Real Estate Radio LIVE: Recent Episodes

Real Estate Radio LIVE

Real Estate Radio LIVE is a podcast covering the world of Anything and Everything Real Estate™. Hosts Joe Cucchiara and Bobbi Decker are a team of full-time, real estate and finance industry professionals who believe that knowledge is power. With current market experience and honest, insightful perspectives - the guidance they bring to the air waves is an un-matched consumer & professional resource.

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Today on Real Estate Radio Live, host Joe Cucchiara and Jack Russo take a wide-angle look at where Silicon Valley is headed as AI accelerates change across work, business, and everyday life. They explore how automation and autonomous technologies are disrupting long-standing assumptions about careers, education, and economic security, while opening the door to new forms of entrepreneurship and experimentation. Joe and Jack discuss why uncertainty may become a catalyst rather than a constraint, pushing individuals to rethink risk, creativity, and independence. Blending caution with optimism, the conversation highlights how adaptability, fresh thinking, and the willingness to challenge traditional paths could shape opportunity and innovation in a rapidly evolving, post-AI landscape.

Check out this article about the layoffs at Meta and Western Digital

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" dir="auto" tabindex="-1" data-turn-id= "request-WEB:73db99cc-775d-4f96-bf55-f6053f3860bb-15" data-testid= "conversation-turn-30" data-scroll-anchor="true" data-turn= "assistant"> In this episode of Real Estate Radio Live*, Joe Cucchiara sits down with Jack Russo for a direct, market-focused discussion on where real estate is heading and what it will take to unlock activity. They break down why Federal Reserve rate cuts don't immediately lower mortgage rates, what a move back into the mid-4% to 5% range could trigger, and how severely limited inventory, especially in Silicon Valley, continues to support pricing. Joe and Jack also examine rising foreclosures, the growing impact of homeowners locked into sub-3% mortgages, and why a potential shift later next year could bring more listings to market. Grounded in experience rather than headlines, the episode zeroes in on timing, readiness, and the real conditions that would finally get buyers and sellers moving again.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Is California real estate on the brink of a correction or entering its next boom cycle? On this episode of Real Estate Radio Live, host Joe Cucchiara welcomes back Jack Russo to break down the forces shaping today's volatile market. From Palo Alto's explosive property values to San Diego's more accessible opportunities, they examine foreclosures, regional dynamics, and the hidden signals investors need to watch. Jack also connects real estate volatility with stock market pressures and the rise of AI, revealing how innovation, risk, and strategy now collide. You'll come away with sharper insights to navigate risk, spot opportunities, and make smarter moves in a shifting market.

https://fortune.com/2025/08/26/stanford-ai-entry-level-jobs-gen-z-erik-brynjolfsson/

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Is the real estate market on the brink of another major correction? On today's episode of Real Estate Radio LIVE, host Joe Cucchiara sits down with Jack Russo to examine the warning signs flashing across today's economy. They tackle falling home appraisals, soaring insurance costs, cautious investor behavior, and the silent pressure AI is putting on the job market. With political uncertainty brewing and financial bubbles looming, Joe and Jack dig into whether we're headed for a soft landing or an economic jolt that could rival the 2008 mortgage meltdown. For anyone in real estate, finance, or just watching the markets closely, this episode delivers sharp insight and serious food for thought.

https://www.dailymail.co.uk/real-estate/article-14929563/florida-housing-crisis-five-chilling-words-homeowners-brace-market-collapse.html

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Is your home equity working as hard as you are? Today on Real Estate Radio Live, host Joe Cucchiara and Jack Russo unpack why HELOCs are fast becoming the ultimate secret weapon for savvy homeowners and investors alike. From prime-minus rates to credit-card-style access, HELOCs are opening doors for debt consolidation, investment funding, and smoother cash flow. Joe and Jack dig into how rising interest rates, shifting consumer spending, and the Federal Reserve's moves are shaking up real estate and lending markets. They also weigh in on how AI could transform the job landscape and the broader economy. Whether you're navigating your first HELOC or planning your next big financial move, this episode is loaded with insights to keep you ahead of the curve!

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Wondering if now’s finally your moment to buy a home? Host Joe Cucchiara says YES, it is officially a buyer’s market! In this episode of Real Estate Radio Live, Joe reveals why today’s market is tilting in buyers’ favor for the first time in years. He unpacks the surge in inventory, shifting demand, and how smart buyers can snag deals even in pricey Silicon Valley. Learn how to tackle rising interest rates, boost your negotiating edge, and why condos could be an unexpected game-changer. Whether you're a first-timer or seasoned investor, this is your signal to get off the fence and into the market!

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Think you need a job or steady income to qualify for a mortgage? Think again. In this episode, Joe Cucchiara breaks down a powerful loan option for buyers with significant assets but no traditional income. Whether you're between jobs, recently sold a business, retired early, or just taking a break, you may still qualify for financing. Joe explains how lenders can use your assets to calculate qualifying income—without W2s or paystubs. It’s not “no-doc,” it’s smart lending. Tune in to learn how to leverage your financial profile in today’s real estate market.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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What does today’s market volatility really mean for your mortgage rate or next home purchase? Host Joe Cucchiara explores how recent market fluctuations are impacting interest rates and the housing market. He breaks down the economic factors contributing to fluctuating rates, such as inflation concerns, global events, and Fed policy. Joe discusses how these shifts affect homebuyers, sellers, and investors, emphasizing the importance of timing and flexibility in today’s unpredictable environment. He also offers insights on refinancing strategies and the broader implications for long-term housing trends. Don't wait as this episode provides practical takeaways for anyone trying to make smart real estate decisions amid todays economic uncertainty.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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On this episode of Real Estate Radio Live, host Joe Cucchiara is joined by Jack Russo to explore how 2025’s economic and political landscape might shape the real estate market. They discuss California’s wildfires and the long-term consequences for homeowners, including skyrocketing insurance rates and the challenge of rebuilding in high-risk areas. Interest rates remain a hot topic, with speculation on whether the Federal Reserve will lower them or keep them steady, impacting both homebuyers and the refinancing market. The conversation also touches on government inefficiencies, the role of AI in streamlining bureaucracy, and how these changes could impact property development. With expert insights on market trends and financial shifts, this episode is essential listening for homeowners, investors, and real estate professionals navigating the uncertainties of the year ahead.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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In today’s episode, we dive into the Federal Reserve's recent decision to cut the prime rate by a quarter, bringing both relief and challenge as consumer debt hits an all-time high. Joe Cucchiara breaks down the weight of high-interest debt and the struggle for many to manage mortgages, credit cards, and home equity lines. He explores why consolidating debt now—despite giving up lower-rate mortgages—could save consumers hundreds each month and offers insights on strategies to cut monthly costs while we wait for better rates.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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In this episode of Real Estate Radio Live, host Joe Cucchiara delivers a timely message aimed at realtors and loan officers, urging them to rethink their partnerships and adapt to an increasingly challenging market. Joe emphasizes the importance of working with committed, like-minded professionals who uphold high standards, as the real estate and lending industries grapple with low inventory and high interest rates. He encourages realtors to reassess their lending partners, seeking those who prioritize quality service over low rates and are dedicated to client success. For loan officers, Joe advises surrounding themselves with supportive, resilient teams that foster growth even in difficult times. He invites both realtors and loan officers to join his network or explore other supportive environments, highlighting the value of strong industry relationships and integrity in building lasting success.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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The end of the year is coming up and you may be curious as to what to expect in the 4th quarter. In this episode of Real Estate Radio Live, host Joe Cucchiara delivers a comprehensive 3rd quarter market update and discusses the potential for a housing correction. Joe explores the national housing shortage, low inventory, and the impact of investment groups holding onto properties, which limits market turnover. He shares insights into the dynamics of high appreciation rates and stagnant incomes, which could trigger a market correction in the coming years. Joe also touches on rising interest rates, record consumer debt, and the challenges homeowners face when considering refinancing or purchasing new homes. Tune in to understand the factors shaping today’s real estate market.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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A dynamic shift is happening to the home buying process. Millennials are buying differently than the previous generations, and as you can imagine many of them don’t want to pick up a phone or meet with an agent. Not only does buying a home start online, but the whole process can be done from your home, office, or even a classroom! Today host Joe Cucchiara meets Matt Parker, the CEO and co-founder of Alokee, who created the digital brokerage experience for the consumers who get all the handholding they need, but only when they need it. Ready to learn just how quickly you can purchase your next home with minimal help (and cash)? Go the millennial way and check out the future of home buying for your next transaction.

https://www.alokee.com/home

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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With interest rates hovering around 7%, this is the worst time to purchase an investment property, right? Of course not! Investors are hyper focusing on interest rates when they should be focusing on opportunity and timing. What makes debt service coverage ratio (DSCR) loans exciting is how they act like commercial loans where the purchaser doesn’t qualify for the loan, the property does. Factors such as rental income, easier qualifications, and more make DSCR loans a great program for buyers looking to invest outside of California even with liability and vacancies posing as potential drawbacks. Today host Joe Cucchiara explains the benefits to investing with a DSCR loans versus the conventional loan you already know.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Interest rates are too high! Don’t make any moves with your real estate! If those statements sounded like complete garbage to you, then you know that those are just things the media will say to scare consumers. Longtime listeners of RERL and real estate professionals are aware that there is no wrong or correct time to buy. As host Joe Cucchiara has always said, as long as you have a good team of professionals to help you through the process, the right time to buy is when the time is right for you! Look at the bigger picture and you’ll see that the lack of inventory in the Bay Area is keeping prices high. It’s likely that when rates dip, buyers and sellers will rush back to the market and home prices will go up again.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Anyone who has tried their hand at becoming a landlord knows that managing rental properties without stress and landing a profit is next to impossible. Fortunately, there’s a new program on the market that could change the way landlords handle their properties. Whether you’ve got single dwelling homes in North Carolina or multi-unit investment properties in California, Next Level Property Management Academy can teach both new landlords and seasoned investors how to be more effective investors while gaining [more] profit. Today host Joe Cucchiara chats with Next Level founder, McGhie Allan to learn why more landlords don’t regret ditching their property manager when they take on the “stress” of managing their investment properties.

https://nextlevelpma.com/

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Big corporations have little in common with small businesses when it comes to how they handle money, and an individual’s financial plan couldn’t be further away from that of a business. Having worked for both small and large financial institutions has given today’s guest, Jeff Yoakum, ample understanding of the many financial situations people may find themselves in since he created his own individual wealth planning business 12 years ago. As a CFP, Jeff handles the wealth of anyone who is past the DIY phase of saving from doctors to teachers and even CPAs. Listen in as host Joe Cucchiara has Jeff Yoakum explain the importance of saving and investing from an early age.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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The National Association of Realtors found themselves on the wrong end of a landmark decision today. High commissions have long been a point of contention for consumers already paying top dollar for their new home and now future buyers and sellers will finally get a win. Not only will the NAR be forced to pay out millions for artificially inflating commissions, but they will also be forced to make a number of systemic changes that will benefit consumers. Will this class action lawsuit be the springboard that streamlines the home buying process by integrating technology? Today host Joe Cucchiara and Jack Russo discuss what impact the NAR’s big loss may have on the real estate industry.

https://www.wsj.com/real-estate/realtors-settlement-change-buy-sell-homes-da45eb23

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Q2 is fast approaching, but just one month ago a sudden spike in interest rates froze consumers just as they were getting pumped up to start the season. Of course, the market wasn’t going to stay stagnant for long. Inventory is trickling in and while it is still a sellers’ market, only specific areas are attracting the same hand over fist draw that consumers are used to seeing. So, what are the best home seller strategies when buyers are shackled by higher interest rates? Host Joe Cucchiara explains how to buy down the interest rate with the sellers’ credit and other clever approaches to get your house sold while inventory is still low.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Years ago, people got in trouble for taking advantage of the elderly by abusing reverse mortgages. Today the reverse mortgage still carries around a lot of that stigma, but that ends now! With interest rates still solidly in the 7% range, a reverse mortgage can be a tremendous benefit to any homeowner aged 62 or older who would describe themselves as house rich and cash poor. Don’t run from the reverse mortgage thinking it's the same product that hurt your grandparents. Host Joe Cucchiara explains why you should treat the reverse mortgage as just another alternative financing option to increase your cashflow.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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How low do rates need to go to make a difference in the marketplace? Just a couple years ago consumers could get 30-year fixed loans with interest as low as 3%. This spurred a huge boom in refinances and home purchases. To no one’s surprise, interest rates jumped up to 8%. The sudden spike paralyzed the consumer and the economy making last year one of the worst years for real estate transactions. Will the market start to turn around now that interest rates have begun to settle in the 6-7% range? Today host Joe Cucchiara put his nearly 25 years in the real estate business to the test with these bold market predictions.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Way back in the early 2000’s, everyone in the mortgage company panicked when a single company decided they would go all in and become the first online mortgage company. It didn’t take long for professionals to figure out how archaic the system was and today, going online for any part of your home buying experience is just part of the process. Now AI is making its big debut in real estate as Zillow announces it will utilize AI in the products for both consumers and professionals. Looking to go beyond the Zestimate, Zillow plans to dive deeper into the home buying process by providing buyers with personalized home recommendations and acting like an assistant in negotiations. Today Joe Cucchiara and Jack Russo look at the future of real estate through our computers.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Despite the recent ups and downs we’ve seen in the market, sellers around the US have been happy with their transactions over the last 10 years; but have they gotten the short end of the stick? The National Association of Realtors and a few major brokers have been found guilty of inflating their commissions in Missouri, Kansas, and Illinois. Though this only pertains to a few states for now, the rest of the US will likely follow and potentially bankrupt the whole industry or force mass consolidation. Today Joe Cucchiara and Jack Russo look at the significant blow the NAR just took and how things like automation and blockchain technology will further disrupt the industry.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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When the housing market was strong, nearly everyone either had a part time gig in real estate or they fully switched career paths for easy money. Now that the market has slowed, nearly 40% of loan officers declined the option to renew their license this year. It’s an unfortunate, but necessary cycle that weeds out those who dabbled in the market and leaves only those who are truly committed. Of course, this cycle is not limited to only real estate, all businesses need to experience the same process of burn and regrowth to become stronger. While closing the sale of Twitter to current Owner Elon Musk, the law firm Wachtell Lipton Rosen & Katz racked up a massive bill to the social media company in a less than ethical manner by committing to astronomical hourly and success fees. Today Joe Cucchiara and Jack Russo look at the shocking way money is changing Silicon Valley ethics.

Click here to read more about Elon Musk's lawsuit against Twitter's lawyers: https://www.law360.com/pulse/articles/1697344/attachments/0

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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The real estate market is slowly leaking air, and it’s not just in residential. The construction of Google’s downtown San Jose mega-campus was put on hold, and it might not be completely due to workers refusing to head back to the office. Google’s campus was expected to create thousands of new jobs and provide housing for several thousand as well, but that was before ChatGPT changed what is possible in the workforce. AI is all set to slash an incredible amount of middle tier jobs from the workforce by replacing hours of human done research with a quick search done with a few key phrases. Today Joe Cucchiara and Jack Russo discuss ChatGPT’s probable place in the workforce.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Rolling into a new quarter means new changes are happening in the real estate market. Interest rates are finally starting to trend down after 2-3 years of rate hikes and it’s likely that this summer the Bay Area will see more transactions now that the worst of covid seems to be over. Listen in as host Joe Cucchiara explains why the second quarter might be your best opportunity to buy despite economic concerns.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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First time homebuyers finally have a new option to help them achieve the dream of buying their very own place. The Dream For All program which launched Monday will assist first time home buyers in California for the first time by providing 100% financing! Dream For All is a shared appreciation financing program where borrowers will have to meet some incredibly generous qualifications regarding income, repayment appreciation & more. So what other requirements do potential borrowers need to meet to qualify for this new loan? Listen in as host Joe Cucchiara breaks down California’s newest program to aid homebuyers along the journey of homeownership.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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It’s been quite a day for Silicon Valley. Stock prices for Silicon Valley Bank plunged from a hearty 260 to a meager 26, a whopping 90% reduction, over the course of just a few days! Solvency and liquidity have become an urgent issue for Silicon Valley bank as it has backed many FinTech startups over the years, many of which were crypto firms that have been going under. First Republic Bank also took a solid hit today signaling that this situation could have national and global ramifications. Joe Cucchiara and Jack Russo discuss the big effects we will see following the failure of Silicon Valley Bank.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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While California and New York have always been expensive places to live, the middle US has historically been a reliable area to purchase affordable housing. Unfortunately, that is no longer the case today and the housing market is essentially broken. One of the reasons why housing prices continue to skyrocket across the country is the increasing cost of labor which is something consumers will just have to accept – or will they? The inevitable has happened and computer-based automation is now set to take its place in home development. Host Joe Cucchiara asks Jack Russo if a more stable housing market can be created by printing 3D homes.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Not too long ago the silicon valley lifestyle of the constant hustle was something to be glorified. Who didn’t come to California dreaming about being the startup CEO who bikes to work at 4 am and spends 12+ hours building a successful business? Well, it seems the luster of a luxurious workplace has finally started to wear off and having a plethora of creature comforts at the office is no longer attractive enough to supplant an improved quality of life. For the first time in several years, segments of the housing market are starting to slow, but are they the areas our host Joe Cucchiara predicted in previous podcasts? Joe discusses reasons for the newest turn in the housing market with RERL’s good friend, Jack Russo.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Covid and the lockdown did very little in the way of shutting down technology. In fact, it did quite the opposite. The pace at which professionals have come to use technology was forcibly accelerated – unless you work in real estate or lending. Two years have gone by and there has been virtually no progress in assisting consumers with the lending or real estate transaction. Joe Cucchiara and Jack Russo discuss the stagnated transaction process of buying and selling a home and where advancements need to begin.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Most of us would be surprised to learn how many people around us are dealing with mental health issues. May is mental health awareness month and even if you are not fighting a mental illness yourself, it’s a good time to learn about the people around us who are. Joining Joe Cucchiara to discuss the importance of mental health is none other than his daughter, Rachel Cucchiara, an advocate of mental wellness for all who started fighting her own mental health battles 14 years ago. The pandemic brought up a whole slew of new mental illnesses and elevated a lot of existing ones, but if you find the confidence to share your story, you may find you’ve had a positive and profound impact on someone who needs help around you.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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We’re back! The world may seem like it’s getting back to normal, but the real estate market is still changing rapidly. In about a month, interest rates jumped from 3% to 6% and ending the years of all-time low interest rates. Living in Silicon Valley, it’s hard to believe that anything could touch our real estate when its inimitable uniqueness keeps the job market strong – but is Silicon Valley invincible to levels of inflation we have never seen before? Joe Cucchiara explains what drove interest rates up so quickly and what homebuyers and sellers can expect going forward.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Zillow quickly became the first step for buyers and sellers due to their instant connection to tons of real estate information. However, the disruptor ran into some big issues when it tried to add buying and selling to its repertoire. The issue? Not enough hands to make the purchase and selling process as seamless as they wanted. As a result, the iBuyer program was paused then abandoned shortly after. Joe Cucchiara and Jack Russo discuss if digital buying programs still have promise in our future and how much longer traditional broker relationships can survive automated home sales.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Paying off the mortgage early is that goal all homeowners work towards – and why wouldn’t you? Any form of debt is bad and you’re just throwing away money in the form of interest. Well, mortgage rates are crazy low right now with some rates below 3%, but with inflation pressing upon us those rates could easily rise to 4-5%! Joe Cucchiara argues that just about everyone should have a mortgage and homeowners that don’t should go out and get one while the money is still cheap. Tune in and listen to the benefits of carrying a mortgage when you absolutely don’t have to.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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After many decades of finding talent and reaping success in California, Larry Ellison packed up Oracle and headed for Texas – and he’s not the only one. Charles Schwab followed suit and now Elon Musk has confirmed Tesla will also be finding a new home in Austin. Those are three big blows to California that has others wondering if these moves are more than coincidence. California’s advantages seem to be dissolving around us and the last thing we want to do is wake up one day and ask ourselves how we did we not see this coming. Joe Cucchiara and Jack Russo discuss how California went from being a big draw to the place you probably don’t want to run your business from.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Ask your financial planner and they will agree that long-term real estate is almost always a good investment as long as the timing is right for you. Even in California where average home prices are notoriously high can real estate be a sound investment; you just need to be more cautious of the type of investment you make. While primary residences are still a hot commodity up and down the state, the pockets of investment areas are quickly shriveling up. Are there any decent areas left to invest in inside California or are those days already behind us? Joe Cucchiara explains why he believes the opportunity for investible non-owner-occupied properties has come and passed in California.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Taxes, climate, and the general costs of living are 3 of the top concerns when moving to a new state - but certainly community plays a big role in the future quality of your life! There are 50 states that have their own unique ways of doing things, but only a few can claim to be the homes of the friendliest cities in America or have the best cities to retire in. Joe Cucchiara and Jack Russo get together for a coast to coast talk about the friendliest cities America has to offer.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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When interviewing agents, it’s hard to find anyone better than an agent who prioritizes relationship building with clients and works with a group of dedicated and experienced coworkers. Add in that you’ll be looking at homes in one of the more beautiful spots in the country and life couldn’t get much better. Today Joe Cucchiara introduces us to his longtime friend and Monterey Coast Realty agent, Ed Bass to figure out what makes this little piece of California a special place to live. Topics:

  • Monterey inventory & second home purchases
  • Did baseball help Joe and Ed become successful in business?
  • Comparing the Central Coast to the Bay Area
  • ADU, growth & Airbnb regulations
  • Are area experts necessary here?

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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The real estate market has been largely stagnant in terms of technological growth. Meet Tyler Baldwin, Ceo of Reali – a one stop real estate shop looking to disrupt the market so everything about the home buying and selling process becomes smarter, faster, and smoother. Host Joe Cucchiara finds out from Tyler how Reali uses their technology to streamline the transaction process, overcome regulations and cut costs by bringing the homebuying process into the future.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Right, wrong, good or bad, the eviction moratorium is under hot debate right now. After millions of Americans were spared the fear of losing their home in addition to their job when the pandemic hit, the time to unfreeze the ban on evictions and return to something resembling normal life has come – or has it? Like many things, viewpoints and needs have changed since 2020 and now is the time to reevaluate how we address these needs. So, what do we do about it? Joe Cucchiara shares the data statistics that suggest if the eviction is doing more harm than good.

To learn more, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Is the market still on fire? Are buyers still snapping up homes now that the state has opened? What do agents and lenders predict will happen 90 days from now? 2021 continues to be a wild ride for real estate that we might not be able to accurately predict. Is there anything that could bring the market to its knees?

Later on, Joe Cucchiara asks Mike D’Ambrosio take a look at where the superrich of the world really live – and the richest US city of them all is probably not what you were expecting to hear. Take a seat New York and San Francisco, you ain’t got nothing on this crazy wealthy California city.

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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It doesn’t matter where we are, Real Estate Radio Live will always be around to bring you the fresh, relevant content you rely on. Need proof? Well, Joe Cucchiara is hosting from Hawaii and longtime guest Jack Russo is calling in from Florida to demonstrate today’s topic. The ability to work remotely has impacted real estate in more ways than you think. Jack points out that people are living more for a series of experiences than they are for the generational buy, hold and pass down ideology of old. The life of being a perpetual traveler is growing, but is there more to this recent surge than a knee-jerk bucket list reaction to the pandemic or will we eventually settle back into home ownership?

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Has the market officially peaked? It’ll be a while until we know for sure, but Joe Cucchiara believes Silicon Valley’s insane sellers’ market has finally hit its lofty ceiling. Right or wrong, what does this information mean for you and does it change your strategy going forward? Going with the assumption that the market is indeed flattening, Joe breaks down what it means for both buyers and sellers if the market has already peaked.

Second homes have become a huge interest since the pandemic began, boasting an 80% increase in purchases. As more people head back to the office, impulse purchased properties are going to need some reconsideration. Most consumers will fall into one of three categories when it comes to deciding if you should sell or keep your second home – which group do you belong and what strategy is right for you?

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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Buy, hold or sell? It’s a simple question that can make a huge impact, and the answer is very simple – you do all three! Either one of these moves can be the right move for you if you have the correct strategy in place and, as the market continues to shoot up, people are feeling the pressure to make a move. Should you sell and take advantage of skyrocketing home values? Is it time to buy before prices climb even higher? Joe Cucchiara walks us through the buy, hold and sell scenarios that won’t leave you feeling the regret of a bad transaction. Also:

  • The market & the markets to watch out for
  • The secret to financing non-owner properties

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Nearly 1 in 5 adults in the US has some form of mental illness and there is still much stigma surrounding the topic, both publicly and internally. Admitting to yourself or others that you have a mental illness can be a major battle, so while it is still mental illness awareness month, Joe Cucchiara welcomes in his daughter Rachel Cucchiara to openly discuss her struggles with major depressive and anxiety disorder since she was diagnosed as a teenager. There is no one treatment that flawlessly works for everyone and the process of trial and error can be more than discouraging at times, but it should never be a reason for someone to not seek the help they need. Learn to recognize the signs and symptoms of mental illness in yourself or others by clicking HERE and contact a medical professional immediately.

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Is the housing market ever going to stop rallying? Most likely. The market is all over the place and you could even say it’s carrying the same crazy vibe as the 2005 and 2006 markets. Homes are being fought over and prices are being run up by over 30% of the asking price. No one could possibly have seen this coming, and if they did its probably just pent-up demand from the pandemic, right? Joe Cucchiara turns back the clock and pinpoints several historical reasons why the market is practically exploding at a time when when the future is still uncertain. Other topics include:

  • Major changes to financing second homes and investment properties
  • The future of secondary home markets
  • Greedy Fannie + Freddie
  • Outstanding interest rates

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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We can all have a good chuckle when you meet with a professional, and you realize their publicity photo was taken years ago. Today Joe chats with Teresa (FOTOS BY T), who outside of keeping your publicity photos relevant, captures all her clients’ memorable moments while making the shoot itself fun and lighthearted. We seriously doubt anyone else been told by their photographer to “look constipated” before snapping the perfect pose. Teresa also takes your photos to the next level with edits that create unique and entertaining memories for your album or can be sent to family and friends as a personalized card during the holidays.

  • Life in your brand & the rain studio
  • Sexy by T

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.9900

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It’s been happening for a while, but you could unofficially call 2020 the year people wanted to leave California. We saw the economy have a massive run up coupled with crazy low interest rates that made it too tempting to buy no matter the cost. Joe Cucchiara and Jack Russo team up to discuss how the turbulent political environment and knee-jerk covid reactions are affecting real estate. Topics include:

  • 3 kinds of people leaving
  • FOMO
  • Rising interest rates
  • Dealing with stock market corrections
  • What is SPAC & how is it tied to the housing market?

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.9900

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There’s a lot going on in Florida and if you haven’t looked into it yet, we’ve got you covered. Jack Russo provides us with an insider’s look at all the ways Florida is drawing in people from more than just California – and yes, it goes well beyond affordable housing! Politics and recreation aside, it could be possible that Florida is on its way to becoming the spot to do business.

Second home purchases have shot up 80% since last year and it has everything to do with the pandemic. Working from home is the new norm for many of us and with not much else to do for fun, consumers are pulling the trigger and buying secondary homes to work from. Though it feels like covid will go on forever, we will one day go back to normal. Joe Cucchiara wonders if that vacation home will eventually become more of a burden than an escape.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.9900

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Why boycott Bank of America? If your privacy is important to you, then you will want to strongly consider switching your account to a different bank. Bank of America has been sharing private information with government agencies about consumer spending habits in the time around the January 6th Capitol riots. Though it is easy to sell off this underreported headline as BofA being helpful to the government, Joe Cucchiara wonders if we should be more cautious of this sketchy move. You decide. Did Bank of America support justice in this move or did they betray the trust of their consumers by sharing without consent?

The mass exodus of California has been in the news for a few years now, but in 2020 we hit new numbers. As if sky-high housing prices and taxes weren’t enough of a burden, covid has sent close to half a million people fleeing to other states making it the first year more people have left the state than entered it. Unless you have alternative reasons for selling, it may be best to not follow to masses and keep your property. It’s too easy to make knee-jerk reactions during times of uncertainty, think and be sure the sale of your largest asset won’t become your largest mistake.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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As an industry, the National Association of Realtors is a strong lobbying body in Congress, but in one week, a new administration will take office. Regardless of the NAR’s power, many things will officially begin to change starting January 20th and smart investors will start planning for new changes. Joe Cucchiara asks Jack Russo what changes he thinks will take place in residential and commercial real estate if a major liberal agenda emerges. Also in discussion:

  • Exodus of major California companies
  • What things will probably surprise us one year from now?
  • Virtual companies
  • What more does it take to get the attention of politicians?
  • Properties to avoid

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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2020 was so crazy, it’s hard to remember anything that happened that isn’t covid related. Residential real estate remained surprisingly strong in Silicon Valley and it is arguable that residential real estate actually benefitted from the pandemic – but can the same be said for commercial real estate? Joe Cucchiara wraps up a wild year for real estate and predicts if 2021 will be as big a surprise as its predecessor.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Wake up California! Big companies have had it and are finally leaving for a more business friendly state. For a few years now you have heard us talk about how California residents have flocked to states where homes can be 1/10 the price for a lot more space and are a lot more attractive when Tax Day rolls around. Companies such as Oracle, Hewlett Packard and Tesla have done the math and, as much as we all love Silicon Valley, it just doesn’t make sense for these businesses to stay and continue throwing money at the state. Joe Cucchiara asks Jack Russo how the exodus looks to be changing the makeup of California while the economy seemingly keeps chugging along. Other topics include:

  • The impact on commercial and residential real estate
  • New York and Florida’s exodus
  • Are companies concerned about future covid liabilities in the workspace?
  • Apple’s autonomous cars
  • Will the vaccine change the thinking of companies?

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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There comes a time for every business owner when tough decisions need to be made. As the economy dwindles away, fear, confusion and hopelessness make it easy to cloud the minds of owners and consumers. No one knows this better than Chris Cucchiara who opened an innovative lifestyle center in the central coast just three years ago. Working alongside doctors and other healthcare professionals means Chris was able to quickly find out new guidelines and make his company certified covid safe. Joe Cucchiara finds out if ReGenesis 360 has done enough to keep the trust of the clients or if they are on the verge of being another casualty of the pandemic.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Since March, small businesses have been riding this crazy roller coaster and taken more than their fair share of hits. Shutdowns and stricter regulations are being put back into place as covid makes its resurgence and many small businesses that were already in survival mode, may soon lose it all. Starting today, Joe Cucchiara is challenging you to abstain from big businesses with capital and support your favorite small businesses through these challenging months. Supporting small business can go beyond being a patron. Over the next two months Joe will interview small business owns to learn what more needs to be done so we all can escape this pandemic unscathed. Also:

  • Are covid regulations being based on science or politics and beliefs?

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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The studies are in, exposure to nature can be the most important factor to promoting your physical and mental wellbeing. One way we can bring the relevance of nature to the forefront, is to allow people to quantify it and then track it over time. Host Joe Cucchiara asks Jared Hanley and Dr. Chris Minson about how users calculate their “NatureScore” and then utilize that data to integrate nature as a personal health tool. Topics:

  • Real estate and other applications for NatureQuant
  • Cofounder Dr. Minson on the benefits of nature
  • Environmental pollutants
  • How to navigate NatureQuant.com
  • Industries that benefit from NatureQuant
  • Are some forms of nature better than others?

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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October may be the home of post-season baseball, Halloween, mountains of candy and our favorite spooky themed treats. However, the scariest thing that happens during October has nothing to do with skeletons, zombies, cavities, or the LA Dodgers winning the World Series, October is breast cancer awareness month. Anyone who has faced any type of cancer knows how frightening a diagnosis can be. Today Joe Cucchiara welcomes breast cancer survivor, Tania Cheater, to share her story as well as spread helpful information for people currently battling breast cancer and their caregivers.

For more information and tips, check out her website: blindsided by BRCA

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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From San Francisco to New York City, rents are drastically dropping across all the major US cities. For years you have heard us talking about building modular and prefabricated homes as ways to get the price per square foot down. More recently we have focused on the exodus of California and other high-income states (or the United States altogether) as home values, taxes and traffic have finally taken their tolls on fatigued residents. Joe Cucchaira and Jack Russo discuss if big city home values will soon follow and the possibly bigger concern of commercial rents.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Has there ever been a bigger focus on making nature part of your physical and mental health? Applying his 20+ years of data science to his passion for nature, Jared Hanley is capitalizing on the growing evidence that time spent in nature is the key for supplying your body with more energy than a cup of coffee or a trip to the gym can offer. Years can be added to your life by simply increasing your proximity to nature. Join Joe Cucchiara in finding out how NatureQuant tracks our “NatureScore” and uses that data to increase your exposure to nature.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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With less than a month before election day, the controversial confirmation hearing for Amy Coney Barrett are underway. Though the first day of hearings was largely filled with senators arguing over the ethics of Trump nominating a justice this close to an election, Jack Russo explains to Joe Cucchiara why Amy Coney Barrett does not meet his personal qualifications for becoming a supreme court justice, but still manages to shine compared to many of our female senators. Other topics in discussion:

  • What is going on with California taxes?
  • Praise for Florida

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99


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Business students will remember learning about creative destruction, the notion that out of every destruction something new is created. What doesn’t get talked about is how quickly that something new gets created. Whether we find a covid vaccine or not by the end of 2020, the virus has already changed Silicon Valley. Joe Cucchiara and Jack Russo discuss if the high-stress-non-stop lifestyle of Silicon Valley has officially burned itself out and sent people looking for places where life moves a little slower. Will the effects of covid end up killing more than the disease itself? More people are believing that the elements that make Silicon Valley unique can be recreated, and if it can, then that belief may become a reality sooner than we think.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Creating awareness for yourself and what you can do for yourself can be an empowering move for entrepreneurs. Whether you do it by yourself or you assemble a team of people to do it for you, it is something that every small business owner needs to do. For the last 25 years, Dan Foss has been advising small business owners by identifying and prioritizing goals that grow their company in a positive and stable manner. Today Joe Cucchiara asks Dan Foss how he helps small business owners create great strategies. Topics include:

  • Building value for your client base
  • When to discuss retirement planning with someone like Dan
  • Creating a solid foundation when your business is just getting off the ground
  • Planning significantly increases your chances of success
  • Explaining the importance of saving early to your children

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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California is in the middle of a crisis that is indirectly affecting everything from real estate to jobs to businesses. Of course this problem of consumers fleeing state and country in search of lower cost living is happening all across America, but as the sixth largest economy in the world, it just wouldn’t be California if we didn’t have our own, unique spin on the problem. Are things bound to change? Joe Cucchiara asks Jack Russo if California residents are overreacting and whether we can bounce back to normality next year.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Political unrest, increasing taxes and poor use of that money. These are just a few probable reasons why the rich are leaving California. As times get more challenging, California is quickly becoming an interesting state to watch as residents and residential income experiences a major shift. Join Joe Cucchiara and Jack Russo in this discussion on why more people are choosing to leave California and where they are going.

  • Increasing business and homeowner taxes
  • Bay Area housing market going berzerk
  • Are small things making the biggest differences?
  • Poverty, crime & medical services
  • Moving to a US territory like Puerto Rico
  • Giving up US citizenship and paying an exit tax
  • Moving to a lower tax state that is close to California

California is not the only state having these problems. Check out this NY Times article about the millionaire's tax in New Jersey.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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The Golden State is undergoing some major changes that are affecting people personally and professionally. Whether you are flustered with new laws and taxes or just tired of traffic and sky-high rent, consumers are getting out of California and looking for places to go. Today Joe Cucchiara talks with Jack Russo, currently on assignment in Florida, for a firsthand report on the pluses and minuses of leaving California for friendlier states. Topics include:

  • Healthcare & liability insurance
  • Cost of living, home prices & taxes
  • Hurricane vs. fire season
  • Job opportunities & Covid restrictions
  • Can California continue to compete in an increasingly digital economy?
  • 3 things that will likely mark the end of California

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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It’s been quite some time since covid -19 effectively shut down the economy, and a surprising number of markets and industries are thriving despite the grim expectations. When life becomes more unpredictable than normal, the only weapon consumers really have is knowledge that hopefully comes from a reliable source. Today Joe and Mike take a look at Silicon Valley’s remarkable market. Topics include:

  • Santa Clara County rampant buyers’ market
  • How today’s market measures up to our earlier covid market predictions
  • Low interest rates – what does this mean for the economy?
  • Jumbo financing availability
  • Analysis paralysis & economic weirdness

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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“Why am I living in California if most of my investments are outside of the state?” Talking to people, there is a scary amount of people seriously considering leaving California in the near future for a multitude of reasons. With more companies issuing remote policies, the list of reasons to stay are dwindling and the motive to relocate is gaining momentum. Has Silicon Valley hit the tipping point and is now poised to become a ghost town? Today Joe Cucchiara and Jack Russo discuss the future of investing in real estate. Topics:

  • Keeping a foothold in Silicon Valley
  • What happens if California is no longer “the place to be”

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Is it time for the government to force people to change the way they live? The livability of a place is directly related to whether or not they can stay. With more people opting to work from home, it is completely possible to hold a Silicon Valley job and leave the traffic and high living costs behind if you do a little planning beforehand – and many of us are. Even with all these big changes taking place, California continues to pile on more taxes and quotas we are struggling to meet. Is California unique enough to withstand a major exodus of citizens and corporations? Listen in as Joe Cucchiara and Jack Russo discuss the three options distressed Californians face:

  • Exiting the US while remaining a US citizen
  • Fully exiting and paying exit taxes
  • Leave for a US territory and not pay federal taxes for 15 years

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Covid has affected our personal and business life like nothing before. Whole worlds have been flipped upside down for just about every person across the globe including Alex Hult, a successful restauranteur who is struggling to keep his business afloat as customers and revenue dry up. Trying to get money from customers is not Alex’s only concern at the moment. While many landlords are lenient and granting breaks in rent, the landlord of his Mountain View restaurant is suing Alex for rent, back rent, late fees and attorney fees. If you agree with Joe and Alex that this landlord is taking things way too far, then join Alex in fighting this war and keep the small business community alive.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Before the pandemic, people thought Silicon Valley was bulletproof. Sure, the cost of living is high, but people still wanted to come here and work for the biggest tech companies and slickest startups. Several months later, covid has allowed people to move out of state, choosing to work at home indefinitely. Consequently, corporations are now forced to rethink how they do business and even where they do their business if California doesn’t do something to keep companies in state. Today Joe Cucchiara asks Jack Russo if Silicon Valley’s economy is about to be disrupted in a way we never believed – and potentially for good.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Go back 100 years and the law was against lawyers advertising and finding third parties to finance cases. Even contingent fees were scrutinized to dissuade lawyers from pursuing costly litigation. Though things changed in the 1980’s, lawyers still spend much of their time playing the role of peace maker as most cases cannot afford to go to litigation. Litigation finance is an explosive area right now as attorneys can spend years working on a case without receiving payment. Big law firms with an established track record can easily obtain a line of credit from the banks, but what if you are a small law firm? Venture capitalists have decentralized the way to invest into these programs by putting it on the web. Investors can choose from individual torts and loan money to law firms in return for a slice of the commission. Today Joe Cucchiara and Jack Russo discuss how the internet has opened a whole new way to finance litigation.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Interest rates are near all time lows, hovering around the mid to high 2’s depending on your loan amount, credit score, etc. While still low, many quotes you receive can be misleading, oftentimes costing you more money than you’ll save. Fortunately, the easiest way to figure out if a lender is a legitimate professional or a hack is to ask “What is the cost of that interest rate?” Today Joe provides us with another real estate and lending update to keep you safe and in the know. Also in discussion:

  • Major lenders tightening their guidelines
  • Activity now that covid restrictions are lifting

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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When it comes to reopening your business, you plan for best and worst case scenarios and usually you end up somewhere in between. More business owners are asking how they should think going forward and the answer may be as easy as SWOT. Analyzing your internal strengths and weaknesses and your external opportunities and threats are the first steps to surviving the post-sheltering period. Implementing SWOT analysis in your reopening strategy and taking a few calculated risks could give you the edge over your competitors when it comes to winning over the consumers trust and business.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Whether it be race, religion, sexual orientation, or gender, we are still going through a process of unbiasing ourselves. Still in the midst of a pandemic, pent-up anger over racial discrimination and police brutality is bubbling to the surface, largely fueled by loss of jobs, income and opportunity. Officer or civilian, we are learning a painful lesson that will be passed down to our children, grandchildren and even great-grandchildren. Today Joe and Jack take a moment to self-reflect on the racial tension burning through our communities.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Can we have open houses yet? Has inventory recovered from coronavirus lows? What don’t I know about buying a home in this environment?! Quite honestly, it may be a lot. But don’t worry, today Joe and Mike are here with the lowdown on Silicon Valley’s housing market. Topics include:

  • Inventory & prices under Covid-19
  • Protocols for showing and buying homes
  • Covid contingencies
  • Interest rates hovering around all-time lows
  • Are there any buying opportunities?

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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It’s strangely funny that the very same lenders that agreed to forbearances, are now coming back and saying they don’t want to finance you because of said forbearance, even though it’s been paid off. Getting loans from big banks is more about software and data than it is about banks placing a bit of trust in someone with a great idea or trying to make ends meet under extreme situations. Money is an infrastructure that, if it’s not there, will have small businesses relying on plans B, C, D & E to make things happen. The days of traditional banking are over, maybe it’s time to consider other options when you need lending.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99


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Way back in 2008, the government bailed out banks during the mortgage meltdown. While circumstances are not quite the same today, there are a few parallels that exist between the two. Low rates have been fueling this economy and the juice just keeps getting put on to keep things rolling. As a result, smaller banks are worried about repercussions as they are treated differently from big banks, many of which have already taken advantage of the program meant to support small businesses. The future is foggy for both consumers and banks, are they reacting the way consumers want them to?

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Longtime resident know California has changed a lot in a short amount of time. Making the decision to move can be tough, especially when you are looking outside of the state you have always called home. After 7 decades, Steve King and his wife are packing up and leaving their native California to the greener pastures of Carefree Arizona. Steve is not the only one leaving the state, many citizens are leaving for much of the same reasons. Listen in as Steve King explains why he is leaving sunny California.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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From the beginning of the COVID pandemic, people stayed home and refused to leave unless it was absolutely necessary. As a result, real estate suffered along with almost every aspect of the economy. Now that the economy is opening, people are cautiously settling into normal life as they go about their business. Will the market tick up with consumers picking up and running for the hills or delay their transaction for a later date? Today Joe chats with Central Coast realtor Taylor North about the immediate future of real estate.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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During a recession, small businesses have the advantage of control large businesses have the advantages of large budgets or government backing. Caught in the middle of these businesses are companies that seem big, but are getting hammered by costs out of their control and don’t have the depth of major companies. Who is going to help these middle-tier companies through this depression-like period when customers, investors, and the government are not showing up? Today Joe and Jack explain why companies caught in the middle are the most at risk of going under.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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This week many cities across the US started phase 1 of relaxing restrictions and reopening the economy. It’s a big step towards normalcy that we have been looking forward to, even if there are new rules to follow. Council Member Johnny Khamis calls in today to talk about San Jose’s phase in, and the effect COVID-19 has had on business. Topics include:

  • Measure E update
  • The war on reopening
  • Disaster recovery funding
  • Protesting
  • What phase 2 will look like & how long till we get back to normal
  • Personal privacy invasion
  • Will tech lead to a more rapid recovery?

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Normally by now we are entering the thick of the buying and selling season and keeping a watchful eye on the market. Due to the current environment, many of us are only just beginning to settle back into something resembling normal life. You’ve likely seen more Sale Pending signs around the neighborhood, but what does that say about the market? Do buyers finally have a glut of inventory to choose from as sellers flee the area or are sellers hanging on forcing buyers to take what they can get. Today Joe and Mike take a much-needed look at the market. Other topics include:

  • Updated guidelines for showing and listing homes
  • Will this recession affect home values?
  • Supporting your local restaurants and small businesses
  • Real estate and lending after the pandemic
  • Appraisals

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Netflix, Facebook, Google – These are all companies deemed too big to fail. Ideally these companies grow based on infrastructure with fixed costs and are not reliant on fluctuating employee headcount. Where business loyalty keeps startups from going under, strong revenue coupled with conservative accounting and cash management will keep large businesses afloat as we ride out the COVID pandemic. Topics include:

  • Automation & inventory
  • Scaling with profit on a continuous basis
  • Infrastructure substituting for the people during a disruption
  • The three types of businesses too big to fail

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Every week brings something new to the way we buy and sell real estate. As always, we aim to provide you will all the current information you need to make educated decisions. Today Joe provides a quick snapshot of what is going on with Silicon Valley real estate and lending and its relation to COVID-19. Topics:

  • All-time low lending rates and other reasons to buy now
  • New California guidelines for showing properties
  • Paralyzed buyers & going back to a sellers’ market
  • Cash out transactions

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Too small to fail? Running a small business during a crisis means finding out who is loyal to you and your business and how loyal you want to be back to those whose loyalty waivers. From a business planning point of view, a small business can accomplish a lot during these times by figuring out what they want to do and who they want to do it with. Loyalty boils down to people, whether they are on the supply side or the buy side, and when things get tough the question of who the real partners are gets answered. Topics include:

  • People who are loyal and stay with the business
  • Customers who are loyal and stay with the business
  • What happens to infrastructure?

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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We stayed home and flattened the curve, and while we are ready to get back to work, coronavirus has changed the way we do things. Today Joe has gathered Silicon Valley’s finest real estate and lending professionals to discuss the major issues that have taken place in the real estate and lending industry:

Chris Trapani, Founder & CEO – The Sereno Group

Nancy Robinson, Regional Vice President - Coldwell Banker Realty

Mark von Kaenel, Bay Area Operating Partner – Keller Williams

Rick Arvielo, CEO - New American Funding

Brian Crane, CEO – Intero Real Estate

Don Yoakum, Bay Area Team Leader - eXp Realty

Jordan Levine, Deputy Chief Economist – California Association of Realtors

Listen in as our group of esteemed panelists discuss how they are adjusting, adapting, and succeeding coming out of COVID-19 pandemic. Topics:

  • Embracing technology
  • Motivation and training in this environment
  • Lending and jumbo loans nerves
  • Post COVID measures
  • Effects on agents and consumers
  • Disruptive businesses

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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It’s time for another round of COVID related market updates. There are all kinds of things affecting the market day to day and people need to know what interest rates are doing and what the buyer and seller markets are like. Getting prepared now can make a huge difference for the day when you want to lock in and make things happen. Listen in and keep track of what is happening in a volatile market so you can continue to make informed and educated decisions about your real estate.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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It’s time for another round of COVID related market updates. There are all kinds of things affecting the market day to day and people need to know what interest rates are doing and what the buyer and seller markets are like. Getting prepared now can make a huge difference for the day when you want to lock in and make things happen. Listen in and keep track of what is happening in a volatile market so you can continue to make informed and educated decisions about your real estate.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Much of the world as we know it has come to a grinding halt due to public health concerns. As we navigate the challenging times COVID-19 has brought upon us, it’s more important than ever to make educated decisions with as much information as possible. Since people will always need homes and money, real estate and lending professionals stand ready to help those in their community, but there are a few differences to how things are done now. Tune in as Joe Cucchiara explains what adjustments have happened since coronavirus changed the game.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Changes are taking place on a daily basis, if not on an hourly basis. What hasn’t changed is your access to money. Lending and real estate have been deemed essential businesses so sales, purchases and refinances are still taking place. Today Joe shares how real estate and financing have changed in just one week. Topics include:

  • Lenders having to artificially raise interest rates between delay in appraisals and market volatility
  • More conservative lending
  • Confusion around mortgage forbearance
  • Real estate purchase and listing guidelines
  • Financial housekeeping

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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In the midst of a pandemic, it’s important that we help each other out. While some of us get to work from home and binge watch our favorite shows, many people in our community have been laid off or furloughed with an indeterminate ending. Now is the time to get granular about how we can help our neighbors who otherwise wouldn’t need assistance with financial situations. Do your part and pass this podcast along to one of the millions of people whose job have been affected by COVID-19 and need help staying afloat.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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COVID-19 has disrupted life around the globe and the subject is sure to have given many people a headache by now, but there has never been such a thing as being prepared with too much information. Like just about everything, this virus has left its mark on the real estate and lending market and few are confident in our expectations following this crisis. So how is COVID-19 affecting real estate and lending now, and what possible effects we may feel from it in the coming months?

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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You may not be aware of it, but last week interest rates hit an all time low. Homeowners on the lookout were ready to refinance and lock in rates in the crazy low three percent range. However, something bizarre has happened in the market place and rates shot up suddenly over the last 48 hours leaving many of us scratching our heads. Today Joe tries to clear up the recent craziness in the market and simplify the complicated reason behind the rapid rate increase.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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At its very core, the Growing Your Business series with Jack Russo has largely revolved around companies based on people and science. Combining the two under ReImagine Science, Dr. Kennan Salinero is tackling the issue of building a better scientist for better science by breaking the norms of the bureaucracies that drive grants and research. Creating a more democratized system for creating new value in the form of experiments and research is something that benefits citizens longing for change. Listen in as Joe, Jack and Dr. Kennan discuss how to build a better scientist for better science and the citizens it serves.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Your wallet is under attack! There is a lot of noise out there with advertisers constantly jockeying for your attention that it can be downright tiresome before you even head home for the couch. Here on RERL you won’t find us selling you the latest craze, we believe in educating you on products and programs we truly believe in so you can decide if it is right for you. Today it’s all about Bundle Select, the employee real estate platform that employees are benefiting from all over the world. Also in discussion:

  • What’s going on in the market?
  • The Feds and the prime lending rate
  • How rates benefit the purchase market

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Coronavirus is spreading rapidly and keeping more consumers inside their homes, but you wouldn’t know it looking at the Bay Area’s housing market. Most listings are generating a lot of activity and more homes are slowly coming onto the market. Right now interest rates are the hitting historic lows, which doesn’t necessarily mean low mortgage rates right away. With the Feds lowering prime lending rates it’s not only affects the refinance market, but the purchase market to. Today Joe and Mike provide a better understanding to prime lending rates and the market.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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If you’re running a business, you have to view the business as a separate entity and a new legal being. Whether you work with a partner or are venturing out solo, you will most likely be advised to form an LLC (Limited Liability Company). Forming an LLC is a relatively inexpensive process, but there is some basic hygiene that has to be done, especially if you have shareholders. Today Joe and Jack wrap up their series on complying with the new laws enacted in California this year.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Out of state investing continues to be a hot topic in states where home prices are high and cash flow is limited. Looking at properties out of state is the more logical choice for consumers looking to build a diversified portfolio with real estate. Today Joe and Mike cover a checklist to guide investors through the process of investing in out of state properties.

  • Know your strategy and goals before purchasing a property
  • Where is your financing coming from?
  • 1031 market research
  • Multiple properties
  • Turnkey providers & property managers
  • Visiting your intended property

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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February is coming to a close and the number of homes on market remains drastically low. Buying a primary residence in California is difficult, but investing in a property here can be downright impossible. If investing in property outside of California has been on your mind there are a few things you will want to know. First of all you should be investing for cash flow, not appreciation. It would also help to know about:

  • What you should be researching before you buy
  • Development in Detroit & other cities
  • Maintenance and natural disasters
  • Annual renters vs. short stay vacation renters
  • Working with local banks

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Today’s podcast comes at an opportune time for consumers looking for real estate investments without any fuss or muss. Believe it or not, but making the jump from semiconductors to real estate developer wasn’t as difficult as you might think for our guest, Mike Kliment. Listen in as Joe, Jack and Mike talk about the major developments coming to Yuba that are sure to catch the investor’s eye. Topics include:

  • Transitioning from semiconductors to real estate investments
  • What’s going on with military housing in Yuba County?
  • Similarities between Silicon Valley and Yuba
  • Drilling into the Yuba Project
  • Controlling costs
  • Phases to completion

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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A new year has always meant a new market, and not to say we told you so, but there is always the possibility of the market reverting back to a strong sellers market. Inventory right now is incredibly low and offers are starting to flow in on whatever’s available. Are buyers in for another tough round or will more sellers come on to the market as the year progresses? Today Joe and Mike get us prepared for the 2020 housing market. Topics include:

  • Why the market could shift again
  • Buyers – Preparing for contingent offers and appraisals
  • Financing contingencies
  • Maxing out your budget
  • Sell-and-buy strategies

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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At its center, a business has its employees and their consumers, and each of these have their own contract with the company. What many people don’t realize is a lot of business choices that are made based on those contracts as well as the latest state and federal laws that impact those contracts. California continues to pass legislation that continues to make these end-user agreements lengthy, purposely with the view of providing greater disclosure of consumer rights. Today Joe and Jack continue this dive into California’s new business laws.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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For many people, busy or not, taking on a home transaction partially or all by yourself seems like a great way to save on commission fees. Even if you think this might not be the right move for you, you’ll still want to be aware of just how much time you will spend on each step of making this transaction work. Today Joe and Mike calculate just how many hours you and your family will spend on a transaction. Topics include:

  • How many hours, on average, to buy a home efficiently
  • Choosing the right team
  • How many hours, on average, to sell a home efficiently
  • What should consumers and agents be focused on in today’s market

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Two of the hottest news stories right now revolve around Donald Trump’s impeachment trial and Harvey Weinstein’s sex crimes trial. What both of these trials have in common is they both center around one person abusing their power to get what they want. While the crimes themselves are not up for debate on this podcast, they do tie in with the passage of Assembly Bill-51 which outlawed compulsory arbitration clauses in employment agreements. Listen in as Joe and Jack discuss the new law regarding nondisclosure agreements.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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The big game is only a few days away and once you’ve finished cleaning the buffalo sauce from under your nails, it’s time to think about your game –your real estate game, that is. The Super Bowl bump is something you’ve heard us talk about many times before, but many people are unsure what to expect before heading into the market this year. Will inventory levels increase again giving buyers more choice or will itchy buyers reenter the market and make the tough plays. Today Joe and Mike share pre and post Super Bowl predictions.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Here we are, just kicking off 2020, rates are near record lows and it’s a great time to be a buyer. Not so long ago opportunities to purchase a home in the Bay Area were scare, and while you couldn’t say we have a glut of homes for sale today, the market has flattened to something more equal for buyers and sellers. Listen in as Joe shares the latest update on the market. Topics include:

  • Interest rates
  • Managing your mortgage
  • Why buyers may want to act sooner than later

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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One show is just not enough to cover it. As mentioned in the previous Growing Your Business podcast, there were many new laws that took effect at the beginning of the month and they have real impact that can be felt in many different ways. Many people don’t realize how big an impact these laws can have until it’s too late and they find themselves embroiled in class action litigation. Today the gig economy pushes back as Joe and Jack discuss the new laws concerning contractor vs. employment.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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With the New Year being so young, people are making big plans and setting new goals for their future. For many of us moving up, buying that rental property or taking that big step into home ownership is our main priority following a tame 2019. No one can predict the future, but looking to a professional for help can help you make the right move. Today Joe and Mike try and guess what will happen in 2020 based on history and data. Topics:

  • Holiday inventory levels
  • A unique situation for buyers and sellers
  • Cross-collateralization program
  • Will mortgage rates stay under 5%?
  • Changes to VA loans
  • Rates on jumbo loans
  • And more!

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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The New Year brought with it a bunch of new laws for California. Many of them will have an impact on business in ways that will generate more litigation down the road. Could the California Privacy Act go the way as the Americans with Disabilities Act? Today Joe and Jack take a look at growing your business when all these new laws and regulations have been enacted. Topics include:

  • California Privacy Act
  • Who owns your data?
  • The privacy controversy
  • Negotiating your data & opt out notifications
  • Are other states watching California

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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2019 is drawing to a close, but before we officially cross over into the New Year it’s time we take a look at what happened to the real estate market this year and chat about what will happen in 2020. John Faylor joins Joe today for more for more insight on Silicon Valley’s market. Topics include:

  • Reviewing 2019 market trends
  • 2020 expectations
  • First time home buying opportunities
  • Media’s impact on real estate
  • Spreading good will throughout America
  • Another sellers market in 2020?

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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You may have heard about Measure E, the new property assessment bill, and have a few questions about it. Today Joe reaches out to San Jose Councilmember, Johnny Khamis, to learn more about the proposals origin and intended results. Topics include:

  • Measure E basics
  • What these funds will be used for
  • Why Johnny is against Measure E
  • Taxing vs. creative fundraising & planning
  • Johnny’s tax alternative
  • Measure E’s target
  • And much, much more...

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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The last 4-5 years your typical client is moving out of the Bay Area, heading to areas of California where real estate is cheaper or leaving the state altogether. Many people are fortunate to work for a company that helps them with this move, assisting with everything from sale to purchase and even helping with things such as researching schools and setting up utilities - but what about everyone else who doesn’t have this option to turn to? Today Joe chats with Scott Fuller to learn how Leaving The Bay Area helps anyone move out of the Bay Area. Topics include:

  • An unplanned exodus
  • Where ex-Californians are ending up
  • Emotions behind the migration
  • Are more people leaving than coming in and will they come back soon?
  • The future of California’s economy
  • The 12 step roadmap to your relocation

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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A small business works almost like a well put together baseball team; there are only a few solid players on the field who work together fluidly. As your business grows misalignment is practically inevitable with more players joining the team and more competition changing the market. Today Joe and Jack are joined by Dr. Philippe Bouissou to discuss the challenge of managing growth. Topics include:

  • Aligning The Dots - book
  • Managing misalignment
  • What makes good team alignment?
  • Comparing Aligning The Dots to other business books
  • Addressing the next cycle and expectations
  • Approaching the challenge of growth
  • Fueling growth responsibly

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Many people are unaware of the new property tax bill under consideration for San Jose. Any commercial and residential transactions over $2 million will get an additional assessment of $7.50/thousand. This is a big deal even for those it doesn’t affect. Do you have an issue with the city enacting this additional tax on San Jose properties?

Being a first time home buyer is a difficult challenge and here in the Bay Area where the costs of living is incredibly high, it can feel downright impossible. Discouragement won’t change your current living situation so it’s time to start focusing on what you can do to get the home you really want. In the second half of today’s podcast Joe and Mike discuss first time home buyers hesitations.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Load up your favorite community app or watch the local news and you’ll instantly be aware of just how often people in your community look out for each other. Check out downtown and you’ll find the friendly faces of police and security guards monitoring the area. When you get home, you or your neighbors might have security cameras that can spot unwelcome guests in the area. Today Joe and Jack Russo are joined by Jacob Savage whose nonprofit business, Concrn, builds a more compassionate and safer community. Topics include:

  • CAHOOTS
  • Bringing compassionate crisis response to San Francisco
  • Aiding the police in non-emergency situations
  • Lava mae & homeless services
  • Creating a police alternative
  • Building on Concrn

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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It has been a while since we took a look at the market and you might assume we would continue the steady climb to normal inventory levels we saw all year. You’ll be surprised that the number of homes on market has surprisingly shrunk to nearly half of what we would consider normal. Today Joe and Mike try and determine if people are busy decking the halls or taking their homes off the market and repricing to fit today’s market. Also in discussion:

  • The Silver Tsunami and the next sellers market
  • Do credits have to be disclosed in closing?
  • The digital mortgage experience

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Most people are aware that the next big move for retired baby boomers will be to sell their homes and downsize. Predictions claim that the market, which has been incredibly parched in the past, will soon be flooded with homes over the next 20 years. If these predictions hold true, how do we prepare for the shakeup the Silver Tsunami will cause?

The iBuyer –it’s a term real estate professionals are incredibly familiar with and baffles the consumer. Who or what is the iBuyer and what they mean to the market? Also in discussion:

  • Are consumers receptive?
  • How professionals are handling the iBuyer
  • Reality of the iBuyer program

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Cell phones, tablets, wearables and the like have brought the internet of things to our very fingertips in a most convenient manner. Today we are so wired into the internet of things that entrepreneurs soon need to figure out how their company filters into the IoT and then sticks to consumers’ regular habits. Even though evolution is good for everyone, creative destruction does mean learning to cope with destroying the assets of the old order. Today Joe and Jack Russo discuss the rapid acceleration of creative destruction.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Life is becoming more automated and part of counseling growing companies means Jack frequently helps entrepreneurs fit their product or service into the seamless mesh of life. The way life is lived today is more connected with many people needing the ability to communicate at any time and any place. Fitting into a congested infrastructure that actually works is difficult, even when a product or service is desperately needed. Listen in as Joe and Jack Russo discuss business owners and the need to create an easy, seamless experience that keeps moving forward.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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The world of real estate is changing every day and the way we do transactions is changing for the better. Sumant Sridharan, COO at HomeLight, calls in to tell Joe what big changes consumers can expect as well as the change in role for future agents. Topics include:

  • Finding an agent using the HomeLight model
  • Building technology that is ‘agent-centric’
  • Agent relationships & generating revenue
  • Surprising technology in real estate
  • Marrying real estate and mortgage technology
  • Real estate in the next 5 years
  • And much, much more

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Now, now, now! People want a seamless, smartphone life where everything happens without voice interaction, hurdles or effort –and who can blame them! The best part of innovation is being able to do what you need to do with more speed and efficiency. To prove how big of an impact technology can have on physical processes, Jack shares a story where technology came to his rescue and proves just how outdated some standards have become. Topics include:

  • Jack’s flat tire
  • Listening for your customers little pain points
  • Madison Street Inn

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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The sales process is both an art and a science. It’s not just a matter of getting somebody on the phone; it’s actually how you speak to them on the phone. Cold calls need to be more creative than the standard “Hi, I’m ___ from ___” to get the consumer to stay on the line and listen to what you have to say. Steve King is back in the studio today to celebrate the growth of UberConnectForce in Silicon Valley. Topics include:

  • Using technology to leverage a cold call
  • Accelerating the speed of trust
  • Do phone calls still work present day?
  • Why UberConnectForce is different from its competitors
  • Companies UberConnectForce can help
  • How long till results?

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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The amount of college graduates entering the workforce with substantial debt has never been higher. In fact, student debt levels are so high they are surpassing total mortgage debt in the US. Even if you are one of the millions of students beginning your new career with debt the amount of a home, you’d be surprised to find out that home ownership is still within your reach! In the first half of today’s podcast Joe and Mike explain how student loans affect your ability to finance a house.

Death and taxes. While neither are avoidable, one of these is deferrable. Since capital gains laws were written real estate prices have skyrocketed posing a problem for consumers looking to sell their property, but not willing to accept the house tax hit that would come with it. The 1031 Exchange is a great tax deferral tool that can be used for personal residences and investment properties. Listen in to find out how the 1031 Exchange works!

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Is today the best time to buy? It is certainly an arguable point considering that the last 5 years buyers seemingly had no hope in an aggressive buyers market. The good news for buyers is that things have settled down and sellers are no longer beating up buyers just looking for a way in. Before you go out and take advantage of all these new options, there are a few things buyers still need to consider in terms of where we are in the market. Today Joe covers the three things you’ll want to act on in today’s real estate market. Topics:

  • A great buyers market
  • Refinance and cash out with low rates
  • Revising the amortization of your loan

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Living here you know that Silicon Valley truly is a place like no other. After taking some time to teach in Europe, Jack Russo is back home and in the studio with plenty of information about how the Silicon Valley way of life is changing and weaving its way into other cultures. The drive to launch an e-commerce company from abroad and reach into global markets is spreading and we can bet it won’t be dying down anytime soon. Today Joe and Jack discuss the impact Silicon Valley is having across Europe.

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Rent is a big, big deal in the Bay Area where home prices are incredibly high. Starting next year statewide rent control officially takes effect and no one is quite sure what effect it will have on rent increases and home values till it expires in 2030. With so many big changes coming up its hard not to start planning what your next move will look like. Today Joe and Mike discuss what kind of future the Bay Area and California will have under rent control. Topics include:

  • What will this mean for landlords, renters and investors?
  • Laws around rent control
  • Limiting single family home zoning & ADU’s
  • Home buyer opportunities

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Lie down on the couch and relax because today Joe and Mike are delving into the psychology of real estate. In a time when more things are becoming automated and we are becoming more reliant on the internet, 90% of consumers still prefer to work with an agent. Is there a deeper reason why technology has yet to become a dominant force in the real estate world? Will the agent continue to thrive in an area where emotions run strong?

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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It doesn’t matter if you are busy starting a business or working at one, health and wellness are incredibly important to our lives. Since 2009 Nate Palmer has been helping people level up their health even when things are at their most hectic. Breakfast may be the most important meal of the day, but do you really know what it should look like? Today Joe and Nate discuss how making the decision to get fit brings you the physical and mental freedom to do and be whoever you want to be. Topics include:

  • Treating your body right for a better life
  • The “Breakfast Myth” & fasting
  • The Million Dollar Meal Plan
  • Weight loss and lifestyle changes
  • Do body types matter?
  • How your personal performance translates to revenue

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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If you were to look at a chart of Bay Area housing market trends you’d notice some sizeable swings happening. It’s hard to believe that the Bay Area has fallen into an incredibly normal market after dealing with such an intensely hot market. In fact, buyers and sellers have gotten so accustomed to homes spending only days on the market it’s as if we all forgot that it is completely normal for a home to spend months on the market before both buyer and seller reach an agreement. Today Joe sheds some perspective on the shifting market that applies to both buyers and sellers. Topics include:

  • Market cycles and recessionary fears
  • Contingent offers
  • Releasing sale contingencies to remove purchase liabilities
  • Cross-collateral loans
  • Pledged assets

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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Some people might ask what corporate relocation has to do with real estate. Millions of people relocate every year picking up and moving to a different part of the country or a different country altogether. Jobs usually top the chart when it comes to reasons why anyone would take on an experience which can be trying, stressful and a bit exciting. Today Joe takes a look at how employers can help employees save on homeownership costs by teaming up with Bundle Select and ditching broken relocation companies. Topics include:

  • How relocation companies work today
  • Are they truly broken and expensive?
  • A better experience with Bundle Select

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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The Feds cut the prime lending rate by .25% and even though the economy is still chugging along, people are still concerned that a recession is coming. Anything could happen between now and 2020, but if you believe a recession is imminent then it’s best to be prepared. Today Joe and Mile think about what a possible recession could do to real estate. Topics include:

  • Buying and selling before a recession
  • Analyzing investment properties
  • Managing your mortgage
  • HELOC’s

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

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The great thing about the internet is it is full of readily accessible information regarding real estate. It is easy to educate yourself about anything in the subject, but knowing what information is credible and which is not can be quite difficult to figure out. Today Joe helps us decipher truth from fiction when it comes to technology and real estate. Topics include:

  • Finding credible resources
  • How is technology affecting real estate
  • Is the use of technology efficient?
  • Fintech –Financial technology

If you wish to contact Joe Cucchiara email him at Joe@RERadioLive.com, call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99