The New School of Super: Recent Episodes
Sunsuper
Hosted by Sunsuper's Dream Team - Chief Economist Brian Parker and Head of Advice and Retirement Anne Fuchs, it's essential listening if you want to make sure you're on the right track to understand your super and achieve your dreams in retirement.
Retirement is a major milestone in most people’s lives. But making sure that our money lasts throughout retirement can be a worry, and sometimes even a challenge. Don’t miss Australian Retirement Trust’s Senior Manager of Advice Best Practise, Luke Caruana in conversation with host Anne Fuchs as they discuss how much super is needed to retire comfortably, options for accessing your super in retirement and what you can do to help make your super last. IF YOU LIKED THIS EPISODE YOU MAY LIKE: How much super you need to retire – and how to get it Transition to retirement – your guide to accessing your super while still at work Read more about downsizer contributions: What is a downsizer contribution? GET IN TOUCH: Feedback? We’re listening. Email us at podcast@art.com.au or go to our website at art.com.au. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Ratings and awards are only one factor to be taken into account when deciding to invest. Past performance is not a reliable indicator of future performance. For Awards details, please see more information here: Awards. For Super Savings account holders, employees in the Australian Retirement Trust group provide advice to members and employers as representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818 AFSL No. 227867) (SFS), that is wholly owned by the Trustee as an asset of Australian Retirement Trust. SFS is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide at australianretirementtrust.com.au/fsg for more information. For QSuper account holders, you can find out more about financial advice options at qsuper.qld.gov.au/advice or by calling us on 1300 360 750. Employees in the Australian Retirement Trust group provide advice to members and employers as representatives of QInvest Limited. QInvest Limited (ABN 35 063 511 580, AFSL 238274) is wholly owned by the Trustee as an asset of Australian Retirement Trust. QInvest Limited is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide at qsuper.qld.gov.au/disclosure for more information. Past performance is not a reliable indicator of future performance. Investment returns are net of investment fees, costs, and taxes (where applicable). For performance details, please see more information here: Investment performance. Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding. Taxes may be payable in foreign countries in respect of income derived from non-Australian investment earnings, and a penalty tax on notional earnings may apply if you have a high total balance in one or more superannuation retirement pensions.
The economic landscape has experienced significant changes since the beginning of the year. Join Super Insider host Anne Fuchs and Australian Retirement Trust’s Chief Economist, Brian Parker as they break down the latest market developments and investment conditions, interest rate changes, cost of living and what it all means for your super. Past performance is not a reliable indicator of future performance. For Super Savings account holders, employees in the Australian Retirement Trust group provide advice to members and employers as representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818 AFSL No. 227867) (SFS), that is wholly owned by the Trustee as an asset of Australian Retirement Trust. SFS is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide at australianretirementtrust.com.au/fsg for more information. For QSuper account holders, you can find out more about financial advice options at qsuper.qld.gov.au/advice or by calling us on 1300 360 750. Employees in the Australian Retirement Trust group provide advice to members and employers as representatives of QInvest Limited. QInvest Limited (ABN 35 063 511 580, AFSL 238274) is wholly owned by the Trustee as an asset of Australian Retirement Trust. QInvest Limited is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide at qsuper.qld.gov.au/disclosure for more information. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.
It’s the number everyone wants to know – how much super do I need to retire? Join Australian Retirement Trust’s National Education Manager Joshua van Gestel and Head of Advice Anne Fuchs, as they crunch the numbers to reveal how much super you need for a comfortable retirement income - and what you can do today to make sure you have enough later. For more superannuation and investment insights, subscribe to Super Insider. This podcast is brought to you by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) the trustee for Australian Retirement Trust (ABN 60 905 115 063) (the Fund).
When it comes to super, most Australians have a “set and forget” approach. But there are simple and easy things you can do today to maximise your super contributions. Join Australian Retirement Trust Member Education Officer, April Smith, in conversation with Head of Advice, Anne Fuchs, as she shares her top five tips for making the most of your super right now. Future you will thank you. For more superannuation and investment insights, subscribe to Super Insider. This podcast is brought to you by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) the trustee for Australian Retirement Trust (ABN 60 905 115 063) (the Fund).
Investment market ups and downs are becoming the ‘new normal’ and continue to impact super fund performance, including that of Australian Retirement Trust. Don’t miss Australian Retirement Trust’s Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice, as Brian discusses what’s affected markets in the last quarter, how this has impacted super returns, and what it could mean for your super investment and retirement savings. For more superannuation and investment insights, subscribe to Super Insider. This podcast is brought to you by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) the trustee for Australian Retirement Trust (ABN 60 905 115 063) (the Fund).
What's causing the recent share market volatility and what does it mean for your super balance? Our Chief Economist Brian Parker and Head of Advice Anne Fuchs discuss in our latest New School of Super podcast episode.
This podcast is brought to you by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) the trustee for Australian Retirement Trust (ABN 60 905 115 063) (the Fund).
Don't miss Sunsuper Chief Economist Brian Parker and Anne Fuchs, Head of Advice and Retirement, as they discuss Brian's insights into the strong share market recovery in 2020-21, and what it has meant for Sunsuper's investment performance and members' super and retirement plans.
Like you, Sunsuper's Head of Advice and Retirement and National Education Manager are balancing kids, mortgages, extended families, super and retirement plans. Don't miss their tips and personal stories.
Don't miss Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice and Retirement, as they discuss Brian's insights into how financial markets are responding to the COVID-19 vaccine rollout, ongoing COVID restrictions, the end of JobKeeper, the boom in house prices, Sunsuper's recent investment performance, and what it all could mean for your super and retirement plans.
Don't miss National Education Manager Joshua van Gestel and Head of Advice and Retirement Anne Fuchs. They wrap up 2020's impact on Sunsuper's investment performance, outline upcoming super legislation changes, and provide tips and strategies to help you get your retirement plans on track in 2021.
Don’t miss Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice and Retirement, as they discuss the year in review for financial market performance, the potential economic impacts of ongoing COVID infection rates and other world events, the market outlook for 2021, and Sunsuper's investment performance and the impact of 2020 on your retirement planning.
Looking for a simple summary of last week's Federal Budget announcements? Don't miss Sunsuper's National Education Manager Joshua van Gestel and Head of Advice and Retirement Anne Fuchs as they discuss what the Treasurer announced and how it might impact your super and retirement planning.
Want the latest on the economic impact of COVID-19, government support measures and the Federal Budget? Don't miss Sunsuper's Chief Economist Brian Parker and Head of Advice and Retirement Anne Fuchs in conversation about the most recent financial market response, Sunsuper's investment performance, and the outlook for financial markets.
How is Sunsuper responding to the extraordinary impact of the coronavirus on share markets? Join Anne Fuchs as she continues the conversation about the global health crisis with Andrew Fisher, Sunsuper’s Head of Asset Allocation. Listen in as Andrew discusses how he and his team construct Sunsuper’s investment portfolios with members’ best interests at heart, and outlines how asset allocation works, and how he uses the power of diversification to cushion the blow of market downturns on members’ retirement savings.
Addressing the concerns of many super fund members, Sunsuper’s Chief Economist Brian Parker and Head of Advice and Retirement Anne Fuchs discuss the COVID-19 crisis and its anticipated impact on investment markets. Listen in as they talk about the global response to the crisis to date, how Sunsuper’s default investment option aims to protect members’ savings in challenging times, and the importance of seeking financial advice before making any changes to your super investment strategy.
On 1 April 2020, new legislation will come into effect, resulting in changes to insurance cover for some super fund members. Head of Advice and Retirement Anne Fuchs and National Education Manager Joshua van Gestel dive into the opt-ins and opt-outs of the situation, explaining what these changes could mean for you (or others in your family) and why personal financial advice could be a good idea to help make sure you and your loved ones will have the financial protection you need, when you most need it.
Have you and your job been “on a break”? Whether you’re taking or planning parental leave, moving into a part-time arrangement, facing an unexpected job loss, or not working for another reason, you can still keep your super ticking along. Head of Advice and Retirement Anne Fuchs and National Education Manager Joshua van Gestel talk through consolidation, contributions and how else you can set your super up for the long-term, even when you don’t have a regular income.
In this episode, National Education Manager Joshua van Gestel keeps it super simple. He and Anne Fuchs get back to basics, outlining what superannuation is, why it’s important to be in control of your investments, when to consider making a voluntary contribution, and how a little extra could go a very long way. With a quick overview of compound interest, fees and insurance, this is essential listening for anyone who needs a super refresher for 2020.
It’s been an extraordinary year… and it’s only February. Chief Economist Brian Parker and Head of Advice and Retirement Anne Fuchs are back for 2020, discussing the latest developments at home and abroad. Covering Brexit and the bushfires, caucuses and the coronavirus, Sunsuper’s Dream Team dissects the state of the world – and what it all means for financial markets. What’s “white noise”, what’s worth worrying about, and will current affairs have an impact on your investments?
Joshua van Gestel, Sunsuper’s National Education Manager, returns from delivering member seminars on the road to answer a burning member question: “When can I access my super?” He talks with Head of Advice and Retirement Anne Fuchs about the five conditions of release, including reaching preservation age, and explores the circumstances in which members might take advantage of a Transition to Retirement (TTR) Income account and recontribution strategies.
Over the last decade, super fund members have enjoyed especially strong returns. But are the good times over? Sunsuper’s Chief Economist Brian Parker and Head of Advice and Retirement Anne Fuchs define “real returns”, explain Sunsuper’s future return expectations, and break down why – in the words of Barack Obama – “the only thing that’s the end of the world ... is the end of the world”.
Laying down the latest on geopolitical developments, Chief Economist Brian Parker gives us his take on what it all means and what’s likely to happen next. Brian chats Brexit, the US and Australia with Anne Fuchs, Head of Advice and Retirement, delving into the unpredictable business of elections and discussing how Sunsuper’s long-term investments aim to protect members from short-term volatility. Tune in for all this, as well as a spot-on impression of “the Donald”.
In this episode, Head of Advice and Retirement Anne Fuchs dives into the potential and promise in North Queensland with Joe Carey, proud Townsville resident, advocate and Partner at the Carey Group. Joe’s passion for developing the region is evident as the two discuss ecotourism, the North Queensland Stadium, Hell’s Gate and PresCare, exploring the investment potential of this infrastructure for Sunsuper’s members.
Chief Economist Brian Parker is back to give us the skinny on how and why political events are front and centre for financial markets. Brian trades tips and quips with Anne Fuchs, Head of Advice and Retirement, about how Sunsuper’s investment managers are helping ensure members can still sleep soundly at night amidst the ongoing volatility. Listen out for Brian’s explanation of why: “Predictions are really hard, especially about the future”!
Josh van Gestel, Sunsuper’s National Education Manager, joins Anne Fuchs, Head of Advice and Retirement, to discuss how financial needs may change throughout retirement, and our research, which shows the value of financial advice in helping a case study couple wind up their SMSF, take advantage of a Sunsuper Income account, and free them up to enjoy life in the latter years of their retirement.
Head of Advice and Retirement Anne Fuchs explores more of Sunsuper’s alternative asset investments with Head of Alternative Strategies Bruce Tomlinson. The conversation travels from post-GFC investments in Icelandic banks to the Tel Aviv Stock Exchange, and how these investments are a low-risk strategy to earn a return for members well above cash, and diversify our portfolios during volatile market conditions.
In this episode, Anne Fuchs describes Michael Weaver, Sunsuper’s Head of Private Markets, as “never boring”. Michael does not disappoint, explaining some of the property, infrastructure, private capital and hedge funds investments in Sunsuper’s portfolio that may not be known or available to most individual investors, along with the diligence and consideration that goes into sourcing and maximising these opportunities for members.
In the wake of the Banking Royal Commission, which highlighted the importance of trust and integrity in the financial advice and financial services industries, Head of Advice and Retirement Anne Fuchs talks with Rhett Das, Managing Director of Integrity Compliance — a Melbourne-based financial services compliance consultancy firm. They cover issues that are even more relevant to financial advisers in a post-Royal Commission world, including the application of the sole purpose test, fee-for-no-service, bundled fees and risk mitigation.
Anne Fuchs, Sunsuper’s Head of Advice and Retirement, chats with a remarkable young woman who has created a profit-for-purpose business employing Australians with special needs. Nipuni ‘Nip’ Wijewickrema started GG’s Flowers and Hampers to get her sister Gayana off welfare and into a purposeful vocation — and won the inaugural Sunsuper Dreams for a Better World Business Grants Grand Final.
Is this financial year the one you’ll make sure your super is on the right track to help you achieve your retirement dreams? Sunsuper’s Dream Team shares three simple steps to get your super revved up today so you can be ready to ease back in the future.
Sunsuper Chief Economist Brian Parker is back on the mic with Anne Fuchs, Head of Advice and Retirement, breaking down the federal election outcome and what’s affecting the global economy. It’s must-listen material if you want to know how your super could be impacted as our country moves forward with a newly formed government, and political issues around the world impact global and local financial markets.
In this special New School of Super episode, Sunsuper’s Head of Advice and Retirement Anne Fuchs speaks with Gus Sauter, former Vanguard Chief Investment Officer and external adviser to the Sunsuper Board Investment Committee. Gus was responsible for overseeing $US2 trillion in funds under management at Vanguard – more than the total value of Australia’s entire superannuation pool. So you don’t want to miss his views on passive vs active investment management, the power of the mutual or profit-for-member fund model, and what could be in store for global financial markets.
In the first of a three-part series, join Sunsuper’s Head of Advice and Retirement, Anne Fuchs, and National Education Manager, Joshua van Gestel, as they look at recent modelling research that examines the material impact good financial advice can have on a case study of a single female nurse wanting to cut back on her working hours as she eases into retirement.
Sunsuper’s Dream Team welcome back Joshua van Gestel, Sunsuper’s National Education Manager, for a round-table discussion on how to maximise the potential of your super. It’s essential listening for anyone wanting to get on the right track to achieve their retirement dreams.
With 2018 now in the rearview mirror, it’s time to look ahead at what 2019 looks like for global markets and your superannuation. Join Sunsuper’s Dream Team, Anne Fuchs and Brian Parker as they discuss everything from the US-China trade war, Italy and the Eurozone, Brexit and, of course, financial events closer to home.
To celebrate International Women’s Day, Anne is joined by Joshua Van Gestel, Sunsuper's National Manager of Education, to discuss wealth equality and closing the superannuation gap as you head into your retirement.
In this episode, Sunsuper’s Dream Team is joined by Joshua Van Gestel, Sunsuper's National Manager of Education to get wise on Self-managed Super Funds and if they're right for you.
The Dream Team return. Join us as Chief Economist Brian Parker and Head of Advice and Retirement Anne Fuchs deliver Brian’s seven top investment tips to live by to help you achieve your retirement dreams.
Join Sunsuper’s Dream Team as Chief Economist Brian Parker puts Head of Advice and Retirement Anne Fuchs in the hot seat to discuss why it’s never too early to start planning for your future, and explain when and how you can most tax-effectively access your super pot when you retire.
From our new PM and whispers of a potential property crash, to the inexorable antics of President Trump and a fractious and fraught Brexit, Sunsuper’s Dream Team looks at what it all may mean for investment markets, your super and your dreams in retirement.
In this episode, Sunsuper’s Dream Team is joined by special guest Stuart Wilson, Sunsuper’s Manager for Environmental Social and Governance (ESG) Investments to talk about socially responsible investing and Sunsuper’s approach on behalf of its members.
We’re living in strange and interesting times, but what does it all mean for you and your super? Sunsuper’s Chief Economist Brian Parker and General Manager, Advice and Retail Distribution Anne Fuchs take a look at economic growth since the GFC, how current geopolitical and other events are shaping the world economy, and what it all might mean for your super investment.
Join Sunsuper’s Chief Economist Brian Parker and General Manager, Advice and Retail Distribution Anne Fuchs as they explain the broad range of investment options Sunsuper offers members, including diversified and single asset class, and active versus passive options, and what you should consider in choosing the right investment strategy for you.
For our first-ever episode, Sunsuper’s Chief Economist Brian Parker and General Manager, Advice and Retail Distribution Anne Fuchs break down the difference between listed and unlisted assets and why Sunsuper members should be extra-interested when they take off on a flight from Brisbane Airport.