The Your Pretty Pennies Podcast: Recent Episodes
Tara Jones: Online Entrepreneur, Blogger, Personal Finance Coach and Lifestyle Designer
Watch the video below: Would you like assistance with creating a business and/or personal finance plan? CLICK HEREto apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? […] Read more...
The post It’s Time To Update Your Beneficiaries, Policies, and Tax Withholdings | Financial Spring Cleaning Series appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a business and/or personal finance plan? CLICK HEREto apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? […] Read more...
The post How To Clean Up Your Credit Report | Financial Spring Cleaning Series appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a business and/or personal finance plan? CLICK HEREto apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? […] Read more...
The post 3 Steps To Cleaning Up Your Financial House | Financial Spring Cleaning Series appeared first on Your Pretty Pennies.
Watch the video: Would you like assistance with creating a business and/or personal finance plan? CLICK HEREto apply for Financial Success Coaching with me! Or.. Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK […] Read more...
The post Being In Debt vs. Leveraging Credit | #FinancialLevelUpSeries appeared first on Your Pretty Pennies.
Watch the video: Would you like assistance with creating a business and/or personal finance plan? CLICK HEREto apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK […] Read more...
The post The Best Way To Build Multiple Streams of Income | #FinancialLevelUpSeries appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a business and/or personal finance plan? CLICK HEREto apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? […] Read more...
The post Here’s How To Save Money On Any Income | #FinancialLevelUpSeries appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a business and/or personal finance plan? CLICK HEREto apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? […] Read more...
The post 3 Reasons Why You Should Give Consistently |#FinancialLevelUpSeries appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a business and/or personal finance plan? CLICK HEREto apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? […] Read more...
The post 3 Ways to Increase Your Main Source of Income | #FinancialLevelUpSeries appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a business and/or personal finance plan?CLICK HEREto apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK […] Read more...
The post How To Reset Your Money Mindset | #FinancialLevelUpSeries appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a personal finance plan? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK […] Read more...
The post The Importance of Getting Clear On The Lifestyle You Desire To Create appeared first on Your Pretty Pennies.
Would you like assistance with creating a business and/or personal finance plan? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to […] Read more...
The post How to Successfully Manage Your Personal Finances While Investing In Your Business (Guest Interview) appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a business and/or personal finance plan? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit […] Read more...
The post Here’s How To Manage Your Black Friday and Cyber Monday Sales Revenue appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a business and/or personal finance plan? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit […] Read more...
The post Consistently Increase Your Business Sales and Decrease Expenses appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a business and/or personal finance plan? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit […] Read more...
The post The 5 Ways To Build Your Business Credit appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a business and/or personal finance plan? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit […] Read more...
The post 3 Reasons Why You Need A Budget For Business appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a business and/or personal finance plan? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit […] Read more...
The post 3 Reasons To Separate Your Business & Personal Finances appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a financial plan that allows you to slay your financial goals and create your desired lifestyle? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up […] Read more...
The post The Importance of Saving For Retirement | #SummertimeFineFinances appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a financial plan that allows you to slay your financial goals and create your desired lifestyle? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up […] Read more...
The post Your 3 Tier Savings Strategy | #SummertimeFineFinances appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a financial plan that allows you to slay your financial goals and create your desired lifestyle? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your […] Read more...
The post How To Manage A Dollar | #SummertimeFineFinances appeared first on Your Pretty Pennies.
Watch your video below: Would you like assistance with creating a financial plan that allows you to slay your financial goals and create your desired lifestyle? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up […] Read more...
The post The Power of Consistent Monthly Budgeting | #SummertimeFineFinances appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a financial plan that allows you to slay your financial goals and create your desired lifestyle? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up […] Read more...
The post Increase Your Money Flow | #SummertimeFineFinances appeared first on Your Pretty Pennies.
Watch the video below: Would you like assistance with creating a financial plan that allows you to slay your financial goals and create your desired lifestyle? CLICK HERE to apply for Financial Success Coaching with me! Or… Do you need to press RESET on your finances so you can begin to master your money, build up […] Read more...
The post Create Your Compelling Financial Goals | #SummertimeFineFinances appeared first on Your Pretty Pennies.
Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to join The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. I’d […] Read more...
The post Here’s The Best Way To Pay Off Your Debt That Is In Collection Status appeared first on Your Pretty Pennies.
Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to join The Financial Reset™ Online Academy. Enrollment is open until March 1st! Please leave a comment below or let […] Read more...
The post Pay Off Your Mortgage In Half The Time With These 5 Steps appeared first on Your Pretty Pennies.
Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to join The Financial Reset™ Online Academy waitlist. Enrollment opens February 20th! Please leave a comment below or let me know […] Read more...
The post Here’s How To Pay Off Your Personal Loan Quickly appeared first on Your Pretty Pennies.
Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to join The Financial Reset™ Online Academy waitlist. Enrollment opens February 20th! Please leave a comment below or let me know […] Read more...
The post The 9 Steps You Need To Take To Pay Off Your Medical Bills Quickly appeared first on Your Pretty Pennies.
Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to join The Financial Reset™ Online Academy waitlist. Enrollment opens February 20th! Please leave a comment below or let me know […] Read more...
The post The 5 Steps You Need To Take To Pay Off Auto Loan With Less Time And Money appeared first on Your Pretty Pennies.
Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to join The Financial Reset™ Online Academy waitlist. Enrollment opens February 20th! Please leave a comment below or let me know […] Read more...
The post You Can Soar Higher When You Are Lighter (Debt Free) appeared first on Your Pretty Pennies.
Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to join The Financial Reset™ Online Academy waitlist. Enrollment opens February 20th! Please leave a comment below or let me know […] Read more...
The post The 5 Steps You Need To Take To Pay Off Your Credit Card Debt appeared first on Your Pretty Pennies.
Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to join The Financial Reset™ Online Academy waitlist. Enrollment opens February 20th! Please leave a comment below or let me know […] Read more...
The post The Pros And Cons Of Being In Debt appeared first on Your Pretty Pennies.
Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to join The Financial Reset™ Online Academy waitlist. Enrollment opens February 20th! Please leave a comment below or let me know […] Read more...
The post The Power of Focusing On Complete Debt Freedom appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to join The Financial Reset™ Online Academy waitlist. Enrollment opens February 20th! Please leave a comment below or let me know […] Read more...
The post Here’s The Mindset You Need To Pay Off Thousands In Debt appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. […] Read more...
The post Tax Refunds Demystified appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. […] Read more...
The post 7 Savvy Ways To Spending Your Tax Refund For Moms appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. […] Read more...
The post 7 Wise Ways To Spend Your Tax Refund This Year appeared first on Your Pretty Pennies.
Watch the video below: Need help creating a financial plan that has you winning with money and crushing your financial and lifestyle goals? Book Your Virtual Intensive Coaching Session now! Please leave a comment below or let me know any questions you have. I’d love to hear what you think! Please subscribe below to […] Read more...
The post The 5 Financial Habits You Must Develop Today appeared first on Your Pretty Pennies.
Watch the video below: Need help creating a financial plan that has you winning with money and crushing your financial and lifestyle goals? Book Your Virtual Intensive Coaching Session now! Please leave a comment below or let me know any questions you have. I’d love to hear what you think! Please subscribe below to get […] Read more...
The post How To Attain Financial Freedom In Half The Time appeared first on Your Pretty Pennies.
Watch the video below: Need help creating a financial plan that has you winning with money and crushing your financial and lifestyle goals? Book Your Virtual Intensive Coaching Session now! Please leave a comment below or let me know any questions you have. I’d love to hear what you think! Please subscribe below to get […] Read more...
The post How To Stop Forfeiting Your Financial Power appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. […] Read more...
The post It’s Time To Shed Your Past Struggles and Elevate appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. I’d […] Read more...
The post The First 5 Steps I Took To Transform My Finances appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. […] Read more...
The post Stop Financially Sabotaging Yourself In 3 Steps appeared first on Your Pretty Pennies.
Click here to purchase your live or livestream ticket to The Ultimate Financial Vision Board Workshop 2018. Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in […] Read more...
The post The 4 Steps You Need To Take To Stop Quitting On Your Goals appeared first on Your Pretty Pennies.
Click here to purchase your live or livestream ticket to The Ultimate Financial Vision Board Workshop 2018. Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in […] Read more...
The post 5 Poor Spending Habits You Should Stop Now To Achieve Financial Goals appeared first on Your Pretty Pennies.
Click here to purchase your live or livestream ticket to The Ultimate Financial Vision Board Workshop 2018. Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in […] Read more...
The post 3 Steps To Setting and Achieving Financial and Lifestyle Goals appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you […] Read more...
The post 3 Things To Discuss To Create Your Desired Marriage & Lifestyle appeared first on Your Pretty Pennies.
Listen the podcast below: Read more...
The post Interview with Toresa Blakely: Entrepreneurship Tips & Achieving Financial Goals appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you […] Read more...
The post Here’s Why I Stopped Couponing & Started Building Income Streams appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. […] Read more...
The post 5 Ways To Overcome Impulsive Spending appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. […] Read more...
The post Create A New Culture Around Christmas and Money appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. […] Read more...
The post The 5 Steps You Need To Take To Afford Your Dream Home appeared first on Your Pretty Pennies.
Watch the video below: CLICK HERE for further details about The Ultimate Financial Vision Board Workshop 2018 and purchase your tickets! Please leave a comment below or let me know any questions you have. I’d love to hear what you think! Please subscribe below to get automatic updates of my latest video blogs: Click […] Read more...
The post The Ultimate Financial Vision Board Workshop 2018 appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you […] Read more...
The post How To Hit All Of Your Savings Goals appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you […] Read more...
The post Social Media vs. Your Financial Reality appeared first on Your Pretty Pennies.
Watch the video here: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you […] Read more...
The post How To Realistically Pay Off Your Student Loan Debt appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you […] Read more...
The post The 5 Components You Should Include In Your Financial Plan appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. […] Read more...
The post Earning More Money Quickly vs. Building A Business appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you […] Read more...
The post Create S.M.A.R.T. Goals That Are Backed By Your Purpose and Passions appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. […] Read more...
The post The Importance of Defining Your God-Given Purpose and Desires appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you have. […] Read more...
The post How To Monitor Your Credit Report for Identity Theft appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you […] Read more...
The post My 7 Steps To Financial Freedom Pathway appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you […] Read more...
The post How To Uncover & Expose Negative Money Blocks appeared first on Your Pretty Pennies.
Watch the video below: Do you need to press RESET on your finances so you can begin to master your money, build up your savings, demolish your debt and raise your credit score? CLICK HERE to enroll in The Financial Reset™ Online Academy. Please leave a comment below or let me know any questions you […] Read more...
The post 10 Actions I Took To Transform My Life and Finances appeared first on Your Pretty Pennies.
Are you making the easy or excellent financial choices on the following list? – Going Into Debt vs Paying Cash – Watching Television vs. Increasing Financial Literacy (Read books/ Listen To Podcast etc) – Spend As You Earn vs. Creating A Financial Strategy and Monthly Budget – Avoiding or Prolonging Being In Debt vs. Create […] Read more...
The post Easy Vs. Excellent Financial Choices appeared first on Your Pretty Pennies.
On my journey to financial freedom, I knew I had to replace bad spending habits with good ones so I could achieve my financial goals in a timely manner. So, I created spending guidelines for myself. These standards were key to me overcoming my impulsive spending habits. Please take a moment to read them and add […] Read more...
The post 5 Spending Guidelines To Keep You Within Budget appeared first on Your Pretty Pennies.
As a financial coach and blogger, I receive a lot of questions, comments and concerns about creating and sticking to a monthly budget. And often times people give up with creating one because they don’t get the results they were expecting. If this sounds like you, keep reading because your budgeting breakthrough may come by […] Read more...
The post 3 Reasons Why You Can’t Stick To Your Monthly Budget appeared first on Your Pretty Pennies.
In this #TaraToldYou Episode, I answer two credit card questions from Valencia and Brittany. Tips for using your credit card wisely: Never exceed $50 per month on your credit card. Pay off your balance in full immediately. Use 20% or less of your credit limit. Tips for paying off credit card debt: Pay off all credit […] Read more...
The post Q&A: How To Use A Credit Card Wisely, Tips on Paying Off Credit Card Debt appeared first on Your Pretty Pennies.
Credit card debt… Many people have it, few people love it. And even fewer people rid their lives of it using their current income. After walking through these five steps, you too will feel that sense of relief once that outstanding balance is gone. As a child, I use to watch my mother “balance her […] Read more...
The post How To Pay Off Credit Card Debt With Your Current Income appeared first on Your Pretty Pennies.
Are you ready to increase your credit knowledge and your score? Here’s a guide that briefly explains the five components of your credit score. Understanding each component is important if you want to attain and maintain a high credit score. Component 1. Payment History Your credit score is largely based on your ability to pay […] Read more...
The post The Simple Guide To Better Understanding Your Credit Score appeared first on Your Pretty Pennies.
Are you in need of more money so you can establish your emergency fund or pay off debt? Regardless of the financial goal, increasing your income will most likely allow you to achieve it much faster. There are many ways to increase your monthly income, but here are the top three ways my clients and […] Read more...
The post 3 Ways To Quickly Increase Your Monthly Income appeared first on Your Pretty Pennies.
In this blog post, I reveal how I managed my bank accounts during my journey to financial stability. Now that I am a financial stable finance coach and business owner, I have added a few more accounts to the mix and included them below as well. Set-Up of My Bank Accounts While Attaining Financial Stability: Emergency Fund Savings Account […] Read more...
The post Here’s How I Organize My Bank Accounts And I Love It appeared first on Your Pretty Pennies.
For the last six years, I have been driving the same car. Although I have the income to upgrade, I choose not because I understand that if I get an auto loan without having a large income (over $500,000 annually), I will be using my credit and my money in a non-wealth building way. And […] Read more...
The post 3 Reasons Why You Should Pay Cash For Your Next Car appeared first on Your Pretty Pennies.
As the title states, taking out an auto loan to upgrade to a newer car should NOT be a financial goal because you are acquiring a liability, not an asset. By definition, an asset is any possession that you own and can be converted into income. It can also a possession that will increase in value or […] Read more...
The post Here’s Why An Auto Loan Should Not Be Your Financial Goal appeared first on Your Pretty Pennies.
Episode 8 is about creating a Payment Priority List to help you attain and maintain financial stability. It is especially important if you are living on a limited income and have trouble paying all of your expenses. Primary Expenses: Tithing / Giving 10% Emergency Fund Saving Groceries / Household Necessities Clothing Rent/Mortgage Gas and […] Read more...
The post How To Prioritize Your Monthly Payments appeared first on Your Pretty Pennies.
In Episode 7, I discuss the importance of keeping $2,000 in savings strictly for financial emergencies that WILL happen. This proactive approach to money management allows you to handle any unplanned expenses that come your way without blowing your monthly budget or the progress you’ve made towards your financial goals. Thanks so much for joining […] Read more...
The post Can You Afford A $500 Emergency? appeared first on Your Pretty Pennies.
In Episode 6, I talk about my financial goal-setting strategy that ensures I achieve each and every one I’ve set! Give it a try… S.M.A.R.T. S – Specific M – Measurable A – Actionable Subgoals R – Realistic T – Time Sensitive Grab your copy of The Ultimate Financial Planner that helps you […] Read more...
The post Let’s Set Some S.M.A.R.T Financial Goals appeared first on Your Pretty Pennies.
In Episode 5, I have broken down the four common stages of the journey to becoming a wealthy woman. Read the excerpt under each stage and pick one that you identify with most. Then, read the stage below it to see what goals you should be setting and achieving to reach that next level. Stage 1: Financially Unstable You […] Read more...
The post Finding Your Financial Focus appeared first on Your Pretty Pennies.
In Episode 4, I provide my proven 5-step process that helps you overcome living paycheck to paycheck. Determine your disposable income amount. Temporarily cut all luxury expenses. Recalculate your disposable income amount. Create or revise your monthly budget. Stick to the plan… See it through! Suggested Resources: Zero-Based Budget: http://yourprettypennies.com/create-zero-based-budget/ Overcome Impulsive Spending: http://yourprettypennies.com/paychecktopaycheck/ […] Read more...
The post Overcome Living Paycheck To Paycheck appeared first on Your Pretty Pennies.
In Episode 3, I discuss how to use your monthly budget as a tool that can help you afford the lifestyle you desire. Grab your copy of The Ultimate Financial Planner and start designing your lifestyle today! http://www.yourprettypennies.com/products Thanks so much for joining me this week. Have some feedback you’d like to share? Leave a note in […] Read more...
The post The Lifestyling Magic Of Budgeting Your Money appeared first on Your Pretty Pennies.
In Episode 2, I talk about the importance of monthly budgeting. Over the last 7 years, I have tried almost every template out there and I truly believe the zero-based budget is the best one. I encourage you to redefine the term “budget” by placing it in the lifestyle planning category with your other favorite […] Read more...
The post The Basics Of Zero-Based Budgeting appeared first on Your Pretty Pennies.
Thanks so much for joining me this week. Have some feedback you’d like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Also, please leave an honest review for The YPP […] Read more...
The post Let’s Talk Emergency Funds appeared first on Your Pretty Pennies.
The Your Pretty Pennies Community is a growing resource for women who are ready to transform their financial lives. In each episode, personal finance coach and mother, Tara Jones, takes a deep dive into topics like budgeting, saving, and student loan debt. Tara delivers motivating and thought-provoking messages while sharing her own story and […] Read more...
The post Welcome To The Your Pretty Pennies Podcast appeared first on Your Pretty Pennies.