Main St. Finance: Recent Episodes
Alex From Main St. Finance
Main St. Finance is here to take personal finance and Wall Street investing and break it down to its basics so that all people can achieve an advanced understanding of the American financial system. You can then use that knowledge to better take control of your finances to manage budgeting, taxes, investments, retirement, and more.
Hello everyone, This week I speak with Dr. Guy Baker about his decades of experience in the financial markets, of the best performing asset class in the past 90 years, and on the biggest 3 questions you need to be asking about retirement.
Dr. Guy's Links
His Website
Educational Videos
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Hello everyone, This week I talk with Cody Yeh about stock options and how he used them to quit his 9-5 job and invest in real estate.
Cody's Links
Facebook Page
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Hello everyone, This week I talk with Dr. Rufis Rankin, who is the Director of Research for Sidepocket. Sidepocket is an investment firm which helps people invest by creating "Pockets" of assets and allowing investors to pick and choose which pockets to invest in for ease of portfolio diversification.
Things Discussed during the episode
Principle Component Analysis
Tactical Asset Allocation
Meb Faber Paper on TAA
Dr. Rankin's Links
Sidepocket's Website
LinkedIn Page
Dr. Rankin's Book
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Hello everyone, This week I sit down and have a great conversation with Tyson Koska, the founder and CEO of OnTrajectory, which is an intuitive financial planning tool to help keep you on your path to a comfortable retirement. Tyson and i get down into the nitty gritty details of exactly what the software tool can do to help give you an idea of where you are on your financial journey.
Tyson's Links
OnTrajectory's Website
Facebook Page
Twitter Page
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Hello everyone, This week I sit down and have a great conversation with Chairman Douglas Hurst with Elevation Gold. Doug has spent his entire career working within the mining industry and he joins me on the show today to tell some war stories on raising hundreds of millions of dollars as well as explaining the difference between the Junior and Major mining companies.
Doug's Links
Elevation Gold's Website
TSX listing of Elevation (ELVT)
US OTC market listing of Elevation (EVGDF)
Other Things Mentioned:
Hemlo Gold Mine
Moss Gold Mine
"Leaching" Mining Method
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week I sit down with Barry Spencer and we talk about investing, taxes, and having a wealth advisor to help you achieve your goals in retirement.
Barry's Links
https://wealthwithnoregrets.com
Barry's Email: barry@wealthwithnoregrets.com
My Usual Links
Website: www.MainStFinance.org
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week I sit down with Jim Pakulis, CEO of Boosh Plant-Based Brands Inc. Jim joins me to talk about his background, the plant based industry, and we talk about some priorities that Jim has as CEO of a publicly traded company. Its a fantastic conversation and we had a lot of fun chatting!
Jim's Links
Boosh's Website: https://www.booshfood.com/
Jim's Email: Jpakulis@booshfood.com
My Usual Links
Website: www.MainStFinance.org
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Hello Everyone! This week, we are going to be talking about insider trading, the SEC, and one of the biggest hot button issues recently, congressional stock trading.
Nancy Pelosi Response to Congressional Stock Trading Ban
Investor.Gov definition of Insider Trading
3 Senators accused of dumping stocks before pandemic
Congressional STOCK Act violations
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week I sit down with Rob Frasca to talk about the basics of cryptocurrencies and NFTs. Rob is the Co-Founder and Managing partner over at Cosimo Ventures, which is a venture capital firm that specializes in investing in promising blockchain technologies and cryptocurrencies. Rob frequently speaks on cryptocurrencies and he and his team invest in disruptive technologies that promise to reshape the way global markets operate in an increasingly digital world.
Rob's Links
Rob's Linkedin
Cosimo's Website
Rob's Twitter
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week is a vocabulary lesson about a situation you do not want to be in with any asset, but it's a situation that MANY Americans may find themselves in. Today we are going to talk about being "Upside Down" on a car loan.
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
On this week's episode, I sit down with Nick Samarripas and we talk about how to decide what bank to build a relationship with. Whether you are looking to open a checking account or get a million dollar loan, Nick and I discuss the pros and cons of working with a big bank vs working with a small bank.
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Hello Everyone! I am officially back and will be restarting regular episodes! Today on the show, we are going to talk about two popular metrics for measuring corporate returns!
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Hello Everyone! Today on the show, I use a popular board game to explain how a central bank can increase the money supply in an economy.
ANNOUNCEMENT: I'll be taking a few weeks off from making the podcast. I have a test coming up for a professional designation that I will need to spend a lot of time studying for. I'll be back by mid-November, so make sure to subscribe so you get notified when I'm back in business!
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Hello Everyone and Welcome to the Main St Finance Podcast. I am of course Alex your host and today we have sort of a public service episode with some corporate management mixed in. Today I am sitting down with Setti Coscarella Who is the CEO of TAAT Global. TAAT is a rather interesting company that makes a product that is hopefully going to take some market share from the big tobacco industry. Setti and I are going to talk about what it is his company does as well as talk about some management decisions he made in getting the company off the ground.
Setti's Links:
TAAT Global's Twitter Account
TAAT Global's Website
Try TAAT's Website
Try TAAT's Twitter
TAAT's Ticker: OTC: TOBAF
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week we have the long awaited trial of the reverse Mortgage! Harlan Accola joins me today in order to defend against the loud and numerous allegations that reverse mortgages are scams and can get seniors kicked out of their homes.
Links Mentioned During the Show:
US Department of Housing & Urban Development (HUD) - Reverse Mortgages
Are Reverse Mortgages Countable under Medicaid?
General Qualifications for Medicaid
Washington Post Article
Reverse Mortgages are Non-Recourse
The Rule of 72
Don't Believe Everything You Think (Amazon Link)
Harlan's Links:
Fairway Mortgage
Harlan's Book (Amazon Link)
Harlan's Email Address: harlana@fairwaymc.com
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Hello Everyone and welcome to the Main St Finance Podcast. Today I go over the basics of one of the most notorious financial products out there… The Reverse Mortgage. This week is all about giving you a background into how this product works, so that next week, We can grill a guest who is an expert on reverse mortgages. Be sure to tune in to next week’s episode for the Trial of the Reverse Mortgage!
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Hello Everyone and welcome to the Main St Finance Podcast. Today I get a little morbid with where your donations are going. In this episode, I go through the steps that some people take to get rich by starting their own charity. This is a despicable practice that I intend to bring to light through this episode. It is my hope that this episode will make you research the charities and non-profits you donate to to ensure that your dollars are being spent on the cause, and not lining the founder’s pockets.
Links:
The 50 Worst Charities
The Best and the Worst (organized by cause)
IRS Non-Profit Lookup Tool
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week, I talk with Connie Kadansky about sales jobs and avoiding a potential pitfall of the sales process. Connie is a Sales Call Reluctance coach who works with clients to improve their sales performance by using psychology to help them get past mental roadblocks that may get in the way of the prospecting process. Connie has been quoted in the Wall St. Journal, Forbes, and Bloomberg for her sales coaching expertise.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
Connie's Links
Connie's Website
Free Assessment
Prospecting EKG
Phone Number - (602) 380 - 5431
YouTube Channel
Facebook Page
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Hello Everyone and welcome to the Main St Finance Podcast. Today I talk with Ian from the Best Film Ever about how the money works in Hollywood. In the episode we talk about independent filmmakers, big studio producers, Will Smith almost being in the Matrix, The Black Widow Lawsuit and everything in between! This is a long episode that is worth EVERY minute! Huge thanks to Ian and the whole Best Film Ever Crew for everything they do!
Check out the Best Film Ever Podcast
Links for things mentioned:
US v. Paramount Court Case
Movie Financing Options
Bank Syndicate Lending
Screen Rant
The Pitch Meeting About Universes
Media Theorists mentioned: Curran and Seaton.
Southpark Episode Mentioned: Season 15; Episode #7: “You’re Getting Old”
My Usual Links: Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week on the show, I talk with Ivan Bebek about the current state of the global mining industry, where the market for precious metals is going (especially with respect to the increase in renewable energy), and potential investment opportunities.
Ivan has over 20 years of experience in the Financing, Foreign negotiations, and acquisitions in the mineral exploration industry. He was formerly the President, CEO and Co-Founder of Cayden Resources which sold for $205 million in 2014. He currently serves as a Director on the boards of three different mining companies.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
Links to things Mentioned:
Pebble Project Mine in Alaska
BHP - The World's Largest Mining Company
Newmont - World's 2nd Biggest Mining Company
Difference Between Base Metals and Precious Metals
Interview with Peter Lassonde
ETF for Junior Goldmining Firms
The Man,The Myth,The Legend, Sean Boyd
Mining News Websites:
King World News
Kitco
Mining.com
The Northern Miner
Mining Conferences:
Toronto Prospectors & Developers Association of Canada (PDAC)
Beaver Creek Precious Metals Summit
Denver Gold Show
Ivan's Company Websites:
Fury Goldmines
Sombrero Resources
Tier One Silver
Ivan's Email Addresses:
Ivan@FuryGoldmines.com
Ivan@TierOneSilver.com
Ivan@SombreroResources.com
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week I speak with Pam Prine who is the co-owner of Keystone Capital Management. Keystone is a financial advisory firm that specialized in two types of customers: Those that are getting ready to receive distributions from their nest egg, and business owners who are looking for a secure retirement. Pam and I talk about retiring as an entrepreneur, some ways entrepreneurs can set themselves up for retirement, and on whether or not you need an advisor.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
Pam’s Links:
Keystone Capital Management Group Website
Roadmap to Retirement
Keystone Email Address: team@keystonegroupaz.com
Phone Number : (623) 312-2999 or (480) 579-9089
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week, I dig up a Lost Episode from an interview I did back in December of 2020. “Today”, I speak with Jason DeBono, who is the President of the NuView Trust, which is a custodian for self-directed IRAs with over a billion dollars under management. Jason and I talk about what is a self-directed IRA, and their Pros and Cons.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
Jason’s Links
Rich Dad Poor Dad Book -
NuView Trust Website
Jason's Email Address - jason@nuviewtrust.com
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week I have a fascinating discussion with Daniel Major, CEO of GoviEx Uranium. GoviEx is a uranium mining company that primarily works in Africa and has several producing mines. We talk about mining, renewable energy, and thoughts for how nuclear power can change the world. Be sure to check out the links below for further reading on the topics covered during the episode!
NOTE: The investing options shown below are what were talked about by Mr. Major. Neither Mr. Major nor myself is insisting you purchase these securities without doing your own research. Please think independently about your investments and do not just buy assets someone told you about without doing your own research!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
GoviEx Uranium:
Company Website
CNBC Stock Quote (OTC: GVXXF)
Toronto Stock Exchange (TSXV: GXU)
Twitter Accounts:
John Quakes - @Quakes99
GoviEx Uranium - @GoviExUranium
Ways to Invest in Uranium:
Physical Uranium (OTC: SRUUF) Sprott Physical Uranium Trust
ETF for Uranium (NYSE: URA) Global X Uranium
ETF for North Shore Uranium Mining (NYSE: URNM)
Research Articles:
US Department of Energy Article on Nuclear Energy
United States Nuclear Regulatory Commission (NRC)
What is “Yellow Cake”?
Can you recycle solar panels?
EU Joint Technical Committee Report on Nuclear Energy
Small, Modular Nuclear Reactors
Nuclear Powered commercial ships
Another article on nuclear powered commercial ships
Most abundant elements in the Earths crust
Recycling Uranium
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Jeff Bezos is at it again! Remember just TWO WEEKS ago when I did an episode on Jeffrey suing the department of defense because one of his companies lost out on a government contract? Well, what I didn’t know at the time was that there was a second lawsuit for another of Jeff’s companies against NASA (the National Aeronautics & Space Administration).
This lawsuit looks very similar to the JEDI lawsuit. Essentially “It’s not fair that my company lost the contract, so let’s share the contract”. It was announced that this lawsuit is getting thrown out by the Government Accountability Office (GAO). Be sure to listen in and see the billionaire on billionaire fight with NASA with Billions of dollars on the line!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
Links:
NASA Selects Study Grants
NASA Gives Contract to SpaceX
Blue Origin Protests SpaceX Victory
GAO Throws out Blue Origin Protest
Blue Origin Comparison Infographic
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week I talk about my favorite broker, and the broker where I have most of my money outside of my employer 401k; M1 Finance. M1 is my favorite broker because it is a free broker which has a SURPRISING amount of automation to help make managing your money as easy as possible. With how I have my M1 accounts, I am able to: keep my emergency fund filled, max out my Roth IRA, and contribute to my brokerage account. All of this gets done without me having to log into my account and click anything. Learn how I do this and more in this week’s episode!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
M1 Finance's Website
If you use this link to sign up for M1 and deposit at least $100, you and I will each receive $50.
Detailed Reviews of M1 Finance:
https://www.choosefi.com/m1-finance-review/
https://www.investopedia.com/m1-finance-review-4692708
https://www.thewaystowealth.com/reviews/m1-finance-review/
https://www.listenmoneymatters.com/m1-finance-review/
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week, I have some sad news to report. As of July 6th of 2021, The JEDI will no longer play a role in the US Armed Forces. There are plenty of disputes and controversy involved, so tune in this week to get the entire history of the JEDI involvement with the US Military.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today I give you a deep dive into the famous Wall Street terms “Alpha” and “Beta”. These measures of risk and return are a staple in any portfolio manager’s toolbox. After today’s lesson, you are going to feel much more comfortable when researching public companies and getting a sense for the general risk and volatility of the company.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week I sit down with Kyle Floyd to talk about getting revenue from precious minerals mines. Kyle is the founder and CEO of Vox Royalty; Which is a Canadian publicly traded company which buys mines, but does not actually mine the minerals. Instead, Vox leases the mine to a mining company and takes a percentage of the revenue.
In this interview we talk about: commodities investing, precious minerals investing, using leverage in investing, how a royalty system works, and I even ask some technical questions on how Vox operates. This was a really fun episode to make and it has some great information for you!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
Kyle's Links:
https://www.voxroyalty.com/
Vox's email address: IR@voxRoyalty.com
Vox's Social Media Accounts:
https://twitter.com/vox_royalty
https://www.linkedin.com/company/voxroyalty/
https://www.facebook.com/VOXRoyalty/?ref=bookmarks
https://www.youtube.com/channel/UC_bgGUoAaFFyMNN8E388Oeg?view_as=subscriber
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today I talk about an article published by ProPublica that has since been picked up by just about all of the financial media outlets. In the midst of going through IRS documents released by a major leak, ProPublica found that Peter Thiel, one of the founders of Paypal, bought shares of Paypay within his Roth IRA in 1999 and has since grown his account to be worth $5 billion. Since those gains are within a Roth IRA, Mr. Thiel is not going to have to pay taxes on ANY of his gains and essentially will be getting his $5 billion with no taxes. Be sure to check out today’s episode to see how he did it and if you can too! Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
After three weeks of talking about all of the different taxes that Americans have to pay on a seemingly daily basis, I think it's time to have some fun. This week, I talk about my favorite and funniest IRS rules, poorly written sections, and allowable deductions. Be sure to tune in to see how to file takes for illegal income without incriminating yourself! Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week on the Main St. Finance Podcast, we are going to finish off our three-part series on taxes. Today we are going to talk about Property Taxes, Personal Property Taxes, Inheritance Taxes, Estate Taxes, and Wealth Taxes. In addition to all of those, we even have a section where I give you a list of celebrities that the IRS chased down for tax evasion or non-payment of taxes. Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
Music courtesy of YouTube and DMX. Song: “X Gon’ Give it To Ya”.
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week on the Main St. Finance Podcast, we make part two of our three part series on taxes. Today we are going to talk about sales taxes, excise taxes, and Value-Added Taxes. Even though the United States does not utilize VATs, they may be introduced in the future, so be sure to tune in and learn some more about how the govenermnet taxes your "sins"!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week on the Main St. Finance Podcast, we begin part one of a three part series on taxes. Americans are taxed about a dozen different ways and for various things they do. Today we cover the first category of taxes. Taxes which are triggered by earning money. Be sure to tune in to see the types of income taxes Americans are charged and where the money goes!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week on the Main St. Finance Podcast, we interview Gerri Detweiler. Gerri is a certified expert on credit and she comes onto the show to share her strategies on building and improving your credit. Gerri is the Education Director for Nav, which is a company that matches small businesses to the financing that is right for them. If you either own a small business or are planning to be an entrepreneur, you should definitely check out their free resources!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
Links mentioned during the episode:
Gerri's Q&A Website
Gerri's Main Site:
138 Places to get your Credit Score
Nav's Website
Gerri's Credit Resources
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week, we tackle the biggest regulator of the US financial Markets: The SEC. The Securities and Exchange Commission is a government agency responsible for the protection of investors, trustees of helping companies raise capital through selling ownership, and the maintenance of a level playing field for all investors. How do they do all of this? Find out in this week’s episode! Stay tuned to the end of the episode where I tell you about a simple fact that could earn you millions if you know the right piece of information.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
Links mentioned during the episode:
https://www.cnn.com/2020/10/23/business/sec-record-whistleblower-award/index.html
https://www.sec.gov
https://www.investor.gov/
My Usual Links Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
How does a government take on debt? This week, I talk about how government organizations take on debt and issue bonds. For some bonus information, I also cover how governments follow a Bid System in order to get cheaper interest rates and prices on the products they get. Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! My Usual Links
Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today we talk about the biggest and most important institutions of the global economy. Banks perform several vital roles in ensuring that money is constantly flowing through the economy so that productivity can keep going with little to no hiccups. Banks are sort of like the Robin Hood of the economy. They take money from the "rich" and loan it to the "poor". The terms rich and poor here refer to the amount of cash you have on hand and not your wealth. Tune in to hear how banks redistribute wealth and balance out the economy!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
My Usual Links
Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today we talk about another way that you can be a partial owner of a company. Shares of preferred stock are not quite equity, and not quite bonds, but are they really a Goldilocks middle-ground between the two? Preferred shares have characteristics of both bonds and common stock, but most importantly; they are an additional asset class that can be held to further diversify your portfolio while providing an income.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
My Usual Links
Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
What is the Federal Reserve and what do they do? Today on Main St. Finance, we are going to cover those two topics extensively! The Federal Reserve plays a huge part in helping or hurting the overall economy, and today you'll find out why. I am planning on having numerous episodes about the Fed, but this week is just a nice and easy introduction to central banking.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
My Usual Links
Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today on the show, I give an explanation of of a concept popularized by US Senator Elizabeth Warren. The Dual Income Trap is when a couple builds a lifestyle around both spouses working, but then find there to be zero flexibility when kids come along or when one spouse becomes unable to work. When this happens, One of the spouses can no longer work and then there is only one income to support the previously established two income lifestyle. Listen on the episode today where I cover how to preempt this issue!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
Here is the link to Elizabeth Warren's Book
My Usual Links
Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today on the show, I give an explanation of one of the most controversial theories in modern finance; The Theory of Efficient Markets. I'll explain what this theory is and how it affects you as a modern investor.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
My Usual Links
Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Brian Dress joins me on the show today to talk about preparing your portfolio for a potential high inflation environment. Brian is an investment advisor and Director of Research for Left Brain Wealth Management. We talk about the possibilities of Growth Stocks, Real Assets, Bonds, International stocks, and cryptocurrency being able to help offset the risks of inflation on your portfolio.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show!
Brian’s Links
Left Brain Website: www.leftbrainwm.com
Left Brain Investment Research: www.leftbrainir.com
Discount Code for 25% off: MAINST25
Fortune Makers Zoom Event: https://www.eventbrite.com/e/fortune-makers-wealth-builders-tickets-144074299107
Event is on April 8th
High Yield Bond Index: Ticker- HYG
Roku: Ticker- ROKU
Blackstone Minerals: Ticker- BSM
My Usual Links
Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Inflation... Should you be worried about it now more than ever? Today I talk about the basics on inflation and the kinds of trouble that it can cause to us as individuals as well as the general economy. I'll talk about what inflation exactly is, what causes it, and how to protect ourselves from it. Next week I will be speaking to an investment adviser and a Director of Research on how we can prepare our portfolios in case we think there is impending inflation coming.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Best Film Ever Links
All podcast episodes: https://linktr.ee/bestfilmeverpod
Facebook Page: https://www.facebook.com/bestfilmeverpod/
Podcast Virtual Convention trivia episode: Unfortunately, I could not find the link for this one, but you can find the entire trivia game on their Facebook page!
Extra Inflation Links
https://www.investopedia.com/terms/i/inflation.asp
https://www.economicshelp.org/macroeconomics/inflation/causes-inflation/
https://www.forbes.com/advisor/investing/what-is-inflation/
https://www.thebalance.com/what-is-inflation-how-it-s-measured-and-managed-3306170
My Usual Links
Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today I break down the types (or as I like to say, the Flavors) of Financial Independence. Most people only think of Financial Independence - or FI - as a "one and done" or "All or Nothing" approach. In fact, there are about a half dozen different off shoots of FI. Each involves different strategies, goal numbers, and time commitments. Be sure to check out this episode to learn more about: LeanFIRE, FatFIRE, CoastFIRE, and BaristaFIRE.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
My Usual Links: Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today we talk about how to establish your credit and some of the best ways to do it. I also go into the story of how I established my credit to give listeners an example. Be sure to check out this short and sweet episode!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Helpful Links
https://www.experian.com/blogs/ask-experian/credit-education/improving-credit/building-credit/
https://www.wellsfargo.com/financial-education/basic-finances/build-the-future/cash-credit/establish-credit
https://www.nerdwallet.com/article/finance/how-to-build-credit
https://www.creditkarma.com/advice/i/how-to-build-credit-from-scratch
My Usual Links: Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today we open the mail bag and answer some questions from an audience member. Sarah put a bunch of questions regarding authorized users on credit cards in a comment on a recent YouTube Video on my channel. She asked plenty of questions on the subject, so I decided to set up my soap box and make an episode about what authorized users are and the pros and cons of having them.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
My Usual Links: Website: www.MainStFinance.org Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
It’s Tax Season! I know that tax season isn’t the most exciting time, but for most people its also known as refund season. For a little bit of work of filing your taxes online, you can get a check from the government, but how does this all work? Today we are going to talk about tax brackets. Tax brackets are used in the United States, Canada, Australia, India, and several other countries as a way to tax all citizens fairly. The brackets are used to tax different amounts of income at different tax rates while also keeping it fair for everyone. Tune in to see my explanation of taxes and how the brackets work!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Tax Bracket Links:
Who Pays What Percentage of Federal Income Taxes: https://taxfoundation.org/federal-income-tax-data-2021/
The Tax Bracket Dollar Amounts 2020: https://taxfoundation.org/2020-tax-brackets/
How Tax Brackets Work: https://blog.taxact.com/how-tax-brackets-work/
Finding your Tax Bracket: https://turbotax.intuit.com/tax-tips/irs-tax-return/what-is-my-tax-bracket/L3Dtkab8G
My Usual Links:
Website: www.MainStFinance.org
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Credit Scores and Credit Reports. These are two terms that seem to rule our lives now-a-days, but what are they? Today I talk about what each of these are, what goes into each of them, what their purpose is, and I go over some resources to help you along your credit journey.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Credit Resource Links:
Information on the Vantage Score: https://vantagescore.com/
Credit Resources from Fair Issac Corp. (FICO): https://www.fico.com/en/sabf/resources
Description of FICO Versions: https://www.myfico.com/credit-education/credit-scores/fico-score-versions
Credit Karma (Free Credit Scores): https://www.creditkarma.com/
Free Credit Reports: https://www.annualcreditreport.com
Consumer Financial Protection Bureau (CFPB): https://www.consumerfinance.gov/
Nerd Wallet: https://www.nerdwallet.com
My Usual Links:
Website: www.MainStFinance.org
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
What should you do first: invest or pay off your debt? Personally, I think the answer is a math problem. However, like most personal finance debates, there are two ways to answer every question. Today I cover my thoughts on both sides of the equation.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
My Usual Links: Show Email address: Mainstfinance@gmail.comTwitter Account: @MainStMoneyYouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Game Stop? AMC? The Short Squeeze of the century? Quite a lot of information has been flowing and crazy stock movements have been happening this week. I am releasing this week’s episode early because I want the information to be out before the market opens on Monday so you can get the information you need as soon as possible.
This week I talk about Game Stop and the market mechanics behind its meteoric rise from $30 per share to almost $400 per share. I talk about how this is happening, the forces behind the movements, and the potentially illegality of the shenanigans of all involved!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Short Selling & Short Squeeze Resources
Short Selling - www.investopedia.com/terms/s/shortselling.asp
Short Selling Basics - www.investopedia.com/articles/investing/100913/basics-short-selling.asp
Short Squeeze - www.investopedia.com/terms/s/shortsqueeze.asp
Jim Cramer
South Park shoutout: www.youtube.com/watch?v=Y5X1fEkKiIo
You’ve Already Won: www.cnbc.com/2021/01/29/cramer-tells-investors-to-take-home-run-and-sell-gamestop.html
News reporting that Hedge Funds have closed positions
Market Insider - www.markets.businessinsider.com/news/stocks/gamestop-stock-short-sellers-melvin-capital-citron-surrender-bets-gme-2021-1-1030010382
CNBC - www.cnbc.com/2021/01/31/melvin-capital-lost-more-than-50percent-after-betting-against-gamestop-wsj.html
Reuters - www.reuters.com/article/us-gamestop-melvin/hedge-fund-melvin-capital-has-closed-gamestop-position-spokesman-idUSKBN29X0EN
SEC Investor.gov Links
Short Sales - investor.gov/introduction-investing/investing-basics/glossary/short-sales-0
Pump & Dump - investor.gov/introduction-investing/investing-basics/glossary/pump-and-dump-schemes
Market Manipulation - investor.gov/introduction-investing/investing-basics/glossary/market-manipulation
My Usual Links:
Website: Mainstfinance.org
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
On Today's episode, I give my two cents on a classic personal finance debate: Which should you prioritize for your limited savings? your retirement, your your kid's college education? This is a question that is easier solved than most others in the personal finance relm, but there is an extra force of guilt here that can influence you to make the wrong choice...
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today, I talk about the top two most talked about debt pay down strategies: The Debt Snowball, and The Debt Avalanche. I talk about how each one works, in what situations would one or the other be better for you, and my recommendations for someone using either of these methods!
If you are on twitter, be sure to check out Jason from @FinanceHippy
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today I go over the two ways that you make money from a stock, capital gains and dividends. The origin of this episode is a disagreement on whether or not you can have a reliable income stream from either of these two. If you are on twitter, be sure to check out Jason from @FinanceHippy
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today I try something a little different. I am trying a new format in which I answer a common personal finance question. The topic here is the meaning behind "Cosigning" a loan. What does that mean to you and should you do it?
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Jim Miller joins me on the show today to talk about budgeting. A few weeks back, we spoke with Jared from JRod Money about the proper mindset to have while budgeting. This week, Jim is going to take us through several topics in his recent book "Budgeting Doesn't Have to Suck" and cover some practical tips to help with the ins and outs of putting our budget into practice.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Jim's Links
Website: iamjimmiller.com
Book: iamjimmiller.com/budgeting-doesnt-have-to-suck/
LinkedIn: linkedin.com/in/iamjimmiller/
Instagram: instagram.com/iamjimmiller2
My Usual Links
Website: MainStFinance.org
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today I talk to John Stoj about the Agency Theory. Agency Theory is the thought that there are issues that arise between people and their agents that work on their behalf. This principle has wide uses, but today we are going to focus on the risks that investors take on by taking on a financial advisor. We talk about different pricing models that advisors use, some wordplay that is used to make you feel safe with them, as well as some questions to ask to get an idea for how good of an advisor they will be for you. This is an episode that I am very proud of and am happy to have it here for you!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
John’s Links:
Firm Website: https://www.verbatimfinancial.com/
Personal Website: https://www.johnfstoj.com/
LinkedIn: https://www.linkedin.com/in/johnstoj/
Twitter: https://twitter.com/StojBoj
Facebook: https://www.facebook.com/StojBoj
Instagram: https://www.instagram.com/stojboj/
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Jonathan Krueger joins the show today to talk about the process of selling your business. Whether you are selling because you want to retire, move onto other business ventures, or for literally anything else; knowing what to think about (and who to talk to) is a very important piece of planning for your business. Jonathan is the CEO of LionsGate Advisors in St. Louis, MO, and is a Certified Exit Planning Advisor (CEPA). Johnathan tells us about the advantages of having an exit planning advisor, things to consider befor you sell, and some possible next steps for soon-to-be ex-Entrepreneurs.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Jonathan's Links:
LionsGate Advisors: lionsgateadvisors.com
Book Recommended: Walking to Destiny by Chris Snider https://www.amazon.com/Walking-Destiny-Actions-Rapidly-Unlock/dp/0997252707 (not an affiliate link)
Podcast: Living a Richer Life by Design https://podcasts.apple.com/us/podcast/living-a-richer-life-by-design/id1439698758
LinkedIn: https://www.linkedin.com/in/jonathankrueger1/
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today I give my thoughts on a new book. The book is called Napkin Finance by Tina Hay. A great book with plenty of illustrations to help visual learners learn new finance topics.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Link to the book (Not an affiliate link)
https://napkinfinance.com/
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Jared from Jrod Money joins me on the show today to talk about the proper way you should be thinking about your budget as well as a few ways to make budgeting easier. It is very hard to stick with a budget if you have the wrong mindset, and we aim to help you get your budgeting into a lifelong habit.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
YouTube Budgeting Links:
Make your own budget spreadsheet: https://www.youtube.com/watch?v=SFEPEIs0QnM&t=47s
Comparing your budgeting sheet and making adjustments: https://www.youtube.com/watch?v=_b3-V0QkbhU&t=1s
Jared's links mentioned in the show:
Twitter: @MoneyJRod Website: Jrodmoney.com
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today I talk to Lane Kawaoka, who is a big time real estate investor with over 3,000 rental units across the United States. Lane shares his philosophies about retirement investing, investing in real estate assets, why he does not contribute to any tax advantaged accounts, and how to get started in real estate.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Lane's Links:
Book Mentioned: "The Millionaire Real Estate Investor" by Gary Keller
Website: simplepassivecashflow.com
Deal Analyzer: simplepassivecashflow.com/analyser/
Twitter: @SimplepassiveCF (twitter.com/SimplepassiveCF)
Podcast: podcasts.apple.com/us/podcast/passive-real-estate-investing-via-simple-passive-cashflow/id1118795347
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today I bring you an interview with none other than The Millennial Money Woman. Fiona is a professional in the personal finance field who also blogs and writes articles on her website The Millennial Money Woman. I speak with her and we have an excellent conversation about the state of financial education, what Dollar Cost Averaging (DCA) is, and about the basic steps required for you to be able to retire early.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Links to Resources and websites mentioned in the show:
Paper Trading Links (Stock Buying Simulations):
www.howthemarketworks.com
MarketWatch Virtual Stock Exchange: www.marketwatch.com/game
Investopedia Stock Simulator: www.investopedia.com/simulator/
Wealthbase (Has a phone app): www.wealthbase.com
Brokers that offer Paper Trading with an account:
TD Ameritrade, ETrade, Webull, and TradeStation
Fiona's Links:
Book Mentioned: The Behavior Gap by Carl Richards (behaviorgap.com)
Website: themillennialmoneywoman.com
Twitter: @The_MMW (twitter.com/the_mmw)
Pinterest: www.pinterest.com/themillennialmoneywoman/
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today I speak with Harry N. Stout about life insurance! Harry retired from several decades of working in and leading some of America's largest names in insurance. He recently published his latest book called "Today's Life Insurance - A Protection Tool for Your Future", and is here today to give us a very broad introduction into what you need to consider when it comes to life insurance. We talk about what life insurance is, what the three main types of life insurance are, some of the differences between them, and several stories and examples on the importance of life insurance.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Links to Resources and websites mentioned in the show:
Harry N. Stout's Links:
Website: Financialverse.com Additional Resources: Financialverse.com/resources Life Insurance Non-Profit: LifeHappens.org Harry's Latest Book: Financialverse.com/purchase
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week, I talk to Andrew and Emily from the 1,000 Days to FI Podcast! Andrew is currently on active duty in the US military and Emily is a veteran of the US armed forces. They join me on the show to talk about their journey of building passive income while being commissioned in the armed forces. We then go on and answer audience submitted questions on military benefits!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
This episode is dedicated to the men and women of the 2nd Battalion - 156th Infantry Regiment of the US Army.
Links to Resources and websites mentioned in the show:
Tricare enrollment information for National Guard and Reserve: https://tricare.mil/Plans/Eligibility/NGRMandFamilies/Activated
DOD Deposit Savings Program (SDP): https://militarypay.defense.gov/Benefits/Savings-Deposit-Program/
Navy Fleet & Family Website: https://www.cnic.navy.mil/ffr/family_readiness/fleet_and_family_support_program.html
Airforce Family Readiness Center: https://www.afpc.af.mil/Benefits-and-Entitlements/Airman-and-Family-Readiness/
Drew and Emily's Links:
Instagram: instagram.com/1000_DaysToFI/
Twitter: twitter.com/1000_DaysToFI
Podcast: https://open.spotify.com/show/3cfKMEpsj45xrO4XisvIjH
Website: 1000daystofi.com/
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week I sit down with Lindsey Johnson, who is the president of the US Mortgage Insurers USMI. We spend some time and do a deep dive on mortgage insurance for residential mortgages. Why would you need Mortgage insurance? Do you need a 20% down payment to buy a home? What are the differences between private and government mortgage insurance? What does it mean to be "Home Ready"? All of these questions and more are answered by our guest today!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Links to Resources and websites mentioned in the show:
Lindsey's Links:
Us Mortgage Insurers: www.USMI.org Lindsey's Linked In: www.linkedin.com/in/lindsey-johnson-455221a/ Calculators and resources website: www.lowdownpaymentfacts.com
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week, I talk to Tracey Bissett, a CFA charter-holder, a college professor, and the founder of Bissett Financial Fitness, Inc. Much like me, Tracey believes in teaching the fundamentals of money management. To do this, she started her own business to coach entrepreneurs and hosts the Young Money podcast where she talks about business and money. As a business owner herself, Tracey is a wonderful person to speak with on the topic of starting and running your business!
Tracey and I talk about the basics of entrepreneurship as well as some of the things to know before starting a business and things to keep you on track after starting your business.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Links to Resources and websites mentioned in the show:
Find a Small Business Development Center: www.americassbdc.org/small-business-consulting-and-training/find-your-sbdc/
Business Bank of Canada: www.bdc.ca/en/pages/home.aspx
US Small Business Administration: www.SBA.gov
Business Ideas to teach your kids about money: www.sidehustlenation.com/best-business-ideas-for-kids/
Check your credit report for free: www.annualcreditreport.com
Tracey's Free Money Meeting Agenda: www.CashCoach.biz
Tracey's Links:
Bissett Financial Fitness: www.bissettfinancialfitness.com
Tracey's Linked-In: www.linkedin.com/in/traceybissett/?originalSubdomain=ca
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week, we talk to Sarah Holden PhD about retirement accounts and saving during stressful times. Dr. Holden is an economist and Senior Researcher for the Investment Company Institute (ICI). The ICI strives to promote public understanding of mutual funds and other investment companies, and regularly publishes studies on the behavior of retirement and mutual fund investors. Sarah brings us valuable insight into the behavior of investors during corona as well as regular usage of various retirement accounts based on the Investment Company Institute's studies.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Links to Resources and websites mentioned in the show:
US Department of Labor - www.dol.gov
Department of Labor Retirement Booklet - www.dol.gov/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan.pdf
Securities and Exchange Commission - www.SEC.gov
Financial Industry Regulatory Authority (FINRA) - www.FINRA.org
FINRA Broker Check Tool - brokercheck.finra.org
SEC Investor Resources website - www.investor.gov
Consumer Financial Protection Bureau - www.consumerfinance.gov
Dr. Holden's Links:
Sarah's LinkedIn: www.linkedin.com/in/sarah-holden-55375a2a/
Firm Website: www.ici.org YouTube: www.youtube.com/user/ICIVideo Twitter: www.twitter.com/ici
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Jeff Porter CFP, CFA returns to the show this week and gives his opinion on 3 of the most popular Do-It-Yourself portfolios out there. We get Jeff talking about the Dave Ramsay portfolio, a 100% VTSAX or similar "Total Market" fund, and the Bogelhead's three fund portfolio. We talk about weighting the assets in your portfolio as well as the part international stocks plays in a balanced portfolio!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
DISCLAIMER: While Jeff Porter is a highly qualified individual with investments and money management, he is not YOUR money manager. All advice and ideas he gives should be considered general and not specific to your situation.
Links to Portfolios Mentioned:
Dave Ramsay: https://www.daveramsey.com/blog/what-is-diversification Bogelhead's: https://www.bogleheads.org/forum/viewtopic.php?t=88005
NOTE: In the episode, I said that the 3rd fund was REITS (Real Estate Investment Trusts). In actuality the 3 funds are: a Total US Stock Market fund, a Total US Bond Market fund, and a Total International Stock fund.
Jeff's Links:
Firm Website: https://sbsbllc.com/ Jeff's Bio: https://sbsbllc.com/our-people/jeff-porter/ LinkedIn: https://www.linkedin.com/company/sullivan-bruyette-speros-&-blayney YouTube: https://www.youtube.com/channel/UCXwiMNDGDFY87sjHPFB8low
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week, I interview Jeff Porter CFP, CFA , and we discuss asset classes and diversification. Some of the topics covered include reasons to consider having an advisor, what are asset classes, are there good or bad asset classes, and how do you adequately diversify a portfolio?
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Jeff's Links:
Firm Website: https://sbsbllc.com/ Jeff's Bio: https://sbsbllc.com/our-people/jeff-porter/ LinkedIn: https://www.linkedin.com/company/sullivan-bruyette-speros-&-blayney YouTube: https://www.youtube.com/channel/UCXwiMNDGDFY87sjHPFB8low
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today, we talk about the question of whether you should rent or buy for your residence. Many people say that buying is best, but renting definitely has some advantages over buying. During the episode, I talk about the framework of how I approached the issue and my exact numbers and reasoning for why i moved out of my apartment and bought my house earlier this year.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week, I introduce Exchange Traded Funds, also known as ETF's are, as well as the features that make them better and worse than Mutual funds.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Links mentioned in the show: Why ETFs are more tax efficient than Mutual Funds
https://www.etf.com/etf-education-center/etf-basics/why-are-etfs-so-tax-efficient https://www.investopedia.com/articles/investing/090215/comparing-etfs-vs-mutual-funds-tax-efficiency.asp
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week, I introduce what Mutual Funds are, how they work, and some Pros & Cons to investing in them! Be sure to send in questions for the interview with Mr. Porter (CFA, CFP)
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Links mentioned in the show:
BogleHeads Investing Forum: www.bogleheads.org BogleHeads 3-Fund Portfolio: www.bogleheads.org/wiki/Three-fund_portfolio
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week, I go a little into the history of bonds and why the interest payments from them are called "Coupon Payments". I also talk about Zero-Coupon bonds and how you make money off of a bond that does not pay interest.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Bond links mentioned in the show: Bond Example #1:https://en.wikipedia.org/wiki/Bearer_bond#/media/File:BabyBondLA.jpg
Bond Example #2:https://i.pinimg.com/originals/73/2b/7d/732b7d0ee2739470305e2c7b69a917f1.jpg
Bond Example #3:https://businessjournalism.org/wp-content/uploads/2017/01/2nd-liberty-100-dol-1.jpg
Bond Example #4:https://currency.ha.com/itm/confederate-notes/group-lots/confederate-states-of-america-lot-of-2-act-of-february-28-1861-8-coupon-bonds/a/241622-91315.s?ic16=ViewItem-BrowseTabs-Auction-Archive-ThisAuction-120115
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Jared from Jrod Money joins me on the show today to talk about Social Security. This week, we go into detail on the problem that is facing Social Security and talk about the various solutions.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Social Security Administration Website:www.ssa.gov 2020 Report: www.ssa.gov/oact/tr/2020/
Jared's links mentioned in the show:
Twitter: @MoneyJRod Website: Jrodmoney.com
My Usual Links:
Show Email address: Mainstfinance@gmail.com Twitter Account: @MainStMoney YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today, we cover the basics of the United States Social Security Program. I teach you about the program's origins, goals, and how it works. I also go on to introduce the problems that are currently facing social security. Next week's episode will feature Jared from JRod Money and we are going to talk about the problems facing social security as well as evaluate ways to fix the program.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
I interview Greg Roedersheimer of the Suburban Folk Podcast, and we talk about the FIRE movement. FIRE is an acronym for Financial Independence / Retire Early. We discuss retirement in America and how the principles of financial independence allows people to have more freedom in their lives. Whether it involves stopping all paid work entirely or leaving your high stress / high paying job for one that you are passionate about but might pay less.
We talk to about Greg's path from high school graduation till now, where he is only a handful of years away from retiring around age 40. Other things covered are: introducing Financial Independence (FI) to significant others, investment vehicles to invest, and about side hustles to help you get there faster!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Greg's links mentioned in the show:
Website: suburbanfolk.com Email Address:Greg@suburbanfolk.com Phone Number: (717) 856 - 5709
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week we follow up with Matt Akins, a mortgage lender with Arvest Bank. We had already spoken about the process on purchasing real estate last week. However, we neglected to mention how the Corona Virus affected this process. I interview Matt about changes to the process, some potential pitfalls during the pandemic, and share a horror story.
Please keep in mind that, while Matt is a mortgage loan officer, he is not YOUR loan officer. Any and all advice should be considered general and you should speak to a loan officer in your area as laws, rules, qualifications, and customs can be different from area to area.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week we talk to Matt Akins, a mortgage lender with Arvest Bank. We had already spoken with a real estate agent a few weeks ago and today we finish covering the home buying process by talking about the finance side of it. I interview Matt about the finances behind buying a home. Common topics such as loan programs, pre-qualifications, appraisals, and much more.
Please keep in mind that, while Matt is a mortgage loan officer, he is not YOUR loan officer. Any and all advice should be considered general and you should speak to a loan officer in your area as laws, rules, qualifications, and customs can be different from area to area.
Have ideas for a future bonus episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
In today’s episode I talk about bonds, interest, and risk adjusted return. We’ll cover what bonds are, the 5 main sources of risk for them, and why you might have bonds in a portfolio. I also go into detail on the basics of the theory of interest charges and the Risk Free rate. It’s an episode PACKED with knowledge and I hope you enjoy!
Have ideas for a future bonus episode? Send in and email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today We finish the interview with Colley Bailey, who is a licensed real estate agent in Northwest Arkansas. In this part, we finish my questions and go into the listener submitted questions !
ANNOUNCEMENT: I have scheduled an interview with a mortgage lender next week. If you have questions that you would like me to ask, be sure to shoot me an email or a tweet!
Colley’s information
Website: www.HomesWithColley.com Facebook page: Colley Bailey, New Home Specialist Email: Colley.bailey@gmail.com
Have ideas for a future bonus episode? Send in and email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Today I interview Colley Bailey, who is a real estate agent in Northwest Arkansas. I talk to Colley about the basics of: what does a real estate agent do, how do they get paid, what questions you should ask them, and about both the home buying and the home selling process.
Colley’s information
Website: www.HomesWithColley.com Facebook page: Colley Bailey, New Home Specialist Email: Colley.bailey@gmail.com
Have ideas for a future bonus episode? Send in and email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
For this Friday bonus episode, I talk about Tesla’s new apparel item and the historical significance of why Elon is selling them now. We also talk about commodities and short selling.
Have ideas for a future bonus episode? Send in and email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Further reading on Short Selling: https://www.investopedia.com/ask/answers/how-does-one-make-money-short-selling/
See the shorts here:https://shop.tesla.com/product/tesla-short-shorts
This week we talk about the things you should think about and look for when choosing a broker for your investment portfolio. I also talk about my account types, which brokers I have them with, and why I use them.
Have ideas for a future bonus episode? Send in and email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This week, I interview Scotty Moore. He is a professional podcaster on his way to becoming a world record holder for being on the most podcasts in a single year. Scotty tells his story about working for himself and how he uses that income to support himself. We get into his budgeting as well as his financial philosophies and preparations for quitting the workforce.
Have suggestions for future guests? Send me an email or a tweet!
Show email address: Mainstfinance@gmail.com Show twitter page: @MainStMoney
Scotty’s info Twitter page: @Scottyemo Website: Aloadofpurebs.com Podcast: Me Again
On today’s episode, we talk about the basics of stocks. I explain what stocks are, and also dividends, annual meetings, your rights as a shareholder, and capital appreciation.
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
I am not in any way affiliated with anyone affiliated with this book. I did this review simply because I wanted to try out a different format of proving value to your finances through book recommendations. Thus far, I still do not get paid for doing this show and there is no sponsored content anywhere. I do it for my personal crusade for teaching financial literacy.
I will be accepting entries into the drawing through next Wednesday night (6/24) at 11:59PM. I’ll see you guys next week when we talk about stocks!
Show Email address: Mainstfinance@gmail.com
NEW Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
In this weeks episode, we will be covering Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs). We introduce the topic of workplace health insurance plan envisions, discuss the pros and cons of high deductible vs low deductible health plans, and the pros and cons of HSAs and FSAs!
Be sure to listen to the first Book Review Episode this Friday! I will be talking about one of my favorite finance books and then giving it away to a lucky listener! Be sure you tune in on Friday as there will be a time limit to enter your name in the drawing.
Show Email Address: Mainstfinance@gmail.com
NEW Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
This episode is a short and sweet bonus episode to give a high level overview of the role that insurance plays in an economy. Have ideas for a future bonus episode? Send in and email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations every week!
Show Email address: Mainstfinance@gmail.com
NEW Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Welcome to week 3 in our Series of Savings! In this week’s episode, we cover what IRAs are. We also go in detail and talk about 4 different kinds of IRAs: Traditional, Roth, SEP, And Spousal. This week also features a new YouTube video which will be uploaded this evening to show a difference in how much money you can retire with if you use a traditional vs a Roth retirement account; Be sure to check it out!
Show email address: Mainstfinance@gmail.com
YouTube channel: Main St. Finance https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
In this week’s episode, we cover workplace retirement plans. I talk about the three most widely available employer sponsored accounts (the 401k, the 457 and the 403b) and how they work. Topics covered include: what these accounts are, contribution limits and how they are taken from your paycheck, vesting schedules, what rollovers are, and the history of these plans work. Be sure to check out the Main St. Finance YouTube channel, where there will be 2 companion videos to this episode posted within the next few days.
Show email address: Mainstfinance@gmail.com
In this episode, we take the knowledge we gained from the previous 2 episodes and roll it into our next lesson on savings. This is the first of a 4 part mini-series on the “Saving” portion of your budget. Topics covered include the new and improved podcast audio, what is an emergency fund, how much to put into your emergency fund, and where to put it.
Show email address: mainstfinance@gmail.com
In today’s episode, we wrap up our discussion on budgeting by comparing our now completed budgets vs the average US household budget. We also talk a little more about savings and lead into the next few episodes, which will all be deep dives into savings topics. Thanks for listening!
Bureau of Labor Statistics study: https://www.bls.gov/news.release/cesan.nr0.htm
Link to download my budgeting spreadsheet: https://docs.google.com/spreadsheets/d/1-r4UDOWD7P_hxpIncMLfbEbtPgg-b01JlzgyHFHrmOs/edit
Show email address: mainstfinance@gmail.com
In this episode, we are going to cover tracking your spending and budgeting. We are going to go over why they are both important, how they interact, and several methods and strategies of each.
Podcast Email address: mainstfinance@gmail.com
Waffles on Wednesday Spending Tracker: https://wafflesonwednesday.com/make-your-own-mobile-expense-tracking-app-in-30-minutes/
YouTube Channel: Main St. Finance
Welcome to the podcast! This is a short episode that’s an introduction to the podcast that tells you what our goals and the kinds of content you can expect. Hope you stick around and thank you for taking the time !