Money & You with Michelle Perkins: Recent Episodes
UBNGO
Your connection with money should be one of the best relationships in your life. Is it? Certified coach and CEO of Limit Free Life, Michelle Perkins breaks down your relationship with money - offering tough love money tips and a money dating plan that focuses on lifting the barriers to success by uncovering underlying money beliefs, illuminating what’s driving money behavior, and paving the way for a better relationship with money and increased wealth. It’s time to take control. Michelle, along with her expert guests, offers insight and understanding from her own career journey that has taken ventures from zero to a Million $$ in five years.
We change, the world changes, and our careers can change. Michelle’s mission is to help ambitious, driven entrepreneurs and professionals move into (or better yet, create) work that satisfies the soul, creates the financial prosperity that they need and want, and empowers them to live the life they desire.
In this episode of Money and You, Michelle Perkins welcomes David Stein, host of the popular personal finance podcast Money for the Rest of Us and author of Money for the Rest of Us: 10 Questions to Master Successful Investing.
David brings a rare combination of deep investment expertise and thoughtful philosophy. Before launching his podcast, he served as chief investment strategist and chief portfolio strategist at Fund Evaluation Group, a $33 billion investment advisory firm. Today, he helps individuals become more confident investors through his writing, audio, video, and the Money for the Rest of Us Plus community.
Michelle and David explore a refreshingly grounded way to think about money — not just as numbers in an account, but as one form of life energy, alongside time, talent, relationships, and personal abundance. They discuss why money itself is “made up,” how our consumer culture keeps us chasing more, and why intentional spending can create more satisfaction than endless accumulation.
They also dive into practical investing principles, including why you should never invest in something you can’t explain, why diversification matters, what really drives stock market returns, and why boring, broad-based investing may be much wiser than chasing individual stocks or hot trends.
This episode is a thoughtful blend of money mindset, investment education, and real-life wisdom for anyone who wants more clarity, confidence, and peace around money.
In This Episode, We Discuss:
Why money is only one form of capital
* How to define abundance beyond dollars
* Why more productivity has not necessarily created more freedom
* How intentional spending can increase joy *
How investing stores life energy for the future *
The importance of understanding inflation *
Why you should never invest in something you cannot explain *
What really drives long-term stock market returns *
Why individual stock picking is harder than it looks * The importance of diversification inside a 401(k) *
* Why facing your numbers is the first step toward financial control
Key Moments
03:57 – Why money itself is “made up” and abundance is much bigger than money
06:21 – John Maynard Keynes’ prediction about work and abundance
10:45 – Michelle and David discuss intentional spending and quality over quantity
17:13 – David’s investing philosophy and the idea of living like you’re already retired
18:59 – Why investments need to earn more than inflation
19:54 – Never invest in anything you can’t explain
22:22 – What really drives stock market returns
26:11 – The risk of owning too much employer stock
30:51 – The “whole bowl of popcorn” analogy for diversified investing
35:53 – David’s final advice: slow down, understand what you own, and face your numbers “Face the music where you’re at.” — David Stein
About David Stein
David Stein helps individuals become better and more confident investors through his writing, audio, and video. He is the host of the personal finance podcast Money for the Rest of Us, which reaches more than 40,000 listeners per episode and has surpassed 10 million downloads.
David is also the author of Money for the Rest of Us: 10 Questions to Master Successful Investing and provides investment insights and model portfolios to members of the Money for the Rest of Us Plus community. Before launching the podcast, David served as chief investment strategist and chief portfolio strategist at Fund Evaluation Group, LLC, a $33 billion investment advisory firm.
Resources & Links
* Money for the Rest of Us: https://moneyfortherestofus.com
* Money for the Rest of Us Podcast: https://moneyfortherestofus.com/podcast
* Money for the Rest of Us: 10 Questions to Master Successful Investing: https://moneyfortherestofus.com/book
* Money for the Rest of Us Plus: https://moneyfortherestofus.com/plus Connect with Michelle Perkins & Limit Free Life®
If you enjoyed this episode, please subscribe, rate, review, and share it with someone who wants to feel more informed, empowered, and intentional with money.
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
What if building wealth isn't really about accumulating more money? In this thought-provoking episode of Money and You, Michelle Perkins welcomes David Stein, former Chief Investment Strategist at a $33 billion investment advisory firm and host of the acclaimed Money for the Rest of Us podcast.
Together they explore a refreshing perspective on money that goes far beyond investment returns. David shares why money is simply one form of capital—not the destination itself—and explains how true abundance comes from intentionally using all of our resources, including our time, relationships, talents, and life energy.
The conversation also dives into practical investing principles, why diversification still works, why chasing individual stocks is usually a losing game, and how slowing down your financial decisions often leads to better outcomes. Whether you're just beginning your investing journey or have been managing your finances for years, this episode offers timeless wisdom for creating both financial confidence and a richer life.
In This Episode You'll Learn
Why money is simply a tool—not the ultimate measure of wealth
* How defining abundance changes your financial decisions
* What the "hedonic treadmill" teaches us about spending
* Why buying fewer, higher-quality items often creates greater satisfaction
* How intentional spending improves both finances and happiness
* David's philosophy of "living like you're already retired"
* Why every investment should beat inflation over time
* How understanding what you own creates financial confidence
* * Why facing your financial reality—even when it's uncomfortable—is the beginning of freedom
Key Moments
03:55 – Why money is "made up" and abundance is much bigger than money
06:20 – John Maynard Keynes' prediction about the future of work
08:40 – The hedonic treadmill and why buying more never feels like enough
17:10 – David's investing philosophy: live like you're already retired
26:10 – The hidden risk of owning too much employer stock
29:30 – Why most people shouldn't try to beat professional investors
35:50 – Slow down, understand your investments, and face your numbers
Memorable Quotes
"Money itself is completely made up. It's simply a way to keep score."
"Our life energy, our relationships, and our talents are all forms of capital."
"We can be satisfied with less and actually experience more joy."
"Never invest in anything you can't explain."
"When you buy one stock, you're betting that you know more than everyone else."
"The goal isn't to become the smartest investor in the room. It's to become a confident one."
About David Stein David Stein is the host of the award-winning Money for the Rest of Us podcast, which reaches more than 40,000 listeners per episode and has surpassed 10 million downloads. His work has been featured by The New York Times, Forbes, Chicago Tribune, and U.S. News & World Report. Before founding Money for the Rest of Us, David served as Chief Investment Strategist and Chief Portfolio Strategist for Fund Evaluation Group, a $33 billion investment advisory firm. He is also the author of Money for the Rest of Us: 10 Questions to Master Successful Investing and provides investment education through the Money for the Rest of Us Plus community.
Resources & Links
* Money for the Rest of Us: https://moneyfortherestofus.com
* Money for the Rest of Us Podcast
* Money for the Rest of Us: 10 Questions to Master Successful Investing
* Money for the Rest of Us Plus
Community Connect with Michelle Perkins & Limit Free Life® If you're ready to build a healthier relationship with money and create greater financial confidence, you'll find more resources, coaching, and conversations at Limit Free Life®. *
Website: https://limitfreelife.com
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
In this episode of Money and You, Michelle Perkins sits down with strategic franchise advisor Jeff Shafritz, founder of Franchise Guidance, to explore franchising as a practical and often overlooked path to business ownership.
Jeff has spent more than 30 years in the franchise world, including experience in franchise development, owning and exiting his own fitness franchise, and helping hundreds of executives, investors, and career changers evaluate franchise opportunities. In this conversation, he breaks down what franchising really is, who it’s best suited for, and how to think about it as a potential transition out of corporate life or into a more flexible income stream.
Michelle and Jeff discuss the benefits of buying into an established system, the importance of matching the business model to your strengths and lifestyle goals, and why the “hottest” franchise may not be the best fit for you. They also talk about emerging franchise categories, including wellness, longevity, senior care, fitness, home services, and what Jeff calls “boring businesses” that can be surprisingly strong opportunities.
This episode is especially helpful for anyone who is curious about entrepreneurship but doesn’t necessarily want to build a business from scratch.
In This Episode, We Discuss:* Why franchising can be a hybrid between employment and traditional entrepreneurship * How franchises reduce some of the heavy lifting of starting a business * Why fit matters more than chasing a trendy concept * The difference between established and emerging franchise brands * What types of franchises may work for people who want to keep their day job * Why service-based and “boring” businesses can be powerful opportunities * How AI may change the future of white-collar work and increase demand for hands-on service businesses * How franchisees can eventually sell or exit their business
Key Moments
03:46 – What franchising gives you that starting from scratch does not
08:13 – Why franchise fit matters more than popularity or trends
10:04 – The most important qualities of a successful franchise owner
16:08 – Current franchise categories Jeff finds interesting
17:28 – The appeal of “boring businesses”
19:26 – How AI may impact future business ownership opportunities
23:52 – Hiring, staffing, and leadership in service-based franchises
27:50 – What kind of investment franchising may require
39:35 – Exit strategies and scaling through multiple units
Memorable Quotes
“Franchising is for someone who wants to own their own business but may not have the idea, time, or desire to start something from scratch.” — Jeff Shafritz“
If it’s not a good fit for you operationally, or it doesn’t meet your lifestyle goals, you’re going to be frustrated with the business.” — Jeff Shafritz“
You could take a great operator in an average franchise and have more success than a great franchise with an average operator.” — Jeff Shafritz“
Once you know where you want to go, it’s a lot easier to find the vehicle to help you get there.” — Jeff Shafritz
About Jeff Shafritz
Jeff Shafritz is a strategic franchise advisor and founder of Franchise Guidance. With more than 30 years of experience across the franchise industry, Jeff has worked in franchise development, owned and exited his own fitness franchise, and advised hundreds of executives, investors, and career changers as they explore franchise ownership.Jeff helps people evaluate franchise opportunities based on their goals, strengths, financial parameters, lifestyle needs, and long-term vision — without hype or pressure.
Resources & Links
Connect with Jeff at:
- Franchise Guidance: https://www.franchiseguidance.com
Connect with Michelle Perkins & Limit Free Life®For more conversations about money, career, business, mindset, financial empowerment, and building a life with more freedom and intention:* Visit Limit Free Life®: https://limitfreelife.com * Book a Virtual Coffee Chat with Michelle: https://limitfreelife.com * Listen to Money and You on your favorite podcast platform * Watch episodes on the Limit Free Life YouTube channel
If you enjoyed this episode, please subscribe, rate, review, and share it with someone who may be thinking about business ownership, career change, or new ways to create income and independence.
In this episode of Money and You, Michelle Perkins welcomes Walter Miller, founder and owner of Norman Professional Services, for a refreshingly human conversation about accounting, financial literacy, cash flow, and what business owners really need to understand about their numbers.
Walter shares his unusual path from actor and English major to accounting advisor and fractional CFO, and how his background as a teacher and communicator shaped the way he works with entrepreneurs. His firm helps professional service business owners move beyond bookkeeping and tax preparation into true financial clarity.
Michelle and Walter discuss why so many successful business owners still feel embarrassed about what they don’t know, why financial shame keeps people from asking important questions, and how understanding your numbers can become a powerful tool instead of a source of stress.
They also explore practical topics like margins, cash vs. accrual accounting, choosing the right tax accountant, pricing, collections, cash flow problems, owner compensation, and Walter’s powerful “days of cash” metric — a simple way to understand how much financial breathing room your business or household really has.
This episode is especially valuable for entrepreneurs, service providers, and accidental business owners who are ready to stop avoiding their numbers and start using them to make better decisions.In This Episode, We Discuss:
* Why many business owners don’t understand their financial statements
* The shame and embarrassment that can come with not knowing your numbers
* Why successful entrepreneurs may still lack financial literacy
* The difference between bookkeeping, tax accounting, and business advisory work
* Why business owners should feel comfortable asking basic financial questions
* The danger of letting tax strategy drive operational decisions
* Why cash flow problems usually come from pricing, collections, spending, or a combination of all three
* How to calculate “days of cash”
* The emotional side of cash reserves
* Why your business is always “talking” to you through its numbers
Key Moments
09:21 – The client story that changed how Walter saw financial education
11:45 – Why business owners need accountants who welcome questions
14:39 – The pressure entrepreneurs feel to pretend everything is going well
19:53 – What good tax accounting service should include
22:07 – Why tax planning should not control operational decisions
24:57 – The three common causes of cash flow problems
29:34 – Walter explains the “days of cash” metric
33:21 – The emotional side of holding too much cash
42:57 – Walter describes his ideal client as the “accidental entrepreneur”
47:16 – What it means when your business is a “teenager”
Memorable Quotes“There was value to be delivered beyond the bookkeeping.” — Walter Miller“There’s a lot of embarrassment, sometimes shame, around what business owners do and do not know.” — Walter Miller“Your business is a really interesting conversation partner.” — Walter Miller“Its language is numbers.” — Walter Miller“We don’t blame a teenager because they have acne. We just say that’s part of being a teenager.” — Walter Miller
About Walter MillerWalter Miller is the founder and owner of Norman Professional Services, an accounting advisory and bookkeeping practice founded in 2004 and named after his beloved dog, Norman.Today, Walter and his team provide bookkeeping, accounting advisory, and fractional CFO guidance to owners of professional service companies who are ready to understand their numbers and grow their businesses. Their mission is to nurture prosperous relationships as trusted teachers, helping business owners become more financially literate and more confident in their decisions.Walter brings more than technical financial skill to his work — he brings a deep commitment to teaching, translating, and helping entrepreneurs understand what their businesses are trying to tell them.
Resources & Links
* Norman Professional Services: https://normanprof.com
* Connect with Walter Miller on LinkedIn: https://www.linkedin.com
Connect with Michelle Perkins & Limit Free Life®For more conversations about money, mindset, business, career, financial empowerment, and creating a life with more clarity and freedom:
* Visit Limit Free Life®: https://limitfreelife.com
* Book a Virtual Coffee Chat with Michelle: https://limitfreelife.com
* Listen to Money and You on your favorite podcast platform
* Watch episodes on the Limit Free Life YouTube channel
If you enjoyed this episode, please subscribe, rate, review, and share it with a business owner who could benefit from understanding their numbers with more confidence and less shame.
Ep 225: Infinite Banking: The Strategy That Changed My LifeIn this episode of Money & You, Michelle Perkins speaks with Kish Rao of KKR Wealth Group about the concept of infinite banking and how it can help people rethink the way they use, store, borrow, and build with their money, and how it changed the guest's life forever.
Kish shares his personal story of working long hours in the corporate tech world, commuting for hours each day, and wondering why his income was not translating into the financial freedom he expected. That frustration led him to discover infinite banking — a strategy built around specially designed dividend-paying life insurance policies that can create access, flexibility, and long-term control.
Together, Michelle and Kish explore why this concept can feel confusing at first, why whole life insurance often triggers skepticism, and how shifting the way we think about money may be just as important as shifting where we put our money.In This Episode:
Michelle and Kish discuss:
* What infinite banking is — and what it is not
* Why Kish says this is a financial strategy, not an investment
* How dividend-paying whole life insurance can be used as a personal banking system
* Why access, control, and flexibility matter in financial planning
* How people use this strategy for cars, college, emergencies, business opportunities, debt, and other life expenses
* Why borrowing against the policy is different from withdrawing money
* The mindset shift required to think differently about capital
* Why Kish introduced this concept to his own family
* How fear and confusion can keep people stuck in familiar financial systems
Key Takeaways:
One of the biggest themes in this conversation is control. Kish explains that many people are doing what they were told to do financially, yet still feel trapped by payments, debt, interest, and limited access to their own money and time.
Infinite banking offers a different way to think about money flow. Instead of sending money out and losing access to it, the idea is to build a pool of capital that can continue growing while still being available for use.
Michelle also highlights an important point: financial strategies often require more than information. They require a shift in how we think about money, risk, security, and possibility.
Featured Guest:
Kish Rao helps professionals and entrepreneurs rethink how they use their money so they can create more control, flexibility, and long-term financial growth. After more than three decades in the corporate world, Kish became passionate about helping others understand how money can work more effectively in their lives through infinite banking and capital control strategies.
Resources:
Book: Becoming Your Own Banker by Nelson Nash
KKR Wealth Group podcast resource page:
kkrwealthgroup.com
For more tools and conversations about money mindset, practical financial tips, confidence, and financial empowerment…
Subscribe to the “Money & You With Michelle Perkins” Podcast: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575
Please rate, review, and share the show with friends and family who want to feel more confident and in control of their financial lives — it really helps us!
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Community & Newsletter:
https://limitfreelife.com/newsletter/Learn more about Michelle Perkins & Limit Free Life®:https://limitfreelife.com
Have a money or career question? Book a free virtual coffee chat with Michelle:
https://limitfreelife.com/booking/?utm_source=chatgpt.com
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YouTube:The Limit Free Life Channelhttps://www.youtube.com/@michelleperkins-limitfreel2446
In this follow-up solo episode of Money and You, Michelle continues the conversation about financial preparedness and readiness—but this time focuses on the practical side of preparing for financial success.Following Part 1’s deep dive into mindset, identity, and emotional readiness, Michelle explores the daily habits, financial systems, and practical decisions that help reduce anxiety, build stability, and create long-term financial confidence.This episode is a grounded and compassionate reminder that financial well-being doesn’t come from perfection. It comes from awareness, consistency, preparation, and creating systems that support your future self.Michelle discusses why so many people avoid their money, how emotional overwhelm affects decision-making, and the simple actions that can dramatically improve your financial clarity and confidence over time.If you’ve been feeling overwhelmed, behind, disorganized, or unsure where to begin financially, this episode offers a calmer, more empowering way to approach money.In This Episode, Michelle Covers:
* Why mindset and practical action must work together
* How financial preparation creates emotional calm
* The importance of knowing your numbers
* Why avoidance is often the real source of money anxiety
* Building a spending plan instead of “random spending”
* Starting small with saving and financial habits
* Creating systems that reduce decision fatigue
* Using automation to simplify money management
* Why stability should come before growth
* Emotional overwhelm, consumer culture, and impulse spending
* Flexibility, resilience, and adapting when life happens
* The importance of asking better financial questions
Key TakeawaysPreparation Creates ConfidenceThe more prepared you are financially, the calmer and more capable you feel when opportunities or challenges arise.Know Your Numbers Without DramaYour numbers are information—not a judgment of your worth.Small Consistent Actions MatterFinancial stability is often built through small habits repeated consistently over time.Avoidance Fuels AnxietyMuch of the stress people feel about money comes from not looking at it directly.Stability Comes Before ExpansionEmergency savings, debt reduction, and organization create the foundation for future growth.Memorable Quotes from the Episode“You don’t necessarily need more money first. You need to prepare yourself for more money.”“Numbers always tell a story.”“We get very melodramatic with our money.”“It doesn’t actually matter as much that you’re not where you want to be yet. What matters is that you’ve got the steering wheel.”“Most of our anxiety around money simply comes from avoiding it.”Timestamps
* 1:38 — Recap of Part 1: mindset and emotional preparedness
* 5:44 — Why practical financial preparation matters
* 7:59 — The importance of starting now
* 9:31 — Know your numbers without emotional drama
* 12:59 — The core financial numbers everyone should know
* 14:48 — Why avoiding money creates anxiety
* 16:50 — Creating a true spending plan
* 19:20 — Why stability comes before growth
* 21:15 — Reducing financial decision fatigue
* 24:16 — Automating savings and debt payments
* 25:24 — Planning for real life and unexpected events
* 27:10 — Preparing yourself to receive more money
Resources & Mentions
* Michelle’s Vision Workbook: Link
* Money preparedness worksheets mentioned in the episode: https://limitfreelife.com/wp-content/uploads/2026/04/LFL-Financial-Prep-Guidelines.png
* Limit Free Life®
* Book a Free Virtual Coffee Chat with Michelle
Connect with Michelle PerkinsFor more conversations about money mindset, financial confidence, practical money strategies, and building a healthier relationship with money: Subscribe to Money and You Limit Free Life® Website
Join the Newsletter & Community
Michelle M. Perkins MBA on LinkedIn
Instagram @livealimitfreelifeIf this episode helped you, share it with someone who may be feeling stressed, overwhelmed, or avoidant around money. Sometimes one conversation can completely shift the way we approach our financial lives.
In this solo episode of Money and You, Michelle explores a powerful but often overlooked concept: preparation. Not just practical preparation with budgets, investing, or financial planning—but the emotional and mental preparation required to receive greater financial success.Inspired by the book How to Get Anything You Want, by Elsie Lincoln Benedict, Michelle dives into the connection between financial identity, mindset, readiness, and the opportunities we’re able to recognize and receive.Many people say they want more money, greater success, or financial freedom, but unknowingly remain emotionally unprepared for those outcomes. In this episode, Michelle explains how limiting beliefs, avoidance, fear, and negative self-talk quietly shape financial decisions—and how shifting your preparation can begin changing your financial reality.She also shares personal examples from her own business growth, discusses how preparation creates opportunity, and introduces practical ways to strengthen both your financial mindset and your financial structure.If you’ve ever thought:
* “I’m not good with money.”
* “I’m not ready yet.”
* “I’ll deal with it later.”
* “I can’t afford that.”
…this conversation may completely change the way you think about financial growth and readiness.In This Episode, Michelle Discusses:
* Why preparation is essential for financial success
* The difference between practical readiness and emotional readiness
* How your financial identity affects your outcomes
* The subconscious thoughts that block money growth
* Why waiting to “feel ready” often creates procrastination
* How preparation allows you to recognize and act on opportunities
* The importance of financial literacy and awareness
* Shifting negative money self-talk and limiting beliefs
* Increasing your emotional capacity to receive more wealth
* Why avoidance sends powerful signals about your relationship with money
Key Takeaways:Preparation Creates OpportunityFinancial success often requires preparation before the opportunity arrives—not after.Your Financial Identity MattersThe stories you tell yourself about money shape your decisions, behaviors, and outcomes.Awareness Is the First ShiftNoticing your thoughts, fears, and patterns around money is the beginning of transformation.Practical + Mindset Work Must Work TogetherBudgets, investing, saving, and planning matter—but mindset determines whether you sustain them.Memorable Quotes from the Episode“You don’t rise to the occasion. You fall to your preparation.”“We have to prepare so we can receive opportunities when they show up.”“If you are avoiding your money, you’re sending a message that you don’t really want to deal with it.”“Preparation is readiness.”Timestamps
* 3:37 — Why preparation matters more than most people realize
* 5:25 — Clarifying what financial success actually means to you
* 8:06 — Preparing for money before it arrives
* 9:55 — The balance between mindset and practical preparation
* 11:00 — Becoming aware of limiting thoughts and emotional reactions
* 15:44 — Your financial identity and self-perception
* 18:21 — Practical ways to build trust with yourself around money
* 21:41 — What you attract and what you’re prepared to receive
* 23:28 — Catching negative money language in real time
* 24:37 — Preview of next week’s Part 2 episode
Resources:
* How to Get Anything You Want
* Michelle’s Vision Workbook, Get it here:
* Limit Free Life®
* Book a Virtual Coffee Chat with Michelle
Connect with Michelle PerkinsFor more conversations about money mindset, financial confidence, practical money strategies, and creating a healthier relationship with money: Subscribe to the Money and You Podcast or watch on her YouTube Channel - Limit Free Life. Limit Free Life® Website
Join the Newsletter & Community
Michelle M. Perkins MBA on LinkedIn
Instagram @livealimitfreelifeIf this episode resonated with you, please share it with someone who could use a healthier, more empowered relationship with money. Reviews and shares help more people discover the show.
This episode of The Money and You Show dives deep into the hidden strategies of college funding with college funding financial expert Brian S. Eyster. The conversation reveals that paying for college isn’t just about saving—it’s about strategic planning, tax positioning, and negotiation.Brian challenges common assumptions around tools like 529 plans, exposes how colleges actually price tuition, and explains how families—regardless of income—can reduce costs dramatically. He emphasizes that most families either overpay or under-plan, often due to lack of knowledge, not lack of resources.The biggest takeaway: college funding is a strategy game—and those who understand the rules win.Brian is the founder of The Grad Process, a system designed to help families fund college intelligently while protecting their long-term financial stability and retirement goals. Drawing from both professional expertise and his own experience navigating college planning for his daughters, Brian shares practical insights into 529 plans, FAFSA strategy, tax positioning, negotiating with universities, scholarships, grants, and why timing matters more than most people realize.This conversation goes far beyond traditional college savings advice. Michelle and Brian discuss:
* Why many parents feel overwhelmed and avoid college planning
* The truth about 529 plans and their limitations
* How some families dramatically reduce college costs
* Why extending tax returns may help with financial aid strategy
* FAFSA vs. CSS Profile
* Negotiating financial aid offers with schools
* Tax strategies business owners should know
* The emotional side of college planning and money shame
* Why financial guidance in this area can create enormous long-term savings
Brian also explains how he helped reduce his daughter’s college costs from a $68,000 annual sticker price to roughly $11,000 per year through strategic planning and negotiation.If college funding feels confusing, stressful, or financially intimidating, this episode offers both practical guidance and reassurance that there are more options than most families realize.In This Episode We Covered:
* College financial planning
* Paying for college strategically
* FAFSA explained
* CSS Profile explained
* 529 plans
* College scholarships and grants
* Negotiating college tuition
* Tax strategies for college funding
* Student loans
* Business owner tax strategies
* Financial aid planning
* College planning for parents
* Retirement vs. college funding
Key Takeaways
* College sticker prices are often negotiable.
* Many private colleges discount tuition significantly.
* 529 plans can be useful — but they are not always the best or only strategy.
* Tax planning timing can impact financial aid opportunities.
* Parents should not assume they “make too much” to qualify for aid or discounts.
* Shame and avoidance often prevent families from exploring better options.
Memorable Quotes“Do not confuse the objective with the method.” — Brian Eyster.“The average discount for a private school is 56%.” — Brian Eyster.“Most people don’t know where to start. They’re embarrassed. Don’t be.” —Brian Eyster.“There are always options.” — Brian Eyster.What Michelle Shares in This Episode
* Her own experience saving for her children’s education
* Navigating a son returning to college later in life
* Why parents often delay or avoid college planning conversations
* The emotional stress and shame many families feel around money and education costs
Learn more about Brian Eyster. and his college funding strategies:
Essential Strategies* Website: https://essentialstrategies.net
Timestamps
* 01:40 — Why Michelle wanted to cover college finances on the show
* 02:45 — Meet Brian Eister and The Grad Process
* 05:45 — What families are feeling when college planning begins
* 07:30 — Why Brian spent years mastering college funding strategies
* 10:40 — How Brian reduced a $68,000 college bill to $11,000
* 15:15 — The truth about 529 plans
* 18:00 — Why Brian challenges traditional 529 advice
* 24:00 — Why extending tax returns can matter for college planning
* 28:45 — FAFSA timing and tax return strategy
* 33:00 — State reciprocity and changing 529 rules
* 35:00 — Using 529 plans to pay student loans strategically
* 38:00 — Why college offers are often negotiable
* 41:00 — How families can negotiate tuition offers
* 46:00 — Subsidized loans and misunderstood financial aid opportunities
* 48:30 — The emotional side of college planning and money shame
* 52:00 — How to connect with Brian and learn more ________________________________________
For more conversations about money mindset, practical financial strategies, confidence, and financial empowerment…Subscribe to the Money and You Podcast:
* Limit Free Life Website
* Join the Newsletter Community
* Book a Virtual Coffee Chat
* Michelle M. Perkins MBA on LinkedIn
* Limit Free Life Instagram - @livealimitfreelife
Please rate, review, and share the show with friends and family navigating college planning, financial decisions, and building a more confident relationship with money.
In this solo episode of Money and You, Michelle Perkins explores a powerful concept that has recently shifted the way she thinks about money, success, and personal growth: alignment.After a conversation with an energy alignment coach, Michelle began looking at money through a new lens — not just from a practical or strategic standpoint, or even mindset, but from an energetic and emotional one. In this episode, she unpacks what “money alignment” really means and why it may be the missing piece between setting financial goals and actually achieving them.Michelle shares how misalignment can quietly show up in:
* The way we think about wealthy people
* Our spending habits and financial decisions
* The disconnect between our goals and our beliefs
* Fear-based or impulsive money behaviors
* Trying to build a life based on what others want instead of what truly matters to us
Drawing from both her background as a former CPA and corporate finance executive and her years of coaching around money mindset, Michelle explains why financial success is about much more than budgets, investing, or strategy alone.This episode is an invitation to become more intentional, self-aware, and aligned with your values, your purpose, and the kind of life you truly want to create.In This Episode We Covered:
* Money alignment
* Financial mindset
* Relationship with money
* Energetic alignment and finances
* Values-based spending
* Intentional financial decisions
* Wealth and purpose
* Fear-based spending
* Financial self-awareness
* Journaling and money habits
* Vision setting with AI tools
* Personal growth and money
Key Takeaways
* Your financial decisions are deeply connected to your beliefs and emotions.
* Misalignment often happens when your goals and your internal beliefs conflict.
* Wealth and purpose are not opposites — they can support one another.
* Intentional spending creates more clarity, fulfillment, and financial flow.
* You cannot fully compartmentalize your personal life, business life, and financial life — the energy flows through all of them.
Memorable Quotes“Nothing works that well unless you have a really good relationship with your money.”“If your intentions are here, but your thinking is taking you over there… you’re going to miss.”“A purpose-driven life requires resources.”“You can be you and still have a lot of money.”Mentioned in This EpisodeMichelle references a Vision Prompting Workbook designed to help listeners:
* Clarify their vision
* Explore their goals and values
* Use AI tools to help organize and summarize their ideas
* Align business and personal goals more intentionally
The workbook link is included here: Timestamps
* 02:20 — What “alignment” actually means financially and emotionally
* 03:10 — The importance of self-awareness and money habits
* 04:00 — Why mindset matters more than financial knowledge alone
* 06:45 — Alignment between your values, goals, and money decisions
* 07:50 — How negative beliefs about wealthy people create misalignment
* 10:50 — Journaling prompts to uncover money misalignment
* 11:15 — Using AI to help create a life vision
* 13:00 — Limiting beliefs that block financial growth
* 14:25 — Values-based spending and intentional money choices
* 16:40 — Moving away from impulsive and fear-based financial decisions
* 18:00 — Why wealth can support a purpose-driven life
For more conversations about money mindset, practical financial strategies, confidence, and financial empowerment…Subscribe to the Money and You Podcast:
* Limit Free Life Website
* Join the Newsletter Community
* Book a Virtual Coffee Chat
* Michelle M. Perkins MBA on LinkedIn
* Limit Free Life Instagram- @livealimitfreelife
Please rate, review, and share the show with friends and family who want to feel more confident, intentional, and empowered in their financial lives.
In this episode of Money and You, Michelle Perkins sits down with international bestselling author and investing educator Robert Rolih to break down investing in a way that actually makes sense.Robert shares the painful financial loss that changed the course of his life after trusting advisors and investment products that quietly drained his wealth through hidden fees and risky strategies. That experience launched a deep journey into financial literacy, investing, and long-term wealth building that has now helped thousands of investors across more than 70 countries.Together, Michelle and Robert discuss:
* The hidden danger of investment fees
* Why ETFs are often a smarter choice than high-fee mutual funds
* How emotions and “herd mentality” impact investing decisions
* The psychology behind buying when others are fearful
* How AI tools like ChatGPT can help investors ask smarter questions
* Bitcoin, gold, diversification, and long-term investing strategy
* Why simplicity often outperforms complexity in investing
Robert also shares one of the most powerful lessons from his book:“Love risk when making money. Hate risk when investing money.”If investing has ever felt overwhelming, intimidating, or overly complicated, this conversation will help simplify the fundamentals and empower you to think more clearly about building wealth over time.In This Episode We Covered:
* Financial literacy
* Investment fees explained
* ETFs vs. mutual funds
* Long-term investing
* Bitcoin investing
* Investing psychology
* Fear & greed in the market
* AI and personal finance
* Diversification strategies
* Wealth building fundamentals
Memorable Quotes“Our brains are not built to understand the long-term effect of small fees that compound every year.” — Robert Rolih“People are drawn to the next shiny object in investing.” — Robert Rolih“Love risk when making money. Hate risk when investing money.” — Robert RolihResources & LinksLearn more about Robert Rolih and access his free investing masterclass:
* Robert Rolih Official Website
* The Million Dollar Decision on Amazon
Timestamps
* 07:00 — Robert shares how he lost most of his money trusting advisors
* 09:00 — The Brian Tracy conversation that changed everything
* 12:30 — The hidden danger of investment fees
* 14:50 — ETFs vs. mutual funds explained simply
* 18:45 — Using AI tools to understand your investments
* 26:30 — Herd mentality and emotional investing decisions
* 29:00 — Robert’s Bitcoin investing strategy
* 33:45 — Why ETFs are enough for most investors
* 35:45 — Gold, Bitcoin, bonds, and portfolio balance
* 39:15 — Why fear in the market can create opportunity
* 41:50 — Robert’s most important investing philosophy
For more conversations about money mindset, practical financial strategies, confidence, and financial empowerment…Subscribe to the Money and You Podcast or to the Limit Free Life YouTube Channel:
* Limit Free Life Website
* Join the Newsletter Community
* Book a Virtual Coffee Chat
* Michelle M. Perkins MBA on LinkedIn
* Limit Free Life Instagram: @Livealimitfreelife
Please rate, review, and share the show with friends and family who want to feel more confident and in control of their financial lives.
In this deeply inspiring episode of Money and You, Michelle welcomes back international speaker, mindset coach, bestselling author, and “Courage Giver” RJ Jackson, for a heartfelt conversation about courage, confidence, identity, and the emotional side of money.
RJ shares powerful wisdom about how our experiences shape our beliefs, why so many people tie their worth to their bank accounts, and how courage is something we build — not something we’re simply born with.
Together, Michelle and RJ explore the connection between money and identity, the impact of our words and self-talk, the dangers of comparison culture, and why surrounding yourself with supportive community can completely change the trajectory of your life.
RJ also vulnerably shares the story of a devastating car accident that left her with a traumatic brain injury and unable to speak after years of traveling the world as a renowned speaker. Her journey of rebuilding her confidence, purpose, and life became a living example of what she now teaches others: how to “see beyond the wreck.”
This episode is a reminder that your experiences do not define your future, your value is not tied to your finances, and it’s never too late to make a new decision about who you want to become.
In This Episode, We Cover:* Why courage is essential when it comes to money and life decisions * The difference between an excuse and an experience * How environment and upbringing shape our money beliefs * Why social media fuels comparison and insecurity * The connection between confidence and identity * The importance of watching the words we speak about ourselves * How RJ rebuilt her life after a devastating accident * Why community and support matter so much during difficult seasons * Investing in yourself versus tying your worth to material things * How to stop letting money define your identity
Memorable Moments & Quotes
“You don’t have to live where you’re dying, and you don’t have to die where you’re living.” — RJ Jackson“
It’s not an excuse — it’s an experience.” — RJ Jackson“You have everything you need in order to succeed. You’re just not sure how to use it.” — RJ Jackson“
The dog that I feed the most is going to win.” — RJ Jackson“
Your bank account is not your identity.” — Michelle Perkins
Timestamps:
01:39 – Welcoming back RJ Jackson, “The Courage Giver”
05:00 – Why courage matters in money and life
08:45 – Experiences vs. excuses
11:07 – The power of words and self-talk
14:00 – “The dog you feed the most will win”
18:50 – Social media, comparison, and confidence
22:30 – RJ shares her life-changing accident story
26:30 – Choosing to “see beyond the wreck”
29:20 – Why community matters
32:00 – Untangling money from identity
33:45 – Investing in yourself and your future
39:30 – Final encouragement and closing thoughts
RJ Jackson is an award-winning international speaker, executive mindset coach, bestselling author, and certified facilitator in anger management, conflict resolution, and world-class relationships. Known worldwide as “The Courage Giver,” she helps individuals and organizations live with greater clarity, confidence, and courage so they can lead with integrity and create meaningful impact.
Learn more about RJ and her free women’s community, “Her House,” at The Courage Giver
For more tools and conversations about money mindset, practical financial tips, confidence, and financial empowerment…
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Limit Free Life® NewsletterLearn more about Michelle Perkins & Limit Free Life®:
Limit Free Life® Have a money or career question? Book a free virtual coffee chat with Michelle:
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@livealimitfreelife YouTube: The Limit Free Life Channel
Limit Free Life YouTube Channel
Overthinking holds you back. Action moves you forward.In this solo episode of Money & You, Michelle Perkins explores how overthinking quietly keeps people stuck financially — even when they believe they’re being careful, responsible, or “doing their research.”If you’ve ever delayed calling a financial advisor, avoided looking at your numbers, postponed opening an investment account, or told yourself you need to learn more before taking action, this episode is for you.Michelle shares why overthinking often becomes a sophisticated form of avoidance, how fear and self-doubt influence financial behavior, and why small actions create far more momentum than endless analysis.This episode is a reminder that confidence with money doesn’t come from knowing everything first. It comes from moving forward.In This Episode
* The hidden financial cost of overthinking
* Why waiting for the “perfect plan” keeps people stuck
* How fear disguises itself as responsibility
* The difference between learning and avoiding
* Why emotions drive financial decisions
* How to create meaningful financial goals
* Small actions that build confidence and momentum
* Why your relationship with money needs regular attention
Episode Timestamps
00:00 – Why overthinking quietly costs us money
04:00 – The danger of waiting for the “perfect” financial plan
09:30 – Information overload, fear, and avoidance
14:00 – Why emotions drive financial decisions
18:30 – Creating clear financial goals and taking action
23:00 – Building a healthier relationship with money
27:00 – Final thoughts and your next step“
Thinking gets us pretty far. Learning gets us pretty far. But overthinking costs us money.”
Key Takeaways
1. Overthinking often disguises itself as responsibility. At some point, more thinking stops helping and starts delaying progress.
2. You do not need a perfect financial plan to begin: Confidence comes from movement, not from knowing everything in advance.
3. Small financial actions create momentum: One phone call, one account, one conversation, or one decision can begin changing your relationship with money
A Question to Take With YouWhere am I using “I need to think about it more” as a reason not to take the next step with my money?That question alone can reveal a lot.
Your Next StepChoose one financial action you’ve been delaying and do it this week.
* Not perfectly.
* Not completely.
* Just intentionally.
Movement builds confidence.
Michelle’s Invitation
If you have a money or career question you’ve been overthinking, Michelle offers a free virtual coffee chat — a casual, no-pressure 20-minute conversation where you can bring one thing you’re wrestling with and talk it through.
No judgment. No jargon. No sales pitch. Just clarity, ease, and a real conversation.
Book your free virtual coffee chat: https://limitfreelife.com/booking/
Connect With Michelle
If this episode resonated with you, share it with someone who may need encouragement around money, confidence, or taking the next step financially.
Join the Limit Free Life® newsletter community:
https://limitfreelife.com/newsletterLearn more about Michelle and Limit Free Life®:
https://limitfreelife.comConnect with Michelle:
Instagram: @livealimitfreelife
LinkedIn: Michelle M. Perkins MBA
YouTube: The Limit Free Life Channel:https://www.youtube.com/@michelleperkins-limitfreel2446
Episode 217: Your Knowledge Is an Asset: Turn What You Know Into 24/7 Income
In this podcast, Michelle hosted Justin Allan Montgomery, the founder of ProCourseStart and a provenexpert in turning professional expertise into scalable, high-margin continuing education businesses. A former nurse practitioner, Justin built and scaled The Elite Nurse Practitioner, an 8-figure educationplatform, giving him firsthand experience in what works—and what doesn’t.
Known for his blunt, no-nonsense style, Justin now teaches doctors, therapists, attorneys, chiropractors, and other credentialed professionals how to create real passive income without the marketing gimmicks. Through his blueprint and mastermind, he empowers others to build trust-based businesses that don’t depend on social media algorithms or influencer status. If you’re tired of the noise and want a straight path to monetizing your knowledge, Justin’s your guy.
We discussed the journey of transitioning from traditional employment to entrepreneurship, focusing on creating passive income through online courses. Justin shares insights about his experience making $200,000 a year but feeling tied to his job. He emphasizes the importance of developing a business that allows for financial freedom and the ability to impact others positively. The conversation highlights the challenges and strategies involved in building a course business, including the necessity of a clear value proposition and the effort required to maintain it. The discussion also touches on the speaker's evolution from creating content for nurse practitioners to diversifying into courses on tax reduction and asset protection. This episode is significant as it provides practical advice for aspiring entrepreneurs, illustrating the potential of course creation as a viable path to financial independence. The conversation reflects contemporary trends in entrepreneurship and the use of technology in business development.
00:01 - From time for $$’s to passive income
14:38 - Launching a course business
22:28 - Diversifying course offerings
31:07 - Building a course business
36:21 - Setting realistic business goals
Justin began by producing content targeted at other nurse practitioners, focusing on helping them start their own practices, and later decided to consolidate this knowledge into a course format.After creating around 20 courses, the speaker found it challenging to come up with new ideas and had to think creatively about additional topics that would still be relevant to their audience. expectations, suggesting that they should start with modest goals rather than aiming for an eight-figure business immediately.
Check out his brilliance if you have any interest in earning passive income by using your current expertise to teach others. https://procoursestart.com/
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In this episode of the Money & You Show, financial planners Russ Gaiser and Mike Hoeflich help couples transform Social Security from a risky guess into a strategic asset. They co-authored the #1bestseller “Beyond Break Even: The Essential Guide to Social Security Optimization” and lead Retirement Income HQ of America, where they build math-backed income plans that coordinate benefits, taxes, and portfolios.
Together, they teach national workshops and consult one-to-one, focusing on survivor protection, tax efficiency, and sequencing risk in retirement. Russ brings an MBA, the CFP® mark, and CSSCS expertise. Mike holds an MBA, the CSSCS and CLTC credentials, and has educatedthousands through workshops and radio. Their approach is simple andrigorous: lower the lifetime cost of retirement, safeguard the widow or widower, and turn anxiety into clarity.
They shared insights from their extensive experience in financial planning. They noted that many individuals lack awareness of how to effectively manage their wealth and Social Security benefits, leading to potential financial strain in retirement. The episode underscored the necessity of personalized planning and education regarding Social Security options, particularly for those who may not have a clear understanding of their entitlements. This conversation is vital as it aims to empower listeners with knowledge to make informed decisions about their retirement income strategies.
00:01 - Introduction to social security
11:13 - Understanding social security benefits
23:29 - Evaluating retirement income needs
31:21 - Wealth distribution strategies
40:56 - Navigating survivor benefits
46:02 - Resources for retirement planning
The hosts emphasize that claiming Social Security should not be seen as an obligation upon reaching eligibility but rather as a decision that requires careful consideration of various factors, including long-term financial planning.
Social Security optimization refers to the strategic approach of determining the best time to claim Social Security benefits to maximize income over a retiree's lifetime, taking into account factors like inflation and the financial needs of surviving spouses.
Many financial advisors may lack knowledge about Social Security claiming strategies and may hesitate to advise clients to spend down their wealth while waiting to claim benefits, which can lead to suboptimal financial decisions.
Key Takeaways:
* Timing Matters: Claiming Social Security at the right time can lead to significantly higher benefits over time.
* - Personalized Planning: Each individual's financial situation is unique; a tailored approach is essential for effective retirement planning.
* - Understanding Benefits: Many people are unaware of the various benefits available to them, including those related to widowhood and divorce.
Consultation Services: Russ and Mike offer complimentary consultations to help individuals navigate their Social Security options and retirement planning. https://incomeplanhq.com/contact/
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In this podcast episode, Michelle speaks with Canadian founder and CEO of Charitable Impact, an online giving platform to develop, navigate, and carry out one’s charitable goals in a unique and surprising way. John Bromley’s visionary leadership and innovation have indelibly reshaped the charitable sector in Canada and the options are available in the US as well.
Bromley’s career began in corporate finance, but a pivot into charity law revealed the obstacles standing in the way of charitable giving in Canada. Motivated to make giving more accessible and participatory, he founded Charitable Impact. He’s been challenging the status quo, and advocating for greater access, education, and dialogue ever since. Charitable Impact has proudly facilitated more than $1.5 billion in donations and is helping tens of thousands of Canadians discover their innate generosity, pursue their vision for change, and transform their giving habits. John is a two-time TEDx speaker, a Business in Vancouver Forty Under 40 winner, a soccer coach, and a doting father of two kids.
Michelle and John discussed the importance of engaging in charitable giving, regardless of one's financial status, emphasizing that individuals can start giving even with small amounts. John shared insights from his background, including his father's influence as a pioneer in charity law in Canada, and highlighted the concept of donor-advised funds (DAFs) as a practical tool for facilitating charitable contributions.
Focusing on how DAFs allow individuals to create a giving account, receive immediate tax benefits, and plan their charitable donations over time. This approach encourages people to overcome the "intention gap"—the disparity between the desire to give and actual giving behavior.
The discussion promotes a proactive attitude towards philanthropy, suggesting that anyone can contribute to societal change, fostering a culture of generosity and community involvement, while also reaping immediate tax benefits. The episode ultimately aims to inspire listeners to integrate charitable giving into their lives, regardless of their financial situation.
00:01 - Engaging in philanthropy early
09:41 - Understanding donor advised funds
20:52 - Bridging the intention gap
32:50 - Entrepreneurial attitude in giving
42:23 - Emotional decisions in charity
The intention gap refers to the discrepancy between what individuals intend to do regarding charitable giving and what they actually accomplish. The podcast highlights how many people have a desire to be charitable but struggle to take action. Tools like donor advised funds can help bridge this gap by providing a structured way to commit to giving.
Emotional decision-making is significant in charitable giving, as individuals often feel compelled to give without a structured approach. The podcast suggests that by using tools like donor advised funds, donors can make more intentional and thoughtful contributions, rather than giving sporadically based on emotional impulses.
The guest advocates for an entrepreneurial attitude towards giving, emphasizing that it's not about the amount donated but rather the act of starting to give. They compare the journey of becoming a donor to that of an entrepreneur, highlighting the importance of taking initiative and making charitable contributions a regular part of one's life, regardless of financial status.
Key Takeaways:
* DAFs as a Tool for Giving:Donor advised funds provide a structured way to manage charitable contributions while offering immediate tax benefits.
* - Charitable Giving is Accessible: Anyone can start giving, regardless of their financial situation. Small contributions can lead to significant impact over time.
* - Action Over Intention: Taking action towards charitable giving can bridge the intention gap and lead to a more fulfilling life.
* - Community Engagement: Contributing to local organizations and causes fosters a sense of community and personal responsibility.
John recently launched a new product called Charitable Allowance. It's a great tool to help kids learn about charitable giving and practice generosity. It provides a hands-on experience for children to explore charitable giving with their own giving account.
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In this podcast episode of "Money & You," host Michelle Perkins discusses financial literacy and empowerment, particularly for women, with guest Irene Kelly, a bilingual financial educator and investment advisor. Irene's experience as a Latina woman and her work with WEV, which focuses on economic and gender equity, shapes her commitment to addressing financial education through a lens of inclusivity and empowerment.
The episode underscores the importance of addressing financial education early, advocating for a shift from a scarcity to an abundance mindset. Irene notes that participants in their programs often experience a sense of agency and liberation as they confront their financial pasts and learn to navigate the financial system. The discussion also touches on the need for trauma-informed financial education and the role of community support in fostering financial empowerment.
This episode aims to dismantle financial taboos and promote inclusive financial education, ultimately helping individuals take control of their financial futures.
00:01 - Introduction to financial mindset
05:42 - Healing financial trauma
17:15 - Building wealth through support
28:35 - Empowerment and community growth
34:59 - Understanding credit basics
45:34 - Resources for financial empowerment
The podcast emphasizes starting financial education with mindset and personal financial history rather than conventional banking formulas, aiming to heal past financial traumas before moving on to practical financial skills.
Participants in WEV often struggle with feelings of discomfort around money conversations, limited financial literacy, and the need for support systems, which can hinder their ability to take proactive steps in their financial empowerment.
Community is portrayed as a vital support system that fosters openness and curiosity, helping individuals feel empowered to take charge of their financial paths and encouraging them to engage in meaningful money conversations.
Key Takeaways:
* Mindset Matters: Your relationship with money is foundational to your financial success. Healing past financial wounds can lead to a more empowered future.
* - Curiosity and Openness: Approaching financial education with curiosity leads to greater understanding and empowerment.
* - Community Support: Engaging with a community can provide the necessary support and encouragement to take charge of your financial journey.
* - Credit is one of our most powerful tools for building wealth: Deep dive into the challenges and opportunities around credit.
* - Invest in Yourself: Seeking expert help and investing in financial education is crucial for long-term financial health and well-being.
WEV offers virtual, free credit building and other financial empowerment courses as well as other resources - reach out to WEV at: https://www.wevonline.org/financial-empowerment/
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In the podcast episode of "Money & You," host Michelle Perkins and her guest, Brian Herriot (author, speaker, business coach and financial advisor), discuss how to emphasize the pursuit of time freedom even before financial independence. We typically hear that financial freedom brings us time freedom. What if we flip that script? Our guest suggested that a fulfilling work-life balance earlier can lead to better financial outcomes later, while enhancing your life now. The speakers explore how entrepreneurial skills can help individuals navigate their financial situations and the significance of understanding one's money personality.
They highlight the generational shift in attitudes towards work, with younger individuals seeking autonomy and flexibility in their careers. The episode underscores the need for practical financial planning and the importance of making proactive decisions about one's career and finances. This discussion is crucial as it addresses common financial obstacles and encourages listeners to rethink their approach to money and work, ultimately aiming for a more fulfilling life.
00:01 - Mindset and money connection
09:16 - Deciding to pursue freedom first
20:28 - Understanding money personalities
32:20 - Generational perspectives on work
37:50 - Book insights and resources
The host suggests that individuals should prioritize achieving time freedom first, as it can lead to financial freedom, rather than solely focusing on financial independence as a distant goal.
The podcast highlights that many entrepreneurial individuals enjoy their work and may not have a clear plan for retirement activities, suggesting that they should explore different lifestyles and interests before fully retiring. Money personalities refer to the different ways individuals relate to and manage money. They emphasize the importance of understanding one's money personality to improve financial habits and make informed decisions.
Key Takeaways:
Decision-Making:Making a conscious decision to pursue time freedom can lead to new opportunities and ideas.
Work and Passion:Finding work that you love and making it great can enhance overall satisfaction and financial success.Financial Awareness:
Understanding your money personality can help you manage finances better and avoid pitfalls.
Planning for Retirement: It's essential to have a plan for what you want to do in retirement, rather than just focusing on financial accumulation.
Contact Brian: Listeners are encouraged to visit http://timefreedombook.com to learn more about Brian and to purchase books.
Use the code "Michelle" for a special offer on the audiobook.
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In the podcast episode of "Money & You," host Michelle Perkins engages with entrepreneur and coach Katrina van Oudheusden, former chef and now CEO of Truth Bomb Marketing. Katrina focuses on the unique challenges faced by female entrepreneurs. The discussion centers on the physiological, hormonal, and emotional differences between men and women in business, particularly regarding productivity and financial management. Katrina emphasizes the importance of understanding women's rhythms and how they impact business operations, advocating for a shift in mindset towards productivity that aligns with women's energy cycles.
The conversation highlights the need for women to feel safe in their business environments and to prioritize self-care and intention over traditional goal-setting. Katrina introduces her program, "Create Her Business Rewire," aimed at helping women design marketing strategies that resonate with their experiences.
This episode is significant as it addresses the often-overlooked aspects of women's experiences in entrepreneurship, advocating for a more supportive and understanding approach to business that acknowledges their unique needs. The insights shared aim to empower women to thrive in their businesses while fostering a healthier relationship with money.
00:01 - Mindset and money connection
05:56 - Women in business dynamics
15:25 - Understanding women's energy cycles
25:00 - Planning for safety and success
36:58 - Financial structure essentials
42:26 - Automating financial strategies
How does Katrina suggest women can improve their productivity in business?Katrina suggests that women should align their tasks with their energy cycles, particularly their infradian rhythm, which affects their productivity throughout the month. By planning tasks according to their energy levels, women can work more effectively and feel less overwhelmed.
Katrina refers to 'time safety' and 'financial safety' as the need for women to feel secure in their time management and financial decisions. This includes planning for rest and reflection, as well as having a clear understanding of their financial structures to avoid the chaos often associated with running a business.
What role does intention play in women's business planning according to Katrina?Katrina highlights that women prefer to set intentions rather than goals when planning their business activities. This shift in language helps women feel more aligned with their objectives and allows them to create a more personalized and fulfilling business strategy.
Katrina points out that many entrepreneurs lack proper financial education and support. She advocates for a structured approach to managing income, suggesting that entrepreneurs should have a financial advisor and a clear plan for how to allocate their earnings, rather than treating their business finances as chaotic or secondary.
Key Takeaways:
* Women can thrive in business by embracing their unique cycles and understanding their bodies.
* - Productivity should be redefined to align with women's energy levels and natural rhythms.- Financial literacy is crucial for entrepreneurs; understanding where money goes is essential for sustainable success.
* - Planning for rest and self-care is as important as planning for work and productivity.
* - Setting intentions rather than goals can lead to a more fulfilling and successful business journey.
Contact Katrina:Truthbombmarketing.comCreatHER Money Revolution Summit
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In this podcast episode, host Michelle Perkins engages in a discussion with financial advisor Morgan E. Nichols, is a financial advisor and author of "Intentional Legacy." She is passionate about helping individuals and families align their financial choices with their core values and create a meaningful legacy. Focusing on the relationship between mindset and money management. The conversation emphasizes how financial challenges often stem from one's mindset and habits, highlighting the importance of aligning wealth with personal values.
They explore concepts like "Intentional Legacy," which encourages individuals to think beyond mere financial accumulation and consider the impact of their financial decisions on their families and communities.
They discuss the significance of regular financial check-ins, referred to as "money dates," and the necessity of understanding one's financial history to foster better money habits. The speakers stress the importance of clarity and intentionality in financial planning, advocating for a mindset of "progress, not perfection." This episode provides actionable insights for individuals seeking to improve their financial well-being and legacy, emphasizing that financial planning is deeply intertwined with personal values and emotional well-being.
00:01 - Mindset and money connection
10:47 - Establishing money habits
19:31 - Values and financial progress
24:60 - Clarity and peace of mind
32:48 - Legacy through family lessons
40:02 - Saving strategies for future
45:42 - Intentional living and planning
The podcast covers the importance of teaching children about money and instilling values related to giving back, suggesting that financial education and legacy planning should involve family participation to foster understanding and shared values.
Advocating for intentionality in financial planning, they encourage individuals to regularly assess their financial habits and align their spending and saving with their core values. They suggest practices like 'money dates' to maintain awareness and make conscious financial decisions.
The 'old story, new story' exercise involves reflecting on one's past beliefs about money and creating a new narrative for the future. This exercise is important as it encourages individuals to contemplate their financial mindset and make intentional changes that can lead to improved financial outcomes.
Key Takeaways:
* Mindset Matters: Our internal narratives about money can significantly influence our financial behaviors and decisions.
* - Progress Over Perfection: Emphasizing the importance of making incremental improvements rather than striving for perfection in financial planning.
* - Legacy Building: Financial choices today can create a lasting legacy for future generations.
* - Clarity and Peace of Mind: Gaining clarity in financial planning leads to peace of mind and confidence in decision-making.
Contact: Morgan E. Nichols, CFP®, APMATM, CRPCTM, BFATM
Private Wealth Advisor | Chief Executive Officer
LifeBranch Wealth Partners | lifebranchwealth@ampf.com
A private wealth advisory practice of Ameriprise Financial Services, LLC
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In this episode of the Money & You Show, Michelle Perkins talks financial planning with her guest, Jennifer Strong CFP® AEP® a seasoned financial planner who has personal experience in navigating severe financial challenges and now helps others to do the same. The conversation emphasizes the importance of adapting financial strategies at different life stages and the necessity of regular communication between clients and advisors. The speakers highlight the emotional aspects of financial planning, including the stress associated with money management and the significance of estate planning and insurance.
The episode underscores the need for financial advisors to understand their clients' broader life circumstances, as these can significantly impact financial decisions. The discussion also touches on the varying relationships individuals have with money, suggesting that what works for one person may not work for another and we do not need to fit ourselves into a box This episode provides insights into the complexities of financial planning, encouraging listeners to actively engage with their financial advisors and reassess their financial strategies regularly. The conversation reflects contemporary issues in financial planning.
00:05 - Introduction to financial planning
08:48 - Adapting to life changes
17:27 - Understanding financial complexity
30:14 - The importance of insurance
36:56 - Personal relationships with money
Jennifer believes that effective financial planning, including insurance, provides peace of mind, allowing individuals to focus on enjoying life rather than worrying about financial uncertainties. Jennifer has personally experienced significant life changes that have influenced her understanding of financial planning, allowing her to relate to clients on a deeper level.
Key Takeaways:
* Financial planning is not a one-time event but an ongoing process that requires regular communication and adjustments.
* - Personal experiences can greatly enhance a financial planner's ability to empathize with clients.- Life changes like divorce or job loss necessitate a reevaluation of financial strategies to ensure they remain effective and relevant.- Understanding the intricacies of investments and retirement accounts is crucial, especially for those later in life.
* - Estate and insurance planning are essential components of a comprehensive financial strategy.
* - Each individual's relationship with money is unique, and it's important to respect and support clients in their financial journeys.
Contact Jennifer Strong, CFP® AEP®
Financial Advisor, Principal
jennifer@katecapitalgroup.com
https://katecapitalgroup.com
(805) 418-7552 Office
____________________________
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In the first podcast episode of 2026, host Michelle Perkins and her guest Deborah Pardes, discuss the importance of play in our lives, and its potential, surprising benefits for personal and professional growth. The guest emphasizes the need to prioritize play as a means of enhancing well-being and creativity. She’s the founder of “The Payfull Society,” which brings people together IRL to explore how engaging in playful activities, such as games, can help individuals shift their perspectives, alleviate stress, and foster new ideas, even in challenging areas like finances and relationships.
The conversation highlights the concept of the "Playfull Society," a community initiative aimed at encouraging people to integrate play into their daily lives. The speakers reflect on their experiences with games, noting how they can serve as a valuable tool for personal development. This discussion is significant as it advocates for a cultural shift towards valuing play, suggesting that it can lead to greater happiness and productivity. The episode underscores the idea that play is not merely leisure but a vital component of a fulfilling and creative life.
00:01 - Introduction to The Playfull Society
06:16 - Prioritizing play in life
19:06 - Transformative power of play
24:34 - Value of playful perspectives
38:17 - Creating a playful space
44:17 - Incorporating play into business
“The Playfull Society” was inspired by the host's experiences with literature and the interplay between achievement and reward systems, particularly in relation to how people prioritize play in their lives.
The podcast discusses how engaging in play can help individuals shift their perspectives, reduce stress, and foster creativity, which can lead to new strategies for tackling personal and professional challenges.
Many individuals struggle with feelings of guilt or the belief that play is less valuable than other activities, often feeling pressured by schedules and responsibilities that make it difficult to engage in playful activities.
The podcast suggests that play can serve as a therapeutic outlet, allowing individuals to calm their nervous systems, gain new insights, and approach problems with a fresh perspective, ultimately benefiting their mental health.
Key Takeaways-
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Play is Essential: Incorporating play into our daily lives can lead to improved mental health, creativity, and problem-solving abilities.
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Transformative Experiences: Engaging in playful activities can help individuals shift their perspectives and approach challenges with a fresh mindset.
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- Community Matters: Building a supportive community around play can enhance the experience and provide valuable connections.
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- Play and Money: The connection between play and financial decision-making, highlighting how a playful mindset can lead to better strategies for managing money.
Connect with Deborah: ThePlayfullSociety.comFor more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…
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In this episode of the "Money & You" podcast, host Michelle Perkins speaks with Shauna A. Wekherlie, considered to be in the Top 1% of Tax Strategists in the USA, MTax, CTC, CTP, CTS, specializing in Business Tax Strategy & Real Estate. The “Tax Goddess” has saved over $2.03 BILLION in Taxes for her clients. A strategic CPA (with a masters in tax) and a great sense of humor, she provides valuable information about the critical role of tax strategy in financial planning.
The discussion emphasizes that many money issues stem from mindset and habits, particularly regarding taxes, where significant savings are often overlooked in favor of more exciting or understandable financial topics.
Shauna shares insights on the importance of working with a knowledgeable tax strategist to maximize tax benefits and avoid leaving money on the table. She advocates for a proactive approach, suggesting that individuals set aside 15% of their gross revenue for tax-related savings to ensure they are prepared for opportunities and obligations.
The conversation highlights the need for financial education and the value of aligning with professionals who can provide strategic guidance. This episode is particularly relevant as it approaches the end of the year, a critical time for tax planning. The importance of understanding tax strategies is underscored as a key component of achieving financial independence.
00:01 - Introduction to money mindset
06:48 - Maximizing tax strategies legally
20:31 - Profit first accounting explained
31:11 - Importance of tax strategists
40:28 - Collaborating with tax professionals
Having a tax strategist is significant because they keep up with the latest tax rules and can provide tailored strategies that help individuals maximize their financial opportunities.
The podcast addresses the misconception that all tax strategies are known and utilized by CPAs, emphasizing that many individuals leave money on the table by not fully understanding or leveraging available tax strategies. Traditional CPAs may not offer true strategic advice.
The podcast clearly articulates how taxes are a significant piece of the wealth puzzle that many overlook. Shauna and her team can open up a world of new options, especially for entrepreneurs.
Contact the Tax Goddess: taxgoddess.comLinkedIn: linkedin.com/in/taxgoddess
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In the podcast episode of "Money & You," host Michelle Perkins engages in a discussion with Shannon Ryan, a CFP, author, speaker and behavioral finance advocate shares insights from her experience and her book "Your Money Has Feelings." Shannon is known for helping people heal money wounds and transform their money story with confidence, clarity and emotional awareness.
The conversation centers around the emotional aspects of money management, emphasizing that financial issues often stem from one's mindset and personal history. They explore how beliefs and experiences shape individuals' relationships with money, highlighting the importance of recognizing and addressing these underlying issues to foster a healthier financial outlook.
The episode underscores the significance of understanding one's emotional responses to money, the impact of consumer debt, and the necessity of conscious spending. It also touches on the challenges faced by individuals, particularly students burdened with debt, and the importance of having a cash reserve. This discussion is crucial as it aims to empower listeners to break negative financial patterns and cultivate a more positive relationship with money, ultimately leading to a more fulfilling life. The conversation reflects ongoing concerns about financial literacy and emotional well-being in personal finance.
00:01 - Understanding money mindset
09:05 - Emotional connections to money
22:43 - Facing financial fears
29:54 - Balancing values and spending
40:15 - Navigating debt and investments
47:17 - Emotional responses to finances
Key Takeaways:
* Shannon Ryan emphasizes that our relationship with money is deeply emotional and influenced by our thoughts, feelings, and past experiences. She suggests that understanding these emotional aspects is crucial for developing a healthier relationship with money.
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Negative beliefs about money can create a cycle of fear and limitation, leading individuals to make poor financial decisions. These beliefs often stem from past experiences and can prevent people from recognizing opportunities for abundance.
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Consumer debt is portrayed as a significant burden that can lead to stress and a compromised life. The discussion highlights the importance of managing debt and understanding one's financial situation to avoid falling into deep consumer debt.
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The podcast suggests that individuals can shift their mindset by recognizing and addressing their fears and expectations around money. This involves becoming aware of negative thought patterns and learning to make conscious spending decisions that align with their values.
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Having a cash reserve is emphasized as a crucial safety net that can alleviate stress and provide financial security during unexpected situations, and allow individuals to respond more effectively to financial challenges.
Connect with Shannon:
Watch her Tedx talk: https://www.youtube.com/watch?v=LtQBW2hCDYc
Contact her: linkedin.com/in/shannonryan2
Grab her book: Your Money Has Feelings For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…
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In this podcast episode of "Money & You," host Michelle Perkins discusses career transitions and the importance of mindset in navigating job changes. The conversation features guest Katrice A. Miller, an attorney and career coach, who shares insights on preparing for career shifts, emphasizing that many individuals are currently reevaluating their job satisfaction and have been since the pandemic.
Katrice is an award winning, highly recognized speaker delivering workshops and keynote talks that impact and inspire her audience. Drawing from her own journey and decades of experience, she equips individuals with practical tools to strengthen their leadership presence, overcome adversity, and achieve lasting career success.
She is the founder of Corporate Consulting Group, LLC, helping high-achieving professionals build careers with purpose, power, and the pay equity that reflects their true value and worth. She equips her clients with the tools they need to build dynamic personal brands and elevate their leadership presence to achieve extraordinary career success.
The podcast highlights the significance of finding meaningful work and the necessity of pivoting rather than viewing a situation as a failure. They stress the importance of storytelling in interviews and adapting to modern job search strategies, including leveraging AI and networking effectively. Storytelling is emphasized as a critical skill for presenting oneself effectively in interviews, as it helps candidates articulate their experiences and problem-solving abilities in a relatable manner.
Highlights:* Katrice rebuilds client's self-assurance, crushes imposter syndrome, and equips them to re-enter the market with authority and purpose, after layoffs. * She reveals insider strategies to get noticed by employers and have recruiters contacting you. * Katrice teaches how to own the interview process, communicate value clearly, and convert interviews into offers—even in highly competitive markets. * As a seasoned labor and employment attorney, she shows candidates exactly how to negotiate for more—and win.
The discussion underscores the evolving nature of job applications, where quality connections and personal branding on platforms like LinkedIn are crucial. This episode is important as it addresses the challenges many face in today's job market, offering practical advice for those seeking fulfillment in their careers.
00:01 - Finding fulfillment in work
07:32 - Embracing career transitions
14:29 - Quality job search strategies
24:53 - Mastering interview storytelling
33:04 - Leveraging AI in job search
39:35 - The power of networking
49:12 - Monetizing your passion
Key Takeaways
* Finding fulfilling work is crucial for overall happiness and life satisfaction.
* - Career transitions can be approached strategically, leveraging past experiences.- Quality connections and storytelling are essential in the modern job market.
* - Embracing technology, including AI, can enhance job search efforts.
* - Networking should be viewed as a way to build relationships rather than a transactional process.
Learn More About Katrice Here:
Keynote Page & Testimonials:
Premier Keynote Speaker and Corporate Compliance Trainer
LinkedIn Profile: linkedin.com/in/katricemiller
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Apple PodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletter
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In a recent episode of the "Money & You" podcast, host Michelle Perkins engaged in a rich discussion with Jonathan Grimm, a licensed financial advisor and author of "The Future Poor." You can listen to a previous episode with Jonathan Grimm as well (ep. # 150).
In “The Future Poor,” Jonathan Grimm explores the flaws in the American financial system and challenges conventional wisdom about retirement, suggesting that the traditional goal of retirement may not be beneficial for many individuals in today’s world..
The conversation focused on the evolving landscape of financial planning, particularly the concept of retirement and its relevance in today's economy. Grimm emphasized that traditional retirement advice may no longer be viable, as many individuals will face difficult conversations with their financial advisors about the inadequacy of their retirement plans in the coming years.
The episode highlighted the need for a shift in mindset regarding work and financial planning, advocating for a transition from "meaningless labor" to "meaningful work." Grimm pointed out that older adults often report higher job satisfaction, suggesting that continued engagement in work can be beneficial for health and well-being. The discussion also touched on the complexities of financial tools, such as life insurance, and the importance of understanding their potential benefits.
Grimm discusses various financial tools such as life insurance, 401ks, and Roth IRAs. He emphasizes that these tools can be utilized in multiple ways to achieve better financial outcomes, rather than adhering to conventional uses that may not serve individuals' best interests.
This conversation is significant as it challenges conventional financial wisdom and encourages listeners to rethink their relationship with money and work, fostering a more empowered approach to financial planning.
00:01 - Mindset and money connection
06:23 - Rethinking retirement conversations
11:30 - Economic bubbles and retirement
19:23 - Meaningful work over retirement
25:35 - Financial tools for better living
36:00 - Understanding life insurance value
41:51 - Investing within life insurance
Key Takeaways:
The traditional retirement model may not be sustainable for future generations, and alternative strategies should be considered. -
Understanding economic trends and financial tools can empower individuals to make informed decisions about their financial futures. -
Engaging in meaningful work can lead to greater job satisfaction and overall well-being, challenging the notion of retirement as an endpoint. -
Financial education and community support are crucial for navigating the complexities of personal finance.
Jonathan Grimm can be reached at thefuturepoor.com and offers a free life insurance review for anyone considering life insurance, but unsure about the one they are about to purchase.
For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:
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Today’s guest discovered the value of money long before most of us even thought about it. At just ten years old, he was recycling bottles, selling to classmates, and already planting the seeds of financial independence. But his journey took a big turn the day he stumbled upon CNBC as a teenager. That single moment sparked a lifelong passion for investing—Earl Yaokasin realized that true wealth isn’t built in classrooms or boardrooms—it’s built through experience, reflection, and learning from legends like Warren Buffett, Charlie Munger, and Mohnish Pabrai. By blending those timeless philosophies with his own insights, Earl developed a strategy not only to build wealth for himself but to help others reach financial freedom. He’s not just here to talk about investing—he’s here to show us how money can become a tool for living your dreams. Michelle interviews Earl Yaokasin, CFA, founder of WealthArch Investment Services, a seasoned investment advisor with over two decades of experience. The discussion centers on the psychological aspects of investing, including biases like confirmation bias and overconfidence, and the importance of maintaining a disciplined approach to investment.
Earl emphasizes the value of aligning his personal investments with those of his clients, advocating for a strategy that involves buying when the market is fearful and selling when it is greedy, echoing Warren Buffett's investment philosophy.
The conversation highlights the significance of understanding individual stocks versus index funds, encouraging listeners to conduct thorough research before investing or hiring one who does it well. This episode, which aims to empower listeners with financial knowledge and insights, underscores the importance of developing a healthy relationship with money and making informed investment decisions. The podcast serves as a resource for those looking to enhance their financial literacy and navigate the complexities of investing effectively.
00:00 - Building a healthy money mindset
05:60 - Contrarian investment strategies explained
14:12 - The importance of humility in investing
24:30 - Investing in individual stocks wisely
38:09 - Resources for financial education
Key Takeaways
* Warren Buffett's Wisdom: "When the market is greedy, be fearful. When the market is fearful, be greedy." This principle encourages investors to act contrary to market sentiment.
* - Continuous Reevaluation: Regularly reassess your investments and remain open to new information to avoid confirmation bias.
* - Alignment of Interests: Earl emphasizes the importance of aligning his investments with those of his clients, reinforcing transparency and trust.
* - Caution in Investing: Always approach investments conservatively and conduct due diligence before making decisions.
Connect with Earl with a special offer for Money and You listeners:http://mywealtharch.com/moneyandyou/
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In this podcast episode of "Money & You," host Michelle Perkins engages in a powerful discussion with guest Joey Mure from “Wealth Without Wall Street”, focusing on the relationship between mindset and financial freedom. The conversation highlights how traditional beliefs about money, such as the notion that working hard equates to greater freedom, can be misleading. The guest shares personal experiences of transitioning from the mortgage industry to earning his salary plus, through passive income strategies. He emphasizes the importance of taking control of one’s finances rather than relying on a job and Wall Street.
The episode underscores the significance of understanding one’s relationship with money and the potential for creating passive income streams. The guest references the book "Become Your Own Banker" by Nelson Nash, which influenced their approach to financial independence. The discussion took place recently, reflecting contemporary challenges in achieving financial freedom. This dialogue is important as it encourages listeners to rethink their financial strategies and consider alternative paths to wealth, ultimately aiming to empower individuals to achieve a more fulfilling and financially secure life.
00:00 - Mindset matters for money
10:36 - Transforming financial perspectives
18:11 - Building passive income streams
36:53 - Unlocking financial potential together
Mindset is portrayed as crucial; the podcast emphasizes that overcoming limiting beliefs about money, such as the idea that hard work directly leads to wealth, is essential for creating a fulfilling financial life. He explains how traditional beliefs about hard work and income can limit financial freedom and the role of creativity and space in achieving financial goals.
Key Takeaways:
-The importance of mentorship and learning from experienced individuals in the field.
-“Thinking Like a Bank” was a starting point and mentorship from the author key.
* Strategies for capitalizing your life and creating multiple income streams.
* - The significance of understanding the real return on investments and cash flow. - Challenging the notion of deferring life until retirement.
* - Emphasizing the importance of enjoying financial freedom in the present.
* - The guest's personal experience with investing in life insurance policies and the unexpected outcomes that followed.
* - Encouragement to take the next right step towards financial independence.
Check out the WealthWithoutWallStreet podcast and visit wealthwithoutwallstreet.com
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In this podcast episode of "Money & You," Michelle Perkins speaks with Cliff Nonnenmacher, who began his career as an investment banker at Morgan Stanley. After leaving his Wall Street career in 2003, he acquired a Master Franchise for New York and Connecticut, diving headfirst into the franchising industry. Since then, Cliff has owned and operated various franchise businesses, as well as non-franchise companies. He has also developed well-known domestic and international brands like Four Seasons Sunrooms, Contours Express, Island Fin Poke, and Krak Boba.
With over 25 years of experience in franchising, finance, and business, Cliff has been involved in every aspect of the franchisor-franchisee relationship. Cliff now uses his extensive knowledge to assist corporate executives in building generational wealth, diversifying their investment portfolios, and navigating career transitions through franchise ownership.
The guest shares insights on the realities of being a franchisee, highlighting that many franchise owners are essentially operators rather than true owners, which affects their long-term financial outcomes.
The episode also touches on the impact of artificial intelligence on various professions, including franchising, and the importance of adapting to technological advancements. They discussed the franchising model, and the best franchising ideas for a new age. This show offered exciting ways that people could be business owners without some of the start up headaches.
00:01 - Mindset and money connection
07:17 - Wealth mindset myths debunked
12:54 - Franchising insights and opportunities
23:31 - AI's impact on professions
29:17 - Disruption and entrepreneurial survival
36:60 - Tax strategies for wealth building
The podcast emphasizes that our relationship with money is crucial for overcoming financial obstacles. A positive mindset towards wealth is essential, as negative thoughts about money can hinder financial success.
The podcast discusses the rise of AI in franchising, including concepts like AI-operated convenience stores and the need for entrepreneurs to embrace technology to remain competitive in the evolving market. The guest identifies four “hot” categories: testosterone-related brands, services catering to an aging population, youth enrichment programs, and anti-aging or beauty-related businesses, all of which are seen as resilient to market changes. They touched on ways to use retirement savings for tax effective strategies to invest in franchise businesses as well.
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In the podcast part 2 episode of "Money & You," with Dr. Noah St. John, we followed up our “head trash” conversation with more on the interplay between mindset (inner game) and practical strategies (outer game) in achieving financial success. They emphasize the importance of cultivating a positive relationship with money and overcoming mental barriers, referred to as "head trash."
Dr. Noah shares insights from his experiences coaching high achievers and introduces concepts like the "golden triangle" of money, meaning, and freedom. He highlights common challenges faced by business owners, such as insufficient sales, and critiques the marketing tactics of some self-proclaimed gurus.
The episode also marks the launch of Dr. Noah's AI tool, the NoahBot, designed to provide 24/7 coaching support. This discussion took place recently and is significant as it offers listeners practical advice and tools to enhance their financial mindset and business strategies, ultimately aiming to empower them in their entrepreneurial journeys.
00:00 - Mindset and money connection
05:06 - Breaking through financial barriers
11:50 - The golden triangle explained
22:04 - Marketing challenges for coaches
28:01 - Introducing the NoahBot AI
The 'inner game' refers to the mindset and habits that influence one's relationship with money, while the 'outer game' involves practical strategies and actions taken to achieve financial success. Both are essential for overcoming financial obstacles.
Dr. Noah emphasizes the importance of building a 'machine' for business operations rather than relying solely on personal effort. He critiques traditional marketing methods that often prioritize self-promotion over effective teaching.
Many people believe they have a lead generation problem when, in fact, they may be facing deeper issues related to their marketing strategies. Dr. Noah points out that those who are highly skilled often struggle with self-promotion, leading to a disconnect in their business success.
Key Takeaways
- Achieving financial success requires a harmonious balance between mindset (inner game) and practical strategies (outer game).
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- Overcoming limiting beliefs is crucial for unlocking potential and achieving financial goals.
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- The Golden Triangle framework can guide individuals in aligning their financial pursuits with personal meaning and freedom.
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- Business owners should focus on creating efficient systems to enhance sales and reduce personal strain.
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- The launch of NoahBot offers a unique opportunity for continuous learning and support in personal and financial development. Dr. Noah launched the NoahBot, an artificial intelligence tool that encapsulates his knowledge from 25 books.
Resources Mentioned:
* NoahBot: An AI coaching tool available at (http://noahbot.me)
* - Free Gift: Access resources: (http://freegiftfromnoah.com)
* - Books by Dr. Noah St. John: "The 7-Figure Expert" and many more.
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In this podcast episode of "Money & You," host Michelle Perkins joins guest Dr. Noah St. John, author of 25 books including one of his newest on overcoming mental barriers (head trash) related to money. Dr. Noah is on a mission to help people worldwide reduce the doubt, distraction and mental junk that blocks success. The conversation emphasizes the significance of mindset and habits in addressing financial challenges. This repeat and highly regarded guest shares insights from his experience, notably, his coaching has helped clients generate an additional $3 billion.
He reflects on his upbringing, being poor in a wealthy community, which fueled his desire to understand financial success. Dr. Noah stressed the importance of clarity in goal-setting, not just in financial terms but across all aspects of life, including health and relationships. They critique the self-help genre for often lacking in actionable advice, advocating for practical steps to eliminate "head trash"—negative thoughts that hinder progress. This episode is important as it provides listeners with strategies to improve their relationship with money, and encourages proactive measures to achieve personal and financial goals.
00:00 - Mindset and money connection
09:24 - Universal business insights
16:04 - Clearing mental obstacles
24:31 - Defining your desires
30:51 - Taking action against doubt
The conversation delves into the mindset barriers that often lead to financial struggles, the importance of clarity in goal-setting, and actionable steps to finally stop any of the self sabotaging behaviors they have become accustomed to. The conversation was so good that Dr. Noah offered to delve into the internal world of success in Part 1 and allowed us to have a deeper dive into the external ways one can improve their habits and actions in Part 2 (next show).
Key Topics Discussed
* The Importance of Mindset: Money issues often stem from our mindset and habits. A positive relationship with money is foundational for a fulfilling life.
* - Head Trash and Its Impact: The concept of "head trash" refers to negative thoughts and beliefs that hinder financial success.
Noah’s offers: FreegiftfromNoah.com to receive his book and Noahbot.me for a free GPT. Also check out BreakthroughwithNoah.com to get more done in 12 weeks than in the previous 12 months.
For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:
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In this podcast episode of "Money & You," host Michelle Perkins discusses the critical relationship between mindset and money management with her guest, Ed Vargo. Ed is the co-founder and President of Burning River Advisory Group and EnlightenHer, a community devoted to money mentorship for women. With more than 24 years of experience in the financial services industry and father of 5 girls, Ed strives to help women develop a long-term financial plan for every stage of life including retirement planning, college planning, and transitioning successfully in cases of death and divorce.
They explore the importance of educating oneself about finances, especially in the context of divorce, where women may feel overwhelmed and unprepared. The discussion highlights the need for a shift in how financial services approach women, advocating for a more empathetic and understanding framework that aligns with women's unique perspectives on money.
The episode underscores the significance of treating financial literacy as a survival skill rather than a secondary concern. This conversation reflects ongoing societal challenges regarding financial empowerment for women. Insights shared are vital for fostering a healthier relationship with money, particularly for those navigating significant life changes like divorce, ultimately aiming to empower listeners to take control of their financial futures.
00:01 - Mindset and money connection
09:07 - Empowering financial mindsets
22:14 - Connecting with financial advisors
35:30 - Navigating divorce financially
45:44 - Post-divorce financial empowerment
The conversation emphasizes the importance of financial education and mindset in overcoming the challenges associated with divorce and rebuilding one's financial future. The podcast highlights that many individuals, particularly women, feel overwhelmed and lack knowledge about financial matters related to divorce, often due to misconceptions and a lack of education on the topic.
The podcast emphasizes that a positive or neutral mindset about money is crucial for taking effective action, suggesting that without the right mindset, individuals may struggle to engage with their finances confidently.
Key Takeaways: - A strong mindset is foundational for effective financial management and decision-making. - Women often need to approach financial discussions differently than men, focusing on connection and understanding. - Knowledge is power; educating oneself about finances is crucial when contemplating or going through a divorce. - Post-divorce is a pivotal moment for women to reassess their financial goals and take charge of their financial lives.
For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:
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LinkedIn: Michelle on LinkedIn
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In this episode of the "Money and You" podcast, Michelle interviewed Camille Scott Wiles RN, Agency Owner of Emerald Diamond Advisors. A licensed financial professional with over 14 years of experience in commodities investing and a background as an ICU nurse. The discussion focused on the importance of financial security, particularly for nurses and other professionals, emphasizing strategies for early and secure retirement. Camille shared her personal journey from nursing to financial services, driven by a desire to help others protect their assets amid rising medical debts and economic uncertainties.
The conversation highlighted the significance of life insurance, annuities, and precious metals as tools for safeguarding wealth, especially during the ongoing wealth transfer from baby boomers. Camille stressed the necessity of establishing living trusts to prevent creditors from seizing assets and to ensure that individuals can dictate the distribution of their wealth in case of incapacitation. This episode is crucial as it educates listeners on financial literacy and asset protection in a volatile economic landscape, aiming to empower individuals to make informed financial decisions.
00:00 - Camille's journey to financial security 08:17 - Protecting assets in wealth transfer 17:58 - Importance of living trusts 27:37 - Investing in precious metals 37:46 - Understanding wealth cycles 48:16 - Opportunities for financial learning
What motivated Camille to transition from nursing to financial services? Camille transitioned to financial services after recognizing a trend where people's retirement funds were at risk, especially during the significant wealth transfer occurring as baby boomers age. Her experience as a nurse, particularly during the COVID-19 pandemic, also highlighted the importance of financial security. Key Takeaways: - Financial Security: The importance of proactive financial planning to protect assets and ensure a secure retirement. - Living Trusts: Establishing a living trust can prevent loss of assets and provide peace of mind regarding financial decisions. - Investment Strategies: Diversifying investments with life insurance, annuities, and precious metals can provide a hedge against economic uncertainties. - Education is Key: Continuous learning about financial history and wealth cycles is essential for making informed investment decisions.
Camille recommends Mike Maloney's work, particularly 'Gold and Silver: The Investment of the 20th Century,' as a valuable resource for understanding wealth cycles. She also shares her own books and masterclasses to help others learn about financial history and strategies for wealth management.
She’s passionate about helping individuals, especially nurses and professionals, retire early and securely, offering free Living Trust and Will setups for new clients. Camille’s goal is to help clients grow their wealth and protect it from life’s unexpected challenges. Check out her class: http://PreciousMetalsMasterclass.com
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Apple Podcasts Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!
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LinkedIn: Michelle on LinkedIn
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In this episode of the "Money & You" podcast, guest Jayson Mamaclay of Norman Professional Services and Michelle Perkins discussed the critical distinctions between various financial roles within a business, including accountants, bookkeepers, and CFOs. They emphasized the importance of understanding these roles to enhance financial literacy among entrepreneurs, particularly in managing and growing their businesses. The conversation highlighted how many entrepreneurs mistakenly conflate these roles, leading to potential mismanagement of financial tasks.
The discussion underscored the necessity for business owners to seek expert help, such as hiring a CPA or a fractional CFO, especially as their companies grow. Jayson introduced the "add a zero rule" to guide when to engage these professionals based on revenue levels. They also touched on the importance of building cash reserves and strategic financial planning to support business growth and stability.
This episode is significant as it provides entrepreneurs with essential insights into financial management, helping them make informed decisions that can lead to sustainable business success.
00:03 - Understanding financial roles
15:06 - Strategic cash management insights
21:19 - Building cash reserves wisely
30:46 - Envisioning your business future
40:58 - Navigating debt for growth
The conversation highlights that an accountant typically focuses on tax strategy and financial oversight, while a bookkeeper manages day-to-day financial transactions. The CFO, on the other hand, plays a strategic role in guiding the business's financial direction and investment decisions.
The podcast helped entrepreneurs understand how to approach hiring financial professionals.
The podcast suggests using the 'add a zero rule' for hiring financial professionals, andwhat is meant by 'cash runway' in the context of business financial planning. The podcast emphasizes the importance of having a cash reserve to support the business during downturns, and why it is important for entrepreneurs to have a clear vision for their business's future.
The podcast stresses that having a clear vision helps entrepreneurs identify the financial levers they need to pull to achieve their goals. It encourages them to think about pricing, target markets, team size, and necessary resources to build the business they envision.
The podcast acknowledges that financial discussions can often feel intimidating or jargony. It emphasizes the importance of friendly and empathetic communication to make financial concepts more accessible and less scary for entrepreneurs.
Key Takeaways:
* Role Clarity: Entrepreneurs should clearly understand the distinctions between financial roles to optimize their business operations.
* - Strategic Financial Management: Engaging with financial experts can provide valuable insights and help businesses navigate growth challenges.
* - Cash Management: Building a cash reserve is essential for long-term sustainability and investment opportunities.
* - Future Planning: Taking the time to envision the future of the business can lead to more informed financial decisions and strategies.
* - Debt Awareness: Understanding the role of debt in business can help entrepreneurs make better financial choices.
For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment… Subscribe to the Money & You Podcast:
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Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!
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LinkedIn: Michelle on LinkedIn
Instagram: @livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446
In this exciting episode of "Money & You," Michelle Perkins converses with Joshua Brooks, a financial advisor and Army veteran with over 20 years of service. The discussion centers on the importance of financial literacy, particularly for military personnel, who often face challenges in managing their finances due to a lack of education on the subject. Joshua emphasizes the need for a mindset shift regarding money and highlights the complexities of financial planning, including investment strategies and the integration of digital assets like Bitcoin. Joshua is uniquely knowledgeable and favorable toward cryptocurrency.
The conversation also touches on Joshua's commitment to serving veterans and their families, as well as his vision for Exponential Advisors LLC, which aims to provide innovative financial solutions. The episode underscores the significance of understanding financial tools and the emotional aspects of money management, especially in the context of military life.
00:03 - Mindset and money matters
06:21 - Financial literacy in the military
14:42 - Client engagement in finance
20:02 - Understanding bitcoin basics
27:17 - Investing with integrity
35:06 - Transformative healing and finance
Main Topics Discussed:
* Financial Literacy in the Military: The lack of financial education provided to active-duty military personnel. Common financial pitfalls faced by veterans, such as impulsive spending and inadequate financial planning.
* -Joshua's Background: Over 20 years of service in the U.S. Army, transitioning from infantry soldier to chaplain. His commitment to helping fellow veterans with financial planning, investment strategies, and legacy planning.
* - Innovative Financial Solutions: The integration of digital assets and AI-driven insights into traditional financial planning. The importance of understanding cryptocurrency, particularly Bitcoin, as a potential investment.
* - Psychedelics and Personal Transformation: Joshua's recent experiences with psychedelics and their impact on personal growth and financial mindset. The significance of mental well-being in managing finances effectively.
* - Investment Strategies: Discussion on the volatility of Bitcoin and its potential as a long-term investment. Recommendations for allocating a portion of investment portfolios to cryptocurrency.
Joshua Brooks, CFP® Founder, Exponential Advisors LLC www.exponentialadvisors.net/
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Apple Podcasts Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!
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Michelle Perkins discusses the intersection of Human Design and business with her guest, Mel McSherry, who emphasizes the importance of understanding one's unique human traits and how to use them for improved profitability. The conversation highlights how many individuals overlook their personal strengths while focusing solely on their motivations. They explore the significance of mental and emotional well-being in achieving financial success, arguing that true profitability stems from self-awareness and alignment with one's inherent qualities.
Mel reflects on their journey from traditional business practices to a more holistic approach that incorporates Human Design principles. This shift has allowed Mel to guide clients in recognizing their unique profitability points without coercion. The episode underscores the necessity of pausing for self-evaluation and understanding one's desires, which can lead to greater clarity and fulfillment in both personal and professional realms. This conversation is important as it offers insights into how self-awareness can transform one's approach to work and financial success, ultimately fostering a more sustainable and joyful business experience.
00:05 - Evaluating your unique profitability methods
09:47 - Mental and emotional profitability
26:15 - Self-awareness through human design
32:30 - Understanding your desires
40:00 - Clarity in decision-making
How does Human Design contribute to understanding profitability in business and personal life? Human Design helps individuals identify their unique profitability points by focusing on mental and emotional well-being first, which in turn leads to financial success, making the process feel more fluid and less of a struggle.
Self-awareness is crucial in Human Design as it allows individuals to recognize their foundational traits and how they can utilize this understanding to make better decisions and improve their personal and professional lives.
Key Takeaways:
* Profitability is Multifaceted: True profitability encompasses mental, emotional, and financial aspects.
* - Self-Reflection is Essential: Regularly pausing to evaluate your goals and desires can lead to greater clarity and fulfillment.
* - Human Design as a Tool: Understanding your Human Design can provide insights into your strengths and areas for growth.
* - Empowerment Through Awareness: Recognizing your unique design empowers you to make decisions that align with your true self.
* - The Universe Supports You: Trust that opportunities meant for you will come, but prioritizing them is your responsibility.
Connect with Mel McSherry: International Business and Life Guide Author of 'She Profits' Host of 'More Than Just' Podcast Website LinkedIn Instagram
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Apple Podcasts Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!
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LinkedIn: Michelle on LinkedIn
Instagram: @livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446
Are you prepared for life's unexpected twists and turns? Join me, Michelle Perkins, and my guest, Wallis Tsai, on this week’s episode of “Money & You” as we dive into the critical and misunderstood world of life, disability, and long-term care insurance.
Have you ever wondered if you’re getting the full story on insurance? Today’s guest, Wallis Tsai, founder of AboveBoard Financial, is here to set the record straight. A former Goldman Sachs investment banker and hedge fund investor, Wallis founded AboveBoard Financial to bring transparency to an industry riddled with bad advice and conflicts of interest. She helpsaffluent professionals, high-net-worth families, and fiduciary advisors make smarter, data-driven decisions about life, disability, and long-term care insurance—without the sales fluff. Get ready to cut through the noise and get the real story on insurance.
We explore various financial products, particularly insurance, and the significance of preparing for potential financial disasters, such as premature death or long-term care needs. The episode highlights the necessity of understanding financial options and making informed decisions to mitigate risks. In an ongoing effort to empower listeners with insights and practical tips for improving their financial lives, Michelle and Wallis shared thoughts and ideas that create more financial well-being. The importance of this conversation lies in its focus on demystifying financial concepts, encouraging proactive planning, and fostering a sense of security and preparedness in listeners regarding their financial futures.
00:03 - Mindset and money relationship
06:01 - Understanding financial risks
15:14 - Planning for long-term care
22:50 - Navigating life insurance options
31:52 - Effective communication in finance
38:34 - Resources and closing thoughts
The podcast highlights that most of us find insurance confusing and may not fully understand its value, often viewing it as a gamble despite the peace of mind it can provide. Understanding your needs and a good product match is critical and not always considered first by insurance professionals.
Key Takeaways - Proactive Planning: It's crucial to think ahead about potential future needs, especially regarding long-term care. You likely don’t know what you need and informed advice is important. - Informed Decisions: Understanding the specifics of insurance products can lead to better financial outcomes and satisfaction. The wrong product could be devastating, take the time to get what is best for you.
- Emotional Security: Having the right insurance can provide peace of mind and reduce stress for both individuals and their families.
- Education is Key: Engaging with knowledgeable professionals can help demystify complex financial topics and empower clients.For more tools and conversations about money mindset, practical money tips, confidence, and financial empowerment…
Subscribe to the Money & You Podcast:
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Please rate and review & share the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. It's sooo important to us!!
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LinkedIn: Michelle on LinkedIn
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YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446
Episode 178: Financial Therapy: Healing Your Money Mindset
In this special Mental Health Awareness Month episode of the Money & You podcast, host
Michelle Perkins welcomes back Wendy Wright, a leading financial therapist and CEO of
Financial Therapy Solutions. With her rare combination of expertise in both licensed therapy
and money coaching, Wendy helps individuals and couples navigate the emotional roots of their
financial stress and create empowered, healthy money relationships.
Together, they explore how emotions—especially anxiety and shame—play a powerful role in
how we interact with money. Wendy shares practical tips for approaching financial
conversations with more emotional intelligence and less fear, whether with your partner or with
yourself. She also discusses how to identify your emotional state before trying to “fix” money
problems, and why you can’t make solid financial decisions while dysregulated.
This episode blends psychology with personal finance, offering tools for self-awareness,
calming strategies, and more intentional money conversations. If you would like to see/hear
Wendy’s previous interview, see episode 112.
00:00 – Reintroducing Wendy Wright: financial therapy explained
06:20 – Couples and money: how differences create conflict
12:45 – Why we avoid money and how shame plays a role
20:00 – Tips for productive, emotionally safe money conversations
26:35 – Practicing “emotional literacy” with money stress
33:00 – From overwhelm to calm: journaling and regulation tools
41:20 – How news and social media impact your financial mental health
49:15 – Building sustainable money habits over time
Key Takeaways:
● Financial Therapy = Money + Emotions: Financial struggles are often emotional, not
just logical. Healing begins with emotional literacy.
● You Can’t Budget in a Panic: If you're dysregulated, don’t try to make money
decisions. Calm first, then act.
● Journal or Talk It Out: Whether through writing or speaking aloud, processing your
feelings about money helps untangle fear and create clarity.
● Shame Stops Progress: Decrease judgment and increase curiosity. You can be
financially healthy without knowing everything about money.
● Conversations Need Structure: Use a timer and clear goals when discussing money
with partners. Small, repeatable talks work better than big confrontations.
● Curate Your Media Intake: Negative news amplifies money fear. Be intentional about
what and how much you consume.
Additional Resources:
● Financial Therapy Journal by Wendy Wright
Available now with two free bonus workshops in May!
Here is the link to the journal plus bonus workshops:
https://learn.financialtherapysolutions.com/the-complete-financial-therapy-journal
The free Money Shadow Quiz will be found on my home page,
wendywrightfinancialtherapy.com
● Quiz: Discover your “Money Shadow” – what’s really holding you back.
Take the Quiz
● Blog posts, workshops, and more at Wendy’s site
For more tools and conversations about money mindset, practical money tips,
confidence, and financial empowerment…
Subscribe to the Money & You Podcast:
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Please rate and review & share the podcast with your friends and family members who
want to better understand money, and feel more confident and in control of their financial
lives.
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LinkedIn: Michelle on LinkedIn
Instagram: @livealimitfreelife
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In this episode of the Money & You podcast, host Michelle Perkins is joined by money coach
and entrepreneur Scarlet Stanhope, known as “The Biz Hippie.” Together, they explore the
deep connection between emotional awareness, belief systems, and financial
behaviors—emphasizing that healing your relationship with money is the true path to financial
freedom.
Scarlet shares her personal evolution from finance professional to spiritual coach, explaining
how she combined financial strategy with inner healing techniques to support clients in
transforming both their mindset and money habits. She explains that your money story often
originates in childhood and continues to unconsciously shape your adult life—until you gain
awareness and take control.
The episode dives into techniques like story work and “parts work” to identify and shift internal
money narratives. They also discuss the importance of clarity: when you look directly at your
financial situation, stress decreases—even before the numbers improve. Ultimately, Scarlet and
Michelle emphasize that money should be used intentionally, in service of a clear personal
vision—not simply accumulated out of fear or habit.
00:00 – Meet Scarlet Stanhope and her unique approach to money
07:45 – From accounting to coaching: Scarlet’s personal money journey
14:02 – How money mindset affects income at every level
19:35 – Understanding your “money story”
24:18 – Unpacking childhood beliefs and money trauma
31:10 – Tangible steps: How to start seeing and managing your money
37:50 – Creating a vision for your life (and funding it)
45:15 – Maintaining financial routines and emotional resilience
52:00 – Using your money intentionally and living in alignment
Key Takeaways:
● Your Money Story Begins Early: Beliefs about worth, scarcity, and success are often
formed in childhood and can unconsciously impact adult decisions.
● Awareness is Power: Avoidance creates more anxiety. Simply looking at your
numbers—without judgment—reduces stress and opens the door to financial
empowerment.
● Multiple Inner Voices Shape Decisions: “Parts work” helps identify internal conflicts
that create confusion or sabotage around money.
● Vision First, Strategy Second: Know what you truly want from life—then use money
as the tool to get there. Most visions are simpler than you think: freedom, family time,
travel, ease.
● Financial Freedom Comes from Alignment: Not just making more money, but using
money intentionally to live the life you want—even if it means redefining “success.”
Additional Resources:
● Learn more about Scarlet’s Empowered Abundance coaching program:
https://thebizhippie.com/abundance
● Follow Scarlet on Instagram: @thebizhippie
For more insights on money mindset, personal finance, and creating an empowered
financial life…
Subscribe to the Money & You Podcast:
Apple Podcasts https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575
Please rate and review & share the podcast with your friends and family members who
want to better understand money, and feel more confident and in control of their financial
lives.
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LinkedIn: Michelle on LinkedIn
Instagram: @livealimitfreelife
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In the podcast episode of "Money & You," host Michelle Perkins engages with guest Janine, who shares her transformative journey in overcoming financial struggles. The discussion revolves around the importance of mindset and habits in shaping one's relationship with money, emphasizing that traditional financial advice often falls short. Janine recounts her experiences of living in debt and working in retail while feeling trapped in a cycle of financial shame.
The conversation highlights her decision to reset her life, leading her to invest in real estate creatively, despite initial challenges. They discuss the significance of taking risks to build wealth and the necessity of addressing emotional responses to money. The episode underscores the idea that financial literacy and a positive relationship with money are crucial for achieving a fulfilling life.
This episode is important as it provides insights into breaking free from limiting beliefs about money, encouraging listeners to adopt a proactive approach to their finances. The conversation took place recently, reflecting contemporary issues surrounding financial well-being and personal growth.
Chapter
00:04 - Mindset shift for financial success
08:05 - Creative financing in real estate
19:42 - Navigating investor relationships
24:50 - Building wealth through generosity
31:25 - Understanding money habits
44:52 - Fearless financial management
52:16 - Finding joy in money
Learnings
What was the turning point for Janine in her relationship with money?
Janine experienced a breakthrough by unlearning limiting financial approaches and transforming her mindset, which allowed her to reset her life and take control of her financial situation.
How did Janine and her partner manage to start investing in real estate despite having no money or bad credit?
They became creative with financing, utilizing other people's money (OPM) and securing private investments, which forced them to think outside the box and find innovative solutions.
What does Janine mean by 'money events' and how do they influence financial behavior?
Money events refer to significant experiences or lessons learned about money that shape an individual's behavior and habits around finances, often leading to emotional responses and avoidance of financial management.
What is the concept of 'the gap' in financial management as discussed in the podcast?
The gap represents the difference between income and expenses, emphasizing that real financial change occurs in how one manages this gap, rather than solely focusing on cutting expenses.
What is the significance of 'Money Moves Monday' in Janine's financial strategy?
Money Moves Monday is a dedicated time each week for individuals to engage with their financial plans, build confidence, and increase their financial literacy through consistent learning and reflection.
Show Notes
Show Notes for "Money & You with Michelle Perkins"
Episode Name: EP 176: “Beyond the Budget: A New Way to Wealth and Freedom”
Host: Michelle Perkins
Podcast Introduction
Welcome to "Money & You," where host Michelle Perkins explores the transformative relationship we can have with money. With a background in career and business coaching, Michelle emphasizes that our mindset and habits are crucial in overcoming financial obstacles. In this episode, she dives deep into innovative approaches to wealth creation, moving beyond traditional budgeting methods.
Episode Overview
In this episode, Michelle is joined by Janine Mix, a successful entrepreneur and real estate investor. Janine shares her personal journey of overcoming financial struggles and transforming her relationship with money. Together, they discuss the importance of mindset, creativity in financing, and the significance of taking risks to build wealth.
Main Topics Discussed
- Transforming Money Mindset:
- Janine's journey from financial frustration to empowerment.
-
The impact of family money stories on personal financial habits.
-
Creative Financing Strategies:
- Utilizing Other People's Money (OPM) for real estate investments.
-
The importance of taking calculated risks in wealth creation.
-
Setting Goals and Taking Action:
- The significance of setting ambitious financial goals.
-
Janine's experience with her "impossible goal" of taking her nieces and nephews on international trips.
-
Building Wealth Beyond Budgeting:
- The limitations of traditional budgeting and expense-cutting advice.
-
The concept of focusing on income growth rather than just cutting expenses.
-
Embracing Fear and Learning from Mistakes:
- The necessity of facing fears related to money and investing.
-
How past financial challenges can lead to valuable lessons and growth.
-
Creating a Positive Relationship with Money:
- The importance of enjoying life while managing finances.
- Strategies for making financial planning a regular and enjoyable practice.
Key Takeaways
- Mindset Matters: Our relationship with money is shaped by our experiences and beliefs. Understanding these influences can help us change our financial habits.
- Risk is Essential: Taking risks is a crucial part of wealth creation; without it, opportunities for growth may be missed.
- Focus on Income Growth: Instead of solely concentrating on cutting expenses, seek ways to increase income and create a financial gap for savings and investments.
- Regular Financial Check-ins: Establishing a routine, like "Money Moves Monday," can help maintain clarity and confidence in financial planning.
- Celebrate Progress: Recognizing and celebrating financial achievements, no matter how small, can foster a positive relationship with money.
Guest Information
Janine Mix
- Entrepreneur and real estate investor.
- Advocate for transforming financial mindsets and creative financing strategies.
- Offers resources for financial planning and wealth-building on her website: JanineMix.com.
Additional Resources
- Five-Step Money Planner: Available at JanineMix.com/moneyyou.
- Join the Facebook Group: Connect with Janine and others on their financial journeys.
- Books Mentioned: "Rich Dad Poor Dad" and "Secrets of the Millionaire Mind" for further reading on financial literacy.
Conclusion
Thank you for tuning in to this enlightening episode of "Money & You." Michelle and Janine's conversation offers valuable insights into redefining our approach to wealth and freedom. Remember, building a positive relationship with money is a journey, and every step counts. Join us next time for more tips and strategies to enhance your financial well-being!
Newsletter
Subject: Unleash Your Wealth Potential: Discover a New Approach in EP 176!
Body:
Are you tired of traditional financial advice that leaves you feeling restricted and frustrated? It’s time to break free! In the latest episode of Money & You with Michelle Perkins, titled “EP 176: Beyond the Budget: A New Way to Wealth and Freedom,” we dive deep into the transformative power of your relationship with money and how it can shape your financial future.
What’s in it for you?
- Shift Your Mindset: Discover how unlearning limiting beliefs about money can open doors to new opportunities.
- Real-Life Success Story: Hear Janine’s inspiring journey from struggling with debt and a dead-end job to flourishing in the world of real estate through creativity and courage.
- Practical Tips for Wealth Creation: Learn why embracing risk is essential for building wealth, and how you can leverage “Other People's Money” (OPM) to invest in your future.
- Navigate Your Financial Emotion: Explore how your past experiences shape your money habits and find out how to combat negative money stories.
- Actionable Steps: Understand the importance of setting realistic goals and make your money moves more effective with simple strategies like “Money Moves Monday.”
This episode isn’t about tightening your belt and sacrificing little joys (we’re looking at you, coffee lovers!). Instead, it’s about creating a wealth mindset that allows you to enjoy life while building financial freedom.
Take Action Now!
Ready to transform your money relationship and pave your way to success? Tune in to this enlightening episode here and start implementing the insights right away! You can also visit JanineMix.com for her five-step money planner, links to her book, and an inviting community to support your journey.
Don’t miss out! This is your chance to step into a new financial paradigm. Listen in, take notes, and le
In the podcast episode of "Money & You," host Michelle Perkins engages in a discussion with branding strategist Asia about the critical relationship between branding and financial success. The conversation emphasizes how mindset and habits surrounding money can significantly impact one's career and business decisions. Asia shares her journey to becoming a self-taught brand strategist, highlighting the importance of understanding one's ideal client and effectively communicating value to them. The episode underscores that a clear brand strategy can serve as a filter for decision-making, helping entrepreneurs avoid misaligned opportunities that may waste resources. This discussion took place recently and is important as it provides insights for entrepreneurs and job seekers on how to build a strong personal brand, which is essential for achieving financial and professional goals. The episode aims to empower listeners to improve their relationship with money through better branding and communication strategies.
Chapter
00:06 - Introduction to money mindset
05:37 - Navigating money and branding
15:38 - Identifying your ideal client
22:57 - The power of communication
37:42 - Aligning brand strategy decisions
46:30 - Masterclass invitation and conclusion
Learnings
What is the primary focus of the Money & You podcast?
The primary focus of the Money & You podcast is to explore the relationship between mindset, habits, and money, emphasizing how these factors influence financial success and personal fulfillment.
How does the podcast host, Michelle Perkins, view the role of branding in financial success?
Michelle Perkins views branding as a foundational element for understanding oneself and building wealth, suggesting that effective branding can help individuals communicate their value and attract their ideal clients.
What common challenge do clients face according to the guest on the podcast?
The guest notes that a common challenge clients face is managing their relationship with money, which often leads to financial obstacles and can hinder their ability to pivot in their careers or businesses.
What does the guest suggest is crucial for entrepreneurs when defining their brand?
The guest suggests that understanding the psychology of their ideal client is crucial for entrepreneurs, as it helps them communicate their services effectively and align their branding with their target audience's needs.
What is the significance of communication in branding as discussed in the podcast?
Communication is highlighted as a critical skill in branding, as it shapes the client experience and helps establish relationships. The guest emphasizes that effective communication can enhance brand perception and client engagement.
Show Notes
Money & You with Michelle Perkins
Episode Name: EP 175: The Audacious Art of Branding for Profit
Podcast Introduction
Welcome to Money & You, the podcast where we explore the intricate relationship between money, mindset, and personal fulfillment. Hosted by Michelle Perkins, a career and business coach, this show delves into the financial obstacles we face and how our mindset and habits can transform our relationship with money. Each week, Michelle engages with inspiring guests to discuss various aspects of money, entrepreneurship, and personal growth.
Episode Overview
In this episode, Michelle is joined by Asia, a brand strategist who shares her insights on the importance of branding in building a successful business. They discuss how understanding oneself and one’s ideal clients can lead to a more profitable and fulfilling career.
Main Topics Discussed
- The Connection Between Branding and Wealth
- Branding is a foundational element for understanding oneself and improving financial relationships.
-
A strong brand can position you as an expert in your field, leading to greater opportunities.
-
Navigating Imposter Syndrome
- Asia shares her journey of overcoming self-doubt and recognizing her expertise as a self-taught brand strategist.
-
The importance of embracing curiosity and passion in one’s career journey.
-
Identifying Your Ideal Client
- Understanding the psychology of your ideal client is crucial for effective communication.
-
The challenge of multi-passionate individuals in defining their brand and services.
-
The Role of Communication in Branding
- Effective communication is essential for building relationships and conveying value.
-
Asia emphasizes the need for an outside perspective to enhance communication skills.
-
The Importance of Brand Strategy
- A clear brand strategy serves as a filter for decision-making, helping entrepreneurs avoid misaligned opportunities.
- The power of trial and error in the branding process.
Key Takeaways
- Your relationship with money is deeply intertwined with your understanding of branding and self-identity.
- Embrace your unique skills and passions, but focus on defining a clear message for your ideal clients.
- Communication is a skill that can be developed, and seeking external feedback can enhance your branding efforts.
- A well-defined brand strategy can save time and resources by aligning your business decisions with your core values.
Guest Information
Asia - A self-taught brand strategist who helps entrepreneurs clarify their brand messaging and position themselves as experts in their fields. She offers a masterclass on the five core elements needed to brand oneself effectively.
Call to Action
- Masterclass Invitation: Asia invites listeners to join her masterclass to learn how to brand themselves as experts. This is a great opportunity for those looking to enhance their branding skills.
- Share the Episode: If you know entrepreneurs or job seekers who could benefit from this discussion, please share this episode with them!
Conclusion
Thank you for tuning in to this episode of Money & You. Michelle and Asia provide valuable insights into the art of branding and its impact on financial success. Don’t forget to check the show notes for links to Asia’s masterclass and more resources. Join us next week for another enlightening conversation!
Newsletter
Subject: Unlock Your Brand's Potential in EP 175: The Audacious Art of Branding for Profit
Email Body:
Welcome back to another insightful episode of Money & You with Michelle Perkins! We're thrilled to bring you EP 175: The Audacious Art of Branding for Profit, where we dive deep into the world of branding and how it can transform your relationship with money.
Are you ready to elevate your business and financial journey? This week, I had the pleasure of chatting with the brilliant Asia, a brand strategist who reveals the secrets to building a brand that not only positions you as an expert but effectively communicates your value to your ideal clients.
What’s in it for you?
- Discover the foundations of effective branding: Understand why a clear brand strategy is crucial for your success and how it can serve as a filter for decision-making, allowing you to invest only in what truly aligns with your mission.
- Learn to communicate your value: Asia breaks down the process of articulating what you do in a way that resonates with your audience, helping you avoid the common trap of taking on work you don’t love.
- Find your ideal client: Dive into the importance of understanding your ideal client’s psychology, which is vital for crafting the right message and attracting the right opportunities.
- Actionable insights: Asia also shares a free masterclass you can join, highlighting the five core elements you need to brand yourself as an expert. This is a golden opportunity to step into your power and enhance your business strategy.
The conversation is not just about branding; it's about reclaiming your relationship with money and transforming your life. No more imposter syndrome or feeling overwhelmed—it's time to own your expertise and communicate your value confidently!
Tune in now to uncover how to make branding your superpower and start building the profitable, fulfilling career you deserve.
Listen to EP 175: The Audacious Art of Branding for Profit
Thank you for being a part of our Money & You family! If you know anyone who could benefit from this insight, don’t hesitate to share this episode. Let's spread the knowledge and elevate our entrepreneurial journeys together!
Best,
Michelle Perkins
Host, Money & You
P.S. Don't forget to check out the show notes for access to Asia's masterclass and more valuable resources!
Social Media
Ready to take your brand to the next level? In EP 175 of #MoneyAndYou, we dive into the audacious art of branding for profit! Discover how your relationship with money can transform your entrepreneurial journey. Tune in now! #Branding #Entrepreneurship #Podcast
Did you know your mindset and habits are key when it comes to money? This week on #MoneyAndYou, we explore how to build a brand that reflects your true expertise, paving the way for financial success! Don't miss out! #PersonalFinance #MoneyMindset
Struggling to articulate what you do? In EP 175, we discuss the importance of understanding your ideal client and how clarity in your brand can filter decision-making. Join us for insights that could change your bu
In this episode of the "Money & You" podcast, host Michelle Perkins emphasized the importance of understanding your current financial situation to calm down fears and anxiety during uncertain economic times. She focused on how to control your mindset and emotions regarding money, and what proactive measures you can take, such as assessing personal finances, budgeting, and saving, possibly differently for the times. She highlighted the need for clarity around spending habits and the importance of distinguishing between necessities and luxuries.
During a period of economic fluctuation where people are navigating potential job loss or increased expenses, she encouraged listeners to take small, manageable steps towards saving, even if it seems daunting, to foster a sense of security. When things feel out of your control, it’s more important for individuals to take control of their financial futures, promoting resilience in the face of uncertainty. The overall message is to focus on productive actions rather than panic, ultimately aiming for a better understanding of personal finances.
00:00 - Understanding your financial mindset 05:52 - Gaining clarity on spending 12:59 - Building savings for security
Key Takeaways: - Clarity Reduces Fear: Understanding your personal financial situation (spending and savings habits) can alleviate anxiety about economic changes. - Mindset Matters: Managing your emotions and thoughts is essential for making sound financial decisions. Individuals can manage their mindset by observing their feelings and thoughts, regulating their nervous system through activities like running or meditation, and avoiding panic. - Take Action: Start saving, even if it feels impossible. Small steps can lead to significant progress over time. Making a comprehensive inventory of all spending habits, including spending on adult children, and distinguishing between necessities and discretionary expenses helps to understand one's financial situation. - Educate Yourself: Use this time to learn more about personal finance and improve your financial literacy, rather than panicking and reacting to the news.
Additional Resources: - Michelle encourages listeners to check out the "Money & You" podcast for more insights and expert guests. - Consider taking courses or workshops on financial management to enhance your understanding and skills.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/ For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife YouTube: https://www.youtube.com/
---------- Forwarded message ---------
From: Michelle Perkins - Limit Free Life michelle@limitfreelife.com
Date: Wed, Apr 23, 2025 at 5:54 PM
Subject: Show notes for ep. 174
To: Team Limit Free Life team@limitfreelife.com
Show Notes for "Money & You with Michelle Perkins" Episode Name:** EP 174: "3 Smart Money Moves For A Shaky Economy"
In this episode of the "Money & You" podcast, host Michelle Perkins emphasized the importance of understanding your current financial situation to calm down fears and anxiety during uncertain economic times. She focused on how to control your mindset and emotions regarding money, and what proactive measures you can take, such as assessing personal finances, budgeting, and saving, possibly differently for the times. She highlighted the need for clarity around spending habits and the importance of distinguishing between necessities and luxuries.
During a period of economic fluctuation where people are navigating potential job loss or increased expenses, she encouraged listeners to take small, manageable steps towards saving, even if it seems daunting, to foster a sense of security. When things feel out of your control, it’s more important for individuals to take control of their financial futures, promoting resilience in the face of uncertainty. The overall message is to focus on productive actions rather than panic, ultimately aiming for a better understanding of personal finances.
00:00 - Understanding your financial mindset 05:52 - Gaining clarity on spending 12:59 - Building savings for security
Key Takeaways:- Clarity Reduces Fear: Understanding your personal financial situation (spending and savings habits) can alleviate anxiety about economic changes.- Mindset Matters: Managing your emotions and thoughts is essential for making sound financial decisions. Individuals can manage their mindset by observing their feelings and thoughts, regulating their nervous system through activities like running or meditation, and avoiding panic.- Take Action: Start saving, even if it feels impossible. Small steps can lead to significant progress over time. Making a comprehensive inventory of all spending habits, including spending on adult children, and distinguishing between necessities and discretionary expenses helps to understand one's financial situation.- Educate Yourself: Use this time to learn more about personal finance and improve your financial literacy, rather than panicking and reacting to the news.
Additional Resources:- Michelle encourages listeners to check out the "Money & You" podcast for more insights and expert guests.- Consider taking courses or workshops on financial management to enhance your understanding and skills.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram:
In this podcast, Sun Yong Kim-Manzolini was Michelle’s amazing guest, sharing her personal journey of overcoming incredible adversity, and ultimately achieving success and financial freedom- against all odds. Her experiences as an orphan after losing her parents, the challenges she faced in an orphanage, and physical disabilities created almost insurmountable obstacles.
Her perspective, resilience and commitment to living a more limit free life was inspiring. While this episode enlightens listeners to option trading, it’s the power of overcoming adversity that makes the show so compelling.
She ultimately had a dream career as a certified medical assistant for 33 years, but her desire for financial freedom led to her transition into options trading as a means to secure financial independence. The importance of education, practice and taking calculated risks in trading options is described in the show. She now teaches others her simple method to make money through trading.
The potential for individuals to change their circumstances through determination and hard work is proven by her story. It shows that when you seek financial knowledge and practice what you learn, you can achieve your dreams.
00:06 - Trust and abandonment
14:41 - Struggles of childhood
21:49 - Gratitude and new beginnings
38:47 - Learning to invest
55:14 - Understanding options trading
01:09:51 - Empowerment through education
Sun Yong wanted to avoid the pitfalls of traditional stock trading and only had limited resources to trade stocks which led to options trading. The speaker wanted to learn options trading as a way to make money without touching their retirement funds, treating it like a new job after working for 33 years.
Key Takeaways:
* Resilience is Key: Overcoming adversity can lead to personal growth and success.
* Education Matters: Investing time in learning can open doors to new opportunities.
* Abundance Mindset: Believing in the possibility of a better future is crucial for achieving financial independence.
* Taking Action: Success requires not just knowledge but also the courage to act on opportunities.
Today, Sun Yong is the CEO of Lush Enterprises, LLC, where she's paying it forward by teaching other people, particularly single mothers, how to use her "unique MIRACLE system" to trade options so they can spend less time working and more time on what matters most. She is dedicated to guiding people toward long-term success. Sun Yong is also the author of “Invest In Yourself” and co-author of “Opposite/Opposites”, essential reads for anyone pursuing financial success and fulfillment. Check her out on Instagram (@author_sun_yong) and TikTok (Author Sun Yong). She has a free masterclass if you are interested in options trading if you mention the Money and You Show.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events:
Let’s Connect…
https://limitfreelife.com/newsletter/
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
In this podcast, Michelle Perkins speaks with Monique Gagné, a financial educator known as the "money mom" and author of "Who Took My Money." She is also the creator of “The Power of Financial Happiness” course, an advocate for financial literacy in children through her book “Alex's Dream with Money” and an experienced speaker and media guest with a relatable and engaging style.
Monique shares insights on fostering a positive relationship with money, advocating for financial literacy from a young age, and the significance of saving before spending. She highlights the psychological aspects of money management, particularly the pitfalls of credit card use and the need for a foundational understanding of financial concepts. The episode underscores the importance of teaching children about money to prevent future financial mistakes. This conversation took place recently and is crucial as it addresses common misconceptions about money management, aiming to empower listeners to reframe their relationship with money for a more fulfilling life.
00:05 - Introduction to money mindset 07:26 - Building a positive money relationship 16:12 - Investing in yourself and family 24:47 - Understanding assets and liabilities 30:15 - Defining personal abundance 41:35 - Collaborating for financial education
Monique emphasizes that developing a love for money is crucial because many people approach it with fear or avoidance. She believes that respecting and understanding money, much like any other relationship, can lead to better financial habits and a healthier mindset.
Monique points out that many people view saving as a loss of freedom or enjoyment, similar to dieting. She argues that saving can actually be enjoyable and fulfilling, as it allows individuals to watch their money grow and achieve their financial goals. .
The podcast highlights that mindset is a critical factor in financial management. Monique suggests that a positive mindset towards money can transform how individuals perceive saving and spending, making it easier to manage finances effectively.
Monique is opening the Love Money School and inviting grandparents to participate in teaching the next generation about money. She believes that involving grandparents can help instill the right mindset and foundational knowledge about finances in young people.
Key Takeaways:
* Money should be viewed as a tool for value and happiness, not as a source of stress.
* Early education in financial literacy can lead to better money management in adulthood.
* Saving money can be a rewarding experience that contributes to financial freedom.
* Understanding personal definitions of wealth and abundance is crucial for financial success.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/ For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
---------- Forwarded message ---------
From: Michelle Perkins - Limit Free Life michelle@limitfreelife.com
Date: Thu, Apr 10, 2025 at 12:43 PM
Subject: Ep. 172 show notes for Monique Gagne
To: Team Limit Free Life team@limitfreelife.com
Show Notes for "Money & You with Michelle Perkins"Episode Name: EP. 172: “Solving Money Problems Early & Easily”
In this podcast, Michelle Perkins speaks with Monique Gagné, a financial educator known as the "money mom" and author of "Who Took My Money." She is also the creator of “The Power of Financial Happiness” course, an advocate for financial literacy in children through her book “Alex's Dream with Money” and an experienced speaker and media guest with a relatable and engaging style.
Monique shares insights on fostering a positive relationship with money, advocating for financial literacy from a young age, and the significance of saving before spending. She highlights the psychological aspects of money management, particularly the pitfalls of credit card use and the need for a foundational understanding of financial concepts. The episode underscores the importance of teaching children about money to prevent future financial mistakes. This conversation took place recently and is crucial as it addresses common misconceptions about money management, aiming to empower listeners to reframe their relationship with money for a more fulfilling life.
00:05 - Introduction to money mindset 07:26 - Building a positive money relationship 16:12 - Investing in yourself and family 24:47 - Understanding assets and liabilities 30:15 - Defining personal abundance 41:35 - Collaborating for financial education
Monique emphasizes that developing a love for money is crucial because many people approach it with fear or avoidance. She believes that respecting and understanding money, much like any other relationship, can lead to better financial habits and a healthier mindset.
Monique points out that many people view saving as a loss of freedom or enjoyment, similar to dieting. She argues that saving can actually be enjoyable and fulfilling, as it allows individuals to watch their money grow and achieve their financial goals. .
The podcast highlights that mindset is a critical factor in financial management. Monique suggests that a positive mindset towards money can transform how individuals perceive saving and spending, making it easier to manage finances effectively.
Monique is opening the Love Money School and inviting grandparents to participate in teaching the next generation about money. She believes that involving grandparents can help instill the right mindset and foundational knowledge about finances in young people.
Key Takeaways:* Money should be viewed as a tool for value and happiness, not as a source of stress.
* Early education in financial literacy can lead to better money management in adulthood.
* Saving money can be a rewarding experience that contributes to financial freedom.
* Understanding personal definitions of wealth and abundance is crucial for financial success.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect…https:/
In this podcast episode of "Money & You," Carlos Samaniego, EA and founder of Tax Debt Consultants, LLC joins host Michelle Perkins for an entertaining and educational discussion centered on common misconceptions surrounding tax filings and other aspects of tax obligations that many of us do not understand. Carlos shares his journey, beginning with his own significant tax missteps that led him into tax consulting, and problem solving for others. Carlos is renowned for aiding clients directly and mentoring tax professionals nationwide, including CPAs, EAs, and attorneys. His commitment to knowledge sharing has helped numerous professionals flourish in the tax industry and has helped stressed out individuals and couples to work through anxiety-inducing tax challenges. Juan (Carlos) Samaniego, EA is a highly acclaimed and very relatable tax professional, bestselling author, and mentor. With an illustrious career, he’s empowered fellow experts nationwide, receiving the 2020 Tax Professional of the Year Award. Carlos co-authored the Amazon bestseller “Never Give Up: Stories of Grit, Determination, Tenacity and Triumph,” showcasing his influence in the industry. He’s been featured on NBC, CBS, ABC, USA Today, and radio stations, sharing valuable tax insights. An EXPY awardee, Carlos’s impact extends to Hollywood Live and an upcoming PBS documentary. His authored works, including “How to Make The IRS An Offer They Can’t Refuse,” provide practical advice for navigating tax challenges. His soon-to-be-released book,” The FTB Taxpayer Survival Guide: Navigating Tax Trouble in
California with the Franchise Tax Board” imparts strategies for handling audits, appeals, and collection efforts with the FTB. Through his Tax Debt Consultant Podcast and YouTube channel, Juan imparts his wisdom to a global audience. His impact on the tax industry is profound. The Tax Debt Consultant Podcast has been chosen as one of the Top 10 Small Business Tax Podcasts by Feedspot! Learn more at:
• TaxDebtConsultant.com • CarlosSamaniego.com This show highlights how many people mismanage or are unaware of their tax situations, leading to significant issues like unfiled returns and unexpected tax bills. The conversation emphasizes the need for financial education and open communication about finances within relationships. This episode is particularly relevant as it addresses the widespread issue of tax non-filing, with over 11 million individuals failing to file their income taxes annually. The insights provided aim to empower listeners to take control of their financial situations and seek help when needed, underscoring the importance of being proactive about tax responsibilities. The episode serves as a reminder that there are solutions available for those struggling with tax issues, encouraging listeners to engage with their financial health.
Common misconceptions people have about filing and paying taxes, especially for self-employed individuals are discussed as are recent changes to the IRS and what that might mean to you.
00:05 - Introduction to tax issues 09:04 - Understanding tax filing rules 18:35 - Common tax problems explained 30:51 - Couples and financial awareness 37:19 - Finding solutions for tax bills 43:41 - Conclusion and resources offered
Key Takeaways - Awareness is Key: Understanding your tax obligations is crucial to avoid future problems. If individuals do not file their tax returns for several years, they may lose the opportunity to claim refunds for those years, as the IRS typically allows only three years to file for refunds. - Communication Matters: Couples should regularly discuss their financial situations to prevent surprises. - Help is Available: There are IRS solutions for those struggling with tax issues, and seeking professional guidance can alleviate stress. Overview of IRS programs available for those with tax debts. - Stay Informed: Regularly educate yourself about tax laws and filing requirements to stay compliant. - Steps to take if you haven’t filed taxes in years. Steps to take now in the midst of IRS restructuring.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins on March 26t! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
In this podcast episode of "Money & You," host Michelle Perkins and engaging guest, Alina Z., chat about the interconnectedness of money, food and personal fulfillment. The discussion highlights how mindset and emotional well-being influence financial habits, particularly for women. Alina shares her personal journey, including her experiences with money and a significant life event—a flood in her apartment—that led to unexpected financial gain and personal growth.
The episode emphasizes the importance of self-love and positive thinking in overcoming challenges related to both money and food, suggesting that emotional voids cannot be filled by material possessions or food cravings. Alina Z. advocates for a holistic approach to financial well-being, encouraging listeners to explore their purpose and passions as a pathway to happiness and financial success.
The insights shared are crucial for fostering a healthier relationship with money, particularly for women, and underscore the significance of mindset in achieving personal and financial goals. Because women relate to issues with food and diet, the crossover with money issues is easy to understand and the parallels apparent. The fix is often very similar and revolves around awareness and mindset. .
00:05 - Introduction to money mindset 05:33 - Finding happiness beyond money 10:50 - Emotional connections to food 22:45 - Self-love and money awareness 33:18 - Discovering your life purpose 50:11 - Aligning purpose with financial success
Alina Z. also shares her fascinating journey through experiencing extreme wealth and low income living and how she managed her mindset in both situations.
She introduces her 12-step process where individuals can try on different archetypes to discover their purpose. This experiential approach, offered by Alina, encourages listeners to focus on feelings rather than just thoughts, helping them identify what resonates with them personally.
Self-Love and Body Image: - The importance of self-acceptance and positive self-talk in fostering a healthy relationship with oneself. - Alina discusses the societal pressures women face regarding body image and how it relates to their financial mindset.
Key Takeaways- Happiness is Key: True fulfillment comes from within, and happiness can lead to financial success.- Mindset Matters: A positive mindset can transform challenges into opportunities.- Emotional Awareness: Recognizing emotional triggers related to food and money can help individuals make healthier choices in either area.- Self-Love is Essential: Cultivating self-love and acceptance is crucial for personal and financial growth.- Purpose-Driven Life: Understanding and pursuing one’s purpose can lead to a more fulfilling and prosperous life.You can find Alina Z. on Instagram @lifechefalina
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to better understand money, and feel more confident and in control of their financial lives.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins on March 26t! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Summary
In a recent podcast episode, hosts Jay and Michelle discussed the concept of private money in real estate investing. Jay, who developed a successful system for attracting private lenders, shared his journey of learning about private money after a conversation with Jeff Blankenship in 2009. He explained how individuals can invest their capital in real estate deals, earning high returns without relying on traditional banks. The discussion emphasized the importance of mindset in attracting private money, as Jay highlighted that none of his 47 private lenders had previously heard of this funding method until he educated them.
The conversation took place in the context of real estate investment strategies, focusing on how to secure funding quickly and effectively. This topic is crucial for aspiring real estate investors, as it provides an alternative to conventional financing methods, enabling them to scale their businesses and close deals efficiently. The episode underscores the potential of private lending as a viable funding source, encouraging listeners to explore this often-overlooked avenue in real estate investment.
Chapters
00:03 - Introduction to private money
12:54 - Understanding private lending basics
19:41 - Attracting private investors
29:44 - Identifying potential private lenders
36:47 - Funding your real estate deals
44:18 - Conclusion and next steps
Learnings
What is the primary concept of private money as discussed in the podcast?
Private money refers to funds loaned by individuals, rather than traditional financial institutions, allowing them to earn high rates of return on their investment capital in real estate deals.
How did Jay initially learn about private money and its potential for real estate funding?
Jay learned about private money from a friend, Jeff Blankenship, who explained the concept to him, prompting Jay to study and develop a system for attracting private lenders.
What mindset shift did Jay emphasize as crucial for attracting private money?
Jay emphasized the importance of having the right mindset, focusing on attracting private money rather than chasing it, which involves no begging or persuading.
What common misconception about private lenders does Jay address in the podcast?
Jay addresses the misconception that private lenders are only wealthy individuals; he clarifies that his private lenders are ordinary people who were previously unaware of private money and its benefits.
What strategy does Jay use to communicate with potential private lenders?
Jay uses one-on-one visits to educate potential private lenders about private money, ensuring they understand how they can earn high returns safely and securely before presenting them with funding opportunities.
Show Notes
Show Notes for "Money & You with Michelle Perkins"
Episode 169: "Unlocking Wealth: The Power of Raising Private Money"
Podcast Introduction
Welcome to "Money & You with Michelle Perkins," where we explore innovative strategies for financial growth and wealth creation. In this episode, host Michelle Perkins is joined by real estate expert Jay, who shares his insights on the world of private money and how it can be a game-changer for real estate investors.
Episode Overview
In this enlightening episode, Jay discusses the concept of private money, how to attract private lenders, and the strategies he has developed to successfully fund real estate deals without traditional banking methods.
Key Topics Discussed
- Understanding Private Money:
- Definition of private money and private lenders.
-
How individuals can invest their capital in real estate deals for high returns.
-
Jay's Journey:
- Transition from traditional banking to private money lending.
-
Development of a repeatable system for attracting private money.
-
Mindset Shift:
- Importance of having the right mindset to attract private money.
-
Strategies to avoid chasing or begging for funds.
-
Building a Network:
- How to leverage personal connections to find private lenders.
-
The significance of educating potential lenders about private money.
-
Funding Real Estate Deals:
- The process of getting deals funded quickly (in less than seven days).
-
Structuring deals to avoid monthly interest payments.
-
The Role of Education:
- Importance of educating both yourself and potential lenders about private money.
-
Jay's book, "Where to Get the Money Now," as a resource for learning.
-
Practical Script for Funding:
- A step-by-step script for approaching potential private lenders.
- How to present deals to lenders without directly asking for money.
Key Takeaways
- Private money can be a powerful tool for real estate investors looking to scale their business.
- A positive mindset and education are crucial for attracting private lenders.
- Building relationships and networks can lead to successful funding opportunities.
- Understanding the mechanics of private lending can empower investors to take control of their financial future.
Guest Information
Jay - Real estate expert and author of "Where to Get the Money Now." Jay has successfully raised millions in private money and has a wealth of knowledge to share about funding real estate deals.
Conclusion
Thank you for tuning in to this episode of "Money & You with Michelle Perkins." We hope you found valuable insights into the world of private money and how it can unlock new opportunities for wealth creation. Don't forget to check out Jay's book for more in-depth knowledge and strategies.
Call to Action
- Subscribe to "Money & You" on your favorite podcast platform.
- Share this episode with friends and family who may benefit from learning about private money.
- Rate and review the show to help us bring more great guests like Jay to our audience.
Connect with Us
- Follow us on the Limit Free Life YouTube channel for more content.
- Join our community for ongoing discussions about money and wealth-building strategies.
Thank you for being part of our journey towards financial empowerment!
Newsletter
Email Subject: Unlock Wealth with Private Money: Tune into Our Latest Episode!
Email Body:
Have you ever considered the untapped potential of private money? In our latest episode of "Money & You with Michelle Perkins," we dive deep into the fascinating world of raising private money and how it can transform your real estate ventures!
In Episode 169: "Unlocking Wealth: The Power of Raising Private Money," we speak with Jay, a seasoned investor who turned his funding challenges into a remarkable success story. Imagine sourcing millions in private money for your deals—all without the risk of rejection or the strain of traditional banks!
What's in it for you? Here’s a sneak peek of what you'll learn:
- Attract, Don’t Chase: Discover how to attract private lenders effortlessly and build a network that funds your deals without begging or persuading.
- Real Success Stories: Hear how Jay secured his first $250,000 and built a portfolio with 47 private lenders—none of whom had ever heard of private money before Jay showed them the way!
- Tips and Tricks: Get ready to take notes! We’ll provide you with the exact script that has helped Jay turn conversations into funded deals, ensuring you’re never left empty-handed.
- The Strategy Unveiled: Learn how to structure your investments so you can fund your deals quickly while avoiding the usual monthly interest payments.
Whether you’re a seasoned pro or just starting out, there’s something valuable in this episode for everyone interested in real estate investment. You’ll walk away equipped with insights that are not only practical but also empowering.
What are you waiting for? Tap into the much-talked-about world of private money and unlock new financial opportunities by listening to this episode today!
Don't miss this chance to revolutionize your investment strategy—listen to Episode 169 now!
Catch us on your favorite podcast platform or visit the Limit Free Life YouTube channel. We’d love to hear your thoughts, and if you enjoy the episode, be sure to rate and review us so we can keep bringing you great guests like Jay!
Here’s to your financial growth and success!
Best,
The Money & You Team
Social Posts
Ready to unlock the secrets of private money? In Episode 169 of 'Money & You with Michelle Perkins', we dive into how YOU can attract private lenders and fund your real estate deals quickly! Tune in now! #PrivateMoney #RealEstateInvesting #UnlockWealth
Have you heard of private money? If not, you’re missing out! In our latest episode, we chat about how ordinary people can earn high returns through private lending. Don't miss this opportunity! #FinancialFreedom #MoneyAndYou #Podcast
Fear of rejection holding you back from funding your real estate dreams? Episode 169 reveals how to attract private money WITHOUT asking for it! Get the insights today! #RealEstate #MoneyMindset #ListenNow
What if you could fund your next deal in LESS than 7 days? Discover the strategies in Episode 169 of 'Money & You with Michelle Perkins'. Your financial future awaits! #FundingDeals #RealEstateSuccess #Podcast
Want to learn where to get the money for your real
In this podcast episode of "Money & You," host Michelle Perkins speaks with Jerome Myers, a seasoned business leader and exit strategist, about the complexities of exiting a business and how to navigate what comes next. The discussion emphasizes the emotional and strategic aspects of business exits, particularly the "founder's exit paradox," which highlights the challenges founders face when detaching from their ventures.
They explore the importance of planning for an exit early in the business lifecycle, as many entrepreneurs overlook this critical aspect while focusing on growth. The conversation also touches on the financial implications of a successful exit, including how individuals often struggle with newfound wealth and the need for a clear understanding of their financial future post-exit.
This episode is significant as it encourages business owners to consider their long-term goals and the impact of their relationship with money, ultimately aiming to foster a more fulfilling life beyond their business endeavors. The discussion reflects contemporary issues faced by entrepreneurs who are living longer and healthier lives, who are looking for a fulfilling second chapter.
00:05 - Mindset and money connection
07:02 - Planning your business exit
16:10 - Recognizing exit opportunities
27:37 - Transforming passion into profit
32:59 - Preparing for retirement life
46:43 - Resources for successful exits
Key Takeaways
* Plan Early: Founders should consider their exit strategy from the beginning to maximize the value of their business.
* - Emotional Readiness: Recognizing the emotional aspects of exiting a business is crucial for a smooth transition.
* - Financial Awareness: Understanding personal financial needs and goals is essential for life after business ownership.
* - Seek Guidance: Working with an exit strategist can provide valuable insights and help navigate the complexities of exiting a business. Jerome Myers, renowned exit strategist known for his expertise in helping founders navigate the emotional and practical aspects of exiting their businesses offers resources and assessments to assist business owners in preparing for a successful exit.-
* You can take his “Exit Readiness Assessment” for free at:https://exittoexcellence.com/ERA
Schedule a consult here: (http://exittoexcellence.com)
His podcast can be found here: https://podcasts.apple.com/us/podcast/your-next-a-guide-to-finding-fulfillment-after-your/id1455776307
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
This podcast episode features guest Nicole J. Smith, a daughter faced with her mother’s Alzheimer’s diagnosis. Nicole J. Smith intertwines heartfelt memoir with practical advice, a vital roadmap for caregivers navigating dementia care. Nicole was blindsided by her mother’s post-pandemic cognitive decline and took a deep dive into dementia education after her mother’s Alzheimer’s diagnosis. Nicole is sandwiched between caring for three aging parents and five children. She wrote the book she could not find in managing the legal, financial, medical, and emotional aspects of becoming a caregiver.
Her book Diagnosis Dementia: Your Guide for Eldercare Planning and Crisis Management, shares her story and helpful resources in navigating the terms and turmoil of eldercare. End of life planning conversations are critical to have before a crisis occurs. www.njsmithbooks.com
Michelle and Nicole discuss the challenges of managing aging parents' care and finances. The conversation highlighted the importance of having legal documents like powers of attorney in place for both parents and adult children, especially as many people face unexpected health issues, such as Alzheimer's disease. The speakers shared personal stories about their experiences with caregiving, emphasizing the emotional, financial and logistical complexities involved that you might be surprised by.
They addressed the broader implications of an aging population, noting that 10,000 baby boomers turn 65 daily, which places significant pressure on the healthcare system. The speakers stressed the need for proactive planning in retirement discussions, as caregiving costs can deplete savings. They provided resources for families navigating these issues, including support groups and websites focused on end-of-life conversations. This episode is important as it raises awareness about the realities of caregiving and the necessity of preparation, encouraging listeners to engage in difficult but essential conversations about aging and care.
00:05 - Starting the caregiving journey
10:18 - Importance of powers of attorney
20:51 - Facing caregiving realities
29:50 - Navigating family dynamics
39:18 - Essential resources for caregiving
45:33 - Organizing conversations on aging
Key Takeaways
* Proactive Planning: It is crucial to have conversations about health, finances, and caregiving preferences with family members before a crisis occurs.
* - Education and Organization: Caregiving requires not only emotional support but also a structured approach to managing medical, legal, and financial aspects.- Community Support: Caregivers are not alone; there are numerous resources and support networks available to assist them in their journey.
Resources mentioned in the Podcast:
Introduction to various resources such as aging life care managers, financial planners, and elder law attorneys.
Recommendations for support groups and educational resources, including:
Conversations:https://deathoverdinner.org/https://theconversationproject.org/https://www.fivewishes.org/
Caregiver Support:https://daughterhood.org/https://leezascareconnection.org/homehttps://wearehfc.org/
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…
Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to understand money better and feel more confident and in control of their financial lives.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
In this episode of "Money & You," host Michelle Perkins engages in a discussion with guest Steve Selengut about the relationship individuals have with money and the importance of mindset in overcoming financial challenges. As a 44-year investment professional, he's developed a simple, yet little-known system for producing reliable market generated income. He created income-generating portfolios for his clients for decades, growing their income every year.
Now semi-retired himself, his mission is to bring this system to as many investors and retirees as possible.
As a private portfolio investment manager with over $110 million in assets before selling his business in 2023. He's introduced several proprietary concepts, including QDI + PT, Smart Cash, The Working Capital Model, The Investor's Creed, Base Income, and the Investment Grade Value Stock Identification System.
Steve shares his personal journey of learning to invest, focusing on income-generating assets rather than merely increasing portfolio value. He highlights the significance of cash flow and the need to understand investment choices, particularly in a changing financial landscape.
By providing insights into effective investment strategies, the podcast aims to help listeners cultivate a more positive and productive relationship with money leading to financial freedom.
00:05 - Understanding money mindset
07:14 - Building income through investments
18:51 - Cash flow over portfolio value
26:53 - Defining financial sufficiency
33:00 - Reinvesting for financial growth
44:44 - Tangible income for retirement
Key Takeaways
- A healthy relationship with money is foundational for financial independence.- Consistent income from investments can provide security and flexibility in retirement.- Understanding the cash flow generated by investments is crucial for long-term financial success.- Practical investment strategies, such as focusing on dividend-paying stocks, can lead to sustainable income.
Steve Selengut faced a lack of modern investment tools and resources, as there were no ETFs, IRAs, or 401(k)s at the time. He adapted by learning to focus on income generation and developing a strategy that involved consistent investment in income-producing assets.
The guest suggests focusing on generating cash flow from investments rather than merely increasing the market value of a portfolio. This involves investing in assets such as dividend-paying stocks and bonds, to ensure consistent income. Having a portfolio that produces cash flow allows investors to weather market fluctuations without relying solely on selling assets.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon!
For more information on Limit Free Life & Michelle Perkins:
https://limitfreelife.comLinkedIn:
https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
In this episode of "Money & You," host Michelle Perkins discusses the psychological aspects of financial management with guest James Alexander, a Certified Financial Planner and partner with Edge Financial Advisors. James is co-host of his company podcast: “Ed’s Edge” a show geared towards regular, everyday investors seeking financial peace. Passionate about empowering clients to navigate finance confidently while emphasizing emotional well-being in financial planning.
The conversation emphasizes the importance of mindset and emotional well-being in overcoming financial challenges. They explore common issues such as avoidance of financial discussions, the impact of shame, and the necessity of creating personalized financial plans that accommodate individual lifestyles and values.
The episode highlights the non-linear nature of life and the need for flexibility in financial planning, including considerations for unexpected expenses and changes in circumstances. James stresses the importance of regularly reviewing insurance coverage and adapting financial strategies as life evolves. The discussion aims to empower listeners to shift their mindset towards viewing financial peace as attainable, encouraging proactive engagement with their finances.
This episode is significant as it addresses the psychological barriers to financial management and provides practical insights for listeners to improve their financial literacy and planning.
00:05 - Mindset and money connection
07:53 - Confronting financial avoidance
16:43 - Customizing your budget plan
24:04 - Planning for unexpected expenses
34:60 - Insurance and financial peace
41:33 - Belief in financial attainability
Key Takeaways
- Emotional Well-Being: Acknowledge the psychological aspects of money management to reduce stress and improve financial decision-making.- Personalized Approach: Create a budget that reflects personal values and lifestyle rather than adhering to rigid structures. Listeners are encouraged to evaluate their budgets without judgment and assess how their spending aligns with their personal values, allowing for a more fulfilling financial plan.- Expect the Unexpected: Life is unpredictable; financial plans should account for potential changes and challenges. importance of accounting for unexpected life events, such as health issues or economic changes, in financial planning to create a more resilient and adaptable financial strategy.- Regular Insurance Reviews: Stay informed about insurance coverage to protect against unforeseen events. The podcast emphasizes the need for regular reviews of insurance policies to ensure they adequately cover changing life circumstances and protect against potential financial risks- Financial Peace is Attainable: With the right mindset and planning, achieving financial peace is possible.
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For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
-
Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives.
-
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
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FinancialPlanning #MoneyAndYou #MoneyMindset #Finance #MoneyAndYou #FinancialLiteracy
In this episode of "Money & You," host Michelle Perkins speaks with Jennifer Fishman, an advocate for financial literacy in early education. Join Michelle and Jennifer in this enlightening discussion about the future of financial education for children. Discover how early financial literacy can empower the next generation to thrive in their personal and professional lives.
The discussion centers on the importance of teaching financial concepts to children, particularly those in grades K-5, to prepare them for future economic challenges. Fishman, who holds a master's in education and a degree in child development, emphasizes the need for structured financial literacy programs in schools, which she aims to implement across California.
The conversation highlights the current gap in financial education and the transformative potential of early financial literacy, which can help children develop essential skills for money management and for entering the workforce. Fishman outlines a progressive curriculum that evolves from basic financial awareness in elementary school to more complex economic concepts in high school.
This initiative is crucial as it addresses the widespread lack of financial knowledge among young people, equipping them with the tools to navigate their financial futures successfully. The episode underscores the growing recognition of financial literacy as a vital component of education, reflecting a shift towards preparing students for real-world economic realities.
Chapters
00:05 - Introduction to financial literacy
06:16 - Stages of financial education
16:27 - Engaging kids in learning
27:16 - Entrepreneurship and networking skills
37:18 - Community involvement and support
Key Points:
Jennifer focuses on introducing financial literacy to very young children, specifically targeting K through 5 students, to help them develop essential financial skills early on.
The curriculum evolves from financial awareness and consumer awareness in K through 5, to financial literacy in middle school, and then to economic literacy in grades 9 through 12.
Students often graduate without the necessary financial skills, leaving them unprepared for real-world financial responsibilities, such as managing debt and making informed financial decisions.
By teaching children to develop good financial habits and literacy, the podcast suggests that this can lead to a more financially aware workforce, which in turn can positively impact the economy and community.
Parents are encouraged to support the initiative by volunteering in schools and learning alongside their children, which fosters a collaborative environment for financial education.
Programs like Jennifer’s “Business Basics For Kids” are designed to provide a seamless educational experience. Engaging and fun activities can help children learn about entrepreneurship and finance. Jennifer shares insights on how children can develop networking skills and comfort in business settings from an early age.
Listeners are encouraged to visit Jennifer's website and follow “Business Basics For Kids” on Instagram for more information and resources.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please share the episode or the podcast with your friends and family members who want to understand money better and feel in control of their financial lives. And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my newsletter so I can let you know when my next "money dating program" is starting and I’ll help you make the shift. The next one begins soon!
For more information on Limit Free Life & Michelle Perkins:
https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Host Michelle Perkins and guest Rob Haynie discuss the life settlement industry, where
individuals can sell their life insurance policies for cash. Haynie, with 31 years of experience in
the industry, highlighted the benefits and opportunities in this market, emphasizing the
importance of understanding the value of life insurance policies and exploring options for
financial planning. The conversation covered various aspects of life settlements, including the
potential for selling term policies, the risks involved, and the need for proper education and
planning. He also mentioned efforts to create a senior health planning account to help
individuals fund long-term care expenses. The discussion provided valuable insights into a
lesser-known financial opportunity and underscored the significance of financial literacy and
proactive financial decision-making. The episode aimed to empower listeners to enhance their
financial knowledge and make informed choices for their financial well-being.
00:05 - Transform your financial life
05:56 - Expanding life settlement marketplace
13:45 - Understanding life expectancy investments
27:41 - Unveiling life insurance secrets
36:53 - Navigating insurance policy options
42:04 - Future of senior health planning
49:07 - Empowering financial knowledge
Loving Request: Please share this podcast with others who can benefit from gaining financial
freedom strategies through passive investing. This might just change their life.
For much more on ALL things money mindset, money management, how to earn a great living
and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-
itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to
learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will
empower your mindset and financial mastery by “dating your money.” Until you understand how
YOU relate to money and what you believe about money, nothing will change. Once you begin
to get to know yourself with money, learn the fundamentals of money management, and operate
in a new way with money, everything will open up.
Join my signature “Your MoneyDate™” program and I’ll help you make the shift.
https://limitfreelifeworkshops.com/money-date/
The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn:
https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife
Host Michelle Perkins delves into powerful methods for identifying and releasing money blocks
that hinder financial growth. In this solo episode, Michelle shares a detailed step-by-step guide
to a transformative "releasing exercise" designed to let go of old beliefs, rewrite financial narratives, and adopt a positive relationship with money. This episode is perfect for anyone seeking clarity, freedom, and flow in their financial life.
Timestamps
00:00 - Identifying money blocks
15:45 - Releasing exercise: Steps to shift your beliefs
30:22 - Creating new empowering financial narratives
Loving Request: Please share this podcast with others who can benefit from gaining financial
freedom strategies through passive investing. This might just change their life.
For much more on ALL things money mindset, money management, how to earn a great living
and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-
itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to
learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will
empower your mindset and financial mastery by “dating your money.” Until you understand how
YOU relate to money and what you believe about money, nothing will change. Once you begin
to get to know yourself with money, learn the fundamentals of money management, and operate
in a new way with money, everything will open up.
Join my signature “Your MoneyDate™” program and I’ll help you make the shift.
https://limitfreelifeworkshops.com/money-date/
The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn:
https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446
This episode features creative brand strategist and money mentor Sarah Mac. Sarah shares her
inspiring journey from financial anxiety to building a thriving six-figure business. She discusses
the foundational steps to improving your relationship with money, including the power of tracking
finances, adopting simple money habits, and embracing a creative approach to financial growth.
Sarah also introduces concepts from her new book, The 6-Figure Creative: Heal Your
Relationship With Money Doing Work You Love, offering practical tools for entrepreneurs to
align their mindset and money goals with their personal and professional vision.
Timestamps
00:00 - Sarah Mac’s transformational money journey
12:35 - Key habits for cultivating a healthier money mindset
25:50 - Creative strategies for financial success
Loving Request: Please share this podcast with others who can benefit from gaining financial
freedom strategies through passive investing. This might just change their life.
For much more on ALL things money mindset, money management, how to earn a great living
and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-
itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to
learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will
empower your mindset and financial mastery by “dating your money.” Until you understand how
YOU relate to money and what you believe about money, nothing will change. Once you begin
to get to know yourself with money, learn the fundamentals of money management, and operate
in a new way with money, everything will open up.
Join my signature “Your MoneyDate™” program and I’ll help you make the shift.
https://limitfreelifeworkshops.com/money-date/
The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn:
https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446
Michelle Perkins hosts financial expert Thomas Blottenberger to explore the connection
between mindset and financial strategy. Thomas shares insights on emotional biases in
investing, the importance of education in financial planning, and how to align your investments
with a greater purpose. The episode offers practical guidance on overcoming fears, building
financial literacy, and achieving peace of mind by focusing on purposeful investing.
Timestamps
00:00 - Emotional biases and their impact on finances
15:30 - Aligning investments with purpose
28:12 - Practical strategies for shifting financial paradigms
Loving Request: Please share this podcast with others who can benefit from gaining financial
freedom strategies through passive investing. This might just change their life.
For much more on ALL things money mindset, money management, how to earn a great living
and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-
itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to
learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will
empower your mindset and financial mastery by “dating your money.” Until you understand how
YOU relate to money and what you believe about money, nothing will change. Once you begin
to get to know yourself with money, learn the fundamentals of money management, and operate
in a new way with money, everything will open up.
Join my signature “Your MoneyDate™” program and I’ll help you make the shift.
https://limitfreelifeworkshops.com/money-date/
The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn:
https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446
The podcast featured a speaker discussing the importance of managing emotions and thoughts about money to achieve financial success. The speaker emphasized the power of positive thinking and visualization in manifesting financial goals. The discussion highlighted the role of mindset in overcoming financial challenges and creating a positive relationship with money. The speaker shared a manifestation exercise involving setting intentions, visualizing goals, and focusing on evidence of progress. The importance of maintaining a high frequency and positive mindset to attract abundance was emphasized. The speaker encouraged listeners to practice gratitude and use their minds effectively to achieve their desired outcomes. The podcast provided practical tips for improving financial well-being through mindset shifts and manifestation techniques. The discussion took place in a supportive and educational context, aiming to empower listeners to take control of their financial futures through positive thinking and intentional actions.
00:00 - Mastering your money mindset
13:14 - Smooth road to abundance
18:60 - Manifesting financial prosperity
Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/
The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446
The podcast featured a discussion between an entrepreneur, coach, and problem solver about the importance of having a positive relationship with money to achieve financial freedom. The speakers emphasized the need for strategic financial planning, especially towards the end of the year, to maximize retirement contributions, set up accounts like Roth IRAs and HSAs, and review investment portfolios. They also highlighted the significance of mindset in achieving financial goals, suggesting listeners focus on positive self-talk and abundance mindset. Practical tips were provided, such as making extra estimated tax payments, utilizing flexible spending accounts, and engaging in tax loss harvesting. The speakers recommended taking one to two financial actions per week leading up to the end of the year, followed by a period of reflection and mindset adjustment. The discussion underscored the importance of proactive financial management and mindset in achieving long-term financial success.
00:01 - Strategic money planning tips
10:04 - Maximizing retirement contributions
15:36 - Year-end financial adjustments
23:13 - Mindset reset for abundance
Loving Request: Please share this podcast with others who can benefit from gaining financial freedom strategies through passive investing. This might just change their life.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your MoneyDate™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/
The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
YouTube: https://www.youtube.com/@michelleperkins-limitfreel2446
Episode 151: "Wealth Without Wallstreet - Passive Income Strategies for Financial Freedom"
Ep 144: "Empowering Financial Relationships: Navigating Money, Emotions, and Family Dynamics"
Michelle Perkins shares ways to future-proof yourself in our changing world. She talks about the importance of developing future job skills. The discussion focused on various skills such as AI, sustainability, social media, communication, and trade-related skills. She emphasized the need to understand and improve financial skills as a crucial aspect of personal and career development. Her company Limit Free Life® was created to help people to live their best work lives and find more than money from their work. Staying on top of the ever changing job landscape will keep you able to find or create work you love.
The podcast highlighted the significance of staying up to date with evolving trends in the job market to remain competitive. Michelle also mentioned the importance of having a better understanding of one's financial situation to make informed decisions about career choices and earning potential. Overall, the podcast emphasized the importance of continuously upgrading skills, including financial literacy, to thrive in the ever-changing work environment and create the freedom you want.
Summary of podcast tips:
Some skills that can help future-proof your career include AI skills, sustainability skills, social media skills, communication skills, and trade-related skills.
AI can be used to support and assist in various jobs, even if it's not the main profession. Learning how to use AI as a tool can be a valuable skill to bring to the table.
Understanding your money is as big a skill as any other when it comes to developing yourself. It can help you determine if you need to earn more money, how much you need, and how to make more money in different ways and in different industries.
Trade-related skills, such as fashion, plumbing, and electrical work, are considered important for the future because there will always be a need for people in construction, maintenance and manufacturing roles. These skills are evolving technologically with the changing times, making them valuable areas to get into.
Improving financial skills can lead to better understanding of one's financial situation, potentially leading to career changes or job satisfaction improvements. By learning how to make more money and manage finances effectively, individuals can make more informed decisions about their professional paths.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Mistakes have been the key way we learn about money since we aren’t well-educated on the topic. They serve a valuable purpose, the bad ones, we never make again, hopefully. This show outlines 5 big mistakes that you can easily avoid.
This solo show highlighted the significance of being intentional with money, avoiding money avoidance, and understanding one's beliefs and emotions around finances to get you closer to financial freedom. The podcast focused on the impact of understanding oneself in relation to money and the benefits of addressing financial issues proactively. The podcast provided insights into common mistakes people make with money and offered strategies for improving financial well-being.
Summary of tips from the podcast: One common mistake is waiting to try to understand oneself with money.
Don’t be avoidant - look at, speak about, collaborate, and address financial matters.
Understanding yourself with money leads to positive changes and better financial decisions.
Engaging with financial experts is seen as an investment (not an expense) in one's financial future and can lead to better returns.
Feelings are the more important factors in making financial decisions, and understanding one's feelings about money is crucial to financial decision-making.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next-level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
How do we live a more Limit Free Life ® ? A great relationship with money is key, and how we earn money, whether through a job or our own business, is an essential part. This episode provides valuable insights into the job market, sales proficiency in business, and strategies for both candidates and employers to navigate the challenges and achieve success in their careers and financial goals.
The podcast featured Michelle and guest Kathy Hammond. Kathy, an award-winning author and international speaker, known for her revolutionary recruitment system, "Predictable Profits" discusses career transitions, business, and money. They talked about the importance of sales in business, the challenges in hiring the right salespeople, and the need for proactive career management. The conversation emphasized the significance of continuously improving skills and staying prepared for changes in the job market.
Kathy shared insights on her recruitment system, Predictable Profits, which helps companies find high-performing sales professionals. The discussion highlighted the importance of standing out in job searches, being proactive in career development, and delivering value to employers. Overall, the podcast provided valuable advice for job seekers, hiring managers, and entrepreneurs on navigating the ever-changing landscape of the job market and business world. The podcast is highly relevant for individuals looking to enhance their career prospects and financial well being.
00:00 - Revolutionizing recruitment for success
07:50 - Mastering the art of sales
16:00 - Screening for sales excellence
23:24 - Crafting effective resumes and profiles
29:48 - Standing out on Linkedin
36:35 - Proactive career management strategies
46:56 - Gratitude and call to action
Key Points:
* The significance of sales in business and the need for skilled sales professionals. Only 20% of people in sales are currently selling the right thing and know how to sell.
* The challenges in the job market, including turnover rates and the mismatch between job description requirements and actual skills.
* The importance of proactive career management for individuals and the impact of complacency.
* Strategies for candidates to stand out in the job market, including optimizing LinkedIn profiles and networking effectively. Avoid regurgitating job descriptions on LinkedIn and resumes, and to focus on showcasing their capabilities and successes.
* How employers can more readily identify the right candidates and create successful recruitment processes.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Today’s conversation highlighted common mistakes people make with Medicare that can really cost you. The importance of understanding the basics of Medicare (before signing up), and the need to strategize for optimal health care coverage were valuable conversations that most people don’t even know they should have. Not knowing how to best navigate this system can cost you all the money you’ve painstakingly saved for old age.
Emily Gang, the “Medicare Coach”, and Michelle Perkins discuss the complexities of navigating Medicare decisions. Emily, a former risk manager at Goldman Sachs, now helps people make informed choices about Medicare.. The speakers shared personal experiences and emphasized the value of proper guidance in making Medicare decisions. The discussion underscored the significance of being well-informed about Medicare options to ensure cost-effective and efficient healthcare coverage. The podcast aimed to provide valuable insights and guidance to listeners facing Medicare decisions, or helping parents and others with those decisions. They emphasized the importance of utilizing resources like webinars and coaching services for informed decision-making.
00:00 - Medicare decisions - expert insights
05:06 - Avoiding costly Medicare mistakes
18:24 - Navigating Medicare for families
25:56 - Understanding original Medicare plans
38:17 - Maximizing Medicare benefits tips
Notes:Emily has guided over 100,000 people across the country through navigating Medicare.
What is one of the biggest mistakes people make when it comes to Medicare?Treating Medicare like an employer health insurance plan is one of the biggest mistakes people make.
Why do some people delay enrolling in Medicare after 65?Some people delay enrolling in Medicare after 65 to avoid paying for both an employer plan and Medicare.
What is the benefit of being on the original Medicare route with a Medicare supplement plan?Being on the original Medicare route with a Medicare supplement plan makes it possible that pre-existing conditions will not preclude you from getting Medicare down the line.
What is the goal of the https://www.themedicarecoach.com/ website?The goal of the Medicare coach website is to help individuals figure out how to use Medicare correctly and get the most out of it. Once signed up, it can be too late.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
This podcast gets into passive real estate investing with guest Paul Dircks, CFA. Paul is an experienced passive Income Investor, registered representative and he’s on a mission to help 1000s of people maximize their investment dollars. His goal is to help people use alternative investments to achieve financial freedom. We talked about the importance of diversifying investment portfolios and the accessibility of real estate investments to individuals. The conversation highlighted the benefits of passive income investing and the potential for financial growth outside of traditional stock market investments. The discussion provided valuable insights into real estate investing and encouraged listeners to explore various investment options. The episode emphasized the importance of learning, networking, and taking proactive steps towards financial independence.
The focus is on passive real estate investing and exploring alternative investment opportunities as well as the accessibility issues in traditional real estate investments which highlight the potential in passive income investing.
What are some examples of asset classes in passive real estate investing?Examples include apartment buildings, self-storage facilities, industrial real estate, and other commercial real estate assets. Financial planners often lack experience, interest, or resources to research and recommend due diligence on these investments.
What advice is given for individuals interested in real estate investing?Networking, seeking advice from accountants with real estate experience, and exploring diverse investment options are recommended for those interested in real estate investing.
00:01 - Introduction to passive real estate 07:29 - Transition to real estate investing 19:23 - Exploring the variety of passive real estate investments 31:57 - Networking for real estate investing 46:02 - Empowering future financial freedom
Show Notes- Paul Dircks CFA shares their journey from active real estate investing to passive income investing.- Emphasis on the importance of understanding different investment opportunities available to investors.- Discussion on the shift in mindset from traditional paper assets to passive real estate investments.- Highlighting the benefits of passive income investing for financial goals and wealth growth.- Passive real estate investing offers an alternative path to grow wealth beyond traditional investments.- Syndications and funds provide opportunities for passive real estate investments as a limited partner.- Networking and seeking advice from professionals like accountants can help in understanding real estate investments.- Importance of educating oneself and exploring diverse investment options in the real estate market.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Michelle Perkins interviews Dean Inniss, a successful entrepreneur and financial strategist, discuss living financially free through discipline, mindset, and proactive strategies. Dean shares his personal journey of witnessing his father's lack of financial planning, which motivated him to start planning early for his own financial future. The podcast aims to educate and inspire listeners to improve their relationship with money and achieve financial independence.
He emphasizes the importance of participating in a 401k and becoming debt-free. Dean also talks about investing in assets like dividend stocks and real estate notes.The conversation highlights the power of starting small and making consistent financial decisions over time.
They emphasize:* The need for discipline and making small changes to achieve financial goals
* Setting goals and being consistent in financial habits
* The importance of financial education, discipline, and goal-setting in achieving financial success
What is the average amount that most Americans spend on lunch and coffee per week? Most Americans spend 50 to $60 a week on lunch and coffee. What if they took that money and started saving it in a 401k? They would be millionaires by the time they were 65.
Dean and Michelle talk about the need to connect disliked tasks with desired outcomes, and highlight the importance of alignment, simplicity, and foresight in business success. Dean offers advice on managing time and discipline while running a business and encourages listeners to start making small changes and celebrate progress. He also provides advice on finding part-time work and implementing financial strategies for retirees.
Overall, the podcast provides practical advice and strategies for individuals to take control of their finances and work towards a financially free life.
00:00 - Money relationship matters: Introduction 06:19 - Financial journey: From recession to success 13:24 - Building wealth: Tips and strategies 22:15 - Overcoming financial setbacks: Discipline 28:30 - Mastering discipline for success 38:47 - Business success: Simplicity and foresight 44:08 - Achieving success: Mindset and strategies 49:24 - Inspiration and celebration: Conclusion
Key Takeaways:* Start early, stay disciplined, and connect actions to results for financial success
* Small steps and the right mindset can lead to significant changes at any age
* It's never too late to make positive financial changes and see results
* Celebrate successes and learn from failures to continue growing and improving
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
What is the biggest misconception about retirement? The biggest misconception is that people think they need a specific dollar amount to retire, like a million dollars, when in reality it's more about designing a retirement lifestyle and matching it with the available funds.
Derek Mozzarella, a certified financial planner and author of his book titled "Just Retire Already" joined Michelle to have a candid and insightful conversation about retirement planning, everything from when to retire, understanding social security, and building wealth. Derek discusses and emphasizes the need to plan for retirement and financial freedom. He explains how retirement has evolved over the years and how it no longer follows a traditional model.
While social security, medicare and other aspects of retirement may be misunderstood, we get into all the details that you’ll want to know before you make decisions about retiring. We talked about working at whatever you like in your retirement years and being financially free enough to make the choices you want to make!
This episode: Provides valuable information and tips for listeners to feel more confident and prepared for retirement. Emphasizes the importance of learning about finances and building a positive relationship with money. Aims to continue bringing informative episodes and guests to help listeners enhance their financial knowledge and enjoy their money throughout their lives and into retirement.
00:00 - Retirement planning and financial readiness 06:48 - Maximizing social security benefits 13:13 - Understanding money baggage and goals 19:60 - Challenges of long-term care 27:53 - Tax strategies for retirement 36:06 - Investing tips and takeaways to create financial freedom
Key Takeaways: Start retirement planning early to save and invest consistently. Social Security should be carefully considered, and strategies for maximizing benefits should be explored. Open communication and shared financial goals are crucial for couples to manage their finances effectively. Long-term care planning to avoid financial burdens and ensure a secure retirement. Diversify investments and consider tax strategies to have flexibility and peace of mind during retirement.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
In this episode, Michelle Perkins discusses the unique topic of gaining tax advantages for student athletes and how you can see the parallels for entrepreneurs.
The guest for this episode is Chase Insogna, an expert in “name image likeness” (NIL) deals and wealth building strategies for student athletes. A CPA, Chase also joins the conversation to provide insights on tax planning and financial management for student athletes as well as business owners..
Chase is passionate about athletics and entrepreneurship, specializing in NIL deals and guiding student athletes through tax implications and wealth building strategies. Chase focuses on the unique needs of student athletes, ensuring compliance with tax laws and strategic wealth growth.
We discussed the importance of Tax Planning for Small Business Owners and ways to create and implement a tax strategy that would save taxes and avoid unnecessary taxes.
Chase's mantra is to not live a lifestyle you can't afford and to reserve taxes to pay at the end of the day. The importance of discipline in saving money for taxes, even when there are other needs in the business, was an important topic.
For the entrepreneurs listening we talked about why the majority of small businesses are not sellable, which is important for retirement planning as so many business owners have factored a business sale into their retirement plans.
00:04 - Introduction to Chase and Sonia 06:40 - Importance of saving for taxes and how to do it 14:20 - Preparing for the future and retirement 22:19 - Benefits of working with licensed professionals 28:08 - Avoiding financial mistakes many make 37:43 - The value of a good CPA
Key Takeaways: Student athletes and small business owners, including those with NIL deals, should have a tax plan and save money for taxes throughout the year. Setting up an LLC and making an S Corp election can help save on unnecessary payroll taxes for self-employed individuals. How working with licensed professionals, such as CPAs, ensures comprehensive tax planning and financial advice. Building a strong financial foundation and saving for retirement early on is crucial, as selling a business is not guaranteed.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon!
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Michelle Perkins and Kathryn Alice discuss the importance of having a positive relationship with money and how it can impact one's life. Kathryn Alice is an expert in love and relationships, while Michelle Perkins is an expert in money. They emphasize the need to change negative beliefs about money and set intentions for financial success. The conversation highlights the parallels between relationships with money and relationships with people, emphasizing the importance of communication, spending time together, and addressing issues constructively.
They suggest incorporating rituals and mindset shifts to improve one's relationship with money. they also touch on the idea that money is not inherently bad and that having more money can provide freedom and choices (a good thing). The podcast aims to help listeners develop a healthy and positive relationship with money to achieve financial success and a fulfilling life.
The conversation also explains the concept of manifestation and setting intentions to attract abundance, sharing examples of individuals who have experienced positive changes in their financial situations through mindset shifts and manifestation techniques. The podcast aims to help listeners recognize and change patterns to create a more positive and abundant relationship with money. The podcast emphasizes finding joy and fulfillment in both love and money and how these aspects can positively impact one's life.
00:04 - Building a money relationship
12:34 - Shifting patterns for better relationships
21:50 - The love and money connection
33:46 - Appreciation and creative solutions
39:13 - Connecting with financial advisors
Main Topics Discussed:
1. Having regular "money dates":
- The importance of having weekly money dates to develop a healthy relationship with money.
- The significance of rituals and setting oneself up for these money dates.
- Money as a lifelong relationship:
- Money is something we have a relationship with from a young age, and it continues throughout our lives.
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The need to address money desires openly, just like we do with desires for romantic relationships.
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Giving attention and care to money:
- Money should not be ignored or neglected; it requires attention and nurturing.
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Dealing with money issues in a calm and rational manner, rather than reacting with anger or depression.
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Shifting beliefs about money:
- Similar to relationships, money should be seen as exciting and worth tending to.
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Changing negative beliefs and thoughts about money to create a more positive and abundant mindset.
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Recognizing patterns and creating new ones:
- The importance of recognizing patterns in our relationship with money and finding ways to create new, better patterns.
- Our upbringing and past experiences can influence our money patterns, making it necessary to seek outside perspectives.
For much more on ALL things money mindset, money management, how to earn a great living, and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5-star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
Get to know yourself with money & and learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change.
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
In a solo show about "Money Conversations," host Michelle Perkins emphasizes the importance of productive discussions about money. She advises listeners to understand their own emotions and fears before engaging in these conversations, so it can be productive and not combative.
Having hard conversations and reaching agreements is crucial in your financial life. She highlights that money conversations can occur in various contexts, such as with partners, family members, or business associates, and improving these conversations can lead to better outcomes and relationships. The podcast provides practical advice for individuals seeking more effective and positive discussions about money.
Michelle mentioned a previous episode (ep. 112) with Wendy Wright, a financial therapist, who discussed the importance of productive self-reflection and self talk about money.
The importance of the topic lies in the fact that money conversations are crucial for financial well-being, and having productive discussions can lead to better outcomes and healthier relationships with money.
Key Takeaways: - Money conversations should be productive and result in action, not frustration. - Being aware of emotions and beliefs can improve money conversations. - Conversations with oneself about money are also important and should be productive. - Managing conversations around money is crucial for overall money management and a better relationship with money.
For much more on ALL things money mindset, money management, how to earn a great living, and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5-star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
Get to know yourself with money & and learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change.
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
In this episode, Michelle Perkins interviews Chris Vermuelen, the founder of TechnicalTraders.Com, about his alternative investment style called asset "revesting."
- Chris shares his expertise in using technical analysis and risk management to achieve higher returns and lower drawdowns in the stock market.
- He emphasizes the importance of controlling emotions and understanding market trends to make informed investment decisions.
Main Topics Discussed:
1. Chris's Background and Investment Journey:
Chris has been involved in trading and investing for 26 years and has explored various styles, including options, futures, swing trading, day trading, and scalping. He has devised his own technique of participating in the market highs and staying out of market downturns to optimize your investing experience and results.
He is passionate about sharing his knowledge and helping investors achieve financial independence.
-
Emotional Aspects of Investing:
-Chris highlights the emotional nature of the stock market and how it can affect investors' decision-making.
He recommends taking assessments such as the Myers Briggs personality test to understand how your brain perceives and senses events such as market movements.
By controlling emotions, investors can achieve clarity and freedom in their investment strategies. -
Asset "revesting" and Market Trends:
Chris explains asset "revesting" as a strategy that focuses on identifying strong trends in the stock market.
He compares the stock market to the ocean, with wave patterns representing market movements.
By identifying assets with significant upward trends, investors can ride the wave and profit while avoiding market declines.
Chris emphasizes the importance of recognizing when a trend is weakening to protect profits and exit trades. -
Technical Analysis and Indicators:
Chris discusses the use of technical analysis and indicators in his investment approach.
He explains that most indicators are based on the price of the asset being analyzed.
By understanding the layers of the stock market and how different factors interplay, investors can make more informed decisions. -
Diversification and Multiple Investment Opportunities:
Chris addresses the misconception of diversification by highlighting that the stock market is one asset class.
He suggests diversifying by focusing on assets with strong trends rather than spreading investments across various stocks or sector ETFs.
Chris also emphasizes the importance of pursuing multiple passions and leveraging opportunities to make money.
Key Takeaways:
- Emotional control is crucial in investing, and understanding one's personality can help manage emotions effectively.
- Asset "revesting" focuses on identifying strong trends in the stock market and profiting from them while avoiding the "buy and hold" pitfalls.
Technical analysis and indicators can provide valuable insights into market movements and asset performance.
Diversification should be based on assets with strong trends rather than spreading investments across different stocks or sectors.
Pursuing multiple passions and leveraging opportunities can lead to a fulfilling and financially rewarding life.
00:05 - Introduction to asset "revesting"
07:17 - Managing emotions in trading
20:52 - Understanding market trends
29:49 - The importance of diversification
38:60 - Finding passion in financial success
Guest: Chris, founder of TechnicalTraders.Com and author of several books on investing.
Additional Information:
The podcast host, Michelle Perkins, is passionate about helping people achieve financial independence and invites experts to share their insights on the show. Email: michelle@limitfreelife.com
Chris's alternative investment style, asset investing, aims to achieve higher returns, lower drawdowns, and profit from bear markets.
The episode provides valuable advice on controlling emotions, understanding market trends, and making informed investment decisions.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
In this podcast episode, Michelle Perkins serves as the host and discusses the importance of reflecting on one's relationship with money and creating a budget for the new year. She encourages listeners to break down their expenses into smaller increments to gain a better understanding of their financial situation. Perkins emphasizes the need to assess past expenses and identify areas where expenses can be reduced or adjusted to align with financial goals. The episode targets individuals who are looking to organize their finances and set financial goals for the new year. It provides practical advice and insights on budgeting and managing personal finances, offering listeners a framework to improve their relationship with money and work towards financial success.
Michelle also discusses various financial goals and strategies for the year. She emphasizes the importance of having an emergency fund for financial security in case of unexpected events. Michelle advises listeners to consider other savings goals, develop a strategy for managing and reducing debt, and prioritize retirement savings. She urges young listeners to start saving early to benefit from compounding interest and suggests setting up automatic deposits into a worthwhile investment. Michelle concludes by offering her assistance and inviting listeners to contact her for personalized financial advice.
The specific date of the podcast and information about the speakers involved are not provided in the transcript. However, the topic is important as it provides practical guidance on budgeting, managing personal finances, and setting financial goals for the new year. It aims to help individuals gain control of their finances, make intentional choices, and work towards financial stability and future aspirations.
00:02 - Reflecting on your relationship
06:47 - Understanding your numbers
19:10 - Setting financial goals
What is the Money In New podcast about?
The Money In New podcast is about breaking down your relationship with money, offering tough love, money tips, and a money dating plan to help pave the way for better money practices and increased wealth.
Why is it important to reflect on your relationship with money?
Reflecting on your relationship with money is important because it allows you to understand your thoughts, feelings, and behaviors around money. It helps you identify any barriers to success and make improvements.
How can journaling help with gaining clarity about financial struggles?
Journaling is a fantastic way to gain clarity around your thoughts and emotions. It can help you unpack and understand why you may be struggling with certain financial decisions or investments.
What is the first step in creating a budget for the new year?
The first step in creating a budget for the new year is to assess your expenses from the previous year. This can be done by tracking your expenses using apps or spreadsheets, or by reviewing your bills and receipts.
Why is it important to break down expenses into different time frames?
Breaking down expenses into different time frames, such as monthly, weekly, or daily, can create a different emotional perspective. It helps you understand the cost of being you and allows you to make adjustments or plan for future goals.
Michele Blood is a successful, multi-talented and super successful songwriter and rock singer in Australia. After a near-fatal car accident, while in the hospital with many serious injuries, she created positive Affirmation Songs which not only healed her body but also took her to worldwide success. Her songs about being a "magnet for money" are universally loved and we had a great conversation about "thoughts and money" as well as how her music can transform your money relationship.She has been on stage with Bob Proctor, Jack Canfield and many of the greats of the transformational, self-development world. These Affirmation songs affect the left and right hemispheres of the brain. Lyrics, the left hemisphere, and melody and music, the right hemisphere so the new, positive messages go straight to the subconscious mind. This is why millions of people worldwide have downloaded her Affirmation Power songs. These songs cover healing, success, money, joy, confidence and they uplift the person immediately.In addition to creating Magnet To SuccessTM products and seminars worldwide, her public "Mystical Success Events" have been held in over 26 countries. Michele has co-written and created over 80 books, music CDs, audio programs, TV shows, and videos on positive thought, mind transformation, and meditation.She's offered a very generous free gift to my audience - follow the link below to access your amazing, transformational gift.https://MicheleBlood.com/MoneyAndYou
Her latest work is a truly powerful and magical App.Check out her www.MagnetToMoneyApp.com for ongoing spiritual support.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Have you considered seeing a financial therapist? Wendy Wright is a Financial Therapist known for her expertise in merging psychology and finance. She's a trailblazer in her field and leverages her diverse background as a former mortgage loan officer, business proprietor and licensed marriage and family therapist. She pioneers and integrates transformative financial therapy and money consulting.
She explains her process and her use of compassionate curiosity, non judgement and to help reduce or eliminate money chaos.
Her "10 Principles of Financial Therapy" are instrumental to addressing the emotional aspects of financial decision-making. She joins me to discuss how to achieve a harmonious relationship with money and navigate the complexities of financial well-being.
Highlights include:
6:07 - Food and Money
7:15 - Negative Self Talk and Money
9:28 - Main Problem with Money
10:17 - 10 Principles of Financial Therapy
14:00 - Magical Thinking
20:05 - Money Shame and the Impact
27:35 - How to Make Sustainable Change
34:36 - Business Owners Unique Issues
35:22 - "I Wish Your Hair Got Purple When..."
37:53 - Small Changes Make Big Differences in Finance
39.09 - Money Work is Never Done
Check out: https://financialtherapysolutions.com to find free resources and learn about the workshop "Money Talk Makeover" and "The Intersection of Money and Milkshakes."
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Jason Brown, stock market coach, was a special guest on today's show. He's created financial freedom from very little capital and very early in life. He teaches what he's learned and does it in a way to make it accessible to everyone willing to learn and integrate the knowledge into action.
He speaks compellingly about stock trading and options, in a way people can understand. He's making complicated financial trading strategies easier to understand so more people can use these techniques to build wealth.
He shares the emotional side of money (check out his podcast - "Money, Markets and Mindset" - I loved episode #135)
and teaches how to do an emotional analysis to help you in your financial life.
As a stock market coach, he claims that stock trading strategies are for everyone, and how you implement them depends on you and your lifestyle. He goes on to explain, in plain language, how to start, stay in the game and protect yourself from serious losses that he also experienced.
Some show highlights:
10:14 If it works for others, it can work for you!
15:14 Profits - Range vs. Perfection
31:33 We are all participating in the stock market already, so why not build wealth from it
31:56 Difference between investing and trading
33:25 What are call and put options? Just because you don't own a stock, you can take advantage of appreciation and how to make money when a stock is dropping.
39:15 Why not go to a financial planner?
42:45 Why stock trading doesn't require a high risk tolerance
Head over to the TheBrownReport.com to learn more and connect with Jason Brown
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Mindset shifts can make the biggest difference in our lives. In our financial life, how you think about money and financial freedom will dictate your actions and take you to a new place - hopefully the place you want to go.
What if you don't think big enough? Maybe that's hard for you to do. Mindset shifts can help.
Maybe your dreams are massive and almost overwhelming. Big dreams with small goals might be the best way to build your vision. Think small to achieve great things.
Financial freedom means something different to everyone, how can you explore that? As we close the year, we know we'll be spending, but what else can we do? How can we make the end of the year a positive for your financial health and well being?
Listen in for end of the year mindset shifts that will set you up for next year and financial freedom.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Have you ever wondered about Franchising? Faizun Kamal is an expert in the franchise world and she shares so much knowledge on today's show.
She tells her story of career transition from corporate to entrepreneur in the unique space of franchise businesses.
Her company, The Franchise Pros, delivers a range of services, including (12:50):
1. Helping people find the right franchise opportunity (listen in to find out how she helps with this type of "matchmaking".)
2. Working with business owners to turn their businesses into national franchise brands.
3. Finding and acquiring businesses that they then optimize to turn into national brands.
4. Working with established and emerging franchise brands and helping them grow in various ways to create the footprint of their brand.
Have you gone back and forth about the kind of entrepreneur you'd like to be? Listen as Faizun describes franchising as "entrepreneur light." (16:45)
(27:13)
Do you have to own multiple franchises to make money?
What kinds of franchise myths are out there?
How to "stack" franchising opportunities and other ways to maximize profits?
Find Faizun and The Franchise Pros @ www.TheFranchisePros.net
________
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Returning guest Kurt Altrichter joined me to talk about 401k's, HSA's and other ways to have a dignified retirement. It was even more interesting than I'd hoped. I love having Kurt Altrichter, President of Ivory Hill, an investment advisory firm in Minnesota, on the show.
- There is so much to learn about 401k's that most don't know and he did a great job educating people which led to related discussions about:
- 401k's - what to know as a participant
- 401k's - what to know as a business owner
- HSA's - How beneficial these accounts are for retirement
- Pension plans for the small business owner
- Roth vs. traditional IRA's
- How to prioritize your savings/debt payoff
Kurt is very knowledgeable, clear and relatable when talking money which makes money conversation so much more fun to have. Guaranteed you'll learn something interesting that you didn't know but wish you had.
Connect with Kurt at: 952-828-5336 or kurt@ivoryhill.com
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Gratitude for Money even when you don't have what you want?Absolutely!!
This solo show is all about what happens when you are grateful and appreciative for the abundance in your life. That doesn't mean you shouldn't be interested in expanding your wealth and financial security, of course you can!
Important points:
1. Establish and practice regular gratitude
2. Practice despite grief, challenges, depression - being grateful and having sadness in your life can exist simultaneously
3. Have a daily money gratitude practice
For a downloadable pdf from my money journal daily page, message me on Instagram or LI
What you focus on in positive ways amplifies what you desire.
Listen in for some tips on how to create powerful gratitude statements.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Financial literacy and wellbeing are sadly absent from our education system and our lives. Our guest on this show, Vince Shorb is doing powerful work to help in this arena.
We had a great conversation about his work as founder of the National Financial Educators Council (NFEC) - an organization dedicated to combating the financial illiteracy epidemic in our country.
He is one of the country's leading advocates for promoting financial wellness and a thought leader in teaching and scaling financial education programming.
Vince's mission is to create a world where people are informed to make qualified financial decisions and confidently take effective financial action that best helps them meet their basic human needs while moving toward fulfilling their personal, family and global community goals.
Vince helped us to see how behavioural habits affect our money decisions and consequently our financial well being, and created the path for educators and coaches to provide quality mentorship to people in their communities through certification programs with the NFEC.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
There’s so much we don’t know! Even financial experts are surprised to hear that women receive only 2% of the Venture Capital funding out there. That means 98% of the available financing is helping men develop and deliver their ideas and inventions. Yet, women have invented some of our most used items (like the refrigerator).VC funding is a mystery to most – what it is, how it works and who receives it. Catherine Gray produced (since being on my podcast over 2 years ago) a new documentary called “Show Her the Money” and it’s excellent.VC funding is explained so we can all understand it. She showcases visionary entrepreneurs who have boot-strapped their companies into success stories and the wealthy women who funded them.“Show Her the Money” is inspiring and it reminds us that money is power and women need it to achieve true equality and to help us all by bringing important ideas to the marketplace to enhance our lives.Check out the many ways Catherine Gray is helping women by going to www.ShowHerTheMOneyMovie.comwww.SheAngelInvestors.comand by listening to her podcast: “Invest in Her”For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease give us a 5 star review if you loved the show – it will help us to continue this valuable podcast.And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change.For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Just because you have great services you provide or products that people love doesn't mean you will be making money or seeing profits in your business.
As a business owner, there are fundamental business guidelines that will save you years of frustration and potential burn out as you navigate entrepreneurship.
Elona Lopari, a seasoned corporate CEO and successful entrepreneur provides vital information on this podcast to help business owners understand how to make and keep money that will allow them to grow and scale.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
Please give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
How much thought and consideration have you given to a financial freedom strategy? Do you know who you want to BE with money vs. what you should invest in.
Curtis May had great insights and was very entertaining to listen to (always welcome in the finance world). Curtis May is the creator and owner of Practical Wealth Advisors (PWA) and host of The Practical Wealth Show Podcast.
The primary focus of his financial planning firm is to help individuals and families become financially free by following the principles of wealth creation that have endured for centuries around the world.
As the host of his popular podcast, “The Practical Wealth Show,” and in his individual meetings with clients, Curtis teaches people that their number one financial asset is their knowledge. The more they know, the lower their risk, and the greater their chance of success over time.
He feels strongly that financial products are simply tools. What makes the biggest difference in people’s lives isn’t the product, it’s how they use it. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now.
Curtis is very blessed to be married to his wife of 22 years, Erica, a family law attorney. They like each other so much that they even share an office together! Curtis and Erica have three amazing daughters and love to travel.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change.
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
We are in the perfect time of year to plan well financially for the rest of the year. Don’t look back at the year in January and wish you’d done things differently.Look ahead and make the decisions now that will help you out taxwise, for retirement and better cash flow, so your holidays can be relaxing and stress free.There is so much you can do in these last three months without too much effort that will give you great returns. Don’t miss the opportunity. Listen in to learn and take action right away- and happy holidays!For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change.For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Do you worry at all about financial fraud or even abuse? Sadly, it's not uncommon, and people are usually pretty surprised to learn where their money is going or that it's gone at all.
Find out how to protect yourself and/or find money that might have gone missing in your relationship or after your relationship is over.
Tracy Coenen is an expert in this area and has the advice you need to keep things honest and stay financially safe.
Tracy is known as a no-nonsense forensic accountant who delivers the “real deal” to her clients. Let’s face it: When your money is on the line, there is zero time to dance around an issue. Her passion lies in helping people find answers. Answers to questions like “Where did our money go?”
Tracy is the author of "Find Me the Money."
After years of watching those who couldn’t justify the cost of a forensic accountant lose thousands of dollars in their divorces, Tracy knew she had to create a solution. That’s why she put her heart into creating the "Divorce Money Guide." @divorcemoneyguide
Tracy takes divorcing people step-by-step through the process of gathering and analyzing their financial documents to see what their money has been spent on and whether there is any money missing.
Tracy works as a forensic accountant through her firm, Sequence Inc. Forensic Accounting. She has been doing fraud investigations for more than 25 years, and is a CPA (Certified Public Accountant), CFF (Certified in Financial Forensics), and MAFF (Master Analyst in Financial Forensics). Tracy testifies as an expert witness around the country.
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
Celebrating Money and You show # 100 today!!! Woohoo!!. To make it special, we needed a special guest with a special expertise.
Dr. Ahriana Platten fit the bill. As an international speaker, author, and courage builder. She helps people find their purpose and live into it. She’s a master ceremonialist and practical mystic, widely appreciated for her authenticity, her professional insights, and her coaching on the process of change. As the author of "Rites and Rituals, harnessing the power of sacred ceremony" she understands the power of rituals which I believe are a vital part of building a better relationship with money. She understands the relationship between time and money and how to create a life of purpose. Ahriana also coaches spiritual entrepreneurs to understand their work in a business context so they can earn a living practicing and serving in the way they've been called.
A gift from Dr. Ahriana Platten for listeners:
For those who want a guide to make each day a little more sacred, please go get her 30-days of simple ceremonies and reflections. You can find it at www.asoulfullworld.com/simpleceremonies.
My overall website it https://www.asoulfullworld.com/
For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/
I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446
You know by now, if you listen to the show, that you have a complex relationship with money, rooted in old beliefs and family and societal ideas handed down to you early on.
Today, we will talk about the relationships that are attached to your money relationship - like the couple friends you have or the people you interact with as a result of your relationship.
As a result of your money relationship, you have relationships with banks, creditors, investment advisors etc. These relationships directly impact your financial health and well being.
They may be enhancing your life or draining your energy.
Consider these relationships, listen to the show to understand how to think about them and gain ideas for how you can create better relationships in these areas to ripple out to expand your overall money relationship.
I mentioned Dionne Perry's credit lit books which you can purchase through www.Credit-Lit.com or by contacting me at michelle@limitfreelife.com
For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeI’m excited to offer you a way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date” Program and I’ll help you make the shift. https://limitfreelifeworkshops.com/
Are you an expert in your industry? What could happen if more people (lots of people) recognized you as "the go-to expert?" Are you tired of being really great at what you do and not earning the income that you deserve as an expert?
DR. NOAH ST. JOHN is known as "The Father of AFFORMATIONS" & “The Mental Health
Coach to The Stars.” He's the author of 22 books including his NEW book, "The 7-Figure Life: How to Leverage The 4 Focus Factors for More Wealth and Happiness."
You can get $300 worth of bonus gifts when you order the book at https://7figurelifebook.com/sfl-special-offer-secure.
Working with Hollywood celebrities, 8-figure company CEOs, and professional athletes, Noah is famous for helping entrepreneurs make more in just 12 WEEKS than they made in the last 12 months, while winning their lives back.
You can have his latest book "The 7 figure expert" here (for free, only the cost of shipping):
https://7figureexpertbook.com/free-book-secure
Noah St. John is recognized as one of the most requested, in-demand business and motivational keynote speakers and executive coaches in the world.
He is the only author in history to have works published by Hay
House, HarperCollins, Simon & Schuster, Mindvalley, Nightingale-Conant and the Chicken Soup for the Soul publisher.
Noah has also delivered over 1,000+ presentations for corporations,associations, business groups, colleges, universities and youth
organizations worldwide.
Noah St. John speaks for groups ranging from 25-25,000+ and isavailable for interview for TV, radio, podcasts, print and online media.
His amazing, actionable systems will help you to end patterns that have slowed or stopped you and get you results quickly. Check out: https://breakthroughwithnoah.com/more-revenue-now-secure
I love people who understand that you must build and align the emotional/psychological thoughts and feelings around money, in order to make the best decisions about money. This is a great show to learn more about how you can think and act in ways that expand your financial well being and wealth.
Amy Westbrook is changing the way people think about money and their approach to building wealth. She’s on a mission to help professionals and growth-minded business owners raise the bar on their financial potential, versus struggling with the mainstream
“shrink your way to wealth” advice.
As a professional wealth coach and founder of The Capital Life, Amy empowers financial freedom seekers to confidently earn, manage and grow their wealth to new
levels. She’ll help you discover your money blind spots, fast track your success and manifest greater time, energy, and money without sacrificing yourself in the process.
Start now to elevate your influence and financial legacy!
@LivetheCapitalLife
For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeI’m excited to offer you a way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date” Program and I’ll help you make the shift. https://limitfreelifeworkshops.com/
Sustainable investing - does that align with your values? And, can you still have a high performing portfolio in this way? In his book, "Don’t Feed the Clowns: Sustainable Investing for Everyday Life," veteran financial advisor Dale Wannen proves that it is indeed possible to make money while helping to save the Earth—and enjoy doing both.
Dale shared entertaining and valuable stories and tips that will open your eyes to investing possibilities that can enhance your relationship with money and make you feel great about investing.
His humorous, jargon-free, easy-to-understand writing will keep readers intrigued and is sure to change more than a few minds.
Dale Wannen has more than 20 years of experience in wealth management and financial services.
In 2013, he founded Sustainvest Asset Management LLC, an investment advisory firm focused on sustainable investing. Today, he advises his clients on ESG, sustainable investing, and shareholder advocacy, and runs seminars on these topics at schools and corporations.
Throughout the book, Wannen shares colorful personal stories from his years in the investment industry that will keep readers laughing, even as they learn solid investment strategies that will help them implement his practical advice around sustainable investing. He uses light-hearted chapter titles such as “Hippies and Cowboys Hug it Out” and “Investing is Just Like Sex” and exposes the hidden truths in an industry often cloaked by smoke and mirrors.
As far from a dry financial advice book as it’s possible to get, "Don’t Feed the Clowns: Sustainable Investing for Everyday Life" is a perfect read for the beginning investor as well as someone with years of market experience. Anyone considering sustainable investing will enjoy this book, as well as gain solid investment advice. He never tries to “sell” the reader, he simply nudges them toward investing with an eco-conscious mindset.
dalewannen.com
LinkedIn.com/in/dalewannen
For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife
I'm excited to offer you a way to develop a next level relationship with money that will empower your mindset and financial mastery by "dating your money." Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature "Your Money Date" Program and I'll help you make the shift. https://limitfreelifeworkshops.com/
“Strategic Metals have outperformed Gold (58%) , FTSE100 (3%), and S&P500 (112%) consistently for the past 5 years with a 175% average return for the same period. Right now, in North America the only obstacle to investors profiting from owning “Rare Earths” is that they don’t know they can.”
These are the strategic metals that are found in many of the technological developments that we know, like our phones, and innovations that will be coming in the future.
Europe based, investing in “rare earths” can provide North American clients a portfolio with much needed geographic diversification.
Louis O’ Connor, Founder, and Principal of Strategic Metals Invest explains the ways one can invest in this unique investment. The ways the metals are used and the stories of the supply and demand make this a very interesting asset class to learn about.
They are the only industry supplier in the world to offer private investors the option to purchase and profit from owning Strategic Metals. The investment play is exactly the same paradigm as investing in Precious Metals, instead the investor is purchasing Strategic Metals.
Listen in to broaden your knowledge of investing and hear about an option that is unique and learn from our guest today.
https://strategicmetalsinvest.com/
For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeChanging your relationship with money and adopting both new mindsets and practical habits with money will change your life and open up abundant opportunities. I have created a powerful program to shift your money relationship and to teach basic money management that will help you to master money in new ways. Check out the next Your Money Date Program here: https://limitfreelifeworkshops.com/
How well do you know your numbers and can you easily find your financial information? While this doesn’t feel like high finance, it’s truly the basis for building wealth, abundance and a great relationship with money.
Without these fundamentals, you will have trouble making bigger and more exciting money moves.
Today, we talk with Judy Heft, the founder and president of Judith Heft & Associates celebrating over 27 years of helping high net-worth individuals and small businesses with bookkeeping and bill pay. She is an author, financial organizer, bookkeeper, and much more. In her role as a professional and personal financial organizer, Judy combines her talents and experience in organization and financial assistance. Recognizing the unique needs of each of her clients, Judy steps in with customized organization services, including bill paying, financial record keeping, tracking of expenses and contributions, and related correspondence with banks, vendors, insurance companies and healthcare providers.
She is the host of the podcast "Mastering Your Financial Life," in which she interviews professionals who also help others successfully manage their financial lives. Her books, “How to Be Smart, Successful and Organized, For a Better Today and Tomorrow,“ and “Mastering Your Financial Lifecycles: How to Successfully Manage Money in Every Decade of Life,” are available on Amazon.
Where to find Judy:EMAIL: judy@judithheft.comLINKEDIN: www.linkedin.com/judyheftPODCAST: https://www.youtube.com/@judithheftassociates4929
For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsFor more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelife
“What’s after your business or career and how will you fund your ability to seek out your dreams, contributions and leave a legacy??
Paul Dio understands how people’s relationship with money impacts their ability to leave a legacy they care about.
He explains how people make decisions and overcome money obstacles in a variety of wealth tiers. He provides fascinating insights into the stories people tell themselves when it comes to wealth. Listen in to a peer packed episode that teaches so much about money without mentioning numbers!
Wealth Advisor at Innovative Advisory Group Paul brings over two decades of strategic and financial leadership to his team through innovation, collaboration and technology. Paul's clients are business owners who need a fresh perspective on strategic thinking, leadership and change management.
Paul's team of advisors work to provide risk analysis not from just a numbers perspective but also from a business and life perspective. As an avid reader and continual learner, Paul's unique skill of listening for what is not being heard and asking the question that hasn't been asked has helped propel his clients to more clarity in their life in addition providing financial oversight and guidance for his clients.
Addicted to improvement not only in his professional craft but in all areas of his life you might find him working on his mountain biking skills, his approach to parenting, fitness and mindfulness. Paul's constant need for improvement is fueled by the ability to develop leadership for his family, his clients and to those he cares for. linkedin: https://www.linkedin.com/in/askingquestionsthatmatter/ IG: @busineslegacypodcast Website: businesslegacypodcast.com “
Michael Kohan wakes up each morning with a simple purpose: to help others rediscover their powerful inner strengths and give clients and students the tools they need to make more meaningful decisions, to Aim Higher and Elevate Their Life.Michael is an I.C.F Certified Life Coach who In 2015 founded The Elevate Life Project, an online community for people to re-discover their true selves and gain the skills they need to move forward and find lasting success. He is the host of the Elevate Life Project Podcast, a show dedicated to helping listeners develop a positive mindset, a rejuvenated outlook for themselves and their future, rediscovering that they are spiritual beings – and any dream a person wants in life is possible.
Michael is dedicated to helping his clients and students find balance in all aspects of their lives—emotional, spiritual, mental, and physical well-being. He feels his purpose is to serve others through his teaching by encouraging students and clients to become steadfast in their practices while integrating spiritual and mindful living into their day-to-day lives, to achieve their goals, live their dreams, and achieve the impossible.We talked about career transition to a more meaningful life, the difference between Habits and Goals and how they shape our lives, money mindset and money practices to address many of the challenges people have in their financial lives that affect all the other parts of their lives, as well as how to keep money from limiting you and throwing off your balance.
elevate@elevatelifeproject.com
Have you ever had the experience of telling others ( like your kids) to follow their dreams and getting called out for not following yours?
Daphne Subar, the founder of Subarzsweets, LLC an online gift-giving service/bakery specializing in a unique baked good, Subarz, made a dramatic career change, and 7 years later is still surprised when she’s referred to as an entrepreneur.
She’s inspiring others to “go for your dreams“ or at least give it a try!
She also explains how knowing her numbers built her confidence!
Subarz combine the crunch of biscotti with the sweetness of a cookie and come in a variety of flavors including gluten-free, nut-free and dairy-free options. Subarzsweets was launched in 2016 and had experienced consistent growth and expansion over the past 4 ½ years. Prior to launching Subarzsweets, Daphne had been enjoying the practice of law for over 25 years. More information about Daphne and Subarzsweets can be found at www.subarzsweets.com
For much more on ALL things money mindset, money management, how to earn a great living and love what you do… make sure you’re listening and subscribed to my weekly podcast, Money and You: Apple PodcastAnd don’t forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect…https://limitfreelife.com/newsletter/Grab a free offer on how to make better money making decisions:The Secret to Powerful Money Making DecisionsLinkedInInstagram
Are you getting ready to set goals and plan for 2023? It's that time of year when we think about moving forward into a new year. Stop!! Don't plan yet. Listen to this show before you do any planning.
Unless you've taken some time to reflect on this past year and remember all the achievements you had, big or small, as well as the missteps, you aren't ready. We overlook this step and it's unfortunate, because we move on, having forgotten all the victories we had that we should celebrate.
We learn so much from looking back, including what needs to be different next year. 5 things to let go of or reflect on, so you can move into a great new year are:
- Preconceived ideas
- Time and energy wasters
- Clutter (physical space, digital space and activities)
- Current schedule and routine
- Saboteurs
Listen to ideas and examples and complete your year with our upcoming free event: https://events.r20.constantcontact.com/register/eventReg?oeidk=a07ejhdblrq62f38421&oseq=&c=&ch=
For much more on ALL things money mindset, money management, how to earn a great living and love what you do... make sure you're listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box
And don't forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect...https://limitfreelife.com/newsletter/
Grab a free offer on how to make better money making decisions:
https://limitfreelife.com/create-powerful-money-boundaries/
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfreelife/
Instagram: https://www.instagram.com/livealimitfreelife
Have you considered how consciousness impacts your money and your life? What is consciousness? Liz Gracia gets to the heart of the matter so you can attract more of what you want by being in an energy of well being and wealth vs. an energy of scarcity or poverty.
We are creators of our life, learn how to create your future in new ways. Get out of your head and into your consciousness. Liz Gracia, serial entrepreneur and student and teacher of consciousness will guide you.
Website & Podcast Links
TheAthenaArena.com- Supercharge Your Business with a Wonder Woman Brand
Athena Arena Podcast: https://www.theathenaarena.com/podcast/
Your Weekly Dose of Higher Consciousness Podcast:http://yourweeklydoseofhigherconsciousness.com
Social Media Links
Facebook:https://www.facebook.com/TheAthenaArena
Instagram: https://www.instagram.com/theathenaarena/
LinkedIn: https://www.linkedin.com/company/the-athena-arena/
Pinterest: https://www.pinterest.com/theathenaarena/
For much more on ALL things money mindset, money management, how to earn a great living and love what you do... make sure you're listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast...
And don't forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect...https://limitfreelife.com/newsletter/
Grab a free offer on how to make better money making decisions:
https://limitfreelife.com/create-powe...
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfree...
Instagram: https://www.instagram.com/livealimitf… Sent from my iPhone
Lori Williams transitioned from a high level business and finance career to teaching small business owners how to successfully run their businesses, so they make the money they want to make without deluding themselves in any way. We look at the wrong success metrics (revenue being a big one).
Lori explains finance, especially what is most important to analyze and guide your business by, in a way that actually gets you excited to do financial analysis, and in a way that is understandable like no one else. Her company “Business Simply Put” is aptly named because of her knack for explaining simply the intricacies of your numbers and how you really know if your business is doing well. Listen in for a great show. You can find Lori at: http://www.businesssimplyput.com/
She is a wealth of business knowledge and a key educator in the Small Business Development Centers in Los Angeles. Her lifestyle is limit free as well and you will need to listen to the show to find out how!
For much more on ALL things money mindset, money management, how to earn a great living and love what you do... make sure you're listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast...
And don't forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect...https://limitfreelife.com/newsletter/
Grab a free offer on how to make better money making decisions:
https://limitfreelife.com/create-powe...
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
LinkedIn: https://www.linkedin.com/in/limitfree...
Instagram: https://www.instagram.com/livealimitf…
A dream stays a dream without a plan, and Lorenda is a master coach and a master at planning. We talk about the ins and outs of planning for small business owners. How do you create your dream and reach the pinnacle of success? It requires a solid plan with some key components including : Vision, mission, strategies, goals and actions.
Lorenda and I share our planning protocol and the ways we keep people working their plan after the initial excitement of making a plan starts to slip away.
We get into a great conversation about coaching and how and why it helps and the times in an entrepreneur's life when it’s most important. We talk about measuring growth in the way VC accelerators do and about our own accelerator that we partner on and serve clients with, so they can have the best possible results.
Lorenda loves coaching and her passion shows through as we talk about the benefits and the successes people have with great coaching and a great plan. Our upcoming planning workshops will be in January. Reach out to me at: michelle@limitfreelife.com or Lorenda at: lorenda@the-ee-.com so we can get you on the list!
For much more on ALL things money mindset, money management, how to earn a great living and love what you do... make sure you're listening and subscribed to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast...
And don't forget to join the Limit Free Life newsletter for valuable, usable content and to learn about upcoming events: Let’s Connect...https://limitfreelife.com/newsletter/
Grab a free offer on how to make better money making decisions:
https://limitfreelife.com/create-powe...
LinkedIn: https://www.linkedin.com/in/limitfree...
Instagram: https://www.instagram.com/livealimitf…
For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com
The way people buy goods and services has dramatically changed and often our marketing efforts are misdirected. There’s an abundance of digital marketing information being shared but little that tells you the HOW that will deliver the results you need as a business owner.
In this show, we talk about careers in start-ups and how those start-ups can be successful with the right type of marketing with a business marketing expert.
STEVEN MARK KAHAN has successfully helped grow seven startup companies from early stage to going public or being sold, resulting in $5 billion in shareholder value. Steven is the author of Amazon best seller, Be a Startup Superstar. Steven’s newest book is called “High Velocity Digital Marketing”. He lives in Texas with his wife and can be reached atwww.beastartupsuperstar.com
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Leave us your honest rating and a review, if you would, wherever you listen to podcasts or on the Limit Free Life YouTube Channel.
You can really help us to grow, gain popularity and bring on more fabulous guests.
If you love this episode, please share it with your friends or someone who needs to hear it. My goal is to help as many as possible live their best lives with a career or business they love and a great relationship with money so they can have the freedom they deserve in life.
Send questions or show ideas to: michelle@limitfreelife.com and visit https://limitfreelife.com to learn more and grab some free resources to help you move forward. To Your Success!! The best way to keep in touch is by becoming part of the Limit Free Life community. Join us here: https://limitfreelife.com/newsletter/
Working on your wealth while sacrificing your health will not lead to a "Limit Free Life." Women especially, might be taking care of people (not themselves) and responsibilities while their health suffers. What then happens to their ability to generate wealth and build that great relationship with money? In today's show, we look at how professional athletes think, train and stay in top shape. We'll learn how we can apply those principles to our lives, careers and businesses to build financial stability and freedom while ensuring that we'll be mentally and physically healthy enough to enjoy it.
Ramell is a former pro basketball player who transferred into fitness coaching because of the passion he has to educate women on how to properly take care of themselves while managing successful careers and families.
He believes that because women are selfless by nature, they need constant reminders to show up for themselves as well. Ramell hosts regular workshops entitled: "How to be selfish & get the body you want." He teaches the importance of routines based on his 4 pillars. Listen in to learn more.
The best investment you can make for your career, family and finances is to improve your health and happiness.
https://www.hardworkissexy.com
https://www.eventbrite.com/e/health-conscious-women-create-a-body-just-as-strong-as-your-spirit-online-tickets-191904731217
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Leave us your honest rating and a review, if you would, wherever you listen to podcasts or on the Limit Free Life YouTube Channel.
You can really help us to grow, gain popularity and bring on more fabulous guests.
If you love this episode, please share it with your friends or someone who needs to hear it. My goal is to help as many as possible live their best lives with a career or business they love and a great relationship with money so they can have the freedom they deserve in life.
Send questions or show ideas to: michelle@limitfreelife.com and visit https://limitfreelife.com to learn more and grab some free resources to help you move forward. To Your Success!! The best way to keep in touch is by becoming part of the Limit Free Life community. Join us here: https://limitfreelife.com/newsletter/
Diana Greshtchuk articulately talks about how getting "financially naked" catapults your success and why financial outcomes overwhelmingly depend on inner work (that anyone can do).
Join the conversation to hear her insights and tips for anyone seeking a better relationship with money. Diana Greshtchuk (She/Her) is the CEO of Fan Your Flame LLC, a financial literacy coach, and your best financial friend. Diana is a Certified Master Mind Magic PractitionerTM and is a Certified Emotional Intelligence Practitioner. By day, she is a VP of Fund Accounting & Finance at a private equity/venture capital firm based in Los Angeles, and holds an active Certified Public Accountant (CPA) designation in the State of California. She’s a seasoned investor, venture capitalist, and angel investor for aspiring female entrepreneurs with 20 years of experience in the financial services industry.
Diana articulately talks about how getting "financially naked" catapults your success and why financial outcomes overwhelmingly depend on inner work (that anyone can do). Join the conversation to hear her insights and tips for anyone seeking a better relationship with money and
She is passionately committed to guiding entrepreneurs, businesses and individuals to achieve a wide variety of financial goals. Diana utilizes pioneering methods rooted in practical financial concepts, business acumen, and mindset work to educate and empower her clients to achieve goals of financial independence, transformation, and abundance.
Diana gives back to the community by volunteering as a Board Member for the Point Foundation, a non-profit organization that empowers promising lesbian, gay, bisexual, transgender, and queer students to achieve their full academic and leadership potential – despite the obstacles often put before them – to make a significant impact on society.
Find Diana at: www.fan-your-flame.com, www.disruptinginertia.com
Social Media Handles/Links:
FB: https://www.facebook.com/FanYourFlameLLC
IG: https://www.instagram.com/FanYourFlameLLC/
LinkedIn: https://www.linkedin.com/company/fan-your-flame-llc
LinkedIn: https://www.linkedin.com/in/dianagreshtchuk/
Twitter: http://twitter.com/FanYourFlameLLC
Check out Limit Free Life at:
https://limitfreelife.com
And take advantage of free resources for career change, money mindset and entrepreneurship.
This show will inspire career change and money consciousness and new ideas for self empowerment.
Being dubbed "The Women's Self-Expression and Change Expert" and transformational coach for more than 25+ years, Beverly seeks to see women flourish in this world. She guides women along their journey to self-empowerment so they can reframe their mindset and rewrite their stories as confident happy and fulfilled women.
“As an empowerment advocate, I bring to the table my blazing passion for teaching women how to use self-expression on the inside and outside to develop self-empowerment so they can ultimately become the women they long to be. I firmly believe that the key to becoming an empowered woman starts with being kind and loving yourself, stretch marks and all.
Here are some of my career highlights:
▻ Played a key role in helping women achieve their empowerment goals through transformational coaching.
▻ Established the “Her-Self-Expression Podcast,” a project which aims to foster a safe environment for women where they can learn and support each other.
▻ Utilizing keen business acumen to bring women stunning success in coping with and growing from majore life changes, relationships, finances, careers and starting businesses.
With my unwavering commitment to women, I am open to every opportunity knocking at my door. I take pride in cultivating my influential communication skills to foster connections and thought-provoking podcasts in various settings. Beginning my journey in arts at a young age, I continue to empower my passion for growth, leading my capability to enhance and contribute the skills I’ve acquired.”
Dating, love, romance and marriage - Can you apply these concepts to money? We do, on this podcast with Ed Johnson, AKA Dr. Love. Dr. Love - is a speaker, relationship coach, author of the book, “3 Things Every Woman Needs to Know About a Man” and founder of Love University. Dr. Love is quickly gaining credibility in the relationship industry and rapidly becoming one of the premier authorities on dating, love, romance, and marriage.
He reminds us that it's never too late to live your life and have a blast in your life. We need to wake up and recognize our power, especially for women.
Dr.Love started his career in cosmetology nearly 40 years ago and that has catapulted into a career that now creates true and lasting love connections. Dr. Love opened his first hair salon in 1981. Women would talk to him, not just about their hair, but about their lives. They’d open up to him and then would wonder why they were telling him all these intimate details. He earned their trust and they became comfortable. It was these invaluable conversations that set the stage for the creation of relationship coaching and curriculums for women. Dr. Love has been happily married for many years, October 6th, 2019 he will be celebrating 40 years of marriage to his high school sweetheart, Linda. Dr. Love has raised three daughters of his own and was impacted by 5 sisters during his childhood. Dr. Love’s purpose is to help women actualize and understand the full power and potential of Men; with access to education and scientific research that empowers women to know whose power drives the relationship, and what power creates a relationship filled with romance, and unconditional love. You’re invited to classes, case studies, and webinars. You can also participate in Dr. Love’s Q and A session where he will be answering frequently asked questions such as, is it normal to be tired in a relationship, what to do when leaving feels just as bad as staying, and when to see Dr. Love? Be sure to look for his weekly blog posts and youtube videos on Thursdays for more life-changing information. Find Dr. Love on LinkedIn.
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Leave us your honest rating and a review, if you would, wherever you listen to podcasts or on the Limit Free Life YouTube Channel.
You can really help us to grow, gain popularity and bring on more fabulous guests.
If you love this episode, please share it with your friends or someone who needs to hear it. My goal is to help as many as possible live their best lives with a career or business they love and a great relationship with money so they can have the freedom they deserve in life.
Send questions or show ideas to: michelle@limitfreelife.com and visit https://limitfreelife.com to learn more and grab some free resources to help you move forward. To Your Success!!
"I love change." Wouldn't you love to be able to say that?! Mpume says that the only thing she loves more than change, are change conversations, mostly because of what follows in people’s careers when powerful discussions take place. People grow, they succeed and ultimately, their lives change.
Listen in to our powerful conversation about career transition, entrepreneurship and money mindset. If you are seeking a more fulfilling life and change, perhaps from corporate to entrepreneurship or something else, you will find insights in this show.
Mpume Ncube-Daka is the founder and CEO of Change Conversations, a corporate level coach with a deep understanding of the corporate and business environment. She has honed her skills to work with individuals at their different life stages for them to have work-life alignment.
She earned her stripes in the corporate world, experiencing the entire array of career steps from joining as a graduate to rising in the ranks, not getting promotions and being told she wasn’t visible enough. And then rising up again to reach the top of her game at JSE-listed entities as well as multinational businesses.
As a corporate level coach, her experience has given her a deep understanding of the corporate and business environment, business strategy and the best way to navigate this world while working to identify your own unique talents and passions.
She is also a mom of three, a wife and an entrepreneur. All these different aspects of who she is grant her unique insights into how needs change at different stages of your life. Mpume's joy is in growing dreams, inviting innovation, entering the world of entrepreneurship and creating clear, achievable business strategies.
Listen to "Change Conversations with Mpume" wherever podcasts are found and find her on Linkedin.
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Leave us your honest rating and a review, if you would, wherever you listen to podcasts or on the Limit Free Life YouTube Channel.
You can really help us to grow, gain popularity and bring on more fabulous guests.
If you love this episode, please share it with your friends or someone who needs to hear it. My goal is to help as many as possible live their best lives with a career or business they love and a great relationship with money so they can have the freedom they deserve in life.
Send questions or show ideas to: michelle@limitfreelife.com and visit https://limitfreelife.com to learn more and grab some free resources to help you move forward. To Your Success!!
Are you a wealthy woman? Or, would you like to be?
Carrie Murray is creating and hosting the Wealthy Women Summit on a yacht that will help you feel abundant while learning more about a variety of money topics. Women learning and talking about money is the path to financial success.
You can learn by listening to this show with Carrie right now!
Carrie Murray is a speaker, podcast host, and the Founder of BRA (Business Relationship Alliance), a network of powerful female entrepreneurs devoted to advancing women-owned businesses by providing the community, collaboration, empowerment, and support needed to flourish as an entrepreneur. Murray earned her Bachelor’s in Social Work and her Master’s in Social Justice. After becoming a court advocate, she helped victims understand their rights and navigate the judicial system. She later became a teacher, an administrator, and a principal. In 2011, she started Prestique Academy, a school for twice-exceptional kids. She resides in Los Angeles with her family.
https://www.wewosummit.com/
Use the code INVEST
To save 10% on the summit.
And her social media handles are:
LinkedIn: carriejmurray
I hear a lot of stories from parents about the struggles their children go through in their initial job search. There are many concerns young people have in their quest for a first job.
They feel that a position might not be a good (right ) first step in their career path. That career path is still undefined though and it will develop as they try things, so taking a job may be a better choice than waiting for a more "perfect" job for a career path they think they can plan out.
They often feel like they don't have the skills for many of the jobs they see and of course, they don't have many skills when they don't have work experience yet, so trying something and learning on the job might be important.
These same concerns come up for older people too, so this show is good for anyone looking for a new job, new or not. Listen in and pick up a couple tips that will help you wherever you are and see if you can shift some of your mindset around finding a new job.
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Leave us your honest rating and a review, if you would, wherever you listen to podcasts or on the Limit Free Life YouTube Channel.
You can really help us to grow, gain popularity and bring on more fabulous guests.
If you love this episode, please share it with your friends or someone who needs to hear it. My goal is to help as many as possible live their best lives with a career or business they love and a great relationship with money so they can have the freedom they deserve in life.
Send questions or show ideas to: michelle@limitfreelife.com and visit https://limitfreelife.com to learn more and grab some free resources to help you move forward. To Your Success!!
"Emotional Intelligence guarantees career, corporate and personal success" is a quote from Phil Johnson, founder of the Master of Business Leadership program and expert in this area for decades. This show is packed with wisdom and thought provoking ideas that are missed by most people working and living in the world today. If you thought you had an idea of what emotional intelligence is, think again after you listen to this show. It will have you wanting to learn everything you can.
Understanding mindset and emotional intelligence and how it can be used to reach new possibilities and potential is the topic of this show and Phil is a fascinating and riveting guest. His work ensures that you don't give away your energy, pick up the energy of others and get off course in the process. He knows the secret to staying in alignment so you reach your goals and help others reach theirs.
The rapid rate of change in our individual lives and the world is too much for our brains to handle and is leading to negative consquences such as stress, anxiety and even suicide. We have to manage this environment of accelerating change by developing new tools that he has learned through experience and now teaches to others. The importance of this cannot be underestimated.
A UC Berkeley study over 40 years found emotional intelligence is 400% more powerful than intellectual intelligence in predicting success. For the past 21 years Phil has been an executive coach assisting executives and organizations to bet on themselves by developing their emotional intelligence. MBL program alumni are in the US, Canada, UK, Europe, Japan, Germany, Bosnia, Africa, Australia, the Middle East and Saudi Arabia.
How and where are you with your goals from early in the year? Have you shelved them and can't remember what your plans were? Have you run off in different directions than you planned? How's any of this working for you?
We have a system that is designed to keep you in touch with the goals you were so excited about, and to re-energize the goals regularly with a system we call "running your plans through a growth environment."
Lorenda Phillips, master coach, and I run a Thrive Accelerator Program that will hold you accountable and have you connecting with your plans, strategies and actions throughout the year so you can reach the levels of success you dreamed about at the outset of the year.
Listen in to hear some of the tools we use with business owners and creatives to keep them engaged and reaching the goals that lead to their success - however they define it! Connect with me at: https://limitfreelife.com
Marla Thomas, host of the "Mental Health Mondays with Marla and Dave" podcast, joins me to take a real and surprisingly funny look at money and your relationship with it.
Marla addresses kids, and her lived experience with how college can be a great investment if done in alignment with a child's interests. She explains so well when it's worth it and when it isn't worth spending the "big bucks" on higher education. Family money planning can really make a difference.
This led to an insightful look at career development and avoiding "parenting pressure."
We talked about practical ways she looks at money as well as how it affects mental health and happiness.
This conversation went alot of places and she shared tons of gems in various areas. She's entertaining and funny when talking about money and mental health - go figure!
Join us Mondays at 7pm pst on my YouTube channel:https://www.youtube.com/playlist?list=PL6dhG0NfhjH2z4bHCsxmQT6Y1JLCKeFWq
Are money conversations with your partner wearing you down or making you want to fight or take flight?
Money conflicts are said to contribute to the divorce rate by approximately 22%. We can take more constructive steps to build a great relationship with money and our partners by consciously addressing some common pitfalls.
In this show we discuss a few pretty basic ways to start out and keep the lines of communication open with your partner throughout your marriage. Listen in and see where you can identify some areas that have caused issues for you and address them ASAP. With money, there's no time like the present to improve your thoughts, beliefs and behaviors. https://limitfreelife.com
How can writing a book increase your revenue and help you power up your career or business?
After leaving a successful corporate career, Linda was looking for a new challenge and settled on Entrepreneurship. She explored several niches and offerings but none of them met her need to be of service to others while supporting her desired work life balance. These included career coaching, general small business marketing, and niche marketing to the bed and breakfast industry.
After publishing her first book, Linda came across so many other people who wanted to publish and decided to focus solely on helping thought leaders get published. Linda Griffin is a published author, keynote speaker, and writing and self-publishing coach who teaches coaches, consultants, and other professionals how to capture their wisdom in a book, making it accessible to more people who can benefit from it. In the process, her clients increase their authority and thought leadership position in their chosen market. Linda developed the Author Fast Track Program based on her experiences in writing and publishing a book.
She takes people from idea to book in hand in as few as 90 days. Learn more at expertauthor411.com.
A solo show to help you take stock of where you are now that we are half way through with 2022!! Whatever you’ve done so far this year with your money, you can assess, plan and take actions that will bring in the results you’d hoped to see in your life.
I’ll give you 5 key things to do right now to put you on the path to prosperity. Check out Limit Free Life’s upcoming Money Date Program: https://lflworkshopstg.wpengine.com
Have you ever been in IRS fear? That's a place no one wants to be. Fortunately, Kedra Flowers' has seen it all when it comes to IRS problems and she has been working through the issues with clients successfully since 1996.
She is a serial entrepreneur committed to contributing positive energy and guidance to the world by leaving a positive imprint on everyone she touches. Kedra has provided professional guidance as a CPA and Power of Attorney for taxpayers dealing with IRS issues. With continued growth, her corporate structure has changed but her commitment to cultivating relationships and guiding clients to freedom and peace of mind has not.
Listen in for some of the ways she has helped clients reduce and eliminate their tax dilemmas as well as how to avoid them altogether.
She has been featured regularly as a tax subject matter expert on NBC 5 News DFW and has contributed content to minority-owned legacy newspaper publications including The North Dallas Gazette and The Dallas Examiner.
Be the Boss that builds a kick ass team they can trust to deliver, so that they can stop all the "doing"! CEO & Founder of Boss Actions, Talmar Anderson and I had a great conversation so you can see that it does NOT have to be so hard to build, lead and celebrate with your dream team.
Boss Actions is the Hiring Strategy and Boss best practices firm that empowers business owners to shift their own role to thriving Boss
Powerful, thought provoking, and to the point, Talmar Anderson, creator of Bossification, is on a mission to take business owners on a step by step process on HOW to hire, HOW to manage and HOW to step fully into your thriving Boss role - Talmar knows how to create dramatic shifts in your perspective on what it means to be the boss of a successfully growing businesses.
Social media
LinkedIn: Talmar Anderson https://www.linkedin.com/in/talmar-anderson-hiring-strategy/
Facebook: The Boss Actions https://www.facebook.com/TheBossActions
You Tube Channel: The Boss Muse https://youtube.com/c/thebossmuse
Instagram: @thebossactions https://www.instagram.com/thebossactions/
How many projects, fantasies, or ideas get left to fizzle out and fade away, forever remaining out of reach? Chances are you’ve had at least one great idea that was just too big to tackle.
What happened to that idea?
Odds are, it stayed on the shelf collecting dust in the back of your mind for years… and perhaps it’s still there.
Noah Scott tells us how to achieve the big dream and how creatives, entrepreneurs & change makers and others can meet in luxury destinations to help each other make success contagious.
10 years ago, The Big Possible founder, Noah Scott, took a solo trip walking across Japan along the Tokaido. On the journey, he had plenty of time to think about what he really wanted to do with his life. The vision was a place for people of all over the world to gather in person, and to craft cool projects together. At the beginning, it felt too far out of reach for Mr. Scott, so he put it off and instead focused on the building skills, network, and experience he would need to someday be ready to manifest this dream.
Flash forward to now, nearly 10 years later.
The dream is finally being built. The name “The Big Possible” represents the boldness necessary to finally stop dreaming of one day being able to attain an idea, and start manifesting it into reality through action.
Have you thought about how much you give away your labor for? How happy are you with the trade off - the amount you earn in exchange for how much you provide through your work? This question influenced Roger Williams to take a unique path.
Roger Williams is a writer, podcaster, adventurer, and Head Crosser Offer of his bucket list. After more than 30 years working in the youth development and teaching field, a year in quarantine, and two heart attacks, Roger embarked on an adult gap year to prioritize a life in which he is known not by his professional work, but by the way he lives his life and the people he grows relationships with. Now, he is traveling around the world to cross items off his bucket list and inspiring others to do the same.
Check out Roger's Podcast - The Crossing It Off Podcast, found on all major streaming services, including YouTube and Facebook Mobile
The educational landscape is changing and while going back to college, finishing a degree or adding degrees or certifications might be financially difficult, solutions exist! And, you probably don't know what options are available. I didn't!
Listen in to hear about how Western Governors University (WGU) is making advanced educational opportunities available at lower costs and faster time frames. Ideal for people with "some college and no degree."
Richard Benbow is the Regional Vice President (West) of Western Governors University, the nation’s first and largest competency-based university. Richard Benbow is a forward thinker who seeks to create strategic impact that creates public value for all stakeholders. He is known for fostering a culture of experimentation, innovation and collaboration through the lens of putting the customer first and business performance. His distinguished career spans the public, private, and non-profit sectors.
In this role, Mr. Benbow combines his passion for innovation and information technology with his desire to serve others to provide access to affordable, high-quality education for underserved adult learners throughout the region. He leads a team that executes strategy and operations to optimize student success utilizing the WGU platform and developing partnership relationships which drive value for employers and students.
What are the secrets to success? Whether job searching or growing a business, connections are what can light the way and create new roads in which to thrive and grow.
Jen Nash, author, executive coach, real estate investor and a woman who is in touch with her relationship with money talks about her career changes, money beliefs and financial decisions. Jen is able to travel the world and is a great example of one who brings purpose and abundance into her life.
We are entering a time where being a great leader demands new skills and awareness. How they (you) navigate change, see and handle hidden biases, manage generational diversity and much more are the new leadership skills of 2022.
Tony is smart, entertaining and inspirational and a wonderful guest to discuss everything from the complicated workplace to money mindset to career change. You'll love this show!
Whether addressing our hidden biases, helping navigate disruption and change or providing leaders with skills that make them indispensable, Tony Chatman provides practical solutions that align with people’s real world experiences.
Tony has worked with hundreds of corporations and government agencies including the U.S. Secret Service, The Department of Homeland Security, Chase Bank, Estée Lauder, and N.A.S.A., to help people reach new heights of effectiveness by understanding themselves and others better.
Tony recently completed his first book: The Force Multiplier: How to Lead Teams Where Everyone Wins and in 2018 he delivered his first TEDx talk – How to Stop Settling for Less.
As owner and CEO of Acumaxum, a strategic CFO company, Debi Corrie helps business owners up their revenue,increase profitability and create cash flow that is so often the most problematic part of maintaining and growing successful businesses.
She is dedicated to helping business owners with a higher-level strategy to grow their businesses, increase cash, maximize
profits, and scale their business. Debi is a dedicated and a thoughtful business strategist, with a sense of humor and wonderful relatability. She owns multiple businesses and is
dedicated to helping all business owners achieve financial success by creating a financial roadmap to breakthrough their ceiling. She has been a #1 International bestselling author of
“Loving Failure, Getting Control of your Business Health”, she has been featured on CBSNews, NBC, Fox, Boston Herald, Market Watch, Star Tribune.
Genevieve Piturro is all about PURPOSE, and has realized a more limit free life by finding something that warmed her heart, gave back in a big way and catalyzed a dramatic life and work change.
Using her “heart voice” she started and grew a hugely successful national non-profit called “Pajama Program” after a six year old girl’s question changed her life forever causing her to jump off the corporate ladder ( from a very high place). Listen in to hear the profound question she asked herself as well that we should all ask at some point!
In this show we discuss " Financial Adulting" with Ashley Feinstein Gerstley, the author of the new book Financial Adulting, a guide that breaks down everything you need to be a financially confident and conscious adult. Ms. Feinstein Gerstley is also a money coach, author of the bestselling book, "The 30-Day Money Cleanse," and the Founder of the Fiscal Femme, a money platform of over 200K financial feminists on a mission to end inequality through financial well-being.
As a trusted money expert, she has appeared on or been quoted in The Financial Times, CNBC, Forbes, NBC, Glamour and the The New York Times. Ashley has worked in the financial services industry for over fifteen years: first as an investment banker, then in corporate finance, and most recently running The Fiscal Femme. She graduated with a bachelor's in finance from the Wharton School at the University of Pennsylvania.
We had a great time talking about money on all levels from relationship to practical ways you can straighten out and gain control over your money so you can create the life you truly want. You will want to listen in!
This show gets into the nitty gritty of how you erase debt and create a spending plan so you can fix the financial issues that make your relationship with money so difficult.
Jennifer Trinidad took care of her own financial situation after she realized how out of control it had become and now helps others to do the same, painlessly and quickly. Get inspired and become a budget diva!
The Money and You Show helps you improve and strengthen your relationship with money. We aim to help you work on your mindset and also your skills and knowledge so you can reach financial control, mastery and independence.
Dating your money is a technique I coach people on so they can get to know their money and themselves in a deeper way, build a strong bond and take care of what needs to be taken care of to put you on a path to financial freedom. That will help you be more free in all the other parts of life. Listen in for some new ideas!
People often make decisions in their career or business from their experiences, what others think and what they feel they "should" do. Tracy Kawa and I discuss how to discover your "business DNA" so you can use your strengths, skills and values in your business to grow and scale. You can use this same information to fast track your career transition.
Tracy's new book "Faith, Hope & Options - A Mid-Career Transitioner's Bible" includes a unique system for career development and identifying your calling. Climb to the highest version of yourself and harness your talents by accessing information about yourself with the Limit Free Life Assessment, whether you are an entrepreneur or career professional.
Inspiring conversation with a fascinating guest, the founder of Hydroflask and so much more. Now an expert advisor to entrepreneurs, particularly in the area of global sourcing for businesses, Captain Rosbach has had a varied and adventurous life that is truly unique.
His clients include a wide range of industries, celebrities, individuals, and even countries and his career has charted quite a limit-free course. Tune in to learn more about business, idea generation, career change, and how to follow your own intuition to success.
Join the conversation with accountant, educator and guide, Mariette Martinez who made her own career transition to help service based entrepreneurs who are ready to build their financial confidence, knowledge and value from the inside out.
When Mariette helps service providers, she works with them to strengthen their own inner value and their abundance mindset first, so the service provider can deliver true value to those they serve.
This is a great show to hear how business owners need financial literacy and how mastering the fundamentals can make all the difference.
We spoke to Alison Pena, aka Bad Widow, about how grief and loss create enormous setbacks in life and in finances and how to recover and move through the process to rebuild your life. Alison shares remarkable stories about difficulty parting with treasured assets and how she coped with the heartbreaking loss of her love as well as her income. Her vulnerability and insights are fascinating.
Alison coaches clients to tap into their innate resilience and take back their lives after loss with stories, insights and strategies. After losing her husband to pancreatic cancer in 2016, Alison designed new ways to re-engage, reinvent, and rebuild back to life, work and even love. Her recently published bestseller, The Bad Widow Guide to Life After Loss: Moving Through Grief to Live and Love Again is available to support anyone grieving and those who care but are unsure what to say or do to support them.
Listen in to an insightful conversation with Chris Hood, Head of Strategy and Innovation for Google. We talked about the changing world, always being ready for disruption in the marketplace and your life, and how we pursue passions.
Chris Hood is a high level thinker who has enjoyed a fascinating and successful career. He shared how to develop strategy in your business, where innovation comes from, how hiring works at Google and what companies need to focus on to create culture. This show is for business owners and career transitioners or anyone interested in how to best navigate a rapidly changing world and live a happy, fulfilled life.
Eunicia Peret has worked with and set hundreds of clients on their paths to financial independence and wealth optimization. On her own journey, she went from rebuilding her financial independence from nearly nothing to over 6 figures in less than a year using the same methodology she uses with her clients.
CEO and Founder of Empowered Financial Planner, Eunicia is a seasoned executive and business owner, accomplished financial consultant, mentor and educator.
As a senior contributor to Brainz Magazine and collaborates with many globally known thought leadership experts.
In her past she's worked with the world's most renowned financial organizations such as Citibank, AMEX, Aviva, SunTrust, etc. Eunicia was also a trusted advisor to top level executives, and invested heavily in identifying leading practices when it comes to delivering value to her clients.
Eunicia is passionate about seeing true transformation in her clients' financial success stories.
Listen in as David and I discuss income and wealth and how your level of income does NOT determine your wealth. This means you can do what you love for your career and still achieve financial freedom. After reading this important new book, readers will have no doubt that “income” and “wealth” are entirely different things, and that any limits upon the first have no bearing upon one’s ability to achieve the second.
David Parker began his career in education at age 24 and served students of San Francisco’s inner-city public elementary schools for 40 years as a music teacher, followed by 10 years as a volunteer. While pursuing his career in education, Parker also became a very successful real estate investor. It was success in business that focused his writing, teaching and career as a professional musician. He spent 20 years as a member of the Berkeley Symphony Orchestra and 15 years as leader of the Dave Parker Sextet, which has headlined at San Francisco’s Fillmore Jazz Festival.
Parker shares the perspectives and principles on which he also built successful careers as an entrepreneur and investor in INCOME AND WEALTH: David Parker Essays — Volume One. The lessons that Parker shares with readers in this thought-provoking, transformational work encapsulate the author’s 40-year study of economic history and principles.
As "Income and Wealth" approached publication, Parker was already hard at work on his next book. His thoughtful essays have been featured in The Economist, The Financial Times and several prestigious law journals. In addition to being an author, entrepreneur and investor, David Parker is also a proud father and grandfather.
To learn more about David Parker, including his essays and music, visit:
https://davidparkeressays.com/ and https://daveparkersextet.com/.
Terry Rich is a disruptive innovator and entrepreneur with a drive for integrity and honesty. He’s worked in the trenches, survived new business trends and had success with generational changes. Terry’s keynotes are energetic and motivating and he's been described as: Creative, Lucky, Energetic, Fraud-busting.
Terry has enjoyed a unique career journey, and tells stories that will help anyone, at any age to think outside the box about their own career adventures.
Terry Rich is a successful CEO and President of 25 years who loves to engage and entertain audiences across the globe.
During his appointment by three Governors, his leadership increased lottery sales and profits by 50%. He also led the Blank Park Zoo to profitability from a $600,000 deficit while positioning it as the second largest attended attraction in the state. But his national insight on business, banking, gaming, TV production, marketing and PR led him to success in his professional career and to his passion for public speaking. Oh, and he’s also given away over $1 billion.
Before that, he started four successful entrepreneurial businesses, and has numerous national media appearances including ABC, NBC, HBO, CBS, 20/20, CNN, CNBC, USA Today and The New York Times; a movie host on Starz!; and appeared as a panel guest on the "Tonight Show".
Terry Rich has authored two books: The $80 Billion Gamble and Dare to Dream, Dare to Act.
There has been a distinct increase in online learning both on a national and global scale. This has led to a near year on year rise in the online learning market share. However, over the last few years, the rise has been increasing even more steadily than before. With the onset of the COVID-19 pandemic, this jump has been even more pronounced
By 2026, the global online learning market should be worth $375 billion.
Marcio Santos began working in digital marketing when Flash and Dreamweaver were a thing, working with brands like Danone, and Anker. A few years later his love for gaming led him to become an entrepreneur and to build Latin America's largest gaming tournament, and an online gaming community.
From there he took an opportunity to work with a marketing agency and brands like BMW, Scotiabank, BMO, and McCormick.
When his mom was diagnosed with Alzheimer’s, he carved out an exit for himself by founding the digital agency Nerd Digital, and he's never looked back.
The agency has allowed him more time freedom so he can enjoy it with family, and it's given him the opportunity to work with great people at 6, 7 and 8 figure businesses like Boston Comic-con, Fanexpo, Kettle & Fire, Immi Eats, Remedy Kombucha, and THE TEN SPOT.
Today he coaches course creators like Ted Seides from Capital Allocators, and Khe Hy from Radreads to grow their course business.
If you've ever considered taking your knowledge and creating courses for sale, this is the podcast to pay attention to. Marcio shares business tips for any entrepreneur and is on top of where the digital world is going and how you can use the latest digital trends for your business.
Michelle E. Dickinson sees herself as the bridge that helps people get comfortable with their mental health so that they reach out and get the support they need before they hit a crisis. She makes it ok to not be ok and thrives on making a real difference in the lives of others – especially around their wellbeing. Whether you are an employee or business owner, you will want to listen to this episode to understand the needs of a changing work environment. People are demanding more humanity in the workplace and this is how it's done.
Michelle E. Dickinson is a Wellbeing Strategist and passionate mental health advocate. She is also a TEDx speaker and a published author of a memoir entitled Breaking Into My Life.
After years of playing the role of child caregiver to her bipolar mother, Michelle embarked on her own healing journey of self-discovery. She went on to spend years working to eradicate the mental health stigma within her own workplace by elevating empathy and compassion, causing more open conversations, and leading real change in how mental illness is understood. She was instrumental in building the largest and fastest growing employee mental health employee resource group while at her fortune 50 company.
She also knows first-hand what it feels like to struggle with a mental illness after experiencing my own depression due to her divorce. This has provided her with a rich perspective.
Michelle is out to do her part to eliminate the stigma by normalizing the mental wellbeing conversation within the workplace and beyond. She partners with innovative leaders to bring them her Psychological Resilience programs and mental health strategies to recenter employees and cultivate cultures of compassion. Her signature Resilience webinar has made a positive impact on thousands of employees during COVID-19.
After more than 10 years working full-time in the non-profit world she was tired of being restricted on when, how, and where to work. Venturing out on her own, she struggled with how to navigate being in business for herself. Fiercely passionate about changing the world but not knowing how to bridge the gap into the entrepreneurial space.
Now, she helps those working in non-profits, leverage their passion to change the world and become a humanitarian entrepreneur. You can make money and serve the world and contribute with passion. As a matter of fact, you can serve more people with the right mindset around money.
Facebook and LinkedIn: Humanitarian Entrepreneur
This show tells the inspiring story of a passion driven and successful career transition as well as many others. We can all learn many lessons from Maria Brito, who is is an award-winning New York-based contemporary art advisor, author, and curator. A Harvard graduate, originally from Venezuela, her first monograph “Out There” published by Pointed Leaf Press in 2013, was the recipient of the Best Book Awards in both the Art and Design Categories. In 2015 Brito was selected by Complex Magazine as one of the 20 Power Players in the Art World and in 2020 she was named by ARTNEWS as one of the visionaries who gets to shape the art world.
She has written for publications such as Entrepreneur, Huffington Post, Elle, Forbes, Artnet, Cultured Magazine, Departures, and the Gulf Coast Journal of Literature and Fine Arts from the University of Houston, Texas. For several years, Maria has taught her creativity course in companies and, in 2019, she launched “Jumpstart”, an online program on creativity for entrepreneurs based on years of research and observation in both the areas of business and art.
She has worked on product collaborations with artists such as Kenny Scharf, Erik Parker, Katherine Bernhardt, Assume Vivid Astro Focus, Nir Hod and many more. In 2019 she created and hosted "The "C" Files with Maria Brito", a TV and streaming series for PBS's new station "ALL ARTS". The same year she also curated two exhibitions: “The Thousand and One Nights,” the inaugural show of Artual Gallery in Beirut, Lebanon with seven American artists including Holly Coulis, Allison Zuckerman and Rosson Crow and "MUSE", Shona McAndrew's first New York City exhibition at CHART Gallery in Tribeca.
Maria and her projects have been featured extensively in national and international publications including The New York Times Style Section, T: The New York Times Magazine, The Wall Street Journal, The Huffington Post, W Magazine, ELLE Magazine, Harper’s Bazaar, Time Magazine, New York Magazine, The New York Observer, The Daily Beast, The Economist, Interview Magazine, VOGUE Italia, VOGUE Mexico, VOGUE Latin America, VOGUE Brazil, VOGUE China, VOGUE.com, ELLE Décor Spain, Departures, Forbes, Blouin ArtINFO, Hamptons Magazine, Condé Nast Traveler, Architectural Digest, Modern Luxury, Refinery29, goop, Billboard, Marie Claire Australia, Marie Claire Spain, Allure, The Coveteur, House Magazine, House Beautiful, Buro 24/7, Latina, Modern Magazine, and more.
David Auten and John Schneider help queer people (and allies) live fabulously-not fabulously broke. As certified LGBTBEs, they represent the queer voice in both personal and
business finances. They talk about their money relationship struggles and how they have gone from in debt to living their best life. With their writing and speaking for DebtFreeGuys.com, their micro blog, DebtLasso.com, and their
Queer Money® podcast,
David and John’s work has appeared in Forbes, Yahoo Finance, CNBC, ABC News and Good Morning
America to name a few. They’ve partnered with some of the best in financial services, including
MassMutual, Prudential, Capital One and Chase, additionally with LGBTQ+ organizations like, The Trevor
Project, Callen-Lorde, The William Way Foundation, One Colorado and numerous LGBTQ+ centers across
the country.
Their goal is to connect LGBTQ+ people with the information and services they need so they and the
queer community can do more and be more.
Become a more empowered decision maker - learn the 4 step process for creating thought confidence. My guest Sammi Sadicario and I discuss how to step into a New Identity with language, stories, and Thought Confidence. Sammi Sadicario guides trauma survivors to write their stories and forgive themselves so they can breathe more easily, feel lighter, and live happier. Before her obsession with all things self-development, self-love, storywork, and mindset, she was on track to a career in the entertainment industry. She spent her days auditioning for Broadway, writing shows, and producing short films. After years of seeking external validation in work and relationships, high stress, low immunity, and constant injury, she found her true passion for healthy mindset and life coaching. Now when she’s not coaching her fabulous clients to a strong sense of self-worth and flourishing identity, she can be found rock climbing and camping outside throughout the PNW in her Honda Element.
facebook.com/groups/selfloveaftertrauma
instagram.com/sammisaysdance
Joe is a CFP® professional, helping middle class families make their lives more enjoyable through planning and financial education. He also has his own podcast, Enjoy More 30s: Family Finance, where he attempts to help young families learn the important concepts they were never taught in school to free them from anxiety and make life more enjoyable.
His financial advice is for regular people who want to be educated and take the right steps to ensure their families will be secure and also able to do the things in life that make them happy. Listen in, whatever your situation, you will learn where and when to start building future wealth and feel more empowered.
Joe is relatable and entertaining and married to his awesome social media marketing wife Lauren, and has two young children, Avery and Noah.
Master coach Lorenda Phillips and I discuss the two aspects of business that trip up hard working entrepreneurs. Knowing your relationship with money and how to effectively communicate value and sell your products and services is often where the gap is between where you are now and where you want to be.
Angela Bell is a highly accomplished woman and a mom. Working out ways to continue to be both despite societal biases and other stumbling blocks, taught her that moms experience a special brand of limiting beliefs and she's found ways to overcome them and to help others. Here's her story:
"I have always been the type of person who likes to go after big goals. After successfully obtaining my Honours Bachelor of Business Administration Degree from Wilfrid Laurier University, I went on to get my Law Degree (JD) and my MBA from Western New England University. I passed the New York State Bar Exam and the Connecticut State Bar Exam, in the same sitting. After returning to Canada, I successfully grew my family’s food manufacturing business from $200K in annual sales to $2.5M in annual sales in 5 years.
And while all of that may sound impressive, it’s not why I am here. I am here because I am also a mom to 2 beautiful kids, twins in fact. And when I had my twins, I was knee deep in growing the business. Having kids did not make my ambition disappear. I did not wake up the morning after thinking “huh, I think I want to stay home now and just blissfully raise my kids”. Not that there is anything wrong with that, it just wasn’t me. But it seemed to be what society and everyone else thought I should do. This led to a lot of guilt and shame. I even passed on my chance to compete in the ITU Triathlon World Championships, because it felt wrong.
After doing the work to overcome the mom guilt and shame associated with not fitting in to what “society” wants, I have made it my mission to help other moms do the same. I became an NLP Practitioner, Hypnotherapist and Life & Success Coach. Now I coach other moms. I help them get free of their limiting beliefs, release their “mom guilt and shame” and get comfortable going after their goals and being their best and highest self.
I am now an award-winning mortgage agent, entrepreneur, author, business owner, mother and wife. I balance my personal and professional lives together by understanding that they are both important parts of living a happy life."
Moneeka Sawyer is the blissful millionaire. She reached her financial freedom by turning $10,000 to over $5,000,000 working only 5-10 hours per MONTH with very little stress. She is now on a mission to help as many other women as she can to do the same.
Listen in as Moneeka shares her tips for real estate investing and managing your finances and your life so there is more bliss in every area.
Moneeka is a TEDx speaker and hosts the top rated podcast and radio show Real Estate Investing for Women. She has interviewed prestigious guests such as Leeza Gibbons, Dr. Joe Vitale, and Hal Elrod, and has been interviewed on dozens of podcasts including Entrepreneurs on Fire with John Lee Dumas, Hal Elrod's Achieve Your Goals, and the Best Real Estate Advice Ever show with Joe Fairless. Moneeka’s expertise, and bliss-filled laugh, have also been featured on stages with Suzanne Sommers, Martha Stewart, and Ice T & Coco at places like the Nasdaq Marketplace, Harvard, and Carnegie Hall, and on TV on NBC, CBS, ABC, and Fox reaching over 150 million people.
To make changes in your life and to expand what's possible, risk taking is a big part of the transition. The way we think about risk can be shifted, so the decisions we make can lead to better options. Is what you are thinking about really that risky? Listen in as Michelle talks about how you can mitigate risk in a job change or other scenarios, and still take the action.
It's a show about shifting your mindset around risk. Visit https://limitfreelife.com and sign up for the "Career Change Kit" for free.
Andrea Hoffer, CEO of AHA Recruiting Experts, is on the cutting edge of all things “hiring.” Her company steps in to take care of hiring and building teams for companies in numerous industries. She explains the best ways to get hired from the perspective of the employer, so job seekers can get the insider’s view of what they need to be the best candidate when looking for jobs.
She helps us understand what’s new in this pandemic landscape and how employers and candidates can adapt and thrive. You’ll be prepared for the job search and interviews after listening to this show.
Want to get more done and live your best life? Serial entrepreneur Trevor Lohrbeer has with 3 startups under his belt, 2 of which he sold. His fourth and current startup, Day Optimizer, is a web app that helps solopreneurs create daily plans that reflect their priorities, using guided workflows designed around neuroscience principles. He also hosts the Mindful Productivity YouTube channel, where he teaches people concepts, frameworks and techniques to be productive while living a good life. In his spare time, he is an avid swing dancer and is studying toward his B1 fluency level in German. He lives part-time in Asheville, North Carolina and part-time in Berlin, Germany.
dayoptimizer.com
Millennial Money has helped millions of listeners pay off well over $2,000,000 in student loan and credit card debt, launch businesses, build emergency funds, save hundreds of thousands of dollars, build stronger relationships around money, and finally master one of the most feared words in the English language– learning how to budget successfully and so much more.
Shannah Compton Game is a money wellness expert, CERTIFIED FINANCIAL PLANNER™ professional with an MBA, and on a mission to revolutionize how you think, act, and feel about your money. She is host to the highly ranked iTunes podcast which is featured as one of the Top 5 Money Podcasts by NY TIMES, “Millennial Money” and has listeners in 164 countries and over 17 million downloads.
Shannah is also a sought-after financial writer and speaker and her financial expertise has been highlighted in articles for Women’s Health, MSN Money, Reuters, Bankrate.com, Refinery 29, Yahoo! Finance, Apartment Therapy, and Real Simple to name a few. Shannah is also a Lecturer in Finance at California State University Northridge where she created her own signature financial literacy curriculum.
Dubbed "The Millennial Millionaire" by CNBC, Grant Sabatier went from $2.26 to $1 million in 5 years through side hustling and investing. After reaching financial independence at the age of 30, Grant Founded MillennialMoney.com, where he writes about investing, personal finance, entrepreneurship and hosts the Financial Freedom podcast. Grant also speaks around the world on money, entrepreneurship, and mindfulness.
Grant is the author of the international bestseller Financial Freedom: A Proven Path to All the Money You Will Ever Need (Penguin Random House), which has been published in 12 languages. He is also the Creator of Linkedin Learning's Financial Freedom Course, Creator of Millennial Money (acquired by The Motley Fool 10/2020), and co-Founder of BankBonus.com.
Grant has been featured in over 500 international media outlets including The New York Times, The Washington Post, National Public Radio, Wall Street Journal, MarketWatch, the Rachael Ray Show, Chicago Tribune, USA Today, Inc. Magazine, Forbes, Toronto Star, The Sydney Morning Herald, and many others.
Kat Rippy, CEO and founder of Energize Leadership gives us the inside scoop on what leaders and their employees are going through right now. There is overwhelm and change happening on both fronts. How do leaders lead and what can employees look for in this challenging time? As a futurist and leadership coach, Kat sees the future positively despite some immediate chaos. Listen in for an in-depth conversation.
How to find, hire and use a virtual team who can free you up to be a better business owner and make the most of your time in your business. I had a conversation with Jennie Lyon, owner of a full service digital marketing and virtual assistant agency that is your go -to partner for all your business needs. Check out Jennielyon.com for tons of freebies to help your business grow.
My all time favorite resource for people who are trying to find their next career or their initial path. Roadtrip Nation originated from a post college roadtrip that Mike Marriner took with his buddy. And, the rest is history. He's been inspiring and educating young and old people to design their careers ever since. As co-founder and President of Roadtrip Nation, Mike Marriner leads the organization's media and education efforts that empower people from all backgrounds to define their own roads in life. For over 15 years, Mike has developed a range of media and education partnerships that distribute Roadtrip Nation content to over 60 million households, 14 million students, and over 12,000 schools each year. Roadtrip Nation has been awarded the Excellence in Programming award by American Public Television, two Telly awards, and won the 2019 Lone Star Regional Emmy Award for the film, Room to Grow. Mike has co-authored all 4 Roadtrip Nation books including Roadmap (Chronicle Books), which hit the NY Times best-seller list in 2018. Mike is also an Ashoka Fellow, a network of leading social entrepreneurs, and has been featured in prominent news outlets including the NBC Today Show, CBS Early Show, BBC News, Outside, Fast Company, Forbes, Esquire, USA Today and many others. He graduated from Pepperdine University with a double major in Biology / Sports Medicine, and attended The Harvard Business School Social Enterprise Program in 2012.
Lisa Thomas is a sought after energy healer, having helped thousands of people worldwide achieve their business and life goals by releasing inherited emotional DNA, such as fear of success, fear of failure, anxiety, procrastination, fear of public speaking, limiting money beliefs, relationship drama, and business stagnation. Listening to Lisa is transformative and will have you thinking differently about where your challenges come from and how to release them or move past them to the future you desire.
Ways to work with Lisa:
Attract More Money, Results and Success with Zero Resistance
CLEAR DNA - The Monthly LIVE DNA Energy Activation Program To Transform Your Epigenetics CLICK HERE
Turn Your Worst Mistakes Into Your Greatest Opportunity
Mistakes Into Money Book today HERE.
Breakthrough To Abundance In All Areas of Your Life
Awaken the success energy lying dormant in your DNA with the power of Infinite Opulence HERE.
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Join The Releasing Inherited Emotional DNA Facebook Group if you want more out of life and step into the future free from the past. JOIN HERE
How can small business owners keep and grow their money so they and their businesses can thrive? Angela Collie reveals what every small business owner should have in their toolkit to set them on the right path to more security and joy in their business.
Paying regular attention to your money improves your relationship, as it does with any other relationship. How can you spend time with your money, and what should you do during that time to improve your attitude and understanding of your money? The goal is to feel better about your money, to get to know it and to grow it, for the freedom you want now or in the future.
From Hollywood to the Business world, Jaime and Steve Geffner help people to be heard and seen in a way that attracts clients, partners, and team members to your business. They are experts in all things video and will talk about why you need video and how to DIY is, to market your business and even gain employment for greater success.
With a focus always on empowering female entrepreneurs, Catherine Gray shares avenues for pitching ideas to acquire funding so women can gain freedom and create economic growth through entrepreneurship and non - profit organizations. Her
passion is to utilize their multi media platform to fund women, and level the playing field, since women are severely underfunded.
For entrepreneurs working capital is a must. Learn from the queen of business credit how to acquire funds and resources to support your business through cash flow ups and downs, and up level your business growth--
Debi Corrie, Speaker, Author and CEO helps entrepreneurs understand their finances and take the focus off revenue only and on to other key financial indicators of success that are sometimes ignored. Stay tuned for her money tip!
Chellie Campbell, author of several money books and financial trainer helps us to find our wealthy spirit and reduce finance stress with proven methods she uses with people globally who want to live a more independent and wealthy life.
Join me and personal finance strategist Leslie Crumley on the Money & You podcast as we share with you money skills that you can be using right now to start living a limit free life.
Lorenda Phillips MCC, has been helping entrepreneurs turn visions into reality for decades and now works with pro athletes as they transition from sports to a new chapter. We talk about planning, clarity and what that means for your relationship with money...with host Michelle Perkins. Visit ww.LimitFreeLife.com for more information.
Tax Day! Financial tips to streamline 2020 with Financial Strategist Leslie Crumley www.structuredsuccess.com
Build an expert platform, and attract high paying clients- with special guest Jessica Yarbrough
The Power Video for Business In Covid19 Era!! with Special Guests Jaime and Steve Geffner
Writing books: Inform, Educate and Inspire. A conversation with Intuitive Book Coach Kim O'Hara
We have a giveaway link for a free gift from the guest to the listeners. Here is the link we can show: https://limitfreelife.com/gift/
Transition, leadership and emotional intelligence with Mary Pat Knight website address is: www.leadersinspired.com and LinkedIn address is www.LinkedIn.com/in/mpknight
A Conversation with Michelle Endo - Today's Topic: The art of balancing motherhood and entrepreneurship with a side of sushigoodchoicesushi.com
Conversation with Ed Bracey, Founder of Synergy of Empowered Women. www.synergyofempoweredwomen.com
Danielle Martins is a highly coveted motivational speaker, along with being an author and transformational coach. Considered by many to be one of this generation's foremost digital media personalities, Hollywood-based Katerina Cozias holds the title of America's Media Mindset Mentor and is the host of the popular morning talk show LA40 with LA Talk Radio.
Jeannette Ceja is a bilingual Travel Journalist, Travel Host and an International Public Speaker whose work has appeared in television, magazines and newspapers around the nation. She's spoken on stages from Los Angeles all the way to Romania. Jeannette graduated with a Bachelors of Arts degree in Journalism from Belmont University and UCLA’s Professional Producing Program for Film & Television.