FinTech Futures: Recent Episodes
FinTech Futures
FinTech Futures was founded as Banking Technology Magazine in the 1980s.
Today you can find worldwide fintech news, intelligence & analysis at https://fintechfutures.com.
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Seth Moran, SVP, General Manager of Digital Banking and Strategic Markets at Equifax, to explore the evolving landscape of fraud and credit risk.Seth explains how synthetic fraud is exploiting new entry points through deposit accounts, how AI has dramatically lowered the barrier for fraudsters to create sophisticated synthetic identities, and why financial institutions may be struggling to accurately classify losses between fraud and credit risk. The conversation also covers how Equifax is helping banks build a more complete view of the customer by integrating fraud and credit risk assessment across the entire lifecycle, and how AI is enabling institutions to drive operational efficiencies while strengthening their defences. Finally, Paul and Seth look ahead at the emerging trends shaping the industry and what risk leaders should be prioritising as we move through 2026. -----------------------------------------------------------------------ABOUT FINTECH FUTURESFinTech Futures is the #1 provider of global fintech news and intelligence. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem.Stay Connected with FinTech Futures: Visit our website: www.fintechfutures.comFollow us on LinkedIn: www.linkedin.com/company/fintechfutures/Sign up to our newsletter: www.fintechfutures.com/newsletterSubscribe to our channel: www.youtube.com/@FinTechFutures
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Ryan King, co-founder of US fintech Chime, to learn more about Chime's development and deployment of ChimeCore, its proprietary core banking platform. Ryan discusses the factors that drove the decision to build rather than buy, how the team successfully migrated more than 9 million members without any downtime, and the key lessons learned along the way. The conversation also covers how owning the entire tech stack is accelerating Chime's ability to deploy AI and machine learning at scale, the tangible benefits this is delivering to customers, and what this means for the competitive landscape between fintechs and traditional banks. Beyond ChimeCore itself, Paul and Ryan also take a closer look at how AI is fundamentally reshaping banking operations and customer experiences, and what new possibilities emerge when you combine modern infrastructure with emerging AI capabilities. Tune in to hear how Chime is redefining what's possible in banking by building its own core infrastructure and unlocking the full potential of AI.-----------------------------------------------------------------------ABOUT FINTECH FUTURESFinTech Futures is the #1 provider of global fintech news and intelligence. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem.Stay Connected with FinTech Futures: Visit our website: www.fintechfutures.comFollow us on LinkedIn: www.linkedin.com/company/fintechfutures/Sign up to our newsletter: www.fintechfutures.com/newsletterSubscribe to our channel: www.youtube.com/@FinTechFutures
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Jude Melville, CEO of b1BANK, to explore how US regional banks are actively embracing AI to compete in an increasingly technology-driven industry. Jude discusses how b1BANK, the largest Louisiana-headquartered regional bank by assets with a significant and growing presence in Texas, is developing its AI strategy, including its partnership with Covecta on agentic AI implementation, and how the bank is navigating the practical challenges of embedding AI into workflows while measuring ROI and managing the cultural shift required to bring teams along on this journey.The conversation also covers the competitive landscape for regional banks, discussing how institutions like b1BANK can innovate against national banks with significantly larger technology budgets, and the delicate balance between moving fast with new technology and managing risk in a heavily regulated industry. Tune in to discover how b1BANK is turning AI into a competitive advantage in the regional banking arena.
In this episode of the What the FinTech? podcast, recorded live at Money20/20 Europe in Amsterdam, host and FinTech Futures Managing Editor Paul Hindle is joined by Lee McNabb, Payment and Digital Asset Lead at NatWest, to explore the growing role of digital assets in payments and financial services, and how banks such as NatWest are positioning themselves to lead in this rapidly evolving landscape.Paul and Lee discuss how banks should approach their payment strategies in an era of multiple payment rails and emerging technologies like stablecoins, what the mainstream adoption of tokenised deposits and programmable payments could mean for both retail and corporate customers, and the technical challenges of modernising legacy infrastructure while maintaining 24/7 availability.The conversation also covers NatWest's digital asset strategy, including their participation in major UK and international pilots, how the bank is managing the balance between innovation and interoperability, and their approach to building customer confidence and literacy in technologies that many people don't yet understand.Whether you're a banking executive navigating digital transformation, a fintech professional exploring the future of payments, or simply curious about how digital assets will reshape the way money moves, this episode offers essential insights into the strategies, challenges, and opportunities defining the next era of financial services. Tune in to hear how one of the UK's leading banks is preparing for a multi-money future.-----------------------------------------------------------------------ABOUT FINTECH FUTURESFinTech Futures is the #1 provider of global fintech news and intelligence. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem.Stay Connected with FinTech Futures: Visit our website: www.fintechfutures.comFollow us on LinkedIn: www.linkedin.com/company/fintechfutures/Sign up to our newsletter: www.fintechfutures.com/newsletterSubscribe to our channel: www.youtube.com/@FinTechFutures
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Cassie Craddock, Managing Director for UK and Europe at Ripple, to explore the work Ripple is doing to transform cross-border payments through blockchain technology and stablecoins and learn more about the company’s expansion plans. Paul and Cassie discuss how Ripple's recent EMI licences in the UK and Luxembourg are positioning the company for significant growth across European markets, and what these regulatory milestones mean for clients and partnerships in the region. The conversation also covers the growing role of stablecoins in cross-border transactions, examining the advantages they offer over traditional methods, and how Ripple's USD stablecoin fits into the company's broader vision. And finally, we find out what fintech buzzword Cassie wants to throw into our Fintech Jail!-----------------------------------------------------------------------ABOUT FINTECH FUTURESFinTech Futures is the #1 provider of global fintech news and intelligence. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem.Stay Connected with FinTech Futures: Visit our website: www.fintechfutures.comFollow us on LinkedIn: www.linkedin.com/company/fintechfutures/Sign up to our newsletter: www.fintechfutures.com/newsletterSubscribe to our channel: www.youtube.com/@FinTechFutures
and the importance of governance, observability, and Zero Trust principles. Bill shares how financial institutions are leading the way in implementing these safeguards, the lessons other industries can learn, and how collaboration with regulators and technology providers is driving progress.The discussion also covers real-world applications of AI agents in areas such as fraud detection, customer service, and operations, before finishing with a look at what’s next for AI agents in financial services and how organisations can prepare for the future. And finally, we find out what fintech buzzword Bill wants to throw into our Fintech Jail!-----------------------------------------------------------------------ABOUT FINTECH FUTURESFinTech Futures is the #1 provider of global fintech news and intelligence. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem.Stay Connected with FinTech Futures: Visit our website: www.fintechfutures.comFollow us on LinkedIn: www.linkedin.com/company/fintechfutures/Sign up to our newsletter: www.fintechfutures.com/newsletterSubscribe to our channel: www.youtube.com/@FinTechFutures
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Simone Löfgen, Global Head of Payment Platforms at Commerzbank, to explore the key trends, challenges, and innovations shaping the payments industry in 2026.The conversation covers the current state of play with payments in Europe, the impact of evolving regulations, and the opportunities and challenges in cross-border transactions, including the role of stablecoins and the future of CBDCs like the digital euro.Paul and Simone also discuss how AI is transforming payments, from enhancing systems to combating fraud, and how Commerzbank is leveraging this technology, as well as how banks can balance customer expectations for fast, secure, and transparent payments with the growing complexity of payment infrastructures. We also hear Simone’s thoughts on what’s next for the industry and what the growing conversation around payments sovereignty might mean for the future of the European payments ecosystem.And finally, we find out what fintech buzzword Simone wants to throw into our Fintech Jail!-----------------------------------------------------------------------ABOUT FINTECH FUTURESFinTech Futures is the #1 provider of global fintech news and intelligence. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem.Stay Connected with FinTech Futures: Visit our website: www.fintechfutures.comFollow us on LinkedIn: www.linkedin.com/company/fintechfutures/Sign up to our newsletter: www.fintechfutures.com/newsletterSubscribe to our channel: www.youtube.com/@FinTechFutures
In this episode of the What the FinTech? podcast, host and FinTech Futures managing editor Paul Hindle is joined by René Michau, Global Head of Digital Assets at Standard Chartered Bank, to explore the growing impact of stablecoins in financial services and their potential to reshape key areas of banking and payments. The conversation covers the current state of play with stablecoin adoption in banking, their rising popularity among corporates and institutions, and the benefits they can offer—particularly in cross-border payments. Beyond payments, René also gives his views on the other key use cases gaining traction and how Standard Chartered is integrating stablecoins into its digital asset strategy.Paul and René also discuss the current regulatory landscape around stablecoins, the key considerations banks should focus on when developing an effective stablecoin strategy, and of course what’s next for stablecoin innovation, including how they’re likely to evolve in the coming years, their impact on traditional banking models, and the innovations and partnerships that will shape their trajectory. And finally, we find out what fintech buzzword René wants to throw into our Fintech Jail!-----------------------------------------------------------------------ABOUT FINTECH FUTURESFinTech Futures is the #1 provider of global fintech news and intelligence. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem.Stay Connected with FinTech Futures: Visit our website: www.fintechfutures.comFollow us on LinkedIn: www.linkedin.com/company/fintechfutures/Sign up to our newsletter: www.fintechfutures.com/newsletterSubscribe to our channel: www.youtube.com/@FinTechFutures
In the latest episode of the What the FinTech? podcast, Gabriella Kindert, CEO of Snappi, joins to explore the Greek digital banking landscape and share how the challenger developed its tech stack.Gabriella sits down with FinTech Futures reporter Cameron Emanuel-Burns to compare the Greek neobanking ecosystem with its European counterparts and discuss the key challenges Snappi and other digital banks face in achieving widespread adoption.The episode also delves into Gabriella's professional journey, the origins of Snappi, and the company's immediate priorities as well as its long-term growth strategy.And finally, we discover which fintech buzzword Gabriella wants to throw into or rescue from our Fintech Jail!----------------------------------------------------------------------- ABOUT FINTECH FUTURES FinTech Futures is the #1 provider of global fintech news and intelligence. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem. Stay Connected with FinTech Futures: Visit our website: https://www.fintechfutures.com Follow us on LinkedIn: https://www.linkedin.com/company/fintechfutures/ Sign up to our newsletter: https://www.fintechfutures.com/newsletter Subscribe to our channel: https://www.youtube.com/@FinTechFutures
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by Dr Subodh Kulkarni, CEO of Rigetti Computing, and Dr Simon Plant, Deputy Director for Innovation at the UK’s National Quantum Computing Centre (NQCC), to explore the fascinating world of quantum computing and its transformative potential for financial services.The trio discuss the current state of play for quantum solutions in finance and how financial services firms are embracing the technology, with a specific look at some of the work Rigetti is doing with its partners in the sector, as well as advice for banks and fintechs looking to innovate with the technology and prepare for the quantum revolution, including best practices for integrating quantum computing into your existing systems.The conversation also covers the UK’s innovation strategy for quantum technologies, the technology’s intersection with generative AI, and the potential future impact of quantum computing on finance - including the looming challenge of Q-Day.And finally, we find out what fintech buzzwords Subodh and Simon want to throw into our Fintech Jail!-----------------------------------------------------------------------ABOUT FINTECH FUTURESFinTech Futures is a leading global platform for fintech news, analysis, and insights. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem.Stay Connected with FinTech Futures: Visit our website: www.fintechfutures.comFollow us on LinkedIn: www.linkedin.com/company/fintechfutures/Sign up to our newsletter: www.fintechfutures.com/newsletterSubscribe to our YouTube channel: www.youtube.com/@FinTechFutures
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by Irina Chuchkina, Chief Growth Officer for Wallet in Telegram, to explore how digital wallets and super-apps are transforming the way people interact with money, commerce, and technology in their everyday lives.The conversation covers how Wallet in Telegram is revolutionising financial interactions by enabling digital wallet functionality and peer-to-peer transactions directly within the Telegram messaging app. Paul and Irina discuss how this innovation is driving financial inclusion in emerging markets, the key use cases of financial services within the Telegram economy, how Telegram’s open platform model compares to more vertically integrated super-app ecosystems, and the broader trends shaping the adoption of digital wallets worldwide.And finally, we find out what fintech buzzword Irina wants to throw into our Fintech Jail!----------------------------------------------------------------------- ABOUT FINTECH FUTURES FinTech Futures is a leading global platform for fintech news, analysis, and insights. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem. Stay Connected with FinTech Futures: Visit our website: https://www.fintechfutures.com Follow us on LinkedIn: https://www.linkedin.com/company/fintechfutures/ Sign up to our newsletter: https://www.fintechfutures.com/newsletter Subscribe to our YouTube channel: https://www.youtube.com/@FinTechFutures
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by Ruwani Hewa, Director of Payments at Starling Bank, to explore the world of embedded finance and how Starling is tapping into the huge potential of the sector through its Starling Banking Services unit.The conversation explores how Starling Banking Services fits into the broader embedded finance ecosystem, how the company has approached developing and maintaining its in-house tech infrastructure, and the key priorities for the unit over the next year as it looks to scale. Paul and Ruwani also dive into the trends shaping the future of Banking-as-a-Service (BaaS) and embedded finance, and the technologies having the biggest impact on the industry right now.And finally, we find out what fintech buzzword Ruwani wants to throw into our Fintech Jail!----------------------------------------------------------------------- ABOUT FINTECH FUTURES FinTech Futures is a leading global platform for fintech news, analysis, and insights. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem. Stay Connected with FinTech Futures: Visit our website: https://www.fintechfutures.com Follow us on LinkedIn: https://www.linkedin.com/company/fintechfutures/ Sign up to our newsletter: https://www.fintechfutures.com/newsletter Subscribe to our YouTube channel: https://www.youtube.com/@FinTechFutures
In the latest episode of the What the FinTech? podcast, we're joined by Francesco Filia, founder and CEO of Fasanara Capital, to delve into emerging investment trends and strategies for identifying high-potential fintech companies.Francesco sits down with FinTech Futures reporter Cameron Emanuel-Burns to explore how the UK fintech ecosystem stacks up against global counterparts. They also discuss the rise of fintech lending, its impact on the industry, and the current valuation landscape.The conversation also touches on Francesco's career, how he came to found Fasanara, and tips he would give to entrepreneurs and investors looking to navigate the fintech sector.And finally, we discover which fintech buzzword Francesco wants to throw into or rescue from our Fintech Jail!
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by Richard Ullenius, Vice President of Global Banking and Financial Services at CSG, to explore why the next era of banking demands reimagination rather than incremental transformation, and the defining factors that will set leading banks apart over the next five years.The conversation covers how trust, risk, and human judgment must evolve in the age of AI-driven banking models and real-time banking, how trust can become a competitive advantage for financial firms, and how risk and compliance can act as enablers of innovation rather than constraints.Paul and Richard also dive into the critical balance between human judgment and AI automation in powering responsible banking, and how regulation can help spur innovation amid the rapid evolution of technology and shifting consumer demands.And finally, we find out what fintech buzzword Richard wants to free from our Fintech Jail!
In the opening episode of season seven of the What the Fintech? podcast, we’re joined by Ted Paris, Head of Analytics, Intelligence, and AI at TD Bank, to discuss the evolving role of AI in financial services and how customers are embracing AI within banking.Ted and FinTech Futures editor Paul Hindle discuss the findings of TD’s recent survey on how Americans perceive and interact with AI in finance, uncovering key insights about adoption barriers, trust, and the tools resonating most with consumers. The discussion covers how TD Bank is leveraging AI to enhance accessibility, improve the customer experience, and innovate through initiatives like its Layer 6 office, while also touching on the future of agentic AI and its transformative potential for banking.And finally, we find out what fintech buzzword Ted wants to lock away in our Fintech Jail!
In the final episode of season six of the What the FinTech? podcast, host Paul Hindle is joined by FinTech Futures columnists and fellow podcast hosts Dave Wallace and Dharmesh Mistry to take a look back at some of the biggest trends to come out of 2025 and discuss what the new year might bring for the financial services sector. The discussion covers topics including agentic AI, stablecoins, neurodiversity in financial services, digital wallets, the future of payments, and more.And finally, in the spirit of the holidays, we find out which buzzwords Dave and Dharmesh want to release from our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Natasha Sarin, Senior Product Owner, Data and AI at Lloyds Banking Group, to discuss the evolving relationship between traditional banking and artificial intelligence.Natasha and FinTech Futures reporter Cameron Emanuel-Burns delve into Lloyds' generative AI strategy, showcase current use cases enhancing internal operations, and explore Natasha's insights into the future potential of the technology. Natasha also reflects on her career journey, the most exciting projects she’s worked on at Lloyds, the challenges of implementing AI strategies, and the importance of ensuring AI-generated financial information remains accurate and trustworthy.
at this year’s Sibos conference.And finally, we discover which fintech buzzword Rachel and Noemi want to throw into or rescue from our Fintech Jail!
In this episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures' US correspondent Heather Sugg is joined by Justin Zhao, Head of Global Partnerships at Visa Direct, to explore how Visa Direct is pioneering the use of stablecoins to modernise cross-border payments. With the launch of Visa's pilot programme announced in September, Visa is testing stablecoin prefunding to help reduce settlement delays, unlock liquidity, and enable more flexible money movement for fintechs and remitters. Tune in to hear how Visa Direct is helping bridge traditional infrastructure with next-gen payment rails—and what this means for the businesses operating in a digital-first economy.
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by Will Marwick, CEO of IFX Payments, to explore the rapidly evolving UK payments landscape and the future of cross-border transactions.The conversation covers the challenges around cross-border payments for corporates and SMEs, how IFX is tackling friction points in international transactions, and how the FX brokerage market has evolved amid significant FX volatility in recent years. Looking toward emerging technologies, Will also gives his perspective on the growing traction of stablecoins and their potential role in the future of international transactions.And finally, we find out what fintech buzzword Will wants to throw into our Fintech Jail!
In this episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures' US correspondent Heather Sugg is joined by Laura Gibson-Lamothe, executive director of the Georgia Fintech Academy, to explore how the organisation is opening up connections between students and the financial technology sector. The discussion touches on Laura's distinguished career path and examines how fintech companies collaborate with the academy, while also highlighting a recent hackathon that attracted over 300 students who tackled challenges involving artificial intelligence, stablecoins, and financial inclusion.Listen in to hear Laura's advice for other fintech academies considering their launch, along with her insights on the future of fintech talent development.
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by Marie-Gwenhaelle Geffroy, Head of Growth Capital at BNP Paribas, to explore the key start-up and funding trends in the European fintech space this year and learn more about BNP Paribas’ fintech investment strategy and how the bank works with new start-ups to help them scale and grow.The conversation covers how Europe’s fintech landscape has evolved in recent years and some of the defining focus areas across the region, which emerging technologies and use cases are picking up the most traction and showing the most potential moving forward, and Marie’s top tips for fintech founders looking to grow their businesses.And finally, we find out what fintech buzzword Marie wants to free from our Fintech Jail!
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by David Caruso, Vice President of Financial Crime Compliance at WorkFusion, to explore the topic of financial crime compliance and how advances in artificial intelligence (AI) are causing a generational shift in the anti-money laundering (AML) technology space.The conversation covers how AI is revolutionising AML tech and the key elements of financial crime compliance that are most impacted by AI right now, the challenges that exist for AI adoption in the financial crime compliance sector, and the key benefits being offered by the technology and its next stages for development, as well as how WorkFusion has looked to utilise AI agents to help its clients detect and prevent financial crime.And finally, we find out what fintech buzzword David wants to throw into our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Joanne Dewar, Project Lead at Project Nemo, to discuss how to make financial services more accessible for people with disabilities.Joanne and FinTech Futures reporter Cameron Emanuel-Burns explore Project Nemo's origins and development, examining findings from the organisation's recent report on challenges adults with disabilities face when engaging financial services, with Dewar offering recommendations for financial institutions seeking to remove these barriers.The conversation also addresses how emerging technologies, particularly artificial intelligence, are reshaping disability inclusion in financial services, while tackling common misconceptions about accessibility in the industry.And finally, we discover which fintech buzzword Joanne wants to throw into or rescue from our Fintech Jail!
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by Paul Noble, CEO of Chetwood Bank, to explore how the Wrexham-based bank has set about its product and tech innovation strategy as it looks to continue its growth trajectory, having reached the milestone of £4 billion in total customer savings deposits this year.
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by Binu Jacob, CEO and MD of Experion Technologies, and Experion Technologies advisor Markus Ruetimann, to discuss the imperative need for financial services companies working in asset management to accelerate their digital transformation initiatives to keep up with the rapid pace of change driven by emerging technologies and shifting customer demands.The conversation explores how Experion Technologies goes about helping its financial services clients with their transformation projects and the implementation of new tech, with a specific focus on asset management and some examples of successful use cases.Our two guests also cover the best strategies for businesses looking to upgrade their asset management tech and processes, the key benefits provided by emerging technologies such as generative AI within the space, and of course what makes Experion Technologies stand out from the crowd and it’s next steps for growth.And finally, we find out what fintech buzzword Binu and Markus want to throw into our Fintech Jail!
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by Colin Fyfe, CEO of Unity Trust Bank, to discuss the current business banking landscape in the UK and how Unity Trust Bank has approached its ethical banking strategy to help support not-for-profit and smaller profit-with-purpose businesses in the country.We’ll dive into how the bank’s actions contribute to and deliver a range of positive social, economic, and environmental impacts across the UK, how the bank has approached its tech and innovation strategy to keep up with shifting customer demands and the emergence of new technologies, the key things businesses want from their banks in the current climate, and the bank’s plans for future growth amid increasing competition in the business banking sector.And finally, we find out what fintech buzzword Colin wants to throw into our Fintech Jail!
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by David Watson, CEO of The Clearing House, to discuss what’s next for real-time payments in the US as usage numbers and transaction volumes across the country’s RTP networks continue to grow.The conversation explores the core drivers behind the growth of RTP in the US, how banks and businesses have been looking to adopt instant payments, the key trends around how businesses and consumers are choosing to make payments, and what the future looks like for RTP as new technological advancements such as tokenisation and stablecoins continue to revolutionise the sector.And finally, we find out what fintech buzzword David wants to throw into our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Suavek Zajac, chief technology officer at Tandem Bank, who discusses how the bank implements technology to support customers in adopting more environmentally sustainable lifestyles.Suavek joins FinTech Futures reporter Cameron Emanuel-Burns to explore how Tandem balances delivering personalised, immediate services while maintaining its environmental commitments, along with covering the bank's recent work involving AI and large language models.The episode also uncovers Suavek's perspective on emerging technologies that could transform sustainable banking practices, as well as his accomplishments as CTO, including the development of the Green Hub and Connect platform.And finally, Suavek reveals which fintech buzzword deserves freedom or confinement in our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Adam Ennamli, chief risk officer at General Bank of Canada (GBC), to discuss emerging risk management trends.Adam and FinTech Futures reporter Cameron Emanuel-Burns also explore Adam's experience as a Banking Tech Awards judge. Adam offers practical guidance for organisations considering entering this year's awards and explains his approach to evaluating submissions.The conversation extends to Adam's professional background, particularly his tenure at GBC. Adam reveals the primary risks confronting Canadian financial institutions today and highlights key lessons the banking sector should extract from recent global financial disruptions.And finally, we discover which fintech buzzword Adam wants to throw into or rescue from our Fintech Jail!
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by Coen Jonker, founder and CEO of Tyme Group, to discuss how Tyme has looked to approach its growth strategy amid the evolving digital banking landscape globally, and what’s next for both TymeBank in South Africa and GoTyme Bank in Southeast Asia.The conversation explores how the group is utilising advancements in technologies such as GenAI and new fintech innovations to enhance its product suite and meet shifting customer demands, the latest digital banking trends and how new emerging technologies could further transform the banking industry, and Coen’s top tips for growing a digital bank in the current macroeconomic climate.And finally, we find out what fintech buzzword Coen wants to throw into our Fintech Jail!
In this episode of the What the FinTech? podcast, we’re joined by Nick Kerigan, Managing Director and Head of Innovation at Swift, to discuss the topic of digital assets and how the evolution of the payments landscape driven by innovations such as tokenisation and stablecoins could help enable global payments interoperability.Nick and FinTech Futures editor Paul Hindle explore the latest developments around the use of digital assets in the payments space, the biggest challenges facing the industry as we move towards a more tokenised future, and how Swift is helping to solve the interoperability challenge, with a deeper dive into the company’s live digital asset trials launched this year.And finally, we find out what fintech buzzword Nick wants to free from our Fintech Jail!
In this episode of the What the FinTech? podcast, we’re joined by Kristen Castell, Managing Director of the Centre for Accelerating Financial Equity (CAFE), to discuss the topic of financial health and wellness and what the financial services industry can be doing more of to support customers amid ongoing economic uncertainty and the tough macroeconomic climate globally.Kristen and FinTech Futures editor Paul Hindle explore how new technologies and fintech innovations are helping companies to boost their financial wellness initiatives, as well as the work CAFE is doing in the space, including a deep dive into the organisation’s fintech accelerator programme, which helps support financial wellness-focused fintech start-ups with their growth.And finally, we find out what fintech buzzword Kristen wants to throw into our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Clare Pearson, Head of Technology Operations & Delivery Management at Fnality, for a deep dive into digital payment trends.Clare and FinTech Futures reporter Cameron Emanuel-Burns explore the outlook for cross-border real-time payments, tokenisation, digital wallets, and the evolving role of cards in a shifting payments landscape.The discussion also delves into Clare’s experience at the Payment Systems Regulator (PSR), her views on its integration into the Financial Conduct Authority (FCA), and her reflections on serving as a judge for this year’s PayTech Awards.And finally, we find out which fintech buzzword Clare wants to throw into or rescue from our Fintech Jail!
In this episode of the What the FinTech? podcast, we’re joined by Mats Persson Bergius, Chief Commercial Officer at Danish digital bank Lunar, to discuss the Nordic digital banking landscape and how Lunar has been looking to scale its own offering across the region as the bank approaches its 10th birthday this year.Mats and FinTech Futures editor Paul Hindle explore digital banking trends in the Nordics and what customers expect from their banking relationships, how Lunar has looked to approach its digital product strategy to stand out from the crowd and take on the established institutions in the region, the bank’s plans for expansion moving forward, and what’s next for its recently spun-out BaaS division Moonrise.And finally, we find out what fintech buzzword Mats wants to break out of our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Subramanian (Subbu) Naraynaswamy, Executive Director at Wells Fargo, to discuss the emerging banking and fintech trends. We explore the upcoming risks and opportunities, and Subbu shares insights into his role as a judge for this year’s Banking Technology Awards USA.
In the latest episode of the What the FinTech? podcast, we’re joined by Ronit Ghose, Head of Future of Finance for Citi Global Insights, to discuss the rise of agentic AI in financial services and how this new evolution of AI technology could revolutionise the sector and help shape the future of banking.Ronit and FinTech Futures editor Paul Hindle explore the current trends around agentic AI and how far along we currently are in terms of its development, the big use cases for agentic AI in financial services, and the best approaches for implementing the technology to mitigate risk and ensure both explainability and transparency in decisioning.We also dive into the key takeaways from Citi’s latest report on the topic, titled Agentic AI: Finance and the ‘do it for me’ economy.And finally, we find out what fintech buzzword Ronit wants to free from our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Daniele Tonella, Chief Technology Officer (CTO) at ING, to discuss ING’s technology strategy and how the bank has been approaching its digital transformation efforts as the rate tech innovation globally continues to pick up pace.Daniele and FinTech Futures editor Paul Hindle explore the latest tech trends in banking and how the evolution of technology is impacting financial services more broadly, the challenges for banks when it comes to keeping up with technological change, and ING’s approach to the risk and governance side of transformation and particularly AI.And finally, we find out what fintech buzzword Daniele wants to throw into (and break out of) our Fintech Jail!
In this episode of the What the FinTech? podcast, we’re joined by Lewis Turek, General Manager of North America at GoCardless, to explore the evolution of payments in North America amid the rise of a multitude of digital and alternative payment methods and new payment rails.Lewis and FinTech Futures editor Paul Hindle discuss how businesses in North America differ from UK and European companies when it comes to managing their payments, the challenges faced by North American businesses when it comes to adopting new payment methods and how to overcome those, and the work GoCardless has been doing in the region.And finally, we find out what fintech buzzword Lewis wants to throw into our Fintech Jail!
In the opening episode of season six of the What the Fintech? podcast, we’re joined by Amias Gerety, partner at QED Investors, to discuss the ever-evolving fintech funding landscape and the outlook for venture capital funding in 2025.Amias and FinTech Futures editor Paul Hindle discuss the technologies and verticals that are attracting the most interest from VCs, how QED is approaching its fintech funding strategy, some key advice for founders when it comes to scaling a new start-up, and of course the big tech trends to keep an eye on looking forward.And finally, we find out what fintech buzzword Amias wants to lock away in our Fintech Jail!
In the final episode of season five of the What the FinTech? podcast, we're joined by FinTech Futures columnists and fellow podcast hosts Dave Wallace and Dharmesh Mistry to take a look back at some of the biggest trends to come out of 2024 and discuss what the new year might bring for the sector.The discussion covers topics including AI, quantum computing, cryptocurrency, the Digital Operational Resilience Act (DORA) and more.And finally, in the spirit of the holidays, Dave and Dharmesh each release an incarcerated buzzword from our Fintech Jail!The What the FinTech? podcast will return for season six in the new year. Stay tuned!Disclaimer: The information provided in this podcast is for editorial and journalistic purposes only and does not constitute financial advice, and should not be treated as such. FinTech Futures does not recommend investments of any kind.
In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Nelson Wootton, CEO and co-founder of SaaScada, to explore the latest trends around core banking modernisation and the growing need for banks still running legacy tech to upgrade to the latest technologies.Nelson discusses the key benefits of modern core banking solutions, the challenges that banks face when it comes to upgrading their cores, and the best strategies to carry out a core transformation programme to limit the risks involved, as well as what’s next for core banking technology in the near-term future.And finally, we find out what fintech buzzword Nelson wants to throw into our Fintech Jail!
In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with George Sandilands, VP of Carbon Accounting at Sage, to explore the current state of play around green finance and how the financial services industry as a whole can help tackle climate change.The discussion covers how demands from clients for green finance have shifted in recent years, the evolution of sustainability reporting and the data requirements involved, the key tech innovations and trends driving the future of green finance, and the role fintech can play in combatting climate change.And finally, we find out what fintech buzzword George wants to throw into our Fintech Jail!This episode of the What the FinTech? podcast is brought to you in partnership with FinTech Connect.
In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Paul Foster, Director of Global Payment Partnerships at GoCardless, to explore the growing adoption of open banking payments with a specific focus on GoCardless’ recently published report on the topic - How To Take Open Banking Payments Mainstream.The discussion covers the current trends and use cases driving the growth of open banking payments, the benefits of open banking payments for consumers and businesses, and the challenges of achieving widespread adoption and what practical steps are needed in order for open banking payments to hit the mainstream.And finally, we find out what fintech buzzword Paul wants to throw into our Fintech Jail!
In this special episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures’ US correspondent Heather Sugg is joined by Ricardo Amper, founder and CEO of Incode Technologies, to discuss the evolution of identity fraud amid the rise of AI and deepfakes and how financial firms can utilise the latest technologies to tackle these fraud challenges.
In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Clare Gambardella, Chief Customer Officer at Zopa Bank, to explore how Zopa has looked to approach its growth strategy amid the constantly evolving digital banking landscape in the UK.Clare discusses how consumer demands have shifted in recent years amid a challenging economic environment and the arrival of new technologies, and what UK customers are currently looking for from their banking providers, as well as how to navigate the challenges of attracting and retaining customers in an increasingly competitive banking market and at a time when account switching numbers have been on the rise.
In the latest episode of the What the FinTech? podcast, we’re joined by Ravneet Shah, CTO of UK-based SME banking challenger Allica Bank, to explore the current business banking landscape and how Allica has looked to approach its technology and innovation strategy to meet the evolving needs of business customers.Ravneet and FinTech Futures editor Paul Hindle dive into the work Allica has been doing to develop its tech stack and its collaborations with fintech partners as it looks to further expand its products and services and continue its growth trajectory, after the challenger secured its first full year of profitability over 2023.And finally, we find out what fintech buzzword Ravneet wants to throw into our Fintech Jail!
Consumer adoption of buy now, pay later (BNPL) products is growing – but BNPL data is not included in credit reports… yet. With this shift finally on the horizon, what should lenders and consumers be thinking about and how can they prepare?In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Liz Pagel, SVP and Consumer Lending Business Leader at TransUnion, to explore the growing popularity of BNPL products and their future impact on credit reporting.Liz shares insights on the potential benefits of BNPL for new-to-credit consumers, its growth in the market, and the role it could play in financial inclusion.The discussion also covers the upcoming integration of BNPL data into credit reports, its potential effects on credit scores, and how lenders can continue to adapt to this significant shift in the credit landscape.And finally, we find out what fintech buzzword Liz wants to free from our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by author and financial services executive Rita Martins to explore the growing role of Web3 technologies in the financial sector.Rita and FinTech Futures editor Paul Hindle discuss the key takeaways from Rita’s recently published book on the subject, Web3 in Financial Services: How Blockchain, Digital Assets and Crypto are Disrupting Traditional Finance, including the key real-world use cases for Web3 tech in the space and how financial services players have been looking to deploy the technology, the current state of play with trending focus areas such as tokenisation, CBDCs and crypto, and some of the hurdles that exist when it comes to the wider adoption of emerging Web3 technologies globally.And finally, we find out what fintech buzzword Rita wants to throw into our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Anu Somani, Head of Global Payables and Embedded Payments at US Bank, to explore the growing adoption of real-time payments (RTP) in the US following the one-year anniversary of the launch of FedNow, the instant payment service developed by the Federal Reserve.Anu and FinTech Futures editor Paul Hindle discuss the role both FedNow and the Clearing House’s RTP Network have played in driving this growth, the key use cases for RTP that have been helping to boost adoption among banks and businesses, and what’s next for RTP and the US payments space as a whole as technology and user demands continue to evolve at a rapid pace.And finally, we find out what fintech buzzword Anu wants to free from our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Janine Hirt, CEO of UK-based independent industry body Innovate Finance, to discuss global fintech funding trends over 2024 and what the future might hold for the UK’s fintech scene.Janine and FinTech Futures editor Paul Hindle discuss some of the key takeaways from Innovate Finance’s H1 2024 FinTech Investment Landscape report, including which areas are seeing the most funding activity amid a global “economic slowdown” and whether sentiment in the space is looking positive moving forward.We also discuss what the new Labour government in the UK can do to help fintech flourish, taking a closer look at Innovate Finance’s recently published Fintech Plan for Government, which lists a number of proposals that it says could add £328 billion to the UK economy.And finally, we find out what fintech buzzwords Janine wants to free from our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Sam Edge, Head of Industries and Emerging Technologies, Start-ups and VC at Amazon Web Services (AWS), to explore the current fintech start-up scene.Sam and FinTech Futures editor Paul Hindle discuss some of the emerging technologies that start-ups and investors are most interested in, how the start-up landscape has evolved amid a wider slowdown in fintech investment globally, key advice for fintech founders looking to get started in the current economy and grow their business, and whether positive sentiment is returning in the VC investment space.We also hear more about how AWS has been working with fintech start-ups to support them in their early stages, some of the company’s key fintech focus areas, and how the company has approached its fintech and financial services strategy in general.And finally, we find out what fintech buzzword Sam wants to throw into our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by George Maddaloni, CTO of Operations at payments giant Mastercard, to discuss some of the key technology trends in the payments space and how Mastercard is looking to approach its tech and innovation strategy to make the most of emerging technologies such as generative AI and tokenisation.George and FinTech Futures editor Paul Hindle also chat about the challenges of keeping one step ahead of fraudsters amid the emergence of new technologies and attack methods and how to keep customers safe from scams and fraud, as well as how consumers’ payment preferences have changed in recent years with the arrival of new digital payment methods.And finally, we find out what fintech buzzword George wants to free from our Fintech Jail!
In the latest episode of the What the Fintech? podcast, we’re joined by Sudip Dasgupta, Chief Technology Officer at UK digital bank Monument, to discuss the upcoming Banking Tech Awards ceremony, taking place on Wednesday 4 December at the Royal Lancaster Hotel in London.Returning awards judge Sudip and FinTech Futures editor Paul Hindle discuss what to look forward to at the prestigious event, which this year is celebrating its 25th anniversary.The pair also chat about Monument’s tech strategy amid a rapidly changing technological landscape in the financial services arena, as well as the recent launch of Monument Technology, the bank's new Banking-as-a-Service (BaaS) division.The Banking Tech Awards is one of the most prestigious awards ceremonies in the industry and has been at the forefront of celebrating the marriage of banking and technology, recognising excellence and innovation in the use of IT in financial services worldwide and the people who make it happen.Nominations are currently open for this year’s awards, so if you’d like to showcase and acknowledge your pioneering projects, technologies, and leadership initiatives that are shaping the future of finance, this is your chance to do so.Click here to submit your nominations > https://informaconnect.com/banking-tech-awards/We have 50 categories to choose from, including Banking Tech Project awards, Excellence in Tech awards, and Leadership awards. You can view the full list of categories here. Nominations close on 9 August.If you’re interested in any sponsorship opportunities, contact Sam Hutton at sam.hutton@fintechfutures.com to learn more.For more information about the upcoming PayTech Awards USA and to submit your nominations, click here > https://informaconnect.com/paytech-awards-usa/To find out more about the winners of this year’s Banking Tech Awards USA ceremony, click here >https://informaconnect.com/banking-tech-awards-usa/
In the latest episode of the What the FinTech? podcast, we’re joined by Zac Maufe, Head of Regulated Industries at Google Cloud, to discuss cloud core modernisation and the challenges of migrating tech stacks to the cloud, as well as the impact generative AI is having in the financial services sector.Zac and FinTech Futures editor Paul Hindle cover the key points banks need to consider when modernising tech stacks and migrating to the cloud, along with the best strategies to carry out a core transformation programme to limit the risks involved.The pair also discuss the big use cases for generative AI in financial services and what the future might hold for the technology amid the evolving regulatory landscape and the emergence of new capabilities.And finally, we find out what fintech buzzword Zac wants to free from our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Andy Lowe, EMEA Head of Business Development for Technology at Bank of America, to discuss the key digital innovation and technology trends in the financial services sector and how the relationship between fintechs and banks has changed over the last decade.
In the latest episode of the What the FinTech? podcast, we’re joined by Bivu Das, UK Managing Director at cryptocurrency exchange Kraken, to discuss how the crypto landscape has evolved in the UK in the two years since the government laid out its vision for the country to become a global crypto asset technology hub.Bivu and FinTech Futures editor Paul Hindle take a look at the progress the country has made so far and what more can be done to achieve this goal, the state of play of UK crypto regulation and how the country compares to other nations, the key use cases or focus areas for crypto and Web3 technology, and the potential role crypto can play in the UK’s financial system moving forward.And finally, we find out what fintech buzzword Bivu wants to throw into our Fintech Jail!Disclaimer: The information provided in this podcast is for editorial and journalistic purposes only and does not constitute financial advice, and should not be treated as such. Cryptocurrency is a volatile and high-risk asset and FinTech Futures does not recommend investments of any kind.
In the latest episode of the What the FinTech? podcast, we’re joined by Sonali Divilek, Head of Digital at Chase, to find out more about how consumer attitudes towards digital banking in the US have changed in recent years.Sonali and FinTech Futures editor Paul Hindle take a look at some of the key consumer trends highlighted in Chase’s recent Digital Banking Attitudes Study and the factors behind these, as well as how banks can respond to shifting consumer demands and tap new technologies to boost areas such as personalisation to ensure their digital channels are meeting customers’ wants and needs.We hear more about the work Chase has been doing in this area, as well as how the bank is looking to strike a balance between digital and physical banking with its branch strategy.And finally, we find out what fintech buzzword Sonali wants to free from our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Dirk Marzluf, Chief Operating and Technology Officer at Banco Santander, to learn more about the development and deployment of the bank’s self-built core banking solution Gravity.Dirk and FinTech Futures editor Paul Hindle cover how the project came about, how the bank has gone about building Gravity and the steps involved in getting this project completed, the challenges involved in migrating to a new core, and the key benefits for both customers and the bank in having its own in-house core platform powering its operations.And finally, we find out what fintech buzzword Dirk wants to cast into our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Gilbert Verdian, CEO of Quant, to learn more about blockchain technology and its evolving role in the financial services space.Gilbert and FinTech Futures editor Paul Hindle take a look at some of the big emerging trends including tokenisation and its use cases within banking and capital markets, the rise and future of central bank digital currencies (CBDCs), and the potential benefits of programmable payments for consumers amid the rise in digital wallet usage and digital transactions.And finally, we find out what fintech buzzword Gilbert wants to cast away in our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Pinar Alpay, Chief Product and Marketing Officer at identity solutions provider Signicat, to learn more about digital identity and its relationship with financial services, as well as the work that companies such as Signicat are doing in the space.Pinar and FinTech Futures editor Paul Hindle discuss the evolution of digital identity over the last few years, how banks and other financial services firms are looking to adopt the technology, the digital identity landscape across Europe in light of the EU’s digital identity wallet pilots, the importance of instilling trust among users, and of course the challenges around fraud given the increasing use of AI and deepfakes and what companies can do to combat this.And finally, we find out what fintech buzzword Pinar wants to cast into - and break out of - our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Dr Philip Intallura, Head of Quantum Technologies at HSBC, to learn more about quantum computing and the impact the growth and maturation of the technology could have on financial services.Phil and FinTech Futures editor Paul Hindle demystify how the technology works, dive into its key use cases and benefits in areas such as cybersecurity, and discuss what the wider industry needs to do to prepare for a quantum-enabled future. We also hear more about how HSBC has been experimenting with quantum computing and how it’s looking to utilise the technology in its operations.And finally, we find out what fintech buzzword Phil wants to cast into our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Jack Pouderoyen, Innovation Manager at Swift, to chat about tokenisation and its potential use cases in financial services, as well as the importance of blockchain interoperability in removing hurdles to its adoption moving forward.Jack and FinTech Futures editor Paul Hindle discuss the proof of concept Swift conducted with Chainlink and a dozen other financial institutions and market infrastructures on blockchain interoperability, which involved leveraging the Swift network to transfer tokenised assets across public and private blockchains, as well as the key takeaways Swift has learned from its experiments and what’s next in the pipeline.And finally, we find out what fintech buzzword Jack wants to cast into our Fintech Jail!
In the first episode of season five of the What the Fintech? podcast, we’re joined by Hangwi Muambadzi, Principal and Head of Africa at CommerzVentures, to discuss the flourishing fintech scene in Africa, including the key trends and development areas being seen in different markets across the continent.Hangwi and FinTech Futures editor Paul Hindle discuss the technologies and verticals that are seeing the most investment activity, some key advice for founders when it comes to scaling a new start-up in Africa, the parallels between the European and African fintech ecosystems, and the areas of growth to keep an eye on looking forward.And finally, we find out what fintech buzzword Hangwi wants to lock away in our Fintech Jail!
In the final episode of season four of the What the FinTech? podcast, FinTech Futures editor Paul Hindle is joined by writer, podcaster and banking technology veteran Dharmesh Mistry to take a look back at some of the biggest trends to come out of 2023 and discuss what the new year might bring for the sector.The pair cover topics including generative AI, core banking modernisation, the state of the global economy and its impact on the banking sector, fintech funding trends, cryptocurrency and much more.And finally, in the spirit of the holidays, Paul and Dharmesh decide to each release an incarcerated buzzword from our Fintech Jail (and cast another one away for good measure)!The What the FinTech? podcast will return for season five in the new year. Stay tuned!Thanks as always to Orama for editing this podcast. You can find out more about Orama and the services they offer here. https://orama.tv/Take a look at our catalogue of episodes on the What the FinTech? homepage. https://www.fintechfutures.com/content-hub/what-the-fintech-podcast/
In the latest episode of the What the FinTech? podcast, we’re joined by Olivier Berthier, CEO of fintech firm Moneythor, to chat about personalisation in digital banking with a focus on its role in customer acquisition and activation.Olivier and FinTech Futures editor Paul Hindle discuss some of the key challenges banks are facing when it comes to customer acquisition and what it is they can be doing differently, how customer expectations of their banking experience have changed in recent years, and the growing importance of personalised banking services and the work Moneythor is doing in the field.And finally, we find out what fintech buzzword Olivier wants to lock away in our Fintech Jail!Thanks as always to Orama for editing this podcast. You can find out more about Orama and the services they offer here. https://orama.tv/Take a look at our catalogue of episodes on the What the FinTech? homepage. https://www.fintechfutures.com/content-hub/what-the-fintech-podcast/This episode is brought to you by Moneythor. https://www.moneythor.com/
In the latest episode of the What the FinTech? podcast, we’re joined by Monica Eaton, founder and CEO of Chargebacks911, to learn more about chargebacks and how consumer behaviour has evolved in recent years with Black Friday and the holiday season shopping surge on the horizon.Monica and FinTech Futures editor Paul Hindle discuss how chargebacks can impact businesses, the rise of chargeback fraud and how it can be combatted, and the work companies such as Chargebacks911 are doing in the field to ease chargeback management for businesses.And finally, we find out what fintech buzzword Monica wants to lock away in our Fintech Jail!What the FinTech? | S.4 Episode 21 | Managing chargebacks and payment disputesThanks as always to Orama for editing this podcast. You can find out more about Orama and the services they offer here. https://orama.tv/Take a look at our catalogue of episodes on the What the FinTech? homepage. https://www.fintechfutures.com/content-hub/what-the-fintech-podcast/This episode is brought to you by Chargebacks911. https://chargebacks911.com/
In the latest episode of the What the FinTech? podcast, we’re joined by Betsy and Daniel Cohen, SPAC specialists and co-founders of US investment company Cohen Circle, to discuss the future of SPAC mergers for companies looking to go public after the method fell out of favour in recent years following a boom in activity over 2020/21.Betsy, Daniel and FinTech Futures editor Paul Hindle delve into the current sentiment in the industry around SPAC mergers and whether we may see a new wave of popularity as economic conditions improve. We also take a look at the venture capital scene and the notable fintech investment trends to come from this year, as well as how Cohen Circle has looked to approach its investment strategy at a time when global funding activity has slowed down.And finally, we find out what fintech buzzword Betsy and Daniel want to lock away in our Fintech Jail!Thanks as always to Orama for editing this podcast. You can find out more about Orama and the services they offer here. https://orama.tv/ Take a look at our catalogue of episodes on the What the FinTech? homepage. https://www.fintechfutures.com/content-hub/what-the-fintech-podcast/
In this special episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures’ US correspondent Heather Sugg is joined by Scot Lenoir, Chairman of Evolve Bank & Trust, to discuss how financial institutions, fintechs, and regulators alike are adapting to regulatory modernisation and how the company is working with regulators to create safe and reliable products customers can use confidently.Now more than ever, it is becoming clear the importance of starting with a strong foundation and meeting regulatory requirements from the start. Embracing market change can help to ensure the long-term success of a company and allow for the continuation of financial services provided to vast communities.Thanks as always to Orama for editing this podcast. You can find out more about Orama and the services they offer here. https://orama.tv/Take a look at our catalogue of episodes on the What the FinTech? homepage. https://www.fintechfutures.com/content-hub/what-the-fintech-podcast/This episode is brought to you by Evolve Bank & Trust. https://www.getevolved.com/
In the latest episode of the What the FinTech? podcast, we’re joined by Teresa Cameron, Finance Director at payments solutions provider Clear Junction, to discuss the need for evolution in cross-border payments to boost efficiency and speed up processing.Teresa and FinTech Futures editor Paul Hindle delve into how innovations in blockchain, payments tokenisation and crypto could streamline and forge a path forward for cross-border transactions, the geographical challenges that come into play and the shifting regulatory environment around digital assets, and the work Clear Junction is doing in the payments space.And finally, we find out what fintech buzzword Teresa wants to lock away in our Fintech Jail!Thanks as always to Orama for editing this podcast. You can find out more about Orama and the services they offer here. https://orama.tv/ Take a look at our catalogue of episodes on the What the FinTech? homepage. https://www.fintechfutures.com/content-hub/what-the-fintech-podcast/This episode is brought to you by Clear Junction. https://clearjunction.com/
In the latest episode of the What the FinTech? podcast, we’re joined by Arthur Ribakovs, Director of Financial Partnerships at payment service provider Ecommpay, to discuss how business’ expectations of open banking have shifted in recent times and the role fintechs are playing in the evolution of the space.Arthur and FinTech Futures editor Paul Hindle discuss the current state of play of open banking in the UK, the key advancements businesses want to see from open banking to meet new customer demands, and the need for greater collaboration in the sector to ensure the UK remains at the forefront of open banking innovation.And finally, we find out what fintech buzzword Arthur wants to lock away in our Fintech Jail!hanks as always to Orama for editing this podcast. You can find out more about Orama and the services they offer here. https://orama.tv/Take a look at our catalogue of episodes on the What the FinTech? homepage. https://www.fintechfutures.com/content-hub/what-the-fintech-podcast/ This episode is brought to you by Ecommpay. https://ecommpay.com/
In the latest episode of the What the FinTech? podcast, we’re joined by Andrea De Gottardo, CEO of UK digital bank Kroo, to chat about how banks in the UK have been responding to rising interest rates and what they should be doing more of to meet customer needs as the cost-of-living crisis rages on.Andrea and FinTech Futures editor Paul Hindle also discuss whether more transparency is needed in the space to help customers choose the right bank for them and the challenges of scaling a new digital bank amid tough macroeconomic conditions.And finally, we find out what fintech buzzword Andrea wants to lock away in our Fintech Jail!Thanks as always to Orama for editing this podcast. You can find out more about Orama and the services they offer here. https://orama.tv/Take a look at our catalogue of episodes on the What the FinTech? homepage. https://www.fintechfutures.com/content-hub/what-the-fintech-podcast/
In the latest episode of the What the FinTech? podcast, we’re joined by Nicola Anderson, CEO of FinTech Scotland, to chat about the country’s burgeoning fintech scene.
Nicola and FinTech Futures editor Paul Hindle discuss some of the key fintech trends in the country and which areas are seeing the most traction, as well as how FinTech Scotland is pushing to make the country one of the top five fintech hubs in the world and its plans for achieving that goal.
And finally, we find out what fintech buzzword Nicola wants to lock away in our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Helene Panzarino, Director of the Centre of Digital Banking and Finance at the London Institute of Banking and Finance (LIBF), to chat about the growing issue of financial vulnerability in the UK.
Helene and FinTech Futures editor Paul Hindle discuss the characteristics of financial vulnerability and the factors driving it, what financial institutions need to change to ensure they understand the needs of vulnerable consumers and what they should be doing more of to protect them, and the impact the FCA’s recent Consumer Duty regulation might have in the push for more consumer protection in financial services.
And finally, we find out what fintech buzzword Helene wants to lock away in our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Casey Denby, VP of Sales at US tech firm Zenarate, to chat about AI simulation training and how the technology can be used by banks and financial institutions to train call centre staff to deal with a multitude of scenarios.
Casey and FinTech Futures editor Paul Hindle also discuss the impact the AI boom is having on job creation, the core use cases for the technology specifically within banking and fintech and what the future might hold for AI, as well as the work Zenarate has been doing in the field.
And finally, we find out what fintech buzzword Casey wants to lock away in our Fintech Jail!
Thanks as always to Orama for editing this podcast. You can find out more about Orama and the services they offer here. https://orama.tv/
Take a look at our catalogue of episodes on the What the FinTech? homepage.
This episode is brought to you by Zenarate. https://www.zenarate.com/
In the latest episode of the What the FinTech? podcast, we’re joined by Rajesh Gupta, CFO of UK business bank OakNorth, to chat about the UK’s “missing middle” – established small-to-medium enterprises (SMEs) that are looking to scale, but are overlooked or underserved by incumbent banks and alternative lenders – and what banks should be doing more of to ensure they’re supporting their business clients through the current economic climate.
Rajesh and FinTech Futures editor Paul Hindle also discuss the current business banking landscape in the UK, the impact factors such as rising interest rates are having on businesses looking to scale and the risks for lenders, as well as how banks such as OakNorth have been approaching their lending activities of late.
And finally, we find out what fintech buzzword Rajesh wants to lock away in our Fintech Jail!
Thanks as always to Orama for editing this podcast. You can find out more about Orama and the services they offer here. https://orama.tv/
Take a look at our catalogue of episodes on the What the FinTech? homepage. https://www.fintechfutures.com/content-hub/what-the-fintech-podcast/
In the latest episode of the What the FinTech? podcast, we’re joined by Whikie Liu, Strategy Director, Capital Markets at Swift, to chat about the pain points in corporate actions processing and how Swift has been experimenting with blockchain technology to solve some of the challenges in this area.
Whikie and FinTech Futures editor Paul Hindle discuss the potential of blockchain and tokenisation when it comes to addressing the inefficiencies in current corporate actions processing workflows, the key takeaways Swift has learned from its experiments, and what this might mean for the future.
And finally, we find out what fintech buzzword Whikie wants to break out of our Fintech Jail!
Thanks as always to Orama for editing this podcast. You can find out more about Orama and the services they offer here. https://orama.tv/
This episode is brought to you by Swift. https://www.swift.com/
In the latest episode of the What the Fintech? podcast, we’re joined by Simon Boonen, fintech partnership lead at ING, to discuss the growing need for collaboration between banks and fintechs in the rapidly evolving financial services arena and how big banks such as ING approach partnerships, innovation and digital transformation.
Simon and FinTech Futures editor Paul Hindle discuss the recent news that the fintech sector is predicted to see sixfold growth in revenue from $245 billion to $1.5 trillion by 2030 and what this could mean for bank and fintech partnerships, as well as what banks look out for in their partners and some of the key innovation areas of focus today.
And finally, we find out what fintech buzzword Simon wants to break out of our Fintech Jail!
In the latest episode of the What the FinTech? podcast, we’re joined by Ben Morfoot, Director of Product Management at GoCardless, to chat about how the rise in bank payments could mark the end for plastic cards and how new technologies have helped boost the popularity of bank payments with both businesses and consumers.Ben and FinTech Futures editor Paul Hindle discuss how businesses can utilise bank payments and their key use cases, how advancements in embedded finance and open banking have enabled payment service providers to offer these methods to meet growing demand, and what the future looks like for the digital payments space.And finally, we find out what fintech buzzword Ben wants to throw into our Fintech Jail!This episode is brought to you by GoCardless.
In the latest episode of the What the FinTech? podcast, we’re joined by Marion King, chair and trustee of the Open Banking Implementation Entity (OBIE) and non-executive director at payments company Cashflows, to chat about the current state of play and next steps for open banking in the UK following the much-anticipated release of the Joint Regulatory Oversight Committee’s recommendations.Marion and FinTech Futures editor Paul Hindle discuss whether the new recommendations can help the UK maintain its position as a leader in the open banking space, whether concerns around the lack of clarity in the country’s vision for open banking have been alleviated, and whether there’s a way to monetise open banking amid concerns from banks about the lack of commercial returns.We also find out what’s next for the OBIE, dive into some of the trends and developments in the digital payments space, and discuss how the fintech sector should be doing more to reduce the gender pay gap.And finally, we find out what fintech buzzword Marion wants to throw into our Fintech Jail!
In the latest episode of the What the Fintech? podcast, we’re joined by Keith Costello, co-founder, president and CEO of Florida’s Locality Bank, to discuss the upcoming Banking Tech Awards USA, taking place on Thursday 1 June 2023 at 583 Park Avenue in New York.Awards judge Keith and FinTech Futures editor Paul Hindle discuss what to look forward to at the event, fintech and digital banking trends and the current banking landscape in the US given what has been an eventful start to the year.And finally, we find out what fintech buzzword Keith wants to cast away in our Fintech Jail!To find out more information about this year’s Banking Tech Awards USA and to view all the awards categories and finalists.Link - https://informaconnect.com/banking-tech-awards-usa/ If you’re interested in attending the awards ceremony in New York on 1 June, you can book your place here, or email awards@fintechfutures.com for more information.Book your place link: https://informaconnect.com/banking-tech-awards-usa/purchase/select-package/ If you’re interested in any sponsorship opportunities, click here or contact Sam Hutton at sam.hutton@fintechfutures.com to learn more.Sponsorship link: https://informaconnect.com/banking-tech-awards-usa/sponsorship/ For more information about the upcoming PayTech Awards USA and to submit your nominations.Link: https://informaconnect.com/paytech-awards-usa/ Thanks as always to Orama for editing this podcast. You can find out more about Orama and the services they offer here.Link: https://orama.tv/ Take a look at our catalogue of episodes on the What the FinTech? homepage.Link: https://www.fintechfutures.com/content-hub/what-the-fintech-podcast/
In the latest episode of the What the FinTech? podcast, we’re joined by Sarah Hinkfuss, Partner at Bain Capital Ventures, to chat about the recent downturn in fintech funding activity and the current trends in the venture capital space.Sarah and FinTech Futures editor Paul Hindle discuss declining fintech valuations, how Bain has looked to navigate the current climate and its strategy moving forward, what the year ahead might hold for fintechs looking to raise funding and areas to keep an eye on.And finally, we find out what fintech buzzword Sarah wants to throw into our Fintech Jail!
In the latest episode of the What the Fintech? podcast, we’re joined by Charlotte Crosswell, chair of the newly-formed Centre for Finance, Innovation and Technology, a new private sector-led body, with government funding, designed to join the dots between UK fintech players.Charlotte and FinTech Futures reporter Alex Pugh discuss how CFIT will attempt to level up the whole of the UK fintech sector, work with universities and start-ups, and address the UK’s labour crunch.And finally, we find out what fintech buzzword Charlotte, somewhat controversially, wants to consign to our Fintech Jail!
In the latest episode of the What the Fintech? podcast, we’re joined by Nicholas Soo, regional head of payments products Asia at HSBC, to chat about the raft of global activity surrounding central bank digital currencies, or CBDCs.Nicholas and FinTech Futures editor Paul Hindle discuss the different types of CBDCs currently being explored (including the UK’s proposed ‘digital pound’), their pros and cons as well as potential use cases.And finally, we find out what fintech buzzword Nicholas wants to break out of our Fintech Jail!
In the latest episode of the What the Fintech? podcast, we’re joined by patented inventor and AI/AR specialist Miguel Navarro to chat about how the recent explosion in popularity of generative AI services such as ChatGPT could impact the financial services sector.Miguel and FinTech Futures editor Paul Hindle discuss the use cases for generative AI in banking, the growth and future of conversational AI, potential use cases for augmented reality (AR), virtual reality (VR) and the metaverse in banking, and the new patents that Miguel has been working on.And finally, we find out what fintech buzzword Miguel wants to lock up in our Fintech Jail!
In the second episode of season four of the What the Fintech? podcast, we're joined by Nika Kurdiani, deputy CEO at TBC Bank and CEO of Space International, which offers digital challenger Space Bank in Georgia.Nika and FinTech Futures reporter Alex Pugh discuss the role of bank branches -- and their closure -- in a world of digital banks from both incumbents and upstarts alike, how financial inclusion can be boosted through digitalisation, and what technologies and strategies Space is utilising to meet the needs of 21st century banking customers.Lastly, we'll discover what clumsy portmanteau Nika wishes to banish to our Fintech Jail.Bank closure link: https://www.fintechfutures.com/2023/02/more-banking-hubs-and-pods-earmarked-for-uk-as-branch-closures-continue/Digital bank incumbent link: https://www.fintechfutures.com/2023/02/jp-morgan-reportedly-planning-german-digital-bank-offering/
In the opening episode of season four of the What the Fintech? podcast, we’re joined by Leda Glyptis, chief client officer at 10x Banking and long-time FinTech Futures columnist, to chat about Leda’s new book - Bankers Like Us: Dispatches from an Industry in Transition - which will be launching on Wednesday 1 February and is available to order from the Routledge website, links are below.Leda and FinTech Futures editor Paul Hindle discuss some the key themes of the book, the writing process, and the potential for a sequel. We also hear Leda’s thoughts on diversity and inclusion in banking, tips for dealing with toxic workplaces, and the current state of play for core banking.And finally, we find out what fintech buzzword Leda wants to lock up in our Fintech Jail!To celebrate the launch of Bankers Like Us, Leda will be unveiling the book and signing free copies at a launch event taking place in Blackfriars, London on Wednesday 1 February.The event is invite only. If you would like to attend, please register your interest here – places are very limited and not guaranteed. Our team will be in touch if you have been accepted on the guest list.Pre-order link: https://www.routledge.com/Bankers-Like-Us-Dispatches-from-an-Industry-in-Transition/Glyptis/p/book/9781032202037Register interest for the launch party: https://www.fintechfutures.com/2023/01/exclusive-global-launch-of-leda-glyptis-book-bankers-like-us-dispatches-from-an-industry-in-transition/
In the final episode of season three of the What the FinTech? podcast, FinTech Futures editor Paul Hindle and reporter Alex Pugh take a look back at some of the biggest news stories and trends to come out of 2022 and discuss what the new year might bring for the sector.The pair cover topics including fintech job cuts, the state of fintech funding, the evolution of climate tech and its role in financial services, what’s next for crypto, the growing emergence of CBDCs and the metaverse.And finally, in the spirit of the holidays, Paul and Alex decide to each release a previously incarcerated buzzword from our Fintech Jail!The What the FinTech? podcast will return for season four in the new year. Stay tuned!
In this episode of the What the Fintech? podcast, we’re joined by Amreen Sodhi, head of digital product, payments and loyalty at Scotiabank, to discuss the current banking landscape in Canada and what the new year might hold in terms of its development.Amreen and FinTech Futures editor Paul Hindle take a look at current digital banking trends in the country, new developments and initiatives in the space, and how banking has evolved over the last year both from a bank and customer perspective.For our News in Numbers segment, we cover the recent news that a group of US banking sector heavyweights, working with the Federal Reserve Bank of New York, has launched a proof of concept (PoC) for a regulated digital asset settlement platform.And finally, we find out what fintech buzzword Amreen wants to lock up in our Fintech Jail!
In this episode of the What the Fintech? podcast, we’re joined by Kirsty Morris, managing director at Barclaycard Payments, to discuss the trends and developments in online payments over 2022 and what the future might hold for the space.Kirsty and FinTech Futures editor Paul Hindle discuss how customer expectations around the online payment experience have changed over the year, the importance of personalisation and balancing speed with security and how merchants can look to enhance their payments journey.And finally, we find out what fintech buzzword Kirsty wants to cast into our Fintech Jail!
In this episode of the What the Fintech? podcast, we’re joined by Gaurav Sethi, chief product and strategy officer for Citizens Pay, to discuss what the future looks like for buy now, pay later (BNPL) following its surge in popularity in recent years.Gaurav and Fintech Futures editor Paul Hindle discuss current trends in the sector, what to expect from planned industry regulation and the use of BNPL as an omni-channel marketing solution for merchants.And finally, we find out what fintech buzzword Gaurav wants to spring out of our Fintech Jail!
In this episode of the What the Fintech? podcast, we’re joined by Louise Hill, co-founder and chief operating officer at GoHenry, to discuss the importance of financial education for children.Louise and FinTech Futures editor Paul Hindle discuss how firms such as GoHenry are looking to address the growing financial literacy gap for 6-18-year-olds, the benefits of prioritising financial education from a young age and the company’s planned European expansion.And finally, we find out what fintech buzzword Louise wants to cast into our Fintech Jail!
In this episode of the What the Fintech? podcast, we’re joined by president and CEO of Women’s World Banking (WWB), Mary Ellen Iskenderian, to discuss how providing access to financial services across the world can ensure women not just survive, but thrive.Mary Ellen and FinTech Futures reporter Alex Pugh discuss how the world’s largest network of microfinance institutions and banks marries a macro and local approach, the cultural and economic roadblocks that prevent women accessing to financial services, how to tackle ‘app islands’, the war in Ukraine, and the effects of the pandemic on women gaining access to the financial ecosystem.Lastly, we discover what fintech buzzword Mary Ellen wants to liberate from Fintech Jail.
In this episode of the What the Fintech? podcast, Gabriele Columbro, founder and executive director of FINOS, the Fintech Open Source Foundation, joins us to discuss how open source approaches can revolutionise financial services.Gabriele and FinTech Futures reporter Alex Pugh begin by drilling down into some stats and figures from a recent white paper on the global fintech landscape before taking a look at the European Central Bank's initiative to explore the potential for a digital Euro that, with its emphasis on collaboration and innovation, has all the hallmarks of open source.In the Q&A section, the pair touch on whether fintech founders are just ‘bankers in hoodies’, bloated middle management pushback against change, how open source approaches live up to the utopian ideals of the internet (and nascent Web3), the secret sauce that binds the disparate members of FINOS together and the importance of baking in standards to protect consumer data. And a whole lot more.Lastly, we find out what industry buzzword or jargon phrase Gabriele wants to consign to our Fintech Jail.
In this episode of the What the Fintech? podcast, we’re joined by Greg Palmer, vice president and host of Finovate, a demo-first showcase of the latest innovations in financial and banking technology, to discuss the upcoming FinovateFall conference taking place in New York from 12 to 14 September.
Greg and FinTech Futures editor Paul Hindle discuss how the Finovate conferences have grown over the last decade and what new initiatives have been lined up for this year’s fall event, as well as some of the fintech discussions and upcoming technologies that Greg is most excited about.
And finally, we find out what fintech buzzword Greg wants to cast into our Fintech Jail!
In this episode of the What the Fintech? podcast, we’re joined by Kim Symmons, head of design at UK business bank Mettle, to discuss how new challenger banks can continue to compete with traditional FIs as the latter ramp up their transition to digital.
Kim and FinTech Futures editor Paul Hindle kick off by discussing the recent news that former Chancellor Lord Philip Hammond has reportedly been appointed to the advisory board of the provisionally named Fintech Growth fund, a £1bn venture to invest in financial technology start-ups.
For the Q&A section, the discussion covers the different factors that can come into play when it comes to customers choosing their banks and how new firms can stand up and be noticed, as well as what the future of digital transformation looks like for retail and business banking.
And finally, we find out what fintech buzzword Kim wants to cast into our Fintech Jail!
In this episode of the What the Fintech? podcast, we’re joined by NMD+ founder and FinTech Futures columnist Dave Wallace to discuss green initiatives and what financial services could be doing to help bring down carbon emissions and tackle climate change.
Dave and FinTech Futures editor Paul Hindle discuss the recent heatwave in the UK and Europe, new eco-focused developments in the financial services space, how companies are looking to achieve net-zero targets and what more they can be doing, and the environmental impact and future of cryptocurrency.
And finally, we find out what fintech buzzword Dave wants to cast into our Fintech Jail!
In this episode of the What the Fintech? podcast, we’re joined by Jay Swanston, chief platform officer at savings, investing and money management app, Moneybox.
In our News in Numbers section, Swanston discusses both how money management apps are booming during the cost-of-living crisis, and, on the other side of the coin, how Canadian wealthtech Wealthsimple has shed 12% of its workforce as the market contracts. Lots of volatility in the space, but also plenty of opportunity as consumers look for ways to make what money they have work harder for them.
For the main discussion, Swanston and FinTech Futures reporter Alex Pugh discuss how Moneybox is differentiating itself in a crowded space through diversified products and services, countering humans’ inability to think ahead, the popularity and importance of ESG, and the impact of historically low, but now rising, interest rates on money management apps such as Moneybox.
And, finally, we will learn which industry buzzword Swanston has consigned to Fintech Jail!
In this episode of the What the Fintech? podcast, we’re joined by Jethro MacDonald, product manager, artificial intelligence and machine learning at SmartStream.
In this episode of the What the Fintech? podcast, we’re joined by Aaron Davis, director of product marketing at OneSpan.
In our News in Numbers section, Aaron discusses a recent Finovate Spring 2022 panel in which Aite-Novarica Group’s Jim Mortensen revealed 30% of consumers surveyed in a recent study said they enrolled in digital financial services over the pandemic for the first time.
For the main discussion, Aaron and FinTech Futures editor Paul Hindle discuss digital transformation in the wealth management space. The discussion covers industry dynamics and prevalent digital trends including the adoption of hybrid models to meet shifting customer preferences, as well as the work OneSpan is doing in this field.
And finally, we find out what fintech buzzword Aaron wants to cast into our Fintech Jail!
This episode is brought to you by OneSpan.
In this episode of the What the Fintech? podcast, we’re joined by Claire Gates, chief commercial officer at PPRO. In our News in Numbers section, Claire discusses the growing prevalence of local payment methods, with around 77% of goods and services purchased online through e-commerce now being paid for using various local payment methods. For the main discussion, Claire and FinTech Futures editor Paul Hindle discuss global payment trends and innovations within the space. We learn more about which payment methods are gaining the most traction in different areas of the world and what the future looks like for digital payments. And finally, we find out what fintech buzzword Claire wants to cast into our Fintech Jail!
In this episode of the What the Fintech? podcast, we’re joined by David Vergara, senior director of product marketing at OneSpan.
In our News in Numbers section, David discusses the recent announcement that Lloyds Banking Group is set to shutter a further 60 high street branches across the UK in 2022 and how more and more people are switching to the convenience of digital banking.
For the main discussion, David and FinTech Futures editor Paul Hindle discuss passwordless technologies and their usage within the banking and fintech space. We learn more about the development and evolution of passwordless authentication and dive into key elements such as security, trends and how firms can look to adopt a passwordless approach.
And finally, we find out what fintech buzzword David wants to cast into our Fintech Jail!
In this episode of the What the Fintech? podcast, we’re joined by Kevin Levitt, head of financial services and global industry business development at Nvidia.
In our News in Numbers section, Kevin discusses how US banks have closed a record number of retail branches in 2021. This is against a backdrop of increasingly mobile and digital-first banking, on both sides of the Atlantic, as the twin forces of digitisation and Covid-19 have led more people to bank online.
For the main discussion, Kevin and FinTech Futures reporter Alex Pugh discuss how AI fights fraud, the ways in which employees interact with conversational AI in a remote-first world, how fintechs are using AI for portfolio optimisation and the ways in which institutions are weeding out bias in AI. Kevin also discusses some of the findings in Nvidia's research report, The State of AI in Financial Services.
For the FinTech Jail segment, Kevin makes the case to liberate “Artificial Intelligence / AI” from jail. Despite the hype surrounding this particular buzzword, it's a strong case!
In this episode of the What the Fintech? podcast, we’re joined by Wayne Scott, regulatory compliance solutions lead at NCC Group.
In our News in Numbers section, Wayne discusses the recent announcement that HSBC UK is to close 69 branches across the country as more customers continue to switch to mobile and online banking, and what the future of banking might look like.
For the main discussion, Wayne and FinTech Futures editor Paul Hindle discuss risk mitigation, particularly software resilience and software escrow in relation to the PRA regulations around outsourcing and third-party risk management coming into effect on Thursday 31 March. We also find out more about the work NCC is doing in this field and the evolving regulatory landscape for financial institutions.
And finally, we find out what fintech buzzword Wayne wants to cast into our Fintech Jail!
In this episode of the What the Fintech? podcast, we’re joined by Bill Verhelle, CEO and founder of QuickFi.
In our News in Numbers section, Bill discusses the importance of APIs and their key role in digital banking after a new Cornerstone Advisors report revealed around 40% of banks currently don’t have an API strategy.
For the main discussion, Bill and FinTech Futures editor Paul Hindle discuss some of the main issues with current financing/lending models and the challenges small and medium-sized businesses (SMBs) face when it comes to borrowing. We also find out more about the work QuickFi is doing in this field to tackle these challenges and the company’s technical development journey.
And finally, we find out what fintech buzzword Bill wants to cast into our Fintech Jail!
In this episode of the What the Fintech? podcast, we’re joined by Tony Coleman, chief technology officer at cloud banking platform Temenos.
In our News in Numbers section, Tony discusses the importance of collaboration following the news that TSB and banking technology platform provider BankiFi have teamed up to launch a new app to enable small businesses to receive quicker payments and to better manage their business finances. We also chat more about the burgeoning digital banking space after D360 became the third digital bank in Saudi Arabia to receive a licence from the central bank.
For the main discussion, Tony and FinTech Futures editor Paul Hindle discuss the advances in Temenos' open, composable banking platform and the partner ecosystem built around it. We also find out more about Tony’s work at Temenos and discuss how banking tech may evolve in the near future to keep driving the industry forward.
And finally, we find out what fintech buzzword Tony wants to cast into our Fintech Jail!
Welcome to the brand-new season of the What the Fintech? podcast! To kick off season three, we’re joined by John Natalizia, co-founder and CEO of Snoop, a smart money mobile app powered by open banking.
In our News in Numbers section, John talks to us about the growth of buy now, pay later (BNPL) and its extension into grocery shopping. We also discuss JP Morgan’s plans to spend $12 billion on technology over 2022 and the rise of tech spending as a whole across the banking industry.
For the main discussion, John and Paul discuss the role of money management apps in light of the cost of living crisis in the UK as well as the current state of affairs and trends in regards to open banking. We also find out more about John’s work at Snoop and how the firm is utilising open banking as it looks to help people spend, save and live smarter.
And finally, we find out what fintech buzzword John wants to cast into our Fintech Jail!
Annerie Vreugdenhil, chief innovation officer at ING, joins us for the latest episode of What the Fintech?
Annerie, who is also head of ING Neo, talks to us about the rise and rise of buy now, pay later (BNPL) firms and her opinion of how the budding industry sector is attracting the high customer numbers it is. We'll also talk about the CEO of M1 Finance and his purchase of a US regional bank.
For the main discussion Annerie and Alex focus on innovation in the industry. How does consolidating innovation help a bank grow? How does disseminating it across an institutions affect things? What about the integration of new fintechs? All this answered and more.
Don't forget to wait until the end to see what fintech buzzword the ING CIO wants thrown into our Fintech Jail!
Marina Goche, chief executive officer at Sentifi, joins us on this week's episode of the What the Fintech? podcast.
She's brought stats about the 2028, when the alternative data market is expected to reach a value of $69.3 billion. For the news in numbers we also chat about the 80% of securities Deutsche Bank plans to have digitised in 2023.
For the main discussion section we take on the world of alternative data. We chat about how it is underpinning a change across retail and institutional investment alike, and what its growth prospects look like.
As always, check out the Fintech Jail at the end of the show to hear what buzzword Marina may want to shut in the slammer, or rescue from their confinement!
Michel Breeuwer, general manager for the Benelux and Baltics at Mambu, joins us on this week's episode of the What the FinTech? podcast.
For the news in numbers segment of the show we discuss Google dropping its development of its Plex banking project, and the increase in operating losses for UK aggregation service Curve.
In our main discussion, Michel and Alex take on the subject of cloud banking and the deployment of outsourced technologies in the industry. We check in on where adoption has got to in the sector, what concerns are still coming up for clients, and what strategies FIs can use to ensure their projects are a success.
As always, check out the Fintech Jail at the end of the show to hear what buzzword Michel may want to shut in the slammer, or rescue from their confinement!
Suraya Randawa, head of omnichannel experience at Curinos, and Sarah Welch, managing director at Curinos, join us on this week's episode of the What the FinTech? podcast.
For the news in numbers we discuss the fact that 63% of Gen Z users trust large companies, and those who don't feel they behave without integrity. We also discuss the stat that trust in banks and digital banks has increased by 26% since the start of the pandemic.
Finally, we also take on the fact properly targeted email campaigns can increase click-through rates by 122%.
For our main discussion section we weigh in on the next generation of bankers. What are their needs? What features will really capture their attention, and are banks attempting the right strategies?
As always, check out our Fintech Jail at the end to hear what buzzwoods Suraya and Sarah want to put away!
Henrik Rosvall, CEO and founder of Scandinavian digital bank Dreams, joins us on What the FinTech? for this week's episode.
For our numbers-based stories this week we talked about the acquisition of buy now, pay later (BNPL) GreenSky by Goldman Sachs and how the European Banking Authority plans to improve its supervisory coverage of platform-based business models in Europe.
In the main discussion we talk to Henrik about the future of digital banking, what customers are looking for from their finance-focused mobile applications, and how Big Tech may be disrupting the way we bank in the future.
Stay tuned to the end to find out what Henrik wants to lock away in our buzzword prison, the Fintech Jail!
Ian Foley, partner at Level Ventures and resident cartoonist at FinTech Futures, joins us for this latest episode of our What the Fintech? podcast.
For our numbers-based news this week we talk about the investment by US Bank in a pair of venture capital firms, and also touch upon Standard Chartered setting aside $107 million for the setting up of a new challenger bank in Singapore.
For our main discussion section, Ian and Alex talk about the world of venture capital, and how it can often not be too dissimilar to the fintech industry. We touch on setting up a VC, how to get in the mind of a partner, and how the sector is tackling its own diversity problem.
Stay tuned to the end to find out what Ian wants to lock away in our buzzword Folsom, the Fintech Jail!
639322
Matt Phillips, vice president and head of financial services for UK and Ireland at Diebold Nixdorf, joins us for this latest episode of our What the Fintech? podcast.
In our news section we discuss the phasing out of the magnetic stripe by Mastercard, planned for 2033 and kicking off in the next few years. We also have a chat about the growing user numbers buy now, pay later (BNPL) firm Klarna is managing to rack up in the US market.
For our main discussion section we talk about self service banking, and what exactly that means in 2021. When it comes to meeting customer needs people are diverse. Is it better to specialise or generalise, and what is the utopian ideal?
Stay tuned for the end of the show, where we discover what buzzword Elena wants to lock away in our Fintech Jail!
Elena Barabanova, managing director at the settlement centre for VTB Bank, joins us on this episode of the What the Fintech? podcast.
For our news in numbers this week, Elena discusses the claim of the new Nexus project that its payments can be processed in under 60 seconds, and we talk about Western Union jettisoning its business solutions division.
In our discussion section we take on ISO 20022, and chat progress, implementation, and where the future lies for the cross-border sector. We also discuss VTB Bank's win at the PayTech Awards earlier this year.
Stay tuned for the end of the show, where we discover what buzzword Elena wants to lock away in our Fintech Jail!
Louisa Murray, chief operating officer for UK and Europe at Railsbank, joins us on this latest episode of the What the Fintech? podcast.
This week for our news in numbers we talk about the rising need for great talent at fintechs in London and UK, plus Plaid settling a class action over its open banking data gathering.
For your discussion segment we chat all about embedded finance, how it can be the future of the industry, what constitutes a good strategy for implementation, and just exactly what the definition of it is.
Stay tuned for the end of the show, where we discover what buzzword Louisa wants to lock away in our Fintech Jail!
Bradley Riss, chief commercial officer at Checkout.com, joins us on this latest episode of the What the Fintech? podcast.
This week for our news in numbers we talk about Visa's €1.8 billion acquisition of Tink, and the rising number of UK adults owning cryptocurrency.
For our discussion segment we chat payments data, and how it can form the basis for wholesale change in both sides of the industry.
Stay tuned for the end of the show, where we discover what buzzword Bradley wants to lock away in our Fintech Jail!
Subscribe to the FinTech Futures newsletter: https://bit.ly/2TWqSXV
Vroon Modgill, CEO and founder of Sokin, joins us on this latest episode of the What the Fintech? podcast.
This week we talk about the movement of Wise into India, and HSBC and ING pumping investment into BNPL player Divido.
In our discussion section we chat about the fate of remittances in the post-COVID landscape, and how the sector is ripe for disruption from digital players ready to help those in need of financial security and agility.
Stay tuned for the end of the show, where we discover what buzzword Vroon wants to lock away in our Fintech Jail!
Vincent Kilcoyne, executive vice president and head of product management at SmartStream, joins us on this latest episode of the What the Fintech? podcast.
For our news in numbers, Vincent talks about the huge numbers involved when financial institutions experience operational loss events, and how despite progress, it keeps happening. We also chat about the data breach at buy now, pay later giant Klarna.
In our discussion segment, we talk about what extent technical debt at financial institutions is holding them back, how FIs can go about unravelling the spaghetti of their legacy systems, and whether rip and replace is truly dead.
Stay tuned for the end of the show, where we discover what buzzword Vincent wants to lock away in our Fintech Jail!
Kunal Galav, regional director for EMEA at Mambu, joins us on this latest episode of the What the Fintech? podcast.
This week we talk about the six week deadline the Financial Conduct Authority has given e-money institutions and non-banks to clarify to their users they're not banks. We also chat about the cognitive barrier of poverty and how the unbanked and underbanked can be roughly treated by a financial system that can often forget about them.
In our discussion section we dive further into the topic of underbanked and unbanked. We take on the technological, sociological, and educational aspects of how financial services firms can empower their customers to interact with their finances.
Stay tuned for the end of the show, where we discover what buzzword Kunal wants to lock away in our Fintech Jail!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
James Herbert, founder and CEO of financial inclusion and wellbeing fintech Hastee, joins us on this latest episode of the What the Fintech? podcast.
This week we talk about HSBC paying up to get rid of its loss-making French businesses, Curve going crowdfunding just five months after raising a $95m Series C, and the French watchdog's 127-page warning about the power of Big Tech.
In our discussion section we chat with James about how earned wage access and financial inclusion has grown. We also cover what firms can do to ensure the needs of their customers and employees are met simultaneously.
Stay tuned for the end of the show, where we discover what buzzword James wants to lock away in our Fintech Jail!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
Riten Gohil, partner and co-founder at compliance and risk technology firm Sphonic joins us on this latest episode of the What the Fintech? podcast.
We cover a ranger of topics, including Mastercard acquiring Ekata in a $850 million deal, Robinhood's take on "elitist" regulators, and Santander's migration of its IT infrastructure to the cloud.
In our discussion section, we talk about whether fintech has grown "too cool for school" in its own opinion, and whether regulators need more support in terms of talent to better control a sector that can sometimes leave retail users behind.
Stay tuned for the end of the show, where we discover what buzzword Riten wants to lock away in our Fintech Jail!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
EngKok Chong, Chief Digital Officer at Infopro, joins us on this latest episode of the What the Fintech? podcast.
We talk about Indonesian fintech Alami acquires rural bank in $10m deal, Santander 111 UK branch closures as consumers go digital and our exclusive story on Revolut freezing $90k of investment manager’s account.
Chong provides his insight on Infopro's award-winning Best Core Banking Solution Technology and what is your strategy for AI in the future.
Tune in to find out his banished buzzword in another exciting rendition of “Fintech Jail”!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
Leena Iyar, chief branding officer at Moxtra, joins us on this latest episode of the What the Fintech? podcast.
We talk about Freetrade’s £50 million Series B fundraise and how 65% of UK financial institutions missed the UK Treasury’s gender representation targets. We also try and unpack the workplace harassment allegations against Goldman Sachs following the leaked survey by 13 first year analysts in its investment bank division.
Iyar provides her insight on Moxtra’s award-winning Digital Branch Solution technology and its plans for the future.
Tune in to find out her banished buzzword in another exciting rendition of “Fintech Jail”!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
What the Fintech? | S.2 Episode 7 | Class is in session
Tania Ziegler, senior research associate at the Cambridge Centre for Alternative Finance (CCAF), joins us on this latest episode of the What the Fintech? podcast.
We talk about the £12 billion proposed for the new UK infrastructure bank, which falls short of the £20 billion recommended by the government’s own commission. We also discuss SoFi’s acquisition of Golden Pacific Bancorp and unpack the discourse around Africa’s role in financial services as Nigeria’s Flutterwave lands unicorn status with $170m Series C.
Ziegler provides her insight around COVID-19’s impact on the fintech market from the CCAF’s latest research study.
Tune in to find out her least favourite buzzword in another exciting rendition of “Fintech Jail”!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
On this latest episode of the What the Fintech podcast, we are joined by Pablo Reyes, director of technology at Strands.
It’s all about the numbers as we unpack HSBC, Lloyd’s and Barclays’ latest financial results. We talk about how HSBC is exploring its options for its loss-making US retail arm, Lloyd’s tech spending programme amid a 72% profit dip and Barclays’ closure of Pingit.
Reyes provides his insights on open banking and the firm’s SAU Open Hub tech, which won the 2020 Banking Technology Award for the “Best Open Banking Solution” category.
Tune in to find out his plea to completely banish his least favourite buzzwords in another exciting rendition of “Fintech Jail”!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
What the Fintech? | S.2 Episode 5 | Rising to the top
Alexandra Boyle, head of strategic client group for Europe at OpenFin, joins us on this latest episode of the What the Fintech? podcast.
We talk about legacy technology and new players as the Financial Conduct Authority revealed that more than 90% of UK’s financial firms still rely on legacy tech. We also unpack IKEA’s recent purchase of a 49% stake in its financial services partner, Ikano Bank. We also examine why UK challenger, OakNorth, is facing £97 million in defaults from ten borrowers.
Boyle reveals her plans for the year and what OpenFin has in store in 2021.
Tune in to find out her surprising banished buzzword in another exciting rendition of “Fintech Jail”!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
What the Fintech? | S.2 Episode 4 | Tmrw never dies: digital banking in the ASEAN
Stuart Smith, head of regional engagement and user experience design at UOB’s TMRW Digital Bank, joins us on this latest episode of the What the Fintech? podcast.
We discuss Singapore’s iSTOX landing $50 million, and 86 400 becoming the second challenger to exit Australia with $169 million NAB merger. We also talk about Robinhood’s $3.4 billion fundraise as its co-CEO is about to face US politicians this month.
Smith reveals details of the tech behind the firm’s award-winning Tmrw Bank initiative by UOB.
Tune in to find out his banished buzzword in another exciting rendition of “Fintech Jail”!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
What the Fintech? | S.2 Episode 3 | Israel’s mobile lending tech scene
Shlomi Turgeman, founder and CEO of BTB Israel, joins us on this latest episode of the What the Fintech? podcast.
We talk about GameStop’s “stonks” saga and how online brokers are halting its trade. We also celebrate US Black History Month with a brief primer on Black banking in America as Black-owned US challenger, Greenwood Financial, hit 500,000 sign-ups in 100 days.
Turgeman provides us with a bit more background on the B-Match tech that won Banking Technology’s “Best Use of IT in Private Banking and Wealth Management” award. He also share his insight on the Israeli mobile banking and lending scene.
Tune in to find out his interesting banished buzzword in another exciting rendition of “Fintech Jail”!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
The latest episode of the What the Fintech? podcast features, Jack Baldwin, CEO at financial software provider, BHMI.
We discuss the share price offered by NCR for Cardtronics stock and unpack Visa’s failed merger with Plaid. We also talk about buy now, pay later (BNPL) firms as the San-Francisco-based BNPL, Affirm, almost doubled its value after its initial public offering (IPO).
Baldwin provides us with a bit more background on BHMI’s “Best Real-Time Payments Solution” award during the 2020 Paytech Awards, and how its Concourse technology addresses back office processing for real-time payments.
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
Happy New Year! Welcome to a brand-new season of the What the fintech? podcast. Dean Snyder, executive vice president and head of business solutions at Automated Financial Systems (AFS), joins us to usher in the new year and new season.
We discuss the Financial Conduct Authority’s warnings about bitcoin and how its survey results that found 4,000 financial security firms being at risk of failing due to the pandemic. We also unpack BBVA shutting down Simple after paying $117 million for it in 2014 and explore its other shuttered ventures.
Snyder tells us about the firm’s award-winning “Best COVID-19 Response by Fintechs” technology for its Paycheck Protection Program (PPP) commercial lending offering. The head of business solutions also shares his thoughts on the biggest challenges to banks in commercial lending over the next few years.
Tune in to find out his head-scratching banished buzzword in another exciting rendition of ‘Fintech Jail’!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
Ruby Hinchliffe joins us on this special edition of What the fintech, where we relay our industry highlights of 2020.
Instead of our regular news in numbers, each of us chose our one number of the year. From RON 20,000 ($4,832.68) being frozen on a Revolut account, to Lanistar’s $150 million valuation and a whopping $2 trillion in suspicious transactions uncovered in the FinCen Files leaks.
We each unpack our top story of the year and relay our favourite piece of fintech gossip.
Tune in to hear our ultimate buzzwords of the year on the season finale of ‘Fintech Jail’!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
The latest episode of the What the Fintech? podcast features Vinoth Jayakumar, partner at Draper Esprit.
We talk about Uber’s latest finance-related projects and PNC’s acquisition of Spanish bank BBVA’s US subsidiary for $11.6 billion. We also explore the rise of fraud amid COVID-19 global lockdowns as Ghimob, a new strain of banking malware, is targeting banks, fintechs, and cryptocurrency exchanges around the world.
Jayakumar provides his insight on specific areas in the industry he sees thriving, despite the high level of market volatility such as the business-to-business (B2B) and business-to-consumer (B2C) sectors.
Tune in to hear his surprising buzzword on another rendition of ‘Fintech Jail’!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
Nina Mohanty, executive at Klarna and co-host of Breaking Banks Europe podcast, joins us on this latest episode of the What the Fintech? podcast.
We talk about the Financial Conduct Authority’s (FCA) report that revealed how a staggering 12 million people are in danger of low financial resilience due to the economic effects of the coronavirus pandemic. We also unpack how COVID-19 is fuelling a boom for Africa-focused money transfer companies.
Mohanty shares her research findings on financial inclusion, specifically around the most vulnerable people in our communities from women, people of colour and refugees.
Tune in to hear her interesting buzzword on another rendition of ‘Fintech Jail’!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
This special episode of the What the Fintech? podcast features Tudor Goicea, chief revenue officer (CRO) at the PayTech Award winning firm, TypingDNA.
We discuss the number of fines financial institutions experienced for anti-money laundering (AML) failures, Yandex and Tinkoff’s recent merger scrap, and Ant gaining regulatory approval from Hong Kong and Chinese regulators for its initial public offer (IPO) dual listing.
The CRO tells us about the firm’s award-winning “Best Smart Payments Solution” technology and breaks down what typing authentication is all about. We also dissect a few reasons behind potential cyberattacks and fraud, as Goicea offers his advice on precautions we can all take to stabilise our financial security.
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
The latest episode of the What the Fintech? podcast features Manuel Silva Martinez, general partner at Mouro Capital (formerly known as Santander Innoventures).
We analyse the consequences of HMRC’s £3.5 billion furlough payments that were sent in error and JP Morgan firing a collection of employees for illegally siphoning money from COVID-19. We also discuss what Jane Fraser’s appointment as Citigroup’s new chief executive officer (CEO) means for the industry.
Martinez shares his insight on venture capital (VC) culture and unpacks the shift from Santander Innnoventures to Mauro Capital.
Tune in to find out his three banished buzzwords in another exciting rendition of ‘Fintech Jail’!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
The latest episode of the What the Fintech? podcast continues to be brought to you remotely, featuring Travis Skelly, director of venture investing at Citi Ventures.
On this episode, we analyse the growth of the buy now, pay later firms and discuss the recent decision by the UK Competition Markets Authority to greenlight the Visa and Plaid deal. Skelly shares his thoughts on how Citi Ventures evaluates ecommerce companies and the sector’s trajectory in the wake of the coronavirus economic crisis.
Tune in to find out his surprising two-fold banished buzzword in another exciting rendition of ‘Fintech Jail’!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
The latest episode of the What the Fintech? podcast is brought to you remotely, featuring Matt Sattler, head of HSBC’s innovation labs.
On this episode, we examine the levels of M&A activity in the fintech space this year and dissect the financial losses of Revolut, Starling Bank and Monzo. Sattler reveals what it takes to land a commercial contract with the bank and offers his insight on how “data explainability” can help tackle bias in artificial intelligence.
Tune in to find out his eyebrow raising banished buzzword in another exciting rendition of ‘Fintech Jail’!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
Although parts of the UK have gone back on lockdown whilst others are loosening up their rules, the team is still erring on the side of caution by bringing you What the Fintech? as a remotely recorded podcast. This time, we used the opportunity to take our podcast across the continent to catch-up with Ivan Glazachev, chief operating officer at Yandex Money in Russia.
We explore the recent initial public offerings from Chinese fintechs such as Lufax and Ant Financial and analyse the reasons behind the low rates of success of innovation hubs/ sandboxes. Glazachev also gives us his insight on the evolving relationship between Sberbank and Yandex and discusses upcoming financial inclusivity initiatives in the country.
Tune in to discover this CEOs banished buzzword in another exciting rendition of ‘Fintech Jail’!
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
Despite the UK beginning to reopen, the team veered on the side of caution, continuing to bring you What the Fintech? as a remotely recorded podcast. On this episode, we welcome Theodora Lau, founder of the boutique fintech consultancy firm, Unconventional Ventures.
We examine the lack of diversity within the financial services industry in the wake of the Black Lives Matters movement. Lau also provides her take on artificial intelligence (AI), specifically its discriminatory tendencies and the consequences this has for marginalised groups, individual rights and corporations.
Tune in to find out which exciting buzzword Lau nominated for sentencing in our ‘Fintech Jail’!
Although pubs and restaurants opened in the UK to much fanfare, the latest episode of the What the Fintech? podcast remains a remotely recorded endeavour, featuring Sam O’Connor, co-founder and CEO of Coconut.
On the episode, we dissect the dramatic details of the Wirecard accounting fraud scandal and potential ramifications it has on the fintech industry. O’Connor also shares his insight on the recent Plaid and Finicity acquisitions and what it means for open banking.
Tune in to find out which buzzword Sam nominated for sentencing in our ‘Fintech Jail’!
Special Guest - Sam O’Connor, Co-Founder and CEO, Coconut Hosted by - Alex Hamilton, Deputy Editor, FinTech Futures Co-Hosted by - Sharon Kimathi, Editor, FinTech Futures
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
The latest episode of What the Fintech? is brought to you remotely, featuring Sophie Guibaud, chief growth officer at OpenPayd.
On this episode, we examine the low-interest rate savings market as Goldman Sachs closes Marcus to new users, whilst other savings providers are slashing their rates. We also explore how big technology companies have been moving away from facial recognition software in the wake of Black Lives Matter protests which have highlighted the technology’s tendencies to discriminate. Guibaud also offers her take on COVID-19s effects on payment systems in Europe.
Tune in to find out her eyebrow raising banished buzzword in another exciting rendition of ‘Fintech Jail’!
Special Guest - Sophie Guibaud, Chief Growth Officer, OpenPayd Hosted by - Alex Hamilton, Deputy Editor, FinTech Futures Co-Hosted by - Sharon Kimathi, Editor, FinTech Futures
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
The latest episode of What the Fintech? is brought to you remotely, featuring Victor Trokoudes, co-founder & CEO of Plum, a UK-based savings app.
On this episode, we explore Western Union’s potential union with MoneyGram and how consolidation is impacting traditional players in the paytech market. We also unpack Softbank’s $100 million fund that "will only invest in companies led by founders and entrepreneurs of colour" and the push for greater diversity in funding. Trokoudes also offers his insights on how the coronavirus pandemic has affected people’s savings and spending habits.
Tune in to find out his banished buzzword in another rendition of ‘Fintech Jail’!
Special Guest - Victor Trokoudes, Co-founder & CEO, Plum Hosted by - Alex Hamilton, Deputy Editor, FinTech Futures Co-Hosted by - Sharon Kimathi, Editor, FinTech Futures
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
The latest episode of What the Fintech? is brought to you remotely, featuring our very own fintech expert, Greg Watts. He is CEO of Findr, the AI matching platform for fintechs and their partners, and founder of Demand Creation Partners, a London-based growth consultancy that helps fintechs and paytechs scale up their operations.
On this episode, we discuss Monzo’s latest valuation and Softbank’s annual operating loss of JPY 1.36 trillion ($13 billion). Watts also provides his insight on creating a start-up amidst a global pandemic.
Tune in to find out his banished buzzword in another rendition of ‘Fintech Jail’!
Special Guest - Greg Watts, CEO, Findr Hosted by - Alex Hamilton, Deputy Editor, FinTech Futures Co-Hosted by - Sharon Kimathi, Editor, FinTech Futures
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
The latest episode of What the Fintech? is brought to you remotely, featuring our guest Stephanie Brennan, CEO of the investment trading app, Evarvest. Brennan reveals the timeline of Evarvest’s launch in the UK and tells us about the latest fintech developments in Lithuania.
Find out this CEO’s top investment tips amid the coronavirus and hear her thoughts on Robinhood’s outages during one of the so-called “best trading days” of the year.
And of course, tune in to find out her banished buzzword in another rendition of ‘Fintech Jail’!
Special Guest - Stephanie Brennan, CEO, Evarvest Hosted by - Alex Hamilton, Deputy Editor, FinTech Futures Co-Hosted by - Sharon Kimathi, Editor, FinTech Futures
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
Sean Hunter, chief information officer (CIO) at OakNorth, joins us remotely on this latest episode of What the Fintech? We discuss the latest government initiatives addressing coronavirus in the fintech industry and how challenger banks are surviving in this turbulent climate.
Hunter provides his insight on partnerships and offers his advice to companies struggling to make the relationship work, following the Word Fintech Report’s latest research that highlights how 70% of fintechs don’t culturally or organisationally see eye-to-eye with their bank partner.
Stay tuned to find out what buzzword this CIO wishes to lock-up in our ‘Fintech Jail’.
Special Guest - Sean Hunter, Chief Information Officer, OakNorth Hosted by - Alex Hamilton, Deputy Editor, FinTech Futures Co-Hosted by - Sharon Kimathi, Editor, FinTech Futures
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
The third episode of ‘What the Fintech?’ is brought to you remotely, featuring our guest Julian Sawyer, managing director for Europe at Gemini. Sawyer was also the chief operating officer at Starling Bank prior to his role at the digital currency exchange.
On this episode, we discuss the coronavirus pandemic and its effects on small and medium-sized enterprises and the rise of numberless cards. We also explore the increased involvement of regulators and governments around the world within the digital currency space and its potential use during the COVID-19 crisis.
Tune in to find out his banished buzzword in another rendition of ‘Fintech Jail’!
Special Guest - Julian Sawyer, Managing Director for Europe, Gemini Hosted by - Alex Hamilton, Deputy Editor, FinTech Futures Co-Hosted by - Sharon Kimathi, Editor, FinTech Futures
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
The second episode of ‘What the Fintech?’ comes to you from London in lockdown. Like many of our international audience, the team are working from home, but a little self-isolation won't stop us from bringing you brand new episodes thanks to remote recording, great guests and stimulating discussions.
On this episode, we welcome Nick Kerigan, the former managing director for future payments in Barclays. Together we review ‘Covid Credit’, the joint fintech project between 11:FS, Fronted and Credit Kudos that was created in just 48 hours. We also examine whether the coronavirus spells the end for cash. Tune in to find out this payment expert’s banished buzzword in another rendition of 'Fintech Jail'!
Special Guest - Nick Kerigan, former Director for Future Payments, Barclaycard Hosted by - Alex Hamilton, Deputy Editor, FinTech Futures Co-Hosted by - Sharon Kimathi, Editor, FinTech Futures
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech is brought to you by the team behind www.fintechfutures.com and the Banking Technology Magazine.
Welcome to the first episode of What the Fintech?, a brand new podcast from the team behind www.fintechfutures.com and the Banking Technology Magazine.
On our debut podcast, we welcome Nadia Sood, CEO of CreditEnable as our special guest. Together we discuss branch closures, data leaks, SME lending, how to treat borrowers and take a visit to the 'fintech jail', our very own lockup of banished buzzwords!
Special Guest - Nadia Sood, CEO, CreditEnable Hosted by - Alex Hamilton, Deputy Editor, FinTech Futures Co-Hosted by - Sharon Kimathi, Editor, FinTech Futures
Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter
What the Fintech? is a brand new podcast from the team behind www.fintechfutures.com and the Banking Technology Magazine.
We'll look at the news in numbers, cutting through the jargon and the noise. Along with special guests, we will also be discussing what’s caught our eye in Financial Technology.
Hosted by Alex Hamilton, Deputy Editor Subscribe to the FinTech Futures newsletter: www.bit.ly/ffpodnewsletter