Find Your Money Path: Recent Episodes
Find Your Money Path
On today's episode, I sit down with Anna Szabo who shares some of her experience with money and some things that she's learned along her journey.
Check out Anna's podcast, "The Anna Szabo Show" and her YouTube channel, https://www.youtube.com/channel/UC8HrGuEZ26l5Oq7fjWY5x5Q.
You can visit Anna's website at https://onlinediscipleshipforwomen.com.
Welcome to the #10DayMoneyReset! Today is day 10 and on today's episode we're reviewing the past 10 days worth of episodes as well as figuring out how to move forward from here.
The busyness of life and culture can throw us off track as it relates to our relationship with money. The #10DayMoneyReset is meant to help us all evaluate several different areas of that relationship and correct any areas that might have fallen off track in the past year.
Connect with us on IG @findyourmoneypath or Facebook at facebook.com/findyourmoneypath.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out:
Jeff Kaale:
soundcloud.com/jeff-kaale
instagram.com/jeffkaale/
Andrew Applepie:
soundcloud.com/andrewapplepie
facebook.com/andrewapplepie
Welcome to the #10DayMoneyReset! Today is day 9 and on today's episode Stephen presents some guardrails for each budget category to help keep us on track. How much should we spend on housing? What about groceries? Entertainment?
The busyness of life and culture can throw us off track as it relates to our relationship with money. The #10DayMoneyReset is meant to help us all evaluate several different areas of that relationship and correct any areas that might have fallen off track in the past year.
Connect with us on IG @findyourmoneypath or Facebook at facebook.com/findyourmoneypath.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out:
Jeff Kaale:
soundcloud.com/jeff-kaale
instagram.com/jeffkaale/
Andrew Applepie:
soundcloud.com/andrewapplepie
facebook.com/andrewapplepie
Welcome to the #10DayMoneyReset! Today is day 8 and the goal of today's episode is to figure out where our money went last month. Scary, yeah?
The busyness of life and culture can throw us off track as it relates to our relationship with money. The #10DayMoneyReset is meant to help us all evaluate several different areas of that relationship and correct any areas that might have fallen off track in the past year.
Connect with us on IG @findyourmoneypath or Facebook at facebook.com/findyourmoneypath.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out:
Jeff Kaale:
soundcloud.com/jeff-kaale
instagram.com/jeffkaale/
Andrew Applepie:
soundcloud.com/andrewapplepie
facebook.com/andrewapplepie
Welcome to the #10DayMoneyReset! Today is day 7 and we're digging into how to do a budget, but also why it's critical if we want to move forward with money.
The busyness of life and culture can throw us off track as it relates to our relationship with money. The #10DayMoneyReset is meant to help us all evaluate several different areas of that relationship and correct any areas that might have fallen off track in the past year.
Connect with us on IG @findyourmoneypath or Facebook at facebook.com/findyourmoneypath.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out:
Jeff Kaale:
soundcloud.com/jeff-kaale
instagram.com/jeffkaale/
Andrew Applepie:
soundcloud.com/andrewapplepie
facebook.com/andrewapplepie
Welcome to the #10DayMoneyReset! Today is day 6 and we're talking about setting goals for 2019. Yes, it's cliche, but we'll dig into why goals are actually helpful.
The busyness of life and culture can throw us off track as it relates to our relationship with money. The #10DayMoneyReset is meant to help us all evaluate several different areas of that relationship and correct any areas that might have fallen off track in the past year.
Connect with us on IG @findyourmoneypath or Facebook at facebook.com/findyourmoneypath.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out:
Jeff Kaale:
soundcloud.com/jeff-kaale
instagram.com/jeffkaale/
Andrew Applepie:
soundcloud.com/andrewapplepie
facebook.com/andrewapplepie
Welcome to the #10DayMoneyReset! Today is day 5 and we're taking today as a catch-up day and thinking through any insights we've had over the first four days of this reset.
The busyness of life and culture can throw us off track as it relates to our relationship with money. The #10DayMoneyReset is meant to help us all evaluate several different areas of that relationship and correct any areas that might have fallen off track in the past year.
Connect with us on IG @findyourmoneypath or Facebook at facebook.com/findyourmoneypath.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out:
Jeff Kaale:
soundcloud.com/jeff-kaale
instagram.com/jeffkaale/
Andrew Applepie:
soundcloud.com/andrewapplepie
facebook.com/andrewapplepie
Welcome to the #10DayMoneyReset! Today is day 4 and we're talking about taking an inventory of our finances to see where we are now.
The busyness of life and culture can throw us off track as it relates to our relationship with money. The #10DayMoneyReset is meant to help us all evaluate several different areas of that relationship and correct any areas that might have fallen off track in the past year.
Connect with us on IG @findyourmoneypath or Facebook at facebook.com/findyourmoneypath.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out:
Jeff Kaale:
soundcloud.com/jeff-kaale
instagram.com/jeffkaale/
Andrew Applepie:
soundcloud.com/andrewapplepie
facebook.com/andrewapplepie
Welcome to the #10DayMoneyReset! Today is day 3 and we're focused on understand our money personality. The busyness of life and culture can throw us off track as it relates to our relationship with money. The #10DayMoneyReset is meant to help us all evaluate several different areas of that relationship and correct any areas that might have fallen off track in the past year.
Check out findyourmoneypath.com/blog for episode 46 if you want to dig deeper into money personalities.
Connect with us on IG @findyourmoneypath or Facebook at facebook.com/findyourmoneypath.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out:
Jeff Kaale:
soundcloud.com/jeff-kaale
instagram.com/jeffkaale/
Andrew Applepie:
soundcloud.com/andrewapplepie
facebook.com/andrewapplepie
Welcome to the #10DayMoneyReset! Today is day 2 and we're focused on tracking expenses and paying attention to where our money is being spent. The busyness of life and culture can throw us off track as it relates to our relationship with money. The #10DayMoneyReset is meant to help us all evaluate several different areas of that relationship and correct any areas that might have fallen off track in the past year.
Connect with us on IG @findyourmoneypath or Facebook at facebook.com/findyourmoneypath.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out:
Jeff Kaale:
soundcloud.com/jeff-kaale
instagram.com/jeffkaale/
Andrew Applepie:
soundcloud.com/andrewapplepie
facebook.com/andrewapplepie
Welcome to the #10DayMoneyReset! Today is day 1 and we're focused on contentment. The busyness of life and culture can throw us off track as it relates to our relationship with money. The #10DayMoneyReset is meant to help us all evaluate several different areas of that relationship and correct any areas that might have fallen off track in the past year.
Connect with us on IG @findyourmoneypath or Facebook at facebook.com/findyourmoneypath.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out:
Jeff Kaale:
soundcloud.com/jeff-kaale
instagram.com/jeffkaale/
Andrew Applepie:
soundcloud.com/andrewapplepie
facebook.com/andrewapplepie
Did you know that 80% of people have given up on their New Years Resolutions by the 2nd week of February? Coming soon at the beginning of January 2019, I'm going to release ten episodes in ten days about how to reset our mindset and our habits with money. This will hopefully help us break through this "February wall"!
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out:
Jeff Kaale:
soundcloud.com/jeff-kaale
instagram.com/jeffkaale/
Andrew Applepie:
soundcloud.com/andrewapplepie
facebook.com/andrewapplepie
Americans are struggling with managing finances in today's society, but which group tends to struggle more: renters or homeowners? In this episode, Stephen explores a recent CNBC article (https://www.cnbc.com/2018/11/02/as-housing-costs-rise-many-people-are-falling-behind-on-other-bills.html?fbclid=IwAR1KCNtoFjkwtSSds_dhQytiLry9W7tAKbO01wvaGLDDiVeZRC003B7M4A8) that highlights a study that explored how both groups are doing when it comes to managing the household's finances.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
We go to the doctor when we're sick and we go to a counselor when we need help navigating emotions or life challenges. It's uncomfortable to step out and show somebody very personal areas of our lives, like finances or our clutter. Often, an outside perspective is what's missing from breaking through and making progress. That's why it's so hard to take that first step and invite someone else in.
On today's episode, Amber Blandford, a professional organizer and founder of Joyful Spaces (joyfulspaces.org), and I talk about the value of an outside perspective and how it can help us make the progress we so desperately desire.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
We toss the word "intentional" around a lot. It sounds so good in theory, but why is it so hard in practice? Amber Blandford, a professional organizer and founder of Joyful Spaces (joyfulspaces.org), and I spend some time talking about the importance of being intentional in our respective spaces of finances and organizing. We also give a couple of quick things to do in each of those spaces for someone to take the step towards being intentional.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Mindset and mindfulness feels fluffy...but is it more important than strategy whether you're trying to pay off debt or organize a space? Check out this conversation with Amber Blandford, a professional organizer and founder of Joyful Spaces (joyfulspaces.org), to get a glimpse into that question.
Hope you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
The holidays are coming and that means that you've got to find somewhere to put all of that stuff that you're going to get! Oh, you also need to find a way to buy all of those gifts for all of your friends and family. I thought the holidays were supposed to be stress-free?
On this episode, Amber Blandford of Joyful Spaces (joyfulspaces.org), a professional organizer, and I sit down to talk about gift giving and decluttering our spaces and finances ahead of the holidays.
Hope you enjoy the episode!
Check out findyourmoneypath.com/blog for episode #66 for links to great resources referenced in this episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
I came across this great article by Sarah O'Brien at CNBC - https://www.cnbc.com/2018/10/26/picturing-your-future-retirement-could-spur-higher-savings-rate.html.
There was a study done that asked one set of respondents to first determine how much to save for retirement and then asked what they wanted to do in retirement. It asked another set of respondents the same questions, but in the opposite order. The results were incredible!
Hope that you enjoy this episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Everyone has a different opinion about budgeting. Some people say "I don't really need to do that", others say "I HAVE to do a budget to feel on track". On this episode, we'll talk through some of the positives to budgeting and how it can help. In the end, it just helps us be as intentional with money as we can be. That only helps, right?
Hope that you enjoy this episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Miscellaneous and Entertainment are the two sections that "extra" money tends to float to when we don't have a plan for it. Having a realistic budget in these areas is key to achieving debt re-payment goals or savings goals. Don't overlook the importance of this area of the budget!
Hope that you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Raise your hand if you've ever walked into an auto mechanic and just braced for the final bill. I did this every. single. time. I hated it. Check out this episode for some tips to budget for transportation expenses so that you don't have to worry so much about those big expenses that are inevitable.
Hope that you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Ever wonder if you're spending too much (or maybe too little) on groceries? This is one of the questions I get asked most often from people. I'll tell you how much I personally spend on this item and what a general range would be for a typical budget.
Hope that you enjoy the episode!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Ever think that your rent or mortgage seems to take up so much money each month? In this episode, Stephen explores what general range it's wise to stay in when it comes to housing-related expenses.
Hope you enjoy this episode! Make sure to follow us on Instagram and Facebook at @findyourmoneypath.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
The four letter word that everyone (except bankers) hates...DEBT. The reality is that a good chunk of our budgets are taken up with debt payments. On today's episode, we're going to go through how to best budget for debt and things to think about as you approach this section of the budget.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Do you get excited about taxes?! Yeah, okay, probably not. I mean, who really does (sorry accountants!). It's an important area of the budget though that's often overlooked until an issue arises.
In today's episode, Stephen walks through three situations that might help you clue in as to whether you need to pay a little more attention to this area of your budget.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Savings...how much of it do we really need to budget for each month? Would be nice if there was an easy answer to that, wouldn't it? Luckily there are some general ranges and Stephen gets into that on this episode of the show.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
It's oftentimes the area of the budget that gets forgotten...or gets the leftovers. Giving. None of us want to be selfish, but if we were honest with ourselves and evaluated how we use our money...well, it speaks for itself.
On this episode I talk about how being generous can actually be selfish (huh?)...yes, it can help us spend less money than we did before. Oh, and it's also FUN to give money away consistently.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Throughout the entire month of September, I'm going to be going through each section of the Find Your Money Path budget to talk through ways to budget for that specific section. I'll talk about the challenges that come with each category as well.
First up...Income! What are the best ways to budget for an income if you get paid three times a month? What about if you get paid mostly on commission?
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
There are plenty of things that we wish we could go back and tell ourselves from a decade ago. On today's episode of the Find Your Money Path Show, I cover six things that I'd go back and tell my college self about money.
What piece of advice would you give to someone in college right now with what you've learned?
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
The other day, I noticed a mistake in our personal finances. Our HOA double charged us! Luckily, they fixed the issue the same day, but still. What if they didn't catch it and fix it?
If someone were to put some small fraudulent charges on your card, would you notice? I'll give you some tips on how to pay closer attention to money so that if a mistake, or fraud, happens you'll be able to catch it quickly.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
If you're wanting to pay off debt, you probably want to do it fast, right? No one likes paying debt, but it's usually worth it in the end once that balance is $0.
On today's episode of the Find Your Money Path Show, Stephen talks through some of the benefits to paying off debt fast and why you should consider doing it this way if you're in this situation.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
How should you pay off debt? There are two main strategies that are often talked about, the debt snowball and the debt avalanche. What's up with the snow references, by the way?
On this episode of the Find Your Money Path Show, I walk through those two strategies and how to figure out which method is right for you if you're trying to pay off debt.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
What would you give up for an immediate 10% raise? The right to vote? Alcohol for the next five years? Watching your favorite show? On this episode I cover a recent survey that was done about what people would give up for a 10% raise and a tip on how you might be able to get a raise without actually getting a raise.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
If you're reading this, then hopefully you watched this video even though it's about taxes...in July. I made a mistake with our personal finances when it came to taxes and I want to pass it on so you can avoid the same issue that I had. It resulted in me having $200 less a month for the next six months!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Just like we go to the doctor every year, we need to do periodic checks on our financial health. On today's episode I'll give you seven questions to gauge your financial health. If you'd like to download a PDF of the questions and how to score it, you can check out my blog post here - https://www.findyourmoneypath.com/single-post/2018/07/15/48-Seven-Questions-To-Gauge-Your-Financial-Health
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Keeping your records organized and straight isn't exactly a fun topic to talk about, but on this episode we sit down with professional organizer Beth Smith to talk just that. She gives some tips on how to set up a system for keeping records straight and I talk through how this can play into finances.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Amy Refeca, estate planning attorney of Atlanta Wills and Trusts, and I sat down to talk about the lens that we view money through and how our "money personality" can impact that.
If you're curious what your money lens is, head on over to findyourmoneypath.com where there's a free quiz available halfway down the home page. I'd love to hear what you got after you take the quiz!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
We'll be back with regular episodes on July 1st, but in the meantime thank you so much for listening! We just hit 1,000 downloads of the podcast since we started a couple of months ago. We love that you enjoy the show!
A common thing that I hear a lot is "I have a budget, but I haven't updated it in a while". A lot of people think that having a general budget is the way to go. It can be helpful to an extent, but is there a better way that doesn't really require that much extra time?
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
A question that I get asked often is "how much should I have in savings or my emergency fund?". It's a great question and on this episode of the Find Your Money Path Show I give some general guidelines that are widely accepted in the financial education world. I also have a tool that you can download to get a more personalized understanding of what you'll need to have in your savings account or emergency fund to be adequately prepared.
You can download that on my blog here - https://www.findyourmoneypath.com/single-post/2018/05/31/44-How-Much-Should-I-Have-in-Savings
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
What life do you want to live when you're older? How can money be used as a tool to achieve that? In the past couple of years I met with a lady who was still working in her late 60's with no retirement and just making it. What advice would she give those of us who aren't to her stage of life yet?
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Everyone always says that it's better to give than receive, but let's be honest...most of the time we just want to keep our money to ourselves and buy our own things or pay our own bills. What if there is some truth to that old adage that it's better to give than receive?
Check out this episode as Stephen talks through the topic of generosity.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Okay, so we're well into Spring at this point - have you cleaned out your closet yet? On today's episode, Stephen explores how cleaning out your closets can help lead to reduced spending. It sounds counterintuitive, but this is about a mental shift more than anything.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
I'm always concerned about handling money safely while traveling. Stephanie Johnson with MEI Travel shares some tips about how to handle money safely while traveling. She also shares a story about how her and her husband almost got pick pocketed on a recent trip to Europe.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
A couple weeks ago I did a video on defensive driving courses as a way to save money on auto insurance. Here's a quick update - turns out there's potentially a much cheaper option that is available if your insurance company accepts it.
What are some ways that you can save money on insurance? It's one of those expenses that we don't want to spend a lot of money on, but we're grateful that we did if we ever need to use it. On this episode of the Find Your Money Path Show, I sat down with insurance agent, Terence Dowling, with Country Financial to talk about ways to save money through various discounts on insurance. To talk to Terence about insurance, check it out here - https://representatives.countryfinancial.com/terence.dowling/
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
You've saved up a lot of money to take that vacation...enjoy it and set it up so that you don't have to think that much about money. This is part 3 of my interview with travel agent, Stephanie Johnson. We talk about tips to avoid worrying about money on vacation. A lot of it starts with planning ahead to pre-pay for expenses that you know are coming up and setting a budget for while you're where you're going to be vacationing.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Dating is complicated enough, let alone when you add money into the mix. On this episode, I interview the author of "Beyond the Swipe", Kristin Fry, about dating and money. We talk about whether the guy should pay for everything and non-negotiables when it comes to relationships and money.
Enter the giveaway here - https://www.findyourmoneypath.com/beyond-the-swipe
You can buy Kristin's book over on Amazon - https://www.amazon.com/dp/B078NDDX53/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
How can you make the most of your money on a cruise? Stephanie Johnson of MEI Travel helps answer that question and talks about things that seem to save money when it comes to traveling, but can end up costing you in the end. To keep up with Stephanie's travels you can check her out on Instagram at sj.journeys or at mei-travel.com/about-us/team/stephanie.johnson
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
On this episode I'm going to show you a way to save money on prescription drugs. Prescriptions cost so much money every month to some people and for those of us who only have to get prescriptions every now and then they can still cause sticker shock. Check out goodrx.com and use this at your pharmacy to see if it might be able to save you a few bucks. To see the video with me briefly walking through the website, check out youtu.be/gG2e550qtYQ.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
When should you book your vacation to save money? Stephanie Johnson of MEI Travel helps answer that question and provides some other helpful travel tips on this episode of the Find Your Money Path Show. To keep up with Stephanie's travels you can check her out on Instagram at sj.journeys or at mei-travel.com/about-us/team/stephanie.johnson
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Stephen appeared on the Podcast for Business Show (podcastforbusiness.com) where he was interviewed by Diane Campbell, owner of Gratitude Goodies.
Check it out!
UPDATE (4/29/2018): Check with your insurance company to see if you can take the AARP driving course. This is $25 and it seems to be generally accepted. In the video I mentioned that most courses are $95 here in Georgia, which is the case based on everything that I found.
Taking a defensive driving course might be able to save you 5-10% on auto insurance. Is it the most fun thing in the world? No, but for a few hours of sitting in a room it might be worth it to save some money. I forgot to mention this in the video, but typically this discount only applies to those that are 30 years old and older from what I understand.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Danielle West, of intentionalmarriages.net, shares her money story on today's episode of the Find Your Money Path Show. Money is such a taboo topic to talk about so I hope to share more stories to help people feel more comfortable sharing about this area of their life. The more we can get this topic out in the open the more progress that we can make together!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Making progress with money is all about your mindset. If our head is in the right place, it's incredible what happens to our priorities with money. Some people tend to spend more & others tend to save more...but it all starts up top!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Being fancy can cost a lot, not just in terms of dollars but in terms of not achieving future goals. Spending money isn't bad & this isn't designed to make you feel guilty. This is just to get us thinking about how our current spending habits might be costing us the ability to achieve those goals that we truly desire to achieve.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
After you buy a car, there are some things to be thinking about to protect yourself. Tom Martin shares some helpful insights as to what we need to be thinking about to best be prepared for after we purchase a car.
Tom Martin bio: Tom Martin is a certified executive coach who helps business owners design and execute strategies that help them win in business and in life.
Website: www.tommartincoaching.com/ Facebook: www.facebook.com/TomMartinCoaching LinkedIn: www.linkedin.com/in/TomMartinATL/ Twitter: twitter.com/TomMartinATL
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Do we really need debt forever? A lot of people believe that debt is just something that we'll always have & will always have to use. Have you stopped to think of the alternative? Let me know what you think about this episode of the Find Your Money Path show!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Tom Martin shares his negotiating tips when buying a car, including what you can & can't negotiate as a part of the process (Hint: you can negotiate just about everything). Tom has over two decades in the auto industry & now he owns his own life & business coaching business.
Website: http://www.tommartincoaching.com/ Facebook: http://www.facebook.com/TomMartinCoaching LinkedIn: https://www.linkedin.com/in/TomMartinATL/ Twitter: https://twitter.com/TomMartinATL
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Money is such an emotional topic whether we want to acknowledge it or not. Spenders are emotional about purchases, savers are often driven by fear to hoard as much as they can (I'm allowed to say that because I am one). I hope this video helps shed some light on the emotion behind money & how just asking one question can help us begin the process of gaining control over emotions when it comes to money.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Have you ever wondered what you need to do before buying a car? It can be complicated & feel overwhelming. Tom Martin, of Tom Martin Coaching, has 26 years in the auto industry & he helps break it down in an easy to understand way.
Show Notes: Where to go to get information when trying to figure out what style of car to buy: - MSN Autos: https://www.msn.com/en-us/autos/research - NADA Guides: http://www.nadaguides.com/Cars
Where to go to get information about reviews, reliability and safety ratings for specific models: - Consumer Reports – Find Car Ratings: https://www.consumerreports.org/cars/used-cars/ - Edmunds – Used Car Ratings: https://www.edmunds.com/used-car-ratings/ - Kelley Blue Book – Car Reviews and Ratings: https://www.kbb.com/car-reviews/
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Have you ever wondered how you can waste less money? I think we all have at some point. Here's a quick tip that you start today to better align your priorities with how you spend your money. Check out findyourmoneypath.com for more!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
How much does a new car cost compared to a used car? Stephen looks at this question & explores when the most expensive & least expensive years to operate a car are. Full video here - https://youtu.be/DaqeUdPWjEM
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
What long term goal are you looking to achieve? If you're stuck wondering why your monthly budget is important or how one decision here or there with money is important then think about how it impacts your long-term goals. When you have long term goals, it makes it easier to sacrifice in the short term to achieve that bigger goal.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Business RadioX interviewed Stephen with Find Your Money Path about how we help clients. For the full clip, check out the Business RadioX website: http://businessradiox.com/podcast/highvelocityradio/the-pva/
Today, Stephen interviews Tkay about her journey with budgeting & debt. She's made incredible progress over the past couple of years & wants to share how she's done it & what it's taken to stay motivated.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Did you just get more money from your paycheck? Due to the recent tax changes you may have noticed that you're now getting a slightly bigger paycheck. Use this as an opportunity to use that extra money to make more progress towards your goals!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
On today's episode, Stephen shares how he paid off $55k in student loans as well as some other aspects about his money story.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
The #1 reason people stick to a budget is because they have someone holding them accountable. It's not fun all the time, but having an accountability partner is critical to making progress with money.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
On today's episode of the Find Your Money Path show, we're going to talk about the B word. That's right, the one that people love to hate & hate to love...budget. Have you ever thought about the emotions that arise when you just hear that word mentioned? For some, this can be the beginning of the end for having a budget that works for them.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Today, Stephen will walk you through how to get started with tracking your money. This is the biggest mistake that people make when budgeting. It's one thing to set a budget, but it's another to see how you are doing compared to it. Hope you enjoy the episode!
Full video here - https://youtu.be/_oj8yA5h3io
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Stephen paid off $55,000 in debt in his 20's & he has a message for those in Generation X, Y & Z. Do you want debt to continue to impact your life for years to come?
Link to Experian report - https://www.experian.com/blogs/ask-experian/state-of-credit/
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
On episode #14 of the Find Your Money Path show, Stephen shows how to plan for big expenses in your budget in 2018. How often do these expenses, like home maintenance, car insurance, Christmas or vet costs catch us off guard? What if there was a better way to plan ahead for these throughout the year?
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Blue Monday is supposed to be the most depressing day of the year. It's the third Monday of the New Year & it's typically when the weather is cold, it's a few weeks from all of the good times had during the holidays & it's the day most of us receive our credit card statements from Christmas.
Use this Blue Monday to get motivated!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
On this episode, I talk with Doug Gray about his experience with credit cards. I hope you enjoy the first interview on the channel!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
On episode 11 of the Find Your Money Path show, Stephen talks about one tip to budget better in 2018 & that is to do a unique budget every month in 2018. He talks through one tip, which is setting a calendar reminder for every month to take a look at next month's budget. This should take no more than 15 minutes & should help you achieve a goal to save money in 2018!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Have you ever stopped to think about how much your subscriptions cost each year? Sure, on a monthly basis what's $10 here & another $8 there, plus $13 here. It adds up fast! Check out episode #10 of the Find Your Money Path show for a simple way to evaluate your subscriptions in the New Year & see which ones might just not be worth the amount you're paying for them.
Here's the full video - https://www.findyourmoneypath.com/single-post/2018/01/03/Subscriptions-Cost-How-Much---Ep-10
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
We always want to know life hacks that can help us achieve a goal that we have, but have struggled with. On today's episode of the Find Your Money Path show, Stephen tells you one way to be 42% more likely to achieve a goal in 2018. What goal do you want to achieve in 2018? Start today!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Check out episode #8 of the Find Your Money Path show to learn how to find out if you are going to get a raise due to the tax bill in 2018. More important than that though, is if it looks like you are getting a pay raise now is the time to plan to use that to help you stay on track with financial goals in 2018.
Link to CNN calculator: http://www.cnn.com/2017/12/13/politics/calculate-americans-taxes-senate-reform-bill/index.html
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Did it feel like you spent too much this Christmas? I've got a great tip for how to save $150 for next Christmas today. It's not as hard as you'd think & you can get a great Christmas tree out of it!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Why is it so important to have an emergency fund? Stephen shares a personal story as to why having a rainy day fund is a good idea & can actually save you money in the long run. Check out episode #6 of the Find Your Money Path show to find out why asking "how much do i need in savings" is a good question to be asking heading into 2018.
LINK to EMERGENCY FUND TOOL - www.findyourmoneypath.com/single-post/How-Much-Do-I-Need-In-My-Emergency-Fund---Ep-5
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Sorry for the Star Wars intro music...I had to do it.
Have you ever asked "how much do I need in savings or how much do I need in my emergency fund"? If so, you aren't alone. This is a common question. Check out episode #5 of the Find Your Money Path show for a tool that can help you determine where you stand with your emergency fund. This tool can help you know if you should think about setting a goal to save money in 2018.
LINK to TOOL - www.findyourmoneypath.com/single-post/How-Much-Do-I-Need-In-My-Emergency-Fund---Ep-5
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Have you found yourself lacking motivation to take the first step with your goal to save money? Have you tried to stay on track with finances, but struggled? Check out episode #4 of the Find Your MoneyPath show & watch this again when you need motivation to get back on track with money. What step can you start today to get you heading down the right track?
Check out our website at findyourmoneypath.com for more info!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
Do you have a goal to save money in 2018? Get a head start now. There's a chance that you're wasting $100 a year on your modem rental. Check out episode #3 of the Find Your MoneyPath show to find out a quick way to save money & have a lower internet bill!
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
On this episode of the Find Your MoneyPath show, Stephen discusses how to get a quick $50 - $150 from your health insurance provider. He also discusses different tools that you can use to track your budget & expenses.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie
On the 1st episode of the Find Your MoneyPath show, Stephen talks about some things to pay attention to with your credit card company this time of year. He also talks about the positive & negative things about credit card points. For more info, check out findyourmoneypath.com.
Intro music by Jeff Kaale & Andrew Applepie. Check them out: Jeff Kaale: soundcloud.com/jeff-kaale instagram.com/jeffkaale/
Andrew Applepie: soundcloud.com/andrewapplepie facebook.com/andrewapplepie