Money Talks with TJ Howe: Recent Episodes
TJ Howe
Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
In this episode TJ talks about the importance of finding your purpose in life and letting God guide you.
In this episode TJ continues his discussion on the local housing market and what you need to know if you are selling or buying.
Is it better to go with a real estate agent or try to sell your home yourself? TJ and Tom go over the numbers. The results may surprise you.
How do you market your house? The day of just listing your house for sale and calling it a day are long gone. You need to put in much more such as professional looking photos, staging, and more.
In this episode TJ talks about the housing market and the importance and role of the realtor.
In this episode TJ talks about the current economic and political climate out there and relates it to your finances.
In this episode TJ shares his thoughts and financial tips to help sort out what you need to know.
In this episode TJ talks about how to protect your finances with everything that's going on in our world.
In this episode TJ talks on how he wants to give back to the businesses in the community. To find out how to become a guest on Money Talks listen in.
In this episode TJ talks about the current economic conditions and tips on how to improve your financial situation.
It's important to have a plan for your finances and for your retirement. TJ talks about what you need to know with some helpful thoughts and tips.
You may hear advertisements for Product A giving you X amount of return and Product B giving you Y return. Are those all you need? Or do you need a plan? How does a market downturn affect a singular product vs an entire thought out retirement plan?
In this episode TJ talks about how you can help cheer yourself up and how acting like a millionaire can help you to possibly become one.
Whether it's physical pain or financial, you need a plan. A financial plan, a legacy plan for you and your loved ones. In this episode TJ talks about helpful tips and advice.
In this episode TJ welcomes special guest Joe Ketterer to the show to talk about health tips and solutions.
Annuities can provide a steady stream of retirement income if utilized properly. Find out about different types of annuities, how they work as well as how and when they may be part of a financial strategy.
In this episode TJ talks about Modified Endowment Contracts, what they are and how to use them to your advantage.
TJ talks about listening, especially to our children. He talks about the importance of children. They don't come with any baggage and we have a lot to learn from them.
In this episode TJ talks about financial tips and strategies to help you during times of crisis.
In this episode TJ goes over the 3 things people are looking for in their lives and how it relates to their finances.
We are living in interesting times. Things seems to be unstable. So what do you do with your finances? TJ talks about what's going on.
This is part 2 on the first threat to your secure retirement, which is long-term care expenses and I talk about a possible solution called the hybrid long-term care policy.
TJ talks about what's going on and where we might be headed with a focus on finance and talks about the long-term care problem in America.
We are sending out thoughts and prayers to everyone struggling with this right now and talk about it in this episode of the all new TJ Howe podcast.
In this episode TJ welcomes special guest Joseph Ketterer to talk about CBD oil and products and the possible health benefits.
In this episode TJ talks about how to make sure you have the right amount of risk based on your personal situation. With tips on getting your assets properly allocated so you won't run out of money in retirement.
In a crazy market it is important to make sure you have your money properly allocated and don't have too much risk. Now is the time to look at what you can do. In this episode TJ gives helpful tips and information about how to stay sane and safe in a volatile market.
When the markets go crazy, you need to ask yourself if your assets are properly allocated. In this episode TJ talks about getting a plan in place to make sure your retirement savings will still be there when you need it.
In this episode TJ talks about not letting your emotions control your financial decision in times of market turmoil or a crises like the Coronavirus.
In this episode TJ goes over some helpful strategies to deal with all of the market volatility and the financial effects of the Corona Virus.
What do you do with that 401k? How do you take distributions? Should you have everything in the market? TJ offers helpful tips and strategies to manage your retirement assets to help create a solid and reliable retirement income that won't run out.
In this episode TJ clarify's the definition of a TSP and why it's important and also talks about what a Fixed Indexed Annuity is and when it's helpful. He also clarifies the cost.
There are a number of very important changes and new laws regarding your 401(k)s, IRAs and other retirement accounts. TJ talks about helpful tips and strategies that you will need to make sure you're not paying more in taxes that you have to , as well as helping you optimize them properly.
TJ goes over some income planning tips and things you can do with a 401k as well as the benefits of looking into fixed index annuities.
What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).
There is a lot of political upheaval and unrest. If you watch the news it's a 24/7 circus, especially in an election year. Many people let politics influence their investments and financial decisions. In this show TJ talks about how this is a mistake that you can avoid and how politicians come and go, but good solid asset allocation and financial plans can stand the test of time.
In this special episode, TJ talks about the reason for the season and how giving to others is so important. We talk about ways to give during the holidays and beyond into the coming year..
In this episode TJ talks about how running up debt for the holidays is not good and ways to help avoid this temptation.
Political upheaval, trade wars and a possible recession... the media wants you to panic, but if you have a plan in place it can help relieve the stress and worry. TJ talks about how to create a plan and how to avoid the emotional rollercoaster.
Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.
Nobody wants to pay more taxes than they have to, and nobody wants to leave their family or loved ones with a big tax burden. In this episode TJ talks about what to watch out for and helpful tips and strategies to help with tax and legacy planning.
In this episode TJ talks about 3 big pitfalls to plan for in retirement... Taxes, inflation and your legacy. These are areas that need a lot of planning up front in order to have a successful retirement.
Are your retirement accounts and investments at risk? Are you aware of how much risk you have in your accounts? In this episode TJ talks about strategies designed to help keep your retirement safe from a bear market, volatility and risk.
People are living longer and longer and healthcare costs are going up and up. TJ talks about how to deal with these trends and how to properly plan for healthcare and long-term care in retirement.
Your working years are your financial accumulation stage, but in retirement your finances do a 180 and you enter the distribution phase. You need to take your savings and create and income. We talk about how to plan for that and some helpful tips.
There's a chance you've never heard the term "sequence of returns" and if you have you may not understand why it's so important to you and to your finances. In this episode we explain Sequence of Returns and talk about how it can drastically affect your income in retirement.
How will you make your money last as long as you do? That's the big question we all have as we get older and start thinking about retirement. In this episode we talk about some tips and strategies to help you possible achieve this goal.
What is CC's Loving Care? Listen in and we will tell you all about this important business and what they can do for you or your loved ones.
In this episode TJ talks about why it isn't a good idea to handle all your financial planning on your own. He also talks about the myth of having all of your retirement savings in stocks and bonds.
In this episode we talk about ways to help you get a retirement and savings plan in place! There are a lot of pitfalls you need to be aware of and a lot of great strategies to help you navigate the financial waters and have a written plan in place for your future.
With the drastic ups and downs of the market it is more important than ever to make sure that your next egg is protected. In this episode we talk about helpful ways to plan and allocate assets to weather the market storm and keep your retirement savings from depleting.
Market volatility has a lot of people worrying about their portfolios and retirement savings. In this episode TJ talks about ways to help minimize that risk.
Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.
What does a Sherpa and mountain climbing have to do with your finances? Listen in and find out!
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Most everyone wants to live life with a purpose, and many retirees are looking for a new calling once they retire. Retiring is a life event that will change your lifestyle. In this episode TJ talks about having a retirement plan and how that can help you determine what you want your retirement to look like.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
In this episode TJ talks about helpful tips to avoid losing your money in the markets. He covers the need for a solid financial plan and how to get a copy of his new book, Don't Trust the Experts.
In this episode we talk about how to intelligently financially plan even if you don’t intend to retire. Many people feel they will have to keep working well into retirement. Today we talk some more about that issue and how to help deal with working in retirement, or avoid it all together.
Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.
In this episode we continue our discussion on Financial Procrastination. We've all been guilty of procrastination and putting things off, but if you do that with your finances and retirement income plan it can cost you. We explore helpful ways to overcome this and to have an effective written plan in place.
It may be time for a procrastination intervention when it comes to your retirement strategy. What do you need to do first?
In this episode we talk about why you can't always trust the experts. There are a lot of so-called financial experts out there but you need to get a second opinion. TJ talks about strategies and tips to help you avoid the pitfalls of financial and retirement income planning.
The real estate market can be tricky. It can also be a good investment. In this episode we welcome special guest Monica to talk about the real estate market, where it's headed and what you need to know.
Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.
You need to have a plan in place for not only taxes now, but your taxes in the future. You don't want to have a big tax burden in retirement. In this episode we talk about Roth IRA's and other strategies for you money to grow tax free and avoid Required Minimum Distributions and IRS penalties.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Many people forget to consider how much they’ll be spending in retirement. In this episode we’re going to talk about your retirement spending tips and, more importantly, spending less..
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
How do you create income for retirement that will last as long as you do? In today's show TJ talks about ways to help you accomplish this.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
In this episode we continue our discussion about IRA and legacy planning with some tips on avoiding common planning and financial mistakes.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
You don't want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn't happen.
In part 2 of the "6 Biggest Threats to Your Retirement" T.J. talks about the final 3 threats and how to overcome them.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
In this episode TJ talks about 3 of the 6 main threats to your savings and retirement and offers possible solutions and strategies to deal with them.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
More on what insurance means to you, what you need, don't need and how to save more money.
Why don't insurance rates ever go down instead of up? In this episode TJ and Jeff talk about how to save money on your insurance and other important financial strategies.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.