Can I get real for a minute? If I told you I could help you TAKE CHARGE of your money right now, how would you feel?
When it comes down to money, do you feel like maybe you missed something along the way? Do you ever think financial prosperity just isn’t in the cards for you?
The financial world can be daunting. Trust me, I know it’s not a subject that’s always user-friendly, accessible, or directed particularly to women.
There is nothing more empowering than understanding how money works, and more specifically, how it can work FOR YOU.
I've been in the business world for over 30 years, specifically the financial industry. But no matter the industry, I've worked with all types of people. Some weird, some wonderful, some horrible. Listen in to hear about the top things I've learned so far that might help you...
What came first? The chicken or the egg?
The lifelong debate still rages on today.
If you didn't already know, I love animals. Since moving to Colorado 12 or so years ago, I've wanted a chicken coop. There's something about fostering the circle of life. And bonus! EGGS!!! My friend, Kerrie calls them my little dinosaurs. They are so funny and such a joy.
However, Brett and I have argued about the cost benefit (or detriment) to having chickens and if its worth it. Can you guess? Is it?
At this moment in time, we are in a huge flux - and not in a good way. Interest rates are up, gas prices are the highest they've ever been, food is expensive, and so on. I'm hoping that you haven't felt the squeeze, and won't, but just in case I've assembled 10 tips on how to recession proof your money. BTW, they're also great tips for any old time you're ready for a financial refresh. Take a listen...
You've heard the term Cash is king.
If cash is king, then leverage is the Queen.
Leverage can be your best friend. Or it can be "Mean Girls" on steroids. Remember The Great Recession of 2008? I sure do. If you're younger than me, you might have lived through it by watching your parents struggle. That is a perfect example of leverage gone wrong.
I know how frustrating money can be. Making it, learning about it, managing your hang ups over it.
Sometimes it takes a trusted advisor to bring a fresh perspective to your world, to get clarity & grow with confidence.
Over the past 15 years…
*My strategies have positioned my family with a 7-figure savings account
*+Ownership of several 7-figure businesses & their corresponding real estate
*Retired my husband at 46, from a very successful commercial real estate business
*Teaching clients the same strategies are bringing them their own versions of financial & money mindset success
*Despite COVID-19, 2020 &2021 were our best performing years ~ ever**
*Created physical & digital products
*Created multiple streams of passive income
*I’m a wealth & business authority, with 30+ years of industry experience, 15 in my own practice
I CAN HELP YOU TOO.
No really, I’m totally looking at you.
Now, before you get up in my grill and tell me what a horrible person I am, let me explain...
Have you ever tried to play tennis? Golf? Soccer? If you’ve ever played any of these sports before, you know how hard it is to just start. Hand-Eye (or feet) coordination is super hard until you start practicing. And usually you have some sort of coach that will guide you on knowledge and technique. And eventually it begins to get easier and easier. Hopefully, after a while, you might actually get pretty good.
Heck, I just enrolled my daughter in tennis camp and I’m using it as an excuse to get back into the game too. I haven’t played since college, so guess what? I’m going to suck. Again. Just like “The Water Boy” - we suck again! But I used to love it, so its worth me trying again. And again.
Odds are, you never received any sort of money education. Either at home or at school. I know I didn’t. When it comes to money, I went to the School of Hard Knocks. I learned on the fly, and I usually did it wrong. What better way to learn than trial by fire. Am I right?
An older, silly sketch from SNL was Stuart Smalley, and he would gaze into the mirror and tell himself that, “you’re good enough, you’re smart enough, and gosh darn it - people like me.” Girl, you have to do that too! We females are way too hard on ourselves for everything under the sun, and money is no exception.
Are you ready to not suck at money? I’ve got your back girl!
Like the sound of DIY money moves, but don't have the time? Totally cool, sis! Book a FREE 30 minute call with me and let's chat. https://calendly.com/connorcmorganti/30-minute-consult
Or send me a note: connor@connorcmorganti.com
Just like The Dave Chappell Show, its time to Wrap It Up...
Even if you’re just dipping your toe into your 50’s, the thought of retirement is on your mind. You now have less than 15 years or so to get your S#&T together.
So, what should you be doing at this point? Well, first of all, you should be going back on my last 3 episodes to revisit all the items in your 20’s through 40’s and checking off all those first.
Today, I'm chatting about:
Retirement Benefits Analysis, Long Term Care Insurance, and Estate Tax Strategies. Also known as, running out of money, living too long and paying too much in taxes.
Like the sound of DIY money moves, but don't have the time? Totally cool, sis! Book a FREE 30 minute call with me and let's chat. https://calendly.com/connorcmorganti/30-minute-consult
Or send me a note: connor@connorcmorganti.com
I keep hearing that 40 is the new 30. Can someone confirm that for my knees?? Cause those gals feel like they’re 90!
Money in your 40s is when you're really getting down to business, so hang tight because just like George Jefferson, you are movin’ on up!
This episode we're talking:
The financial world can be daunting. Trust me, I know it’s not a subject that’s always user-friendly, accessible, or directed particularly to women. BUT, and it’s a pretty important BUT, if you’re ready to take charge of your personal finances, congratulations! There is nothing more empowering than understanding how money works, and more specifically, how it can work FOR YOU.
Financial Planning In Your 30’s
Is it possible to be more adult? I don’t know, but here you are. 🤪 More adult. Congratulations! What’s going on in your 30’s? 1. Knee-deep in student debt repay 2. Maybe you’ve started a family 3. Searching for your career path that is satisfying, but also pays the bills 4. On track with your corporate job and leveling up.
Do any of these sound familiar?
With your 20’s in the rear-view mirror and the fundamentals done ✅, you’ve now graduated to the next level of financial wellness. Want to know how to crush your money goals in your 30's? Tune in and find out.
Join me in this 4 part series, inspired by our favorite fashion magazines. Not only can we break down fashion, self care and makeup by our age groups, we can also do this in our money lives.
Today, we’re talking about all you youngsters out there in your 20’s. And BTW, these are great tips for any age. Just sayin’.
Congratulations! You made it. You’re here. YOU ARE AN ADULT. You’re probably just finishing college, or maybe you were just graduated. Either way, you’re hopefully starting to think about your future. While planning for your retirement might not be on the top of your list, there are some tasks that are essential to get started on the right foot. If you think about your finances like building a house, where’s the first place you begin? Keep listening to learn more...
I'm getting a little personal over here. Have you ever heard the saying that you should pick a hairdresser that has the worst hair? Sounds crazy, but if your hairdresser doesn't have time to do their own hair, that means they're busy making others look beautiful. Weird, I know. But, we don't hold financial people to that adage. Most of us envision that our financial professionals should wear expensive suits, drive expensive cars. have big houses. But did you know that we have secrets too? Want to know one of my biggest issues currently? No, its not that I'm not fixing my hair - hello quarantine. Keep listening to hear more...
You’ve been hustling, doing all the things, giving up your time, sacrificing to get to the level where you’re making money online.
So, now what??
Are you catching up on debts? Blowing it all like you’re at the craps table in Vegas? Or are you paying for groceries? Finally affording your electric bill?
Whatever, your situation is - if you are making money, then you need to listen up!
I was just chatting with a sweet friend the other day and she was telling me that she was killing it in her company. She’s since sold that book of business, but while she was doing so well, she admitted to me that she did all the things she thought she was supposed to do - buy a bigger house, buy a better car, things, things, things. And guess what? She doesn’t have anything to show for it. Those are her words, not mine. It’s so tempting to fall in that saying, “keeping up with the Joneses.”
But, how do you not fall into that trap? Listen in to learn more...
One of the things that both Brett and I wish our parents had done was put us in a foreign language class. Now we have our daughter learning Spanish. So easy for her, but a little difficult for me. 😁
Want to know what else is like a foreign language? Money talk.
When a financial advisor get going on things like asset allocation, diversification, Alpha, Beta, standard deviation, and so on. You probably look like a deer in headlights. Personally, I take a nap, because its kind of a snooze fest.
Any good coach will help and teach you, but in your own words. It doesn’t matter what they are coaching you on. The best teachers in the world engage with you, not talk at you.
Want to know how to translate money & finances? Listen in… 🎧
What to know the best budgeting tip during the Pandemic?
Delete your shopping apps, girl!
But seriously, how you can maximize your time at home, and making sure that when we return to normal (or the new normal) that you’re even better off financially.
Listen in for some thoughtful suggestions on how you can get your checkbook under control, while taking on some side hustles to earn extra money.
Can an HOA and the Internet affect your Financial Plan? Yep...
I wanted to share an interesting definition that is now imperative to include into your financial planning.
It’s called Planned Obsolescence. So, what the cheese curds is planned obsolescence?
A more formal definition that I found states, PLANNED OBSOLESCENCE describes a strategy of deliberately ensuring that the current version of a given product will become out of date or useless within a known time period. This proactive move guarantees that consumers will seek replacements in the future, thus bolstering demand.
In its simplest form, it means that things are made to break.
How will this affect your savings? Tune in and find out.
Every super hero has an origin story...
So, I can hear you laughing right now, but have you ever seen me and Wonder Woman in the same room, at the same time? Just sayin'
But, I really am a superhero - with money.
A financial advisor is someone who helps you discover the great truths about your financial life that you need to know and don’t.
A great financial advisor will put aside any product bias and find the tools that are the best fit for you and your family.
I became a financial advisor because I saw the gap in the market of women needing a financial education and money coaching. I am so blessed to be in the business of doing well by doing good. And ultimately doing right by my clients.
We've all heard about funnels in the online space, right? This is what online business people use to grab people's attention and then filter them down to sell them a product, service or whatever.
We all are familiar with the concept and mostly how to use them. Some of us more than others. Ha!
So, let's take that familiar concept and change the conversation to money. Cause in my little online world, its all about the Benjamins, baby.
Normally, You start at the bottom of a funnel or pyramid, working your way up. and that holds true with money too. I'm a poet and didn't even know it. No more rhymes, I mean it! Anybody want a peanut?!?!
But guess what? You're doing it all wrong. Tune in to learn how to make the change!
Today, I have the privilege of chatting with Kelly Castillo, from the blog She's a Full on Monet. I love her blog name because it comes from one of my favorite movies, Clueless. Her amazing lifestyle site is a place of respite for women of all sizes, shapes and colors - creating real connections.
I connected with Kelly to share about investing in yourself, specifically in regards to fashion. Make sure to check out the show notes at southernfriedbusiness.com to grab some helpful information that might shed light on making smart spending decisions.
Without further ado, let's dive in.
Every Tuesday, I break down money terms into easily digestible snacks to increase your knowledge and build your money confidence.
When financial people are using industry jargon, do you feel a little lost? Tune in each week and you’ll be explaining market updates and translating money lingo to all your friends, in no time! 😀🤑💲💰.
Today I'm chatting about... Indicators 📈
Economic indicators are some of the most valuable tools investors can have in their toolbox. In its simplest form, an economic indicator can be any piece of data that can help an investor break down what’s going on in the economy.
Want to know more? Tune in each week for your money education info drop, here on the podcast, on the blog, and on all social.
Remember, don't take any wooden nickels. 💚
Hey y’all, and happy Tuesday! I’m back for another edition of terminology Tuesday, where I break down money terms into easily digestible snacks to increase your knowledge and build your confidence.
When financial people are using industry jargon, are you feeling a little lost? Tune in each week and you’ll be explaining market updates and translating money lingo to all your friends, in no time! 😀🤑💲💰.
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Today, we're chatting about... Capital Gains.
Check the blog, aka show notes, to view and screenshot some charts that show your short term and long term tax obligations so you can estimate your own personal situation. www.southernfriedbusiness.com
Hey y’all, and happy Tuesday! I’m back for another edition of terminology Tuesday, where I break down money terms into easily digestible snacks to increase your knowledge and build your confidence.
When financial people are using industry jargon, are you feeling a little lost? Tune in each week and you’ll be explaining market updates and translating money lingo to all your friends, in no time! 😀🤑💲💰.
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Today, we're chatting about... Balance Sheets and why its so important for you and your family
Hey y’all, and happy Tuesday! I’m back for another edition of terminology Tuesday, where I break down money terms into easily digestible snacks to increase your knowledge and build your confidence.
When financial people are using industry jargon, are you feeling a little lost? Tune in each week and you’ll be explaining market updates and translating money lingo to all your friends, in no time! 😀🤑💲💰.
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Today, we're chatting about... The PPP, aka The Paycheck Protection Program
Hey y’all, and happy Tuesday! I’m back for another edition of terminology Tuesday, where I break down money terms into easily digestible snacks to increase your knowledge and build your confidence.
When financial people are using industry jargon, are you feeling a little lost? Tune in each week and you’ll be explaining market updates and translating money lingo to all your friends, in no time! 😀🤑💲💰.
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Today, we're chatting about... The S&P 500
Hey y’all, and happy Tuesday! I’m back for another edition of terminology Tuesday, where I break down money terms into easily digestible snacks to increase your knowledge and build your confidence.
When financial people are using industry jargon, are you feeling a little lost? Tune in each week and you’ll be explaining market updates and translating money lingo to all your friends, in no time! 😀🤑💲💰.
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Today, we're chatting about... The NASDAQ
Hey y’all, and happy Tuesday! I’m back for another edition of terminology Tuesday, where I break down money terms into easily digestible snacks to increase your knowledge and build your confidence.
When financial people are using industry jargon, are you feeling a little lost? Tune in each week and you’ll be explaining market updates and translating money lingo to all your friends, in no time! 😀🤑💲💰.
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Today, we're chatting about... The Dow Jones Industrial Average
Take the red pill. 💊 Own your past to change your future.
Have you ever seen that meme that says “if you’re waiting on a sign, then this is it.” Well, friend… This is it. I’m your friendly neighborhood universe money fairy godmother saying its your time. 💫
Its your time to get your money situation together.
I know, I know. You don’t know what you’re doing. Or my spouse handles all that stuff. Or no one ever taught you how to do it. Or whatever.
No more excuses.
The answer to your money problems is not, “oh, things will be better when I make more money.” Sis, you CANNOT out earn your bad money decisions.
There are 2 Universal Laws, in regards to money, that you need to burn into your brain. Listen in to learn more. Or read the blog at www.southernfriedbusiness.com.
Hey y’all, and happy Tuesday! I’m back for another edition of terminology Tuesday, where I break down money terms into easily digestible snacks to increase your knowledge and build your confidence.
When financial people are using industry jargon, are you feeling a little lost? Tune in each week and you’ll be explaining market updates and translating money lingo to all your friends, in no time! 😀🤑💲💰.
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Today, we're chatting about... The New York Stock Exchange
Hey y’all, and happy Tuesday! I’m back for another edition of terminology Tuesday, where I break down money terms into easily digestible snacks to increase your knowledge and build your confidence.
When financial people are using industry jargon, are you feeling a little lost? Tune in each week and you’ll be explaining market updates and translating money lingo to all your friends, in no time! 😀🤑💲💰.
Today, we're chatting about... NQDC's, or Non Qualified Deferred Compensation Plans
Hey y’all, and happy Tuesday! I’m back for another edition of terminology Tuesday, where I break down money terms into easily digestible snacks to increase your knowledge and build your confidence.
When financial people are using industry jargon, are you feeling a little lost? Tune in each week and you’ll be explaining market updates and translating money lingo to all your friends, in no time! 😀🤑💲💰.
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Today, we're chatting about...
Stock options.
If you didn't already know, I have a 6 year old daughter.
Needless to say, we are immersed in Disney. But, I write a money blog, so why in the world is this financial gal talking about Disney princesses? 👸🏼
Well, I'll tell you...
We especially love Moana because... she saves herself.
So, what are you waiting for? Grab your canoe, your paddle, and let’s go beyond the reef! {Moana movie reference}. 🛶
Why Aren't You Rich? Sounds like a simple question. 🤷🏼♀️ But really, why?
If you're listening to all the so called financial experts out there, with their shows, books, courses, etc. then why aren't you further ahead?
Answer: because their advice is designed for failure and mediocrity. I want you to know it all, so you can make informed money decisions. And believe it or not, its super easy!
If you want to have a comfortable lifestyle (no matter what is going on in the world) and live a life with purpose - without having to use food stamps or eat cat food - then listen in to today's episode. 💚
www.southernfriedbusiness.com
Hey y’all, and happy Tuesday! I’m back for another edition of terminology Tuesday, where I break down money terms into easily digestible snacks to increase your knowledge and build your confidence.
When financial people are using industry jargon, are you feeling a little lost? Tune in each week and you’ll be explaining market updates and translating money lingo to all your friends, in no time! 😀🤑💲💰.
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Today, we're chatting about...
Mutual Funds. Probably one of the most recognized investment choices out there.
But what the heck are they? Do you need one? Let's dive in.
Hey y'all, and Happy Tuesday! I'm back for another edition of Terminology Tuesday, where I break down money terms into easily digestible snacks to increase your money knowledge and build your financial confidence. 💪🏼
When financial people are using industry jargon, are you feeling a little lost? Tune in each week and you'll be explaining market updates and translating money lingo to all your friends, in no time! 😁🤑💲💰
Is anyone else singing Def Leppard’s Pour Some Sugar on Me in their head? Well, just like that iconic 80’s song, you better listen up friend!
Sister friend, I’ve got some interesting information to pass along. Have you ever considered using a different retirement savings tool?
Do you have a contingency plan in place? How do you offset losses so that you’re not eating cat food and counting pennies in retirement?
Tune in for the one thing you MUST have in your financial plan to win the money game!
Hey y’all, and happy Tuesday! I’m back for another edition of terminology Tuesday, where I break down money terms into easily digestible snacks to increase your knowledge and build your confidence.
When financial people are using industry jargon, are you feeling a little lost? Tune in each week and you’ll be explaining market updates and translating money lingo to all your friends, in no time! 😀🤑💲💰.
Right now, you are in the fight of your life. The fight for your financial freedom!
If you are confused or overwhelmed by money and finances, I'm here to help! You can hit play each week for thoughtful and practical advice that will actually help. I want you to be inspired, excited and driven to take action! I'm sure your worried about the #sameadvice or even #Badadvice. Because let's face it... Its out there. My mission is to provide you with a heartfelt & helpful little place, on the world wide web, where you can come in and stay a while. Remember, in the South, there are no strangers - just friends that haven't met yet.
Do you think you are fully covered through your work? Health, disability, life, and so on?
Maybe. Listen in to learn where you could be leaving money on the table. 😳
If you are confused or overwhelmed by money and finances, I'm here to help! You can hit play each week for thoughtful and practical advice that will actually help. I want you to be inspired, excited and driven to take action! I'm sure your worried about the #sameadvice or even #Badadvice. Because let's face it... Its out there. My mission is to provide you with a heartfelt & helpful little place, on the world wide web, where you can come in and stay a while. Remember, in the South, there are no strangers - just friends that haven't met yet.
Do you really need a will? I mean, really?
Really? Yes. Really. 😉
If you are confused or overwhelmed by money and finances, I'm here to help! You can hit play each week for thoughtful and practical advice that will actually help. I want you to be inspired, excited and driven to take action! I'm sure your worried about the #sameadvice or even #Badadvice. Because let's face it... Its out there. My mission is to provide you with a heartfelt & helpful little place, on the world wide web, where you can come in and stay a while. Remember, in the South, there are no strangers - just friends that haven't met yet. 💚
I help women, their businesses, and their families Fund Their Lives by using their online business income to level up.
I help them gain the confidence they need to take control of their checkbook and live the life they once envisioned for themselves.
My primary focus is on basic financial education, important money solutions, and out-of-the-box strategies that will improve their lives.
I embrace each person’s unique situation, without judgment, and always extend a warm welcome.
I help women, their businesses, and their families Fund Their Lives by using their online business income to level up.
I help them gain the confidence they need to take control of their checkbooks and live the life they once envisioned for themselves.
My primary focus is on basic financial education, important money solutions, and out-of-the-box strategies that will improve their lives.
I embrace each person's unique situation, without judgment, and always extend a warm welcome.