The Retirement Roux: Recent Episodes
John Blanchard
Just like how a roux is the essential base for many iconic Cajun and Creole dishes, a proper plan is essential for a healthy retirement. Join "Acadiana's Retirement Strategist" John Blanchard as he discusses concepts on how to set yourself up for a financially bulletproof retirement.
What if one of the biggest investing mistakes is letting fear dictate your decisions when opportunity is right in front of you?
John Blanchard explains why market downturns can create buying opportunities, how investors can separate emotion from strategy, and what to consider when evaluating dividend paying investments. He also discusses why today's tax environment may present planning opportunities, the difference between tax filing and tax planning, and strategies used to help reduce tax liability for business owners, high income earners, and retirees. Plus, learn why the type of income you earn and where you hold investments can have a significant impact on long term wealth building and tax efficiency.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
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Could your biggest retirement risk be the money you think is keeping you safe?
In this episode of Smart Tax Talk, John Blanchard explains how retirees can balance growth and protection by assigning different jobs to different assets. He discusses sequence-of-returns risk, tax exposure from IRAs, Roth conversion strategies, and why retirement income planning goes beyond investment returns. The conversation also explores the mindset of lifelong savers who struggle to spend in retirement, common retirement planning myths, and the importance of staying financially flexible as markets, tax laws, and technology continue to evolve.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
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Think your portfolio is diversified? It may own the same investments over and over without you realizing it.
In this episode, John Blanchard breaks down why investors should look under the hood of their portfolios, from hidden stock overlap and target date fund risks to the tax consequences of rebalancing investments. He also explains how major liquidity events, business sales, and stock gains can create significant tax exposure, and why proactive planning matters. Plus, hear insights on market highs, retirement risk, Roth conversion strategies, and ways investors can align their portfolios with their goals while keeping tax efficiency top of mind.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
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Could today’s market optimism be echoing warning signs from history?
John Blanchard explores comparisons between today’s investing environment and past market booms, explaining why emotions, risk tolerance, and personal financial planning matter more than headlines. He also breaks down how unexpected layoffs can impact retirement plans, including key considerations for healthcare, cash flow, debt, and investment assets. Plus, John discusses real estate exit strategies, capital gains concerns, and tax-deferral approaches that some investors use when selling property or a business. The conversation focuses on building a customized retirement and tax strategy designed around individual goals rather than a one-size-fits-all approach.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
A “tax-free” Roth conversion sounds appealing, but what if the strategy comes with strings attached?
This episode of Smart Tax Talk, John Blanchard breaks down backdoor Roth conversions, mega backdoor Roth strategies, and the growing trend of using annuity bonuses to offset Roth conversion taxes. He explains where these approaches can add value, where investors need to be cautious, and why understanding the details matters. The conversation also explores market volatility, buying opportunities during downturns, retirement income planning, and how to structure assets for income, growth, and tax efficiency. If you're evaluating Roth strategies, annuities, or retirement income options, this discussion offers important perspectives to consider.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
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Chasing the next big thing, working “just one more year,” and assuming steady returns, are these habits quietly reshaping your retirement?
This episode of Smart Tax Talk explores how the mix of your retirement accounts can influence future taxes, while challenging common assumptions about IPO investing, withdrawal strategies, and Social Security timing. John Blanchard also unpacks the risks of overestimating returns, the realities behind passive income, and why legacy planning starts with open conversations. From market hype to income gaps, it’s a discussion about building flexibility, managing risk, and aligning financial decisions with real, life priorities.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
Are today’s market highs a warning sign or just another surge driven by technology?
This episode explores parallels between modern market behavior and past crashes, highlighting how emotion, speculation, and volatility shape investment outcomes. The discussion breaks down why a personalized strategy, focused on risk tolerance, time horizon, and income needs, matters more than reacting to headlines. It also examines how layoffs can disrupt retirement plans, outlining practical priorities like healthcare, cash flow, and debt management. Finally, the conversation dives into real estate exit strategies and tax-efficient approaches, including deferred structures that can reshape long-term income and wealth transfer.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
What if having a million dollars still doesn’t solve your retirement worries?
This episode explores why fears like inflation, market swings, and rising expenses persist across all wealth levels, and how structure, not just savings, shapes outcomes. The conversation breaks down bucket planning, tax-efficient cash flow, and the importance of balancing risk, liquidity, and long-term growth. It also highlights common pitfalls, from poor IRA tracking to misusing emergency funds, and why regular “portfolio cleanups” matter. With real-world scenarios, the discussion centers on aligning financial decisions with goals while avoiding costly missteps in taxes, debt, and withdrawals.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
Taxes aren’t just a once-a-year headache, they could be the biggest threat to your future wealth. This episode explores how rising national debt, proposed taxes, and shifting policies may impact retirement and long-term financial plans. John Blanchard breaks down why delaying tax decisions can be costly, the risks tied to large tax-deferred accounts, and how strategies like Roth conversions and structured planning enter the conversation. The discussion also touches on estate planning gaps, required minimum distributions, and considerations for business owners preparing for a sale. It’s a look at the evolving tax landscape and the importance of thinking ahead instead of reacting later.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
Retirement rarely follows a straight line, so how do you prepare for the unexpected?
This episode explores how to plan for disruptions like health issues, market swings, and shifting income needs. John Blanchard breaks down strategies for building flexibility through multiple income sources, tax diversification, and structured asset “buckets” designed for both stability and growth. The conversation also highlights a common challenge, being asset, rich but cash, poor due to overreliance on tax-deferred accounts. Beyond the numbers, the episode examines the role of purpose in retirement and why fulfillment matters just as much as financial readiness when determining the right time to step away from work.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
Old Wall Street rules, retirement myths, and tax assumptions are put under the microscope in this wide-ranging conversation. The discussion explores why “sell in May” no longer fits modern markets, how outdated portfolio models can create hidden risk, and why a one-size-fits-all approach often falls short. Attention turns to organizing retirement assets by purpose, managing liquidity, and understanding how taxes, required distributions, and family circumstances intersect over time. The episode also examines the evolving role of the 401(k), common planning blind spots, and how Roth conversions fit into long-term tax strategy, while emphasizing that personal context, not headlines or hype, drives smarter financial decisions
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
Choosing a financial advisor can change the trajectory of your money long before the market ever does. In this episode John Blanchard breaks down what actually matters when evaluating an advisor, from compensation structures and hidden fees to red flags like pushy sales tactics and one-size-fits-all strategies. The conversation explores why concentrated financial products, high commissions, and overlooked investment costs can quietly erode long-term outcomes. The discussion also examines how small fees compound over time and why understanding what you’re paying and why matters just as much as performance when planning for retirement, taxes, and major financial transitions.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
What if the biggest risk to your retirement isn’t the market, but a lack of clarity?
In this episode, John Blanchard breaks down key considerations around retirement planning, from organizing your assets to thinking through tax efficiency and long-term income strategies. He also explores a factor that’s often overlooked—your sense of purpose in retirement—and how it can shape your overall plan. Whether you’re approaching retirement or already there, this conversation highlights practical ways to evaluate your financial picture and make informed decisions about what comes next.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
Market headlines can be unsettling, but what really matters is how they connect to your long-term plans. In this episode, John Blanchard breaks down today’s economic risks and explains how they can impact retirement decisions, taxes, and estate plans. The conversation explores how market downturns influence income planning, why understanding retirement expenses is critical, and how legal documents such as wills and powers of attorney fit into a broader strategy. John also discusses tax considerations, including the role Roth conversions may play, and how investors often think about portfolio management during periods of market volatility. This episode is designed to help listeners better understand the moving parts of retirement and financial planning, ask more informed questions, and feel more prepared when navigating complex financial conversations in an uncertain economic environment.
Let's dig deeper into this conversation. Get a complimentary review of your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
Think tax season ends in April? Think again.
In this episode, John Blanchard unpacks why filing your return is only one step and why ongoing tax planning deserves attention all year long, especially for high earners.
Many people assume taxes are “done” once the paperwork is filed, but decisions made throughout the year can influence future tax outcomes. We discuss how proactive planning fits into the bigger financial picture, common misconceptions about income thresholds, and why strategies like Roth conversions require careful timing and coordination.
You’ll hear why taxes can quietly shape long‑term financial decisions, and how asking the right questions now may help you stay informed and prepared heading into the next tax season.
Whether you’re earning a high income or just want to be more intentional, this conversation encourages a smarter, forward‑looking approach to taxes.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
What if the taxes you pay in retirement aren’t as predictable as you think?
In this episode, John Blanchard of Matthew James Tax and Wealth Management breaks down common tax and retirement planning concepts that many investors misunderstand. The conversation explores how taxes can impact retirement income, what Roth conversions are designed to do, and why inflation deserves a seat at the retirement planning table. John also shares general insights into estate planning considerations and how forward‑looking tax conversations may help families better understand long‑term financial tradeoffs. This episode is educational in nature and focuses on helping listeners ask better questions about their own financial and tax situations. Whether you’re still working or already retired, this discussion highlights planning topics that are often overlooked—until it’s too late to understand their implications.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
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Markets shift, tax rules evolve, and headlines can test even the most confident investors, so how do you think about your personal economy when uncertainty is the norm? In this episode, John Blanchard breaks down practical ways to approach market volatility, assess risk, and think more strategically about taxes and retirement planning. The conversation explores how different investment vehicles function, why understanding your risk profile matters, and how tax awareness fits into long-term decision‑making. Rather than reacting emotionally to market swings, John outlines frameworks for evaluating financial choices with clarity and discipline. This episode is designed to help listeners better understand how the moving parts of income, investments, taxes, and retirement planning connect, so decisions are made with intention, not impulse.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
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What would a market downturn really mean for your money, your plans, and your family?
In this episode, John Blanchard breaks down what financial preparedness looks like in today’s uncertain environment. From elevated market valuations and rising debt to often‑ignored personal financial blind spots, the conversation focuses on understanding risk, not predicting it. John walks through the key building blocks of a sound financial strategy, including emergency savings, income sources, and aligning dollars with future goals. The discussion also highlights a critical but frequently delayed topic: estate planning. Listeners will learn why documents like a will, a health care proxy, and a power of attorney matter at every stage of life, and how misconceptions and procrastination can create complications. This episode is designed to help listeners think more clearly about organization, readiness, and informed decision‑making in an unpredictable financial landscape.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
Most people think tax planning is about filing forms; this conversation shows why it’s really about timing, structure, and coordination. In this episode of Smart Tax Talk, John Blanchard and Nick Saloom of Matthew James Tax and Wealth Management break down how proactive tax planning fits into a broader financial picture. They explore strategies such as backdoor Roth accounts and pre-tax account conversions, while explaining how these decisions intersect with risk management and estate planning. The discussion highlights why tax choices rarely stand alone and how personalized planning can help navigate changing tax rules. Rather than focusing on isolated tactics, the episode emphasizes a holistic approach that considers how each financial decision impacts the next phase of wealth and long-term planning.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
What if retirement isn’t the finish line, but a new beginning?
In this episode, John Blanchard unpacks the evolving landscape of retirement planning, diving into strategies that prioritize tax efficiency, smart investing, and personal fulfillment. From relocating to tax-friendly states to making the most of year-end planning, the conversation offers practical insights for navigating financial decisions with confidence. They also explore the rising trend of “unretirement” here, where retirees return to work not out of necessity, but purpose. Whether you're nearing retirement or just starting to plan, this episode offers a thoughtful look at how to shape a future that fits your life.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
What if your retirement plan is missing the most overlooked asset—your legacy?
In this episode, John Blanchard unpacks the deeper layers of retirement planning, from the strategic role of bonds to preparing the next generation for wealth transfer. He explores how working with financial advisors can help tailor financial plans to individual needs, and why tax efficiency is more than just a buzzword—it’s a cornerstone of smart wealth management. Whether you're nearing retirement or guiding others through it, this conversation offers grounded insights into building a future that’s financially sound and generationally thoughtful.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
What if your retirement could be shaped by the choices you make today?
In this episode, John Blanchard breaks down the essentials of financial planning for retirement, with a sharp focus on Social Security as a foundational income source. He explores how additional income streams, tax efficiency, and smart investment strategies can contribute to a more secure and flexible future. The conversation also touches on the freedom retirement offers, whether that means continuing to work, traveling, or simply enjoying leisure. With an eye on longevity, Blanchard emphasizes the importance of planning for a fulfilling journey, not just a financial finish line.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
In this episode, John Blanchard discusses the intricacies of retirement planning, emphasizing the importance of timing, family connections, and strategic financial decisions. They explore the implications of delaying retirement, the emotional and financial aspects of market timing, and the necessity of professional tax planning. The conversation highlights the balance between enjoying life and making prudent financial choices, ultimately stressing that time is a precious commodity that cannot be regained.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
What if the biggest obstacle to retirement isn’t money—but mindset?
In this episode, John Blanchard unpacks the emotional and financial complexities of retirement planning. From understanding safe withdrawal rates to confronting the psychological resistance many face when stepping away from work, they explore how to build a life that’s not just financially secure but personally fulfilling. The conversation emphasizes tailoring retirement strategies to individual goals and circumstances, and why having a clear plan can ease the transition into this next chapter—without the stress of financial uncertainty.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
Why do so many 401(k)s fall short of expectations—and what can you do about it? In this episode of Retirement Roux, John Blanchard breaks down the hidden pitfalls of retirement planning, from underperforming accounts to overlooked tax strategies. He explores how setting clear financial goals and building a structured action plan can help align your retirement strategy with your aspirations. Whether you're just starting or nearing retirement, this conversation offers a grounded look at how to think critically about your financial future—without the fluff.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
In this conversation, John Blanchard discusses essential strategies for retirement planning, emphasizing the importance of saving, understanding income streams, and the pitfalls of guaranteed income annuities. He highlights the need for careful investment choices and the significance of seeking second opinions on financial advice. The discussion also touches on the effectiveness of index funds compared to traditional stockbrokers and the complexities of various investment vehicles.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
What if delaying retirement could cost you more than you think? In this episode, John Blanchard unpacks the emotional and financial stakes of retirement timing. From the hidden risks of DIY tax strategies to the power of informed decision-making, this conversation is a must-listen for anyone navigating their financial future.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
What if your retirement dreams could be derailed by the very tools meant to secure them? In this episode, John Blanchard unpacks the hidden complexities of retirement planning—from the tax traps in Social Security to the overlooked risks of income annuities. He breaks down the pros and cons of target date funds and explains how interest rates quietly shape your investment outcomes. The conversation also explores how personal passions and international aspirations factor into retirement strategy. It’s a candid look at the decisions that shape your financial future—without the fluff.
Let's dig deeper into this conversation. Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
Is Your Retirement Plan Ready for What’s Coming?
In this must-hear episode, John Blanchard breaks down the critical threats facing your retirement, starting with the ballooning national debt, the uncertain future of Social Security, and the hidden risks in your current financial plan. Discover the non-negotiable milestones you need to hit, the red flags to watch for in financial advisors, and why waiting could cost you everything. Whether you're five years out or already retired, this episode delivers actionable insights to help you protect your nest egg, live fully in the moment, and avoid the most common retirement traps.
Don’t leave your future to chance—listen now and take control.
Would you like to delve deeper into this conversation? Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
What if your retirement plan isn’t as bulletproof as you think? In this episode, financial strategist John Blanchard unpacks how market volatility could quietly sabotage your future—and introduces the “Now, Soon, Later” asset allocation strategy that’s helping retirees stay steady in uncertain times. But this conversation goes beyond dollars and cents. It’s about designing a retirement that’s not just financially secure, but personally meaningful. Whether you're nearing retirement or already there, this episode offers a grounded look at how to protect your income and purpose.
Do you want to dig deeper into this conversation? Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
Retirement is changing fast—are you ready? In this episode, John Blanchard breaks down the high-stakes economic shifts impacting your financial future. With interest rates holding steady and Baby Boomers facing critical decisions, discover powerful tax strategies, smart investment vehicles, and income withdrawal tactics to protect and grow your wealth. Don’t leave your retirement to chance—tune in now to gain the edge you need for lasting financial security.
Do you want to dig deeper into this conversation? Get a second opinion on your current retirement plan or tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
When the market dips, do you panic or plan? In this episode of The Retirement Room, John Blanchard breaks down why emotional investing can sabotage your 401(k), how to structure your retirement buckets for resilience, and why Roth conversions during downturns might be your smartest move. From tax-efficient strategies to avoiding costly annuity traps, this episode is packed with insights for anyone nearing or navigating retirement. Learn how to protect your income, manage volatility, and make smarter decisions with your money—no steak dinner sales pitch required.
Do you want to dig deeper into this conversation? Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
In this eye-opening episode of The Retirement Roux Podcast, John Blanchard confronts the fears that keep many retirees up at night—outliving savings, skyrocketing medical bills, and the creeping threat of taxes eating into their nest egg. But fear doesn’t have to lead your future. John breaks down smart, actionable tax strategies that can help you simplify your finances, reduce liabilities, and keep more of what you’ve worked a lifetime to earn. If you're ready to take control of your retirement and stop leaving money on the table, this is the episode you can’t afford to miss.
Do you want to dig deeper into this conversation? Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
In this episode, John Blanchard discusses the intricacies of retirement planning, focusing on balancing risk and security in investment portfolios, the importance of tactical planning, and the need for regular adjustments to financial plans. He emphasizes the significance of finding purpose in retirement and how to effectively use the tax code to enhance financial well-being.
Do you want to dig deeper into this conversation? Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
In this episode, John Blanchard discusses the importance of retirement planning, especially in the context of potential market fluctuations and economic changes. He emphasizes the need for a strategic approach to investments, the benefits of phased retirement, and the implications of Social Security on retirement income. The conversation highlights the significance of having a clear plan to navigate the complexities of retirement, ensuring both financial stability and personal fulfillment.
Do you want to dig deeper into this conversation? Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
In this episode, John Blanchard discusses the importance of financial planning as one approaches retirement, particularly focusing on market volatility and the strategies to mitigate risks. He emphasizes the need for a structured approach to asset allocation, dividing investments into three buckets: now, soon, and later. The conversation also touches on the significance of having a fulfilling life post-retirement, encouraging listeners to think about what they want to do after leaving the workforce.
Do you want to dig deeper into this conversation? Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
In this episode, John Blanchard discusses the intricacies of retirement planning, focusing on Roth conversions and the implications of good versus bad debt. He emphasizes the importance of timing and strategy in converting traditional IRAs to Roth IRAs, as well as the potential tax benefits. The conversation also delves into the concept of leveraging debt for wealth building, highlighting the distinction between good debt, such as real estate investments, and bad debt, like credit card debt. Overall, the episode provides valuable insights for listeners looking to optimize their financial strategies for retirement.
Like what you hear? Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
John Blanchard discusses various aspects of retirement planning, including the timing of required minimum distributions (RMDs), the impact of market volatility on investments, the revised 4% withdrawal rule, signs that it may be time to change financial advisors, and the importance of tax planning in retirement. He emphasizes the need for personalized strategies to minimize tax liabilities and maximize wealth in retirement.
Like what you hear? Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
In this episode, John Blanchard discusses the key aspects of retirement planning, including signs that indicate it's time to retire, the impact of market turbulence on investments, and the importance of assessing one's readiness for retirement. He emphasizes the need for a tailored financial plan that considers risk tolerance, tax strategies, and estate planning. The conversation also touches on the unique challenges faced by baby boomers as they approach retirement age.
Get to know John and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
See omnystudio.com/listener for privacy information.
In this episode, John Blanchard discusses the importance of personalized retirement strategies, the implications of investment comparisons, and the benefits of Roth conversions. He emphasizes the need for tailored financial planning based on individual risk profiles and long-term goals, while also addressing tax strategies to maximize wealth retention.
Like what you hear? Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
In this conversation, John Blanchard discusses various strategies for retirement planning, focusing on tax efficiency, market volatility, and investment strategies. He emphasizes the importance of understanding tax implications, particularly regarding Roth conversions, and how to manage assets effectively to ensure financial stability in retirement. The discussion also touches on the significance of planning for future taxes and the risks associated with relying on luck for financial security.
Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/.
See omnystudio.com/listener for privacy information.
In this conversation, John Blanchard discusses various aspects of retirement planning, focusing on the importance of a holistic approach to income planning, tax efficiency, and investment strategies. He emphasizes the need for personalized financial plans that consider individual goals and circumstances, particularly in light of market volatility and the complexities of tax regulations. The discussion also touches on the emotional aspects of retirement, such as the potential for boredom and the importance of having a purpose post-retirement.
Like what you hear? Get a second opinion on your current retirement plan or a tax strategy by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
In this episode, John Blanchard discusses critical retirement strategies, focusing on the implications of inheriting an IRA, understanding market returns, and the importance of managing debt as one approaches retirement. He emphasizes the risks associated with market volatility and the need for tactical investment strategies over emotional decision-making. Additionally, he addresses the common pitfalls of cashing out 401k plans during job transitions and the benefits of exploring various options for retirement savings.
Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/.
See omnystudio.com/listener for privacy information.
In this conversation, John Blanchard discusses various strategies for retirement planning, focusing on tax efficiency, investment strategies, and the importance of understanding market volatility and longevity risk. He emphasizes the need for comprehensive planning to ensure financial security in retirement.
Get to know John and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
See omnystudio.com/listener for privacy information.
John Blanchard discusses various aspects of retirement planning, focusing on market fluctuations, Roth conversions, and the importance of a holistic approach to financial management. They emphasize the need for tailored strategies to navigate taxes and wealth management effectively, ensuring listeners are well-prepared for their retirement years.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
In this episode, John Blanchard discusses critical retirement strategies, focusing on the implications of inheriting an IRA, understanding market returns, and the importance of managing debt as one approaches retirement. He emphasizes the risks associated with market volatility and the need for tactical investment strategies over emotional decision-making. Additionally, he addresses the common pitfalls of cashing out 401k plans during job transitions and the benefits of exploring various options for retirement savings.
Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/.
See omnystudio.com/listener for privacy information.
John Blanchard discusses various aspects of retirement planning, including the myths surrounding retirement savings, the importance of tax strategies, and how to navigate current market conditions. He emphasizes the need for a dynamic retirement plan that adapts to changing circumstances and highlights opportunities for tax efficiency and investment growth.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
John Blanchard discusses various aspects of retirement planning, including the new full retirement age for Social Security, the importance of income planning, tax strategies, and investment approaches in the current market environment. He emphasizes the need for a comprehensive retirement strategy that considers individual circumstances and market conditions.
Get to know John and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
See omnystudio.com/listener for privacy information.
John Blanchard discusses significant changes in retirement planning for 2025, focusing on the repeal of the Windfall Elimination Provision, market trends, and strategies for IRA contributions. The discussion emphasizes the importance of adapting financial plans to changing regulations and market conditions, as well as the need for effective tax strategies to maximize retirement income.
Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
See omnystudio.com/listener for privacy information.
John Blanchard discusses the importance of financial conversations within families, especially during the holiday season. He emphasizes the need for transparency in financial matters, estate planning, and the significance of understanding 401K rollovers for retirement planning. The discussion also highlights the psychological barriers retirees face when transitioning from saving to spending, and the importance of having a comprehensive financial plan for retirement.
Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
See omnystudio.com/listener for privacy information.
John Blanchard discusses various aspects of retirement planning, including the impact of political changes on financial strategies, the importance of understanding hidden fees in retirement accounts, and the challenges associated with pensions. He emphasizes the need for a comprehensive plan that addresses market volatility, the 4% withdrawal rule, and the importance of being financially nimble.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
See omnystudio.com/listener for privacy information.
John Blanchard discusses essential strategies for retirement planning, focusing on longevity, tax efficiency, and understanding financial products like annuities. He emphasizes the importance of organizing assets into buckets for different time horizons, deferring income to optimize tax savings, and adapting to market changes, particularly interest rate fluctuations. The discussion also highlights the need for careful consideration of annuities and the potential pitfalls associated with them, urging listeners to seek professional guidance for tailored financial strategies.
Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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John Blanchard discusses the critical importance of meeting financial deadlines, particularly as the year-end approaches. He emphasizes strategies for maximizing income and minimizing taxes, including the significance of Roth conversions and proactive tax planning. The conversation also delves into the necessity of planning for future healthcare needs and estate management.
Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/.
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John Blanchard discusses various aspects of retirement planning, including the implications of interest rates on investments, budgeting strategies for retirement, the complexities of Social Security benefits, the concept of loud budgeting for accountability, and the importance of transparency in financial advising. The conversation emphasizes the need for personalized financial strategies that consider individual circumstances and goals.
Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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John Blanchard discusses various retirement strategies, emphasizing the importance of tax efficiency and the misconceptions surrounding the retirement crisis in America. He highlights the benefits of human financial advisors over robo-advisors and explains advanced tax strategies such as tax loss harvesting and Roth conversions.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
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John Blanchard discusses various retirement strategies, focusing on the importance of understanding Social Security, the role of gold in retirement portfolios, and the impact of interest rates on financial planning. He emphasizes the need for regular reviews of retirement strategies and the complexities involved with different net worth levels. The conversation also touches on Warren Buffett's investment strategies and the implications of income inequality on tax planning.
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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John Blanchard discusses various aspects of retirement planning, including the importance of tax strategies, the impact of market volatility on retirement portfolios, and the considerations for those looking to retire early. He emphasizes the need for a comprehensive financial plan that accounts for taxes, healthcare, and potential fees associated with retirement accounts.
Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/.
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John Blanchard discusses the evolving landscape of financial advice, particularly the impact of social media on how individuals seek information. He emphasizes the importance of working with professionals to navigate the complexities of investment strategies, including the resurgence of bonds, tax diversification, and the risks associated with speculative investments. The discussion also highlights the need for creating passive income streams in retirement and the significance of having a well-structured financial plan.
Get to know and schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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John Blanchard discusses various aspects of retirement planning, focusing on the importance of tax strategies, understanding fees, and holistic financial planning. He emphasizes the need for retirees to consider local tax implications, the impact of fees on retirement savings, and the significance of a comprehensive approach to financial planning that includes healthcare and long-term care considerations.
Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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John Blanchard discusses various financial strategies for retirement, including the importance of tax loss harvesting, the impact of interest rate changes, and the necessity of planning for longevity. He emphasizes the need for couples to be on the same page regarding financial decisions and the importance of understanding risk tolerance.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
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John Blanchard addresses the significance of tax efficiency in retirement planning and the management of tax liabilities. He emphasizes strategies like Roth conversions and cost segregation studies to minimize taxes for high-income individuals. He also examines the possible effects of the forthcoming election on tax brackets and underscores the necessity of capitalizing on the present tax rates. Moreover, he advises on the importance of evaluating investment portfolios, insurance policies, and retirement plans prior to the year's end.
Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/.
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John Blanchard addresses the difficulties in prolonging the longevity of an inheritance. He shares the significance of financial prudence and judicious spending. John stresses the imperative of instilling in children the worth of money and the art of managing their inheritance wisely. Furthermore, he highlights the value of contributing to the community and allocating inherited wealth for philanthropic causes.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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John Blanchard discuses retirement savings, investment options, maximizing income, and minimizing taxes. The conversation also touches on the importance of enjoying retirement and making the most of one's hard-earned money. Overall, the discussion provides valuable insights and advice for individuals approaching retirement.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
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John Blanchard addresses the significance of diversifying investment portfolios and the potential drawbacks of depending exclusively on mutual funds. Additionally, he examines various tax strategies and deductions that Olympic athletes can employ to minimize taxes on their bonuses how you can do the same for your retirement portfolio.
Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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John Blanchard discusses the challenges of forced early retirement and the importance of having your finances in order. He emphasizes the need for adequate investments to replace income immediately and the benefits of being prepared for unexpected retirement. The conversation also touches on the potential impact of political decisions on retirement investments and the importance of being apolitical in retirement planning.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
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John Blanchard highlights the significance of proactive management for retirement portfolios. He recommends routinely evaluating investment risks, adjusting portfolios, and utilizing tax strategies such as Roth account conversions. Additionally, he underscores the importance of categorizing assets into various buckets according to immediate and future needs, along with risk tolerance.
Get to know and schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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John Blanchard addresses typical errors associated with 401k plans and methods to avoid them. He stresses the significance of proper 401k fund allocation and underscores the advantages of transferring funds to a traditional IRA. Additionally, the discussion covers the constraints of 401k investment choices and the merits of maintaining a varied investment portfolio.
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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John Blanchard talks about the need for a holistic retirement strategy that includes tax efficiency, distribution strategies, asset allocation, risk control, healthcare, and estate planning. John offers an explanation on early retirement issues like health coverage and penalty-free fund access. Plus, he offers thoughts on target date funds, gold's portfolio value, and Social Security's future stability.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
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John Blanchard explores the possible effects of the forthcoming presidential election on retirement strategies and suggests ways to mitigate anxiety while maintaining focus on long-term objectives. He emphasizes the significance of healthcare coverage during retirement and shares tips for managing the expenses. John offers his advice about the considerations and planning necessary for large-scale purchases.
Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/.
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John Blanchard discusses effects of governmental expenditure, strategies for tax planning, and possible alterations in tax legislation. John addresses the hazards linked to retirement, the expenses of healthcare, and the necessity for emergency funds. John discusses this and more on this episode of The Retirement Roux.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
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...That's not to say it's a particularly good argument, but hear what a recent media personality said about claiming for your benefits as soon as possible, as well as John's response, on this episode of The Retirement Roux.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
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Is there a correlation between the two? It turns out, yes. Acadiana's Retirement Strategist goes into further detail on this episode of The Retirement Roux.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
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If you feel like your portfolios haven't been growing in the same way the market has recently, it might be due to excessive fees you're paying, but it's not to say they're all unnecessary. John sits down and tells us what to look out for on this episode of The Retirement Roux.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
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Is is the balance in your nest egg? How about market returns, tax rates or something else? John talks about what's truly important when\ it comes to your financial well-being on this episode of The Retirement Roux.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
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Some economists are calling for the elimination of IRAs and 401(K)s, a tax-deferred benefit that many contributors currently enjoy with their retirement plan. While this is just a thought right now, it does inspire the question: is there a more tax-savvy way to save for my retirement? John discusses this and more on this episode of The Retirement Roux.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
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With markets at all time highs and tax rates as low as we may see for the foreseeable future, the benefits of Roth conversion seem apparent, but how should you go about doing it, if at all? John discusses this and more tax saving strategies on this episode of The Retirement Roux.
Like what you hear? Get a second opinion on your current retirement plan by contacting Matthew James Tax and Wealth Management today!
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It may seem contradictory, but people are electing to continue working once they've retired. Are there problems that could arise from this decision? John tells you what you should know on this episode of The Retirement Roux.
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Hear what a certain well to do investor (some might say "Wonderful") thinks, and hear John's reaction to that number on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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Some people have decided the easiest way to reduce their taxes in retirement is to move to a more tax favorable state. Before you start packing, listen to John on this episode as he offer tips and tricks to reduce your tax obligations that don't involve moving cross country.
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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With so much uncertainty surrounding 2024, many are looking for ways to take control of whatever they can financially. Reducing the amount of risk you have, especially as you approach retirement, could be a great move, and John explains how he helps people do that on this episode of The Retirement Roux. Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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Is it 4%? 8%? And is it going to change year to year? John Blanchard tackles this question and more on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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Between elections, international conflict, and interest rates that will allegedly begin to come down later in the year, there's a lot of uncertainty in the air to kick of 2024. But what should we be doing while it all plays out? John Blanchard offers his advice on this episode of The Retirement Roux.
Schedule a complimentary appointment today! Get to know John and the entire team at https://matthewjames.com/.
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Did you make any big plans for 2024? How do you plan on taking them on? If one of your resolutions this year was to be more serious about your financial planning (and it should've been), a great first step would be to listen to this episode of The Retirement Roux with John Blanchard!
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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We all know the appeal of doing Roth contributions/conversions while still in the working world. But what if you're already retired? John Blanchard offers his insight on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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While retirement planning should account for 20+ years, you shouldn't neglect planning for the next few years in front of you as well. And that means looking at strategies that might be protected from market risk. John looks at some of these options and gives his thoughts on them on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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Thanks to rising interest rates, bonds took a massive hit in 2022 and even early in 2023. But as rates seem to be holding steady going into 2024 with signs of them decreasing in the coming year, are we at a tipping point where bonds might be coming back into favor? John Blanchard offers his thoughts on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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"It's not what you make, it's what you keep." The saying makes sense, but how do we actually make sure we get to keep more of our hard-earned dollars in retirement, while keeping Uncle Sam at bay? John Blanchard talks about the importance of tax planning, especially in retirement, on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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You've clocked out for the last time, and now you're ready to set out on the next great chapter of your life. But what comes first? John discusses the advice of retirement blogger Joe Kuhn. That advice? Saying no. Find out why on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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It's what some have dubbed the recent boom in skyrocketing prices in leisure activities. Whatever you want to call it, it's just another reminder that things are continuing to go up in price, and that means you're going to need a way to make sure your accounts grow accordingly in retirement. John Blanchard talks about how he and the team at Matthew James Tax and Wealth Management do this for their clients on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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AKA, your Required Minimum Distributions. John Blanchard discusses the options you should take look at when it comes to withdrawing the money if you don't need it, and the one thing you should never do: ignore them. All this and more on this episode of The Retirement Roux
Get to know/ schedule a complimentary appointment with Acadiana's Retirement Strategist and the entire team at https://matthewjames.com/.
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Despite the majority of Baby Boomer's retirement accounts taking a substantial hit in the past few years, many are still not seeking out the help of a professional. John Blanchard talks about why this reluctance could cause even more harm in the long run on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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A new report from investment company Blackrock lists several suggestions on how to create a successful retirement and a good number of recommendations don't involve investments at all. John offers his insights and more on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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If you look at how the S&P 500 closed September (~4300) vs how it closed July of 2021 (4417), you'll notice that not only did the market not really move, it actually went backwards. If you're concerned about how two years of no returns in the market could affect your retirement, John Blanchard offers some insight and possibel alternatives on this episode of the Retirement Roux.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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Despite fears that the repeated interest rate hikes we've seen this year would push us into a recession, the economy seems to be doing the exact opposite. But are we in the clear? Acadiana's Retirement Strategist John Blanchard offers his insights, and talks about making sense of an unpredictable market on this episode of The Retirement Roux. Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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Okay, nobody actually says that. But 59 & 1/2 is a very important age when it comes to your retirement, particularly with your 401(k). John talks about why and what you should do at this milestone on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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According to Benjamin Franklin, those are the two certainties in life. And he's not wrong, but there's certainly a way to minimize the effect that the latter one has on your retirement. John discusses how he and the team and Matthew James Tax & Wealth Management can help on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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Every year retirees enjoy an increase, or COLA (cost of living adjustment) in their Social Security benefits based off of inflation. But does it come at a price? John discusses how he and the team at Matthew James Tax & Wealth Management plan ahead to avoid these COLAs from pushing clients into the next tax bracket on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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Despite it being one of the biggest parts of most people's retirement plans, workers are constantly making mistakes in their 401(k)s, and that could result in a significant amount of potential income down the road. John Blanchard discusses these mistakes, and how to change course if you've made them, on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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Not out of necessity, but by choice? John Blanchard discusses the pros and cons (including the option of a "phased retirement") on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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And how do you utilize them in your retirement plan (or should you even)? John Blanchard answers these questions and more on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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And if not, what should the proper withdrawal strategy be during your retirement? John Blanchard discusses the things you need to factor in to find "the right number" for you on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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A lot of Americans have reduced or completely stopped contributions to their retirement accounts due to inflation, market volatility and other crises. John Blanchard talks about why right now is the best time to start again on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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What's the difference? And do you need one more than the other, or both? John Blanchard explains what you need to know on this episode of The Retirement Roux.
Get to know/ schedule a complimentary appointment with John and the team at https://matthewjames.com/.
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The famous 2019 proclamation from Ray Dalio has come back into the spotlight recently as he's walked his "cash is trash" saying back in light of the current economic climate. John Blanchard talks about why your retirement strategy, like Dalio's comments, should change when necessary.
Schedule your complimentary second opinion with John and the team at https://matthewjames.com/.
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People rarely seek out a second opinion if they've been given good news, but should you? John Blanchard discusses the small things that financial professionals occasionally overlook, and how they could lead to big problems in retirement. Schedule your complimentary second opinion with John and the team at https://matthewjames.com/.
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Join John Blancher, retirement strategist of Matthew James Tax and Wealth Management, as he delves into the possible impact of stagflation on your retirement savings.
With concerns about stagnant economic growth, high inflation, and high unemployment reminiscent of the 1970s, it's crucial to protect your nest egg. Discover advice on diversification and investment strategies, including real estate, consumer staples, oil and gas, technology, healthcare, and financial services.
Explore the benefits of Treasury inflation-protected securities, short-term annuities, and other options to ensure your retirement savings remain secure in uncertain times.
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John Blanchard discusses the importance of having a diversified portfolio (and why so many people get diversification wrong) on this episode of The Retirement Roux. Get to know/ schedule a complimentary appointment with the team at https://matthewjames.com/.
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Choosing the retirement advisor to work with may seem like a big deal. And in truth, it should be. This is a relationship that can potentially last 20, 30 years... even longer. So on this episode, John discusses some things you should look for when trying to find the right advisor for you.
Schedule a complimentary time to speak with Acadiana's Retirement Strategist: https://matthew-james.com/
Unless your retirement is short, you are almost certainly going to experience not just one, but multiple recessions over the course of your 20+ year retirement. The real danger is not that they occur, but when they occur. But since we can't control when the market goes up or down, how do we deal with that sequencing risk? John discusses this and more on this episode.
Alleviate that risk by developing a plan with Acadiana's Retirement Strategist: https://matthew-james.com/
You probably know how much your cable bill is every month, and hopefully you've decided that the value that you get from what you pay is worth it. But how about your 401k plan? Can you make a call about the value you're getting from the plan if you don't actually know what it's costing you? John discusses how to find that out, and discusses options if you decide that you're paying too much for too little.
Find out if you need to give your 401k plan a haircut by scheduling time with Acadiana's Retirement Strategist: https://matthew-james.com/
Once you put money into a Roth IRA, whether through a conversion or direct contribution, you're free to do whatever you want with it without any tax implications... right? Not entirely. John breaks down the ins and outs, and discusses why keeping all your eggs in one basket- even a tax free basket- isn't necessarily the best idea.
Start developing your game plan with Acadiana's Retirement Strategist at https://matthew-james.com/
Retirement isn't for everyone, but that doesn't mean you shouldn't plan for it anyway. On this episode, John talks about the benefits of making a plan for something you may not ever hope to do.
Whether retirement is in the cards or not, you can start developing your plan with Acadiana's Retirement Strategist at https://matthew-james.com/
The term "net worth" seems like it is only applied to celebrities, but is is something that everyone actually has. This week, John not only talks about how to discover what your net worth is, but ways to go about actually improving it.
Schedule a time to speak with Acadiana's Retirement Strategist at https://matthew-james.com/
Is it possible to go the entirety of your retirement without paying any taxes? Probably not... unless your retirement is either A: very short or B: very illegal, but there are certainly things you can do to lower your obligations over the 20-30+ years you'll spend in retirement, and John walks us through a few of the different strategies on this episode.
Start developing your plan to keep Uncle Sam from being a major partner in your retirement at https://matthew-james.com/
Plus, John discusses options you may want to look at if presented with a pension buyout.
Learn more about Acadiana's Retirement Strategist at https://matthew-james.com/
What can setting up a fantasy football roster teach us about retirement planning? John breaks it down, plus: what have you spent more time on this year- choosing which shows to binge watch or choosing your health and financial benefits during open enrollment?
Create your championship retirement roster at https://matthew-james.com/
The short answer: yes, there's a time and place.
The longer answer: that time and place is much less often than other financial professionals might have you believe. On this episode, John talks about how the benefits that an annuity can provide are often achievable, at less cost to you, through other strategies.
Retirement can seem like a lofty goal, especially these days with so many factors in play. This week, John talks about how to get started, and why you should put a plan together even if you don't ever intend on retiring.