MoneyHeart: Recent Episodes
MoneyHeart
Hosting this show has been an amazing experience for me. I hope the content has been valuable for you as well. The time has come for me to wrap up MoneyHeart and move on. In this crossover episode I share some of the history of how MoneyHeart got started and explain why it’s now time to end.
THANK YOU to all of my guests and listeners. It has been amazing and I am truly grateful. I hope you’ll all join me on my next adventure… The Real Deal with Camille. True stories of life as an entrepreneur.
"I'll figure it out."
-Camille Diaz
About Camille Diaz
Camille Diaz is a connector, author, optimization coach, speaker, and financial professional who loves to empower people with knowledge and resources. Her desire is to see others succeed in business and in life and to help inspired individuals design a path toward happiness, harmony, and financial security.
The best way to contact Camille is on social media @CamUnfiltered or you can visit her website https://camillediaz.com.
Money Mantra:
"If you don't choose your challenge, your challenge will choose you."
-Camille Diaz
Costumes
For this episode I wanted to wear something I’d never worn on the show before. This corset was a recent gift from my mother and this is the first time I pulled out this garage sale find hat for the show.
More at moneyheartshow.com.
--- Send in a voice message: https://anchor.fm/moneyheart/message
Trauma is not only caused by things like car accidents and bad breakups. Jessica “Vibrant” Hammock teaches that trauma can be caused by anything where we had an expectation and what actually happened did not meet our expectations.
Therefore, anytime we have a money experience that doesn’t meet our expectations we may have a trauma response and store it in our bodies. This often appears as headaches, anxiety, depression, stress, and more.
In this episode, Jessica teaches us how to begin to rewire our thinking around money. She encourages us to give ourselves permission to recognize where we are, change our behaviors, and learn a new story. Join us!
"I always believe that there's this grace period for us when we learn new information to begin to walk it out... You don't have to fix it all today."
-Jessica "Vibrant" Hammock
About Jessica Hammock
Jessica Hammock is a Licensed Professional Counselor and Clinical Certified Trauma Specialist, Emotional Mastery Coach, Speaker and Author. Chief Creator and Visionary of Vibrant Voice. Jessica has over 15 years of experience in education as a teacher, counselor, and mental health specialist. She is married to her husband Aaron of 15 years and has an 8 month old miracle baby, Hope Elizabeth.
The best way to contact Jessica is by email at vibrantvoice20@gmail.com or you can visit her website https://vibrantvoice.life/
Money Mantra:
"My worth and value has nothing to do with the money that I have, keep or earn. I have exactly what it takes to earn unlimited amounts of money for all that I desire."
-Jessica Hammock
Costumes
Jessica’s focus is helping people to break free from their money chains. She suggested a prisoner costume for our recording and I loved the opportunity to create a look I hadn’t done before.
More at moneyheartshow.com.
--- Send in a voice message: https://anchor.fm/moneyheart/message
Stéphanie’s parents weren’t always the best at managing money. As she was entering adulthood she realized that if she wanted to have money it was up to her. She worked hard and did well but continued to struggle. After her kids and husband were all diagnosed with ADHD, Stephanie finally allowed herself to be tested and discovered what she already knew, she had ADHD.
Knowing that her brain learns and processes differently, Stéphanie was able to rewrite her money story. She and her husband put tools in place to help them better manage their finances. They have regular check-in meetings to stay on track and they are now debt free. They have even been able to save and pay for a backyard renovation and regularly have space in their budget for fun stuff like eating dinner out.
Stéphanie now coaches those who want to overcome limiting beliefs and reach their full potential. In this episode she shares her experience and some of her best tips on how to break free from inner conflict and live the life you desire.
"If I wanted to have money it was up to me."
-Stéphanie Rourke Jackson
About Stéphanie Rourke Jackson
Stéphanie is a high energy, coffee drinking, naturally curious problem solver who likes to push limits. As founder of Beacon Coaching & Leadership she is a guide, coach and mentor for ambitious people who want to grow their confidence, crush limiting beliefs and discover their full potential. She is the creator of the radical self-awareness program and life plan called Identity Mapping. She also created the coaching program called ADDvance for Adults with ADHD who want to function well in work and at home.
Stéphanie is a life learner who is inspired by success stories, especially when adversity is overcome. She’s passionate about human dignity and engages her voice to create awareness to end human trafficking.
In her downtime, she can be found at the beach with a good book or running on a trail listening to an inspiring podcast or classic rock, like John Mayer. Stéphanie loves laughing with her three grown children and husband of 30 years whom she married twice! She’s a firm believer that nothing is impossible when you know who you are and courageously empower yourself with support!
You can connect with Stéphanie through her website https://beaconcoaching.ca/ on Instagram at https://www.instagram.com/beacon_coachingca/ and on LinkedIn at https://www.linkedin.com/in/st%C3%A9phanie-rourke-jackson-9831663/.
Here are links to a few helpful tools:
Mint (free budgeting app): https://mint.intuit.com/
Stéphanie’s free workbook and “Get Outta the Rut” training: https://beaconcoaching.ca/get-outta-the-rut/
Money Mantra:
"Be generous in giving, it’ll always come back to you."
-Stéphanie Rourke Jackson
Costumes
Stéphanie asked to wear a unicorn costume for our recording to reflect how unique each person is. I already had a unicorn horn on standby and added a shiny shirt and boa to make my unicorn extra fancy.
More at moneyheartshow.com.
--- Send in a voice message: https://anchor.fm/moneyheart/message
Is any of us prepared when we start our own business? Usually not! After starting her business El Knezevic found she kept running into blocks when it came to making money. Being the type of person who takes responsibility and seeks out solutions, El quickly discovered the blocks were not external, they were internal.
In this episode El brings up those tough money emotions like shame, worthiness, and all the other stuff stored in our subconscious. She talks about how we can get so easily distracted by small money issues like a little raise in price when we open a bill. Then she shares with us how we can start to change our money situation by changing in three key areas mindset, words, and action.
El explains that our minds are always looking for evidence and whatever you believe, you’re always right. You will always find evidence to support your belief, so change what you’re looking for! If you’ve been wanting to modify your money mindset in a fun, low-stress way, this is the episode for you.
"Some of that for me, please."
-El Knezevic
About El Knezevic
El Knezevic is an intuitive money mindset and abundance coach for women in business. El empowers women to break through their inner glass ceiling and get in the financially fierce mindset and energy that makes money inevitable. As a former business-owner in the male-dominated construction industry, El is passionate about shifting the financial consciousness of female leaders.
You can connect with El through her website www.abundanceplayground.com.
Money Mantra:
"There is no loss in Divine mind. Whatever is meant for me comes to me with ease and abundance."
-El Knezevic
Costumes
El suggested fun hats as our theme. I made mine by decorating a plain had with autumn leaves. In her unique and cheerful style, El added pineapple sunglasses to her look and I absolutely loved them.
More at moneyheartshow.com.
--- Send in a voice message: https://anchor.fm/moneyheart/message
Len Glassman jokingly describes himself as a recovering attorney. He explains that after 4 years of law school and 12 years in practice he just wasn’t happy. Unfortunately (but actually, very fortunately) he was laid off from his job as an officer at a hospital. Right then he decided he never wanted to have another job where someone else was in control of his future.
The very next say he ran into an old friend who was a serial entrepreneur. She and her husband were about to start up a fitness training center and invited him to come work with them. He loved it, learned a ton, and eventually bought the business from them. He ran that business for years and expanded it to having 15 trainers.
In this episode Len opens up about how fitness not only saved his physical health but also his mental health. We have a fun discussing about the best way to build a business and some of the challenges of being an entrepreneur.
Before we wrap up Len provides us with a few exercises we can do to relieve the stress of sitting for long periods of time. Best of all the only equipment we need is a wall. Join us!
"If you feel uncomfortable in what you're doing everyday, then it's not the right place."
-Len Glassman
About Len Glassman
Len Glassman is a Master Level Personal Trainer and Certified Health Nutritionist with over 25 years of professional fitness experience. He is the owner of Personal Best Training Center and Fit Pro Express Virtual Training.
Len is dedicated to helping people achieve and maintain optimal health and fitness at all stages of life. He works with people to change their physical outlook on life through holistic health, optimal wellness and intellectual fitness, using a unique blend of personalized programming and expert instruction, to help them move better, feel physically and emotionally empowered and provide deeper meaning, purpose and insight into all aspects of their lives.
Len’s unique expertise was most recently featured in the Vitamin Shoppe blog article titled It’s Time To Master The Towel Workout (https://www.lenglassman.com/media-room), where he shared how to turn your towel into a workout weapon! He has also contributed to several high profile articles in national health and fitness magazines including AARP, Eat This Not That, Consumer Health Digest and Men’s Journal(https://www.lenglassman.com/media-room), and has served as a fitness and health advisor, corporate wellness and lifestyle consultant and motivational speaker. He is also an Affinity Partner with Castle Connolly Private Health Partners, LLC. (https://sens.ccphp.net/affinity-partners/)
Len is the acclaimed author of Soul Trainer (https://amzn.to/3kxnvDB), a fictional-fitness series of short stories that takes readers on an inspirational journey, where fictional characters with troubled lives find fitness as a way to overcome insurmountable obstacles, while challenging readers to gain control over their lives from the outside in.
He is also the creator of the Fitness Fundamentals Personal Training Exercise Program (https://www.lenglassman.com/products).
Len believes that in order to get people to move, you must create a movement, something bigger than yourself that people from all walks of life can relate to.
Money Mantra:
"Being Fiscally Fit and Physically Fit Go Hand in Hand."
-Len Glassman
Costumes
When I asked what costume he wanted to wear Len made the logical choice of fitness gear. Most of my fitness gear is pretty well used, lol, but I finally found a set that was color coordinated and without holes.
More at moneyheartshow.com.
--- Send in a voice message: https://anchor.fm/moneyheart/message
After 20 years of work Sarah Leslie had a very high paying career doing something she was really good at… but it was killing her. The job was so intense that she was literally sleeping with her cell phone in the bed so she wouldn’t miss any work related calls. People were starting to comment that she was losing weight and turning pale.
One day during the final rest pose of a yoga class, lying there in the dark with about 50 other people, she started crying uncontrollably. That was totally out of character and it was enough to finally move her to action. When she got up from that mat she knew she had to make a change and resigned from her job the very next day.
Sarah is now an Identity Artist who helps highly motivated individuals become strategically liberated CEO over their whole lives, including the way they create money. In addition to sharing her story, in this episode Sarah reveals the underlying causes of why we get stuck in our money beliefs and how we can start to break free.
"Money is just paper. Money doesn't mean anything unless you and I agree it means something."
-Sarah Leslie
About Sarah Leslie
Sarah spent the first 20 years of her career working from the therapy chair and as the Director of Clinical services over a 150 bed residential facility.
After a dramatic shift in her own life, she pivoted to the virtual space allowing her the freedom to work from anywhere! Now, she helps highly motivated individuals become strategically liberated CEO over their whole lives, including the way they create money.
She stands out from others in her field as she is fiercely committed to her own personal growth so that she can continue to push past her own limits.
She loves nature, being near the water and the mountains, cooking delicious meals and having thought provoking conversations.
Sarah Leslie, CEO Identity Artist
Book a free consultation at https://sarahlesliecoaching.com/
The best way to contact @sarahleslieliberatedbadass is to send her a DM through her Facebook page: https://www.facebook.com/sarahleslieliberatedbadass. That’s where she hangs out the most.
Money Mantra:
"It's never about the money. It’s always about your beliefs about the money."
-Sarah Leslie
Costumes
The first time I met Sarah she was housesitting for a friend and had an enclosure with quite a few birds hopping about in the background. I used the bird theme as inspiration for this costume, although I took the creative liberty of making it dark instead of colorful.
More at moneyheartshow.com.
--- Send in a voice message: https://anchor.fm/moneyheart/message
Many of us, especially women, are taught that in order to serve we must sacrifice something precious to us. Frequently, the sacrifice we make is our own well being. We sacrifice our income, our physical health, and our and mental health to be what we believe to be the most helpful and the most useful person possible.
For years Linda-Ann Stewart did exactly that. She volunteered regularly and helped out with every event until her health took a turn for the worst and she was forced to learn to say “no”. As she practiced saying no she made some key discoveries about being of service versus giving a gift. Most importantly that service doesn’t have to be for free and that it’s incredibly hard to give when your energy and finances are low.
In this episode Linda-Ann shares her story and we discuss how value, priorities, feeling indebted, and feelings of resentment all play into this theme. Linda-Ann does a wonderful job of teaching us where to draw the line, creative ways to say no with confidence and kindness, and how to serve without sacrifice.
"Service is different than a gift."
-Linda-Ann Stewart
About Linda-Ann Stewart
As a focus coach, hypnotherapist, speaker and writer, Linda-Ann Stewart works with women entrepreneurs and small business owners who have gotten stuck and distracted by shiny objects. She empowers them to focus, master their mindset and manage their priorities, so they manifest greater prosperity, well being and freedom. She opened her private hypnotherapy practice in 1990, a few years after moving to Sedona, Arizona.
A dozen years ago, she transitioned her business to coaching women to be more effective, efficient and productive. Over 300 of her articles on mindset, motivation, and empowerment have been published in magazines, newsletters and online. Many can be found on her website, and her Monthly Coaching Tips videos can be found on her YouTube channel: http://www.youtube.com/user/LindaAnnStewart
Get a free gift and book a consultation on Linda-Ann’s website: http://www.Linda-AnnStewart.com
Money Mantra:
"When I'm being of service, I accept an equitable exchange of energy or reward that benefits both sides."
-Linda-Ann Stewart
Costumes
Linda-Ann and I are both big fans of Renaissance festivals. She suggested wearing chainmail we’d each gotten at a faire along with some matching garb. The hardest part for me was choosing which chainmail pieces to wear!
More at moneyheartshow.com.
--- Send in a voice message: https://anchor.fm/moneyheart/message
Not too long ago Jen Vellenga (Jen V) and Jennifer Rettele-Thomas (JRT) started a company dedicated to helping women speak with presence as a side hustle. Then after a few months, they decided to take a big risk. They chose to resign from their steady, stable, university jobs and make their side hustle their main gig.
In this episode, Jen V shares what it was like to take such a risk (yes, there was last minute panicking involved) and how they knew it would be worth it. She talks about her supportive husband and a few others who were much less supportive.
We also chat about what it’s like to be an entrepreneur, the power of partnerships, and quantum leaps. Join us!
"You learn along the way. Your clients teach you what you offer."
-Jen V
About Jen V
Jen Vellenga, Co-Founder of Voice First World. Former professor of theatre, academic leader, stage director, and speaking coach turned entrepreneur.
Success Stories from Voice First World: https://www.voicefirstworld.com/testimonials
Join the Powerful Women Speakers Facebook Group: https://www.facebook.com/groups/powerfulwomenspeakers
Money Mantra:
"I don't have one, but my mom always said, 'It's only money.' That is stuck in my head for better or worse. LOL"
-Jen V
Costumes
Jen’s big concept for starting Voice First World was to help women speak with presence without being perfect. When she told me about her “Perfection is Overrated” t-shirt I decided to use that as the costume theme for this episode.
Then, because irony loves me, I forgot to take a pic while in costume and had to pull a screenshot from our video recording. Genius.
Follow the show on Instagram @moneyheartshow to see more pics of my costumes from each episode. I also include my guest’s costume when they choose to wear one.
More at moneyheartshow.com.
--- Send in a voice message: https://anchor.fm/moneyheart/message
Pretty much everyone wants to monetize their media, but how does one stand out in a crowded marketplace? Marketing and media strategist, Patty Farmer, says you could do “lazy” marketing by throwing stuff up and seeing what sticks, OR you could work in your zone of genius and build authentic relationships.
In this episode Patty shares a wealth of information on how to create a business that is profitable without being painful. She talks about leveraging other people’s audiences, how to set your pricing, how to make sure you’re talking to the right people, and the importance of not going it alone. If you want learn how to grow both your business and your bank account, join us!
"When you do well, you can do good."
-Patty Farmer
About Patty Farmer
Patty Farmer is an award-winning Marketing & Media Strategist, International Speaker, Podcast Host, Magazine Publisher, and 7- Figure Event Producer.
As a global influencer and thought leader, she works with women CEO’s, entrepreneurs and speakers who are experts in their field to help them fully identify their expertise, attract (and convert) their ideal buyers, gain massive visibility, package their knowledge, and position them in the marketplace to increase sales, leverage the media and create marketing strategies that are profitable…not painful.
Her mission is to help her clients scale their business in a way that creates transformation for both them and their clients, to make a big impact in the world, and bigger deposits in their bank account while designing a lifestyle they want to live.
Money Mantra:
"It is NOT in my DNA to be broke, I have the power to reset my money story."
-Patty Farmer
Costumes
For the costume in this episode I was inspired by this new chainmail headpiece I’d recently picked up at a local event. The blue cloak seemed fitting and I love how it turned out.
More at https://moneyheartshow.com.
--- Send in a voice message: https://anchor.fm/moneyheart/message
Did you know a desire to continuously give without receiving anything in return often stems from a lack mindset? When my guest Mary Meduna-Gross first found that out about herself she let the assessment results sit for seven years before circling back to address the issue.
In this episode Mary shares how often we use generosity to mask our feelings of inadequacy. Fortunately, there is often ample evidence that we are enough. And ample evidence and that there is enough of what we need for all… if we are willing to pause and look for it.
Join us as Mary shares her journey of self discovery and growth as she went from educator to entrepreneur.
"I am good enough. I do have enough. I have enough value to offer."
-Mary Meduna-Gross
About Mary Meduna-Gross
Dr. Mary Meduna-Gross s a heart-centered business leadership coach and educator. She believes that we are happiest when we honor our inner strengths and gifts by using them to make life better for others. She knows that it takes a great deal of courage and self-compassion to let go of the old stories that no longer serve us so that we can experience this highest version of ourselves.
Mary has been teaching, leading, and coaching others on their journey for more than 30 years. She supports conscious entrepreneurs who struggle with self-doubt and lack clarity of purpose. With her guidance, her clients align with their inner power so that they can make the world a better place through their business, establish a satisfying culture within their organization and manage profits so they can make an even better impact.
Money Mantra:
"I am worthy of all the richness I desire."
-Mary Meduna-Gross
Costumes
When I asked what costume she would like to wear Mary told me she had a tiara that doesn’t get enough use. I was super excited to don my sparkly tiara again and then I couldn’t find it! Instead I combined a feather arrangement that fell off of a mask with a dark crown I made a few years ago. Tada!
More at https://moneyheartshow.com.
--- Send in a voice message: https://anchor.fm/moneyheart/message
Annie P. Ruggles spent years living in what she calls “the martyrdom of overmarketing”. A place filled with stress and overwhelm wherein no one is allowed to like selling because selling makes you a terrible person. Never mind the fact that all entrepreneurs need to sell if they want to make a living!
In this episode Annie delightfully shares how she released her sales baggage and gives us some tips on how the rest of us can do the same. Spoiler Alert: sales don’t have to be stressful, creepy, or difficult. Selling can even be fun and you don’t have to spend your life as a miserable “stress beast.”
"The only thing that makes money faster is consistency in your marketing and brand awareness coupled with a willingness to ask and receive. That's it!"
-Annie P. Ruggles
About Annie P. Ruggles
For over a decade, Annie P. has harnessed her Hulk-like disdain for hard-sales, tacky self-promotion, and overly competitive sleazeballs as inspiration to help people find better ways to grow their small business. As Founder of The Non-Sleazy Sales Academy, she’s guided hundreds of people toward making deeper connections, lasting impressions, and friendlier, more lucrative transactions and conversations. Her pride and joy is her podcast, Too Legitimate to Quit: Instantly Actionable Small Business Strategies with a Pop Culture Spin. Visit her podcast website here: https://www.toolegitimate.com/
Money Mantra:
"I am someone people love to pay."
-Annie P. Ruggles
Costumes
Annie P. immediately suggested we wear sequins in our episode. I found this awesome scarf on a shopping trip shortly after. Annie’s personality turned out to be even more sparkly than her shirt and I had a blast recording our interview.
More at moneyheartshow.com.
Send in a voice message: https://anchor.fm/moneyheart/message
We’ve all had an unpleasant experience with a sales person who made us feel like we wanted to run away and join the witness protection program to get away from them. Somehow, when many of us start a business we suddenly become that sales person because we’ve never had training or been exposed to a better way. In this episode Follow-up Boss, Bethany George, talks about how to generate more sales and higher dollar sales through relationship building. What’s even better is she teaches us how to do it without getting burned out.
"Stop treating them like prey and start treating them like a partner."
-Bethany George
About Bethany George
From a very young age Bethany has been an entrepreneur. Achieving early success going door to door selling candy bars for band and cookies for the girl scouts. That early success came from her own tenacity, and something else that is often overlooked. The relationships she had with neighbors, friends and local businesses.
As an adult, struggling to understand the secrets to sales success, she realized that underlying all success is a solid network of interpersonal relationships. Bethany has since expanded on that idea to unlock the secrets to accelerating business growth, creating powerful partnerships, and simplifying the sales process.
Follow Up with Bethany on her website https://thefollowupboss.com and connect with her on social media @thefollowupboss.
~~~
The CRM I mentioned in this episode and use personally is Less Annoying CRM. You can access their website here: https://www.lessannoyingcrm.com/a/93
~~~
Money Mantra:
"The size of the obstacle is based purely on your perspective. If it looks too big, get a different perspective."
-Bethany George
Costumes
In our first meeting Bethany and I quickly discovered we both have a love of costumes and corsets. We quickly agreed on a pirate theme for this episode and I used the opportunity to don a green pirate look which I hadn’t worn before.
Follow the show on Instagram @moneyheartshow to see more pics of my costumes from each episode. I also include my guest’s costume when they choose to wear one.
More at moneyheartshow.com.
Send in a voice message: https://anchor.fm/moneyheart/message
Robert spent 10 years traveling the world and working as a missionary. During his travels he learned many important lessons. One was that smiles and hugs translate into any language. Another was the fact that we need money to make an impact in the world. Robert came across many missionaries who believed they needed to give away all the money that came to them and that sacrifice was required to be righteous.
Robert realized the more money he had the more he could affect change in the world. In this episode he shares how he came to this conclusion and how he’s built a business based on teaching other entrepreneurs to do the same.
“Don't act in fear. Don't use money in fear. Money is meant to work.”
- Robert Peterson
About Robert Peterson
Robert Peterson is a podcaster, author, speaker and the Smiling Entrepreneur Coach. Here are a couple of links to Robert’s podcast and book as well as the best places to contact him.
Robert’s podcast episode with Mike Michalowicz:
https://www.addvalue2life.com/podcasts/add-value-2-entrepreneurs/episodes/2147772729
Robert’s Book, The Entrepreneur Mindset $hift: Growth Characteristics of Success:
https://www.addvalue2life.com/shift
Add Value 2 Life website:
https://www.addvalue2life.com/
Connect with Robert on LinkedIn:
https://www.linkedin.com/in/robertav2l/
Money Mantra
"You need more money to make a bigger impact."
- Robert Peterson
Costumes
Robert knew right away that he wanted to wear his smiling emoji hat and shirt. He’s devoted his business and life to helping entrepreneurs smile every day. I loved the emoji concept and found this really fun hat which made me smile.
Follow the show on Instagram @moneyheartshow to see more pics of my costumes from each episode. I also include my guest’s costume when they choose to wear one.
More at moneyheartshow.com.
Send in a voice message: https://anchor.fm/moneyheart/message
In her Reiki practice Devin teaches that the spirt world loves joy and playful energy. When we focus too much on the “I need to make money” thought we are damming the flow of that energy and slowing our money energy to a trickle.
When we are open to abundance we realize that it will show up in all areas, including money. In this episode Devin and I discuss letting go of limiting beliefs and she shares some practical ways she’s implemented these concepts of playful money energy in her own life.
Devin reminds us that the universal energy isn’t vindictive and doesn’t hold grudges, so we can implement this new way of thinking and change our future at any time. Join us and test this new mindset for yourself!
“Now when I go out I think, I have space in my budget for this, but is this something I want to make space in my budget for?”
- Devin Grindrod
About Devin Grindrod
Devin Grindrod is a Reiki Master and Evidential Psychic Medium.
Devin is a strong advocate for empowerment and whole-person healing. She received her B.A. in Psychology and is currently working as an evidential psychic medium and Usui Reiki Master Teacher. Devin’s mission is to help women overcome self-limiting beliefs and learn to trust in the power of their own inner knowing.
Devin’s website is spirituallybalanced.com or find her on TikTok and Instagram @spirituallybalanced.
Money Mantra:
"I live in a constant state of abundance where money flows easily and effortlessly to me and through me."
- Devin Grindrod
Costumes
Some of what she does feels like magic so Devin chose a wizard costume as the theme for our episode. When we got on zoom we discovered we both had the same hat! So much fun.
More at moneyheartshow.com.
Send in a voice message: https://anchor.fm/moneyheart/message
While running a highly successful business, Emily Wilcox got burned out on “hard” and started exploring what “easy” would look like. She led herself back to feminine energy, healed her money wounds, reprogrammed her subconscious mind and nervous system, and welcomed easy money. In this episode she explains the six money wounds which keep us stuck in lack and prevent us from reaching our full potential. They are:
-
Money Shame
-
Evil Money
-
Money Trust
-
Hard Money
-
Safe
-
Disappearing
Emily is an expert at identifying and healing money wounds to help entrepreneurs level up. Listen in and learn to level up your money game with ease!
“If we perceive the distance between where we're at and where we want to be as lack then we will perceive our entire lives as lack.”
- Emily Wilcox
About Emily Wilcox
Emily Wilcox is a crystal loving, coffee drinking, money magnetizer and business coach.
Emily’s mission is to help female entrepreneurs uncover their money wounds and heal them in community, so that more money flows to embodied women & collectively up levels the planet.
After building two 7-figure businesses in the masculine energy of hustle & grind, Emily decided to ditch the belief that it had to be hard. She put those businesses in the hands of her capable team so she could dive deeper and amplify what she truly loves: the inner work. She uses energetics, woo woo, and a sprinkle of strategy to help women call in more money, joy, ease, and play.
Emily’s website is emilywilcox.com or slide into her DMs on Instagram @em.makes.money.
Money Mantra:
"Money is easy, money is fun. I love money and money loves me."
- Emily Wilcox
Costumes
Thrilled to be diagnosing and healing money wounds, Emily chose a doctor’s costume as our theme. I love finding different ways to do this costume!
More at moneyheartshow.com.
Send in a voice message: https://anchor.fm/moneyheart/message
After years of trying to work harder and faster Rita was at a breaking point. She was overwhelmed and feeling intense pressure to take care of her children, be a supportive spouse, and be a successful entrepreneur. Her business wasn’t generating the income she desired and she was becoming increasingly more distraught. Rita knew she was an intelligent person but for some reason she just couldn’t figure this one out.
Rita hired a coach and started working with him over the phone. One of the first things he asked her to do was to pause and start taking care of herself. Over the next few years she completely changed her views on abundance and worthiness and discovered how she had been blocking all the goodness she desired. Join us as Rita shares about her transformation and gives us mindset tips on how we too can create extraordinary abundance in our lives.
“When you when you feel that not enoughness, there's not enough time, there's not enough money, there's not enough love, there's not enough food, nothing is enough. There's not enough goodness... and you're coming from that place.”
- Rita Desnoyers-Garcia
About Rita Desnoyers-Garcia
Rita Desnoyers-Garcia has been helping people reach their true potential for over 30 years. She has a BA in Psychology from College of the Holy Cross and an MSSW from Columbia University. After a long career as a social worker in New York City, and while raising her family, she had a spiritual transformation. She is now a spiritual teacher, speaker, life coach, and author, comedian and musician. She is the author of 3 books: Extraordinary Abundance, Outside of the Box Love Experiments, and The Self-Compassion Project (https://amzn.to/3RYKnXD) and the creator of The Forest Meditations. You can find out more about Rita’s work and offerings at www.becomingawake.com. She lives with her husband and three children in New Jersey.
Money Mantra:
"I am open to money appearing in all forms and in all ways."
- Rita Desnoyers-Garcia
Costumes
Rita chose not to dress in costume for our episode, so that gave me an opportunity to play. I chose a costume inspired by Dr. Olivia Octavius from Spiderman: Into the Spider-Verse. One of my kids volunteered to make the signature glasses for me. I love how they turned out.
More at moneyheartshow.com.
Send in a voice message: https://anchor.fm/moneyheart/message
As Anna Roszak was listening to Episode 082 of MoneyHeart, Recovering from a Money Fight, she realized not enough people were speaking about emotional and financial abuse. In that episode my guest, Stephen Finney, recommended that rather than blame your partner for all the money problems, start by taking at least 1% ownership of the problem. Excellent advice. And he included one caveat which was… not if you’re in an abusive relationship.
Anna was so glad we brought that up because when she was in an abusive relationship she was blaming herself all the time. This realization sparked her to reach out to me and ask if we could record an episode about her experience in hopes that we may shed some light on this issue, help others to recognize their situation, and get help on the path to recovery.
In this episode, Anna shares her experience of emotional and financial abuse. It is different from many well known abuse cases because her husband never hit her. There was no physical abuse so for years she didn’t realize there was a problem. This is very common. She explains what happened, what the clues were, how she got help, and what you can do if you notice a friend who might be in a similar situation. I’m so grateful to Anna for being brave enough to share her story in support of the greater good.
“I didn’t know I was in an abusive relationship until I was out of it for years.”
- Anna Roszak
About Anna Roszak
Anna Roszak is the founder and director of DesignShack, a web and graphic design business based in Glasgow, Scotland. To see examples of Anna’s design work you can visit her website at https://www.design-shack.com/. You can contact her directly via email at anna@design-shack.com.
Money Mantra:
"For every giver there must be a receiver, and for every receiver there must be a giver."
- T. Harv Eker
Recovering from a Money Fight
The episode Anna mentioned listening to was Recovering from a Money Fight – Stephen Finney – Episode 082. You can find it here: https://serenityfinancial.us/2022/01/20/recovering-from-a-money-fight/
Costumes
Anna told me she had a bee costume on hand so I matched her theme. I think we make excellent bees and I love the underlying metaphor of a colony who works together for the benefit of all.
More at moneyheartshow.com.
Send in a voice message: https://anchor.fm/moneyheart/message
Building an entrepreneur mindset typically doesn’t happen overnight. In this episode SJ Barakony shares his journey of slowly transitioning from full-time employee to full-time entrepreneur. It wasn’t just a job switch. As he tested the entrepreneurial waters with a side-hustle his mindset started to transition and lead him to where he is today; now calling himself The Education Sherpa.
Join us as we discuss the growth that happens as one embraces being an entrepreneur and what it’s like to see life through the eyes of a business owner rather than the eyes of an employee. SJ says that truly happens when we become a producer of value instead of a consumer of resources.
“Have the courage and the heart, but also keep the discerning mind, too. Have that social circle around you that will be champions and encouragers.”
- SJ Barakony
About SJ Barakony
SJ Barakony, the Education Sherpa, is a restless entrepreneurial spirit who is involved in multiple ventures, totally self-employed, and joyful to have so much agency and autonomy. His day-to-day work sits right in the middle of the futures of work and of education.
If you’d like to connect with SJ you can find him on LinkedIn: https://www.linkedin.com/in/sbslsfoundersj/ and Instagram: https://www.instagram.com/the.education.sherpa/
Money Mantra:
"Time = Gold. Money = Silver."
- SJ Barakony
Costumes
SJ’s title is The Education Sherpa so I decided to play with the Sherpa theme. After a bit of googling for inspiration I put together a costume representing those amazing guides who lead people up Mt. Everest.
Follow the show on Instagram @moneyheartshow to see more pics of my costumes from each episode. I also include my guest’s costume when they choose to wear one.
More at moneyheartshow.com.
Send in a voice message: https://anchor.fm/moneyheart/message
Savannah and I easily connected over our shared experience of trying to tune out what everyone and everything else in the universe was trying to tell us. Once we finally embraced our callings life became infinitely better. In this episode Savannah shares her story of how she finally tuned into her worthiness and how you can, too. There are so many actionable exercises in this episode it’s definitely worth a listen. Savannah actually walks me through the exercises so you can see exactly how quickly they produce results.
“You always know. You may not be aware of it in the moment because you have a story or someone else's voice getting in the way, but you always know.”
-Savannah Joy
About Savannah Joy
Savannah Joy is the Founder of Embrace Your Wild and an Embodied Feminine Leadership Coach. Embrace Your Wild empowers visionary women to reclaim and embrace all parts of themselves, master their emotions + energy, take up space and be seen in their fullest expression in relationships and business. When you show up powerfully and authentically every day for yourself, you can show up for your biggest visions.
Through radical self-acceptance, feminine embodiment practices, and a deep connection to self, the Embrace Your Wild Method opens up a channel for ultimate sovereignty in mind, body and spirit.
If you’d like to chat with Savannah further you can email her at hello@embraceyourwild.com. Visit her website https://www.embraceyourwild.com to view her retreats and photography.
Money Mantra
"It's already here."
-Savannah Joy
Costumes
Savannah chose not to wear a costume on the show so I chose a "wild" theme inspired by her work. She does amazing photography work and was kind enough to send me a photo of herself embracing her wild as well.
More at https://moneyheartshow.com.
Send in a voice message: https://anchor.fm/moneyheart/message
If you've ever wanted to make a change your life but weren't sure you could do it, this is the episode for you. Anita Swetman was a shy, introverted, ordinary girl, until she became a national-multi-gold-award-winning beauty therapist, CEO of her own beauty business, massage therapist to celebrities, a published author.
Join us as Anita shares how she followed her heart and went from pharmacy tech to beauty consultant to the stars.
"Don’t wait for a wake-up call to finally take action! Do it now!"
- Anita Swetman
About Anita Swetman
Anita Swetman is a Beauty Therapist, CEO, and published author. You can find her on social media and through her website.
Facebook @anitaswetmanofficial https://www.facebook.com/anitaswetmanofficial
Twitter @anitaswetman https://twitter.com/AnitaSwetman/
LinkedIn @anita-swetman-author https://www.linkedin.com/in/anita-swetman-author/
Website: https://www.anitaswetman.com
Anita’s book, No Ordinary Girl, is available on Amazon and wherever books are sold. https://amzn.to/3CT7RcU
Money Mantra:
"I effortlessly attract more money into my life. There is plenty for everybody!"
-Anita Swetman
Costumes
At first Anita wasn’t sure what our costume theme would be. Then she messaged me and asked if we could do animal print. I love brining out my animal print dress and absolutely loved hers in pink.
Follow the show on Instagram @moneyheartshow to see more pics of my costumes from each episode. I also include my guest’s costume when they choose to wear one.
Send in a voice message: https://anchor.fm/moneyheart/message
Does the idea of paying for your kid’s college keep you up at night? Denise Thomas was terrified of her children being stuck with nearly lifelong crushing college debt so she got to work. After more than 7,000 hours of research she figured out how to help her kids win scholarships. Between the two of them they won over $199,000 in scholarships, each went to 4 years of college, and graduated debt-free with cash left over.
Denise emphasizes that her homeschooled teens weren’t geniuses or sports superstars. Her 6-step strategy is repeatable! In this episode she shares the story of how she and her family began this journey, the inside scoop on college applications and scholarships, and tips on how your kids can graduate from college debt-free, too.
"Back when I was in college, colleges were looking for what we now call the jack of all trades. You had to dabble in a little bit of everything. Many parents still believe that to be true. Yet another myth." -Denise Thomas
About Denise Thomas
Denise Thomas is a TEDx speaker, international best-selling author, and coach to parents of college-bound teens. Her mission is to ‘flip’ the student debt statistic in the U.S. using her Cracking the Code to Free College strategy.
7,000 hours of research resulted in Denise’s proprietary, repeatable strategy that got both of her homeschooled teens accepted to every college applied to. They attended college on 17 scholarships exceeding $199,000, graduating college with cash left over. Denise says you can keep your money. Send your kids to college on other people’s cash!
You can contact Denise through her website: https://www.getaheadoftheclass.com/apply
Money Mantra
"College doesn't have to be a debt sentence."
-Denise Thomas
Costumes
I always allow my guests to choose the theme if they would like to dress in costume with me. Denise made the perfect choice of graduation attire caps and gowns. She had a set from her son’s recent graduation and I was actually able to find the original tassel from my college graduation.
Follow the show on Instagram @moneyheartshow to see more pics of my costumes from each episode. I also include my guest’s costume when they choose to wear one.
Send in a voice message: https://anchor.fm/moneyheart/message
Almost at a loss for words when trying to say something about this episode. Episode 100!!! I can hardly believe all the amazing stories and learning that have come out of creating and producing the MoneyHeart podcast for the past couple of years. For this very special episode I’ve asked my friend, mentor, and former MoneyHeart guest, Peter Biadasz, to interview me. He got to make up all the questions and I had no idea what they would be going into the recording session.
"Peter: We'll start off with an easy question. What is the meaning of life?
Camille: 42"
If you got that joke your nerd game is at least as strong as mine and I’m impressed. If you didn’t get it and want to level up, you can read about that answer here: https://www.dictionary.com/e/slang/42/. Peter and I have a great time on this show and it will probably remain one of my favorite episodes. I hope you enjoy it as well.
The positive feedback I get from listeners and the stories you tell me about how various episodes have impacted your lives is really what keeps me going. Thank you all so much and stay tuned for Season 3!
PS: For those keeping track and paying attention to details like I do without even trying… in the show I said Peter’s episode was 016. I was wrong. It was actually Episode 014, Making the Best Out of the Worst: https://serenityfinancial.us/2020/07/30/making-the-best-out-of-the-worst/.
Peter’s company is called Total Publishing and Media. You can get in touch with him through LinkedIn: https://www.linkedin.com/in/peter-biadasz-bb73102/ and Facebook: https://www.facebook.com/peter.biadasz
Episode 016 was Transparency During the Aging Process with Cheryl Doyle. Access all 100 episodes here: https://serenityfinancial.us/blog/.
Send in a voice message: https://anchor.fm/moneyheart/message
Aubrey and I both have entrepreneurial families with kids so we’re pretty familiar with what burnout feels like. In this episode we discuss what it means to set a good example as a hardworking parent. We talk about money, work, stress, and ways to combat that stress which shows up in everyone’s lives.
“You feel like you don’t know what to do next. You’re helpless.”
So many times we know we need to do the work to earn money and keep our businesses and lives going, but we just don’t feel like we have the energy. If you have tasks and chores piled up and don’t feel inspired at all to get up and do any of them, a few essential oils might help relieve your guilt and lift your spirits. The oils Aubrey shares about include:
Lavender – for calming, sleep, and inspiring openness, honesty and communication
Wild Orange & Peppermint – to wake up, boost energy and confidence
Peppermint – inspire encouragement and joy
Wild Orange – inspire a positivity and playfulness mindset
Copaiba – inspire worthiness, relieve feelings of guilt and stress
Balance (DoTerra blend) – relieve tension
Receive Aubrey’s “Stress Less” series with 9 tips on how to reduce stress in everyday life here: https://api.thewellnesscrm.com/widget/form/44UuHAoh6YOatJmlkt1V
To contact Aubrey send her a text at +1-870-937-6457 or find her on Facabook at https://www.facebook.com/aubrey.corcorankleinman/.
Schedule a 1:1 connect call with Aubrey here: https://api.thewellnesscrm.com/widget/appointment/connectcall/connect_aubrey
More at http://moneyheartshow.com.
Send in a voice message: https://anchor.fm/moneyheart/message
When Andrei and I first started met we bonded quickly over stories of failed businesses past. I invited him to share his experience on the show and ended up sharing some of mine as well. In this episode, Andrei Stoleriu shares how he and his parents started a business from scratch, did very well, and then failed. We get into all the truth about how it feels to fail at business and investments and how we changed our mindsets and kept moving forward.
“We didn’t have any business courses, business experience, nothing!"
Andrei went to college to study finance and banking and ended up falling in love with acting and pursuing an acting career. He now runs Explicat Studio and his company builds promotional videos for businesses. Listen in as we talk about all the twists, turns, and wildly inaccurate expectations we had as budding entrepreneurs and our transformations to much more sustainably successful business owners today.
To get in touch with Andrei you can email him andrei.s@explicat.ro. Visit his website explicat.studio to see samples of the many types of videos, in various languages, that he builds for companies around the world.
More at moneyheartshow.com.
Send in a voice message: https://anchor.fm/moneyheart/message
Reagan Hatch and Caron Cooper have something rare, a business partnership which actually works! They say it’s because each one has faith in the other and they have excellent communication. In this episode we discuss how they developed their pricing model and established the worth of their business within their industry. We talk about how sometimes it can feel weird for new entrepreneurs to share their pricing with prospective clients and how these two overcame that awkwardness.
“It wasn’t any harder to get business than it was before… maybe even easier because we weren’t underpriced.” - Reagan Hatch
On the show we talk about how they launched their company with a done in a week for $500 website offer. As they raised their prices they didn’t stress over the amount because they continued to add education, training, and additional services with each price increase.
“We’re trying to add a lot of value.” - Caron Cooper
Reagan’s career in sales began in her teens where she eventually developed a talent for seeing where a company could expand and growing a customer base. The ability to develop solid and lasting relationships has naturally led her to a career in marketing where she gleefully gets to realize her creative side too. She is the co-founder of two successful marketing brands and loves every minute of it!
Reagan can be reached by emailing reagan@ctmhgroup.com.
Caron has a background in graphic and web design, journalism, photography and video production. She graduated with a Television/Radio/Film degree and started her career in the entertainment industry. She even contributed to the development of a half-hour comedy that was sold to MTV.
To get in contact with Caron, reach out through their company website at https://ctmhgroup.com/contact/
Follow them on Instagram at @CTMHgroup.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Earlier in life Jo Ann made the mistake so many women make of relying on her husband to handle the family finances. That’s what her mother had done and she thought everything would be just fine. Unfortunately it wasn’t. It led her down a path of poor investments and eventually to bankruptcy. Now a seasoned bookkeeper Jo Ann teaches her clients just how important it is to have a knowledge of your finances even if you’re not the primary income earner.
“You need to have some emergency money.”
Jo Ann shares a wealth of knowledge in this episode including her top tips for women and top tips for business owners.
Tips for Women:
-
Have someone work with you to set up a budget for planning and bill paying.
-
Have savings ‘buckets’ for taxes, emergencies, fun, etc.
-
Work with a financial planner to get solid advice on retirement preparation.
Tips for business owners:
-
Keep biz and personal finances separate.
-
It’s best to start with a bookkeeper from the beginning. Let a bookkeeper set up the accounting system and then maintain the books. Just because you know how to enter items in QB does not make you a bookkeeper.
-
Collect W9 forms from service providers/indie contractors as you start to work with them and ideally before you pay them.
-
Tell your bookkeeper everything related to money and assets owned.
5.Have the bookkeeper do the sales tax return. Set aside the sales tax collected for future payment.
-
Venmo – share the transactions with the bookkeeper.
-
Amazon – bookkeeper needs to know the categories of the purchases.
-
Be prepared to be specific…can’t just call something a ‘biz expense.’
-
Keep track of biz mileage. Note odometer reading on 12/31 or 1/1.
-
Set up bank/credit card logins for the bookkeeper so they don’t have to bug you for a security code, especially if you’ve changed your password.
-
Be sure to save money for taxes.
-
Set money aside for reserves.
-
Understand that a profit on paper does not = bank balance.
Jo Ann Richards is a native Californian now living in Portland OR. She has been a bookkeeper since 1976, has worked as an employee and has been self-employed for the 2nd time since 2007. Crunching numbers is a skill inherited from her father and grandfather. Her thriving bookkeeping practice has clients on both the East and West Coasts of the US plus a client in England. She is the mother of a grown daughter and proud grandmother of three. She’s been married for over 19 years.
Jo Ann’s book is available at dragonhillbooks.net. To get in contact with Jo Ann you can email her at joann@midlifemagic.biz. She is also on LinkedIn, Facebook, & Instagram.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Wealth to Andrea was defined by what she had. Money in the bank, assets, the ability to buy anything she needed or wanted. She thought working hard would create fulfilling results, so she worked tirelessly towards what she thought was prosperity. It took death for her to fully redefine what it meant to be prosperous in life and to fully step into abundance.
“When you have nothing you can create anything.”
In this episode author and coach Andrea Blindt shares the story of how she dissolved her limiting beliefs and replaced them with empowering ones. We touch on values, making money decisions, what money can’t do, and what money can do. During our discussion, she provides us ways we can reframe the conversations in our head to lead ourselves towards the future we truly want to create.
Andrea Blindt (N-drey-uh) is a Registered nurse, holistic health practitioner, best-selling author, and life & mindset coach. Andrea empowers her clients through her own personal healing journey. She helps her clients create wealth by amplifying their health. She supports patients as they discover ways to enhance prosperity in their lives, by reclaiming their power, advocating for what is in their best interest, and learning the tools needed to be able to make decisions for themselves that are in alignment with their beliefs. This allows her patients to create abundance, experience tranquility, and live life with clear intention.
Connect with Andrea on instagram @andreablindt or by email her at heal@andreablindt.com. You can find information on her new book, “Prosperity Codes” and schedule a free 15 minute connection call on her website andreablindt.com.
To download the free Abundance Journal we mentioned in the show (and a whole bunch of other free stuff) visit andreablindt.com/gifts.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
During our initial discussion to plan this episode Jacqy and I discovered we had both held and removed the same limiting belief around money. We always had enough, but we never had extra. We would both put off doing fun activities or buying things we needed to replace because we felt we couldn’t afford them. For both of us, this lack mindset stemmed from childhood events. Independently from each other, we each went through the process of identifying and clearing this block to move forward into an abundance mindset.
“Awareness is the key to all change.”
Throughout this episode Jacqy teaches how to identify and begin to clear limiting beliefs. She emphasizes the importance of our words and how we create our reality with our words and thoughts. She not only explains the importance of being aware of our current thoughts, but how critical it is to decide what program you would like to run instead. If you don’t ask for what you want, you won’t get it.
One of the most helpful tools is when Jacqy walks me through an anxiety protocol during the show. It only took about a minute and it really worked! My thoughts and my attitude around the money issue I chose completely changed. I’ll be returning to this exercise regularly.
Jacqy is a Mindset Coach and Transformational Trainer. She worked as a High School English and History Teacher for 16 years before discovering the untapped power and potential of the unconscious mind and completing a set of intense trainings in Neurolinguistic Programming (NLP), Hypnosis, Time Line Therapy (TLT) and NLP Coaching.
After experiencing the tools herself as a client, she went from being a depressed, anxious, people pleasing perfectionist on the edge of burnout to an empowered, perfectly imperfect Coach and Transformational Trainer who is on a mission to help others step into their power and light up the world.
You can connect with Jacqy on LinkedIn and on Instagram @jacqystewart.coaching. Sign up for her upcoming training an score some freebies on her website https://jacqystewart.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
When Erin Gore teaches the basics of personal finance she starts with a discussion on needs, wants, and values. When we know our values we can make decisions about our personal finances without frustration, shame, or guilt.
“We can’t make this one size fits all for personal finance.”
In this episode Erin teaches that our finances are personal so there is no one-size-fits-all solution. She coaches on the basics of how finances work so individuals can make their own choices about how they want to spend and save their money.
Erin Gore is the founder of Cheers to Financial Freedom, a company that focuses on teaching the fundamental basics of personal finance so you can achieve financial freedom, no matter your lifestyle.
Founded in 2021, after being an Economics and Personal Finance teacher in the public schools, Erin found a huge disconnect from adults on the true fundamentals of personal finance. She decided at that time to make it her life mission to change the conversation about personal finance and help anyone, regardless of age, find freedom when it comes to their personal finance situation.
Erin received her BS in Marketing from Arizona State University and her Masters in Education from Regent University. Currently, Erin teaches on Outschool, BurnAlong, and through her own private business, Cheers to Financial Freedom.
If you’d like to get in touch with Erin you can send her an email at erin@cheerstofinancialfreedom.com. She’s most active on Instagram and you can follow her @cheerstofinancialfreedom.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
We start off this episode by discussing the concept of success. Empath, Michelle J. Howe teaches there are two types of success: inner and outer. She explains that outer success is following someone else’s script. It’s the plan we think we need to follow based on what others expect of us. Inner success is following our own script and it’s the only way we’ll be truly happy
“If you sculpt your life with a priority for inner success and feeling good, the outer success will come from that.”
As we continue, Michelle shares her story of how she began her career as a certified public accountant (CPA). When she realized her true path and switched over to empathic coaching there were many people who questioned her decision and told her she was doing the wrong thing. Michelle points out that everything she’s done in the past has perfectly prepared her for what she is doing now.
Michelle J. Howe is the founder and president of Empath Evolution. Michelle is a spiritual teacher and healer who channels high-vibrational, healing energies. She helps her clients move beyond intense emotions, subconscious fears, and people drama that interferes with their level of success in the world.
You can find a quiz, free training, and information on her upcoming workshops on her website www.empathevolution.com. Email is the best way to connect with Michelle. Her email is michelle@empathevolution.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
When Kimberly talks to her clients about the importance of preparing for their financial future it’s not just something she read in a book, it’s something she’s lived. Kimberly watched her grandmother build a financial empire of rental properties and businesses only to have it slowly whittled away by the expenses of caring for her mother, her brother, and her husband. Ultimately, by the time she needed the money to care for herself there wasn’t much left and she ended up living with family instead.
“After X time, maybe 2 years in, hey, I can’t really afford $6k a month.”
In this episode Kimberly shares her family story of having wealth but not being able to pass it on to the next generation because of lingering illness. We teach the rule of 72 and discuss the many benefits of life insurance as a wealth protecting and wealth building building tool.
Kimberly talks about the week she found search results for 780,000 posts on GoFundMe requesting help with final expenses just within the US. We talk about how many families use GoFundMe to cover final expenses for their loved ones and how this could be so easily changed through even a small life insurance policy.
Kimberly is a licensed financial educator, who teaches individuals what’s not taught in school. She can be reached through her Link Tree at https://linktr.ee/ktromatore.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
I am where I am and that’s ok is just one of Nichole Jones’ 12 tenets of abundance. In this episode of MoneyHeart she shares them all (and two extras) to help us advance in our journeys to create the future we desire.
"Money doesn’t solve money problems."
After being stuck in the cycle of thinking “I just need ___” Nichole chose to break free and change her thinking about money and abundance. She has compiled a list of the concepts which have helped her the most and uses these concepts to help her clients ease into the flow of abundance rather than always fighting against the current.
Nichole’s 12+2 tenets of abundance are…
-
Money doesn’t solve money problems.
-
I am where I am and that is ok.
-
Don’t focus on reality!
-
Living within your means is an act of self-love.
-
Money doesn’t define your worthiness, neither does debt.
-
Act as if and feel like you will feel if you have money. Visualize and feel.
-
Money is prana (life force energy), it needs to flow.
-
Gratitude is the ultimate state of receivership.
-
Feel all of your feelings, avoid spiritual bypassing.
-
Manifestation responds to vibration.
-
Is this an upper limit problem?
-
Your outer world reflects your inner world.
-
I am 100% responsible for my results.
-
Get curious.
You can download a copy of the 12 tenets at nicholejones.com/money.
If you would like to get in touch with Nichole you can email her at nichole@nicholejones.com or set up a consultation at consultwithnichole.as.me/consult.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
When most people think about a sales person, they cringe. Kevin Hayler is trying to change all that from the ground up. He wants to make being a salesperson a respected and sought after career that moms everywhere can say with pride when they brag about their children. In this episode titled after Kevin’s company, “Sales Made Easy” we talk about what a quality sales professional brings to the table and the foundations of becoming a quality sales professional.
“Simplistically, build relationships with people. Build trust with people.”
Kevin teaches that only by focusing on the prospects needs, building trust, and solving their problems can we be truly effective at sales. He graciously shares his “Seven foundations on which to build your success in sales.”
ONE: Activity
TWO: Engage
THREE: Question
FOUR: Listen
FIVE: Know
SIX: Solve
SEVEN: Do It
You can download a copy of this list along with the details of each foundation on Kevin’s website www.salesmadeeasy.sale. While you’re there you can check out his memberships. The free level gives you access to the forum, podcasts, webinars, tips, guides, and training courses!
Kevin Hayler the Founder and CEO of Sales Made Easy. To get in touch with Kevin you can email him at Kevin@salesmadeeasy.sale or find him on LinkedIn.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
The negative conversations inside our heads so frequently stop us from negotiating the salary we want or asking for that raise because we feel like we’re not worth it. From the very beginning Lee Ann negotiated her salary and later learned she was earning more than her colleagues simply because she asked for it. She shares the following piece of advice.
“Always negotiate. Never ever take what they give you."
During our discussion Lee Ann shares not only the importance of knowing your worth and getting paid, but the importance of saving and planning for the future. She talks about how hard it was to save when she got her first job and how much it’s paying off now that she has a big pile ready to allow her to live the retirement of her dreams.
Lee Ann Bonnell is a Certified Life and Health Coach. She attained a Transformational Master Coach certification in 2021. She is currently pursuing certification as a coach for the BANK program. She started her business in 2021 as a health coach and quickly transitioned to helping working those who wanted to exit Chaos and Frustration and enter into a life they deserve with her Grit & Grace program.
Lee Ann started her career as an engineer at General Motors working on such iconic cars as the Chevrolet Corvette, Full Size Pickup Trucks, and Cadillac. She holds a Masters in Quality Engineering from Purdue University and an MBA from Indiana University. Lee Ann has worked in manufacturing most of her career, including automotive, heavy industrial and telecommunications. She has also worked in the financial industry.
As a coach, Lee Ann focuses on her 1 to 1 coaching program and group coaching. She is inspired to help professionals and entrepreneurs who are ready to exit the chaos because they fail to believe they deserve to be the masters of their own lives.
Lee Ann and her husband Eric live in Glen Allen, VA. She is an avid equestrian, loves to travel and learn about history. To get in touch with Lee Ann you can email her at leeann@leeannbonnell.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Aleta Laurence has been retired for the past 19 years. She learned money management by necessity when pregnant with her first child, which was ME! In this episode she shares how she saved diligently and budgeted carefully to build up enough retirement savings to last her throughout her later years. Reflecting on her first full-time salaried job she points out that the take-home pay is never as much as you think it will be.
“Of course, then the taxes come out, and the social security comes out, and the copay for the health insurance comes out. And so of course I had a lot less money than I thought I was going to have, but I saved anyway."
More than once Aleta mentions how fortunate she feels to have had all the money stuff work out. She occasionally needed a little bit of help along the way in the form of loans which she paid back, but overall it was her consistency in saving and spending wisely which made the difference. She does mention that in hindsight, she thinks it would have been beneficial to have taken more vacations and time off to avoid burnout. Join us for a trip down memory lane!
Aleta has a matters degree in urban planning and is the former planning director for Riverside County, California. I feel very fortunate to have been able to interview my mom on the show.
After we finished recording she added that she should have told everyone to exercise and brush their teeth. She says if you do those all along you won’t have big problems later but if you don’t, you will struggle, and you can’t make up for it later.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Our relationships with money tend to seem rather complicated. They are a compilation of past stories and experiences. To improve our relationship with money we need to understand ourselves and where these stories originate. Financial Therapist, Brenda St. Louis helps her clients to do just that. Understand and improve their relationship with money.
“The more you peer into your relationship with money the more room it has to change.”
Brenda gives so much value in this episode as she explains the 3 pillars of a healthy relationship and we explore the 9 money archetypes. We talk about what scarcity does to the nervous system and how to focus on peace, confidence, and joy.
Brenda St. Louis is an Accredited Financial Counselor, Financial Therapist, Certified Money Coach, Trauma of Money Facilitator, and a Certified Financial Planner Candidate.
She has been a coach, therapist, and facilitator on Personal Development and human potential since 1996. Her focus on Money started in 2009. With over two decades of hands-on experience in business and personal growth, she is passionate about creating innovative ways to teach both financial and emotional literacy.
As the founder of REWIRE, Brenda has developed numerous programs to help average to high net-worth individuals living paycheck to paycheck and people that are emotionally challenged around money, experience true peace, joy, and confidence in both their personal and financial lives.
Her multi-faceted career as a massage therapist, voice actor, motivational speaker and published author, has afforded her a very unique perspective. She co-authored a book with Dr. Joe Dispenza and Bernie Seigle called “The Thought that Changed my Life Forever” A best seller on Amazon.ca. She has been featured on numerous podcasts, radio and television.
The best way to contact Brenda is through email. You can email her at brenda@brendastlouis.com. Take the quiz to determine your money archetype on her website brendastlouis.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Early on Ina’s business was making money but she was investing so much in coaches and courses that she was actually going into debt. The shame she felt from having to ask her husband for money when she could no longer pay her coach made her more determined than ever to figure out how to run a profitable business.
“Once you reach a block, I can’t make it over there, don’t contract. Don’t take steps backwards. Keep moving forward. Now you know what to invest in.”
Ina shares her insights on how to know when it’s time to hire a coach and how to weed through all the marketing messages and figure out what you really want. We also talk about what’s expected from the coaches side so clients know they don’t have to be afraid to show up to the next meeting.
Ina Coveney is a business coach and host of The Global Phenomenon Podcast. She helps up-and-coming online coaches monetize their tiny audience through organic lead generation strategies before they invest time and money in audience growth. Ina reached 6-figures in her business before ever cracking 1,000 followers on any of her platforms, and her mission to help coaches do the same.
If you want to get in touch with Ina just DM her on Instagram @yourengagementcoach.
Don’t forget to download her free PDF 100 Engagement Post Ideas for Coaches.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Video marketing is continuing to grow and many business owners feel they need to get on the video bandwagon to keep up. Unfortunately they often feel confused and uncertain about what videos to create and what would be best for their business. Video marketing expert, Anush Mnatsakanyan, helps make video marketing simple. In this episode she explains the basic types of videos and shares tips on how to get started.
“It’s the video which explains and which helps the customers to understand how they can get any kind of solution from this company.”
Anush teaches us the difference between types of videos like explainers, promos, and guides. She helps us understand why a company should never start a marketing video with their logo. She also teaches us how to get comfortable on camera if we’re a bit nervous to do so.
Anush Mnatsakanyan is the Co-Founder and CEO of Burnwe, a video marketing agency. Burnwe specializes in creating digital videos of all types and formats: from animated explainers to app tutorials, demo videos, and social media ads. With Anush’s leadership, today Burnwe cooperates with various international IT companies and startups from all over the world.
She is an expert in the video marketing industry consulting and helping tech companies to develop an effective video marketing strategy and successfully market online. Anush and Burnwe combine the best practices of video production and video marketing to give companies exposure and results.
You can contact Anush via email: anush@burnwe.com or Linkedin: https://www.linkedin.com/in/anush-mnatsakanyan/. She has a vlog with video marketing tips for entrepreneurs on YouTube: https://www.youtube.com/burnwe
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Conrad Ruiz thinks about time a little differently from most. At time of recording he was 26 and his father was 95 years old. His entire life Conrad has felt the pressure of limited time with his “old man”. Several years ago Conrad was diagnosed with a kidney condition which essentially cut his life expectancy in half. After several years in biomedical engineering trying to discover a cure, he really starting thinking about how to maximize all the time he has.
“We are all under this societal pressure that our time is our money and we need to figure out a way to make the most of it.”
In this episode Conrad and I discuss how individuals choose to spend their time and the concept of diminishing returns. We talk in depth about the value of time. Instead of exploring the emotional side of money (this show’s theme) we explore the emotional side of time.
Conrad is the Founder of Well Aware and Co-founder of Intro’d. Conrad studied biomedical engineering after he was made aware that he had only one kidney with multiple cysts. Rather than continue down his path of study, Conrad’s ultimate reflections on struggling with his and his father’s health led him to focus more on time and time management. Conrad loves communicating via email. To reach him you can send an email to cruiz@wellaware.me.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Just about every couple has been in a money fight at some point. Even a fight triggered by something else can have a root cause which is a money issue. Financial coach, Stephen Finney, helps couples stop fighting about money. He shares the importance of getting to the main issue to start to solve the problem which might be less complicated than we think.
“I’m not stressed because we don’t have the money. I’m stressed because I don’t have clarity and confidence around where our money’s going. If I did, it would probably be fine.”
Stephen shares his first 6 steps on how to recover from a money fight and we discuss the best ways to diffuse the situation quickly so positive actions can happen.
-
Take some time to process. Emotions are high, one of you needs time to process emotion.
-
Gain awareness around your thoughts. Are you blaming? Building your case against them? Just ask yourself without self-judgment what you are doing.
-
Find the 1% of the conflict that YOU were responsible for. Own it, admit it to yourself. Put them first in spite of it. This is hard. The risk is that they won’t reciprocate. Do it anyway!
-
Approach them and own your part, without blaming them.
-
THEN, and only then: Use a “when, I felt” statement. When this situation happened, I felt ______.
-
Get some help! Don’t wait. Use me or a counselor to be a third party. It’s ok to ask for help.
To contact Stephen you can visit his website finneyfinancial.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
After years of feeling sick and fatigued, enduring multiple tests, having a surgery, and struggling to get pregnant, Thursall finally went to see a functional nutrition doctor. She just wanted to stop feeling tired all the time. Her doctor helped her change her diet and she finally got pregnant with her first child.
“Oh my gosh! I can change this and I can be happier and I can care for myself.”
Thursall now teaches others how to change their lives through quality functional nutrition. In this episode of MoneyHeart we discuss how to make changes and the importance of creating a nutrition plan which is sustainable for you. We cover how the money spent now on better food can bring a lifetime of savings in medical expenses. Thursall encourages everyone by letting us know that even small changes can make a big difference.
Thursall Celle is a Functional Nutrition Therapy Practitioner. She takes a holistic approach and performs a deep dive to really get to the root of your health or fertility issues. Thursall practices virtually from North Carolina. She has her 2 beautiful miracles and has recently added a dog to the family! Thursall has additional training in Fertility, Gluten + Autoimmunity, and Diabetes.
If you’d like to get in touch with Thursall you can sign up for a free chat on her calendar: bit.ly/Thursall. Her websites are www.elementalbloom.com and www.focusingonfertility.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
When Chris Rivera helps clients change their thinking he doesn’t focus on who they are now, he focuses on helping them become the person they want to be. We have an amazing discussion on the importance of charging what you’re worth and how you can change your mindset to feel more comfortable doing so.
“When you undercharge someone what incentive do they have to stick with it?”
Chris shares how important it is to set a goal which inspires you and to just get started. We can’t know all the steps at the beginning so stop planning and get going! Once you are committed to the goal and take the first step you’ll be in a better position to figure out the next step.
Many entrepreneurs start a business to create something special. They have a gift or skill they want to share with the world through their business and in doing so, they want to create a sense of fulfillment, joy, happiness, and balance in their life. There’s a sense of peace that comes with creating a successful business.
Unfortunately, those same business owners are struggling for a variety of reasons. In many cases, they know what action steps they should be taking but they have difficulty following through. It’s the gap between what they know they should be doing and what they’re actually doing.
Chris works with entrepreneurs and network marketers on how to close that gap to begin following through the action steps that generate revenue and clients. Chris helps them build within themselves the future successful self that is worthy of achieving their goals. When his clients begin operating from that future successful self, success is no longer a guessing game; success becomes guaranteed.
You can contact Chris via LinkedIn. Book a free strategy session with him here. Be sure to mention you found him through his MoneyHeart episode.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Solo episode! Last year’s solo episode, Hindsight 2020: A Year In Review, was a fan favorite so I chose to make it a tradition and record another one to wrap up 2021. I asked my audience via social media what questions you would like me to answer. I got some great ones which resulted in quite a few interesting personal stories including the one about my biggest business failure. After that failure I was all kinds of distraught but people started calling me and saying this:
“Really sorry you guys closed, but... would you help me with?”
What else did I share in a 26-minute episode based on just three questions? Guess you’ll have to listen and find out. The questions I selected to answer during this episode were:
-
I’m interested in a summary or common elements or attitudes of your guests who are “at ease” with abundance. From LaurieAnn Powell
-
What was the biggest financial obstacle you overcame and how did you do it? From Tabitha L. Taylor
-
What have been your greatest triumphs and challenges with your podcasts, and how did you respond/react to them? From Peter Biadasz
A huge thank you to all those who submitted questions. If your question wasn’t selected for the episode I’ve sent you a personal answer via direct message.
Wishing everyone a fantastic 2022 and beyond!
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
There is so much to consider with having a baby. Financial, emotional, and practical. In this episode Fairy GodMentor, Angie Taylor, shares just a snippet of her knowledge on planning for, having, and then caring for a new baby.
“As parents we are always the expert of our child.”
Angie strongly advocates for parents-to-be to educate themselves before birth and to ask as many questions as they need to find answers during the process. She wants parents to know they have choices about all aspects of their journey into creating a tiny human. Angie shares best practices on prenatal health, involving the father, child birthing, breastfeeding, and sleeping through the night. Whether you’re planning for your first child or your fifth child, this episode is worth a listen.
Angie Taylor is the Fairy GodMentor, Birth Insider, and an Oola Life Coach. She can be reached by emailing angie@angietaylorfairygodmentor.com or visit her website angietaylorfairygodmentor.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
What often happens when you make a ton of money but don’t have any money management skills? Usually, you get stuck! That’s exactly what happened to Financial Coach, Jessica Medina. She walked into a 6-figure salary at a prestigious law firm right out of law school and was spending everything she made on rent, loans, child care, and conveniences to keep herself sane. Fast forward a few years and all she wanted was a life where she got to enjoy herself and spend quality time with her children, but she felt she couldn’t afford the pay cut.
“That’s kind of where I landed. Knowing that I was going to need to be commanding as much money as I possibly could to meet all of the obligations I had created for myself. But when I got there and I started making money it didn’t go nearly as far as I thought that it would!”
Jessica Medina taught herself how to take control of her money and not just survive, but thrive on a reasonable budget. In this episode she reveals the truth of how challenging it is to ask for help when everyone expects you to know it all and she gives an insider’s perspective on the life of the instantly wealthy.
Jessica shares the four categories where most people with high-pressure, high-income jobs tend to spend, including convenience and self-soothing expenses. She also shares her biggest tip on how to begin to unwind the golden handcuffs and make change if you want to. It’s not always fun in the beginning, but it does work, and the results are undeniable.
You can get in touch with Jessica through her website https://www.jessicamedinallc.com/ and download her PDF 5 Money Mistakes Lawyers Make (and what to do instead) from her website https://www.jessicamedinallc.com/money. Jessica is also highly active on LinkedIn.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Amanda Catarzi was sex-trafficked for 6 months when she was in her early 20s. The grooming process was so gradual she didn’t even fully realize what had happened until years later. After a car accident and traumatic brain injury she finally broke free and now tells her story to raise awareness and save others.
“If you don't resolve trauma it always comes back up.”
TRIGGER WARNING: Amanda shares details of her story of being part of a circus family, growing up in a cult, and being sex trafficked. This episode may not be appropriate for all listeners.
Amanda was able to get the help she needed, work through her trauma, and now owns a very successful social media marketing company where she helps business owners find their voice and use it effectively. If you’d like to get in contact with Amanda she “lives on Instagram” and her handle is @amandacatarzi.
The resource she mentioned in Florida is Selah Freedom. Their website is https://www.selahfreedom.com/. Their hotline is 1-888-8-FREE-ME.
The National Human Trafficking Hotline is 1-888-373-7888 and their website is http://humantraffickinghotline.org.
More episodes at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Marketing might seem like it’s all just a bunch of billboards and social media posts, but it’s actually much, much more. In this episode Mari-Liis Vaher, the founder of Powerful Marketers, shares the five pillars of marketing as she teaches them to her clients and students.
“Marketing is intertwined with everything in your business.”
Mari-Liis explains what she means by mindset, fundamentals, professionalism, communication, and leadership. She emphasizes how having an excellent base in each of the five areas makes branding, marketing, decision making, and scaling the business easier and less stressful.
Mari-Liis is an international marketing and mindset coach and founder of Powerful Marketers. She has worked with business owners from 3 different continents by successfully teaching, inspiring and supporting them personally and professionally. With almost 20 years of practical, hands-on experience, Mari-Liis can empower business owners to be ready and well-equipped for any obstacle in their way!
With an MBA and more than 10 years of experience as an entrepreneur and helping B2C and B2B companies with their marketing, she is widely regarded as a top marketer in her industry, regularly appearing in national publications and speaking events. As a marketing and mindset coach for motivated business owners, her goal is to empower them professionally and personally.
She is also the host of the Powerful Marketing Tips podcast and Powerful Mastermind Club. If you’d like to connect with Mari-Liis you can do so on LinkedIn.
Powerful Marketing Tips Podcast
www.powerful-marketers.com/podcast/
Powerful Mastermind Club
https://powerful-marketers.com/mastermind/
Mari-Liis Vaher on LinkedIn
https://www.linkedin.com/in/vahermariliis/
More at https://moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Elizabeth King began her career working for a non-profit and has been passionate about giving ever since. As we near giving Tuesday she encourages all of us to find ways we can contribute to our community and make an impact with our giving.
“It can be time, talent or treasure. It doesn’t have to just be money.”
Giving doesn’t just help the receiver, it helps the giver as well. Those who donate their time and talents have actually been found to live longer. If your company does corporate giving it can help your audience connect with you because they know you share the same values. Elizabeth emphasizes that it’s ok for our giving focus to shift as our life shifts. No need to feel obligated to donate to the same cause every year. She also points out that it’s the many small gifts combined from all of us which really make the difference.
To research a charity and determine if it aligns with your values you can visit www.guidestar.org or www.charitynavigator.org.
To attend one of Elizabeth’s What Works Webinars visit her LinkedIn page: https://www.linkedin.com/company/elizabeth-king-consulting/
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
If you think closing an old credit card will help you raise your score, think again! Those old accounts without balances are actually helping you raise two of the factors which make up your credit: longevity and debt to credit ratio. In this episode credit expert, Helen Arroyo, shares what makes up our credit score and busts some really common myths about how to improve our credit.
“If you closed a card down that you've had for 10 years, you've just lost 10 years of history.”
We may not love credit, but it’s an essential part of our financial lives. Not knowing how credit works can cost us thousands of dollars over our lifetimes. Would you rather send higher interest payments to a lender or use your money for things which are important to you like retirement savings, college education, or family vacations? This episode is critical listening for all those who are learning to build credit or want to improve their credit score.
Helen Arroyo is Marketing Director at Professional Negotiators Inc. and former banker of nearly 30 years. If you’d like to get in contact with Helen she can be reached by email at helen.pronegotiator@gmail.com or by calling (954) 646-1172.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Tabitha Taylor has really been through a lot. Her mother struggled with addiction while she was growing up. Her son passed away when he was 14 months old and then she got divorced while she was 3-months pregnant with her daughter. Her business closed after they expanded too quickly and recently, her family got into a battle over inheritance money after her parents passed away.
“It took many years but over time I was able to go on to live a very happy life.”
In this episode Tabitha shares some of the money struggles people often experience when going through difficult times and explains how she has been able to work through the grief. She speaks very openly about her trials and her decision to stop being the victim, start taking control over her life, and start enjoying herself.
Tabitha L. Taylor is the founder of Phoenix Masterminds. She focuses on helping women rise above the ashes of adversity. You can contact Tabitha through her website tabithaltaylor.com and on LinkedIn. Follow her on Instagram @tabithaltaylor.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
When she was 19, Merianne Drew joined a direct sales company. They continuously told her that her earning potential was determined by her mindset but having been raised with a poverty mindset, she wasn’t ready to listen. Years later she finally decided to give this mindset thing a chance and started living her best life.
“I just held that faithful thought. It’ll show up. I don’t know how. It’s just gonna show up.”
Every time she did that, the money showed up! In this episode, Merianne Drew and I discuss what makes us only see what we want to see, how she and her husband had very different approaches to job searching, and how to develop an abundance mindset.
As a personal coach, Merianne provides best-practices guidance and intuitive support to individuals seeking clarity and courage in creating a life of follow-through; grounded in truth and inspired by personal revelation. Merianne is also a holistic nutritionist, wife and mother of three. In addition, Merianne coordinates a bi-weekly meetup in which she facilitates relationship rehab. She is also the group coordinator of a local A Course in Miracles discussion group; a holy text in which her personal philosophy is rooted. She can be reached through her website www.meriannedrew.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Almost everyone gets infuriated when they have to spend hours on hold trying to get their internet service working only to be told it’s going to cost extra money to receive the services promised. Rick Giambanco has worked in the telecommunications industry for over 10 years and shares his best tips and tricks for how to navigate through customer service and get what you want out of your provider.
“Every single representative at the store location level or at the customer location level has different promotions.”
The stories Rick shares about what he’s seen and how promotional deals work on the inside are really astounding. There are no rules on whether a representative has to give you deal or not! As part of the fin, without ever having told him my story before diagnoses my situation with trying to get our internet to work and tells me what I did right, what I might have missed, and how I could have gotten it resolved more quickly.
Rick Giambanco is part of Premier Solutions, Inc. which is a “Cost Reduction Company”. He can be reached by calling 954-591-9565 emailing rg@sflsolutionsinc.com or through the company website www.sflsolutionsinc.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Alexandra Vincelli is the host of the podcast, The Anxious Millennial, and in this episode she and I dig into the topic of millennials and money. They feel the pressure to live “the dream”. You know, get a stable job, settle down, buy a house, and so on, but the conventional paths to accomplishing that dream no longer exist. A college degree doesn’t guarantee a stable job, the housing market currently favors sellers, not buyers, and millennials are pausing to evaluate their lives and consider other options.
“It comes down to balance and valuing life outside of the proverbial office.”
Many millennials experienced money as a taboo topic while growing up as their parents were navigating the great recession and even basic money management skills weren’t being taught in schools. With social media influencers telling millennials they are missing out if they aren’t traveling the world, and parents pressuring them to get a stable job in a market where there’s a shortage of stable jobs, millennials end up feeling… well, anxious. Alex tells it like it is and the incredible resilience of millennials comes through in her stories. She also shares some tips on how to get the intergenerational money conversation started.
You can contact Alex by emailing alexandra@anxiousmillennial.ca. Tune in to her podcast, The Anxious Millennial, wherever you listen to podcasts and follow her on Instagram @anxiousmillennialpodcast.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
When David Huff got divorced the first time things were pretty straight forward. He and his wife were making about the same amount of money and they split their assets down the middle. When he got divorced the second time after being together for 14 years, things were very different. Now he was the primary breadwinner and they had a child together.
“You have to try as much as you can to take the emotion out of it and it’s very challenging.”
David candidly shares about the financial struggles of divorce like child support, alimony, who keeps the house, student loan debt, and the impact on personal spending money when paying for two households. We talk about what it’s like to have to choose whether to work or spend time with his daughter and how his battle was extra tough since he got divorced right as Covid ramped up in March of 2020.
David Huff has been in sales for over 20 year and he loves to grill and BBQ. You can find his instructional videos on YouTube @HuffDaddyBBQ. David can be reached via email at sig1005@cox.net.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Most people are nervous about senior living facilities because we have an old view of a them being similar to a hospital and we don’t want to surrender our independence. In this episode Miri Hadas Koller who has worked in the senior living sector for over 15 years shares what senior living is really like and gives us her best pro tips for selecting the right facility.
“Every time I walk into one I'm already choosing my suite.”
Miri points out that when living in a house alone most seniors are very alone. They don’t have anyone to talk to for days on end and often neglect their nutrition and other personal needs because it’s not very inspiring to cook or clean for just one person.
We discuss how the cost of a senior living facility covers everything including food, cleaning, transportation, and additional care as needed. Miri’s biggest tip is to visit the facility. She emphasizes how important it is to get a feel for the place and make sure the environment is one you (or your loved one) will enjoy.
Miri Hadas Koller is the CEO of Yee Hong Seniors Living and has almost 30 years of experience in all aspects of real estate, including the marketing of single-family homes and condominium properties, the management of commercial properties, and now almost 15 years experience in the Retirement Home sector.
Miri has a passion for people, and faith in people’s good intentions. Working in teams, building relationships, helping people shine, is what she believes leaders should do. You can connect with Miri on LinkedIn under Miri Hadas Koller or by emailing info@yhsl.ca.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
When Bernadette’s husband was diagnosed with brain cancer he needed immediate brain surgery. When a friend asked if she wanted anything brought to the hospital the first thing she asked for was her work laptop and charger. The managers at her high-pressure corporate sales job had no sympathy for family situations and still expected her to carry on with her full work load. After trying to split her attention between the two she finally told her husband she was quitting and going all in on her side hustle of becoming a business coach.
“I’ve been playing in this world of side hustles for a year at this point. I don’t want to have a side hustle any more. I want to work this career, I wanna own my own company, and work for myself so I can take care of you.”
Her husband was all for it and within 4 months Bernadette had launched her coaching business and tripled her previous income. In this episode she shares her story and her tips on how to quick launch a profitable business without a fancy website, or a fully built course, or even business cards.
Bernadette Pannier is the CEO of Insta4Profit, founder of Millionaire Mavens, a sales trainer, and wife to a Viking. Follow Bernadette on Instagram @Bernadettepannier.co and in her Facebook Group. You can book a discovery call with Bernadette directly on Calendly.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
At the age of 13 Tom’s son was diagnosed with a rare form of brain cancer. During the first emergency surgery, doctors removed a softball sized tumor from the base of his brain. In this episode, Tom Walsh shares the story of his family’s journey to fight cancer and we discuss the various costs of cancer.
“Very few people emerge from cancer treatment unscathed.”
Now, 10 years later, Tom shares his family’s story to help inspire and uplift others who are fighting their own cancer battles. We discuss the impact of cancer treatments on his marriage and on his younger son. We talk about what it was like for his son to go back to high school with scars and disabilities after cancer treatment. This being a money show, we also discuss the millions of dollars in medical bills, what was covered by health insurance, what wasn’t, and the importance of having policies and plans in place before you need them.
Tom Walsh has written a book about his experience called When Hope Overcame the Impossible – An epic story of a thirteen-year-old boy who refused the death sentence of brain cancer! It’s available on Amazon, Barnes & Noble, and wherever online books are sold. You can reach Tom and pick up a signed copy of his book on his website www.thomasmwalsh.com or contact him via Facebook messenger and Instagram @authorthomaswalsh.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Each year when a child steps into their school classroom they are one year closer to starting college and needing funding. Author, Patricia Roberts, grew up under difficult circumstances and with very little money. Her high school counselor suggested she not go to college and stick to her successful waitressing job. Patricia’s mother was having none of that. She told Patricia to go to school and that she would live a better life because of it.
“One of the things she taught us was to always, regardless of our relationship status as we grew older, was to always have money in our own name and to get an education and have some current job skills.”
While working three jobs Patricia did put herself through college and became an attorney. When she and her husband got together they had about $100,000 of student loan debt. As a couple they agreed to save for their son's education. Last spring he graduated from college without any student loan debt.
During Covid, Patricia took the time to write a book about how to use 529 plans to save for college. She shares her story and gives many tips on the flexibility and tax advantages of 529 plans.
Patricia Roberts is Chief Operating Officer at Gift of College, Inc. and Author of Route 529: A Parent's Guide to Saving for College and Career Training with 529 Plans. Over the past 22 years, Patricia has helped tens of thousands of families avoid or minimize student loan debt through her extensive work with 529 plans. She has just had the pleasure of seeing her son graduate from college debt-free and she's on a mission to help other families experience the same. She's also on a mission to encourage employers to help employees save for college by matching contributions to college savings accounts.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Most business owners know they should be doing some form of digital marketing. Typically we try it, maybe even spend some money on it, and then it doesn’t work! No results. Then we become frustrated and give up. In this episode, digital marketing consultant, Tina Sorensen, shares her best tips and tricks for creating successful digital marketing campaigns without spending a small fortune.
“The more involved you can be the more successful the content is going to be.”
She also shares how to choose a digital marketer who is right for you and what platforms to target. We discuss where the right place to be is for business to business clients and the hidden gem of the digital marketing space, LinkedIn.
Tina Sorensen is a Digital and Online Marketing Consultant for TRu Solutions. She can be reached by calling or texting 303.880.0172.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
The title of this episode, "Hope is NOT a Strategy," is my very favorite quote from sales coach and founder of Bold Networking, Robert Johnson. Most new business owners are so excited about the possibilities of their business that they struggle to focus on the realities of their business. Even those of us who have been running a business for awhile are quite capable of convincing ourselves things are fine even when they may not be going so well.
"Am I lying to myself? Do I really have a business or not?"
In our discussion Robert and I cover some of the many mistakes the two of us have made in business, particularly the one where we thought our businesses would be our retirement plan and we didn’t need to save. Then we discuss how to fix and avoid making those mistakes yourself. Robert wisely brings up the power of having money set aside and not being the desperate person no one wants to date.
We also discuss the importance of having a business plan and holding yourself accountable just as if you had invested in a business you weren’t emotionally attached to, and were expecting a return on your investment. We even get to take a walk down memory lane and share about my first experiences with Bold Networking. All the way back to when I couldn’t even afford the membership dues.
Robert Johnson is the founder of Bold Networking and the Bold OS sales training. You can reach Robert directly by emailing RJ@boldnetworking.com or calling 918-928-7158. If you’d like to test drive one of his networking events or sales trainings for free email me at camille@serenityfinancial.us and I’ll hook you up.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Does anyone want to be a person they don’t like? Probably not. So if our language around money, wealth, and being rich is negative we’ll find every way possible to avoid being one of those people. Financial advisor and women’s wealth advocate, Amy Getz, shares the importance of our money mindset and gives us some simple tools to help make money management a little less intimidating.
"Most of the time the money story people have really isn't their own. It's something that generated in their childhood."
Amy points out that money doesn’t change you. It enhances who you are. Good people with money do good things. The teaches us to pay attention to where our money is going so we can feel comfortable with both saving and spending. When we have a plan to follow all the guilt and weirdness goes away. She shares and abundance of tips on how to budget, automate, save, and have fun.
Amy Getz believes wealth and financial freedom are for everyone and is especially passionate about helping women know their worth. She is a financial advisor with IRC Wealth, an SEC registered investment firm in Atlanta, GA, a CPA and a CDFA® (Certified Divorce Financial Analyst). She is also the Money & Finance Chapter Director of the national What Women Want Networking organization.
Amy is on a mission to educate women about their finances and empower them to set big goals for their financial future. Letting go of limiting beliefs around money and facing the real numbers allows women to quiet the stress loop in their mind and elevate everyone around them. Wealthy women change the world.
When she’s not working, Amy loves to travel with her family, connect with friends, or read a good book. Amy can be contacted by email amy@ircwealth.com or @amywgetzfinance on Insta or under Amy Getz on LinkedIn.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Avid horse rider and dog lover, Stephanie Krol, started out training to be a vet, but through a series of events and experiences she ended up spending over 20 years in higher education and several years in real estate. In this episode Stephanie and I discuss her journey from working in very traditional jobs to becoming an entrepreneur and author and pursuing her passion.
"You're either working for someone else's dream or yours."
Several years ago when her dog was diagnosed with cancer and given only a few months to live, Stephanie was determined not to lose him. Using her extensive research skills she learned all she could about nutrition for dogs and managed to save his life. She became certified as a raw dog food nutritional specialist. Now she coaches dog owners on creating healthy diets for their pets and absolutely loves what she does. Stephanie is living proof that you really can live your passion.
Dr. Stephanie Krol’s favorite title isn’t Doctor, past Dean of Schools in Higher Education for For-profit Allied Health Schools, or current co-owner of a Real Estate School. Her favorite title is simple-dog owner. She will be the first to tell you her proudest accomplishment was saving her dog’s life, despite getting contradictory advice from top vets. Her boy is now living a vibrant and happy life filled with energy, love, and vitality. She teaches dog owners how to optimize their dog’s health by implementing a unique nutrition plan which is based in science and common sense.
For the latest updates you can reach out to Dr. Stephanie Krol at: questions@catalystgroupsolutions.com or on Facebook @dogwellnesscoaching. Or book a free consultation directly on her website www.wellnessandhealthnow.com.
Stephanie’s book “What the Pet Food Industry Is Not Telling You – Developing Good Practices for a Healthier Dog” is available on Amazon.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
We’re frequently trying to figure out how to balance risk in our lives and in our finances. Sometimes if feels so complicated that we don’t even want to try. In this episode Certified Financial Planner, Patty Nuovo, walks us through the two types of financial risk (ownership and lending) and makes it easier to understand how risk works. She gives us tips on what to consider when investing other than “risk” and liquidity.
"What is going to be the value when you need it?"
Patty’s way of talking about money and investments is so straightforward and calm it’s clear why she’s been so successful in the financial world for so long and has a remarkable story. After graduating college at St. Mary’s College, Notre Dame, she began her career at Shearson American Express, and moved to another broker to become the first female registered representative ever hired at her firm in Philadelphia. She excelled in the financial world of the ‘80s in the Northeast where she received her certification as a Certified Financial Planner (CFP®) and grew her practice through seminars and workshops for individuals and businesses.
In addition to her position as an investment executive and CFP at Janney Montgomery Scott, she was an adjunct faculty member at Gloucester County College teaching the investments for the College for Financial Planning. Her seminars on the concepts of money, investing, retirement planning, estate planning, tax planning and insurance were an integral part of her overall financial practice.
Patty has written two e-books about money and abundance and speaks across the US and Canada as a seminar leader and author of two e-Books: Soul Accounting: The Power of Money and Emotions and Solving the Riddle of the Money Mind in 4 Steps.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Ever meet someone and immediately hit it off? Ever meet someone else and instantly get the wrong vibe? When you’re in sales or an entrepreneur (aka: sales without a safety net) being able to connect with others is a huge part of earning a living. In this episode Michelle Lee Myrter explains the BANK system of decoding money styles and teaches us how to adapt our conversations to create better relationships.
"Everything's based off of relationships and how you communicate."
If you’re not speaking the right language as an influencer, sales person, entrepreneur, manager, or team leader your message won’t get through to your prospects or team. Learning how to identify other people’s money styles can help you to find common ground and have a productive conversation. Michelle gives us some clues and tips on identifying primary the money style of the person in front of us.
Michelle Lee is an award winning coach and trainer, and a professional speaker who comes from a 28 year background in sales and marketing for a 12 Million dollar company and also spent many years in purchasing. She built a very successful food company while also building a successful Direct Sales Business. She will give you a system, tool, and training that will not only increase your income but it will take your relationships with your family and friends to a whole new level.
Michelle Lee Myrter is a Certified BANK Coach and Trainer. She encourages everyone to Go for the YES!!!!! Increase your revenue, close sales faster, and build better relationships! Michelle can be reached via email at mmyrter@gmail.com or you can book a FREE discovery call at michellelee.chat. A free BANK assessment is available at https://crackmycode.com/michelle.myrter.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
At first Ramona Rogers resisted joining her mother in the childcare industry. In 2001 she finally stopped resisting and opened a daycare center. As it turned out she loved raising children to be the best they could possibly be and she recognized the importance of teaching them solid financial principles so they could build good money habits.
"You never know the seeds that you plant in those kids how far they're going to go."
Ramona set up a system of jobs and credits at her daycare center to reward the kids for doing helpful activities around the center. She focused on teaching them critical skills like delayed gratification and understanding needs vs. wants by allowing them to choose if they wanted to redeem their credits for small prizes or save them for special events like the carnival. They even held garage sales so the kids could sell items they no longer needed or wanted.
Years later, as some of the children Ramona worked with are now graduating from high school, they follow up with her and tell her how much they remember the money skills and habits she taught them. They are excited to share how they are putting money aside and their savings is growing.
As we approach the centennial of the Tulsa race massacre, Ramona and I also take the opportunity to discuss Black Wall Street and the power of spending money within a community.
Ramona is a personal development coach, and author, and is the CEO of Ramona Rogers Enterprises. She created the company because she believes that everyone should have an opportunity to live life without limits. By creating personal development educational tools and resources, individuals can continuously become the best possible version of themselves. Ramona believes that achievement and advancement should be the norm and not the exception.
Ramona can be reached via email at ramonalrogers5@gmail.com. Her children’s book about money habits and generational wealth is called Buck and Penny. It is available on her website buckandpenny.com and on Amazon. There is also a matching workbook: Buck and Penny – Understanding Money Interactive Workbook
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
After Dan Reynolds graduated from college he was looking for a job and the department of corrections was the first one to offer him a position. He figured if it didn’t work out, he would leave and find something else. Thirty-one years later, he was still working there. In this episode, Dan teaches us how money works for those who are in prison (inmates aren’t allowed to have cash) and shares some of the best stories from his years as a warden and consultant.
"The economy is certainly different in prison. Especially among inmates to inmates."
A prison is like it’s own community and has everything a community has from nurses, to teachers, to craftsmen. Supply and demand play a huge part in the value of items inside and each prison and its own micro-economy. As Dan traveled around the country performing audits he started asking other prison administrators to tell him their most interesting stories. His book, The Most Hilarious, Bizarre and Unusual Correctional Stories Ever Told, is available on Amazon.
Dan retired from the Oklahoma Department of Corrections in 2011, after serving 31 years. Positions he held during his career include correctional case manager, senior case manager, administrative assistant to a deputy director and warden, deputy warden, warden II, warden III, administrator of population management, assistant deputy director of the Security and Investigations Division, and administrator of community corrections.
He served at the Oklahoma State Penitentiary on three separate tours. He earned a bachelors degree in 1980, from Central State University and a master degree with honors in 2005, from the University of Central Oklahoma. He has served as a correctional consultant, independently and for the American Correctional Association, inspecting prisons throughout the United States.
He is a lifetime member of the Correctional Peace Officers Foundation and the Oklahoma Correctional Employees Memorial Foundation. Six of Dan’s books are available on Amazon under Dan M. Reynolds.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
In this upbeat episode, mindset and strategy coach, Bridget Hom, introduces us to the concept of deservability. We discuss how we view ourselves, what factors in to how we develop that viewpoint, and how what we believe we deserve directly relates to how much money we make.
"The value is going to come back to you, but based on your level of deservability."
We talk about how to develop confidence and be strong in our beliefs of how much we deserve based on how much value we are adding to the world rather than basing it on what a particular job pays hourly. In addition to discussing deservability we also cover Bridget’s concept of a culture of connectivity and how we can be recognized and feel valuable based on who we are, not just what we’ve done.
Bridget Hom is a Mindset and Strategy Coach with Bridge to Freedom Coaching. She helps leaders, entrepreneurs, and small business owners take control of their mindset, level up in how they do their personal and professional relationships, and break free from the sales pitch! Create a culture of connectivity in your life and business and become your own empowerment generator!
Bridget can be reached through her website, bridgetofreedomcoaching.com, LinkedIn, Facebook, or you can book directly on her calendar at calendly.com/bridget-hom.
More at moneyheart.com.
Support this podcast: https://anchor.fm/moneyheart/support
Laurie Ann Powell was the mom who did it all. Homeschooling the kids, active in her church, taking everyone to their practices and rehearsals. If there wasn’t anyone available to run an event everyone in the community knew they could count on Laurie Ann to pick up the slack. Her health was starting to fail and she was struggling to get through the day and then her husband was offered an opportunity through work to relocate with his family to Japan.
"I was faced with this choice about whether I would live my dream or whether I would succumb to this health crisis."
She chose to go for it but at the same time her health was continuing to get worse and he was relying on her children to help her get through the day. Upon returning to the US a few years later, Laurie Ann began a quest to figure our how to provide healthy food and a healthy lifestyle for herself and her family. She improved her health and then began teaching other at-home moms how to cook for themselves and improve their health. This turned into a business and the money started flowing in… lots of it!
Suddenly they had to start thinking about being a good steward of all this money they now had. Laurie Ann realized she didn’t know how to make a decision when the money decisions weren’t based on whether or not they could afford something. Now she could afford many more things and she didn’t know how to figure out if they were items she wanted to needed. In this episode Laurie Ann shares how she reduced her overwhelm and fear and learned to make better money decisions by changing the money story in her head.
Laurie Ann is a Young Living Platinum Brand Partner, and an Integrative Nutrition Health Coach, and she is crazy about building crunchy, compassionate, connected community! Whether taking moms on a snug budget on a Grocery Store Menu Tour to show them healthy options, or leading a transformational workshop, her passion is to see you living your passion, and experiencing a radiant life.
Find Laurie Ann Powell on Facebook at Facebook.com/LaurieAnnPowell or LaurieAnnPowell.com.
More at moneheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Samia is passionate about teaching others how to be good stewards of money. She’s devoted a chapter of her “Money Handbook” to helping us teach kids about money. During our discussion, one of the first lessons she recommends teaching children is how to give. She has some excellent suggestions on how to build a positive money culture in our homes and we talk about the importance of creating generational wealth.
"Generational wealth is more than just money."
Samia and I talk in depth about the how to create a culture of openness around money in our homes and how our words and behaviors affect our children. Samia teaches us what phrase to delete from our vocabulary and how to create a safe space so our children can ask for what they want and need without fear. We also get into how to handle the ever tricky topic of allowance.
Samia Pedalino is an author and communicator with a passion to help you learn how to manage money and connect your faith to your finances. Raised in a traditional Jewish home in sunny South Florida, she carries a deep value for stewarding kingdom finances. With her experience in the finance and banking industry and later as a successful business owner, Samia shares her wisdom and knowledge from both a biblical and practical perspective.
Her book “Money Handbook: Spiritual Keys and Practical Steps to Finance” is available on Amazon. Samia can be reached through her website, SamiaPedalino.com, and you can follow her on Instagram @moneyhandbook.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Margo and her husband pastored churches, owned a publishing company, were raising their boys, and had their future all planned out. While working late one evening she got a phone call from the police asking her to come home. Upon learning of her husband’s death she was both grateful for all the things they had done together and worried about what lie ahead.
"I knew at that moment that my future was going to change desperately because we were not prepared."
The life insurance policy renewal was sitting on her desk, unsigned. As a result she had no life insurance money and not nearly enough savings to live on long term. In the midst of her grief, Margo had to go back to work to care for herself and her teenaged son. In this episode she candidly shares how difficult things were after Bill’s passing and how much planning ahead, even just a little bit, would have changed her life.
Dr. Margo Bush is an influential senior business analyst, consultant, coach, speaker and serial entrepreneur who is passionate about helping business owners thrive. As founder of consulting firms Don’t Do Business Alone (DDBA) and Don’t Do Church Alone (DDCA), Margo empowers small business owners and pastors with the in-depth analysis, practical solutions, and mindset coaching they need to successfully grow their organization in an ever-changing economy.
She is the author of inspirational business book Dream Big, Live Big, and is dedicated to equipping business owners with what it takes—not just to survive, but to truly thrive in the marketplace. Margo can be reached through her website dontdobusinessalone.com or via email at drmargo@dontdobusinessalone.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
When Renee’s parents got divorced she went from living in a prestigious neighborhood on Staten Island to living in the projects. Later in 2008, during the Great Recession, Renee went through a divorce and there she was again in the middle of a financial setback.
"I had to say to myself, 'Renee, how did you end up in this financial situation?'."
After some soul searching she realized the problem wasn’t her circumstances it was how she was caring for the money she had. She shares her techniques for taking responsibility, changing her mindset, bouncing back, and for teaching her children how to be good stewards of their money.
Renee talks openly about how she "put pride to the side" and got a full time job to make ends meet. She continued to build her businesses in the evening and still gave back to her community through volunteer work. Renee figured out a system to really help people get their financial households in order. From this early start she build her highly successful coaching firm and a publishing company.
Renee Bobb is the owner of Renee Bobb Training and Development Firm, specializing in Financial Empowerment, Diversity, Equity and Inclusion, Entrepreneurship and Book Publishing. She is also the owner of the Music City Icons Professional Women’s Basketball Team in Nashville, Tennessee. Renee can be reached through her websites www.ReneeBobbTraining.com and www.BookPublishingLady.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Most people don’t like to think about life insurance because of what we typically have to do to get the money. What many people don’t know is that there is more to life insurance than just dying. In this episode, financial advisor, Brian Heins, teaches us how to take advantage of life insurance features while were alive.
"The goal is and the secret is... we can take the money out of this tax-free."
We discuss multiple tax benefits of life insurance like immediate vesting, and the ability to create income for yourself in retirement. The best part is that the money in a life insurance policy grows tax-deferred and can be accessed tax-free, which reduces how much you need to save to make your retirement income goals. He teaches us to ask our agents and advisors to illustrate these options for us and provided us with a sample illustration.
He also teaches us about the rule of 4% to help us figure out how much money needs to be saved, so we don’t run out of money in retirement. We talk about the ability of life insurance policies to guarantee how much money you’ll receive once turning on an income, and Brian clearly explains the investment options inside of a life insurance policy. Who knew!?
Brian Heins is owner of Firm Foundation HR and is a financial advisor. To get in touch with Brian you can call him at 949-413-3282 or email brian@ffhro.com.
PS: One of the “living benefits” we didn’t get into is the ability of life insurance to pay out a portion of the death benefit early (before death) if the insured has a qualifying terminal diagnosis, critical illness, critical injury, or chronic illness. Yet another life insurance secret that shouldn’t be a secret! When shopping for life insurance ask your agent if the policy they’ve recommended for you has this type of living benefits.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
When Deb Olejownik was diagnosed with cancer she was in a new state without a network of friends and the diagnosis totally hijacked her emotions, her life, and her finances. She had no idea what fighting cancer would be like or how she would get through, but she knew she would get through. Eight months later, she rang the bell (a ceremony for being officially cancer-free) and realized she wanted to do more with her life.
"Now I wanna up my game. I have a second chance. I can do this!"
In this episode Deb shares some tips on maintaining composure when hijacking moments happen and how we can work through them. She teaches her three keys to disarming the triggers and discovering the gifts of the hijacking moment and explains how we can turn these moments around and ultimately use them to our benefit.
Deb also talks about being hijacked by the debt created while having and fighting cancer. She went from being debt free to having to manage tens of thousands of dollars of medical debt. She says, “It was overwhelming and I felt like I was drowning in debt.” Yet, she found a way to stay strong.
Deb Olejownik has a masters in organizational leadership and she’s a certified leadership coach. She works with high achieving women who are successful, but at times they become hijacked with stress, frustration, self-doubt, criticism; and they are sick and tired of being threatened by burnout, self-doubt, and self-sabotage from hijacking moments which are those moments that happen instantly and unexpectedly and derail her from what she was on track to accomplish.
Deb can be reached through her website coachingwithheart.net or by emailing deb@coachingwithheart.net. Deb’s book “Bouncing Back! Overcoming Obstacles” can be found on Amazon.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Marquess met and married his wife in just 85 days. Yep, 85 days! With such a short courtship they didn’t have much time to learn each other’s money management style. When it came time to make decisions about budgeting and spending their individual habits and preferences clashed… big time.
"Let's just say the worlds came crashing together."
Marquess shares the story of how he and his wife met, how they knew they were meant to be, and how they’ve worked through their money management differences. At first, they argued a lot. Then they figured out how to handle things more constructively. Marquess and I have a fabulous discussion on how money factors into a couple’s decisions and how each of us have our own values attached to how we budget, save, and spend. We also cover how pride and our egos so often get in the way of a productive discussion.
A lovely quote which Marquess learned and shares with us is, “You’re winning the argument, but you’re losing me.” He also reminds us to have grace with ourselves and not to compare to other couples, but to walk our own path together.
Marquess Dennis is the Executive Director of Birthright Living Legacy a non-profit dedicated to bringing men together to celebrate fatherhood. He can be reached through the Birthright Living Legacy website brlivinglegacy.com. He also has a podcast called Birthright Living Legacy and is looking for fathers to tell their stories.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Economics is all about where we place value and how we choose to allocate our resources. Dr. Joshua Fisher leads us through a discussion on how we can better plan ahead and choose where we want to spend not just our money, but our time and energy as well.
"If you're not thinking a little bit about your money things are probably out of kilter."
Josh shares about a time when he did not plan well and the stress and disappointment it caused him. We also get in to our brains’ ability to ignore things and Josh shares with us how he organizes his day and week for success. He throws in a few other productivity tips for us as well.
Dr. Joshua Fischer, President of Progressus, a Quality Management Consulting Company.
Dr. Fischer has served extensively in roles within higher education ranging from faculty to just under 10,000 students, director of distance education, regional and state dean, vice president of academic affairs, and college president.
He now serves as leader to several companies including InterLearn (a higher education consulting company for online programs), InterLearn Institute (a direct to student online institution), and Progressus (a quality management consulting company).
Joshua’s Ph.D. program through Oklahoma State University was in Applied Behavioral Studies/Educational Psychology with emphasis in curriculum, adult and distance education, gifted and talented education, and research. His master’s in Educational Administration is through Oral Roberts University. He also has a bachelor’s in Pastoral Care/Theology from Oral Roberts University.
For leisure activities, Dr. Fischer stays active. He enjoys lifting weights, running, golf, basketball, reading, paintball, movies, and playing the drums.
Most importantly, Dr. Fischer is a family man with a beautiful wife, two daughters, and a boy.
Can be reached through the Progressus company website progressused.com. Josh’s books “The Quality Management Devotional for Ministry Leaders” and “8 Essential Values for Academic Leaders: A Quality Management Checklist” are both available on Amazon. Josh’s next book is for those in the business field and he plans to release it by the end of 2021.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Unemployment is typically looked upon as a bad thing. Bill Harrison teaches his clients to look on unemployment as an opportunity to discover what they would love to do and to find a career that is perfectly suited to their talents, strengths, and passions.
"You have a unique set of talents, abilities, experience, your personality type that no one else it the world has."
When you know your strengths you can be confident in what you’re doing whether that’s working on a project at your job, negotiating your next contract, or starting your own business. Bill shares why he encourages everyone to work in their strengths and not to waste any time on trying to build their weaknesses.
Bill Harrison is a Spiritual Entrepreneur, Life Coach, Award Winning Author, and Public Speaker. His books “Spiritual Entrepreneurship: Fulfilling Your God-Ordained Destiny” and “TRAVELING SOLO, but NEVER ALONE: Surviving and Thriving After the Death of a Spouse” are available on Amazon, Barnes & Noble, and through his website spiritual-entrepreneurship.com. On the website there’s also a page on his Career Transitions Support Group. They meet on the first and third Wednesdays via Zoom and have many shared links to help those in need.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
One Friday afternoon Amy Campbell got called into the conference room at her corporate job. She was so dedicated to the company that when they told her they were going in a different direction she responded with, “Great, so where are we going?” They responded with, “That means without you, Campbell.” Totally in shock, Amy made a decision which changed her life completely.
"I think I'm just gonna get up and go to work on Monday."
Amy was (and still is) a single mother and she had been writing resumes on the side to bring in some extra income. Rather than hurry up and get married (her mother’s suggestion) or spend a bunch of energy job searching, Amy made the commitment to just keep going. We discuss how working in her gifts has turned out over the past 13 years, the empathy it created in her for those clients who come to her seeking help with their resumes, and how to be patient with your family and friends who just don’t understand what being an entrepreneur is like.
Amy is the Owner and Director of All That Happens! at The Red Checker, and principal writer at MyResumeLady.com. She can be reached through her website theredchecker.com or on LinkedIn.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Most doctors don’t have to worry too much about marketing. Their customers (aka: patients) need their services to relieve pain and stay alive, so they’re always in demand. Once hired by a clinic or hospital the doctor has a steady stream of patients as dictated by the patient’s health insurance policies.
Plastic and reconstructive surgeon, Dr. Brian Kent, has to do things a little differently. His work is considered “elective” and not covered by insurance. His patients pay out of pocket. Therefore, he has to have a website, gather testimonials, post before and after photos, advertise, and maintain a stellar reputation to keep his business running just like most other service based businesses.
"I have a lot of inside information and that's more than most people have when they choose somebody."
Dr. Kent and I discuss how when he needs to go to a doctor he can ask his colleagues, but when the general public has to choose a doctor it’s pretty much luck of the draw. He points out that in other performance based fields, like professional sports, there are tons of statistics on which the players are judged. In medicine there’s no public reporting of how quickly patients recover or how successful treatments and surgeries are at solving a patient’s problem. We also get into the difficult problem of who decides how much the doctor gets paid, how many other layers of people get involved, and how that effects what patients pay.
Dr. Kent can be reached by calling his office at (918) 994-4100. Those before and after photos we mention are available on his website briankentmd.com. His book, S.N.A.F.U. – A Medical Satire, is available on Amazon and wherever books are sold.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Ever make a money decision that just didn’t make any sense at all? Dr. Alexandra Luce specializes in teaching people in the intelligence field how to use the information they have to make better decisions about the future. In this episode she shares about a time when she compounded one major money blunder (not saving for taxes) by adding a second one (paying her boyfriends taxes instead of her own). We discuss what’s going on in our brains when we make irrational decisions and why it’s so darn hard to make good choices for our future selves.
"We have a tendency towards very short-term thinking... We also have a really powerful capacity to ignore things."
Our capacity to ignore things is great if we want to focus, but not so great when we need to make decisions that will affect us in the long term. Alex shares an amazing amount of insight on how our brains work when making all sorts of decisions. She teaches us how to hack in and reprogram our brains to be kind to our future selves and make our lives what we want them to be.
Alex can be reached through her website www.acuitydev.ca or through LinkedIn.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
With all kinds of terms like Original, Advantage, Supplements, and Parts A through D, Medicare can get kind of confusing. Medicare expert, Terri Haggard, lays it all out for us as clearly as possible. She clears up what the parts are, what has deductibles, co-insurance, and maximums, and when to start evaluating your options even if you’re still working.
"One phone call I get all the time is, 'Just sign me up for the best. I want the best!' and I really don't approach it that way. What's best for you may not be best for your neighbor. It's important to find the best fit for you."
Terri tells us that drug costs are 90% of the cost of insurance. She explains what the “donut hole” is, how to figure out when it might it you, and how to avoid this gap in coverage. She also gives tips on how to choose a plan, what things to consider, handling open enrollment, and a few most common mistakes to avoid.
Terri Haggard is a licensed health insurance agent in 8 states and can be reached through her website asktheagent.org or by calling 918-853-8445.
Support this podcast: https://anchor.fm/moneyheart/support
Cancer survivor, Edie Tolbert, now runs a profitable day spa and non-profit, but it wasn’t always that way. When she started her first business she didn’t have a written business plan or any real plan other than to start a day spa and serve other cancer survivors. It wasn’t until a couple of years in when she found a few mentors to guide her that Edie was finally able to get a solid plan in place.
"I knew we could do well, I just didn't know how we were going to get there."
After starting her non-profit Edie began working with a business coach and learned the importance of “knowing her numbers.” She shares the story of how she finally stopped telling herself she wasn’t good at numbers and how embracing what used to intimidate her has completely changed her businesses for the better.
Edie Tolbert is the owner of Stonebrook Day Spa and Fitness Studio and the Founder of The Stonebrook Project Nonprofit. She can be reached through her websites www.stonebrookdayspa.com and www.thestonebrookproject.org, by emailing edie@stonebrookdayspa.com, or by calling 918.379.6838.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Anxiety is not a choice and yet there is a common misconception that people should just “get over it” or “get out of bed anyway.” Joy Seale lives with anxiety and bravely shares very openly about the stories her brain creates without permission and the challenges she faces in both her daily life and running her business. Knowing that “not everyone has a great day everyday,” Joy teaches us a variety of tips and tricks she’s developed over the years to help run her business and life effectively even on the days when her anxiety is almost overwhelming.
"Anxiety is kind of the worst, but it can have some, dare I say... benefits."
Joy’s insights about having grace with yourself and with your progress are applicable to all of us whether we struggle with anxiety or not. She does an amazing job of pointing out the importance of good mental health and normalizing therapy. She points out a few strengths people with anxiety typically have and shares how to best help those in your life who have anxiety.
Joy Seale is the owner of the bookkeeping firm, Joybooks. She can be reached through her website Joybooks.org.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Deborah Jenkins is one of those people who’s actually living the dream. She retired at age 45, traveled the world as a part of Doctors Without Borders for 12 years, and now runs a profitable HVAC company with her husband. An expert at living below her means and growing her wealth, Deborah shares her wisdom on the hidden costs of owning a home and her formula for calculating them.
"The wealthy only pay for things once."
Deborah teaches us about the importance of saving consistently because in some years hardly anything will need repair and in other years almost everything will. She says we need to “save for the biggies” because we know they will happen, buy we don’t know when. By saving we’re more likely to get to replace and repair on our schedule instead of scrambling to solve a problem after the fact. Most importantly, Deborah shares how having the money saved ahead of time saves money and grows your wealth in the long run.
Deborah Jenkins and her husband, Julius Warren, own Doc J’s Heat and Air Residential HVAC, focused on pre-planning heating and air conditioning system replacements and planned maintenance. They can be reached through their website docjsheatandair.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Before Tabby Halsrud re-examined her money mindset she says she was telling the universe, “Oh, I don’t need money. I’m good. I don’t really like that stuff.” This mindset didn’t just impact her bank account it impacted her salary, how much she paid for her car, and her personal relationships. In this episode she shares how her lack mindset kept getting reinforce by the stories she was telling herself.
"Whatever story you're seeking to validate is going to get validated."
Tabby finally came to understand she was not only blocking money, but also love, joy, abundance, and anything else good that tried to enter her life. She graciously shares her story of closely examining her beliefs in all areas and how she shifted her mindset to believe that she does deserve love and abundance in all areas of her life.
A self-proclaimed fan of “feeling the fear and doing it anyway” Tabby Halsrud now teaches others to unblock abundance in their lives. Her company is called Embrace Her and she can be reached through her website embraceherheart.com.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Renee Arledge started her career as a wealth manager for those who had at least $1,000,000 to invest. She saw some families teach their children about how to manage money and watched those children continue to build the family fortune. She watched as other families allowed their kids to spend, spend, spend without education. When those kids inherited the money it was rare that they were able to hang on to it for long. In this episode Renee shares how financial mindsets are passed through generations and gives us all some encouragement for our own financial futures.
"It's never too late to start investing and create a nest egg."
Renee left the high stress world of wealth management to follow her passion for helping people and become a Reiki Master. She now teaches her clients to create the future they want in all areas of their life. During our discussion she shares about one of the financial tools she teaches called “the green gap” to help her clients get out of debt and start saving.
Renee Arledge is a Mental Freedom Coach and Owner of Reiki for Transitions. She is a certified Aroma Freedom Technique Practitioner/Instructor, Holy Fire III Reiki Master/Teacher and instructor for AFT/Oola – a formula for a balanced and growing life. She has 20+ years of experience as a Master Herbalist and Reiki Master/Teacher.
She has taught natural health classes for Marywood University’s Senior Learners program and Alternative Therapy classes at North Pocono Public Library. She teaches AFT/Oola internationally. Renee can be reached through her website reikifortransitions.org, via email at reikifortransitions@outlook.com, or by calling 570-575-3077.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
For the last episode of 2020 I chose to record a solo episode. Just me and mic. It was exciting and nerve-wracking all at the same time. In this episode I talk bit about my year, how MoneyHeart got started, and my current health challenges.
"It’s definitely an uphill battle, but I’m confident I’ll make it."
I very rarely discuss anything even remotely controversial in public. However, I felt it was time for me to open up a bit and discuss race, my personal experience, and share my thoughts on wealth building. I’m sure there was much more to cover, but it’s a start.
When I’m not working I enjoy gardening, super hero movies, and hanging with my family. I can be reached through my company website serenityfinancial.us.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Many people think happiness is just right around the corner. If we could just get the new car, house, or job, if we could lose 10 pounds, or find the perfect partner, or make more money, we think we would be happy. We try the same things over and over and it keeps not working.
"When I get here, I'll be grateful and happy. Instead of being grateful and happy HERE."
hen Chrissy was first looking at colleges her guidance counselor told her not to bother because she wasn’t smart enough. They said she was a bubbly cheerleader type and she should go find herself a nice husband. Despite the discouragement Chrissy went on to earn her doctorate and become a university professor. She also retained her bubbly personality and enjoys helping people on their journey to find happiness. She explains why our brains tend to go negative and teaches us how to appreciate what’s right now. Chrissy also shares tips on successful journaling and a couple of other tools from her books.
Dr. Chrissy Whiting-Madison obtained her BA in Psychology from Saint Vincent College in Latrobe, Pennsylvania, her MS in Rehabilitation Counseling from Langston University and her PhD in Rehabilitation & Research from the University of Arkansas. She is currently an Assistant Professor of Psychology at Rogers State University where she avidly researches positive psychology, happiness, humor, and joy.
Dr. Chrissy published her first book this past year, called Choosing Happiness, which is available at Barnes & Noble and on Amazon. She has presented all over the United States and is currently working on her second book, Even Happier.
When Dr. Chrissy is not teaching, reading or traveling, she loves scary movies and spending time with her friends and family. She is also a proud mom of one daughter and six cats!
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Being the “Beer Baron of Tulsa” made Rick Bahlinger a pretty popular guy and that’s kind of unusual for an engineer. When faced with the decision of whether or not to keep his corporate job and relocate or strike out on his own he had a defining moment which made the decision an easy one.
"It was an emotional moment. Us engineers aren't supposed to have those."
In this episode Rick shares the story his corporate career, building a business, and how he's been able to pivot his business and stay successful first with changing liquor laws and then a couple of years later with Covid. He also shares his point of view on saving for the future and how he made the commitment to start saving for retirement even when his wife wasn't working and their kids were babies.
Rick Bahlinger is the owner of Runner’s Licensing in Tulsa, Oklahoma. Liquor License & Marijuana License processing can be a huge stumbling block to starting a business, especially when it pertains to liquor and marijuana laws. Runners Licensing saves their clients the hassle of dealing with statewide processing of beer, liquor, and other permits and licenses. He can be reached through their website runnerslicensing.com.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Quality performers pour tons of time, energy, and money into their craft. Lessons, rehearsals, costumes, makeup, and so very much more. Then they get asked to perform for free. When shutdown happened many of us turned to the arts, to television, movies, and music to keep us entertained and preserve our mental health. At the same time those artists and crews were being deemed “non-essential”. Diana Christine gives us a backstage look into the life of a performing artist.
"It's more than what it looks like."
When Covid hit every project Diana was working on and every workshop she’d planned to attend was cancelled. As we talk she shares what she did to keep herself in shape, the advice she got from her mentors and teachers, and what she did to keep her skills up and keep earning income as a performer during quarantine.
Diana Christine is a professional competitive ballroom dance instructor, an award-winning choreographer, and an adjunct professor of specialty dance at the University of Tulsa. She hires performers for dancing and theater – always paid gigs – and loves connecting people.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
When someone grows up with a parent who struggles with an addiction and wants to follow a different path as an adult, they can typically make an effort to avoid situations where they might be confronted with that substance or problem. Want to avoid drugs? Don’t hang out with that crowd. Want to avoid alcohol, don’t go to bars and skip that aisle at the grocery store. When your parent’s addiction was gambling and money how do you avoid money in your adult life? Short answer, you can’t! Dave Burlin grew up with a parent who had a gambling addiction and it greatly influenced his money mindset as an adult. Now, not only has he completely changed his mindset about money, two years ago he moved to Las Vegas.
"Even in the convenience stores here, there's a row of machines."
Dave hasn’t placed a bet the entire time he’s been in Las Vegas and he’s in casinos all the time for business meetings and conferences. He’s working to change the next generation by teaching his son new habits and a positive money mindset. In this episode Dave shares his earliest money memories, how they shaped his youth, and how he began the process of taking control of his own money mindset.
Dave Burlin is a Marine Corps Veteran, and he believes that influence is the core foundation for growth. His passion is to help people build more authentic relationships so that they can maximize their influence potential, create more opportunities, and build innovative organizations that make a positive impact in the world.
He is a City Leader for Bunker Labs, a Veteran organization to help inspire, connect, and equip Veterans and their spouses with the resources to start and grow businesses. Dave has tackled some of the most challenging stages including TEDx, and Disruspt HR. With a passion for building relationships, his core message “#WHYNETWORKING” is about connecting with people on a more authentic level, before the business card or the title.
Dave is currently the Director of Sales & Chief Operations Officer at Deliver Capital. Dave and the team of underwriters are changing lives by helping people get the money they deserve to grow the businesses that the world needs now, more than ever!
HERE IS A RANDOM FACT: Dave is also a wedding DJ and private event EMCEE. He has DJ’d more than 350 weddings and private events all over the United States, and you might catch him bouncing around the planet with a gigantic boombox.
Dave can be reached through his website davemeansbusiness.com. He hosts the Dave Means Business podcast and can be found on social media @daveburlin.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
When Debra and her husband were as she says “raking it in” they didn’t worry at all about how much they were spending or what they were buying. Big house, horses, new clothes, they had them all! She remembers going to the grocery store and just getting whatever she wanted without a list or a budget, but their lifestyle of instant gratification didn’t last forever.
"Saving... it didn't even cross my mind. It seemed like the present was endless in what it could provide for us."
From frugal to flush and back to frugal again, Debra Parkhurst shares her story of choosing personal happiness over a huge paycheck and how she and her husband adapted from a lifestyle of spending to a lifestyle of saving and buying responsibly. After getting into debt and going through several health challenges she’s learned to delay gratification and how to get nice things on a budget.
Debra Parkhurst is a former data processing professional and has an applied psychology degree in small group behavior. She was a human and equine massage therapist for 9 years. Then she got involved in senior care and did everything from hospice to assisted living for 20 years. She retired from senior care twice, ran her own cottage bakery, and is now fully retired. These days she enjoys gardening, writing, painting, and spending time with her husband and cats. She reminds us all, “You are not what you have. You are what you give.”
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Leon Rollerson is a jazz musician who has been inducted into four different halls of fame, but he identifies himself as a teacher. He comes from a long line of teachers and loves to teach music, broadcasting, and all sorts of life skills. We connected for a beautiful discussion about finding outstanding people in our lives and recognizing opportunity.
"Opportunities are something that I really, really believe in. They come in many different styles and fashions. I teach opportunity to my students and to anyone that will listen."
Leon has a wonderful way of telling a story and shares several from his life. He teaches us how to be ready for opportunities when they appear and shares a story of an opportunity that he seized and another one which he lost. He also shares his perspective on making large amounts of money and on finding happiness.
Leon Rollerson is one of Oklahoma’s favorite jazz artists and has been inducted into four different Halls of Fame. He’s been honored with hundreds of music awards in Funk, R&B, Jazz, Blues and Soul. He performs internationally and was born and raised in the hot musical District of Greenwood in Tulsa, Oklahoma. Regularly playing to sold out crowds in places such as the Oklahoma Jazz Hall of Fame, Greenwood Cultural Center and the famous Duet Jazz Club. Leon’s company, Rollerson Broadcasting Network, produces television shows, radio programs, and hosts a Jazz Festival. Leon can be reached through his website www.rollersonproductions.com.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Melissa the coach is an Elton John super fan. To date, she’s seen him in concert 47 times. When she found herself making excuses to her friends about why she couldn’t go to his 60th birthday concert - when the real reason was that she couldn’t afford it - Melissa realized she had a problem. Her husband had a well paying job but they still didn’t have enough money. Her initial solution was to make more money, so she joined a network marketing company, followed the system, and it worked! She made more money. But the problem persisted. They still didn’t HAVE any money.
"If you can't manage a small amount of money, you can't manage a large amount of money."
Melissa now knows why they weren’t getting ahead. They weren’t budgeting and they didn’t have a set plan for the money they were brining in. Throughout this episode Melissa shares a candid story of “putting Christmas on credit” and how she got the wake-up call which changed her life.
Melissa the Coach now coaches others on how to take control of their finances, get out of debt, and start enjoying their lives again. Melissa can be reached through her website www.melissathecoach.com.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
These days salary is coming up earlier and earlier in the job interview process. Most people struggle to know what’s ok to say, what’s not ok to say, and how to tactfully address this often sticky question. If you answer too high they won’t offer you the job. If you answer too low, you risk being significantly underpaid. If you’ve taken time off work for health or family or are switching industries you might not know where to start.
"It feels a little bit like quicksand..."
Career coach, Iris Culp, is passionate about making sure people don’t undersell themselves. In this episode she and I discuss what is a good answer to the salary question and how to handle other tricky interview topics. She provides some tips on presenting your best self in person and on LinkedIn as well as what factors do go into determining a salary. Maybe most importantly, Iris reminds us that what a person gets paid does not define their worth as a human being.
Iris Culp is a leadership and career coach and the owner of IC Growth. She can be reached through her website ic-growth.com and on social media @ic-growth.
More at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Michael was very upfront about wanting to discuss fear when we were planning this episode. He was finally on the other side of being very afraid of whether or not his physical therapy business was going to survive Covid-19. Two months of downturn translated into six months of him and his family barely scraping by. His clients were so nervous about people coming into their homes in March and April of 2020 that he essentially had no clients.
"It wasn't because they didn't want help. They really just were so afraid..."
Michael’s saving grace was having started his business without debt and with an emergency fund in place. He started small and didn’t over extend to try to impress with a large space or fancy, expensive equipment. In this episode we discuss how his clients and followers were practically paralyzed with fear when he offered them a virtual program and how he’s now building his business to have multiple streams of income and be stronger for the future.
Dr. Michael Hyland is the owner of Hyland Physical Therapy and Wellness in Broken Arrow, OK and runs the Facebook group Parkinson’s Warriors International. He can be reached by calling 918-251-7199, through his website hylandpt.com, or on Facebook @hylandpt.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Growing up Victoria was taught if you get good grades and go to a successful college you'll have a successful life. She dug in, loved school, and followed the plan... until the debt started to crush her. After two years of college she was $30,000 in debt and that was with having earned a 50% scholarship! She couldn't see herself ever getting out of debt if she continued down that path, so she left college and switched to online courses in a field that interested her.
"Don't let any outside forces influence your decision to attend college. Keeping up with the Jones's is so real. We think they are living their dream life but in reality they are downing."
Victoria loves her career as a nutritional coach. She was able to train and get certified through online classes for much less than the cost of a traditional college. We discuss how her student loan debt combined with her husband's student loan debt has slowed their plans to purchase their dream home and how it's changed her thinking about the value of college. We also discuss what they're teaching their kids now and their strategy on how they plan to help their young children pay for college (or not) when they get older.
Victoria can be reached through her website victorianeils.com.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
After watching her father go through three different layoffs while she was growing up and then experiencing three different layoffs during in her own career in the corporate world, Lisa Orr decided she wanted to become an entrepreneur. No more working for someone else, she wanted control over her own future. Lisa created Rorr Marketing to help others develop their brand identity.
"I just jumped."
In this episode we discuss making the shift from employee to entrepreneur. Lisa shares how she discovered it is most important to focus our most productive time on the things that are most critical and most central to the business and to hire someone else to handle the rest. We chat about the importance of building relationships, keeping community around us, and having a backup plan plus a backup for the backup. Lisa points out that when you own your own business, “Ultimately, the buck stops with you for better or worse.”
Lisa Orr can be reached through her website rorrmarketing.com.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Owner of New Product Creations, Mike Wasserman, helps people who are working on ideas. He often sees people who have a great idea and really want to create a product to help others, but they hold themselves back. Frequently they aren’t just worried about doing the work, they are afraid of a process they don’t know.
"You do it in stages"
As with all projects, there are many steps in the process of creating a new product. Mike and I discuss the practical steps like research, design, and funding, as well as the mindset steps. We talk about how to determine what projects make sense and which might be too risky, making choices on whether or not to continue a project, and how to determine if a project is worthwhile in the first place.
Mike Wasserman can be contacted through his website newproductcreations.com.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Attorney Jamie Miller says, “The internet is great for a lot of things. Not for legal advice.” Agreed! In this episode we discuss the ins and outs of wills, trusts, and estate planning. Jamie shares about the struggles and guilt people often feel when trying to decide how they want their assets divided among their children, family, and/or favorite charities. Many people feel obligated to split assets evenly amongst their children, but what if one child has been their care taker for several years, or a child has a gambling problem?
"It's not always about the money. It's about the emotion that goes behind it and the entire history and emotional baggage." Jamie explains that many people tend to make assumptions in estate planning like thinking they must put the oldest child in charge or making both children co-trustees. She reminds us that choosing a trustee is not a measure of our love for them, it’s more about logistics and what makes the most sense from a practical standpoint. The most difficult time to do estate planning is during a crisis, so as with all matters financial, the best time to start is today.
Jamie Miller is the owner of J. Miller Law Firm. She can be contacted through her website jmillerlawfirmpllc.com.
Photos, links, and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Business coach, Eric Knam, often sees businesses owners who don’t know what their profit is or how their business is doing until the end of the quarter or sometimes the end of the year. In this episode he shares with us how this isn’t just a result of poor business management it’s a result of mindset. We fall into the trap of “do do do” and forget to think about what we really want to have in all areas of our lives. Not just the fancy car, but the stable income, meaningful relationships, and spiritual peace.
"We're not humans doing, we're not humans having, we're humans being; and that tends to be the area we ignore."
We discuss the equation for success “Be x Do = Have” and the importance of the “Be” portion of that equation. Eric explains how just working harder (more doing) isn’t enough and he provides some simple ways to start raising our “Be” to achieve maximum “Have.”
Eric Knam is the owner and CEO of Action Coach Tulsa. He can be reached through his website actioncoachtulsa.com. He’s offering a complimentary strategy session for all of our listeners and viewers which is a $497 value. All you need to do to book is contact him and mention MoneyHeart.
Photos, links, and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
One experience in Danielle’s childhood of being told was irresponsible changed the way she viewed herself from the time she was 8-years old until just recently. It caused her to push herself to be very organized and responsible as a parent and as a professional and she still holds on to that value today. When she experienced a debilitating illness and her husband died within an 8-week period, Danielle’s world came crashing down. As the medical bills mounted, budgeting went out the window. She couldn’t help feeling like it was all somehow her fault and if she had only “been more responsible” things might have turned out better.
“When you have nothing but time on your hands you can get into the weeds in your head really quickly and get really lost.”
Three years later, at a financial workshop, Danielle had an epiphany. She realized she was very responsible in many areas. She started asking questions and learning about how money works. She wanted to feel more empowered, so she read books and continued to learn and search for answers. She says, “You’ll find a way if you really want to.”
Sometimes Danielle still feel irresponsible spending money, even when buying groceries or a two-dollar ice cream. However, she pays herself first and has a plan in place so a situation like what happened before doesn’t ever happen again. She encourages us all to pick one thing and start somewhere instead of being paralyzed by overwhelm.
Danielle McCarthy can be reached via email at damccarthyfr@gmail.com.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Several years ago, on the day after Christmas, Nicole and her husband had their bank account emptied by another bank which was collecting on past debts. They couldn’t make rent by January, so they lost the apartment where they were living. They couldn’t move forward on the custom home they were building and lost their earnest money deposit. They had nothing, and were forced to move in with her husband's parents.
When Nicole was growing up her family never talked about money. She always thought they were doing just fine. Her mom wanted to protect her as all parents want to protect their children, but by not learning about how money works during childhood, Nicole had to learn the hard way as an adult. Now she’s doing things much differently with her children.
“You want them to always have that security that you’re taking care of them. When you keep things from them they kind of lose that security.”
Most of Nicole’s friends think she’s crazy for sharing how much she and her husband make and other financial information with their kids. After recovering from so much debt and such a difficult situation Nicole is committed to make generational change in the way money is viewed, managed, and understood in her family. She also candidly shares her views on saving and paying for college.
Nicole Smith is a wife, mom of five, and co-owner of the South East Tulsa division of 1-800-Water Damage. She can be reached through their Facebook Page, website, or by calling (918) 872-0864.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
My husband Tony and I came from different backgrounds and had very different money styles when we got married. This caused quite a bit of tension in the beginning as both of us were uncomfortable with the other person’s style of managing money. In this episode we unpack our initial differences, discuss how we’ve both changed, and share where we are now.
"Where you come from shapes your idea of money and what you do with it."
Tony Diaz is an e-commerce business consultant, a multi-time national champion martial artist and former member of Team USA. He’s an author, a competitive cyclist, race promoter, and runs the Tulsa Cycling Events Calendar. He’s also been my husband since 2002. It was really fun to look back together at how much progress we’ve made in understanding each other and where we’ve each helped the other grow.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
We can’t control the weather, or the government, or the economy, or a whole host of other things, so how can we possibly control our destiny? It’s all about our mindset and where we believe the control of our lives exists. Cecilie Crossiant, licensed professional counselor, shares why we might feel powerless, ways to change our mindset, how to look for small victories, and what we can do to take back control of our destiny.
"There's always a way out. There's always one step you can take. You can find support and it's never, never too late." After spending years in ministry Cecilie Crossiant went back to school in her 40s and 50s, earned a masters degree, and became a licensed professional counselor (LPC). She now owns Path of Hope Counseling where she primarily treats adults, couples, and those struggling with trauma. She can be reached through her website pathofhopecounseling.com.
The place with the tulips Cecilie refers to is Garavan Woodland Gardens in Hot Springs Nataional Park, Arkansas.
The book she mentions is 9 Things You Simply Must Do to Succeed in Love and Life: A Psychologist Learns from His Patients What Really Works and What Doesn’t by Dr. Henry Cloud.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Frustrated with where she was financially and wanting to improve her life Hannah Johnson went to a sales class where the instructor said, “No one has the right to tell you what you’re worth.” Those words changed her mindset and her life.
"It just seemed like we were always broke and I never understood why."
She went from living paycheck to paycheck, worrying about whether or not she could afford to buy her daughter the next pair of shoes, to running multiple (profitable!) businesses including a non-profit. Now Hannah is an independent insurance agent, Regional Vice President of Bold Networking, Founder of Bold Moms, and Founder of the non-profit ReRun Medical Equipment. She can be contacted through the website rerunmed.org.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Seniors lose at least $2.6 billion a year due to financial abuse… and that’s just the reported cases. Cheryl Doyle, senior and dementia care expert, and I discuss how to handle the aging process and how important it is to keep a continuous conversation going, so everyone involved knows the plan. She shares how to make sure the aging person is getting what they want, whether that’s at home or in a facility, how to spot potential dementia before it’s been diagnosed, and how to get the conversation started early.
"The role is being reversed here. Now the children are taking care of mum and dad."... "The key is to maintain the relationship and still make good choices together."
Most adult children Cheryl sees are stressed about making the absolute best choice for their parent or loved one. She explains how it’s so important to start these conversations about care and finances before the situation gets serious because the goal is to help them get what they want and we only get one chance to get it right. Cheryl Doyle is the owner of Trublu Confidence in Dementia Care and can be reached through her website trublucares.org.
Photos and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Let’s face it. How you present yourself matters. When we wear something inexpensive that isn’t comfortable or doesn’t fit well we typically don’t feel much or it may even bring us down. When we wear something that fits well, is made well, is comfortable, and looks amazing on us, we feel amazing and we present ourselves as such. So how do we show up in the best way for ourselves without breaking the bank? In this episode fashion designer, LaTasha Cobler, and I explore fast fashion marketing traps, the value of investing in yourself, buying with intention, and how to build a sustainable wardrobe.
"Are you investing in yourself, in your image? Are you putting your best foot forward? Or are you not showing up for yourself and not showing up for your business? That will make a huge difference."
The day before LaTasha’s sister passed away they made vision boards together. Empowering women through fashion was on LaTasha’s board and one night she decided she was going to honor herself and her sister and make it happen. She didn’t even know how to sew when she started and now she is an award-winning designer with her own fashion line, Madame L. View LaTasha Cobler’s work and contact her through her website madamelstyle.com.
More episodes at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
How quickly could your business recover if the power went out, or there was a natural disaster, or one of the owners got really sick? Before starting his current company, Total Publishing and Media, Peter Biadasz was a bank auditor and part of his job was to audit disaster recovery plans of billion-dollar banks. They couldn’t afford to be down for even a few minutes. We discuss how to get started building a disaster recovery plan and how business owners can protect themselves and their businesses from sudden disaster situations by thinking way ahead, thinking way way ahead, and then preparing to adapt beyond the plan if needed.
"Knowing that you are prepared emotionally, spiritually, physically, for the plan to happen is really most of the plan. Just because you have a binder that says here's my disaster recovery plan doesn't necessarily mean that's what's gonna happen." To keep his mindset (and thereby everything else) on track, Peter has developed a daily checklist which he completes every morning. It includes a review of both his spiritual life and personal life, as well as his businesses, income streams, and hobbies. It will be a part of his next book and he’s been kind enough to share it with us. You can download it here: Priorities Worksheet by Peter Biadasz.
Peter is a graduate of Florida State University. His passion for and expertise in the area of networking has benefited many for nearly two decades and led to his first two books. Peter has also been known to liven up his speaking engagements by utilizing his professional trumpet talent. He is the author of 17 books, and counting, and the president of Total Publishing and Media. Peter and I met through networking and he happens to be the publisher of my book The Shake Up: Misfit to Best Fit in 30 Days.
Links and photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
As a nation we spend trillions on health care each year. In 2006 when Dr. Tanya Jackson found herself frequently visiting the doctor, taking antibiotics to combat recurring sinus infections, and taking pain medication for a torn meniscus, she started to search for a way to improve her health. Turns out she’d heard the message as a kid and then forgot to apply it when adult life got hectic.
"It's just planning ahead a little bit. It's really what our grandmas said. Eat your fruits and vegetables." Now, over 14 years later, Tanya has learned it’s not just one thing, it’s a combination of sleep, food, exercise, and reduced stress that brings quality of life. We have a candid discussion about what really matters in our health, how anxiety and fear can take a toll, and whether it’s worth it to pay now for quality food and self care, or better to pay later when major health issues arise. We also get to reminisce a bit about our Grand Canyon adventures.
Connect with Tanya to chat about health, nutrition, and the Grand Canyon on Facebook by searching for Tanya K. Jackson or via email at tanya4juiceplus@gmail.com.
Links and costume photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Ever buy yourself something nice and then feel guilty about spending the money? Michele Chiappetta grew up watching her mom save, save, save, and her dad joyously spend. When it was time to manage her own money her desire to save would stop her from buying anything until she absolutely needed something. Then with limited time and options she would buy several in an attempt to solve the problem and still not end up with anything she really wanted. This continuously left her feeling frustrated and guilty.
"When is it ok to spend?"
During our discussion, Michele and I share stories of purchasing fails and explore ways to be more thoughtful in our buying decisions. She insightfully points out that guilt happens when we know somewhere deep down our purchase is not worth it. When we align our spending with our values and focus on the goal of the purchase and our desired experience, the guilt goes away. Michele shares some of her strategies for finding that balance and how she’s learned to create guilt-free spending experiences.
Michele Chiappetta is a writer, editor, and self-proclaimed cat herder. She can be contacted through social media @chippermuse or through her websites chippermuse.com and michelechiappetta.com.
Links and photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Social media marketing expert, Brook Harper, clearly remembers when her parents put all their resources into the family construction company in 2006 and lost over a million dollars in 2008. They went from living in their custom built dream home to an apartment. Now that she runs her own marketing company Brook is super passionate about helping business owners get the most out of their marketing dollars and be successful even when times are hard. In this episode she shares how to be a triple threat in your business.
"You're not just moving back and forth, you have a purpose... You have your business in your hand. Which direction are you going to take it?"
Brook encourages us to change with the times and make our marketing dollars count. She helps us to understand how social media marketing and video don’t have to be as hard as it we try to make it. She gives specific ideas of categories to use when creating your content calendar, how to re-purpose content, how to be relevant, and the importance of showing up.
Brook Harper is part of Babbling Brook Marketing and Flying H Media. She can be reached on Facebook and Instagram @Babbling.Brook.Marketing and at @B_Harper5.
Links and photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
After 22 years in the Navy as an EOD (explosive ordinance disposal) officer, John Alford retired and quickly discovered there was no set of instructions to guide one in the transition from a highly structured system, like the military, to the life of an entrepreneur. John never had to write a resume or negotiate a salary until his mid-forties. He found himself in the position of having all the skills and experience to complete the work as a private contractor while being up against a steep learning curve for developing the skills to actually negotiate and keep the contract.
"Having to go from a set pay to a band or a scale that was negotiable was a very big deal."
John speaks very openly about the seemingly random knowledge gaps he faced, having doubts about whether or not he could even make it as an entrepreneur, and how he was inspired by watching his mother build a tutoring business after years of being a school teacher.
John Alford is an entrepreneur who works on a variety of defense contracts and he and Camille are both a part of the Five Rings Financial team. John is happy to talk with other veterans looking to transition. He can be reached through his Facebook and LinkedIn profiles or by emailing johnalford@fiveringsfinancial.com.
Links and photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Lisa Odon was “a little bit oblivious” to money when she was growing up until during her sophomore year of high school when her parents sold their family business and had to use the money to pay her father’s medical bills when he became ill. They made things work, but there was always a constant fear of not having enough money. This caused her mom, a child of the depression, to start hoarding everything so she would never have to do without. Lisa remembers being told to “Marry a wealthy man so you’ll have opportunities.” Subconsciously, the message she received was that she could never be wealthy in her own right.
"The only way I could become wealthy was to marry into wealth."
After a career in teaching, Lisa got into sales. It was at that point when the fear of becoming wealthy really started to surface as she continued to hold herself back. In this episode she shares about some of the work she’s done to change her mindset and the amazing results she’s now having. Lisa speaks very candidly about her “God given right to prosper”, how faith and wealth can walk hand in hand, and how her journey to become wealthy has actually challenged her to go deeper in her faith.
"I wanted to be able to transition from just being able to pay the bills and have a little bit left over to really understanding what wealth meant."
Lisa wants to live in a world where “thou shalt belly laugh daily” becomes the 11th commandment, singing becomes our universal language, confidence robbers are taken captive, destroyed, and forever forbidden to roam the earth, and dog hair is repelled off living room floors by an invisible force field.
As a music teacher with more than 35 years of experience, she found her most creative self when she was working with children. As a sales professional with 6 years of experience, she found her administrative and business-minded self with a unique ability to network and connect with people. As a volunteer group facilitator at her church, she found her leadership and “I’m kicking butt” self. Now she is on a journey of melding all three worlds together in her ministerial pursuits alongside her husband, Michael.
When she is not creating Facebook Live video clips to help the human population sleep better at night, or having conversations with people who want more energy or supplements for their workouts, you can find her reading the Bible or a Jen Sincero book, creating an old-fashioned family photo album, watching reruns of “The Golden Girls,” or crocheting an afghan that takes three years to finish. Lisa’s book list is available here.
Get practical tips on how to sleep better at night by watching her video clips on Facebook or LinkedIn. You can also contact her at lisa@thewellnessgangster.com or on Facebook at https://www.facebook.com/lisa.odon.
Links, photos, and more at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
As a child Dee Selby saved all the pennies in her household and eventually opened a bank account. She passed that culture of saving on to her family through group goals like saving for a really nice playset when her kids were young. Now that her children have grown up she watches them be incredibly generous with their money. Because they don’t have debt, they don’t have the same restrictions others have when making money decisions.
"They save and save and save and save, but when they see a need, they're free to help other people with their money."
Dee and I have a wonderful discussion about the freedom budgeting and saving provides, the stress that comes with keeping up with the neighbors, and the consequences of traditional “retail therapy.” Then Dee shares a unique and generous solution!
Dee Selby is a professional organizer and productivity specialist and the owner of Dee’s Downsize and Declutter. She can be reached through her website DeesDeclutter.com or on Facebook. Her book, Rethinking Roles, Goals, and Obligations: A Christian Woman’s Guide to Prioritizing Relationships, Directing Energy, and Pursuing Passion, is available on Amazon.
Links and photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
After running a construction company with her husband for 15 years, including during the housing crisis of 2008, Jennifer Edwards really know’s what it takes to run a successful business. When she consults with her clients who are starting new businesses, she tells them the truth about what it takes to get started, how much money they need to have saved before they quit their day job (It’s probably more than you think!), and how to avoid having commission breath when talking to new prospects.
"There are lots of days when entrepreneurship is the best. It's the best! There is no better feeling than being your own boss.
There are some days when you would give anything to have someone telling you what to do because you are so lost and you don't know what the next step is." In this episode Jennifer and I have a candid conversation about how to “drop back and punt”, the importance of having a “business bestie” to talk to and share ideas with, and how critical it is to understand when it’s time to reach out for help.
Jennifer Edwards is the owner of Direction Entrepreneurial Solutions and can be contacted via LinkedIn.
Links and photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
At 18 years old, Brandy Valentine got sick and the doctors told her she would have to take medication for the rest of her life. She thought to herself, “that’s a really long time to be taking medication.” Committed to finding a better way, Brandy changed her diet and found acupuncture. She was able to heal herself, come completely off all her medications, and she was inspired to share this new knowledge with as many people as possible.
"There's no separate mind, body, spirit. It's all one thing and you are that one thing." In this episode Brandy shares several acupressure techniques we can do at home to help us reduce or relieve the emotions of greed, fear, and anger – three emotions often associated with money. She provided us with a PDF which lists the concepts and essential oils mentioned during our discussion. You can access it HERE.
Brandy Valentine is a doctor of Acupuncture and Chinese Medicine. She’s been in practice for over 17 years and specializes in treating emotions, fertility, and pain. She can be contacted through her website okacuherbs.org.
Links and photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
When Salt Garrison asks a group of people to raise their hands if they want to be financially independent almost all the hands go up. When he asks the same group to raise their hands if they actually are financially independent only a smattering of hands actually go up. So what’s the deal? What’s the problem?
"Even as individuals we have conflict within ourselves about money."
In this episode Salt shares a few concepts from his Moneyology course about understanding the psychology and the relationship we have with money. He addresses the money conflict we have within ourselves as well as conflicts which often arise between couples.
Salt Garrison is a human behavioral expert who works with people around their mindset. You can contact Salt and find is Moneyology course at www.saltmoneyology.com.
Links and photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
After spending years in the healthcare industry Fran MacArthur has an insiders perspective on how caring for our health is spreading across multiple industries as we try to get a handle on our increasing discomfort and chronic health conditions.
"We talk about having a health care industry but what we really have is an illness care industry." In this enlightening discussion Fran explains how simple behaviors like sitting at a desk all day or not drinking enough water have an effect on multiple aspects of our health, our bank accounts, and our children.
Fran MacArthur is a physical therapist and an independent representative for both the Bemer and Zilis. She can be reached by emailing healthyspineandbody@gmail.com.
Links and photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
To the shock and dismay of her family, Peri left her secure and stable teaching job to become an entrepreneur. She shares with us how she made the shift from making roughly $250 a day as a high school teacher to making $3,500 a day when she made the decision to charge the same as her husband for public speaking engagements.
"We actually ended up being positioned as equals in the business."
Peri teaches us how our emotional reactions to previous money related situations influence our thinking when new situations arise. She provides us with a new, calmer, more rational perspective on what a recession is, what it’s not, where to focus, and how to continue to serve our clients.
Peri Shawn is an award-winning business author. You can connect with Peri through her Facebook Group Selling with Science and Soul.
Links and photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
Dee didn’t grow up with an abundance mindset. Her parents had a modest income and their default answer to purchase requests was, “no, we can’t afford that” or “no, you can’t have that.” A few years ago a friend's post on Facebook sparked something in her and completely changed her way of thinking. "All things are possible. I just need to work to make it happen."
As Dee turns 50 this year she is committed to living her best abundant life filled with gratitude. She shares her views on abundance in her life, how it relates to business relationships, and how easy it is to feel when someone is operating from a scarcity mindset.
Links and photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support
After 40 years of teaching, Rena Cook retired and opened her own small business as a presentation coach. She candidly shared, “When I retired from teaching I opened my business, Vocal Authority, and I had no idea how to run a business.” She was accustomed to the education system where you work your tail off for a pre-determined salary and that’s the way it is. Deciding what to charge for giving a speech or providing coaching required a major mindset shift to recognize and embrace her 6-figure skills. "I have to practice wrapping my mind around the fact that I should be commanding more money."
Listen to Rena tell the story of the first time she asked for what she was worth and what inspired her to leave a university teaching position during her tenure year. Rena Cook is a voice, speech, and presentation coach, author, and TEDx speaker.
Links and photos at moneyheartshow.com.
Support this podcast: https://anchor.fm/moneyheart/support