ithought: Recent Episodes
ithought
ithought is an investment research and strategy firm based in Chennai, which works specifically in the space of mutual funds. We create and manage an investment process that is customized to your needs and aligned with your financial goals. In the middle of your fast paced work-life, finding time to focus on your personal investments is often a challenge. Often investing is either done in a hurry or, is not on top of your priority list. This leads you onto missing out on the good ones. These factors affect your investment outcomes substantively.
The ithought way has evolved from the experience of our founder Mr. Shyam Sekhar as a Value investor over the span of last two decades. Over this phase, we have developed this unique approach to investing which is research-based, process oriented and strategy driven. It was founded with the intent of ensuring every investor follows a sound investment process that helps him stay ahead of the curve, we have put together an astute investment team that shares the same beliefs and commitment. We have devised the ithought way to deliver a unique investment experience.
Investing is a lot about planning, process, performance appraisal and patience. Our investing strategy has evolved based on these principles and has worked for Mr. Shyam Sekhar over the span of twenty-five years as a value investor. Over this phase, he developed this proprietary approach to investing which is research-based, process oriented and strategy driven. ithought is a firm ideated to make equity investing work for every investor the way it did for our founder. ithought focuses specifically in the space of mutual funds.
Winning as an investor has a lot to do with being a contrarian. And this is a good time to start playing contrarian. We believe that investors must take a fresh look at equity and understand how they can make it work for themselves.
Our endeavor is to create wealth for our clients through a disciplined, efficient and customized investment approach.
We invite you to understand the ithought way and I am sure that you will experience the investing very differently.
In this episode of Kairos we discuss about the importance of Financial Planning for an individual.
“Why is debt management so important? Carrying debt can put your goals out of reach. Loans cannot be avoided completely but can be planned better.
Tune in to Kairos this month to know ways to negotiate loans and understand the importance of your CIBIL score”
In this Episode of Kairos, we share the effective ways to save for your retirement. Most of us would want to retire early but we might be wondering where to invest and how to invest for early retirement. Tune in to this podcast, to understand the available investment plans & options for your retirement.
In this episode of Kairos Podcast, we have discussed how to teach kids the value of money. How to teach kids to save and invest money for their future. Tune in to this podcast to know more!
In this Episode of Kairos, we talk about the Biases Impacting Financial Decisions. To know more tune in to our Podcast Now!
Things to look out for when you switch jobs. This podcast will help you understand about pros & cons of the financial aspects while switching jobs
In today’s episode, Harshil Nichani sits down with the fund manager of DSP T.I.G.E.R Fund, Charanjit Singh. We take this opportunity to dig into his framework and view on the Infrastructure sector.
In this episode you’ll learn:
• How the cycle played out from 2000-2021. • Mistakes, made in the previous cycle. • What drives capacity creation. • How does passive investing work in themes like Infrastructure. • How Charanjit Singh manages the fund.
This podcast discusses about how important is it for a woman to manage her finances and how important it is for a woman to attain financial freedom.
As the global economy emerges from an unprecedented shutdown, both policymakers and investors are operating in uncharted territory. Gold as a store of value has performed well during the past 15 months, hitting a new high of nearly 2000$/oz.
In this episode we talk about:
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Gold and Gold Miners in the 2000s
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Expansion Phase (2000-2010)
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Deleveraging Phase (2011-2019)
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Current Scenario of Gold and Gold Miners.
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How Central banks use gold to stabilize their balance sheets
Globally Central banks have accommodated stands to support the economy.
In this episode we talk about:
- Interest Rates in the 2000s
- Economic expansion in 2000s
- How the Central Banks managed the global economic crisis
- Will India see a 2013 again?
- How the Central Banks are going to control interest rates and inflation
Do you find yourself asking:
• How much do I need to save towards living expenses after retirement? • What if I outlive my savings? • Have I made the right investment decisions? Is my asset allocation strategy smart? • What should I do NOW for a peaceful and comfortable retirement?
Then you are at the right place! We are here to answer the above, and some.
Are you an NRI & Planning to Retire in India? This podcast is for you. This podcast helps you get knowledge on the various Investment opportunities & also gives you an overall idea of which investments works out well and which doesn't for an NRI. You will get to know about the various life insurance policies & which suits you the most. You can find common investment mistakes made by the NRI Investors and finally, you will get to know about the step-by-step guide on how to retire in India for an NRI.
Rome was not built in a day. It took time. But it also took a lot of hard work. So does your investments. Investing is a continuous process.
It is a journey with two key ingredients, Time & Hard Work. But, how can one make the best of this journey? In today's podcast, we discuss this and a little more. Tune in now!
2020 was a rollercoaster. And with so much happening, the idea of investing in the market is too intimidating for a conservative investor. A popular trend has people turning to real estate, and loan providers are ready with their carrot!
But let's take a moment to consider this - is it really a good time to buy real estate? And if you are already a homeowner, does it make sense to get that second house?
Worry no more! Jayalakshmi and Samyuktha are here to answer this question and more. Listen in to know what they have to say about investing in real estate and how one should go about it.
Why Life Insurance Is Important & How Much Life Insurance Do You Need In India? by ithought
Disclaimer: This audio content has been made available for informational and educational purposes only. Nothing contained in this audio shall constitute or be deemed to constitute advice. Always seek the advice of a professional with any questions you may have regarding your financial decisions.
Disclaimer: Kairos is a podcast on financial planning, about doing the right thing at the right time. This audio content has been made available for informational and educational purposes only. Nothing contained in this audio shall constitute or be deemed to constitute advice. Always seek the advice of a professional with any questions you may have regarding your financial decisions.
Disclaimer: Kairos is a podcast on financial planning, about doing the right thing at the right time. This audio content has been made available for informational and educational purposes only. Nothing contained in this audio shall constitute or be deemed to constitute advice. Always seek the advice of a professional with any questions you may have regarding your financial decisions.
Disclaimer: Kairos is a podcast on financial planning, about doing the right thing at the right time. This audio content has been made available for informational and educational purposes only. Nothing contained in this audio shall constitute or be deemed to constitute advice. Always seek the advice of a professional with any questions you may have regarding your financial decisions.
Disclaimer: Kairos is a podcast on financial planning, about doing the right thing at the right time. This audio content has been made available for informational and educational purposes only. Nothing contained in this audio shall constitute or be deemed to constitute advice. Always seek the advice of a professional with any questions you may have regarding your financial decisions.
If you would like to read this podcast instead, drop us an email on info@ithought.co.in or message +919500027285.
How much are you worth? Will your family be able to sustain their lifestyle after your passing? As unsettling as it may sound, planning for your family's well-being is always on our minds.
So, how do you plan ahead? Listen to our podcast to know.
Are we on the right track with wealth creation? Are our finances organized enough to boost our goals?
Today's podcast by Mr Shyam Sekhar gives us insight on the importance of being organized with our finances.
Change is inevitable. We transition through various stages of life, dealing with all it's challenges and getting better at it over time. But is just dealing with financial matter enough? Wouldn't it be so much better to be prepared and embrace change?
We all know the famous saying, 'Good things come to those who wait'. But how often do we keep this in mind when dealing with money matters? Do we exercise enough patience when playing the market?
How often do we know what we want to do in life? and how often do our plans remain unchanged? Here is what you need to know on your journey to your first million. Choose your Wealthy Millennial path wisely.
Habits form the basis of most actions we perform. It also determines how well we manage certain situations and the decisions that we make. Is it really easy to develop a good financial habit? Listen to find out!
Transcript:
When markets are overvalued, what should an investor do? Should we buy overvalued stocks which we really like? Or, should we stay in cash? Or, should we go where others don't dare to go and invest? This was the dilemma of 2017-18.
This dilemma was not merely that of ordinary investors. Expert investors, professional fund managers, and portfolio managers have lived down this dilemma for the past year or so. During this phase, we have seen monies flowing fast into equities. This only made things worse for everybody. Logic demanded we should not do what we are not fully convinced about. But, if you were in the business of managing money, turning away money was simply not the done thing.
So, we saw the experts themselves enter the domain of identifying companies outside the proven stock universe. This hunt for new blue chips became the hotbed of action. We saw more and more people coming out with ideas they believed were deserving blue chips. The race started to get even more racy as money continued to chase ideas. Private investors too began to start identifying themselves too closely with companies.
The business of investing turned more and more aggressive. Governance started to be given more license. The mutual funds started to join this party. Micro caps, Small-caps, and mid-caps became the only saleable flavours. A peculiar situation soon emerged where these new flavours sold at higher valuations than the index bellwethers.
Briefly, this situation seemed to be sustainable. As an investor, one could either learn to live with it or just stay away for a while. Or, go where others dared not to. This was hardly as simple as it sounds.
Advisors began to feel the very dilemma pinch their decision processes. The events of April and May 2018 have again triggered a search, rekindled anxieties, and opened up serious fears. For one thing, the trend has broken down. And, large caps have done better than emerging companies. There are clear indicators of changing trends in money flows, valuation perspectives, stock choices and performance expectations.
Clearly, the liquidity will not sustain for too long. In the absence of liquidity, the valuations look suspect. In such a scenario, only companies that do better than expectations and retain the respect of investors will be able to hold onto their valuations. The others may only break down.
This is the emerging scenario which advisors, fund managers, portfolio managers, HNIs, and retail investors are heading into.
What should one do?
Stay safe. Move to safety. Exit overvalued parts of the market. Focus on the more liquid parts of the equity universe. Don't make the lack of liquidity your biggest portfolio risk.
This is my simple approach. To agree or disagree is a personal and professional choice.
But, there is no escaping this choice. It cant be put off anymore. One needs to stand up and be counted on any one side.
Staying outside this game and focusing on other asset classes may need to be done very carefully given the global interest rate risks and regulatory overhang on other asset classes.
So, equity remains a good bet. But not an easy one to make.