Retire Y'all Charleston: Recent Episodes
Adam Curran
Retire Y'all Charleston is hosted by Adam Curran, founder and CFP® of Curran Financial Partners. Adam asks the important questions and shoots straight with his advice on all things business, economics, retirement, and financial planning. Each week he shares his knowledge and expertise as a financial advisor and interviews South Carolina business men and women in Charleston and Myrtle Beach on the issues that matter most to Lowcountry and Grand Strand retirees.
Is AI making us smarter—or making us too dependent? Adam Curran and Michael Reese, CFP® and Centennial Advisors Founder & CEO, explore the growing role of artificial intelligence in financial services, debating everything from AI-generated client communication to whether technology will raise expectations for perfection and reduce tolerance for human error.
Anthony Byrnes from CrossCountry Mortgage joins Adam on this episode of Retire Y’all to break down reverse mortgages, retirement lending options, and how these loans actually work. They discuss financial assessments and how lenders help ensure that, regardless of the loan amount, borrowers still have enough income and assets to cover important expenses like homeowners insurance and property taxes.
Adam sits down with Ricky Flynn from Merrill Gardens in Mount Pleasant to talk about the real impact senior living communities can have on your health, happiness, and overall quality of life. From independent living to assisted living and memory care, we break down the services available and why so many residents are thriving in this environment.
If you’ve ever wondered what the next chapter of retirement could look like—for you or a loved one—this is a conversation you don’t want to miss.
Step into Charleston’s past as Tommy Dew, of Tommy Dew Walking Tours, walks us through the stories behind its cobblestone streets—from George Washington’s visit to the Civil War, pirates, and the city’s deep-rooted generational families. We explore the history behind Charleston’s iconic buildings and the complex layers that shaped one of America’s most historic cities.
Adam sits down with England Smith, GM of East Coast Baseball Academy and Territory Director for USA Prime Coastal, to talk about the growing divide between travel ball and rec ball—and how the pressure and commitment placed on young players is changing the game.
Adam sits down with his personal tax advisor from Iowa, Bruce Willey, to discuss why millions of Americans aren’t filing their tax returns and how the tax system has become overwhelmingly complicated. They also explain why the IRS isn’t to blame—politicians in Washington are the ones writing the rules—and share how they would simplify and improve the system.
Adam sits down with Barry Watts (WealthCare, Springfield, MO) to unpack two Trump “truth bombs”: banning institutional investors from buying single-family homes and capping credit card interest at 10%. What starts as a debate on housing and debt turns into a bigger conversation about freedom vs. government control, boomers vs. young adults, personal accountability—and why the real bottom line is bigger than money.
In our latest episode, we sit down with Jed Wiseman—aka “Big Diff” from F3—to talk about what F3 is, how it supports men through fitness, fellowship, and faith, and why it matters so much to the community. Jed shares his powerful story of military service, attending The Citadel, his journey to becoming a Navy SEAL, and the personal connection that brought him and Adam together.
In this episode, Adam Curran breaks down what we’re watching in the markets heading into 2026 and shares a quick update on what’s happening at Curran Financial Partners.
Louis Tyson, our in-house tax analyst, is back with Adam to break down all things' taxes—from QCDs to Trump's Big Beautiful Bill and what it really means for you. They also talk about how our tax team has doubled in size (yes, Adam handed over two of his best people), why that matters for clients, and why now is the time to start planning with us before tax season hits.
Adam is joined by our Medicare professional, Mary Swertzic, to break down the basics of Medicare, enrollment rules, your coverage options, and key dates you need to know—plus how to take the next step with our team. Click here to schedule a free phone call with our firm to learn more.
This week on Retire Y’all, Adam sits down with Keith Singer of Singer Wealth for a powerful conversation about Israel and the rise of antisemitism around the world. Keith shares his insights on the history, current events, and personal impacts surround these issues, offering a perspective you won’t hear in the mainstream headlines. Don’t miss this eye-opening discussion—tune in now and learn more about Keith’s work at singerwealth.com.
On this episode of the Retire Y’all Podcast, Adam sits down with insurance pro Scott Labarowski of HorizonFirst to unpack what’s changing in the world of P&C insurance. From admitted vs. non-admitted policies to insuring jewelry and other often-overlooked tips, this episode covers it all. Learn simple strategies you can use right now to protect your home and valuables in everyday life. To learn more about Scott and his team, visit Horizon First Insurance.
On this episode of Retire Y’all, Adam chats with Dr. Patrick Lovegrove of Merge Medical Center, a holistic health expert and WTMA radio show sponsor, about connecting the mind, body, and spirit while prioritizing lifestyle changes over prescription drugs. Dr. Lovegrove is giving away his book, Healthy Aging for the Carolinas and Beyond, which could transform your life—check it out here or contact reception@merge-medical.com for a FREE copy!
In this episode, we’re joined by Brian Beatty—president of The Brian Beatty Team at Keller Williams Realty and host of The Brian Beatty Real Estate Show. We talk real estate, radio, and Brian’s journey to becoming one of WTMA’s newest voices and sponsors.
For Mother’s Day, Adam sits down with his mom, Sue—aka “Sparkles” the clown. Together, they share warm memories about Adam’s upbringing, Sue’s unique career, and values that helped shape who Adam is today.
Robert Vanwormer was doing his job when he was called to remove an alligator from Daniel Island. What followed was a wave of outrage—now, he sets the record straight on the facts, the fallout, and the toll it took.
On this week’s episode of the Retire Y’all Podcast, Adam chats with Jay Mink from the National Christian Foundation. They explore Jay’s donor-advised fund and how you can transform your heartfelt giving into valuable tax savings. Tune in!
On this week’s episode of the Retire Y’all Podcast, Adam is joined by Robert Netzly, founder of Inspiring Investing. Tune in as they discuss Robert’s journey into the world of Biblically Responsible Investing, the mission behind his company, and how faith-based principles shape investment strategies.
On this week’s episode of the Retire Y’all Podcast, Adam welcomes Christina Curran, a guest who shares a last name but not a family tree. Join them as they explore Christina’s work at Live Oak Memorial Gardens!
Did you know we can do your taxes? On this week’s episode of the Retire Y’all Podcast, Adam welcomes one of the newest members of the Curran Clan, Louis Tyson! Tune in to hear how Louis and his wife, Taylar, will be collaborating with our team to provide Retirement Planning, Tax Preparation, and Estate Planning —all under one roof at Curran Financial Partners.
On this week’s episode of the Retire Y’all Podcast, Adam is joined by Ben Davis. Tune in as they dive into the story behind Moondog Animation Studio and its mission to create purposeful, impactful animation.
- Moondog Animation Studio: https://www.moondoganimation.com/
- Lunchbox Labs: https://www.lunchboxlabs.xyz/
- Windy Weatherfoot: https://www.windyweatherfoot.com/
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Weird Waters: https://weirdwaters.com/
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The Life and Trials of Willy Grunch: https://vimeo.com/showcase/9425608?share=copy
- Pom Pom and Franny: https://fruitthatlasts.com/
- Impact Foundation (NCF donor advised funds): https://www.impactfoundation.org/portfolio/fruitthatlasts
- Valor Heritage Foundation: https://www.valorheritage.com/
On this week’s episode of the Retire Y’all Podcast, Adam is joined by Teresa Mull. Listen along as they discuss Teresa’s book, Woke-Proof Your Life, and tips on doing so.
Click here to order a copy of Teresa’s book.
On this week’s episode of the Retire Y’all Podcast, Adam is joined by Chris Langlois. Tune in as they explore Chris’s origin story, delve into their conservative values, and discuss the mainstream media and Chris’s efforts to address its influence. Be sure to check out the links below to get involved and learn more about his work!
Seawell Ventures: https://www.seawallventures.com/
Unity City: https://www.unitycity.net/
On this week’s episode of the Retire Y’all Podcast, Adam is joined by Matt Dicken. Listen along as they discuss Matt’s origin story, private equity fund, alternative investments, and more!
On this week’s episode of the Retire Y’all Podcast, Adam is joined by Brian Wells.
Tune in as Adam and Brian discuss the following:
- Brian’s journey from his origins to becoming an architect and business owner of Coastal Creek Design
- How faith influences their roles as small business owners and their approach to leadership
- Brian’s role in The Retreat at Church Creek and how charitable investments strengthen communities
- Tips for finding the right builder and architectural design to ensure informed decisions for your projects
On this week’s episode of the Retire Y’all Podcast, Adam is joined by State Senator Larry Grooms.
Key takeaways:
- Senator Grooms’ personal journey and pivotal moment that sparked his interest in politics
- Insights from Grooms’ transportation committee role and pioneering the DOT reform bill
- Groms’ advocacy for school choice, emphasizing that educational opportunities should not be limited by zip codes
- Grooms’ sponsorship and perspectives on the Heartbeat Bill, discussing its implications and controversies
On this week’s episode of the Retire Y’all podcast, Adam is joined by the President and CEO of the Myrtle Beach Downtown Alliance, Jason Greene.
Listen along as Adam and Jason discuss the following:
- Jason’s journey from Marine to Myrtle Beach resident
- The societal stereotypes surrounding Myrtle Beach’s diversity and potential
- The underappreciated affordable living, vibrant nightlife, thriving golf scene, and culinary delights
- Jason’s vision for Myrtle Beach’s future, centered on authenticity – come as you are!
On this week’s episode of the Retire Y’all Podcast, Adam is joined by Corey Allen.
Tune in as Adam and Corey discuss the following:
- Unpacking the controversy surrounding the state convention
- Where did the $1.8B of unaccounted money come from. Who’s fault is it?
- What’s in store for our National election cycle
- For more content from Corey Allen follow his substack (link), follow on social media (link) or listen to his show on The Big Patriot Radio, here: https://bigpatriotradio.com/
On this week’s episode of the Retire Y’all Podcast, Adam is joined by the financial advisor, David Brooks.
Try to keep up as Adam and David debate the following:
- The clash of perspectives between Adam and David on Roth conversions
- Real world conversion scenarios with and without Trump’s tax reform
- Paying off the “silent partner” also known as the IRS
- Remember, these strategies aren’t DIY – listen in, don’t try at home!
On this week’s episode of the Retire Y’all Podcast, Adam is joined by the CIO of Academy Asset Management, Seth Rosenthal.
Listen along as Adam and Seth discuss the following:
- How Seth became the Chief Investment Officer of Academy Asset Management
- The Academy Veteran Impact ETF, VETZ, managed by Seth’s firm
- How Seth’s company ETF donates management fees to Veteran and Military charities
- Insights from Seth on his predictions for the future of interest rates
On this week’s episode of the Retire Y’all Podcast, Adam is joined by the President and CEO of Water Missions, George Greene. Interested in donating?
Interested in donating? Use this link here: https://watermission.org/get-involved/give/
Listen along as Adam and George discuss the following:
- George’s origin story, his background on Water Mission, and his current role
- Running a company entirely funded by charitable giving
- How Americans take vital privileges for granted
- Key considerations when choosing charities to support
On this week’s episode of the Retire Y’all Podcast, Adam is joined by the diligent Michael Overcash.
If you're interested in donating to either Seacoast Church or One World Health, please click the links below:
- https://www.seacoast.org/giving/
- https://oneworldhealth.com/donate/
Listen along as Adam and Michael discuss the following:
- Michael’s backstory and what led him to becoming a PA
- Michael’s lifechanging medical mission trip to Nicaragua in the 1990s
- Tips for instilling humility in your kids as spoiled Americans
- Giving without travelling through Seacoast and One World Health
On this week’s episode of the Retire Y’all podcast, Adam is joined by the astonishingly generous philanthropist and financial advisor, Andrew McNair.
Listen along as Adam and Andrew discuss the following:
- Andrew’s journey and how it propelled him towards financial growth and philanthropy.
- The true key to happiness and fulfillment, emphasizing the importance of purpose over material success.
- A summary of Andrew’s book, “The Giving Crisis: Helping Average Givers Become Everyday Philanthropists”.
- Platforms that are helpful for identifying the most effective charities to support your donations.
- As an advisor, speak your mind and be YOU! Not a version of someone else.
On this week’s episode of the Retire Y’all Podcast, Adam is joined by Troy Sharpe, founder and CEO of Oak Harvest Financial Group.
Key takeaways:
- Troy’s YouTube channel and its wide-reaching audience
- How Troy’s family challenges shaped his journey into finance
- Navigating the intriguing transitioning from life partners to business partners
- How COVID-19 unexpectedly played a pivotal role in Troy’s success story
On this week’s episode of the Retire Y’all Podcast, Adam is joined by Pastor Colin Kerr, the founder of Parkside Church.
Listen along as Adam and Colin discuss the following:
- Religion and Politics: An in-depth look into their different world views
- Parkside Church and the pandemic
- The LGBTQ community within the church
- Political hopes for the next 8 years in America
On this week’s episode of the Retire Y’all Podcast, Adam chats with the innovative financial firm owner, Wes Wood. Tune in to learn about Wes’ unique offerings at his vastly successful firm, Wood Financial Group.
Key takeaways:
- How Wes’ firm, Wood Financial Group, came to be
- Wes’ transition into working with Advisors Excel
- Why it’s so great to have a tax service at a financial firm
- Adapting to growth within both their companies and taking on bigger roles
On this week’s episode of the Retire Y’all podcast, Adam is joined by the incredibly talented founder of Nicholas Wealth Management, David Nicholas. Tune in to learn more about the success of David’s business and how he’s allowed his faith and values to be the backbone of his company.
Key takeaways:
- How “woke” driven companies value their inclusivity more than the needs of their own customers.
- The importance of choosing employees based off of merit, not solely on diversity
- Why small business owners like themselves are not here to play “woke” games
- David’s advice for advisors who want to launch their own ETFs
For YALL prospectus, click here.
For FIAX prospectus, click here.
For YALL standardized performance, click here.
For FIAX standardized performance, click here.
For YALL holdings, click here.
For FIAX holdings, click here.
Investments involve risk. Principal loss is possible. For a complete list of fund risks please refer to the linked prospectus.
Don’t miss this week’s episode with financial firm owner and specialist, Pat Strubbe!
Listen along as Adam and Pat discuss the following:
- Pat’s successful business, Preservations Specialist
- How to find your people as a business owner
- Pat’s transition from being the sole owner of his company to having two partners
- “Quiet Quitting” and how “The Great Resignation” has evolved into “The Great Resentment”
- Pat’s opinion on a potential future recession
On this week’s episode of Retire Y’all Radio, Adam meets with John Vandergriff and things get a bit philosophical. Tune in and listen for some great advice, both in and out of the office!
Listen along as Adam and John discuss some of the following:
- How John saved Adam’s life 3 times… in the span of 2 days!
- John’s diverse sports background in wrestling and football
- John’s experience working with his in-laws
- Being brave enough to critique the person to your left or right, and being humble enough to accept that criticism
- The only person or thing you can control is YOU
Don’t miss this week’s episode as Adam sits down with skillful financial expert, Jared Elson. With a background in technology, Jared’s varied career experiences has ultimately led him to become an even better financial advisor, and he wouldn’t have it any other way.
Key takeaways:
- Growing up in the technology industry
- How Jared’s experience in working at Yahoo transitioned into a new career path for him
- The popularity of robo-advisors
- How Jared became the sole owner of his company
On this episode of the Retire Y'all Podcast, Adam talks with Scott Labarowski, founder of HorizonFirst. Listen as they discuss Scott's experiences in the insurance world and answer the following questions:
· What is going on with Homeowner's Insurance nationally and locally?
· What is the importance of knowing the difference in Admitted vs. Non-Admitted policies?
· What are the options to lower your Homeowner Insurance premium?
· What exactly does my Commercial Insurance cover?
· What is Cyber Insurance?
On this episode of the Retire Y'all Podcast, Adam talks with Scott Tucker about his journey before founding his firm, how the Navy helped him build a business and much more.
HERE ARE JUST A HANDFUL OF THE THINGS THEY DISCUSS:
- Why you should make your bed every morning.
- Scott’s book, “Escape Illinois: Should I Stay or Should I Go?”
- The diversity of politics in Scott’s firm in Chicago
- The importance of Scott’s Social Security classes
On this episode of the Retire Y'all Podcast, Adam speaks with the incredibly innovative financial advisor, Rob Russell. Tune in to learn more about Rob and how he has transformed his practice into a well-balanced lifestyle with both finance and health.
HERE ARE JUST A HANDFUL OF THE THINGS THEY DISCUSS:
- How to avoid difficulties when taking over the practice of a loved one by setting boundaries, expectations, etc.
- How Rob incorporates health and wellness into his firm so his clients can enjoy their financial plans to the fullest
- Rob Russell’s book, How to Retire in a Weekend
- Attributes that separate the good and bad in a financial advisor
Adam speaks with David Brooks, Omaha-based financial planner, industry expert, and mentor to financial planners and tax planners.
In this episode, Adam and David discuss:
- The History of the American Income Tax System
- Roth Conversions, should you do them or should you not?
- David's Holistic Retirement Planning Process
- Using Life Insurance [GASP] as a Financial Planning Tool
On this episode of the Retire Y'all Podcast, Adam talks with Pastor Joel Delph, Campus Pastor of Mount Pleasant's Seacoast Church. Adam and Pastor Joel discuss using your business as a ministry, Joel's experience with Elevation and Seacoast Church, and homeschooling your children, among other things.
Adam sits down with his wife’s Grandmother, Mary Menefee, a few days before her 100th Birthday. Listen along as Mary shares a little bit about her life growing up on a farm, working in a factory and how important her faith, family and independence are to living a long happy life.
Adam talks with Charleston native and well-known crabber, Tia Clark on everything crab. From her journey as a food and beverage industry veteran to her unique transition into finding her life's passion, crabbing, Tia and Adam go deep.
Key takeaways:
- It's not about the catch -- the catching of the crabs is the bonus
- There's a lot of power and connection knowing where your food comes from
- People need to have a relationship with the water in order to care about it
- We are trying to put life in the water for long after we're gone
Adam and industry veteran, Mike Meek, chat through several of today's hot button topics -- a world and future with Artificial Intelligence, the entitlement generation, and the decline of mergers and acquisitions. From how personality types are the single thing that separates humankind, to the future of the financial industry, Adam and Mike cover some serious ground in this latest episode.
Key takeaways:
- Will AI replace the workforce by 2030 or even 2050
- Younger generations the expectations that comes with them
- We share the same core principles - money is something we have to protect
- If you want the best people, the best young people, moving, shaking and growing is necessary to keep great talent
- Sally vs a mid-size firm
Adam sits down with fellow colleague and friend, Michael Baer, to tackle the big 3: Jesus, politics and money. From their first meeting at Dave Ramsey's Financial Peace University nearly 8 years ago to both having 4 (almost, Adam!) young ones at home, the candid discussion naturally pivots from humble beginnings, to faith, to finance and back.
Key takeaways:
- The transition from being just a "spiritual tourist" to being our in-house pastor
- Fisher is not right for retirees and holding on to certain Covid names for too long
- It doesn't matter what all of the financial gurus say, because every single human being is going to want a financial plan based on their own life experiences
Adam sits down with Steve McCullough, Lowcountry Principal Chair of C12, a Christian focused CEO group. In a candid, vulnerable discussion, Adam and Steve go deep on faith, transformation and integrating biblical principles into leadership.
Key takeaways:
- Strive for perfection, but settle for excellence
- Give your family first fruits
- Personal and business gains on a physical, emotional and spiritual level
Adam talks with Robert Leheup, founder of nonprofit, Bullets and Bandaids about his upcoming immersive, interactive art experience featuring artist collaborations with veterans. The show begins in Savannah on January 20th and continues throughout GA, NC and SC. For our local listeners, the tour stops in Charleston on February 12th at Society Hall. These veteran stories need telling and sharing. Learn more about the Bullets and Bandaids mission.
Key takeaways:
- Blurs the line between veteran and civilian to reinforce support and responsibility
- Broaden people's understanding of what a veteran is
- We are all in this together - stories that must be told
Fresh off his move to bounce BlackRock from the State of South Carolina’s various investment portfolios, Treasurer Curtis Loftis joins Adam for a wide-ranging discussion.
Here are a few of the topics we’ll discuss:
- Treasurer Loftis’ thoughts on ESG being the “left’s political manifesto”
- The surprisingly liberal underpinnings at SC state institutions like MUSC
- The launch of the God Bless America ETF and how it aims to fight back against companies that hate conservatives.
- Access to “free money” for South Carolinians
Adam talks with Senior ETF Analyst for Bloomberg, Eric Balchunas. He is one of the first to shine a light on the God Bless America ETF. The discussion covered why the fund started and why Balchunas thinks his tweet about it had such a strong reaction.
The fund actively boycotts companies – with market caps above $1 Billion dollars – that make political or social activist statements at the expense of maximizing shareholder returns.
We're investing in companies that steer clear of political and social activism (Go Woke, Go Broke!) The fund leans toward companies that are job creators. Payroll is an investment, not an expense!
For more information, click here.
In this podcast, we get to know Dr. Garret Barton, the family doctor in Myrtle Beach running for U.S. House South Carolina District 7! Adam and Dr. Barton cover it all from medical freedom of vaccinations to how a political newbie starts campaigning. Key takeaways:
- Why Dr. Barton decided to run for District 7
- Dr. Barton covers Tom Rice's impeachment vote impacting their district
- Hear Dr. Barton's legislative priorities if he is elected
Visit his website at:
www.bartonforcongress.com
This is a live recording from our event on May 24th, 2022 with your congresswoman, Nancy Mace! In this podcast, hear firsthand Nancy discuss her legislative priorities for our district.
Key takeaways:
- Nancy speaks for 15 minutes on her back story and makes a case for why she should be re-elected.
- Adam asks Nancy some tough questions that her constituents and our clients wrote in prior to the event.
- Nancy's outlines her legislative priorities should she be re-elected.
Get to know our republican congressional candidate, Katie Arrington! Listen in as they discuss everything from her passion for cyber security, her time as a state legislator, the gas tax, and cutting the state income tax.
Key takeaways:
- Katie discusses losing her security clearance.
- They cover Katie’s early days, her 2018 car accident, and being an entrepreneur during a recession.
- Katie talks about her part in the pandemic supply chain.
Adam talks with our Daniel Island Marina neighbors, Ryan and Stephen, on all things supply chain, transportation, and logistics! In this podcast, they discuss everything from the #1 export in America, variables that go into bids & moving freight from A to B. Key takeaways:
- Hear how the Pandemic affected the shipping industry and Charleston Ports.
- Why is there a shortage of chassis?
- Why we are seeing a scarcity of truck drivers.
Adam gets educated by Attorney Eleanor Washburn on the technical sides of estate planning. In this podcast, the two cover everything from the trust for blended families, special needs trust, trust for children with substance abuse, and more!
Key takeaways:
- Eleanor explains the difference between guardianship vs. conservatorship in South Carolina
- They speak on how to have a Supplemental Needs Trust and still receive government benefits - if needed.
- H.E.M.S of the Trust - the Liberal and Conservative way to do it.
In this solo episode of the podcast, Adam answers real client questions. Everything from I-Bonds the Great Reset to Elon Musk and Cathie Woods. Listen in as he dives deep into: * The interplay between bonds, CPI and inflation, * The risk/rewards of municipal bonds (and why he doesn't really like them.. most of the time), * And shares his perspective on the Great Reset, global politics, and investing your money.
Adam sits down with Executive Director, Stephanie Kelley of ECCO to learn about our local charity in Mount Pleasant! ECCO was founded by Monsignor Carter, in response to the devastation caused by Hurricane Hugo. ECCO helps everyone from a senior citizen in need of assistance paying for their prescriptions to a family in need who lost their job to COVID, and so much more!
Visit ECCO’s Website: https://eccocharleston.org/
- Hear Stephanie explain how “The winds of Hurricane Hugo blew the blinders off people”
- ECCO went from feeding 500 families to 900 families during COVID!
- 90 cents of every dollar donated to ECCO goes to mission-specific expenses!
This is an episode that is near and dear to our hearts—and for anyone who loves dogs! Adams sits down with Chris Dumas, Treasurer of Grateful Goldens Rescue of the Lowcountry. Listen to this episode to learn more about Grateful Goldens Rescue and charitable tax donations! Check out their website: https://www.ggrlc.org/available
Key takeaways:
- Chris educates Adam on volunteering, adopting, and fostering for Grateful Goldens.
- Adam tells us how to give to charities like this in the most tax-efficient way!
- Fun Fact: Grateful Goldens is where Adam and Claire adopted Piper!
Adam talks with the owner of Charleston Business Brokers, Marc Williams, on all things buying and selling of businesses! Marc educates us on strategies to keep your books clean and shares his experience with private equity groups and SBA loans. If you have been curious about selling your business, this is an episode you don’t want to miss!
Key takeaways:
- Hear why buyers are looking at your business typically 3 years prior to selling.
- Solid books are key when selling your business.
- Potential buyers want to keep the employees!
Adams talk with Diane Carbo a Dementia Care Specialist. Diane started Caregivers relief where she helps people plan for long-term health care needs. In this podcast, Diane covers it all in caregiver support, aging in the home, planning, medications, and more! Tune in to this episode to learn more about Caregiver Relief.
Visit Diane Carbo’s website at https://caregiverrelief.com/ or give her a call: (215)-692-3005
Key takeaways:
- The average senior wants to remain in their home as they age- Diane helps with that.
- Diane has helped frank, one of our employees, with his mother in New York!
- Diane has written some books on Dementia as well!
Adam Curran catches up with his friend of 21 years, Chris Hamner, who has been living in Vietnam for almost 9 years! Chris and Adam hit hard on the Delta Variant in Vietnam and how Vietnam is relying on other countries for the Vaccine. In this episode, Chris piques our interest in all things we’re curious about in Vietnam.
Key takeaways:
- Adam and Chris cover Vietnamese politics (Vietnamese were big Trump fans).
- Chris shares some stories of his time in Vietnam
- Did you know there are no Anti-Vaccinators in Vietnam? Unless you prefer jail time.
Boating is a way of life in Coastal South Carolina! Adam, a long-standing member of Carefree Boat Club, chats with Bruce from the City Marina and Daniel Island locations! In this episode, the two chat about the benefits of joining the boat club and tackle all the objections that Bruce may get. Tune in to this episode to learn all about the Carefree Boat Club!
Key takeaways:
- Check out the Retiree Special.
- Carefree Boat Club has 99 locations that you can use your membership at!
- Adam shares some of his best memories with Carefree Boat Club.
Adam catches up with Tyler Gibbons, CPA at Riser Gibbons & Carpenter, LLP, for the first time since the new administration took over the oval office! Adam and Tyler talk about capital gains tax, the 4 stimulus acts, and Biden’s new tax plan. Lose some stress after listening to Tyler Gibbons shine some light on taxes.
Key takeaways:
- Close to retirement? Now might be a good time to sell your business.
- Is the IRS hiring 87,000 employees!?
- Could you guess who the easiest person to tax is? Tune in to find out!
Tyler K. Gibbons, CPA, CFE:
Email: tg@rmgcpas.com
In this episode, Adam talks with old roommate and classic car junkie, Mike Fitzgerald. Mike is the owner of Fenix Automotive LLC. This is not your ordinary auto repair shop, Fenix Automotive specializes in classic cars! Together they reminisce on their journey to their now booming businesses! Mike takes us behind the scenes of the business of classic cars and the talent it takes to be working on such precious metals. Tune in to this classic episode and hear about dream cars that could be yours!
Key takeaways:
- Remember Adam’s podcast with Vertical Roots? Their start up happened in Mike’s office space!
- How did Mike go from med school student to your go-to auto repair man?
- Buy a classic car! Adam always says, “The best money spent is the money spent on experiences!”
Let’s talk CrossFit! In this episode, Adam sits with Robert VanNewkirk, owner of the oldest surviving gym in Charleston. Hear how this farm boy from Nebraska ended up opening a CrossFit gym in Daniel Island! Discovery Health and Fitness is for real people with real lives. This gym offers many workouts tailored to help you live a healthy, sustainable and enjoyable life!
Key takeaways:
- Hear about Robert’s Forever Fit class for those over 60.
- Do things you enjoy! Exercising can consist of healthy habits outside the gym as well.
- You wouldn't guess what commercial Robert starred in!
You do not have to work until you're 65 to have health insurance! Listen to Adam Curran shine a light on healthcare with these three affordable plans: The Affordable Care Act, Short Term Health Insurance and Cost Sharing Ministries. Adam teaches you the pros and cons of each plan to help create your best-case scenarios. Healthcare should take care of the BIG things. Listen in to hear how our firm can help you pick the best plan.
Key takeaways:
- Obamacare: THEY HAVE TO ACCEPT YOU! If you have control in flexible surrounding income- this could be the plan for you.
- Find out which plans do and do not cover pre-existing health conditions and prescription drugs- this could save you money!
- Adam shares his personal favorite health insurance and why it works for him and possibly you!
Italy, Spain, the Dominican Republic, Mexico, Panama, France, oh my! Retiring out of the country is not out of the realm of possibility for most people these days. In fact, and you may be surprised to hear this, but you can live the expatriate life for under $3,000 a month in many countries. Founding Publisher of Live and Invest Overseas, Kathleen Peddicord, is here to teach people how they can make their dream retirement their reality.
Visit Kathleen's website
Key takeaways:
- Start dreaming today! Adam and Kathleen talk about visualizing your ideal lifestyle, and how that affects where you may choose to go.
- Do your research: Learn how to calculate and compare countries, locations, and lifestyles.
- Plus, Kathleen shares her top 3 places in the world to be!
Adam dives into the SWAN Model and the investment strategies behind it. There's no "one size fits all" investment strategy. And retirees need a strategy specifically targeted at protecting their wealth—no matter what's going on in the market. Listen in to hear how we address these needs (and protect assets) as a firm.
Key Takeaways:
- Adam explains the difference between "active" and "passive" investment strategies.
- We discuss the S&P 500 and how the SWAN Model works as the market gyrates.
- Finally, we revisit Dave Ramsey, Warren Buffett, and long-term investing.
Adam talks with Charleston City Council Member, Harry Griffin, on all things civil liberties. Censorship and the media. Perception, propaganda, and actual reality. No stone is left unturned as they tackle the issues of race, partisanship, and reputation. Plus, they get down to brass tacks the important issues we SHOULD be championing, supporting, and talking about instead.
Visit Harry Griffin online: https://www.harryjgriffin.com/
Key Takeaways:
- Adam and Harry address economic development, community, and building solitary throughout the city.
- They discuss the real issues behind the current discussions of slavery and race in this country.
- They wrap up the episode with their thoughts on "cancel culture" and how we need to remember how to embrace differences, especially when it comes to political thought.
Adam talks with Dave DeJesus, better known at Myrtle Beach's Coastal Sports Cards as "DJ," on the wild world of sports trading cards. Collectables isn't typically the type of investing we cover on this podcast, but in this episode, Adam and DJ dive in deep. Listen in to hear about pivotal moments in sports history and cards traded. Plus, Adam and DJ discuss what you could buy with your disposable income that can add to your legacy.
Check out DJ's store at: https://coastalsportscards.com/
Key Takeaways:
- DJ brings us back to his childhood and when his dad got him into trading cards.
- DJ and Adam discuss just how much value there is to be found in the world of sports cards and memorabilia.
- Get the inside scoop on this alternative asset class!
Adam goes back to school with College of Charleston Professor of Finance, Dr. Mark Pyles. From financial education, to career paths, to the future of investing, Adam and Mark cover it all. Listen in to hear about how careers in finance and investment strategies alike are changing. Plus, Adam and Mark discuss their thoughts on the recent interest in Gamestop and Robinhood.
Get in touch with Dr. Mark Pyles: pylesm@cofc.edu
Key takeaways:
- Mark takes us back to class and reminds us that finance, like anything else in life, is something we have to keep studying if we want to get it right.
- Mark and Adam discuss how retail investing (think Robinhood) and cryptocurrency (think Bitcoin) are changing the market.
- Get the inside scoop on what Mark and Adam look for when choosing investments!
Adam talks with longtime Charleston DJ, Brian Cleary on all things radio. From spinning 45s in 1979 to the present day music radio biz (today with Charleston Radio Group, 92.5 Kickin' Country), Brian brings us a sneak peek behind the scenes. Listen in to hear about pivotal moments in history experienced on air. Plus, Adam and Brian discuss country music celebrities from Garth Brooks to Taylor Swift to Dwight Yokum, and what they're really like—you know—in real life.
Listen to Brian today: https://925kickincountry.com/brian-cleary-bio/
Key Takeaways:
- Brian brings us back in time. Disc jockeys were the "original social network," providing everything from song dedications to school closings. They were the ones in the know, the hub of communication for each town.
- Brian and Adam discuss how music radio differs from talk radio, and how that affects their approaches to their respective arts.
- Get the inside scoop on some of your favorite music celebs!
Adam talks with Andrea Leary, owner of Rad Rydz golf cart shop in Mount Pleasant. They discuss everything you need to know about choosing the perfect golf cart for you: Club Car vs. EZGO; gas vs. electric battery; the "need for speed" and how to increase your golf cart's power; and more! Plus, listen in as Adam picks Andrea's brain on street legality and the current shortage of golf carts in the market.
Key takeaways:
- Andrea walks Adam through what you should consider when choosing a golf cart.
- Learn the "rules of the road" and all about golf cart street legality.
- And listen in as Andrea explains how COVID has actually contributed to a golf cart shortage!
Check out Rad Rydz: https://www.radrydz.com/
Adam talks with regenerative therapy consultant Fulton Wooten on all things stem cell research. The science has come a long way in the last decades and Fulton sheds a light on how this research is conductive in an ethical and humane way and how this research is advancing what's possible when it comes to genetic health treatment. Listen in for an eye-opening and informative discussion on advancements in health science!
Key takeaways:
- Fulton explains how stem cell research had been conducted in the past, advances in the field, and how it's done today.
- Adam talks to Fulton about how this science is being used in gene therapy to advance what's possible in health care.
- Fulton explains how these cells help your own body to regenerate and heal itself!
Curious to learn more? Email Fulton at FultonWooten@gmail.com
Adam talks with Marie Sauer, owner of Sauer Grapes Wine Shop on Daniel Island about everyone's favorite holiday spirit: Wine! Listen in for an educational tour through wine country and a peek into the business side of things.
- Marie educates Adam on what kind of wine he should be drinking and how he can "step in class a bit."
- Curious what wine to serve with what foods? Listen in for paring ideas!
- Adam and Marie discuss the financial side of what you drink and the wine business overall.
Check out Marie's site: http://sauergrapeswine.com/
In his latest book, Retire Y’all: Your Guide to Retiring in South Carolina, Adam Curran shoots straight on all matters retirement: changing tax law, market conditions, investment strategy, real estate, health care, and more! A good retirement plan gives retirees the permission and confidence to spend money to create meaningful experiences, without the fear of outliving living their savings. After all, no one wants to wind up the wealthiest person in the cemetery.
- Adam drives home the message that the result of good financial planning means you can finally reap the rewards of years of grinding and saving and truly enjoy all of South Carolina has to offer.
- The audiobook is short and sweet, designed to be listened to in just one or two sittings.
- With quick, digestible chapters, Adam covers exactly what you need to know as you embark on your next chapter of life!
We get a lot of questions about estate planning at our office. If you’ve ever had questions about wills, trusts and estate planning, this podcast is for you! Adam’s guest is Angie Knight, owner of the Grand Strand Law Group in Myrtle Beach. Together, they address some frequently asked questions about estate planning.
In this episode, Adam and Angie answer questions like:
- What’s the difference between a will and a trust? Who needs one?
- The probate process and how to avoid it
- If you create your will or trust in another state, do you need a new one?
In this episode, Adam talks shop with Michael Veeck, co-owner of five minor league baseball teams including the Charleston RiverDogs. From baseball to business, Adam and Mike cover it all. History, comedy, strategy, Bill Murray, and more! Listen in to this All American episode and remember what makes this country so great in the first place.
- They talk about how Mike got into the world of baseball (and the important role his father played in that).
- Adam picks Mike's brain on business, growth, and personal happiness.
- Mike reminds us that be it baseball or business, humility and having fun along the way will take you far!
Everyone loves finding a $20 bill in their pocket. But did you know that there is a website where you can find missing money legally owed to you? (You might be surprised by just how much you find!) In this episode, Adam dives into MissingMoney.com and how you can find out if you have any unclaimed property.
- Find out if you have any outstanding residual payments owed to you.
- Learn how money ends up in unclaimed property funds in the first place.
- And of course, learn how to claim any funds waiting for you!
Check it out: missingmoney.com/
Adam talks with functional and environmental physician Dr. Michael Bauerschmidt. Known to patients as Dr. B, he is the founder of Deeper Healing, where they "dive deep" into what's really going on with your health. Dr. B has long recognized that there is usually not one thing, but a combination of things that distress the body. Using the examples of cholesterol, high blood pressure, and Adam's personal story, they discuss how to get to the root of the issue so that you truly can live “well.”
- Dr. B explains how your body is a chemical experiment, not a box of gears, and how environmental, hereditary, and emotional factors (like stress) all affect it.
- Adam talks to Dr. B about cholesterol and high blood pressure and why he is interested in pursuing options other than prescription drugs.
- Dr. B reminds us that, be it mold, cholesterol, or covid, "a healthy immune system is your best defense against any disease."
Check out Dr. B and Deeper Healing: https://deeperhealing.com/
Dr B's guidebook: https://curranfinancialpartners.com/wp-content/uploads/2020/12/DEEPER-HEALING-GUIDEBOOK.pdf
Nerd Alert! In this episode, Adam talks with Amazon's Justin Reed on the "Wild West of Investing," Bitcoin and all-things cryptocurrency. Should you invest? That's the big question on everyone's mind. Listen in as Justin tries to convince Adam why he should invest in cryptocurrency.
Key Takeaways:
- Hear Adam's take on cryptocurrency and how he approaches this new mode of investing.
- 5G, autonomous cars, Alexa, and body-scanning wristbands, Adam and Justin discuss where tech is now and where it is headed.
- Bonus: If you're considering investing in new and emerging tech, keep your ears perked for the company names dropped throughout this interview!
Adam talks with auto-industry experts, marketing masterminds, and good personal friends, Bobby Ring and Nadder Nejad. "Same is Lame," is their marketing motto and Bobby and Nadder make it their mission to do the complete opposite of what everyone else is doing. When it comes to business and making money, their success seems to be directly correlated to the amount of fun they're having in the process.
- Bobby and Nadder cover marketing best practices, keeping your team happy, and their predictions when it comes to Tesla.
- Adam reveals where he actually got the idea for "Retire Y'all Radio."
- Plus: Listen in to the end to hear how to get the very best deal on your next car. (The answer might surprise you!)
Check out the business: www.majorhyundai.com
Adam talks with Rev. Colin Kerr, founder of Parkside Church (located downtown Charleston by Hampton Park) and author of "Faith Hope Love: The Essentials of Christianity for the Curious, Confused, and Skeptical." Thoughtful, funny, and hopeful about the future, Colin is the kind of reverend you want to sit down, have a beer with, and ask the big questions. Listen in as he and Adam "geek out" on theology, discuss what it really takes to start a church, and dive into the power of grace in times of turbulence and uncertainty.
Check out Colin's book: https://www.amazon.com/Faith-Hope-Love-Essentials-Christianity/dp/1087818362
Key Takeaways:
- Adam shares his story of how Colin personally impacted his and Claire's spiritual life.
- Colin speaks on how creating an intergenerational and interdenominational community benefits everyone involved.
- And listen in to find out what topics are "up for discussion, but not up for debate" when it comes to Christianity.
Adam talks with incumbent senator for South Carolina's 34th District, Stephen Goldfinch. (The district spans from Myrtle Beach to the IOP Connector in Mount Pleasant.) They talk local politics and discuss economic development, bettering infrastructure, and creating jobs in the district.
- Stephen explains why he decided to enter the political arena and how he deals with mud-slingers.
- Adam and Stephen agree that smaller government is better government.
- Stephen dives into his plan for how we can strengthen our local economy in the months and years to come.
Visit Stephen's website: https://www.scstatehouse.gov/member.php?code=0682386282
Adam talks with Joe Bustos, running for South Carolina's House District 112. A retired U.S. Army officer, former police officer, town councilman for Mount Pleasant, and a lifelong South Carolinian, Joe is big on fighting for the needs of the community, holding the line on tax increases, and standing firm on sustainable growth management.
- Joe talks about his background and how Mount Pleasant, Sullivan's Island, and Isle of Palms have changed since his youth.
- Adam and Joe discuss the impacts of the coronavirus and how "the cure cannot be worse than the symptoms" when it comes to keeping our communities strong.
- Joe dives into land conservation, the problems that arise from overdevelopment, and issues with property taxes in Mount Pleasant.
Visit Joe's website: https://joebustos.com/
Adam talks with cybersecurity expert, and personal friend, Charlie Kirby. Together, they discuss the real threats cybersecurity poses, from the micro (identity theft, for example) to the macro (think sophisticated geopolitical attacks). In their fireside chat-style conversation, Adam and Charlie discuss today's most serious threats while also finding the humor and levity in today's ever-changing digital world.
Adam talks with Corey Alan, founder of The Overton Report. Together, they discuss the recent riots, the BLM movement, and the police. Corey made it his mission to shine a light on the news stories that DON'T get reported by the mainstream media—stories happening right now, right here in Charleston.
Check out Corey's page, The Overton Report: https://www.facebook.com/overtonreport
- Corey explains the background behind "The Overtop Report" and why he believes its founding is important.
- Adam expounds on why what is going on in the mainstream media concerns him and what it could mean for future generations.
- Corey and Adam share their thoughts on what America is REALLY about (and that includes self-reliance, building something out of nothing, being able to fail, and then, turn that failure into success).
Let's talk about REITs, or Real Estate Investment Trusts. In this episode, Adam discusses the pros and cons of investing in real estate investment trusts, the difference between public and private REITs, and what you need to know when investing in these instruments.
Key Points
- We cover what exactly REITs are.
- Adam goes over the different characteristics of private REITs.
- And he talks about why he thinks publicly-traded REITs might be a better option for retiree investors.
Curious about Adam's investment philosophy and how he is investing in his own personal money? Listen in on Adam's stories of the various businesses that comprise his portfolio and his experiences in working with them in his day-to-day life. He explains why investors ought to get back to the basics when deciding which stocks they ought to own.
In the wake of the Coronavirus, the monetary supply has increased by 25%. And this has a lot of people worried about inflation. So how do you invest to make sure your money keeps pace with inflation? And what place should gold and sliver have within your portfolio? In this episode, Adam discusses how he's positioning his retiree clients to both combat inflation and smooth out the ride of retirement so people can spend money confidently and live abundant lives.
Adam talks with Tyler K. Gibbons, Partner at Riser Gibbons & Carpenter, LLP. As a second-generation CPA, tax accounting is something that runs in Tyler's blood. In this episode, Adam and Tyler tackle it all—from the political (Trump Tax Reform, the IRS, and stimulus plans) to the personal (IRAs, small business strategies, and what to watch out for). Together, they shine some light on an incredibly complex, but critical, topic when it comes to managing your money!
Check out Tyler's firm, Riser Gibbons & Carpenter, LLP: http://www.rmgcpas.com/
In this episode, Adam talks with Andrew Hare, co-founder of Vertical Roots, a hydroponic farm company growing nutrient-dense lettuce. What started as scribbles on a napkin with high school friend Matt Daniels in 2015 is now a thriving enterprise bringing sustainable farming and fresh produce Charleston. For foodies and farmers alike, this is an episode you're going to love!
In this episode, Adam talks with "Trista the Barista" (and her mom, Rebecca Kutcher) on all things Instagram and influence. "If you give Trista a goal, she will accomplish it," says Rebecca. And whether it's starting a business or qualifying for the World Special Olympics in Ireland, there doesn't seem to be much Trista can't do. This is one inspiring interview if we've ever heard one!
Check out Trista on Instagram: @tristathebarista and @tristasunshinecompany
- Listen in as Adam and Christian discuss the devolution of decorum on social media platforms like Facebook, especially since the 2016 election.
- They talk about what kinds of posts generate the most engagement (it might not be what you think!).
- And Christian gives advice to entrepreneurs: "Do what you like doing. Be authentic. Create what you want to read/listen to. And if you take the time to build what you love, people will come."
In this episode, Adam talks with Deeper Healing's Danielle Howley about how her husband's chronic health condition (the result of a virus doctors said was "untreatable") lead her on a path of research, discovery, and entrepreneurialism. Danielle's perspective on health, immunity, and the state of health care in our country is one you're not going to want to miss!
Visit Deeper Healing at: https://deeperhealing.com/
In this episode, Adam talks with Criminal Defense and Personal Injury Attorney David Aylor on practicing law in the Lowcountry. As the founder of the firm voted "Best Law Firm" in Charleston, David's commitment to the Sixth Amendment (everyone deserves a fair trial and fair representation) is self-evident. Listen in on a fascinating discussion on the state of the legal industry and how the economic shut down has been changing a few things.
Visit David's website: https://davidaylor.com/
In this episode, Adam talks with Dr. Gary Metts on all things police. As an Air Force veteran, graduate of the FBI Academy, augmented Secret Service, and current professor of criminal justice at Charleston Southern University, few people know more in this arena. With over 30 years of experience in the field, Gary has insight into the controversial “defund the police” movement as well as the realities of what life is really like in law enforcement today.
Real estate investor Kelli Garrett always has been and always will be “all about the hustle.” And nobody hustles harder. As the College of Charleston's women’s basketball all-time leading scorer, Kelli's #14 jersey still hangs in the rafters of the arena to this day. In this episode, Adam and Kelli hone in on the topic of being your personal best. And how the same rules that apply in basketball apply in the world of business.
Check out Kelli Garrett and her company: https://garrettventuresgroup.com/
In this episode, Adam talks with South Carolina State Representative and GOP congressional nominee, Nancy Mace. Listen in as they discuss her recent positive test result for COVID-19 and her response. They talk about the economy, the epidemic, the riots, the President, the current division in our country, and the importance of bipartisan legislation if we ever want to see real reform.
Visit Nancy Mace for Congress: https://nancymace.org/
In this episode, Adam Curran and Daniel Brownstein discuss politics, leadership, and land development in Charleston. Daniel is the Democratic nominee for District 112 in the South Carolina House of Representatives, which represents much of Mount Pleasant from Simmons Street in old Mount Pleasant all the way up to Park West and Carolina Park as well as Sullivan’s Island and Isle of Palms.
Though their views come from opposite sides of the table, they find common ground in the best interest of all South Carolinians. Listen in on their in-depth and riveting conversation as the dive into the political issues that are affecting residents of Charleston and South Carolina from a bipartisan perspective.
In this episode, Adam Curran interviews Jarrett Hodson, Founder of SweetGrass Capital. As both a mortgage lender and investor, Jarrett is steeped in the Charleston residential real estate market. After graduating from The Citadel, Jarrett quickly became one of South Carolina’s top mortgage lenders. In 2015, he made the move to Midland Mortgage Corporation because of the unique combination of local corporate decisions and a history of over 30 years in Charleston. Now as a producing branch manager, Jarrett's primary aim is helping both his team and his clients achieve their most ambitious financial goals.
Listen in on Adam and Jarrett's dynamic discussion to learn about the current climate in Charleston real estate and where they see the market and financing headed in the future. Their discussion is an insider's peek behind the scenes into the Charleston real estate market and answers many of the top questions investors are asking.
Some might say Adam’s a little young for a midlife crisis (and don’t worry, he didn’t get a sports car or grow a ponytail). But after dealing with a few tough circumstances in life, he’s been doing a bit of soul searching. And now that he’s on the other side, he’d like to share the lessons he learned on his way through.
Not much makes sense in the financial markets right now. That said, we’ve got to make hay while the sun shines. And betting on the end of the world is very rarely a profitable strategy. So how do you keep investing wisely? There are actually companies—many, many companies—that have increased their dividend every year for 25 years. In this episode, Adam talks about dividend investing and why it’s a winning strategy for these uncertain times.
Adam interviews Mount Pleasant Town Council Member, Jake Rambo. This episode, Adam and Jake shoot straight, telling you how they view what’s going on today in the economy and current events, both locally and on the state level. Politics, education, restaurants, development, the Coronavirus, and the recent riots. No topic is off-limits in their candid discussion on the issues.
Adams discusses his own personal experience in helping retirees who live inside the gates of 55+ communities. One man's novice opinion on the pros and cons people should consider before moving into one of these communities.
Adam discusses the importance of spouses working together when building and maintaining their financial house. Often times nerds marry free-spirits and this lends itself to a financial disconnect, on this podcast we talk about ways that couples can get on the same page.
For many investors, the fees that they pay for their investment management services will be one of the biggest line items on their budget. It is important that investors know exactly how their advisor is getting paid and make sure that their interests are aligned with yours.
Are stocks on sale right now? When is the right time to buy back in? What should you be buying? Adam shares his perspective on the best ways to go bargain shopping during a stock market crash.
Adam discusses his experience catching the Coronavirus and his perspective on the short-term and long-term prospects of the stock market. Is now a good time to jump back into the market or is there more pain to come? How bad will the economic impact of the Coronavirus really be?
The economic impact of the corona virus has many employers offering their employees early retirement packages. This could be terrifying for many people. Adam talks through the steps individuals should take to determine if an early retirement package might be a blessing in disguise or if you need to spruce up your resume. It's important that you make these decisions after doing some math and not be too emotional.
When it comes to the coronavirus and its impact on the economy, it appears as if the clouds are starting to part. We are starting to see positive news developments, rather than the doom and gloom of the last few weeks. And as this continues to happen, American consumers will return to their previous spending patterns. In this episode, Adam dives into what happens next.
Adam got his start in active money management. That is to say analyzing market trends, economic and political data, and paying attention to business-specific news when making trading decisions. And while there’s much truth and wisdom in the “buy and hold-on-for-dear-life” strategy of investing (passive investing), active money management is an equally important strategy for protecting your hard-earned money. In this episode, Adam explains why.
As a baby, your financial needs are relatively simple. As you grow and mature, however, your needs grow with you. Throughout adulthood, your financial picture becomes increasingly complex. They say the most expensive year of your life is around your 57th birthday. From there on out, you’ll need less and less money. In this episode, Adam talks about how to make sure retirees are using their money in the most satisfying way possible, both in their active years and later on in life.
Any time Washington passes a piece of legislation that has a word like “secure” or “affordable” in the name that makes you feel warm and fuzzy, run for the hills! The SECURE Act is no friend to retirees and financially-savvy Millionaires Next Door. In this episode, Adam dives into the potential pitfalls of the Act and how you can make sure you end up on the right side of the legislation.
Annuities are one of the most controversial financial instruments out there—and for good reason. Most of them stink! In this episode, Adam pulls back the curtain and gives you the straight facts on annuities. He helps you discern the good from the bad when it comes to investing in these products.
Eighty-five to ninety percent of mutual and hedge fund managers fail to beat the underlying index they pit themselves against. The buy-and-hold strategy Warren Buffet and Dave Ramsey preach isn’t theory, it’s fact. In this episode, Adam expounds upon why simple is often the best method when it comes to investing.
The seeds of our future selves are often planted in our childhoods. In this episode, Adam reflects on what it was like growing up with a mother who was also a clown. That experience both informed his views on money and entrepreneurship and helped make him into the man he is today.
In retirement, it’s important to stay between your navigational income beacons. In this episode, Adam compares a good retirement to driving a boat around the Charleston Harbor. Go too far left, and you’ll end up in an oyster bed. Too far to the right, and you'll wind up on a sandbar. Like in a boat, a good retirement plan keeps you right in the middle: giving you the confidence to spend money throughout your life while also allowing you to leave a legacy.
We’re in the campaign season for the 2020 presidential election and the student loan crisis a hot-button issue. In this episode, Adam sounds off on why he believes forgiving student loan debt is one of the stupidest pieces of legislation we could write and how, instead, we should get to the root of the problem
There are a lot of people living what looks like a “picture perfect” life on the outside: Nice cars, nice house, trips with no expense spared. But do you know what the financial health of your neighbors really looks like? You’d be surprised. The majority of people are mortgaged to the hilt, have no financial liquidity, and might even have a negative net worth. In this episode, Adam takes some punches at those who are living like the Smiths to keep up with the Joneses.
Long-term care is the number one cause of bankruptcy in this country. In this episode, we’re going to talk about qualified healthcare riders—and specifically, why Adam believes they’re a better option than long-term care insurance.
Want to live an exceptional retirement? Then avoid debt like the plague! After all, you can't behave normally and expect abnormal results. In this episode, Adam discusses why paying off mortgages and debt is essential to living your best retirement.
Too many people fall for the sizzle and not the steak when it comes to picking investments. Don't stockpile products and stocks with no reason behind it. Adam explains why pre-retirees and retirees should think about making investments with the end in mind.
Social Security? More like Social Insecurity. Adam explains how the "sacred cow" of Social Security is still a million-dollar asset, especially for Baby Boomers. He shares his thoughts on when to take Social Security benefits and what the program will look like in the future.
In his inaugural podcast, Adam addresses one of the biggest paradoxes of retirement: how much someone's retirement is REALLY worth. Adam explains why it is necessary to change the perspective of retirees and that doing so may allow you to retire sooner.