Jeff Roediger - Replacing Wall Street With Main Street: Recent Episodes
Jeff Roediger
I would like to welcome all public sector employees to my podcast series dedicated to Improving The Lives of Public Employees. Our Mission since 2008 ""Committed to improving the lives of public employees by providing access to financial solutions."
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Jeff Roediger and Bryant Stone discuss the importance of planning ahead for federal employee benefits, particularly health insurance and retirement benefits in Chapter 6 of The Informed Fed, "All About Your Health Benefits."
Understand the different options available, the tax implications of these benefits, and the consequences of failing to plan properly. Bryant highlights the importance of choosing the right survivorship option for FERS annuity, as well as the need to consider Medicare Part B enrollment. It's always important to consult with a knowledgeable professional before making any decisions regarding federal employee benefits.To order the book: https://a.co/d/gdQclm6To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3For additional resources for the federal employee, visit www.myfeduniversity.comBryant.Stone@toprankadvisors.com(919) 300-5870
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Join financial experts Jeff Roediger and Bryant Stone as they explore Chapter 5 of The Informed Fed, "Thrift Savings Plan (TSP)"
Learn about crucial TSP investment strategies and retirement planning tailored for federal employees, including mindset and motivation, tax implications, and common pitfalls to avoid. Discover the proactive approach needed for financial well-being in the federal service, including annual check-ins with a financial advisor. Don't miss out on maximizing your TSP and securing a prosperous retirement as a federal employee.To order the book: https://a.co/d/gdQclm6To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3For additional resources for the federal employee, visit www.myfeduniversity.comBryant.Stone@toprankadvisors.com(919) 300-5870
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Join Jeff Roediger and financial expert Bryant Stone as they review Chapter 4 of The Informed Fed, "Understanding FEGLI."
This discussion explores federal employee benefits, focusing on group life insurance and retirement planning. Learn about FEGLI coverage, compare costs with private insurance, and discover retirement planning strategies tailored for federal employees. Bryant highlights the importance of holistic financial planning and regular check-ins with advisors for a secure financial future in the federal service. Tune in for valuable insights into maximizing benefits and securing your financial well-being.
To order the book: https://a.co/d/gdQclm6To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3For additional resources for the federal employee, visit www.myfeduniversity.comBryant.Stone@toprankadvisors.com(919) 300-5870
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Join Jeff Roediger and financial expert Bryant Stone in their review of Chapter 3 of The Informed Fed, "Earn While You Learn Philosophies."
Here they discuss the crucial role of mindset and motivation in the financial success of federal employees. This interview covers holistic financial planning, including retirement options and tax implications, outlines four traps for unprepared federal retirees such as taxes on distributions and state tax liabilities, and common mistakes like misunderstanding insurance premiums and investment options. Bryant stresses the importance of annual check-ins with an advisor for evaluating and adjusting retirement plans, underscoring the proactive approach needed for financial well-being in the federal service.
To order the book: https://a.co/d/gdQclm6
To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3
For additional resources for the federal employee, visit www.myfeduniversity.com
Bryant.Stone@toprankadvisors.com
(919) 300-5870
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Join Jeff Roediger and financial expert Bryant Stone in a dynamic discussion on "Taking a New Perspective on Learning."
This chapter explores personal finance for federal employees and the general public, focusing on educating federal workers about their benefits and tailoring financial planning to their unique needs.
Explore the various retirement phases and associated financial decisions, gaining valuable insights into the intricate intersection of financial planning and retirement for federal employees. Tune in for a concise yet insightful session that promises to reshape your perspective on learning about finance.
To order the book: https://a.co/d/gdQclm6
To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3
For additional resources for the federal employee, visit www.myfeduniversity.com
Bryant.Stone@toprankadvisors.com
(919) 300-5870
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Join Jeff Roediger's interview with Bryant Stone as they discuss how to simplify financial education and investing for federal employees, covering Chapter 1 of our book, "The Informed Fed."
Gain key insights into benefits, retirement planning, and effective strategies tailored for federal workers. Unpack the complexities of federal employee benefits, explore tailored investment approaches, and crack the code on retirement benefits.
Tune in for essential guidance to empower your financial journey in the federal workforce.To order the book: https://a.co/d/gdQclm6To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3For additional resources for the federal employee, visit www.myfeduniversity.comBryant.Stone@toprankadvisors.com(919) 300-5870
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Join Host Jeff Roediger and Special Guest Butch Patrick as we discuss the five questions you need to answer before finalizing your Estate Plan (Will and Living Trust).
"Everyone has an estate plan.... unless you implement your own it is called the "Government's Plan""
Regardless of how many assets you have, It is important to control your legacy.
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Join My Guest Financial Fiduciary Ken Orenstein and I as we discuss how to manage your investments with income planning to preserve wealth.
Ken will share how he teaches his clients on how to structure their assets into three different types of holdings.
Book a complimentary Session with Ken to get your retirement questions answered here:
https://go.oncehub.com/KenOrenstein
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Join Financial Fiduciary and Florida Retirement Specialist Ken Orenstein and Host Jeff Roediger as we discuss the important decisions Florida Public Employees Need to Make Before Retiring.
Ken and his team can help you navigate The FRS System to make sure you are educated on all of the options and decisions that you will need to make before you set your retirement date
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Join Host Jeff Roediger and Special Guest Financial Fiduciary Ken Orenstein as we discuss the five questions you need to answer before finalizing your Estate Plan (Will and Living Trust).
"Everyone has an estate plan.... unless you implement your own it is called the "Government's Plan""
Regardless of how many assets you have, It is important to control your legacy.
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Join Host Jeff Roediger and Special Guest Financial Adviser and Former Marine Erik Ranberg whose financial practice focuses on Military Service Members, Veterans, DOD and Federal Employees as we discuss the importance of estate planning.
Erik addresses this overlooked area of planning.
Whose Plan Do You Want? The Government's Plan or Your Own Plan? We Can Help.
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Estate Planning For Everyone
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Join Host Jeff Roediger and Special Guest Financial Adviser, Kathy Fasterling as we discuss how Life Insurance can be used as a great living benefit.
Kelly and I discuss these important topics:
1. Why you should "own" life insurance verses "renting" it.
2. Using Life Insurance Living Benefits to help cover long term care costs
3. Leveraging Life Insurance Death Benefits to allow you to spend down other retirement assets
- Supplemental Retirement Income
and more.....
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Join Jeff Roediger and Guest Host La'Mont Baxter, Financial Adviser and Government Employee Advocate, as we discuss this important and often overlooked area of Financial Planning.
Whose Plan Do You Want? The Government's Plan or Your Own Plan? We Can Help.
Sign Up For a 30 Day Trial
Estate Planning For Everyone
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Join Jeff Roediger and Co- Host Kelly Fasterling as we discuss Long Term Care. It is very important to understand how it works and what your options are:
- Do You Need It? If so, what is the best way to obtain it and fund it.
- Should you consider The Federal Long Term Care (FLTCIP) ?
- How to compare FLTCIP to Alternatives...
- Can you afford to purchase it? Can you afford not to have this benefit?
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Join Host Jeff Roediger and his Guest Financial Fiduciary Bryant Stone as they discuss this important term "fiduciary" and how it could impact you!
Fiduciaries are obligated by law to act in your best interest as they manage your assets or money. Rather than operating out of self-interest (such as recommending insurance policies or investments in pursuit of fees and commissions).
We address the following questions:
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Why working with a Fiduciary is important
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What are the different types of Fiduciary Relationships
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How to find out if your "Financial Adviser" is a fiduciary
Investment advisory services offered through Redhawk Wealth Advisors, Inc., an SEC Registered Investment Advisor. Some Investment Advisor Representatives of Redhawk Wealth Advisors, Inc. may market their advisory services under the name of Polimeni Tax and Financial Group, an unaffiliated and separate legal entity. This email is confidential, does not constitute investment advice, is only for the use of the intended recipient and should not be redistributed, except with the sender's consent. If you received this email in error, please notify us immediately by telephone; receipt by anyone other than the intended recipient is not a waiver of any work product or attorney-client privilege. All email to and from Redhawk Wealth Advisors, Inc. is monitored, stored and made available to regulators if requested.
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Join Jeff Roediger and Financial Adviser Kelly Fasterling as we discuss the following in this Chapter:
- Health Insurance - FEHB - There are a lot of options pre and post retirement. Here are some of the questions you need to be thinking about. Which Carrier? Is your Spouse (Significant Other) Eligible to Receive to Benefits? What will your cost be at retirement?
- Fed VIP - Dental and Vision - Can you keep this plan in retirement? Does the five year rule apply? What is the cost in retirement to the federal employee?
- FEGLI - As federal employees approach Retirement, many do not understand how expensive it can be. How does it compare to private sector alternatives? What is the cost to the employee in retirement? How much do you need? What is the best type of coverage?
Join us for this informative session.
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Join Host Jeff Roediger and Financial Adviser Tom Muije as we discuss alternatives to Pension annuity survivor payments.
Here are the topics we discuss:
Clarify: Single vs joint life?
Who could be help by a pension maximization strategy?
When should you start a pension maximization?
Also, go to www.govresource.com and obtain your no cost pension report card.
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Join Jeff Roediger and Financial Adviser Larry Prascus as we address these important questions...
How does this impact TSP Participants?
Can they withdrawal funds?
Can they move assets from G Fund to other sub accounts?
Listen in as Larry addresses these questions and more... Also, go to www.fedresource.com
and Download a complimentary Federal Employee Retirement Workbook.
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Join Federal Financial Adviser Kelly Fasterling and Host Jeff Roediger as they discuss the Federal Pension Retirement Systems.
We address these important questions:
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When can you retire?
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What are your Survivor Options?
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When is the best day to retire as a Federal Employee?
Join us to learn more.
You can also obtain a complimentary Federal Retirement Handbook by going to www.fedresource.com
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Join Jeff Roediger and Financial Fiduciary Kathleen Sanford for a compelling session on why everyone needs an Estate Plan.
When was the last time you updated your Beneficiaries (Pension Survivor/ TSP/401k/403b) ?
What about your unused sick leave?
Are your Beneficiaries Coordinated with your will? When was the last time you reviewed your will?
Do you have a Living Trust? Why is this important?
Everyone has an Estate Plan ..... If you do not plan you default to the Government's Plan.
Log in for a 30 Day Trial to learn more and get updated -- Legacy Lock Estate Plan Trial
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Join Financial Adviser Ron Friddle and Host Jeff Roediger as we discuss The Five Key Decisions You Need To Make:
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Who will manage your money when you die?
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Where Does Your Money Go?
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Who Will Take Care of Family Members?
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Who Makes Medical Decisions on Your Behalf if you are incapacitated?
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Who Makes Financial Decisions on Your Behalf if you are incapacitated?
Learn more about this important and many times overlooked area of planning.
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Here is what Mark and Jeff Discuss in this session:
• You cannot get advice about how to maximize your lifetime benefit from a Social Security representative. They are prohibited from giving advice about when to elect your benefit options.
• To get the most out of your Social Security benefit, you need to file at the right time. Every dollar your Social Security income increases is less money you’ll have to spend from your retirement savings to supplement your income.
• An Investment Advisor can help you determine when you should file for Social Security to get your Maximum Lifetime Benefit.
• Deciding when to take your Social Security benefit is one of the most important decisions you make as a retiree. After the first year of taking the benefit, that amount is locked in for the duration of your lifetime.
• Social Security is a massive, government-funded program and there are many things about this program that you cannot control. You can, however, control when and how you file for benefits
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Outliving their money is what retirees fear the most. Build your retirement income from the sound foundation of Green Money, or Know So Money. The foundation of a retirement strategy depends on knowing how much money you need and when you need it.
• Identify how much of your income you need now, and how much you need later. Once you have your current Need Now income needs supplied, it’s crucial to the longevity of your income to plan for Need Later Money. This offers another opportunity to look at Red Money investments for growth.
• Working with a Registered Investment Advisor will help you compose a clear and concise inventory of your assets, and learn how much they are worth, what rules apply to them, and how they are structured for risk.
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In this episode, Jeff and Kelly discuss the history of Social Security, how you qualify and ways you can maximize your Social Security Income.
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Join Pete and Jeff as we discuss the Important Decisions Public Employees need to make regarding their Benefits / Pension /Social Security / TSP 403b /457 /401k at Retirement.
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In this episode, Jeff and Kelly discuss the process for gathering the most pertinent items you'll need for retirement.
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Join Kelly and Jeff as we discuss the Important Decisions Federal Employees need to make regarding their Benefits / Pension /Social Security / TSP at Retirement.
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Join Retired Navy Officer and current Financial Professional Ron Friddle and Co-Host Jeff Roediger as we discuss Holistic Financial Economic Planning designed to help you make good Financial Decisions
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Join Financial Adviser Mike McCurdy and Co-Host Jeff Roediger as we introduce our new series focused on Federal Employees and Their Retirement and Planning Needs.
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Join Financial Adviser Jay Steinbock and Co Host Jeff Roediger as we discuss how to take income at retirement in your Qualified Plan (403b/401k).
Should you keep it in your Employer Retirement Plan or Transfer it to an IRA?
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Ten Questions You Need To Answer
1. Have you reviewed your Pension (Annuity Income) and/or Survivor Payout in the last 12 months?
2. Does your Plan (Tier) offer a Pension Alternative (DROP) ? If so, have you compared it to the Annuity Payout Option?
3. How Healthy is Your Pension? Will it outlast you? See Next Section For Details on your Plan.
4. Is your 403B/457 Allocation Setup to minimize a major market correction ?
5. Have you reviewed the impact of taxes on the distribution of your 403B/457?
6. Do you have a plan to maximize your Social Security Income?
7. Are Your Beneficiary Designations Updated (Life Insurance/Pension/403B/457)?
8. Have you reviewed your Group Life and LTC Insurance Plans? Are you planning on keeping the Insurance at Retirement?
9 Do you know what your Health Insurance Costs will be at Retirement? Do you understand your medicare options?
10. Do you have a trusted retirement planner (Fiduciary) who is an expert on Your Benefits/(Pension)Retirement?
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Over the course of your lifetime, it is likely that you have acquired
a variety of assets. Assets can range from money that you have
in a savings account or a 401(k), to a pension or an IRA. You
have earned money and have made financial decisions based
on the best information you had at the time. When viewed as a
whole, however, you might not have an overall strategy for the
management of your assets. As we have seen, it’s more important
than ever to know which of your assets are at risk. High market
volatility and low treasury rates make for challenging financial
topography. Navigating this financial landscape starts with planful asset management that takes into account your specific needs
and options.
Even if you feel that you have plenty of money in your 401(k)
or IRA, not knowing how much risk those investments are exposed to can cause you major financial suffering.
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Join Elizabeth Inman and Jeff Roediger as we discussed this critical and often overlooked retirement planning topic.
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Join Dominick Caiati and Jeff Roediger as we discuss the important decision at retirement concerning keeping your Qualified Retirement at the Government Institution and withdrawing your retirement income from that account or moving it to a Private Financial Institution or Insurance Company to withdrawal the retirement income or annuity.
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Join Certified Financial Planner Tom Thalman and I as we discuss "The Myth of The Rich Doctor."
We address this Question --- Doctor, what is the state of your financial health?
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“The U.S. has developed a new weapon that destroys people but
leaves buildings standing. It’s called the stock market.”
~ Jay Leno
The stock market has long been relied upon to grow money. During retirement, growth is an important part of asset management
and one solution to the dilemma of running out of money. But
with growth comes risk. How much risk depends on the percentage of your investments connected to stock market volatility.
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Join Dominick Caiati and Jeff Roediger as we discuss keeping your assets out of court control.
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How to avoid or minimize probate (Could hold your assets for over a year)
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Coordinating Your Life Insurance, Pension Annuity Survivor Benefits, and TSP/403(b)/401(k)
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Prepare Today for Tomorrow's Unknown
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Join Larry Spoth and Jeff Roediger as we discuss "The Lost Decade" How to manage an up and down and period and still have a secure retirement income.
Here is what we discuss:
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The History of the Market (Specifically the S&P 500)
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How to Navigate your retirement through tough times
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Buckets of Money Strategies That Will Reduce Your Retirement Income Risk
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Join Bill and I as we discuss why his firm specializes in the farm ranch and equine family businesses helping them make sure they maximize their estate plan and succession planning.
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• Just like planning for a vacation or a trip, your retirement
plan needs to consider your goals and objectives, or it won’t
be a good plan for you. The answers to the question, when
should I retire, will be different for everyone, based on your
lifestyle and the people in it who are important to you.
• There is a difference between a retirement product such as a
mutual fund or annuity and a retirement plan. As you move
out of the working stage of your life, you are no longer earning income.
A shift must be made from the accumulation of
your money to the management of your money. Before you
take off on your retirement trip, identify where you are now
by taking the time to understand what you are invested in
and what those investments are doing for you.
• The rules for retirement planning have changed. Investing
the way your parents did will not pay off and the majority of
investment ideas used by financial professionals in the 1990s
aren’t applicable to today’s markets. That kind of investing
will likely get you in trouble and compromise your retirement.
Today, you need a better PLAN. Having a planful
approach to retirement gives consideration to today’s stock
market and economy, and the individual concerns of you,
the investor.
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Join Larry Spoth and Jeff Roediger as we discuss how to balance your retirement income. Balance means maintaining growth and minimizing risk.
Larry has a successful strategy on how to deploy this planning concept both in bull and bear markets. Join us as we review this strategy
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Join Elizabeth Inman and Jeff Roediger as we discuss how to minimize your retirement income taxes. Elizabeth discusses important tax reduction strategies as they pertain to the following retirement income options:
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FERS/CSRS Pension Income
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TSP Traditional and Roth Distribution Options
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Social Security Income Options
and more....
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Join Kathleen and I as we discuss the details of your TSP Retirement. Remember it is The Thrift "Savings" Plan. 1. Roth vs Traditional Contributions 2. Rollover and Transfer Pros and Cons 3. Withdrawal Options at Retirement and more...
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Join Financial Adviser Bill Crozier and Co-Host Jeff Roediger as we discuss the challenges Public Employees in Ohio have when planning for their retirement.
-OPERS/STRS
-457 and 403b Planning
-Social Security
We look forward to serving you.
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Dominick and I Discuss this overlooked Benefit and how it could be very costly in retirement.
What are your options?
How is it calculated?
What are the costly mistakes?
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Federal Employees - The Retirement Road Less Traveled with Financial Adviser and Federal Employee Advocate Mark Fricks.
Mark Shares the mission behind the 2nd edition of The Book "The Road Less Traveled" This is a Financial Roadmap for Federal Employees seeking a secure retirement
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Join Elizabeth Inman and Jeff Roediger as we discuss The Importance of Having a Retirement Income Strategy.
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Join Dominick Caiati and Jeff Roediger as we discuss what you need to know about your Social Security Benefits before you retire.
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How to Avoid Identity Theft
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Reviewing the accuracy of your Income Credits
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How Does Your Social Security Benefit Impact Your Pension Income
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What is the best age to take your Social Security Benefits
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Join Joseph Tarpley and Jeff Roediger as we discuss The Important Financial Planning and Retirement Decisions Law Enforcement Officers need to focus on during and after their careers
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Join Financial Adviser and Federal Employee Advocate Larry Spoth and Jeff Roediger as we discuss how to Structure Your Retirement Income as a Federal Employee. Larry incorporates a Two Bucket Strategy that simplifies the complexity of maximizing your FERS/CSRS Pension/ Thrift Savings Plan (TSP) and Social Security Retirement Income while minimizing risk.
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Join Elizabeth Inman and I as we discuss "Risk Tolerance"
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What is Risk Tolerance?
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How Does a Federal Employee Determine Their Tolerance For Risk?
Important Financial Information to Help You Avoid a Major Loss Before You Retire.
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oin Dominick Caiati and Jeff Roediger as we discuss this important topic. In This Chapter we Cover: Is it better to move Retirement Funds to an IRA or Leave them in the Account? What is the best way to minimize Taxes on Distributions? Should you choose the Roth or Traditional Accounts? This and more...
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Join Larry Spoth - President, Retirement Protection Solutions and Jeff Roediger as we discuss the importance of working with a Financial Adviser Dedicated to Serving Federal Employees and Their Families.
Each aspect of The Federal Employee's Retirement can be complicated and that is why reviewing the details of your TSP, FERS or CSRS, and Social Security before deciding on a specific retirement date is critical to creating and maintaining a secure retirement.
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Join Kathleen Sanford and Jeff Roediger as we educate Federal Employees on the Special Retirement Supplement.
Who is eligible?
How is it Calculate?
Why is it important to Understand this Retirement Provision?
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Join Dominick Caiati and Jeff Roediger as they discuss the Biggest Financial Planning Mistakes Nurses make before retirement and How to Avoid Them!
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Join Financial Planner and KPERS Pension Advocate Jay Steinbock and I as we address this important retirement issue. #KPERS #JaySteinbock #jeffroediger
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Join Financial Planners Adam Stalnaker, Joseph Kovach and I as we discuss the Oversights Educators make in their retirement planning and how to avoid them.
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Join Dominick Caiati and I as we continue our discussion of one of his nursing clients who is now enjoying a secure retirement because of the good planning decisions made prior to her retirement date.
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Join Elizabeth Inman and I as we discuss "Risk Tolerance"
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What is Risk Tolerance?
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How Does a Federal Employee Determine Their Tolerance For Risk?
Important Financial Information to Help You Avoid a Major Loss Before You Retire.
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Join Kathleen Sanford and I as we discuss the following:
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The Difference Between Federal Special Provisions and Regular Employees
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What is not Creditable service Under Special Provisions for Air Traffic Controllers
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The FERS Special Retirement Supplement
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Different Rules for the Thrift Savings Plan (TSP)
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The world is unraveling. How does this impact your federal retirement in 2020.
Join Elizabeth and I as we break it down.
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Is your Three Legged Retirement Sturdy or Wobbly?
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What are the True Costs of Retirement Today and The Impact of Longer Life Expectancy?
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How does Technology impact your Financial Decisions?
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Can you still have a Secure Retirement?
Find out ....
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Join Dominick Caiati and I as we discuss one his nursing clients who had accumulated a $ 1 Million in her retirement account and was still at risk of running out of money in retirement if there was a downturn in the market. Well guess what? We are in a recession.
How did she avoid this retirement income risk?
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Join Adam, Joe and I discuss why their planning firm -- Rockport Wealth Advisors -- has a division specifically designated to serving Public Professors, Educators, and Administrators. For additional Public Pension and Retirement Information including the Ten Questions Public Employees need to answer before retiring check out -- Public Pension Checklist
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Join Ben Murphy and I as we discuss why he Chose Serving Educators in The NYSTRS (New York State Teachers Retirement System) as his Financial Advisory Practice Speciality.
Here is his story....
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Join Federal Retirement Expert Elizabeth Inman and I as we discuss the Five Mistakes Federal Employees Need To Avoid Before Retirement and how to avoid them.
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Join Reinette and I as we discuss Why She Chose Serving Federal Employees as her Second Career and the potential mistakes to avoid at retirement
Here is her Story....
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Kathleen's Husband Jim is a retired ATCS. Her goal is to prevent anyone from going through the same mistakes they made when they retired.
This is why she became a Financial Advisor and is now a Fiduciary. (which means – She must do what is right for the client and not what benefits her financially)
Few people understand everything that is involved with their benefits, how they work and what they provide and mostly what they can lose in their later years thinking they are being provided the best option. This is not always the case.
No one likes to discuss money. We were raised that it is no one else’s business and truly that is correct, but understanding or Financial Literacy is key.
"Not many people can control traffic and there are not many advisors that have been in both places -in my case a wife of a ATCS for 31 years and I am a Financial Adviser because of it. "
For more information on your federal retirement go to www.fedchecklist.com
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Join Us as Dominick and I discuss the unique Financial Planning and Retirement Challenges facing the Nursing Community in the year 2020.
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Sonja and Johnny Discuss the importance of working with Financial Professionals who specialize in Federal Benefits and Retirement. Learn about the 12 Questions you need to have answered before you retire from Government Service. Get The Retirement Questions and Checklist Here
Your Fed Resource Team.
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Join Federal Benefits & Retirement Coordinator Elizabeth Inman and I as we discuss what motivated her to write her Federal Retirement Planning Book, "Retirement Today... The Five Dangers of Federal Retirement"This is her story...
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This Series is dedicated to USDA Employees and Their Families. Cheryl's goal is to educate each of you on the important financial decisions you will need to be making between now and retirement.
Session One is Her Story.
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Join Financial Adviser and Registered Principal, George Popov, EA, MBA as we discuss the following important Topic:
What Should you try to do within five years of deciding to retire? Five Things to think about.
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Join CPA and Financial Planning Expert Paul Stocker and I as we discuss the benefits of the Roth TSP Contribution. It could mean thousands of additional retirement income.
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Join Retirement Expert Dominick Caiati and Jeff Roediger as they discuss How to minimize losses and the changes that could impact your TSP at Retirement.
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Should You Contribute To The Roth?
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Should You Consider an IRA?
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How Do The Recent Changes Impact You?
You can find more information on your Federal Benefits at our educational site Fed Checklist. Also, Catch other episodes on our affiliated Podcast Channels.
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Join Federal Financial Planner Kathleen Sanford and I as we discuss these important proposed changes to your pension and retirement benefits.
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Join Jay Steinbock (Financial Planner) who specializes in Federal Employee Benefits and Myself as we discuss the best options for Federal Employees Life Insurance and Long Term Care Coverage Pre and Post Retirement.
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How Prepared are Federal Employees for Retirement. Join me as we discuss these important questions.
Thanks.
Jeff.
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Join Public Employee (Illinois/Indiana) Retirement Adviser Shawn Wears and I as we discuss these important issues. Here are a few questions we will be addressing: 1. Do You Understand the potential Risks to your Public Pension System?... How will it impact your retirement planning? - Pension Reform is on the horizon .... You need to understand what your estimated retirement income is under the current system. 2. How much risk are you taking in your 403b/457/401k? -Protect it and understand it. Don't Let a Market Correction Delay your Retirement Date. - Take our Three minute risk test to determine where you stand. 3. Who do you get your retirement advice from? - How do they make their money? - Do they specialize in working with Gov Employees? - Important questions.... and there are more.....
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LinkedIn is the number #1 lead generation tool for Financial Professionals. This session will give you best practices tips on how to effectively brand yourself and generate additional leads and clients. The tips I will share have been successfully used to brand and generate leads for our advisers in the Government Marketplace (Fed/Military/State/Local) These same Best Practices Can Be Used in all Industries. Here is what I will cover: 1. How Complete is your LinkedIn Profile? LinkedIn has specific guidelines for “completeness”. If your profile does not meet these guidelines, then your LinkedIn Reach will be limited. 2. Simple Tasks to Make Sure the essential Basics of your profile are complete. 3. LinkedIn Photo – Is your photo professional and does represent your target audience? 4. LinkedIn Headline – This is your first statement to your potential followers. Does Your Headline connect you to your niche? Is it unique? 5. Is Your Brand Personalized? Does it position you as the “niche” expert? 6. How relevant is your content to the target audience? Does it promote your experience? 7. LinkedIn Summary – It needs to be brief and communicate why you are the Financial Expert in your niche. 8. LinkedIn Mistakes to Avoid…. How to limit these marketing mistakes. Our Firm provides marketing resources to Financial Professionals to create a competitive advantage in your targeted marketplace. We are not an FMO/IMO and have independently worked with most compliance and marketing departments.
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Join Me for a 20 minute informational session as I interview David Kirk (Retirement Income Certified Professional) and FRS (DROP Expert) about the Pros and Cons of The DROP Option. In addition, We will address the potential Risks to your Public Pension System?... How will it impact your retirement planning? - Who do you get your retirement advice from? - Do they specialize in working with Florida Public Employees?
Our team has followed this mission statement since 2008.... "Improve the lives of public employees by providing access to true financial solutions"
Contact Us
888.545.8840 #1
info@govresource.com
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Join David Baker (Postal Benefits Consultant) with Fed Retirement Werks and Myself as we discuss these important issues.
Here are some of the topics we will be addressing:
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Do You Understand the potential Risks to your Public Pension System?... How will it impact your retirement planning?
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Pension Reform is on the horizon
.... You need to understand what your estimated retirement income is under the current system.
- How much risk are you taking in your TSP?
-Protect it and understand it. Don't Let a Market Correction Delay your Retirement Date.
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Take our Three minute risk test to determine where you stand.
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Who do you get your retirement advice from?
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How do they make their money?
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Do they specialize in working with Gov Employees?
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Important questions.... and there are more.....
Our team has followed this mission statement since 2008....
"Improve the lives of public employees by providing access to true financial solutions"
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Support this podcast: https://anchor.fm/jeff-roediger/support
Join us as we discuss these important issues. Here are a few questions we will be addressing:
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Do You Understand the potential Risks to your AZ Public Pension System?... How will it impact your retirement planning?
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ASRS Pension Reform is on the horizon
.... You need to understand what your estimated retirement income is under the current system.
- How much risk are you taking in your 403b/457/401a?
-Protect it and understand it. Don't Let a Market Correction Delay your Retirement Date.
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Take our Three minute risk test to determine where you stand.
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Who do you get your retirement advice from?
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How do they make their money?
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Do they specialize in working with Gov Employees?
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Important questions.... and there are more.....
Our team has followed this mission statement since 2008....
"Improve the lives of public employees by providing access to true financial solutions"
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Support this podcast: https://anchor.fm/jeff-roediger/support
California Public Employees Need To Ask These Three Questions Before Retiring...
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What are the potential changes to my Pension?. How will this impact my retirement income?
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Could I recover from a 30% correction in My 403(b) or 457 plan?
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Would I have to delay my retirement if this occurred?. Remember 2008.....
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What is the difference between a Sales Agent. and Financial Planner?... and do I need one? Maybe not....
But it is probably the most important of the three.....
-Who do you get your retirement advice from?
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Do they specialize in working with CalPers/CalStrs Employees?
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How do they get paid? Are they a fiduciary?
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Important questions.... and there are more.....
Our team has followed this mission statement since 2008....
"Improve the lives of public employees by providing access to true financial solutions"
Gov Resource is a division of Fed Resource, LLC.
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Avoid Planning Mistakes other Federal Employees have made that could impact your retirement... I am joined by Financial Planner Bryan McCloskey who is a former Government Employee and offers insight to the following:
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How will the proposed Pension and G Fund changes impact your retirement?
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Are you Taking too much Risk in your TSP?
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Who are you getting your Retirement Advice From?
If you are listening and would like a copy of the Slides, please email me and I will send them to you in a PDF. jeffr@fedresource.com
Thanks.
Jeff Roediger
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