The Joney Talks Podcast: Recent Episodes
Jonathan Verhaeghe
Welcome friend to The Joney Talks! Podcast. We aim at helping you understand the basics of money (investing) and create a place to discuss money with the ultimate goal of reaching our financial goals! I am Jonathan personal Finance writer at Joney Talks!
Announcement: I will take a break from the podcast, so there will not be any more episodes for an undefined period. I will publish a few more articles this month on the blog but will keep it quieter after that. Joney Talks! is not going anywhere (like Paris I do not want to keep it one hundred 😉), I simply want to rethink how I can serve you better to help you on your financial journey: Should I start a Youtube channel? Have video interviews? Launch a financial coaching practice? Focus on Luxembourg and Belgium only,...I'll brainstorm ideas for myself but feedback and suggestions are welcome 😀.
In today’s episode, we will speak to my friend Paris from The Millenial to Millionaire Podcast.
Paris is a 26-year-old millennial on an ambitious mission to become a millionaire before age 30! Let me reassure you he did not start yesterday but 5 years ago.
We will discuss his personal finance adventure so far, how and why he wants to become a millionaire and then we will move on to the financial issues millennials face today and how they can be overcome.
This episode is for you if you want to achieve your big financial goals and live the lifestyle you want.
Show notes: https://joneytalks.com/2022/04/07/millenialtomillionaire/
If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏
🌐 Check out: joneytalks.com
🔗 Social Links: https://linktr.ee/joneytalks
⚖️ Learn about dividend stock investing: Simply Investing
👨🎓Learn about Blockchain Technology: joneytalks.com/ivanontech
💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj
🎥 Grow and Master your Youtube channel: Mastering Youtube
💰 Free Stocks: Bux Zero
🍷 Support the Show: buymeacoffee.com/joneytalks
Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!
In today’s episode, we will speak to my friend Kyle from The Impact Investor.
Impact investing along with ESG investing and Social Responsibility Investing are terms you may have heard of lately, but what do these different terms mean and how can you contribute to a positive impact through investing?
Together with Kyle, we will discuss how we can have a positive impact through investing,(and if this way of investing is profitable at all), how we can manage our daily purchase decisions and Kyle will give us tips to reduce your carbon footprint when traveling (his other passion).
This episode is for you if you want to make a positive impact through investing and/or if you want to understand the basics of impact investing.
Show notes: https://joneytalks.com/2022/03/17/theimpactinvestor/
If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏
🌐 Check out: joneytalks.com
🔗 Social Links: https://linktr.ee/joneytalks
⚖️ Learn about dividend stock investing: Simply Investing
👨🎓Learn about Blockchain Technology: joneytalks.com/ivanontech
💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj
🎥 Grow and Master your Youtube channel: Mastering Youtube
💰 Free Stocks: Bux Zero
🍷 Support the Show: buymeacoffee.com/joneytalks
Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!
In today’s episode, we will speak to my friend Anna, who is an Investor Relations Specialist at Robocash, a P2P lending investing platform.
Online peer-to-peer lending platforms are gaining popularity as they are giving investors an alternative form of investing their money. But they also get a bad reputation due to scams, and there is the ethical dilemma one can face when investing in them. So what is peer-to-peer lending all about? And is it safe at all to invest in those platforms?
Anna will explain the concepts in a very digestible way and we will discuss the pros and cons of peer-to-peer lending, what you should look out for and we will also tackle the delicate question about the ethics behind it.
This episode is for you if you are new to investing in peer-to-peer lending platforms, if you have heard of them and want to know more, or simply because you are not yet sure if it is for you or not.
Show notes: https://joneytalks.com/2022/02/17/robocash/
Youtube interview: https://youtu.be/uvDKUT3Tarw
If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏
🌐 Check out: joneytalks.com
🔗 Social Links: https://linktr.ee/joneytalks
⚖️ Learn about dividend stock investing: Simply Investing
👨🎓Learn about Blockchain Technology: joneytalks.com/ivanontech
💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj
🎥 Grow and Master your Youtube channel: Mastering Youtube
💰 Free Stocks: Bux Zero
🍷 Support the Show: buymeacoffee.com/joneytalks
Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!
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I am not a financial advisor, this episode is for education and entertainment purposes only.
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This episode is not sponsored by Robocash.
In today’s episode, we will speak to my friend Yoran co-founder of Curvo.eu a Belgian investing platform.
While there is a lot of information out there on investing in general, ETFs, brokers, and individual stocks, it still takes a lot of effort and commitment to get started. And then if you live in an amazingly complex and surrealistic country like Belgium things are even more tricky 😅!
These are some of the issues we will talk about with Yoran. He actually struggled a lot to compile the information and to find his way when he first wanted to create a better future for himself by investing in the stock markets. We will go through both his personal journey and the Curvo journey so far.
This episode is for you if you are convinced investing in the stock markets is the way to go for making the most out of your savings, but you are still stuck due to the overwhelm of information and possibilities. The episode will be particularly well-suited for millennials and Belgians as we will also talk about Branch 21, 23 and how they compare to investing in a simple ETF for example.
Show notes: https://joneytalks.com/2022/01/13/curvoeu/
If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏
🌐 Check out: joneytalks.com
🔗 Social Links: https://linktr.ee/joneytalks
⚖️ Learn about dividend stock investing: Simply Investing
👨🎓Learn about Blockchain Technology: joneytalks.com/ivanontech
💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj
🎥 Grow and Master your Youtube channel: Mastering Youtube
💰 Free Stocks: Bux Zero
🍷 Support the Show: buymeacoffee.com/joneytalks
Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!
In today’s episode, we will speak to my good friends Dragon Gal and Dragon Guy from the Dragons on FIRE.
We recorded an episode 2 years ago (time flies!) as Dragon Guy was about to retire early from his career while Dragon Gal already was retired.
I thought it would be interesting to follow-up with them on how they experienced their early retirement especially with the pandemic that hit just a couple of months into this early retirement! We will also talk briefly about the Minimalism challenge that Dragon gal is going through at the moment and she has some great tips to reduce your clutter as well.
This episode is for you if you want to hear about a real-life story of how to handle a crisis during early retirement but as well how to handle it in general.
Show notes: https://joneytalks.com/2021/11/25/dragonsonfire/
If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏
🌐 Check out: joneytalks.com
🔗 Social Links: https://linktr.ee/joneytalks
⚖️ Learn about dividend stock investing: Simply Investing
👨🎓Learn about Blockchain Technology: joneytalks.com/ivanontech
💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj
🎥 Grow and Master your Youtube channel: Mastering Youtube
💰 Free Stocks: Bux Zero
🍷 Support the Show: buymeacoffee.com/joneytalks
Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!
In today’s episode, we will speak to my friend Hrish, Co-founder and CEO of SuperWorld.
With the recent popularity of Non-Fungible Tokens (NFT), I was looking for someone very knowledgeable to guide us through this new "phenomenon".
I was very fortunate to be put in contact with Hrish as he will explain what NFTs are, what the potential use cases are, and how for example NFTs play a role in SuperWorld. Superworld is a virtual real estate platform where you can buy any piece of land with the help of NFTs. (Spoiler alert: It can get tricky at first to grasp 😅!)
This episode is for you if like me you want to know more about NFTs: Is it all just hype, a fad, or the next big thing? Let's find out!
Show notes: https://joneytalks.com/2021/11/11/superworld/
If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏
🌐 Check out: joneytalks.com
🔗 Social Links: https://linktr.ee/joneytalks
⚖️ Learn about dividend stock investing: Simply Investing
👨🎓Learn about Blockchain Technology: joneytalks.com/ivanontech
💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj
🎥 Grow and Master your Youtube channel: Mastering Youtube
💰 Free Stocks: Bux Zero
🍷 Support the Show: buymeacoffee.com/joneytalks
Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!
In today’s episode, we will speak to my friend Siyana from Before & After.
As a child, Siyana already enjoyed decluttering her books and toys. This passion has stayed with her up to this day and this eventually lead her to launch her professional organizing business here in Luxembourg.
We will discuss how she helps her clients organize their belongings, what the benefits of organizing your stuff can mean to you, and of we will of course make the parallel with managing our finances.
This episode is for you if in a way or another you feel overwhelmed in life and might need a little I would say "unconventional" but practical boost.
Show notes: https://joneytalks.com/2021/11/05/beforeafterlux/
If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏
🌐 Check out: joneytalks.com
🔗 Social Links: https://linktr.ee/joneytalks
⚖️ Learn about dividend stock investing: Simply Investing
👨🎓Learn about Blockchain Technology: joneytalks.com/ivanontech
💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj
🎥 Grow and Master your Youtube channel: Mastering Youtube
💰 Free Stocks: Bux Zero
🍷 Support the Show: buymeacoffee.com/joneytalks
Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!
In today’s episode, we will speak to my friend Mr. Wealthster from The Wealthster.
He is a London-based personal finance blogger and started his journey to Financial Independence 3 years ago.
His journey to FI started by being fed up with his job, but was that reason enough to wish to retire, or did he simply need a new job? We will talk about how he changed his mindset about his career, his finances and we will go into the detail of his newfound plan to reach financial independence (despite living in a high cost of living city).
This episode is for you if you are at a crossroads in your career and this will be particularly interesting if you live in an expensive city and want to reach FI.
Show notes: https://joneytalks.com/2021/10/28/thewealthster
If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏
🌐 Check out: joneytalks.com
🔗 Social Links: https://linktr.ee/joneytalks
⚖️ Learn about dividend stock investing: Simply Investing
👨🎓Learn about Blockchain Technology: joneytalks.com/ivanontech
💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj
🎥 Grow and Master your Youtube channel: Mastering Youtube
💰 Free Stocks: Bux Zero
🍷 Support the Show: buymeacoffee.com/joneytalks
Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!
In today’s episode, we will speak to my friend Giovanna or "Gigi" from The First Gen Mentor.
Gigi is a first-generation American who recently left her 9-5 job to launch her Personal Finance business. Her goal is to empower first-gen Americans through financial literacy.
Gigi will share with us how she came to launch her business thanks to TikTok in only a couple of months. And secondly, we will as well have a very eye-opening discussion on the financial struggles of first-generation people and how we can all support each other.
This episode is for you if you are looking to leverage/launch your business thanks to social media and this is as well for you if you are a first-gen person struggling with finances, we got you 😉!
Show notes: https://joneytalks.com/2021/10/21/Thefirstgenmentor
If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏
🌐 Check out: joneytalks.com
🔗 Social Links: https://linktr.ee/joneytalks
⚖️ Learn about dividend stock investing: Simply Investing
👨🎓Learn about Blockchain Technology: joneytalks.com/ivanontech
💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj
🎥 Grow and Master your Youtube channel: Mastering Youtube
💰 Free Stocks: Bux Zero
🍷 Support the Show: buymeacoffee.com/joneytalks
Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!
In today’s episode, we will speak to my friend Mathias from The Financial Independence Europe Podcast.
I am a regular listener to his podcast and if you live in Europe, I highly recommend it to you as well. He was recently featured in a documentary on Financial Independence on Arte. In this documentary, he opens the doors to his house and to his journey to financial independence.
We will reflect back on the documentary and Mathias will share his views and his way to reach financial independence in Europe. We will go into detail on his daily expenses (even his rent and mobility budget) and of course his investment strategy 😀! (Spoiler alert: it is not the "usual" buy ETFs and chill method)
This episode is for you if you are curious about reaching financial independence in Europe and you want to hear a real story of how a german family of four is working on it.
Show notes: https://joneytalks.com/2021/10/14/FIEurope
Documentary:
- French version: Retraite à 40 ans? | ARTE Regards
- German version: Rente mit 40? | ARTE Re:
If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏
🌐 Check out: joneytalks.com
🔗 Social Links: https://linktr.ee/joneytalks
⚖️ Learn about dividend stock investing: Simply Investing
👨🎓Learn about Blockchain Technology: joneytalks.com/ivanontech
💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj
🎥 Grow and Master your Youtube channel: Mastering Youtube
💰 Free Stocks: Bux Zero
🍷 Support the Show: buymeacoffee.com/joneytalks
Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!
In today’s episode, we will speak to my friend Liz from Kitchen Table Finances.
I have known Liz for a while and met her 2 years ago at Fincon in Washington D.C. She is passionate about personal finance and wants to make it something that you could discuss simply at the kitchen table. Next to that, ever since she was young she has always had the entrepreneurial fiber and so side hustling became a natural part of her life.
While there is no real need for it, she really enjoys it and, this is the key to the interview, she has some unique views about it which she will share with us.
This episode is for you if you are interested in making extra money but are overwhelmed by the number of possibilities. I hope that Liz's unique approach will help you get started.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/10/07/kitchentablefinances
If you liked this episode you can leave a review on Apple Podcasts, or share the episode with a friend 🙏 .
🌐 Check out: joneytalks.com
🔗 Social Links: https://linktr.ee/joneytalks
⚖️ Learn about dividend stock investing: Simply Investing
👨🎓Learn about Blockchain Technology: joneytalks.com/ivanontech
💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj
🎥 Grow and Master your Youtube channel: Mastering Youtube
💰 Free Stocks: Bux Zero
🍷 Support the Show: buymeacoffee.com/joneytalks
Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!
In today’s episode, we will speak to my friend Mike Cavaggioni from Average Joe Finances.
Although he leads a busy life, he is a pro side hustler! He runs a podcast, is a finance coach, holds a real estate license, and is a father of 2 next to his career in the Navy.
After discussing his background and setting the scene, we will tackle the topic of side hustling: Why he started these side activities, what some of the non-monetary benefits are, how Mike manages himself around time (yes, I did not write "manages his time" on purpose 😉) and finally we will talk about skills and opportunities side hustles can bring along with them.
This episode is for you if you are currently looking at making side income through a side hustle or for those who are currently side hustling, and want to get more out of it!
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/10/01/averagejoefinances
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Chris Mamula from Can I Retire Yet?.
Chris is a physical therapist who retired at the young age of 41 (!). Yes, that is indeed about 25 years before the traditional age for retirement but contrary to popular belief, this does not mean he lived a life of deprivation in order to save and invest aggressively.
Chris will share his unconventional journey to this early retirement, the excellent financial decisions he made along the way but as well, the serious mistakes (so you can avoid them). This conversation is to meant to show you one way of achieving financial independence, it may not be your ideal path but it is important to show that it is possible 😀!
This episode is for you if you are curious about financial independence/early retirement and want to know what it takes to achieve it.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/09/23/caniretireyet
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Jesse from The Best interest.
When I heard him speak on Michelle is Money Hungry's Podcast I thought, I want this guy here too. Jesse has a talent for explaining complex matters in simple terms especially when it comes to investing as you will hear.
We will talk about how to overcome the mental barriers to start investing in the stock market: How to start from what you know and move to better investing decisions, why you should invest in the first place and we will also discuss the pretty cool concept of loss aversion (which you are actually already familiar with).
This episode is for you if you know investing is the right move for your finances but there is still something holding you back. That is absolutely normal but I hope this conversation can help you overcome that blocking point and help you get started with investing 🙌.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/09/16/thebestinterest/
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
Hola amigos,
Quick episode to announce that the podcast is starting again from this Thursday the 16th of September. Can't believe it's already been 2 years since the first episode, time flies right? Anyway, for this season 3, you can expect new fresh episodes with amazing guests delivered straight to your favorite podcast app! We will talk investing, personal finance, money mindset, career tips, Financial independence, cryptocurrency, you name it. And of course, do not hesitate to ask for specific topics, this show is for you after all!
Thanks again for listening and taking the time to spend it listening to the podcast it really means a lot to me 🙏.
So stay tuned, stay safe, and talk to you on Thursday...
...It's Thursday then, then Friday, Saturday (oops that's not the one 😅)
All the best,
Jonathan
ANNOUNCEMENT: Today is this season’s last podcast episode. Like last year, I am taking a break from podcasting for the summer and the show will be back in September with new fresh interviews. I will nevertheless remain active on social media and will publish a couple of articles on the blog throughout the summer. Thank you all 🙏 for spending your valuable time listening to the show, sending in questions and topic requests, and sharing episodes around you! It all means a lot to me!
--
Today's episode is a two-part episode tackling the topic of spending money guilt-free. In the first part, we will speak to a "regular" guest as usual and for the second part, I have asked a couple of friends (past guests) to send in their "Pro Tip" on spending money guilt-free on the things they love.
Today's main guest is my friend Lawrence "Larry" from Mitlin Financial. He is a CFP and wealth advisor with 20+ years in the financial industry.
Saving and investing your hard-earned money is important but spending is important as well! And this is what we will talk about: How you can spending money on things/experiences you value without negative feelings!
This episode is for you if you know what you want to spend your money on but you sometimes second-guess yourself and even feel guilty about it.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/07/02/guiltfreespending/
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Jessie from Metalhead Money.
Although by normal standards she has a full-time job and performs music on the side, She is a full-time artist (this will make sense throughout the episode).
Jessie will share her money lessons from her many years of experience as an artist. We will deal with how to organize your finances and monetize your art, how you can stand out as an artist today, and finally how you should consider your day job and identity as an artist.
This episode is for you if you are already a creator looking at improving your finances and as well if you are looking at developing your art and monetize it.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/06/24/Metalheadmoney
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Emanuel who founded a Crypto Facebook group back in March (2021)
We have all seen the recent headlines and impressive run-up of Bitcoin and other cryptocurrencies since the end of last year. It certainly got people interested again since the highs of December 2017, and I was looking for someone to shed some light on the recent events.
The crypto space is not only about the Bitcoin price and the headlines, as you will hear many things are also happening behind the scenes that will have an impact on our finances in the coming years. So even if you do not plan to invest, it is definitely a space you want to understand!
This episode is for you if you want to learn more about crypto (i.e. go beyond the mass media headlines), want to know what is going on and where the crypto space is headed.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/06/18/cryptospace2021/
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Alisa.
She is a brilliant career coach and excels at illustrating how she helps her clients as you will hear. If you work in a corporate job, you have probably been there: Performing and delivering beyond expectations and even hinting to your manager that you look for a move up but somehow when the time came you were passed over for that next promotion.
This is exactly what we will tackle today: How you can position yourself for that next career move in ways you may not have heard of before (Spoiler alert: It is not about preparing a salary review meeting 2 weeks before said meeting). Alisa will give some precious advice that you can start applying today.
This episode is for you if you keep applying for relevant jobs or hope for that next promotion but somehow get passed over!
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/06/10/careerprotips/
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Steve from The Frugal Expat.
Steve is a personal finance blogger. As the name of his blog implies we will talk about frugality: What that means, the difference between frugality and being cheap, the benefits of frugality, and how you can embrace a frugal lifestyle.
This is a lifestyle I have adopted myself for a long time now (but it was not always the case 😅) and I think more of us should too. So yes, I am very excited to share this conversation with you!
This episode is for you if are curious about frugality, or perhaps you already started to embrace this lifestyle but most importantly if you want to live a life more true to yourself (and not the life others want from you).
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/06/03/thefrugalexpat/
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Laura Oldanie from Rich and Resilient Living.
Laura is a wealth coach, but not your ordinary one,...she is a socially conscious wealth coach. She helps her clients with investment decisions that have positive impacts on their financial bottom line but as well that offer positive impacts (or returns) on people and our planet.
Laura will explain these concepts in detail and we will explore how we can impact the people in our communities, our planet, and our profits by making relatively small switches in our financial habits.
This holistic way of looking at investing was a bit new to me but as you will listen to our conversation it will all make sense 😀!
This episode is for you if you want to manage your finances and reach financial independence with a more conscious and sustainable approach.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/05/27/richresilient/
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Valerie from the Wellness and Wanderlust podcast.
Money is an essential pillar in your life and the main focus of this blog and podcast. Of course, as I always like to point out on social media, "Health Before Wealth", it is important to be in a good place physically, mentally, and even spiritually if that applies to you as well. Otherwise without that solid foundation first, you can earn as much as you want you will never reach a place of happiness or of well-being.
And this well-being and mental health is something we will talk about with Valerie today. She will share great tips on how to incorporate wellness into your busy life, why it is important in these uncertain times and as well how that ties in with your finances (We are on The Joney Talks podcast after all! 😉)
This episode is for you if you want to incorporate more wellness into your life but cannot seem to find the time in your busy stressful everyday life!
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/05/20/wellnessandwanderlust/
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Ilona from The Money Memories Podcast.
Ilona's cool podcast is about having her guests share their impactful money memories and reflect on them. After we met online and chatted, I thought well, Ilona why don't you come here to tell us about YOUR money memories!
Ilona's money memories will take us from a mathematical error at the bank, her frugal upbringing and approach to money to her realizing that "hey, I need to start making a plan with my money"!
This episode is for you if you feel your money story is unique and that others might not understand where you come from. (Spoiler alert: it is not that unique).
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/05/13/bearandthebull/
Youtube interview: https://youtu.be/ak0OHEkSSFg
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Tanel the CEO of Reinvest24.
Reinvest24 is an Estonian real-estate crowdfunding platform that has been on the market for a little over 3 years (I have used it for about 1 year now without any issues).
Tanel will give us an update on the Real Estate Crowdfunding space in Europe and how the platforms have performed during the last turbulent year. He will also provide us with an update on Reinvest24 and why they are now expanding to Spain and Moldova!
This episode is for you if you are keen to invest in Real Estate Crowdfunding and ready to explore uncharted territories 😄.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/05/06/tanelorro/
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Gaëlle the CEO of StarTalers.
StarTalers is a Luxembourg-based fintech company that has developed a sustainable investing platform and that aims at empowering women with regards to their finances.
We will discuss several interesting topics: The pay gap between men and women (and how we can bridge that gap), why it is even more important for women to take back control over their finances and why women are better investors than men. Gaëlle will of course share the WHY? behind StarTalers and how StarTalers is creating a better future through sustainable finance for both men and women.
This episode is for you if you feel underpaid at work and do not know how to address the issue (Gaëlle's story is pretty compelling) and as well if you have not yet started to work on your financial goals. And I repeat the issues apply to us both men and women 😉!
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/04/29/startalers/
Youtube interview: https://youtu.be/ExuG_UbA23Q
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to Artem Milinchuk the founder and CEO of FarmTogether.
Farm Together is a crowdfunding platform for farmland investing. Farmland investing entails investing in land housing a variety of crops, such as cornfields, that produce corn and wheat for our everyday food consumption. Farmland investing is a solid (and recession-proof) foundation that has a place in your investment portfolio, it is the type of alternative investment that makes the most sense to me.
He will give us a brief introduction to farmland investing, what the expected returns can be, what to pay attention to, and most importantly why he decided to start FarmTogether and why farmland investing can make sense to add to your investment portfolio.
This episode is for you if you are looking at diversifying your well-established investment portfolio and/or if you are eager to learn more about a "new" alternative asset class.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/04/22/farmlandinvesting/
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Jonny from the Youtube channel Millennials with Money.
Jonny is a British "pan-European" millennial currently living in Spain. He is a financial professional by day and as a side activity, he is helping millennials with their money through his educational online content.
We will cover several interesting topics today: Reaching financial independence in Europe as a millennial, how that path differs from the "classic" American way (Buy a Vanguard ETF and chill). We will also discuss some of the difficulties we have over here but as well some of the great advantages we have and Jonny will tell us his secret to delay gratification in our society of overconsumption.
This episode is for you if you want to know more about reaching financial independence in Europe regardless if you are a millennial or not.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/04/15/millennialswithmoney/
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Francesca Pogliani, the Co-Founder of Deskover.
Deskover is an online marketplace in Luxembourg that lists available desk spaces at coworking places. Francesca runs it next to her full-time job.
She will share the story behind Deskover, how she manages her time between her full-time occupation, this "side hustle" and her social life. She will also discuss her approach to discipline and motivation and as well provide valuable tips for you if you want to launch your company next to your full-time job.
This episode is for you if you are thinking of launching your business next to your current job (and as well if you want to hear about "side hustling" in Europe)
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/04/08/deskover/
Youtube interview: https://youtu.be/LZG0QkthFZE
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my good friend Daniella "The Side Hustle Queen" from I Like To Dabble.
Daniella is a software engineer who started her blog on side hustles in 2017 as a creative outlet. She has been helping her readers to generate more side income and redefine their options (careers, life changes, etc).
Daniella will share how it all started for her, how she currently earns money from 12 income streams (!), what her goals are and how you can get started with a side hustle that fits your needs/preferences even in the ongoing pandemic.
This episode is for you if you are looking at making extra money on the side to reach your financial goals!
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/04/01/Iliketodabble
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Debbie Arcangeles from The Offbeat Life.
Debbie started her online side business in 2017 and has been able to leave a 9-5 job that was not the right fit for her. Today she hosts her podcast The Offbeat Life where she shares inspiring stories with her location-independent and digital nomad guests.
We will talk about her story, why she started her podcast and online businesses although she was in a good professional situation. Debbie will also share the mistakes she made (so you can avoid them) and she will provide excellent tips to start working on your online business! (spoiler alert: it is hard work! 😅)
This episode is for you if you are ready to create more freedom for yourself by starting an online business.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/03/26/theoffbeatlife/
If you liked this episode, please leave a review on Apple Podcasts, share the episode with a friend 🙏 and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Anthony Zhang, the co-founder and CEO of Vinovest.
Vinovest is an online platform that allows investors to invest in an interesting asset class, namely fine wines 🍷!
Once your investment portfolio has grown a certain size, it may be interesting to protect it even further with uncorrelated assets (e.g. assets that do not follow the same trend as the traditional stock market) such as wine. Anthony will share why he believes investing in wine makes sense, how we can access this particular investment, what the expected returns can be, some market trends, and we will of course discuss the risks and if this investment could be right to you.
This episode is for you if you are interested in diversifying your investment portfolio with alternative assets and/or if you are curious about how investing in wine works in general
So make yourself comfortable, pour yourself a nice glass of vino, and enjoy 😉!
Jonathan
Show notes: https://joneytalks.com/2021/03/18/Vinovest
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Janina @JaninaArsenjeva, whom I have met on Twitter.
Janina is a human rights lawyer from Estonia living in Brussels with her son. A couple of years ago she has made the choice to consume and live more ethically and this has led her to live a more minimalistic life.
We will talk about her discovery of minimalism, how she implements it in her daily life as a single mother and she will share practical and easy steps to get started. She will also share the benefits of minimalism and decluttering (and not only decluttering physical stuff) and to conclude we will of course look at how minimalism has affected her finances.
This episode is for you if you want to know more about minimalism and if you are looking at simplifying your life as a whole (and no, it is not only about empty cupboards with 3 coffee cups, white walls, and not owning a car).
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/03/11/minimalismandethicallifestyle
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Kanwal Sarai from Simply Investing.
Kanwal has been an active dividend stock investor over the past 21 years and his strategy, or should I say his 12 rules, helped him to retire from his day job.
The approach he takes is very sensible, there are no shortcuts or "investing secrets". Kanwal, who is very skilled at making things simple, will explain his 12 rules in a very comprehensive manner and will also help us understand some misconceptions on dividends in general. He really makes learning about a complex topic very enjoyable and simple.
This episode is for you if you are looking for a simple way to understand how to invest in the wonderful world dividend stocks (and at the same grow a passive income stream!).
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/03/04/Simplyinvesting
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Justine @justinekedi, whom I met through Twitter.
Today Justine is happy financial services professional and educator but it was a long road before reaching that happy stage.
Justine will share the difficulties she encountered when she moved to Turkey to become an English teacher. It was a tough situation but we will see as well how these challenges forced her to change her financial mindset and ultimately encouraged her to become a financial services professional. J
Justine will also break down life insurance and make it easy for us to understand that specific component to personal finances (i.e. Protection, this part will be most useful for our American amigos) and will share her big WHY? and her big goal.
This episode is for you if you feel stuck or you are facing a difficult situation right now. I hope that Justine's story and enthusiasm inspire you to take action towards your best life. This episode is also for you if you want to understand life insurance better.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/02/25/Justinekedi
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to Greg Rozdeba the co-founder of Dundas Life (a life insurance company).
Before starting his company, Greg worked with financial advisors, wealth/insurance intermediary companies, and insurance companies for 5 years. In addition, he is very passionate about tech and this will show during the conversation.
We will discuss his financial journey from when he started his career, the common money struggles his friends were facing and how he helped them get on the right path, and finally, we will divert to a more "market and industry talk" on his thoughts on the potential of Blockchain Technology.
This episode is for you if you know you need to improve your money game but you are not sure about how and where to actually start.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/02/18/dundaslife/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Milan the co-founder of Finny.
Finny is the gamified personal finance learning platform he co-founded with his wife and today we will learn about his path to financial freedom.
We will talk about the errors he made when he started investing in the stock markets, how he managed his finances using the antibudget principle, and finally the importance of prioritizing your financial fitness.
This episode is for you if you are having a hard time managing your money (and your budget) and want to hear another point of view that could be a better fit for your situation.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/02/11/Askfinny
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Sandy, from the Youtube Channel Mavutive Personal Finance & Lifestyle.
Sandy is a fellow Belgian who is working on reaching Financial Independence and move to another country to live her dream life.
She will share her plan and how she has adapted the American way of reaching FIRE (aka the "Simple Path to Wealth") to her personal situation in Belgium.
This episode is for you if you are if you always hear about Financial Independence from US bloggers but wonder if you can reach it in your country. (And spoiler alert, "Yes, you can!")
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/02/04/mavutive/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend European DGI, DGI stands for Dividend Growth Investment.
The dividend growth investment strategy is his chosen path to reach early retirement.
We will cover some basics on dividend stock investing, how the DGI strategy can help you retire early, the difference with US dividend stock investing, the errors you need to avoid, and most importantly how you can get started as well.
This episode is for you if you want to learn more about dividend stock investing the European way!
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/01/29/EuropeanDGI/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Chris, from Saturday Financial.
On the contrary to other stories about leaving one's job, we will talk to Chris who will share how he is thriving in his current role and how managing his finances has been key during his career.
Chris will share his career path with us going from a job he hated to the current role he is passionate about and he will also provide us with excellent advice on making the best out of our professional careers.
This episode is for you if you are thinking about your next career move and/or if you wonder if the solution to a more fulfilling path is entrepreneurship.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/01/22/saturdayfinancial/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Julia Menez, from Geo Breeze Travel.
Julia teaches people like you and me to travel for free or at least for a fraction of the cost. (Who doesn't like a free hotel upgrade or a free flight ticket to a place you've been wanting to go? and so on 😀)
She will give us an introduction to travel hacking: What it is, how she got started, what the pitfalls are, and how you can do it too. While most of the tips will be more relevant for our American friends, Julia will provide great ones for us in Europe as well.
This episode is for you if you want to travel for a fraction of the cost but do not know where to start (or are already wasting too much time online)
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/01/14/geobreezetravel/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Alex Mason, host of the Stock Stories Podcast.
While he focuses mostly on S&P500 companies (i.e. largest publicly traded companies in the US), the great thing for us in Europe is that he also dives into European stocks like Total, Nestlé, or Louis Vuitton amongst others.
We will talk about how he got into stocks, some of the myths surrounding the stock markets, the difference between a stock and a business, the different stock categories (or personalities), and finally Alex will share some great tips on where to start looking for information on individual stocks.
This episode is for you if you are looking at getting into investing in individual stocks but are not sure yet where and how to start yet.
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2021/01/07/stockstories/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
Quick announcement: Today is this (crazy) year’s last podcast episode, the show will be back on in January. Enjoy this episode (Erika brought fantastic insights!) and feel free to stay in touch through social media or email jon@joneytalks.com 😀.
In today’s episode, we will speak to my friend Erika Kullberg who runs her own Youtube channel, Erika Kullberg.
Erika has worked for a number of years as a corporate attorney working for a large law firm. She was living a pretty glamourous life: She was handling high-value contracts, she was going on fancy dinners, she was making good money,... but she was also working 100-hours weeks and after some time she realized this path was not fulfilling anymore. This is when she decided to leave her corporate job to start her own legal start-up and as well launch her (successful!) personal finance Youtube channel.
We will discuss why she did not pursue this "dream career" you only see in movies and we will go quite into details on how you can start a Youtube channel and grow it as she did!
This episode is for you if you are currently in a safe job but are looking at getting more fulfillment out of your career and/or if you have been wondering about starting a Youtube channel to talk about and monetize your passion!
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2020/12/17/erikakullberg/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Rocky Lalvani, he helps business owners to be profitable and also runs two podcasts in parallel: Richer Soul and Profit Answer Man.
Rocky came to the US at a very young age with his immigrant Indian parents with only 25 bucks in their pocket and yet despite this rather difficult start, both Rocky and his family managed to climb their way up to a successful life.
Rocky will share his story with us and we will explore how he managed to achieve success starting from an unprivileged place and how you can take steps to get to where you want in your life (spoiler alert: it does not happen overnight).
This episode is for you if you are working towards living a richer life (how broad that may sound) and want to hear from someone who has worked his way up the Maslow hierarchy of needs.
Enjoy and share with a friend if you liked it 😀🙏!
Show notes: https://joneytalks.com/2020/12/10/richersoul/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my good friend Lee Huffman from the We Travel There podcast.
Next to his podcast, Lee is a freelance writer about all topics personal finance and of course traveling (credit cards, points and miles, travel hacks and so on).
What I did not know was that Lee recently left a very well-paid job and moved cities within the US to live a more balanced lifestyle, pursue his passions, and to spend more time with his kids. And this is what we will talk about today, how and why Lee made drastic changes to his lifestyle and how you can too even with a regular income.
This episode is for you if you are looking at making intentional changes to your lifestyle, improve your work-life balance, and still progress on your financial goals.
Enjoy and share with a friend if you liked it 😀🙏!
Show notes: https://joneytalks.com/2020/12/04/wetravelthere/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Anissa from the podcast Outrospection.
Outrospection is a self-development podcast where Anissa offers various perspectives through solo shows, interviews, and inspiring stories in order for us to grow, improve ourselves, and/or to take action!
Anissa will share her money story of how she changed her money script from a scarcity mindset to an abundant mindset and provide useful tips on how you can change your own money script as well.
This episode is for you if even the word money stresses you, if you feel uncomfortable about the topic and if you are ready to make a change for yourself.
Enjoy!
Show notes: https://joneytalks.com/2020/11/26/outrospection/
Watch the interview: Youtube
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my new friend Isabel from the website Bel Around The World.
Isabel is a digital nomad and a full-time travel blogger from Singapore who managed to convert her blogging hobby into her full-time activity. Isabel will explain to us how she monetizes her passion (photography and travel), collaborates with big brand names in the travel industry (a crowded space), and also share some challenges she faced during her travels.
This episode is for you if you are looking at ways to monetize your passion and as well why not in combination with full-time traveling.
Enjoy!
Show notes: https://joneytalks.com/2020/11/19/belaroundtheworld/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my new friend Mr. Nomad Numbers from the website Nomad Numbers.
Mr. Nomad Numbers (French) and his wife Mrs. Nomad Numbers (US) are world travelers who left their corporate jobs in 2018 to pursue their new lifestyle of slow traveling.
Mr. Nomad Numbers will share their story with us: How they left their safe and well-paid corporate jobs to pursue the lifestyle they are passionate about: Traveling the world full time, live their best life, and all without breaking the bank. (And no it is not only about sipping Piña Coladas on the beach)
This episode is for you if a nomadic lifestyle (when it will be possible again 😅) is something you dream about but do not know where to start or if you are curious to hear about how regular people live alternative lifestyles pursuing their passions.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/11/12/nomadnumbers/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Ben from FI after 40.
We connected through Twitter and I thought he had a compelling story to tell. Ben discovered the FI (Financial Independence) movement at a later stage of his life (after 40) and managed to turn his finances but most of all his mindset around to work towards his goals.
Ben will share his story with us: How he went from living paycheck to paycheck, even going through a divorce to turn his life around after the age of 40.
This episode is for you if you are interested in all things related to Financial Independence but think you are too late to start (hint: you're not)
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/11/05/FIafter40/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Sébastien Aguilar, he is the community builder behind simplyFI.org, Impactivated, and FIREBelgium.
Sébastien is our first Belgian guest and he is coming with quite the story: He went from being broke even borrowing money from his younger brother to become financially independent at age 33 using a very simple and effective method: Investing in low-cost index funds.
Sébastien will share his journey with us, he will give us an introduction to index funds and we will see how it is possible for us in Europe (and Belgium) to reach Financial Independence.
This episode is for you if you want to learn more about building your way to Financial Independence in a very simple and effective manner regardless of where you live.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/10/29/sebastienaguilar/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Brian Thorp from Wealthtender.
After an extensive career working with global asset management, Brian founded his company Wealthtender with the aim of connecting people with the best fitting financial resource, educator, or advisor.
We will discuss the evolution of digital investing tools throughout his career and why human advice (through a financial advisor, podcasts, blogs, coaches,...) still has a place in today's world. We will also tackle the misconception that one needs to be wealthy in the first place to hire a financial professional.
This episode is for you if you have been looking for financial advice around but have not yet found the best financial resource that fits your needs or the best financial professional that you can connect with.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/10/22/wealthtender/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to Sarry Ibrahim from Finasset Protection.
Sarry is a financial professional and a member of the Bank On Yourself Organization. He is specialized in insurance and in particular whole life insurance.
He will give us an introduction to whole life insurance: What it is, how it can benefit you, how you can leverage it with the cash value part, what the risks are, and the differences with term life insurance.
This episode is for you if, like me, you are curious about whole life insurance, what it is, etc, and wonder if it can be something to consider for yourself or not.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/10/15/sarryibrahim/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Andrew Kerr from The House Hacking Podcast.
Andrew started his career in a corporate job, then moved on to a non-profit organization where he enjoyed his job much more but missed the financial security. This is when he started his real estate investing journey in order to build that financial security.
Andrew will share his story with us and give us an introduction to House Hacking: What House hacking means, how it can help you achieve your financial goals, how you can start today regardless of your location and the underlying principles.
This episode is for you if you are looking at ways to reduce your housing costs and are willing to make alternative choices.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/10/08/househacking/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Ishu from the Starting To Know Business podcast.
This is a collaboration episode where we cross-interview each other. Ishu is a passionate entrepreneur and he recently started a podcast about exploring the unexplored depths of the business world.
We share the same passion for engaging our audiences (you, amigos) and sharing knowledge through podcasting. We will discuss our journeys so far since we are still learning about this medium as we go along, we will tackle the benefits of starting a podcast vs running a blog (or can we do both?) and provide some tips for anyone looking at starting one.
This episode is for you if you are curious about starting a podcast: The practicalities, how to get started, what to keep in mind, and as well the benefits of podcasting.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/10/01/startingtoknowbusiness/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Rich Jones from Paychecks & Balances.
While he runs his successful podcast with his friend Marcus, he also works as an Internal Communications Manager at Google for his day job. He has been working for about 12 years in recruitment and staffing in various companies and I thought it would be great to invite him on the show to discuss how one can stand out in a tough job market, especially now.
We will discuss the current job market situation and Rich will provide great insights and tips for optimizing your LinkedIn profile so you can stand out as a job seeker even during these difficult times.
This episode is for you if you are currently looking at transitioning into a new role but as well if you are employed and looking at networking and optimizing your LinkedIn profile so you can get noticed for future opportunities.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/09/24/richjones
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Derek from Money Health Solutions.
He is a financial therapist helping his clients to identify their financial beliefs (also called "money scripts") and to improve their relationship with money. You might probably wonder what a financial therapist is and what those money scripts are about.
If you are a regular listener to the show, you will remember that getting the right money mindset is an essential first step to get your finances in order. Something that can for example stand in the way of getting the right mindset could be the negative financial beliefs you have developed throughout childhood: The stock markets are dangerous, more money equals happiness so I should work hard, talking about money is taboo, rich people are bad, money is the root of all evil,...
Derek will explain what his profession consists of and then we will discuss more in detail how we can identify our own money behaviors (negative or positive) and how we can start rewriting our scripts and improving our relationship with money.
This episode is absolutely solid! Derek comes with a wide breadth of knowledge, numerous examples, and he really demonstrates clearly how money and emotions are intertwined and how this affects our behaviors! It really makes me happy to be able to deliver this interview.
This episode is for you if managing money makes you uncomfortable or if you nurture negative feelings towards your finances and are ready to change those feelings to improve your relationship with money.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/09/17/moneyhealthsolutions/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Daniel from NolCo Inc.(the No Loss Company).
Daniel has a strong passion for personal finance: how to get a better personal economy and better spending habits. He is absolutely not afraid to go against the grain, which is something that will definitely stand out in our conversation.
We will discuss how Daniel approaches his finances in Norway, one of the richest countries in the world but also a country where the peer pressure is strong. He will share his big passion for saving money and investing in dividend stocks and how that can be in his own words "so much fun"!
The interview is light and accessible and despite his young age, Daniel comes on the show with great wisdom for all of us!
This episode is for you if you are looking at growing your wealth over time beyond the simple savings account and certainly if you feel that sometimes buy things because everyone else around you does so,...
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/09/10/nolcoinc
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today’s episode, we will speak to my friend Dimitry Neyshtadt from 90 Days Money Pro.
Dimitry will guide us through the right order of organizing our finances, why this approach makes sense compared to some other common advice. We will talk about one of the major mind shift Dimitry has observed with his clients thanks to his program and we will end up with his compelling story on why he became a financial consultant. The interview is great fun and Dimitry shares some great examples to help us digest every key aspect of managing our money.
This episode is for you if you are ready to take your finances to the next level but are unsure about where to begin: Should you pay off my debt first? Should you budget first? Should you start investing right away? and so on.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/09/03/90daymoneypro/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
Hola amigos,
Quick episode to announce that the podcast is starting again from this Thursday the 3rd of September. Every week you can expect a new fresh episode with an interesting guest delivered straight to your favorite podcast app!
What's in store for you in this "Season 2"? I'm very excited to bring new and fresh episodes to you with guests from all around the world (Norway, Belgium, the US, Canada, and so on)! So, on this Thursday, we will kick off with my buddy Dimitry on setting up your finances in the right order, and in the coming weeks we will talk with a financial therapist (!) on money mindset, we will talk house hacking with a house hacking expert, we will hear the story of one of my Belgian friends who retired at 33, and many more interesting stories!
Stay tuned, stay safe, and talk to you on Thursday!
All the best,
Jonathan
ANNOUNCEMENT: Today is this season's last podcast episode. You read that right, I am taking a break from podcasting for the summer and the show will be back in September with more inspiring interviews. I will never the less remain active on social media and have a couple of articles I will publish on the blog. I'd like to take the opportunity as well to thank you 🙏 all for taking the time to listen, send in some questions, and share the episodes with your friends. I launched this as an experiment and I really enjoyed and still learn from it but I couldn't do it without your constant feedback so thanks so much it means a lot to me!
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In today's episode, we will speak to my friend Sharon Tseung from Digital Nomad Quest.
Sharon left her corporate job in marketing in 2016, traveled for 2 years, and came back to the Bay Area (the area around San Francisco) where she is back into a marketing position and continues to develop her website and various income streams (which she teaches on her website).
Sharon will guide us through the process of how she left her job, how she built income streams all while traveling, and actually how she even managed to save money during those 2 years! Digital Nomading may not be for everyone but building passive income streams to strengthen your financial future definitely is and Sharon will help us to get started! (Yaay!)
This episode is for you if you are curious about becoming a digital nomad and/or you want to build more financial freedom for yourself by building more passive income streams.
Enjoy and speak to you in September!
Jonathan
Show notes: https://joneytalks.com/2020/07/02/digitalnomadquest
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today's episode, we will speak to my friend Tanel Orro, he is the CEO of Reinvest24.
Reinvest24 is an Estonian Real estate crowdfunding platform that has been on the market for a bit over 2 years.
P2P lending platforms and real estate crowdfunding platforms have grown popular in recent years, especially here in Europe. These offer easy ways to invest your hard-earned cash and get decent returns and even pretty high ones. What's not to like about them?
Well, it is not all that rosy as high in demand markets also attract fraudulent players. This is what we will discuss today on the show with Tanel and as a professional, he will guide us through what to look for before investing your money so you are sure you are not being scammed.
This episode is for you if you want to take a closer look at P2P lending or Real Estate crowdfunding platform and want to know how to perform your due diligence before taking the plunge.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/06/25/reinvest24
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
With the recent murder of George Floyd and the current protests happening in the US, I wanted to share some thoughts around racial inequality on the Podcast as well. As I was reaching out to my network I got connected with Jason Hines who is coming on the show today. Jason is no expert on these thematics but he is never the less deeply motivated to share his thoughts as well and to raise awareness on the issue.
We will look beyond the current events and give answers (or at least parts of it) to the questions:
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How did we get here?
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Where does this systemic racism come from?
Jason will take us on a short American history class dating back from slavery (1800s) up to today and how racism has remained ingrained in the US society despite the Civil Rights act achieved by Martin Luther King. We will also have a look at how Financial literacy can play a big role in helping underserved communities and how we can all contribute to racial equality.
This episode is for you if you want to take a deeper look at the recent "racist incidents" and learn more about how to contribute to a better understanding between communities. And it is an opportunity for me to raise awareness on the topic as well.
It is my sincere hope that this episode will help spread awareness and build towards a better future for the next generations.
Jonathan
Show notes: https://joneytalks.com/2020/06/18/blacklivesmatter
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today's episode, we will speak to my friend Martin from Studenomics.
Martin is a fun personal finance content creator helping 20 and 30-somethings to manage their finances, make more money, and enjoy better lives.
We will talk about his unique approach to personal finance, how you can make more money and we will discuss a topic that has been on both our minds for a while as well: how the motivational content online (you know the Gary Vaynerchuk or Grant Cardone videos) is getting you excited but actually nowhere. It can even ruin you.
This episode is for you if you are looking at making more money from side hustles and/or if you enjoy motivational content a little too much!
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/06/12/studenomics
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today's episode, we will speak to my friend Michelle from Michelle is Money Hungry.
We met through the Fincon community and hang out mostly on Twitter. Michelle is a fun, driven and passionate online entrepreneur from Denver, Colorado.
She has been able to develop her online business through trial and errors by monetizing her own skills. Michelle will share her inspiring story following the "Do What You Can't" approach and we will discuss how you can monetize your current skills, what are ways to do that ethically during a pandemic and the importance of developing people skills in this digital age. Michelle will provide excellent actionable tips and takes us on a fun ride!
This episode is for you if you are looking at developing new skills at your day job but feel trapped/blocked and as well for you who are looking at monetizing what you already know!
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/06/06/michelleismoneyhungry/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today's episode, we will speak to my friend Daniel from Mr. Financial Freedom.
He is a 20-something from Germany and started his Personal Finance adventure only recently. It all started with stumbling upon a Personal Finance book in a bookstore while on holidays and here we are 3 years later discussing his clear plan on how to become financially free!
We will touch upon various topics including investing in individual stocks, Real Estate crowdfunding investing and Daniel will share as well how he helped 2 of his friends getting started on their path to Financial Freedom.
This episode is for you if you want to become financially free and are looking at getting started!
Enjoy and share with a friend if you liked it 😀🙏!
Jonathan
Show notes: https://joneytalks.com/2020/05/28/mrfinancialfreedom/
If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
Bonus: One super money-saving trick you have never heard of before anywhere else! In today's episode, we will speak to my friend Dee from Kids Money Academy.
I met Dee through the Fincon community and her vibrant personality already shined through when she introduced herself. She mentioned her website which directly intrigued me as I believe that teaching kids about money is very important for their future.
We will mainly discuss the importance of instilling a positive money mindset to your kids from a young age and give you some solid tips on how to get started. Dee will also share advice on how to talk to your kids about the current coronavirus situation. We will touch upon the Kids Money Academy as well and we end the show with a special money-saving tip you would never have thought of before 😉! (It will not apply to everyone though)
This episode is for you if you are a parent (future parent) of young kids and want to help them grasp money concepts early on and help them develop an abundant money mindset.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/05/21/kidsmoneyacademy
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today's episode, we will speak to my friend Mr. Money Mage.
He is a UK-based Personal Finance blogger on his journey to reach Financial Independence. He has a principled view on how he intends to reach this goal and to him, Financial Independence can be achieved by anyone no matter your income today or your background.
We will discuss a few of his principles and how anyone can start building his personal path to Financial Independence. We touch upon topics such as growing your income, work-life balance, his approach to investing, and, on that note, we also talk about his take on P2P lending platforms.
This episode is for you if you want to achieve Financial Independence no matter your income level nor background!
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/05/14/moneymage/
If you liked this episode, please leave a review on Apple Podcasts 😍and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today's episode, we will speak to my friend Sunitha from Griffix Property Group.
We met last year at Fincon and it quickly appeared that she is passionate about real estate. She started to build her real estate portfolio only 2 years ago and now owns 4 properties all while being active in her full-time job.
Suni will share why she entered the real estate market in the first place, how as a landlord she is dealing with the Covid-19 situation and how she got creative and managed to finance those properties. She also converted a long-term rental unit into an Airbnb and we discuss how you can turn that into a profitable venture.
This episode is for you if you are hesitant to enter the real estate market as an investor and as well if you are keen to run a successful Airbnb investment.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/05/07/sunitharao/
RESOURCES * Website: Griffix Property Group * Instagram: @griffixpropertygroup * Book recommendation: + HBR Guide to Emotional Intelligence + The Black Swan * Best purchase under 100 USD: Giving away your data for a free speaker and great music recommendations! :)
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today's episode, we will speak to my friend Kat from the Wildly Wealthy Life podcast.
Kat is from the Philippines and came 15 years ago to the US (Los Angeles) to pursue her artist's dream career, she is a full-on artist: She dances, she teaches piano and is an aerialist. Despite the variable and unpredictable income that comes with such a career, she has still managed to get out of debt, purchase a multifamily home with her husband and she is living her wildly wealthy life!
Kat will share her inspiring story on how she started her real estate investing journey with an irregular source of income, how she budgets, and how her background has played an important part in how she manages her finances. Talking about her background, we will also discuss a few cultural money differences she faced when coming to the US.
This episode is for you if you feel you are stagnating with your finances and want to get moving towards larger goals. The tone is light and conversational but there are some excellent takeaways!
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/04/30/wildlywealthylife/
RESOURCES * Website: + Wildy Wealthy Life + On My Piano Bench * Twitter: @Wildly_Wealthy * Instagram: @wildlywealthylife * Book recommendation: Redeeming Love * Best purchase under 100 USD: Adopting a cat that will give you joy!
In today's episode, we will speak to my friend Marc Andre from VitalDollar.com.
Marc started a website design blog in 2007 as a side hustle and left a job he hated in 2008. Pretty fast, right? He has since been running several successful blogs over the years and has sold all of them for over 1,3 million dollars (full story here). He now mainly runs the Vital Dollar, his blog on managing money, saving money, and money-making side activities.
Marc will share his story on how he managed to leave his job so fast and how he has been able to launch several other blogs since then (yes, I ask him about his secret recipes for success! 😉). We will also discuss what key aspects to look after if you are thinking of launching your own successful side hustle whether in the form of content creating or in the form "brick and mortar" type of activity.
We are all currently going through strange times and hearing about successful business stories might not be what you want to hear about these days, this is totally understandable. If that is you, then skip this episode and come back to it later. I certainly do not want to be insensitive to the situation but I also think that some of you may want to start dabbling into money-making side activities whether today or at a later stage.
This episode is for you if you are looking at starting a successful side business whether in the form of content creation or a physical brick and mortar type of activity.
Enjoy!
Jonathan
Show notes: https://www.joneytalks.com/2020/04/24/Marcvitaldollar
RESOURCES * Website: Vital Dollar * Twitter: @vital_dollar * Facebook: @vitaldollar.com * Pinterest: @vitaldollar * Book recommendation: The Hole in Our Gospel * Best purchase under 100 USD: Google Drive
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today's episode, we will speak to my friend Doug Nordman (AKA "Nords") and his daughter Carol Pittner.
Both of them have had military careers as navy officers (Carol is a reservist at the moment) and Doug has been retired since 2002 at age 41! Carol is currently in her late 20s and already rapidly approaching financial independence as well.
We will discuss what it feels like to be retired at a young age, how Doug worked his way towards Financial Independence before the FIRE movement was a thing. We will exchange both interesting and fun anecdotes with Carol on how it was to grow up in a money-savvy environment. Topics will include frugality, Financial Independence, financial literacy throughout childhood, investing in the stocks markets through various recessions,...so all in all a lot of valuable information brought to you in an easy to understand conversation. Even though I do not have kids myself I really like the topic of teaching kids about money, because childhood to me is where your core beliefs and thoughts about money (and other topics) will be shaped. So it all starts from there.
This episode is for you if you are wondering what it feels like to retire early and/or if you are a young parent wanting to teach your kids to become money savvy as well.
Enjoy!
Jonathan
Show notes: http://www.joneytalks.com/2020/04/17/nordsandcarol
RESOURCES * Website: + The Military Guide + ChildFIRE.com * Twitter: @TheMilitaryGuid * Facebook: + @NextGenFinance + @CarolPittner * Book recommendation: + Your Money or Your Life + The Millionaire Next Door (Read the review here) + The Harry Potter series + The Military Guide (Doug's first book) * Best purchase under 100 USD: + A stapler you can fold + A cake surf wax that will put a goofy smile on your face 😀!
In today's episode, we will speak to my friend The Poor Swiss.
The Poor Swiss is a Swiss (duh!) blogger writing about his pursuit of Financial Independence. One of the ways he tries to achieve this is through investing in the stock markets and on his blog you can find the result of his extensive research on the matter. (Watch out though, you will easily fall down the rabbit hole :)).
When one looks for information in English on investing in the stock markets, one often stumbles upon articles/podcasts of our US friends telling all about investing in low-cost index funds like a Vanguard S&P500 fund. We will discuss if this approach makes sense for us here in Europe, if we simply should switch the S&P500 fund with a European one, or if we should disregard this investing strategy altogether. We also discuss how and where to look for ETF's and share reviews on European online brokers (DeGiro and Interactive brokers).
This episode is for you if you are living in Europe and want to know more about getting started with investing in the stock markets.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/04/09/thepoorswiss/
RESOURCES * Website: The Poor Swiss * Website for ETFs: justETF * Twitter: @thepoorswiss * Facebook: @thepoorswiss * Book recommendation: + Deep Work + Financial Freedom (Grant Sabatier) + The Bogleheads' Guide to Investing + I Will Teach You To Be Rich (Read the review here) * Best purchase under 100 USD/CHF: A Kindle reader
In today's episode, we will speak to my friend Stephen from Navalign (A financial planning and investment management services firm in LA).
He is a well-spoken Certified Financial Planner and helps his clients to cover their financial planning needs by advising them on: Investing their money, providing financial advice and tax and estate planning among others. He mainly works with high-income entrepreneurs or independent contractors in the entertainment industry.
We will discuss a few lessons learned based on Steven's experience with his clients and see how we can apply these even though we do not make millions. We will cover Stephen's approach to investing in equities (stocks), how the rich invest and in what specific assets they do invest, why it is important to plan your taxes well (Do the rich use all the tax loopholes in the book?) and finally how to develop a positive money mindset.
This episode is for you if you are curious about how the rich manage their money and more importantly what their money mindset is and how you can develop that positive money mindset regardless of your current situation.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/04/03/Stephenrischall/
In today's episode, we will speak to my friend Jerry from Peerless Money Mentor.
Despite being equipped with two degrees, Jerry found himself in too much debt and overspent on things he could not afford. He luckily refinanced some of that heavy debt and entered little by little into the personal finance space. As he escaped being broke and gaining mastery on his finances, he is now on a mission to help others master theirs! For those struggling with debt, check out his interview series, From Broke to Financially Woke.
erry will share his experience on how he got into debt in the first place (From Broke Phi Broke...) and how he managed to crush it (...to Financially Woke). In the next part, we will exchange perspectives on side hustles like driving for Uber, freelancing, answering online surveys, helping companies with their social media marketing, etc. We will evaluate the pros and cons and if they make financial sense at all.
This episode is for you if you are currently trying to increase your income with side activities and want to evaluate which ones might be right for you.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/03/27/peerlessmoney
Friends, I hope you are all keeping well in these strange coronavirus times. This was not planned but I thought it would be good to exchange ideas on how to get through this crisis and potential recession.
The Covid 19 or Coronavirus has been spreading rapidly at a fast pace across every country in the world. This has had a tremendous impact so far for the infected people, the way we live our daily lives, the global economy, and our finances.
Here are the topics I am discussing today :
- The most important: Your health.
- Practicing gratitude every day.
- Emergency funds, the crucial piece of your personal finances in a crisis.
- We'll recap some useful financial definitions: Recessions, bear markets and Black Swan events.
- Stock Markets: What should you do? Is it the right time to get started? Which stocks should I buy?
- Helping each other: Every little gesture can go a long way so let's behave and care for our neighbors (let's not behave like the douche that hoards 400 rolls of toilet paper at the supermarket,...)
Amigos, I hope you will all stay safe and healthy during this pending recession. But rest assured this pandemic like the previous ones will pass 👊.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/03/22/covid19/
In today's episode, we will speak to my friend Kofi from 400 Lb Elephant.
Kofi has been debt-free for 3 years now and has also become a financial coach next to his full-time job (which is awesome by the way!). His goal is to help people get out of debt and empower them with the right financial education and coaching.
We will dive deep into the topic of living a valuist lifestyle: What that means and why Kofi chose this lifestyle. Secondly, we will debunk the idea that because one has a high earning profession, one should automatically know about all things money. And last we will discuss why status will kill the American Dream, or in more general terms how the pursuit of status will impair your finances.
This episode is for you if you are looking at understanding what drives us to pursue status (yes this applies to me as well) and to compare ourselves to our peers, and as well to find ways to stop doing that.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/03/13/kofi400lbelephant
In today's episode, we will speak to my friend Mike from LendEDU.
LendEDU launched in August of 2014 and is an online marketplace for a variety of financial products including mortgages, student loans, insurances and so on. Although most of their website visitors are looking for information on student loans, their blog articles are pretty informative as well! Make sure you check them out!
Mike is coming on the show today to discuss market trends on student loans, mortgages and the booming Pet insurance industry (yes, I was surprised as well). We will also discuss refinancing your student loan (including a few helpful repayment strategies) and mortgage and we will also touch upon Mike's career choice of working for a startup instead of a larger corporation.
This episode is for you if you are looking at refinancing your student loan or mortgage and if you are curious about what it looks like to work for a startup.
Enjoy!
Show notes: https://joneytalks.com/2020/03/08/mikelendedu
PS: The student loan part of this episode will (luckily 😅) not apply to us here in Europe but there are definitely some parallels to be made with mortgages which we are more familiar with here.
In today's episode, we will speak to my friend Nadia from Speaking of Cents.
She writes about a variety of topics around personal finance and focuses mostly on the mindset that revolves around managing your money. The aim of the blog (and Youtube channel) is to educate people on how to manage their money at any point in their life regardless of their income.
We will discuss the concept of Financial Stability. What Financial Stability means, why it is important for you and your family, why people struggle with it and Nadia will provide an actionable 7-step plan to achieve that Financial Stability.
This episode is for you if you are getting started with your finances and want some guidance on improving your financial situation or find your way to work towards larger financial goals.
You may also realize early on in the episode that you are already financially stable, that is, of course, awesome but the practical way in which Nadia guides us may still help a friend of yours so make sure you share the episode them!
Enjoy amigos!
Show notes: https://joneytalks.com/2020/02/28/speakingofcents/
n today’s episode, we will speak to my buddy Kade from the rock band Throw The Fight.
The fun thing with Kade is that I met him pretty much randomly on a holiday trip in Thailand 6 years ago and had no clue he was playing in a band. Kind of odd, since my main hobby next to this blog/podcast, is basically playing the guitar. We kept in touch through Facebook and as time went by I saw he was posting more and more about his band the concerts they were doing, the album Transmissions on Spotify that got released in 2016 and even videoclips,... and I thought to myself, wow the guy must have left his job and gone for it!
Kade also started his solo project Kade Katz end of last year and I thought it would be great to bring you his story on the Podcast!
We will discuss and present both Throw The Fight and the Kade Katz project. We will then dive deep into how he manages his time between the day job, the band and his solo project and Kade will also take us "backstage" to reveal what happens behind the curtain at Throw The Fight: Their journey, their take on the "Sex, Drugs and Rock 'n' Roll" lifestyle and how to grow today as an independent artist.
This episode is for you if, first and foremost, you are a fan of Kade's music (solo project or Throw The Fight), but it is as well for you if you are serious about growing your side activity as a business.
Enjoy!
Show notes : https://joneytalks.com/2020/02/20/kadekatz/
Kade Katz on Spotify : Listen here
Throw The Fight on Spotify: Listen here
In today's episode, we will speak to my friend Adine from Lekker Leven met Minder.
Adine is from The Netherlands and we met last September at Fincon. Although we met at a Money/Finance conference, one of her favourite topics is Money Mindset. A topic I really enjoy because, in my opinion, that is where it is all starts.
And if you think about it, it is true. You can write or read about the best financial tips, the next best stock with the highest potential growth, the best area to own a rental property and so on. If you do not have the correct Money Mindset in the first place, you will always be struggling in a way or another.
And today, Adine will give some practical tips on how to transform your Money Mindset, she will also share her financial journey, including some of the errors she made in the past (so you can avoid making them as well) and she will also illustrate how she developed her mindset through these struggles.
This episode is for you if you are currently struggling with your finances, have developed negative emotions towards money over the years and want to see a change. The good news is that it is possible to change your attitude towards your finances!
Enjoy!
Show notes : https://joneytalks.com/2020/02/14/moneymindset/
In today's episode, we will speak to my friend Naza from Copenhagen (Denmark).
I met Naza through common friends when visiting them in Copenhagen on several occasions. We have been keeping in touch through Facebook over the years, she is a positive person and when I met her she seemed very happy and dedicated about her career. Just in November of last year, she posted on her Facebook profile that she would leave her corporate job and her happy life in the bustling Scandinavian capital to move to Asia to pursue her dreams of becoming a licensed yoga teacher, to teach English to underprivileged Thai children and open her yoga school in Bali! That was quite a surprise to me but I was very happy for her at the same time.
I, of course, wanted to know more about this drastic lifestyle change: The reasons, the wake-up call, the preparation, the mindset shift, the finances, etc. Naza will share her story and lessons with us on the show and even if you are not planning to change your life in such an extreme way, there are some great takeaways from the conversation for all of us!
This episode is for you if you currently feel stuck in your career, in a routine. You have goals and dreams but they seem far out of reach, you do not feel confident about achieving them and do not know where to start. Naza's story will definitely inspire you to take action.
Enjoy!
Show notes: https://joneytalks.com/2020/02/06/naza/
In today's episode, we will speak to my friend Joyce from Financial Impulse.
I met Joyce through the Fincon community and met her as well last September at the Fincon conference. She writes about a wide array of topics on her blog Financial Impulse: Picking good companies to invest in, career advice, Debt, Emergency funds, cheap date ideas, etc. She has also developed two interesting series of articles: "Is it worth it?" and "From Freelance to Full-Time" which I enjoyed reading myself.
She is a full-time digital marketer who specializes in SEO (Search Engine Optimization). In layman terms: The process behind increasing the quality and the quantity of traffic to a website (her blog and this one for example) and getting it highly ranked in Google.
We will discuss how she combines her professional career and passion project (the blog): Digital marketing (with a focus on SEO) and Personal Finance. In the first part of the episode, she will provide some practical SEO tips which will be helpful for any type of content creators (Bloggers, Podcaster and Youtubers, people like me that suck at SEO 😅, etc.) and in the second part we will dive deeper into the Personal Finance part.
This episode is for you if you want to start a blog (or podcast/Youtube channel) and wonder about how to be easily searchable in Google and as well if you are looking at broadening your perspectives on Personal Finance.
Enjoy!
Jonathan
Show notes:https://joneytalks.com/2020/01/31/financialimpulse/
In today's episode, we will speak to Caroline from Costa Rica FIRE.
We have already had a few guests talking about how they intend to reach FIRE (Financial Independent Retire Early), and this mostly happened through living intentionally and investing in the stock markets via index funds (whether directly or through tax-advantaged retirement accounts). This time, however, Caroline will tell us how she reached FIRE under "exceptional circumstances": She stumbled upon the FIRE movement in her 40s, she and her husband Scott have 2 daughters, their strategy was to focus on Real Estate and they did all of this while living in New York, a high cost of living area!
We will discuss Caroline's journey and she will share how she and her husband managed to change their lifestyle completely and reached FIRE. And we will also discuss how they managed to buy property after property both in the US and abroad (Costa Rica!).
This episode is for you if you have been pondering about reaching FIRE but think you're too late or that it is not possible since you live in a high cost of living area. It is also for you if you are looking at investing in real estate and purchasing multiple rental properties locally and abroad.
Disfruta amigos!
Jonathan
Show notes : https://joneytalks.com/2020/01/24/costaricafire/
In today's episode, we will speak to my friend Joseph from the Youtube channel Let's Talk Money.
I am quite excited about this episode as I am a subscriber to Joseph's channel myself and watch it on a regular basis. Joseph loves talking all things money: From the stock market for beginners to how to buy stocks and from passive income and side hustle ideas to the best investments in dividend stocks. My primary interest in watching Joseph's videos is to learn more about dividend-paying stocks as I want to grow this part of my investment portfolio.
The episode will be a little more technical than usual as we will indeed discuss a few financial ratios (P/E, operating margin,..) but still, Joseph will make it easy to distil the information and guide us through the wonderful world (--> nerd! 😉) of stock pickings and dividend stocks!
This episode is for you if you are interested in learning more about stock pickings or if like me, you want to grasp the essentials behind dividend-paying stocks better!
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/01/18/letstalkmoney/
In today's episode, we will speak to a repeat guest: Leanna Haakons from Young, Fun and Financially Free.
his time we will talk about several topics: How Millenials approach personal finance, the struggle for personal finance content creators on social media, the importance of investing in equities (or stocks) especially at a young age, we will then move on to a short discussion on the streaming wars and finally, we will discuss some interesting passage of her book Young, Fun and Financially Free.
It's always a pleasure to have her on the show to discuss industry and market trends. All in all, it is a great and easy conversation to listen to and Leanna is great at explaining financial concepts in a simple manner. She really embodies the Young, Fun and Financially Free spirit!
This episode is for you if you are from the "Millennial generation" and want to get started with your finances and it is as well for you if you are interested in entering the stock markets but have not taken that first step just yet. You will enjoy it, believe me!
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2020/01/11/youngfunfree/
In today's episode, we will speak to my friend Becky from Twentyfree.co.
We met at Fincon in Washington D.C. earlier this year and it was definitely a fun encounter! Becky is not only young, energetic and driven as you will discover, but she also has great lessons in store for any one of us in our early 20s, in our mid- to late 30s and even for the "wiser" crowds 😁! Since I already have interviewed Araminta about how to manage money in your 20s, I also wanted to hear Becky's view. She started her career with a high focus on reaching FIRE by 35 but after 5 years, she has re-defined her goals and is now looking into semi-retirement instead.
In summary, we will discuss how to land promotions at your job every single year, how Becky intends to apply lifestyle design concepts to switch from her initial FIRE goal to semi-retired/slow FI lifestyle and we also share thoughts on her inspiring article There is no better time than now.
This episode is for you if you are looking at increasing your salary at your current workplace but do not know how and where to start. It is also for those of you eager to hear more about lifestyle design, what it is all about and how Becky applies the concepts to her own life. Although we are talking with Becky who is in her twenties, this episode is absolutely for many of us older folks as well! You will enjoy it, trust me!
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2019/12/20/beckytwentyfree/
Hello amigos!
Today we speak to my friend Sandy whom I met at Fincon.
Her book "The Money Master: Inside Secrets on How to Make Your Money Grow and Stay Safe" is currently being printed and it will be released in early 2020. We will discuss a few themes covered in the book with special attention to investing in the stock markets. We dispel some of the common myths (should you follow the financial news every day? Should you buy in the latest hot stock picks?...), Sandy will explain some fundamental concepts, help you not overpay on fees,..in short, she will guide you to become more comfortable with the idea of getting started in the stock markets. It is true, it might look scary and complicated from the outside but as you will see, it is not.
We also discuss the more controversial subject of investing in cannabis stocks and touch upon Sandy's Real Estate investing experience and last but not least, we also go through Sandy s personal Finance journey and the money lessons she learned growing up.
This episode is for you if you are interested in getting into the stock markets but have not taken the plunge just yet because of what you have heard around you or seen in the media (the common myths).
Please note that whatever we discuss, it is not financial advice, even though we might both seem excited about talking investments and stock markets.
Enjoy!
Show notes: https://joneytalks.com/2019/12/12/sandyyong/
In today's episode, we will speak to my friend Jacob from I Heart Budgets.
We met at Fincon 19 and he told me he was currently on a "mini-retirement" travelling in an RV (a large motorhome/camper van) with his wife and three kids through the US. He started this crazy plan in August of 2018 and while the plan was to travel 1 year they have extended their plans.
Living in such a limited space brings challenges but as well incredible experiences and opportunities. We will discuss all of these with Jacob and we will also discuss what triggered him and his family to do this. Oddly enough, a couple of months before deciding to go live in an RV, the Wades were looking into buying a new larger home! The discussion with also be seasoned with a pinch of minimalism here and there.
Since Jacob loves budgets (--> nerd), we also discuss why setting up a budget or better "a plan" for your finances is the essence of starting to live a better life.
This episode is for you if you are keen on hearing about why someone with a well-paid job is "suddenly" making a drastic lifestyle change by moving to a more nomadic and minimalistic lifestyle. And more importantly how that can be achieved through budgeting and planning. This episode is also for you if you are new to budgeting and still wonder why it can be a fantastic starting point to achieve your goals.
Enjoy!
Show notes: https://joneytalks.com/2019/12/06/iheartbudgets/
We are talking to my friend Andy Hill from Marriage, Kids and Money today.
With his wife Nicole, he paid off his 195,000 dollar mortgage in 5 years. We will discuss how he managed to pay down such an amount so fast, why he chose to go that route and what are the surprising benefits of living mortgage-free.
Next to this impressive achievement, Andy has a full-time job, is a father of two and also runs the successful podcast Marriage, Kids and Money since a little over 3 years. We will dig into how he manages his time wearing all his different hats!
This episode is for you if you are wondering how to pay down your mortgage faster and /or if you are a busy professional and a family man and still looking at developing a side activity.
Enjoy!
Show notes: https://joneytalks.com/2019/11/29/andyhillmkm/
In today's episode, we talk to Brad from Man Overseas. Brad is a traveler and likes to venture overseas in different cities with his wife. We will talk about the specifics of his current lifestyle, how he has focused over the years to reach this lifestyle and we will end up with very powerful insights on building self-confidence!
This engaging discussion will be seasoned with many great book references, personal finance tips, lifestyle inflation, a Porsche 911 and we will also dig more than usual into psychology and habits. As you will hear, both Brad and I really come out of our shells on those various topics during the episode, so definitely a must listen!
Enjoy amigos!
Show notes: https://joneytalks.com/2019/11/21/manoverseas/
In today´s episode, we have a double interview where I will speak with my friend Jessica from the Fioneers and with Ms Purple from a Purple Life. They are both taking different approaches to Financial Independence and we will explore how they are working towards reaching their goals and which way could be more fitting for you.
Purple is taking all steps possible to reach Financial independence at 30 (!) while Jessica (the creator of the Slow FI concept) takes it "easier" and even recently went from a full-time job to a part-time job.
Which path to FI would you choose? The fast way or the slow way?
Disfruta amigos!
Show notes: https://joneytalks.com/2019/11/14/allroadstofi/
Ivan Liljeqvist from Ivan On Tech will walk us through the basics of Blockchain Technology and cryptocurrencies.
We will discuss what the Blockchain is all about, how Bitcoin works, and what the use case is. We will also discuss the value of Bitcoin and if you should invest in it at all.
If you are here because you follow his channel or are a fellow Academy student, you are in for a treat as well: This will be the perfect episode to learn more about Ivan and what is happening under the hood at the Ivan On Tech "Headquarters!
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2019/11/07/ivanontech/
If you liked this episode, please leave a review on Apple Podcasts and do follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!
In today´s episode, I am speaking with my friends Dragon Gal and Dragon Guy from The Dragons on FIRE. They recently reached FIRE and have left their jobs in their early 40s, 25 years ahead of schedule!
When it comes to money, The Dragons have been doing the right things such as not spending more than what they earn, investing a portion of their income monthly in the stock markets (even throughout the 2008 market crash), paid off their house,... they just did not have a specific money goal or a specific savings amount to reach. It is only when they started to think about leaving their jobs that they dived into the FIRE blogs. And interestingly enough, once they found out about the financial model and calculated their "FI number", they discovered that they were already FI (or "unknown FI")!
Could you be unknown FI as well?
Show Notes : https://joneytalks.com/2019/11/04/dragons/
In today's episode, we talk to The Wealthy Finn about Peer-2-peer lending, what it is, what the risks are, which platforms to use, how to deal with taxes, etc. He is heavily invested in stocks (both individual stocks and index funds) and explains why he still wants to add Peer-2-Peer lending investments to his portfolio. To spice it all up, the Wealthy Finn will share some horror stories and as well will tell us about his "wacky" investments.
This episode is for you if you want to learn more about investing in Peer-to-peer lending platforms in general and as well to learn from real hands-on experiences about what it is to invest and diversify one's assets.
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2019/10/31/thewealthyfinn/
The FIRE (Financial Independent, Retire Early) movement has gained traction in the last 10 years and Mrs. Miller stumbled upon the movement a couple of years ago. This sparked her interest and as she started to read blogs and articles on the topic, she started to blog about her journey to FIRE on her blog www.millersonfire.com. We will talk about her journey, how she changed her spending habits over the years and how she saves/invests her money. In the second part of the episode we also talk about the feeling of "Wealth Guilt", Mrs. Miller is thriving in her career and her salary has increased over the years, never the less when she reached a certain threshold, she started to feel guilty about doing so well financially. We discuss why this feeling kicked in and how to overcome it.
So all in all a great conversation with powerful takeaways for you! Enjoy!
Jonathan
Show notes : https://joneytalks.com/2019/10/24/mrsmiller/
In today's special episode we are at Fincon19 discussing the move from investing in traditional finance to cryptocurrency-based assets with Leanna Haakons.
We also talk about how the wealthy have different (or similar?) concerns than us, mere mortals, in relation to investing.
Enjoy!
Find the links to the video and the resources we talk about in the show notes: https://joneytalks.com/2019/10/19/leanna/
Today´s episode is recorded in Washington D.C. during Fincon 2019, I am speaking with my friend Erik from The Mastermind Within.
Erik is a relentless energy bomb who blogs, podcasts, does some consulting job all on the side of his day job! In this episode, we will dig into the key idea behind The Mastermind Within, we will touch upon motivation, time management, and Erik will share his personal finance tips (both conventional and unconventional!)
Enjoy!
Jonathan
Show notes: https://joneytalks.com/2019/10/14/themastermindwithin/
Pete McPherson from www.doyouevenblog.com shares his fascinating journey from spending time in college in various majors to his early career as a CPA in corporate America. We then go to the meat of the episode where we discuss his transition in detail from his stable and well-paid job as CPA to starting Do You Even Blog? full time earning him $0.
If you are here because you are a fellow blogger/Podcaster/"Finconner" , you are in for a treat as well: This will be the perfect episode to learn how Do You Even Blog? came to fruition.
Show notes: https://joneytalks.com/2019/10/07/doyouevenblog
Disfruta amigos!
Welcome to episode 3 where we speak about managing your money and career in your 20s with Araminta Robertson from Financially Mint.
I highly enjoyed the discussion as I not only made a new friend, but Araminta introduced me as well to a concept I had not heard of before: Career Capital. Hmmm... what could that be? And does this apply to people in their 30s as well? Let's hear what Araminta has to say!
Show notes are at https://joneytalks.com/2019/09/28/araminta
Enjoy!
Jonathan
Virginia Elder from Happy Healthy Abundance shares her story of how she crushed an 80 000 dollars debt. Quite a huge amount and as you can imagine this does not happen overnight (unless you have spent the night at the casino), a lot of emotions will come at play and you will need to figure out a plan to crush it. Luckily, Virginia who has been through it all and got out of this bad situation was generous enough to share her story with us.
Show notes : https://joneytalks.com/2019/08/19/virginia
Enjoy!
Jonathan
Hello there friend!
This is an intro episode to the Joney Talks Podcast. The goal of this podcast is to add a voice dimension to the already existing blog www.joneytalks.com, where we talk about personal finance and managing money, but not only that...
Enjoy this episode and subscribe in Apple Podcast to be kept updated!
Jonathan
PS : Do not hesitate to contact me jon@joneytalks.com or join me on social media, I'd love 😍 to connect with you! I am on Twitter, Facebook and Instagram!