch, Wealthtender, and Clever Girl Finance, and is the host of The Finance Marketing Podcast, a show that spotlights in-depth conversations on marketing with financial professionals and finance marketing experts. You can catch her on LinkedIn most weekdays sharing marketing insights and ideas specifically for financial services pros.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Drew Shockley, Co-Founder of Move Health, about how integrating health care planning into financial conversations can unlock new opportunities—including early retirement.
💡 Key Takeaways:
- Health care planning should be a core part of every financial plan.
- Unlock early retirement with health care planning.
- Understanding the Advanced Premium Tax Credit can dramatically reduce insurance premiums.
- Move Health helps simplify an often overwhelming planning process/
- How financial advisors can help their clients navigate health care insurance planning.
- Why health care and health insurance are interconnected.
Connect with Drew Shockley:
- LinkedIn (here)
- Move Health Website (here)
Bio:
Drew Shockley, CMIP is the Co-Founder & Head of Development of Move Health. Born and raised in East Tennessee, I moved to Indiana for college and never left. I started my career in healthcare insurance in 2005 with one of the nation's largest carriers, Anthem Blue Cross Blue Shield. Over my 20 year career, I have trained thousands of agents how to work with clients in the health and medicare space and have been a founding member or investor of 3 successful start-ups in the healthcare market. I’ve been married for 19 years and am the father of two teenage boys. On the weekends you can find me on a golf course, at a sporting event (Go Vols!) or spending time with my family.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Dr. Joshua Wilson, coach and speaker about how advisors can integrate financial behavior into their client relationships.
Key takeaways:
- Relationships matter.
- People connect with personal journeys.
- Increase your productivity by removing distracting decisions.
- You can talk about yourself without bragging about yourself.
- People don’t make decisions purely on fact.
- Be boring with your investing and bold with your earning potential.
Connect with Dr. Joshua Wilson:
- NeuBeFi Website (here)
- LinkedIn (here)
- Instagram (here)
- Facebook (here)
- X (here)
- YouTube (here)
Podcast:
- Untamed Ethos Podcast (Apple Podcasts)
Book:
- Atomic Habits by James Clear (Bookshop)
Bio:
Dr. Joshua Wilson started his career the way most advisors do—trying to compete on credentials, logic, and hustle. With no salary, no leads, and a rented room to keep expenses low, he built his book of business from zero. Later, he stepped in as CEO of a struggling RIA and led it through a turnaround and successful sale. Along the way, he realized the turning point in his success wasn’t more designations or better charts—it was the moments when clients felt he was the right fit before they even spoke to him. That insight led him to pursue a PhD in Behavioral Finance, where he studied how people make financial decisions—through trust, emotion, and subconscious cues.
Today, he leads NeuBeFi, a strategy firm that helps advisors and financial brands build stronger positioning by aligning their message with how the brain makes decisions. His work sits at the intersection of behavioral science, communication strategy, and real-world leadership.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Paul Ryan, founder of Credit Score Experts and author of "Raise or Repair & Retain A Great Credit Score". We explored how to take control of your credit profile—and why it matters.
Key Takeaways:
- Consider a credit freeze to protect yourself from identity theft and unauthorized access.
- Stay proactive—review and update your credit report regularly to keep your score accurate.
- Your credit score impacts more than loans—it can affect everything from insurance rates to employment opportunities.
- Each credit bureau calculates your score differently, so it's essential to monitor all three.
- Check for errors—they're more common than you think and can cost you in the long run.
Whether you're educating others or refining your own credit strategy, this episode offers actionable insights for building a stronger financial foundation.
Connect with Paul Ryan:
- Website (here)
- LinkedIn (here)
Book:
- Raise or Repair & Retain A Great Credit Score and achieve your financial goals (free pdf here) (Amazon Kindle)
Bio:
Paul Ryan has an extensive background in mentoring, education, community service, and consulting. Because of his professional experience in finance, and his personal experience being a victim of identity theft, Paul was compelled to write a book about credit, to both share his own story and to educate others to achieve or maintain a healthy credit profile.
Paul holds a Bachelor of Science degree in Business Management, 2 certifications in the methodology of process improvement, and a certification in project management. He is a consultant, corporate trainer, and two-time author. His volunteer background includes leading fundraising for an affiliate of an internationally known non-profit, and is currently on the board of directors and the finance committee of an education and advocacy group supporting a Florida-based wildlife refuge.
Besides being a volunteer, Paul is a proud dad, car enthusiast, athlete, foodie, DIYer, and originally from the Washington, D.C., area, residing in south Florida.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Dave Won, money mindset sales coach and founder of the Step Zero Workshop, about how our mindset drives the way we talk—and think—about money.
We explored how money mindset isn’t just about beliefs, but the deep emotions and experiences tied to our financial lives. Whether you're a financial advisor or someone looking to improve your money conversations, this episode will give you tools to lead with purpose, not pressure.
Key Takeaways:
- Money mindset is rooted in our feelings and emotional experiences around money.
- An advisor’s mindset impacts client relationships.
- Advisors should focus 100% on their clients.
- Buyers make decisions emotionally, then justify them logically.
- Live your life with contentment, purpose and intentionality.
- Chase after impact rather than chasing after money.
Connect with Dave Won:
- LinkedIn (here)
- Website (here)
Bio:
Dave Won is a TEDx Speaker, Certified Money Coach (CMC)®, and the Founder & CEO of Dave Won & Co. Dave has been recognized as a global Top 30 subject matter expert by The Outlier Project. From conferences and summits to the corporate workplace, Dave has been empowering sales teams to transform their money mindset and turn their money blocks into confident, value driven conversations that unlock higher value deals and deeper client relationships. He is a former Air Force Captain with a decorated military career and has been featured by TEDx, ABC, EBN, SWAY Live, Military Media and the Air Force.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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In this episode, I’m joined by Nick Batchelder, author of Crush Your 20’s, to talk about empowering students and young adults to take control of their financial future.
Conversation Highlights:
- The biggest financial challenges facing students
- Students should be aware of the credit card trap
- Build the habit of saving money consistently
- Things get easier the more you do them
- Take your time - it’s a long time journey
- You don’t have to be perfect—just start and stay curious
Connect with Nick Batchelder:
- YouTube (here)
- Instagram (here)
- TikTok (here)
- LinkedIn (here)
Books:
- Crush Your 20s: Transform Your Life Socially, Professionally & Mentally(Bookshop)
Podcast:
- Podcast: Building The Blueprint (here)
Bio:
Nick Batchelder is a 21-year-old on a mission to create a world where personal growth is more relatable. Nick blends his youthful perspective and his industry insights to create a refreshing perspective on financial literacy, personal growth, professional development, and social confidence. If your looking for a new perspective on "self-help", Nick is the resource for you. Nick is the author of Crush Your 20s and host of the Building The Blueprint Podcast.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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In this episode, I spoke with Bernadette Joy, author, podcast and financial fluency advocate about why financial fluency—not just literacy—is the next evolution in how we talk about money. Bernadette shares how fluency empowers individuals to take control of their financial lives, ask better questions, and challenge outdated systems.
Key Takeaways:
- Financial education should be shame-free and accessible
- Financial fluency is like learning a new language
- Fluency is about context, communication, and intentional skill use
- Just-in-time learning is more effective than just-in-case theory
- Fluency can close the gender and racial wealth gap
- Fluency empowers people to question the system
Connect with Bernadette Joy:
- Website (here)
- LinkedIn (here)
- Instagram (here)
- YouTube (here)
Books:
- CRUSH Your Money Goals: 25 Smart Money Habits to Save, Invest, and Fast-Track Your Financial Freedom (Amazon) (Bookshop)
Podcast:
- Crush Your Money Goals (YouTube)
Freebies:
- FREE GUIDE: 10 Money Tools You Need
Resources mentioned:
- Invest for Better: Check out my conversation with Janine Firpo, the co-founder of Invest for Better (here)
- Romy Pickron: Check out my conversation with Romy Pickron, the co-founder of Reducify (here)
Bio:
Bernadette Joy is an author, podcaster and CEO of Crush Your Money Goals®, a personal finance training company serving up education with a side of pizzazz. She's featured monthly in Forbes, CNBC, and CNET and appeared on more than 30 podcasts, radio and television shows.
As the eighth child in her father's brood of nine and a first-gen Filipina-American, Bernadette understands those who feel like they missed the money memo. Sure, she boasts two bachelors and a master's, and a decade of Fortune 100 and startup experience. But her real street cred? Paying off a jaw-dropping $300,000 of debt in three years and investing her first $1 million in her 30s! Now she works 20 hours a week to focus her financial freedom on joy: K-Pop, yoga, karaoke and spoiling her nieces and nephews as their traveling rich auntie. Today she shares strategies so simple, your pet goldfish could understand. She's coached thousands nationwide, sharing her 5-step secret recipe for ditching debt, mastering savings and investing for financial peace.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Charlene Cong, Peter Asare Nyarko and Robin Taub about financial literacy around the world.
In this episode we discussed:
- Why financial literacy is a global issue.
- Financial literacy is a journey, not a destination.
- We need to incorporate our value with our money.
- Teaching your kids to be responsible, independent and money smart for life is the wisest investment (Robin).
- Always start with your goals, your values and why (Charlene).
- If we want to solve the global challenge that comes with financial literacy, we need to collaborate (Peter).
Connect with Charlene Cong:
- Website
- FinFit GmbH Website
- Podcast
Connect with Peter Asare Nyarko
- Website
Connect with Robin Taub:
- Website
- Newsletter
Books:
- Journey to Financial Freedom: Building a Strong Financial Foundation and Investment Basics by Peter Asare Nyarko
- The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life by Robin Taub
Resources: Charlene
- Budgeting and Spending Template (free): (here)
- Investment Masterclass: (here)
Charlene H. Cong, CFA, is the founder of FinFit GmbH, a finance and investment educator, podcaster, and YouTuber. With over 10 years of experience in the banking industry, including a tenure at JPMorgan Asset Management, she is a Chartered Financial Analyst based in both Hong Kong and Switzerland. Charlene is an Executive Board Member of the Swiss Capital Market Forum.
Robin Taub, CPA, is a keynote speaker and the award-winning author of The Wisest Investment, Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life (available in Canadian and US editions.). Robin began her career at KPMG, transitioned into real estate, and then landed in the complex world of derivatives marketing at Citibank. Robin lives in Toronto, where she and her husband have raised two mostly money-smart young adults.
Peter Kwadwo Asare Nyarko is the Founding Executive Director for Center for Financial Literacy Education (CFLE Africa); a social organization that develops and promotes financial literacy skills in Africans especially young Africans. He is the Founder and Lead
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Allie Zendrian, Founder of AtoZ Communications and host of the Brand Stories Podcast, about how the power of storytelling can transform the way we talk about money.
We explored how authentic stories and intentional communication can help shift the conversation around financial literacy—making it more relatable, engaging, and impactful.
💡 Key Takeaways:
- Storytelling is a powerful tool for improving financial conversations
- Authenticity matters—find your voice and stay true to it
- Experiences often hold more value than material things
- Gratitude and perspective are key to reshaping our money mindset
- A storytelling approach can make financial literacy more accessible and memorable
Connect with Allie Zendrian:
- LinkedIn (here)
- AtoZ communications website (here)
Podcast:
Brand Stories Podcast (Apple Podcasts)
Resources mentioned:
- Nitrogen’s 2025 Firm Growth Survey (here)
Bio:
Alexandra Zendrian, often called Allie, is the founder of AtoZ Communications, a boutique financial services, fintech and healthcare public relations company. Starting as a financial journalist at Institutional Investor's The Wall Street Letter, Forbes, and TheStreet, Allie's career now includes representing over a dozen primarily financial services and fintech firms. She brings her reporter experience as she anticipates how stories will be shaped to prep her clients.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with John Lanza, Chief Mammal of The Art of Allowance Project, about raising financially capable kids and how allowance can be a practical tool for building lifelong money skills.
💡 Key Takeaways:
- Keep it simple—financial literacy for kids doesn’t have to be complicated.
- An allowance is a learning tool—it's a hands-on system for experience.
- Trade-offs build decision-making muscles—help kids understand choices and consequences.
- Normalize money talks—breaking money taboos starts at home.
- Turn mistakes into teachable moments—your past experiences can guide your kids.
- Let kids find their own money style—allowance helps them build independence.
Connect with John Lanza:
- Website (here)
- LinkedIn (here)
- Newsletter: Money Smart Mondays (here)
- X (here)
- Instagram (here)
Books:
- The Art of Allowance: A Short, Practical Guide to Raising Money-Smart, Money-Empowered Kids by John Lanza (Amazon)
- Joe the Monkey Saves for a Goal: A Loop-Dee-Loo Story (Amazon)
- Joe the Monkey and Friends Learn about Spending Smart (Amazon)
- Joe the Monkey Learns to Share (Amazon)
Podcast:
- The Art of Allowance Podcast (here)
Bio:
John Lanza is on a mission to help parents raise money-smart kids and help families live happier, more fulfilled lives. John Lanza is the author of The Art of Allowance: A Short, Practical Guide to Raising Money-Smart, Money-Empowered Kids, host of The Art of Allowance Podcast and creator of The Art of Allowance Project featuring The Money Mammals and now the new program for tweens and teens called Adolescent$. The Art of Allowance Project is a nationwide program for credit unions that helps them connect with families to help parents raise money-smart kids of all ages.
An expert on youth financial literacy, John's work has appeared in the NY Times, LA Times, The Wall Street Journal, CU Broadcast and CU Insight. John, the Chief Mammal of Snigglezoo, is an avid runner. He lives in Southern California with his wife Eileen, the O.G. Money Mammal, and their two daughters, who have inspired and informed his work.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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In this episode of The Get Ready Money Podcast, I was joined by Alissa Maizes, Erinn Andrews and Russell James. We explore how Donor Advised Funds (DAFs) can be a great vehicle for charitable giving.
💡Conversation Highlights:What is a Donor Advised Fund?
- The benefits and key considerations of using a DAF.
- How DAFs can encourage multi-generational giving.
- Charitable giving isn’t just for the wealthy.
- DAF’s can ease the process for small non-profits.
Charitable planning is more than a financial strategy—it’s a way to express your values, build legacy, and make a lasting impact. With tools like Donor Advised Funds, giving can be simple, strategic, and deeply personal.
Connect with Alissa Maizes:
- Amplify My Wealth Website (here)
- LInkedIn (here)
- Instagram ( @amplifymywealth )
Connect with Erinn Andrews:
- LinkedIn:(here)
- GiveTeam Website: (here)
Connect with Russell James:
- LinkedIn (here)
- Website - open access books, videos and articles (here)
- Books (Amazon)
Bios:
Alissa Maizes is an award-winning financial literacy content creator, is a licensed attorney and registered investment advisor who provides women and young adults with financial advice and a plan to embrace the life they want. Whether sharing financial literacy content or advising clients of Savvy Ladies with pro bono advice or clients of her firm, Alissa meets you wherever you are on your journey, whether living paycheck-to-paycheck and striving to eliminate high-interest debt or are already a millionaire.
Erinn Andrews, the current VP and incoming President of the National Board of Advisors in Philanthropy, is a social entrepreneur, innovator, and philanthropy leader. As the Founder and CEO of GiveTeam, Erinn runs a unique philanthropic planning practice specializing in supporting donors who wish to be more intentional in their giving. Offering a new philanthropic advising model, GiveTeam collaborates closely with financial advisors to help clients develop a charitable mission statement and select local nonprofits aligned with their values.
Russell James, J.D., Ph.D., CFP® is a chaired professor in the School of Financial Planning at Texas Tech University where he directs the on-campus and online graduate program in Charitable Financial Planning (planned giving). He graduated, cum laude, from the University of Missouri School of Law where he was a member of the Missouri Law Review and received the United Missouri Bank Award for Most Outstanding Work in Gift and Estate Taxation and Planning. He also holds a Ph.D. in consumer economics from the University of Missouri, where his dissertation was on charitable giving. Prior to his career as an academic researcher, Dr. James worked as the Director of Planned Giving for Central Christian College in Moberly, Missouri for 6 years and later served as p
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In this episode, I’m joined by Kerri Fernsworth—advisor, storyteller, and legacy planning advocate—to explore how personal narratives can transform the way we think about money, family, and the future.
We discuss how legacy isn’t just about what you leave behind, but how you live—and how storytelling and recorded conversations can build empathy, bridge generations, and spark meaningful planning.
💡 Key Takeaways:
- Recording helps you reflect. It’s not just about memory—it’s about asking better questions and creating shared understanding.
- Storytelling is a legacy tool. Stories give your wealth context and create empathy across generations.
- Your life is a story in progress. Legacy planning starts now, not just later.
- Money is perception. The way we talk about money tells a deeper story about our values.
- Legacy videos are powerful. They help families engage in meaningful, less awkward conversations.
- Advisors can lead the way. Be the communication hub that helps clients connect the dots across generations.
- Stay curious. Your clients’ stories are still unfolding—ask, listen, and guide with empathy.
🎧 Why It Matters:
This episode is for advisors, educators, and anyone who wants to bring more meaning into their financial conversations. Legacy isn’t just estate planning—it’s a living process. The sooner you have these conversations, the better.
Connect with Kerri Fernsworth:
Website: (Authentic Legacy Video)
- LinkedIn: (here)
Bio:
Kerri Fernsworth is the Founder of Authentic Legacy Video. She started this business after interviewing her own elder family members, finding joy and meaningful connection in the experience. Kerri brings over a decade of experience with independent filmmaking and improv comedy, applying her empathetic story skills to financial advisors and insuretech startups in two prior ventures, Authentic Advisor Video and Concurrent.
She is published on video, marketing, and compliance topics in: The Journal of Financial Planning, NAPFA, Wealthtender, Vimeo, Hearst Bay Area, and Zapier. In addition to being a traveler, she loves studying energy healing, herbalism and is curious about most things!
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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In this episode, I’m joined by Donna Bandelloni and Dien Yuen—two trailblazers in the world of philanthropy.
We explore the evolving intersection of wealth, values, and giving—and how financial professionals can guide meaningful conversations.
Key takeaways
- The changing face of philanthropy: How generational shifts are creating new opportunities and challenges.
- Why family dynamics matter: Philanthropy opens the door to inclusive conversations across generations.
- Don’t be afraid of philanthropy: Your clients are already thinking about it—they just need your guidance.
- You don’t need to have all the answers: Collaboration and listening go a long way.
- The role of the advisor is evolving: Learn how the Impact Philanthropy Advisor Certificate empowers you to support your clients at a deeper level.
- What’s your impact? How to define, deepen, and align your practice with purpose.
If you’re a financial advisor, planner, or coach—this episode will challenge you to rethink how you support clients on their giving journey. It’s not about being an expert—it’s about showing up, asking better questions, and helping them create lasting impact.
Connect with Dien Nguyen:
- Daylight Website
- Daylight LinkedIn
- Daylight Instagram
- Daylight BlueSky
- Daylight YouTube
Connect with Donna Bandelloni:
- LinkedIn:(here)
Bios:
Dien Yuen, JD, LLM, CAP®, AEP®, IPA is the Founder and CEO of Daylight. Dien also serves as the lead faculty for philanthropy at Singapore’s Wealth Management Institute (WMI), where she was instrumental in launching Asia’s first professional philanthropic certification program. She was inducted into the 2023 National Association of Charitable Gift Planners (CGP) Hall of Fame and recognized for her academic leadership with the Distinguished Faculty Award from WMI. Previously, Dien founded the Center for Philanthropy and Social Impact at The American College of Financial Services, where she also developed and taught courses in the Chartered Advisor in Philanthropy® (CAP®) program as the Blunt-Nickel Professor in Philanthropy. Dien’s early career included senior roles in wealth management and global development organizations.
Donna Bandelloni is an experienced gift-planning consultant dedicated to building and sustaining nonprofit organizations by advancing their mission through legacy gifts. She has served as a director of gift planning for leading healthcare organizations and senior director and director of charitable gifts for world-leading financial institutions for more than 25 years. In addition, Donna held VP director positions at large financial institutions such as Merrill Lynch Trust, Wells Fargo Charitable Management, and BNY Mellon Wealth Management, where she successfully expanded charitable services across the United States to the nonprofit sector. Director of Gift Planning, California Pacific Medical Center Fou
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On the latest episode of The Get Ready Money Podcast, I’m joined by Walt Laskos, podcaster and Elder Fraud Prevention Advocate.
Walt and I dive into the hidden epidemic of elder financial abuse, how it often strikes close to home, and the critical role financial institutions and families play in stopping it. We also explore practical strategies for protecting our aging loved ones—and ourselves.
Key Takeaways:
- What is elder fraud? It’s not always strangers—80–90% of cases involve someone the victim knows, often a family member.
- Why financial institutions matter. Banks and credit unions have a duty to recognize and respond to red flags.
- Scams have patterns. Learn the common tactics used by fraudsters and how to recognize them.
- Pause, think, and verify. A simple moment of reflection can prevent a costly mistake.
- Helping your aging parents. From starting the conversation to setting up safeguards, you’ll learn actionable steps to make a difference.
Connect with Walt Laskos:
- Website (here)
- LinkedIn (here)
- YouTube (here)
Podcast:
- One-on-One with Walt Laskos (here)
Referenced in this episode:
- Gentreo (here)
Bio:
Walt Laskos is the CEO and Owner of Laskos Communications, a private consultancy through which he provides his expertise grounded in his 40-plus years of public relations, communications, and media production experience. His professional career extends from coast to coast, groomed and influenced by a host of companies and organizations where he held positions of responsibility within the communications and media professions, from KeyCorp and Cedars-Sinai Medical Center to The Ritz-Carlton Hotel and Western Corporate Federal
Credit Union; and most recently, the Cooperative Credit Union Association where he served as chief communications officer.
Walt is a Credit Union Development Educator and credit union industry veteran of more than 20 years. He hosts a nationally distributed podcast, One-on-One with Walt Laskos, and also serves as blogger and frequent speaker advocating for the education and protection of older adults from financial scams and fraud. He holds a Bachelor of Arts from Siena College and a Master of Divinity from the Washington Theological Union.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Steven Zeiger, Managing Director at KB Financial Services and at Veralytic about changing the way we think about money and life insurance policy analysis.
Key takeaways:
- How independent benchmarks can help.
- Why life insurance policies are complex.
- How advisors can get started analyzing a life insurance policy.
- Why this is a new fiduciary era for life insurance.
- The value of independent research.
Connect with Steven Zeiger:
KB Financial Website (here)
LinkedIn (here)
Resources mentioned:
Ethical Edge (here)
Morningstar (here)
Value Line (here)
Veralytic
Zinnia (here)
A Shot Across the Bow by Barry Flagg and Steven Zeiger - read the article (here)
Bio:
Steven Zeiger serves as a Managing Director at KB Financial and has been asked to educate members dozens of groups such as STEP, ACTEC, NAEPC, PLI, THE ABA, and over 30 other organizations on the application of prudent investor guidelines to life insurance product selection and portfolio management. These guidelines are based on established and proven asset management doctrine- benchmarking, analysis of cost, performance and risk, etc.. Steven helps fiduciaries guide their clients’ insurance decisions based on the only patented prudent process for life insurance selection and retention. Steven is published in Trust & Estates Magazine.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Stevyn Guinnip, Author, Speaker and Founder of Grow Wellthy about changing the way we think about money and growing wellthy.
Key takeaways:
- Financial wellness and physical wellness are interrelated.
- The difference between lifespan and healthspan.
- How do you lengthen your healthspan and reduce your sick span.
- The number 1 worry in retirement is health.
- Your money and health are integrated into every aspect of your life.
- How to turn a health debt into an asset.
- When you’re prepared for the worst case scenario, everything else is icing on the cake.
Connect with Stevyn Guinnip:
- Website (here)
- LinkedIn (here)
- Instagram (here)
Books:
- The Health-Wealth Playbook: A Financial Advisor's 4-Step Strategy to Live Well Longer (waitlist)
Resources mentioned:
- How healthy are you? Quiz (here)
- I Will Teach You to Be Rich by Ramit Sethi (Bookshop)
- The Four Pillars of the New Retirement: What a Difference a Year Makes - An Edward Jones and Age Wave Study: June 2021 (here)
- The Millionaire Next Door by Thomas Stanley (Bookshop)
- Vagus Nerve - Cleveland Clinic (here)
Bio:
Stevyn Guinnip, the daughter of a successful financial planner, spent most of her career as an exercise physiologist. After a near death experience in Australia, she repurposed four financial concepts to turn her health around. Now her company, Grow Wellthy™, helps financial advisors invest in their health using the same system. Stevyn interviewed over 500 financial professionals for her book on this topic, and she challenges financial advisors to see their health as an asset and an integral part of financial planning. She now lives on the island of Madeira, Portugal with her husband and two teenagers.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Diana Kahn, attorney, speaker and coach about changing the way we think about money and generational wealth.
Key takeaways:
- How generational wealth builds opportunities for your children
- Wealth preservation is important for everyone
- Working to preserve generational wealth is also putting in a blueprint of worst case scenarios.
- Be okay with the decisions you're making when you can't do it all.
- Understand how to balance with triage.
- Understand that you are human and give yourself grace.
Connect with Diana Kahn:
- DK Law Group Website (here)
- Email: diana@dklawmd.com
- Cell: (443-739-6724
- LinkedIn (here)
- Instagram (here)
- Facebook (here)
- YouTube (here)
- TikTok (here)
Resources mentioned:
- The Everyday Millionaire Podcast (here)
Bio:
Diana Khan is a distinguished attorney and the founder of DK Law Group, a Maryland-based law firm specializing in real estate, business law, estate planning, and litigation. Guided by a commitment to empowering legacies, Diana helps individuals and businesses safeguard their assets, build wealth, and achieve lasting financial security.
In addition to leading a successful law practice, Diana is an accomplished entrepreneur who owns and operates multiple businesses, including a real estate brokerage, a title company, a property management firm, and a construction company. Her innovative approach combines legal expertise with strategic solutions to help families and businesses preserve generational wealth and reach their full potential.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Kathleen Rehl, Author and Educator about changing the way we think about widows, legacy and refirement.
Key Takeaways:
- Retirement is outdated, we need to re-define as refirement.
- Refirement means finding fulfillment (meaning and purpose).
- Rethink aging as a positive experience.
- Financial planning is everyone, not just for rich people
- The importance of charitable giving.
- Align our values and what matters most to us in life with money.
Connect with Kathleen Rehl:
- LinkedIn (here)
Resources on Kathleen’s Website (here):
- Financial Steps for Recent Widows: Reclaim your financial status
- Legacy Lifeprint: Share your values with your family and friends as your lasting legacy of love.
- Impactful Empathy: What to say and how to say it to your grieving widowed client
Book:
- Moving Forward on Your Own: A Financial Guidebook for Widows (Amazon)
Resources mentioned:
- American College: Chartered Advisor in Philanthropy program (here)
- Camp Widow (here)
- Cerulli Study - Transfer of Wealth to Widows (here)
- HumbleDollar (here)
- Michael Kitces Nerd’s Eye View blog (here)
- Modern Widows Club (here)
Bio:
Kathleen M. Rehl, Ph.D., CFP®, CeFT® Emeritus is a distinguished financial expert, author, and advocate with over two decades of experience in the financial planning industry. She spent 18 years as the owner of Rehl Financial Advisors before embarking on a six-year encore career dedicated to empowering widows through her award-winning book, Moving Forward on Your Own: A Financial Guidebook for Widows, along with her speaking, research, and mentoring. Now in her 79th year, Kathleen embraces "reFirement"—a vibrant phase of life centered on purposeful living. As Adjunct Faculty at The American College of Financial Services, she continues to share her expertise and passion for empowering widows and others navigating life transitions.
Kathleen’s thought leadership has been prominently featured in publications such as The New York Times, The Wall Street Journal, Next Avenue, Kiplinger’s, CNBC, Nerd’s Eye View, Humble Dollar, Sixty & Me, AgeBuzz, and Rethinking65. Her writing and speaking engagements emphasize financial empowerment, legacy planning, and enhancing philanthropic impact. Whether addressing the challenges of widowhood, exploring avenues for purposeful living, or fostering meaningful contributions, Kathleen offers compassionate guidance and actionable insights
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Dennis Harhalakis, Founder of Cambridge Money Coaching about changing the way we think about money and our behaviors.
In this episode we discussed:
- Create a positive story of how you can live.
- Overcoming the fear of scarcity.
- The benefits of healing your money trauma.
- Every financial behavior makes perfect sense when you understand the underlying beliefs and feelings and thoughts.
- Treat yourself with compassion and treat other people with compassion.
- Why money coaches and financial planners should work together.
Connect with Dennis Harhakalis:
- Cambridge Money Coaching (here)
- LinkedIn (here)
- Money Type Quiz (here)
- Linktree (here)
Resources mentioned:
- Being Well Podcast with Dr. Rick Hanson (here)
- The Financial Therapy Podcast with Rick Kahler (here)
- Morgan Housel’s books & podcast (here)
- PocketSmith app (here)
Bio:
Dennis Harhalakis is a Certified Money Coach (CMC)®, Money Coach Trainer, and the founder of Cambridge Money Coaching. He spent 30 years in financial services, before training as a Money Coach. He then set up Cambridge Money Coaching to help people understand and manage the money in their lives. Using the insights gained from being a Money Coach Trainer, he runs workshops and training programmes for financial professionals to help them understand client money behaviour, explore open money conversations, and build greater connection and trust.
He also runs Financial Wellbeing webinars for employers who want to support their employees’ financial lives, and has developed ‘Money Coaching for Parents’. This unique talk shows parents how to help their children to build a healthy relationship with money.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Sumedha Rai, an AI strategist, thought leader and data scientist about changing the way we think about money, AI and financial fraud protection.
- How AI is changing the world of money.
- AI can help reduce fraud by identifying patterns.
- How a human financial planner adds value through their creativity.
- AI can supplement the financial planning process, rather than replacing it.
- AI can take care of repetitive tasks that will free up time.
Connect with Sumedha Rai:
- Website (here)
- LinkedIn (here)
Bio:
Sumedha Rai is a data scientist and AI strategist who helps industries like FinTech and healthcare tackle high-stakes challenges. From central banks to micro-investment platforms, I’ve built predictive models that detect fraud, analyze risk, and uncover customer insights—before problems arise.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Matt Goren, a leader in developing industry leading financial education about changing the way we think about financial planning education.
In this episode we discussed:
- How psychology applies to financial planning.
- There are the same number of financial planners today as there was 10 years ago.
- How education accelerates a career in financial planning.
- How AI will improve financial planning education.
- Know your own value to whoever is going to be paying you.
- You should be paid for the value that you’re bringing.
Connect with Matt Goren, PhD CFP®:
- LinkedIn (here)
Referenced on the show:
- Compensation: Salary.com and Glassdoor.com
- Morgan Housel (here)
- Michael Kitces (here)
- The American College - CFP, ChFC and other designations - (here)
Bio:
Matt J. Goren, PhD CFP® designs and delivers industry-leading financial planning education - at scale. His approach combines lessons from his own teaching experience with best practices in online education, artificial intelligence, and organizational psychology. He is an Investment News “40 under 40” and his courses and programs have won national awards from ThinkAdvisor, Investopedia, Yahoo! Finance, and the AFCPE.
Matt is the Chief Strategy Officer for the Brett Danko Education Center, which helps thousands of current and future financial planners pass the CFP exam. Collectively, those folks go on to provide financial advice and planning to millions of people.
Matt co-founded the Global Financial Planning Institute to promote competency in the cross-border financial planning space. In addition, he is a FinServ mentor and serves with the FPA and the AFS to advance financial planning education in higher education and to career changers around the world.
Previously, Matt ran Dalton Education as VP of Financial Planning Education at CeriFi from 2023 to 2025. From 2022 to 2023, Matt worked at CFP Board as Director of Knowledge for Practice. From 2018 to 2022, he worked in a series of roles at The American College of Financial Services, culminating as the director of their CFP® and ChFC programs. From 2016 to 2018, he was a professor of personal finance at the University of Georgia. And, from 2016 to 2020, he created and produced the lighthearted personal finance show Nothing Funny About Money on NPR. Before switching careers to financial planning, Matt ran the psychology research consulting firm Beyond Berkeley and taught psychology and statistics courses at UC Berkeley and the University of Georgia.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Jessica Moorhouse, author, money expert and podcast host about changing the way we think about money and happiness.
In this episode we discussed:
- How money and happiness are interrelated.
- Personal finance isn’t just about the money, it’s about the story.
- Everyone can be good with money.
- Things happen when they’re supposed to.
- Always a solution out there, we have to find it.
- Be kind to yourself about money.
- Money is not the point, you need to find your purpose.
Connect with Jessica Moorhouse:
- Website (here)
- LinkedIn (here)
- Facebook (here)
Instagram (here) - Threads (here)
- YouTube (here)
Books:
- Book: Everything but Money : The Hidden Barriers Between You and Financial Freedom (Bookshop)
Podcast:
- Podcast: More Money Podcast (here)
Resources mentioned:
- Canadian Revenue Agency (here)
- Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School by Andrew Hallam (Bookshop)
- Wealth Simple TLDR newsletter (here)
Bio:
Jessica Moorhouse is a sought-after money expert, TV personality and speaker. She is an Accredited Financial Counsellor Canada®, an award-winning financial content creator and the host of the chart-topping More Money Podcast (4+ million downloads). As a personal finance educator for over 13 years, she has given presentations throughout North America and is regularly featured by major Canadian and US media including CBC News, CTV News, BNN Bloomberg, the Toronto Star, Forbes and USA Today. Her debut book Everything but Money: The Hidden Barriers Between You and Financial Freedom came out December 31, 2024 (HarperCollins Canada) and instantly became Indigo’s Non-Fiction Staff Pick of the Month and a Globe and Mail Bestseller.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Shelby Nicholl, Founder of the Muriel Network and host of the Kick It Open Podcast about changing the way we think about money and women.
In this episode we discussed:
- We have to enable women to do it their way.
- It’s okay to talk about money, we need to have conversations about money.
- It’s important to take agency over our lives.
- Advisors should own their practice.
- Love what you, do what you love.
- If you’re a female client, find an advisor you feel comfortable with.
Connect with Shelby Nicholl:
- Muriel Network Website (here)
- Muriel Consulting Website (here)
- LinkedIn (here)
Podcast:
- Kick It Open Podcast (here)
Resources mentioned:
- Muriel Siebert (National Women’s History Museum bio)
- The Soul of Money: Transforming Your Relationship with Money and Life by Lynne Twist (Bookshop)
- Think Like a Breadwinner: A Manifesto to Help Women Make the Most of their Money by Jennifer Barrett (Amazon)
Bio:
Shelby Nicholl is the founder of Muriel Consulting, a consulting and recruiting company that helps financial advisors transform their businesses by moving firms, adding team members and sourcing capital. Her consulting clients rely on her as an expert negotiator, business coach, client experience expert, and skilled marketer. Shelby blends the analytical and creative to problem solve for her clients and for the industry. In 2023 she founded Muriel Network, a digital community centered on accelerating the success of women in wealth management. In 2024, she started the Kick It Open podcast. Both Muriel Network and Kick It Open are named in honor of Muriel Siebert, the first woman member of the NYSE.
A 25-year corporate veteran turned entrepreneur, Shelby previously served as Senior Vice President at LPL Financial and Director at Edward Jones. Shelby has spent her career consulting with advisors and investors, and building solutions and capabilities that meet advisor and client needs. Shelby has an MBA from Washington University, earned her Series 7 and 66, and is a certified PROSCI change management practitioner. She is also a Certified Exit Planning Advisor (CEPA).
Shelby serves on the Advisory Board for Easterseals Midwest and is a member of the Easterseals Women’s Giving Collective. She’s also a founding board member of the St. Louis-based Women Leaders in Finance.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Cary Carbonaro, financial advisor, speaker, author and female advocate about changing the way we think about women and wealth.
In this episode we discussed:
- Women can do money.
- How women can feel comfortable with money.
- Why are there so few women in financial services (only 24% of CFP’s are women).
- Women should look for someone who’s going to guide and teach.
- It doesn’t matter what you make, it’s how much you keep.
- Money is amorphous, it’s what you do with you do with your money that counts.
Connect with Cary Carbonaro:
- Website (here)
- LinkedIn (here)
- Facebook (here)
- Instagram (here)
- X (here)
Books:
- The Money Queen's Guide: For Women Who Want to Build Wealth and Banish Fear (Bookshop)
- Women and Wealth: A Playbook to Empower Clients and Unlock Their Fortune (Bookshop)
Resources mentioned:
- The One Thing: The Surprisingly Simple Truth about Extraordinary Results by Gary Keller (Bookshop)
- Think and Grow Rich by Napoleon Hill (Bookshop)
- Bloomberg (here)
- Wall Street Journal (here)
Bio:
Cary Carbonaro is an award-winning Certified Financial Planner™ professional with over 25 years of experience, and currently serves as Managing Wealth Advisor and Women and Wealth Ambassador for Ashton Thomas. She leads a multimillion-dollar financial planning practice, specializing in empowering women to overcome financial challenges and increase their financial literacy.
Cary’s extensive career includes leadership roles at ACM Wealth, Goldman Sachs where she was Vice President and Head of Office, and United Capital where she founded and led the Women’s Leadership division. At United Capital, she earned titles such as Diamond Office Winner, Managing Director, Partner, Voice of Women, FinLife Coach, and MVP.
Cary is the author of the bestselling book The Money Queen’s Guide: For Women Who Want to Build Wealth and Banish Fear, Morgan James, Oct 2015. Cary’s second book. Women and Wealth: A Playbook To Empower Clients and Unlock Their Fortune, published by Wiley April 29, 2025.
She serves as a CFP® Board Ambassador, representing the financial industry in the media, and has been honored six times on Investopedia’s Top 100 Financial Advisors list. In 2016, she was awarded the prestigious Investment News Women to Watch recognition. In 2024, Cary was appointed as the sole female member of the Nasdaq Advisor Council. She has also endowed a scholarship at the State University of New York at Cortland for Women in Business, where she was the founding president of Sigma Delta Tau sorority.
Cary is the founding president of the Women’s Giving Alliance, a giving circle in the South Lake Community Foundation, and a member of the Benefactors Circle at t
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, Michael Gandara, the Founder of Nurse Michael Travels joined me to talk about changing the way we think about money and unlocking opportunities with travel reward cards.
In this episode we discussed:
- Be intentional with your actions and your money.
- Smart strategies help unlock opportunities.
- How do travel reward credit cards work.
- Details are critical to maximize value.
- Flexibility is the key as there can be changes.
- Your points may have more value than cash.
Connect with Michael Gandara:
Website (here)
LinkedIn (here)
YouTube (here)
Resources mentioned:
- Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones by James Clear (Bookshop)
- Credit Cards: Chase Sapphire & Capital One Venture X (this is not an endorsement or recommendation)
- Personal Finance Club (Instagram)
Bio:
Michael Gandara is a triage nurse and award travel educator who helps everyday people maximize their travel experiences through the strategic use of credit card rewards. After discovering how to leverage points and miles to fund his own travel ambitions, he built Nurse Michael Travels into a trusted educational platform while maintaining his nursing career.
Through his YouTube channel, weekly newsletter, and coaching services, Michael breaks down sophisticated points strategies into actionable steps, helping working professionals unlock luxury travel experiences they never thought possible - from business class flights to bucket list destinations. His practical, no-nonsense approach comes from balancing both nursing and award travel education, proving you don't need to be wealthy or retired to explore the world.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Dr. Preston Cherry, financial harmony expert, educator, and author about changing the way we think about money and finding balance.
In this episode we discussed:
- Give yourself permission to prosper.
- Is your life design aligned with your money?
- All financial plans are life plans.
- We are all unique with our visions of success.
- Understanding the difference between wealth and wellbeing.
- Release yourself from money shame.
Connect with Dr. Preston Cherry:
- Dr. Cherry - LinkedIn
- Dr. Cherry - Instagram
- Dr. Cherry - Twitter
- Dr. Cherry - TikTok
- Dr. Cherry - Threads
- Dr. Cherry - CNBC
- Dr. Cherry - Speaker & Personal Brand Page
- Life Money Balance® Blog
- Concurrent Wealth Management - Website
- Concurrent Wealth Management - Instagram
- Concurrent Wealth Management - Facebook
- Concurrent Wealth Management - LinkedIn
- Concurrent Wealth Management - Twitter
Book:
- Wealth in the Key of Life: Finding Your Financial Harmony (Bookshop)
Podcast:
Life Money Balace
Mentioned on the show:
- Top Five Regrets of the Dying: A Life Transformed by the Dearly Departing (Bookshop)
- Music: Stevie Wonder; Michael Jackson; Earth, Wind & Fire; Marvin Gaye, Gap Band, Lakeside, Quincy Jones, Green Day and more!
Bio:
Dr. Preston D. Cherry is a financial harmony expert, educator, and author of Wealth in the Key of Life. As Founder and CEO of Concurrent Wealth Management and Director of the Financial Planning Program at UW–Green Bay, he uses over 18 years of expertise to help people align their wealth strategies and well-being aspirations to achieve their life design. A nationally recognized speaker and media personality, Preston’s insights have graced platforms like The New York Times, Forbes, CNBC, and Nasdaq.
Named a Top 10 Investopedia Financial Advisor and a WealthManagement.com "Ten to Watch," a member of the CNBC and Investopedia Advisor Councils—Dr. Cherry, a financial therapist and planner with a Ph.D. in personal financial planning, blends emotional and financial strategies into transformative life planning. When not shaping lives through wealth and financial wellness insights, he’s enjoying vinyl records or family tim
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On this episode of The Get Ready Money Podcast, I spoke with Tokiso “TKay” Nthebe author, speaker and podcast host about changing the way we think about money and changing the script on our relationship with money.
In this episode we discussed:
- It’s important to forgive yourself for your money mistakes.
- Financial well -being is 80 % behavior and 20 % knowledge.
- Financial advice is the best gift anybody can give themselves.
- Money is for everybody and helps you live the life you want to live.
- Financial planning is accessible to everybody.
- Be responsible and discerning with financial advice on money.
Connect with Tokiso “TKay” Nthebe:
- Tokiso “TKay” Nthebe website (here)
- TKO Financial Wellness website (here)
- LinkedIn (here)
- YouTube (here)
Book:
- Book: Let’s Change the Script: Chelete Ha Se Parcel! (Amazon)
Podcasts:
- My Money Adventures Academy (here)
- Podcast: Escapes with TKay (Spotify)
Resources mentioned:
- Fincon (here)
Bio:
Tokiso TKay Nthebe, also known as The Finance Traveller is a multipotentialite, author, speaker, financial wellness coach and avid content creator who is passionate about financial planning, financial wellness and traveling. TKay uses his platforms to educate, empower and inspire his community of trailblazers to have open, honest conversations about money, improve their relationship with money and achieve financial prosperity.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Alissa Maizes, Julie Pinkerton and Maxwell Schmitz about building your financial dream team.
In this episode we discussed:
- How to build your financial dream team.
- What is a financial dream team and how can it help you?
- How advisors can start to feel comfortable with collaborating.
- Going beyond your expertise can cost your clients significantly, you can’t be an expert in all things.
- Teaming up with other experts helps you uncover unknown unknowns.
- Advisors need to communicate and work together to find solutions for the clients.
Connect with Alissa Maizes:
- Amplify My Wealth Website
Connect with Julie Pinkerton:
- ClientFirst Website
Connect with Maxwell Schmitz:
- Dingo Technologies website
- Yetworth website
Alissa Maizes is an award-winning financial literacy content creator, is a licensed attorney and registered investment advisor who provides women and young adults with financial advice and a plan to embrace the life they want. Whether sharing financial literacy content or advising clients of Savvy Ladies with pro bono advice or clients of her firm, Alissa meets you wherever you are on your journey, whether living paycheck-to-paycheck and striving to eliminate high-interest debt or are already a millionaire. Alissa's approach eliminates the traditional "waiting game" for clients who cannot afford to have a fiduciary financial advisor putting their needs first, providing trusted financial and investment advice and guidance to implement their plan to ensure they achieve the life they want sooner than you imagine.
Julie Pinkerton is the CEO and Managing Member of Evozen LLC. ClientFirst™ is a fully diverse online community that enables financial professionals to truly put their client's needs first, assists mature financial advisors to exit the industry gracefully and positions women and minorities to achieve the necessary gravitas to succeed early in their career. Julie has held executive and consulting positions nationally in financial services since 1998. Julie is a contributing writer for U.S. News covering financial planning, risk management and advisor selection topics.
Maxwell Schmitz, MSFS, CLTC is a third-generation DI specialist. He is co-founder of Dingo Technologies, Inc. and President of Yetworth Insurance Solutions, a disability-focused insurance agency. He also currently serves as President of the International DI Society, an association of the nation's top DI minds. Max also serves as the chair of his town's Bicycle and Pedestrian Advisory Committee. He is a sitting member on the board of The Plus Group, America's Premier Disability Insurance Marketing Organization. In his spare time he is also the father/coach of three energetic/athletic kids (ages 7, 5, and 3), husband to an amazing wife, and is a thru-hiking junkie.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Derek Notman, Adam Holt and Dick Weber about changing the way we think about life insurance agent training, retention and compensation.
In this episode we discussed:
- Why life insurance agents struggle to succeed.
- The compensation structure is at the heart of the issue and needs to be revamped.
- Very few agents are taught to sell, rather than to service.
- Consumers need a fiduciary advisor to tell them what insurance they have.
- Advisors need to facilitate the conversation.
- We are in a people business and we need technology that facilitates great human connection.
Connect with Adam Holt:
- Websites: (Asset Map) (Rubin Goldman and Associates)
- LinkedIn: (here)
Connect with Derek Notman:
- LinkedIn:(here)
- Couplr.ai: (here)
Connect with Dick Weber:
- Website (here)
- LinkedIn (here)
Podcast:
- ReThink. Financial Advice podcast with Adam Holt and Derek Notman (here) (YouTube)
Bios:
H. Adam Holt, CFP, ChFC is the CEO and Founder of Asset Map. Adam has been a financial advisor for over 25 years, during which time he has helped build and manage his wealth management firm to over $1.2B in assets under management. Adam is known for his early adoption of technology to build trend-setting client experiences. This mindset led him to found Asset-Map, a financial technology firm dedicated to creating engaging visual communication tools used throughout the customer and advisor journey and now used by thousands of advisors worldwide and over 1M consumers. Adam is also the co-host of Rethink the Financial Advisor Podcast
Derek Notman is a the Founder & CEO of Couplr AI. Using data science and flip-flop-inspired thinking, we're tackling client acquisition & orphan client problems in the investment and insurance industries. Derek is the co-host of Rethink Financial Advice Podcast: We question everything about financial advice, because sometimes the best way to fix things is to laugh at them first.
Richard M. Weber, MBA, CLU®, AEP® (Distinguished) is an Insurance Fiduciary® providing fee-only life insurance expertise to individuals, families and businesses seeking to make smart decisions about buying and managing their life insurance assets. Dick was the 2012-2013 President of the Society of FSP. A 58-year veteran of the life insurance industry, he has been a successful agent, an insurance company executive, and now is one of just a handful of fee-only insurance experts in the U.S. Author of more than 350 articles encompassing products, sales practices, and the due diligence necessary to buy and place insurance and annuities. Dick currently serves as a Consumer Representative to the NAIC and is a member of the Standards Resource Commission of the CFP Board.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Bryan Jepson, Author, Financial Advisor and Emergency Medicine Physician about changing the way we think about special needs planning.
In this episode we discussed:
- How a Chartered Special Needs Consultant can help clients who have family members with special needs.
- How an ABLE Account can help with Special Needs Planning.
- Financial planning is not just about picking investments.
- The true value of money is that it helps you buy back your time.
- If you're truly wealthy, you work because you want to, not because you have to. Your assets work for you, not you for them.
- Look for opportunities, look for skills and be curious.
Connect with Bryan Jepson MD, MSF, ChSNC, CFP:
- X
- Targeted Wealth Solutions
- Physician Finance Academy (Website) (YouTube)
Books:
- The Physician's Path to True Wealth: 12 steps to gaining control over your money and your time
- The Record Player
- Changing the Course of Autism: A Scientific Approach for Parents and Physicians by Bryan Jepson and Jane Johnson
Bio:
Dr. Bryan Jepson graduated from the University of Utah School of Medicine, completed a residency in Grand Rapids, Michigan and is a board certified emergency medicine physician with 30 years of clinical experience. More recently, he completed a masters degree in finance and risk management at the University of Colorado-Denver and the Certified Financial Planner education through the Boston Institute of Finance at Bryant University. In addition to the CFP credentials, he holds the Chartered Special Needs Planner certification from the American College of Financial Services.
Bryan's interest in finance stemmed from a long history of self-study and personal investing. After a long and successful career in medicine, he decided to explore this interest further as an "encore" career in financial planning and works for Targeted Wealth Solutions, an independent RIA with a focus on health care providers. His interest in special needs planning comes from his personal experience as the father of two sons with autism. Bryan spent a portion of his medical career treating children with autism and other neurodevelopmental disorders and is the author of a book called "Changing the Course of Autism" that was published in 2006. Now, as a financial planner, Bryan focuses part of his time serving the special needs community by helping families navigate the financial nuances of caring for adult children with disabilities for their lifetimes.
Bryan is motivated to improve general financial education for others, particularly physicians. He has created a series of free youtube videos on important financial principles that you can find on his website, The Physician Finance Academy (www.physicianfinanceacademy.com).
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with David Gatchell, Author and Financial Literacy Advocate about changing the way we think about money and financial empowerment.
In this episode we discussed:
Everyone can be financially literate.
- We need to quantify our goals, otherwise it’s a dream.
- Our money habits reflect our life experiences.
- Are you showing your wealth or growing your wealth?
- Investing is for everyone, not just the wealthy.
- You can use money for good, think about what you can do with money to have a positive impact.
Connect with David Gatchell:
- Financial Empowerment Handbook Website (here)
- Finance IQ Test (here)
- LinkedIn (here)
Books:
- The Financial Empowerment Handbook: The Comprehensive Guide to Financial Literacy and Personal Prosperity (Amazon) https://amzn.to/40PDAGf
- Government Contract Coach: Winning and Performing Your First Government Contract (Amazon) https://amzn.to/40LJkRp
Finance IQ Test:
Take the Finance IQ Test - use scholarship code “betatest” (here) https://www.financeiqtest.com/
Resources mentioned:
- Charles Schwab - Learning Center (here)
Bio:
David Gatchell is a seasoned entrepreneur with over 20 years of experience, bringing a unique perspective to the financial literacy space. His journey into this field began with a personal mission to document essential financial lessons for his children, which expanded into The Financial Empowerment Handbook. This best-selling book exceeds state and federal financial literacy standards, offering practical guidance to help individuals build a strong financial foundation.
Encouraged by the book's success and the positive feedback it received, David took the next step by developing the Finance IQ Test, available at financeIQtest.com. This practical tool is designed to measure understanding of fundamental financial concepts, from saving and budgeting to credit management and investing. Through his work, David aims to empower individuals to achieve financial independence and make informed decisions that lead to long-term prosperity.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Bernadette Joy, Author, Podcaster and Founder of Crush Your Money Goals about changing the way we think about money, health and financial independence.
In this episode we discussed:
- Retirement means prioritizing your peace.
- We all deserve financial independence and have free choice.
- Curate your money, know what you have.
- Wealth is meaningless if you’re not healthy.
- How to get started when you’re overwhelmed.
- Healing our money wounds helps us not be vulnerable to poor financial decisions.
Connect with Bernadette Joy:
- Website (here)
- LinkedIn (here)
- Instagram (here)
- YouTube (here)
Books:
- CRUSH Your Money Goals: 25 Smart Money Habits to Save, Invest, and Fast-Track Your Financial Freedom (Amazon) (Bookshop)
Podcast:
- Crush Your Money Goals: https://www.youtube.com/playlist?list=PLxrqq4GlBuqLk9xUMHD7hsFkBzZFDCybe
Freebies:
- FREE GUIDE: 10 Money Tools You Need
Resources mentioned:
- Fincon: The Business Event For Money Creators (here)
- Monarch - The all-in-one money platform (here)
- Ramit Sethi (here)
- Wellthplan - Stevyn Guinnip (here)
- What Is the Pareto Principle—aka the Pareto Rule or 80/20 Rule? (Investopedia)
Bio:
Bernadette Joy is an author, podcaster and CEO of Crush Your Money Goals®, a personal finance training company serving up education with a side of pizzazz. She's featured monthly in Forbes, CNBC, and CNET and appeared on more than 30 podcasts, radio and television shows.
As the eighth child in her father's brood of nine and a first-gen Filipina-American, Bernadette understands those who feel like they missed the money memo. Sure, she boasts two bachelors and a master's, and a decade of Fortune 100 and startup experience. But her real street cred? Paying off a jaw-dropping $300,000 of debt in three years and investing her first $1 million in her 30s! Now she works 20 hours a week to focus her financial freedom on joy: K-Pop, yoga, karaoke and spoiling her nieces and nephews as their traveling rich auntie. Today she shares strategies so simple, your pet goldfish could understand. She's coached thousands nationwide, sharing her 5-step secret recipe for ditching debt, mastering savings and investing for financial peace.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, Charlene Cong guest hosted and we spoke about changing the way we think about whole life insurance.
In this episode we discussed:
- Why whole life insurance is not an investment.
- Common misunderstandings when people purchase whole life insurance.
- Whole life insurance is a long term insurance contract that is illiquid with high surrender charges for the first few years.
- How life insurance policy loans work.
- More suitable financial options for young people.
- Why you can’t be your own banker.
Connect with Charlene Cong:
- Website (website) www.charlenecong.com
- FinFit GmbH Website: www.finfitsolution.com
- LinkedIn (LinkedIn)
- Instagram (Instagram)
Resources:
- Budgeting and Spending Template (free): (here)
- Investment Masterclass: (here)
- Youtube (here) https://www.youtube.com/@CharleneCong
Podcast:
- Charlene’s Podcast (YouTube)
Bio:
Charlene H. Cong, CFA, is the founder of FinFit GmbH, a finance and investment educator, podcaster, and YouTuber. With over 10 years of experience in the banking industry, including a tenure at JPMorgan Asset Management, she is a Chartered Financial Analyst based in both Hong Kong and Switzerland. Charlene is an Executive Board Member of the Swiss Capital Market Forum.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Chad Holmes, Author and Owner of Formula Wealth about changing the way we think about money and creating an inheritance playbook.
In this episode we discussed:
- Proactively planning together with the next generation maximizes financial legacies (include all generations).
- Pay attention to your clients - ask them what questions do you have?
- Tailor your conversations to your clients.
- The earlier we can have conversations with our parents/partners, the better things can go.
- Hiring an advisor is an investment - the value received should exceed the investment.
- Money should not be taboo.
Connect with Chad Holmes:
- Formula Wealth Website (here)
- LinkedIn (here)
- Facebook (here)
- Instagram (here)
- YouTube (here)
Books:
- The Inheritance Playbook: Helping Your Parents Pass the Torch, Not the Tax (here)
Resources mentioned:
- Mom and Dad, we need to talk by Cameron Huddleston (Amazon)
- Putting a value on your value: Quantifying Advisor's Alpha - Vanguard Study (here)
- The Power of Compound Interest - The Get Ready Money Podcast episode (here)
Bio:
Chad Holmes, CFP®, CPA, CPWA® runs a boutique financial planning firm out of Fairhope, AL, serving families nationwide as a flat fee financial advisor (no commissions or sales products), focusing on minimizing taxes and maximizing legacies from a multigenerational perspective. As an expert in his field, his advice has been published in various outlets, including The Wall Street Journal, MarketWatch, and Yahoo Finance. Chad is both a CPA and CFP® fiduciary. His latest accomplishment is becoming a bestselling author with his new book, The Inheritance Playbook – Helping Your Parents Pass the Torch, Not the Tax.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Shannah Game, CFP, author, podcaster and money wellness expert about changing the way we think about money and her book “Unraveling Your Relationship With Money”.
Key takeaways:
- There isn’t a perfect way to do money.
- Your self worth does not equal your net worth.
- Create a mindful spending plan with real data.
- Grant yourself financial forgiveness.
- Wealth building is a journey.
- Healing comes through money conversations.
Connect with Shannah Game:
Website (here)
Instagram: @shannahgame
LinkedIn (here)
Books:
- Unraveling Your Relationship with Money: Ditch Your Money Trauma so You Can Live an Abundant Life! (Bookshop)
Podcast:
- Everyone's Talkin' Money: Money Secrets Nobody Tells You (Apple Podcasts)
Resources mentioned:
- Ellevest: a woman-first approach to building wealth (here)
- Invest for Better: a community of women transforming the world through values-aligned investing (here)
- Wall Street Journal (here)
Bio:
Shannah Game is a renowned financial expert, Certified Financial Planner™, and Certified Trauma of Money Specialist who’s passionate about helping people heal their relationship with money and build unapologetic wealth. As the host of the Everyone’s Talkin’ Money podcast, with over 26 million downloads, and author of Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life, Shannah combines her expertise with real talk to help you ditch money shame, rewrite your money story, and finally feel in control of your finances. When she’s not talking about money, you can find her hiking the Blue Ridge Mountains or baking the best cupcakes in Asheville.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Odonoo Idersaikhan, Founder of Your Financial Guide about changing the way we think about money and believing in ourselves.
In this episode we discussed:
- Believe that you deserve success. Money is for everyone, not just for rich people
- Be compassionate with yourself.
- Money is a tool to have a good life, whatever that means to you.
- Talking about money gives you power.
- Women deserve what they earn.
Connect with Odonchimeg Idersaikhan:
- LinkedIn (here)
- Instagram (here)
- Medium (here)
Resources mentioned:
- The Financial Diet (here)
Bio:
Odonchimeg Idersaikhan is Mongolia's first personal finance educator. Her Instagram page “Your financial guide” gives real and everyday financial advice that is specifically designed for Mongolian market. She talks about the power of financial freedom, sustainable living and fairer society. She now has about 6,900 followers and has changed the finances of hundreds of people. It has become a community of people who care about their finances, thereby their life and it is growing everyday.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Prisca Benson, Founder and CEO of Our Green Life about changing the way we think about money and how we can all achieve financial freedom.
In this episode we discussed:
- Be intentional with your money - and set your limits.
- Financial success is achievable for everyone, we can all get there.
- Health and wealth go together.
- Why you need to change your money story.
- Results come from taking action.
- Budgeting is the foundation of financial freedom.
Connect with Prisca Benson:
- Our Green Life Website (here)
- LinkedIn (here)
- Instagram (here)
- YouTube (here)
Freebie:
- 3 Steps to Financial Freedom Guide (here)
Resources mentioned:
- Money For Couples Podcast with Ramit Sethi (here)
- Her Money from Jean Chatzky (website)
Bio:
Prisca Benson, RN is the CEO & Founder of Our Green Life. Prisca is a passionate money coach and nurse dedicated to empowering professional women to achieve financial freedom. As a first-generation Haitian-American, she understands the value of perseverance and hard work. Prisca's journey began with a desire to do more with her money, leading her to increase her net worth from $40K to $340K in just 6 years through effective money management.
She serves as a money coach because she believes in making financial concepts simple and accessible, helping her clients create customized plans that balance enjoying life now with securing their financial future. Prisca’s clients achieve remarkable results, from eliminating debt to growing their savings and investments, all while maintaining a fulfilling lifestyle.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Cady North, Author and Founder of North Financial Advisors about changing the way we think about money and why we need to dare to dream big.
In this episode we discussed:
- It takes courage to make big changes like taking a sabbatical or starting a business.
- Women are more intentional and tend to think longer term.
- You should be a partner with your client.
- Why you should help your clients learn about money so that they are empowered.
- Understand your money habits, ask yourself why you are making certain decisions.
- Take the time to review your employee benefits.
Connect with Cady North:
- Cady North Website (here)
- North Financial Advisors Website (here)
- LinkedIn (here)
Books:
- The Art of the Sabbatical: A Money and Mindset Guide for Your Next Work Break (Bookshop)
- The Resiliency Effect: How to Own Your Adversity to Act on Your Biggest Dreams (Bookshop)
Resources mentioned:
- The Power of Compound Interest on The Get Ready Money Podcast (here)
- Kinder Institute of Life Planning (here)
- Investopedia (here)
Bio:
Cady North is a CERTIFIED FINANCIAL PLANNER™ professional, author, and entrepreneur. Her parents were small business owners, and she learned to balance a business checkbook by the age of 13. She spent more than a decade advising high-level executives of Fortune 500 companies while working for industry giants such as Bloomberg and Financial Executives International.
In 2015, after a life-changing sabbatical, Cady took the leap to start a financial planning business, North Financial Advisors, helping women act on their biggest dreams and build resilience for the future. As an investment advisor, international public speaker and author, her work has been featured in Bustle, Business Insider, The Washington Post, and Forbes. Her book, "The Resiliency Effect" teaches us how to own our adversity to act on our biggest dreams. Her latest work, "The Art of the Sabbatical," is a money and mindset guidebook for taking a life-changing work break. She is also a Registered Life Planner® and has an MBA from Georgetown University and BA from The University of Texas at Austin.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Nate Hoskin, Founder of Hoskin Capital and Co-Founder of N2 Content Marketing about changing the way we think about money and sharing our knowledge.
In this episode we discussed:
- Ask your audience what they want to know.
- Establish yourself as a source of trust, most people don’t know what you know.
- Basic financial information is the most useful, and opens the door to more complex topics.
- Understand the true power of compound interest.
- Money is a product of generosity and risk.
- We need to believe that money is abundant rather than scarce.
Connect with Nate Hoskin, CFP®, AWMA™:
- Hoskin Capital Website (here)
- N2 Content Marketing Website (here)
- Instagram (here)
- LinkedIn (here)
- TikTok (here)
- YouTube (here)
Resources mentioned:
- Free resources from Nate for advisors (Freebies page).
- The Power of Compound Interest: The Get Ready Money Podcast (here)
- Humphrey Yang (YouTube)
- Monarch Money (money management app): https://www.monarchmoney.com
- Quicken Money (here)
- Rich Habits Podcast (here)
- 100M Offers: How To Make Offers So Good People Feel Stupid Saying No by Alex Hormozi (Bookshop)
Bio:
Nate Hoskin, CFP®, AWMA™ is the Co-Founder N2 Content Marketing and Founder of Hoskin Capital. As one of the first financial advisors to embrace short-form video, Nate built his firm Hoskin Capital without any selling whatsoever. Instead, he built trust at scale by providing massive value for free on social media. Today, he has grown his audience to over 250,000 followers and has earned over 150,000,000 lifetime views. His guiding light is making financial literacy a basic human right. To multiply his impact beyond his own audience, Nate helps other financial advisors build trust at scale with short-form video through his other project: N2 Content Marketing. Nate is an Investopedia Top 100 Most Influential Advisor
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Chris Heye, Founder of Whealthcare Planning and Whealthcare Solutions about changing the way we think about money and health.
In this episode we discussed:
- You can’t separate great health from wealth.
- Why it’s important to have productive conversations on health related events.
- Have conversations with other family members.
- Our capacity to make good decisions declines with age.
- Poor financial decision making is an early sign of cognitive decline.
- Working on your self-awareness.
Connect with Chris Heye, PhD:
- LinkedIn (here)
- Whealthcare Planning Website (here)
- Whealthbot (here)
Resources mentioned:
- Is Joe Biden Too Old To Be President? Is Donald Trump? (LinkedIn)
- The Cognitive Impairment Probability Calculator (here)
- The Decision-Making Fitness Check-Up Assessment (here)
- The Power of Compound Interest - The Get Ready Money Podcast episode (here)
Chris Heye, PhD is the Founder of Whealthcare Planning LLC and Whealthcare Solutions, Inc. He is a technology entrepreneur, writer, researcher, speaker, and product innovator with a passion for crafting solutions to the challenges and opportunities that reside at the intersection of personal finance, health, and longevity. Chris is also a published author and frequent industry conference speaker, excelling in both internal and external communications and guiding teams and clients through change and innovation. He has a unique ability to translate complex concepts and problems into actionable plans and products. Extensive experience aligning activities, strategies, and messaging across product development, marketing, and sales teams.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Robin Growley, Managing Director, Head of Consumer Deposits at Bank of America about changing the way we think about money and savings.
Key take-aways:
- What is America Saves Week.
- Pay yourself first and automate your savings.
- Why you should break down big goals into smaller goals.
- Align your finances to your values & your goals.
- Be intentional with your spending - understand the different between needs and wants.
- How to balance savings, paying off debt and expenses.
Connect with Robin Growley:
- LinkedIn (here)
Resources mentioned:
America Saves Week (here)
Better Money Habits (here)
Bio:
Robin Growley is responsible for the strategic direction and growth of our everyday banking, savings, and payments solutions for 42MM consumer clients. In this role, she leads the company’s efforts to provide a full range of consumer deposit products and payments, including checking, savings, CDs, IRAs, Debit Card, Wires, and ACH. Robin is responsible for a $775B deposit portfolio, which has achieved a #1 position for retail estimated deposit market share and U.S. Debit Card Issuer.
Robin holds a master’s degree in business administration from Winthrop University and a bachelor’s degree in business administration from the University of South Carolina. She is active in enterprise-wide efforts to support women and Hispanic Latino teammates. She serves on the Deposits and Payments Committee for the Consumer Bankers Association and recently served as a mentor for the Cherie Blair Foundation for Women, which supports female entrepreneurs in low- to middle-income countries.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Kathleen Kingsbury, author, podcaster and founder of KBK Wealth Connection about changing the way we think about money and Breaking Money Silence.
In this episode we discussed:
- It’s okay to talk about the emotions of money.
- Advisors should be genuinely curious about your clients.
- Curiosity helps you gain a mutual understanding .
- How to unleash your true value: be resilient and learn.
- People need to dare to break their money silence by having recurring money conversations.
- People want an advisor who knows who they are as a person.
Connect with Kathleen Kingsbury:
Website: kbkwealthconnection.com
LinkedIn: https://www.linkedin.com/in/kathleenburnskingsbury/
Facebook: https://www.facebook.com/breakingmoneysilence.com
Books:
- Breaking Money Silence: How to Shatter Money Taboos, Talk More Openly about Finances and Live a Richer Life (Amazon)
- Creating Wealth From The Inside Out Workbook (Amazon)
- How to Give Financial Advice to Couples: Essential Skills for Balancing High-Net-Worth Clients' Needs (Amazon)
- How to Give Financial Advice to Women: Attracting and Retaining High-Net Worth Female Clients (Amazon)
- Weight Wisdom: Affirmations to Free You from Food and Body Concerns - co-author: Mary Ellen Williams (Amazon)
Podcast:
- Unleash Your True Value, A Breaking Money Silence Podcast (here)
Resources mentioned:
Women Money Power: The Rise and Fall of Economic Equality by Josie Cox (Amazon)
Bio:
Kathleen Burns Kingsbury isn’t your average money mindset coach; she’s a pioneering force in the realm of women and money, setting her apart from conventional counterparts. With over 18 years of specialized experience, she’s dedicated herself to empowering women across finance, business, and entrepreneurship. As a mentor to female entrepreneurs, Kathleen offers invaluable guidance, drawing from her extensive background in wealth psychology and client communication. Her expertise extends to working with financial advisors, helping them navigate the complexities of wealth management while fostering stronger client relationships.
Recognized by The New York Times, The Wall Street Journal, and others, Kathleen is the author of several books on wealth psychology and financial communication. The second edition of Breaking Money Silence®: How to Shatter Money Taboos, Talk More Openly about Finances, and Live a Richer Life, will be published 1/14/2025.
And she’s not all business—when she’s not trailblazing the field of women and wealth, she’s conquering ski slopes and exploring the great outdoors in Vermont, living life to the fullest.
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On this episode of The Get Ready Money Podcast, I spoke with Farnoosh Torabi, Author and Podcaster about changing the way we think about money and taxes,
Key Takeaways:
- Know that you don't have to go it alone.
- See fear as a signal to get moving.
- Asking for help is an act of intelligence.
- Taxes don’t need to be complicated.
- We all have the ability to handle our taxes.
- How does do it yourself tax software work?
Connect with Farnoosh Torabi:
- Website (here)
- LinkedIn (here)
- Instagram (here)
Books:
- A Healthy State of Panic: Follow Your Fears to Build Wealth, Crush Your Career, and Win at Life (Amazon)
- Psych Yourself Rich: Get the Mindset and Discipline You Need to Build Your Financial Life (Amazon)
- When She Makes More: The Truth About Navigating Love and Life for a New Generation of Women (Amazon)
- You're So Money: Live Rich, Even When You're Not (Amazon)
Podcast:
- So Money Podcast (here)
Resources mentioned:
- TaxAct (here)
Bio:
Farnoosh Torabi is one of America’s leading personal finance experts. She is the host of the award-winning podcast So Money, which has earned over 30 million downloads. She is a sought-after speaker and author of multiple books.
Her newest is entitled A Healthy State of Panic, part-memoir, part-guidebook on how fear can be a superpower to achieve true wealth and career success. Along with being featured in The New York Times, The Wall Street Journal, and Time Magazine, Farnoosh has appeared frequently on Today, Good Morning America, and more.
She is a graduate of Pennsylvania State University with a degree in finance and international business and holds a master’s degree from the Columbia University Graduate School of Journalism. Farnoosh lives on the East Coast with her husband and two children.
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On the latest episode of The Get Ready Money Podcast, I spoke with Scott Carson, President of We Close Notes and Host of The Note Closers Podcast about changing the way we think about money and investing in debt.
Key Takeaways:
- Always get qualified expertise.
- Tips and resources if you’re struggling with debt.
- How buying a note works.
- The importance of compound interest, the rule of 72 and how it can work for you or against you.
- Failing to plan is planning to fail.
- Why taking care of your health is part of financial success.
Connect with Scott Carson:
Website: https://weclosenotes.com
LinkedIn: https://www.linkedin.com/in/1scottcarson/
Resource:
Free One Day Class: Http://NoteWeekend.com
Podcasts:
- The Note Closers Show Podcast: https://weclosenotes.com/note-closers-show-podcast/
- Note Night In America: https://weclosenotes.com/note-night-in-america-podcast/
Mentioned in this episode:
- The Power of Compound Interest - The Get Ready Money Podcast (here) https://www.tonysteuer.com/blog/the-get-ready-money-podcast-financial-five-episode-with-chris-mouzon-derrick-wesley-mac-gardner-and-thomas-kopelman-the-power-of-compound-interest
- DIMS SCORE® Calculator (from Giftingsense.org): https://giftingsense.org/gift-survey/
- Stacking Benjamins Podcast - Joe Saul-Sehy: Stacking Benjamins
- FinCon: The Business Event For Money Creators: https://finconexpo.com
Bio:
Scott Carson (aka “the Note Guy”) is a highly sought-after guest and host of the popular podcast, the Note Closers Show. An active entrepreneur, he is an expert in real estate investing, raising capital and marketing. He speaks regularly at different events and industry conventions focused on real estate, marketing, and podcasting. He also helps thousands of investors and entrepreneurs each year create wealth through his debt buying classes, podcasts and coaching. An avid sports fan, he spends his free time traveling, gardening, and making memories. He calls Austin, Texas home.
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On this episode of The Get Ready Money Podcast, I spoke with Tanya Taylor, author, TedX speaker and Founder of Grow Your Wealth about changing the way we think about money and growing your wealth.
In this episode we discussed:
- Dreams to Disability.
- Every woman can take control of their money.
- Don’t be fearful.
- Why we need to shift our mind completely about our money stories.
- Align our spending with our goals.
- The importance of a safety net with the right amount of disability insurance.
Tanya Taylor, CPA, MBA. With over two decades of helping people improve their financial lives, Tanya is on a mission to stop the cycle of poverty and build generational wealth. She is an author, TEDx speaker, and the founder and CEO of Grow Your Wealth. This financial education platform empowers women to achieve confidence in managing their finances so that they can retire worry-free.
Tanya infuses her knowledge from learning and teaching about wealth building, wealth with her 24 years on Wall Street in the banking and insurance industries. She has been featured in publications such as Business Insider and Black Enterprise, sharing her story from an undocumented immigrant as an impoverished Jamaican traveling to the U.S. alone at 16 to capitalizing on the opportunity to build wealth and changing the trajectory of her and her family’s lives. Tanya’s core belief relies on the balance of wealth building and personal goals, in which she continues to jet-set the world with more than 60 countries visited.
Connect with Tanya Taylor:
- Website
- Tiktok
- Facebook Group
- YouTube
Books:
- Broke to Wealth: How To Build a Strong Financial Foundation, Implement Effective Strategies, and Sustain Financial Growth (Amazon)
- Broke to Wealth Companion Workbook: How to Build a Strong Financial Foundation, Implement Effective Strategies, and Sustain Financial Growth (Amazon)
- Limitations To Limitless: Seven Proven Strategies to Protect Your Finances From Life's Curveballs (Amazon)
- Your Roadmap to 850: The Ultimate 6-Step Guide to a Perfect Credit Score (Amazon)
Mentioned in this episode
- The Power of Compound Interest - The Get Ready Money Podcast (here)
- IRS Tax Withholding Estimator (W-4 calculator and information)
- CNBC
- Market Watch
- Motley Fool
- Nerdwallet
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Misty Lynch, CEO of Sound View Advisors, podcast and reality tv show host about changing the way we think about our relationship with money,
In this episode we discussed:
- Be accepting of the way things are.
- Don’t let labels hold you back, it’s important to not think of things as good or bad.
- Question your beliefs.
- Couples should be open minded about what’s important to each other.
- How to overcome fear with our money.
- Ask yourself what’s the worst case scenario? It’s oftentimes not that bad.
Misty Lynch, CFP® is the CEO of Sound View Financial Advisors. Misty helps busy business owners and executives handle finances (and life) with confidence using financial planning, investment management, and money mindset coaching strategies. Misty hosts the reality TV series Heartbroke and the weekly podcast Demystifying Money.
She is a personal finance expert and a resource for media outlets including The New York Times, Cosmopolitan, CNBC, CNN, Investopedia, Real Simple, Student Loan Hero and many others. Investopedia named her one of the Top 100 Financial Advisors in 2021 and US News and World Report named her one of the 9 Women in Finance to Follow "because sometimes you need life advice, not just financial advice".
Connect with Misty Lynch:
Website:https://mistylynch.com
LinkedIn: https://www.linkedin.com/in/mistylynch/
Sound View Advisors Website: https://www.soundviewadvisors.com
Books:
Demystifying Money: Permanently Reprogram Your Money Mindset to Achieve the Wealth and Success You Deserve (Amazon) https://amzn.to/497aQwu
Podcast:
Demystifying Money Podcast: https://mistylynch.com/podcast/
TV Series:
Heartbroke: https://mistylynch.com/heartbroke/
Resources mentioned:
Monarch Money (money management app): https://www.monarchmoney.com
Brightfin (budgeting/spending app): https://brightfin.io
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Anthony Delauney, author and financial dadvisor about changing the way we think about money and helping kids become financially literate.
In this episode we discussed:
- The number one reason that people don’t achieve their goals is fear of judgment.
- Help your kids form their own opinion.
- Let your kids make the choice.
- You can introduce concepts at an early age.
- The most critical lessons are the fundamentals.
Anthony Delauney is a financial Dadvisor and the founder of Owning the Dash, LLC, an organization dedicated to promoting childhood financial literacy and family financial freedom. Delauney has written a series of award-winning children’s picture books that each teach basic lessons about money. He has also authored two financial self-help books geared toward helping young couples start their financial journey and toward helping older couples prepare for their transition into retirement.
In addition to writing, Anthony has worked in the financial services industry since 2003. He has acquired the professional certifications of Certified Financial Planner(TM) practitioner, Chartered Financial Consultant®, Chartered Retirement Planning Counselor(SM), Retirement Income Certified Professional®, and Behavioral Financial Advisor(TM).
Connect with Anthony Delauney:
Website (here)
Facebook (here)
Instagram (here)
LinkedIn: Anthony Delauney (here) - Owning the Dash (here)
Book:
- Owning the Dash (Amazon) https://amzn.to/3CHhayg
- Owning the Dash: The No-Regrets Retirement Roadmap (Amazon) https://amzn.to/3CufLet
Owning the Dash Kids' Books series:
- Dash and Nikki and The Jellybean Game (the Owning the Dash Kids' Books series Book 1) - (Amazon). https://amzn.to/48TKXQy
- Lilly and May Learn Why Mom and Dad Work (the Owning the Dash Kids' Books series Book 2) - (Amazon) https://amzn.to/3OaEd7f
- Rohan and Nyra and Big Sister's Bet (the Owning the Dash Kids' Books series Book 3) - (Amazon) https://amzn.to/4ez6pve
- Michael and Hannah and the Magic Money Tree (the Owning the Dash Kids' Books series Book 4) - (Amazon) https://amzn.to/4hRORxf
- Akash and Mila and the Big Jump (the Owning the Dash Kids' Books series Book 5) - (Amazon) https://amzn.to/41867J1
- Iver and Luke and the Friends-for-Others Club (the Owning the Dash Kids' Books series Book 6) - (Amazon) https://amzn.to/3AMDVAp
Visit the Owning the Dash store with up to
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with George Kinder, author and founder of the Fiduciary In All Things (FIAT) Movement about the FIAT movement.
In this episode we discussed:
- Why FIAT is essential for the future of civilization.
- Imagine if we lived in a trustworthy world.
- A great first step is to reflect and listen more.
- How we can integrate FIAT into our lives, and lead from our personal integrity
- Without a fiduciary standard, democracy is undermined and civilization can die.
- Why institutions have a higher obligation and need to be trustworthy.
George Kinder is an author and international thought leader. Known in the financial industry as the Father of Life Planning, George has authored 12 books, including three books on money as he revolutionized client-centered financial advice through experiential trainings for thousands of advisors from over 30 countries across six continents.
A mindfulness teacher for thirty-five years, Kinder has led weekly meditation classes and residential retreats around the world. In his latest book, The Three Domains of Freedom, he inspires readers to experience three profound freedoms: the freedom of each moment, the freedom to pursue one's life purpose, and the freedoms of civilization. He advocates a sustainable approach for institutions to prioritize humanity, democracy, the Earth, and the truth above their own self-interest, a concept he terms Fiduciary In All Things (FIAT).
- Financial Planning Association’s first Heart of Financial Planning Award in 2006, recognizing “individuals who demonstrate commitment and passion in doing extraordinary work to contribute or give back to the financial planning community and/or the public.”
- The Transparency Task Force’s Transparency Trophy (2017), recognizing his role in “helping to navigate the industry towards a more transparent, competitive and enlightened state.“
- “One of 20 People Who Shaped the Financial Planning Industry” (“50th Anniversary of Financial Planning” Special Edition, InvestmentNews, 2019).
Connect with George Kinder:
- Website (here)
- LinkedIn (here)
- Instagram, Facebook, X and YouTube: @georgedkinder
The Fiduciary in All Things website (here)
The Kinder Institute website (here)
Life Planning for You website (here)
Books:
- The Three Domains of Freedom: Each Moment Is Yours, Your Life Is Yours, Civilization Is Yours
- Life Planning for You: How to Design & Deliver the Life of Your Dreams
- Lighting the Torch: The Kinder Method(TM) of Life Planning
- The Seven Stages of Money Maturity: Understanding the Spirit and Value of Money in Your Life
- A Golden Civilization and The Map of Mindfulness
- A Song for Hana & the Spirit of Leho'ula
- Transforming Suffering into Wisdom: Mindfulness a
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I was joined by Joe Saul-Sehy, Katherine Pomerantz and Rhianna Basore to talk about applying the principles of improv to money by saying yes, and to money.
Here’s what we each think we know and then discussed:
- Life is improv.
- Find your voice.
- Everyone wants you to win.
- Leaning into play and joy will always make it better - Rhianna
- Trust ourselves with our money, - Katherine
- Feel the fear and do it anyway - Joe
Joe Saul-Sehy is the creator and co-host of the Stacking Benjamins show and the author of Stacked: Your Super Serious Guide to Modern Money Management. Stacked was called the #1 book on personal finance by CNN for 2023. Stacking Benjamins has been called the top personal finance podcast by Kiplinger and Bankrate, and FastCompany calls the show the "perfect blend of finance and humor." Joe lives in Texarkana, Texas with his spouse Cheryl and cat Cooper.
Katherine Pomerantz is the Founder of The Bookkeeping Artist. Katherine is an actress turned accountant, has capitalized on her artistic background to create the Money Storyteller MethodTM - a mindset and accounting framework that helps business owners master the creative language of money to map out and easily achieve ambitious goals. She believes every idea has the ability to change the world if given the right financial support. She leads an accounting firm & financial education company, and her expertise has been featured by VICE Media, Discover Card, The Penny Hoarder, and the Stacking Benjamins Podcast. She loves yoga, walking dogs, and throwing rad birthday parties.
Rhianna Basore is the innovative founder and CEO of Self Trust Fund, a pioneering platform dedicated to empowering high-achieving women to build confidence and achieve financial success. With a background in both business and creative psychology, Rhianna integrates these disciplines to offer a comprehensive approach to personal and financial development.
At Self Trust Fund, Rhianna combines her expertise in financial planning with a deep understanding of self-trust principles. Her work focuses on helping clients align their financial decisions with their personal values, fostering a sense of self-efficacy and long-term prosperity. Rhianna’s methodology emphasizes the importance of self-awareness and strategic financial management, guiding individuals towards a more empowered and fulfilling financial future. Rhianna is recognized for her ability to simplify complex financial concepts and make them accessible to a broad audience. Her professional credentials include being an award-winning director, international actor and professional writer with over twenty years of experience on stage and screen.
Connect with Joe Saul-Sehy:
Website
Connect with Katherine Pomerantz:
Website
Connect with Rhianna Basore:
Website
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Christine Luken, Founder of the Financial Dignity Movement and the Wealthy Woman Book Club about changing the way we think about money and financial dignity.
In this episode we discussed:
- You are responsible for your own personal finances, not anyone else’s.
- Money is about more than the numbers, it is emotional.
- You should feel positive and peaceful with your money.
- Financial professionals can help their clients gain financial dignity by asking questions to understand their why.
- The power of compound interest - start saving early and often.
Christine Luken is the Founder of the Financial Dignity® Movement, Christine has coached hundreds of high-earning professionals, business owners, and divorcing women to pay off staggering amounts of debt and massively increase their net worth. The author of four books and host of the Wealthy Woman Book Club™, Christine blends wise money management with emotional intelligence. When she’s not connecting with her global online community or coaching clients from her office in beautiful Kentucky, you can find Christine on the golf course, by the pool, or curled up with a good book, a fluffy cat, and a strong cup of coffee.
Connect with Christine Luken:
Website (here)
LinkedIn (here)
Instagram (here)
Facebook (here)
TikTok (here)
YouTube (here)
Books:
Financial Dignity® After Divorce: A Woman’s Guide to Healing Her Relationship with Money (Amazon) https://amzn.to/3YVhqCG
Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs (Amazon) https://amzn.to/48HeexD
Money is Emotional: Prevent Your Heart From Hijacking Your Wallet (Amazon) https://amzn.to/4hEkP02
Provider Money Pleasure Money: The Energetics of Personal Finance (Amazon) https://amzn.to/4favkXf
Book Club:
The Wealthy Woman Book Club (here)
Podcast:
Money is Emotional Podcast (here)
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Catherine Tindall, CPA and host of the Financial Advisors Want to Know Podcast about changing the way we think about money and proactive tax planning.
In this episode we discussed:
- Address the fear of tax planning by shining a light on it.
- Why you should learn how to read your own tax return and learn what’s going on.
- You can gain control by learning how the tax system works.
- Know when you need a CPA and the questions to ask when looking for a CPA.
- Dial in your relationship with your tax professional, their process and how they can support you.
Catherine Tindall, CPA, is a strategic tax planner and partner at Dominion Enterprise Services, specializing in optimizing tax strategies for Registered Investment Advisors (RIAs), Independent Broker-Dealers (IBDs), and 1099 financial advisors with annual revenues between $500k and $10M. Passionate about proactive tax planning, Catherine focuses on collaboration to empower her clients to achieve growth and financial success. With a track record of helping advisors save significantly on taxes, She is dedicated to ensuring her clients futures are secure and prosperous.
Catherine also hosts the "Financial Advisors Want to Know Podcast, " where she shares insights on reducing income taxes, staying compliant, and sustainably growing advisory firms. In each short form episode she tackles targeted topics with expert guests aimed at helping advisors scale intelligently and build their practices to 7-8 figures.
Connect with Catherine Tindall, CPA:
Dominion Enterprise Services (here)
LinkedIn (here)
YouTube (here)
Podcast:
Financial Advisors Want to Know Podcast (Spotify)
Resources mentioned:
Internal Revenue Service (here)
Simple Numbers, Straight Talk, Big Profits!: 4 Keys to Unlock Your Business Potential by Greg Crabtree and Beverly Herzog (Amazon)
The E-Myth Revisited: Why Most Small Businesses Don't Work and What to Do About It by Michael Gerber (Amazon)
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I was joined by Cameron Huddleston, author and Director of Education at Carefull; Pam Ostrowski, Dementia Caregiving Speaker, Consultant and Author; and Ruschelle Khanna, author and fractional learning officer to talk about Mom and Dad, What’s the Plan?
Here are some key insights:
- Conversations need to happen sooner, rather than later - not in an emergency
- Come from a place of collaboration
- Emotions have to be dealt with first, the conversation has to be normalized
- How to start the conversation, even with someone who doesn’t want to have it.
- We need to communicate to protect our needs and dignity.
Cameron Huddleston is the author of "Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances." She is an award-winning journalist who has been writing about personal finance for more than 20 years. She also was a caregiver for more than 12 years for her mom, who had Alzheimer's disease. Cameron is currently the director of education and content at Carefull, the first service built to organize and protect the daily finances of older adults.
Pam Ostrowski, CSA, CDP, CDC is a Dementia Caregiving Speaker, Consultant and Author of "It's Not That Simple: Helping Families Navigate the Alzheimer's Journey,". Dementia caregiving coach and guide, Pam Ostrowski, provides a path to relieve the fear, anxiety, and confusion that family members experience when a loved one is diagnosed with dementia. Pam is the founder of Alzheimer’s Family Consulting. She is also the author of the highly rated Alzheimer’s guidebook, "It's Not That Simple: Helping Families Navigate the Alzheimer's Journey," which is based on Pam’s 14-year dementia and Alzheimer’s journey with her parents. She works with organizations such as financial advisors and long-term care professionals to educate them on the need for more client conversations on aging well and planning for possible later-in-life cognitive impairment.
Ruschelle Khanna, LCSW is an Advisor and Therapist for High Net Worth Females & Families. Ruschelle specializes in helping leaders and teams develop high EQ skills to effectively blend strategic thinking, creative problem solving and effective communication. She serves as a Fractional Learning Officer for families in enterprise. Ruschelle is a Gottmann Method Facilitator. She was formerly the Clinical Director at Samaritan Daytop Village.
Connect with Cameron Huddleston:
Website
X/Twitter
Connect with Pam Ostrowski:
Alzheimer’s Family Consulting
YouTube
Connect with Ruschelle Khanna:
Website
Website
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I was joined by Luke Rother, the Managing Partner at Yetworth Collaborative to talk about busting the top 10 life insurance myths and what advisors need to know.
Here are the myths we busted:
- Life insurance is only for people who are working/ people who have kids.
- Life insurance is too expensive.
- I have health issues, so I can’t get life insurance.
- Group life insurance takes care of life insurance needs.
- Always buy term, never buy permanent insurance.
- Life insurance policies are set it and forget it. You don’t need to review them.
- Life insurance is an investment (nope, it’s insurance with an investment component)
- You can be your own banker.
- Indexed Universal Life policies are a ‘scam’.
- Fee based products (no-load policies) are always better options than commission based products.
Luke Rother, CLU, CEPA is a life insurance specialist that has a passion for collaborating with trusted advisors to develop and implement risk protection related strategies to enhance the value that advisors bring their clients. He entered financial services after working in the nonprofit sector following in the footsteps of his father, Randy, who has been a life insurance specialist for over 40 years. After working with a large insurance carrier, and working with his Dad, Luke decided to join the Yetworth team to expand his product expertise and to launch a dream business that caters to fee-only advisors.
Connect with Luke Rother, CLU, CEPA:
LinkedIn (here)
Yetworth website: (here)
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Derrick Kinney, author of Good Money Revolution and Founder of Success for Advisors about changing the way we think about money and adding meaning to our money.
In this episode we discussed:
- Live a day of meaning every single day of your life.
- Ask yourself what it is that you want?
- Anybody can be good with money.
- The most successful ideas are not overnight successes,
- Bet on yourself.
- Why and how women can ask for the pay they deserve.
Derrick Kinney is changing how you feel about money. He believes money is not bad and good people should have more of it. Derrick is the author of the Wall Street Journal and USA TODAY national bestseller, Good Money Revolution.
After applying these proven principles with thousands of clients, Derrick sold his multimillion-dollar financial advisory business to teach these success principles to all financial advisors. As CEO of Success for Advisors, Derrick and his team teach independent financial advisors a 5-step marketing framework to build 7-figure businesses that impact the world.
Known for making complex financial and business topics easy to understand, Derrick has been interviewed on CNBC, FOX News, CNN, FOX Business, Yahoo Finance!, PBS, Wall Street Journal, among others. As host of the top-rated Good Money podcast, he inspires business owners and entrepreneurs to make more money to do more good. His guests include Matthew McConaughey, Mel Robbins, Ed Mylett, Jon Gordon, Daymond John, and Sharon McMahon.
Recently Derrick set a big goal to positively impact one-million teens by giving them money, business, and life skills that aren’t taught in schools. As a passion project, he founded SimpleTeenSuccess.com, a new online program for teens to become money and business smart, build trust with adults, and stand out for the best opportunities.
Connect with Derrick Kinney:
Website: SuccessForAdvisors.com
LinkedIn: https://www.linkedin.com/in/derrickkinney/
Instagram: https://www.instagram.com/derricktkinney
Books:
Good Money Revolution: How to Make More Money to Do More Good (Amazon) https://amzn.to/3VHWc8m
Master the Media to Attract Your Ideal Clients: A Personal Marketing System for Financial Professionals (Amazon) https://amzn.to/3xIM1sd
Podcast:
The Good Money Podcast (Apple Podcasts)
Resources mentioned:
Get the raise you want from Derrick Kinney: the 3 questions to ask: https://www.gettheraiseyouwant.com
Peter Lynch - One Up On Wall Street: How To Use What You Already Know To Make Money In The Market (Amazon) https://amzn.to/4dlvyJp
The Richest Man in Babylon by George Clason (Amazon)
Bohemian Rhapsody (movie)
Shawshank Redemption (movie)
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I spoke with Stina Borth, founder and CEO of Keymaker Services about changing the way we think about money and neurodiversity.
In this episode we discussed:
- Money provides access and opportunities.
- Defining the impact of executive functioning on money.
- Why advisors need to slow down and simplify for their clients.
- A look at education savings account like ABLE accounts.
- Overcome fear of money through normalizing money with our loved ones.
- Create a strategy to model money conversations with kids.
Stina Borth, founder and CEO of Keymaker Services Inc., is an expert in productivity and workplace innovation, specializing in neurodiversity and inclusivity. She believes embracing individuals' unique dynamics boosts creativity, productivity, and collaboration. Her training programs aid professionals, including neurodivergent individuals, optimize work patterns, leading to transformative outcomes. The strategies Stina uses have been proven to increase productivity, retention, and profits. Her approach creates work cultures where every team member feels empowered.
Through Keymaker Youth Support Services Inc., Stina also empowers high-achieving youth to gain a competitive edge in academics, work, and life. Her programs develop key skills such as time management, strategic planning, and emotional intelligence, aiding youth and young adults to excel. Stina’s approach is individualized, emphasizing flexibility and self-regulation to unlock each individual’s strengths. Whether with executives or youth/young adults, Stina Borth is committed to inclusivity, innovation, and delivering real-world results.
Connect with Stina Borth:
LinkedIn (here)
Instagram: @Keymakerservices (Instagram)
Facebook: (Facebook)
Psychology Today: (HERE)
Connect with Keymaker Services:
Youth/Young Adult Services focused: (HERE)
Youth/YA New Client Intake Form: (HERE)
Professional/Corporation/Organization Focused: (HERE)
Free Consultation Form for services: (HERE)
Mentioned this episode:
- “Slow is smooth, smooth is fast” U.S. Navy Seals mantra.
- Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart (Amazon)
- A Healthy State of Panic: Follow Your Fears to Build Wealth, Crush Your Career, and Win at Life by Farnoosh Torabi (Amazon).
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On the latest episode of The Get Ready Money Podcast, I spoke with Katherine Pomerantz, Founder of The Bookkeeping Artist and Creator of the Money Storyteller Method™ about changing the way we think about money and writing your future money story.
In this episode we discussed:
- The importance of understanding your money story.
- Why you should reflect on your money decisions.
- Money is abundant,
- Anyone can be financially successful.
- Think about money as a resource (as a tool).
- Compound interest is magic.
Katherine Pomerantz is the Founder of The Bookkeeping Artist. Katherine is an actress turned accountant, has capitalized on her artistic background to create the Money Storyteller MethodTM - a mindset and accounting framework that helps business owners master the creative language of money to map out and easily achieve ambitious goals. She believes every idea has the ability to change the world if given the right financial support. She leads an accounting firm & financial education company, and her expertise has been featured by VICE Media, Discover Card, The Penny Hoarder, and the Stacking Benjamins Podcast. She loves yoga, walking dogs, and throwing rad birthday parties.
Connect with Katherine Pomerantz:
Website: https://www.katherinepomerantz.com
LinkedIn: https://www.linkedin.com/in/katherinepomerantz/
Mentioned in this episode:
The Get Ready Money Podcast: The Power of Compound Interest episode (here)
Headspace app (learn more here)
Poor Charlie’s Almanack: The Essential Wit and Wisdom of Charles T. Munger (Amazon)
The Hero's Journey: Joseph Campbell on His Life and Work by Joseph Campbell (Amazon)
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Barry Fisher, CEO of Blaze ’n’ Bear Insurance Services and host of the Protecting What Matters radio show about changing the way we think about money and protecting what matters.
In this episode we discussed:
- Why long term care planning is an essential part of financial planning.
- How advisors can start to have conversations on long term care planning.
- Why long term care insurance is just part of the puzzle - it’s a funding mechanism.
- The future of long term care insurance.
- How business valuations help with succession planning.
Barry J. Fisher is the CEO of Blaze ‘n Bear Insurance Services, Inc. a firm dedicated to helping small and medium sized business owners achieve financial success by concentrating on matters pertaining to business continuation, succession and estate planning. Blaze ‘n Bear’s business valuation service is the centerpiece of its planning practice.
In 1999 Barry co-founded the American Association for Long Term Care Insurance (“AALTCI”). As AALTCi's first president, Barry helped create the Long-Term Care Professional (“LTCP”) designation. He is also past-president of the California Association of Health Underwriters (2001) and Chairman of CAHU-PAC (2004-2006) where he helped raise over $1,000,000 for political advocacy.
Barry has served on the California Department of Insurance (“CDI”) Curriculum Board and on various CDI workgroups pertaining to legislation and insurance agent education. He is also a Past Chairman of the ILTCI Conference and served on the Society of Actuaries Long-Term Think Tank. He has been a frequent contributor to industry publications on a wide range of insurance and legislative topics and is a sought-after speaker at industry events.
Barry hosts a weekly 90-minute radio broadcast on KPRL (1230AM) called “Protecting What Matters”, and supports a number local & national charities and organizations dedicated to creating better communities.
Connect with Barry Fisher:
Website (here).
LinkedIn (here).
Radio Show:
Protecting What Matters Radio Show (here).
Mentioned on this episode:
Investopedia: www.investopedia.com
Real Clear Politics: Realclearpolitics.com
Planning for Long-Term Care survey findings (Lincoln)
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On this episode of The Get Ready Money Podcast, I spoke with Chris Vermeulen, founder and Chief Investment Officer of The Technical Traders about changing the way we think about money and asset revesting.
In this episode we discussed:
- Success is about bringing in experiences from different areas.
- The importance of having a plan, systems, processes and checklist.
- The power of starting early, saving at least a little and doing so consistently.
- Why you need to diversify asset classes.
- The stock market is a long game.
- Defining technical trading.
- The more you know, the more successful you will be.
Chris Vermeulen is a financial expert who challenges conventional investing wisdom and believes that investors should only own rising assets. With over 25 years of experience, Chris shares an alternative investment style called Asset Revesting that allows investors to achieve higher returns, lower drawdowns, and profit from bear markets.
Chris founded TheTechnicalTraders.com, a platform that provides investors with Asset Revesting signals and education on using technical analysis and position and risk management. He is also the author of the books “Technical Trading Mastery” and “Asset Revesting,” his newest book, which explores this innovative investment method.
Chris’ investment philosophy is grounded in the belief that diversification and the buy- and-hold strategy can be dangerous for mature investors. Instead, he advocates for only owning assets that are rising in value, selling those that are in decline, and using technical analysis to identify and confirm these trends and price action. This approach helps investors achieve above-average returns while minimizing risk.
Connect with Chris Vermeulen:
Website: https://thetechnicaltraders.com/
LinkedIn: https://www.linkedin.com/in/ruschelle-khanna-lifestyle-for-legacy/
YouTube Channel:
The Technical Traders: https://www.youtube.com/c/TheTechnicalTraders
Books:Asset Revesting: How To Exclusively Hold Assets Rising in Value, Profit During Bear Markets and Continue Building Wealth in Retirement by Chris Vermeulen and Ashley Mulock (Amazon) https://amzn.to/3BeHH5G
Technical Trading Mastery, Second Edition: 7 Steps To Win With Logic by Chris Vermeulen (Amazon) https://amzn.to/47BfhPq
Mentioned this episode:
Bloomberg Five Things To Start Your Day: https://www.bloomberg.com/account/newsletters
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Jedidiah Collins, author, Founder and CEO of Money Vehicle about changing the way we think about money and why it’s a vehicle for our financial journey.
In this episode we discussed:
- Why education without action fails.
- What is a CFP?
- Stop worrying about the world sees in you, think about what you see in yourself.
- If we can change the way we see money, we can change our future.
- Questions are your framework for financial success.
Jedidiah Collins has gone from NFL Player to Certified Financial Planner® in pursuit of empowering 1 million high school students to speak money. Author of best-selling Your Money Vehicle and Professor of Personal Finances, Jed then became the founder of EdTech company Money Vehicle. Money Vehicle delivers a Roadmap for educators and a License for students to Drive Financial Literacy.
Connect with Jedidiah Collins, CFP®:
Website: https://jedidiahcollins.com
Money Vehicle Website: https://yourmoneyvehicle.com
LinkedIn: https://www.linkedin.com/in/jedidiah-collins/
Instagram: https://www.instagram.com/fullbackoffinance
YouTube: https://www.youtube.com/@jedidiahcollins8198
Book:
Your Money Vehicle: How to Begin Driving to Financial Freedom! (Amazon). https://amzn.to/4djUIbv
Mentioned this episode:
Number 1 resource - The Founders Podcast - biographies https://www.founderspodcast.com
Poor Charlie’s Almanack: The Essential Wit and Wisdom of Charles T. Munger by Charles T. Munger (Amazon) https://amzn.to/3ZgYj6F
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Cara Macksoud, CEO of Money Habitudes about changing the way we think about money and financial behavior.
In this episode we discussed:
- Maximizing your joy with you what you to have.
- Money decisions under pressure can be more expensive.
- Take the time to commit to learning something about money.
- Have money conversations openly and non-judgmentally.
- Money decisions under pressure can be more expensive.
Cara Macksoud, FBS® is the CEO of Money Habitudes. After a 15-year career as a trader on Wall Street and serving as the Chief Financial Officer for a nonprofit organization in New York City, Cara transitioned into the behavioral finance space. She earned a Graduate Certificate in Financial Therapy from Kansas State University and holds a Bachelor of Science in Finance from the NYU Stern School of Business. She is a Certified Financial Behavior Specialist® and a member of the Financial Therapy Association, where she serves on the board as the Chair of Student Engagement. Additionally, she is a member of the Association of Financial Counseling and Planning Education (AFCPE) and is an Accredited Financial Counselor (AFC) candidate.
Connect with Cara Macksoud:
Website: www.moneyhabitudes.com
LinkedIn: https://www.linkedin.com/in/caramacksoud/
Mentioned this episode:
The Tony Steuer Podcast with Ben Miller: Money Equals Time (here).
Predictably Irrational, Revised and Expanded Edition: The Hidden Forces That Shape Our Decisions by Dr. Dan Ariely (Amazon)
Dollars and Sense: How We Misthink Money and How to Spend Smarter by Dr. Dan Ariely (Amazon)
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with George Kinder, author and the Father of Life Planning about changing the way we think about money and why your life is yours.
In this episode we discussed:
Live the life that means the most to you.
- Your life is yours.
- Each moment is yours.
- Think about money in terms of your passions.
- Listen to who your clients really want to be.
- Even if you’re in a tough place, you can always find things to celebrate.
George Kinder is an author and international thought leader. Known in the financial industry as the Father of Life Planning, George has authored 12 books, including three books on money as he revolutionized client-centered financial advice through experiential trainings for thousands of advisors from over 30 countries across six continents.
A mindfulness teacher for thirty-five years, Kinder has led weekly meditation classes and residential retreats around the world. In his latest book, The Three Domains of Freedom, he inspires readers to experience three profound freedoms: the freedom of each moment, the freedom to pursue one's life purpose, and the freedoms of civilization. He advocates a sustainable approach for institutions to prioritize humanity, democracy, the Earth, and the truth above their own self-interest, a concept he terms Fiduciary In All Things (FIAT).
- Financial Planning Association’s first Heart of Financial Planning Award in 2006, recognizing “individuals who demonstrate commitment and passion in doing extraordinary work to contribute or give back to the financial planning community and/or the public.”
- The Transparency Task Force’s Transparency Trophy (2017), recognizing his role in “helping to navigate the industry towards a more transparent, competitive and enlightened state.“
- “One of 20 People Who Shaped the Financial Planning Industry” (“50th Anniversary of Financial Planning” Special Edition, InvestmentNews, 2019).
Connect with George Kinder:
Website: www.georgekinder.com
LinkedIn: https://www.linkedin.com/in/george-d-kinder-0749196/
X and Facebook: @georgedkinder
Instagram: @george_kinder
YouTube: @gdkinder
The Kinder Institute:
Website: www.kinderinstitute.com
Instagram and X: @kinderinstitute
Facebook: @kinderlifeplanning
LinkedIn: @kinderinstituteoflifeplanning
YouTube: @kinderinstituteoflifeplanning
Life Planning for You website: https://www.lifeplanningforyou.com
Books:
Life Planning for You: How to Design & Deliver the Life of Your Dreams (Amazon)
Lighting the Torch: The Kinder Method(TM) of Life Planning (Amazon)
The Seven Stages of Money Maturity: Understanding the Spirit and Value of Money in Your Life (Amazon)
A Golden Civilization and The Map of Mindfulness (Amazon)
A Song for Hana & the Spirit of Leho'ula (Amazon)
The Three Domains of Freedom: Each Moment Is Yours, Your Life Is Yours, Civilization Is Y
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I was joined by Elliott Appel, Founder of Kindness Financial Planning; Faith Teope, multimedia journalist and CEO of Leverage Retirement; Laura Adams, author and host of the Money Girl Podcast and Marguerita Cheng, CEO of Blue Ocean Global Wealth. We discussed putting the personal back into personal finance.
Here are some take-aways:
- Every woman needs to take an active role with her money.
- Think about goals first, what do you want?
- Be intentional and talk with your loved ones about money.
- Get curious, ask what am I missing?
- Figure out what is important to you and prioritize it, it probably costs less money than you think. (Elliott Appel)
- Create a life with your money, using it as a tool that brings you joy. (Laura Adams)
- You don't need to wait till tomorrow to enjoy your passions and priorities. (Marguerita Cheng)
- Take the time to really visualize how you want to live your life and then hold on to it. (Faith Teope)
Elliott Appel is a fee-only, fiduciary financial planner and the founder of Kindness Financial Planning, LLC, which focuses on helping widows and caregivers gain control of their financial life. In addition to writing regularly about financial planning strategies, aging, and caregiving, Elliott co-hosts a podcast called ME and Money. Elliott enjoys playing tennis, hiking, biking, photography, and cooking. He currently lives in Madison, Wisconsin to support his wife’s career in medicine, but calls the Pacific Northwest home.
Faith Teope is a multimedia journalist, children’s financial literacy author, and CEO of Leverage Retirement, a 40+ year-old TPA/Recordkeeper firm. She is known for being the host of the weekly podcast, Pull to Refresh: Where 401k experts get curious. Teope is the editor of The Naked Professional LinkedIn Newsletter and a contributor to Safe in Harm’s Way as a financial abuse advocate. Her new show, SAVVY, explores the systemic gaps in financial literacy and is scheduled to air in the fall of 2023. Teope's debut title is The Monster Job.
Laura Adams is an award-winning author, speaker, host of Money Girl podcast (43 million downloads), and founder of The Money Stack. She was named one of Empower's "Top 50 Women in Personal Finance" and is a Forbes Advisory Board Member. As a frequent source for the national media, millions of viewers and readers benefit from her practical financial advice. Laura’s mission is to empower consumers to make smart money decisions through her speaking, spokesperson, and advocacy work. She received an MBA from the University of Florida and lives in Vero Beach, Florida.
Marguerita (Rita) Cheng helps educate the public, policy makers, and media about the benefits of competent, ethical financial planning. As a Certified Financial Planner® professional Rita helps people meet their life goals through the proper management of financial resources. She is passionate about helping them navigate some of life’s most difficult issues—divorce, death, career changes, caring for aging relatives—so they can feel confident and in control of their finances. Rita is a regular columnist for Kiplinger and MarketWatch, and a past spokesperson for the AARP Financial Freedom Campaign. Rita volunteers her time as a
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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Discover the transformative power of rethinking wealth as we welcome Tess Fessler, the brilliant mind behind Equetica, to our podcast. Tess takes us on a journey from the turbulent 60s and 70s of New Jersey to the intricacies of modern economic systems. We promise you'll walk away with a fresh perspective on how economic opportunities shape wealth distribution, echoing age-old societal structures. Tess's insights peel back the layers of inequality, revealing how today's economies are not far removed from the medieval power dynamics.
We take a nuanced look at the intersection of health and wealth, shedding light on the importance of mindful financial habits. Together, we explore the delicate balance between immediate happiness and long-term financial stability, questioning whether small indulgences, like your daily coffee, are worth the cost. The conversation dives into the pitfalls of extreme frugality and the joy that can coexist with financial goals. Get ready to challenge your financial habits and embrace a mindset that fuels both your happiness and your wallet.
The episode doesn't stop there—prepare to arm yourself with practical tools for building financial security. Inspired by the wisdom of Warren Buffett, we lay out strategies for long-term investing, emphasizing the value of S&P 500 index funds and automated savings. Tess passionately advocates for financial literacy and equality, encouraging us to rethink traditional money narratives. The stakes are high, but with the right knowledge and planning, a more equitable financial future is within reach. Don't miss this eye-opening conversation with Tess Fessler, and make sure to share these insights for a financially empowered community.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Zach Whelchel, founder at MyBudgetCoach about changing the way we think about money and intentional budgeting.
In this episode we discussed:
- Be intentional with your money (and your spending).
- Why budgeting is the foundation of a sound financial plan.
- Allocate your money to your values.
- Why budgeting is for everyone.
- Be aware of your decisions.
Zach Whelchel is a software developer, entrepreneur, husband, and father to two young boys. He’s always been different when it comes to money. In elementary school his friends built their own economic system in the backyard called Nutopia. In college Zach made over $1,000 recycling beer cups at a music festival to fund his study abroad. As an entrepreneur Zach’s passion is to help others be intentional with their finances so they can build a life that aligns with their values. Recently, Zach founded MyBudgetCoach to help the world fall in love with budgeting.
Connect with Zach Whelchel:
LinkedIn: https://www.linkedin.com/in/zach-whelchel-50858744/
Connect with MyBudgetCoach:
Website: https://www.mybudgetcoach.com/
Facebook: https://www.facebook.com/MyBudgetCoachHQ
Instagram: https://www.instagram.com/MyBudgetCoachHQ
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Karen Holland, Founder of Gifting Sense about teaching our kids to think before they buy.
In this episode we discussed:
- How the DIMS (does it make sense) score helps kids (and adults) make well-informed decisions before spending money.
- Basic financial literacy is a human right.
- Our money personality is relatively stable and established by adolescence.
- Thinking before buying is a simple habit.
- Slow down with your money: FOMO (fear of missing out leads to spending with speed, which can lead to regret.
- Think about the total cost - lay bare the facts of a purchase.
Karen Holland has been making learning about money immediately helpful to school-aged children for over 9 years through her early financial education Not-For-Profit Gifting Sense, home of the DIMS - DOES IT MAKE SENSE?® SCORE Calculator. A free and safe online tool that introduces children to the habit of asking & answering simple questions about typical childhood purchases, before, anyone spends a dime. Karen worked for Canada’s largest bank before having a family that is now grown up. She has an Honours Bachelor of Arts Degree in Economics and a Master’s Degree in Economic History.
Gifting Sense has been recognized at the Money Awareness & Inclusion Awards three years running, in 2022, 2023 and 2024.
Connect with Karen Holland:
Gifting Sense Website (here)
LinkedIn (here)
Mentioned this episode:
- DIMS SCORE® Calculator: https://giftingsense.org/gift-survey/
- Remember Shopping From Home at Midnight? Blogpost: https://giftingsense.org/article/remember-shopping-from-home-at-midnight/
- Answering UChicago’s “Questions to Pose” Blogpost: https://giftingsense.org/article/answering-chicagos-questions-to-pose/
- The Get Ready Blueprint: A 52 Week Guide to Changing the Way You Think About Money by Tony Steuer (here)
- The Missing Link: from College to Career and Beyond Personal Financial Management by Fred Selinger (here)
- The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life by Robin Taub (Amazon) https://amzn.to/4aVQyGr
- Frequency Budgeting: Can't stick to a budget? Try these tweaks instead with Wendy De La Rosa (TED) - (here)
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Charlene Cong, CFA, investment coach and founder of FinFit about changing the way we think about money and democratizing financial literacy.
In this episode we discussed:
- Simplicity wins with money.
- Why a long term mindset and consistency are critical for success.
- Investing is for everyone, not just for the rich.
- What is a Chartered Financial Analyst (CFA)?
- The relationship between fitness and finances.
- Start investing as early as possible - invest for your kids (it’s the power of compound interest).
Charlene H. Cong, CFA, is the founder of FinFit GmbH, a finance and investment educator, podcaster, and YouTuber. With over 10 years of experience in the banking industry, including a tenure at JPMorgan Asset Management, she is a Chartered Financial Analyst based in both Hong Kong and Switzerland. Charlene is an Executive Board Member of the Swiss Capital Market Forum.
Connect with Charlene Cong:
Website (website) www.charlenecong.com
FinFit GmbH Website: www.finfitsolution.com
LinkedIn (LinkedIn) https://www.linkedin.com/in/charlenecong/
Instagram (Instagram)
Resources:
Budgeting and Spending Template (free): (here)
Investment Masterclass: (here)
Youtube (here) https://www.youtube.com/@CharleneCong
Podcast:
Charlene’s Podcast (YouTube)
Mentioned on this episode:
The Get Ready Money Podcast: The Power of Compound Interest with Mac Gardner, Derrick Wesley, Chris Mouzon & Thomas Kopelman (here).
Warren Buffett’s Annual Letter to Berkshire Hathaway Shareholders (here).
The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham (Amazon).
The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas Stanley and William Danko (here)
The Four Money Bears by Mac Gardner (Amazon)
The Monster Job by Faith Teope (Amazon)
Sammy Rabbit's Money School (here)
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Julie Murphy, Author, Speaker and President of JMC Wealth Management about changing the way we think about financial healing.
In this episode we discussed:
- The best investment you can make is in your health.
- Be authentically yourself.
- Why you should align your linear brain with your emotional brain.
- The importance of making conscious choices.
- Understanding that money is energy.
- Build up confidence by accomplishing what’s important to you.
Julie Murphy is a Chicago-based CERTIFIED FINANCIAL PLANNER™ and founder and CEO of JMC Wealth Management, Inc. Julie received her BS in Finance from the University of Illinois Champaign-Urbana and her MBA from The University of Notre Dame. A 27-year veteran of the financial services industry, Julie and her team have successfully served thousands of clients throughout the U.S. and abroad. Julie is adept at all the critically important financial and life planning aspects. Consulting areas include, but are not limited to, portfolio management and asset allocation, including risk management, college planning, business and retirement planning, estate planning, life, disability, and long-term care insurance. Unlike other CFPs, Julie’s approach is unique. She works with clients to uncover their " relationship" to their assets. Her time-tested program, PACT (P: Picturing Yourself, A: Accepting Reality and Awakening, C: Choosing to Change, T: Taking Action) has transformed countless client's lives.
Connect with Julie Murphy:
LinkedIn: https://www.linkedin.com/in/juliemariemurphy/
Facebook: https://facebook.com/AwakenWithJulie
Instagram: https://instagram.com/AwakenWithJulie
Pinterest: https://pinterest.com/awakenwithjulie
TikTok: https://www.tiktok.com/@awakenwithjulie
X: https://twitter.com/AwakenWithJulie
YouTube: https://www.youtube.com/c/JulieMurphy
Website: https://www.juliemurphy.com/
JMC Wealth Management: jmcwealth.com
Free IMPACT Workshop: https://www.impactyourlifenow.com/registration-page
Free Worksheet: https://www.impactyourlifenow.com/Free-Downloads
Podcast:
Wake Up To Your Wealth with Julie Murphy (listen on Anchor)(Spotify)
Book:
Awaken Your Wealth | Creating a PACT to Optimize Your Money and Your Life (Amazon)
Awaken Your Wealth Workbook: Creating a PACT to OPTIMIZE YOUR MONEY and YOUR LIFE (Amazon)
The 4 Spiritual Laws of Money: Your Journey to Real Wealth (Amazon)
The Emotion B
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Carolina Perez Sanz, author and advocate for helping people overcome under earning about changing the way we think about money and busting money ghosts.
In this episode we discussed:
- Personal power is what allows you to trust yourself.
- Money ghosts are behaviors that under-earners show.
- Ask for what you’re worth.
- Stop undervaluing yourself, don’t work for free.
- Money doesn’t give you power, you have your personal power. Thanks to your power, you can use money how you want.
Connect with Carolina Perez Sanz:
Website and newsletter: (here)
LinkedIn (here)
Book:
Stop Being Afraid of Money - coming Spring 2025
Mentioned this episode:
- Overcoming Underearning(R): A Five-Step Plan to a Richer Life by Barbara Stanny (Amazon) https://amzn.to/45QxfML
- You're Not for Everyone: But, You Can Be For Everyone by Kristin Andree (Amazon) https://amzn.to/3L0MTvg
- Thinking, Fast and Slow by Daniel Kahneman (Amazon) https://amzn.to/3L4HUKm
Bio:
Carolina Perez Sanz, PhD, CPCC, PCC is an experienced leadership coach, trainer, and consultant with over a decade of expertise in organizational coaching, corporate training, and internal communications. As the founder of Co-Lumina Coaching, Carolina has helped individuals and teams enhance their leadership presence, improve communication, and navigate organizational change. As a certified coach, she specializes in developing high-impact programs that combine professional, personal, and spiritual growth.
Beyond her coaching work, Carolina is a passionate writer, sharing insights on personal power, self-awareness, and spiritual growth. Her writing explores how what she calls Money Ghosts—an extension of the Ego—undermine personal power and keep people earning less than their potential. In her work, Carolina combines deep self-reflection with actionable strategies, helping individuals break free from limiting beliefs and embrace more authentic, empowered ways of living and leading."
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Dr. Brad Klontz, author and financial psychologist and Adrian Brambila, internet entrepreneur about changing the way we think about money and living a life of abundance.
In this episode we discussed:
- How to practice an abundance mindset and shift to a rich mindset.
- Why you must believe that you can change your circumstances to take control of your money.
- The importance of experiencing joy when you achieve financial independence.
- How and why you should use money to buy time. Poor people buy stuff, rich people buy time.
- Live within your means and practice balance.
Brad Klontz isa Financial Psychologist, Certified Financial Planner Practitioner, and Managing Principal at YMW Advisors, an independent, fee-only, Registered Investment Advisory firm. With over 15 years of experience in the field of financial psychology, he helps clients understand and overcome their subconscious beliefs and patterns that affect their financial behaviors and decisions.
Brad is also an Associate Professor of Practice at Creighton University's Heider College of Business, where I teach and conduct research on the psychology of financial planning, behavioral finance, money disorders, and financial wellness. He has authored or co-authored eight books and over 100 articles on these topics, and I have been featured in national and international media outlets such as The New York Times, The Wall Street Journal, USA Today, and CNBC.
Adrian Brambila is the CEO of adrianbrambila.com. Adrian Brambila is an Ex-professional hip hop dancer who toured with T-Pain and started his first online business in 2011 teaching people how to dance the robot. It grew to the #1 place people learned the dance style of ‘popping’ online and although it never became a seven figure operation it allowed Adrian to quit his 9-5 and learn about affiliate marketing. Adrian went viral on TikTok in 2020 while living in his van and transparently showing how he was making over $100K a month on only a day of wifi a week. Today Adrian is an active affiliate for over 500 different companies, owns a digital marketing agency with 20 American employees and now teaches beginners how to do affiliate marketing through his program The Brambila Method.
Connect with Dr. Brad Klontz:
X (Twitter)
TikTok
YouTube
Connect with Adrian Brambila:
X (Twitter)
TikTok
YouTube
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On this episode of The Get Ready Money Podcast, I was joined by Cameron Huddleston, author and Director of Education & Content at Carefull; Cathy Sikorski, author and speaker along with Neil Granger, Consultant and Expertto talk about changing the way we think about money and elder financial abuse.
Here’s what we discussed:
- Defining elder financial abuse and prevention tips.
- What is a trust mill?
- How to spot red flags.
- The importance of being proactive with your parents and communicating about frauds and scams.
- Adult children should pay attention to their parent’s behavior.
- What to look for in an advisor.
Bios:
Cameron Huddleston:
Cameron Huddleston is an award-winning personal finance journalist, author of Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances and director of education and content at Carefull.She also is an award-winning journalist with nearly 20 years of experience writing about personal finance. Her work has appeared in Kiplinger's Personal Finance, Chicago Tribune, Forbes.com, MSN, Yahoo! and many more online and print publication
Cathy Sikorski:
Cathy Sikorski, Esq. a Speaker, Elder Lawyer, Author and Media Guest unravels the complex financial and legal problems in the caregiving crisis.Cathy uses her own caregiver experience and expertise to educate, entertain and elevate the conversation around work, money, aging and caregiving. In October 2021, Corner Office Books released her latest book 12 Conversations: How to Talk to Almost Anyone about Long-Term Care Planning.
Neil Granger
Neil Granger has been in the financial services industry for more than 39 years. In addition to being a California Life Agent, he is also licensed as a Life and Disability Analyst-one of less than 40 in the state.
Neil has spent most of his Insurance career as an independent agent in the area life, health, disability and Long Term Care insurance sales, working with individuals and small businesses.
Since 2009, Neil has focused his practice on Consulting and Expert work in the area of Elder Financial Abuse prevention. Neil has worked with several District Attorney Offices as a member of their Financial Abuse Specialist Teams, has testified in both Criminal and Civil cases, and works with the Investigative Unit of the California Department of Insurance.
Neil has also helped draft, and has testified in favor of, insurance legislation, which has helped strengthen financial protection for California Seniors. He recently stepped down from the California Department of Insurance Curriculum Board after 12 years of membership- 6 years as its Chairman.
Connect with Cameron Huddleston:
Website
X/Twitter
Connect with Cathy Sikorski:
Website
TikTok
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Steve Jarvis, Certified Public Accountant and CEO of Retirement Tax Services about changing the way we think about money and tax planning.
In this episode we discussed:
- Why you shouldn’t tip the IRS
- Every money decision has a tax impact.
- The importance of being open to talking about money.
- What to look for in a tax professional.
- How advisors can provide value through tax planning.
Steven Jarvis, CPA is the CEO and Head CPA at Retirement Tax Services, a tax firm focused on working with financial advisors to change the world one tax return at a time. With over 10 years of experience (and counting) as a CPA, Jarvis has the hands-on experience to create actionable content for his audience. He has been featured in industry publications including Advisor Perspectives and regularly produces content for financial advisors through the Retirement Tax Services website and the Retirement Tax Services Podcast. His experience covers written content, public speaking at leading industry conferences and 3 years as an adjunct professor in the graduate business school at Whitworth University
Connect with Steve Jarvis:
- Retirement Tax Services Website
Podcast:
- The Retirement Tax Services Podcast https://retirementtaxservices.com/podcasts/
Book:
- Don’t Get Killed on Taxes: 20 of the Most Common Reasons You’re Sending Too Much Money to the IRS (Amazon)
Mentioned in this episode:
“There is not even a patriotic duty to increase one’s taxes. Over and over again the Courts have said that there is nothing sinister in so arranging affairs as to keep taxes as low as possible. Everyone does it, rich and poor alike, and all do right, for nobody owes any public duty to pay more than the law demands.” Judge Learned Hand.
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Ruschelle Khanna, therapist and fractional Chief Learning Officer about changing the way we think about money and making emotional intelligence our superpower.
In this episode we discussed:
- You have to know yourself, invest the time to listen to yourself.
- Defining emotional intelligence.
- The importance of being curious.
- Listening builds relationships.
- The value of behavior modification.
- Understanding intuition.
Ruschelle Khanna, LCSW is an Advisor and Therapist for High Net Worth Females & Families. Ruschelle specializes in helping leaders and teams develop high EQ skills to effectively blend strategic thinking, creative problem solving and effective communication. She serves as a Fractional Learning Officer for families in enterprise. Ruschelle is a Gottmann Method Facilitator. She was formerly the Clinical Director at Samaritan Daytop Village.
Connect with Ruschelle Khanna:
Website: https://www.ruschellekhanna.com/
Website: http://Lifestyleforlegacy.com
LinkedIn: https://www.linkedin.com/in/ruschelle-khanna-lifestyle-for-legacy/
Instagram: https://www.instagram.com/ruschellekhanna/
Book:
Inherited Trauma & Family Wealth: A guide to heal relationships and build a lasting legacy (order here)
Mentioned this episode:
Money, A Love Story: Untangle Your Financial Woes and Create the Life You Really Want by Kate Northrup (Amazon)
Support the show
The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
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On the latest episode of The Get Ready Money Podcast, I spoke with Shehara Wooten, author of In The Meantime: Own Your Financial Narrative and founder of Your Story Financial Academy about changing the way we think about money and our financial story.
In this episode we discussed:
- Why you should own your financial narrative.
- Recognizing that money is a tool.
- Why the Black community’s ability to achieve wealth been excluded.
- The importance of knowing what is your why.
- Why giving is a great practice.
- Look at the possibilities of life.
Shehara L. Wooten, CFP® is a professional speaker and author of “In the Meantime: Own Your Financial Narrative”. Shehara is also the founder of Your Story Financial Academy, she is committed to helping mid-career successful, ambitious Black and BIPOC STEM Professionals who are feeling ashamed, stuck, and experiencing constant panic about their personal finances developing an action plan that inspires them so that they feel safe, secure, confident, motivated, financially independent and has peace of mind which helps them know that they don’t have to rely on anyone for their financial future and security.
Connect with Shehara Wooten:
Website: https://www.yourstoryfinancial.com/
LinkedIn: https://www.linkedin.com/in/shehara/
Book:
In the Meantime: Own Your Financial Narrative https://amzn.to/3whTOMZ
Mentioned on the podcast:
Tulsa Race Massacre Books:
- The 1921 Tulsa Race Massacre: A Photographic History by Karlos K Hill (Amazon)
- The Nation Must Awake: My Witness to the Tulsa Race Massacre of 1921 by Mary E Jones Parrish (Amazon)
Also:
- The Art of the Sabbatical: A Money and Mindset Guide for Your Next Work Break by Cady North (Amazon) https://amzn.to/3znEmjO
- Kareem Abdul-Jabbar’s newsletter website (here)
- Go Up For Glory by Bill Russell (Amazon)
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The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
Send us a text
On the latest episode of The Get Ready Money Podcast, I spoke with Jay Turner and Mitch Radhuber, co-founders of Fince about changing the way we think about money and personalized financial guidance.
In this episode we discussed:
- The importance of considering your goals and looking at the big picture.
- Why you should put money advice from social media into perspective..
- Allow yourself to have the quality of life to include what brings you joy.
- Be aware of where your money is going.
- You can have it all, you just can’t have it all at once - Scott Galloway.
Jay Turner’s background is in business operations and supply chain with a business degree from the University of South Carolina, originally from Atlanta, Georgia. He is a volunteer for Junior Achievement and is a member of the AFCPE. He is now the cofounder and CEO of Fince
Mitch Radhuber is a software engineer with a degree in computer engineering from the University of Michigan, originally from Westchester County, New York. He started his career working as an engineer at a large investment bank in New York City. He's now the co-founder and CTO of Fince.
Connect with Jay Turner:
LinkedIn:(here)
Twitter/X: (here)
Newsletter: Follow the Money (here)
Connect with Mitch Radhuber:
LinkedIn:(here)
Twitter/X: (here)
Newsletter: if (Money): (here)
Fince:Website: (here)
Referenced:
- Article about the impact of tutoring in school and how that applies to money (here)
- Study on Gen Z getting financial advice from social media (here)
- Rahkim Sabree (website) - check out: The Get Ready Money Podcast with Rahkim Sabree: Overcoming Financial Trauma (here)
- Prudence Zhu (website) - check out: The Get Ready Money Podcast with Prudence Zhu: Living A Life You Love (here)
- Compound Interest: The Get Ready Money Podcast Financial Five Episode with Chris Mouzon, Derrick Wesley, Mac Gardner and Thomas Kopelman: The Power of Compound Interest (here)
Support the show
The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
Send us a text
On this episode of The Get Ready Money Podcast, I was joined by Maxwell Schmitz and Keaton Modleski, the co-founders of Dingo Technologies to talk about changing the way we think about money and why disability insurance is the best kept secret in financial planning.
Here’s what we discussed:
- Disability insurance is for everyone.
- If you’re dependent upon your income, you should have disability insurance.
- The importance of looking at the big picture of how a disability impacts future income
- How Dingo helps people focus on big picture.
- Dingo is simplifying the process of quoting and applying for disability insurance for insurance agents.
Maxwell Schmitz, MSFS, CLTC is a third-generation DI specialist. He is co-founder of Dingo Technologies, Inc. and President of Yetworth Insurance Solutions, a disability-focused insurance agency. He also currently serves as President of the International DI Society, an association of the nation's top DI minds. Max also serves as the chair of his town's Bicycle and Pedestrian Advisory Committee. He is a sitting member on the board of The Plus Group, America's Premier Disability Insurance Marketing Organization. In his spare time he is also the father/coach of three energetic/athletic kids (ages 7, 5, and 3), husband to an amazing wife, and is a thru-hiking junkie.
Keaton Modleski is the co-founder of Dingo and while not having an insurance background, has spent the last 3 years learning the ins and outs of the DI world in order to create a platform optimized for DI sales and application management. He sees DI as a piece of the insurance market that is undersold and under advanced and believes Dingo could be the key to growing that market. He is also the President of Modleski Web Design, a software development company he started 6 years ago. He has developed applications for businesses ranging from Mom and Pop shops to Fortune 100. Keaton graduated from Purdue University in 2023 with a degree from the Daniels School of Business. In his free time, he competes as a powerlifter and holds his private pilot's license.
Connect with Maxwell Schmitz:
LinkedIn (here) https://www.linkedin.com/in/maxwellschmitz/
Connect with Keaton Modleski:
LinkedIn (here) https://www.linkedin.com/in/modleski/
Connect with Dingo Technologies:
Website (here)
Support the show
Send us a text
On the latest episode of The Get Ready Money Podcast, I spoke with Bobbi Rebell, Certified Financial Planner, Author and Founder and CEO of Financial Wellness Strategies. about changing the way we think about money and being a financial grown up.
In this episode we discussed:
- Becoming a financial grown up.
- Why money is meant to be a conversation, not a lecture.
- The importance of paying attention to your money and putting in the time.
- How to live your richest life.
- What is a Certified Financial Planner (CFP®).
- Being intentional with your money and deliberate with your decisions.
Bobbi Rebell, CFP® is the Founder and CEO of Financial Wellness Strategies. She is the author of Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart, as well as How to be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom. Bobbi was previously a global business news anchor and personal finance columnist at Thomson Reuters and held various journalist positions at top news outlets including CNBC, CNN and PBS. She is a graduate of the University of Pennsylvania and received her Certificate in Financial Planning from New York University.
Connect with Bobbi Rebell:
- Newsletter (Substack): https://bobbirebell.substack.com
- Financial Wellness Strategies Website: financialwellnessstrategies.com
- Bobbi Rebell Website: bobbirebell.com
- LinkedIn: https://www.linkedin.com/in/bobbirebellkaufman/
- Instagram: https://www.instagram.com/bobbirebell1/
- Facebook: http://www.facebook.com/bobbirebell
Podcast:
The Wellness for Financial Grownups Podcast: https://www.bobbirebell.com/financialgrownupblog
Book:
- Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart (Amazon)
- How to Be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom (Amazon)
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Send us a text
On the latest episode of The Get Ready Money Podcast, I spoke with Sheryl Moore, President and CEO of Moore Market Intelligence and Wink, Inc. about changing the way we think about money, annuities and building relationships.
In this episode we discussed:
- How building relationships contributes to your success
- If you don’t understand something, you shouldn’t buy it.
- Why annuities are misunderstood
- The importance of leveraging credible sources of information
- The power of annuities for you to receive a paycheck for as long as you live (personal pension plan)
- Why you need to monitor your health insurance for changes
Sheryl J. Moore is president and CEO of Moore Market Intelligence and Wink, Inc.. She is also the founder and creator of several competitive intelligence tools, including Wink’s AnnuitySpecs and LifeSpecs tools as well as Wink’s Sales & Market Report and Wink’s Index Intelligence Report.
Moore Market Intelligence specializes in providing competitive intelligence tools to the insurance industry, particularly the life insurance and annuity markets. Ms. Moore provides competitive intelligence, market research, product development, consulting services and insight to select financial services companies. She has authored books on indexed products and her articles are featured in dozens of industry trade publications. She works closely with regulators and legislators in the insurance market. Neither Sheryl J. Moore, nor Moore Market Intelligence sell or endorse any financial services products.
Connect with Sheryl Moore:
Website:www.WinkIntel.com and www.SherylJMoore.com
LinkedIn:LinkedIn
Facebook: Facebook
Twitter/X: Twitter
You Tube: YouTube
Book:
Why I Bought Indexed Annuities (Amazon) https://amzn.to/3wX3MUf
Sheryl Moore's book details her first-hand experience using indexed annuities to save for retirement
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Send us a text
On the latest episode of The Get Ready Money Podcast, I spoke with Gayle Reaume, CEO and Founder of Moolah U about changing the way we think about money and creating financially savvy kids.
In this episode we discussed:
- Why you can only teach, if people are interested in learning.
- How entrepreneurship brings empathy.
- The importance of having money work for you. Use money to make money.
- Why you need to avoid a scarcity mindset.
- Being grateful for what you have.
Gayle Reaume is the founder of Moolah U. Her mission is to equip the next generation for lives of financial capability. With 20 years immersed in researching this field, she’s developed a science-based methodology that teaches kids financial literacy through real-life, hands-on money experiences within the family setting.
Thousands of families have trusted Gayle to share best practices for raising financially savvy children through our nationally recognized summer entrepreneur camps and parent courses featured in the WSJ, NBC Nightly News, and Bankrate.com.
Connect with Gayle Reaume:
LinkedIn: https://www.linkedin.com/in/gayle-reaume-46a1453/
Moolah U:
Website: www.moolahu.com
App: Moolah U app (here) https://moolahu.com/kids-learn-money-2/
Support the show
Send us a text
On the latest episode of The Get Ready Money Podcast, I spoke with Erinn Andrews, the founder and CEO of GiveTeam about changing the way we think about money and giving with intention.
In this episode we discussed:
- Why we need to talk more openly about giving.
- Being intentional with your giving.
- Aligning your personal values with your personal donations.
- How financial advisors can support their clients with their giving.
- Engage your kids in conversations about giving.
Erinn Andrews, the current VP and incoming President of the National Board of Advisors in Philanthropy and serial social entrepreneur, is the founder and CEO of GiveTeam. With an extensive background in philanthropic research and education at Stanford University and nonprofit strategy at GuideStar, Erinn has created a unique consultancy that collaborates closely with financial advisors to help clients be more intentional in their giving.
Connect with Errin Andrews:
Website: https://www.thegiveteam.com/
LinkedIn: https://www.linkedin.com/in/erinn-andrews/
Support the show
Send us a text
On this episode of The Get Ready Money Podcast, I was joined by Cathy Sikorski, Author and Speaker; Joy Loverde, author and speaker; Paul Nagle, Executive Director of Stonewall Community Development Corporation and Peggy Haslach, Certified Financial Planner at Planning for Good to talk about changing the way we think about money and solo aging.
Here’s what we discussed:
- Why money is the number one conversation that you need to have.
- The importance of having trusted people and resources.
- Why community is vital.
- What’s unique about solo aging for the LGBTQIA+ community
- Keep everything up to date.
- Look for straight answers from advisors. Are you really being addressed?
Joy Loverde is the best-selling author of The Complete Eldercare Planner and Who Will Take Care of Me When I’m Old? A seasoned keynote speaker and brand ambassador for the senior-living industry, Joy’s appearances include the Today show, CBS Early Show, ABC News, and NPR. She is quoted in the Wall Street Journal, Washington Post, Time Magazine, and others. Joy works with the senior-housing industry and other professionals as a mature-market consultant.
Cathy Sikorski, Esq. a Speaker, Elder Lawyer, Author and Media Guest unravels the complex financial and legal problems in the caregiving crisis.Cathy uses her own caregiver experience and expertise to educate, entertain and elevate the conversation around work, money, aging and caregiving. In October 2021, her latest book 12 Conversations: How to Talk to Almost Anyone about Long-Term Care Planning was released.
Paul Nagle is the Executive Director of Stonewall Community Development Corporation, a young organization dedicated to working with commercial and non-profit developers, policy leaders, government agencies and local communities to establish LGBTQ-friendly senior housing in NYC. Paul is also the Program Director at Musicians United to Protect Bristol Bay.
Peggy Haslach, CFP, CLU is a Certified Financial Planner at Planning for Good. Ten years ago, Peggy decided to get the licenses needed to open her own financial planning practice after she saw firsthand how many women and LGBT seniors needed help navigating life events and how few women and LGBT worked in the areas where they needed help. Recently Peggy opened a west coast office of Planning For Good making it a bicoastal, LGBTQIA+ women owned financial planning firm dedicated to working with LGBTQ, women and other historically underrepresented communities. Peggy is a certified MBE through the NGLCC. In addition to advising her clients, Peggy has been working to change the face of financial services. She sits on the Cambridge Investment Research DEI Advisory Council and is the executive advisor to Unity™ the LGBTQ+ affinity program at Females and Finance.
Connect with Joy:
Website
Connect with Cathy:
Website
TikTok
Connect with Paul:
Stonewall Community Development Corporation
Virtual Village Resources in New York City: Events, Housing resources, health & mental resources and more
Musicians United to Protect Bristol Bay
Connect with Peggy:Planning for Good
Send us a text
On the latest episode of The Get Ready Money Podcast, I spoke with Tim Calise, a serial entrepreneur about changing the way we think about money and understanding your true goals.
In this episode we discussed:
- The importance of knowing who you are.
- Why you need to know your numbers.
- The importance of building trust.
- Why sticking to what you know helps reduce risk.
- Understanding that debt is the greatest financial quicksand.
Tim Calise, a versatile entrepreneur, finance expert, and podcast host, founded successful tech fitness ventures and raised $325mm for his first hedge fund by age 25. He co-developed ALAN, an AI-driven SaaS platform, achieving remarkable growth from $0 to $20M ARR in 6 months. Currently, he is the co-creator with multiple 7 & 8 figure service business owners - aligning product, pricing, and positioning in order to install profitable acquisition systems.
Connect with Tim Calise:
Website: https://timcalise.com
LinkedIn: https://www.linkedin.com/in/tcalise/
Podcast:
Leveling the field: https://open.spotify.com/show/5cE6i6IpWBgZQUYl9ldYvU
Send us a Text Message.
On the latest episode of The Get Ready Money Podcast, I spoke with Parker Pursell, the President and CEO of eQRP about changing the way we think about money and asking the right questions.
In this episode we discussed:
- How you are the master of your money.
- Understanding that money is a resource.
- The importance of knowing where your money is going.
- Why giving can bring you joy.
- Aligning your money with your values.
- Why you should think before you spend.
Parker Pursell, is the President & CEO of eQRP. Parker is revolutionizing financial freedom for professionals and investors alike. Guided by the principle of Steward Leadership, Parker's fervor lies in nurturing growth, both in individuals and their financial success. His career spans impactful roles at Chick-Fil-A and Pursell Farms, but it was during the COVID-19 pandemic's unemployment wave that Parker's trajectory took a transformative turn. Embracing the challenge head-on, he ventured into the financial world, joining eQRP. Now, three years later, Parker leads the organization, leaving an indelible mark by empowering thousands of individuals annually. His dedication to cultivating financial liberation stands as a testament to his unwavering commitment, shaping a future where financial empowerment knows no bounds.
Connect with Parker Pursell:
Website: http://eQRP.com
Twitter - https://twitter.com/parker_pursell
LinkedIn - https://www.linkedin.com/in/parker-pursell
Youtube - The eQRP Company - @theeqrpcompany1997
Send us a Text Message.
On the latest episode of The Get Ready Money Podcast, I spoke with Stoy Hall, the founder and CEO of Black Mammoth about changing the way we think about money and focusing on memories and experiences.
In this episode we discussed:
- Focus on what brings you joy.
- Why true wealth is happiness.
- Understanding that money is just a tool, to help you get to your goals.
- The importance of investing in yourself (financially, physically and mentally)
- Why it takes a team to be successful.
Stoy Hall, CFP®, is a distinguished figure in the realm of financial planning, recognized for his innovative approach to wealth management and his dedication to promoting financial literacy. As the CEO and Founder of Black Mammoth, Hall has carved a niche in the financial industry by focusing on inclusivity, collaboration, and the holistic well-being of his clients. His expertise is not limited to financial advisement; Hall is also the Founder and Fund Manager at Kālā Capital, where his strategic insights drive the firm's success.
Hall's approach to financial planning extends beyond numbers, emphasizing emotional intelligence and the psychological aspects of wealth management. This philosophy is evident in his work with Black Mammoth, where he introduces a Modern Family Office approach, offering comprehensive services that integrate seamlessly into all aspects of his clients' lives.
As the host of the NoBS Wealth Podcast, Hall shares his insights and experiences, engaging with industry leaders and innovators to uncover the realities of wealth and mindset. The podcast serves as a platform for transparent discussions, aiming to demystify financial concepts and empower listeners with knowledge and strategies for financial success and personal growth.
Connect with Stoy Hall:
Facebook: https://www.facebook.com/stoy.hall/
Instagram: https://www.instagram.com/stoyhall/
TikTok: https://www.tiktok.com/@stoyhall
LinkedIn: https://www.linkedin.com/in/stoyhall/
Twitter: https://twitter.com/Stoy_Hall
YouTube: https://www.youtube.com/@stoyhall
Black Mammoth website: www.blackmammoth.com
Newsletter:
Own Your Money Mindset with Stoy Hall, CFP https://moneymindset-stoyhall.beehiiv.com/
Substack: https://stoyhall.substack.com/
Podcast:
NoB$ Wealth Podcast: https://nobswealthpodcast.com/
Spotify: https://open.spotify.com/show/5hRolFyn4QkcTXPCqyDNbp?si=4b07b6c931554a3d
Apple: https://podcasts.apple.com/us/podcast/nobs-wealth/id1598154326
Send us a Text Message.
On the latest episode of The Get Ready Money Podcast, I spoke with Derek Notman, the founder and CEO of Couplr.ai about changing the way we think about money and fixing our relationship with money.
In this episode we discussed:
- The importance of recognizing that money is a tool.
- Why we need to clarify what we want money to do for us.
- That once you know your problem, you can solve it.
- How artificial intelligence can help empower advisors to have deeper and more meaningful engagement with clients.
- When we have a good relationship with money, when we are educated, when we are given good advice and guidance, a lot of good things can happen.
Derek Notman is a the Founder & CEO of Couplr AI. Using data science and flip-flop-inspired thinking, we're tackling client acquisition & orphan client problems in the investment and insurance industries. Derek is the co-host of Rethink Financial Advice Podcast: We question everything about financial advice, because sometimes the best way to fix things is to laugh at them first.
Connect with Derek Notman:
LinkedIn: https://www.linkedin.com/in/dereknotman/
Couplr.ai : https://www.couplr.ai/
Podcast:
ReThink Financial Advisor podcast
Send us a Text Message.
On the latest episode of The Get Ready Money Podcast, I spoke with Nicole Vilaca, founder and global citizen strategist at Work, Wealth and Travel about changing the way we think about money and being true to yourself.
In this episode we discussed:
- The importance of understanding the power of mindset.
- Why you should be mindful of your goals.
- How you can live a lifestyle by design.
- Personal finance is unique to each of us.
- Be intentional with who you spend time with.
- Anything is possible, you just have to put in the work.
Nicole Vilaca is an experienced global citizen who embarked on her journey almost a decade ago, leaving her home country behind. With a background as an expatriate, full-time traveler, and now a diversified global citizen, she offers valuable expertise in assisting clients with residency relocation, tax optimization, and citizenship acquisition. Having visited over 40 countries, Nicole possesses a profound understanding of diverse lifestyles, cultures, and investment opportunities abroad.
Connect with Nicole Vilaca:
Website: http://workwealthandtravel.com
LinkedIn: https://www.linkedin.com/in/nicolevilaca/
Instagram: https://www.instagram.com/workwealthandtravel
Twitter/X: https://twitter.com/WrkWealthTravel
You Tube: https://www.youtube.com/@workwealthandtravel
Podcast:
Work, Wealth and Travel Podcast: https://workwealthandtravelpodcast.com/
Send us a Text Message.
On the latest episode of The Get Ready Money Podcast, I spoke with Mark Yegge, author, podcaster and Director and CEO at Destiny Creation & Cash Flow Machine about changing the way we think about money and building wealth.
In this episode we discussed:
- Why financial education is more important than anything else in the world of money.
- Why time is our most valuable asset.
- Embracing abundance.
- Be positive with your money.
- The importance of having your money work for you with passive income.
Mark Yegge, the Wealth Architect, has spent his entire life learning and teaching people about wealth and the importance of a success mindset. He started investing when he was 12 – and made enough to buy his first car at 16. Mark started, and later sold, his Wall Street software company - the company that ushered in after-hours trading. He then “retired” at the age of 39, but not before growing the company from nothing to a $30-million dollar enterprise. Today, Mark manages several investment funds, is a Wealth Architect for 7- and 8-figure investors and provides wealth education through his learning ecosystem at DestinyCreation.com. He is also the host of the Wealth Architect Podcast - WealthArchitectPodcast.com.
Connect with Mark Yegge:
Facebook: https://www.facebook.com/mark.yegge11
Facebook Group: https://www.facebook.com/groups/551434932601334
Instagram: https://www.instagram.com/markyegge/
LinkedIn: https://www.linkedin.com/in/markyegge/
Twitter: https://twitter.com/markyegge?s=20&t=Hbtm9dcLgpWuU3dwdXev0w
Books:
Cash Flow Machine Fundamentals: How to Make Safe, Reliable Income for Early Retirement and Passive Income (Amazon)
Negotiate to Win-Win: A Simple System That Creates Incredible Results (Amazon)
Passive Income for Doctors: The Covered Call Prescription for Prosperity (Amazon)
The 20 Keys To Pure Relationships: Strategies for romantic, friendship, family and business relationships (Amazon)
The Secrets Of Business (Amazon) https://amzn.to/3IS0pk7
Podcast:
Wealth Architect Podcast: https://wealtharchitectpodcast.com/
Websites:
Mark Yegge: Markyegge.com
Cash Flow Machine:https://cashflowmachine.io/
Destiny Creation:Destinycreation.com
Hacking Money: HackingMoney.com
Light Circle: Light Circle
YouTube Channels:
Mark Yegge - Wealth Architect: https://www.youtube.com/@MarkYeggeWealthArchitect
Covered Calls channel: https://www.youtube.com/@coveredcalls
Mastermind Group channel: https://www.youtube.com/@Light_Circle
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On the latest episode of The Get Ready Money Podcast, I spoke with Larry Frazier and Debbie Todd, co-founders and co-CEO’s of The Dollars and Good Sense Foundation about changing the way we think about money and financial empowerment for the family.
In this episode we discussed:
- Stay focused on your goals and dreams.
- The importance of whole family education.
- How healthy families lead to healthy communities.
- You are in charge of your money.
- Today is the best day to start.
Debbie Todd, CPA is the co-founder and co-CEO of the Dollars and Good Sense Foundation. As the eldest child of a humble, yet proud and dedicated military family, Debbie grew up learning first-hand the value of making your money stretch…as well as understanding how quickly impulsive choices can get you trapped. With over 25 years as a licensed CPA, her passion to help families learn and grow in their core financial knowledge is the perfect backdrop for teaching practical, fun and financially sound money habits…for kids as well as adults!
Larry Frazier is the co-founder and co-CEO of the Dollars and Good Sense Foundation. Larry is an internationally recognized IT, logistics and training expert, with over two decades of business and training experience with tech enterprise giant Oracle. Right out of high school, he began his love of technology during his service to our country in the United States Air Force. Holding a BS in computer science as well as being Six Sigma certified, Larry knows how to maximize learning – whether in the classroom or in the field - anywhere in the world. Larry’s professional expertise with technology, his passion for numbers and logistics and his “honest school of real life” teaching style allows him to bring a uniquely fresh, understandable and action-focused experience to helping families gain practical skills with their money - for LIFE!
Connect with Larry Frazier and Debbie Todd:
LinkedIn - Larry Frazier: https://www.linkedin.com/in/larryfrazier/
LinkedIn - Debbie Todd: https://www.linkedin.com/in/deborahmtodd/
Dollars and Good Sense Foundation:
Website: https://dollarsandgoodsense.org
Facebook: facebook: https://www.facebook.com/DGSFamilyFunMoneyGames
Send us a Text Message.
On the latest episode of The Get Ready Money Podcast, I spoke with Darrell Young, the founder and CEO of Karmeq about changing the way we think about money and closing the wealth gap.
In this episode we discussed:
- Why the wealth gap is the single greatest problem facing America today.
- How the study of economics and the study of scarce resources is the solution.
- The importance of developing your network.
- Why gamification does not lead to real life skills.
- Why giving is valuable and can bring you joy.
- Why every spend of our money or time is an investment.
Darrell Young is the serves as the Founder & CEO of KARMEQ, a broker/dealer investing platform uniquely enabling users to purchase and send Stocks as Gifts. Coming from the perspective that the Wealth Gap is the greatest problem facing America today, Darrell and his team built KARMEQ not as just another FinTech company – but instead as a FinTeachTM platform designed to help Americans of all ages gain financial literacy.
Darrell also serves as Principal of Poplar Global Wealth Management LLC, a boutique registered investment advisory practice. Darrell began his career in accounting, soon earning designations as a California CPA (“Certified Public Accountant”) and CFP (“Certified Financial Planner”). Outside of work, Darrell enjoys Cub Scouting and other outdoor activities with his family.
Connect with Darrell Young:
Karmeq Website: https://www.linkedin.com/in/darrell-young-3baba3/
Poplar Global Wealth Management website: https://pgwm.com/
LinkedIn: https://www.linkedin.com/in/darrell-young-3baba3
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On the latest episode of The Get Ready Money Podcast, I spoke with Alissa Maizes Founder of Amplify My Wealth about changing the way we think about money and amplifying our wealth.
In this episode we discussed:
- Why you need to amplify your wealth.
- Creating habits over time will help you change your money mindset.
- We are all worthy of success.
- The importance of a financial check-up.
- Overcome shame by changing your money mindset.
- Make your own decisions.
Alissa Maizes is an award-winning financial literacy content creator, is a licensed attorney and registered investment advisor who provides women and young adults with financial advice and a plan to embrace the life they want. Whether sharing financial literacy content or advising clients of Savvy Ladies with pro bono advice or clients of her firm, Alissa meets you wherever you are on your journey, whether living paycheck-to-paycheck and striving to eliminate high-interest debt or are already a millionaire. Alissa's approach eliminates the traditional "waiting game" for clients who cannot afford to have a fiduciary financial advisor putting their needs first, providing trusted financial and investment advice and guidance to implement their plan to ensure they achieve the life they want sooner than you imagine.
Connect with Alissa Maizes:
Website: http://amplifymywealth.com/
LInkedIn: https://www.linkedin.com/in/alissa-krasner-maizes-amplify-my-wealth/
Instagram: @amplifymywealth - https://www.instagram.com/amplifymywealth
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On the latest episode of The Get Ready Money Podcast, I spoke with Marie Burns, financial planner and women’s financial advocate about changing the way we think about mind, money and motion.
In this episode we discussed:
- Why balance is key.
- How women can gain confidence with their money.
- Taking the emotion out and get started.
- Recognizing that money is a tool, not a reflection of our worth.
- We are all unique. What works for one person, may not work for another.
- The importance of putting your money on auto-pilot, when possible.
Marie Burns, a Certified Financial Planner (CFP®), has been advocating for women’s financial health for over 20 years. Originally from Wisconsin, married 40 years with nine grandchildren, she has helped clients with their financial lives in a fiduciary capacity in a bank setting, accounting firm, at Vanguard, at a financial planning firm and now writes, speaks, and educates women in her Mind, Money, Motion financial education business. She also has an independent advisory and investment management practice called Focus Point Planning. She is on the board of The Financial Awareness Foundation, a member of the Financial Planning Association of Greater Phoenix, author of a financial checklist book/e-bundle series, and podcast host of Mind, Money, Motion.
Connect with Marie Burns:
Website: (here) https://mindmoneymotion.com/
LinkedIn: (here) https://www.linkedin.com/in/burnsmarie/
Facebook: (here) https://www.facebook.com/MindMoneyMotion/
Podcast:
The Mind, Money, Motion Podcast (here) https://mindmoneymotion.com/mmm-podcast/
Books:
Itty Bitty® Getting Financially Organized Book: 15 Key Steps to Organizing your Financial Life (Amazon) (https://amzn.to/3wnArfT)
Your Amazing Itty Bitty® “Before” Financial Checklist: 15 Important Actions to Complete Before the Loss of a Loved One (Amazon) (https://amzn.to/3oxedp6)
Your Amazing Itty Bitty AFTER Financial Checklist: 15 Important Actions to Complete After the Loss of a Loved One (Amazon) (https://amzn.to/3f48jIJ)
Your Amazing Itty Bitty® Getting Financially Organized Trilogy: Three Itty Bitty Books Combined to Organize Your Financial Life (Amazon) (https://amzn.to/3bHMj4w)
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On the latest episode of The Get Ready Money Podcast, I spoke with Megan Kopka, Board Chair of the Modern Widows Club and Managing Partner at Apprise Wealth Management about changing the way we think about money and widows.
In this episode we discussed:
- How the Modern Widow’s Club supports widows.
- The importance of leaning in when people are facing tragedy.
- Keeping communication focused on the widow and what they need help with.
- The average age of a widow is 59.
- Why widows need a mentor and a tribe.
- Financial planners should be someone who widows can trust and that have a process in place for widows.
- Widowhood is a women’s health event.
Megan Kopka, CFP®, RLP®, is Board Chair of Modern Widow’s Club and Managing Partner of Apprise Wealth Management. Megan is passionate about helping women, especially- caregivers & widows, find financial security and freedom to live fulfilling lives supported through planning and investing. Her experience as a former math teacher, wife, mom, widow, solo parent, caregiver, medical advocate, business owner, partner and feminist gives her unique perspectives on integrating money with life values. Megan co-founded the Cape Fear Community of the Modern Widows Club in May 2020 and served as their community advocate until December 2023. She is also on the Golden Committee for the National Modern Widows Club, a national non-profit organization that serves widows, and Megan is the Board Chair.
Connect with Megan Kopka:
Website: https://timcalise.com
LinkedIn: https://www.linkedin.com/in/tcalise/
Website: apprisewealth.com
LinkedIn (Megan Kopka): https://www.linkedin.com/in/megan-kopka-cfp%C2%AE-rlp%C2%AE-a5271a9/
LinkedIn (Apprise Wealth): https://www.linkedin.com/company/apprise-wealth-management/
Facebook (Megan Kopka): https://www.facebook.com/MKopkaFinance/
Instagram (Megan Kopka): https://www.instagram.com/megan.kopka/
Connect with the Modern Widows Club
Website (resources and more for widows): https://modernwidowsclub.org
Support the Modern Widows Club: Give
Facebook: https://www.facebook.com/modernwidowsclub
Instagram: https://www.instagram.com/modernwidowsclub/
LinkedIn: https://www.linkedin.com/company/modern-widows-club/
Pinterest: https://www.pinterest.com/carolynmoor/modern-widows-club/
YouTube: https://www.youtube.com/channel/UCAej2VmfOybkD3IcLeBKLEw
Book:
Legendary Widows: Stories of Legacy (Amazon)
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On this episode of The Get Ready Money Podcast, I was joined by Joy Loverde and Cathy Sikorski who are both authors and speakers to talk about changing the way we think about money and caregiving.
Here’s what we discussed:
- Plan, plan and then go ahead and plan more
- Why quality of life is the most important thing.
- Asking for advice is a great way to start the conversation
- It’s okay to say that you won’t be the caregiver
- Where you live matters
Joy Loverde is the best-selling author of The Complete Eldercare Planner and Who Will Take Care of Me When I’m Old? A seasoned keynote speaker and brand ambassador for the senior-living industry, Joy’s appearances include the Today show, CBS Early Show, ABC News, and NPR. She is quoted in the Wall Street Journal, Washington Post, Time Magazine, and others. Joy works with the senior-housing industry and other professionals as a mature-market consultant.
Cathy Sikorski, Esq. a Speaker, Elder Lawyer, Author and Media Guest unravels the complex financial and legal problems in the caregiving crisis. Cathy uses her own caregiver experience and expertise to educate, entertain and elevate the conversation around work, money, aging and caregiving. In October 2021, Corner Office Books released her latest book 12 Conversations: How to Talk to Almost Anyone about Long-Term Care Planning.
Connect with Joy Loverde:
Website: https://elderindustry.com/
LinkedIn: https://www.linkedin.com/in/joyloverde/
Facebook: https://www.facebook.com/profile.php?id=100083485643213
Instagram: https://www.instagram.com/joyloverde/
Connect with Cathy Sikorski:
Website: https://cathysikorski.com
LinkedIn: https://www.linkedin.com/in/cathysikorski24/
TikTok: https://www.tiktok.com/@cathy_sikorski
Books:
Joy Loverde:
The Complete Eldercare Planner, Revised and Updated 4th Edition: Where to Start, Which Questions to Ask, and How to Find Help (Amazon)
Who Will Take Care of Me When I'm Old?: Plan Now to Safeguard Your Health and Happiness in Old Age (Amazon)
Cathy Sikorski:
Who Moved My Teeth?: Preparing For Self, Loved Ones And Caregiving (Amazon)
12 Conversations: How To Talk to Almost Anyone About Long-Term Care Planning (Amazon)
Showering With Nana: Confessions Of A Serial Caregiver (Amazon)
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On the latest episode of The Get Ready Money Podcast, I spoke with Rachel Donnelly, Founder of AfterLight and co-founder of Professionals of After Loss Services about changing the way we think about money and navigating loss.
In this episode we discussed:
- Why planning is the greatest gift you can give your love ones.
- The importance of having conversations with your loved ones.
- How getting organized, as best possible, is the first step to overcoming overwhelm.
- Why you need to do your legacy planning, even if it is uncomfortable.
- Life is expensive, so is death. And it’s more expensive if you don’t plan ahead.
Rachel Donnelly is the founder of AfterLight and the co-founder of Professionals of After Loss Services (PALS). AfterLight assists clients in managing the intricate administrative tasks of legacy planning and estate administration, offering solace and support in times of grief. As the CEO of AfterLight, Rachel has been pivotal in developing unique services, such as the Legacy Building Formula™, a 6-step coaching program aiding clients in preserving their stories and safeguarding their families' futures. Her expertise extends to managing complex cases involving digital assets and cross-border estates, testament to her comprehensive approach in estate administration.
Rachel's entrepreneurial spirit is further exemplified in her co-founding of Professionals of After Loss Services (PALS), the first organization setting industry standards for after loss professionals. Here, she has played a critical role in creating the PALS Training Program™ , an innovative online course shaping skilled professionals worldwide.
Connect with Rachel Donnelly:
AfterLight Website: https://myafterlight.com/
Professionals of After Loss Services (PALS) Website: http://afterlosspros.com/
LinkedIn: https://www.linkedin.com/in/rachelbdonnelly/
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On the latest episode of The Get Ready Money Podcast, I spoke with Deborah Price, Founder of The Money Coaching Institute about changing the way we think about money and behavior.
In this episode we discussed:
- The importance of considering your main purpose.
- Why math is probably one of the greatest reasons why people fail at life.
- Why you should not be ashamed about money.
- Be aware of why you are the way you are with money.
- Why you should follow your vision now.
Deborah Price is the pioneer of the field of Behavioral Money Coaching. As a Certified Money Coach(CMC)®and Founder of the Money Coaching Institute, she provides money coaching, business consulting and training to individuals, couples and businesses. She is a former financial advisor with for over twenty years of wealth management for firms such as Merrill Lynch, Mass Mutual, AIG and London Pacific Advisors.
Deborah is the author of Money Magic: Unleashing Your Potential for Wealth and Prosperity, Money Therapy: Using the Eight Money Types to Create Wealth and Prosperity and The Heart of Money - A Couple's Guide to Creating Financial Intimacy.
About The Money Coaching Institute:
The purpose of the Money Coaching Institute is to provide money coaching and workshops to both individuals and organizations. MCI also provides training and certification programs for those who wish to become a Money Coach.
Coping with money issues, both practically and psychologically, continues to be a major life struggle for millions of people and yet, there is very little help available. The mission of the Money Coaching Institute is to fill this greatly needed gap through increased education, awareness and empowerment, so that people may live more purposeful and prosperous lives.
Our unique coaching programs help clients to solve common problems associated with money choices, unconscious money patterns, and practical guidance of the day-to-day management of money issues. People often have unconscious patterns, beliefs and behaviors around money that prevent them from fully experiencing their true potential. Money Coaching assists individuals in identifying and moving beyond these restrictions. Our programs help people to achieve greater levels of personal satisfaction, prosperity and fulfillment in their life.
Connect with Deborah Price:
The Money Coaching Institute Website: http://www.moneycoachinginstitute.com/
LinkedIn: https://www.linkedin.com/in/deborah-price-mci/
Books:
Money Magic: Unleashing Your Potential for Wealth and Prosperity (Amazon)
Money Therapy: Using the Eight Money Types to Create Wealth and Prosperity (Amazon)
The Heart of Money - A Couple's Guide to Creating Financial Intimacy (Amazon)
Send us a Text Message.
On the latest episode of The Get Ready Money Podcast, I spoke with Janine Firpo, co-founder of Invest for Better and author of Motivate Your Money about changing the way we think about money and investing in alignment with our values.
In this episode we discussed:
- Transform your thinking: you can invest your money and grow your wealth in ways that give you the world you want to see.
- Why you need to create an Investment Policy Statement.
- Where we collectively put our money has an impact.
- The sooner you start investing, the better you will be.
- How Invest for Better Empowers Women
Janine Firpo is the Co-Founder, Invest for Better. Janine is a seasoned values-aligned investor and social innovator, with a long history of working at the intersection of women and their money. From the early years of Apple Computer to senior positions with Hewlett-Packard, the World Bank, and the Bill & Melinda Gates Foundation, Janine has always found herself making an impact. In 2017 she left a successful 35-year career in technology and international development to focus on how women can create a more just and equitable society through their financial investments. Her book, Activate Your Money: Invest to Grow Your Wealth and Build a Better World, a collaborative effort that involved almost 150 women (and a few men) was published in May 2021 by Wiley. Later that year, Janine co-founded Invest For Better, a non-profit organization that helps women invest their money in ways that align with their values.
Connect with Janine Firpo:
LinkedIn: https://www.linkedin.com/in/janine-firpo-047282/
Invest for Better website: www.investforbetter.org
Invest for Better YouTube Channel: https://www.youtube.com/channel/UCLuMLrqokevlCVdMDmHAobw
Invest for Better Newsletter sign-up: https://investforbetter.org/newsletter/
Invest for Better LinkedIn community: https://www.linkedin.com/groups/8602858/
Invest for Better Facebook: https://www.facebook.com/InvestforBetterTPI/
Book:
Activate Your Money: Invest to Grow Your Wealth and Build a Better World (Amazon)
Send us a Text Message.
On the latest episode of The Get Ready Money Podcast, Christine Simone, CEO and Founder of Caribou joined me to share insights about changing the way we think about money and healthcare planning.
In this episode we discussed:
- Why you need to go beyond premiums and look at total health care expenses.
- How to optimize your health plan.
- The value of focusing on what you are passionate about.
- The importance of saving money.
- Have confidence in yourself and a positive mindset.
Christine Simone is the founder and CEO of Caribou. Although she's years away from her own retirement, Christine Simone is obsessed with helping current and future retirees plan for and optimize their healthcare costs. She's held notable leadership positions within the healthcare industry working with key stakeholders from payers to providers to the Veterans Affairs. Now, Christine is the CEO of Caribou, a software solution for the finance industry. She's driven by her passion to slash hidden incentives in healthcare to support smarter financial decision-making, and she is within the fraction of women founders who have raised venture capital. Christine has been recognized on Forbes 30 Under 30 in the Healthcare category and WealthManagement.com's Top 10 to Watch in 2024.
Connect with Christine Simone:
Caribou Website: https://www.caribouwealth.com/
LinkedIn (Christine Simone): https://www.linkedin.com/in/christinesimone3/
LinkedIn (Caribou): https://www.linkedin.com/company/caribouwealth
Twitter/X (Christine): https://twitter.com/chris_simone
Twitter/X (Caribou): https://twitter.com/caribou_wealth
Medicare Information Resources Mentioned:
Medicare official website: www.medicare.gov
Social Security Administration official website: www.ssa.gov
Kaiser Family Foundation: www.kff.org
On the latest episode of The Get Ready Money Podcast, I spoke with Jaslyn Ng, a Financial Services Director at Prudential Assurance Company about changing the way we think about money and taking a leap of faith.
In this episode we discussed:
Success simply means we are better than who we were yesterday.
- The importance of taking one step at a time.
- The value of insurance as your safety net.
- Why you need to be consistent and show up.
- Women can (and should) manage their money.
- The power of paying it forward.
Jaslyn Ng is a Financial Services Director based in Singapore leading a team of 7 financial consultants. In 2017, Jaslyn walked away from a $250K pa remuneration in corporate HR with her last role being a Global HR Director to start all over again as a Financial Consultant. She was burnt out with her asthma and relapsed during those long hours of working. Her eldest daughter was diagnosed with a congenital heart condition at the same time. Fast forward to today, Jaslyn is not just a 7th-time MDRT member with 2 TOTs and 4 COTs under her belt. Jaslyn has spoken on more than 60 occasions on international, regional, and local platforms sharing her experience with fellow leaders and practitioners. She was also selected to share with 7500 pax at the MDRT Speaks segment at the MDRT Global Conference 2023. In 2022, Jaslyn was named the Winner of Regional Digital Agent/Leader of the Year in the 7th Asia Trusted Life Agents & Adviser Award spanning across 12 Asia countries. In 2023, Jaslyn was the finalist for the Regional Insurance Agent of the Year in the 8th Asia Trusted Life Agents & Advisers Award. In the same year, Jaslyn was named the Winner of the Elite Women of the Year 2023 awarded by Insurance Business Asia. Being a single mum of two children, it is Jaslyn’s desire to help more women be financially independent. Since Covid days in 2020, Jaslyn has raised more than $50,000 through her own Charity Coffee Chats to help the underprivileged.
Connect with Jaslyn Ng:
Book Mentioned:
Atomic Habits by James Clear
On the latest episode of The Get Ready Money Podcast, I spoke with Anne Lester, author of “Your Best Financial Life” about changing the way we think about money and living a better life.
In this episode we discussed:
- Why it’s okay to say no to other people.
- The value of compounding.
- The importance of paying yourself first.
- How there is never a perfect time.
- How you can establish guardrails.
Anne Lester is a retirement expert, author of Your Best Financial Life, media commentator, top-rated speaker and former Head of Retirement Solutions for J.P. Morgan. Hailed as a “pioneer and innovator” by the esteemed financial services company Morningstar, Anne has worked on all aspects of retirement for the past 28 years. Anne holds patents for her progressive design to automate and simplify the retirement planning process. She is a regular contributor on an array of retirement issues for industry as well as public policy. Coverage includes CNBC, Bloomberg TV, The Wall Street Journal, New York Times, and countless industry publications; Barron’s featured Anne on their cover for her outstanding work. Anne’s policy-related work includes testifying for the US DOL and SEC. In partnership with AARP, she has founded the Aspen Leadership Forum on Retirement Savings whose goal is to find breakthrough solutions to Americans’ far-reaching problem of inadequate savings. Anne is on a mission to help rising leaders retire on their time and target.
Connect with Anne Lester:
Website
TikTok
Youtube
Book:
Your Best Financial Life: Save Smart Now for the Future You Want
On this episode of The Get Ready Money Podcast, I was joined by Chris Mouzon, Financial Coach and Co-Founder of United Agency; Derrick Wesley, founder of Seedlyng Financial Education; Faith Teope, multimedia journalist and CEO of Leverage Retirement and Mac Gardner, Certified Financial Planner and Founder & Chief Education Officer of FinLit Tech to share insights on changing the way we think about financial literacy.
Here’s what we discussed:
- Have a vision for what you want, then figure out a plan to get there.
- Have clarity for your goals.
- Create a safe space for your clients and community.
- How technology and artificial intelligence (AI) can help people get the answers they need.
- How to figure out what information is useful.
Chris Mouzon is a Financial Coach and Co-Founder of United Agency where he helps people and families build better lives through finances. With expertise ranging from Entrepreneurship and wealth building to business tax hacks and retirement planning, Chris is knowledgeable in many different areas of Finance and Business. Chris believes in the power of positive energy and daily habits to transform lives and he's sharing what you can do to reach a place of financial (and personal) freedom.
Derrick Wesleyis the visionary founder of Seedlyng Financial Education. He is on a mission to bridge the financial literacy gap among youth and young adults. With a background in education and a passion for empowering the next generation, Derrick founded Seedlyng to instill essential money management skills in students worldwide. Through interactive workshops, personalized curriculum, and cutting-edge technology, Seedlyng equips students with practical financial knowledge. Derrick's vision is to create a world where financial literacy is not just a subject in school but a life skill embedded in every young person, empowering them to make informed financial decisions.
Faith Teope is a multimedia journalist, children’s financial literacy author, and CEO of Leverage Retirement. She is the Editor of Fortunaire, and MoneyTalk as well as a contributor to Safe in Harm’s Way as a financial abuse advocate. She is also the host of the miniseries, SAVVY, that explores the systemic gaps in financial literacy, and is the keynote for the 2024 Financial Literacy Summit at the Federal Reserve.
Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years.
His passion for financial literacy led him to publish his first book, “Motivate Your Money!”. The book served as a tool to share his extensive experiences in the field of Personal Financial Planning. As his family grew and his clients began to ask him for ways to teach their kids about managing money, he decided to use elements from his first book to develop a financial literacy platform for young children. "The Four Money Bears" represent the four basic functions of money. When children gain exposure to money management skills at an early age, they are likely to develop healthy financial planning habits as adults. Mac also serves as Founder and Chief Education Officer of FinLit Tech. The company's mission is "Building a Bridge Between Financial Literacy and Financial Technology".
On the latest episode of The Get Ready Money Podcast, I spoke with Catherine Shanahan and Karen Chellew, the founders of My Divorce Solution and the hosts of the We Chat Divorce Podcast about changing the way we think about money and divorce preparation.
In this episode we discussed:
- The importance of being informed and financially prepared.
- Why you need to know what you want and why you want it.
- How financial clarity will give you more space and lead to better conversations.
- Why you should be intentional and aware without judgement.
- The importance of enjoying life and all the opportunities life brings you.
Catherine Shanahan is the co-founder of My Divorce Solutions and co-host of the We Chat Divorce Podcast. After 25 years in the financial industry, having raised five children and endured her own experience with divorce, Catherine became a Certified Divorce Financial Analyst (CDFA), trained Mediator and Daily Money Manager (PDMM). Catherine is collaboratively trained and was a member of the Bucks County Collaborative Law Group. She is a member of the American Association of Daily Money Managers (AADMM) the Institute for Divorce Financial Analysts, and the Association of Divorce Financial Planners (ADFP). Catherine is fully dedicated to helping clients understand and navigate all aspects of divorce including planning a secure financial future post-divorce.
Karen Chellew is the co-founder of My Divorce Solutions and co-host of the We Chat Divorce Podcast.For over 30 years, Karen has worked in the legal field as a paralegal and business manager. During her career, she served as an affiliated member of the Pennsylvania Bar Association and President-Elect of the ALA (Association of Legal Administrators). Karen now serves clients and the professional team in her role as legal liaison. She is an affiliate member of the American Bar Association (ABA) Dispute Resolution Committee, a certified QDRO Administrator, Founder and President of Sisters U Foundation, and an Auditor of East Rockhill Township. As the mom of three children and one granddaughter, Karen is extremely passionate about helping women in all that she does.
Connect with Catherine Shanahan and Karen Chellew:
Website: www.mydivorcesolution.com
LinkedIn: Catherine Shanahan: https://www.linkedin.com/in/catherine-shanahan-1155a535/
LinkedIn: Karen Chellew: https://www.linkedin.com/in/karen-chellew/
Podcast:
We Chat Divorce Podcast: https://mydivorcesolution.com/we-chat-divorce-podcast/ and https://youtu.be/ournp7sTA-4?si=bs_4XyR7MSDADpGt
On the latest episode of The Get Ready Money Podcast, I spoke with Naseema McElroy, founder of Financially Intentional, Author and Nurse about how we change the way we think about money and being financially intentional.
In this episode we discussed:
- The importance of changing your circle of influence.
- Why anyone can get on the right path.
- Learn what real wealth is - be an owner, not a consumer.
- You can afford anything, just not everything.
Naseema McElroy is the founder of Financially Intentional, a platform about personal finance and living life intentionally. Naseema is the author of Smart Money: The Step-by-Step Personal Finance Plan to Crush Debt. Naseema discusses how taking control of her finances has enabled her to overcome bankruptcy, divorce, and break the cycle of living paycheck to paycheck. She shares her lessons along her path to help others benefit from the freedoms of financial independence. Outside of encouraging people to get their financial act together, Naseema is a mother and Labor & Delivery Nurse.
Connect with Naseema McElroy:
Website: https://www.financiallyintentional.com
LinkedIn: https://www.linkedin.com/in/naseema-mcelroy-162085122/
Book:
Smart Money: The Step-by-Step Personal Finance Plan to Crush Debt (Amazon)
Podcast:
Financially Intentional Podcast: https://www.financiallyintentional.com/podcast
Community:
Financially Intentional Community - Facebook (here) https://www.facebook.com/groups/financiallyintentional/
On this special episode of The Get Ready Money Podcast: The Financial Five, I was joined by Chris Mouzon, Financial Coach and Co-Founder of United Agency; Derrick Wesley, founder of Seedlyng Financial Education, Mac Gardner, Certified Financial Planner and Founder & Chief Education Officer of FinLit Tech and Thomas Kopelman, financial planner and the co-founder of AllStreet Wealth to talk about changing the way we think about money and why compound interest is the eighth wonder of the world.
Here’s what we discussed:
- What is compound interest?
- How compound interest works
- Why compound interest is a key factor in saving and investing
- Understanding and applying the rule of 72
- The importance of understanding the fundamentals of money
Chris Mouzon is a Financial Coach and Co-Founder of United Agency where he helps people and families build better lives through finances. With expertise ranging from Entrepreneurship and wealth building to business tax hacks and retirement planning, Chris is knowledgeable in many different areas of Finance and Business. Chris believes in the power of positive energy and daily habits to transform lives and he's sharing what you can do to reach a place of financial (and personal) freedom.
Derrick Wesleyis the visionary founder of Seedlyng Financial Education. He is on a mission to bridge the financial literacy gap among youth and young adults. With a background in education and a passion for empowering the next generation, Derrick founded Seedlyng to instill essential money management skills in students worldwide. Through interactive workshops, personalized curriculum, and cutting-edge technology, Seedlyng equips students with practical financial knowledge. Derrick's vision is to create a world where financial literacy is not just a subject in school but a life skill embedded in every young person, empowering them to make informed financial decisions.
Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years.
His passion for financial literacy led him to publish his first book, “Motivate Your Money!”. The book served as a tool to share his extensive experiences in the field of Personal Financial Planning. As his family grew and his clients began to ask him for ways to teach their kids about managing money, he decided to use elements from his first book to develop a financial literacy platform for young children. "The Four Money Bears" represent the four basic functions of money. When children gain exposure to money management skills at an early age, they are likely to develop healthy financial planning habits as adults. Mac also serves as Founder and Chief Education Officer of FinLit Tech. The company's mission is "Building a Bridge Between Financial Literacy and Financial Technology".
Thomas Kopelmanis a financial planner and the co-founder of AllStreet Wealth as well as a blogger, podcaster and speaker. Thomas was recognized as one of the 23 best financial advisors for millennials by Business Insider, 2023 Young Advisor to Watch and Top 100 Advisor by Investopedia in 2022 and 2023. Thomas is also the Head of Community at Wealth.com.
On the latest episode of The Get Ready Money Podcast, I spoke with Hirsch Serman, Founder of Lifecycle Financial about changing the way we think about money and creating positive outcomes during times of change.
In this episode we discussed:
- Create positive outcomes by considering your values and goals.
- Living a values based life (focus on what bring you joy and fulfillment).
- Why you need to consider the long term consequences of all your options.
- The importance of starting early and the magic of compound interest.
- Being mindful with your spending.
Hirsch Serman, MBA, CDFA®, CPA founded Lifecycle Financial, LLC through his personal financial experiences related to several life cycles including divorce and an aging parent. He has worked in finance for over 20 years (including financial planning and tax) and has taught on the university level as well as conducted seminars for high school youth on personal finances. Hirsch is a member of the American Institute of CPA's (AICPAs), the National Association of Divorce Professionals (The NADP), The Amicable Divorce Network, Institute for Divorce Financial Analysts (IDFA), and the American Association of Daily Money Managers (AADMM). Hirsch is the host of theFinancial Wellness Hourradio show.
Connect with Hirsch Serman:
Website: www.lifecycle.financial
The Financial Well Hour Radio Show: https://lifecycle.financial/financial-wellness-radio-show/
LinkedIn: https://www.linkedin.com/in/hirschserman/
Facebook: https://www.facebook.com/groups/womansfinancialwellness
On the latest episode of The Get Ready Money Podcast, I spoke with J Money, award winning personal finance blogger and experimenter about changing the way we think about money and defining financial success.
In this episode we discussed:
- Focusing on your dream lifestyle and what makes you happy.
- The less money you spend, the less money you need to earn.
- Be more conscious with your money - track where your money is going.
- Set up simple systems - considering minimalism.
J. Money is an award winning blogger, consultant, experimenter, and daddy of three funny boys. With over a decade of building communities online, Jay’s projects have reached 40+ million views and are regularly featured in the media. An avid coin collector, skateboarder, and yoga enthusiast, Jay loves getting people excited about finance and is best known for his personal finance blog,BudgetsAreSexy.com. You can learn more about Jay atjmoney.biz.
Connect with J Money:
Website: https://budgetsaresexy.com
Website: https://jmoney.biz
LinkedIn: https://linkedin.com/in/jmoneyyyyyy
Facebook: https://www.facebook.com/jmoneyyyyyy
Instagram: https://www.instagram.com/jmoneyyyyyy/
Twitter: https://twitter.com/budgetsaresexy @Twitter
Merchandise (Amazon)
On the latest episode of The Get Ready Money Podcast, I spoke with Romy Pickron, founder of Asset Achievers and co-founder of Reducify about changing the way we think about money and making it accessible to everyone.
In this episode we discussed:
- Why you should have an accountability partner.
- The importance of aligning yourself with your goals.
- Changing your narrative by empowering yourself with positive financial affirmations.
- The financial impact of the racial and gender gaps.
Romy Pickron, CFP®, is the founder of Asset Achievers, a virtual financial management platform and the Co-founder of Reducify, a budding fintech app designed to accelerate student debt payoff. She’s on a mission to empower first generation wealth builders to achieve financial freedom. Romy is an active member of the Association of African American Financial Advisors (AAAA) and was recently awarded 50 under 50. She previously served as a panelist and mentor for the Thurgood Marshall College Institute and the United Negro College Fund (UNCF). She’s also been featured in NerdWallet and Feminist Magazine.
Connect with Romy Pickron:
Website: https://assetachievers.com/
Website: www.reducifyapp.com
LinkedIn: https://www.linkedin.com/in/romy-pickron/
Twitter: https://twitter.com/AssetAchiever
Instagram: https://www.instagram.com/assetachievers/
Facebook: https://www.facebook.com/AssetAchievers/
On this special episode of The Get Ready Money Podcast, I share 60 things to change the way you think about life and money, that I’ve learned over sixty years.
Here’s five of the things that I shared:
- Be curious. Ask questions.
- Listen, then listen more. Hear what other people are saying.
- Be yourself. Be authentic. We are all unique.
- There’s often no right answer. There’s simply the answer that works for you.
- Today is the best day to start. It’s never too late to make a positive change.
On the latest episode of The Get Ready Money Podcast, I spoke with Bernadette Joy, Chief Educator at Crush Your Money Goals about changing the way we think about money and how to crush our money goals.
In this episode we discussed:
The value of becoming who you want to be.
- How we can face our fears.
- The importance of taking the leap to do what you want.
- How we can break generational curses and build generational wealth.
Bernadette Joy is the Chief Educator at Crush Your Money Goals. Bernadette Joy paid off $300,000 of debt in three years and built her first $1 million of net worth in her 30s as a first generation Filipina-American, the eighth of her father's nine kids! After being tired of the stale and outdated money advice, she launched Crush Your Money Goals® in 2020, a money media company to serve up practical and fun educational content. She's featured as a money expert on CNBC, Good Morning America and Business Insider. You can read her money tips in Forbes and as part of the Financial Expert Board for CNET.
Connect with Bernadette Joy:
Website
On this special 100th episode of The Get Ready Money Podcast, I was joined by Chris Mouzon, Financial Coach and Co-Founder of United Agency; Derrick Wesley, founder of Seedlyng Financial Education; Faith Teope, multimedia journalist and CEO of Leverage Retirement and Mac Gardner, Certified Financial Planner and Founder & Chief Education Officer of FinLit Tech. We each shared one thing that we think we know about changing the way we think about money.
Here’s what we each think we know and then discussed:
- We need to help people be curious. We need to help people ask questions, so they can be empowered for themselves. (Tony)
- We can find new ways to engage people from an earlier age and increase financial capability. (Mac)
- We need to help the older generation. It’s not too late for them? (Derrick)
- We need to have vision. We need to clarify what we really want (Faith)
- We need to focus on inspecting what you expect. (Chris)
Chris Mouzon is a Financial Coach and Co-Founder of United Agency where he helps people and families build better lives through finances. With expertise ranging from Entrepreneurship and wealth building to business tax hacks and retirement planning, Chris is knowledgeable in many different areas of Finance and Business. Chris believes in the power of positive energy and daily habits to transform lives and he's sharing what you can do to reach a place of financial (and personal) freedom.
Derrick Wesley is the visionary founder of Seedlyng Financial Education. He is on a mission to bridge the financial literacy gap among youth and young adults. With a background in education and a passion for empowering the next generation, Derrick founded Seedlyng to instill essential money management skills in students worldwide. Through interactive workshops, personalized curriculum, and cutting-edge technology, Seedlyng equips students with practical financial knowledge. Derrick's vision is to create a world where financial literacy is not just a subject in school but a life skill embedded in every young person, empowering them to make informed financial decisions.
Faith Teope is a multimedia journalist, children’s financial literacy author, and CEO of Leverage Retirement, a 40+ year-old TPA/Recordkeeper firm. She is known for being the host of the weekly podcast, Pull to Refresh: Where 401k experts get curious. Teope is the editor of The Naked Professional LinkedIn Newsletter and a contributor to Safe in Harm’s Way as a financial abuse advocate. Her new show, SAVVY, explores the systemic gaps in financial literacy and is scheduled to air in the fall of 2023. Teope's debut title, The Monster Job, hits bookshelves in April 2024.
Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years.
His passion for financial literacy led him to publish his first book, “Motivate Your Money!”. The book served as a tool to share his extensive experiences in the field of Personal Financial Planning. As his family grew and his clients began to ask him for ways to teach their kids about managing money, he decided to use elements from his first book to develop a financial literacy platform for young children. "The Four Money Bears" represent the four basic functions of money. When children gain exposure to money management skills at an early age, they are likely to develop healthy financial planning habits as adults. Mac also serves as Founder and Chief Education Officer of FinLit Tech. The company's mission is "Building a Bridge Between Financial Literacy and Financial Technology".
On the latest episode of The Get Ready Money Podcast, I spoke with Sheryl O’Connor and Phil Lubinski, co-founders of IncomeConductor about changing the way we think about money, and managing retirement income to provide retirees peace of mind.
In this episode we discussed:
- The importance of an implementation roadmap.
- The value of a time segmented approach is so important to managing retirement income.
- Why retirees should go from a savings habit to a spending habit.
- How you can have a strategy where you don't have to rely on the market performance from a day-to-day perspective.
Sheryl O’Connor has spent over 25 years in the financial services industry at insurance and investment management firms where she led strategic business growth and technology innovation. After leading an investment management firm for 11 years, Sheryl co-founded IncomeConductor in 2017, a retirement income focused wealthtech firm that provides a revolutionary strategy and technology to advisors and their clients that meet the needs of today’s retirees and serves as its CEO. Sheryl has won numerous leadership awards and serves as a global ambassador to encourage women entrepreneurship in technology.
Phil Lubinski, CFP has spent over 35 years as a financial advisor, serving almost exclusively retirement income planning clients. He was first to develop a ‘bucketing’ approach to income planning and has co-developed several fintech systems designed to help advisors create income plans for their clients. After successfully transitioning his practice, he co-founded IncomeConductor, which utilizes his time-segmented strategy. Phil serves as the firm’s Retirement Income Specialist, contributing his expertise in the areas of advisor training, case design consultation, and software enhancements.
Connect with Sheryl O’Connor and Phil Lubinski:
Income Conductor Website: www.incomeconductor.com
LinkedIn (Sheryl O’Connor): https://www.linkedin.com/in/sheryl-o-connor-72170837/
LinkedIn (Phil Lubinski): https://www.linkedin.com/in/phil-lubinski-cfp-3685aa5/
On the latest episode of The Get Ready Money Podcast, I spoke with Kat Walsh, Chief Legacy Officer and Philip Adu, Founder of the Center for Research Methods Consulting about changing the way we think about money and legacy planning.
In this episode we discussed:
- Why you should be thoughtful & deliberate with your money (Kat).
- Allow your purpose to drive the way you view your money (Philip).
- The importance of self-reflection (Kat).
- Learn as much as you can about how money works (Philip) .
Kat Walsh is Chief Legacy Officer for the world’s most prolific founders. She designs the strategies and implementation of projects that align with the vision of the family Champion and the extended family. She focuses on realizing the hopes and dreams of the family through philanthropic and for-profit endeavors that achieve personal passion goals, financial benchmarks, and longevity. However, her passion lies in supporting the family by focusing on sharing the family's non-financial, intangible assets that ensure each generation of the family lives a deliberate life in pursuit of their Purposes in Life
Dr. Philip Adu is an author and the founder and methodology expert at the Center for Research Methods Consulting, LLC. He has provided research methodology services to clients for over ten years and has facilitated hundreds of workshops with graduate students, program evaluators, faculty members, and practitioners. His skills in demystifying the qualitative research and analysis process are evident in his YouTube videos. He is also a contributing faculty member at Walden University.
Connect with Kat Walsh and Philip Adu:
Kat Walsh:
LinkedIn: https://www.linkedin.com/in/1katwalsh/
Philip Adu, Ph.D.
Website: https://www.centerforresearchmethods.com/
Website: www.drphilipadu.com
YouTube: https://www.youtube.com/c/PhilipAdu
Facebook: https://www.facebook.com/drphilipadu
Books by Dr. Philip Adu:
A Step-by-Step Guide to Qualitative Data Coding
The Theoretical Framework in Phenomenological Research: Development and Application
Dissertation Research Methods: A Step-by-Step Guide to Writing Up Your Research in Social Sciences
On the latest episode of The Get Ready Money Podcast, I spoke with Prudence Zhu, the founder and CEO of Baoba USA about changing the way we think about money and living your best life.
In this episode we discussed:
- The importance of being confident in your habits.
- How money is intertwined with life.
- Have clarity that it’s your money and then make it matter.
- Why compound interest is the eighth wonder of the world.
Prudence Zhu, CPA/PFS is the founder and CEO of Baoba USA. Hailing from rural China and settling in the US, Prudence's story is a tale of dreams, challenges, and tenacity. Landing in 2012 with the basics, she carved out her path to financial freedom by 2021, mastering the art of saving and investing. Now a proud mom in Phoenix, AZ, and the voice behind the YouTube channel Invest with Prudence (www.youtube.com/@investwithprudence), Prudence extends her wisdom through Baoba USA (www.baoba.us), offering tax advice and financial coaching. To her, financial freedom is not just a bank statement; it's about living with purpose, making informed decisions, and inspiring others to do the same.
Connect with Prudence Zhu:
Website: http://www.baoba.us/
LinkedIn: https://linkedin.com/in/prudencezhu
You Tube: https://www.youtube.com/@InvestWithPrudence
On the latest episode of The Get Ready Money Podcast, I spoke with James Leary, cofounder of OneProtection about changing the way we think about protecting our most valuable asset, our income.
In this episode we discussed:
- Why we need to think about our income as a long-term asset.
- The importance of having a contingency plan.
- Why you need to keep learning and grow.
James Leary, DIA is the Co-Founder of OneProtection. With nearly 25 years of dedicated experience in the insurance and financial services sector, James has primarily specialized in individual income protection planning throughout his career. OneProtection stands as a cutting-edge income protection (DI) sales enablement software platform, meticulously crafted to empower insurance agents and financial advisors in effectively presenting, selling, and securing adequate income protection plans for their valued clients.
Connect with James Leary:
Website: https://one.oneprotection.tech/demo-90-day-free-trial
LinkedIn: https://www.linkedin.com/in/james-leary-dia-07a65852/
On the latest episode of The Get Ready Money Podcast, I spoke with Micah Autry, speaker, podcast host, author and entrepreneur about changing the way we think about money and finding the one thing that will make a difference.
In this episode we discussed:
- Why you should judge your life by your own metrics.
- The importance of valuing yourself by your expertise, rather than by the hour.
- Be pro-active with your self-education.
Micah Autry is currently a serial entrepreneur that owns Aume Motion Arts LLC, Autry & Stanley Real Estate Investments, and the Secrets of Silent Success podcast. Autry also authored “Dorm Life to Work Life” a millennial’s guide to being an adult, bridging the gap with older generations and finding success. Micah has dedicated his life to improving living conditions for others and breaking generational curses.
Connect with Micah Autry:
Website: http://dirmicahautry.com/
LinkedIn: https://www.linkedin.com/in/micahaumeautry
Instagram - https://www.instagram.com/secretsofsilentsuccess/
YouTube - https://youtube.com/@Secretsofsilentsuccess?si=hSLTgxC3DoYThkeA
TikTok - https://www.tiktok.com/@sosspodcast
Podcast:
Secrets of Silence Success Podcast: https://www.dirmicahautry.com/secretsofsilentsuccesspodcast
Book:
Dorm life to work life
On the latest episode of The Get Ready Money Podcast, I spoke with Maura Shaftoe, cash flow specialist at Let’s Plan about changing the way we think about money and our cash flow.
In this episode we discussed:
- Why you need to work with professionals who respect you.
- The importance of learning as much as you can about money.
- Being intentional with your spending.
Maura Shaftoe, CCS, QAFP, is a financial planner and cash flow specialist. A cornerstone of Maura’s financial planning practice is dedicated to helping people maximize their earning power through effective budget, cash flow and debt management strategies backed by behavioral science. Maura’s coaching approach helps you build awareness and create financial ease while you build a resilient financial future. Maura is also a successful singer/songwriter.
Connect with Maura Shaftoe:
Website: https://www.domoneylikeitmakessense.ca
Website: https://letsplan.ca
Personal Website
On the latest episode of The Get Ready Money Podcast, I spoke with Vicki Vollweiler, Founder and CEO of College Financial Prep about changing the way we think about money and paying for college.
In this episode we discussed:
- Colleges are willing to negotiate because they are businesses.
- Why math matters when it comes to your money.
- What divorced parents need to know about FAFSA.
Vicki Vollweiler, MBA, CDC, the founder and CEO of College Financial Prep, provides a full range of college funding and college admissions services for families as both parents and students prepare to enter college. Vicki is both a College Planning Expert and a Divorce Financial Coach helping parents to navigate financial aid, scholarships, student loans and college planning. With her Master's Degree in Business Administration and expertise in analysis, pricing, return on investment, and negotiations, Vicki brings valuable skills to the table. Vicki is also a Certified Divorce Coach.
Connect with Vicki Vollweiler:
Website
Instagram: @CollegeFinancialPrep
LinkedIn College Financial prep
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On the latest episode of The Get Ready Money Podcast, I spoke with Emily Rasmussen, CEO and Founder of Grapevine about changing the way we think about money and charitable giving.
In this episode we discussed:
- The importance of investing in yourself.
- Being open to talking about money.
- Why everyone should consider a donor advised fund
Emily Rasmussen is the Founder & CEO of Grapevine. Emily brings more than 10 years of financing for impact, nonprofit and social enterprise leadership experience to Grapevine. She was the founding Executive Director of NYU’s Center for Ballet and the Arts, launched the Lincoln Center at the Movies global media initiative, and developed innovative financing models for impact at Enterprise Solutions to Poverty. Emily has consulted on event cinema for Disney Theatrical Group, taught Creative and Cultural Entrepreneurship at SUNY Purchase, and spent two years developing microfinance and fair trade programs in India. She is a board member of the Harvard Business School Women’s Association and a member of the LISC Emerging Leaders Council. Previously, she was a professional ballet dancer.
Links:
Website
On the latest episode of The Get Ready Money Podcast, I spoke with Karl Swanepoel, Founder and CEO of Revolancer about changing the way we think about money and finding freedom as a freelancer.
In this episode we discussed:
- Why money is relative.
- The importance of thinking about value.
- How working together compounds success.
Karl Swanepoel is the CEO & Founder of Revolancer, a platform that aims to help independent professionals and freelancers barter skills to build their service businesses. He was appointed as the youngest-ever brand ambassador for Europe’s largest business conference, The Business Show, where he was a keynote speaker.
Links:
Karl’s Website
Revolancer’s Website
Revolancer’s LinkedIn
On the latest episode of The Get Ready Money Podcast, I spoke with Adam Holt, CEO and Founder of Asset Map, about changing the way we think about money and knowing the rules of the money game.
In this episode we discussed:
- The importance of intentionality with your decisions.
- Build confidence, by becoming fluent with your money.
- Why financial planners have an obligation to build confidence and empower clients.
H. Adam Holt, CFP, ChFC is the CEO and Founder of Asset Map. Adam has been a financial advisor for over 25 years, during which time he has helped build and manage his wealth management firm to over $1.2B in assets under management. Adam is known for his early adoption of technology to build trend-setting client experiences. This mindset led him to found Asset-Map, a financial technology firm dedicated to creating engaging visual communication tools used throughout the customer and advisor journey and now used by thousands of advisors worldwide and over 1M consumers. Adam is also the co-host of Rethink the Financial Advisor Podcast.
Links:
Websites: www.asset-map.com and https://rubgold.com
LinkedIn.com: linkedin.com/in/hadamholt
Rethink. Financial Advice Podcast: https://www.youtube.com/@rethinkfinancialadvice
On the latest episode of The Get Ready Money Podcast, I spoke with Dana Samuelson, President of American Gold Exchange about changing the way we think about money and standards of excellence.
In this episode we discussed:
- Why you need to keep learning.
- The importance of saying what you do and doing what you say.
- Money, currency and value.
Dana Samuelson is the President, of American Gold Exchange. He has 42 years experience in precious metals and rare U.S. gold coin buying and selling. He is a past president of the Professional Numismatist Guild, the leading organization of rare coin dealers in the US. Dana also assisted the CFTC in their investigation into an allegedly fraudulent national precious metals dealer.
Links:
Website: www.amergold.com
LinkedIn: https://www.linkedin.com/in/dana-samuelson-64793056/
Facebook: https://www.facebook.com/AmericanGoldExchange
On the latest episode of The Get Ready Money Podcast, I spoke with Louis Barajas, author and advocate for underserved communities about changing the way we think about money and clarifying our why.
In this episode we discussed:
- Why you should live a purpose driven life
- The importance of putting why’s around your goals
- You can only help people who are ready to be helped
Louis Barajas, MBA, CFP®, EA, CEPA is a trusted financial expert and bestselling author, has become a revered figure in the realm of personal finance, empowering individuals with his profound insights and practical guidance to achieve their financial goals and build enduring wealth. Louis is a renowned speaker, author, media segment expert, and wealth & business manager to some of the most iconic Latin artists and executives in the entertainment and sports industry for the last two decades. He was featured on Investopedia’s Top 100 Advisors for 2019 and selected to CNBC’s Advisory Council for 2020-2023. Louis is currently on the National Board of Standards for Certified Financial Planners organization. He is on the national PBS television series Opportunity Knocks (opportunityknocks.net)
Links:
Websites: http://louisbarajas.com, http://labarajas.com, and http://mgoprivatewealth.com
LinkedIn: https://www.linkedin.com/in/louisbarajas/
Twitter: https://twitter.com/louisbarajas
Instagram: https://www.instagram.com/louisbarajas/
PBS Opportunity Knocks - http://opportunityknocks.net
Books:
The Go-Better Entrepreneur (9/23)
My Street Money: A Street-Level View of Managing Your Money From the Heart to the Bank
Small Business, Big Life: Five Steps to Creating a Great Life with Your Own Small Business.
The Latino Journey to Financial Greatness: 10 Steps to Creating Wealth and Happiness for You and Your Family
Small Business Big Life for Women
Overworked, Overwhelmed, and Underpaid: Simple Steps to Go From Stress to Success.
On the latest episode of The Get Ready Money Podcast, I spoke with Cathy Sikorski, speaker, elder lawyer and author about changing the way we think about money and caregiving.
In this episode we discussed:
- The importance of knowing your worth
- Caregivers can get paid for caregiving
- Why money is abundant
- If money is your only problem, you have no problems
Cathy Sikorski, Esq. a Speaker, Elder Lawyer, Author and Media Guest unravels the complex financial and legal problems in the caregiving crisis.Cathy uses her own caregiver experience and expertise to educate, entertain and elevate the conversation around work, money, aging and caregiving. In October 2021, Corner Office Books released her latest book 12 Conversations: How to Talk to Almost Anyone about Long-Term Care PlanningLinks:
Website: https://cathysikorski.com
LinkedIn: https://www.linkedin.com/in/cathysikorski24/
TikTok: https://www.tiktok.com/@cathy_sikorski
Books:
12 Conversations: How to Talk to Almost Anyone About Long-Term Care Planning
Who Moved My Teeth?: Preparing For Self, Loved Ones And Caregiving
Showering With Nana: Confessions Of A Serial Caregiver
On the latest episode of The Get Ready Money Podcast, I spoke with Peter Kwadwo Asare Nyarko, Founding Executive Director for Center for Financial Literacy Education about changing the way we think about how financial literacy provides dignity.
In this episode we discussed:
- Why self-confidence is a life skill.
- The importance of learning to produce before consumption.
- How money follows value.
Mr. Peter Kwadwo Asare Nyarko is the Founding Executive Director for Center for Financial Literacy Education (CFLE Africa); a social organization that develops and promotes financial literacy skills in Africans especially young Africans. He is the Founder and Lead Consultant at PKAN Capital Consulting; a personal and group financial planning and business development firm. Peter is also an Award-Winning Financial Literacy Advocate & Educator, a Certified Financial Fitness Coach, a Renowned Public Speaker and Author of six books. Peter is the Lead TFAF Ambassador in Ghana & Africa.
Links:
Website: https://cfleafrica.org
LinkedIn: https://linkedin.com/in/mrasarenyarko
Instagram: www.instagram.com//mr_asarenyarko
Facebook: www.facebook.com//vimambassador1
Twitter: www.twitter.com//mr_asarenyarko
Book:
Journey to Financial Freedom: Building a Strong Financial Foundation and Investment Basics (Amazon)
On the latest episode of The Get Ready Money Podcast, I spoke with Larry Sprung, author and wealth advisor about changing the way we think about money, mindset and finding joy.
In this episode we discussed:
- Why financial planning is personal.
- The importance of paying yourself first.
- Changing the narrative on retirement.
Lawrence “Larry” Sprung, CFP® is a husband, father, entrepreneur and mental health advocate. He is the founder of Mitlin Financial, Inc. Larry is the author of the Amazon Bestselling book “Financial Planning Made Personal”. In 2021, Larry was named to the Investopedia 100 Top Advisors in 2021 and to their Top Ten list for 2022. He is also the host of the Mitlin Money Mindset™ podcast.
Links:
Website: www.mitlinfinancial.com
Podcast: www.mitlinmoneymindset.com & https://mitlin.us/MMMYouTube
LinkedIn: https://www.linkedin.com/in/lawrencesprung/
Facebook: https://www.facebook.com/lawrencesprung/
Twitter: https://twitter.com/Lawrence_Sprung
Instagram: https://www.instagram.com/larry_sprung/
Books:
Financial Planning Made Personal: How to Create Joy And The Mindset for Success (Amazon)
On the latest episode of The Get Ready Money Podcast, I spoke with Mary Schmid, author of Make or Break Conversation about changing the way we think about money, communication and building trust.
In this episode we discussed:
- Why listening is critical.
- How connecting and engaging builds trust.
- How we can understand people.
Mary Schmid is an author, speaker, and educator for CEOs and professionals. She teaches the science-based approach on what goes on in the brain in conversations and how to lead conversations that connect, engage and build trust. As a former healthcare executive, she learned that in an uncertain and rapidly changing world, a good conversation does not translate into a trust-building conversation.
Links:
Website: https://www.maryschmid.com
LinkedIn: https://www.linkedin.com/in/maryschmid/
Book:Make or Break Conversations: How Smart Financial Professionals Land New Clients and Keep Them for Life (Amazon)
On the latest episode of The Tony Steuer Podcast, I spoke with Jeffrey Kamys, Principal and Chief Investment Strategist at Inherent Wealth Fund about the importance of finding value.
In this episode we discussed:
- Why we need paradigm shifts.
- The importance of having a goal list.
- How anyone can save $1,000,000.
Jeffrey Kamys is the Principal and Chief Investment Strategist at Inherent Wealth Fund. Inherent Wealth Fund is the Investment Advisor to the iBET Sports Betting & Gaming ETF, the only actively managed sports betting & gaming ETF. Jeff is also the creator and owner of Dr. Stats Fantasy Sports (established in 1996).
Links:
Website: https://www.inherentwealthfund.com
LinkedIn: https://www.linkedin.com/in/jeffrey-kamys-19159174/
On the latest episode of The Get Ready Money Podcast, I spoke with Rahkim Sabree, financial coach and author about changing the way we think about financial trauma.
In this episode we discussed:
- Why financial trauma is an obstacle to empowerment.
- Understanding that personal finance is personal.
- How you can give yourself grace.
Rahkim Sabree is a financial coach, certified financial educator (CFEI®), registered financial consultant (RFC®), and accredited Financial Counselor (AFC®) candidate with more than a decade of financial industry experience between banking, 1x1 coaching, workshop facilitation, and corporate consulting. Additionally Rahkim creates engaging content across all forms of media including written media, social media, podcasting, and more. He's also a TED speaker and author leveraging his early experiences with poverty and his financial expertise to cover tough topics that intersect generational trauma and financial wellness for Black people. He focuses on creating greater awareness of the impact of the thoughts and beliefs one holds around money on behavior.
Website : RahkimSabree.com
Newsletter: rahkimsabree.substack.com
LinkedIn: https://www.linkedin.com/in/rahkimsabree/
Twitter: twitter.com/rahkimsabree
Instagram: instagram.com/rahkimsabree
Youtube: youtube.com/rahkimsabree
Books:
Financially Irresponsible (Amazon)
Mentorship: The Playbook (Amazon)
On the latest episode of The Get Ready Money Podcast, I spoke with Lesli Doares, author and men’s marriage coach about changing the way we think about money and marriage.
In this episode we discussed:
- Why you need to think about what money means to you.
- The importance of gaining clarity about why you’re doing what you’re doing
- Financial preparedness is a reflection of our values and beliefs
Lesli Doares has over twenty years of experience working as a marriage coach and therapist. Combined with her personal experience in a decades long relationship with her husband, she has created a paradigm shift in marriage so it can become a space where both partners feel respected, valued, and included. She is also the author of Blueprint for a Lasting Marriage: How to Create Your Happily Ever After with More Intention, Less Work and Hero Husband: A Practical Guide to Making Your Wife (and You) Truly Happy.
Websites: www.theherohusbandproject.com, www.foundationscoachingnc.com
LinkedIn: https://www.linkedin.com/in/leslidoares/
Facebook: https://www.facebook.com/lesli.doares
Books:
Blueprint for a Lasting Marriage: The Complete Guide to Building Your Happily Ever After With More Intention, Less Work (Amazon)
Hero Husband: Building A Super Marriage With Truth, Confidence, And Authentic Leadership (Amazon)
On the latest episode of The Get Ready Money Podcast, I spoke with Ruby Ulloa, business development specialist at Savoy Associates about how you can Be Your Own Financial Powerhouse With Proper Planning.
In this episode we discussed:
- The value of finding common ground
- Estate planning is for everyone
- Why you should have an annual financial checkup
Ruby Ulloa is a benefits advocate and business development specialist at Savoy Associates. Ruby has over two decades of experience in insurance and employee benefits. Advocating for minority communities and coaching Hispanic benefits and insurance professionals is one of her greatest contributions to our industry. She believes that effective benefits and insurance communication requires addressing cultural gaps.
LinkedIn: https://www.linkedin.com/in/rubyulloa/
On the latest episode of The Get Ready with Tony Steuer Podcast, I spoke with Faith Teope. Faith is an Author, Multimedia Journalist, Advocate, visionary and CEO of Leverage Retirement about connecting financial literacy to humans.
In this episode we discussed:
- The importance of knowing your audience, so you can connect
- How raising money savvy kids breaks the cycle of financial abuse
- Why financial literacy is a social justice issue
Faith Teope is a multimedia journalist, advocate, and retirement industry expert serving as the visionary and CEO of Leverage Retirement, the 401k provider inspired by people. Faith’s active advocacy is in the areas of financial independence, raising money-savvy kids, and domestic abuse.
On the latest episode of The Tony Steuer Podcast, I spoke with Ben Miller, Founder of ChroniFI about why money equals time.
In this episode we discussed:
- Why time is our most valuable resource
- Aligning your money with your vision
- Learning what habits mean in terms of time
Ben Miller is the Founder of ChroniFI, passionate about personal finance and reallocating human capital to its highest and best use. Built a system to solve his own problem and figure out when he could move on from trading derivatives to building his own company. Now using that same system to help others make decisions that are better aligned with their goals and values by understanding their money in terms of time.
On the latest episode of The Tony Steuer Podcast, I spoke with Marguerita (Rita) Cheng, CFP, RICP; Chief Executive Officer at Blue Ocean Global Wealth about the importance of always placing your client’s interests above all else.
In this episode we discussed:
- The importance of using money wisely
- Why we need to understand values and priorities.
- How our financial lives are dynamic, just like our lives.
Marguerita (Rita) Cheng helps educate the public, policy makers, and media about the benefits of competent, ethical financial planning. As a Certified Financial Planner® professional and chief executive officer of financial advisory firm, Blue Ocean Global Wealth, Rita helps people meet their life goals through the proper management of financial resources. She is passionate about helping them navigate some of life’s most difficult issues—divorce, death, career changes, caring for aging relatives—so they can feel confident and in control of their finances. Rita is a regular columnist for Kiplinger and MarketWatch, and a past spokesperson for the AARP Financial Freedom Campaign. Rita volunteers her time as a SoleMate, or charity runner for Girls on the Run, raising money for scholarships for girls.
On the latest episode of The Tony Steuer Podcast, I spoke with John O’Connell, Author of “Rise of The Activist Investor” and Founder of The Oasis Group about we can all make a difference.
In this episode we discussed:
- The importance of identifying our values
- Investing in line with our values
- Becoming an activist investor
John O’Connell, MBA, is the author of Rise of The Activist Investor, a handbook for investors who would like their money to reflect their values by exercising their rights as owners of publicly traded firms. He created the Activist Investor Arc to describe how retail investors progress through different phases of activist investing. John is the Founder and Chief Executive Officer of The Oasis Group. Mr. O’Connell has more than 30 years of leadership experience in both emerging businesses and mature, established organizations.
On the latest episode of The Tony Steuer Podcast, I spoke with Joshua Mensah, Financial inclusion specialist about how we become financially inclusive.
In this episode we discussed:
- Why financial literacy is a core life skill.
- The importance of learning about money at an early age.
- Why money helps you achieve your dreams.
Joshua Mensah is a Financial inclusion specialist, Business Strategist and Development Practioner. Joshua Mensah is a Certified Credit Administrator from the National Banking College and holds a BSc Banking & Finance and MSc Strategic Management from Kwame Nkrumah University of Science and Technology and a member with the Young Investors Society Students Advisory Board (UK). Joshua has extensive experience in investment banking acquired from his work with Databank where he collaborated with Securities and Exchange Commission, Ghana Stock Exchange, and Bank of Ghana to bring financial literacy clinics and seminars to the youth and informal sector players especially women across the country.
On the latest episode of The Tony Steuer Podcast, I spoke with Julie Rains, author of Growing Wealth about the importance of knowing your own story.
In this episode we discussed:
- The three money essentials.
- The importance of being compassionate with yourself.
- Why compound interest is so powerful.
Julie Rains is the author of Growing Wealth, Essential Money Lessons From My Garden to yours. Julie is also a spreadsheet designer and investor. She has served as a financial analyst and accountant for Fortune 500 corporations and a freelance writer for individual clients and media companies. Her work has focused on analyzing financial information and crafting narratives to make sense of the math.
On the latest episode of The Tony Steuer Podcast, I spoke with Emily Koochel, Ph.D., AFC®, CFT-I™, Senior Financial Planning Education Consultant at eMoney Advisor about why psychology is important to changing how we think about money.
In this episode we discussed:
- The intersection of emotions and money.
- How advisors can learn from their clients.
- Why Financial Planning Is Inherently A Mental Process.
Dr. Emily Koochel, Ph.D., AFC®, CFT-I™, Senior Financial Planning Education Consultant at eMoney Advisor is an experienced financial professional, academic, and researcher. She currently serves as a leader for eMoney Advisor’s Financial Wellness research and Financial Education initiatives in her role as the Senior Financial Planning Education Consultant. Prior to her career in FinTech, she served as an Assistant Professor teaching courses in personal financial planning and working in the financial planning field. She serves as a subject matter expert in the field, reviewing and authoring peer-reviewed journal articles, book chapters, and contributing to public scholarship. Most notably, she has been recognized for her research on financial transparency, awarded 2020 Outstanding Research Journal Article of the Year by AFCPE, published in the Journal of Financial Counseling and Planning, and she served as a co-author for CFP Board’s book, The Psychology of Financial Planning. She holds the Certified Financial Therapist – I designation, is an Accredited Financial Counselor, and Behavioral Financial Advisor.
On the latest episode of The Tony Steuer Podcast, I spoke with Diana Yanez, Financial Empowerment Guide at All the Colors about aligning your money with your values.
In this episode we discussed:
- The value of gaining clarity on your beliefs.
- The importance of being a good ancestor.
- How to own your power with money.
Diana G. Yáñez, CFP®, RLP® (she/her) is a financial empowerment guide. At All the Colors, Diana facilitates individual and group coaching to help individuals underserved by the financial services industry own their power with money. Beyond financial literacy, All the Colors focuses on financial capability to support participants as they implement decisions to reach their financial and life goals. She is a digital nomad living and traveling in Latin America, when not visiting friends and family in the United States. You can regularly find her reading, dancing salsa, and hiking.
On the latest episode of The Tony Steuer Podcast, I spoke with David Edey, Certified Executor Advisor. In this episode, we talked about why it’s important for families to prioritize making a will, to keep their bond intact in times of crisis.
In this episode we discussed:
- The importance of having these conversations sooner, rather than later.
- The steps you need to follow to have this conversation with your family.
- How you can avoid chaos by being organized.
David Edey is a Certified Executive Advisor (CEA), currently with The Wealth Management Group. David is also an experienced writer of personal finance and investment strategy articles, which have appeared in newspapers and magazines across the country. He has also authored three books "Smart Money Strategies for the Canadian Mutual Fund Investor" and co-author of "Beyond Mutual Funds, The Guide to Canadian Wrap Accounts" and "Executor Help How to Settle an Estate, Pick an Executor and Avoid Family Fights".
On the latest episode of The Tony Steuer Podcast, I spoke with Namrata Singh, Founder of Arthasadhana Investments about the importance of focusing on our own personal journey
In this episode we discussed:
- The need to be prepared for life’s surprises
- How women can take the lead.
- Why advisors need to be client-centric.
Namrata Singh, CFP, is the founder of Arthasadhana Investments and believes in continuously empowering clients to make well-informed investment decisions. Her endeavor is to simplify financial decisions and work towards the financial goals of her clients. At the same time, she is extremely passionate about women's empowerment and financial literacy. She believes that Financial Literacy is the key to leading a sustainable and fulfilled life. She also holds an MBA degree and is currently pursuing CFA (level 2). Namrata was a member of the First Cohort of the Ignite Program and successful completion of the certification on “Financial Life Planning & Investment Advice”.
On the latest episode of The Tony Steuer Podcast, I spoke with Elliott Appel, Founder of Kindness Financial Planning about how to get people to talk about money.
In this episode we discussed:
- Connecting the emotional and economic sides of money.
- How families can take control after a major health event.
- The importance of being curious and asking questions.
Elliott Appel, CFP, CLU, RLP is the founder of Kindness Financial Planning. Elliott is a fee-only, fiduciary financial planner. He is the founder of Kindness Financial Planning, LLC, which focuses on helping widows, caregivers, and people affected by major health events gain control of their financial life. In addition to writing regularly about financial planning strategies, aging issues, and caregiving, Elliott hosts a podcast called Making the Most of Time.
On the latest episode of The Tony Steuer Podcast, I spoke with Phuong Luong, Educator and Financial Planner about creating a more just economy.
In this episode we discussed:
- How do we close the gender and racial wealth gaps.
- Impact investing: How to invest in your values.
- Focusing on what your client wants.
Phuong Luong, CFP (she/her) is an educator and financial planner. Phuong specializes in financial planning for individuals and families as well as sustainable investing, with a focus on ESG and regenerative investing -- to shift capital from extractive industries toward a solidarity economy. Phuong is a member of the CFP Board’s Center for Financial Planning’s Diversity Advisory Group to build pathways to attract and retain financial planners from diverse backgrounds into the financial planning profession, and recently completed her term as Chair of the CFP Board’s Council on Education, where she advised CFP Board staff on the development of education standards and certification requirements for CFP professionals. Phuong is also a Facilitator for the Boston University Financial Planning Program and a contributor to Morningstar, where she writes about financial planning and sustainable investing for an advisor audience.
On the latest episode of The Tony Steuer Podcast, I spoke with Jasper Smith, chief visionary of The #BuildWealth Movement™ about the importance of teaching kids about money.
In this episode we discussed:
- The importance of changing your paradigm.
- How to overcome generational poverty.
- Why you should build a money team.
Jasper Smith, also known as Mr. #BuildWealth, has been involved in the financial services arena for nearly fifteen years. He is the chief visionary behind a financial education company called The #BuildWealth Movement™. He works tirelessly to disrupt generational poverty™ for everyone, so their kids, kids, kids can live a life of privilege.
On the latest episode of The Tony Steuer Podcast, I spoke with Patricia De Fonte, Founder of De Fonte Law PC about why estate planning is a fundamental need for everyone.
In this episode we discussed:
- How estate planning empowers your heirs.
- Why estate planning is a social justice issue.
- The importance of reviewing your estate plan every three years and when you have a major life event.
Patricia De Fonte, JD, LLM, is the founder of De Fonte Law PC, where she and her team practice Estate Planning with Heart™. De Fonte Law PC works remotely with clients throughout California. Patricia believes that her role as counselor and connector is as important as her role as an attorney, and she helps every client fully utilize their team of advisors, ensures each client completes a full insurance audit, and invites financial advisors to attend funding meetings. Patrica received the Torch award for ethics BBB 2021 and Superlawyer designation 2021 and 2022.
On the latest episode of The Tony Steuer Podcast, I spoke with Will Rainey, author of Grandpa’s Fortune Fables about the importance of teaching kids about money.
In this episode we discussed:
- How Grandpa’s Fortune Fables helps kids create good financial habits.
- Why Patience is a super-power.
- The difference between rich and wealthy.
Will Rainey is a writer and speaker focused on helping parents teach their kids about money. He is the author of the children's book, Grandpa's Fortune Fables. His work has appeared in the Financial Times, iNews and The National News. Will has been invited to speak at Fortune 500 (Global) companies. Before starting bluetreesavings.com, Will was an award-winning investment consultant. He was providing investment advice to governments, insurance companies and some of the world's largest pension schemes.
On the latest episode of The Tony Steuer Podcast, I spoke with Saad Zariff, Head of Growth at 401GO about why it’s important to understand cultural differences in how people deal with their money.
Saad Zariff is the Head of Growth at 401GO, a fintech startup that specializes in offering cost-effective 401(K) plans for small businesses. Prior to joining 401GO, Saad was the VP of North America at Wahed Invest, the world's first Shariah-compliant Robo advisor, where he was responsible for client growth, retention, and educating retail investors with an emphasis on financial literacy. Saad is an advocate of ethical and socially conscious investing and personal finance.
In this episode we discussed:
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What is Halal investing.
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How we can make financial literacy more inclusive.
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Why we should act, rather than react.
On the latest episode of The Tony Steuer Podcast, I spoke with Marilyn Lydia Pinto, Rebel Educator and Founder of KFI Global about why it’s important for teens to gain the understanding and confidence to make intelligent financial decisions.
Marilyn L. Pinto is the Founder of KFI GLOBAL, an education company that specializes in teaching teenagers how to make smarter money decisions. She’s on a mission to bring this life-changing education to more youngsters across the world because it will empower them to step up, stand out and live life on their own terms. Her promise is a SMARTER RICHER BRAVER generation. KFI Global recently received the 2022 Money Awareness and Inclusion award for Best Financial Literacy Program for Schools.
In this episode we discussed:
- How parents can empower their teens.
- Why confidence comes from competence.
- What most schools get wrong about financial education.
On the latest episode of The Tony Steuer Podcast, I spoke with Kyle Langstaff, Fintech and Financial Wellness Expert about how technology empowers life insurance agents to create a better consumer experience.
Kyle Langstaff is a Fintech and Financial Wellness Expert. Kyle holds over 14 years of experience within the financial services industry - including business development, recruiting and management. His various roles have included financial advisory for business owners, wholesaling, and most recently, Kyle has been working with insurance organizations to advance their businesses through the implementation of technologies.
In this episode we discussed:
- Empowering insurance agents with technology
- Improving accessibility and equity with technology
- How technology enhances human advisors
On the latest episode of The Tony Steuer Podcast, I spoke with Mariela Garcia, Money and Life Coach about aligning your money with your values.
Mariela Garcia is a Certified Financial Coach and Life Coach helping individuals get good with money. In addition to working with individuals, Mariela offers classes on topics related to Financial Wellness. She also writes articles on personal finance on her blogs. Her goal is to instill hope, knowledge, and passion in all who desire to get good with money.
In this episode we discussed:
- The importance of having a positive relationship with money.
- Living a FLEX life (living life on your own terms)
- Creating equity in financial wellness
On the latest episode of The Tony Steuer Podcast, I spoke with Kathi Balasek, Widow Advocate about becoming a grief smart advisor.
Kathi Balasek is an educator, empathy and grief communication coach, university lecturer, speaker, podcast host, and widow advocate. She teaches professionals how to improve their empathy and grief literacy communication skills to best serve bereaved clients. Grief leadership and communication are critical right now.
In this episode we discussed:
- Why it’s important to learn to talk about grief.
- How financial professionals can improve their grief literacy.
- Empowering widows so that they can move forward.
On the latest episode of The Tony Steuer Podcast, I spoke with Kate Grayson, Content Director at Paperworkabout aligning your money with your values.
Kate Grayson is a financial wellness expert, and Content Director at Paperwork, a startup committed to creating financial well-being for everyone. Kate is also the founder of Beyond Money.
In this episode we discussed:
- Why it’s important to balance your life, not just your bank account
- How to reset your money habits
- Why women need to change the narrative
On the latest episode of The Tony Steuer Podcast, I spoke with Dr. Preston Cherry, Founder and President of Concurrent Financial Planning about finding balance between your life and your money.
Dr. Preston Cherry is the Founder and President of Concurrent Financial Planning. Preston is also the Head of the Personal Financial Planning Program at the University of Wisconsin – Green Bay. Dr. Cherry specializes in empowering individuals with a trusted place to share their unique stories that inform their financial resources, create their life’s design, and encourage financial wellness, which helps achieve Life Money Balance™. In 2021, he was recognized as one of Investopedia’s 100 Top Financial Advisors, currently serving as President of the Financial Therapy Association.
In this episode we discussed:
- Letting your life lead your money, rather than having your money lead your life
- How early money memories impact our relations with life and money wellness
- Giving yourself permission to start your journey
On the latest episode of The Tony Steuer Podcast, I spoke with Michael Gilmore, the founder of The Money Awareness and Inclusion Awards about the MAIA Awards.
In this episode we discussed:
- The origin of The Money Awareness and Inclusion Awards
- How the MAIA Awards are a big step forward for financial education
- The importance of taking small steps.
On the latest episode of The Tony Steuer Podcast, I spoke with Thomas Kopelman, co-founder of All-Star Wealth about financial literacy for everyone.
Thomas Kopelmanis a financial planner and the co-founder of Allstar Wealth as well as a blogger, podcaster, and speaker. Thomas was recognized as one of the 23 best financial advisors for millennials by Business Insider.
In this episode we discussed:
- The importance of making decisions that match your goals and values
- Why automating your finances is the key to accomplishing your financial goals
- Collaborating with your clients
On the latest episode of The Tony Steuer Podcast, I spoke with Derrick Wesley, founder of iMar Learning Solutions about financial literacy for everyone.
Derrick Wesley is the owner and founder of iMar Learning Solutions. The mission of iMar Learning Solutions is to help others to INVEST in the POWER of themselves. Derrick Wesley and iMar Learning Solutions gained national recognition by becoming the inaugural winner of TD Ameritrade’s Innovation Quest. Derrick launched Seedlyng Financial Literacy to provide even more resources for schools and nonprofits.
In this episode we discussed:
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The importance of discipline for financial success
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Why financial education starts in the classroom
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Focusing on long term goals
On the latest episode of The Tony Steuer Podcast, I spoke with Christian LeFer, founder of InstantNonprofit about the importance of philanthropy to financial wellness.
Christian LeFer is the CEO and founder of InstantNonprofit. Christian’s passion is to help founders stay “on mission” by providing the path to form and grow a nonprofit according to their vision and calling. He’s been interviewed by some of the top business podcasts in the world, is a consultant and trainer for top nonprofit executives, and has raised millions for causes he loves.
In this episode we discussed:
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How philanthropy changes the way we think about money
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Focusing on your mission
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Staying true to your heart
On the latest episode of The Tony Steuer Podcast, I spoke with Robin Taub, author of The Wisest Investment about why teaching your kids about money is the wisest investment.
Robin Taub is a professional speaker and author of The Wisest Investment: Teaching Your Kids to Be Responsible, Independent, and Money-Smart for Life. Robin is passionate about improving opportunities for women CPAs to advance into positions of leadership. From 2008 until 2017, she was a member, and then Chair, of the Chartered Professional Accountants of Canada’s Women’s Leadership Council.
In this episode we discussed:
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Her book ”The Wisest Investment”
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The five pillars of money
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How parents can be a good financial role model
On the latest episode of The Tony Steuer Podcast, I spoke with Benjamin Nathan Otchere, author of The Financial Chalice about the basics of financial literacy.
Benjamin Nathan Otchere is a thought leader in finance and investments, preacher, and author of The Finance Chalice series. Benjamin is currently a portfolio Analyst at SIC Financial Services Ltd, one of the top 5 fund managers ranked by The Securities and Exchange Commission (SEC-GHANA) in Accra-Ghana.
In this episode we discussed:
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His book ”Finance Chalice: Finance Articles for Beginners”
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The Rain Theory of Investment
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Financial issues seen across the globe
On the latest episode of The Tony Steuer Podcast, I spoke with Julie Pinkerton, CEO and Managing Member of Evozen LLC about the importance of putting clients' needs front and center.
Julie Pinkerton is the CEO and Managing Member of Evozen LLC. ClientFirst™ is a fully diverse online community that enables financial professionals to truly put their client's needs first, assists mature financial advisors to exit the industry gracefully, and positions women and minorities to achieve the necessary gravitas to succeed early in their career. Julie has held executive and consulting positions nationally in financial services since 1998. Julie is a contributing writer for U.S. News covering financial planning, risk management, and advisor selection topics.
In this episode we discussed:
- The inspiration behind Evozen
- The importance of being client-centric
- How an integrative approach makes all the difference for your clients
On the latest episode of The Tony Steuer Podcast, I spoke with Bobby Clark, founder of Clark on Money Coaching Services about the importance of people reaching their own conclusions on money.
Bobby Clark is a financial coach and founder of Clark on Money Coaching Services. Coach Bobby draws on over a decade of experience as a Certified Professional Financial Educator. He is a member of the Association for Financial Counseling and Planning Education organization. Last year Bobby received the designation of Global Presence Ambassador for his contribution to financial literacy.
In this episode we discussed:
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Taking a "30,00-foot view" with challenges
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The importance of adapting to a client's language
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How to experience lifelong learning and growth
On the latest episode of The Tony Steuer Podcast, I spoke with Elhaam Mirmohammadi, financial literacy researcher and instructor about how Financial Literacy can help people improve their lives.
Elhaam Mirmohammadi is a financial literacy researcher and instructor at the Financial Intelligence Academy. Elhaam is using her skills to make international connections with financial literacy authors and experts around the world so that she can share their experiences with financial literacy advocates in Iran. So far Elhaam has carried out more than 30 interviews with experts in different countries.
In this episode we discussed:
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The financial Intelligence Academy
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How financial education improves lives
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Unique aspects of finances in Iran
On the latest episode of The Tony Steuer Podcast, I spoke with Rishi Vamdatt, creator of Easy Peasy Finance about why personal finance is important for kids.
Rishi Vamdatt is the creator of Easy Peasy Finance, with a mission to spread financial literacy by breaking down complex financial concepts through animated, fun personal finance videos loved by all ages. He has also authored a book on money & budgeting called "Easy Peasy Money", and created free financial literacy resources like online courses, quizzes, infographics, glossary of terms, etc. that are available on his website.
In this episode we discussed:
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The idea behind Easy Peasy Finance
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His book “Easy Peasy Money: A Fun Money & Budgeting Book”
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The impact of his YouTube Channel across all age ranges
On the latest episode of The Tony Steuer Podcast, I spoke with Josh Fontanilla, host of the Tip Jar Podcast about how financial literacy can be introduced into the educational system.
Josh Fontanilla is the host of the Tip Jar Podcast to promote financial literacy and professional/personal development. Josh was a member of the YouNancial financial literacy platform and served as the Chief Investment Officer of the Spartan Fund. Josh is currently also a business development representative at LivePerson.
In this episode we discussed:
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YouNancial and its impact
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Why college students need financial literacy now more than ever
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The intersection between financial literacy and hip-hop
On the latest episode of The Tony Steuer Podcast, I spoke with Harsimran Chohan, High School Senior about bringing financial literacy to your community.
Harsimran Chohan is a TEDx presenter, holds leadership positions on the Model UN Team, SHP Connections Committee, Global Researching & Consultation (GRC) Program and is a Senior at Sacred Heart Preparatory.
In this episode we discussed:
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How financial education is a life skill
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Personal Finance is for every age: why high school students are taking interest in their finances
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The necessity to incorporate financial literacy into the education system
“Good financial habits become good financial behaviors which inevitably become good financial traits.” Mac Gardner
Financial literacy educational resources are needed more than ever. Financial technology (fintech) continues to impact our lives. Mac Gardner, Founder of FinLit Tech joined me to talk about the combination of FinLit & FinTech. We talked about how families will benefit from his latest book “The Four Money Bears”. Mac also discussed how we can increase diversity and inclusion in the financial services industry.
Bio: Mac Gardner, is a Certified Financial Planner, Speaker, Founder and Chief Education Officer of FinLit Tech along with being the author of “Motivate Your Money” and “The Four Money Bears”. Mac also serves as Founder and Chief Education Officer of FinLit Tech. FinLit Tech is on a mission to "Build a Bridge Between Financial Literacy & Financial Technology". As Chief Education Officer, he works to develop financial education content, provide research & market data, and connect FinTech resources to create digital platforms that are used to increase Financial Literacy and promote Financial Wellness.
“Weave learning about personal finance into your everyday life like any other habit, even if it’s five minutes a day.” Chihee Kim
In this episode, I spoke with Chihee Kim, co-founder of Finny about the importance of an education first approach to achieving financial health. We also discussed why Finny uses a quiz-based approach to financial education along with specific challenges for women with personal finance.
Bio:Chihee Kim is a Co-founder of Finny, a game-based personal finance education start-up. Chihee translates her personal and work experience into digestible lessons, with the vision is to create a barrier-free environment, where everybody, regardless of background, has an opportunity to become financially literate. Prior to Finny, Chihee was a member of the client coverage management team at MSCI, a global financial data, analytics, and research company. Before MSCI, she led business development at Lattice Strategies, a boutique asset manager, and was also in wealth management at both Citi’s Private Bank and Merrill Lynch.
“Ensure that you have a freedom fund, it’s often called an emergency fund. What that allows for is for you to have less stress in case anything happens like loss of a job, a medical situation comes about, bills increase and your income does not. If you put money aside so that you can sustain your household bills, you will be in a much better place.” Patrina Dixon
In this episode, I spoke with Patrina Dixon, Personal Finance Expert, International Speaker, and an Award-Winning Author about her latest book “It’s My Money - A Guided Journal To Help You Manage Your Finances”. We also discussed the importance of financial literacy along with specific challenges for women with financial literacy.
Bio: Patrina Dixon is a Certified Financial Education Instructor, International Speaker, award-winning author, Founder of It’$ My Money, and hosts The Money Exchange Podcast. Her mission is to help individuals become financially free and begin building wealth. Patrina’s been quoted in Yahoo Finance, Black Enterprise, Real Simple, and Experian. She has financial workshops across the world, in high schools, colleges, universities, prisons, detention homes, and for AARP Foundation and Chase. Patrina is also the host of the It’$ My Money local TV show in CT.
The Tony Steuer Podcast is presented by Paperwork
“Think of your household like a business. Build a balance sheet, so you know what are your assets, what are your liabilities; so that you’ll know where you’re starting from. Then create an income statement so you know your household income and expenses.” - Blair Wachob.
In this episode, I spoke with Blair Wachob, Senior Director at CSAA Insurance Group about why the insurance industry isn’t stale and what makes a good leader. We also discussed how insurance & emergency management fit together.
Bio: Blair Wachob has worked in the insurance industry for over 15 years and is a Senior Director with CSAA Insurance Group. Blair earned a Bachelors of Science in Finance from the University of Nevada at Las Vegas, a Masters of Business Administration from Frostburg State University, and is currently pursuing a Masters degree in Emergency Management from Tulane University. Passionate about insurance education, Blair has earned the CPCU, ARM, AIC-M, ARC, and AINS insurance designations. Blair is active within the Las Vegas community as a board member of the Las Vegas CPCU chapter as well as being a member of the Community Emergency Response Team.
The Tony Steuer Podcast is presented by Paperwork
“My #1 tip for retirement planning is to really do it little by little, otherwise there's a tendency to feel overwhelmed if there are so many decisions to make and how do I handle this, but just start little by little.” - Sarah Holden
In this episode, I spoke with Sarah Holden, the Senior Director of Retirement & Investor Research at the Investment Company Institute (ICI) about getting started with retirement planning. We also discussed the benefits of increased disclosure in financial services and specific challenges for women with retirement planning.
Bio: Sarah Holden is Senior Director of Retirement & Investor Research at the Investment Company Institute (ICI), the leading association representing regulated funds globally, including US mutual funds and exchange-traded funds (ETFs). Sarah has a PhD in economics and has studied retirement trends and policy, as well as the behavior of investors, for decades. She uses humor and plain English to make retirement and investment concepts clear.
“Be financially awake and aware of your personal situation, because you cannot be a good steward if you don't know where you're starting from” - Terrell Dinkins
In this episode, I spoke with Terrell Dinkins, President of One Bucket Nation and author of “Secrets of the 800+ Club: How to Raise Your Credit Score, Maintain Good Credit, and Live the Life of Unicorns” about the importance of building wealth one bucket at a time. We also discussed how to raise your credit score and maintain good credit along with specific challenges for women with financial literacy.
Bio: Terrell Dinkins is the President and Founder of OBN Wealth Advisors, which primarily focuses on wealth-building strategies for women. To help close the wealth gap and break down barriers around personal finance and money, Terrell hosts a quarterly series for women entitled: Women and Money Conversation Circle. Terrell is also President of One Bucket Nation, through which she is a wealth empowerment speaker and two-time author. In 2017, Terrell received the Atlanta SMART Woman Award from the Jeannette Rankin Women’s Scholarship Fund. In 2018 she was awarded the Malinda K. O’Neal Entrepreneur Award by Alpha Kappa Alpha Sorority, Incorporated; and in 2019, she received the Emory O. Jackson Journalism Award and named one of Atlanta’s 100 Women of Influence by the Atlanta Business League.
“Knowing what you have and then understanding as much as you can as a foundation for making wise financial decisions going forward.” - Marie Burns
In this episode, I spoke with Marie Burns, author, and host of the Mind, Money, Motion podcast about the inter-relationship between our mindset, money habits, and the motion of our mind and body. We also discussed challenges for women with financial literacy and how people can start their own mind, money, and motion journey.
Bio: Marie Burns, a Certified Financial Planner (CFP®), has been advocating for clients’ financial health for 20 years. Originally from Wisconsin, she has helped clients with their financial lives in a fiduciary capacity in a bank setting, accounting firm, at Vanguard, at a financial planning firm and now writes, speaks, and educates as a financial advocate in her Mind, Money, Motion business and also has an independent advisory and investment management practice called Focus Point Planning. She is on the board of The Financial Awareness Foundation, a member of the Financial Planning Association of Greater Phoenix, on the board of the Senior Advocacy Group of Ahwatukee, on the Women’s Leadership Committee at Mountain Park Church in Ahwatukee, author of a financial checklist book series, and podcast host of Mind, Money, Motion.
In this episode, I spoke with Barry Flagg, Founder of Veralytic, Michael Browhawn, founder of Your Life Insurance Solutions and Bill Comfort, Owner of Comfort Long Term Care about managing life insurance policies. We discussed in-force life insurance illustrations and and how an advisor can transition from being a sales person to being a trusted advisor.
“When looking at a life insurance policy, you’ve got to understand three things: what’s being charged inside the policy and is it fair, what is the performance required to meet your expectations and is it reasonable, and are those performance expectations consistent with your risk profile. Cost, performance and risk - consumers have to understand that”. - Barry Flagg
“When looking at a life insurance policy, break it down to the characteristics of different types of policies and then focus in on the premium flexibility (is it required or is it flexible), the investment risk which goes hand in hand with cash value (is there a need for cash value), the death benefit guarantee, and then focus on the cost.” - Michael Brohawn
“If you’re buying long term care insurance or have an interest in having a benefit like that, you have to work with someone who represents all of the different options, otherwise you will not get a fair comparison. It’s making sure that you’re exposed to being educated from a non-biased place as much as possible, knowing what all of the options are.” - Bill Comfort
Bios:
Barry Flagg is the inventor and founder of Veralytic. Barry is a recognized expert in applying Prudent Investor principles to life insurance product selection and portfolio management and serves as sub-advisor to thousands of life insurance trusts.
Michael Brohawn is the founder of Your Life Insurance Solutions. Michael is a pioneer in the trust-owned life insurance field. Michael, along with two partners, founded the first full-service trust-owned life insurance (TOLI) outsource firm in the country. Michael is the author of The Wealth Advisors Guide to Life Insurance.
Bill Comfort is an independent LTC specialist agent with Comfort Long Term Care. Bill hosts the broadcast & podcast show: “Aging America Radio” with a focus on a wide range of topics supporting "successful aging".
“Start now and come to the table. Everyone wishes for a lot of things they could have done yesterday, but yesterday’s gone, so we have today. We have to come to the table and we have to own our finances. We’re the only ones who can take control.” - Maggie Nielsen.
In this episode, I spoke with Dr. Barbara Provost, founder of Purse Strings, and Maggie Nielsen, partner at Purse Strings about how women can become financially fearless. We also discussed why women can feel overlooked and how an advisor can transition from being a salesperson to being a trusted advisor.
Bio: Dr. Barbara Provost is a consultant, educator, advisor to the World Bank, and founder of Purse Strings. Maggie Nielsen is a partner at Purse Strings and is focused on empowering young women to be in the financial conversation. Purse Strings was designed to teach financial professionals how to reach, engage, and earn the female dollar.
“Start with your vision. Write down what a day in your life in retirement looks like, and describe it in the present tense (today). This will guide you in the choices you make. ” - Ilene Slatko.
In this episode, I spoke with Ilene Slatko, founder of DSS Consulting about the importance of mastering your money mindset. We also discussed challenges for women with financial literacy and how women can get on the right track (financially).
Bio: Ilene Slatko is the Founder and Principal of DSS Consulting. Ilene is also a speaker, coach, and consultant. DSS Consulting provides clients with behavioral and financial decision-making strategies. Through seminars, webinars, her Money Masters program, and an online library of financial programs, Ilene takes clients through various aspects of their financial journey.
“Always have a budget and an emergency fund. Having an emergency fund will cushion you against unforeseen issues that may arise.” - Sheila Mmboga.
In this episode, I spoke with Sheila Mmboga, founder of the Financial Wellness Centre about the importance of financial wellness. We also discussed trends in financial literacy education along with what’s unique about finance in the United Arab Emirates and what are common financial issues across the globe.
Bio: Sheila Mmboga is a financial literacy advocate, Economist, Entrepreneurship Consultant, and founder of The Financial Wellness Centre in the United Arab Emirates. Sheila is also the host of Financial Wellness with Sheila Mmboga. Her exemplary work in financial and business consultancy has resulted to her being featured on various local and international business platforms.
“Pay attention. Prepare for the heart to heart college money talk.” - Haruka Yamashita
In this episode of Get Ready, I spoke with Haruka Yamashita, Founder of Plan-It-Education about what College Knowledge you need to know to make the best college admission decisions. We also discussed the “College Knowledge with Haruka YouTube series”.
Bio: Haruka Yamashita is a college admissions counselor, based in the San Francisco East Bay. She founded Plan It Education in 2016 and has hosted College Knowledge Webinars since 2020. Haruka is a graduate of Cornell University with a B.S. in Human Development and Family Studies. She brings a passion for working with youth and counseling to her practice. She shares unique insights as a result of her own Ivy League education. Her mission is to inspire, motivate and educate families so that they can make the best college admissions decisions. In 2020, she launched College Knowledge Webinars and her YouTube Channel: College Knowledge with Haruka.
“Don’t be a bobblehead, don’t just sit there and shake your head. And don’t be afraid to ask for help.” - Dave Seibel
David Seibel, Author of Don’t Run Out of Money and host of the Don’t Run Out of Money TV show joined me on the Get Ready Podcast to talk about the concept of how to avoid running out of money. We also discussed how wealth management is about more than investing and The Don’t Run Out of Money TV Show.
Bio: David J. Seibel MBA, ChFC® is the bestselling author and the founder and Managing Partner of AGS Aurora Financial Services, LLC. Since the height of the financial crisis in 2008, Dave has been helping families manage their financial risk and develop plans for their financial future to help ensure they don't run out of money. Dave has a Master of Science degree from Worcester Polytechnic University and a Master of Business Administration from Fordham University. Dave is also a Chartered Financial Consultant®. Before beginning his entrepreneurial career in 2000, Dave held corporate finance and executive finance positions at companies such as Random House Publishing, Allied-Signal, Estee Lauder, Revlon, Coleman, where he was Treasurer, and Sunbeam, where he was Vice President, Chief Financial Officer, International.
“First of all commit to being financially prepared. There are a great number of resources to be financially prepared. Start with a financial preparedness checklist, give yourself a deadline and do it. Be Prepared. ” - Michelle Boss
In this episode of Get Ready, I spoke with Michelle Boss, Founder of The Money Boss about the importance of financial literacy. We also discussed specific challenges for women with financial planning along with the importance of having a money coach.
Bio: Michelle Boss, aka The Money Boss is a Personal Finance Coach & Educator and Livermore, CA business woman currently founding The Livermore Valley Wine Country Inn. She guides her clients to financial peace and freedom via one on one coaching. With money tools and accountability, Michelle addresses such topics as money mindset, entrepreneurship, budgeting, credit and debt management, investing and establishing success habits and behaviors for a lifetime of financial wellness.
Quote: Buy enough (life insurance) the first time and don’t let it lapse.
In this episode of GET READY!, I spoke with Bob Bland, the founder of Lifequotes about the future of life insurance. Bob shared why it’s important to consider underwriting first when reviewing life insurance quotes. We also discussed how no-exam life insurance policies have improved underwriting processes, though consumers may pay extra for this convenience. And we covered the importance of working with a firm such as Lifequotes which represents multiple life insurance companies.
Bio: Robert Bland is the founder and CEO of Lifequotes.com. Lifequotes specializes in the sale of term life insurance through their platform that allows consumers to instantly compare the rates of 30 leading life insurance companies. By allowing people to obtain their own quotes and purchase from the company of their choice, Bob and his team have dramatically improved and streamlined the way people buy life insurance.
Lifequotes: (learn more here)*
*Please note that this is an affiliate link and I may make a small commission at no extra cost to you should you make a purchase.
“The #1 key take-away is to invest, to invest in yourself, to invest in whatever is the vehicle for you, investing in the stock market, investing in real estate, investing in life insurance - yes, that is an investment - invest in you, so that you are educated and you are now empowered to make the right decisions for you and your family.” - Lynn Demmons
In this episode of Get Ready, I spoke with Lynn Demmons, CEO of Demmons Enterprise and host of the Financial Confidence Podcast about being confident with your finances. We also discussed the Swing Into Their Dreams Foundation and the unique challenges for Historic Black College and University students.
Bio: Lynn Demmons, CFO and Co-Founder of the Swing into Their Dreams Foundation is an author, keynote speaker, consultant, executive coach and CEO of Demmons Enterprise a professional development training company. Working with clients across the country, Demmons conducts group seminars and facilitates sessions for corporate and government executives, academia and not-for-profit organizations helping them to make their money, keep their money and grow their money. Her simple yet practical, systems empower clients to grow and focus on outcomes not incomes. As a result, her clients achieve the best financial life for their purposes. Demmons’ philosophy is “Be generous with what you have- no matter how big or small; results will follow.”
“Take small forward actions and to be kind to yourself in the process, so try to learn something new every day we’ve never been in a better age to learn about money and about personal finance.” - Tracey Bissett
In this episode of Get Ready, I spoke with Tracey Bissett, President of Bissett Financial Fitness, Inc and host of the Young Money Podcast about the concept of financial fitness. We also discussed the Young Money Podcast and the Young Money Scholarship Fund.
Bio: Tracey Bissett is on a mission to redefine the world's economic future by increasing the financial literacy of entrepreneurs, also known as financial fitness. As the founder, President, and Chief Financial Fitness Trainer at Bissett Financial Fitness Inc., Tracey helps her clients understand and improve their level of financial fitness with a goal of increased confidence using their financial skills so they can be successful in their financial lives. In addition, Tracey is a professor at Centennial College’s School of Business and regularly leads speaking engagements to increase financial fitness awareness.
“Start by educating yourself, there are resources out there that you can access easily and that you should be taking advantage of. Learn as much about personal finance as you can, so that you can take control of your finances. ” - Cameron Huddleston
In this episode of Get Ready, I spoke with Cameron Huddleston, award winning journalist and author of “Mom and Dad, We Need To Talk”, about her book and her financial philosophy. We also discussed how people can have family, inter-generational money conversations along with Cameron’s views on financial literacy.
Bio: Cameron Huddleston is the author of Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances. She also is an award-winning journalist with nearly 20 years of experience writing about personal finance. Her work has appeared in Kiplinger's Personal Finance, Chicago Tribune, Forbes.com, MSN, Yahoo! and many more online and print publications.
“We need to stop over sharing on social media. Every time we’re sharing something, it’s a piece of your personal information.” - Dana Mantilia
In this episode of Get Ready, I spoke with Dana Mantilia, the founder of Identity Protection Planning about the importance of protecting your identity. Dana shared about how people can identify and protect themselves from identity theft. We also discussed the importance of why it’s important to have regularly monitor your identity.
Bio: Dana is the founder of Identity Protection Planning. Dana takes a different approach to cyber security. Instead of once a year, boring training that makes employees want to poke their eyes out, she helps create a workplace culture that embraces a positive cyber security culture. Dana also speaks to audiences large and small about how people can protect themselves, their families and their homes against cyber crimes.
“Be curious. When you have questions, pursue those , ask the question, find out the answer, many people wonder , should I do this, should I do that. However, they don’t really look for solutions so I’d say just being curious is the best tip for financial literacy.” - Laura Adams
In this episode of Get Ready, I spoke with Laura Adams, author and host of the Money Girl Podcast about Laura’s new book “Money-Smart Solopreneur” and the Money Girl Philosophy. We also discussed how people can integrate the Money Girl philosophy into their financial lives along with Laura’s views on financial literacy.
Bio:Laura Adams is one of the nation’s leading personal finance and small business authorities. As an award-winning author, media spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers, listeners, and loyal fans benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by making the most of what they have, planning for the future, and making smart money decisions every day.
“The most important thing is to make sure that obligations to your family can be met under any circumstances and yes, that’s going to involve adequate insurance. And, it’s more than that, it’s making sure that you’re diligently saving, that you’re building your emergency fund and not living outside of your means.” - Maxwell Schmitz
In this episode of Get Ready, I spoke with Maxwell Schmitz, Maxwell Schmitz, the Insurance Resource for Certified Financial Planners about the importance of disability insurance and what to consider during your employer’s insurance open enrollment. We also discussed Max’s financial literacy philosophy and his thoughts on financial preparedness.
Bio: Maxwell Schmitz joined DI & LTC Insurance Services as a third-generation DI specialist in the bottom of the recession in 2009. Since then he has developed a specialty in working with CFPs and RIAs to consult and implement proper disability planning for their clients. Max and I also co-authored The Questions and Answers on Disability Insurance Workbook.
Connect with Maxwell Schmitz:
LinkedIn: (here)
Website: DI & LTC Insurance Services (here)
“Simplify and reduce the number of moving parts in your plan. Your investment portfolio doesn’t have to be complicated to be successful. That very few constituent holdings can get you to your goal.” - Christine Benz
In this episode of Get Ready, I spoke with Christine Benz, the Director of Financial Planning for Morningstar about being an investment minimalist and how it can improve your financial life. We also discussed how life stage impacts how people should think about their investments along with the financial complexity complex.
Bio: Christine Benz is Director of Financial Planning for Morningstar. In that role, Christine focuses on retirement and portfolio planning for individual investors. Christine is the co-host of Morningstar’s Long View podcast. She is the author of 30-minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and co-author of Morningstar® Guide to Mutual Funds: 5-Star Strategies for Success. In 2020, Barron’s named her to its inaugural list of the 100 most influential women in finance. Crain’s Chicago Business named her a Notable Woman in Finance in 2019.
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“Inspect what you expect. If you’re a business owner or you’re a manager and you have employees, if you expect them to do something or perform in a certain way, you’ve got to observe it. It’s the same thing for your financial future whether it’s your 401(k) or your life insurance policy, if you’re not periodically looking at it, the chances of you not getting what you expect go up so, inspect what you expect.” - Barry Flagg
In this episode of GET READY!, I spoke with Barry Flagg, the Founder of Veralytic about the importance of reviewing insurance policies. We also discussed what people should look for when reviewing their insurance policies along with how Veralytic reports are an important tool for managing an in-force life insurance policy.
Bio: Barry D. Flagg is the inventor and founder of Veralytic, the only patented online publisher of life insurance pricing and performance research and product suitability ratings. Barry is a recognized expert in applying Prudent Investor principles to life insurance product selection and portfolio management and serves as sub-advisor to thousands of life insurance trusts.
"You have to decide to make a conscious and intentional effort to obtain financial independence and once you do that, get all the resources that you can and you will be ready for any financial crisis." - Peter Kwadwo Asare Nyarko.
In this episode of GET READY!, I spoke with Peter Kwadwo Asare Nyarko, the Executive Director of the Center for Financial Literacy Education (Africa) about financial literacy for children. We also discussed trends in financial literacy education along with what’s unique about finance in Ghana and what are common financial issues across the globe.
Bio: Peter Kwadwo Asare Nyarko is a Social Entrepreneur, Author, Founder and Executive Director of Center for Financial Literacy Education Africa. He is a Financial Literacy Advocate and Educator. Peter is the Lead Ambassador for The Financial Awareness Foundation in Ghana. Peter and his team are championing “The Improving Financial Awareness and Financial Literacy Movement in Ghana and Africa.”
"Have a plan. Have goals. But, don’t just have goals and a plan, have a system that works for you. That might be creating an investment plan to begin with and following that investment plan. It might be automating your investments somehow through a robo-advisor, that might require you to hire an advisor. I think any of those options work as long as you have a plan and a system in place." - Daniel Lee
In this episode of GET READY!, I spoke with Daniel Lee, a fiduciary financial planner who is the head of Plancorp’s San Francisco office about the benefits of having an investment plan. Daniel discussed the components of an investment plan and what to keep in mind when reviewing your investment portfolio. We also discussed how people can incorporate socially and environmentally responsible investing into their strategy.
Bio: Daniel Lee, CFA®, CFP®, is a fiduciary financial planner dedicated to helping busy people make intelligent financial decisions. He is the head of Plancorp’s San Francisco office, a full-service wealth management company, and consults for BrightPlan, the first digital financial wellness solution certified for fiduciary excellence. Daniel is an award-winning personal finance instructor at UC Berkeley Extension and is a member of the CFA Society of San Francisco and the National Association of Personal Financial Advisors.
Quote: Estate planning is not just for when you die, having a proper estate plan means that you’re going to be able to keep control over yourself and your person in the event that you’re incapacitated or that you die.
In this episode of GET READY!, I spoke with Chris Hall, the founder of Estate Plan Navigator about the importance of having an estate plan. Chris shared about the benefits of an estate plan and why it’s important to periodically review your estate plan. We also discussed the importance of reviewing the beneficiaries on your life insurance policies and retirement plans.
Bio: Chris Hall, Founder of Estate Plan Navigator. Chris is a former top producing insurance agent and financial advisor with Great Northern Financial. Currently on a mission to flip the numbers from 70% of adults in need of proper estate planning documents to 70% or more who have them in place. And, when time permits a true golf addict.
Connect with Chris Hall:
LinkedIn: https://www.linkedin.com/in/chrisepnavigator/
EPNavigator home page: www.epnavigator.com
“Be educated about sources of information, because knowledge is power and then live within your means. That to me, goes hand in hand.” - Donna Bandelloni
In this episode of GET READY!, I spoke with Donna Bandelloni, who is an authority on Planned Giving. Donna and I discussed the value of having a family financial meeting and the importance of communication. We also covered the importance of introducing money issues to children along with the concept of philanthropy.
Bio: Donna’s super powers are communication and connecting people. Donna is a leader in the planned giving community and a frequent speaker on national planned giving webinars and at planned giving conferences across the country. Donna has just founded her new venture Genuine Giving. Donna is also a Senior Consultant at the Heaton Smith Group. Donna has served as a director of gift planning for leading healthcare organizations and senior director of charitable gifts for world-leading financial institutions for more than 25 years. Her capacity to lead and execute produced significant growth in gift planning programs for large healthcare foundations located in Northern California - the Lucille Packard Foundation for Children’s Health and the California Pacific Medical Center Foundation. In addition, Donna held director positions at large financial institutions such as Merrill Lynch Trust, Wells Fargo Charitable Management, and Mellon Financial, and successfully expanded their charitable services to the nonprofit sector.
“My #1 tip is to have a plan, which sounds complex for people, but quite literally just asking a couple of questions, like when do I want to retire, what would that look like, how can I possibly get there. If you simplify your questions, it doesn’t have to be so overwhelming. And the more that you can simplify what you’re looking for, the more your financial professional can actually help you.” - JM Ryerson
In this episode of GET READY!, I spoke with JM Ryerson who is the co-founder and CEO of Let’s Go Win. JM and I discussed best practices for increasing leadership, enhancing team culture and helping teams achieve peak performance. We also covered the importance of courage in standing for your values, building a foundation on fun and how to transcend boundaries & beliefs.
Bio: JM is an entrepreneur and Mental Performance Coach who has been building companies and leading sales teams for over 20 years. JM is the co-founder and CEO of Let's Go Win whose mission is to increase leadership, enhance culture and help teams achieve peak performance.
“Change is going to happen from the top down, not waiting for a bad agent to get turned in to adult protective services, to then get prosecuted -that is not how change is going to happen. It’s really going to happen when the companies themselves start looking at those trends and the data and reining people in, that’s absolutely how it’s going to happen” - Shawna Reeves
In this episode of GET READY!, I spoke with Shawna Reeves who is the Director of Elder Abuse Prevention at the Institute on Aging. Shawna and I discussed best practices that insurance agents can implement to help reduce elder financial abuse. We also covered how older adults (and their families) can keep them from being the victims of financial abuse.
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Bio**: Shawna Reeves is currently the Director of Elder Abuse Prevention at the Institute on Aging. Shawna has worked as a consumer advocate for twenty years. Her role includes creating an innovative and coordinated community response to elder abuse in Northern California, running San Francisco’s Elder Abuse Forensic Center and Multidisciplinary teams along with training professionals and the public on elder abuse prevention, response, and laws, presenting at state and national conferences on elder abuse trends and interventions, educating lawmakers and provide policy recommendations related to elder consumer protection.
Shawna has received numerous awards for her work and leadership including the Aging Innovation Award, Aging Achievement Award, Service Recognition Award and was honored with a resolution recognizing her contributions to the field of elder justice by the Commission on the Status of Women.
"It’s your story, you own it, you get to write the story that you’re going to tell, you get to write the story that you’re going to live" - Shennandoah Connor
In this episode, I spoke with Shennandoah Connor, Vice President of Strategy and Client Services at Connor Creative about how advisors can focus on their client’s perspectives and issues rather than their own. We discussed the application of behavioral economics to better serve clients. We also discovered unique issues to women in the financial services industry.
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Bio:Shennandoah Connor is a graduate of the “get ‘er done” school of thought, Shennandoah Connor takes strategy and execution to the extreme, rapidly developing and implementing both client and company initiatives while maintaining high standards of excellence. Shennandoah actively writes and speaks on topics related to marketing, leadership, and business for many conferences and organizations including SXSW Interactive, Women in Finance, the Institute for Leadership in Capital Projects, the Society for Marketing Professional Services, the Women’s Global Leadership Conference in Energy, and others.
"It’s a very fluid situation. 90% of financial services institutions had a pandemic response ready. From a broad scale perspective, the financial stability portion is not a concern as this time." - Maxwell Schmitz
"Everyone has a plan, until they get punched in the mouth." - Mike Tyson
In this episode, I spoke with Maxwell Schmitz, the Insurance Resource for Certified Financial Planners about the impact of Covid-19 on the insurance industry. We discussed the impact of Covid-19 on the application process, underwriting and claims along with how this could change the industry in the future.
Connect with Maxwell Schmitz:
LinkedIn: Maxwell Schmitz (here)
Website: DI & LTC Insurance Services (here)
Bio:
Maxwell Schmitz joined DI & LTC Insurance Services as a third-generation DI specialist in the bottom of the recession in 2009. Since then he has developed a specialty in working with CFPs and RIAs to consult and implement proper disability planning for their clients. Max and I also co-authored The Questions and Answers on Disability Insurance Workbook
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“ The most important thought, is the idea of paying yourself first or spending less than you earn, however you like to look at it. It’s an important idea that anyone can take action on.” - Sam Renick
In this episode, I spoke with Sam X. Renick, founder of the “It’s a Habit!” Company and co-creator of Sammy Rabbit about the importance of financial literacy. We discussed how advisors and companies can be be active in promoting financial literacy. We also discussed the importance of financial literacy for children and how to talk with children about money.
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Bio:
Sam Renick is an internationally recognized leader and pioneer in financial literacy. In 2001, Sam founded the “It’s a Habit!” Company and co-created children's storybook character Sammy Rabbit to make it easy for anyone to talk to and teach young children about great money habits! Since then Sam has produced one of the largest libraries in the world of financial literacy resources. It includes stories and songs like Sammy’s Big Dream, Get in the Habit, S.A.V.E. Rainy Day, Lemonade Stand, Anyone Can Be Rich, Show Your Family the Way and more. Sam has also received numerous awards for his innovative work including National Financial Educators Council Financial Educator of the Year (2016), NJ Coalition for Financial Education Lifetime Achievement Award (2015), Excellence in Financial Literacy Education Program.
“Your ownership in the business, the way that you finance your exit, allows you to help that person finance the sale and is an annuity for you.” - Bill Heestand
In this episode, I spoke with Bill Heestand, author of the Ownership Ladder about how to set up a successful internal business transfer & sale including setting a reasonable valuation. We also discussed how to succeed in the financial services industry and build a successful business.
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Bio:
Bill is an author, entrepreneur and small business expert. During his thirty-two years as a business owner, Bill grew a company specializing in highly customized retirement, health and welfare benefits and business planning for client companies and their employees. In 2017 Bill retired and relocated to Texas after closing the internal Ownership Ladder sale of his company. Following more than a year of taking stock, reflection, and fun, Bill created Ownership Ladder to share the mindset and life expertise to help potential intrapreneurs to the life they have been dreaming about.
On business efficiency: take out the things that are big item expenses and try to pare those down. You’ll streamline your business, you’ll cut your costs and you’ll make yourself more efficient. The money that you save from that, reinvest that money into other areas marketing yourself and amplify your thought leadership instead. Sheryl Brown
In this episode, I spoke with Sheryl Brown, Founder of Females and Finance about starting a movement for women in financial services. We also discussed Sheryl’s work as an advocate for women. Lastly, we covered how women can be successful in the financial services industry.
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Bio:
Sheryl Brown is a thirty-year veteran of the financial services profession. She is an international speaker on the topics of social and digital marketing strategies for financial services professionals and organizations. In 2018, Sheryl founded Females and Finance, a private networking community of more than 2,400 women working in financial services and financial technology.
“Sheryl says the role of a financial advisor is one of the most important jobs but there is a segment of the industry that operates like the gunslingers of the Wild West, we don’t have the rules and regulations to protect those who we are supposed to be serving - I couldn’t have said it better myself.” President Barack Obama recognizing Sheryl during a 2015 speech”.
We have to know who are resources are and how to tap in to them, know what kind of tools and strategies that we could get into. And how to find these people. Sheryl Garrett.
In this episode, I spoke with Sheryl Garrett, Founder of the Garrett Planning Network about being a trailblazer in the financial planning industry and building a network of fee-based financial planners. We also discussed Sheryl’s work as an advocate for the an authentic fiduciary standard and higher standards of care. Lastly, wee covered the unique challenges and opportunities for women in the financial services industry.
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Bio:
Sheryl Garrett is the founder of Garrett Planning Network and has been dubbed "The All-American Planner," because of her zealous mission to "help make competent, objective financial advice accessible to all people." Sheryl is Consistently recognized as one of the most influential people in financial planning. Sheryl has also been honored to work with the House Subcommittee on Financial Services regarding predatory lending regulation and has testified before Congress on financial literacy and Social Security reform. In addition, Sheryl has authored, coauthored or served as a technical editor on over a dozen books and several magazine columns. These books include Garrett’s Guide to Financial Planning, Just Give Me the Answer$ , Money Without Matrimony, Personal Finance Workbook For Dummies, A Family’s Guide to the Military For Dummies and Investing in an Uncertain Economy For Dummies.
“It’s easy when you meet new people, when you’re at a conference or something, to start feeling like you need to be marketing yourself, telling them who you are. Instead, ask questions and learn who they are. If you listen, you make the other person feel great and so you’ve made a connection. And you’ll learn something.” -Kerry Hannon
“A key thing is to always pay yourself first. It’s really easy, you’re paying bills and you forget to save, to invest, to put money aside for you - you’re not saving for retirement, you’re saving for life.” - Kerry Hannon
In this episode of Get Ready!, I spoke with Kerry Hannon, Author, Speaker and Career Strategist about mid-life career transitions. We also discussed Kerry’s “She Leads Workshops”, that facilitates women having conversations with other women to raise awareness of issues and challenges they face in securing, protecting and growing their wealth. Lastly, we covered Kerry’s advocacy work and testimony to Congress on older workers and the changing workscape, as well as the importance of women taking charge of their own financial planning.
Connect with Kerry Hannon:
LinkedIn: Kerry Hannon - https://www.linkedin.com/in/kerryhannon/
Website: https://kerryhannon.com/
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iTunes - https://podcasts.apple.com/us/podcast/get-ready-with-tony-steuer/id1480046083
YouTube - https://www.youtube.com/playlist?list=PLk-tMK8a6LBOrln5BOoWUrW-PV7nE9MlR
Spotify - https://open.spotify.com/show/4R8kE65GnCIeGr9WsxnsTm
Buzzsprout - http://www.buzzsprout.com/530449
Bio: Kerry Hannon is a nationally recognized strategist on career transitions, entrepreneurship, personal finance and retirement. She is a frequent keynote speaker, and TV and radio commentator. Kerry is the author of 13 books, including Never Too Old To Get Rich: The Entrepreneurs Guide To Starting a Business Mid-Life, Great Jobs for Everyone 50+, Money Confidence, Getting the Job You Want After 50 and Love Your Job: The New Rules for Career Happiness. She is an expert columnist and regular contributor to The New York Times, PBS website Next Avenue.org, Forbes and MarketWatch.
“Social duty is part of shareholder value. Maximizing shareholder value is empty, yes, you have a responsibility to do that, however there’s lots of different ways to do that, you don’t have to sacrifice one for the other, you can create a ton of value by implementing loss control in other things into your insurance mission statement ” Nick Lamparelli
In this episode of Get Ready!, I spoke with Nick Lamparelli, Partner, Blogger and Podcaster with Insurance Nerds and Chief Underwriting Officer of reThought Insurance about the value of building an online community for the Insurance Industry. We also discussed how millennials are changing the insurance industry. Also covered is the impact for reThought Insurance of being a tech-centric MGA.
Connect with Nick Lamparelli:
LinkedIn: Nick Lamparelli (www.linkedin.com/in/nicklamparelli/)
Websites: Insurance Nerds (www.insnerds.com)
reThought Insurance (www.rethoughtinsurance.com)
Please subscribe to the GET READY! With Tony Steuer podcast.
“Work hard & insure your income” Jack Schmitz
“Challenge yourself to think about others who’ve had major health issues. You can live through a lot and there’s no need to suffer financially on your road to recovery.” Maxwell Schmitz
In this episode of Get Ready!, I spoke with Jack Schmitz, President of DI & LTC Insurance Services and Maxwell Schmitz, Insurance Resource for Certified Financial Planners about what’s going on with Disability Insurance and Long Term Care Insurance industry and the future of the future for these products. We also discussed how disability insurance and long term care insurance fit into a sound overall financial plan. Max is also pioneering innovative uses of technology to simplify the application process and how that is working.
Connect with Jack Schmitz and Maxwell Schmitz:
LinkedIn: Jack Schmitz (https://www.linkedin.com/in/jackbschmitz/)
LinkedIn: Maxwell Schmitz (https://www.linkedin.com/in/maxwellschmitz/)
Website: DI & LTC Insurance Services (https://www.di-ltc.com/)
Please subscribe to the GET READY! With Tony Steuer podcast.
"The bottom line is the Golden Rule, try to do the best thing for the client, treat them just like you want to be treated. And, really be passionate about what you do" - Mike Pepe
In this episode of GET READY!, I spoke with Mike Pepe, founder of Proformex (here) about Proformex’s life insurance policy management system. We discussed how Proformex utilizes technology to enable insurance agents, financial advisors and trustees to more efficiently manage their customers life insurance policies. Mike and I also covered how Proformex is designed to expedite the policy review process and proactively clear customers of potential problems with their client’s life insurance policies. Mike also shared his thoughts on the future of best practices in the life insurance industry.
Connect with Mike Pepe:
LinkedIn - Mike Pepe (here)
Website - www.proformex.com
Thought leaders mentioned: Stay informed: Proformex Blog, Jon Mendelsohn - Ashar group, Barry Flagg - Veralytic, Tate Groome - LifeTrust3D), Bobby Samuelson - The Life Product Review, Chad Neifer - inForce inSights. Links to their sites can be found here.
Please subscribe to the GET READY! With Tony Steuer podcast.
"Every interaction is a learning opportunity. Listen to your audience/customer, irrespective whether you are a business or are an employer, attempt to truly learn more about your user base or your team. The more you understand the need, the better you will be able to serve." Roshni Chowdhry
"Financial literacy is the first step, you then need to take action, and to be intentional." Zach Blumenfeld
In this episode of GET READY!, I spoke with Roshni Chowdhry (Head of Customer Experience) and Zach Blumenfeld (Director of Sales) of Cookiejarsavings.com about Cookie Jar’s innovative savings solution. We discussed how Cookie Jar integrates technology along with how innovative technology is changing the financial services community. Roshni and Zach also shared their thoughts on the future impact of technology on financial preparedness.
Connect with: Roshni Chowdhry and Zach Blumenfeld:LinkedIn - Roshni Chowdhry (here) and Zach Blumenfeld (here)
Website - https://www.cookiejarsavings.com
Please remember to subscribe to the GET READY! With Tony Steuer podcast.
Educate Yourself: Whether you are an advisor or a consumer, take advantage of available resources - Neil Granger
In this episode of GET READY!, I spoke with Neil Granger who specializes in the identification and prevention of elder financial abuse. Neil and I discussed best practices for insurance agents, common fraud techniques and elder financial abuse legislation. Neil shared his experiences in working with attorneys, regulators and law enforcement on elder financial abuse prevention and enforcement.
CONNECT WITH Neil Granger:
LinkedIn - Neil Granger: https://www.linkedin.com/in/neil-granger
Website - elderinsuranceabuse.com
Resources:
California Advocates for Nursing Home Reform: canhr.org (much more than nursing homes)
California Department of Insurance: insurance.ca.gov
Financial Regulatory Links: tonysteuer.com
Any analysis should be measurable and quantifiable - David Paul
If you stay optimistic and you are willing to work hard and keep at it and not give up, I think it will be really hard to fail - David Paul
In this episode of GET READY!, I spoke with David Paul who specializes in the analysis of insurance company financial performance trends. David and I discussed trends with insurance company financial analysis and the unique approach that his firm, Alirt Research takes in evaluating insurance companies. We also discussed his philosophy in analyzing insurance companies.
CONNECT WITH David Paul:
LinkedIn - https://www.linkedin.com/in/david-paul
Website - https://www.alirtresearch.com
Welcome to Episode 4 of the GET READY! With Tony Steuer podcast in partnership with Insurance Nerds.
“Keep your mind open to new perspectives and possibilities to help people” - Emily Adams
“For every initiative, think about how you can help others, rather than what you can get out of it” - Sharon Bially
In this episode of GET READY!, I spoke with public relations and marketings experts Emily Adams and Sharon Bially about the value of PR, earning media placement and developing our personal brand. The key to PR is about staying focused on serving your audience and clients. We also discussed how you can amplify your message and the future of marketing.
Subscribe to the GET READY! With Tony Steuer Podcast
Buzzsprout: http://www.buzzsprout.com/530449
YouTube: https://www.youtube.com/channel/UCLFLB1LrzEHs0q6LXehCBqA
About The GET READY! with Tony Steuer Podcast: On the GET READY! Podcast, I’ll be catching up with inspiring professionals from a variety of backgrounds and experiences to help bring you innovative strategies to organize your financial life. GET READY! With Tony Steuer will help you be informed and financially prepared today and in the future. We’ll also talk about best practices from both the consumer and industry perspectives.
Welcome to Episode 3 of the GET READY! With Tony Steuer podcast in partnership with Insurance Nerds.
In this episode, of GET READY!, I spoke with Chris Hall about the blending of technology with human advisors, strategic partnerships and trends. Chris shared how his firm blends a fintech approach with human lawyers to create a streamlined approach to estate planning. The key is being able to leverage technology to expedite processes that are routine with utilizing people for the individualized aspects. The future of financial services is about creating the right balance with technology and people.
Connect with Chris Hall:
LinkedIn: https://www.linkedin.com/in/chrisepnavigator/
EPNavigator home page: www.epnavigator.com
Subscribe to the GET READY! With Tony Steuer Podcast
Buzzsprout: http://www.buzzsprout.com/530449
YouTube: https://www.youtube.com/channel/UCLFLB1LrzEHs0q6LXehCBqA
About The GET READY! with Tony Steuer Podcast: On the GET READY! Podcast, I’ll be catching up with inspiring professionals from a variety of backgrounds and experiences to help bring you innovative strategies to organize your financial life. GET READY! With Tony Steuer will help you be informed and financially prepared today and in the future. We’ll also talk about best practices from both the consumer and industry perspectives.
Do you know how to build your business? What is the future for the financial services industry? How does being focused on the client make you stand out?
In this episode, Tony spoke with Bob Bingham. Bob is the co-founder of the wealth management firm, Bingham, Osborn and Scarborough. He founded the firm in 1985 with his Amherst College classmate Ed Osborn. BOS now manages close to $5 billion in assets, has nine partners, and approximately 50 employees in two Bay Area offices - its headquarters in San Francisco and its branch office in Redwood Shores.
Connect with Bob Bingham:
Bingham, Osborn and Scarborough home page: www.bosinvest.com
Subscribe to the GET READY! With Tony Steuer Podcast
Buzzsprout: http://www.buzzsprout.com/530449
YouTube: https://www.youtube.com/channel/UCLFLB1LrzEHs0q6LXehCBqA
About The GET READY! with Tony Steuer Podcast: On the GET READY! Podcast, I’ll be catching up with inspiring professionals from a variety of backgrounds and experiences to help bring you innovative strategies to organize your financial life. GET READY! With Tony Steuer will help you be informed and financially prepared today and in the future. We’ll also talk about best practices from both the consumer and industry perspectives.
Do you know how to build your brand? What is the future for long-form content and books? Are you prepared for the future of marketing yourself and your company?
In this episode, Tony spoke with Tanya Hall. Tanya is the CEO of Greenleaf Book Group, author of "Ideas, Influence, and Income" and one of the reasons Tony is a published author and now a podcaster. Tanya discussed branding and the future of written content.
Connect with Tanya Hall:
LinkedIn: https://www.linkedin.com/in/tanyajhall/
Greenleaf Books home page: www.greenleafbooksgroup.com
Tanya’s book site: ideasinfluenceandincome.com and Amazon: https://amzn.to/2KCKg4E
Tanya HallSubscribe to the GET READY! With Tony Steuer Podcast
Buzzsprout: http://www.buzzsprout.com/530449
YouTube: https://www.youtube.com/channel/UCLFLB1LrzEHs0q6LXehCBqA
About The GET READY! with Tony Steuer Podcast: On the GET READY! Podcast, I’ll be catching up with inspiring professionals from a variety of backgrounds and experiences to help bring you innovative strategies to organize your financial life. GET READY! With Tony Steuer will help you be informed and financially prepared today and in the future. We’ll also talk about best practices from both the consumer and industry perspectives.
