The Monarchy: Recent Episodes
Monarch Claims Consultants
Episode #27 of The Monarchy Podcast features Hugo and Nabila Garcia from the Florida General Counsel, PA. In this episode, the Attorney duo shares ways to prep one’s home and belongings for Hurricane Season.
The helpful info doesn’t stop there. Amongst the hurricane prep topics, Edgar and Lazaro discuss the importance of having such businesses (like Monarch and FGC, PA) work for you, as well as some common misconceptions about your home insurance policy.
Use this info to your benefit as we prepare for a heightened Hurricane Season in the Atlantic! Be ready to #ClaimWhatsYours today!
Links:
Monarch Claims
https://linktr.ee/monarchclaimsconsultants
https://www.monarchclaims.com/
https://www.facebook.com/monarchclaims
Florida General Counsel, PA
https://generalcounselfl.com/
https://www.instagram.com/floridageneralcounselpa/
https://www.linkedin.com/company/florida-general-counsel-p-a/?original_referer=https%3A%2F%2Fgeneralcounselfl.com%2F
In this episode, we invited Ricardo Lopez & Yuly Ybarra to discuss the current state of hurricane season, our efforts, and Edgar's philosophical point of view.
0:00 - Intro
0:35 - Yuly's Story
4:35 - Consequences / Discouraging HO from filing a claim
8:10- Ricky's Panhandle trip
10:10 - More on Panhandle
13:45 - Insurance marketing
15:00 - Panhandle Damages
16:25 - The problem with insurance companies
17:35 - Hurricane Sally
19:00 - Edgar's Dream / Business plans
22:17 - Legislation
23:41 - WIND conference
25:00 - Edgar's Sharp left segment
26:20 - New Markets
31:10 - The Benefit of working with Monarch
32:30 - Miami PA Stereotype
35:30 - Educating the homeowner
38:00 - Louisiana Vlog
40:30 - Existentialism
41:30 - Outro
TESLA Code:
Use my referral link to receive 1,000 free Supercharger miles with the purchase and delivery of a new Tesla car, or earn a $100 award after system activation by purchasing or subscribing to solar panels.
https://ts.la/edgar80268
Follow Ricardo & Yuly:
https://www.instagram.com/rickyl_monarch/
https://www.instagram.com/yuly124/
Follow us:
https://www.instagram.com/monarchclaims/
https://www.facebook.com/monarchclaims/
https://www.linkedin.com/company/monarchclaims
Schedule your FREE Inspection today:
https://www.monarchclaims.com/
Edgar interviews resident content creator and musical artist Patrick McCarthy AKA Freaky Pat. They discuss marketing, music, the creative process, and the Monarch family.
0:00 - Intro
3:20 - Pat's background
5:27 - Filmmaking
7:28 - Future Plans
8:26 - Goal Setting
11:42 - Musical Inspirations
14:02 - "Freaky Pat"
15:58 - Pat's music videos
24:45 - Advertising for Monarch Claims
25:19 - Got Damage Freestyle
26:57 - Producing Shows
28:44 - The Monarch Environment/Creativity
33:00 - Leisure Time
33:39 - Shark Bite on Miami Beach
36:39 - Rapid Fire!
TESLA Code:
Use my referral link to receive 1,000 free Supercharger miles with the purchase and delivery of a new Tesla car, or earn a $100 award after system activation by purchasing or subscribing to solar panels.
https://ts.la/edgar80268
Follow Pat and check out his music:
https://www.instagram.com/pfreaky/?hl=en
https://open.spotify.com/artist/4ffztO18Mo7kl8uFiuv3U5
https://www.youtube.com/channel/UCE2jjEyepNNaR1HvEAgkSYw
Follow us:
https://www.instagram.com/monarchclaims/
https://www.facebook.com/monarchclaims/
https://www.linkedin.com/company/monarchclaims
Schedule your FREE Inspection today:
https://www.monarchclaims.com/
Cynthia is the founder of Law Office of Cynthia R. Vega. She focuses on building business leaders by helping ambitious entrepreneurs start and protect their business so that their passion and purpose are fulfilled.
0:00 Intro
1:29 When to contact
3:35 TM and R
6:00 Inner state and outer state
9:50 Trademarking Word and design
13:13 Trademark and Trade name
14:05 Classes and Pricing
17:04 Importance of hiring a business attorney
19:20 What is Franchise law?
22:06 More about Cynthia
33:30 Educating the people
35:30 Cynthia's Quote
40:20 Rapid Fire!
TESLA Code: Use my referral link to receive 1,000 free Supercharger miles with the purchase and delivery of a new Tesla car, or earn a $100 award after system activation by purchasing or subscribing to solar panels. https://ts.la/edgar80268
Follow Cynthia: https://www.cynthiavegalaw.com/
https://www.instagram.com/cynthiavegalaw/?hl=en
Follow us: https://www.instagram.com/monarchclaims/
https://www.facebook.com/monarchclaims/
https://www.linkedin.com/company/monarchclaims
Alex Alonso is an expert interior decorator, the founder of mr. alex TATE, and a winner of Bravo's "Best Room Wins." He works with clients around the US to discover their design needs.
0:00 - Intro
1:04 - What is Mr. Alex TATE?
4:48 - Interior Design & Masculinity
7:15 - Working with Budget and Time
10:21 - Functional Vs. Aesthetic
13:27 - Interior Design Process
17:09 - Control of Execution and Implementation
19:54 - What does Interior Design Cost?
24:40 - How does Design Interact with Lifestyle?
26:46 - Cuban Roots 31:46 - Global Inspiration
37:45 - Being a "Collector"
40:12 - Design as Storytelling
44:05 - Identifying the "Right" Client
49:40 - Quality Over Quantity
52:43 - Democratization of Design
55:12 - Breaking Down the Budget
57:50 - How does Design Interact with Public Adjusting?
1:02:19 - Design & Insurance
1:04:26 - Rapid Fire!
1:15:13 - Outro
TESLA : Use my referral link to receive 1,000 free Supercharger miles with the purchase and delivery of a new Tesla car, or earn a $100 award after system activation by purchasing or subscribing to solar panel.https://ts.la/edgar80268
Follow Alex:
https://www.instagram.com/mralextate/
https://www.mralextate.com/mr-alex
Follow us:
https://www.instagram.com/monarchclaims/
https://www.facebook.com/monarchclaims/
https://www.linkedin.com/company/monarchclaims/
Vince Perri is a Public Adjuster that has been in the industry for more than 12 years. He runs the YouTube Channel @commercialclaimsadvocate teaching new public adjusters about how the adjusting world works.
0:00 - Intro 0:30 - How did Vince become a PA? 5:35 - Importance of writing as a PA 7:51 - The Nagging system 9:25 - Vince's Social media persona 10:50 - Importance of educating PAs and HOs 15:13 - Experiences teaching new PAs 19:55 - Number one mistake as a new PA 20:47 - Claims in Tampa vs Miami 22:47 - Oddest claim 26:11 - Why should a client hire a PA? 32:48 - Correlation between a Sports manager and a PA 35:23 - Putting pressure 39:20 - How is it to be a woman in public adjusting 41:58 - Rapid Fire! 58:00 - Outro
Check out Vince's Channel!
https://www.youtube.com/channel/UCnL7u1fPYx6FNCkCRFtlvFw
Follow us:
https://www.instagram.com/monarchclaims/
https://www.facebook.com/monarchclaims/
https://www.linkedin.com/company/monarchclaims
David Gruen is a certified financial planner and charter financial consultant. He is the State Business Planning Specialist for all of South Florida.
0:00 - Intro 3:50 - When should you get a Financial advisor 11:50 - Talking about life insurance 17:10 - Getting to know David 22:50 - Talking about the Housing market 29:20 - The South Florida market 32:54 - What can you do in preparation to buy a home 35:25 - Debt to income ratio 37:53 - How banks work 40:55 - What financing should I get? 43:38 - High-interest rates 45:15 - Financial stability 49:43 - David's financial situation 53:00 - Ideal income for a mortgage 57:33 - Other expenses and tips on the home buying process 1:00:28 - Talking about Emergency Funds 1:05:30 - Tesla Talk 1:07:34 - Credit Score Importance 1:16:50 - Talking about Student Loans 1:19:54 - Let's talk insurance 1:26:19 - David's childhood 1:30:51 - Heritage 1:35:25 - Coverage 1:40:56 - Cursing 1:41:21 - Rapid fire questions 1:46:07 - Outro
TESLA Code: Use my referral link to receive 1,000 free Supercharger miles with the purchase and delivery of a new Tesla car, or earn a $100 award after system activation by purchasing or subscribing to solar panels.
https://ts.la/edgar80268
Follow us:
https://www.instagram.com/monarchclaims/
https://www.facebook.com/monarchclaims/
https://www.linkedin.com/company/monarchclaims
Wesley Ulloa the owner of Luxe Properties. Luxe is a full-service real estate company with close to 300 agents working all across South Florida. Wesley has over 14 years in the real estate business, making her an expert in the field.
0:00 Intro 1:42 How did you get into real estate 2:45 How to become a realtor and open a business 4:20 Venturing on her own 5:38 Talking about the struggles 8:25 How does Luxe differ from the competition 10:20 Being an introvert and working in sales 12:10 What do you want? 14:15 Are we in a recession? 15:45 Real estate in South Florida 16:50 First home purchase during COVID 21:38 Home buying process 26:08 Should I get pre-approved before looking at houses? 27:38 Talking about fixer-uppers, move-in ready homes, and building homes 31:34 What to look out for in Move-In Ready homes 35:30 How important it is to have good insurance? 39:32 Talking about first time home buyers 40:30 Getting hit by lightning 41:23 How to buy a home video Collab! 41:58 Rapidfire questions 49:22 Outro
TESLA Code: Use my referral link to receive 1,000 free Supercharger miles with the purchase and delivery of a new Tesla car, or earn a $100 award after system activation by purchasing or subscribing to solar panels.
https://ts.la/edgar80268
Follow Wesley's Miami Historic Homes:
IG - https://www.instagram.com/miamihistorichomes/
Website - http://www.miamihistorichomes.com/
Follow us:
https://www.instagram.com/monarchclaims/
https://www.facebook.com/monarchclaims/
https://www.linkedin.com/company/monarchclaims
In this episode, we were joined by 3 Monarch PAs. Ricardo Lopez III & Albert Perdomo are Sr. PAs at Monarch Claims. Lazaro Lima is a licensed PA and Director of Operations.
0:00 - Intro 5:19 - What We're Drinking 8:33 - 2020 11:07 - We Almost Died 12:52 - 2020(Continued) 17:34 - Hurricane Season 21:22 - Getting an Inspection & Policy Review 22:41 - Homeowner Dealing with Insurance 26:25 - Building Rapport 28:12 - PA Smackdown 30:49 - Having Great Adjusters To Work With 32:15 - Knowing The Priorities 33:01 - How WE Do Things 33:57 - Albert's Background 36:40 - Albert's Switch to Public Adjusting 39:40 - Laz's Background 43:18 - Working With People Helps 44:25 - Genuine Help 44:46 - Tips for Homeowners 47:35 - Accommodating The Growth 49:18 - The Advantage We Have 50:43 - Adjuster Classroom VS Handson 55:06 - PA Shadowing 56:08 - Damages Stay The Same, Policies Change 56:55 - Reaching People & Making Them Aware 59:04 - Goals 1:12:52 - The Feeling of Losing Your Touch 1:18:07 - Outro
Follow us:
https://www.instagram.com/monarchclaims/
https://www.facebook.com/monarchclaims/
https://www.linkedin.com/company/monarchclaims
Ricardo's Social Media:
https://www.instagram.com/rlopez_monarch/
https://www.linkedin.com/in/rlopez-monarch/
Lazaro's Social Media:
https://www.instagram.com/laz_monarch/
https://www.linkedin.com/in/llima-monarch/
Albert's Social Media:
https://www.instagram.com/albywinning_monarch/
Our guest for this episode is Luis Perez. He's a co-founder and co-owner of TruView Inspections, which serves all the state of Florida. TruView is a one-stop-shop company that delivers inspection reports on the spot, for realtors, adjusters, and homeowners.
0:00 - Intro 0:52 - Kids These Days 2:33 - TruView Inspections & It's Founding 4:26 - What It's Like Being a Business Owner 6:49 - Having A Partner 9:40 - COVID's Impact on Business 14:03 - Video Inspections Report 17:14 - Report Turnaround Time 20:00 - The Importance Of An Inspection for Home Buyers 22:59 - Types of Inspections 23:45 - Getting THE RIGHT Insurance For Your Biggest Investment 26:12 - Molder Assessments & Remediation 28:05 - TruView's Specialty 28:44 - Recommendations For Home Buyers 29:31 - A Horror Story 31:56 - Shade Home Owners 34:22 - Working With Public Adjusters 34:52 - Mold Removal 41:03 - Representation During A Claim 42:22 - Social Media Engagement & Videos 45:18 - Motivation 48:34 - What The Future Holds 50:01 - Rapid Fire Questions 54:13 - Outro
Follow us: https://www.instagram.com/monarchclaims/ https://www.facebook.com/monarchclaims/ https://www.linkedin.com/company/monarchclaims
Adam Kayce is the President of the Home Design Management Corp. He leads the team of The Home Design & Remodeling Show around South Florida. The Home Show has been a staple event in South Florida for over 40 years now becoming the biggest exhibit for different businesses such as interior designers, design brands, general contractors, amongst others.
0:00 - Intro 1:55 - The Effect of The Virus on The Show 7:30 - Business Structure 9:02 - Marketing Strategies 12:33 - The Past Vs. The Future of our business 15:15 - A Virtual VS In-Person Home Show 17:42 - Healthy Competition 21:32 - The Team/Athlete Mentality 23:00 - Hurricane Preparedness / Policy Review 30:16 - Having a Presence 31:52 - Appreciating the Market 34:21 - Claims In Your House 35:04 - Everyone Has an Expertise 35:22 - Rapid Fire Questions
Follow us:
https://www.instagram.com/monarchclaims/
https://www.facebook.com/monarchclaims/
https://www.linkedin.com/company/monarchclaims
Anthony Lopez is an established insurance attorney whose focus is on litigation in the state of Florida. He is also a board-certified civil trial lawyer.
0:00 - Introduction 0:59 - How Anthony Started 1:34 - The Advantage of Working FOR Insurance Companies 4:10 - Business Interruption Due to COVID-19 8:21 - File A Claim 9:45 - Get Representation 11:36 - Business Interruption Exclusion 14:07 - Complexity of Policies 15:37 - The Bottom Line of Insurance Companies 17:22 - Attorney's Fees 18:57 - Attorneys and Floridians Under Attack 20:50 - Good PA Vs. Bad PA 25:27 - Spearheading the Department 27:06 - Why Should Anyone Hire Anthony 29:57 - Virtual Courts 30:40 - Lender Placed Policies 36:06 - Manage Repair Program 39:44 - Bad Policies For Clients 41:31 - The Fight in Tallahassee / Florida Legislation 41:57 - Premiums Go Up, Coverages Go Down 43:16 - Spreading This Information 44:40 - Insurance Options 45:56 - What Insurance Should Look Like 46:44 - Selling Policies 48:43 - Policy Reviews 49:06 - Rapid Fire Questions
Follow us: https://www.instagram.com/monarchclaims/ https://www.facebook.com/monarchclaims/ https://www.linkedin.com/company/monarchclaims/
Ricardo Lopez III is a Sr. Public Adjuster at Monarch Claims Consultants. He serves as one of the lead PAs in our unit and has been with Monarch Claims for 3 years.
David Gruen is a certified financial planner and charter financial consultant. He is the State Business Planning Specialist for all of South Florida.
0:00 - Introducing David 0:40 - The Real Estate Market With The Virus 3:10 - Refinancing Your Home 7:24 - Market Fluctuation 9:43 - Baby Boomer Generation 12:01 - Should You Buy/Remodel Home At This Time? 12:50 - Improving Your Credit NOW 14:15 - Debt/Income Ratio 14:40 - Investing In Your Residence 16:05 - Assessing Property Damages 17:58 - Utilizing Company Benefits 19:45 - The Importance of Having Insurance 22:54 - Reading Policies 23:45 - Disability Insurance 28:31 - Checking Up On Your Benefits 29:47 - Index of Chaos 33:32 - Contact David for More Financial Advice
Follow us on social media!
https://www.instagram.com/monarchclaims/
https://www.facebook.com/monarchclaims/
https://www.linkedin.com/company/monarchclaims
Mike is a Chief Estimator at T&S Roofing and a content creator. He's helped many Floridian residents and business owners with all their roof needs. Mike's Instagram: @Mike_D_Roofer
0:00 - Intro 1:50 - More about Mike 4:00 - Roofing Knowledge 5:03 - Tesla Solar panels 8:23 - Roof Recommendations 12:48 - Metal Roofs & Paint Fade 15:58 - Manufacturing Color Changes 17:36 - Roof Leaks 24:40 - Ranking Durability 26:50 - Check your policy 29:30 - Pre/Post-Hurricane 35:40 - Financing 40:20 - Hurricane Irma Damage 44:48 - 5 Steps before a Hurricane 46:40 - Challenges on the Hurricane season 52:36 - How to spot quality roofers 59:53 - Roof Warranty 1:05:45 - Replace or Repair 1:10:50 - Safety 1:14:10 - PAs and Roofers 1:16:10 -
Outro Music Used: LAKEY INSPIRED - Blue Boi
Edgar Velazquez is the President, Founder, and Chief Adjuster at Monarch Claims Consultants. He's been a public adjuster since 2006 and has worked on the insurance side for a long time. He started Monarch to level the playing field and represent the homeowner. Yuly Ybarra has also been in the claims adjusting world since Wilma and Katrina. She's been representing homeowners all across Florida.
Podcast Timeline:
0:00 - Intro 2:10 - What Got Them Into Public Adjusting 5:02 - Hurricane Wilma & Katrina 9:50 - Insurance companies and COVID-19 14:19 - Claim Process & PAs 23:02 - Trusting Insurance Companies 28:53 - More on Flood 32:29 - Limits to Policies 39:05 - Underestimating damages 44:54 - Talking about Vandalism 46:26 - Importance of Insurance 53:07 - What to do about Theft? 1:00:07 - Educating the Homeowner 1:04:05 - More on the Claim Process 1:08:41 - Talking about Mortgage 1:10:18 - Shady Clients & Bad PAs
Music Used: LAKEY INSPIRED - Blue Boi