The NIUM Podcast: Recent Episodes

Taneia Bhardwaj

The NIUM Podcast brings you fintech stories from the frontline. Host Taneia Bhardwaj sits down with one leader to unpack the problems they are solving and the impact these solutions will have on the lives of customers.

Find out more about global fintech platform NIUM on https://www.nium.com/

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Unifimoney is a neobank for high-earning professionals that is on a mission to make saving and investing as easy as paying for an Uber. In this episode of The Nium Podcast, founder and CEO Ben Soppitt chats with host Taneia Bhardwaj on how Unifimoney achieved product-market fit and the unconventional approach the startup is taking to reach customers.

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Singapore-headquartered Aspire, is a Y-Combinator backed technology company that serves small and medium businesses (SMEs) with convenient & inclusive financial services across Southeast Asia. In this episode, host Taneia Bhardwaj sits down with co-founder Joel Leong to talk about what sets Aspire apart in an increasingly crowded neobank space.

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In 2017, the oldest bank in the UAE launched the newest. Mashreq Bank created Mashreq Neo – a digital-only bank for retail customers. In a clear sign that the digital commitment was paying off, Mashreq extended its digital offering to small businesses in 2019. In this episode, Rohit Garg, head of digital business banking at Mashreq sits down with host Taneia Bhardwaj to talk about the learnings along the way and how the bank is getting future-ready to compete with nimbler entrants

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Open banking is poised to be the next wave of digital transformation in the financial sector. One of the key components to open banking is banking-as-a-service (BaaS), in which banks open up their systems and allow fintechs and other third parties to build offerings on their regulated infrastructure. Mexico’s Accendo Banco has been an early adopter to this trend. Host Taneia Bhardwaj chats with Francisco Perales, Director-Consumer Banking, Accendo Banco to understand if the BaaS bet has paid off.

Tune in to discover:

Why BaaS is the future

White-label banking strategy

How open banking is driving financial inclusion in Latin America

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As cryptocurrencies continue to capture the imaginations, and wallets of the financial services ecosystem, on this episode we explore the world of crypto payments. Host Taneia Bhardwaj chats with Eric Barbier, Founder & CEO, TripleA Payments , a crypto payment gateway that helps merchants to easily accept bitcoin payments.  Tune in to discover:  -How to add crypto as a payment method  -Advantages of accepting bitcoin payments  -How crypto solves for cross-border payments  -Dealing with crypto volatility risk  -Hurdles blocking mass adoption of crypto -The future of financial infrastructure  Send us feedback on: theniumpodcast@nium.com

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Whether you’re a small family-run business testing out a few markets or a large multi-national enterprise with well-established overseas operations, you’ll agree -  receiving money internationally is complicated. On this week’s episode, Nium’s Chief Product Officer, Rajesh Venkatesh talks to host Taneia Bhardwaj on how a smart payment processing strategy can help your business not only increase revenue but also enhance your competitiveness.

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On this week’s episode Taneia catches up with Sanjiv Razdan, Global Head-Commercial Payments, Nium to talk about BizPay, a solution that helps small businesses convert their existing credit card limit into working capital, to make local and cross-border supplier payments.

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On this week’s episode we put the spotlight on the digital payments revolution that is underway in Indonesia. Vadyo Munaan, Country Head – Indonesia, NIUM talks to host Taneia about how fintech players are bringing innovation to traditional financial services and in turn fueling economic growth.

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As start-up funding dries up due to the COVID-19 slowdown, what can founders do to stretch their dollars and ride out the drought? On this week's episode, Taneia turns to Carlos Camacho, Head of Investments Development, Fundnel for some answers. Fundnel is a private investment platform that leverages technology and data to match investors with private firms seeking funds outside traditional channels. Since its inception in 2015, Fundnel has closed 41 deals worth $1.8 billion - including Moovaz (logistics tech start-up), Marcopolo (edtech company), and Hatcher+ (a venture capital firm), at an average deal size of $20 million.

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On this week’s episode, Taneia chats with Yogesh Sangle, global head of Nium’s consumer business on remittances or the money that people send home and what fintech platforms like his are doing to break currency borders. Find out more on https://www.nium.com/

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Fino Payments Bank is a new generation of Indian banks, striving to remove barriers to banking through an asset-light and tech-heavy business model. Created in 2015, when India's central bank launched a new kind of institution: payments banks, Fino follows a 'phygital' model to acquire customers and merchants. In FY20, Fino processed close to 30 million transactions per month, valued at over $1.4 billion. In this episode, we ask Fino's Chief Business Officer, Ashish Ahuja, if payments banks can emerge as 'challenger' banks in India.

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In this debut episode, host Taneia Bhardwaj talks to Gitesh Athavale, Head of Product-Cards, NIUM on how the company's cards issuance service can help businesses grow revenue, reduce cost and shorten time to market.  https://www.nium.com/platform/?tab=spend