Go into chambers with attorneys Chuck Boyk, Mike Bruno, Wes Merillat, and Andrea Young with our podcast, The Boyk Brief. We will discuss interesting cases, chat about the ups and downs of civil law, and share some of our wildest legal stories. We’ll be joined by local judges, fellow attorneys, celebrities, experts, business leaders, and other engaging people on a variety of topics.
Attorney Chuck Boyk talks with Workers' Compensation layer Leah O. Michael. She worked at Charles Boyk Law early in her legal career. She advanced from receptionist to legal assistant for the firm while simultaneously attending law school. She also successfully led the effort to introduce dogs to the Boyk Law. She talks with Chuck about her legal career and advice for those considering a similar pursuit.
You can also watch this episode Boyk Brief on YouTube here, https://youtu.be/FCLZau1lT_k
Check out more episodes of The Boyk Brief podcast on our website: https://www.charlesboyk-law.com/the-boyk-brief-podcast/.
Need an Ohio personal injury lawyer? Reach out to our team for a FREE consultation today! https://www.charlesboyk-law.com
Attorney Chuck Boyk talks with Josh Nagel, a filmmaker, director and producer who recently worked on the Netflix series "Full Swing". Josh started his career at Charles Boyk Law and his success has skyrocketed ever since.
You can check out more episodes of The Boyk Brief podcast on our website: https://www.charlesboyk-law.com/the-boyk-brief-podcast/. A video version of this podcast is also available on YouTube https://youtu.be/PSKXEHJez8U.
Need an Ohio personal injury lawyer? Reach out to our team for a FREE consultation today! https://www.charlesboyk-law.com
Attorneys Andrea Young and Chuck Boyk talk with Megan Mattimoe, Founder and Executive Director of Advocating Opportunity, one of the only programs in the nation that provides free legal and support services to victims of sex and labor trafficking. Founded in Toledo, with offices in Columbus, Ohio and Nashville, TN, Advocating Opportunity offers a trauma-responsive, human rights-based, client-led approach to combating human trafficking and labor exploitation.
A video version of this episode of The Boyk Brief podcast is available on YouTube.
https://youtu.be/4ZJigs1i0vo
You can check out more episodes of The Boyk Brief podcast on our website: https://www.charlesboyk-law.com/the-boyk-brief-podcast/.
Find out more about Advocating Opportunity at their website, www.advocatingopportunity.com
and on Facebook, www.facebook.com/advocatingopportunity
Need an Ohio personal injury lawyer? Reach out to our team for a FREE consultation today! https://www.charlesboyk-law.com
Chuck Boyk talks with Eddie Campos, President of the Northwest Ohio Board of Realtors about local and national trends in real estate and why you need an agent to help you buy or sell your home.
A video version of this episode of The Boyk Brief podcast is available on YouTube.
https://youtu.be/nYJA8c61fiQ
You can check out more episodes of The Boyk Brief podcast on our website here: https://www.charlesboyk-law.com/the-boyk-brief-podcast/. Audio-only versions are also available wherever you get your podcasts.
Need a lawyer? Reach out to our team for a FREE consultation today! https://www.charlesboyk-law.com
Charles Boyk and Andrea Young talk to Amanda Held, founder and Executive Director of H.O.O.V.E.S. (Healing Of Our Veterans Equine Services), an innovative program that uses horses to help veterans deal with PTSD and service-connected stress. They talk about how the program works and their award-winning documentary called H.O.O.V.E.S. - Healing Our Veterans
You can check out more episodes of The Boyk Brief podcast on our website here: https://www.charlesboyk-law.com/the-boyk-brief-podcast/.
A video version of this episode of The Boyk Brief podcast is available on YouTube. https://youtu.be/K3AtD8viPVk
Need a lawyer? Reach out to our team for a FREE consultation today! https://www.charlesboyk-law.com
Too many families experience hunger every day and it has a lasting impact on the education of school-age children. But the leadership team at Larchmont Elementary School in Toledo have developed an innovative program called Janie’s Pantry to help students and their families while nurturing student success in the classroom.
Attorneys Chuck Boyk and Andrea Young talk with Principal Keri Sharp and school psychologist Sarah Darrow of Larchmont Elementary in the Toledo Public School District about how Janie's Pantry works and how it is funded.
You can check out more episodes of The Boyk Brief podcast on our website here: https://www.charlesboyk-law.com/the-boyk-brief-podcast/. Audio-only versions are also available wherever you get your podcasts.
A video version of this episode of The Boyk Brief podcast is available on YouTube.
https://youtu.be/nYJA8c61fiQ
Need a lawyer? Reach out to our team for a FREE consultation today! https://www.charlesboyk-law.com
Attorneys Chuck Boyk and Andrea Young talk with Chief Education Officer Sloan Eberly Mann and Chief Scientist Carl Nelson from Imagination Station, to find out more about the Toledo Science Center and the Total Eclipse of the sun occurring on April 8, 2024. All of North America will see a partial eclipse, but only a narrow path through the United States and Mexico will experience total darkness. The Toledo area is at the northern edge of totality, where the moon will completely block the sun.
You can check out more episodes of The Boyk Brief podcast on our website here: https://www.charlesboyk-law.com/the-boyk-brief-podcast/.
A video version of this episode of The Boyk Brief podcast is available on YouTube.
https://youtu.be/b2gBihuAtFA
Please ChBoyk Law of Counsel Wes Merillat and Chuck Boyk discuss the legal ramifications following the East Palestine, Ohio Train Derailment.
You can check out more episodes of The Boyk Brief podcast on our website here: https://www.charlesboyk-law.com/the-boyk-brief-podcast/.
A video version of this episode of The Boyk Brief podcast is available on YouTube.
https://youtu.be/xXgpDTknSCs
Need a lawyer? Reach out to our team for a FREE consultation today! https://www.charlesboyk-law.comeck for Content timeliness and accuracy.
Boyk Law's Andrea Young and Sarah Sharpe talk with Lucas County Canine Care and Control - Kelly Sears, and Anna Brogan about caring for Lucas County Dogs, a possible new building, and a great partnership with Charles Boyk Law.
You can check out more episodes of The Boyk Brief podcast on our website here: https://www.charlesboyk-law.com/the-boyk-brief-podcast/.
A video version of this episode of The Boyk Brief podcast is available on YouTube.
https://youtu.be/7MpxBC2sJXI
Attorney Chuck Boyk talks with Jill Wersell, owner of Wersell's Bike Shop in West Toledo about operating Toledo's oldest bike shop, and the latest trends. They also discuss their partnership in our Bikes for Kids giveaway and her other charitable outreach.
You can check out more episodes of The Boyk Brief podcast on our website here: https://www.charlesboyk-law.com/the-boyk-brief-podcast/.
Audio-only versions are also available wherever you get your podcasts.
A video version of this episode of The Boyk Brief podcast is available on YouTube. https://youtu.be/x9r9ZWDtV0U
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Boyk Law attorney Andrea Young talks with commercial photographer-videographer-director Nick Amrhein about transforming his life-long passion into a dream job.
A video version of this episode of The Boyk Brief podcast is available on YouTube.
https://youtu.be/XsJeW7IhV2s
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Chuck Boyk introduces Abagale McCurdy, the firm's newest Associate. They talk about her early life, education, and why she pursued a legal career.
A video version of this episode of The Boyk Brief podcast is available on YouTube.
https://youtu.be/vI22jzZ2u9M
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Chuck Boyk talks with Defense Attorney Merle Dech about his legal career and his life, including a stint as a roadie in Europe for Queen and the Rolling Stones.
A video version of this episode of The Boyk Brief podcast is available on YouTube.
https://youtu.be/H8BKK_VdjI4
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Attorney Wes Merillat of Charles Boyk Law Offices talks with Patti DeHenning, founder of Special Spaces Toledo, the local chapter of a charity that creates dream bedrooms for kids battling cancer.
A video version of this episode of The Boyk Brief podcast is available on YouTube.
https://youtu.be/ms3xNETvsjI
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Chuck talks with Boyk Law attorney Cameron Morrissey.
A video version of this episode of The Boyk Brief podcast is available on YouTube
https://youtu.be/DxydZXacbu8
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Attorney Mike Bruno talks with Mike Pizza, son of former Lucas County Prosecutor Tony Pizza.
A video version of this episode of The Boyk Brief podcast is available on YouTube
https://youtu.be/qIeA1pHaGw0
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Attorney Chuck Boyk talks with Monica Zoltankski, his former law clerk and current Mayor of Sandy, Utah.
A video version of this episode of The Boyk Brief podcast is available on YouTube
https://youtu.be/m84rpcQzaYE
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Attorneys Andrea Young and Chuck Boyk talk with comedian and Toledo Radio Personality, Demetrius Nicodemus.
A video version of this episode of The Boyk Brief podcast is available on YouTube
https://youtu.be/-vKUqTJWWxk
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Chuck Boyk talks about Bankruptcy Law with his "older and smarter brother" attorney, Fred Boyk.
A video version of this episode of The Boyk Brief podcast is available on YouTube
https://youtu.be/rosTvO-jZF4
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Chuck Boyk talks with former Boyk Law Nurse/Paralegal, Julia Benfield, about her winery in historic downtown Swanton, OH.
A video version of this episode of The Boyk Brief podcast is available on YouTube
https://youtu.be/4CXZp7Xk3LA
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Boyk Law Attorney Mike Bruno talks about the business and fun of minor league baseball with Toledo Mud Hens General Manager Erik Ibsen.
A video version of this episode of The Boyk Brief podcast is available on YouTube
https://youtu.be/leP4av2DI_U
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Attorney Chuck Boyk talks with Emma Sullivan, Boyk Law's Nurse Paralegal, about her role with the firm and how she helps clients win their cases by reviewing their medical records.
A video version of this episode of The Boyk Brief podcast is available on YouTube https://youtu.be/VHKqaeboyck
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Chuck Boyk talks to sisters Jacy and Lee Strahan from Uncle Louie's Fireworks about the family business, their recent technology investment, and the latest offerings for safe summer celebrations with fireworks.
A video version of this episode of The Boyk Brief podcast is available on YouTube https://youtu.be/_nf5bngSxgs
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Chuck Boyk talks to sisters Jacy and Lee Strahan from Uncle Louie's Fireworks about their annual Father's Day Weekend Fireworks Show.
For more information about Uncle Louie's Fireworks business, their recent technology investment, and the latest offerings for safe summer celebrations, check out The Boyk Brief's full version of Episode 32 - Uncle Louie's Fireworks.
A video version of this episode of The Boyk Brief podcast is available on YouTube
https://youtu.be/H0RKQqZOXbA
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Attorney Andrea Young talks with Scott Carpenter, Public Relations Director for Metroparks - Toledo, about Glass City Riverwalk and other new developments in the nation's best park districts.
A video version of this episode of The Boyk Brief podcast is available on YouTube https://youtu.be/oNzGiUmBCDY
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Boyk Law Attorney Mike Bruno talks Playoff Hockey with Toledo Walleye GM Neil Neukam, as they begin their pursuit of an ECHL Championship and the coveted Kelly Cup Trophy.
A video version of this episode of The Boyk Brief podcast is available on YouTube https://youtu.be/Sjv-XGSN6lg
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Chuck Boyk talks with the Co-Founders of HouseN2Home, an Ann Arbor-based charity that furnishes the apartments of people emerging from homelessness. HouseN2Home treats its clients with dignity and respect by taking their wishes into consideration. This unique approach to helping the homeless, allows the clients to concentrate on improving their life.
A video version of this episode of The Boyk Brief podcast is available on YouTube
https://youtu.be/mPtLY4ALTcg
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Chuck Boyk talks with Gus Mancy of the Mancy Restaurant Group about their 100+ year old family business, their new ventures and the challenges they face today.
A video version of this episode of The Boyk Brief podcast is available on YouTube https://youtu.be/qXlMGgl5PAM
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Chuck Boyk talks with NW Ohio Divorce Attorney Sheldon Slaybod about what to expect when you're expecting an end to a marriage.
Boyk Law Attorney Andrea Young talks with Ukrainian-born University of Toledo Law Student turned activist Alona Matchenko. She organized the group "Toledo Helps Ukraine," held a rally and march in support of her embattled homeland, and is trying to establish a non-profit organization to fund relief efforts and help support refugees.
A video version of this episode of The Boyk Brief podcast is available on YouTube at https://youtu.be/QsDbTBdvt64
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Attorney Chuck Boyk talks with Law Clerk Jesse Scott about his inspirational journey from High School football prospect in Portsmouth, OH to overseas deployment with a U.S. Army Psychological Operations Unit, a year as a Maximum Security Prison Guard, and onto the University of Toledo Law School.
Video Episodes of The Boyk Brief podcast is available on YouTube https://youtu.be/Bzvwbj_MnD8
To check out more episodes of The Boyk Brief podcast, visit our website:
https://www.charlesboyk-law.com/BoykBrief/
Matt Temby, owner of Vault Health & Fitness in Perrysburg Ohio talks with attorney Chuck Boyk, about managing a successful business and the challenges of owning and operating a health club during a pandemic.
Video of this episode of The Boyk Brief podcast is available on YouTube.
https://youtu.be/nuR117bfm40
To check out more episodes of The Boyk Brief podcast, visit our website: https://www.charlesboyk-law.com/BoykBrief/
Brian Monk Taylor, Artist, and co-owner of Infinite Art Tattoo Studio in Toledo, Ohio talks with attorneys Chuck Boyk, Andrea Young, and Paralegal Tammy Bronowski of Charles Boyk Law Offices, about the art and popularity of tattoos.
Attorney Chuck Boyk sits down with a special guest to talk about a topic many would rather avoid, but everyone should know more about: Money. Financial Planner Mike Nusbaum joins Chuck to discuss how working with a financial professional can avoid a world of hurt and frustration down the road.
Attorney Mike Bruno of Charles E. Boyk Law talks beer and brewing with his son Peter Bruno, Head Brewer at Northern United Brewing Company, brewers of North Peak Beers and Jolly Pumpkin Artisan Ales in Dexter, Michigan.
In this episode of the Boyk Brief, Chuck sits down with Marketing Specialist and Toledo radio personality Steve Reamey. Steve tells us about Caregivers360, a program that recognizes a local caregiver hero each month. Honorees are nominated by the community and local sponsors present them with prizes and pampering. For more information or to nominate a caregiver visit www.charlesboyk-law.com/caregivers360/
In this episode of the Boyk Brief, Chuck sits down with a past personal injury client and friend, Bob Lucas. After Bob suffered horrific burns to a large portion of his body, Boyk Law was able to help. We worked with Bob to secure a recovery that has helped him cover the costs of his recovery.
In this episode of the Boyk Brief, Chuck Boyk sits down with a true legend of the Northwest Ohio legal community: Pete Rost. As a criminal defense attorney taking on some of the most shocking crimes and situations, Pete certainly has stories to tell. Don’t miss it!
In this episode of the Boyk Brief, Marketing Director Desmond Strooh and Boyk Law Attorney Andrea Young speak with the fascinating Ashley A. Futrell, an Attorney at Law at Shumaker, Loop & Kendrick, LLP in Toledo, Ohio. Ashley stopped by to share about her fascinating career, talk about her current role at Shumaker, and emphasize the importance of being an advocate for social justice both in your community as well as in your workplace.
In this episode of the Boyk Brief, we learn about Boyk Law Attorney Andrea Young's background and the unusual path she took to become a lawyer. From performing with a traveling circus to having a family while working through college, and from graduating with honors from law school to making it to the final round of tryouts to be a dancer for an NBA team, Andrea's done it all. Check it out today! https://www.charlesboyk-law.com/attorneys/andrea-young/
Also: Watch this episode on YouTube!
Wendi Huntley joined us on the Boyk Brief! Wendi is the President of Connecting Kids to Meals, LLC, a non-profit organization in Northwest Ohio that works to fight childhood hunger by providing hot, nutritious meals at no cost to at-risk kids ages 18 and under in low-income and underserved areas. Since the organization began in 2002, the organization has served more than 7 million meals to hungry children in Northwest Ohio.
Wendi became the Director of Development and Communication in March of 2016 and was named Executive Director in July of that same year. Since then, she has led the organization through significant growth, recently expanding its operations by building an industrial kitchen in downtown Toledo and stepping up in a major way during the COVID-19 pandemic.
In this episode of the Boyk Brief, Boyk Law attorneys Mike Bruno and Chuck Boyk sit down to discuss some of the most common questions and issues they face when pursuing a car accident-related injury claim. Mike and Chuck talk about the importance of staying with treatment and how they can help you pay for it. Chuck walks through dealing with property damage, and Mike makes an impassioned plea for everyone to add uninsured motorist insurance to their auto policies
In this episode, Desmond Strooh and Chuck Boyk sit down with a true legend of the Toledo Legal Community, fellow Personal Injury Attorney Charlie Contrada. Charlie has been practicing personal injury law in Toledo since 1979, and in that time, he has worked tirelessly to help thousands of people reclaim their lives and recover from injuries. We were delighted to get to know the man behind TV ads and made some surprising discoveries, including Charlie's love of Shakespeare!
In this episode of the Boyk Brief, two women who were sexually assaulted by former Adult Entertainment performer Ron Jeremy break their silence. Both share details about their experiences and, more importantly, speak about the toll the assaults have taken on their lives.
This content may not be appropriate for children.
The assaults took place more than 10 years and two thousand miles apart, one at a bar in Cincinnati in the late 2000s, and the other at Ron Jeremy’s Los Angeles home in the 1990s. Until now, neither woman has spoken publicly about the incidents.
By sharing these stories, our hope is to amplify their voices and encourage other women to come forward and seek justice.
If you have been the victim of sexual violence, call our offices today for a confidential and free consultation with our attorneys and legal professionals. 1-800-637-8170. We are ready to listen without judgment.
In this episode, Marketing Director Desmond Strooh sits down with Boyk Law Paralegal Tammy Bronowski and Attorney Joe Shinaver, owner of Shinaver Law. Joe shares about his unique background in web development, programming, and law, and dishes out helpful tips about the technology he uses to optimize his practice and give his clients top-notch service. We also touch on the prospect of virtual trials and what issues attorneys may face with a jury on video. Check out Joe's practice online: shinaverlaw.com
In this episode, I sit down with Julia Benfield. As a nurse, paralegal, entrepreneur, and former Karate instructor, Julia is a true renaissance woman and is a force to be reckoned with. Julia and I talked through her varied career starting with nursing, then jumping into the worlds of law, education, and entrepreneurship. We also talk about the incredible value Julia adds as for our clients a nurse paralegal here at Boyk Law. We wrap up by talking about the local winery she and her husband run! http://www.benfieldwines.com/
In this episode, Desmond Strooh sits down with someone very special in his life, his former boss at Susan G. Komen, Mary Westphal!
Komen is the world’s largest breast cancer organization, and in honor of October being breast cancer awareness month, we wanted to give Mary an opportunity to talk about the current status of the fight against breast cancer and share about changes happening with the Komen organization. We also shift gears and talk about Mary’s fascinating career, and she even shares the story of how she won her husband in an auction!
In this episode, Chuck Boyk and Desmond Strooh sit down with Judge Myron Duhart. Judge Duhart currently a Lucas County Common Pleas Judge and is running for a seat on the 6th District Court of Appeals. Judge Duhart talks about his upbringing in Toledo, his education, his philosophy on the bench. And he offers rarely shared details about how he made it to where he is today and who made him the man he is today. Judge Duhart also jumps at the opportunity to brag about his kids, talks about the importance of continuing education, and chats about the challenges of campaigning during a pandemic.
www.judgeduhart.com/
In this episode, Boyk Law Attorneys Chuck Boyk and Andrea Young sit down with Lori Olender, a judicial candidate for the Lucas County Court of Common Pleas. Lori shares about how she decided to be a lawyer at the age of nine and then walks us through her career, first as a public defender and then as a Child Victim Prosecutor. A devoted football fan, Lori talks about how she came to love The Cleveland Browns through special times with her family, and then answers the question asked of all candidates: why should voters select her to be a judge in Lucas County?
Visit: www.voteolender.com/
In this episode, Boyk Law Attorney Andrea Young and sits down with the Honorable Judge Nicole Khoury for an in-depth chat about Judge Khoury’s career both in the courtroom and on stage. This episode of the Boyk Brief was recorded in Judge Khoury’s offices at the Toledo Municipal Court. Judge Khoury tells Andrea about growing up in a musical family in Toledo’s south end and how she started singing. Ever the ball of energy, Judge Khoury also shares about how she graduated early twice, started a band, and founded a nonprofit, all while running a successful criminal defense practice.
In this episode, Boyk Law Attorney Andrea Young and Marketing Director Desmond Strooh sit down with the talented and funny criminal defense attorney Kurt Bruderly. Kurt shares what drew him to practice criminal defense law and his thoughts about the criminal law system. We also dive into what true justice is, whether the system is broken, and the role of theater in jury trials. Kurt wraps up by answering the question asked of all criminal defense attorneys: “How do you defend THOSE people.
Shameless plug for Kurt (Although we hope you don't need his services!): https://www.lawkwb.com/
In this episode, Chuck Boyk and Boyk Law Attorney Wes Merillat sit down with Toledo athletic legend Terry Crosby. Terry shares stories about his phenomenal career as a high school football and basketball star in the 1970s. Terry then talks about his international professional basketball career, and how he’s so happy to be back in Toledo! Chuck and Wes also chat with Terry about his current work as an outreach community ambassador for the Taylor Automotive Group and Terry’s involvement with the Leukemia and Lymphoma Society’s Light the Night virtual event on Sunday, October 11.
In this episode, our firm owner Chuck Boyk sits down with insurance defense Attorney Shannon George, an Attorney at Ritter, Robinson, McCready & James, Ltd. Shannon is one of the very few attorneys in the state of Ohio to have tried a civil case before a jury during the pandemic! She shares details about the safety measures put in place and walks us through each stage of the trial. She also tells us how the trial almost came to a crashing halt when a juror was exposed to COVID-19.
In this episode, Attorney Mike Bruno shares stories about cases that hinged not so much on evidence, but on footwear, being a jerk, and humiliating a juror. Fellow Attorney Katie Harris talks about witnessing a serious clothing misjudgment in court and her own experiences as a juror. Katie also gives tips for appearing in court virtually, and Mike tells a story of how that was happening… in the 80s! Mike wraps up with a revealing story about an item of clothing that had his late father, Attorney Dominic Bruno, asked to leave the court!
In this episode, we sat down with veteran Attorneys Chuck Boyk and Mike Bruno to try to answer the question, "What is Personal Injury Law?" Because we deal with so many auto accidents, we are intimately familiar with car insurance. Chuck sat down with his personal insurance agent, Nicole Bloomer, to talk about the types coverage available with car insurance and which ones actually make sense.