Murphy On Money: Recent Episodes
MurphyOnMoney.com
Welcome to Murphy on Money.
The podcast where I, Michael Murphy, get to talk with you about money.
It’s not get rich quick, it’s about money for the average Joe,
And those of us that want to have some mo'
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In this episode, Murphy dives into the topic of consistency and why its so important for your money AND your life! He shares a lesson common lesson from a recent sick in the eye and a returning financial coaching client. Yes, the stories are vastly different but there is a common thread that is worth learning from this episode.. because learning the hard way is much more painful!
You won't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
"The Missing Key" is now on Amazon! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Referenced in this episode:
Want free help planning your Disney trip? Connect with Mrs. Murphy!
https://linktr.ee/JenMurph
- MurphyOnMoney -
Insta: @MurphyOnMoney https://www.instagram.com/MurphyonMoney
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
Join the Murphy On Money Facebook Community!
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In this episode, Murphy dives into the topic of inflation which is causing volatility in the stock market and raising questions about the US economy. Whether you are just getting started on your personal finance journey or you've been saving and investing for years, tune in to this episode to learn about inflation and how it might impact you!
You won't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
"The Missing Key" is now on Amazon! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Referenced article:
The Stock Market Is Volatile Because It’s Hard To Tell ‘good’ Inflation From ‘bad’ Right Now
https://www.marketwatch.com/story/is-this-good-inflation-or-bad-inflation-stock-market-investors-are-rattled-because-they-cant-tell-11621022033
- MurphyOnMoney -
Insta: @MurphyOnMoney https://www.instagram.com/MurphyonMoney
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
Join the Murphy On Money Facebook Community!
https://www.facebook.com/groups/money.for.the.average.joe
In this episode, Murphy suggests that living frugally doesn't have to be forever! You CAN and SHOULD get yourself to a place where you can either quit your job (retire) or spend every dime you make and not worry about saving and investing like crazy. This idea comes from something the Murphys are thinking through and whether or not they are prepared to drastically lower their savings rate!
This is an interesting episode that actually shows how you could set yourself up to STOP saving and investing and still retire with plenty in the bank! You won't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
"The Missing Key" is now on Amazon! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
- MurphyOnMoney -
Insta: @MurphyOnMoney https://www.instagram.com/MurphyonMoney
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
Join the Murphy On Money Facebook Community!
https://www.facebook.com/groups/money.for.the.average.joe
If you have ever come into some money or if you've saved for something like a downpayment or a fully-funded emergency fund you may have asked yourself questions like: Should I just save this money in my checking account? How can I make the most of this money? Should I invest it? Well in this episode Muphy discusses the possibilities and things you should consider to increase our confidence in your decisions while also making the most of your money!
To make the most of your savings & cash, you won't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
"The Missing Key" is now on Amazon! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Mentioned in this episode:
https://www.nerdwallet.com/best/banking/cd-rates
The savings account Murphy uses and recommends with great rates:
https://murphyonmoney.com/Marcus
- MurphyOnMoney -
Insta: @MurphyOnMoney https://www.instagram.com/MurphyonMoney
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
Join the Murphy On Money Facebook Community!
https://www.facebook.com/groups/money.for.the.average.joe
In this episode, Murphy dives into an article claiming that all you need to do to build a strong financial life is to automate your saving, investing, and bill pay. The article suggests the simple "pay yourself first" approach will solve all your money problems... not so fast! Murphy disagrees and discusses where automation is great but also why you'll need to do a bit more than automation to dramatically improve your financial life.
You don't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
"The Missing Key" is now on Amazon! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Mentioned in this episode:
The article:
https://www.moneyunder30.com/money-on-autopilot
The savings account Murphy uses and recommends with great rates:
https://murphyonmoney.com/Marcus
Suggested app TrueBill
https://www.truebill.com
- MurphyOnMoney -
Insta: @MurphyOnMoney https://www.instagram.com/MurphyonMoney
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
Join the Murphy On Money Facebook Community!
https://www.facebook.com/groups/money.for.the.average.joe
Sometimes our goals and ambitions seem out of reach like you'll never realize them. That can be overwhelming and/or demotivating.
In this episode, Murphy discusses pursuing your best life and how you can take small steps and move toward your goals. In particular, Murphy talks about his goal of being able to earn a living from anywhere in the world, locational freedom, and how he and his wife just took a big step toward exploring that goal in a bit more depth.
They will be living internationally for a short period of time as a step toward that goal and exploring if indeed it's something they want to continue to pursue.
Find out more about this step, how you can learn from their experience, and how you can take steps toward your best life yourself!
You don't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
"The Missing Key" is now on Amazon! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Mentioned in this episode:
Follow Jennifer Murphy on Insta @Jenlynyen - https://www.instagram.com/jenlynyen/
- MurphyOnMoney -
Insta: @MurphyOnMoney https://www.instagram.com/MurphyonMoney
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
Join the Murphy On Money Facebook Community!
https://www.facebook.com/groups/money.for.the.average.joe
In this episode, Murphy shares some articles and research he dug up about the average American's income, savings, and net worth. Is the question, "How do you stack up?" well maybe but comparing yourself to others won't get you far! The better question is, "Are you on track for your own successful retirement and financial future?"
This episode dives into how things are playing out and how you can be sure you set yourself up for a strong financial future.
Murphy shares that even just 8 years ago his financial life was a total mess. However now he and his wife are seeing excellent new worth growth as they pace toward financial independence.
So if you are not on track or feel behind, don't be disheartened. You can start today and before you know you too can be building your solid financial foundation!
You don't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
"The Missing Key" is now on Amazon! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Mentioned in this episode:
----- https://murphyonmoney.com/LittleBookCommonSenseInvesting
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
Join the Murphy On Money Facebook Community!
https://www.facebook.com/groups/money.for.the.average.joe
In this episode, Murphy and his wife dive into the general topic of improving our financial lives. This is the FOURTH part of a series discussing the topic.
They dive into a very important part of enjoying your financial improvement journey, gratitude and giving. This is so important because without it contentment is unreachable and it becomes hard to enjoy the journey. Murphy shares his personal experience battling with contentment and how gratitude and giving changed everything.
They share how they got started and suggest some tools and tricks you can use too. If you haven't listened to the first three parts, be sure you do because each part of this serious includes important information tools and steps to completely transforming your financial life and how you can get started today!
You don't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
"The Missing Key" is now on Amazon! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Mentioned in this episode:
----- https://murphyonmoney.com/LittleBookCommonSenseInvesting
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
In this episode, Murphy dives into the general topic of improving our financial lives. This is the THIRD part of a series discussing the topic.
For this episode, Murphy talks about growing money and how it can be done successfully. He describes the hards lessons he's learned along the way and how YOU CAN SHORT CUT the process to have more success than he did as an early investor.
This episode is a great listen for anyone that thinks their financial life has room to improve and wants to grow their money because Murphy provides some ideas to help you get started today!
You don't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
"The Missing Key" is now on Amazon! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Mentioned in this episode:
Murphy On Money -
Recomended Books: https://murphyonmoney.com/Recommended-Books/
Little Book of Common Sense Investing
----- https://murphyonmoney.com/LittleBookCommonSenseInvesting
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
In this episode, Murphy dives into the general topic of improving our financial lives. This is the second part of a series discussing the topic.
For this episode, Murphy talks about controlling spending and how it can be done successfully. He provided some real-life examples and tells the steps and tools he often uses with his coaching clients.
This episode is a great listen for anyone that thinks their financial life has room to improve because Murphy provides some ideas to help you get started today!
You don't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
"The Missing Key" is now on Amazon! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Provide your feedback! Just complete this anonymous podcast survey -
http://murphyonmoney.com/podcastsurvey
Mentioned in this episode:
Murphy On Money -
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
In this episode, Murphy dives into the general topic of improving our financial lives. This is the first part of a series discussing the topic.
For this episode, Murphy talks about the two main levers when it comes to our financial life; income and spending. He provided some real-life examples of the impacts of using these levers wisely... and even provides examples of when he has not!
This episode is a great listen for anyone that thinks their financial life has room to improve because Murphy provides some ideas to help you get started today!
You don't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
"The Missing Key" is now on Amazon! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Provide your feedback! Just complete this anonymous podcast survey -
http://murphyonmoney.com/podcastsurvey
Mentioned in this episode:
Murphy On Money -
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
In this episode, Murphy sits down with his wife, Jennifer, to talk about the costs associated with Foster care. To be totally honest, Fostering a child is not something Murphy thought he'd be doing...in-part, due to all of his financial goals. However, after getting some experience in the process and actually receiving a child to care for Murphy was surprised at the cost..... because it was so minimal!
This episode is for anyone interested in learning more about foster care or how you can help support foster parents even if you don't have the bandwidth or space for a foster child at this time!
You don't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
"The Missing Key" is now on Amazon! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Provide your feedback! Just complete this anonymous podcast survey -
http://murphyonmoney.com/podcastsurvey
Mentioned in this episode:
Murphy's amazing wife Jennifer
- Insta @jenlynyen -->https://www.instagram.com/jenlynyen/
- Shop Good's & Better to support fostering and get sweet merch
------->https://www.goodsandbetterstore.com/?ref=jennifermurphy
Murphy On Money -
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
In this episode, Murphy sits down with Gloria of the podcast Miss Findependent to talk about gratitude! Both Gloria and I share how gratefulness and gratitude transformed our financial lives. Gloria dives into the benefits of adding some gratitude to your financial life and exactly how you can get started today!
You don't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Provide your feedback! Just complete this anonymous podcast survey -
http://murphyonmoney.com/podcastsurvey
Mentioned in this episode:
Gloria of Miss Findependent
- Website -->http://www.missfindependentpod.com
- Twitter -->http://twitter.com/msfindependent
- Find Gloria on insta @miss.findependent -- >http://instagram.com/miss.findependent
Free Meditation App --> Insight Timer: https://insighttimer.com/
Murphy On Money -
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
In this episode, Murphy sits down with Brad Long of ZeroDebtCoach. Brad comes on to share the 5 must-haves to get your financial life on track.
That's not all Brad shares how he went from having only $1000 in the bank, a low-income job, and a pile of debt, to amassing over $500,000 in just a few years.
You're not going to want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Provide your feedback! Just complete this anonymous podcast survey -
http://murphyonmoney.com/podcastsurvey
Mentioned in this episode:
Brad Long, ZeroDebtCoach
- Visit Brad's website --> https://www.zerodebtcoach.com/
- Sign up for the 1K in 30 days course! --> https://www.zerodebtcoach.com/1kin30
- Find Brad on insta -- >https://www.instagram.com/zerodebtcoach/
- Join his Facebook group --> https://www.facebook.com/groups/ZeroDebtTribe/
Murphy On Money -
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
The Minimalists is a documentary on Netflix about being intentional with the things in your life. Making room for only what you really need. In this episode, Murphy explores how this is also tied to using monthly spending plans (budgeting).
We are all emotional and sometimes irrational beings. We know what’s good for us but we don’t always do it. It’s hard but it can be learned. It’s a skill that can be trained little by little over time. And it may be easier than you think!
You can have the financial life you desire! The path won’t be perfect and it won’t always be easy but you can get there, you just have to take the first steps.
This episode will discuss how you can get started!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Mentioned in this episode:
NETFLIX: The Minimalists: Less Is Now
https://www.netflix.com/title/81074662
The Minimalists - Check out their website
https://www.theminimalists.com/
Provide your feedback! Just complete this anonymous podcast survey -
http://murphyonmoney.com/podcastsurvey
In this episode, Murphy sits down with Sarne & Steph of @frugal_beans on Instagram and at the blog FrugalBeans.com
They are a couple living in the expensive city of Sydney, Australia, and they are living life to the fullest! How do they do it? By living frugally and making the most of all they have. They share a ton of insights about fugal living, you won't want to miss it!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Provide your feedback! Just complete this anonymous podcast survey -
http://murphyonmoney.com/podcastsurvey
Mentioned in this episode:
Follow Sarne & Steph of @frugal_beans on Instagram
https://www.instagram.com/frugal_beans/
Check out the Frugal Beans blog:
https://frugalbeans.com/
Murphy On Money -
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
In this episode, Murphy sits down with Sarah of @sarah_roseeeyy on Instagram.
Sarah is a nutrition coach that hammered $30,000 of student loan debt in a single year! She attributes her success to the three keys she shares with us in this episode. Plus, have you ever wondered what a 'Financial Frenemy' is? Well, Sarah tell us in this episode AND how to spot them!
You won't want to miss it!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://MissingKeyBook.com
Please consider completing this anonymous podcast survey -
http://murphyonmoney.com/podcastsurvey
Mentioned in this episode:
Follow Sarah at @financesandflaws on Instagram
https://www.instagram.com/financesandflaws/
Check out her nutrition business:
https://www.barbellkitchen.com/
Email: Coaching@barbellkitchen.com
Murphy On Money -
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
In this episode, Murphy sits down with Megan of @FinancesAndFlaws on Instagram.
Like so many, her family decided it was time to get their finances in order when they were expecting a little one! What she didn't know, life was going to throw a few curveballs their way including employment interruptions and a home purchase nightmare! However, she and her family are still making progress on their debt-free journey!
Megan's story alone is worth a listen but she also shares tons of tips and pointers in this episode that you won't want to miss!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://MissingKeyBook.com
Please consider completing this anonymous podcast survey -
http://murphyonmoney.com/podcastsurvey
Mentioned in this episode:
Follow Megan and her journey on Instagram @financesandflaws
https://www.instagram.com/financesandflaws/
Murphy On Money -
Blog: https://murphyonmoney.com/
Coaching: https://murphyonmoney.com/financial-coaching/
Other good stuff: https://linktr.ee/MurphyOnMoney
In this episode, Murphy discussed a few methods he uses to create focus on life & money to be sure he and his family are making progress toward the life they desire AND enjoying the journey along the way.
Set yourself up for success! Listen to this episode then make your own 2021 goals!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://MissingKeyBook.com
Please consider completing this anonymous podcast survey -
http://murphyonmoney.com/podcastsurvey
Mentioned in this episode:
The Complete Life 2021 Goal-Setting Guide with Free Printable Template!
https://murphyonmoney.com/the-complete-life-2021-goal-setting-guide-with-free-printable-template/
Radical Personal Finance Podcast - Joshua Sheet
https://www.radicalpersonalfinance.com/
https://podcasts.apple.com/us/podcast/radical-personal-finance/id896153632?ls=1&mt=2
Matthew Foy - Bon Foyage
https://youtu.be/VOBJwVI1qTY
In this episode, Murphy reviews the top Murphy On Money Podcast episodes of 2020! He goes over the takeaways that stick with him and why you need to, if you haven't already, swing over and listen to these episodes!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://MissingKeyBook.com
Mentioned in this episode:
Ep23 - Comparison - How to Use it to Stay Motivated
Kurt Wuerfele - LifePASS - Professional Training, Coaching & Visioning.
https://www.linkedin.com/in/kurtwuerfele/
https://www.instagram.com/kurtwuerfelelifepass/ @kurtwuerfelelifepass
Ep27 - 10 Need to Know Money Tips with Jeanetta of Cash & Curls
https://instagram.com/cash_curls @cash_curls
https://murphyonmoney.com/CashAndCurlsFirstToKnow
Ep30 - Financial Advisors - Are They Worth the Money?
Ep36 - Financial Independence with a Family of Four with Blake Arnold of FIRE with a Family
Follow Blake @firewithafamily on Instagram:
https://www.instagram.com/firewithafamily/
- How to Set REALISTIC Budget Targets
https://www.firewithafamily.com/post/how-to-set-realistic-budget-targets
Ep41 - Buying a Home at 25 with Realtor & Personal Finance Blogger, Kseniya of TheMoneyMinimalists.com
Follow Kseniya on Instagram at @themoneyminimalists
https://www.instagram.com/themoneyminimalists/
Ep39 - Murphy is Interviewed by Jon Rennie for the Deep Leadership Podcast
--- Jon S. Rennie, Best-selling Leadership Author & Startup Business Owner! ---
Jon's website -- http://jonsrennie.com @jonsrennie
Deep Leadership Podcast: https://anchor.fm/deepleadership
In this episode, Murphy shares his year-end review of 2020 goals. He discusses lessons learned from the year, reflects on enjoying the journey, and dive into why writing down your goals is so important!
--- Episode brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://MissingKeyBook.com
Mentioned in this episode
https://MurphyOnMoney.com/
https://www.stepupministry.org/
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram: https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links (including podcast guest requests): https://linktr.ee/MurphyOnMoney
Want to get your money on track? Connect with Murphy and book your no-charge call: https://www.financialcoachingrdu.com/now/
Email: Michael@MurphyOnMoney.com
In this episode, Murphy dives into the topic of making money. A little extra cash sounds great and what is even better is by using what Murphy shares in this episode, it may be easier than you think!
Murphy dives into a method of income generation that is used widely across the internet and available to most people! In fact, Murphy and his wife both make several hundred dollars a month using the income method discussed in this episode. You won't want to miss it!
--- Episode brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://MissingKeyBook.com
Mentioned in this episode:
Buck Flogging Book QuitYourJobin6Months 1 of 3:
- https://murphyonmoney.com/QuitYourJobin6MonthsBook
Read MurphyOnMoney Post about Affiliate Marketing:
- https://murphyonmoney.com/the-most-simple-way-to-monetize-your-blog-traffic/
Affiliate link to the Affiliate Marketing Course mentioned in this episode.
- https://murphyonmoney.com/BestAffiliateCourse
EZer Snacks
- https://ezersnacks.com/
Goods & Better - Check out this brand! (My wife's affiliate link below!)
- https://www.goodsandbetterstore.com/?ref=jennifermurphy
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram: https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links (including podcast guest requests): https://linktr.ee/MurphyOnMoney
Want to get your money on track? Connect with Murphy and book your no-charge call: https://www.financialcoachingrdu.com/now/
Email: Michael@MurphyOnMoney.com
In this episode, Murphy sits down with Katie R. who joins us all the way from Hawaii. Her story is great! While working to improve her own finances, she began sharing lessons learned with humor on her social media. She quickly amassed followers on Instagram and TikTok at @DebtFreePhoenix!
Not only that, with a heart to help others, she founded Olivine Allure, a content creation business focused on sharing social media strategies with women-owned small businesses.
This podcast episode has something for everyone, personal finance tips, entrepreneurship lessons, and a whole lot more! You won't want to miss this episode with Katie!
--- Episode brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://MissingKeyBook.com
Mentioned in this episode:
Follow Katie on Instagram and TikTok at @debtfreephoenix
https://www.instagram.com/debtfreephoenix/
https://www.tiktok.com/@debtfreephoenix
Check out Olivine Allure at: https://olivineallure.com
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram: https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links (including podcast guest requests): https://linktr.ee/MurphyOnMoney
Want to get your money on track? Connect with Murphy and book your no-charge call: https://www.financialcoachingrdu.com/now/
Email: Michael@MurphyOnMoney.com
In this episode, Murphy sits down with Kseniya, a personal finance blogger and real estate agent! She shares her story, how she got into real estate, AND the coolest of all, how she purchased her first home at just 25! If you are considering a real estate purchase, whether for your first or your 10th, you won't want to miss this episode and the tips Kseniya shares with us!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://MissingKeyBook.com
Mentioned in this episode:
Follow Kseniya on Instagram at @themoneyminimalists
https://www.instagram.com/themoneyminimalists/
Check out her blog at: http://www.themoneyminimalists.com/
Check out the free resources: http://www.themoneyminimalists.com/free-resources/
8 Steps to Prepare for Homeownership:
https://www.themoneyminimalists.com/wp-content/uploads/2020/04/8-Steps-towards-Homeownership.pdf
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram: https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links (including podcast guest requests): https://linktr.ee/MurphyOnMoney
Want to get your money on track? Connect with Murphy and book your no-charge call: https://www.financialcoachingrdu.com/now/
Email: Michael@MurphyOnMoney.com
In this episode, Murphy sits down with a couple from San Antonio, Brandy and DJ. They recently became debt-free after working through more than $137,000 of debt in just under 5 years.
It was hard work but they stayed the course. They tell us the keys to their success in this episode! You won't want to miss it!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://MissingKeyBook.com
Mentioned in this episode:
Follow Brandyn and DJ Rodriguez on Instagram at @debt_free_2020
https://www.instagram.com/debt_free_2020/
Keep up with them at their website: https://msha.ke/debt_free_2020/
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram: https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links (including podcast guest requests): https://linktr.ee/MurphyOnMoney
Want to get your money on track? Connect with Murphy and book your no-charge call: https://www.financialcoachingrdu.com/now/
Email: Michael@MurphyOnMoney.com
In this episode, Murphy is interviewed by best-selling Author Jon Rennie for the Deep Leadership podcast. Jon asks Murphy all about the new book, The Missing Key. You'll learn a lot about Murphy and his money principles in this episode. You don't want to miss it!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon too! Buy direct or get the Amazon link below:
https://MissingKeyBook.com
Mentioned in this episode:
--- Jon S. Rennie, Best-selling Leadership Author & Startup Business Owner! ---
Jon's website -- http://jonsrennie.com
Deep Leadership Podcast: https://anchor.fm/deepleadership
Jon's Best-selling book: "I Have the Watch: Becoming a Leader Worth Following" https://amzn.to/3eiIWkt
Follow @JonSRennie on Instagram: https://www.instagram.com/jonsrennie
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram: https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links (including podcast guest requests): https://linktr.ee/MurphyOnMoney
Want to get your money on track? Connect with Murphy and book your no-charge call: https://www.financialcoachingrdu.com/now/
Email: Michael@MurphyOnMoney.com
In this episode, Murphy announces his virtual book launch and how you can attend on November 7th at 8 PM EST! Also, he talks about how you can track your net worth monthly, how it has impacted his family's finances, and how you can get started today!
You don't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon! - Redirect link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Mentioned in this episode:
Virtual Book Launch -- November 7th 2020 at 8PM EST on Instagram!
Virtual Book Launch Host: Jon S. Rennie, Best-selling Leadership Author & Startup Business Owner!
Jon's Best-selling book: "I Have the Watch: Becoming a Leader Worth Following:" https://amzn.to/3eiIWkt
Follow @JonSRennie on Instagram: https://www.instagram.com/jonsrennie
--- Murphy On Money ---
Free Net Worth Tracking Spreadsheet: https://murphyonmoney.com/free
Follow Murphy @MurphyOnMoney on Instagram: https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links (including podcast guest requests): https://linktr.ee/MurphyOnMoney
Want to get your money on track? Connect with Murphy and book your no-charge call: https://www.financialcoachingrdu.com/now/
Email: Michael@MurphyOnMoney.com
In this episode, Murphy sits down with Latasha of Arts and Budgets. Latasha discusses options for increasing income to help fuel your financial goals. There are two ways you can have more money at the end of the month... spend less or make more! We often discuss ways to spend less. While Murphy believes controlling money and lowering expenses is the most critical part of creating a strong financial foundation, there is no reason increasing income can't be part of the plan!
Check out this episode, and learn how to find new ways to make a little side money or even start a side hustle!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
My book "The Missing Key" is now on Amazon! - Redirect link below:
https://murphyonmoney.com/Amazon-TheMissingKey
Mentioned in this episode:
--- Arts and Budgets ---
Insagram: https://instagram.com/artsandbudgets
Website: https://artsandbudgets.com/ >> Freebie - Side Hustle Starter Guide: https://artsandbudgets.com/the-side-hustle-starter-guide-freebie/
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram: https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links (including podcast guest requests): https://linktr.ee/MurphyOnMoney
Want to get your money on track? Connect with Murphy and book your no-charge call: https://www.financialcoachingrdu.com/now/
Email: Michael@MurphyOnMoney.com
SHOUT OUTS:
Mary Knows Money on Instagram: https://www.instagram.com/maryknowsmoney/
In this episode, Murphy sits down with Blake Arnold of FIRE with a Family. Blake tells us about the unfortunate event that put him and his family on a path to fix their finances! The best part is he just got started not more than a year ago and s making progress. His story is a great example of what you can do no matter your current situation or experience with money.
This episode has something for everyone. So whether you are working to become debt-free or just want to get better with money, you won’t want to miss this episode!
--- Episode Brought to you by The Missing Key a book by the host Michael Murphy ---
Pre-Order a signed copy of my new book The Missing Key! Save 20% with coupon code “Podcast”
http://MissingKeyBook.com/
Mentioned in this episode:
--- FIREwithaFamily ---
Follow Blake @firewithafamily on Instagram:
https://www.instagram.com/firewithafamily/
Top Blog Articles:
- How to Set REALISTIC Budget Targets
https://www.firewithafamily.com/post/how-to-set-realistic-budget-targets
- Living with a Shopping Addiction
https://www.firewithafamily.com/post/living-with-a-shopping-addiction
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram:
https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links:
https://linktr.ee/MurphyOnMoney
Want to get your money on track? Connect with Murphy and book your no-charge call:
https://www.financialcoachingrdu.com/now/
Email at: Michael@MurphyOnMoney.com
In this episode, Murphy tells you all about his new book, The Missing Key. Find out what to expect and why he even bothered writing it at all. Murphy shares a lot of little stories that led to this book. So listen in and learn what this new book is all about and why you should pick it up!
You won’t want to miss this episode!
--- Episode Brought to you by The Missing Key a book by the host Michael Murphy ---
Pre-Order a signed copy of my new book The Missing Key! Save 20% with coupon code “Podcast”
http://MissingKeyBook.com/
Purchase on Amazon link: Coming Soon. ....or check out this page for a link to buy: https://linktr.ee/MurphyOnMoney
Mentioned in this episode:
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram:
https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links:
https://linktr.ee/MurphyOnMoney
Want to get your money on track? Connect with Murphy and book your no-charge call:
https://www.financialcoachingrdu.com/now/
Email at: Michael@MurphyOnMoney.com
In this episode, Murphy sits down with Jamie Griffin of MrJamieGriffin.com. Jamie shares how his family paid off $100,000 in debt on a couple teacher’s salaries. He also shares what they did to have $17,000 of their debt forgiven!
Now Jamie is sharing what he learned about money through blogging, coaching, and other resources available at this site.
This episode has something for everyone. So whether you are working to become debt-free or just want to get better with money, you won’t want to miss this episode!
--- Episode Brought to you by The Missing Key a book by the host Michael Murphy ---
Pre-Order a signed copy of my new book The Missing Key! Save 20% with coupon code “Podcast”
http://MissingKeyBook.com/
Mentioned in this episode:
--- Mr. Jamie Griffin ---
Follow Mr. Jamie Griffin @mrjamiegriffin on Instagram:
https://www.instagram.com/mrjamiegriffin/
Freebie How to Organize and Attack Your Debt:
https://www.subscribepage.com/h0f0u7
Mr. Jamie Griffin's Etsy Shop:
https://www.etsy.com/shop/mrjamiegriffin
Top Mr. Jamie Griffin Blog Articles:
- 17 Simple Tips to Cut Expenses and Save More Money
https://mrjamiegriffin.com/2019/04/ways-to-find-more-money-in-your-budget/
- How to Create a Budget Based on Your Values
https://mrjamiegriffin.com/2018/02/how-to-create-a-budget-based-on-your-values/
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram:
https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links:
https://linktr.ee/MurphyOnMoney
Want to get your money on track? Connect with Murphy and book your no-charge call:
https://www.financialcoachingrdu.com/now/
Email at: Michael@MurphyOnMoney.com
In this episode, Murphy sits down with his wife, Jennifer Murphy, to talk about how they do money together. They talk through how they got and stay on the same page. Plus, Jennifer shares some great tips about marriage and money but she also spills the beans about the worst part of doing money with Murphy On Money!
This is a fun episode packed with tips and pointers. You don't want to miss this episode!
--- Episode Brought to you by The Missing Key a book by the host Michael Murphy ---
Pre-Order a signed copy of my new book The Missing Key! Save 20% with coupon code “Podcast”
http://missingkeybook.com/
Mentioned in this episode:
Want to get your money on track? Connect with Murphy and book your no-charge call:
https://www.financialcoachingrdu.com/now/
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram:
https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links:
https://linktr.ee/MurphyOnMoney
Email at: Michael@MurphyOnMoney.com
In this episode, Murphy sits down with Alyssa Simas, a 21-year-old college student with a focus on her finances. Alyssa shares how she's managed to save money and cashflow her last year's college tuition AND all of her living expenses!
In a time when many believe debt is the only option its great to see that it is possible to pay cash for college and Alyssa shares how she's managed to do it!
Discipline, attention to detail, frugalness, and contentment are just a few of her mantras but she shares a whole lot more! You don't want to miss this episode!
--- Episode Brought to you by The Missing Key a book by the host Michael Murphy ---
Pre-Order a signed copy of my new book The Missing Key! Save 20% with coupon code “Podcast”
httpmissingkeybook.com
Mentioned in this episode:
--- Alyssa Simas ---
Follow Alyssa on Insta!:
https://www.instagram.com/the.budget.student/
Keep up with Alyssa at her blog:
https://alyssathebudgetstudent.home.blog/
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram:
https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links:
https://linktr.ee/MurphyOnMoney
Money Coaching or connect with Murphy? No Charge Call:
https://www.financialcoachingrdu.com/now/
Email at: Michael@MurphyOnMoney.com
In this episode, Murphy sits down with Brittany Suell of EZER Snacks to discuss her unique journey toward debt freedom.
Yes, unique, very unique! She, her husband, and three kids sold their house and many of their "things" to help pay down debt. So where will they live? They will soon be moving into an RV which they are currently renovating!
What's great is that this is all part of their plan to become debt-free and grow their healthy snacks business, EZER Snacks!
There's a lot to unpack here so you don't want to miss this episode!
--- Episode Brought to you by "The Missing Key" a book by the host Michael Murphy ---
Pre-Order a signed copy of my new book The Missing Key! Save 20% with coupon code “Podcast”
http://missingkeybook.com/
Mentioned in this episode:
--- Brittany & EZER Snacks ---
Follow Brittany & EZER Snacks on Insta!
http://www.instagram.com/brittanysuell
https://www.instagram.com/ezersnacks/
Get The Simply Sugar Free Cookbook:
http://brittanysuell.com/cookbook
Keep up with Brittany & EZER Snacks at her VLog:
https://www.youtube.com/channel/UCfy71c58XxjGMp92VbKTefQ/featured
YouTube video mentioned:
https://www.youtube.com/watch?v=wDPQJJjLWUE
--- Murphy On Money ---
Follow Murphy @MurphyOnMoney on Instagram:
https://www.instagram.com/murphyonmoney/
Murphy On Money Goodies and Important Links:
https://linktr.ee/MurphyOnMoney
Interested in Money Coaching or connecting with Murphy? No Charge Call:
https://www.financialcoachingrdu.com/now/
Email at: Michael@MurphyOnMoney.com
In this episode, Murphy discusses if you should be paying for a financial advisor and whether they are worth the money. He tells you his option. Plus get 3 tips for when you need a financial advisor and Murphy shares an important lesson from a Reddit post. You don't want to miss this episode!
Mentioned in this episode:
Reddit post - https://tinyurl.com/y64qey2r
Murphy On Money ---
Murphy On Money Goodies and Important Links.
https://linktr.ee/MurphyOnMoney
Pre-Order a signed copy of my new book The Missing Key! Save 20% with coupon code “Podcast”
http://missingkeybook.com/
Follow Murphy @MurphyOnMoney on Instagram.
https://www.instagram.com/murphyonmoney/
Email at: Michael@MurphyOnMoney.com
In 2019 Murphy and his wife purchased a duplex. In this episode, Murphy dives into an important part of actually creating rental income.... finding a tenant! PLUS he shares 5 tips for anyone interested in rental income. So whether you think you may one day want to own rental property or you already have rental property and want to better process for screening tenants, don't miss this episode!
Mentioned in this episode:
--- Murphy On Money ---
Murphy On Money Goodies and Important Links.
https://linktr.ee/MurphyOnMoney
Follow Murphy @MurphyOnMoney on Instagram.
https://www.instagram.com/murphyonmoney/
Email at: Michael@MurphyOnMoney.com
In 2019 Murphy and his wife purchased a duplex. In this episode, Murphy dives into why they chose a duplex and how they found the right property. PLUS he shares 5 critical tips for those interested in investment real estate.
Mentioned in this episode:
--- Murphy On Money ---
New 6 Week Financial Transformation Bootcamp!!
Crazy low price - Limited Seats!
https://murphyonmoney.com/6weekbootcamp
Murphy On Money Goodies and Important Links.
https://linktr.ee/MurphyOnMoney
Follow Murphy @MurphyOnMoney on Instagram.
https://www.instagram.com/murphyonmoney/
Email at: Michael@MurphyOnMoney.com
In this episode, Murphy sits down with Jeanetta, the creator of Cash & Curls, which is a personal finance blog that helps others live their best life and still achieve their money goals.
Jeanetta shares the story of her money journey and how she paid off her debt that was 1.4X her annual income! But that's not all she also gives us - 5 practical steps you can take to get out of debt AND 5 things you should know before starting your debt-free journey.
You don't want to miss this one!
Mentioned in this episode:
--- Cash & Curls ---
Follow Cash & Curls on Insta!
https://instagram.com/cash_curls
Keep up with Cash and Curls -
https://murphyonmoney.com/CashAndCurlsFirstToKnow
YouTube video mentioned: Don't Go Broke Trying To Impress People | MJ Harris
https://cashandcurls.com/the-journey-begins
--- Murphy On Money ---
Interested in Money Coaching or connecting with Murphy? No Charge Call.
https://www.financialcoachingrdu.com/now/
Murphy On Money Goodies and Important Links.
https://linktr.ee/MurphyOnMoney
Follow Murphy @MurphyOnMoney on Instagram.
https://www.instagram.com/murphyonmoney/
Email at: Michael@MurphyOnMoney.com
In this episode, Murphy discusses an important money mindset. Sacrifice.. and what it means for us.
Check out this episode to learn the impact of "saying no to some" can have in your life. Trust me there is a whole lot more waiting for you on the other side!
Listen and check out the links below:
Mentioned in this episode:
Interested in Money Coaching or connecting with Murphy? No Charge Call.
https://www.financialcoachingrdu.com/now/
Interested in free resources to help you win with money?
http://www.financialcoachingrdu.com/free/
Follow Murphy @MurphyOnMoney on Instagram.
https://www.instagram.com/murphyonmoney/
Email at: Michael@MurphyOnMoney.com
In this episode, Murphy sits down with Kendall Berry and talks though how she (an Average Joe herself) was able to get control of her finances. The best thing of all is that it gave her the freedom to quit her job and focus on work that brings her joy!!
Listen and check out the links below:
Mentioned in this episode:
Kendall -
Follow Kendall @BerrysOnABudget on Instagram.
https://www.instagram.com/berrysonabudget/
Kendall's Free Guide: 10 Ways to Feel Great About Your Money From Kendall Berry
https://murphyonmoney.com/GetKendallsGuide
Murphy -
Interested in free resources to help you win with money?
http://www.financialcoachingrdu.com/free/
Interested in Money Coaching or connecting with Murphy? No Charge Call.
https://www.financialcoachingrdu.com/now/
Follow Murphy @MurphyOnMoney on Instagram.
https://www.instagram.com/murphyonmoney/
Email at: Michael@MurphyOnMoney.com
In this episode, Murphy explores 6 signs you're not saving enough money. While some of the examples may hit home fear not because he also gives 5 tips to get on track! You don't want to miss this one!
Listen and check out the links below:
Mentioned in this episode:
Interested in free resources to help you win with money?
http://www.financialcoachingrdu.com/free/
Interested in Money Coaching or connecting with Murphy? No Charge Call.
https://www.financialcoachingrdu.com/now/
Follow Murphy @MurphyOnMoney on Instagram.
https://www.instagram.com/murphyonmoney/
Michael@MurphyOnMoney.com
In this episode, Murphy suggests that we can, and should, use comparison to stay motivated on any journey but not how we so often find ourselves using comparison. At the end of the episode, Murphy gives you several things than you can do, or start, to use comparison the right way and stay motivated!
Listen and check out the links below.
Mentioned in this episode:
Kurt Wuerfele - LifePASS - Professional Training, Coaching & Visioning.
He puts out great positive content.
https://www.linkedin.com/in/kurtwuerfele/
Interested in free resources to help you win with money?
http://www.financialcoachingrdu.com/free/
Interested in Money Coaching or connecting with Murphy? No Charge Call:
https://www.financialcoachingrdu.com/now/
Follow Murphy @MurphyOnMoney on Instagram.
https://www.instagram.com/murphyonmoney/
Email: Michael@MurphyOnMoney.com
In this episode, Murphy discusses why making a habit of tracking results will keep us making progress.
Listen and check out the links below:
Mentioned in this episode:
Interested in Money Coaching or connecting with Murphy? No Charge Call: http://www.financialcoachingrdu.com/now/
Interested in free resources to help you win with money? http://www.financialcoachingrdu.com/free/
3 Proven Secrets to Successfully Control Your Money: https://murphyonmoney.com/3-secrets-to-control-money/
Marriage and Money: 5 Money Tips for Newlyweds: https://murphyonmoney.com/marriage-and-money-5-tips-for-newlyweds/
Millionaire Booklet- Grant Cardone - 8 Steps to Create Wealth: https://bit.ly/35sGaTP
Dave Ramsey Podcast - a must-listen show: https://spoti.fi/37GiNYe
Email: Michael@MurphyOnMoney.com
Budgeting well, check out Cindy at @ZeroBasedBudget on Instagram.
Oh and follow Murphy @MurphyOnMoney on Instagram.
In this episode, Murphy discusses why we should start by focusing to create strong control of our money.
Yes, of course, we all want mo' money but studies show simply having more money may not solve our money woes! So what can we do? Murphy explains that in his experience, people get results only after they take control. The best part is controlling our money something we have in our own power to change today!
Controlling our money makes all the difference. Are you controlling our money well? Want to start today? Listen and check out the links below:
Mentioned in this episode:
Interested in Money Coaching? No Charge Call: http://www.financialcoachingrdu.com/now/
ChooseFI - Financial Independence community website: https://www.choosefi.com/
3 Proven Secrets to Successfully Control Your Money: https://murphyonmoney.com/3-secrets-to-control-money/
Marriage and Money: 5 Money Tips for Newlyweds: https://murphyonmoney.com/marriage-and-money-5-tips-for-newlyweds/
Millionaire Booklet- Grant Cardone - 8 Steps to Create Wealth: https://bit.ly/35sGaTP
Dave Ramsey Podcast - a must-listen show: https://spoti.fi/37GiNYe
Email: Michael@MurphyOnMoney.com
It's that time of year, traveling for the holidays. This time of year can be a real pinch on the finances. In this episode, Murphy discusses some best practices for budgeting and planning for travel which can reduce the stress of spending money.
Mentioned in this episode:
3 Proven Secrets to Successfully Control Your Money - https://murphyonmoney.com/3-secrets-to-control-money/
Marriage and Money: 5 Money Tips for Newlyweds - https://murphyonmoney.com/marriage-and-money-5-tips-for-newlyweds/
Interested in Money Coaching? No Charge Call: http://www.financialcoachingrdu.com/now/
Email: Michael@MurphyOnMoney.com
In this episode of Murphy On Money Michael shares a little about his home buying experience and things to keep in mind if you plan on buying a home.
In this episode:
Send your episode topics to: Michael@murphyonmoney.com
Schedule a 15-min call with Michael: https://www.financialcoachingrdu.com/now
Contact visit: https://murphyonmoney.com/
In this episode of Murphy On Money Murphy shares the audio of a presentation he gave called Motivate your Money! A 5 step process to get what you want from your money!
Listen to this episode to get motivated and a game plan for your money!
__
You CAN take control of your finances and create financial abundance in your life!
I am a testament to what's possible.
I went from broke with more bills than money - to financially stable with growing investments!
It starts with the right plan.
I used this exact process to get control and stay on track. Now you can too with the Motivate Your Money process.
Grab a pen and paper and follow along with this activity based episode.
You'll learn each step of the process and how you can get started!
Anything is possible with desire, determination, and a plan!
Get started!
If you get stuck, have questions, or simply want help with the process you can reach me at https://www.financialcoachingrdu.com
In this Episode of Murphy On Money Murphy has a discussion with Chase, a member of the FIRE community. Chase is actually semi-retired in his early 30s! Learn how Chase did it! PLUS Chase provides great tips and tricks for how you can too!
Read more at:
https://murphyonmoney.com/chase-fire-financial-independence-retire-early
Mentioned in this episode are the following resources:
• Watch Chase on YouTube
o https://www.youtube.com/user/chasejuggler/search?query=semi+retirement
Chase’s Tips!
• Food
o http://www.reddit.com/r/EatCheapAndHealthy
o https://thekrazycouponlady.com/ (This site is good even if you're not a coupon clipper. Just select your favorite store, then go to Deals of the Week. The deals are ranked from highest savings to lowest savings. Or use Ctrl-F to search for "buy one get one" to find only the strongest deals)
• Housing
o The Marie Kondo show on Netflix is pretty solid for learning to organize stuff. More organized stuff = less square footage = lower housing expenses. Where I live rent is about $1 per square foot per month. Every 100 square feet you eliminate is an extra $1200/year in your pocket!!
o Sharing housing is huge. Plenty of forums out there to help with doing it either air bnb style or renting out a room long term.
• Tax optimization & healthcare
o https://www.madfientist.com/
o https://rootofgood.com/affordable-care-act-coverage-subsidies-pitfalls/ How to get dirt cheap health insurance in early retirement via the ACA
o https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-savings-contributions-savers-credit (The Saver's Credit is one of the most overlooked tax savings strategies for middle-class families. It's like a 401k match from the IRS!)
• General FI discussions!
o https://www.mrmoneymustache.com/
o http://www.reddit.com/r/financialincependence
o http://www.reddit.com/r/leanfire (Financial Independence for those who spend
Learn about IRAs (the individual retirement account) with this episode. We dive into what they are, when to use them, and how to get them! Don't forget to listen to other episodes or read more about money and personal finance at https://murphyonmoney.com/.
In this episode of Murphy On Money, Murphy discusses the question "How much do I need to retire?”
This is a very common question and the best way to figure this out is by applying the 4% rule. Murphy explains the 4% rule and things to consider when calculating your retirement number.
Read Murphy On Money Article at:
https://murphyonmoney.com/how-much-do-i-need-to-retire/
If you are interested in financial coaching you can reach Michael at:
https://www.financialcoachingrdu.com/
Also mentioned in this episode:
https://www.everydollar.com/
In this Episode of Murphy on Money Murphy discusses a few calls he's received as a financial coach and why saving and investing while in debt is not a winning strategy.
Murphy reviews:
Cash flow
Taxes
Networth
and Behavior
A great episode for those early in their financial journey.
Read Murphy On Money Articles at:
https://www.murphyonmoney.com
If you are interested in financial coaching you can reach Michael at:
https://www.financialcoachingrdu.com/
In this Episode of Murphy on Money Murphy discusses Marriage and Money!
This week I asked my wife what her top 5 money tips would be for newlyweds. Her 5 tips are:
1) Combine money
2) Have both short- and long-term goals
3) Do monthly spending plans together
4) Pay the $10 a month for EveryDollar Plus
5) Be ready to adjust the spending plan.
This is a great list and I agree they have certainly helped our marriage. You'll want to listen to this episode where Murphy discusses each of these in detail with examples for added clarity.
Also, according to an article at Marriage.com money is the #2 cause of divorce and lack of communication is the #3 reason. Implementing the 5 tips in this episode can go a long way in eliminating two of the top 3 causes of divorce!
This episode is certainly worth a listen.
Read Murphy On Money Articles at:
https://www.murphyonmoney.com
If you are interested in financial coaching you can reach Michael at:
https://www.financialcoachingrdu.com/
Also mentioned in this eposode:
https://www.everydollar.com/
In this Episode of Murphy on Money Murphy discusses what hes been working on for the past few months. He discusses saving for retiremnt and that if you feel behind you're not alone. The good news is setting up your 401K or 403B just got easier! Murphy just launched the Retirement Setup Guide which gives 5 simple steps with videos, tutorials, examples, and other tools to show you how you can take action and increase your confidence with saving and investing into your retirement program.
No matter how young or old or how much you've saved for retirement so far, if you are one of the 95 million Americans with access to a 401K or 403B you won't want to miss this episode.
Get the Retirement Setup Guide at:
https://RetirementSetupGuide.com
Read Murphy On Money Articles at:
https://www.murphyonmoney.com
In this Episode of Murphy on Money Murphy discusses the Standford University Marshmallow Experiment on self-control and delayed gratification. He explains how his dad may have unwittingly performed a type of Marshmallow Experiment on him when his dad gave him a money challenge over a summer and fall.
You don't want to miss this one, especially if you have kids. This little money challenge just may change their whole experience with money, saving, investing, self-control and delayed gratification.
Read more at https://www.murphyonmoney.com/marshmallows-and-self-control/
In this Episode, Muphy cites:
Stanford Marshmallow Experiment
https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment
Read more at https://www.murphyonmoney.com/marshmallows-and-self-control/
In this Episode of Murphy on Money Murphy discusses paying interest on debts and breaks down just how much it could be costing us. He gives two examples; one of a $25,000 loan for a car, and the second of a $200,000 mortgage. The interested paid may surprise you...
In this Episode, Muphy cites a few statistics from a book by Tony Robbins called "MONEY Master the Game: 7 Simple Steps to Financial Freedom". Murphy highly recommends this book to anyone that is really interested in learning about money and how to invest.
Read the post at: https://www.murphyonmoney.com/paying-interest-keeps-you-from-fi/
Thanks for listening!
In this episode, Murphy dives into college and the simple idea that investing in a college education must yield a return on that investment. in business, projects are always weighed against other possible projects based on their calculated rate of return or Return on investment (ROI). If you consider college "Project YOU", you'll want to be sure that the project has a positive rate of return and a considerable ROI! If not, the money will have been wasted and paying off student loans will be difficult! Unfortunately, this is a situation many college grads find themselves in today.
Also, Murphy asks, should we all be paying for our children's college? His thought may be surprising but to some but a relief to other. Listen to find out more...
Also, visit https://www.murphyonmoney.com/ to comment on posts or contact Murphy.
Thanks for listening!
In this episode, of Murphy On Money Michael discusses 3 points on mortgages which are not well understood.
How interest is calculated.
Term and the effect on interest paid.
The mortgage interest tax deduction.
If you are a homeowner or plan to be someday understanding these 3 things could save you thousands! I hope you'll enjoy.
Read the post at: https://www.murphyonmoney.com/things-we-should-all-know-about-mortgages/
Thanks for listening!
In this episode of Murphy On Money Michael discusses two effortless ways to save at least $300 a month. Why is $300 the target? Michael explained in an earlier episode that if you want to have $1 million in your retirement account, one way to get there is by saving just $10 a day into your 401K. Which is about $300 a month. Simply put, using these tips could make you a millionaire!
Read the post at: https://www.murphyonmoney.com/2-ways-to-save-effortlessly/
Do you have access to a 401K or 403B and want to get started saving and investing? Learn how to setup your account by getting the Retirement Setup Guide. Find out more here: https://www.retirementsetupguide.com
If you like this podcast please subscribe and leave a review. It would be much appreciated!
Thanks for listening!
In this episode of Murphy on Money Michael discussed some articles he read about retirement savings. A couple facts Michael read were that only 1/3rd of Americans are saving for retirement and only 44% of workers with access to a 401(K) are actually making contributions. Michael dives into saving for retirement and why it's so important. Lastly, he tells a story about someone that puts money into their retirement account regularly and why shows how saving into a 401(K) and sacrificing just $10 dollars can result in $1Million in just 34 years!
Read the post at: https://www.murphyonmoney.com/retirement-savings-1000000-on-10-a-day/
Let's take action and start stashing away that $10 a day!!!!
Do you have access to a 401K or 403B and want to get started saving and investing? Learn how to setup your account by getting the Retirement Setup Guide. Find out more here: https://www.retirementsetupguide.com
I hope you enjoy this one! Thanks for listening!
In this episode of Murphy On Money, Murphy dives into something most of us will do in our lifetime, buying a car. Murphy discusses his own thought process as he considered upgrading his car to a newer model. He talks about throwing $100 dollar bills about of the window... I know, crazy right? Murphy mentions that some of us may be doing that unintentionally with our car purchase.
Will Murphy buy new? Used? Lease? Or will Michael buy a newer car at all? Listen to find out more.
Read the post at: https://www.murphyonmoney.com/buying-a-new-car/
Thanks for listening!
In this episode of Murphy On Money, Murphy discussed an argument commonly used when talking to people about paying down debt. By the title, it's clear what Murphy's position is when it comes to paying down debt versus investing money. You may have heard the comment "Why would I pay off my debt when I can earn more money on my investments?". Murphy discusses why that argument is totally bogus and why it's worthwhile to focus on debt elimination.
If you have heard that argument before or believe it for yourself give this episode a listen you will find it interesting.
Read the post, comment, and contact Murphy here: https://www.murphyonmoney.com/pay-down-debt-or-invest/
Thanks for listening!
In this episode of Murphy On Money, Murphy dives into a MurphyOnMoney.com post that discusses the question, is there such a thing as good debt?
Maybe there are two kinds of debt,
Consumer debt (like credit cards) and
Debt used to create income (like a mortgage on a rental property)
Considering the average household in the U.S. has $16,748 in credit card debt, Murphy thinks we can agree that most debt is bad for our financial wellbeing, Murphy poses the question... Should we be using debt at all?
Read the post, comment, and contact Murphy here: https://www.murphyonmoney.com/is-there-such-a-thing-as-good-debt/
Please subscribe and thanks for listening!
In this episode of Murphy On Money, Murphy takes a look at tax refunds.
Getting money back could be a good thing but it also means that we paid too much in.. We could have had that money in our paycheck every month. Murphy discusses the pros and cons of getting a refund and 6 Great Ways to Spend Your Tax Refund if you get one!
If you plan to get a tax refund this year you will want to listen to this episode! It could set the tone for your financial success in the coming year!
Read the post, comment, and contact Murphy here: https://www.murphyonmoney.com/6-great-ways-spend-tax-refund/
Thanks for listening!
In this episode of Murphy On Money, Murphy dives into a MurphyOnMoney.com post called “Investing… get some pie”.
This podcast discusses the principles of why investing is so important to building personal wealth. It also talks about HOW you can do it too!
If you are inspired to start saving and investing and you have access to a 401K or 403B you can start saving quickly with the Retirement Setup Guide. Learn how, setup your account, and start saving today! Find out more here: https://www.retirementsetupguide.com
Read the post, comment, and contact Murphy here: https://www.murphyonmoney.com/investing-get-some-pie/
Thanks for listening!