Smarter Vet Financial Podcast: Recent Episodes

Florida Veterinary Advisors

Do you want less stress in your finances? Smarter Vet Financial Podcast is for all veterinarians that want to take that next step in their finances. Tom Seeko and CJ Burnett, the founders of Florida Veterinary Advisors, make personal and business financial topics simple to digest and include exclusive interviews with veterinarians and veterinary professionals.

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Student loan changes have left many veterinarians feeling uncertain about what to do next.

Should you focus on paying down debt? Build savings? Contribute to retirement accounts? The answer may not be as straightforward as you think.

In this episode of the Smarter Vet Podcast, Tom Seeko and CJ Burnett discuss how veterinarians can create balance between managing student loans and building financial stability. They break down recent student loan repayment changes, emergency savings strategies, retirement planning considerations, and practical steps to help you make thoughtful financial decisions without letting debt take over your life.

Key topics include:

  • Why the answer to "save or pay off debt?" is often both
  • Building an emergency reserve before aggressively paying down loans
  • How employer retirement matches can accelerate progress
  • Understanding repayment plan changes and forgiveness opportunities
  • Creating flexibility and financial control through savings
  • A six-step framework for prioritizing debt repayment and long-term goals

Listen now and learn how to build a financial strategy that supports both today's needs and tomorrow's goals.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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Hiring in veterinary medicine is still competitive — but the rules are changing. In this episode, Tom Seeko sits down with Stacy Pursell, founder and CEO of The VET Recruiter, to unpack what veterinary employers need to understand right now about hiring, retention, culture, and leadership.

Stacy shares how she became the first recruiter in the U.S. to specialize exclusively in animal health and veterinary recruiting, what she’s seeing in today’s candidate-driven market, and why employer branding matters more than ever.

You’ll also hear practical insights on:

  • Why “retention starts on day one” (and what many practices miss with onboarding)
  • The role of communication, clarity, and leadership presence in reducing turnover
  • Why flexibility, workplace culture, and support staff impact hiring success
  • What “Always Be Hiring” really looks like — and how a talent pipeline helps you stay ahead

Contact our Guest: Stacy Pursell, CEO of The VET Recruiter (executive search & recruiting in animal health/veterinary space): https://thevetrecruiter.com/contact/ | https://thevetrecruiter.com/ | https://animalhealthnewsandviews.com/

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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In this thought-provoking SVP Rewind episode of the Smarter Vet Financial Podcast, Tom Seeko and CJ Burnett welcome Dr. William Anton, licensed psychologist, three-time author, and founder of CEOeffectiveness.com, for an honest conversation about mental health, personal development, and the mindset shifts that can help us lead more fulfilling lives.

Dr. Anton explores why seeking therapy or psychological coaching should be viewed as a sign of growth rather than weakness, describing it as the “emotional equivalent of graduate school.” He shares how our early experiences influence the beliefs, habits, and perspectives we carry into adulthood—and how many of those patterns can quietly hold us back from reaching our full potential.

Together, they discuss a broader, more empowering view of mental health that goes beyond diagnoses and focuses on self-awareness, resilience, and continuous improvement. Whether you're a veterinary practice owner, leader, or professional looking to grow personally and professionally, this episode offers valuable insights into overcoming internal barriers and becoming a more effective version of yourself.

Original air date: June 2025

To contact Dr. Anton, or to purchase one of his books, please visit CEOeffectiveness.com.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances -
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ - https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice -
Schedule a time: https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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What does it really mean to be a leader?

In this Smarter Vet Podcast Rewind, Tom Seeko sits down with Dr. Ernie Ward to discuss leadership, self-development, imposter syndrome, mental health, and the habits that help veterinary professionals thrive.

Dr. Ward shares why leadership isn't limited to practice owners and managers, how veterinarians can overcome self-limiting beliefs, and why investing in your physical and mental well-being is essential for long-term success.

Whether you're a new graduate, an associate veterinarian, a practice owner, or somewhere in between, this conversation offers practical wisdom for navigating challenges, building confidence, and becoming the leader of your own life.

Listen as they discuss:

• Imposter syndrome in veterinary medicine
• The difference between managing others and leading yourself
• Why mental and physical health drive professional success
• Overcoming self-limiting beliefs
• The importance of lifelong learning and growth

Learn more about Dr. Ward and contact him: Dr. Ernie Ward, DVM, CVFT | Instagram, Facebook | Email

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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Veterinarians are making rapid-fire decisions all day — and the cognitive load is real. In today’s episode, Tom sits down with Dr. Jamie Laity, founder of SmartVet AI, to talk about how AI can serve as clinical decision support, reduce mental fatigue, and help improve confidence when interpreting blood work.

Jamie shares her journey from practice owner to mobile practitioner, and how her day-to-day challenges inspired her to create a tool that blends pattern recognition, differentials, client-friendly summaries, and quick next-step recommendations.

SmartVet AI isn’t about replacing veterinary brains—it's about supporting them so vets can spend less time wrestling with data and more time focusing on patients, clients, and balance in their lives.

📍 Learn more about SmartVet AI: smartvetai.com
🎧 View episode library & resources: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

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In this episode, Tom sits down with Brian Wine, Founder and CEO of The Wine Group, the leading brokerage specializing in veterinary hospital real estate and practice sales across the United States.

Brian shares his unconventional path from film and entertainment into becoming the #1 seller of veterinary real estate in the country, and breaks down the key decisions practice owners face when evaluating whether to buy, lease, sell, or hold their property.

You’ll learn:
• The major differences between owning vs. leasing (and why there’s no one-size-fits-all answer)
• How lenders evaluate veterinary real estate and why financing may be more accessible than many owners assume
• The biggest misconceptions around valuing veterinary properties
• How to future‑proof your real estate and avoid costly lease mistakes
• Strategies to monetize both your business and your property while protecting long‑term legacy

Whether you’re an aspiring owner, seasoned practice leader, or preparing for transition, this episode offers practical insights you can apply immediately.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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What if your veterinary practice could run more efficiently—without adding more stress to your team?

In this episode, Tom Seeko sits down with veterinary technician specialist and MBA Kelly Cronin to explore how practices can rethink operations, improve workflows, and better support their teams.

From remote team members to AI tools and smarter delegation, Kelly shares practical insights into how practices can reduce front-desk bottlenecks, improve client experiences, and create more sustainable team environments.

Whether you're struggling with staffing, overwhelmed by administrative tasks, or looking for ways to better support your team, this conversation offers a fresh perspective on working smarter in veterinary medicine.

🔗 Learn more: https://linktr.ee/kellylynncronin

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Why do so many veterinary practice owners regret selling?

In part 4 of this series, CJ Burnett and Tom Seeko break down the most common reasons owners feel uncertain—or even regretful—after exiting their practice.

From selling too early or too late, to overlooking taxes and deal structure, to losing identity after the sale… the decision to sell is more than just a financial transaction.

You’ll learn:

  • Why timing isn’t just about the market
  • How taxes and deal structure can impact your outcome
  • What many owners overlook before selling
  • Why life after the sale needs just as much planning as the exit itself
  • How identity, routine, and purpose play a role in regret

If you're thinking about selling—or even questioning when the right time is—this episode will help you think through both the financial and personal sides of the decision.

🎧 Listen now: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

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Selling your veterinary practice can create a significant financial milestone—but it also introduces a new challenge: how do you turn that lump sum into reliable income?

In Part 3 of this 4-part series, Tom Seeko and CJ Burnett break down what happens after the sale and why many veterinarians feel uncertain about their financial future. From income gaps and market risk to tax considerations and lifestyle changes, this episode explores the real concerns practice owners face.

You’ll also learn a strategic framework designed to help create more clarity and confidence around income planning—so your next chapter feels as steady as the one you built.

🎧 Tune in to start thinking differently about what comes next.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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The five years before you exit your veterinary practice matter more than you think—and waiting too long could cost you significantly.

In this episode, CJ Burnett and Tom Seeko break down the critical planning window leading up to a sale and why many practice owners delay the process longer than they should. From improving profitability and cleaning up reporting to building a management team and planning for life after the sale, they walk through what actually drives practice value.

They also highlight common mistakes owners make—like relying too heavily on revenue instead of profit, mixing personal expenses into the business, and underestimating the emotional side of selling.

If you want to maximize your practice value and create a smoother transition, this episode will help you start thinking like a business owner—not just a veterinarian.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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Veterinarians often feel stretched thin, overwhelmed, and unsure of how to lead effectively while maintaining balance—but it doesn’t have to be that way.
In this episode, Tom sits down with Dr. Emily King, founder of All-Star Veterinary Clinic, to explore the leadership principles that helped her grow a thriving practice, build strong teams, and eventually navigate a successful transition to corporate partnership.

Emily opens up about:

  • How intentional leadership shaped her culture and success
  • Why veterinarians struggle with delegation
  • What made 2021 the right year to sell her practice
  • Her growing social media influence and mission to bring positivity to vet med
  • What she sees as the next big steps in her career

Whether you're a current owner, future owner, or a veterinarian searching for clarity, you’ll find powerful takeaways you can apply today.

🎧 Listen to all episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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Many practice owners assume their business will fund retirement — but the real question is: Is your practice actually sellable?

In Part 1 of this 4-part series, Tom Seeko and CJ Burnett break down what buyers look for when purchasing a veterinary hospital, and what can quietly reduce practice value.

You’ll hear how practice value is tied to what transfers to a buyer — including:

  • Consistent profitability
  • A strong, stable team
  • Documented systems and processes
  • A stable client base
  • Clean financials
  • Limited owner dependence

They also cover common value-killers like poor bookkeeping, unclear roles, high turnover, and a practice that can’t function without the owner.

Reflection question: If you disappeared for 90 days… what happens?

Explore more resources: flvetadvisors.com

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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Two veterinarians can earn the same income, live a similar lifestyle, and still end up in completely different financial positions.

In this episode of the Smarter Vet Podcast, Tom Seeko and CJ Burnett unpack why financial outcomes are rarely about income alone. They explore the role of perception, habits, and common money mindsets that quietly keep veterinarians stuck—like believing busy equals successful, assuming you’ll “catch up later,” or relying on a future practice sale as a retirement plan.

This conversation challenges listeners to think differently about control, intentionality, and aligning their business and personal finances to create clarity and confidence.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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This episode marks a major milestone—200 episodes of the Smarter Vet Financial Podcast. To celebrate, CJ Burnett and Tom Seeko step back to reflect on what they’ve consistently seen work—and not work—for veterinarians over the past decade.

They break down three common patterns that hold people back: lack of clarity, believing more income automatically equals progress, and the mindset of “I’ll figure it out later.” Then, they share the foundational principles that lead to real financial progress: clarity, consistent saving, and alignment between personal and practice goals.

This conversation is about simplifying finances, building sustainable habits, and creating financial independence—without relying solely on practice sales or income growth.

🔗 Learn more at:
https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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Send us Fan Mail

Practice ownership can feel like a rollercoaster — incredible highs, heavy responsibilities, and moments that make you question why you started in the first place.

In this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko break down the real-world trials and trivia of veterinary practice ownership. From financial pressure and decision fatigue to emotional load and leadership challenges, they unpack the parts of ownership that often go unspoken.

They also highlight the quieter wins: building a lasting culture, developing confident associates, creating optionality, and designing a practice that supports both your lifestyle and long-term financial goals.

Whether you’re aspiring to own, currently owning and overwhelmed, or somewhere in between, this conversation offers clarity on what ownership actually looks like — and how structure and financial clarity can change everything.

👉 Learn more and explore additional resources at:
https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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Communication isn’t just announcements—it’s how veterinary teams connect, support each other, and deliver care. In this episode, Tom Seeko sits down with Catherine Haskins, founder/CEO of The Bridge Club and co‑founder of Project Sticker, to talk about the realities of communication inside practices, the shift toward smaller, more intentional networking, and practical ways leaders can support mental health on fast‑moving teams.

We cover:
• Why “more” communication isn’t always better—and when it isn’t enough
• How to make connection intentional (and doable) in a packed schedule
• The role of authenticity, conflict, and clarity in team culture
• Project Sticker’s simple ideas (like 5‑minute buffers) to protect mental health
• A quick win any practice can implement this week: notice → check in → follow up

Resources & Links:

  • Florida Veterinary Advisors: https://flvetadvisors.com
  • Full Episode (Audio): https://flveterinaryadvisors.com/smarter-vet-financial-podcast/
  • The Bridge Club: https://thebridgeclub.com/
  • Project Sticker: https://stickwithus.vet
  • AVMA QPR Gatekeeper (free): https://www.avma.org/resources-tools/wellbeing/qpr-suicide-prevention-training

Enjoying the show? Please rate/review on Apple Podcasts or Spotify—this helps other veterinary professionals find us.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

Send us Fan Mail

Veterinary medicine isn’t about the money—but avoiding finances can quietly create stress, burnout, and long-term consequences.

In this episode of the SmarterVet Financial Podcast, CJ Burnett and Tom Seeko unpack the hidden cost of financial avoidance in veterinary medicine. From subscription creep and pricing hesitation to discomfort around money conversations, they explore why so many veterinarians sidestep finances—and how that avoidance compounds over time.

You’ll hear real-world examples of how ignoring financial decisions impacts personal stress, business stability, retirement readiness, and career flexibility. More importantly, CJ and Tom reframe financial clarity not as greed—but as a tool that supports better medicine, stronger practices, and long-term sustainability.

If finances feel overwhelming, avoided, or emotionally charged, this conversation will help you see money through a clearer, more constructive lens.

🎧 Listen now and start engaging with your finances—without losing your mission.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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In this episode of the SmarterVet Financial Podcast, Tom sits down with Anthony LaPolla, Founder & CEO of Empower Business Strategies, to explore one of the biggest challenges facing veterinary practices today: retention and HR structure.

Anthony shares why so many clinics struggle to keep good people, the hidden causes behind turnover, what strong onboarding and training should look like, and why compliance is almost always the first place to start. They also discuss the importance of leadership, systems, consistency, and building a true people-first culture.

If you’ve ever felt overwhelmed by HR, unsure about your training process, or curious why your team isn’t sticking around, this is a conversation you don’t want to miss.

🎧 Listen now and take one actionable step toward creating a more aligned, supported, and stable practice team.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

View Details

Send us Fan Mail

Imposter syndrome affects veterinarians at every stage of their careers—from new graduates to long‑time practice owners. Even when life looks stable on the outside, many still feel behind, exposed, or uncertain if they truly belong.

In this episode, CJ and Tom explore:

  • Why imposter syndrome is so common in veterinary medicine
  • How perfection training and comparison culture amplify self‑doubt
  • The hidden emotional roots behind financial fear
  • Why success doesn’t always feel successful
  • Practical steps to break the cycle and regain confidence

Tune in for a grounded, real‑world perspective on an issue many vets experience but rarely talk about.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

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Veterinary medicine is full of passion, purpose, and pressure—but how do you build a career and a life that feel sustainable? In this episode, Tom sits down with Dr. Andy Roark to explore the mindset shifts and financial habits that help veterinary professionals create long‑term stability while staying connected to the work they love.

Andy shares his winding path into veterinary medicine, how the profession is changing, why affordability conversations must include support staff and veterinarians, and what practices can do to better support their teams. They also dig into long‑term financial health, simple strategies for investing, and why “pay yourself first” matters more than ever.

If you’re a veterinarian, practice owner, technician, or anyone working in the profession, this conversation offers meaningful perspective you can put into action.

Connect with Dr. Andy Roark by visiting his website, listening to his podcast or by finding out more info about Unchartered.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels:
Instagram-https://www.instagram.com/flveterinaryadvisors/
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SmarterVet #VetLife #VeterinaryLeadership #VetCareers

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Many veterinarians build wealth using mutual funds, but once a portfolio grows into the seven‑figure range, the hidden challenges begin. Taxes you didn’t expect. Overlapping holdings you didn’t realize you owned. Lack of customization. And far less control than your financial life now requires.

In this episode, CJ and Tom break down why mutual funds are often great when you’re just getting started—but may cause major hurdles once your portfolio exceeds $1M. You'll learn how taxes can quietly erode wealth, why diversification isn’t always what it seems, and how high‑net‑worth investors can regain control by structuring their investments with more precision.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
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YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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Most veterinarians assume that more risk equals more return—but that’s rarely how real financial life works. In this episode, Tom and CJ break down the hidden risks veterinarians carry mid‑career, how concentration risk shows up in both income and practice ownership, and why chasing high returns can actually set you back.

You’ll hear stories from real conversations, practical examples, and three powerful questions to help you evaluate whether the risks you're taking truly align with the outcomes you want.

Whether you're a practice owner, an associate, or somewhere in between, this is a conversation every veterinarian should hear.

Grab a copy of our book Unleashed: The Financial Clarity Every Veterinarian Needs, visit FLVetAdvisors.com for CE and resources, and be sure to rate and review the podcast!

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
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Many veterinarians say they don’t make enough, can’t change jobs, can’t reduce hours, or will “never be able to retire.” But is that really about income… or about options?

In this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko break down why financial freedom isn’t defined by net worth or a big salary—it’s defined by flexibility. Whether it’s taking time off, changing clinics, relocating, starting a family, walking away from a toxic workplace, or even pursuing ownership, your options come from liquidity, structure, and boundaries, not your income level.

You’ll hear how lifestyle creep, locked-up retirement dollars, and lack of structure can make high earners feel broke—and how simple shifts like using a Wealth Coordination Account can help you create space, control, and the ability to choose your next step.

If you enjoy this episode, explore race-approved CE, masterclasses, and our book Unleashed: The Financial Clarity Every Veterinarian Needs at FLVetAdvisors.com. And if you haven’t already, leaving a rating/review on Apple or Spotify helps more veterinarians find this show.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

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LinkedIn-https://linkedin.com/company/flvetadvisors
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In this episode of the Smarter Vet Financial Podcast, Tom Seeko welcomes back Andrea Crabtree of Furpaws Consulting for a candid conversation about leadership, communication, and accountability in veterinary practices. Andrea shares insights from her journey from practice manager to consultant and explains why communication breakdowns—not skill gaps—are often the root of practice challenges.

Together, they explore simple but powerful ways teams can improve culture, retention, and performance through intentional training and curiosity-driven leadership. This episode is a must-listen for practice owners and managers who want stronger teams and healthier practices.

To contact Andrea, please check out the resources below...

Furpaws Consulting: https://www.furpawsconsulting.com/
Executive Leadership Workshop: https://www.furpawsconsulting.com/symposiums
PAWSitive Leadership Podcast: https://www.podbean.com/pi/pbblog-zkq48-9bfab3
LinkedIn: https://www.linkedin.com/in/andrea-crabtree-bs-cvpm-sphr-phrca-ccfp-fear-free-000a7985/

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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On this episode of the Smarter Vet Financial Podcast, Tom Seeko and CJ Burnett, co-founders of Florida Veterinary Advisors, walk through a clear framework for answering one of the most common questions vets ask: “Am I financially on track?” They break your journey into four phases25–30, 30–40, 40–55, and 55+—so you can see what typically matters most at each.

You’ll hear practical context around student loans, changing pay scales, the rise (and shifts) in relief work, when ownership or career pivots make sense, and how to build a retirement income plan that supports your lifestyle without guesswork.

If you enjoy this show, explore more resources at FLVetAdvisors.com, including our book Unleashed: The Financial Clarity Every Veterinarian Needs. And if this episode helped you, a quick rating/review on Apple or Spotify helps other vets find the show.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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Is a “no‑fail” retirement plan actually possible?

In this episode, Tom and CJ break down why the traditional approach to retirement often falls short — and what it really takes to build income that lasts through every market cycle, tax change, and stage of life.

They walk through how to think beyond account balances, how timing risk affects retirement security, why tax diversification matters, and how to create predictable income instead of relying solely on market performance.

You’ll learn how to structure your assets with intention, build stability into your plan, and create a retirement strategy that works in real life — not just in ideal scenarios.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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How do you actually build wealth — not just in theory, but in real life?
In this episode, CJ and Tom walk through a simple, practical framework veterinarians can use to make smarter financial decisions with less stress and more clarity.

They break down how to assign a time horizon to each dollar, how to make sure money is accessible for real‑life needs, how to think about taxes in a strategic way, and how to evaluate risk beyond just investment volatility.

Whether you're early in your career or approaching retirement, this episode helps you understand how to structure your finances so you can adjust, pivot, and stay flexible as life changes.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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In this episode of the SmarterVet Financial Podcast, Tom Seeko sits down with Lindsay McMakin to explore the real-world challenges and opportunities in veterinary practice management. Lindsay shares her inspiring journey from receptionist to practice manager and consultant, offering actionable strategies for hiring with culture in mind, boosting financial literacy, and using technology to enhance — not replace — the human side of veterinary care.

Tune in to learn how aligning your financial systems, improving accountability through regular meetings, and seeking expert guidance can help you build a thriving, sustainable practice.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels:

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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Saving money isn’t exciting, flashy, or fun — but it is the one habit that consistently builds real wealth. In this episode, the third of five in the series, CJ and Tom break down why aiming for 20% of your gross income is a game changer, why most people struggle to save, and how their Wealth Coordination Account creates control, clarity, and confidence in your financial life.

With a few clicks, you'll be on your way to matching your career goals with your life's passions. We help hundreds of vets, like you, make confident decisions and take the next step toward knowing where you want to go in the future. On this page: https://flveterinaryadvisors.com/5-simple-financial-steps/ you will find resources that can help you become a World Class Saver, produce the most income through retirement, protect your most valuable asset and more.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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Most financial plans don’t fail because of markets—they fail because of unplanned life events. In this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko explain why risk is the silent plan killer for veterinarians and practice owners. They break down the real-world risks that can derail a plan, including disability, lawsuits, outdated legal documents, insurance gaps, and business-owner exposure.

This conversation reframes risk management as resilience planning and challenges listeners to decide who they want absorbing the risk when life happens.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

Instagram-https://www.instagram.com/flveterinaryadvisors/
Facebook-https://facebook.com/flvetadvisors
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If your finances feel more like a junk drawer than neatly folded laundry, this episode is for you. Tom and We kick off a five-part series by focusing on Step 1: getting financially organized so you can reduce stress, decision fatigue, and the “head-in-the-sand” feeling. You’ll hear a simple way to build a snapshot of your money—assets, debts, protection items, and cash flow—plus ideas for storing everything in one secure, easy-to-find place.

Check the show notes for a downloadable checklist to help you gather the key documents and start building your system.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
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Going into a new year can bring a lot of financial stress—especially when you’re trying to control things you simply can’t. In this episode, we break down the big categories you can’t control (markets, inflation/interest rates, and unexpected life events) and the areas you can control (savings rate, spending decisions, risk/insurance, debt strategy, and your investing approach). You’ll hear practical ways to reduce anxiety, avoid lifestyle creep, and build a financial “wall” that helps you absorb life’s curveballs. Pick one action step to start today—like increasing savings by 1%, tracking spending for 24 hours, or reviewing your insurance coverage.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Financial Podcast, Tom sits down with Dr. Jennifer Bruns, Senior Director of Veterinary Relationships at PetSmart Veterinary Services, to explore the many paths a veterinary career can take.

Dr. Bruns shares her journey from cleaning kennels and chasing E. coli and salmonella as an epidemiologist to mentoring independent owners inside PetSmart locations. Together, they dive into strategic thinking, financial literacy, and the people skills veterinarians need to thrive as leaders and owners—plus how PetSmart’s model helps doctors own a practice without carrying the full weight of real estate and marketing.

Whether you’re a student, associate, or aspiring owner, this conversation will challenge your assumptions about what’s possible and remind you that your DVM can open more doors than you think.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Financial Podcast, Tom sits down with Baxtr founder Mark Hines to talk about how subscription-based wellness plans can transform access to care, client loyalty, and practice revenue.

Mark shares his unconventional journey from audio geek and home theater entrepreneur to building simple, powerful membership tools for dental and veterinary practices.

They dig into why practices tend to overcomplicate wellness plans, how Baxtr removes the “73 clicks” from the process, and why monthly payments and a member mindset are so valuable for both clients and clinics.

If you’ve been thinking about wellness plans but feel stuck on the logistics, this conversation will give you a practical, low-friction way to finally “just do it.”

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Financial Podcast, Tom sits down with Dr. Bob Murtaugh—founding dean of Rocky Vista University College of Veterinary Medicine, boarded internist and criticalist, and long-time leader in both academia and corporate practice.

Dr. Murtaugh shares how saying “yes” to unexpected opportunities—from running a teaching hospital in his 20s to helping scale a hospital group from 15 to 350 locations—shaped his career and impact on vet med. They dive into what it really takes to scale without losing culture, how to navigate consolidation with an open mind, and why the best corporate or independent fit comes down to values, leadership, and communication.

You’ll also hear his perspective on “preferment” instead of retirement, why veterinarians are spelled L-E-A-D-E-R, and the soft skills that matter most if you want a fulfilling, financially strong career in veterinary medicine.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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The Smarter Vet Financial Podcast welcomes Dr. Brent Mayabb, Global Chief Medical Officer at Royal Canin, for a candid conversation on purpose, communication, and leading across cultures. Brent shares how transparency and psychological safety help teams navigate hard cases, rising client expectations, and burnout risk. He offers a hopeful outlook for a new wave of private practice ownership and the leadership habits that make it work. Listen for practical takeaways and resources you can use with your team today.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Financial Podcast, hosts Tom Seeko and guest Eric Benke dive into the financial side of veterinary practice ownership, focusing on the power of key performance indicators (KPIs) to drive profitability and growth. They explore metrics like client retention, revenue per DVM, and net profit margin—explaining how tracking the right numbers can reveal hidden gaps, improve compliance, and guide smarter business decisions. Eric also shares how implementing wellness plans can boost visit frequency and strengthen client relationships. Whether you're just starting to track metrics or looking to optimize your operations, this episode delivers actionable strategies for long-term success.

If you’d like to contact Eric about Kanter Consulting Group’s services or if you have any questions, visit their website here or call 813-855-5433.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Should you pay off debt faster or focus on saving money? It’s one of the most common—and confusing—financial questions veterinarians face. In this episode, Tom and CJ unpack the trade-offs, emotions, and math behind debt repayment versus saving, sharing simple frameworks that help you find balance instead of burnout. Learn how to create financial freedom within your money habits, so you can build wealth while still sleeping at night.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Have you ever paid less for something and later realized it cost you more in time, stress, or mistakes? In this episode, Tom and CJ break down one of the most confusing money concepts—value versus price—and how it shows up in everything from investing to client care. They share real-life examples that help veterinarians think beyond “what does it cost?” and start asking “what is it worth?” Learn how reframing your decisions around value can lead to better outcomes for your practice, your money, and your peace of mind.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Many veterinarians switch advisors for reasons that have nothing to do with performance—and everything to do with communication, clarity, and trust. In this episode, CJ and Tom unpack the most common breakpoints: “I never hear from them,” unclear fees and value, chasing returns without a real plan, and relationships that simply outgrow the advisor. They explain how to set expectations, what a true plan looks like beyond investments, and why simple, repeatable decisions compound more than headline returns. If you’re wondering whether your current relationship is working, this conversation gives you a thoughtful checklist—and a nudge to get a second set of eyes if something feels off.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Financial Podcast, Tom Seeko sits down with Dr. Molly McAllister, Global Chief Medical Officer at Mars Veterinary Health, for a candid conversation about growing as a leader, keeping your energy high, and making an impact that reaches far beyond individual appointments. Molly shares her non-linear path from equine and small-animal practice to executive leadership, why veterinarians are uniquely equipped to lead, and how simple habits (and clear communication) create sustainable performance.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Talking about money in VetMed shouldn’t feel taboo—but it often does. In this episode, Tom and CJ unpack why money talk triggers identity, emotion, and power dynamics for veterinarians, and how culture (and student loans) can make it worse. You’ll hear practical ways to build confidence—like tracking net worth yearly, setting values-based goals, and creating a guilt-free zone for financial conversations. If you’re ready to replace shame with clarity, this one’s for you.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

Send us a text

Your 60s are the crucial handoff from a paycheck to a “balance-sheet paycheck.” In this episode, Tom and CJ break down five common challenges veterinarians face in that decade: mindset shift, debt decisions (including mortgages), retirement income confidence, healthcare/Medicare gaps, and estate/legacy readiness. You’ll hear practical ways to align savings, risk, and taxes so your lifestyle doesn’t have to shrink after you stop practicing. If this helped you, share it with a colleague and leave a rating so more vets can find the show.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Feeling the shift as you move through your 50s? In this candid episode, Tom Seeko and CJ Burnett explore the decade when retirement becomes real, bodies change, and financial priorities shift in ways that can feel overwhelming. They talk about how to avoid risky investment moves, prepare for the realities of caring for both children and aging parents, and make wise choices around debt, housing, and estate planning. By connecting health habits with financial outcomes, they show how small, intentional steps today can protect your wealth and help you step into retirement with clarity and confidence.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
Instagram-https://www.instagram.com/flveterinaryadvisors/
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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360 Vet Sales (free valuation & consult): 360VetSales.comContact: kia@360vetsales.com | matthew@360vetsales.com

Thinking about selling your hospital in the next 1–5 years—or just want to know your options? In this episode, Tom Seeko talks with Matt Arena (Founder) and Kia Banisadre (Business Development Officer) of 360 Vet Sales about what it really takes to prepare, go to market, and land a deal you’ll feel good about long after closing.

In this conversation, you’ll learn:

  • Misconceptions that cost owners money (it’s not “corporate = bad,” and you don’t have to be ready to retire tomorrow).
  • Face value vs. market value: why competition among buyers (not just your P&L) drives price.
  • The 12–24 month prep window: what to fix now in margins, pricing, and reporting to boost valuation.
  • Your deal team: tax pro, financial advisor, M&A attorney—and why a broker often pays for themselves.
  • The emotional side of selling: protecting staff, preserving standard of care, and honoring your legacy.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances.

5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment

Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.

Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels

Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
Instagram- https://www.instagram.com/flveterinaryadvisors/
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

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Your 40s can feel like the “crunch decade”—income peaks, expenses pile up, and retirement starts to feel real. In this episode, Tom Seeko and CJ Burnett unpack how to balance saving with lifestyle and college costs, avoid lifestyle creep, and shift from “set it and forget it” to intentional planning. They dig into career pivots and burnout in veterinary medicine, plus why insurance and estate planning (wills, trusts, beneficiaries) can’t wait. You’ll leave with simple moves to prioritize your future self without neglecting the people you love today.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
Instagram-https://www.instagram.com/flveterinaryadvisors/
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

View Details

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Your 30s can feel like a financial tug-of-war—student loans, mortgages, childcare, career moves, and even the first itch of practice ownership all competing for the same dollars. CJ and Tom break down how to set clear priorities, build a right-sized emergency fund (not a one-size-fits-all $1,000), and save while paying down debt so you’re not negotiating “this or that” when “this and that” is possible with a plan. They also cover boundaries to avoid burnout, why insurance and basic legal docs matter now, and a simple target to automate 20% of income toward assets that produce future cash flow. If you’re making more than ever but still feel paycheck-to-paycheck, this one’s for you.

Watch the no-cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
Instagram-https://www.instagram.com/flveterinaryadvisors/
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

View Details

Send us a text

Your 20s bring a whirlwind of firsts—new job, new income, new decisions—and most vets feel pulled between “pay off debt now” and “start living life.” In this episode, Tom and CJ share a balanced approach: build habits first, right-size your emergency fund, and save while paying loans so you don’t trade a 6% loan for 20% credit card debt later. You’ll hear simple boundaries to prevent lifestyle creep and burnout, plus practical cues for when it’s actually okay to make the big purchase. If you want confidence, not chaos, as you launch your career, start here.

Watch the no-cost 5-part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
Instagram-https://www.instagram.com/flveterinaryadvisors/
YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

View Details

Send us a text

In this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko dive into the psychology of change—why some people chase it and others avoid it at all costs. From personal habits to financial planning, they explore how meaningful growth often demands stepping outside your comfort zone. You’ll hear insights on overcoming resistance, dealing with lifestyle creep, and making space for the behaviors that lead to lasting success. If you’ve ever struggled with change, this conversation will challenge your mindset and equip you with practical ways to move forward with clarity and confidence.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Financial Podcast, Tom Seeko interviews Dr. Michelle Drake—veterinarian, author, and long-time practice owner. Dr. Drake shares how she built a mission-driven veterinary practice, the importance of planning and leadership, and why working on your business matters. She also discusses the challenges of staying independent and her transition into speaking and writing to mentor others. Tune in for expert advice on veterinary practice management, leadership, and sustainable growth.

Learn more about Genius Vets and the work they do here and consider purchasing Dr. Drake's book, Veterinary Leadership: A Practical Guide for Practice Owners and Managers here!

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

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In this episode of The Smarter Vet Podcast, CJ Burnett and Tom Seeko dive into the often-overlooked emotional and behavioral side of financial planning. From the weight of student loans to the comfort of feeling financially secure, they unpack the different mindsets people have about their futures—and how those perspectives shape real-world outcomes.

They explore how spending and saving habits, tax management, and overall financial awareness can either accelerate or stall your growth. You’ll discover why understanding your “financial camp” is key, and how proactive planning can replace uncertainty with peace of mind.

If you’ve ever wondered how to break free from financial stress and make your money work harder for you, this conversation is packed with insights to help you get there.

🎧 Tune in, rethink your approach, and start building the future you want—today. Have questions? Reach out to us: info@nextstepfinances.com

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

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In this episode of The Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko dive into a powerful yet often overlooked principle in both veterinary practices and financial planning: make it easy. They unpack how simplifying client interactions, streamlining internal processes, and being mindful of cognitive biases can drastically improve decision-making, satisfaction, and follow-through.

Whether you're scheduling appointments or guiding financial choices, reducing friction is the key to better outcomes. Tune in to learn actionable strategies to create a more welcoming experience, limit overwhelm, and ultimately build stronger, longer-lasting client relationships.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

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In this episode of The Smarter Vet Financial Podcast, hosts CJ Burnett and Tom Seeko unpack why even high earners often struggle to save—and what to do about it. After some lighthearted banter, they dive into the psychology behind spending and introduce a powerful solution: the Wealth Coordination Account (WCA).

This simple but strategic system involves routing all income into a separate account before sending a controlled amount to your personal checking. The result? You limit lifestyle creep and start saving with intention.

CJ and Tom explain how this structure helps remove emotion from your financial decisions, keeps your spending in check, and aligns your money with long-term goals. If you’re ready to break free from unproductive habits and take control of your cash flow, this episode is a must-listen.

Need help setting it up? Reach out to our team—we’re here to guide you: info@nextstepfinances.com.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of The Smarter Vet Podcast, CJ Burnett and Tom Seeko break down what business owners need to know about selling their business — from why timing is critical to why age shouldn’t dictate your exit. They challenge traditional views of retirement, highlight the difference between revenue and true profit, and explain how intentional living and solid financial planning can help you achieve independence beyond your business. If you’re thinking about selling or planning for the future, this episode is a must-listen.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

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In this episode of The Smarter Vet Podcast, cohost Tom Seeko sits down with Dr. Link Welborn—veterinarian, entrepreneur, and founder of Veterinary Management Groups (VMG)—to explore the evolving landscape of veterinary practice ownership. They dive into the core traits of successful owners, the ongoing pressures of inflation and client affordability, and the growing role of AI in streamlining operations like medical record-keeping.

To learn more about VMG, visit here. Connect with Dr. Welborn on LinkedIn or via email.

Extra resources galore!

Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course – http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time: https://flveterinaryadvisors.com/contact-us

Check out our social media channels:
Facebook – https://facebook.com/flvetadvisors
LinkedIn – https://linkedin.com/company/flvetadvisors
YouTube – https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Life insurance is about more than just replacing income — especially for veterinary practice owners. In this episode of The Smarter Vet Podcast, Tom Seeko and CJ Burnett break down the five key insurable interests every practice owner should understand: human life value, business value, key person coverage, outstanding debts and mortgages, and estate planning strategies. You’ll learn how each of these plays a role in protecting your practice, securing your family’s future, and ensuring your business can thrive even during unexpected challenges. Tune in to discover how proper risk management through life insurance can help you build a more resilient and confident financial future.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Thinking about buying a home? In this episode of The Smarter Vet Podcast, Tom Seeko and CJ Burnett unpack what every veterinary professional should know before purchasing property. From financial preparedness and market timing to avoiding overspending and aligning your purchase with personal and lifestyle goals, this episode is packed with actionable insights. Tom and CJ also highlight the value of working with experienced mortgage brokers and real estate agents — and why getting pre-approved before house hunting can make or break your success. Don’t miss this essential guide to stress-free and financially sound homeownership in today’s competitive housing market.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this eye-opening episode of the Smarter Vet Financial Podcast, hosts Tom Seeko and CJ Burnett sit down with Dr. William Anton, founder of CEOeffectiveness.com, for a powerful discussion on personal development and the often-overlooked importance of mental health—especially among high-performing professionals.

Dr. Anton challenges the outdated stigma around therapy and psychological coaching, describing it as the “emotional equivalent of graduate school” for those seeking to live and lead more effectively. He unpacks how early life experiences shape the way we see ourselves and the world—and how many of those beliefs quietly limit our potential.

From redefining mental health beyond clinical labels to embracing a holistic, strengths-based approach to growth, this episode dives deep into what it truly means to become your best self. Whether you're a practice owner, team leader, or simply striving to grow, this is a must-listen for anyone ready to confront their inner barriers and unlock lasting personal and professional effectiveness.

To contact Dr. Anton, or to purchase one of his books, please visit CEOeffectiveness.com.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances -
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ - https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice -
Schedule a time: https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of The Smarter Vet Podcast, Dr. Peter Weinstein shares his journey from veterinarian to business leader and offers practical insights on improving veterinary practice operations. He discusses the growing challenges of work-life balance, financial stress, and corporate influence in the industry. The conversation centers on the need for better systems, processes, and team training to boost efficiency, trust, and leadership—ultimately helping bring fulfillment and fun back to veterinary medicine.

To learn more about Dr. Weinstein’s book, “The E-Myth Veterinarian,” go here. Connect with Peter on LinkedIn here.

Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course – http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time: https://flveterinaryadvisors.com/contact-us

Check out our social media channels:
Facebook – https://facebook.com/flvetadvisors
LinkedIn – https://linkedin.com/company/flvetadvisors
YouTube – https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Podcast, Tom Seeko is joined by estate planning specialist Eileen Rice to unpack the critical components of a solid estate plan. They discuss why estate planning isn’t just for the wealthy or elderly—it’s for anyone with assets or dependents who wants to avoid unnecessary complications and costs. Eileen explains key documents like medical directives, powers of attorney, wills, and living trusts, emphasizing how a personalized plan can protect your well-being and ease the burden on your loved ones. Tune in to learn why taking action now provides the ultimate peace of mind later.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances -
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment -
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice -
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Podcast, Tom Seeko and CJ Burnett tackle the common myths and misconceptions about annuities. From misunderstandings about high fees to assumptions that annuities are only for retirees, they break down what you really need to know. Tom and CJ explain key features like surrender charges, internal costs, and guaranteed income options, highlighting why it’s essential to dig deeper than the online noise. Tune in for a clear, balanced perspective on a topic that’s often misunderstood.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances -
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment -
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice -
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this lighthearted "nonsense episode," we rewind the clock to reminisce about the music that shaped our younger years—think 90s boy bands, 80s rock anthems, hip-hop classics, and even the occasional children's song. Fast-forward to today, and our playlists have evolved to feature everything from EDM to Christian rap. Join us as we share laughs, swap memories, and talk about one host’s adventure learning the acoustic guitar. If you're ready for a nostalgic trip with a modern twist, hit play!

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment-
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice-
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of The Smarter Vet Podcast, host Tom Seeko talks with Dr. Jennifer Merlo, Vice President of Veterinary Affairs at Fear Free. Dr. Merlo shares her unique career path—from clinic ownership to corporate leadership—highlighting the real challenges of HR, marketing, and financial stress in veterinary practice. She opens up about the importance of financial planning, especially after becoming a parent, and how a trusted advisor made all the difference. The episode also explores the mission behind Fear Free and how it’s transforming the veterinary experience for pets, clients, and teams.

To learn more about Fear Free and their mission, visit here. Connect with Jennifer on LinkedIn here.

Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course – http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time: https://flveterinaryadvisors.com/contact-us

Check out our social media channels:
Facebook – https://facebook.com/flvetadvisors
LinkedIn – https://linkedin.com/company/flvetadvisors
YouTube – https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko break down how current global events, inflation, and rising interest rates are affecting both the economy and everyday financial decisions—from buying a home to running a veterinary practice. They explore why pricing adjustments are crucial for business owners, how to navigate uncertain investment opportunities, and the difference between smart investing and speculation. Tune in for practical tips on building long-term financial stability through budgeting, planning, and emergency savings.

Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course – http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time: https://flveterinaryadvisors.com/contact-us

Check out our social media channels:
Facebook – https://facebook.com/flvetadvisors
LinkedIn – https://linkedin.com/company/flvetadvisors
YouTube – https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko break down the critical role life insurance plays for veterinarians and business owners. They cover the key differences between term and permanent policies, common uses beyond just death benefits—like income replacement and business buyouts—and why reviewing your coverage regularly is essential. Whether you own a practice or just want peace of mind, this episode helps you align your life insurance with your financial goals.

Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course – http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time: https://flveterinaryadvisors.com/contact-us

Check out our social media channels:
Facebook – https://facebook.com/flvetadvisors
LinkedIn – https://linkedin.com/company/flvetadvisors
YouTube – https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of The Smarter Vet Podcast, Tom Seeko and CJ Burton simplify financial health by comparing it to checking a patient’s vitals. You’ll learn the four key "financial vital signs"—cash flow, net worth, debt, and emergency fund—and how small steps like tracking spending can improve them. Progress, not perfection, is what leads to less stress and more control.

Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course – http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time: https://flveterinaryadvisors.com/contact-us

Check out our social media channels:
Facebook – https://facebook.com/flvetadvisors
LinkedIn – https://linkedin.com/company/flvetadvisors
YouTube – https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of The Smarter Vet Financial Podcast, we dive into Chapter 4 of our book, “Unleashed: The Financial Clarity Every Veterinarian Needs,” focusing on one of the most powerful yet often ignored habits: intentional saving. We explain why aiming to save 20% of your income creates more than just wealth—it builds stability, flexibility, and confidence in your financial future. You’ll learn the difference between saving to spend and saving to build, why emergency funds shouldn’t be lumped in with long-term investments, and how to resist the pressure to overspend in life.

Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course – http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time: https://flveterinaryadvisors.com/contact-us

Check out our social media channels:
Facebook – https://facebook.com/flvetadvisors
LinkedIn – https://linkedin.com/company/flvetadvisors
YouTube – https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of The Smarter Vet Financial Podcast, we chat with Dr. Ernie Ward—veterinarian, author, and pet advocate—about finding joy in veterinary life and beyond. He shares insights on overcoming self-doubt and navigating toxic work environments, and debunks the myth that price is the primary concern for clients. Dr. Ward highlights the power of self-leadership, staying curious, and prioritizing mental, physical, and emotional health—starting with quality sleep.

Learn more about Dr. Ward and contact him: Dr. Ernie Ward, DVM, CVFT | Instagram, Facebook | Email

Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”
Buy Now: Book – Unleashed | Florida Veterinary Advisors

—–
Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time: https://flveterinaryadvisors.com/contact-us

Check out our social media channels:
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Cohosts CJ Burnett and Tom Seeko dive into the anxiety many veterinarians feel about current events, like tariffs and economic uncertainty. While we can’t control everything, they highlight how having a financial plan in place ahead of time can help you stay calm and avoid knee-jerk decisions. Just like preventative care in veterinary medicine, a solid financial plan helps you prepare for the unexpected. They also suggest looking into guaranteed and liquid investments—and focusing your energy on the things you can control.

Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”

Buy Now: Book – Unleashed | Florida Veterinary Advisors

—–
Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors

YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Cohosts CJ Burnett and Tom Seeko discuss a heavily felt topic that is not often talked about openly. There are good reasons why people stress, and sometimes those stressors can be a result of poorly communicated expectations and prior life experiences. This episode is meant to help expand your mind and, hopefully, see things a bit differently than before to "unstuck" yourself.

They explore the impact of negative thinking and stress on overall well-being, drawing parallels between mental burdens and physical hindrances. The hosts discuss strategies for managing worry and achieving a healthier mindset, referencing personal experiences and the importance of acknowledging and processing difficult emotions. Ultimately, they advocate for personal growth as a continuous pursuit of inner peace amidst life's inevitable challenges.

Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”

Buy Now: Book – Unleashed | Florida Veterinary Advisors

—–
Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors

YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Cohosts CJ Burnett and Tom Seeko discuss a common question people ask when a veterinarian starts a new job or when a practice owner starts a 401(k). Before combining all your IRAs into an employer-provided 401(k), there are a few vital considerations and questions to ask. Join CJ and Tom before taking that next step so you can get the most from your savings and investments.

Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”

Buy Now: Book – Unleashed | Florida Veterinary Advisors

—–
Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors

YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Selling a veterinary practice is a major decision that requires careful planning and strategy. In this episode, Tom Seeko, co-founder of Florida Veterinary Advisors, sits down with Bill Murray, founder of Wicklow Healthcare Advisory, to discuss the evolving landscape of practice sales. With 25 years of experience in the veterinary industry—primarily in lending—Bill now helps veterinarians navigate their exit strategies.

From financial readiness to understanding the emotional side of selling, they break down key factors every practice owner should consider. Whether you're thinking about selling in the near future or just starting to plan your exit, this conversation offers valuable insights on maximizing practice value, avoiding common pitfalls, and ensuring a smooth transition for your team and clients.

Find Wicklow Healthcare Advisory on Linkedin

Find Bill on Linkedin

Find Wicklow Healthcare Advisory on X

Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”

Buy Now: Book – Unleashed | Florida Veterinary Advisors

—–
Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors

YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of The Smarter Vet Financial Podcast, hosts CJ Bernett and Tom Seeko break down financial strategies for high-income earners. They discuss how marriage impacts money decisions, common mistakes with Roth IRAs, the "backdoor Roth" strategy, and maximizing 401(k) contributions. We also highlight the importance of balancing tax savings with long-term financial goals and offer tips for managing money in relationships. Tune in for expert insights to help you make smarter financial decisions!

Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”

Buy Now: Book – Unleashed | Florida Veterinary Advisors

—–
Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors

YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of The Smarter Vet™ Podcast, hosts Tom Seeko and CJ Bernett dive into the financial struggles many face—especially moms living paycheck to paycheck. They explore why so many married couples aren’t truly “finance married,” operating on separate financial islands that lead to inefficiencies, stress, and a lack of financial clarity.

Key takeaways include the importance of open financial communication with your spouse, tracking income and expenses without guilt, setting healthy money boundaries, and prioritizing savings—even in small steps. The hosts also discuss cultural expectations, the root causes of financial disconnection, and practical steps to regain control of your finances. Plus, they share free resources to help you get started.

If you’re feeling financially overwhelmed, this episode is a must-listen!

Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”

Buy Now: Book – Unleashed | Florida Veterinary Advisors

—–
Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors

YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of The SmarterVet Podcast, hosts Tom Seeko and CJ Bernett explore the root causes of financial struggles veterinarians face. Why does money management often feels overwhelming? How do factors like time constraints, misinformation, and lack of financial education contribute to the problem? By shifting mindsets, breaking financial planning into manageable steps, and taking proactive action, veterinarians can overcome these challenges and take control of their financial future with confidence.

Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”

Buy Now: Book - Unleashed | Florida Veterinary Advisors

Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors

YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of The Smarter Vet Financial Podcast, we sit down with Dr. Lauren Jones—veterinarian, practice owner, and Director of Veterinary Medicine at Shepherd Veterinary Software—to discuss the keys to achieving financial clarity and preventing burnout in veterinary medicine. Dr. Jones shares her journey in practice ownership, how curiosity drives her success, and how leveraging data can lead to informed business decisions. Tune in to hear actionable tips on creating a supportive work environment, building a strong team, and maintaining work-life balance while navigating the financial side of veterinary practice.

Learn more about Dr. Jones and contact her: Lauren Jones, VMD | Instagram, Facebook | Linktree

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In this episode of The Smarter Vet Podcast, financial advisors CJ Burnett and Tom Seeko break down the truth about credit scores—what they really mean, how they’re calculated, and why a high income doesn’t automatically guarantee a great score. They explore the history of credit cards, the key factors that influence credit scores (like payment history and credit utilization), and the practical steps veterinarians can take to improve theirs.

From paying off credit cards weekly to keeping an eye on free annual credit reports, CJ and Tom share smart, actionable strategies to help you manage credit wisely—without obsessing over the numbers. Whether you're looking to buy a home, a car, or simply gain a better understanding of your financial health, this episode is packed with insights to help you make informed decisions. Tune in and take control of your credit with confidence!

Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”

Buy Now: Book - Unleashed | Florida Veterinary Advisors

Extra resources galore!

Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors

YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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What are the most Googled financial questions in America? In this episode of the Smarter Vet Financial Podcast, hosts Tom Seeko and CJ Burnett break down the top-searched money topics by state—revealing trends in student loans, mortgages, car loans, and retirement planning. They analyze what these searches say about financial habits, debt culture, and the growing need for financial literacy. Don’t miss this eye-opening discussion that could change the way you think about money.

Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”

Buy Now: Book - Unleashed | Florida Veterinary Advisors

Extra resources galore!

Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors

YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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We are thrilled for the release of our new book, Unleashed: The Financial Clarity Every Veterinarian Needs.

You can find a copy of our book on Amazon in paperback and the Kindle app or device. Grab your copy today.

Buy a copy now <<

Listen now to the introduction read by co-Author, CJ Burnett.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors

YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Podcast, our co-founder Tom Seeko sits down with Dr. Annie Chavent, DVM, MBA, Assistant Director of Early Career Initiatives at the AVMA and co-host of the My Veterinary Life Podcast. Together, they explore the financial challenges veterinarians face, from navigating financial decisions in vet school to overcoming financial anxiety and managing life transitions. Dr. Chavent shares valuable insights on building confidence, leveraging problem-solving skills for financial success, and accessing resources to support your financial journey.

(Annie Chavent, DVM, MBA | LinkedIn

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

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Alright, let's talk about vacations, shall we? It seems like you're ready to dive into planning that much-needed time off. Like we always say, it's so important to take time to unwind, recharge, and make sure you're getting what you truly want from life. In this episode, co-hosts, Tom Seeko and CJ Bernett, emphasize the importance of time off for preventing burnout and offer practical steps for budgeting time and money for vacations, including defining vacation types (famations, workations), considering planning agencies, and allocating a specific percentage of income for yearly vacations.

Buy our book “Unleashed: The Financial Clarity Every Veterinarian Needs”

—–
Extra resources galore!

Listen to more episodes

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.

Find out what you could be overlooking within your practice by taking our brief assessment "Test My Personal Financial IQ"

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.

Check out our social media channels:

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We are thrilled for the release of our new book, Unleashed: The Financial Clarity Every Veterinarian Needs.

You can find a copy of our book on Amazon in paperback and the Kindle app or device. Grab your copy today!

Buy a copy now <<

Listen now to the Chapter 3 read by co-Author, CJ Burnett.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors

YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

Send us a text

We are thrilled for the release of our new book, Unleashed: The Financial Clarity Every Veterinarian Needs.

You can find a copy of our book on Amazon in paperback and the Kindle app or device. Grab your copy today.

Buy a copy now <<

Listen now to a sneak peek of Chapter 1 read by co-Author, Tom Seeko.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Like most business owners, veterinary practice owners often depend heavily on the sale of the practice for retirement. There are rare occasions where someone saves up enough assets outside their business to where they could practically give the business away without worrying about their future. As we work with clients, our goal is to help owners depend less on the future sale by building wealth outside their practice. Listen in to learn more about a case where a client had come to us after doing a bunch of the heavy lifting and how we were able to support them get enough income without depending on the practice sale.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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It’s almost the end of the year and a lot of people are wondering what they should be doing before December 31st to prepare for the taxes that they are going to owe or what amount of tax refund they can expect. There are many different items of conversation that we have with people as we end the year and today we are going to go through a few of the most common so as to help you know what things you should be considering and what conversations you might want to spark with your tax advice professionals.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Back in the 7th century BCE coins were introduced to trade for services or goods. Before the introduction of coins people would barter for services by trading time or items. In today’s modern society we have become blinded by how much money we have and truly have forgotten the fundamental purpose… it’s a tool. We often get caught up in the day to day wants and desires such as going on trips or buying the latest technology but often regret our decisions later once the damage is done. Let’s take a moment to talk about how our viewpoints of money can help us thrive, or for others, struggle to survive.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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It’s almost unbelievable the influence others have on us. Everything from the panic that media outlets push to people in our lives who make us feel bad about their bad feelings. During this last election cycle there was a lot of talk with clients about who was going to be president, how it was going to affect their finances, their future and their families. Today we are going to have a discussion around what we experienced and how we believe we can fight the war on anxiety that is pushed on us by multiple outside forces in our lives.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

Send us a text

We are thrilled for the release of our new book, Unleashed: The Financial Clarity Every Veterinarian Needs.

You can find a copy of our book on Amazon in paperback and the Kindle app or device. Grab your copy today.

Buy a copy now <<

Listen now to a sneak peek of Chapter 2 read by co-Author, Tom Seeko.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Tom Seeko, cofounder of Florida Veterinary Advisors, meets with Dr. Ricky Walther, Chief Medical Officer for Pawlicy to talk about the pet insurance market and how Pawlicy is leading the charge to properly educate consumers and veterinary professionals about pet insurance. The industry for an extended period did not require licensing and was unregulated. Today there is a spotlight to improve transparency and to make sure that the right people are providing the service while pet parents are protecting their loved ones properly.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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The word inflation is thrown around so much that people are often scratching their head wondering what it really is and the direct impact to them. There are costs that we all have today that will likely increase along with new expenses that we do not currently have to worry about. But, what is inflation? And how does it directly impact each of us personally… especially during the holiday seasons? Bucket up while we jump into the topic of inflation and share ways for you to approach it head on so your finances can continue to thrive. v

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

Send us a text

We are thrilled for the release of our new book, Unleashed: The Financial Clarity Every Veterinarian Needs.

You can find a copy of our book on Amazon in paperback and the Kindle app or device. Grab your copy today.

Buy a copy now <<

Listen now to a sneak peek of Chapter 7 read by co-Author, CJ Burnett.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

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Send us a Text Message.

If you’re someone that lives in the world of “I should do this” or “I should do that” then there is a good chance that you beat yourself up a lot when you forget to do something important. Many veterinarians get stuck in believing that there are 1,000 things they need to do for their finances and thus, they find themselves avoiding even starting on some of the simplest things. In this episode we are going to narrow down four things that we believe are MUSTS in order for you to start winning with your finances.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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CJ Burnett and Tom Seeko, cofounders of Florida Veterinary Advisors, talk about a controversial topic about mortgages and the stress that people experience to pay them off as quickly as possible to get rid of the debt. Housing costs are something that will not go away. Even after the mortgage payment is gone, taxes, insurances, and other maintenance costs will continue to exist. Most times people struggle with the thought about making payments so they decide to accelerate payments or make a huge payment towards a mortgage. But… have they considered what was given up on the other side of the equation? Join us while we dissect the topic of quickly paying off mortgages and how you might want to reconsider your approach.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

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Send us a Text Message.

Tom chats with vet industry veteran Meghan Bingham of Granite Peak Associates about her 25-year long career where she's helped 25 emergency, urgent, and general practices reach their full potential in all aspects of their businesses.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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CJ Burnett and Tom Seeko, cofounders of Florida Veterinary Advisors, talk about their first-hand encounter with two major hurricanes and how the unexpected can become so real. During this episode, you will hear about their personal experiences and how the impact of natural disasters can happen so quickly and devastatingly.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Send us a Text Message.

There is a good chance that you've been told by family, friends, and medical professionals to eat healthy and exercise. We all know that talking about something is always easier than taking the necessary actions. People know they should be spending more time with their finances, but far too many ignore the vital metrics in their finances and eventually become unhealthy. On this week's episode, we're sharing the key vitals that we've found to be the most important to live a financially healthy life.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Send us a Text Message.

Just like politics and religion, permanent insurance can be a very controversial topic to get into at a Christmas party. Each type of life insurance policy is bought by the public due to a multitude of different personal factors like – personal goals, family situations, tax situations, what people desire, and more. On this week's episode, we're giving you our understanding on this very dynamic topic and try our best to provide you with uncommon beliefs that could change the game for you financially.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Tom Seeko, cofounder of Florida Veterinary Advisors, speaks with Dr. Dave Nicol about his childhood into veterinary medicine, when he chose to start a practice, and what he is doing today to change the lives of veterinary practices across the world.

Insta - @drdavenicol

LinkedIn - https://www.linkedin.com/in/drdavenicol/

Facebook - https://www.facebook.com/DrDaveNicol

Youtube - https://www.youtube.com/@drdavenicol8220

Website - www.drdavenicol.com

Podcast (Veterinary Leadership Success Show) - https://www.drdavenicol.com/vls-podcast

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Send us a Text Message.

A diagnosis for an animal cannot be determined from one set of eyes or even one x-ray. Most veterinarians never take an x-ray of their finances. From our experience, there are urgent and timely decisions that most people wait too long to address. Join us while we walk through the three x-rays to perform on your finances and learn why each person should be doing them today.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Send us a Text Message.

The controversy surrounding annuities has been around as long as we can remember. Some professionals demonize these financial products while others tout them as saviors to financial retirement plans. Like a lot of things in life the answer is probably somewhere in the middle. This week, we're doing a high-level review of why these products are so controversial in the financial planning industry.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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On this week's episode, Tom chats with nonprofit founder and career coach Julie Smith about how to develop your employees to have successful careers at your practice, and why creating an environment so that they can thrive and provide exceptional veterinary medical care to patients is key.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

Send us a text

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On this week's Smarter Vet Financial Podcast, we share with you the many options available when it comes to saving for retirement, and how you could build assets for your future without depending solely on your retirement accounts.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Send us a Text Message.

On this week's episode, Tom talks with CEO of EKWA Marketing and host of the Veterinary Business Podcast Naren Arulrajah on the main points of focus for vets who are trying to up their practice's marketing game.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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On this week's episode we talk with guru of all things vet med Dr. Amanda Donnelly. Amanda is a sought-after speaker, author, business consultant, and second-generation veterinarian with over 30 years of experience in the industry. Tom and Amanda chat about her career trajectory and give their opinions on what makes a successful veterinary practice.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this week's episode, Tom chats with the Co-Founder of veterinary software company Inventory Ally Emmitt Nantz on how having a handle on your practice's inventory can be beneficial not just to your practice, but to your balance sheet as well.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Send us a text

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As people move from job to job, they often acquire multiple retirement accounts that end up sitting dormant. On this week's episode, we're going over options that may be available to you if you've found yourself in a similar situation, or if it makes sense to just leave things where they are at.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Send us a Text Message.

Send us a Text Message.

Every day we are confronted with decisions. The easiest action we can do is avoid the decision in hopes that the event goes away. On this week's episode, we share some of the hard things we have dealt with and, hopefully, guide you toward feeling confident to address the hard things in your life.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Send us a Text Message.

Send us a Text Message.

The American Dream is all about becoming a home owner. Oftentimes, we get approved for home loans that are actually way more than we can really afford, leading us to become "house poor." Afterall, you want to be able to fill your dream house with dream furniture, right? On this week's episode, Tom and CJ chat about how to responsibly purchase a home so you aren't left with incredible debt.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Send us a Text Message.

The fact is, modern day society has embraced and accepted the use of debt. Some people are really good at finding a balance on how to use debt appropriately, while others struggle with high credit card balances, soaring student loan balances, and auto loans. There is no right way to handle debt, but there are principles that we've created for you to follow to help make debt less scary. Afterall, no one wants an elephant on their shoulders.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

Send us a Text Message.

Send us a Text Message.

Whether you're a practice owner or a financial advisor, we're all just trying to simplify our lives and streamline our businesses as much as possible. On this week's Smarter Vet Financial Podcast, Tom chats with VetBadger co-founder and CEO Stephen McLaughry about how traditional practice software focuses on the wrong problems, and how implementing a system that streamlines every facet of your business will boost your practice to peak efficiency.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Many people are too busy to give a ton of attention to how they spend their money. A lot of veterinarians are living paycheck to paycheck even when their income puts them in the top 10% of income earners in the United States! Some of them aren’t sure if they have too little income, or if they have a lifestyle that won’t allow them to save.
On this week's Smarter Vet Financial Podcast, we discuss how to build strong money boundaries for yourself so that you can worry less about where your money is actually going.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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We're taking you behind the scenes this week and divulging a not-so-secret secret: we don't work with ONLY veterinarians! We often get asked by clients if we work with anyone in other fields, and the big question- why vets? This week, Tom and CJ are discussing their background in the veterinary community and who else they work with!

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/

Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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We’ve worked with hundreds of clients through the years reviewing insurance options for them to consider. On this week's Smarter Vet Financial Podcast, we're giving you insight into a few questions that we often hear from clients and how our answers are typically contrarian views to what they may have believed in the past.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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This week, Tom chats with recruiter and coach Dr. Steve Oehley about how to turn your career, and emotions, around when you feel burnt out and overwhelmed. Steve works with veterinarians across the globe to help build habits and routines to lead fulfilling lives and have more direction in their careers. He is also the host of the "Next Step Vet" podcast, which you can find at https://www.tinyurl.com/nextstepvet.

Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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We meet with people all the that question the need for life insurance. The sole purpose for life insurance is in the event that we prematurely pass away, the people we leave behind will be taken care of financially. But did you know, there are different types of insurance that exist that you can use while you’re alive? When deciding on what coverage is best for you and your family, there are very important things to take into consideration. So, what is the difference between death insurance and life insurance? We give you the rundown on this week's episode.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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The way that insurance companies define "disability" is often complicated. With group disability insurance, there are many options and nuances to look out for before accepting or declining coverage. On this week's episode, Tom and CJ discuss Group Disability Insurance and how to define exactly what you need.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of Smarter Vet Financial Podcast, we delve into the world of disability insurance, and why it's an issue of how much you WANT, not how much you NEED. We discuss the game of chance you're taking without insurance, and what to look out for even if you already have it.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Tom Interviews Michael Shirley, Chief Empowerment Officer at Family Pet Health, on his unique track in the veterinary industry from teaching to becoming an expert on practice management, culture, and strategic planning. Michael is a national speaker and podcast host of "The Family Pet Podcast."

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

In this episode of Smarter Vet Financial Podcast, CJ dives into one of our listener's burning questions: do you need to have life insurance if you aren't married or don't have kids? The answer may surprise you.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of Smarter Vet Financial Podcast, we delve into the fundamental importance of basic legal documents in safeguarding your future and assets. From wills to powers of attorney, these seemingly mundane papers hold significant weight in ensuring your wishes are respected and your loved ones protected.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Understanding what your auto insurance covers before an accident is crucial for every driver. In our latest episode, we delve into why this knowledge is essential and how it can save you from unexpected financial burdens and stress in the event of an accident.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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With a lot of the buzz around financial topics and investment options, we see how easy it can be to get swept up in the online whirlwind of financial advice on where to invest or how to pay off debt the quickest. Many unrealistic scenarios are promoted online to celebrate what someone else has accomplished, without giving the full context on how that scenario may not ever be possible for anyone else. On this week's episode, we talk about our personal frustrations with seeing people who are not our clients doing very risky things and trying to promote them to the public as “tried and true” ways to get rich quickly.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Tom sits down with evidence-based Psychotherapist & Consultant, Crystal Stokes for a fascinating discussion on employee retention, wellness, and development in veterinary medicine. Crystal is the founder of Full Circle Lab, where she supports veterinary retention by bridging the gap between leadership and their teams.

https://www.linkedin.com/in/crystalstokes/


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Let’s take a moment to acknowledge that life is overwhelming. After we start our careers there is another level of complexity that gets introduced… finances. Each year that passes we wonder one question, “How do I know I’m on track to stop working for a paycheck in the future?” After spending a decade coaching people on their finances, we have boiled it down to one thing. And believe it or not, this one thing is much easier to focus on than you might think.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Planning a vacation can be the antithesis of relaxing. Oftentimes, we get asked by our clients how much they should set aside for vacations without breaking the bank. On this week's Smarter Vet Financial Podcast, we break down the cold hard numbers on what you should be setting aside to take that bucket list trip, and give you alternatives if spending money on vacation stresses you out.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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It's time to get uncomfortable, Smarter Vet. In this week's episode of Smarter Vet Financial Podcast, Tom and CJ dig deep to discuss why we often stand in our own way when it comes to achieving our financial goals, and how childhood experiences may have had a bigger impact on our current bank accounts than we realize.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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On this week's episode of Smarter Vet Financial Podcast, Tom chats with Dr. Megan Sprinkle, veterinary nutritionist, entrepreneur, and host of the Vet Life Reimagined Podcast. Tom and Megan discuss Megan's unique trajectory in the industry and how to came to find her niche as a veterinary nutritionist.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Smarter Vet, do you ever feel overwhelmed with honing in on what exactly you need to do to accomplish your goals? This week, Tom and CJ introduce the Pareto rule to our listeners, and walk you through how to focus on what's actually important in order to achieve your goals.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Retirement. It’s a word that often conjures images of relaxation, travel, and leisure. Yet, for many, it also brings a sense of uncertainty about financial security. Traditionally, retirement planning has centered around the idea of a decreased income post-retirement, prompting individuals to adjust their lifestyles accordingly. However, this approach may not always be the most practical, or desirable. This week, Tom and CJ discuss why planning to have less income during your golden years is the wrong way of thinking, and what you can do now to make sure you live comfortably after you retire.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

Risk is a part of everyday life. Some risks are less worthy of our time and there are others which can drastically change our lives. This week, Tom and CJ discuss risk when it pertains to insurances, ownership of assets, legal documents, and especially - investments.

Take our quick quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms Protect, Grow, and Exit Quiz | Florida Veterinary Advisors (flveterinaryadvisors.com)


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

When reviewing a client's spending habits, we often hear the incredulous "I don't spend that much!" After crunching the numbers, we show clients exactly where their paycheck is going, and why they're often living off of it. In this week's episode, Tom and CJ give our Smarter Vets tips for tracking spending so that you can become a world-class saver.

Take our 5 question quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms https://flveterinaryadvisors.com/protect-grow-and-exit-quiz/


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Having a good team of experts to help you run your practice is just as important as having a team to help you in the surgical room. This week, Tom interviews Peter Tanella of Mandelbaum Barrett PC to discuss the things you don't want to ignore when it comes to being a practice owner. Tom and Peter give you the run down on partnership contracts, exiting your partnership, opening a practice with family, and so much more.

Take our 5 question quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms https://flveterinaryadvisors.com/protect-grow-and-exit-quiz/


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Smarter Vet, are you ready to sell your practice? Whether retiring or just retiring from business ownership, there's a lot to consider when selling your business. In this week's episode, Tom and CJ discuss the top 5 must-haves that need to be in place before selling your veterinary practice.

Take our 5 question quiz to see how knowledgeable you are when it comes to protecting, growing, and exiting your practice on you own terms https://flveterinaryadvisors.com/protect-grow-and-exit-quiz/


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Happy Valentine's Day, Smarter Vets! Over the years, we've seen couples argue over money time and time again. In fact, financial issues are one of the top reasons for divorce. We want our Smarter Vet couples to succeed not only in their careers, but in their relationships as well. In this week's episode, we share the top reasons we've seen couples argue about money, and how you can rise above.

Take our personal financial check-up at https://flveterinaryadvisors.com/personal-test/


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Becoming a practice owner often means you have become an entrepreneur as well. Oftentimes, it's hard to focus on both your personal and business financial plans, and even more difficult to meld them so that they work together for you. Tom and CJ discuss tips and tricks on making sure your personal plan takes into account your business plan for your practice.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Dr. Stephanie Morley has lead a diverse and inspiring life in the veterinary field. Starting as a practicing veterinarian, Stephanie came to realize that vets are not pigeonholed to just practicing medicine, and began to widely expand her career. Tom and Stephanie chat about why vets shouldn't feel stuck in their practices, and how they're skills are transferrable to so many other jobs.

Find Dr. Stephanie Morley at https://vetlen.com/ and Vet Insights, LLC


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Have you fallen victim to an Instagram ad, or continuously treat yourself to that daily dose of Starbucks? Oftentimes, we don't realize how our small habits add up to large dollar amounts. In this week's Smarter Vet Financial Podcast, we discuss the top five things that are sabotaging your savings, and how you can be more conscientious to keep your bank account fuller.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Cofounders, CJ Burnett and Tom Seeko, of Florida Veterinary Advisors discuss the highly debated subject of the amount of student loans that veterinarians have when getting out of school. Sometimes loans can be a burden due to the amount of money needed to repay them, but they could also be used as a tool to help get you to the next step in your career. In this episode, CJ and Tom discuss how to view your loans from a different perspective and how you have the potential to eventually retire and not live on ramen noodles for your entire life.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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With paychecks consistently hitting our bank accounts, many of us get comfortable spending a bit of cash to take trips, eat out, and do frivolous yet fun things as we know we'll receive that next paycheck soon. What not everyone considers though, is how to plan to keep up their current lifestyle once they sell their business or stop working. In this week's Smarter Vet Financial Podcast, we'll discuss how you can plan now, to continue to live your best life in the future.

Test your business financial IQ at https://flveterinaryadvisors.com/business-test/

Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Come a new year, many of us set goals for ourselves that we ultimately are too intimidated to execute. On this week's Smarter Vet Financial Podcast, Tom and CJ strategize how to make new goals feel less scary, and what you can do in the new year to get your finances in order.

Take our personal financial check-up at https://flveterinaryadvisors.com/personal-test/

Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Sometimes, you have to slow down to speed up. Do you often feel overwhelmed, and as though life is moving a mile a minute? We've been there, and we want to share our experience with you. On this week's episode, Tom and CJ discuss how to prioritize yourself and your wellbeing in order to be achieve more personal and professional success, and why taking breaks is so important.

Find out how financially protected you are at https://flveterinaryadvisors.com/protected-assessment/


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Beware, Smarter Vets! On this week's Smarter Vet Financial Podcast, we discuss why listeners should be wary of taking financial advice from popular financial entertainers on the internet. Although we ourselves are guilty of going down the social media rabbit hole of click-bait content from time-to-time, we tell you why you should take a step back from using popular internet videos as your financial guidance.

Find out your personal and business financial IQ at https://flveterinaryadvisors.com/personal-test/.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Have you been thinking about taking more ownership in your career and becoming a relief vet? In this week's episode, we discuss the pros and cons of veterinary relief work, and how there are many things to factor in when making the decision.

Find our cash flow tracker at https://flveterinaryadvisors.com/downloads/.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Do you feel as though every paycheck you earn goes right out the window? You aren't alone, Smarter Vets. This week Tom and CJ walk you through the top three reasons they believe people are living paycheck to paycheck, and what they can do to turn it around. We'll give you resources that can help you see how your money is being spent, what you can do to start saving, and how to view your career position, no matter your income.

Check out our Cash Flow Tracker at https://flveterinaryadvisors.com/downloads/.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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This week we're taking your behind the scenes here at Smarter Vet Financial Podcast! We're excited to announce our upcoming masterclasses, available soon at www.flveterinaryadvisors.com. As a special thanks to all of our Smarter Vet listeners, we're giving you a sneak peak at one of our masterclasses. If you can't wait for more, follow the links below for more content!

Take our quick financial assessments at https://flveterinaryadvisors.com/client-assessment/


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Tom speaks with Co-Founder and CEO of Blue Heron Consulting, Stith Keiser, about the variety of challenges veterinary practice owners face, and how Blue Heron Consulting can help. With a unique background in veterinary medicine, Stith and Tom discuss Stith's passion for helping veterinarians lead a successful practice.

Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQd

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When is the best time to start financial planning? This is one of the most frequently asked questions by our Smarter Vets. Tom and CJ discuss financial planning at different stages of life, what to focus on during each stage, and why it is never too late to start planning.

Take our quick financial assessments at https://flveterinaryadvisors.com/client-assessment/


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Tom chats with digital marketing expert and host of The Veterinary Marketing Podcast, Brandon Breshears. Tom and Brandon discuss how to elevate your practice's marketing strategy while also ensuring that you obtain accurate results.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In honor of Halloween, Tom and CJ discuss the five scariest things they hear from their clients about finances, and how to make the topics less worrisome.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Tom and CJ tackle one of the questions they're asked the most by clients - should you invest in real estate? This week's Smarter Vet Financial Podcast discusses the pros and cons of investing in real estate, and what to consider when embarking on your property ownership journey.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQd

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We want to meet our Smarter Vets! Tom and CJ take listeners behind the scenes to discuss their motivation behind starting the Smarter Vet Financial Podcast, the value of listener feedback, and where you can meet them in-person. Listeners will also have the chance to receive a Starbucks gift card.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQd

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Tom Seeko, Co-CEO and Co-Founder of Florida Veterinary Advisors, meets with Dr. Quincy Hawley, Co-Founder of Get MotiVeted, to discuss veterinary wellbeing and burnout. Get MotiVeted is a support system of veterinary professionals whose aim is to prioritize individual and organizational wellbeing as a constant in the veterinary community.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Many times we run into people that are asking the question as to whether or not they should put more money per month towards their mortgage or even try to use a chunk of their assets to pay it all off tomorrow. Today we are going to review the upsides and downsides to paying off a mortgage early since almost every time the question is asked of us we find ourselves never answering the question the same way twice.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQd

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Credit cards get a bad reputation because people can spend money before they earn money. But they can be incredibly helpful in those times when you need to cover a big expense. We oftentimes find our clients searching for ways to get control over their spending behaviors and some will use a debit card to avoid overspending. Credit cards can be useful in many situations and during this episode we want to share experiences and useful ways to approach spending.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQd

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We oftentimes are reacting towards life. We should be responding to life based on what we need to accomplish our short, mid, and long term goals. You might find yourself looking for more control or better clarity on your finances. We designed a CE course that will provide you with 5 actionable steps that you can take to look at your finances from a bigger picture to get more control and clarity. Listen now to get a sneak peak!

If you're interested in watching and listening to the rest AND getting CE credit, click the link below:
https://form.jotform.com/91696143025154

Interested in our other 6 CE courses?
https://flveterinaryadvisors.com/race-approved-webinars/


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Tom Seeko, Co-CEO and Co-Founder of Florida Veterinary Advisors, meets with Mary Schwartz, Senior Sales Advisor with Petvisor, to discuss employee burnout and ineffectiveness. Petvisor and their team are helping streamline the first impression through website management all the way to alleviating team stress from menial tasks that must be done for the long term success of the veterinary practice.


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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We actively have conversations with aspiring veterinary practice owners and the varying stages of ownership. Most owners get sucked into the daily whirlwind and lack clarity on what they truly want to accomplish from their veterinary practice and how they will eventually transition ownership in 5, 10, 15, or more years. In this brief episode, we introduce the 5 steps that have helped dozens of practice owners coordinate their personal and business finances while having a true sense of where they want to go.

To watch and listen to the rest:
https://flveterinaryadvisors.com/protect-grow-and-exit-your-veterinary-practice/

If you're not ready to watch the rest, complete the brief 5 question assessment to get a sense of where you might need to focus your attention today.
https://flveterinaryadvisors.com/protect-grow-and-exit-quiz/

Access our checklist on varying stages of business to properly plan for your future.
https://flveterinaryadvisors.com/download-the-exit-planning-checklist/


Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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I was asked a question by a client a few weeks ago “why does it seem like the investment markets respond so negatively to when the Federal Reserve increases their interest rate?” not everyone responds negatively…


Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Today, we chat with Matt Salois, the previous chief economist of AVMA, and current president of the Veterinary management Group. He takes us through his journey from uncertainty down career paths, all the way to the success he faces today. It was an honor getting to chat with such an icon in the veterinary industry.


Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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When we meet with veterinarians there are a few questions we ask that few of them know the answers to. We find that somewhat funny because they are basic things people should know to become financially successful. So today we are going to present you with these common questions that once you’re able to answer for yourself, we believe you’ll have a lot more clarity on what is crucial to your financial success.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

Ready to craft your financial plan of action?
Schedule a time for your no obligation consultation: https://flveterinaryadvisors.com/contact-us

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Today, we have the honor of chatting with Dr. Tannetje Crocker, who wears many hats. She is a veterinarian, practice owner, and social media personality.

We took some time to chat with Dr. Crocker and her husband about the hurdles it took to get to where they are today. You'll hear a little about what it was like graduating college as a new veterinarian, how she came to have the social media following she does today, and some crucial decisions she and her husband made that brought them success.


Find Dr. Tannetje Crocker on Facebook: https://www.facebook.com/dr.tannetje.crocker

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Just like our relationships with friends, family, coworkers, and the like change over time. And just like how your views, beliefs and values change over time. Your relationship and your decisions on how you handle money should change over time as you increase your income and as your wealth grows. Today we are going to review a few different ways of how our own relationships with money have changed over time and what we’ve observed working with hundreds of couples and individuals across the US for the last 12 years.

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Today we're going to be talking about the importance of knowing what you're paying for, and why paying less isn't always the best financial option for everyone.


Ready to craft your financial plan of action?
Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice!
Click here: https://flveterinaryadvisors.com/contact-us

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Today, we bring you to OKVC to hear CJ speak live about how changing your mindset might be what you need to see better results within your practice, or veterinary work.


Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

View Details

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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We have had many conversations over the years about procrastination. Clients tell us what they experience before meeting with us and a lot of the hurdles that hold people from finding a financial advisor that works for them. We hope to give you an epiphany to find out what financial freedom means to you and the courage to take the next step past any procrastination that you might be experiencing today.


Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time

Check out our social media channels
Facebook
LinkedIn
YouTube

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Tom Seeko, cofounder of Florida Veterinary Advisors, meets with Mike Rubio, founder of Blue Frog Construction to talk about the challenges when deciding to own a veterinary practice, whether you're looking to build a new space or take over an existing one, and the mistakes he's seen over eager veterinarians make throughout the years without consulting a construction company for insight. 

Get in touch with Blue Frog
info@bfrog.net
770-831-4150

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time

Check out our social media channels
Facebook
LinkedIn
YouTube

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Tom Seeko, cofounder of Florida Veterinary Advisors, spoke at the 2023 Oklahoma Veterinary Conference about the 3 different savings buckets and how to be more intentional about where you are putting money. Listen now to this exclusive presentation from the conference on how to balance out your security, flex, and freedom money.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time

Check out our social media channels
Facebook
LinkedIn
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Today we want to go through 5 questions we believe most people miss when considering the way they are going about their finances. Our hope is that today you’d be able to take these and get more curious about all things finance and get closer to becoming independent of any paycheck.

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Tom Seeko, cohost and cofounder of Florida Veterinary Advisors, talks with Rod Finnegan, the founder and owner of Vetinsure. Rod works with veterinary hospitals across the United States to help them become better protected along with knowing the risks that they are covering or not covering within their practice insurance. Listen into learn about what are the most common mistakes practices are making with their insurance coverage and simple tips that you can take away today to get better protected.

Get in contact with Vetinsure
www.vetinsure.com/contact

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People's financial plans can go in two directions: by accident or by purpose. Most people are busy and wrapped up in life that the easiest thing that we all can do is to not make decisions. There are certain priorities that we should take when approaching our finances and the worst thing we can do is respond to everything in front of us without taking the necessary steps to create a plan that has a plan when nothing goes according to plan.

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Whenever we try to learn new subjects, especially ones that we find to be complicated or of little interest to us, we can easily forget the key important points. When we are in school there is a cadence that we create because of deadlines created by others. As we get into the real world and the responsibility falls onto our shoulders it’s easier to not do something. Finances is not a fun subject for a lot of people, and we often find that our clients can easily forget things that are not reinforced. Join us while we talk about how our brain forgets things and ways to combat our forgetfulness with a few helpful techniques.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
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With the amount of credit cards being offered to us it’s crazy to imagine the world existing without them. But the world did in fact rotate around the sun and societies were able to function for hundreds of years without them! Today we are going to talk about credit cards and whether or not they are tools to leverage for our benefit OR destructive modern creations that we should avoid if we want to make progress in our financial lives.

Access our cash flow trackers by visiting the link below:
https://flveterinaryadvisors.com/downloads/

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We all have good intentions each day with how we want our lives to unfold during the day. We often are confronted with decisions and choices that need to be made where we can quickly make them without considering the overall consequences. In this short episode, Tom Seeko with Florida Veterinary Advisors talks about how we all have choices and now is the time that we can slow down to evaluate what is important to us without just writing something off or making a choice that could impact us poorly over time.

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Tom Seeko, co-owner of Florida Veterinary Advisors,  spoke at VMX in January 2023 on a topic about the Top Tips to Prepare Your Veterinary Practice for Sale. In this snippet, Tom provides insightful thoughts on what to consider when looking to sell your veterinary practice along with the three main approaches on how to sell the practice.

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We started working within vet med in 2014 and our vision was to simplify finances. Our business continues to grow and evolve and the people within the community are often curious to know more. Since the last time we released a behind the scenes episode, there has been A LOT of updates and projects. Today we’re going to give you a sneak peak into what has happened and what we are planning in the coming months.

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We speak to a lot of veterinarians who are trying to figure out the best place to put the cash that accumulates in their checking and savings accounts. With so many options available to them between investing and debt prepayments, a lot of them are confused to what would be the very best place for them to put it. This episode will cover how we approach doing this in a safe and controlled way keeping flexibility as the filter to making the best decision.

Download the Cash Flow Tracker
http://tracker.flvetadvisors.com

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Tom Seeko, cofounder of Florida Veterinary Advisors, meets with Peter Tanella, chair of the veterinary law division at Mandelbaum Barrett, to talk about the challenges when providing partial ownership to another person and things to really consider before taking that step. If you're looking to provide ownership for the sake of retaining and motivating employees, you might want to reconsider the intention because once you provide ownership you are officially "business married."

Get in touch with Peter Tanella
ptanella@mblawfirm.com
973-243-7915

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Kevin is the founder of a life-saving device that can be used within veterinary practices to measure ongoing vitals and to make a huge impact on the overall care of animals. Tom Seeko, the cofounder of Florida Veterinary Advisors, sits down with Kevin Maher, the founder of VetMeasure, to talk about how his company is simplifying care for the veterinary community along with making the measuring and ongoing observations easier within the practice.

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Tom Seeko, one of the founders of Florida Veterinary Advisors, recently spoke at the NAVC VMX 2023 conference where he discussed with the audience how to eliminate the #1 stressor for employees. During this episode, you will get a snippet of the actual presentation along with some helpful tips to start the conversation with employees and work towards eliminating the stress they feel around finances.

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Managing finances on our own is easier due to no one else needing to be involved in our decision-making process. When there is another person's opinion that we respect along with trying to build a future with them, making financial decisions can be more complicated. We all have different priorities in our lives and sometimes we want to spend money on what is important to us individually. It's easy to get into conflict with our spouse on what we can or cannot do. CJ Burnett, one of the founders of Florida Veterinary Advisors, talks about his personal experience along with ways to get your spouse on board with tracking spending to create harmony within your finances.

Download the Spousal Ledger here: https://static.twentyoverten.com/5936dfb01003564bce9f2cf2/R1BRqYwGBn/Budget_Ledger_for_Spouse_FVA.docx

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We are often asked about saving money for a child's education. There are many options to choose from but at the end of the day, we need to understand WHY we are doing it in the first place. It's easy to start doing something because everyone else saves a specific way but the best thing to do is finding the plans that best work for your family to create the most flexibility within your life. Listen to learn more about the different options available and, hopefully, figure out the best way for you to save.

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Today we provide the thought from the book Ego Free Leadershipon our desired image versus our dreaded image. We all tend to react (not respond) based on how we experienced things in the past. This can limit our growth and tarnish the relationships we build with people and those that we might lead.

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Dr. Jeff Rothstein is the founder of Mission Veterinary Partners and a frequent presenter at veterinary conferences and veterinary schools. 

Website: https://missionvetpartners.com/
Contact: jeff.rothstein@mvetpartners.com
LinkedIn: https://www.linkedin.com/in/jeff-rothstein-97227347/

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5 Foundational Steps to Financial Balance Video Course-

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Have you ever made excuses for why you didn’t do something? We’ve all had moments in life where we fell short somewhere and made excuses for how it happened. Sometimes those excuses are real and are part of a reality that we’ve faced and sometimes those excuses are deflections of our responsibilities onto things outside of our control. Today we are taking a deeper dive to understand the difference between excuses and realities we face - and how to examine and understand those excuses to better overcome them.

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We are told that most veterinarians struggle with finances. The fascinating thing is, most people struggle with their finances. Information today is abundant to where we can feel a sense of overwhelm and people are constantly sharing their opinions. Since our beginning in vet med, we have had the vision to become a predominant financial voice to help others look at finances more objectively and remove a lot of the financial jargon to make decisions easy to implement. Join us today to learn about what we’re doing in vet med to make finances simple so you can spend time doing other things.

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We have options in life. Every day there is a choice to do something and to not do something. The way that we prioritize the things that matter to us and taking the next step to do them is what makes the difference. Have you ever considered the ways that you can BUY time? We’re going to give you thoughts and simple things that you can do today to recapture the one resource that we cannot get back.

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Guest Links: https://www.linkedin.com/in/williamsmurray

Bill Murray is the National Sales Manager for Bank of America Practice Solution’s Veterinary division covering all of the Business Development Officers in the continental United States. Bank of America has a deep history working with private practice Veterinary hospitals for all their financing needs. Bill has held credit, sales, and leadership roles locally and nationally at Bank of America during his 23 year career at the Bank. Much of those years have been spent working in the Veterinary and healthcare verticals. Bill resides in the Boston area with his Wife, Daughter, and their French bulldog, Auggie. When not chasing around his 3 year old he can be found playing golf (poorly), supporting local charities, and spending time with friends and family.

We are Tom and CJ with Florida Veterinary Advisors, and we help reduce stress for veterinarians by giving them the next step in their financial plan.

Episode Link: https://flveterinaryadvisors.com/coleen-ellis-dedicated-veterinary-hospice/

Find out more about us on our website. http://flveterinaryadvisors.com

We have resources for you:
Watch the no-cost 5-part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course:
Protect, Grow, and Exit Your Practice on Your Terms

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Everyone has a choice each day: to do something or do nothing. We can easily get absorbed in the things that ALWAYS seem urgent and make excuses for why we didn’t do the things that were actually important. CJ and I created the habit where we spend time reflecting and thinking about the things that really matter to us. And each quarter we review, modify, delete, and add what we want to accomplish in the next 3 months. We want to share with you our mindsets on how we approach goal setting and how we keep ourselves focused to completing them.

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Depending on who you are, goal setting could be a nightmare or one of the things that excites you the most….Or somewhere in between. We believe that it’s unnecessary to set goals in order to live with contentment, but setting goals is necessary to avoid regrets later down the road. When we have something to look forward to, it brings us a sense of hope and desire for the future. This episode we are going to give you some ideas on how to set meaningful goals and the next step towards accomplishing those goals.
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Join us as we chat with Coleen Ellis, author, mentor, international speaker, and founder of Pet Angel Memorial Center. Her passion for helping pet parents memorialize and celebrate their pets' lives while providing caring experiences at the end of their lives is deeply impactful.

We are Tom and CJ with Florida Veterinary Advisors, and we help reduce stress for veterinarians by giving them the next step in their financial plan.

Find out more about us on our website. http://flveterinaryadvisors.com

We have resources for you:
Watch the no-cost 5-part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course:
Protect, Grow, and Exit Your Practice on Your Terms

Take our brief assessment to discover what you could be overlooking within your practice.
Test My Personal Financial IQ:

Schedule a complimentary phone call to discuss how to better use of all the cash inside your practice.

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Merry Christmas and Happy Holidays. This is the perfect time of the year to give yourself a break and consider if this year you did all the right things to increase your net worth. Since most people are going from one thing to another and there is the feeling that we do not have enough time, this is the moment for you to take the time to check if you’re living the financial life that you want. During this episode we are going to give you 3 quick items that will give you a chance to reflect on your year and be more intentional about your finances.

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Buying a home is exciting but can also be scary. There is always a danger to making a decision that you’ll later regret. This episode we are going to go through a few of the potential pitfalls that exist when buying a home & taking on a mortgage that can end up being one of the longest commitments of your life.

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Tom Seeko, founder and owner of Florida Veterinary Advisors, spends time speaking with Stacy Pursell, founder of The Vet Recruiter, about the current state of finding quality talent for a veterinary practice and ways to work through the challenges when there is a shortage of potential hires. There are helpful tips and eye-opening thoughts on what you can do next to avoid any catastrophes within your veterinary practice.

Learn more about our guest and her business:
linkedin.com/in/stacypursell
Stacy's Websites
thevetrecruiter.com/find-a-job/ (Available Career Opportunities)
thevetrecruiter.com/about-the-vet-recruiter-veterinary-executive-search-and-recruitment-firm/ (About The VET Recruiter ®)

Facebook: facebook.com/theVETRecruiter/ (Updates on Facebook)
Twitter: theVETRecruiter
Twitter: PursellGroupLLC

Email Stacy at:
stacy@thevetrecruiter.com

We are Tom and CJ with Florida Veterinary Advisors, and we help reduce stress for veterinarians by giving them the next step in their financial plan.

Find out more about us on our website. flveterinaryadvisors.com

We have resources for you:
Watch the no-cost 5-part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course:
Protect, Grow, and Exit Your Practice on Your Terms

Take our brief assessment to discover what you could be overlooking within your practice.
Test My Personal Financial IQ:

Schedule a complimentary phone call to discuss how to better use of all the cash inside your practice.

Check out our social media channels.
Facebook: https://www.facebook.com/flvetadvisors
LinkedIn: https://www.linkedin.com/company/flvetadvisors/
YouTube: https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Did you talk about finances much when you were a child? Today so many people avoid the topic because it’s not something openly discussed. We often like to call this “ostrich syndrome” because the easiest thing to do is stick your head in the sand. If you’re someone who is avoiding their finances this episode will open your eyes on how to take that next step in your finances.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
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Every day we are bombarded with advertisements. Every day there is a sale here, and a sale there. Social media is doing a fantastic job to get us to buy things that we never thought about buying before or keeping those things in front of us when they are “on sale.” We can easily get caught up thinking something is needed but really find out it was an impulse buy. Since the holidays are around the corner, let’s take a step back to look at how we get absorbed into these never ending sales and how to snap ourselves out of this mindset.

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Join us while Tom Seeko, co-owner, and co-founder of Florida Veterinary Advisors, meets with Dr. Dani McVety, Co-Founder of Lap of Love. She started off practicing as a veterinarian, but her ambitions got the best of her. Quickly out of school, she started Lap of Love with a friend, which has exploded into a thriving veterinary hospice business. Dani shares her story from when she started, what led her to Lap of Love, and gets personal about her financial decisions.

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We'd love to hear from you! What do you want to know more about but are too busy to ask? Drop it in the comments and let us know. 

Contact us on our website: https://flveterinaryadvisors.com/
Florida Veterinary Advisors FB Page: https://www.facebook.com/flvetadvisors/
SmarterVet Podcast FB Page: https://www.facebook.com/smartervetpodcast
SmarterVet Podcast Website: https://smartervetpodcast.buzzsprout.com

Watch our complimentary (short) video series on financial management
series.flvetadvisors.com. 

Our website has many resources to help you in your financial journey. Many of our tools and assessments are ready to use! We also offer RACE-approved CE for our veterinary professionals who need extra CE! Might as well get credit for working on your financial health, right?  

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Many veterinarians suffer from an uneasiness regarding their student loan balance and their payments. In a lot of cases this causes them to lose sight of the bigger picture within their finances. Today we are going to go through how your student loans may feel big, but they may not be as big of a deal as you think they are. In fact, we see a lot of people who are able to do the things they want AND still pay off their loans without too much of an issue. You no longer have to feel like your student loans are going to crush you.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
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There are many people who have accidentally fallen into business ownership and there are a select few who were laser focused on why they were starting a business. At the end of the day, there are many crucial steps that we need to take and planning should not be reacting to your circumstances but preparing in advance. The thought about hiring a CExP comes when someone reached their threshold and wants to leave yesterday. During this episode, we are going to talk about how a CExP can help with planning beyond the exit so you can get the most from your business and financial planning.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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Show us some love, like, follow, and subscribe to our pages. It really helps us out! 

We'd love to hear from you! What do you want to know more about but are too busy to ask? Drop it in the comments and let us know. 

Contact us on our website: https://flveterinaryadvisors.com/
Florida Veterinary Advisors FB Page: https://www.facebook.com/flvetadvisors/
SmarterVet Podcast FB Page: https://www.facebook.com/smartervetpodcast
SmarterVet Podcast Website: https://smartervetpodcast.buzzsprout.com

Watch our complimentary (short) video series on financial management
series.flvetadvisors.com

We have many resources on our website to help you in your financial journey. Many of our tools and assessments are ready to use! We also offer RACE-approved CE for our veterinary professionals who need extra CE! Might as well get credit for working on your financial health right?  

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Financial statements are exciting because they tell the story behind the numbers. Business owners don’t realize just how much their financials can tell them about their business and about how their own personal stories are unfolding over time. Today we talk about how to look at financial statements, not as the black and white numbers on a page, this makes me want to cry type of exercise, but rather, an exciting way to discover how you can make changes that could revolutionize how you are impacting the community you serve and the employees that you support.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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Each day we are presented with new opportunities. And there are days where we feel invincible and others that we wish were over. We all have these experiences and there are some people who have found ways to cope with them better than others. Since life is ever changing we want to spend time to talk about our personal experiences and ways that we have learned to work through those days when we are feeling down and how to really embrace those days when we are at our best when everything seems to be going right.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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Eric Rooker, DVM, always wanted to be a large animal veterinarian. He made his childhood dream come true but has also taken steps to help other vets in their personal growth and empowerment so they can live their best lives. Dr. Rooker founded Operators to Owners with the intention of assisting vets improve autonomy, planning for growth and developing positive psychology. Here is his journey from childhood goals to advice on earning enough money to improve your life.

smartervet #otovets #positivepsychology #entreprenuerialspirit #selfdeterminationtheory

Our guest's links:
Dr. Eric Rooker's Professional LinkedIn: https://www.linkedin.com/in/eric-rooker-4904a219a
OTO Facebook Community: https://www.facebook.com/groups/otovets/
OTO Website: otovets.com
Personal Growth Survey: https://www.otovets.com/pgi

More about Florida Veterinary Advisors:
We are Tom and CJ with Florida Veterinary Advisors, and we help reduce stress for veterinarians by giving the next step in their financial plan. Find out more about us at https://flveterinaryadvisors.com/

We have resources for you:
Watch the no-cost 5-part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course:
https://lnkd.in/gk74wP_8

Take our brief assessment to discover what you could be overlooking within your practice.
Test My Personal Financial IQ: https://lnkd.in/diCdWey

Sign up for a complimentary phone call to discuss how to better use of all the cash inside your practice.
Schedule a time: https://lnkd.in/dCfJaB4

Check out our social media channels.
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LinkedIn: https://lnkd.in/exua8bUj
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We are ALL told to save money. It’s easy for some but others tend to struggle with getting a good handle on what is holding them back from becoming a World Class Saver. Since there are demands and desires that we all have in life, many of us can get caught up with the day to day putting out fires without understanding the reasons why saving is so difficult. In this episode we have identified the top 5 things that are sabotaging your savings so you can once and for all get a handle on your savings habits.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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It’s hard to stay focused on what’s important with the day to day of managing a family, working a full time job, managing relationships…life is exhausting and it’s hard to stay in front of the fires that are constantly popping up. Today we are going to go through some personal tricks that we’ve been able to use in order to stay focused in our business and our personal lives.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
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Karen Felsted, President at Felsted Veterinary Consulting, Inc., is a true #vetmed data guru and someone who has the knowledge to predict upcoming trends and happenings in our industry. Find out what she has to say and how you can gain some insight into the future of veterinary careers, practices, and trends in her episode of The Bend.

Connect with Karen on LinkedIn

Email Karen:  karen@pantherat.com 

We are Tom and CJ with Florida Veterinary Advisors, and we help reduce stress for veterinarians by giving the next step in their financial plan. Find out more about us at https://flveterinaryadvisors.com/

We have resources for you: 
Watch the no-cost 5-part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course:
https://lnkd.in/gk74wP_8

Take our brief assessment to discover what you could be overlooking within your practice.
Test My Personal Financial IQ: https://lnkd.in/diCdWey

Sign up for a complimentary phone call to discuss how to better use of all the cash inside your practice.
Schedule a time: https://lnkd.in/dCfJaB4

Check out our social media channels.
Facebook: https://lnkd.in/d8CHPKn
LinkedIn: https://lnkd.in/exua8bUj
YouTube: https://lnkd.in/gW5NCK9k

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Life is full of surprises and we often react to things in front of us because we are preoccupied with well… Life. We make decisions with little information and expect good things to happen at the end. There are three types of saving and we all want the ability to feel secure and free. In this episode, we want to share with you the last type of savings and to give you hope that one day you can choose to stop working for a paycheck.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ

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When it comes to knowing how to save and where to save most people we talk to are all over the place. They have heard things on Facebook, Tik Tok, friends and family on all of the different ideas and approaches on how much you have in different accounts. This episode is going to go through what we’ve seen to be most effective for the majority of people we’ve met with when planning for their financial future.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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Tom Seeko, co-owner and co-founder of Florida Veterinary Advisors, spends time speaking with Dr. Peter Weinstein who has spent his entire career within veterinary medicine being an advocate for the profession. Listen in to learn about the challenges that Peter experienced, his successes, and the opportunities that he took advantage of throughout this phenomenal career.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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We all know that we should save money but most people struggle with knowing the purpose for their savings. Are you saving to purchase a home? Build up an emergency fund? Looking to become financially independent in the future where you do not have to rely on a paycheck any longer? The purpose of savings for each of these has a significant difference. Join us while we talk about the purposes of savings and the reason that you should have each one.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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During our day to day we avoid unprofessional and unproductive language that could hurt our reputation and our relationships. Today we are going to go through a 4 letter word that is commonly used every day and is holding people back from living intentional and rewarding lives.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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Tom Seeko, co-founder and co-owner of Florida Veterinary Advisors, meets with Dr. Mia Cary, founder of Cary Consulting, to talk about how her company is changing the veterinary community by increasing leadership skills, communication, and how to bring everyone together. In this conversation, Mia talks about where the industry is going and shares great insights on actionable steps that can be taken today.

Learn more about Mia and her company Cary Consulting:
LinkedIn: linkedin.com/in/miacarydvm
Website: caryconsulting.com
Instagram: @zenvet23
Twitter: @zenvet23

We are Tom and CJ with Florida Veterinary Advisors, and we help reduce stress for veterinarians by giving the next step in their financial plan.

Find out more about us at https://flveterinaryadvisors.com/

Watch the no-cost, 5-part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ

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We are often asked to share more about ourselves. And one of the many questions that come up is about the experience clients have when working with us. In this episode, we’re going to walk through what people usually are thinking and feeling, and what you could expect when you first meet with us. Trust us, it’s not as scary as you might think.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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We are watching more and more veterinarians become part of the Smarter Vet community every day. Between the people that are contacting us on our website, the text messages, the phone calls, client meetings, we are literally seeing the largest wave of people in the 8 years we’ve been focused on working with the veterinary community and we are working on more projects, speaking at more events and are getting the word out as much as we can. Today’s episode will give you the details on where you can find us in the coming months. If you see us around don’t hesitate to come and meet us!

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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Tom Seeko, cofounder and coowner of Florida Veterinary Advisors, meets with Andrea Crabtree, founder of Fur Paws Consulting, to talk about what challenges veterinary practices experience. Andrea is amazing at the work she does to help engage teams and make the practice more efficient.

Get in contact with Andrea Crabtree
https://www.furpawsconsulting.com/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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Tom Seeko, cofounder of Florida Veterinary Advisors and cohost of Smarter Vet Financial Podcast, talks about the 401(k) and how often people can confuse it as their retirement plan. There are times that money should be saved into a 401(k) and there are times that you should probably wait.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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Tom Seeko, cofounder of Florida Veterinary Advisors and cohost of the Smarter Vet Financial Podcast, talks about the ever confusing acronym EBITDA. When you're a business owner, this number is often discussed but few people actually understand its significance other than is it positive or negative.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
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Tom Seeko, coowner and cofounder of Florida Veterinary Advisors, meets with Rhonda Bell, owner and founder of Dog Days Consulting. Rhonda started as a practice manager and then became a social media guru. She works closely with veterinary practices to help them improve their online presence and drive more clients to their practice through social media.

Connect with Rhonda Bell
https://dogdaysconsulting.com/contact/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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CJ Burnett, cofounder of Florida Veterinary Advisors, talks through a question brought up about how several veterinarians can feel like they are living paycheck to paycheck. During this brief FAQ, he discusses how to get out of that paycheck to paycheck feeling and really create purpose behind your spending.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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The term financial advisor gets tossed around with regards to people who provide financial advice but it can mean different things depending on their licensing. CJ Burnett, coowner and cofounder of Florida Veterinary Advisors, takes a few minutes to discuss this myth and what you should pay attention to when you consider working with someone on your finances.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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Tom Seeko, co-founder and co-owner of Florida Veterinary Advisors, talks with Dr. Jenifer Chatfield (aka Dr. Jen the vet) about her personal financial triumphs, challenges, and strategies that she has used to become financially independent.

Learn more about Dr. Jen the vet
https://drjenthevet.com/podcasts/
https://www.linkedin.com/in/drjenthevet/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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There is so much to learn when you become a business owner. Most will have minimal knowledge before starting the business and have a STEEP learning curve to overcome. Imagine doing this with another person who has different opinions and thoughts on what they want to accomplish from the business. Sometimes a business partner can help make everything better but other times not so much. Let’s walk through the pros and cons when working with partners and how to prepare in advance to prevent any wrong turns in the future.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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How does becoming a veterinary practice owner sound to you? Does it stress you out or get you excited? Maybe a little bit of both? We’ve worked with practice owners for years in understanding how to get their mindset right before they actually take the plunge in starting a business. Today we are going through a few pieces of advice that we’ve been given and things that we’ve noticed are crucial to making sure someone positions themselves for success in veterinary practice ownership.

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Tom Seeko, cofounder of Florida Veterinary Advisors, meets with Dr. Aaron Rainer who is the past president of the Texas Veterinary Medical Association and cofounder of Gig Veterinary Staffing. Veterinary practices are always looking to find great talent to work in their practices and veterinarians are constantly searching for a great environment to work in. Dr. Rainer helped close the gap and we talk about how Gig.vet is changing the veterinary community one hire at a time.

Learn more about Dr. Aaron Rainer
LinkedIn
Twitter
Website

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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Have you heard about our success trifecta? Our world does a great job getting us to buy into the next best thing that can earn us millions of dollars. Fads come and go but those who have a high level of success have found a formula that is repeatable where you have the most control. We’re going to share our success trifecta with you and how it can completely change the way that you approach financial decision-making.

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We have SO MANY conversations with clients and people that we meet where there is an assumption that the more risk they take in their investments they should receive a higher reward. It’s important to take risks for returns but we want to make sure we take calculated risks and not add more risk to our lives when there isn’t a matched potential in the reward we will receive.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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Tom Seeko, cofounder of Florida Veterinary Advisors, spends time with Dr. Cindy Barnes to discuss what motivated her to start Shepherd Veterinary Software and share her financial journey throughout life. Listen to some incredibly helpful tips and raw conversations from another veterinarian who wanted to be more than just a veterinarian. You might be able to pick up a few things to jump start your own financial life.

Learn more about Shepherd Vet
https://www.shepherd.vet/

Be friends with Cindy
https://www.linkedin.com/in/cindy-barnes-dvm-cvsmt-20b555103/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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So you’re saving money. Maybe there is money that you’re saving to spend soon for a house or a trip. But what about the money that you’re saving for the plan to not have to work forever? Most people default to putting money into retirement accounts and they are unaware of how this can impact them during their working career and when taking money out in retirement. Today we’re going to share ideas with you on how to get a paycheck without working for one and keep control of your money.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video CourseFind out what you could be overlooking within your practice by taking our brief assessment
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Two things are certain in life: death and taxes. And a lot of us spend a lot of time working to avoid both. There are situations where you may want to pay taxes at a time that it hurts but you really would like to keep control and access to your money over time. Today we are going to discuss some contexts in which someone may want to consider paying more taxes to enhance their financial plan.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
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The way businesses operate has changed since 2020. It could be how you interact with people or you’re not required to show up at a specific place every day anymore. Before the pandemic Florida Veterinary Advisors was already meeting with most of our clients virtually but we made the decision to take the business online to give our team a better work life balance. We’re going to touch on how we made this transition and what we do every day to keep things smoothly moving forward for the team and our clients.

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
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We have incredibly exciting news to share!

We're hosting a 7-Day Financial Wellness Challenge for the month of April with our good friend, Dr. Marie Holowaychuk. Listen now to learn about the challenge and click the link below to sign up.

Sign up now to participate in this challenge.
www.MarieHolowaychuk.com/FinancialWellness

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Tom Seeko, cofounder of Florida Veterinary Advisors and cohost of Smarter Vet Financial Podcast, spends time talking with Eric Garcia, owner and founder of Simply Done Tech Solutions. Veterinary practices struggle with how to really engage their clients through online marketing and branding. Eric breaks down a few of those challenges and the ways that he and his company assist the veterinary community to take their brand to the next level.

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It’s tempting to want to sell or change your investments when things aren’t going well. Human nature and our feelings are oftentimes influenced by information about our environment that’s more temporary than we realize. This causes us to make decisions based on fear and not on reality. In this episode, we are going to discuss some of our thoughts around recent events that are causing a lot of anxiety and how to think about your investment plan when nothing seems to be going according to plan.

Watch the video course on how to align your investments with your plan and to learn the 3 different investment philosophies.
https://flveterinaryadvisors.com/5-simple-financial-steps/

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Several clients recently asked us what we do during the day. We thought this would be a great opportunity to provide you a chance to see what it’s like behind the scenes with Florida Veterinary Advisors and to break the myth on what you thought we might be doing each day.

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Today Dr. Jill Clark, the founder of IGNITE, joins Tom Seeko, cofounder of Florida Veterinary Advisors to talk about how education is changing in the veterinary community and how IGNITE is taking things to the next level by providing online training to help with the challenge of financial wellness.

Take a look at IGNITE
https://ignitevet.com/

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Time is like money in that if it’s not directed then it’ll direct you. Most people struggle with taking control of their time because of all of the demands that are placed on us. We are coworkers, parents, spouses, bosses and more! This episode is to give you a little window into how you may be able to take control over your time in the same way that you can take control of your money.

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There are no manuals on how to be a parent and we have to spend a lot of time just FIGURING IT OUT. The other side of trying to raise a child is that we now have to consider how it impacts us financially today and over time. There are some things you should be focusing on right now that can help set up a strong foundation today and we’re going to give them to you.

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You’ve probably spoken to your new spouse about the costs of your wedding and the honeymoon, but very few find time to discuss the financial aspects of their marriage continually. Some go years without examining their financial lives and end up wishing they had addressed things sooner. Financial problems are often in the center of divorces. This episode is meant to get you closer to a divorce proof marriage.

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The veterinary professional is going through so many twists and turns. Graduating veterinarians are struggling with lots of student debt, the stress level is through the roof, and there is so much demand on veterinarians to do their best. The cofounder of Florida Veterinary Advisors, Tom Seeko, spends time talking with Dr. Marie Holowaychuk on how to become more present and to regain happiness through wellbeing.

Get in contact with Dr. Marie Holowaychuk
Marie's website
Facebook

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If you’re someone that owns disability insurance or maybe looking to get disability insurance, there are two distinct types of coverage. We’re going to spend a few minutes talking about what to consider when choosing coverage and hopefully help you make sure you have the right ones.

Learn more about disability insurance.
disability.flvetadvisors.com

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2021 was an EXPLOSIVE year for us. A lot of you have been asking us about what we are up to…so this episode is going to go through some of the awesome things we saw from last year!

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Today we talk about how to become more social online. There are so many people who try to market online to drive traffic to their animal hospitals and businesses but do not truly know what the marketing is actually doing for them. The cofounder of Florida Veterinary Advisors, Tom Seeko, spends time with Dr. Caitlin DeWilde with The Social DVM to talk about what challenges most practices have and what things they can do today to make them better to increase profits dramatically.

Get in contact with Dr. Caitlin DeWilde
The Social DVM
https://www.facebook.com/TheSocialDVM

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Can money buy you happiness? For some of us, growing up money could have been viewed as a source of happiness. After we get to a point in our lives we find it easier to purchase things because money is always there. Life gets busier and we often become disconnected from the journey we experience with money. During our conversation, we are going to talk about if money can truly buy you happiness and what you can do to change your perspective.

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Take a quick moment and pay attention to what your body does when you think of the word, “GIVING”. How do you feel? Is it something that makes you feel a deep sensation of joy or does it drain your energy level? The saying goes, “to give is better than to receive,” however, if you give too much it would be natural to resent the “G” word...Today we are going to explore the topic of giving and how to approach it with balance.

Speaking of giving, we are giving away free “I am a Smarter Vet t-shirts” to those who screenshot this episode, post a link to this episode and have a comment with #Smartvets in a Facebook post.

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We have options in life. Every day there is a choice to do something and to not do something. The way that we prioritize the things that matter to us and taking the next step to do them is what makes the difference. Have you ever considered the ways that you can BUY time? We’re going to give you thoughts and simple things that you can do today to recapture the one resource that we cannot get back.

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Meet Adam Greenbaum. He's the CEO and Founder of WhiskerCloud. A company that is taking the digital presence of veterinary practices into the 21st century. During our conversation, we touch on the struggles that veterinary practices have with their online promotion, how to improve to drive more clients into the door, and helpful tips that you can start working on today. 

Find out more about  WhiskerCloud-https://whiskercloud.com/

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We have lots of resources on our website to help you in your financial journey. Many of our tools and assessments are ready to use! We also offer RACE-approved CE for our veterinary professionals that need some extra CE also! Might as well get credit for working on your financial health right?  

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If you own a practice or are a relief vet you’ve probably wrestled with the question of how much money you should leave in your practice’s checking account. Today’s episode we are going to break down our thoughts on exactly just how much cash you should leave in your practice AND some ideas on what you can do with your cash if you find your practice checking account has too much of it...

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Thanksgiving is next week followed by the BIGGEST shopping day of the year. As you might have experienced yourself, life is incredibly chaotic. It is easy to get distracted from the things that we find to be most important to us because we’re running from one thing to another. Thanksgiving is the day to reflect on those things that you have been blessed with.

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Practice owners get to an age when they begin to consider how they will sell and exit their practice. What we commonly hear is that I plan to exit within "5 to 7 years" but the time passes without any definitive action. Listen to learn how to avoid this rolling period and to prepare in advance to exit your practice without constantly kicking the can down the road.

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We spend quality time with Dr. Katie Ford from the UK to talk about where her journey when she started practicing veterinary medicine as an associate and then wanting more flexibility in her life to further pursue her passions. She now focuses on relief work to keep up her veterinary license but spends most of her time coaching other veterinarians. Listen in on her story and the amazing things she is doing in veterinary medicine.

Find out more about Dr. Katie Ford
www.katiefordvet.com

Interested in group coaching?
www.vetempowered.com
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Noooo. Your biggest asset is not your car. It’s not the value of your business. It’s not even your home (or your future home)! A lot of people are surprised that their greatest asset isn’t a thing they own BUT it still requires your attention in order to ensure that your future is a successful one. Today we are going to explore how to plan using your biggest asset!

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We spend time speaking with Dr. Julie Cappel on how she works with veterinarians and others in the veterinary community to do life better. Listen to learn a few tips and tricks that Julie provides on how to get a better handle on life and ways to get started in your own coaching journey.

Get in contact with Julie
https://www.juliecappel.com/lets-coach

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Did you talk about finances much when you were a child? Today so many people avoid the topic because it’s not something openly discussed. We often like to call this “ostrich syndrome” because the easiest thing to do is stick your head in the sand. If you’re someone who is avoiding their finances this episode will open your eyes on how to take that next step in your finances.

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Renee Machel is one-half of Get MotiVETed, a community focused on veterinary wellbeing. She's spent most of her life working within veterinary practices and has dedicated her life to improving other's lives. Take a listen to this impactful episode on some great tips and tricks to follow.

Visit Get MotiVETed University (GMU) to get signed up today.
https://www.getmotivateduniversity.com/

As a listener of Smart Vet Financial Podcast, you receive 25% off their courses by using the code "SmarterVets" when checking out.

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As we wrap up the 3 R's to employee culture and compensation, the last one that is commonly misunderstood is how to retain employees. There are certain programs that can be viewed as retention like a 401(k) and health insurance benefits but those ultimately do not keep the most valuable people. During this conversation, we're going to dive into what defines a key employee and ways to compensate those employees so they will stick around for a long time.

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Dr. Melanie Bowden is changing the way veterinarians think. She started with practicing medicine and stepped up to be a voice for the rest of the veterinary community by speaking on TEDx. She is now an author of What The FK: Is This Really VetMed?Join us in the conversation where Melanie shares what most veterinarians struggle with within their careers and how she is that beacon of light to help others.

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Spoiler alert. We’re all human. And it’s hard to change when we’re so used to doing things a certain way for a long time. The easiest thing we can do is do nothing. Keep the job we don’t like. Keep the same advisor even though they haven’t talked to us in years. Keep our mouths shut whenever there is something bothering us. There are certain things like your financial plan that can be difficult to fix later because time is our biggest enemy. Join us while we talk about how you might be settling without even knowing it.

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Listen to our discussion with Debbie Boone, Veterinary Practice Management Consultant. We spend time talking about the inner components of veterinary practices and how to better engage employees. If you're looking to communicate better with your team get a copy of Crucial Conversations. Helpful tips and strategies to have a huge impact.

Schedule an exploratory conversation with Debbie Boone
https://dboone2managevets.com/

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Join us for Frequent Ask Questions Friday where we touch on how veterinary practice owners are getting it wrong with retaining their team and what to do to get more engagement from those that could be life-changing if they left.

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Join us for Financial Tip Tuesday to learn why culture is important inside your veterinary practice and what are things that you should do today to get the most from your team.

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The worst way to reward an employee is with a cash bonus that is not tied to anything specific that they had control over. If you bonus cash to an employee and label it something generic like a “Christmas Bonus” they most likely will expect the same or more the following year! Also, a downside of the ambiguity of a cash bonus is that the employee isn’t sure how they should perform to get it again. Today we are going to give some ideas on how to reward employees in a way that will boost overall engagement, morale, AND profits.

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Clint started a business called Lucca Veterinary Data Security to help protect patient data that is being stored by veterinary practices. With the increased demand for accessibility there has been a huge spike in the amount of practice storing their records and data online. Since there is so much to learn about the internet it is important to address any vulnerabilities that could expose your information. Join us in this conversation to learn what veterinary practices aren't doing, and actionable steps they can do with Lucca to make sure their information is secure.

Looking to connect with Clint?
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Join us for Frequently Asked Question Friday where we answer your questions and talk about how to get your mindset right when preparing to exit a veterinary practice.

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Join us for Financial Tip Tuesday to find out what are common employee benefits available for a veterinary practice and some things to consider when offering them.

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Oftentimes when we ask business owners what they are doing to recruit the talent they need their answer is, “Nothing” or “very little”. Mostly because they don’t know where to start and the next step is unclear to them. Today we are going to do a deeper dive in what constitutes a solid recruiting program.

This is part 2 of a 4 part series where we will dive further into what fits into each category and ideas on how to implement different programs within your practice.

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Colin Carr started CARR in 2009 with a mission to improve the commercial real estate market for medical professionals. Listen in now to learn about challenges that many experience with purchasing or leasing properties, and steps that you can take today to not lose any money while capturing as much opportunity as possible.

Get in contact with CARR Real Estate
www.carr.us

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As a practice owner you’re always looking to provide more for your employees. This is just the nature of you being a veterinarian. We find that many owners start to provide cash bonuses to engage employees but don’t know if it’s actually working. Join us to learn about the 3 categories in which you can be spending dollars to improve your culture. 

This is part 1 of a 4 part series where we will dive further into what fits into each category and ideas on how to implement different programs within your practice.

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Paul Camilo is the co-founder of Your Pets Vets and an expert when it comes to dental care for animals. Listen to this episode to learn about how to incorporate dental into your veterinary practice and to make it a routine procedure offered to patients.

Tip: Get a dental x-ray to open up all the opportunities in dental!

Get in contact with Paul

  • Send a text to his mobile at 954-529-7825
  • LinkedIn
  • paul@yourpetsvets.com

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I am sure you’ve heard the quote by FDR that the “only thing we have to fear is fear itself.” Today we are going to talk about how a fear of your finances may be affecting you and actionable steps to work on overcoming that fear and get started on a path to financial independence AND experience a life with less stress.

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Peter Kilkelly is the Chief Veterinary Development Officer of Terravet Real Estate showing veterinarians how to get the most value from their real estate. Make sure that you're not losing money on a lease, learn how to maximize the value of your real estate for the highest sale price, and steps that you should be taking today to reinvest into your real estate to get the most value.

Get in contact with Peter
https://terravetrealestate.com

Request a complimentary valuation
https://terravetrealestate.com/valuation

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Are you a practice owner that struggles with employee engagement?

Are you looking to give away equity to one or more employees?

There are many considerations that you should look at before giving away equity to an employee. Listen now to find out what they are and thoughts that you can do to actually retain those important employees in your business.

financialtipTuesday

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There are many different things to think about when you’re getting married. Oftentimes we address those areas that are most urgent but not necessarily most important. This episode is meant to give you some things to address and think about whether you got married last week, last year or last decade but have never gotten around to getting FINANCE MARRIED.

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Dr. Marci Kirk discusses challenges that recent veterinary graduates work through, initiatives and efforts that AVMA is looking to implement to make life simpler, and things to implement into your life right now.

If you haven't listened to My Veterinary Life make sure to check it out!

Get in contact with Dr. Marci Kick
mkirk@avma.org

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We are constantly asked how much to put as a downpayment for a home. Should you put a large downpayment to avoid PMI? Or should you keep a majority of your cash and put down the smallest amount? Listen now to learn the advantages and disadvantages of putting down too little or too much. 

FAQFriday

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Everyone has their own opinions towards how money should be used. And the thing is, it’s not about money. It’s about the purpose and what money does for us. Sometimes we can view things differently, and that’s ok. We’re going to talk through examples that we experience and steps to take that can get you working with your spouse, not against them.

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We all have a passion to do something greater in life. Tom Seeko, co-owner of Florida Veterinary Advisors, talks about his why for working with veterinarians and what fuels him every day to continue to work harder for the community.

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Listen to Josh Vaisman with Flourish Veterinary Consulting talk about how all veterinarians and staff should be able to find enjoyment in their work. He discusses the challenges many practices work through and ways to actively engage employees through scientific research.

Get in contact with Josh
josh@flourishveterinaryconsulting.com

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We all have a reason for what we do. Check out why CJ Burnett, co-owner of Florida Veterinary Advisors, works with veterinarians and the impact that he wants to have on the community!

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We all struggle from time to time on how we feel and think. Sometimes our mindsets change every day just because of… life. It’s not easy to change the way we view things but it can be done. Today we’re going to talk about 3 mindsets and give helpful thoughts on how you could change your perspective for a better life.

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Join us to hear firsthand from Dr. Sonja Olson with BluePearl Veterinary Hospitals about all the great things she is doing to help veterinarians with their health and wellbeing.

Sonja's YouTube Channel
Get in contact with Sonja by emailing her at sonja.olson@bluepearlvet.com

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Does your financial plan match your personality? This episode will explore which style best fits you: a bull rider or a tortoise. Or perhaps somewhere in between. It’s important to remember that no matter what your personality is, there will always be conflict in your relationship with money if your plan doesn’t line up with how you feel. Stick around to determine your personality when it comes to handling money. Take our short assessment to find out what you might be overlooking in your plan.
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Join us to learn about how Dr. Dana Novara is helping change the veterinary profession one person at a time. You will discover the challenges she has experienced, the victories along the way, and what she has done to achieve the level of success in her career and finances.

Get in contact with Dana
Dana on LinkedIn
dana.novara@gmail.com

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Everyone is always talking about 401(k)s, Roth IRAs, and all of the retirement accounts that are out there. But even though these accounts are titled “retirement accounts” it’s important to know that you can still save for retirement outside of these accounts and what other options are out there when it comes to investing money for your long term plan.

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In today's episode, Jason Coppens shares how he works closely with veterinary practices throughout the U.S. on how to increase profitability. You will learn a few struggles that practices have with employees and how he is working with these practices to find creative ways to reward individuals and groups of people.

Get in contact with Jason
jason@cb-strategies.com
www.cb-strategies.com

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There are 4 rules we believe that all people should follow when they are beginning to invest money or need a clearer vision of how they should be investing their current assets.

Join us during this episode to learn about the 4 rules and what you can do to implement them into your investment plan.

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Join us to learn how Cari Wise, DVM is helping the veterinary community find joy in their everyday lives and when serving their patients. You will learn about the 3 things that cause people to not have joy and simple ways to improve the joy that you experience in your life.

If you want to learn more about the resources offered by The Joyful DVM make sure to visit www.joyfuldvm.com.

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You’re looking to get more control over your income and become a World Class Saver but not sure where to start. This can be one of the hardest steps in your finances because there are many reasons to be lazy. Tracking spending helps give you the clarity to drive your plan and not let your plan drive you. Today we’re going to give you some techniques to get the most control over your spending.

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We just jumped into a new year. This means you have the opportunity to “do things over again.” You can start working out, eating better, and, maybe, start tweaking your finances. Most people ask us what is the  MOST IMPORTANT THING that they should focus on when working on their finances. In today’s episode, we’re going to give you that ONE thing and how to take your plan to the next level.

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We understand the effort that entrepreneurs must have to start and grow a business. And with being entrepreneurs ourselves there comes a lot of fun, but also a lot of uncertainty. So starting a practice is exciting and also freakishly scary! Today we are going to walk through some things that you should be thinking about when looking to start a practice from the ground up!

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Most veterinarians believe they can buy a business and it will give them the freedom to practice the medicine they’ve always wanted to. However, most go into practice ownership BACKWARDS and end up realizing they are dead wrong. When you own a practice you are a business owner FIRST and THEN a veterinarian. Most think of it the other way around.

Today we are going to discuss a few obstacles to look out for during the purchase process and what professionals you should hire to help you.

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Eric Benke is a principal at the accounting firm Kanter & Associates that specializes in working with veterinary practices and other businesses maximize their profitability. They not only focus on helping business owner pay their fair share in taxes but improve the overall growth to help with getting the most for a practice when it's sold. During this episode, we spend time with Eric to learn about the top 3 things veterinary practices overlook with accounting and growth of their practice.

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Most veterinarians believe they can buy a business and it will give them the freedom to practice the medicine they’ve always wanted to. However, most go into practice ownership BACKWARDS and end up realizing they are dead wrong. When you own a practice you are a business owner FIRST and THEN a veterinarian. Most think of it the other way around. Today we are going to discuss a few things you should be thinking about before going into practice for yourself.

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Retirement can be scary. There are so many unknowns. Like, are your investments going to be enough? What if you live longer than anticipated? Are you going to have to reduce your lifestyle from what it is now? Today we are going to discuss how the risks in your life change completely the day you step into retirement.

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Investing money… You’ve probably heard that word more than once. Everyone should be doing something to get more growth from their money (instead of letting it all sit around in a bank account). The challenge is knowing how to coordinate everything with your plan to make sure you’re on the path to achieving financial independence. 

During this episode, we’ll dive into what risks you should know more about and possible ways you can avoid a disaster.

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The amount of risks that are present in our lives is endless and there are many risks that you might not be aware of in your finances.

In this episode, we discuss what insurance risks you should become familiar with and potential ways to avoid your plan from taking an unnecessary detour.

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Join us for an exclusive interview with Dr. Ericka Mendez. She is on a journey to always find purpose in what she does and started The Purposeful Vet.

Learn more about her mission by visiting The Purposeful Vet and Ericka Mendez, DVM.

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Budgets… What are they good for? Well, they can help you create great spending habits. Maybe you’re looking to save more money or put more towards your debt. Most will try a budget and struggle to keep up the behavior. During this episode, we’ll talk about some of the things you can do right now while covering the differences between budgets and spending plans.

Looking for a better way to track your spending? Download our cash flow tracker.

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We all know that we should save money. We save money for things like buying houses, paying for a wedding, and travel. On the other side, we save money for that choice to not work in the future. At your work there might be a certain amount you contribute out of every paycheck towards retirement and maybe a little into the accounts at your bank. During this episode, we are going to discuss how you could improve your savings habit and save more for your future.

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There seem to be so MANY life insurance options and, well, it’s true! BUT, there are actually only 3 types of life insurance that really exist today. Each one has a different purpose and there are a few things you might want to consider when protecting your family. During this episode we are going to discuss the 3 types of life insurance and what you should know when you’re trying to purchase that right policy.

In our experience, NOT ONE veterinarian we’ve met with, in nearly 10 years, has known our answer to two basic questions regarding life insurance. They’ve read what’s on Google, and what other insurance companies believe, but our answers almost always shock people when they first hear them. The questions are: “How much do you need?” and “What are the types of life insurance that you can own?” Here are our answers...

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Everyone has made drastic changes in 2020. More and more information is becoming available and many are asking the question, “Is this the new norm?” You can take the changes as a positive or a negative in your life… that’s up to you to decide!

During this episode, we’re going to talk about challenges that people, like yourself, have experienced and a few things that you can do to refocus yourself on what can be controlled in your financial life.

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Dr. Cindy Trice is the owner and founder of Relief Rover.

Relief Rover was created in 2017 out of a passion to help vets do what they love doing (caring for and healing animals) without giving up freedom, control, variety, and even the opportunity to experience different parts of the country and sometimes the world. It’s not the typical routine, which is why we love relief work. We get it. That’s why Relief Rover was created. Read more.

Join us in this special episode to learn about Cindy's challenges, successes, and even advice on what you should be doing to get the most out of your finances.

Do you want to contact her?
Visit Relief Rover or send her an email at cindytricedvm@reliefrover.com!

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We all WANT to make sure our future is secure. So, by default, we begin to save for retirement because it’s important.

Many veterinarians when they start a job will automatically contribute money into a 401(k) because they get a match and this is the only bucket that makes sense… right?

During this episode, we will cover what you should know about your 401(k) or 403(b) and how to differentiate between your account AND your plan.

Want more to know more? Get access to an article to continuing your learning!
5 things you MUST know about your 401(k)

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Saving money is a huge buzz word.

Everyone is told that we should save, but do you know why?
And, how much each year that you should be saving for the future?

There is this balancing act of trying to enjoy today but, at the same time, wanting to be financially independent.

In this episode we will cover the true purpose for saving money and how much you might want to consider putting aside each year. Take our short assessment to find out what you might be overlooking in your plan.
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Protection is important; actually really important. Catastrophic events can happen at the blink of an eye.

So, how much insurance coverage should you have? We all have some type of insurance and might believe we are fully protected. But what does fully protected mean?

During this episode you will learn what fully protected means to us and how to keep you and your family secure.

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There are many types of protection out there and most ways to protect yourself are through insurance policies.

A few insurances are required legally and other protection items are not. In most instances, the ones that are required we will get and just assume they are going to protect us.

For the ones that aren’t required, like disability and life insurance, people tend to be grossly under-protected and for good reasons. This episode will shed light on what we truly are protecting… our lifestyle.

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We are excited to be joined in this episode by Dr. Joy Fuhrman, Director of Finance and Operations at Shepherd App.

She is going to review how her financial background with an MBA and CPA has helped but hiring an advisor took her plan to the next level. Stay tuned to find out about her struggles, successes, and things that she has found to be the most impactful in her finances.

Do you want to connect with her?
Email her directly at joyfuhrman@gmail.com!

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Do you know what a financial advisor is?
What exactly does a financial advisor do?
How do you know that you need to be working with an advisor?

This episode we're going to review questions and things that you should familiarize yourself with when looking for an advisor and cover how some financial professionals can get confused as Financial Advisors.

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Do you know what a financial advisor is?
What exactly does a financial advisor do?
How do you know that you need to be working with an advisor?

This episode we're going to provide clarity around 9 scenarios on when you should consider hiring a financial advisor.

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Should I save OR should I pay off debt? That is the question. Since many veterinarians are coming out of school with a high amount of student loans this is an obstacle that is regularly discussed. During this episode, we are going to talk about the mindset behind saving and paying debt while finding balance in your overall plan.

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Debt is stressful. Debt can feel daunting. Most people use debt inappropriately and then when they are in a position to repay the debt they have no clarity on the strategy. This episode will be to discuss the mindset behind debt and how people should be saving while paying their debt.

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Join us in this special episode where we interview Dr. Cherie Buisson. You will learn about her financial challenges, tips that you can implement into your own life, and the impact she experienced by working with someone on her finances.

Want to speak to Dr. Cherie Buisson?
https://ahappyvet.com/contact/

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Building a house requires many steps. First is the design, second is the foundation, and third is the walls and roof. Many people plan their financial lives by building the walls and roof without seeing the design and a strong foundation. No matter the time in your life, these 5 foundational steps will help give you the most control and certainty in life.

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Habits and behaviors should be what you focus on in your finances. You have the most control over them. The problem is that people will buy financial products before evaluating their behaviors. Everyone should plan first but most will buy products because they are everywhere and, today, easier to access than ever. Many will rely on products such as insurances and investments for their financial success. The lack of discipline to instill the right habits and behaviors will determine your financial success.

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Life is constantly throwing challenges at us. In response, we react to what is in front of us and sometimes neglect or ignore the reason why we are responding that way. Life is short and a lifetime can pass in the blink of an eye. Without clarity and a path to go down, how do you know you’re going to end up where YOU want to be?

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Some of you have heard of us, some of you actually know us and some of you have no idea who we are. This episode is going to introduce you to us, Florida Veterinary Advisors.

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